#i take paypal and cash app and i can do payment plans i just need a 25% downpayment ty | Explore Tumblr Posts and Blogs

angelbxxy · 1 year

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Hey y’all idk how this works I’ve never been struggling this hard before. My two daughters lost their dad my fiancé a week ago from a heart problem we didn’t know he had. It was sudden and now I have to plan a funeral alone. I never imagined that he would be gone we were just talking about getting a life insurance policy like a month ago but never did it. I already have our two daughters I gotta take care of on 1 income now I don’t know how I’m gonna pull this funeral off of anyone can help us send him up the right way plz consider donating 🥺😭❤️

Cashapp $prettymom18

January 15th 2023🚨⏰⚰️

Update!!!!!

Still waiting on donätîons I currently only have $250(I took out a loan that’s all I was approved for)/$3,400(cost of funeral service and funeral home plus casket. The $3,400 DOES NOT INCLUDE THE BURIAL 🪦🥺😭⚰️😣♥️

Please help us if you are able and I would appreciate it if you can not help us financially, a reblog and prayers will always be appreciated.

RIP my one and only Prince Charming 🥺❤️🪦⚰️

Cashapp $prettymom18

UPDATE JAN15th 8:54pm

Still 0 help but I’m still great full for all the reposts and likes if you know anyone who may be able to help or has a big following on here PLEASE don’t hesitate to tag them in ur repost or just tag them on the comments ❤️🙏

PS my friend said if someone wants to donate but they don’t have cash@pp I can give them her Venmo or chime or PayPal so if that is what is stopping you from donating DM me and I can send you her vënmø or paypãł

Thank y’all again♥️

XO XO XO and GOD BLESS🙏🏽

Katie 🥰⚰️🪦🫶🏽👩‍👧‍👧❤️‍🔥💔✝️

I probably should’ve put this in the original post but I’m having trouble getting donations and I’m doing this all by myself his family hasn’t even called me since I told them he passed and I was a foster kid so I really don’t have anyone to help. The only person that is helping me is financially struggling too but she took out a loan bc my credit sucks so I was denied anyway thank u if u have anyone on here who u talk to a lot see if they can repost it too I wanna get some type of traction lol

UPDATE JAN 16th

Tumblr BLOCKED ME FROM MESSAGES WTF HAPPENED!!!! Someone plz help me get my messages back

Plus still no donations so please keep reposting and thank you for all the support from the reblogs

Jan18 update

Thank you to whoever sent $5 that’s the first and only donation I’ve gotten so far

Please if u can’t donate repost and tag your friends!!! I don’t know what I’m going to do if I can’t raise enough for the funeral, I don’t even have enough for a cremation

Jan 20 update

Im $30 short to start a payment plan with the funeral home I have an appointment tomorrow morning at 9am PLEASE SEND HELP either repost or dono

Anything helps us!

Help us bury my kids dad and my fiancé!

GOD BLESS PRAYERS ARE WELCOME TOO!

Jan 30th update♥️❤️‍🔥🥺😭🚨

So I DIDNT get enough money to have a funeral for my fiancé 😖😭 we had to cremate him and they put me on a payment plan. I still want to have a repass but I need to get a hall or something to gather everyone. The cheapest one I’ve found is $350 for 5 hours

ANY HELP WOULD BE APPRECIATED AND HELPFUL

I want to celebrate his short life and the memories we all have with him ♥️

It’s been 3 almost 4 weeks since he’s been gone and life being a widow mother of 2 is a lot harder than I ever imagined. Please repost even if you can’t help ❤️‍🔥

@localmacguffin @laymedowninsheetsoflinen @enderamethyst @transgendz @othert @pixelstx @spongebobssquarepants @queenpandaxoxo @pukicho @shareyourdollar @mutual-aid-booster @horangi @jacklant3rn @bugs-for-hugs @difficult @commie-cosmo @yellowgirl93 @racism-inc @mousedetective @vaspider @shineemoon @queenpandaxoxo

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krickis · 1 year

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Tension Points print edition!

Howdy! For about a year now I've been working on my getting a print edition of my Deltarune fanfiction, Tension Points (AO3 link, Offprint link). Well, it's here now! Pictures and details below!

This book is roughly 350 pages, hardcover. The actual book under the dust jacket is a tad boring (solid red with gold letters) because that's what Lulu offers. But the dust jacket is gorgeous, all artwork by my good friend @renrink . On that note, it is not lavishly illustrated; there is a full page black and white illustration opening every act, and a final one at the end of the story, for four illustrations (plus about the author/illustrator images).

One more thing to note. Lulu no longer gives me a link for y'all to buy this from They have a Lulu Direct thing where they up the cost by 20% and require I own a storefront somewhere, which I don't. And because this is fandom content, I am loathe to make one.

So here's the plan, and please read all the following carefully: message me if you want a copy! Not in the comments, not an ask (which often get eaten), but a PM. Give me your address and if you want multiple copies let me know how many you want. The cost of the book is $21.91 and the cost of shipping will depend on where you live, but the final total for most places is around $28-29 (for the US) to around $32-34 (for international shipping to countries that don’t have exuberant shipping costs).

Please note that the print-on-demand process is not quick! It will take a few weeks to get the book to you from when you order it! When I have a tracking number, I will give let you know it.

I will not be asking for extra money for myself on this book. I will not profit off it in any way unless you feel so inclined as to send extra money. Which I won’t ask you to, and I won’t try and guilt you into it. But if you want to support me financially by buying this book, it is up to you to decide how much extra to send to me. I won’t even bring this up in a conversation; just bringing it up as an option here.

Lastly, I’m planning on doing the money exchange through PayPal, but if that doesn’t work for you, let me know! I can take Venmo, Cash App, and KoFi payments. If none of those work for you, I don’t know how to handle the sale, but we can still try to work something out ^^’

I'm sorry for the roundabout way of doing this. It is not my preference, but what I need to do to protect myself with fanfic print editions. If someone knows another solution, I am open to hearing it!

#deltarune #suselle #fanfic #Tension Points

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sparklybuildingsdesign88 · 2 years

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Hey everyone, I need y’all’s ear (or eyes) for a minute. I know a lot of us are in a financial bind these days, but hoping someone(s) could still help.

I’m in a sorta desperate situation right now, I’m staying at a hotel because my “friend” evicted me, and I wasn’t able to find an affordable place, or a new roommate before the 20 days were up. Luckily, I just got full time at my job, but it started on the 23rd so this week will be my first full check, but I’ve run out of funds already.

I really can’t go to a shelter because I’ve stayed in them before and the chaos really deepened my depression and anxiety(which makes my ADHD worse also). I’m doing all I can at the moment to make extra money, like apps and donating plasma.

I’ve already asked friends, family and some local organizations, but friends/family are tapped out, and the organizations are either tapped out for the month, or can’t help me due to me paying for a hotel. I’ve managed to make it work through apps, selling a few things, and cashing out at my job last week, but now I have one night I don’t have the money for, nor can I make up the money for until Monday(which I have off thankfully!). I’ll be cashing out Monday and possibly having another advance coming that day, plus I plan to donate plasma so that should get me through until payday which is Tuesday. I’ve also signed up for my employer’s associate emergency fund, but that, if approved, probably won’t come until maybe Wednesday, not sure.

To be transparent, I work at Walmart in Lacey Washington State, at #4757 off of Yelm Hwy. I get paid early because of Chime and MoneyLion, both which have overdraft services, though my Chime one is currently deactivated since I’ve sent my deposits to MoneyLion for the few months. Should re-activate this Tuesday.

I did find a room for rent week by week in a good area, so I’m hoping it’s available come Tuesday. But that will take up half my paycheck while the other half will be other living expenses.

I’m attaching a photo of me holding the letter, and I’m really just asking for a loan.

I’m asking for $170, and I can pay it back next Saturday with a little extra for a thank you. I need it by 10am tomorrow July 31st (it’s 10pm here currently on July 30th) if possible, since I work 11am-8pm and may need to go move money around.

I have CashApp, PayPal, Zelle, Chime, MoneyLion, ApplePay and GooglePay. For Apple my number is on the Zelle QR code. Thanks for any help anyone is able to give, and I’m sorry I have to be asking this🥺

#need help please #help plz #money

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neonsuckerpunch · 3 years

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❤️please help my cat❤️

hey my friend tony said i should post here about this. i need help - i recently adopted a cat (named Socrates, or Soki) who I was told he had just chronic issues that did not need any help, but apparently that’s not true.

it turns out that this is something much worse. I can tell that my boy is hurting and I’m scared to say it but he might be dying. he’s a senior cat and i don’t know how much more he can take. I promised him years of happiness after he was nearly put down for his flaws.

