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avaa7944 · 7 months

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Features Of Medicare Advantage Plans

Medicare in Pennsylvania, also known as Medicare Part C, offers a comprehensive alternative to Original Medicare (Part A and Part B). These plans are provided by private insurance companies approved by Medicare and offer various features that can make them an appealing choice for many beneficiaries. Here are the key features of Medicare Advantage plans:

All-in-One Coverage: Medicare Advantage plans combine the benefits of Medicare Part A (hospital insurance) and Part B (medical insurance) into a single plan. This simplifies healthcare coverage by consolidating hospital and outpatient services, reducing the need to manage multiple components separately.

Prescription Drug Coverage (Part D): Most Medicare Advantage plans include Medicare Part D prescription drug coverage. This is beneficial for individuals who require medications, as it provides access to a wide range of drugs, including both brand-name and generic options. This coverage can help reduce the out-of-pocket costs associated with prescription medications.

Annual Out-of-Pocket Maximum: One significant advantage of Medicare Advantage plans is the presence of an annual out-of-pocket maximum. This is the most you will have to pay for covered healthcare services in a calendar year. Once you reach this limit, the plan covers 100% of your covered healthcare expenses, providing financial security and peace of mind.

Extra Benefits: Medicare Advantage plans often include extra benefits that go beyond what Original Medicare offers. These may include dental, vision, hearing, fitness, and wellness programs. The availability of these additional services can significantly enhance your overall healthcare experience.

Network-Based Care: Most Medicare Advantage plans have network restrictions. This means you may be required to use healthcare providers, doctors, and hospitals that are within the plan's network. The presence of a network can provide a sense of convenience, as you may have access to a primary care physician who coordinates your care and provides referrals to specialists.

Primary Care Physician (PCP) Coordination: Many Medicare Advantage plans assign a primary care physician to oversee your healthcare needs. Your PCP can coordinate your care, help manage chronic conditions, and provide referrals to specialists when necessary. This coordinated approach can lead to better healthcare management and improved health outcomes.

Wellness and Preventive Care: Medicare Advantage plans often emphasize preventive care and wellness programs. These programs may include routine check-ups, vaccinations, screenings, and health and wellness activities. Encouraging preventive care can lead to early detection of health issues and a healthier lifestyle.

Lower Monthly Premiums: Medicare Advantage plans generally have lower monthly premiums compared to the combination of Original Medicare, Medicare Part D, and Medigap (Medicare Supplement) insurance. The cost savings can be appealing to budget-conscious individuals.

No Need for Medigap: With Original Medicare, some beneficiaries choose to purchase Medigap insurance to cover gaps in coverage, such as coinsurance and deductibles. Medicare Advantage plans eliminate the need for Medigap policies since they offer comprehensive coverage. This can result in cost savings for those who opt for Medicare Advantage.

One-Stop Shop: Medicare Advantage plans provide the convenience of dealing with a single insurer for all your healthcare needs. This simplifies the billing process and administration, as you have one point of contact for all your healthcare services.

While Medicare Advantage plans offer numerous benefits, it's crucial to consider some trade-offs, such as network restrictions and the need to carefully review the plan's coverage and costs. Some Medicare Advantage plans may require you to pay copayments or coinsurance for specific services, so it's essential to understand these costs before enrolling.

In summary, Medicare Advantage plans are an attractive option for many beneficiaries due to their comprehensive coverage, added benefits, predictable costs, and the convenience of a single plan for all healthcare needs. When considering a Medicare Advantage plan, it's important to review the plan's details, network, and costs to ensure it aligns with your specific healthcare requirements and preferences.

#Features #Medicare advantage plans #Medicare #Health Insurance

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hislop3 · 10 months

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Friday Feature: COVID and Liability Insurance Coverage

A practice concentration within my business, H2 Healthcare, LLC, belongs to my wife who is also, the firm’s Senior Partner and co-founder and co-owner. The practice area is compliance and a strong focus within, is litigation support/expert witness/forensic nursing. My wife is frankly, one of the foremost clinical compliance (nursing) experts in the nation, supporting insurance companies and…

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#Compliance #COVID #Friday Feature #Home Health #Hospice #Hospitals #Industry Outlook #insurance #Liability #Liability Insurance #litigation #Management #Market Trends #Money #Risk Management #Senior Housing #SNF #Strategy #Trends

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cy-cyborg · 9 months

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Writing and drawing amputee characters: Not every amputee wears prosthetics (and that's ok)

Not every amputee wears prosthetics, and not doing so is not a sign that they've "given up".

It's a bit of a trope that I've noticed that when an amputee, leg amputees in particular, don't wear prosthetics in media its often used as a sign that they've given up hope/stopped trying/ are depressed etc. If/when they start feeling better, they'll start wearing their prosthetics again, usually accompanied by triumphant or inspiring music (if it's a movie). The most famous example of this is in Forest Gump, Where Dan spends most of the movie after loosing his legs wishing he'd died instead. He does eventually come around, and him finally moving from his wheelchair to prosthetics is meant to highlight this.

The thing is, it's not that it's unrealistic - in fact my last major mental health spiral was started because one of my prosthetics was being a shit and wouldn't go on properly, despite fitting perfectly at the prosthetist's the day before. I'm not going to use my legs when I'm not in a good headspace, but the problem is, this is the only time non-prosthetic using amputees ever get representation: to show how sad they are. Even if that's not what the creator/writer necessarily intended, audiences will often make that assumption on their own unless you're very careful and intentional about how you frame it, because it's what existing media has taught them to expect.

But there are lots of reasons why someone might not use prosthetics:

they might not need them: this is more common in arm amputees because of how difficult it can be to use arm prosthetic, especially above-elbow prosthetics. Most folks learn how to get on without them pretty well. In fact, most of the arm amputees I know don't have prosthetics, or only have them for specific tasks (e.g. I knew a girl who had a prosthetic hand made specifically for rowing, but that's all she used it for).

Other mobility aids just work better for them: for me, I'm faster, more manoeuvrable and can be out for longer when I'm in my wheelchair than I ever could on my prosthetics. Youtube/tik tok creator Josh Sundquist has said the same thing about his crutches, he just feels better using them than his prosthetic. This isn't the case for everyone of course, but it is for some of us. Especially people with above-knee prosthetics, in my experience.

