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#tags like he used too. he now buys things with james’ credit card he keeps in his own wallet because he thinks he’ll feel pretty in them or
resident-gay-bitch · 7 months
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little rich boy sirius who gets disowned and can barely survive without his expensive brands and the basic human need to eat at least once a day meeting the entirely too generous james potter who just falls for the vanity and sincerity of the reformed rich boy and decides that once sirius stops caring about brands and status and rich boy things and just cares about what matters in life he decides to spoil his boyfriend to pieces because he’s secretly sitting on a fucking fortune
#idk i just think it’s funny#like james would find sirius when he’s struggling with money because he’s so bad at saving and prioritising his spendings because he’s never#had too before and so james would teach him how to do all that stuff and emotionally support sirius through it all and sirius just falls in#love with this beautiful guy who’s just so generous and who teaches him so many things and finds value in kindness and sincerity and#compassion and all that jazz and james falls in love with sirius helplessly because he might be stuck up and vein and kind of selfish and#is stuck up and cares all too much about status but he’s trying so hard to be better and he finds empathy because sirius got kicked out for#the worst reasons because he’s always been the black sheep of his highly cultist christian family or whatver and he’s also outwardly queer#and james decides that he wants to give sirius everything and loves the way he looks in expensive makeup and designer faux fur coats and#heels and divine jewellery and all that jazz but makes sirius sell it all and learn what it means to be human and not rely on money and#status and brands and stuff and sirius learns what it’s like to be decent and in touch with humanity and only then does james take sirius on#a surprise luxury holiday for his birthday or something and then just buys him thousands of dollars worth of all these glamorous looking#things and sirius is like omg what the fuck jamie and then he just becomes sirius’ sugar daddy because he can’t help himself but they’re#also in love and much better people because of it and when sirius buys things now it’s not because of brands or because they have big price#tags like he used too. he now buys things with james’ credit card he keeps in his own wallet because he thinks he’ll feel pretty in them or#because he thinks james will loose it if he sees sirius walking around in it or if he sees a really cute toaster that sends him into a#frenzy that has him spending all way too much on an impromptu kitchen renovation but james doesn’t care because as long as his boyfriend is#happy and actually paying attention to the price of things and calculating the best value and taking james’ opinion as well and just being#happy and safe and accepted in his new home and family here with his jamie#please i think they’d be so cute ugh!!!#prongsfoot#bambibelle#drabble#fic idea#marauders#james potter#sirius black#jay talks
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mrs-march-ahs · 3 years
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Fashion Show for Kai
🎶I hit 600 and I’m at my peak Let’s all get excited for my Kai Week🎶 sorry that there’s so much author’s note today
Summary- Kai is sick of you loitering and bothering him, so he gives you a one time offer to go shopping and buy anything you want. The type of clothing you chose makes him realise giving you his credit card was a good choice, for both of you.
Warnings- Soft Daddy! Kai, knife & blood kink, nerd alert (Words- 2.5k) (Tag list- @tatestripedsweater​) 
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Requests- “ Can u do a kai x fem!reader smut where kai is actually a soft daddy?? I know it sounds kinda impossible for kai but it really makes me feel nice to imagine him as a soft daddy so yeah. And reader's not a virgin but it's her first time with kai. Maybe like after a cult meeting.” Yes miss girl <3
“#52 & a lil bit of knife play with divine ruler?😇 you’re so talented ily <3 - @daddyevanpeters​” I didn’t use the number prompt which I hope is okay, I think you’ll like this<3 no i love you
“CONGRATULATIONS ON 300 FOLLOWERS!!!! You are so inspiring and talented. I just joined the fandom recently, and you have been such an amazing person to look up to! I heard that you were taking requests, sooooooo do you think you could do a head cannon for James, Kai, or the Evans (if you want) on how the would react to seeing reader in lingerie for the first time!! THANK YOU!” I hope you’re still here! This request is clearly from a while ago, but this was the perfect opportunity! I love it, thank you you’re sooo sweet<3
you’ll need this picture for later, enjoy ;)
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You slowly walk downstairs, and try to take a quick glance to see whether Kai’s cult meeting is coming to an end. Although you were almost always welcome, when it came to an upcoming murder, for some reason, Kai didn’t want you involved. And to keep you as safe and indifferent as possible, he didn’t tell you anything about it. But now that you were having a few days off work, you found yourself wandering around the house aimlessly, wanting to be with Kai even more than usual. You were usually welcome at the meetings, and it felt unnatural to you to have to avoid them. When you peaked your head around the corner of the bookshelf, Kai instantly notices you and hedges in his sentence, looking to the floor and sighing. He rubs his eyes before looking back up at you.
“I thought I was clear, can’t you keep yourself busy?”, he snaps at you. You walk over a little closer to him and sigh in exasperation.
“Can’t I just sit with you? I won’t even listen I swear-”, you don’t bother saying anything else when Kai stands up and burns you with his eyes.
“Go away”. You sulk at his words but continue to stand there, your eyes flicking around the floor, searching for something else to say and as you open your mouth to beg to stay yet again, another loud sigh interrupts you. He shakes his head and reaches into his pocket, before taking out his wallet and then credit card. He holds it in front of you and speaks with his regular authoritative tone of voice. He had to make sure that everybody at the meeting knew that he was completely in charge of you.
“Here. Don’t go crazy, but go somewhere and keep yourself busy”. You hesitantly take his credit card from his hand and nod at him, but when you pick your arms up to give him a grateful hug, he pushes them back down to deny it and snaps at you once last time.
“Do not come back here until I’m done with my meeting”
You nod and promptly leave, knowing that Kai doesn’t expect an answer, and just expects you to understand and follow every order he gives you. You quickly get dressed and leave the house, knowing Kai will get more mad if you sit around and don’t take advantage of what he gave you. Though he never particularly showered you with money, he always made sure he spoiled you some way or another so you would stay close to him.
You cautiously but happily spend Kai’s money, unsure how much you have or how much he is willing for you to spend, but in order to make sure that he wont regret giving you this gift, you decide to treat him too.
Within a little more than an hour, the very complicated plan of murder is clear to everybody in the cult and the meeting comes to an end. At that very second when most people begin to scatter, your phone in your pocket dings loudly, making sure you hear it. You’re in huge trouble if you don’t reply to Kai’s messages and calls, so to avoid having your phone taken away you never put it on silent or vibrate, and immediately read his messages. He asks when you’re planning to return home, and even though you were on your way for a coffee, mostly done with shopping, you don’t want to make him wait for you. Your thumbs dance around the keypad as you plan a message when your phone buzzes in your hand with another message from Kai.
‘Come home now’
Although his anger and fierce dominance strikes fear in others, and sometimes in you too, you go home with an innocent smirk on your face, already excited for angry Kai.
When you walk through the door Kai shuts it instantly after you, making you flinch, not having noticed him behind it. You attempt to hide your bags behind your back, but to no avail.
“I got a scam alert”, he says calmly, turning the key in the door to lock it.
“Uncharacteristic purchase from Victoria’s Secret”, he says quietly. Kai inches closer to you and puts his hands on your waist with a tight possessive grip, before looking over your shoulder at the bags behind your back. Most of them pink, one of them black. He exhales deeply in satisfaction at the sight of tissue paper, already excited for the show you’re going to put on for him.
Without a single word, he goes upstairs, and you follow him like a little lost puppy following its owner. He walks into a bedroom and sits on the end of the bed, facing the door. As you walk in behind him, he leans back on his arms and looks you up and down, examining your fully dressed body. When his eyes once again reach yours, he shakes his head to the side once, and you quickly nod.
“Yes, Divine Ruler, I’ll be right back”. You leave the room and go to the bathroom and weigh your options on which lingerie to show him first, but wanting to look as innocent as possible for him, you quickly rip your clothes off and jump into the shower for a minute, gently caressing your skin with body wash before dressing up for him.
As soon as Kai hears the water running, he sighs, and starts to look around the room, needy and already thinking of ways to punish you for wasting his time.
But soon enough, you gently step towards the bedroom Kai’s in and open the door, making Kai sit up when he hears the creak. You stand before him in your baby pink lacy underwear and bra and slowly walk over to him, making your steps as light as possible.
“I showered and oiled up for you, Divine Ruler”, you say seductively making Kai moan breathily at the sight of you glistening. When you get close enough, he puts his hands on your waist and slides them down to your thighs, one of his favorite places on your body, before putting his face to them. He runs his lips along your thighs and moans at how soft you feel under him. The soft sounds coming out of him turn you on immensely, and how his rough and dry lips slide along your thighs makes them tingle.
Kai’s hands rubbing over your ass makes your mind wander to the filthiest thoughts you have, ones you’d only share if Kai made you. A recent scenario that often came to your mind in the shower was one from a week ago, where Kai bent you over his desk as per usual, but instead of fucking you right away, he spread your cheeks and used his heavenly mouth on you, something he doesn’t do often. His hands on your thighs brought back every memory you have of him between them, making you cum over and over again until you grip his hair in the excitement, which always results in him putting you in handcuffs. Unexpectedly, Kai bites your thigh, making you gasp and break out of your trance of dirty thoughts.
“You’ve picked the perfect day to be sensitive, my love”. Kai’s new nickname for you instantly heals the temporary pain caused by his teeth, and you look at him, completely smitten and in love.
He stands up and kisses your lips once, very softly, before turning the two of you around and pushing you on the bed. But today, he does so gently, and you fall onto the mattress and feel the soft covers hug your skin and make you feel a way you never feel. Loved. It was obvious that Kai loved you, and even though he never said it, he showed it by prioritizing you over any other member of the cult, and trying to protect you from certain cruel things the world has to offer. He knew you were the strongest and most dedicated member and he always felt the devotion you gave him when you volunteered to do things for him that the other pussies were scared to do. Your heartless dedication to commit murder and crimes for him was what made gentle and innocent moments like this so special to him. Your naivety and trust for him made him hard.
He straddles you and looks at you beneath him. His eyes were as dark and lustful as always, so you put your hands up to the bed frame, all ready to be tied to up at his mercy. He smiles at your obedient actions ever so lovingly, before cupping your cheek and leaning down to you.
“Not today, little lamb”. You slowly put your hands back down confused by his words, almost worried by him not being as dominant as always, but all worries melt away when he kisses you once again, not forcing his tongue in and not making you feel like you must please him. Instead, kissing you so passionately that you are left breathless and occasionally forget to kiss back, enjoying your master taking care of you and kissing your gentle lips. He moves his attention to your neck, sucking on it gently leaving the tiniest bruises that will fade away within hours.
“Do you trust me?”, he whispers against your skin, giving you goosebumps.
“Of course, Divine Ruler”. Your instant response makes Kai smile against your neck and sit back up on you. He reaches into his pocket, and slowly takes out his pocketknife, flicking it open.
“I’m not going to tie you down, Y/N, so you need to stay still, you understand?”, he asks deeply. You look at the blade in his hand with pleading eyes and gulp at the idea of him hurting you.
“You want to… cut me?”. You ask, trying to sound as sure of yourself as possible. Divine Ruler hates weak girls.
“Of course not, I won’t cut you. If you don’t move”, he says as if it’s all so obvious. No matter how unsure you were about this, his confidence made you rely on him even more and you nod your head, willing to do whatever it is he wanted from you. His warm smile at your willingness to take whatever he does to you melts your heart and you take a deep breath before relaxing your body completely. You close your eyes and Kai shuffles down to sit over your legs, looking at your boobs and thighs in the gorgeous underwear you wore for him. Just for him.
He lays his blade against your boob, and slides it down your chest, making you open your eyes nervously but stay completely still. He hums as he slides it down your stomach, before getting to your panties and unexpectedly puts the blade under them.
“I like these”, he simply states, before in one quick motion slicing them off at one side.
“We’ll have to get some more”
He slices them off at the other side, and peels them away from you, making you bite your lip. No matter how many times Kai does a multitude of dirty things to you, your stomach fills with butterflies whenever you feel his eyes on your naked body.