The bills so far have been overwhelming and I have asked for payment plans but they cannot do that. I am currently unemployed and my only option for now is to go back to sex work In which I originally swore off. i’ve been canceling therapy and using my savings towards a new PC to help him. in my personal life I am a med student who wakes up, works, and then immediately goes back to sleep to repeat it. I just lost a cat in August because my parents killed her.

please help if you are able I am willing to share bills if that would make you feel better about the legitimacy of us.

PLEASE HELP@

Venmo: @ alexgolly

Cash App: $alexgolly

Paypal: Please DM me

#help #venmo #cashapp #boost #cat #cats #tabby #orange tabby #donation #medical bill #medical

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nyerus · 3 years

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🌸 Updates and FAQs for Watching the TGCF Donghua! 🌸

✴️First, check out my detailed guide HERE if you want to know how to subscribe to YouTube or Bilibili!

Please read through these if you have any questions first before sending in an ask, as it's probably answered here (or the previous guide)!!! If you don't see it here, or still have confusions afterwards, then feel free to send in an ask or DM me!

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✨Important Notes/Updates✨

Bilibili is allowing non-members to watch for free! No region locks, and you don’t even need to make an account. Free watchers will be one week behind paid members. But this is a legal and free way to support the donghua if you’re unable to pay! (This actually means that you’ll be able to see the episodes faster and for free on Bilibili than you would on YouTube, because YouTube has a two week delay instead of just one week.)

Funimation is broadcasting TGCF in the US, Canada, UK, Ireland, Australia and New Zealand. These are some of the regions which are blocked by YouTube, so this is an available alternative for those who don’t want to go through Bilibili. They have also stated they will launch in Mexico and Brazil this winter.

ALL broadcasts are in Chinese with hard-coded/embedded English and Chinese subs. (I.e., they come with the broadcast itself, on top of the image. Nothing to toggle on/off, they are automatically there.) They are the exact same across all the platforms.

Please support official releases so that we can get more seasons, and high quality! This is still niche content, believe it or not!

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✨Frequntly Asked Questions✨

🔹GENERAL FAQs:🔹

1.) "Where is the best place to watch?"

I still reccomend Bilibili's native website/app over all other streaming platforms. This is due to some key points:

Bilibili's website/app gets the episode the very second they drop. There is no delay whatsoever. YouTube and Funimation have been delayed the last two weeks. It's unknown if this is just a hiccup or what, but if watching new episodes ASAP is important to you, going through Bilibili ensures you will not have to worry about any uncertainty.

Price breakdowns: Bilibili's website/app 3-month membership is $10-11 USD. Their YouTube channel's "MBBM Lv2" membership varies by region, but in many places is similar or just a tad more. In the US, the MBBM Lv2 membership and Funimation membership is the same price ($5.99 per month, or $17.97 for 3 months). So you can actually save some cash by going through Bilibili directly.

In the end, this is largely up to personal choice and comfort. Some people may find it difficult to navigate Bilibili's website even with guides and google translate's auto-translate feature. In this case, YouTube or Funimation are fine alternatives. If you also have an existing Funimation sub or plan to use it to watch other shows, then that's perfectly valid too. Similar with the MBBM lv2 sub on YouTube, especially if you want to use it to see other shows (e.g. Legend of Exorcism which is only English-subbed on YouTube).

2.) "Where do I watch for free?"

On Bilibili's website, you can watch episodes for free! You will be one episode behind paid members, but it's a legal way to support the donghua. You don't even need to create an account!

3.) "What episode will be airing when/where?"

Check out the table below for the differences in airing times. Time is 11AM China Time.*

NOTE: Funimation is technically supposed to be the same as Bilibili members/YouTube MBBM Lv2, but the last few episodes have been delayed so I have no clue.... *Additionally, YouTube's episodes have been delayed by a little bit, but they've aired the same day.

4.) "How can I support the donghua?"

Free, on YouTube: Subscribe to Bilibili's YouTube Channel, give likes to TGCF videos/clips, and leave nice comments!

Free, on Bilibili: Everyone can follow the official TGCF account and page, plus leave likes on videos. All this following stuff requires you to have passed the Bilibili quiz to unlock levels: If you are lv2+, you can leave comments and give coins to offical TGCF videos. (Log in daily to get 1 coin/day if you're lv1+!) If you are lv4+, leave a good 5-star review!

Paid: Buy subscriptions to watch the donghua! Also, merchhhhh~

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🔸YOUTUBE-RELATED FAQs🔸

1.) "What's the difference between Bilibili's YouTube Channel's MBBM Lv1 and Lv2 memberships?"

MBBM Lv2 allows you to watch the episodes on the same day as Bilibili's website broadcast.

MBBM Lv1 has new episodes delayed by one week, meaning you will be one episode behind the others. There actually is zero point in subscribing to MBBM Lv1 (unless you want to watch other subbed donghua) because you can watch the same content on Bilibili for absolutely free, since Bilibili is allowing non-members to watch TGCF one episode behind paid members.

You can also watch two episodes behind on YouTube.

2.) "If I have YouTube Premium/Red, do I still need a membership on Bilibili's YouTube page?"

Yes. YouTube premium is completely separate from the channel-specific memberships.

3.) "Are episodes simulcast on YouTube?"

While originally stated as being simulcast, there actually seems to be a bit of a delay on YouTube as of now. It's unclear if this will change with future episodes.

4.) "Do I need a VPN?"

If you are from one of the restricted countries, then yes, you'll need to use a VPN. You can still pay for the subscription as normal, and then use a VPN to watch the donghua. It will not affect payment.

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🔹BILIBILI-RELATED FAQs:🔹

1.) "Do I need to take that 100-question quiz to sign up for Bilibili or the membership?!"

No, it's totally optional! You do not need it to either watch the free episodes or to buy a membership. It's only if you want to comment and stuff. It might make you think you gotta do it, or enter a code, but it's actually not needed. Check out THIS post for more info!!! (However, you may still want to do it in order to level up and eventually leave a nice review for the donghua!)

2.) "I'm only able to watch 6min on Bilibili's website when I watch from my phone. Do I need the app?"

You do not need the app. Switch your browser to Desktop Mode in order to watch the video in full.

Be sure to download a browser like Google Chrome, Firefox, etc that supports this mode if your native browser doesn't allow for it.

3.) "Can I get the app on iPhone/iOS?"

This depends on if you are in a country where the app is not region locked in the app store. If you're able to download it that way, great! If not, try using a VPN and setting your region to mainland China. It may work. APKs are not useable on iPhones, so unless you know how to sideload apps onto your device, you may be stuck with the app store only.

Do note that you might be unable to pay for a Bilibili membership through the app, depending on version, but you can always simply pay through the website and then use the app as normal. It will apply account-wide on all devices.

4.) "Why are there two versions of the app?"

One seems to be the international version, which is more basic and lets you pay via GooglePay/ApplePay. The other one seems to be made for mainland China, and allows you to even buy merchandise through it (Chinese address/bank acc required). Mostly, both have to be downloaded via APK on Android. But some iOS users have reported different versions of the app being available for them through the app store (namely the int'l ver, and some have said they can use a VPN to get the mainland one).

5.) "Is there any benefit to having the app over just using the website?"

Not really, no. With the app you can buy very cute hualian themed skins for your profile, though (if you have the mainland version of the app). Plus you can save videos for offline viewing.

6.) "Do I need to enter my area code for Bilibili when signing up/in?"

NO, you do not enter your area code in the phone number field. Select your country from the drop-down list and it will automatically consider your area code. (E.g. if you're in America, select 美国 and enter in your number like 5557779999.)

7.) "I didn't get to set a password when signing up, so how do I log into my Bilibili account after being logged out?"

Use the same phone number you did to sign up. Instead of a password, you'll enter in a one-time key that is sent to your phone via text message. (NOTE: some people have reported not receiving these messages, which may vary by phone carrier!)

As mentioned above, don't include your area code when filling out your number.

Also, if you are signed in on the app on your phone, you can scan the QR code on the log-in page through the app.

8.) "How do I turn off the barrage comments filling up the video I'm watching?"

Select the little button that reads "弹" under the video:

(Website vs App)

9.) Is the Bilibili subscription auto-renewing?

No, the 1-month (¥25), 3-month (¥68), 1-year (¥168) subscriptions will not automatically renew. They are a one-time payment only!

Notice that the renewing payments all say "连续" in front of them, which means "continuing" or "successive" types of subscriptions. They are also cheaper than the one-time payment. (E.g. the renewing 3-month sub is ¥45 instead of ¥68.) Moreover, the renewing types are not even available to purchase with PayPal, afaik. You need Alipay or WeChat Pay, etc.

10.) "Can I use the app/membership to read the manhua too?"

Unfortunately, not quite! Your Bilibili account is universal, but you'll need to download the manhua app seperately and topping up M-coins to pay for the manhua. (One-time purchases, either by volume or by chapter as per your choice.)

11.) "What resolutions are available?"

You can watch up to 480p as a free member. Paid members can watch at 1080p and high-bit-rate 1080p. It's possible to chromecast it to TV, too. (I haven't tried it, but others have!)