Other disabilities make them harder to use: Some people are unable to use prosthetics due to other disabilities, or even other amputations. Yeah, as it turns out, a lot of prosthetics are only really designed for single-limb amputees. While they're usable for multi-limb amps, they're much harder to use or they might not be able to access every feature. For example, the prosthetic knee I have has the ability to monitor the walk cycle of the other leg and match it as close as possible - but that only works if you have a full leg on the other side. Likewise, my nan didn't like using her prosthetic, as she had limited movement in her shoulders that meant she physically couldn't move her arms in the right way to get her leg on without help.

Prosthetics are expensive in some parts of the world: not everyone can afford a prosthetic. My left prosthetic costs around $5,000 Australian dollars, but my right one (the above knee) cost $125,000AUD. It's the most expensive thing I own that I only got because my country pays for medical equipment for disabled folks. Some places subsidise the cost, but paying 10% of $125,000 is still $12,500. Then in some places, if you don't have insurance, you have to pay for that all by yourself. Even with insurance you still have to pay some of it depending on your cover. Arm prosthetics are even more expensive. Sure, both arms and legs do have cheaper options available, but they're often extremely difficult to use. You get what you pay for.

they aren't suitable for every type of environment: Prosthetics can be finicky and modern ones can be kind of sensitive to the elements. My home town was in a coastal lowland - this means lots of beaches and lots of swamp filled with salty/brackish water. The metals used in prosthetics don't hold up well in those conditions, and so they would rust quicker, I needed to clean them more, I needed to empty sand out of my foot ALL THE TIME (there always seemed to be more. It was like a bag of holding but it was just sand). Some prosthetics can't get wet at all. There were a few amputees who moved to the area when I was older who just didn't bother lol. It wasn't worth the extra effort needed for the maintenance.

People have allergies to the prosthetic material: This is less of a problem in the modern day, but some people are allergic to the materials their prosthetics are made from. You can usually find an alternative but depending on the type of allergy, some people are allergic to the replacements too.

Some people just don't like them.

There's nothing wrong with choosing to go without a prosthetic. There's nothing wrong with deciding they aren't for you. It doesn't make you a failure or sad or anything else. Using or not using prosthetics is a completely morally neutral thing.

Please, if you're writing amputees, consider if a prosthetic really is the best mobility aid for your character and consider having your characters go without, or at least mix it up a bit.

For example, Xari, one of the main characters in my comic, uses prosthetics unsupported and with crutches, and uses a wheelchair. They alternate between them throughout the story.

#disability #disabled #id in alt text #writing #writing disability #disability representation #authors of tumblr #write #writeblr #writers on tumblr #writerscommunity #writer #creative writing #writing tips #writing resources #writing help #writing advice #writing disability with cy cyborg

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intheholler · 10 months

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On Appalachian and Southern Stereotypes

After seeing some people leap at the opportunity to insult and further harm us under my posts, even by obviously leftist accounts, I wanted to address some of the most popular stereotypes of our region.

Not as an excuse. There are many negative, violent and otherwise harmful features of the American South. We have a horrific history especially in terms of the violence we inflicted and continue to inflict upon the Black community that cannot be forgotten, and, as a culture, we do need to pay our dues.

But maybe this will help y’all apply some nuance to the situation and understand that we aren’t all your enemy.

Stereotype 1: Everyone is a Republican Racist

Absolute horse shit, my friends. There are people like me all over the south and in the hollers. We just get drowned out by the fascists, and it is all by design.

In my home state of North Carolina alone, they are working tirelessly to make it impossible for young, often liberal (if not outright leftist) voices to be heard. They specifically target regions with heavy POC populations.

As recently as May of this year, the North Carolina Supreme Court overturned their own previous ruling which once made gerrymandering illegal. This allows Republicans free range to draw their congressional lines wherever benefits them most.

Meanwhile, Roy Cooper, our Democratic governor, has been in office since 2017.

Gerrymandering is a real problem, and it reflects the worst of us. But it does not reflect all of us.

We are a working class, pro-union people.

We are coal miners and mill workers and farmers.

We took up arms against the government and fought for our labor rights during the Coal Wars as recently as the 1920s.

We bled for labor rights at the Battle of Blair Mountain.

It’s a myth that you keep perpetuating that we are all closed minded, bigoted regressionists. It diminishes the efforts of everyone from the coal miners to people like me while we try to make the region a better place.

It actually only worsens what you say that you wish you could “saw off into the ocean.”

That's my home you're talking about.

Stereotype 2: Everyone is Obese

36.3% of the overall population of the Southeast is obese. This is true.

Have you considered why that may be? For starters, Southerners are more likely to be uninsured compared to individuals living in the rest of the country.

"Among the total nonelderly population, 15% of individuals in the South are uninsured compared to 10% of individuals in the rest of the country."

Partially because they didn't even expand the same Medicaid benefits to us. and partially because we are just so fucking poor.

17% of the American South is below the poverty line, compared to 13% in the Midwest, 13% in the West, and 13% in the Northeast.

Percentages under 5% may not seem like much, but when you consider 1% of the total United States population is around 3,140,000 people, yeah, that adds up real quick.

How does this relate? Well...

Mississippi has 19.58% of its residents below the poverty line, and a 39.1% obesity rate.

West Virginia has 17.10% of its residents below the poverty line, and a 40.6 % obesity rate.

Kentucky has 16.61% of its residents below the poverty line, and a 40.4% obesity rate.

Are you seeing the trend?

We, generally speaking, are more likely to be unable to afford to feed ourselves wholesome foods, and we are less likely to be able to afford medical insurance--two things that are obviously important to maintaing good health and a "healthy" weight.

By the same token...

Stereotype #3: We're All Uneducated

The South and Appalachia are some of the lowest ranked in terms of educational funding and spending per pupil in the entire country. We don't even break the top 30 on the list, y'all.

49. Tennessee at $8,324 per pupil 47. Mississippi at $8,919 per pupil 45. Alabama at $9,636 per pupil 42. Kentucky at $10,010 per pupil 36. North Carolina at $10,613 per pupil 35. South Carolina at $10,719 per pupil 33. Georgia at $10,893 per pupil 32. West Virginia at $10,984 per pupil

The top three best-funded states, by comparison, receive between $18k and $20k per pupil.

In terms of higher education, student loans are a death sentence for everyone but especially impoverished kids just looking for a way out. It just isn't feasible for most of us. And that's if we even tested well after going to shitty schools our whole lives. If we had better education, we'd have better literacy in all things, including critical thinking, allowing us to better see through the bullshit we are taught. But we don't. And you aren't helping the ones who are trying in spite of that.