He puts his knife against your lower abdomen and pushes it down slightly, making it dig into your skin without breaking it. He carefully inspects the dent in your skin as he moves it down your thigh, pushing the blade at an angle that won’t cut you. Kai is intoxicated at the incredible sight of you with your panties cut off, and staying still for him with fear behind your eyes. The vulnerability of you under his knife makes his cock harden, and he puts his other hand on your thigh with a tight grip. He gives it a harsh squeeze which not only sends a pool of arousal to your pussy, but also makes you gasp and move unintentionally, his blade digging into your skin making serious contact this time. But Kai continues to move it down, creating a slice in your thigh that begins to drool blood. You wince at the feeling but say nothing, willing to take it to see Kai pleased.
“Doing such a good job baby”, Kai mumbles under his breath, his eyes glued to the sight of you bleeding. The soft praise sticks in your mind, standing separate to the usual degrading you receive from Kai during sex. He puts the blade in front of his face and licks the blood off it, keeping strong eye contact with you, making you wet.
Just when you think you can’t get any more turned on by Kai’s sudden nurturing, as you feel your blood drip down almost to the bed sheet, he leans down and licks the blood up, then sucking the blood out of your scar. The stinging only adds to the pleasure, as you are far from new at pain and pleasure combined.
He continues sucking and kissing your thighs, getting dangerously close to where you yearn to feel his face, and starts mumbling sweet nothings against them.
“Took it like such a good girl, you know”
You lean your head back not being able to handle the praise, and bite your lip in excitement knowing you make Kai this happy.
“You’re gonna get a treat for this”. Kai sits up and puts his hands under your knees and picks up your thighs, taking a longing glance between your legs as he spreads them.
Although it takes everything from you to not sit and take the treat like a good girl, you hope the happier you make him the more he’ll do for you, and you use all the strength in your body to interrupt him.
“Kai, wait”, you say softly. “I have another outfit I think you might like”. He looks at you and considers your suggestion, before putting down your thighs. You quickly sit up and practically run to the bathroom, not only desperate to get your treat, but also knowing that the outfit will take a second to put on.
When you come back out to see Kai, his eyes widen and he resists the temptation to throw his mouth open, and clenches his jaw instead. He carefully examines you from top to bottom and back, soaking in your costume. You have a black sports bra with ropes on it, khaki shorts with a gun belt and a pistol, and your hair in a braid. Divine Ruler liked sweet obedient girls, but it was obvious the inner nerd in Kai would lose his mind at your outfit.
You walk over to him as confidently as possible, the hunger in his eyes giving you a huge ego boost, and he stands up to look down at you.
“Looks like you’re ready to be my naughty girl again, correct?”, he growls, and you nod at him. He smirks and walks over to the bed stand, taking out your handcuffs. But instead of following, you stay stood and look at him with a raised eyebrow, trying to look intimidating. He looks over at you and throws the handcuffs on the bed.
“Hurry up Lara, I have some digging and exploring to do”.
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women-inthe-sequel · 3 years
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“I said I’d take care of you, did you think I wouldn’t follow through on that?”
ao3
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The day after Christmas was turning out to be a quite terrible, horrible, no good, very bad day.
All the best spots in the parking lot were full. The return lines were long, so much so that they nearly went out of the store and onto the sidewalk. When she gathered up the courage to use a public restroom, it was out of toilet paper and paper towels.
Or maybe the tension from yesterday’s Christmas dinner with Petunia and her new fiancé was getting to her and ruining the rest of her week.
Either way, Lily was determined to take full advantage of the merchandise credit in her hand. After waiting for several people in front of her to complain about the return policy (which Lily actually found to be rather generous), she finally had it in hand.
It came, of course, from returning that awful package from Petunia. Her present this year had come with a passive aggressive comment from her sister about still using her bedding from college. She tried to stomach the comments with non-committal statements and a forced smile, but Lily could only take so much.
It was a certain kind of Christmas miracle when Petunia closed the door behind her without either of them yelling.
After all that, Lily deserved to get a new comforter she actually liked and some of those bamboo sheets they always talked about on TV.
Her problem now was that a merchandise credit return meant she had to find something worthwhile in this particular store. What, she would like to ask, was the point of a giant sign about a forty percent off sale, if nothing actually fell under the sale?
“I’m sorry,” the woman at the counter said for the third time. “This item is excluded from discounts and coupons.”
It wasn’t her fault, Lily reminded herself. This woman probably wanted to be here even less than Lily did. It was moments like these when it became clear why some people got that haircut and started demanding to speak to the manager.
Maybe it was the manager’s fault, for putting up such a big sign and then preventing any items from allowing it to be used.
Petunia would do that. Petunia would complain and raise hell until she left the store.
Lily was not going to do that.
“Thanks anyway,” she said, taking the package back to return it to the shelf. “I’ll keep looking.”
The woman gave her a sympathetic nod.
Dejected, Lily threw the comforter back onto its pile and started down the aisle again. Damn Petunia and her ability to find everything on a perfect sale. The credit amount didn’t leave her any room, so she was never going to find something that could fit-
Oof.
When Lily turned away from the display, another person’s back blocked her. Brought up short, Lily narrowly avoided actually running into him. Her luck, she would be the person lost in her head enough to knock over someone in the bedding aisle of a department store.
“Sorry,” Lily said, putting her hand on a shelf to steady herself. “I guess I was a little distracted.”
When she looked up to see him properly, Lily could have been distracted for a whole new set of reasons. He had such richly colored eyes, more than a few inches on her height, and that kind of comfortable smile that hinted at self-assuredness.
She could already hear what Mary would say if she was here.
“Don’t worry about it,” the other person said, now turned to her. He grinned and lifted his hand to his hair, running his fingers through it. “Can I help you?”
“Oh, it’s fine,” Lily said quickly. “I’m having a minor shopping crisis, but it’s really nothing. My sister’s great for causing these kinds of things.”
Oh God, why was she rambling?
He chuckled. “Maybe I can take care of it. What kind of shopping crisis are we dealing with?”
Desperate times and nearly an hour looking at comforters called for desperate measures. If someone in this store had the time to help her, she wasn’t really in the position to be declining assistance. The poor woman at the counter had enough people to deal with on the day after Christmas without her bringing up another one that didn’t qualify for the sale.
Lily held out the plastic card with the store credit. “My sister gave me a few snarky comments and an ugly comforter for Christmas. I returned it, thank God, but they could only give me store credit.”
He nodded and waved for her to go on.
“Now I’m back here,” Lily continued, “trying to find something that will work and still fit in the amount she spent, since she’s apparently a sale whisperer. Or maybe the horrible stuff is the only kind on sale. I don’t know, but I think I might be stuck in some kind of neverending bedding loop. Really, I just want to get out of here and get an Auntie Anne’s pretzel.”
If only Mary was here to see her.
His grin widened, so she mustn’t have scared him too much. Maybe she was tame to deal with compared to the Christmas Eve shoppers.
“I can take care of that,” he said. “My mom’s a pro at finding a good sale, and she taught me well. What vibe are we going for?”
Lily played with the end of her braid while she tried to come up with an answer. “I’m not sure,” she admitted. “I thought something would speak to me, but clearly…” She gestured broadly. “It’s not happening.”
“I’m sure there’s something here.” When he gestured to the rest of the section, it made her look.
She saw the several rows of stacked bedding and staged bedrooms with those shortened beds stores always used. Lily was sure she already went through every aisle to check for something that would fit in her price range, but it was possible that she missed something.
She had to leave here with something, or the whole trip was a waste.
“Okay. Let’s do another round.”
Lily started another lap of the bedding section, this time with a partner. She steered clear of the tempting rack that already burned her once, since nothing on it was eligible for any kind of discounts. She also skipped over the shelves of throws, since using those for her comforter would definitely get a judgemental look from Petunia.
More than once, she had to resist the urge to fall onto one of the example beds and bury her head in the pillows. Maybe she should have stuck with the comforter Petunia picked. What was so wrong with her college bedding, anyway?
“What about this one?” he called from further down the aisle, pulling Lily out of her pessimistic thoughts. She tossed an uncomfortable looking throw pillow into a bin and looked to him and the possible option instead.
This one, which he unzipped the top of the package to reveal, was made of soft pastel squares patched together to look like a quilt. The colors went together well without being too loud. With a relieved sigh that was part laugh, Lily could picture it over the bed in her room.
“It’s perfect,” Lily said, starting toward him. “Does it qualify for the sale?”
“I think so,” he said, looking at it from several angles to find a tag. “I’ll find someone to ask.”
“Wait.” Lily stopped a few feet away from where he stood with her perfect, maybe ready to solve all of her problems quilt comforter. “You don’t work here?”
The grin was back. He shook his head, eyes holding a new amusement. “What made you think that I did?”
“Well, you -” Lily stopped and changed tack. “Then why are you helping me?”
He shrugged. “I said I’d take care of you. Did you think I wouldn’t follow through on that?”
Warmth spread across her cheeks and down to her toes without her permission. “I didn’t mean to pull you away from your shopping. I thought…”
“You didn’t pull me away from anything,” he said easily. He pushed the quilt back into the package and zipped it, turning to the register. “If this is it, you should get it.”
“I can take it. Really, I didn’t mean -”
“Don’t worry about it. I wanted to help,” he said, moving the quilt so it rested under one arm. He did it in time for her to miss her grab for the package. Instead, the attempt made her fingers brush over the sleeve of his sweater.
Lily withdrew her hands and let him carry the quilt toward the register counter. He put it down and stepped aside for her. The best course of action, she decided, was probably to avoid looking at him so he wouldn’t see the spots of color she was sure were on the tops of her cheeks. She offered the store credit to the cashier, vowing to buy this thing no matter how much it cost and be done with the whole affair.
The woman behind the counter scanned the tag and, Lily swore, smiled a little when the number came up on her screen. “This item is actually eligible for an additional discount. You have a little left on the store credit, if you wanted to find something else.”
“No,” Lily answered emphatically. “You can -”
A bright orange color caught her eye and made her reach to the display on the counter. She put the king sized Reese’s down and pushed it toward the woman on the other side.
“Actually, I’ll add this.”
The woman rang up her order and took a penny from the take one, leave one without prompting to cover the balance after redeeming her credit. She handed the bag over to a grateful Lily.
Turning, she was glad to see her helper still standing there. “This is for you,” Lily said, holding the bag in one hand and the Reese’s in the other, outstretched to him.
“You should keep it,” he answered, hands in his pockets. “My friend is always telling me that chocolate is good for stress, and that had to be a lot.”
“You should have it. I have to do something since you basically saved a stranger.”
“I’m James,” he answered, making her forehead crease in confusion. “James Potter. And you are…?”
“Lily Evans.” The answer was part reflex and part wanting to know where he was going with this.
“So, we aren’t strangers anymore. Keep the candy.”
Lily laughed and shook her head. “I have to do something for you, Potter.”
“I actually had something else in mind,” James admitted, hand once again in his hair. “Since that’s all handled, did you still want to go for that pretzel?”
Lily bit on her bottom lip to keep it from turning into a too big smile. “Sure. My treat.”
“No, Evans,” James said with a grin. “I’d like it to be a date.”
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incandcscent · 4 years
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╰ ♡  MUSE 76 ,  SHAWN  MENDES ,  CIS  MALE ┊ have  you  seen  LEO  SINCLAIR  around  hillston ?  the  18  year  old  is  said  to  be  a  COLLEGE  SOPHOMORE .  the  neighbours  would  say  that  they’re  UNRULY  and  RECKLESS ,  but  they’re  actually  CHARISMATIC  and  EFFERVESCENT .  he  often  reminds  people  of  credit  cards  without  limits ,  late  nights  in  loud  places ,  abandonment  issues  masked  with  smiles .  watch  out ,  though .  you  wouldn’t  believe  that  HE  WAS  INVOLVED  IN  A  HIT  AND  RUN  WHILE  INTOXICATED .
hello ,  friends !  i’m  rory  ,  she / her  pronouns .  i’m  very  excited  to  be  here  and  bring  this  messy  boy  who  i  love  with  my  whole  heart .  i  have  some  info  about  him ,  if  you  guys  are  interested .  and  if  you  want  to  plot  with  him ,  smash  that  like  or  message  me !
basic stats.
FULL  NAME :  leopold  james  sinclair  ii .
NICKNAME :  leo ,  sinclair .
DATE  OF  BIRTH / AGE :  august  14th ,  2001  /  eighteen .