12.) "Can I watch across multiple devices?"

Yes, you can!

13.) "Do I need a VPN?"

No, Bilibili is not region-locked. However, some particular countries may have Chinese apps blocked.... :(

14.) "I want to leave a comment/review. How do I level up on Bilibili?"

Log in daily, watch at least one video per day, give coins (attained by logging in) to your fave videos, etc! It will definitely take a while haha.

15.) "Will I be able to watch other donghua like MDZS or SVSSS with my membership on Bilibili?"

No, those two donghuas are produced by TenCent, not Bilibili. You will need either a TenCent/WeTV account, or you can watch them on their YouTube channel (free).

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🔸FUNIMATION-RELATED FAQs🔸

1.) "Is Funimation's broadcast a simulcast?"

It is supposed to be, according to their initial announcements. They seem to be having some technical difficulties, but those may be resolved soon. I suggest keeping an eye on their twitter for updates if you are interested in watching through them!

2.) "Do I have to pay extra on my Funimation sub to watch TGCF?"

No, afaik, the regular $5.99 sub covers TGCF too.

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I hope this helps out people further, so we can all have an easy time watching the donghua! And please do support it legally! 🙏

If you still need help, feel free to send in an ask!

#tgcf #tian guan ci fu #heaven offical's blessing #hob #tgcf donghua

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chemical-cat · 3 years

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So I don't know if there's a lot of truth to this claim, of course there's a few questions I have of my own regarding the situation but via tiktok (specifically more so "witchtok"), a tarot reader who goes by the user name: staci_luna_ (if you want to check out her direct page for yourself, here is a link to her page:

And more specifically here is a link to the video in this post that I'm going to be referencing: )

So essentially, if you didn't want to go into the videos themselves regarding this, the break down of the situation is that:

staci_luna_ has had her PayPal account placed on hold, this is an account in which not only did she already have hard earned funds placed in that are now in limbo, but it's also one of the ways her clients pay her and is even a part of her website. When she contacted PayPal regarding this, she was informed due to both multiple reports/disputes being filed against tarot readers, and also multiple people informing PayPal that tarot is fraudulent. Now according to Staci_luna_ this is PayPal's algorithm going through and automatically closing tarot readers/psychics accounts.

Within the comment section of this video, staci_luna_ also further elaborated that:

"@staci_luna_: Fortunately Stripe likes metaphysical companies. Square, Wix and I guess now PayPal have clauses they can take the funds and close the accounts." (This was in response to another user, who stated they had not run into an issue but they use Stripe as well)

"@staci_luna_: It’s crazy! I’m insured and been in business without incident for three years. When I called in PayPal said the algorithms was recently set up to auto close anything saying Tarot, Psychic, Reiki and they would do their best to fix it but no good news yet." (This was in response to another user expressing their shock)

Within the comments of this video, the overall consensus seems to be a 50/50 split, some users commenting that they haven't experienced any issues nor have they heard of this, and others stating that they have, one user going as far as to comment:

"Unfortunately!! When I tried to setup a PayPal for my website they said that my business model aka tarot/medium wasn’t valid!"

Now essentially when I first had this come through my feed, I was both scared at first as I use PayPal for my own business, and skeptical. Once my anxiety calmed down, I started thinking about some valid questions, now putting aside whether or not staci_luna_ is a 100% on the up and up (Little to no disputes filed against her), let's say for a moment she's had a few...

Was this a termination due to multiple disputes filed against her? (Whether for various failures to deliver or actual fraud)

Was she possibly targeted directly by another creator? (As out there of a claim as it can be, in this day and age you never know)

Is this legitimately true or is it another fear mongering tactic that's being used on tiktok?

Ultimately, I was left with a lot of questions, some of which can be answered and others can't. Being that I don't have any proof to suggest that staci_luna_ herself, would use this as a fear mongering tactic, or a reason to lie to try and cover up possible disputes against her. I'm going to treat this as an objective case scenario, I don't personally believe that staci_luna_ is covering anything up, nor is she fear mongering, but rather trying to warn others before they lose large sums of money. Staci_luna_ went on in the comments to clarify that:

Her PayPal account was a business account, had an EIN, and everything goes through her website under the name: Staci Luna.

For clarification: an EIN is a "Employer Identification Number", also known as a federal employer identification number, or federal tax identification number. Just like with your social security card number, this is a unique 9 digit number assigned by the IRS to businesses that are operating in the US, for the purpose of identification.

Now if we take this as blantaly true, this is 100% factual. What this essentially means is that there is a possibility that regardless of if it is processing through your account via the person sending you money on a "paypal.me" link, or its connected via a check out at your website, PayPal is targeting metaphysical shops, specifically tarot and psychic readers. It does not matter if you like Staci_luna_ have an EIN, PayPal still has the rights to not only terminate your account but also withhold any funds within the account should it be terminated. In PayPal's OWN terms of service:

"Hold the balance in your Cash Account, the balance in your business PayPal account, or any money waiting to be claimed through your personal PayPal account if you do not have a Cash Account linked to your personal PayPal account, for up to 180 days if reasonably needed to protect against the risk of liability or if you have violated our Acceptable Use Policy"

"If we close your PayPal account or terminate your use of the PayPal services for any reason, we'll provide you with notice of our actions and make any unrestricted funds held in the balance of your Cash Account linked to your personal PayPal account or in the balance of your business PayPal account, or any money waiting to be claimed through your personal PayPal account if you do not have a Cash Account linked to your personal PayPal account, available for withdrawal."

These along with the rest of paypal's policies can be found in their terms and conditions, which do cover both business and personal accounts as well as their buyer and seller protection policies. The two listed above were found in the section labeled: "restricted activities and holds"

Now this is a lot to process and brings up the question, if my shop/my readings are processed through PayPal where do I go to ensure I don't lose my business?

So there are a few options, while some have been suggesting to move to venmo and cashapp, others are suggesting etsy and square. So where should you go? Well there are a few things to keep in mind with some of these platforms as well that could be a make or break point for your shop/business as well.

As mentioned before by staci_luna_ both PayPal and Square, reserve the right to terminate your account and keep your money. While PayPal does elaborate that they will place funds on hold for 180 days, and should your account be closed they will move your money from a cash account to your personal account (the differences between these are elaborated on in paypal's terms and conditions, as while they may be linked to each other they are two different types of accounts, if you have a PayPal debit card, then you more than likely do have a PayPal cash account). Square's terms of service state:

"We may terminate ... suspend or terminate your Square Account or your access to any Service, at any time for any reason. We may add or remove, suspend, stop, delete, discontinue or impose conditions on Services or any feature or aspect of a Service. We will take reasonable steps to notify you of termination or these other types of Service changes by email or at the next time you attempt to access your Square Account. "

" ... your Square Account is terminated or suspended for any reason: ... we will not be liable to you or any third party for compensation, reimbursement, or damages for any termination or suspension of the Services, or for deletion of your information or account data. "

These can be found in squares general terms of service in section 11 and section 12.

Venmo does now offer a business option, however this is a profile that is set up within your personal account, specifically for the use of receiving payments for the sale of goods and services. This is an option that within their terms and conditions they state is offered at their sole discretion, and may not be offered to all users. They go on to state several things within their terms of conditions as well, including if you use your personal profile to conduct business:

"Except for commercial transactions expressly authorized by Venmo, for example, transactions with authorized merchants or business profiles, or purchases made using your Venmo Mastercard®, personal accounts may not be used to conduct business, commercial or merchant transactions with other personal accounts, which includes paying or accepting payment from other personal accounts held by users you do not personally know for goods or services (for example, concert tickets, electronic equipment, sneakers, a watch, or other merchandise). If you plan to use your Venmo account to sell goods or services, you must have an approved business account or a business profile."

"If your Venmo account is closed for any reason, any business profile and any Venmo Debit Card affiliated with your account will be canceled."

"Payments sent via the Venmo app or the Venmo website to another Venmo user do not qualify as payments to an authorized merchant. ... Except for transactions for goods and services that are expressly authorized by Venmo, for example, purchases from authorized merchants, business profiles and Venmo Debit Card purchases, you are not permitted to use Venmo as a payment method for purchases of goods and services."

(If found in violation of the restricted activities policy) "Terminate this user agreement, limit your Venmo and/or PayPal account, and/or close or suspend your Venmo and/or PayPal account, including cancelling your Venmo Debit Card (if any), immediately and without penalty to us ... Limit your access to our websites, ... your Venmo or PayPal account or any of the Venmo or PayPal services, including limiting your ability to pay or send money with any of the payment methods linked to your Venmo or PayPal account, restricting your ability to send money or make bank transfers ... "

These can all be found within venmos terms of service under their legal tab.