Stereotype 4: Bad Teeth

Quickly going to touch on this one--when we consider a lack of access to affordable, healthy food, shitty medical insurance in general and our poverty rate, this one is kind of obvious. Even so:

“Dental coverage was significantly lower than the national average in the South Atlantic (45.6%), East South Central (45.6%), West South Central (45.9%), and Pacific (48.0%) regions.”

Every time you make a toothless hillbilly joke, ask if poverty is really the butt of the joke you want to be making.

These are just the most pervasive of them, imo. And they can all be underlined by extreme poverty which is absolutely by design.

It also contributes to why it isn’t so easy to “just leave” as we are so often dismissively told to do. Moving is expensive.

And why should we have to, anyway? Why should we have to flee our homes?

Why, for those who feel safe enough and/or have no other choice, should we not stay and fight to better the region?

And why can’t you other leftists get behind us and help us in our fight instead of perpetuating harmful stereotypes? We're your people, too.

Just some food for thought. And I hope some of y’all take a big ol bite.

#i am already exhausted #if you wanna discuss or for some reason argue any of these points my asks are open but i'm hopping off of here for now #appalachia #appalachian culture #appalachian mountains #southern usa #txt

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gatheringbones · 7 months

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[“State violence plays a significant role in politically disempowering and dehumanizing victims of abuse, working in tandem with interpersonal violence. Yet we rarely encounter broad recognition or criticism of capitalist policies—which force low-income victims of abuse to rely on abusers for health care coverage and housing, and result in sexual assault victims who go to the emergency room being charged thousands out-of-pocket as further punishment for what was done to them—as pieces of a greater framework of state violence, just as we rarely encounter broad recognition of the political and electoral impacts of domestic violence, overall. Domestic violence, in fact, is not just political, but quite literally a feature and consequence of greater systems of state violence: State and interpersonal violence are inseparable from each other, feeding each other in an endless cycle. Capitalist policies allow domestic abuse to thrive. Denied living wages and universal health care, many victims are entrapped in abusive relationships because their abuser provides them health insurance, shelter, or money in general, and the state does not. “One of the reasons why I tended to go to abusive situations was looking for financial stability,” Kelly told me, pointing to her history of abusive relationships prior to her marriage to a man in the Air Force who abused her and her kids.”]

kylie cheung, from survivor injustice: state-sanctioned abuse, domestic violence, and the fight for bodily autonomy, 2023

#kylie cheung #cw abuse #currently reading #history stuff

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kp777 · 2 months

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By Jessica Corbett

Common Dreams

March 20, 2024

"Trump has tried to walk back his support for Social Security and Medicare cuts," said the head of Social Security Works. "This budget is one of many reasons why no one should believe him."

Defenders of Social Security and Medicare on Wednesday swiftly criticized the biggest caucus of Republicans in the U.S. House of Representatives for putting out a budget proposal for fiscal year 2025 that takes aim at the crucial programs.

The 180-page "Fiscal Sanity to Save America" plan from the Republican Study Committee (RSC) follows the release of proposals from Democratic President Joe Biden and U.S. House Budget Committee Chair Jodey Arrington (R-Texas)—who is leading the fight to create a fiscal commission for the programs that critics call a "death panel" designed to force through cuts.

The RSC document features full sections on "Saving Medicare" and "Preventing Biden's Cuts to Social Security," which both push back on the president's recent comments calling out Republican attacks on the programs that serve seniors.

The caucus plan promotes premium support for Medicare Advantage plans administered by private health insurance providers as well as changes to payments made to teaching hospitals. For Social Security, the proposal calls for tying retirement age to rising life expectancy and cutting benefits for younger workers over certain income levels, including phasing out auxiliary benefits.

The document also claims that the caucus budget "would promote trust fund solvency by increasing payroll tax revenues through pro-growth tax reform, pro-growth energy policy that lifts wages, work requirements that move Americans from welfare to work, and regulatory reforms that increase economic growth."

In a lengthy Wednesday statement blasting the RSC budget, Social Security Works president Nancy Altman pointed out that last week, former President Donald Trump, the presumptive Republican nominee to face Biden in the November election, "toldCNBC that 'there's a lot you can do' to cut Social Security."

"Everyone who cares about the future of these vital earned benefits should vote accordingly in November."

"Now, congressional Republicans are confirming the party's support for cuts—to the tune of $1.5 trillion. They are also laying out some of those cuts," Altman said. "This budget would raise the retirement age, in line with prominent Republican influencer Ben Shapiro's recent comments that 'retirement itself is a stupid idea.' It would make annual cost-of-living increases stingier, so that benefits erode over time. It would slash middle-class benefits."

"Perhaps most insultingly, given the Republicans' claim to be the party of 'family values,' this budget would eliminate Social Security spousal benefits, as well as children's benefits, for middle-class families. That would punish women who take time out of the workforce to care for children and other loved ones," she continued. "This coming from a party that wants to take away women's reproductive rights!"

The caucus, chaired by Rep. Kevin Hern (R-Okla.), included 285 bills and initiatives from 192 members in its budget plan—among them are various proposals threatening abortion care, birth control, and in vitro fertilization (IVF) nationwide.

"The RSC budget would also take away Medicare's new power to negotiate lower prices on prescription drugs, putting more money into the pockets of the GOP's Big Pharma donors," Altman warned. "And it accelerates the privatization of Medicare, handing it over to private insurance companies who have a long history of ripping off the government and delaying and denying care to those who need it."

"In recent days, Trump has tried to walk back his support for Social Security and Medicare cuts," she noted. "This budget is one of many reasons why no one should believe him. The Republican Party is the party of cutting Social Security and Medicare, while giving tax handouts to billionaires."

"The Democratic Party is the party of expanding Social Security and Medicare, paid for by requiring the ultrawealthy to contribute their fair share," Altman added. "Everyone who cares about the future of these vital earned benefits should vote accordingly in November."

Biden campaign communications director Michael Tyler also targeted the Republican presidential candidate while slamming the RSC plan, saying that "Donald Trump's MAGA allies in Congress made it clear today: A vote for Trump is a vote to make the MAGA 2025 agenda of cutting Social Security, ripping away access to IVF, and banning abortion nationwide a hellish reality."