HOMETOWN :  hillston , illinois .
GENDER  IDENTITY :  cis  male .
PRONOUNS :  he / him .
SEXUAL  ORIENTATION :  bisexual .
MBTI :  entp  —  the  debater .
OCCUPATION :  full - time  college  student  ( sophomore ,  mechanical  engineering  &  electrical  engineering  and  computer  science ) .
PINTEREST : here .
for  full  stats  go  HERE  !
backstory.
leopold  james  sinclair  ii ,  named  after  his  grandfather ,  is  the  youngest  of  the  sinclair  children ,  and  to  say  he  was  born  with  a  silver  spoon  in  his  mouth  would  be  an  understatement .  from  day  one ,  leo  had  everything  he  could  possibly  want  handed  to  him ;  but  maybe  not  everything  he  needed .
the  boy  was  only  two  months  old  when  the  sinclair  mother  abandoned  the  family .  leo  has  no  recollection  of  the  woman  but  her  actions  caused  him  to  grow  up  expecting  people  to  leave  and  needing  constant  reassurance  from  those  he  cares  about .  though  he  wouldn’t  admit  to  any  of  that . 
from  a  young  age  it  became  clear  that  leo  wasn’t  like  the  rest ,  learning  things  much  faster  than  the  rest  of  his  classmates .  one  test  and  it  was  proven  what  his  teachers  already  knew :  a  genius  iq .  the  decision  was  made  not  to  have  him  skip  grade  and  instead  his  school  worked  on  activities  to  fit  his  needs .
as  a  restless  and  active  young  boy ,  he  needed  constant  stimulus  both  mentally  and  physically  to  avoid  boredom  and  the  trouble  that  always  come  with  that .  and  even  with  a  full  day  of  tinkering  with  computers ,  playing  sports  and  being  out  with  his  friends ,  leo  still  constantly  got  himself  into  mischief . 
he  skipped  8th  grade  and  went  straight  to  high  school  and  took  his  place  with  the  popular  crowd .  he  was  in  the  football  team  ( quarterback ) ,  the  basketball  team  (  shooting  guard ) ,  and  the  baseball  team  ( pitcher ) ,  and  his  weekends  were  spent  getting  drunk  or  high  or  both  at  some  party  with  his  friends .
leo  graduated  top  of  his  classes  and  out  of  a  pile  of  college  acceptance  letters  he  decided  to  stay  in  hillston .  he’s  currently  in  his  second  year  there  pursuing  a  double  major ,  studying  mechanical  engineering  and  electrical  engineering  &  computer  science .  he  is  also  the  quarterback  for  powell  university’s  football  team .  his  weekends  are  still  spent  just  like  he  did  in  high  school . 
one  of  those  nights  ended  with  leo  waking  up  next  to  his  best  friend ,  scarlet  rhodes .  a  couple  months  later  she  came  with  the  news  that  she  was  pregnant .  it ,  of  course ,  shock  and  terrified him .  their  daughter ,  natalia ,  is  now  three  months  old  and  without  a  doubt  the  most  important  person  in  his  life .  
that ,  of  course ,  wasn’t  the  only  night  where  his  usual  recklessness  resulted  in  something  unexpected .  a  few  months  ago ,  while  on  his  way  home  from  a  party  and  heavily  intoxicated ,  he  was  involved  in  an  accident  and  instead  of  sticking  around  to  see  what  had  happened  he  simply  kept  driving . 
it  turns  out ,  the  person  in  the  other  car  was  injured ,  but  leo  never  had  to  worry  about  it  because ,  like  it  happens  every  time  he  gets  himself  into  real  trouble ,  money  and  power  made  it  all  disappear .  he  has  wondered  about  it  a  few  times  but  mostly  prefers  to  pretend  it  never  happened .
right  now ,  leo  is  simply  living  his  life  the  way  he  wants .  he  works  hard  when  he’s  in  school  and  parties  even  harder  when  he’s  not  there .  and ,  of  course ,  he’s  still  trying  to  get  the  hang  of  this  fatherhood  thing .
personality.
leo  is  an  extrovert .  he  likes  being  around  people  and  thrives  when  the  attention is  on  him .  and  when  it  isn’t  on  him  he  will  do  his  best  to  make  sure  that  changes  as  fast  as  possible .  he  has  a  magnetic  personality  that  draws  people  in  and  a  love  for  life  and  fun  that  makes  them  stick  around .
he  exudes  confidence .  he  is  rich ,  good  looking  and  brilliant ;  he  knows  it  and  acts  accordingly .  but  deep  within  he  holds  some  self - esteem  issues  that  stem  from  thinking  he’s  the  reason  his  mother  left .  and  with  that  comes  an  undying  need  to  always  be  the  best  at  everything  he  does .  to  prove  his  worth . 
he  is  very  spoiled  and  used  to  getting  things  his  way .  materialistic  and  incredibly  self - indulgent .  he  doesn’t  think  twice  before  dropping  thousands  of  dollars  in  a  night  out  with  his  friends  or  buying  a  new  five  figure  watch .  he  has  never  in  his  life  had  to  worry  about  number  in  a  price  tag .
extremely  reckless ,  it’s  very  rare  that  he  will  think  before  doing  something .  he’s  guided  by  his  desires  and  has  an  hedonistic  approach  to  life .  he  will  do  just  about  anything  for  he  thrill  and  for  fun .  regrets  happen ,  but  they  don’t  stop  him  from  doing  something  stupid  again  and  be  unapologetic  about  it .
for  as  outgoing  as  he  is ,  leo  keeps  a  lot  to  himself .  when  it  comes  to  his  deepest  fears  and  doubts  he  would  never  voice  them  up .  he  likes  the  idea  of  people  thinking  that  he  has  a  perfect  life  and  that  nothing  bothers  him ,  and  he  lets  himself  buy  into  that  idea  too ,  ignoring  and  bottling  things  up .
he  also  has  a  problem  with  emotional  intimacy .  he  doesn’t  like  the  idea  of  people  getting  too  close  and  knowing  him  well  enough  to  see  it  through  his  lies  and  insincere  smiles .  and ,  of  course ,  he’s  also  constantly afraid  that  he’ll  let  people  in  and  get  attached  only  for  them  to  leave  him .
that  has  also  made  it  impossible  for  any  of  his  past  relationships  to  last  for  very  long  or  mean  too much  for  him .  he’s  slept  with  more  people  than  he  could  probably  remember  and  the  idea  of  commitment  is  enough  to  send  him  running .  not  the  kind  of  guy  to  call  the  next  day  unless  he  wants  seconds .
he  is  an  amazing  friend  to  those  that  have  managed  to  get  close  and  break  his  walls ,  though .  ready  to  help  with  whatever  and  whenever  and  protective  too .  his  family  is  extremely  important  for  him  and  he  doesn’t  take  well  to  people  saying  anything  bad  about  any  of  them . 
wanted connections.
for  full  wanted  connections  go  HERE  !
squad :  rich  kids  doing  terrible  things  together .
brotp : someone  who  knows  the  ins  and  outs  of  leo .
teammates : he  is  the  quarterback  of  powell  university’s  football  team .
good  influence :  an  angel  on  his  shoulder  when  he’s  being  his  little  shit  self .
yin  and  young :  someone  who  is  completely  different  and  they  balance  each  other .
friend  turned  enemy :  they  used  to  be  close  friends ,  but  that  changed  when  the  two  got  into  a  fight  over  something  we  can  plot .
mutual  annoyance :  these  two  just  can’t  stand  each  other ,  and  it  has  been  like  that  for  as  long  as  they  can  remember .
just  do  it :  those  friends  that  everyone  knows  have  chemistry  but  nothing  has  happened .
friends  with  benefits :  a  lot  of  those .  casual ,  messy ,  in  between !
random  hookups :  a  lot  of  those !  leo  will  sleep  with  anyone  attractive .
ex - fling  /  toxic  couple :  they  were  always  fighting  and  arguing ,  but  there’s  just  too  much  chemistry  and  attraction  there  still .
ex - girlfriend  /  it  couple :  they  dated  and  while  it  lasted  they  were  the  it  couple  at  school .
ex - girlfriend  /  bad  terms :  leo  cheated  on  her  and  she  still  hates  him .
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etherealwaifgoddess · 5 years
Text
What He Wants (Pt. 17)
Main Characters: Bucky Barnes x Enhanced Reader
Summary:  On going series of Bucky getting his shit together and falling in love with you.
Warnings/ Content: none, the fluff continues!
Word Count: 1507
Author’s Note: Hello lovelies! So this part was just a bit of fun for me. I was plotting out the logistics of what it would be like for Bucky to really settle down and one of things that I couldn’t get out of my head (or stop laughing at) was the idea of Bucky having to do every day things, like go to Target. So please enjoy another fluffy installment (with a bit of super sweetness thrown in at one point) with our boy getting better at asking for things and taking a trip to Target. 
If you missed the first few parts, you can read them here: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
XOXO -Ash
What He Wants, Pt. 17
You are brushing your teeth when Bucky comes up behind you in the bathroom. You raise an eyebrow at him in the mirror, your mouth full of minty foam.
“Hey mouse,” he says placing his hands on your hips, “I need to ask for something else.”
You spit your toothpaste out and wipe your mouth, “What?”
“Toothbrush.” He smiles staring at the one in your hand.
You roll your eyes, “You’re lucky I’m not a germaphobe. Here, take mine and we’ll go into town later to get you one of your own. But only if your leg is holding up.”
Eyes sparkling he pops your brush in your mouth, “Still tastes like you.” he says with a cheeky grin, “Thanks, mouse.”
You swat him with a hand towel, trying not to laugh at his antics, and head out to the kitchen to wash the dishes.
You feel him approach you before you hear him. Damn super soldier spy could sneak like no other. He is wrapping his arms around your waist before you can even register he is there. You squeak in surprise and feel his chest vibrate against your back as he chuckles. 
“So, I think we need to get some supplies if I’m gonna stay here.” he says against your neck, refusing to let you go. 
“We can go into town now if you want.” you offer, leaning back into his warmth. It’s funny how quickly you had both had gone from reigning in your desire for affection to barely keeping apart.
“Your thing first. Let’s go see some lambs.” 
Whether Bucky is willing to admit it to himself or not, he really is just a big old softy at heart. The pair of you sit in the pasture where the herd is grazing, watching the lambs play and giving them lots of attention when they come over to you. They are well socialized thanks to Martha and Chris so the eight lambs come over frequently for petting and treats. Bucky seems so relaxed on the farm and it’s good to see him smiling and laughing a little. His face is adorable when he smiles and it’s almost impossible to think that he usually spends most of his time with a permanent scowl. Eventually the herd is ready to move on and you take that as your cue to head out.
 Bucky eyes your old beat up Subaru Forester with a look of suspicion and you glare at him. “This is the best car ever made so wipe that look off your face, Barnes.” you warn him.
Reluctantly he holds his hands up in defeat, “Okay, mouse, whatever you say. As long as it won’t get us killed to and from the store I’m good.”
You roll your eyes and head out towards town.
Bucky is amusing to watch as you wind through the woods to the closest main town. He is extremely attentive and you have a feeling it isn’t just his ingrained training, it is genuine curiosity too. You start pointing out places as you go to help him familiarize himself with your world and you can all but hear him taking mental notes. By the time you travel through town and out to the Target, Bucky is starting to tense up. His eyes have little crinkles along the sides, lips pursed in an annoyed frown. His stress is evident and you aren’t sure you can do anything to alleviate it.
“Do you not want to go in? You don’t have to, just let me know what you need and I’ll grab it.” You say trying to help.
Bucky shakes his head, “No, I’ll go in. Gimme a sec, mouse.” He pulls a hair tie out of his pocket and binds his hair into a bun at the nape of his neck, the hat he’s been holding in his lap gets secured on his head, and a leather glove is slipped over his metal hand. It’s still too warm for the long sleeves he’s wearing but you understand his need for discretion and appreciate it for your sake as well. 