It may be important to note that venmo is a sub-company under PayPal, as well as within their restricted activities section they do have listed that if you are using your personal account to purchase goods and services from another personal account (unless otherwise previously authorized by venmo - authorized merchant, business profile, or venmo debit card transaction), that you are participating in a violation of their restricted activities policy. Like with PayPal, venmo will hold any unrestricted funds for 180 days, but if they close or terminate your account/use of their services, they will make any unrestricted funds still available within your account avaliable for bank transfers. Because they are a sub-company of PayPal, it is unsure of whether or not the same algorithm applies as used with PayPal. Through their terms of service, it does appear that venmo DOES offer a buyer protection policy IF the goods/services are purchased through their authorized means (authorized merchants, business profiles, venmo debit card transactions), however if these are purchased from one personal profile to another there is no buyer protection policy. From what I could see, it does not appear at the time of me writing this, that there is a seller protection policy in place, however venmo does offer a similar dispute system as PayPal. (Through the research I've done so far, and the on going research I have done, it does not appear currently at the time of writing this that tarot readers accounts are being shut down when using venmo despite PayPal being venmo's parent company).

Cashapp, is a sub-company of square. Within cashapp you can only send money to another user, however you can opt for a debit card from cashapp. You can use this debit card to make purchases from merchants (similar to the venmo or PayPal debit card), it is important to note that in cashapp's terms of service in regards to the debit card: "you do not have the right to stop payment on a transaction originated with your cash card", in the instance of a lost/stolen card, you may disable the card via the app however this does NOT prevent the processing of pending transactions initiated prior to the disabling of your card. If you are also no longer deemed eligible for the cash card, the card may be canceled with no notice at any time (as deemed by the terms and services of the card). Within cashapp's terms of service are these: (within their terms of service because their parent company is Square, Square is used as the overall judgement in terms of your account and not cashapp itself):

"Square may terminate, close, or suspend your Account or use the Service at any time for any reason. "

"Any pending transactions at the time of termination, closure, or suspension of your Account will be settled. Any funds that we are holding in custody for you at the time of termination, suspension, or closure of your Account, less any applicable fees, (1) may be made available for you to cash out in Square’s discretion and subject to the other conditions in these Cash Terms, and (2) we may require you to link a new bank account that has not been associated with your Account to cash out such funds ..."

These can be found within cashapp's general terms of service.

In terms of Etsy, there are a few things to keep in mind with it specifically. Below is information I have gathered from etsy itself in its terms and conditions, as well as information that has been provided via forums such as reddit. While within the forums, I have no ability to prove whether these things said are true, it is something to keep in mind if using etsy is you're go to area.

Before we dive into etsy's terms of service, I want to dive into some of the things said on some of the forums:

While some users expressed that an advantage to etsy versus some other payment options were the ability to have a store front, easy managing, and that etsy will even send you a 1099 tax form. Others expressed that etsy can take a "hefty" chunk out of your sale prices, while .20 cents per listing and an extra relisting fee if you sell out or relist after 4 months, may not seem that overwhelming bad. There are individual fees that etsy charges at the point of sale as well. (All of these can be found on their website in more detail). Others have expressed that etsy has periods of times where they are strict with their rules and laid back with them at other times, specifically with metaphysical shops. Some expressed that, in order to avoid not just your listing being taken down but your shop as well that with tarot readings and other such listings you need to specify that they are for "entertainment purposes only", some users have specified that etsy has relaxed this, and that they have a set "tarot reading" listing, however you need to be selling an actual item and not a service. They further specified that some users have gotten around this by doing tarot readings via email, or in a pdf file (rather than via phone), or by sending an infographic with a reiki healing or something similar. Some have even said with listings that you need to give them something tangible, even if it's just a mailed copy of their reading.

An article on the matter stated that while etsy does allow tarot and psychic readings that "to qualify for sale, tarot or psychic readings must be sold in digital format or a physical document. Both the listing title as well as description need to state the format the reading will be sent in". (This was posted in 2015)

Within etsy's own community of threads, it seems there is some debate as to whether or not tarot reading/shops and other similar stores fall under etsy's 3 categories: handmade, supplies, or vintage.

Well, as of 2020 etsy has elaborated on this themselves:

"Etsy welcomes a wide variety of divination and spell-related items, as long as they meet our Seller Policy. Tarot, psychic, or other divination readings must include a tangible good, such as photos of the tarot spread, audio/video of a reading, or text of the reading. You may deliver the tangible good through Etsy Messages or email."

This can be found in their "our house rules - services" section.

Etsy does go on to list that there are several metaphysical services which can NOT be sold on their market place including:

Reiki and/or distance healing, spell casting, prayers, rituals, or items with a metaphysical outcomes (attracting wealth, love, gambling luck, more business, employment opportunities, or assistance with legal or relationship situations).

Ultimately, items sold need to have a tangible aspect as outlined by etsy themselves, and follow the same guidelines as any other piece sold on the site.

Etsy's terms of service, are this:

"... we may take actions that limit the visibility of your shop, listings or ads, or that impact your payment account. ... In the event a shop sees unusual order activity, or we otherwise believe that your actions or shop may result in buyer disputes, chargebacks, increased risk of fraud, counterfeiting, or other claims, Etsy may take actions such as limiting visibility of your account, or placing restrictions or reserves on your payments account, in accordance with our Terms of Service"

"In the event a shop sees an unusual spike in orders, particularly in a high demand category, a shop may see an increase or decrease in its search ranking. Often, if a shop sees an increase in fulfilled orders and good reviews, this may result in higher visibility and search rank. However, sometimes a rapid increase in orders can reduce visibility. "

"If Etsy has reason to believe you ... violate our Terms, including this Seller Policy, we may deactivate Your Content or suspend or terminate your account (and any accounts Etsy determines is related to your account) and your access to the Services."

These can be found in etsy's "seller policy" section.

While etsy DOES offer seller protection, it is limited and only applies to sellers which meet the requirements of their protection program.

As a tarot reader myself, who is now on the fence about potentially keeping my PayPal separate from my business, it opens the question of where to go. I dived into these terms and conditions on various apps, because through my own experience and what I have observed of other readers on multiple platforms, I know various readers use different services. My concern was if I was potentially losing my ability to use PayPal as a way to not only protect my customers but myself as a seller, what other options were out there that not only provided me but my buyers with the best interest in mind? A main factor being something similar to a buyer/seller protection like PayPal has. While venmo is a sub-company of PayPal and does offer a business profile to purchase goods and services through, there's no word on whether or not they will be affected like PayPal has. While square may seem like a very good professional fit, as well as it may be easier to use for tax purposes when it comes to book keeping, like PayPal they have the ability to terminate the account whenever they see fit, the same goes for cashapp. While etsy on the other hand, you have to fine tune each listing to ensure you're abiding by their guidelines, which while it may not be directly stated for those who do lots of love readings/relationship readings for example could potentially be affected. (A personal benefit I like is not only the store front aspect but the fact people can openingly rate your services, so it's not just by word of mouth).

Ultimately, it seems that no matter which platform you choose to use, there is going to be some type of pitfall or con in using the app. For me personally, I think for the well being of my own business until I know more information on whether or not PayPal is actively doing this or if they resolve the situation, I'm choosing to move away from PayPal as a main payment form for my clients. I'm personally, strongly considering moving to etsy because even though PayPal directly may not be the best option, there is still the option of clients being able to secure their purchase with PayPal while on etsy which gives them paypal's buyer protection but also etsy's. Personally, I'm still going to have my venmo and my cashapp as well, since on both I have the ability to make a business profile and fall under their guide lines but I'll be making a conscious effort to at least toe the line and provide some type of tangible source even if it's just applying etsy's guidelines elsewhere.

Ultimately the main reason I spent time on typing all of this and putting the word out, is that while it is on tiktok, both the original video along with a handful of others that I went searching to see if it was getting spread are getting almost no traction, so the word isn't fully getting spread. This has the potential to hurt small business owners, and I just want to help get the word out there for others. I definitely recommend diving into the terms and conditions on any platforms you are using for your services in order to best know where any dangers may potentially lie for your business. But I hope that putting even just some of this information out there gets to who it needs too.

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eltritch · 3 years

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Tarot Readings!

To keep it simple, I charge $2 a minute if you want it in video. So per say, if you would like a 20 minute reading, it would come out to be $40.

I also can do audio for $1 a minute, along with pictures of pulled cards.

If you are interested in pictures/text given instead of a video, they are more specific.

3 card spread- $6

6 card spread- $12

Celtic Cross- $30

I am able to work with specific deities, and can ask specific questions to vague.I can predict possible outcomes as well as more beneficial paths to you. I can give time periods for future events, and messages from your spirit guides. I can help you connect with your higher self, or even give help with shadow work. I am willing to do any custom spread, over text for $3 per card placement needed for wanted spread. I use multiple decks from which you can choose from, Oracle cards, and charms to pick as well! If needed, I will pull up to 3 extra cards for clarification; these will be included in what you originally wanted for no extra charge.