"While Trump and his allies push forward their extreme agenda, the American people are watching," Tyler added, suggesting that the RSC proposal will help motivate voters to give Biden and Vice President Kamala Harris four more years in the White House.

#social security #medicare #fiscal year 2025 budget #republicans #2024 elections #donald trump

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valiantverses · 5 months

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The Azrael Series: Chapter Two

(Simon 'Ghost' Riley X Reader Slowburn/Sort of Enemies to Friends to Lovers)

°°°°°

Summary: Task Force 141 is assigned a new member to deal with Makarov for good. Highly-skilled, brutally efficient and devastatingly competent, Ghost has met his match - and finds himself at odds with the SAS Fraternization Regulations as getting to know you makes him re-evaluate a life he never thought to allow himself.

CW: Canon-typical violence.

°°°°°

@beansproutmafia @chinuneko @agustdpeach @murder-hobo

Introduction 1 2

"We've not gotten much out of the drive m' afraid. We've got cyber forensics and analysts going over the files - far as Makarov's movements, we've got nothin' of note."

The briefing room's atmosphere was a degree short of despair. Papers strewn about, stale cups of coffee and tea haphazardly pushed to the side as Laswell's Toughbook blinked to life, showing the results of the hard won drive the 141 had retrieved a couple of days prior.

Ghost had opted to stand during the meeting, taking up his usual spot with a full view of the room. Most of the team had elected to sit around the metal tables, the briefing now on its third hour - not quite as brief as one would hope, he thought.

He watched Gaz lean back into a stretch, arms opening wide and settling at the back of your chair. You glanced up at the sergeant briefly before turning back to the neatly stacked piles of documents in front of you, poring over the mind-numbing reports and occasionally making notes.

Your integration into the group - Johnny and Gaz, anyway - had not been seamless from his observations, but the sergeants had been as open as could reasonably be expected from their personalities, and you seemed to be reciprocating - or trying to, anyway.

"Ach - not even in the emails? Employee profiles?"

Johnny piped up, unable to hide the annoyance that darkened his features. Ghost had noticed the Scot had been mellower in recent months. Maybe even years - ever since Zakhaev, at least - the burden of their profession was a continuous wear and tear on the mind and soul for those who hadn't locked away parts of themselves like he had. Like his boots, gloves, tactical vests, the work pushed and pulled at soldiers, clawing and scratching till it had to be replaced, patched up, or discarded.

Conveniently, Ghost mused, replaced, patched up, or discarded were the same three fates most soldiers stumbled into.

Johnny knew what this job meant, had experienced it firsthand, and still continued to shoulder the responsibilities. Ghost was intimately familiar with the drive to push through and respected that need - even if it meant watching a part of his comrade wither away.

Laswell sighed, rubbing her temples as she looked up from her computer to meet Johnny's eyes.

"All legitimate, tracing back to businesses or third party contractors."

"All fer nothin' then, was it?"

Price, who had opted to stand as well with his arms crossed, chose this moment to speak up.

"It's hard to imagine the ultranationalists just went and gave up after Zakhaev's death."

At this, Soap leaned back a bit, shifting his whole attention on to price. Ghost remembered reading the reports, how shattered Soap had been over Zakhaev when he got back from S.A.S. recon in Mexico.

"We know Makarov is well trained in counterinsurgency from his time in Airborne and the Spetznaz, but there must be a link somewhere - you don't move weapons and people on the scale he does without having some kind of paper trail."

You chose this moment to speak up, hand still carefully taking down notes as you pored over the files in front of you.

"You mentioned contractors. May we have a list?"

Laswell glanced up at surprise at you before switching to a different tab. It was true that you hadn't been particularly vocal in your time at the base, keeping your distance from most of the upper brass.

"Gutter cleaners, vehicle upkeep, insurance inspections, air conditioning installation, occupational health and safety reviews, catering-"

He watched you smile, that was that same wry smirk, the same twist of the lips that pulled at your face and made your eyes quirk in such a way that-

He jerked his head to the side, keeping his eyes trained on Laswell's computer.

"Couldn't imagine air conditioning would be on my list of priorities, in a winter desert."

Wordlessly, Laswell pulled her laptop closer to her, instantly beginning to pore over the emails sent by the air conditioning company. Price and Johnny shared a look when Laswell made a hum of approval.

"Seems this company uses a really simple order form template, copy and pasted- not really something you'd expect of a company taking orders at this volume."

Gaz reached over, leaning over the table to point at the screen.

"Subject: Notice of equipment upgrade. In our ongoing efforts to enhance the performance of our air-conditioning units, Our technicians will be overseeing the delivery and installation of a package containing the latest components aimed at optimizing energy efficiency. Your cooperation during this upgrade process is greatly appreciated."

He whistled, leaning back in his chair. "They've 'upgraded' their air-conditioning 11 times in the past 4 months.'

You didn't even acknowledge the discovery, still buried in the files. It strangely grated at him, this nonchalance of yours- but surely it was better than the callous sort of arrogance many soldiers at your level possessed? He respected good soldiers, especially those fighting alongside him. But you... there was something different about you.

He was aware of the glaring hypocrisy, to question someone's integrity because of the walls they put up when he himself wore a mask to distance himself from who he was outside of the battlefield.

But you wore a different kind of mask.

He had noticed, during brief moments where your professionalism didn't so much crack as it distended- like a rubber band warping after being pulled apart too strong. There was a smouldering fire beneath the glacial shell of duty you wore. It flickered sometimes, a molten glint in your eyes or a wry quirk of your lips, hinting at a real live breathing person within.

That ferocity had sparked your first clash in the mountains, tangled limbs and shared breaths in thin air, his gaze tracing the map of your face as he tried to determine your motives, whether or not he could trust you. Then there was the hangar, your quiet confidence grating against his need for control. An unlikely pair, yet you'd executed the mission flawlessly. Rolled with the punches and gotten through it all.

Though his face betrayed nothing, his mind buzzed with thoughts as he went over your latest interactions - outrage at your audacity, annoyance at your nonchalance, and a strange reluctance to let go of the distruption you caused, one he wouldn't- couldn't, try to understand the root of.

Beyond it all, he had to admit, was a begrudging sort of respect.

"8 payments have been made this quarter alone to the HVAC company - all worth tens of thousands."

"Drip feedin' Makarov's extra curriculars I take it- any ID on the company behind it Laswell?"