Seeing the James Buchanan Barnes in a Target is like seeing a unicorn on a jet ski. Your brain takes a moment to take in the sight and you have to suppress your amusement. You lead him through to the toiletries assuming that’s what he had meant, he hasn’t specified what things he needs and he hasn’t uttered a word since entering the brightly lit store. Bucky stands in the isle looking from side to side at all of the options and you realize it’s unlikely he’s been in store like this before. You feel badly for your out of place soldier for a moment, he has probably had hundreds of moments like this over the past decade and you think it has to be frustrating. “What are you looking for, babe?” the endearment slips out before you realize it and Bucky’s head snaps up to look at you with wide eyes and an even wider smile. 
His cheeks tinge pink for a moment before he clears his throat to respond. “Just shampoo, something normal with conditioner too maybe. But, uh, should I get the little travel size or the bigger bottle?” He looks at you and you realize he’s asking about more than shampoo. 
“Oh.” you say, understanding what he’s asking. “Well, that’s up to you. But I wouldn’t mind if you got the bigger bottle.” Your heart is pounding, he wants to know if he can stay with you for a while. Long enough to warrant several months worth of shampoo. 
A ghost of an expression crosses Bucky’s face, caught between relief and reverence, “Okay, mouse. I’ll get the bigger bottle.” The moment is heavy, it’s like the world has collapsed around the two of you. You should have expected this intensity from him, he is the type of man who does nothing lightly. It’s amazing to you though, how he can zoom the world in to just the two of you, even standing in the middle of Target. You shake yourself out of it, “If you want, I have a  really nice conditioner at home. It’s not overly scented or anything so we could share.” you offer.
Bucky shakes his head, “Don’t go wasting your good stuff on me. I’m fine with the same generic crap I’ve been using forever.”  
“It’s not wasting it. Especially if I get to enjoy running my hands through your hair afterwards.”
“Ah, that’s why you want me to use it. You like this, mouse?” he gives his little bun a tug. You give him a quick grin and nod. “Good.” he smiles back and tosses a bottle of shampoo in the cart. He scrubs at his beard thoughtfully, “Now, I’m gonna need something to tame this if I’m gonna be around for a while.” He slips his gloved hand into yours and you lead him along, pushing the cart one handed but managing because you don’t want to lose the connection to him. 
It takes longer than you expect, moving through the store. Bucky gets all the basics he needs plus an armful of clothes. You can’t imagine him buying clothes there but he finds things that suit him and loads them in. Part of you wonders why he doesn’t just have someone send him things from the Avengers compound but you don’t push it. At the registers you go to pull out your card to pay but he puts his hand over yours, “I got this, mouse.” You shoot him a questioning look but he pulls a thin wallet out of his back pocket and produces a matte black credit card which he inserts into the credit card machine. “Pepper will probably wonder if the card was stolen.” he jokes. You didn’t think he would have his own card since he was so opposed to being paid for missions but it makes sense he would have something to pay for whatever might come up. 
“How’s the leg holding up?” you ask him on the way back to the car. He’s moving better than he had since before he was shot but you can’t be sure he’s not hurting.
“I’m good, probably won’t need the crutch by tomorrow. Did you want to make another stop?”
“Only if you’re sure. I just thought it would be easier to stop and get groceries since we’re right next door and it shouldn’t be too busy right now.”
“Perfect, I can get what I need to make you dinner tomorrow. Lead the way, mouse.” 
You are surprised he’s so determined to cook you dinner the second he’s back on both feet but it’s endearing and you don’t complain. The grocery shopping goes faster than Target, neither one of you are picky eaters and are willing to try anything the other suggests. Bucky insists on paying the bill there as well, much to your frustration. You just hope he doesn’t get in trouble for all the spending he’s done. 
Tag List Lovelies: @my-current-fandom-is @blacklightguidesnic @amazonianbeauty @ladyemofhousestark@abswritesfandoms@rupestria
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bucky-on-a-bike · 5 years
Text
Unexpecting (5/?)
Super soldiers don’t get stomach bugs. No one believes you when you tell them you’ll be fine in a few more days, so your loving husband Bucky makes you go to the doctor. Turns out, you’ve got a parasite. And by parasite, Bruce means a baby.
Words: 1690
Warnings: None I think?
Part 4
Over the next 24 hours, the only information you got was that your husband had stolen the mission file he and Steve had been working on and his bike was gone. You knew he wouldn’t be back soon. Once you had had a few days to process everything, life settled into a routine. Every day, you would shop online for baby things, keeping Bucky’s preferences in mind just in case he decided to come back. You would do a light workout, eat, go to meetings. The usual. Nearly every night, either Steve or Nat would have dinner with you. Life went on whether you wanted it to or not.
. . . . .
When you were fourteen weeks along, Nat threw a party so you could announce your pregnancy to everyone officially. There were active agents there, desk workers, the Avengers, even medical staff were there. You were mingling in the crowd when Tony pulled you aside.
“I just wanted to let you know I set up a savings account for the baby assassin. I don’t want you to worry about college or anything else for it. And, Morgan is beside herself to have another small human running around to play with. If you ever need anything at all, I’m always a phone call away.” Tony pulled you into a hug, which was a first. You sunk into his arms and tried to choke back your tears. You were so grateful for your friends who were taking such good care of you.
“Thank you, from all three of us. I can’t tell you how much that means to me,” you mumbled into his chest.
When Tony let go and stepped back, he quickly wiped the tears from his face. He gave you a tight lipped smile and wandered off into the crowd towards Pepper.
After a few hours of mingling, you were wiped out. You perched yourself on a couch in the lounging area and let people come to you. You might be super, but you’re still pregnant and that meant you were tired. And hungry. Eventually, the room thinned out and only your close friends remained in the room. Steve brought you a plate of chicken tenders and fries from the food table and sat beside you sullenly. As you ate you gazed around the room. Only a handful of Earth’s mightiest heroes remained. Natasha and Bruce were sitting at the bar, discussing something Natasha must have thought was hilarious because her laughter rang out in the large room.  Tony and pepper were standing near them, sipping their drinks and talking quietly. Wanda was asleep in the chair across from you, and Vision was saying goodnight to Pietro. He wandered over and picked Wanda up without waking her up. You were kind of jealous of them, getting to snuggle tonight and simply be together. Vis and Wanda had not been together as long as you and Bucky had been, but they were deeply in love. Your heart ached as you rested a hand over your belly, thinking about your husband.
Before you could get too far down the rabbit trail of your pity party, someone tapped your shoulder. You looked up and Tony and Pepper were standing behind you. Pepper reached down and placed something small in your hand. “Here,” Tony said. “This is the credit card Pepper used to buy all of her maternity clothes and baby things when we had Morgan. It gets great cash back rewards. We want you to use this to get whatever you need and want for you and Baby. Don’t say no; you can’t. It’s already in your hand. I expect to see charges appear on it by tomorrow night. Sleep well.” He patted your shoulder and led Pepper away. Another happy couple going to bed together for the night.
You finished the food on your plate and set it down beside you on the floor. When you leaned back up, Steve finally looked over at you.
“So,” he said. “I have some news. I think I found Bucky. I’m going to get him in the morning.”
You sighed and sunk into the couch. “No. He doesn’t need to be brought back right now. If he doesn’t want to be here, then I don’t want him here making me miserable and affecting the baby. I’m waiting, Steve. I’m waiting for some kind of sign from him to tell me that he’s ready for this.” You felt a fluttering in your tummy and wrapped your arms back around your baby. “He doesn’t believe he can be a father because of his past. He’s scared it will taint the baby. I’ve done a lot of thinking these past weeks, and I know that he didn’t leave because he’s angry. He left and acted out because he is terrified of what this baby means and how he could hurt it. He left us. I’m waiting for an apology or a message or a sign that will let me know when his heart is softened and ready to come home. Or maybe he will just show back up. Either way, we will leave my husband alone until he is ready to come back. If we don’t, it’ll be hell for everyone.”
Steve hummed and nodded. “Ok. I’ll drop it. But listen, you say the word and his ass is grass. This isn’t like the Bucky we know. Seriously, you so much as whisper the word, I’ll beat the hell out of him.” He stood up and helped you to your feet. “Can I walk you to your room? It looks like Nat will be here a while.”
“Sure. I’d like the company.” You looped your arm through the crook of his elbow.
“Oh, by the way, I meant to tell you that once you reach six months, you’ll be put on maternity leave. That’s mandatory. I don’t want to see you waddling around the office in meetings and doing desk work. I don’t care how capable you feel, I want you to rest and get everything set up for this kid without worrying about work. And you can stay on maternity leave as long as you would like. I’m your SO, so it’s my decision when you come back. I want you to take your time and bond with that baby because he’ll need you.”
“Did you just say he? I don’t know what it is yet. What if it’s a girl?”
Steve just shrugged. “I don’t know, I just have a feeling. But If I’m wrong and it’s a girl, then she’ll still need you at home for a while. But listen, you need to let us take care of you. Seriously. You’re family to us, and we love you. Use Tony’s card. Accept the time off. And just say thank you for anything else that might be given to you. We’re all trying to fill as much of the hole Buck left as we can. I know it’s like putting a band-aid on a gaping wound, but we’re all doing our best to take care of you.”
You were completely overwhelmed. “I can’t do this! I can’t have a baby without Bucky! I can’t take Tony’s money or advantage of your kindness!” You started bawling. “What am I going to do without James?!”
Steve scooped you up and you wept into his shoulder as he carried you the rest of the way to your room. He didn’t tell you to stop, to calm down. He knew it was killing you. Before he could get to your door, you had cried yourself to sleep. He laid you down in the bed and tucked you in. He brushed your hair out of your face and kissed your forehead. You were essentially his little sister at this point, and he hated to see you hurting. You had been so strong for so long, he wasn’t surprised you shattered like that tonight. He was so thankful you were finally having a baby, and the little thing didn’t know it yet, but it had the world’s best mom as far as Steve was concerned. And father, if he ever showed up.
. . . . .
When you were 15 weeks along, you really started to notice your baby bump growing. Tony’s card came in handy because all your clothes were starting to feel really tight. You also started shopping for a crib and for a glider rocking chair to nurse the baby in. You began a collection of blankets and things in the new, soft yellow dresser that had a changing table on top Steve had bought you. Stuffed animals populated the corner of the baby’s part of your room. A pretty wooden toy box was filling up with toys. One of your favorite things currently was a body pillow Nat got you that was specifically for pregnant women. It was heaven to curl up with it and pretend it was Bucky when you got super lonely. You had even put one of his t-shirts over the top of it so it smelled like him. It was nice to pretend when the days were long and all you wanted was your man.
. . . . .
In your eighteenth week, flowers showed up on your door step. No card, just a big beautiful bouquet of your favorite flowers. That night as you were brushing your hair for bed, you got a text from a number you didn’t recognize.
-Did you get the flowers?
-Who is this?
-I love you. I’m sorry. I miss you.
-Bucky? Come home.
-I can’t. You know I can’t be a dad.
-Yes you can. I need you here. I love you too.
You turned your phone off because you didn’t want to hear him say no again. It was too painful. Instead, you got up and walked across the hall to Steve’s door. You knocked and heard him padding towards your door.
“Hey, are you ok?” he asked, rubbing the sleep from his eyes.
 You waited until he was making eye contact and said, “It’s time to bring my husband home.”
TAGS: @buckysberrie, @100acresofwood, @whatsbetterthanfantasy, @dracodormiensnunquamtitillandush @bellenuit45, @ificouldhelpyouforget, @38leticia, @thisisthelilith, @englishwriter15, @winter-scolder, @imabvckystan
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spiritusvitaerp · 4 years
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“i am both worse and better than you thought”
NAME: James Potter  AGE: 17  HOUSE: Gryffindor
BIOGRAPHY
james was born late to parents that thought they would never have a child of their own. they were getting up there in age and just when they were ready to give up on their dream they found out they were pregnant. they called james their miracle baby and showered him with affection, attention and anything and everything he asked for that they could buy. as a child he was overconfident and his antics earned him the laughter and attention of others, even if it wasn’t always positive. james thrived off the laughter and the attention like it was applause, but it was cute when he was little. when he entered hogwarts it wasn’t so cute anymore and he struggled to find his place. after all he was a spoiled, rich pureblood who had never been punished or given consequences at home.
despite his obvious intelligence james didn’t do well in class, he had trouble focusing and sitting still but the professors just saw a kid who was misbehaving and disrupting class and was practically living in detention alongside his best friend since diapers, sirius black.  eventually the two convinced their other dorm mate remus to help them on a new prank, it was wildly successful and remus decided to tag along on future endeavors until they were all rather inseparable. but despite such good friends james still struggled socially, he had an irrational hatred of everyone in slytherin, he knew many of them from pureblood circles and had low opinions, he assumed anyone who wasn’t his friend was obviously a death eater, why else were they not friends? his intentions seemed noble when he preached about it but his actions looked a lot more like bullying to everyone else.
james’s mind goes a million miles an hour and he doesn’t know how to quiet it, he overthinks absolutely everything and even so still ends up hurting people when he doesn’t intend to. not all his pranks are safe, not all his jokes are funny and he isn’t exactly beloved in his house. his bullying has escalated but now his anger feels misplaced. voldemort is dead, he should be thrilled but now there is no one to blame and no one to save and he feels lost without either of those things to use as a crutch.