I can take cash app and paypal at this time, but I plan on expanding my forms of payment soon!

⚠️Remember that if there is a question I am uncomfortable asking, I have every right to refuse your business.⚠️

Just give me a DM to start the process my friend! And I thank you for reading this. 🌸

#tarot cards #tarot reading #spirituality #witchblr #witchcraft

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sunflower-queen-13 · 3 years

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Astraia’s Tarot Readings

Greetings!

Hello everyone! I’ve recently updated which readings I’ll be offering, how I’ll be going about them, etc. So I figured I might as well post about it and let you all know how I’ll be doing readings for you guys now!

A Bit About Me

Just in case you don’t already know me, my name is Astraia, I’m 21, and I’ve been a practicing witch for about 8 and a half years now.

I’ve been reading tarot for around 6 years, and I started doing readings professionally about 3 years ago. I have about a 99% accuracy.

I am also an empath, which makes doing readings a lot easier to do, but it also takes a bit more of a toll on my energy and my body.

Payment Options

For now I will be accepting payment through PayPal and Cash App. I plan on getting a Venmo soon, so I’ll update you guys about that when it happens.

I will only accept American currency (as I do live in the US).

I will ask for payment upfront before the reading, just to ensure that (for my own financial sake) I won’t get ripped off if someone asks for a reading then refuses to pay after the fact. (Unfortunately it’s happened before, and a person’s gotta eat.)

Reading Process

Under “Readings Offered” you will find a list of the types of readings that I offer. When you have decided which reading (or readings) you would like me to do for you, please message me here on Tumblr (please don’t send an ask), telling me which reading you would like me to do as well as whether you want to pay me through PayPal or Cash App.

I will then send you the payment info along with how much the reading will cost (which will be included below).

After I recieve the payment, I will let you know that it has been received and we’ll get started.

I will only do a max of 13 readings a day to preserve my energy. But if you message me after the 13th reading that day, don’t worry! I will make a note of your request, and you’ll be first on my list for the next day. I will also keep you updated on when I’ll be able to do your reading.

Of course on low spoon (energy) days I might take the day off, even still I will let you know and do your reading as soon as possible.

IMPORTANT

You do not need to give me ANY personal information in order for me to give you the reading. If you have a specific question in mind, I will ask about the situation in order to gauge what it is you’re wanting to know and what you’re looking for, that way the reading will be more accurate to your needs. You don’t have to give me any names or specifics, just the gist of it.

Readings Offered

Single Card Reading

1 card — $5

This is my most basic reading that I offer. I will only pull one card, this could be used for a clarification of a reading by yourself or someone else, to answer a yes/no question, or as a simple card of the day reading.

Past / Present / Future Reading

3 cards — $10

This is another basic reading, just to give you a little insight into yourself and your life. But when I do this reading, the future isn’t definite. The future card represents your most likely future if you remain on your present path.

Clarity Reading

4 cards — $15

Another very basic reading. It is used to bring clarity and insight into a certain situation that you’re in, or to give you answers on a specific question that you have in mind.

Celtic Cross Reading

7 cards — $20

This is a much more in-depth reading. It will cover every facet of a certain situation that you’re in or of the answer to a specific question that you have in mind.

Deity Identification Reading 1

5 cards — $ 20

This is a very basic identification. I will tell you the deity’s gender identity, what they rule over, basic aspects of their personality, why they’re contacting you, and a message they might have for you.

Deity Identification Reading 2

7 cards — $25

This is a much more in-depth identification. I will tell you the deity’s gender identity, what they rule over, positive and negative aspects of their personality, why they’re contacting you, what expectations they have of you, and a message they might have for you.

Past Life Reading

12 cards — $40

This is a highly in-depth reading about a past life. You can choose whether we’ll be exploring your most recent past life, or the past life that had the greatest impact on your current life. I will provide several details including your gender identity, childhood, family life, relationships, obstacles, achievements, spirituality, death, lessons learned, karma brought forward, past life purpose, and current life takeaway.

Because of just how in-depth this reading is, it takes a lot of energy and work for me to complete it, which is why the cost of this reading is a lot higher than the others.

#witchcraft #witches #witch #witchy #tarotcommunity #tarotreading #daily tarot #tarot cards #tarot readings #tarot reading #tarot #tarotblr #tarot deck #paid readings #paid tarot readings

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purplepeoplelickingtruthpeddler · 5 years

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Need Food

So for those of you who don’t know me, I’m a disabled, chronically ill, polyamorous queer person of mixed ethnicity. My household growing up was half alcoholic neglect and half abuse, half veteran and half immigrant, and %100 anxiety. I’ve never had much support, and learning to take care of myself to any extent I’m able has been a steep learning curve.

I was in what I thought was a supporting and loving relationship for several years, six years. But when I came out as polyamorous, and expressed love for a long-time mutual friend, my support vanished. My partner became emotionally abusive. My long healed trauma flared back up to full-blown PTSD because of it, and after short apologies, and an improvement that lasted all of a week, he stopped caring, started resenting my disability, and started emotionally cheating on me with a woman at his work that he’s spoken all of two sentences too. He himself is neurodivergent as well and I gave him more credit than I should have because in the past I hadn’t given him enough and was still paying for it. I spent a few days self-harming, and got very close to suicide, because I learned that someone I thought loved me, someone that I was at one point engaged to, had put an expiration date and conditions on his support. I got help pulling myself most of the way out of that by a few supportive people in my life including my girlfriend; I’m eternally grateful to them.

I’m disabled. I have agoraphobia and panic disorder, that have been professionally diagnosed, and other anxiety disorders that have gone undiagnosed professionally; OCD and trichotillomania. I’m self dx autistic most recently. I’m partially homebound. I have crippling executive dysfunction and time-blindness. I have physical medical endocrinological disorders, also diagnosed and undiagnosed, including PCOS, diabetes, some form of hypothyroid. I went a few years without insurance and was about to see someone through my ex’s, but that’s gone now. Endocrinological disorders run in my family and finding a doctor who can handle all of these things integratively is incredibly difficult, I live in the South. Most doctors aren’t entirely interested in treating me beyond making me capable of having kids I don’t currently want or erasing my secondary sex characteristics. I’ve been seeing a counselor for a couple of years, but she doesn’t specialize in either agoraphobia or anxiety. To continue seeing her I’m going to have to risk driving through multiple panic episodes and dissociation, putting me and everyone else on the road at risk. Public transportation and ride sharing causes even more severe anxiety.

I’ve contacted my long estranged father in desperation of getting any kind of help, he’s agreed to help me apply for disability, a thing my counselor never followed through on. He’s agreed to help me find and pay for medical insurance so I can keep taking my currently four prescription meds and see better doctors more consistently. He’s agreed to help me find and pay for a place to live until I get on my feet, or find any kind of income. I don’t have anywhere to go immediately. Everyone I’ve talked to, about agoraphobia specifically, has told me that it takes years and several appeals and legal help to get assistance. I’m weary, and sad, and struggling to find the self-love I had, and I have a battle ahead. I’m struggling to manage having to continue living with my ex right now, sleeping in the closet and only moving around when he’s either at work or asleep because it’s the only way I feel safe, partially because of trauma. Even though I’ve had many reasons not to be associated with my dad in the past, and it’s been a fair few years since we talked, I am cautiously as optimistic as I can be. I have concerns over what kind of emotional trade-off he will expect but I don’t have much choice right now. I’m layering as many supportive friends as I can gather around me so I can survive. An excitement for the fact that I can be myself and love who I love without feeling guilty and wrong is growing however hard things are right now.

I hate asking for help of people I know aren’t exactly wealthy themselves, and I’m not asking for much because everything I can possibly do on my own right now is getting done. I have a couple of weeks of 3/4 of my meds left. What I really need rather urgently, is food. My dad doesn’t have a car or a currently valid license, he also lives several cities away. My girlfriend doesn’t have a car or a currently valid license, also lives several cities away. Asking even half as much as I need wouldn’t feel right anyways because she’s actively getting on her own feet and we’re a relatively young relationship. She’s raising money herself for transportation to train for her upcoming promotion and I’m super proud of her after what she herself is going through. My dad is a recovering alcoholic with PTSD, a veteran on disability himself, he can only do so much. All of my other trustworthy friends or relatives live in other states. My plan is to use a grocery delivery app, doing the minimum to save and ration and the maximum required for the cheapest delivery fee at a time. And it’s a thing I can use paypal to pay for, which is my only current available payment method. I’m fighting to regain even some of the self-care and functionality I once had, and maybe without the toxicity that was in my life, get even better.

So if you can give literally anything, and I mean anything because even just a dollar will afford me some milk or a few fruits and veggies that I can divide up and freeze for a few small meals at a time. I grew up with food insecurity and malnourishment at the hands of my abusive parent, this isn’t new territory. If you’re starting your own life, focus on you. Share/reblog if you feel comfortable doing so, please. Anything extra will go into feeding my cats, who are a huge support to me right now.