"Northwest of the Caucausus mountains. I'll clear it through Shepherd."

He saw your lips quirk down into a frown at Laswell's words, clearly unhappy about something. He tore his eyes away, accidentally locking gazes with Price, who tossed a raised his eyebrow his way. He maintained eye contact, unwilling to look away first and crossing his arms when Price shook his head and muttered something under his breath.

"We should-" it was the first time he'd ever heard you sound even the tiniest bit hesitant. "We should look into Makarov's known contacts. See who's benefitting from his actions that may be flying under the radar. All of them, even known hostile connections."

There was an implication to your words that Ghost didn't like, and he voiced it.

"Looks like we're already drownin' in information and more questions than answers. Want to send us on a wild goose chase when we don't even know if there's a goose to chase, do ya?"

He could see your jaw tense the tiniest bit as you turned to him, eyes hard.

"All I'm saying is that - paramilitary operations do not function in a vacuum, sir. Terrorist attacks require weapons, and those weapons require logistics to distribute, processing, manufacturing - everything does. The fact that we've run into nothing might suggest we're being walled off from information by design."

There was it- that spark, like flint and steel crashing together. He approached the table, placing both hands on it as he lowered himself to look at you directly in the eyes. When he spoke, his voice was rough, taking on a gravelly quality.

"We've been working on this for years and you've been here a month- if you could focus on your job instead of speculating on facts that aren't there maybe you could actually get the job you were assigned to do done, sergeant."

"Yes, sir." You gritted out, lips thinning. He could see in the tenseness of your shoulders that had he not been your superior this discussion would have been more drawn out.

But your words were beyond inflammatory - they were dangerous and put into question the very foundation of the chain of command that the operation was centered on. You would have to learn that these were thoughts best kept to yourself - it was clear to him that you lacked experience and maybe even the humility that came from working with teammates.

Relaxing his shoulders, he turned to regard the group, realizing that several pairs of eyes were now glancing between you and him with varying levels of confusion and surprise. Laswell, closing her laptop with a neat click, spoke first.

"I think we got it. This corporation has two locations- we'll do some recon and get a plan going, try and positively ID any key people. Great catch, Azrael. I sense this is something big."

You shifted the tiniest bit, simply nodding in response. He hadn't seen you handle direct compliments very well - the military did acknowledgements at most.

You remained quiet for the rest if the briefing and the dismissal after, studiously going over old files, not meeting his eyes again.

"LT! I think we need ourselves a little celebration to welcome our little Sherlock here, aye?"

You mumbled a bit, shuffling as the Scotsman draped an arm over you and patted your arm.

"Just identified an anomaly in the information- is all-"

"None of that now, gawn yerself! We got an ol' teammate comin' with us, Roach, I reckon you'll like 'im."

"I think it would really help your case if you could speak English, McTavish." Ghost remarked, dryly. He had been ready to leave and stretch his legs after leaning up against cold concrete for closing in on 4 hours.

"Alright- not sure about drinking, with the mission coming up soon, but I'll go."

"Ach pure brilliant, so it is. Gaz! You're drivin'! No fun juice for you m'fraid."

There was a groan from inside the communal area, then a smattering of mutters of which if Ghost were a betting man, he'd say could give any sailor a run for their money.

"What d'ya say LT?" He turned back to two sets of eyes, yours a strained sort of amusement, before he leaned back and rested his hands on the straps of his vest.

"Fuckin' hell. You're buyin', Johnny."

There was outraged sputtering, so Scottish it was indecipherable, before he turned to leave. His eyes locked with yours for a split second, assessing. Then he broke connection and made his way back to his barracks, his mind lingering.

He wondered what you were like away from it all.

Away from Azrael.

You seemed like more of a person than he allowed himself to be - but that remained to be seen.

Tonight, the echoes of questions would be drowned at the bottom of a bottle.

°°°°°

Translation for the Soapese:

Gawn yerself: Go on yourself (You're doing really good)

#ghost x reader #cod x reader #simon ghost riley x reader #simon riley x reader #task force 141

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chadfallout76podcast · 3 months

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Major Update: Life...is a changing for me/us (and a sneak peek of Vault-Tec Rises!

Good afternoon!

I wanted to give you all an update on Vault-Tec Rises as well as an update on myself and some major life changes happening this year that may impact our season while the dust settles. Firstly, I'm more than halfway done with our next major feature length episode, "Vault-Tec Rises"...which is technically episode 16, set BEFORE Little Sanctuary of Horrors. It essentially is the story of how everyone came to be there in the first place, what Vault-Tec and the Enclave are really up to, and is the start of our last 4 episodes of the season as the Battle for Appalachia begins.

Secondly, I've shared quite a bit about the journey of these past 10 years with my husband Travis and his struggle with mental health. Many of you were kind of enough to support or share our GoFundMe to help take the pressure off the crushing debt we were under with mounting medical bills and his bills, none of which was covered by insurance fully. Trying to keep us afloat financially has been a long-term struggle of mine and here's in New Hampshire we just haven't been able to get ahead. After having to cancel some of his services last week as we couldn't afford them, we made some major decisions.

The next few months I'll be doing a lot of painting, landscaping, plastering and prepping to list our home on the market. Financially we can't afford to buy again for a while, so we're stuck renting. Based on what things are selling for in the area, I'm not too worried about getting out of it fairly quickly. We'll be moving to Texas, in between Dallas and Fort Worth in a really beautiful, new planned community where leasing and the overall lower cost of living will save us $20k a year which will allow us to not only fix our debt issue permanently, but also they have one of the leading centers in the country for C-PTSD. Once settled, I'd be able to get him more direct help he's needed that we just don't have access to out here.

Texas is going to be a big, big change for us...a huge move, but one I'm eager to make. Our backup editor is continuing to plug away at stories as well as I've had my hands full with work trying to keep the lights on (literally). I wanted to explain all of this with clear honesty so you know what I've been doing, what I'll be doing this year and why it often takes us so long to ship episodes to you. Your patient and support of me really, really means the world to me. The other benefit of this move is that once I'm not strangled hustling for work 7 days a week, I'll have more free time to actually create. Something I really want to do...as there are still two more seasons of Chad and some other projects I really want to share with you all.

I hope to have our 3-hour feature length Vault-Tec Rises completed in the next few weeks, so stay tuned. :) And if you can please excuse how hectic this year will be between selling and moving halfway across the country I'd appreciate it.