AESTHETIC
chain link fences, no obstacles, attention whore, perfecting the art of being the dad friend, perpetually mussed hair, messy room messy life, card shark, pizza lover, parkour, an obsession with breakfast cereal, smart but so dumb, anxiety is a lifestyle choice, non stop shenanigans, poetry and anarchism.
TRAITS
+  paternalistic  +  competitive -   narcissistic  -   misguided
CONNECTIONS
1. sirius black  james and sirius became fast friends very early on in life. their parents ran in the same circles and the potters were very accepting of the alternative way the blacks had chosen to live and raise their children, despite family pressure and judgement. it seemed the boys were meant to be best friends as they grew up alongside one another. sirius overlooks the parts of james that are less than desirable because james does the same for him and he has experienced firsthand the bullying of the people james dislikes. the two rarely butt heads and when they do they quickly forget about it and move on, no one apologizes they just let it go. but sirius seems to be having trouble with james already even though the year just started and it all has to do with the headlines.
2. remus lupin  they did not hit it off right away, james had tunnel vision for his first year or so even with his other dorm mates, sirius was all he needed friendship wise. but james knew remus was smart, and he figured bringing him in on one prank wouldn’t hurt. but that one prank turned into two, turned into ten etc. remus began hanging around regularly until it just seemed so normal and comfortable. remus is also the one who calls james out when he’s being a prick and james doesn’t always appreciate it. james is so used to being the dominant one, the leader that having that challenge grates on him. he’s come close to burning his friendship with remus but to his credit remus spends time with other people and not just james and sirius, probably the only reason they haven’t killed each other yet.
3. doris purkiss another new thing to james is that other people deserve attention and admiration, even over him. for his first years he was a real child about it until he learned to keep it to himself. doris is incredibly popular and while he is a bit bitter and jealous about that he still thinks she’s really cool too. in fact, james tried to learn guitar to impress her, and steal her fans but that part he keeps quiet. he failed miserably but it made doris laugh and he liked that too. james would spend more time with her but lily evans is constantly around, talking to doris about her career and fans and james can’t stand the redhead. lily has purposefully blocked james when he tried to flirt with doris and flat out told him he wasn’t cool enough to be doris’s boyfriend. at first he just liked doris for who she was but now he wants to date her just to rub it in lily’s face.
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Monday Night Raw Review- First Half January 22, 2018
Happy 25th Anniversary of Raw everyone! I’ve been looking forward to this all day long, and it’s finally here. I’m jealous of everyone on the East Coast for being able to watch the show already, but I’m ready to watch it now! It’s gonna be a great show!
Please let me know what you thought of the show, and what you thought of this review! All types of feedback are welcomed. Thanks for checking this out!
Opening- The McMahons
Well, it wouldn’t be the 25th Anniversary of the show without the family that started it all. I guess it’s only fitting that these patrons come out and open the show.
Vince looks good for his age, from far away anyway. When he got in the ring, and the camera panned to his full face, yikes! His age really shows in his eye bags, and in his nose a little bit, too, if that makes sense. 
Stephanie and Shane presented Vince with a commemorative plaque, and in classic Vince fashion, he’s being the cheapskate he’s known to be and being an ass to the crowd.
OH MY GOD STONE COLD’S MUSIC SCARED MEEEE! BUT LOOK IT’S STONE COLD! NOW HE LOOKS GREAT!
This crowd is nuts for Steve Austin! I’m glad they did this in New York because I don’t think any other place would be able to create this kind of atmosphere. Thanks for help make the show great, Brooklyn!
A STUNNER TO SHANE!!! NICE!! I CALLED THAT IN MY HEAD, BUT NICE NICE NICE!!
A beer to celebrate of course, and a weird hug, and old friends have reunited on this anniversary AND A STUNNER TO VINCE TOO OH GOD NICE THAT’S A BIG MOOD! AND ANOTHER STUNNER TO SHANE ALRIGHT! NICE SELL SHANE!
A great start to the show! 
8 Woman Tag Match
Ok, I’m getting a little tired of this matchup. This is something we’ve been seeing since Absolution debuted, and they’re always fighting Bayley or Sasha or Mickie James. At least this time they’ve thrown Nia and Asuka and Alicia in the mix, but I’d like to see some other matchups in the women’s division.
I think Absolution is doing okay so far. Of course, by now everyone knows the news about Paige having to retire early due to an injury, which is just terrible. I think Sonya and Mandy are doing alright for themselves, but I think Sonya has a better chance at a career than Mandy does. Sonya has the potential to really climb the rungs of the business, and I feel that Mandy can only get so far, but maybe that’s because we haven’t seen much from her in the ring. 
The match doesn’t even start and all the women are brawling. That doesn’t offer much for me, and I’m hoping the match doesn’t end the same way it started; messy and disorienting.
Coming back from commercial, things have calmed down as we see Asuka dominate Mandy. I want to see some defense from Mandy, but we don’t see any as she cowardly crawls back to the corner to tag in Nia. Michael Cole mentions that on the first episode of Raw 25 years ago, there wasn’t a women’s match on the card at all, and I’m glad he mentioned that because that reminds everyone how far the women’s division has come since then.
Sasha is being trapped in hold after hold from Alicia and is trying to get some separation, but Alicia is not letting up, and she’s on fire tonight, but unfortunately, we won’t be able to see it because this match is getting another commercial break.
We see Alicia and Sasha still the legal members in this match, and now everyone has gotten involved on the outside of the ring. Sasha locks in the Bank Statement, and I’m wondering why we had to take a commercial before this?
Asuka is now going after all the women and throwing them over the top rope to show us what she hopes to do Sunday for the Rumble match! I’m very excited for that match, and I hope we see this again from Asuka on Sunday!
The backstage segment shows us that Jonathan Coachman is here, along with a few others, but also THE BOOGEYMAN! The nasty man! He never gave me nightmares as a kid, but I definitely thought he was weird and bought into the gimmick. What a surprise this was!
The Undertaker Returns!
This is a moment people have been waiting for since Wrestlemania, and I personally can’t wait to hear what The Undertake has to say. 
We head back to the Manhattan Center for the return of ‘Taker. Here, we have the returning commentary team of JR and Jerry Lawler, and bah gawd JR, Jerry is not a good commentator anymore. He’s gross and inappropriate, and whatever jokes he’s trying to pull aren’t working for anyone. I love hearing JR on NJPW, and it’s great that the company brought him back for this show.
Hey! Howard Finkel is here announcing everyone! I think that’s awesome, and such a throwback. “Holy shit” chants from the crowd are very fitting for this moment right now. 
Undertaker talks about first starting out 25 years ago, and brings up all of his past opponents, and he “lays to rest” all of his worthy opponents. It sounds like that was Undertaker’s retirement? But I’m very confused by that, and a little underwhelmed by that segment.
The greatest General Managers in MNR history have joined us on stage, and we see John Laurenitis, William Regal, Eric Bischoff, and Daniel Bryan, which leads us to...
Roman Reigns vs. The Miz for the IC Title
Michael Cole brings up Miz’s automatic rematch clause, and it just makes me mad because Finn never got his automatic rematch, but go off I guess. Whatever.
I’m glad Miz is back. He’s super talented and he’s a great performer. The IC title scene is perfect for him, but I’d like to see him go for the bigger prize one more time.
Reigns immediately attacks Miz and throws him across the ring. Miz looks focused, and Roman looks like he’s out for blood. Miz tries for a top rope move, but Roman clocks him with a right hand. Reigns is doing well with keeping a sharp eye out for Miz and his crew, but it doesn’t last long and Miz takes control with a kick to the face and knee to knock Roman over. 
Back from commercial break, and neither superstar is in control. Cole lets us know that Miz had the upper hand, but Roman is quick to take that back and tries to stay focused on Miz. The Miztourage looks to be staying back, but we all know that they’ll get involved somehow. 
Roman runs head first into the steel post as Miz rolls out of the way to safety. Miz does seem like he’s actually trying to win the title back instead of cheat his way to victory, and I appreciate that as a change for the Miz. Roman demonstrates his power and slams Miz with a sit up powerbomb, and he lets Miz take a breather as he goes after his crew. I don’t totally understand Roman’s strategy with this because you never let your opponent breathe, but it seemed to work because Roman hit Miz with the Superman Punch, but to no avail, as Miz kicks out at two and a half. 
The ref finally ejects Miztourage from ringside, and Roman rolls Miz in a small package, but is met with a kickout, but a distraction to the ref lets Miz hit the Skull-Crushing Finale! Roman kicked out at two, and this false finish got me good because I thought that was it for Roman. I really have to give these guys some credit because I’m buying into this story that they’re telling with this match.
Both superstars are reeling, but Roman went face first into an exposed turnbuckle! I didn’t even know when he took the padding off! Great camera work by the crew! After Reigns hit his head, Miz hits another Skull-Crushing Finale, and the Miz has become the Intercontinental Champion for the eighth time! Congrats to him!
That’ll do it for the first half of the show! I’m pretty pleased so far with the show, but I’m a little underwhelmed by everything. Hopefully, it picks up in the later hours of the show. Stay tuned for the second half!
-Casey
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kennethherrerablog · 5 years
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10 Ways to Boost Your Paycheck Without Asking for a Raise
So, you need more money. Who doesn’t?
In a perfect world, you’d get it without even having to ask. Your boss would give you a pay increase, say, every three months. And you’d always be able to afford the nice and shiny things you like.
Unfortunately, that’s not usually the case — most people don’t even get raises every six months.
Let’s talk about making do with what you have. For all the major financial buckets in your life, there’s a chance you’re overpaying.
If your money is going everywhere but where you’d like it to, it’s time to trim the fat.
Make Your Money Work for You — Not the Other Way Around
You spend enough time earning money at your j-o-b, so why not let your money do some of the work? Here are some ways to get more from your paycheck without asking for a raise.
1. Take 2 Minutes to Save Yourself Thousands of Dollars
Your credit score is important. The better your score, the better deal you’ll get on a mortgage, car loan or credit card. We’re talking big money here.
Even if you’re not buying a house anytime soon, a lousy credit score means you’ll get hit with a high security deposit whenever you rent a car or move into a new apartment.
But did you know your credit score could be inaccurate? One out of five credit reports have an error, according to a 2012 study by the Federal Trade Commission.
To keep a closer eye on your credit, get your credit score and a “credit report card” for free from Credit Sesame. It breaks down exactly what’s on your credit report in layman’s terms, how it affects your score and how to address it.
Because it simplifies everything, you should be able to spot any errors. For instance, if you find an “unpaid” credit card that you know you paid, or a bill in collections you know never existed, you can dispute the incorrect information and raise your credit score.
James Cooper, a motivational speaker, raised his credit score 277 points using Credit Sesame. Now he talks to high school students about the importance of having good credit and uses what he’s learned through Credit Sesame as a blueprint for his lessons.
“We want to touch the Z Generation,” Cooper says “We’re not in the business of fixing credit. We want to get to you before you have to fix your credit.”
Trimming the fat happens in several ways. When it comes to your credit, you want to trim your debt fat now so you can stand to pick some up when the time is right.
Balance, amiright?
2. Lower Your Interest Rates to Make More of Your Debt Payments
Got debt? Us, too.