For ease of access here is my paypal link (please ignore the name I haven’t legally changed it yet, not until I get fully out of range of my abusive parent, and come out to the past neglectful one): paypal.me/elirria

Cash app update: gf told me I could use cash app to pay for places that have free delivery and don't accept PayPal (such as Walmart), so that's the preferred option (but I'll still use either as I can, and not everyone has cash app): $elirria

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psalmuel69-blog · 5 years

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FLUTTERWAVE - DIGITAL PAYMENTS PLATFORM CONNECTING AFRICA TO THE WORLD.

It is no longer a thing of prophecy that Africa is the next big thing, not just in entertainment, sports, technology,or any other industry you can think of, but also when it comes to business too. The continent is buzzing with investors and developers, a lot of businesses are being established and therefore it wouldn’t be wrong to say that Africa is the future of the world. As much as it gives a great deal of excitement to know that hitting the African market has been the major focus of many international businesses, it is also saddening to know that a lot of these businesses and investors have left the continent due to one or more problems, and of which a major problem is the issue of payments and monetary transactions between business merchants. A lot of payments platform have put in works to curb this issue, and which we wouldn’t say have not been very resourceful, but are somehow still faced with a number of challenges.

The undying urge and demand for business to thrive in Africa seamlessly, without hitches, resulted in a number of brilliant projects, hence the birth of Flutterwave (which we call the solution to digital payments problems in Africa).

Flutterwave is an API that lets you process credit card and local alternative payments, like mobile money and ach, across Africa. They make it possible for global merchants to process payments like a local African company.

Flutterwave is to businesses what a good cologne is to clothes. It gives you a great feeling, and a huge sense of confidence.

ABOUT FLUTTERWAVE

Flutterwave is a Nigerian-founded business to business (B2B) payments service (primarily) for companies in Africa to pay other companies on the continent and abroad.

Founded in 2016, with its headquarters in San Francisco, and Nigeria being its largest operational base, the fintech company Flutterwave allows clients to tap its APIs and work with Flutterwave developers to customize payments applications.

Flutterwave powers the e-payments infrastructure to enable merchants, customers, mobile money operators, banks with credit card systems etc to seamlessly make monetary transactions across Africa and the rest of the world. The platform can be run via web, mobile, ATM and any point of sales (POS) in over 150 currencies and destinations worldwide.

With its current success and growth in making business transactions easier and faster, we may likely to think that this is just another competitor to PayStack, SimplePay or even Amplify. But sadly the answer is NO… FLUTTERWAVE IS NO COMPETITION, IT IS A SOLUTION.

The aim of Flutterwave is to power e-payments infrastructure that’ll enable merchants, customers, mobile money operators, banks with credit cards systems etc to seamlessly make monetary transactions across Africa and the rest of the world.

“Flutterwave is building digital payments infrastructure accessible via APIs that enable all available payments options across different African countries. Our API allows businesses accept and disburse payments from MasterCard, visa, verve, mobile money, ach-and even cash tokens and wallets in different African countries by integrating one API. Our technology will enable the next generation of technology leaders in Africa to launch and support businesses that will scale-not only across Africa, but across the U.S and other major international markets.” - Iyinoluwa Aboyeji, Co - founder Flutterwave.

Flutterwave has a payment gateway called rave, which aggregates payment services from over 68 gateways including mobile money and places them under one platform. The service is currently active and can receive and send money in over 30 African countries.

RAVE BY FLUTTER

What is Rave by Flutterwave? How does Rave work? What is a gateway? Why do I need a payment gateway? How can Rave aggregate seamless monetary transactions between businesses? Etc. all these and more are likely questions that comes to the mind when you first hear about Rave right? Yes. So now let’s talk about Rave, but first off let’s quickly take a look at what payment gateway means.

A payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payments processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar.

Rave is a payment gateway service offered by Flutterwave that enables merchants accept global payments from card, bank accounts, and Unstructured Supplementary Service Data (USSD) code. The payment gateway component of Rave offers connections to the more than 90 payment methods used in more than 30 African countries.

Rave services are sold by Flutterwave directly to select online merchants as well as to in-store merchants. In-store payment processing is provided to 35,000 merchants in Nigeria, Ghana, Kenya, and South Africa. The Rave gateway is also sold on a white-label basis. So far, 24 payment service providers use it.

The Rave platform aggregates all 90+ global and local payment methods into a single API. Those methods include Visa, MasterCard, Amex, Diners Club, JCB, PayPal, and Amazon Pay, as well as Centre Monetique Interbancaire, M-Pesa, Tigo Cash, MTN MM, Verve, and other local card and mobile (QR code and USSD) money brands. In addition, it provides an interface for funds disbursements, vendor payments, and salary payments directly to bank accounts in five countries.

Rave accommodates consumer payments from 150 currencies. Payouts to merchants can be made in 25 currencies. Those funds are held in wallets and payments are displayed in real time on the Rave dashboard. If merchants want settlement, they can receive their funds in Nigerian naira, Kenyan shilling, Ghanaian cedi, South African rand, and U.S. dollar. Rave is PCI DSS compliant and has better than 99.9% availability.

Providing payment processing services that support connecting Africa to the global economy is the sole business of Flutterwave.

Partnerships

The Flutterwave payment solution has seen a number of partnerships from both local and international businesses. The partnerships have caused a great rise in the number of investors that come into the African market. Payments have been made easier, transactions now happen seamlessly, below are some of the top companies who have partnered with Flutterwave to put Africa on the map.

Alipay: In 2018, Flutterwave partnered with Chinese e-commerce Company Alibaba’s Alipay to offer digital payments between Africa and China. Alipay is known to be Alibaba’s digital wallet and payments platform. In 2013, Alipay surpassed PayPal in payments volume and currently claims a global network of more than 1 billion active users, per Alibaba’s latest earnings report. The partnership resulted in a number of Chinese firms investing in Africa.

Uber: Flutterwave partnered with Access bank to provide transportation giants Uber with a payments solution that enabled them to process payments locally and digitally, over the traditional way of cash payment, thereby recovering their growth in record time. Uber statistics show that Lagos was one of the fastest growing cities using Uber, but due to sudden regulatory changes, it became really difficult for them to process local card payments. Hence the partnership with Flutterwave helped curb that problem thereby ensuring better payments and transactions between Uber and its clients.

GetBarter: Flutterwave also partnered with Visa to launch a consumer payment product for Africa called GetBarter. The app-based offering is aimed at facilitating personal and small merchant payments within countries and across Africa’s national borders. Existing Visa cardholders can send and receive funds at home or internationally on GetBarter. The product also lets non-cardholders (those with accounts or mobile wallets on other platforms) create a virtual Visa card to link to the app. A Visa spokesperson confirmed the product partnership. Flutterwave and Visa will focuses on building a GetBarter user base across mobile money and bank clients in Kenya, Ghana, and South Africa, with plans to grow across the continent and reach those off the financial grid.

GetBarter allows Flutterwave — which has scaled as a payment gateway for big companies through its Rave product — to pivot to African consumers and traders.

A number of top Investors including Greycroft Partners, Salesforce, Y Combinator, and Omidyar Network have also played a great role in backing Flutterwave as the number one payment platform that will bridge the gap in having a more convenient monetary transaction between businesses not just in Africa alone, but also the world.

Other partnerships include customers like Facebook, Max.ng, Nairabox,Booking.com, Flywire, Oja express, e-commerce unicorn Jumia.com And more.

Accomplishments

With Flutterwave already becoming a household name to business enterprises, it is very key to look at some of its accomplishments over the last few years, how the company has yielded positivity to the growth of international and local businesses in Africa through curbing payment barriers and making transactions seamless.

Reports according to the company’s data show that the Flutterwave payment platform has processed over a 100 million transactions worth $2.6 billion in payments since inception.

The platform currently accepts up to 350 currencies across 30 African countries and charging merchants a small service charge, which it shares with banks. Payments including bills and airtime purchase can be sent over 100 million cards, 135 million bank accounts an 80 million mobile money wallets across Africa from anywhere in the world.

The company has raised $20 million from investors, including Greycroft, Green Visor Capital and MasterCard.

In 2018, Flutterwave was one of several African fintech companies to announce significant VC investment and cross-border expansion — see Paga,Yoco, Cellulant, Mines.ie and Jumo.

In the same year, the company’s drive for a better payment structure had them plugged into ledger activity, and which saw them become a payment processing partner to the Ripple and Stellar block chain networks. Flutterwave as well added operations in Uganda in June and raised a $10 million Series. A round in October that saw former Visa CEO Joe Saunders join its board of directors.