Much love to you all,

Ken

#chad: a fallout 76 story #chad: a fallout 76 podcast #fallout 76

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myeur-n · 11 months

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Imagine that Sturmhond reveals himself as Prince Nikolai Lantsov, but you couldn't accept it

Disclaimer:

This oneshot is purely based on the Netflix series, so some of the lore might be incorrect

y/n is a female Grisha

Angst/Fluff

"Captain, are you sure that the Saint is stable enough to cross the fold?" y/n approached the captain's table and crossed her arms before him. The Volkvolny was beginning to rumble from the calling of the Fold, and as a Materialki, you weren't really fond of how the wooden planks of the ship you had invented with your Captain begun to stir.

"Y/n, how many times have I asked you to address me by Sturmhond?" The blonde and blue-eyed privateer snickered at you, leaning back against his cushioned chair and crossing his legs. You remained silent and only had a concerned look crossing your features. "Come on, then. Call me by my name then I shall answer you," he added and began beckoning you toward him.

"Alright... Sturmhond. Now answer me," you rolled your eyes. "You know how terrified I am of the Fold. If I get caught by one of the Volcra in there, I'll be demanding that you pay for my health insurance even if I'm dead,".

"I would expect no less from you," he pulled a soft smile at your direction, which almost warmed your heart - almost. You shook your head as he stood up from his chair and stood next to you.

"It'll be alright, y/n. Alina's strong enough with her amplifier. You'll be safe, I can promise you that," he muttered, casting a soft smile at you before he climbed the stairs to the upper deck.

"No doubt he's about to show off the Hummingbird," you rolled your eyes and tailed him.

Before you knew it, you were suddenly up in the air and reaching the entrance of the Fold. You looked up at the abyssal storm, growling and calling before your very eyes. Quickly turning around, you saw that only a few of the Volkvolny crew, including yourself and your captain; the Saint herself and her lover were aboard the Hummingbird.

Alina Starkov looked back at the Fold with a determined glare, while Mal's eyes were clouded with his usual protectiveness. Before you could turn to look at Sturmhond, he had already crossed the ship's deck and stood by your side, linking your arms tightly with his.

"It's going to be alright. You don't have to be scared," he mumbled in a low voice, almost to himself. You could hear the slight tremble in his voice, and you knew you weren't alone in this consuming fear - he felt the same way too.

"Sturmhond," you turned your wrists so your palms could capture his. "I trust you," you nodded once before turning back at the starless sky as darkness consumed your surrounding.

Both of you gasped, but held each other tight. The Fold was pitch black and cold - colder than the sea breeze at night. Your mind suddenly travelled to what you could do as a Grisha. You were just a Materialki - a person who could manipulate earth and steel - but, what use is that when it comes to something as powerful as the darkness?

Suddenly, a blinding white light filled your eyes and it came from the Saint.

Sturmhond's blue eyes filled with marvel and wonder, and your heart ached to see them as you realised that he could never look at you the same way he looked at Alina's beautiful sunlight. You pursed your lips and slowly attempted to loosen your grip of his hand, but it won't move a muscle.

You closed your eyes and hoped that this would end soon.

As no light could pierce your eyelids, you thought that the worst is over, but only found that Alina was gasping for air and could not summon the sunlight anymore. Mal rushed to her side to protect her from the Darkness of the Fold, while Sturmhond quickly removed your hands from his and grabbed his pistol.

You rushed to the front of the Hummingbird and placed your hands on the engine of the ship, forcing the gears to work harder so everyone could get out of the Fold quickly. Some of the crew members screamt as they were grabbed by the Volcra and fell to their death.

You panicked as one of the Volcra almost snatched you into the air, but you had quickly picked up a crowbar and shifted it into a sword before slicing it into half.

"Now, that's my lady!" Sturmhond shouted from across the deck as he continued shooting the beasts. You rolled your eyes and with your last effort, you pushed the engines to their limit before they gave out one last revolution and ceased their turning.

And all of you were so close to getting out of the Fold.

"Brace! Brace for impact!" You shouted loud enough for everyone to hear as you shut your eyes hard and focused your abilities to the front of the ship, bending the round-edged wood to become sharp-edged, so that as they land on the ground, it would pierce the dirt and lessen the damage on the Hummingbird. Sturmhond wasn't going to let it go if she had let his precious invention turn into ruin.

The ship dug into the dirt of East Ravka and slid across the grass. Everyone let out a whelp as their knees collapsed from the impact. You exhaled a large breath and wiped a sweat from your forehead. It was definitely hard to use the small sciences without looking at what you're about to change.

Tamar and Tolya were the first to cheer, while Sturmhond quickly ran over to you.

"Are you alright? You seemed to be doing a lot of work there," he spoke - and for the first time, it seemed like it was out of concern.

"Yeah, and it's all because I had to save your damn ship from falling to pieces," you groaned at him, which only received a long chuckle from him.

Out of the blue, everyone heard the marching of more than a legion of soldiers.

"What's going on?" You muttered to yourself, but your eyes held Sturmhond's.

He avoided them and only shook his head.

"Identify yourself!" The captain of the soldier commanded. The Sun Summoner seemed clearly irritated while Sturmhond grasped her shoulder with his one arm and gave it a gentle squeeze.

"I'll handle this," he said and he began to undress himself off his long, ridiculous privateer coat and he seemed to behaving a conversation with the captain. You parted your lips to ask him "Wouldn't you end up naked?", but you quickly took your words back when your eyes perceived Sturmhond wearing a green uniform gilded in golden embroidery, a uniform almost similar to those Ravkan soldiers, but it carried a higher air of command.

"It can't be," the man named Ravski gasped.

"Yes, it is," Sturmhond responded. You unbuckled your knees to get a better view of what was happening.

"Moi Tsarevich," Ravski began to kneel. "My prince,".

You gasped, while Mal and Alina passed each other confused looks.

"I present Nikolai Lantsov, Major of the 22nd Regiment, Soldier of the King's Army, Grand Duke of Udova, and Second Son to his Most Royal Majesty - King Pyotr the Third - Ruler of the Double Eagle Throne!" The captain announced with a spirited voice, while Sturmhond - now Nikolai pulled a smug look across his face.

You couldn't believe your eyes that the man in which you had spent years with was in fact, the estranged Prince of Ravka himself. Your lips quivered as memories came flooding back to you, but you knew that you couldn't cause a scene.