A lot of us are being crushed by credit card interest rates north of 20%. If you’re in that boat, consolidation and refinancing might be worth a look. After all, if you’re paying it down, your payments should count in ways that benefit you, too.
That’s where a company like Fiona can be helpful. It can help you find personalized lending options to refinance or consolidate your debt to potentially save thousands of dollars in interest.
Fiona will show you all the lenders willing to help you pay off your credit card and eliminate the headache of paying bills by allowing you to make one payment each month.
If your credit score is at least 620, you can borrow up to $100,000 (no collateral needed) and compare interest rates, which start at 4.99%. The idea is to secure a loan at a lower interest rate, potentially helping you save thousands. Repayment plans range from 24 to 84 months.
Take, for example, Katherine, who faced $12,000 in credit-card debt. Holding her back? The 15.24% interest rate. By refinancing with a 5%-interest, seven-year personal loan, she saved $12,000 in interest.
If she’d kept on the same road, she would have paid something like $14,000 in interest alone over 25 years. Yikes.
So even if you’re simply curious about what’s out there, know that checking rates on Fiona won’t hurt your credit score — and can probably save you in interest.
3. Put Your Money Someplace That Cares as Much as You Do
Operating everything out of one account can make your finances muddy and contribute undue stress to your money management.
To simplify, open an account dedicated to saving, and put your money to work. One of our favorites is Aspiration — you’ll pay no monthly fees, and you’ll earn up to 2.00% APY on your savings.
You’ll get access to an online-only account for spending and saving. It comes with a debit card that earns 0.5% cash back on all your purchases, plus free ATMs, so you can easily access your money when you need it.
After you open your Aspiration account, use it to split your income:
Automatically deposit a portion of your income into your spending account, and use that to cover basic expenses like rent and bills, plus fun stuff; like eating out, shopping or going on vacation.
Deposit what’s left into your Aspiration savings to keep it out of sight and let it grow. You’ll earn up to 2.00% APY as long you deposit just $1 a month. We recommend squirreling more when you can, but we like that you won’t lose the perk when you can’t.
Now that you’re boosting your paycheck, you’ll need somewhere to put all your savings. Start with an account that cares about your money as much as you do.
4. Discover Your Hidden Money
Budgeting… ew, gross. We know. But it’s important to take a good look at what you’re spending and understand where you can cut back — even for bills you think are non-negotiable.
An easy way to automate this process is to use Trim. It’s a little bot that’ll keep track of all your transactions, plus it negotiates your cable or internet bills down for you. It’s free to sign up.
Track your spending: Connect your checking account, credit card and savings account for a big-picture look at your spending habits. Then, take a closer look by checking out each of your transactions. Set alerts that’ll let you know when bills are due, when you’ve hit a spending cap or when you’ve (hopefully not) overdrafted.
Negotiate your bills: Just upload a PDF of your most recent bill, and Trim’s AI-powered system gets to work. If at first it doesn’t succeed, it’ll keep negotiating until it can save you some money. It works with Comcast, Time Warner, Charter and other major providers. Also, if you have any outages, Trim believes you deserve a credit, and it’ll handle that for you. Trim takes 33% of the savings tab, and you get the rest.
By keeping an eye on your money, and breaking up with services you don’t use, you’re on your way to creating more space in your budget for the things that matter to you. Easy, right?
5. Find out Whether You’re Paying Too Much for Car Insurance
You’re probably overpaying for car insurance. And how would you know, really?
Have you shopped around lately? Have you compared rates from the 20 largest auto insurers that do business in your area? That sounds kind of difficult and time-consuming, doesn’t it?
Fortunately, a service called Gabi will do it for you, and you don’t even have to fill out any forms. Simply link your insurance account and provide your driver’s license number, and Gabi will go to work.
Once you link your insurance account to Gabi, it will:
Scan your existing insurance plan.
Analyze what coverage you have.
Compare the major insurers’ rates for that same coverage.
Help you switch on the spot if it finds you a better rate.
It’s a true apples-to-apples comparison at the same coverage levels and deductibles you currently have. Once you sign up, you never have to shop again. Gabi’s software has your policy on file and keeps on monitoring for savings as your life changes.
Gabi says it finds an average savings of $720 per year for its customers — even though your income didn’t change, you could still enjoy some extra cash in your pocket.
6. Protect Your Home Without Overspending
Aaah, your humble abode. The thing you really can’t do without.
If you have homeowners or renters insurance, you might be paying too much for it. Try shopping around.
If you’ve never looked into it, start by getting a free quote. We recommend the online insurance company Lemonade, through which renters insurance starts at $5 a month and homeowners insurance starts at $25 a month.
Beyond affordable rates, Lemonade adds a layer of transparency you don’t often see in the insurance world. Instead of profiting extra when it doesn’t have to pay out claims, the company keeps a set 20% of your premium for itself, and 80% goes into a pool for paying claims. Money left over after paying claims each year goes to a cause of your choice.
Lemonade is available in Arizona, California, Connecticut Georgia, Illinois, Indiana, Iowa, Maryland, Michigan, New Mexico, New York, Nevada, Ohio, Oregon, Pennsylvania, Rhode Island, Texas, Virginia and Washington, D.C.
It’s easy-peasy, lemon-squeezy. Plus, at the end of the day, you’ll feel better knowing your hard-earned belongings are insured without the hefty price tag to match.
7. Save Money on Nearly Everything (Without Clipping a Coupon)
You have to eat. There’s no way around that. And for the other kinds of shopping, well, sometimes you have to do that, too.
Check out these apps that help you do both without breaking the bank, and you’ll score some cash back while you’re at it:
Ibotta will pay you cash for taking pictures of your grocery store receipts. Before heading to the store, search for items on your shopping list within the Ibotta app. When you get home, snap a photo of your receipt and scan the items’ barcodes. It’s free to download, and you’ll get a $10 sign-up bonus after uploading your first receipt.
Ebates is a cash-back site that rewards you nearly every time you buy something online. For example, Ebates gives you 10% cash back on online purchases at Walmart. Plus, you’ll get a free $10 gift card to Walmart for giving the site a try.
Paribus is a tool that gets you money back for your online purchases. It’s free to sign up, and once you do, it will scan your email for any receipts. If it discovers you’ve purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund when there’s a price drop.
Disclosure: Paribus compensates us when you sign up using the links we provide.
8. Grow Your Digital Change (and Get a $5 Bonus)
It’s no brilliant secret that investing can be a smart way to make money. Sometimes, though, it feels restricted to a few wealthy elite.
But these apps are different.
If you’re like most of us and wish your money would just take care of itself, consider starting an investment account through Acorns.
You can start small and stack up change over time with its “round-up” feature. That means if you spend $10.23 at the grocery store, 77 cents gets dropped into your Acorns account. Then, the app does the whole investing thing for you.
Acorns is $1 a month for balances under $1 million, and you’ll get a $5 bonus when you sign up.
The Stash app curates investments from professional fund managers and investors and lets you choose where to put your money — but it leaves the complicated investment terms out of it.
You just choose from a set of simple portfolios reflecting your beliefs, interests and goals.
You won’t get to your dream (financial) destination overnight, but sometimes your money has to take the scenic route. All you have to do is sit back and enjoy the ride.
Bonus: Right now, The Penny Hoarder is teaming up with Stash to fund your first investment — so you’ll get a $5 bonus when you enter the code PENNYH.
9. Invest in Real Estate (No, It’s Not Just for Millionaires)
Want to try real-estate investing without playing landlord? We found a company that helps you do just that.
Oh, and you don’t have to have hundreds of thousands of dollars, either. You can get started with a minimum investment of just $500. A company called Fundrise does all the heavy lifting for you.
Through the Fundrise Starter Portfolio, your money will be split into two portfolios that support private real estate around the United States.
This isn’t an obscure investment, though. You can see exactly which properties are included in your portfolios — like a set of townhomes in Snoqualmie, Washington, or an apartment building in Charlotte, North Carolina.
You can earn money through quarterly dividend payments and potential appreciation in the value of your shares, just like a stock. Cash flow typically comes from interest payments and property income (e.g. rent).
(But remember: Investments come with risk. While Fundrise has paid distributions every quarter since 2014, dividend and principal payments are never guaranteed.)
You’ll pay a 0.85% annual asset management fee and a 0.15% annual investment advisory fee.
10. Optimize Your 401(k) Like a Pro
You have a 401(k) — kudos for that. But like your paycheck, are you getting what you need out of it?
If you’re like most people, you have no idea whether your 401(k) is on pace for your retirement or just sputtering along.
Chances are, your 401(k) could be doing a lot better. Take control with help from Blooom, an SEC-registered investment advisory firm that can optimize and monitor your 401(k) for you and keep it speeding toward retirement.
It just takes a few minutes to get a free 401(k) analysis that will show you whether your investments are allocated properly and whether you’re losing money paying hidden investment fees. It’ll even tell you just how much more money your account could earn by the time you want to retire.
After that, if you sign up, it’s just $10 per month to have Blooom monitor and maximize your 401(k). Bonus: Penny Hoarders get the first month free with the code PNNYHRD.
Think of Blooom like a mechanic constantly fine-tuning your car’s engine so it gives you the best possible performance and gas mileage. Except it’s your 401(k) — and your future.
Look at You, Boosting Away!
Who needs a raise? Well, most of us, but isn’t it nice to know that you can do well even without one? Your money will go as far as you let it. Now you know exactly how to take it where you want it to be — all on your own.
Farrah Daniel is an editorial assistant at The Penny Hoarder. Catch up on her latest stories here.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
10 Ways to Boost Your Paycheck Without Asking for a Raise published first on https://justinbetreviews.tumblr.com/
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Do you think peer review for the science of global warming is best method of insuring the cause stays on message?”
"Do you think peer review for the science of global warming is best method of insuring the cause stays on message?""
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My hubby and I were watching Top Gear the other night and James May was testing the Pagani Zonda. Does anyone know, out of interest (or to be honest to settle an argument!) roughly how much the insurance premium would be on this type of car? Thanks!""
What's an affordable insurance company?
I don't need an agent I just need something somewhat affordable. I'm 17 and the cost is outrageous. I'm looking and Geico seems pretty cheap but does anyone else have any suggestions?
""Car insurance, where should I get it, and how much will it be? College Student?""
I am going to be getting a used 2006 Chevy Cobalt, my parents are gonna pay the monthly payments but I have to pay insurance on it. Do I have to get full coverage on it since its payments? I go to Michigan State so I'm wondering where the cheapest place to go would be. Anywhere that gives student discounts would be great. How much should I expect to pay a month/year?""
What is the point of car insurance?
Im 15, and of course im thinking about getting a drivers license. I feel bad for my parents though, cause they have to pay for the insurance, and its going to be more money than my sisters insurance cause im a guy, and it costs more for some unkown reason. So I thought I would just be a safer driver and just not get insurance. I asked my parents about it and they told me it was illigal NOT to get car insurance. so I said, well, at least if I do get in a car reck, it will be covered and they replied; you have to pay for it anyways. three questions: Why is car insurance illigal to not get? What is the point of car insurance if it doesnt help cover accident costs? And why does gieco and other companies advertise if its illigal not to get it? Thnx so much!""
Decent Car Insurance Info?
Does anyone know of a decent car insurance provider for 18 - 20 year olds -.- I just got quoted 4k for a 1litre CAR that is almost double if not more than double of the 1 litre I would of bought if Insurance companies weren't FUBAR. Does anyone know of cars or car insurance providers that are cheapish like 2000 - 2500 mark. I mean I'm in a 1 litre I'll be topping 80 my acceleration is about 12 seconds -.- So yeah thanks to anyone :)
16 and my parents don't have car insurance!?
hi there! I need some help! :( I am sixteen, g1 and next year i am planning on getting my own car.. thing is, i am under 18 so i cannot get my own car insurance. So to get my own car before i am 18.. how can i get insurance if my parents do not have any insurance policies to put on me. They do not drive, or even have their licence, and all of my family live in different cities hours away, and my sister does not drive. So i have no one to put my insurance under. Any options or advice, how do i go about getting my car insured by next year! :) Thank you!""
Am i covered on their insurance?