Flutterwave which is Headquartered in San Francisco, and having its largest operations center in Nigeria, now offers an in-store payment processing service, which can process any consumer payment method used in Nigeria, Ghana, Kenya, South Africa, Senegal, Congo, Tanzania, Uganda, Malawi, Zambia, Cameroon, Niger, Cote d’Ivoire, Togo, Guinea, Liberia, Sierra Leone, Gambia, Central African Republic, Chad, Rwanda, Democratic Republic of the Congo, Equatorial Guinea, Gabon, Mali, Burundi, Burkina Faso, Liberia, Benin, and Zimbabwe..

It is a great deal of pleasure that Flutterwave offers payment solutions thereby bridging the problems being faced by businesses in Africa, hence the call for more businesses to invest in and with Africa for the growth of Africa and the world at large.

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lovehaswonangelnumbers · 5 years

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New Post has been published on https://lovehaswonangelnumbers.org/messages-from-the-angels-forgiveness-equals-freedom/

Messages from The Angels ~ Forgiveness Equals Freedom

By Ann Albers

Today we’d like to address a topic that you are all familiar with and yet one that provides great struggle for the human heart – forgiveness.

We know that if we asked you a simple question, “Do you want to carry the pain of your past into your future?” each and every one of you would answer with a resounding “No! I wish to be free of it.”

Yet if we asked you a slightly different question, “Are you willing to forgive all those who have inspired your pain and suffering?” most of you would say, “I want to, but it’s hard,” while others would answer vehemently, “Absolutely not!”

Dear ones these questions are one in the same, for you cannot leave the pain of your past behind without the work of truly forgiving – forgiving yourself for creating or allowing pain in your life, and forgiving those who hurt you for playing an unpleasant role in the unfolding education of your soul.

Not a single one of you ever deserves to suffer. Not a single one of you ever deserved abuse. We would not wish for a single one of you to ever be betrayed, abandoned, belittled, or hurt in any way whatsoever.

We wish for you only an experience of love!

Yet for a variety of reasons, some planned before this lifetime, some purely vibrational, you have allowed pain in your lives. Some of you even planned to experience painful circumstances before birth – to understand other perspectives, to grow beyond the pain as an inspiration for others, to try to inspire love in your abusers… The list of reasons why souls choose to endure pain on earth is long and varied. Some of you didn’t consciously choose pain but simply allowed it in, as a result of a long-standing vibrational focus on unhappy aspects of human life or other human beings.

No matter what the reason, none of you ever deserves pain, unkindness, abuse, or mistreatment. You are all, without exception, always and forever, worthy of love.

Remember this a thousand times a day if you must: You are worthy of love. Imprint it on your consciousness. Dive deep inside of yourself and tell all the wounded parts of self, “I love you. You are worthy of love.” Then, free yourself from the past, through the courageous act of forgiveness.

Forgiveness is the choice that grants you freedom from your past.

Forgiveness does not say, “I condone your actions. Hurt me again please.” Forgiveness does not say, “I like you and want to be around you.” Forgiveness does not say, “I will forget what you did.” These are mistaken notions that prevent you from forgiving.

In truth, forgiveness has nothing to do with the individuals who hurt you.

Forgiveness is a courageous choice to free yourself from the energetic chains that bind you.

Forgiveness says, “I give your behavior in my past no power over my future. I am done with this pain. I am leaving it behind now and forevermore.”

Forgiveness is an energetic, mental, emotional, and spiritual choice that gives you freedom to experience the vibrations that are your natural birthright – joy, abundance, and love.

Forgiveness takes work. It takes reprogramming. It takes the willpower to change your thoughts to something more positive than the pain in your past. If you pray for the help, we can work with you, strengthen your loving energy, and assist you in releasing the programmed mental ties that bind your spirit. You may need to seek out human help as well. This is an act of self-love.

Make a commitment to yourself, for yourself, to be diligent – one thought at a time – to shift you gently and kindly towards a brighter future.

Make a commitment to yourself, for yourself, to get whatever help is needed to free yourself from the past, so you can look forward to the bright and beautiful future you truly deserve.

God Bless You! We love you so very much. — The Angels

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bitsevenenglish-blog · 5 years

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Crypto bulls hail Facebook’s reported move into digital assets as a key moment in tech history/ bitseven,poloniex,bitfinex,bitmex, bitcoin exchange, bitcoin margin trading, bithumb

The digital currency industry is fired up about Facebook’s cryptocurrency efforts. Bitcoin bulls say the tech giant’s stamp of approval would legitimize the space, make it easier to buy other digital assets, and spark major financial institutions to get out of “wait and see” mode. “Facebook’s efforts in the space has the potential to be one of, if not the most significant external catalysts for bitcoin and crypto adoption in the technology’s history,” said Spencer Bogart, general partner at San Francisco-based investment firm Blockchain Capital. Several news outlets including Bloomberg and the Wall Street Journal have reported that the company has been building its own digital currency for users to trade and spend through Facebook Messenger and WhatsApp. Some reports say Facebook is set to announce its plans this week, helping bitcoin rally above $9,000 to more than a one-year high. Facebook shares also jumped more than 3 percent Monday ahead of the expected announcement. The social network hired former PayPal executive David Marcus to begin exploring opportunities with blockchain, the technology behind bitcoin and other cryptocurrencies. As it approaches a public release, there are now more than 100 people working on the project, according to information on LinkedIn, and Facebook is still expanding the team. The Information reported that Facebook is also planning physical, ATM-like machines where users can buy the currency and that company employees will be able to collect salary in the form of new currency. Lowering the barrier One side effect of Facebook’s entrance to the market would be an easier entry point for the average person to buy cryptocurrencies. Right now, bitcoin and others can be bought on exchanges like Coinbase or Gemini, or through some consumer finance apps like Square Cash and Robinhood. One of the biggest friction points is transitioning from dollars, or another global currency, to digital assets. But once someone is on-boarded to the world of digital assets, there’s comparatively less hassle in moving from one asset like Facebook’s, to another, like bitcoin, Blockchain Capital’s Spencer Bogart said. “Given Facebook’s distribution, the seriousness of their crypto effort, and the caliber of the partners they’re working with, they have a significant chance of onboarding much of the world to digital assets,” he told CNBC. Barry Silbert, an early bitcoin backer and founder and CEO Digital Currency Group, said the launch of Facebook’s cryptocurrency “will go down in history as THE catalyst that propelled digital assets (including bitcoin) to mass global consumer adoption” and will be remembered as “just as important -- and transformative -- as the launch of the Netscape browser.” Legitimizing crypto Bitcoin itself was formed as a way to bypass traditional financial rails. It first made international headlines after Tokyo-based bitcoin exchange Mt. Gox experienced a series of hacks and was later effectively frozen out of the U.S. banking system for regulatory issues and by 2013 shut down and filed for bankruptcy protection. Dark web marketplace Silk Road used bitcoin to facilitate transactions for guns, drugs and other illicit goods and was shut down in 2015. Bitcoin became known as the currency of choice for criminals, which is still how it’s categorized by some who question its use in modern finance. “Early bitcoin and crypto people are viewed as anarchists — many are anti government anti establishment with anti bank rhetoric — that’s why the big financial institutions have been wary of investing and supporting cryptocurrency,” said Jimmy Nguyen, president of the Bitcoin Association. “When you have a big list of institutional players come in, it does provide more legitimacy to this industry.” The first and most famous digital currency sparked mania among retail investors last year and brought it into mainstream finance. Bitcoin hit a high of nearly $20,000 at the end of 2017. Michael Moro, CEO of Genesis Global Trading, said the concept of cryptocurrency became increasingly normalized as that pool of traders grew. Investors are mostly past that “mental hurdle” and see bitcoin as less esoteric and less strange, he said. “I think Facebook coming out with their own coin would make digital currency more familiar to people,” Moro told CNBC in a phone interview. Another question for both bitcoin investors and skeptics was its eventual mainstream use case. Bitcoin was founded as a peer-to-peer payment but has largely taken form as a store of value, or “digital gold” instead. In that sense, Moro said Facebook’s cryptocurrency and bitcoin wouldn’t compete, and “serve two different purposes.” “People have always questioned how mainstream adoption of something like this might come about. Having the retail base that Facebook has certainly helps that,” Moro said. “It’s bullish for cashless society in general.” Nicholas Colas, co-founder of DataTrek research also said the move legitimizes bitcoin. And for every company that’s not a part of Facebook’s so-called Libra project, “there are thousands who are not.” “What technology will they use? Bitcoin is one answer,” Colas said. “The fact that Facebook et al even want to build a crypto currency validates the idea of a decentralized currency/payment system.” Infrastructure Others see this move as motivation for financial institutions to build the necessary rails to support crypto adoption. Fidelity was one of the early entrants by providing custody and trade execution on multiple exchanges for investors such as hedge funds and family offices with a new company called Fidelity Digital Asset Services. “With Facebook and its partners making a concerted push into the space, these financial institutions and payments providers can no longer afford to take a wait-and-see approach, they need to prioritize the buildout of supporting infrastructure now,” Blockchain Capital’s Bogart said. Part of the risk in cryptocurrency investing is how to prevent them from being hacked. Experts say that has largely barred institutions from embracing these digital assets. Facebook’s crypto effort may end up “catalyzing” the build-out of infrastructure like wallets, custody and compliance among large financial institutions and payments providers, Bogart said. Regulatory hurdles U.S. regulators have been hesitant to approve cryptocurrency products like an exchange traded fund, often citing news of hacks and cryptocurrencies’ potential for manipulation. SEC Chairman Jay Clayton said in November that he wants to see better market surveillance and custody for cryptocurrencies before being “comfortable” with a bitcoin ETF. Meanwhile Facebook’s ad model has come under criticism from Washington and privacy advocates for it uses detailed information about users. The social network and other tech giants like Google parent company Alphabet and Amazon are under fire from both sides of the political aisle ahead of the 2020 presidential campaign. The bar is especially high when it comes to financial services and the old Silicon Valley adage “move fast and break things” doesn’t fly with regulators, Genesis’s Michael Moro said. “Privacy and user data is of the utmost concern for anything related to Facebook,” he said. “It’s a hot button topic related to Facebook and I do think there will be questions around that data piece.” Although digital currency transactions can be anonymous, they can be tracked on a distributed ledger by the parties who have access. As a result, those with access to a potential Facebook project could have access to valuable data, said Nguyen, who is also CEO of blockchain company nChain. “It’s complicated because this would create a system with a lot of data — If I were a regulator I would be questioning how they are going to treat the privacy of that data,” he said. “Because it’s Facebook they’re going to be under more regulatory scrutiny.”