The prince had already been enjoying himself too much.

~•~

Everyone had reached the Stronghold (or moreso like a base) where Grisha who opposed against the Darkling and survivors of East Ravka remained. You spotted Zoya, someone who had always taught you the meaning of hard life back at the Little Palace - greeting Alina Starkov like old friends.

You clenched your fists and held back your tears. Once again, you were a stranger to everyone around you. The only person that you could become yourself was now gone too.

"One week," you took a deep breath in your personal quarters, which was very much far away from Alina and Nikolai's - given your status as a Materialki Grisha. Even Tolya and Tamar's rooms were closer to the Prince's. "Hold on for one week and we shall see," you swallowed the fear in your throat.

Your y/e/c shifted to your modest bed and you laid yourself there - hoping that your memories won't haunt you at night. Everyone was in a meeting to discuss their next move against the Darkling, but you weren't included - as expected.

That night, you recalled the memories from a time long forgotten of you, your brothers and sisters which were called upon to the Little Palace and serve as the Second Army for the Tsar. You shared their excitement when all of you had found out that you were Grisha. Your twin sisters were prodigal Heartrenders like Tamar and Tolya, while your eldest brother was an Inferni and your younger brother was a Squaller. Everyone was suited for battle and talented - but not you.

You were just a plain Materialki - a Durast who was weak and could not bend swords or bullets quickly enough to save your life. And so, you were never ordered to Battle like your siblings since even the Darkling did not acknowledge your abilities.

One day, the Tsar ordered his princes to enter and cross the Fold for a diplomatic mission on west Ravka. Something happened when they were on their way back, and they had to kill as much Volcra as possible along with only a few of the Second Army Soldiers escorting them - with the Heartrenders being your own two sisters and ome of the squallers your younger brother. Almost none survived, with the exception of his princes, as it seemed.

You and your eldest brother grieved their death, and sent many personal letters to both the Darkling and the King, requesting for the return of the bodies of your fallen siblings. However, both of them rejected your requests, giving an excuse that their main priority was to search for the Second Prince - none other than Nikolai Lantsov, instead of bringing their bodies home.

You and your brother were devastated, and he was suddenly being called upon to fight at the Fjerdan borders. You had tried your best to make an armor for him, in which no bullet should be able to pass through - and it worked - only if it hadn't been for the Fjerdans to cut off his head when your brother was wounded.

Distressed, you crossed the the Fold from East to West Ravka by yourself with an invention you had so carelessly made, as an effort to hopefully let the Saints decide your fate in the abyss. And you could have died, if your wounded self wasn't discovered by Sturmhond.

You woke up silently with your eyes brimming in tears. Your siblings' lack of proper burial, Sturmhond's deceit, and your uselessness as a Durast was all too much for you. The very thought of being under the roof of the man which had both killed and saved your life was something your heart could not handle anymore.

You had to leave.

Its not like anyone would realise nor dread your absence.

Wiping the silent and hot tears pouring out of your eyes, you began to pack some clean clothes into your knapsack, a pair of daggers, a map of Ravka, money, food and water. There wasn't much to pack anyway. You put on a cloak and blew out your candle before you opened your door.

"Captain-!" You exclaimed as the blonde and blue-eyed man which had been by your side for years suddenly showed up in front of you with his hands up, and hand balled into a fist, as if he wanted to knock on your door.

"Y/n, you're awake!" He gasped and pulled a cheesy smile. "I guess you've been around me for too long until you could sense me from far away, then?" He chuckled. Slowly observing his formal attire, it was obvious that he had just finished his meeting.

"You're incredibly loud with everything you do, that's how I know," You pursed your lips and forced a smile.

He nodded and began to peek around your pitch black room, past your shoulders. "Your quarters are very dark now, aren't they?" He commented.

"I was sleeping, Capta-I mean, uhm, moi Tsarevich," and you kept a distance away from him as you recalled that the man before you was ranks higher above yours.

"You were asleep with your travelling cloak?" He raised a playful brow.

"You shouldn't be here. Just go to sleep, my prince. You look tired after the meeting,".

"About that," the prince pushed your arm which was blocking the way into your room and lit a match. He searched for your candle for a second and lit it up. "I wanted to talk to you about what happened... earlier," he muttered and his bright eyes searched your room.

"There's nothing to talk about-,".

"Saints, why did they give you such an empty room? There's barely anything in here!" He jumped and began going through your old cupboard. You sighed and closed your eyes, not knowing how to properly deal with the man.

"My prince, you're no longer Sturmhond. Its improper for you to act in this manner. I beg of you, please remove yourself from my quarters," your heart was beginning to ache, but he was seemingly avoiding your words as he continued rambling around.

"The only thing here as stuffed as the king is your-," and his eyes paused at your knapsack. "Why is it packed, y/n? Where are you going?".

"Its none of your concern, my prince," You could not brave yourself to look into his eyes.

"Saints, just call me Nikolai, y/n,".

"How can I just call you Nikolai Lantsov when you've been my Captain and Sturmhond to me?" You snapped as irritation overwhelmed you.

"You don't understand, Nikolai - you're a prince. I'm just a deserter of the Second Army and we're not equals anymore,".

"Come on, you know that I don't think of you that way-,".

"Either way, you can't stop me from leaving," your voice trembled.

Nikolai suddenly crossed his arms and he passed a stern glare at you, a look you had rarely seen him equip himself with. In that moment, you realised that he truly was a Prince - not just any foolish prince like his brother, but a man of command, a man who you could have followed anywhere, even to the edge of the world - if it hadn't been for yourself.

"You can't leave. I forbid you," he stated with his sudden cold blue eyes fixed upon you.

"You have no right to give orders to me," You took a few steps toward him, almost challenging his command.

"You can't leave," Nikolai breathed, voice softening as he slowly closed the distance between the two of you.

"I have no place here - by your side, as a soldier in this war you've involved yourself with. I'm a lesser Durast compared to the ones you've got here-,".

"No one's ever said that to you," Nikolai's hand reached your arm, almost grasping it to not let you go.

"No one needed to say it. I couldn't save my brother because of it. What makes you think that I could save you when you need my help?" your face went hot as you realised how close the both of you were to each other. That panicked heartbeat of yours thundered against your chest and you were worried if he could hear it.