I am a 17 yo male with a probationary class 5 license from Alberta, Canada. I am wondering if i am covered on the insurance on my grand-parents' car (from Ontario) in Nova Scotia. Thanks for the help""
Cost of insurance for 1998 Porsche Boxter?
Hi, I'm a high school student and I recently purchased my uncle's 1998 Porsche Boxter. However, I would like to know the cost of insuring this car. Please don't give me websites, I would actually like a figure without inputting a ton of information into an untrustworthy site. I'll give 10 points to the best answer. Information that may be useful: -high school student (first year of driving) -GPA: 4.0 -Drivers Ed: taken -Gender: male Thanks in advance for any helpful answers! If you don't know for sure, an estimate would be appreciated as well.""
Why do Conservatives have a problem with buying health insurance but not car insurance?
They care more about their cars than human life typical! How can they be so selfish!? I don't see millions of conservatives complaining about being forced to buy car insurance. Typical conservative hypocrisy!
Can my Friend put me under his car insurance?
I am 18 Years old and have had m licence for less than a year but when I get a quote from an insurance company they tell me that I have to pay within the 300-400 range because I have little experience, never had insurance, have no credit and I am a noob... Well, even though I am only driving my car 10 miles a day, it seems like they do not want to trust me on the road. So I asked my friends (because my mom doesnt drive, and I dont get along too well with my family) and he is willing to put me under his insurance... But can he? Would he be the owner of the car and I would be the co-driver? Just let me know any ways I can work this out... Thanks.""
Do you think peer review for the science of global warming is best method of insuring the cause stays on message?""
Face it - If geologists, physicists, astrophysicists independently reviewed the global warming data they would come up with far different conclusions as the so-called global warming scientists.  Does peer review do a good job for keeping the message on track so not to confuse the general public with actual scientific evidence and data?""
""Brother got speeding ticket in my car, does my insurance for my car go up?""
so i let my brother drive my car, and he's a pretty safe driver, however he got caught doing 69 mph on a 55 mph in north carolina. i understand that he will have to pay a fine/get points on his license. will the insurance on my car be affected? my brother is actually not listed as one of the drivers in the insurance (my mom and i are listed as the main drivers- both of which have never gotten a ticket/motor offense).""
Uk Motorcycle insurance question?
I'm currently doing my CBT and the going to do my A2 licence, which would permit me to ride a 400cc bike, so i'm planning on getting a 600cc bike and restricting it. Would that lower the insurance if i were to mention it has been resticted, i looked it up and for an 18 yr old i got a quote for a 600cc bike for about 1,300. would that be lower if i said it was restricted??""
Can I drive under my parent's insurance?
I'm 18, have a license and my dad bought a car for me to drive. If my dad registers it all under his name(title and insurance) will I be able to drive it? I don't want to be added into the insurance, I just want to drive it all under my dad's name. I'm in California, can this be done? If I get pulled over, will the police not hassle me over it?""
Why are my car insurance rates so high?
To start, my girlfriend is insured completely separate from me and in no way affects my policy. My girlfriend was recently in a car accident. This is her second at-fault accident in a 2 year period. Her car was totaled in the accident and she was trying to get quotes for insurnace on a new vehicle she will be financing. She has been getting quotes around $270/mo and below with the history I stated above. She did have one company give her a quote of $170/mo, then State Farm said they could forgive her first accident and she would have to pay around $136/mo I have never been in an accident, I have never received any type of ticket, I have nothing on my record. Getting a quote on the exact same car (2004 Toyota Rav4), just in my name and with the financing in my name, my quotes average $300. This is insane. My car is currently going through my parents insurance so I only pay $40.00/mo to them and it's all good, but I decided to get some quotes on my car just to see how much it would be... The car is a 1994 Toyota Corolla, 4DR sedan. I am 19 years old, will be 20 very soon. Like I said, I have a CLEAN driving history. My quotes on this car are as follows for liability coverage: Allstate: $113/mo Progressive: $162/mo State Farm: $262/mo Now, to me, this is insane. My girlfriend's insurance was about $50.00/mo on her Dodge Stratus. She wrecked it. The insurance on her new car, which was only liability again, was just $60.00/mo. Now she is getting the $135 to $170/mo quote for full coverage on this Toyota Rav4. If anyone can help me understand how she can get cheaper FULL COVERAGE insurance with her driving history than I can get of LIABILITY insurance with my history, please do. This makes no sense to me at all.""
I need car insurance! Someone help!!?
I need insurance just on me, I live in Florida, 23 man & only wanna cover myself not car or anything else.. I want the cheapest insurance!! What company would be the cheapest!! Hint never been in a crash or ticketed""
Car Insurance question?
I own a car with me and my boyfriend.( I am on the title) I live with my parents. I'm going to get my license soon, and it is required I go under their insurance. Do I have to pay for both, or just go under my parents'? Thank you.""
Car Insurance for a 16 year old?
I Plan on trying to get these three type of cars Toyota Corolla SR5 1983 Nissan 240sx 1989 Mazda Rx-7 1991 You might notice two of these cars are sports cars but they're 20 years old so I just thought the insurance might be cheaper but anyway, Would you guys like estiamte how much insurance would be if I had bought any three of these cars. Also if anybody has any of these cars how much do you pay for insurance for that car and how old are you?""
Where can i get cheap and full coverage auto insurance?any good suggestions?
need full coverage for my car . I am looking around $150.00 a month MAX. Thanks!
Changing motorcycles and insurance question?
Long story short I have got a new bike. The bike I am Insured on has about 2 months left before I gather another year no claims. However, I was wondering would/do Insurance companies offer a way for me to transfer the next/last 2 months to my new bike (At a possible cost) then charge me a full year when its due (In 2 months) Any help will be appreciated. I don't want to phone my insurance up cause every time I phone someone like that and tell them I have a new bike I want to insure they go crazy and keep phoning me! I have 1 years NCB and i'll be 18 in 2 months (when I will get 2 year NCB) Cheers Geoff""
Cars with cheap insurance?
I am 17 and hold a full UK provisional license. I am having driving lessons. I'm just wondering of any cars with cheap insurance for when I pass my test as I'll be getting a car for my birthday in October. I am a girl so no boy racing cars
Which company can provide me good student international insurance?
student international insurance
Which costs more to insure?
I'm 17, get okay grades in school, I guess, but I can always make it look like I got all A's. I'm insured under my grandparents and currently I believe it is around $20 a month or so to insure me on a 03 Galant, I was wandering (I am buying my own car) if I purchase a 97 Eclipse, would the insurance be more or less than a 93 GT3000 Mitsubishi? If so, how much would it cost?""
Car insurance for new license holder?
what will be the prize of normal car insurance??? (i meant % of car prize) If the license is new what will the prize?? Im from dubai.. so i want to according to dubai market rate..
""Camaro insurance, gas and racing information?""
Does anyone know how much insurance will be for a soon to be 16 year old '89-'93 Camaro driver? I've heard that Camaros are gas guzzlers and my boyfriend lives a half hour away and that could get quite costly. So, this may be a retarded question, but is there anyway I could get better gas mileage? Any other helpful information on Camaros would be great. Also, I intend to start racing with my boyfriend, would a '89-'93 Camaro be a good racing car? What should I do to make an average Camaro into a good, fast car? Thanks in advance everyone! :]""
How much is the Private Health Insurance?
$2 a month? $50 a month? Affordable rate? I can get braces, crown, root canal, bunion repair, fungal surgically remove from my toe nails, hair replacement for my future baldheaded husband, and all?""
No car insurance?
I live in Colorado, and I was wondering what would happen if I were to get pulled over without insurance. My brothers car has insurance, so what would happen?""
Car insurance question on a 2002 pontiac firebird?
so i might possibly be getting a 2002 pontiac firebird convertible. im a 17 year old female and it would be my first car. im going under my moms insurance because it will be cheaper. but being that is it a sports car does anyone know a round about on how much insurance would be? 10 points =)
Cheap insurance in michigan?
Hi i live in Taylor MI and im trying to find cheap insurance for a 2008 ford focus
Life Insurance - Can I insure my mom?
I am 34 years old. My mom is in her late 60's and in good health. Can I get a life insurance policy on her and collect on it when she passes? I can't imagine this being so - how could insurance companies stay in business if it were this easy? The monthly rates that I'm seeing seem to good to be true - I'd be stupid to not do it. I'm thinking I must be missing something. Is life insurance only for accidental death? Thank you.
How is Term Insurance different from Life Insurance?
I am planning to buy an life insurance policy of around 25-30 lakhs. I have heard about this new insurance product- term insurance. I wanted to know its benefits and how is it different from life insurance. thank you for your help. I would really appreciate your efforts if you can help me out with this as soon as possible. thanks!
""Car insurance, help!!?""
Hi I am 17, soon to be 18 in January! i have not took my test yet but it is very soon, if i pass i am looking to get a citroen c1 or peugeot 107, the maximum i am willing to pay on insurance is 2800, maybe 3000. I cant seem to find a quote reasonable anywhere, i dont know if it is something im doing wrong. I will not be getting the car until my 18th birthday so i would be 18 when the policy starts not 17 if that helps. Would anyone be able to help me???? thanks""
""I am considering buying home and car insurance with Allstate but , should I?""
I have been told that it is not a wise idea to keep my home and car insurance together, even if I get a discount. Can anyone tell me why, please?! Thank you!!""
State Farm insurance?
I have my own insurance and it was. 230 a month now I am getting a new car and I need collusion I am getting a Honda civic sedan 2012 white can anyone tell me an estimate on how much my insurance will go up Ps the car is financed . I have State Farm, I am 20 years old I reside in ny and I have had no accident""
Where i can get very cheapest motorcycle insurance?
i bay a motorcycle and my dad don't agree to give some money for my insurence
What is the cheapest motorcycle insurance in California or Los Angeles?
Is it more affordable to use a car or motorcycle in terms of gas saving and insurance? I am new to US. I want a reliable answer please.
Do you think peer review for the science of global warming is best method of insuring the cause stays on message?""
Face it - If geologists, physicists, astrophysicists independently reviewed the global warming data they would come up with far different conclusions as the so-called global warming scientists.  Does peer review do a good job for keeping the message on track so not to confuse the general public with actual scientific evidence and data?""
How much does a Yamaha YZF R125 cost? And how much is insurance/tax per year?
Cheers :)
Insurance estimate on a car?
So right now i have a 2010 nissan sentra SR and my insurance payment is 120$ a month. i have only used my insurance once, and that was comprehensive collision due to some terrible luck, but my cost did not go up. i want to get a 2008 nissan altima coupe 3.5. i am a 20 year old male, never had a ticket, no bad record or anything like that. would my insurance double if i was to make the switch or what would i be looking at? THanks!""
I can't afford to get Health insurance will I be penalized under the Affordable healthcare act?
I am literally living paycheck to paycheck this year so far has gone from bad to worse for me and now I have to have health coverage and I wasn't able to make the March 31st deadline
Van insurance young driver?
im 20 years old, been driving for 3 years with 1 year no claims, im a qualified tiler but i cant find van insurance cheaper than 6 grand anywhere its a joke, so i cant work cause i need a van wtf can i do""
Do you need proof of insurance when getting license in alabama?
i know you need it but i cant get it by tomorrow. is it ok because they have the information stored in the computers? i need help!!
Car insurance? Do they check your credit rating?
I have just phoned to change my insurance over to another car, and was told twice that it was declined - firstly, he said due to the group of insurance, and secondly, I was told that the operator had a system problem. I am a bit concerned as I know my credit rating is bad at the moment, but I am trying to better it, and I don't know if this is why my insurance was declined? I thought that they had to tell you if they carry out a credit search, but nothing was mentioned and I don't particularly want it going against me if it was searched twice. I have paid my insurance for the year, and was going to pay any extra instantly, so there would be no need for a credit search as far as I can see. Does anyone have any more information on whether they credit search you or not for this?""
How much does auto insurance cost for small dump truck in ga?
I am writing a business plan to start a residential preservation company for foreclosed and private properties and I need to know about how much it will cost me per year to have insurance on a small dump truck.
Can I alter a car insurance quote after just a few months having paid an annual premium?