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jack-coin-world-blog · 5 years

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Why you should consider Bitcoin for your online business

So you've got an online business or startup? Great. Sure you can accept Paypal or credit cards (through a merchant account or processor), but why not add another option too which is as close as you can to taking cash like brick and mortar businesses do when they are just starting but don't have a card processing feature available.

There are many benefits of bitcoin. (Apart from the part about world peace and ending wars, but this is another subject)

No PCI compliance needed.

This is a costly thing that a lot of processors have to go through to be able to store sensitive details. And because bitcoins are transmitted by the customer rather than debited from the customer by the processor. Therefore you store no sensitive information at all.

That means you can host your online store anywhere (blogger/WordPress/Tumblr) without worrying about doing PCI compliance. And you can request payment through e-mail securely!

No need to worry about being hacked when you store sensitive data

PCI compliance isn't the silver bullet. You can still get hacked therefore damaging your customer's trust. And as an upstart business, you have to get customers to trust you.

No paperwork needed to receive

I've been through the process for setting up merchant accounts before. You generally have to set up a company and company bank account. Yes, it's a good idea, but if you are in a startup phase where you don't know if your plan is marketable or not it's a waste of time and money.

It's cashing so no transaction fees for the merchant.

You pay about 2 - 3 % through an intermediary such as a processor (Braintree/stripe/Paypal) or a bank. But because of the lack of intermediary, you pay 0% just like you would if you paid cash. But, you'd probably want to use a processor to convert the funds to local currency (not needed if you know what you are doing) - check out bit-pay which integrates with a lot of shopping carts and also make a mobile point of service. I believe bit-pay does charge a transaction fee though, but if you collect it directly, you can avoid it. Also, there is a fee for keeping the network running though, but it is a minimal amount (less than 2 cents at this time) paid by the sender.

No chargebacks - works like cash.

As a merchant, whenever a chargeback is issued the processor generally sides with the buyer which means most of the time you may be out of pocket if someone decides to do so.

Fast international payments

Have money transferred and cleared anywhere in the world in 10 minutes at any time (the internet is 24 /7 and machines never take holidays!). The buyer also doesn't have to worry about giving $30 - $40 for a wire transfer which will take 2 - 3 days to get there.

Get noticed by early adopters.

Because there are not too many merchants out there, accepting bitcoin is guaranteed to have your business noticed by early adopters or noticed at all. The market isn't very crowded. Think of it like having the email in the mid-90s, a website in the late 90s, or having a mobile app in 2008. You'll have a competitive advantage here.

An intermediary will never freeze your money.

If you're accepting it directly, your money will never by frozen by an intermediary such as PayPal which is very notorious for doing this.

There are increasingly more and more places that you can spend bitcoins directly.

Including your business, there are more and more places you can spend bitcoins directly. Yes, some bricks and mortar businesses (cafes or bars) to accept them. So you don't even need to cash out, therefore, losing more money in the exchange rates.

#bitcoin #buy bitcoin #bitcoin price

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activate-cash-app-cards-us · 3 years

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How To Activate a New Cash App Card

Do you want to learn How To Activate Cash App Card? Yes; it is very easy and simple. Read this guide carefully. The Cash App Card is a debit card that lets you spend money from your Cash App balance. It looks and functions like most other banks’ debit cards, but there is a lot more to a Cash Card than a regular debit card.

Before you can use a Cash App Card, you must know how to activate Cash App Card. Inactivated Cash App cards won’t work, and you will be unable to access any benefits associated with Cash App.

If you’re planning on getting a Cash Card, I’ll show you how to activate it so you can start spending from your Cash App card balance in no time.

Benefits of the Cash App Card

It’s not uncommon to hear people ask: why should I get a Cash App Card anyway?

Yes, you have a card for almost every account you create today: Bank, PayPal, Venmo, and even Payoneer.

However, a Cash App Card is just uniquely different. Granted, it’s a debit card like most other cards listed above, but it’s more than just that.

Cash App card offers many benefits that won’t come with your regular debit card.

Do you know you can get back $1 for every coffee cup you take at most coffee shops in the United States?

Sure, check out with your Cash Card. You can also withdraw from any ATM in the United States without having to pay any charges. If you withdraw from any ATM, Cashapp.com instantly reimburses all ATM charges.

You can also get a customized debit card, albeit you’ll shell out some money.

If you don’t use coffee shops, you can still get cashback with your Cash App card. Selected fast food outlets like Whole Foods will also give you exclusive cashback if you check out with the card.

How to Activate Your Cash App Card?

Now that you know what you stand to gain by getting a Cash Card, it’s time to learn how to get and activate the card. Fortunately, neither of these is rocket science. However, since you’ll need to get a card before you can activate it, we’ll be looking at how you can request a cash app card first.

To request a Cash Card on the Cash App, follow the steps below.

Open Cash App on your Android or iPhone. You’ll need to create an account if you don’t have one already; you can’t have a Cash Card without a Cash App account.

Tap on the Cash Card icon. It’s the second icon from the bottom left corner of the Cash App interface.

On the resulting page, click on the ‘Order’ button. This should appear after a ‘Free Cash Card available’ notice.

You can toggle the color of your Cash Card between black and white. If you want your $Cashtag to appear on your card, it has to be white.

You can further customize your card by drawing on it or adding emojis. Note that any further customization other than changing the color and adding the $Cashtag will cost $5.

If your Cash Card looks perfect now, you can enter your mailing address. This address is where Cash App will mail your card.

If you’ve not verified your Cash App account previously, you’ll be asked to do so now.

Verifying your Cash App account is as simple as it gets. You only need your name, date of birth, and social security number to verify the account.

And you’ve successfully requested a Cash Card. You can now wait for your it to arrive or add money to it even before its arrival.

When it arrives, however, you need to activate the card before using it to make payments. Activation ensures that your card doesn’t fall into the wrong hands.

Note that you cannot apply for a Cash App Card if you’re younger than 18. It’s impossible to verify your Cash App account if you’re not up to 18, and it’s impossible to get a Cash Card without a verified account.

The steps below show how to activate your Cash App Card using the QR code method.

Launch Cash App on your iOS or Android phone and tap on the Cash Card icon at the bottom.

Here, you’ll see a message confirming the shipment of your Cash Card. You’ll also get an option to activate your card. Tap ‘Activate Cash Card’ to continue.

This should load up a camera. You may need to grant Cash App permission to use your phone’s camera.

You can activate your card by scanning the code behind the card using the camera that pops up. This step should only take a few seconds, and your card should be ready for use. However, you may be unable to activate your Cash App Card using a QR code. This error may be due to a faulty camera or a tampered QR code, or both. If that’s the case, you can use the CVV code behind the card to activate it.

Here’s how to activate your Cash App Card without a QR code.

Open Cash App and navigate to the activation screen like you would when activating using the QR code option.

This involves tapping on the card icon and then ‘Activate Cash Card’ on the resulting screen.

When the camera pops up, you’ll see a ‘MISSING QR CODE’ at the bottom of the screen. Tap on the text and select ‘Use CVV instead.’

You’ll get input fields for the CVV and the card expiration date. If you enter both of these correctly, your Cash Card will activate immediately.

You can now start to use your Cash Card like every other debit card.

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engagescam · 3 years

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Bitcoin System Aussie™ Reviews - 2021 - Official Site!

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