"We made our ship together, y/n. You helped me with my inventions, made it ours and saved me, countless of times during our raids-," he pulled a bittersweet smile as he recalled his days together with you as a privateer.

"Nikolai," your hand instinctively reached his cheek, and he leaned into your touch - blue eyes glowing with a desperate blaze. "Those days are now over. You're a Ravkan Prince and you must let go of things that do not matter anymore - like me,".

He took in a sharp breath and refused to look into your eyes for the first time.

It was true that you had to leave him because there was no chance that the both of you could live peacefully together, sailing away with hopes of building a family together - free from any danger. That was your dream, and not his. Nikolai had always been ambitious, despite his foolhardy efforts to make him appear the opposite.

When he remained silent, you passed by his shoulder and grabbed your knapsack. You crossed your room and to your door, before hesistating to reach for the doorknob. Turning back to him one last time, you stretched a soft and genuine smile of fond farewell to Nikolai.

"Farewell, moi Sobachka. If the Saints would allow it, we'll meet again," you muttered and closed the door behind you as you left.

Nikolai stared at the still door, breathless and heart aching. His heart was heavy, but he understood why you had to leave. With his final breath within your presence, he breathed:

"I love you,".

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azspot · 2 days

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UnitedHealthcare, the largest health insurance company in the US, is allegedly using a deeply flawed AI algorithm to override doctors' judgments and wrongfully deny critical health coverage to elderly patients. This has resulted in patients being kicked out of rehabilitation programs and care facilities far too early, forcing them to drain their life savings to obtain needed care that should be covered under their government-funded Medicare Advantage Plan.

#ai #healthcare

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1nvad3rz1m · 8 months

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On recapkidd/ang

So news is getting around about ang's unfortunate fate as they're allegedly on EOL (end of life) care after being unable to access health insurance from being deprived industry jobs. It's true that zadr (p*rn) is what kick started these events but it was not just invader zim fans that did this. This was, based on the timeline and evidence, a calculated attack from a few of ang's previous friends and acquaintances

So here's a run down, you can make your own judgements but here is the best I can offer as a timeline of events. PLEASE BE AWARE i am linking some twitter accounts that may have nsfw content! I am only linking to specific tweets with nothing explicit in them but I cannot promise the accounts themselves are clean.

This document is directly from ang themself, and gives a pretty detailed timeline of when this started (~2020) and features the most prominent ringleaders (jeraspat, holly, kyle, tai). i'll abbreviate it regardless but i highly recommend you read it

Ang's response

Basically, BEFORE their account as reapkid they joined jera's friendgroup. This group, for reasons unrelated to ang but they joined in the moment of, fell apart. If you've ever been unlucky enough to experience this you know where this goes, Ang's addition was blamed as the reason it fell apart.

Eventually Ang separated from this group but due to the scapegoat status and Jera's idolization of them (which you can read about in the doc) it wasn't over. This point is when Ang started drawing zadr and we knew them as recapkid here on tumblr. Jera is the primary reason Ang was targeted for this because as we all know after florpus release there was uptick in anti-zadr sentiment. What happens next is a long process of callouts by multiple different users and eventual doxxing of ang.

There's some max v jera drama (jera's callout for max, any orange block out is ang's name) that drags ang in but that wasn't the killing blow. tai (toydrill on twit)'s call out is what dealt the most damage. This almost definitively drove everyone away from ang. if you want to read the tweets and replies here it is. it isn't full of receipts like a typical callout but it does lead into the subsequent events.

Something important to note is the people turning against ang have their own taboo aspects and i want to point those out. tai has an obsession with a character from venture bros that is a "redeemed pedophile", vince (former friend of ang who was lamenting in the comments of tais tweet) was allegedly into monster furry porn so egregious that it made others call him a zoophile. my point here is that these people who crucified ang had their own questionable fictional tastes but justified it for their own benefit, their own moral stance doesn't hold up. That is not me passing judgement, just an aspect of the behaviors exhibited to consider that most people learning about the issue don't know about.

what happens next is a domino effect of people responding again i urge you to read the doc, this is the point i think that people turned on ang BECAUSE of invader zim. More of jera's friends get dragged in to antagonize ang, something important to remember is this was deliberate attacking they did not leave ang alone.

It starts to cross over into reality with holly (creator of lemonhead and lollipup, if youre familiar) who makes a callout post tagging all of ang's real friends and employers. Holly exhibited some strange behaviors in their relationship with Ang which is all documented but again, I am just focusing on the callouts.

Something I want to stress as Ang does in the document is that while Holly did go after their irl support system they did not get them fired from any job at this point for any online behavior. This is however setting up the eventual blacklisting that Ang suffered from, preventing them from work because of the public spectacle. Holly's narrative that Ang claimed they were fired for this did however impact some of their relations specifically from spindlehorse who believed ang was using them as a scapegoat and eventually viv cut off communication with them.

Ang worked on the mighty magiswords show and the show creator, kyle carrozza, allegedly spread their private nsfw content with coworkers and DID fire them for that reason after the callouts. This is the first documented case that I'm aware of of Ang being fired for this specifically. Here is Ang's account of it.

I want to highlight holly's response and call to action here, as it proves that this was not done out of a genuine need to keep others safe (or that ang was ever dangerous to begin with) but because of petty reasons. especially considering the behavior documented.

What happens after is an inability to get and keep jobs and being cut off from their health insurance. No, invader zim fans didn't get ang killed (they were a rather big part of it but alone that is not the issue). According to their friend puppy on twitter it wasn't just social backlash, it was also the flaws of the US healthcare system. It was unfortunately interconnected, especially when it's an industry that hinges on connections.

You can have your opinions on ang's content. You can have your opinions on how they responded. You can believe ang is leaving out a lot of information (based on all the info provided in the document im hard pressed to believe that is the case, but i digress) and you can believe that the industry can choose what content they think is permissible to work with (though the industry has and still does protect active predators, and people pick and choose which individuals they want to blacklist. rebecca sugar, anyone?)

The bottom line is this didnt start out as a moral issue, it started as a personal issue between friends. morality and fiction were simply an easy selling point, buzzwords to get people to rally on their side. the fact remains it was a years long orchestrated attack on someone that ultimately impacted their health and later their life.

#this is a little disorganized but i tried my best #i cant find all the links unfortunately a lot of this is quite old and twitter is like. borderline unusable #if you have questions you can ask there is a lot more that i didnt wanna overload this post with

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