I have a provisional license and I receive my first car in a few days. I want to get insured to drive it and I've entered that I only have a provisional license on the quote. I want to pay an annual premium to get the best deal, however I'm going to have a full UK license in just a few months time. I'm happy to stick with the same insurers for the next year, but can I alter a quote after a few months having paid an annual premium?""
Car insurance excess?
My car is now only worth between 200 - 300 so if it was involved in an accident I doubt the insurance would repair...& write it off. Insurance is due for renewal & I have a 250 voluntary excess, which means that I would end up with nothing in the event of a crash. If I increase my vol. excess to 500 the premium goes down by about 30 which looks like a good idea to me but. If my car was written off due to an accident with another vehicle would I still have to pay the 500 vol. excess towards repair of the other vehicle or does the excess relate only to my car in this situation?""
Health Insurance for adults!?
My mother is 62 and has no insurance. Im being told she needs tests run and needs to be seen immediately. Is there any type of insurance that can help her?
Car Insurance?
What is the best car insurance for someone who is 18 a good insurance that dosent cost that much
Anyone know of a good insurance company in Texas for Home Owners Insurance?
I'm shopping for home owners insurance and I was wondering whats out there and is good and reliable.
""Car insurance help, i need advise?""
Im 15, hoping to buy a decent car (when i turn 17) that is reasonably cheap to buy and insure, i have around 10,000 budget for the car and 20,000 budget for the insurance, i work on cars so any mechanical problems wont be an issue and i am a very capable driver and certainly not a 'boy racer' i have experience in driving and i just want a nice car that i can keep for a long time that i can pass in and out if london in to my future job (architecture) any car and insurance company suggestions? And remember decent car, 2nd hand.""
How much would car insurance cost for me?
I'm a 17 year old student that has been driving for a couple years and have never had any accidents/tickets... How much would insurance for a $2500 VW baja bug cost? Please tell me in a total amount for a year.... Thanks
Why are my car insurance quotes so high for male 17 (UK)?
i have looked on a couple of comparison websites (compare the market, go compare, confused) and have found that the cheapest for provisional licence is 900 from collingwood, but then when i change to full licence the cheapest is 3000 from ecar. none of my friends have to pay this much for a full licence and some of them even hae better cars than me. i am trying to insure a clio campus 2002 1.2""
How to cancel car insurance after paying ?
Hi everyone, I've just bought a car insurance from Access Insurance Company this morning for a period of 6 months. The effective day will be from 11/20/2012. But suddenly there's some reason that I change my mind to use All State Insurance. So, is it possible for me to cancel Access and get a full refund ? It's been 4 days until the effective day.""
Car Insurance Toronto: Which car insurance company is cheap ? I am a first time car driver.?
I got a G2 lincence recently. I buy a car. Now i am looking for insurance. can any one recemande which car insurance is cheap. thanks for ur interest.
Volvo Insurance ...... ?
I am a 16 year old male and I am looking at the 2010 Volvo C70 for my first car. I was wondering is the insurance really expensive on those ? About how much would my insurance be a year if I get that car ?
How much is motocross insurance?
Hey guys just wondering how much a motocross insurance quote would be im just looking for coverage if i get an injury im 16 and need affordable quotes thanks
Insurance question on a 2008 Hyundai Tiburon GT?
I'm a 16, almost 17 year old male. I got a citation in late May. I have a suspended license until November 3rd, my birthday. how much monthly, and yearly will insurance cost me on this car, roughly? I live in Ohio.""
Insurance companies use credit reports?
Just got notice from my insurance company (auto only) that they are going to be ordering insurance loss history reports and motor vehicle reports. They will help determine our eligibility for insurance and the price we may be charged. All well and good. But here's the kicker, the part I don't get. They also say that they may order additional consumer reports that include our credit info. They may use a credit-based insurance score based on that info. And they may use a 3rd party to develop our credit-based insurance score. Is this normal? Do many companies do this? Is this something that anyone else is outraged about, and is anyone fighting this? I don't have much cause for concern really, but I don't get what one thing has to do with the other. You could explain that to me too! If it matters, this is American Family Insurance. Does State Farm do this?""
Vehicle hit while parked will insurance rate go up????
I get a call from my girlfriend that on the way to the train she saw my car was smashed -Bumper , fender , Headlight need to be replaced The car was parked at the time. Gessing this would be considered a hit and run?Wll insurance rates go up if i put in a claim?????""
""Non owner SR22 insurance, a cheap website?""
Non owner SR22 insurance, a cheap website?""
Does anyone know what the average insurance rates are for OTR owner operators?
Just a rough estimate....I'm doing some research.
Need help with car insurance questions.?
I'm getting my license in a few months and I am looking into car insurance and so forth. I live in Gulf Breeze,Florida. Taking the drivers ed. class. Make A's in school. What would be the best car insurance company to go with? The cheapest car to insure? Anything really that you know and could give me information on would be greatly appreciated. Thanks""
Do you think peer review for the science of global warming is best method of insuring the cause stays on message?""
Face it - If geologists, physicists, astrophysicists independently reviewed the global warming data they would come up with far different conclusions as the so-called global warming scientists.  Does peer review do a good job for keeping the message on track so not to confuse the general public with actual scientific evidence and data?""
What is a good car insurance for someone that is 21?
im 21 my car is insured by my moms insurance but she wants to take me off. What are some good options??i live in california and im a full time student.
How to get Insurance license...?
How difficult is it to get your insurance license in California? For commercial and property. How long does it take on average?
About how much will car insurance increase after wrecking a car?
Im 19 years old
How much would it be to have my car repainted the factory color and remove some pretty good scratches/dents?
my car was recently scraped by a post and mccdonalds and put some pretty good sracthes in my car with a good size dent and also completely ruined my running board how much do u think it would cost do have all this fixed at macco or if i claimed it as a hit and run would my insurance cover that and repaint my car or atleast half of it the side that was messed up and have ever thing else fixed
Getting insurance for another persons car?
I'll be getting a loan of my brother-in-laws car while he's away serving with the army for 6 months and I'm trying to find the most cost effective way(s) of me getting insured for it for that duration. At the moment I have my own car with insurance, for myself and my wife (insurance is in my name), and I effectively want to use a second car. Ideally I wouldn't want my brother-in-law to have to pay insurance while he's away.""
Can i drive a newly purchased car with a dealer's tag without insurance?
i just bought a car that isnt registered because the tag is being sent by mail. Can i get insurance without a tag and can i drive the car with a dealership tag?
How much would the insurance cost?
Im looking at buying either a 2011 shelby GT500 or a 2011 mustang GT. I just want to know how much ill be paying insurance companies for one of these... Im going to be 19 almost 20 by the time I get one of these.
I need help with a car insurance issue?
My boyfriend recently got into an accident with another driver, resulting in no injury to the driver, minimal damage to his parents' truck and side damage to the other drivers' car. That was a week or two ago, he found out today that he has been excluded from his parents insurance plan. This is the first he's heard about it since moving back in with them in November. His parents knew about it though. I'm worried that he may lose his license and also his job. I've tried searching but I found nothing on this. The state is California by the way. I'll appreciate any answers and will give the best answer points (is ten good?).""
Can I put my mom in my health insurance?
Can I put my mom in my health insurance?
Dental Insurance Company Denying Authorization for Covered Plan Services.?
Anthem Blue Cross Dental Net I was referred to an oral surgeon by my primary care dentist since I have to have 6 teeth and 2 residual root tips extracted in advance of getting a full upper denture. All the extractions including the root tips have to be done during one visit, which necessitates the use of IV sedation. My general dentist cannot perform any of this work. Anthem Blue Cross Dental Net denied the original pre-authorization request, and subsequent appeal stating that my general dentist can perform the services being referred. Which is absolutely not the case. I even spoke with a customer service rep who indicated that the extraction of residual root tips is definitely a referable service and it clearly states that in their Dental Net Provider Contract. She has no explanation for why the appeal was denied. My primary care dentist has even provided Anthem Blue Cross Dental Net with his specific reasons for referring this work to an oral surgeon and I still can't get anyone at Anthem Blue Cross to re-evaluate the original denial and the appeal and authorize the necessary work. I have filed a complaint with the California Department of Insurance, although I don't hold out much hope for any results from that effort. HELP... what are my options? Who can I contact? Thanks""
How do I get cheap or free insurance coverage?
I am only working part-time and have no money. I also have no insurance. You may have noticed my last post about testicular cancer. I am obviously in need of immediate medical attention. How do I get cheap, affordable, or free insurance so I can cover the probable costs coming up?""
How to stop the direct debit car insurance and switch to another?
I want to stop my current policy with RAC.. and switch to another car insurance which is cheaper. How do I go about doing this? I pay monthy.
How much would Insurance go up with Speeding Ticket?
I'm 17, in Kansas, and I got a speeding ticket for going a 51 in a 40. My dad said that it will cause insurance to go up for the next three years. My ticket cost is $96.00. How much should this cause my insurance to go up? I've never had any violations of any kind before and I have the good student discount, too. Also, what do you recommend I do? Should I just pay the fine and accept whatever happens to my insurance?""
""How much does insurance cost, for a trail blazer??
thats the car i have but the insurance exspired
Uninspected car covered by insurance in MA?
I've been driving my car uninspected for a while now because I haven't had the money (or the time to fix it on my own) and I know it will fail inspection. Does anybody know if my car would be covered by insurance anyways. (I have USAA)
When we ask for AFFORDABLE health care?
maybe we should control the Hospital, Doctor, and Insurance company's cost. That would bring it down. Then the government wouldn't have to get stuck with it all.""
Cheapest car to insure at 17?
Hi, I've applied for my provisional and on the 26th of Jan I'll be 17 and starting lessons then. However my parents are getting me a car before hand so when I do lessons, I can drive with my parents too and my brother to work. I need to find a cheap car to insure? I would be interested in a Peageuot 106 (Small engine obviously) and just plain. Would these be expensive?""
Good car and renters insurance companies?
I'm in the process of getting a car and plan on moving to the Berlin area of New Hampshire this summer so i'm looking for a car insurance company that also offers renters insurance so that, when i move, i can bundle the two and try and get a bit of a discount. I'm just wondering if anyone knows any good companies (hoping to stay reasonably priced but it's my first car and i'm a newer driver) with offices in the Berlin area and offices in the Cape Ann area of Mass (where I am currently) that offer a car and renters bundle and have treated treated you well. I'd prefer fist hand opinions and experiences with companies.""
How to get a cheap car insurance for young driver?
How to get a cheap car insurance for young driver?
What is the cheapest van insurance for a 18 year old with no previous insurance with a full lience?
What is the cheapest van insurance for a 18 year old with no previous insurance with a full lience?
How does insurance on a leased car work?
im getting my license soon and was wondering what the best and cheapest option in terms of buying, leasing or buying used is for me. im 16 so insurance is going to be high. i only need a car for 2 years, after that ill be in college and dont see a point in having a car. so i thought why not just lease a car, but i heard when you lease a car the insurance is high for it. my question is how does a lease work? is the insurance for it high already without me being 16 a factor? do you sign up with a dealership insurance or use your own plan? Thanks for the help""
Just turned 50 - can you get cheaper insurance if you are over 50?
It was my 50th bday last week and I'm trying to cut down on my car insurance costs. Can anyone recommend any insurers that offer cheaper prices for drivers over 50?
My sister insurance covering my brother car but she wants to cancel?
She is cancelling her insurance for a lower rate with a new company and he wants to have the car insured in his name. The car is registered in his name. How would they go about this? can she say she no longer wants to insure the car?
Will this make my car insurance rates go up?
On Sunday, I was at Home Depot. I came out of the store to discover some ****** hit my car with a metal shopping car, leaving orange paint down the side and a good sized dent. Two witnesses came up to me and gave me a description of the car and the license plate number. I don't want to pay a deductible, I want this jerk to pay for it. If I call my insurance and tell them about it, will my rates go up? How else can I get this guys information to take him to small claims court?""
What a cheap small car insurance company ?
Not a big company like geico , State Farm , or nation wide""
Do you think peer review for the science of global warming is best method of insuring the cause stays on message?""
Face it - If geologists, physicists, astrophysicists independently reviewed the global warming data they would come up with far different conclusions as the so-called global warming scientists.  Does peer review do a good job for keeping the message on track so not to confuse the general public with actual scientific evidence and data?""
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