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#using benefit to get a mortgage
pinduoduohomes · 2 months
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Exploring the benefits of owning a mortgage
When it comes to personal finance, few decisions carry as much weight and importance as the decision to buy a home. For many individuals and families, obtaining a mortgage represents a pivotal moment in their financial journey, and while renting offers flexibility and short-term convenience, homeownership involves more than just a home. There are many long-term benefits. This article explores the…
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000png · 9 months
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will zero finally go back to school... stay tuned and find out
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an-aura-about-you · 1 year
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I am having feelings, and those feelings are frustration.
#rant in the tags ahead#so I like my house#I REALLY like my house#and not just because my house is paid off which means I don't have a mortgage anymore#(I know I'm in a very lucky position with that)#BUT the house is on a steep hill#not high but steep#and if I have to use any sort of wheeled mobility aid I am basically stuck in my house#every single exit in my house has at least one big step down#It's Not Great#so I've been thinking about moving#try to find a place that's NOT on a bonkers steep hill#and I know if I do that then I can sell THIS house and use the money I get from that to pay off most of the NEW place#but it is hard to find anything worth a damn#and I've thought about moving into an apartment again but then I'd have to pay rent and be at the mercy of a landlord#Don't Like That#but at the same time if I live in an apartment or condo then I don't have to do my own yardwork or maintenance#but any of the financial benefits I might get from the smaller space of an apartment are lost in the rent!!!#so I've been thinking about if it's possible to make the house I have more accessible#some ideas seem better than others#it's really hard to know what to do#maybe I should talk to a professional and see what they have to say about my situation#maybe I should actually apply for disability? idk#I feel like that will also be trouble but if it can get me access to info I need it might be worth it#but it seems like I should be able to access that info somehow under the guise of 'helping a disabled family member'#I've got enough of those that I could do that ruse
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salaciousdoll · 9 months
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· · The Rich Farmer's Daughter Turned Town's Slut · ·
From City Girl to Farmer’s daughter, oh how will you ever survive on the countryside? The answer is simple: fucking.
・˳ . ⋆ Reporting Live with Eren Yeager, Zeke Yeager, Yelena, Armin Arlert, Jean Kirtstein, Connie Springer, Oyankopon, Sasha Braus, Mikasa Ackerman,Annie Leonhart, Miche(Mike)Zacharias, Erwin Smith,Nile Dok, Historia Reiss, Ymir, Kenny Ackerman, Levi Ackerman, Porco Galliard, Reiner Braun, Hange Zoe, Pieck Finger, Eren Kruger, Keith Shadis, Theo Magath x chubby!Bimbo!Fem! reader ・˳ . ⋆
୨⍣୧ ⁺⁎˚ ⋆━━ Warnings : First part is in fic format, second part is in Drabble/headcannons format, Confident chubby girl, Smut, threesomes, foursomes, fivesomes, group sex, wlw, reader is bisexual, Sasha x Mikasa is shown a little bit( no I don’t ship, if you do this is the place for you), dildo usage( double ended dildos too), dacryphillia, heavy Bimbo activities implied here, very self indulgent but anyone can read, outfits are describe for a reason here( only because I like Bimbo farmers daughter aesthetic), chubby!reader, rich black farmers and daughter, dirty talk, cock warming on Erwin’s part, big exhibition here, Kenny is the bad guy who wants your father’s crops, could be considered dubcon on his part, reader is very dumb, fucked dumb too, implied protected/unprotected sex, this is fictional so none of that sick shit applies here but please do not go around doing this without protection( wrap up), reader is in her early 20s( 21-24), age gaps all throughout this story( some big, some not), dominant characters( Mikasa, Annie, Levi, Erwin, miche, Keith, Kruger, etc.), pet names ( bunny, sl*t, wh0re, pretty girl, town’s sl*t, princess, doll, doll face, butterfly, sweat pea, etc.) body fluids( squirting, cumming, spit swapping), bondage( handcuffs/ swimsuit used as handcuffs), use of strap on, oral receiving and giving, descriptions of body hair, pussy/dick visuals, tattooed eren!, reader could be implied to be a nympho here, degradtation/ praise, breeding kink, grisha lurking for him and Carla. Basically you fuck everyone damn!, have fun and if im missing something let me know.
୨⍣୧ ⁺⁎˚ ⋆━━ Word Count : 14.4k, longest fic I’ve ever written
18+, Minors do not interact
PSA from me : I wanted to write this to celebrate me hitting 4K followers, so I hope you all enjoy. Thank you all for 4K followers <333 And for the love of anything, please do not do none of this stuff with strangers like the reader did in this fic, if you happen to, wrap it up!!
Also credit to @bimbohub for the farmer’s daughter inspiration, so sorry I didn’t tag you when I publish it, mainly because I forgot but yes I want to thank you for making that fic and giving me inspiration for it<33
Jujutsu Kaisen Version Tokyo Revengers Version
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You remember the time you first learned about your move to the town you wanted no relation to ever since your visit when you were 8 years old.
Summer days were upon you as you came home from a long year of college. You were only in college because your parents forced you to go, otherwise you would’ve just set up a camera in your room and gave older men shows in order to get money. Being in your early twenties is a curse because now you had to actually do adult things and adulting wasn’t for you at all.
In college, you didn’t understand anything about what you learned, especially with the business major you’re forced to take up. Bad on your parents part because you didn’t even know what a mortgage is and how it’s gonna benefit you. You didn’t know or care about things like that, but you passed— only because you convinced the nerdy boy next to you to give you the answers to every test you took and every project you needed to complete. The speeches you had to give in front of the class were all of his words and he stood there smiling because the pretty girl finally gave him the attention he wanted. And you did. You actually found him useful and pretty, he just needed to fix up his looks and that was the deal you proposed to him and he took it with no problem. You even added that he was gonna finally feel and taste how bubble gum tastes if you passed.
So now you were back home and staring up at your father and mother who had the biggest smiles on their face. The next words that fell out of their mouths after congratulating you for even finishing your second year of college were horrifying. “ We’re going down to Napeville, your grandfather has now retired his position as a farm owner and your father wanted to take control of it since he was trained his entire childhood.” Your mother finished her statement and your gum popped on your face as you stared at her with wide eyes.
You stare without blinking as your dad grabbed your suitcases on the side of you bringing them into the house, “ Why?! Can’t you just go down there on your own pops’, gramps only wanted you to go down there right?!…Wait are we moving down the-” your father came back out again to grab your bag you had in the trunk of your car— afterwards stopping in front of you when he retrieved the bag from the car. “ Yes, my little pumpkin, we’re moving down there. Aren’t you glad to go back there? I’ll even teach you all about farming if you want.”, Your father said as he smiled at you. You in fact did not want any of that shit. You only remembered the ugly house and barn your grandparents had you and your parents staying in. Being 8 years old, you remembered the faces of the people down there and let’s just say you aren’t gonna find love down there if they all looked and act the way they did when you were 8. Farming life was boring compared to what you were planning to do with your friends this summer. They were not gonna ruin this for you so you proposed a deal with them, hoping they’ll listen.
“ Hmm, what if I just go down there in the summer and come back up here to go back to school and you, my dear pops’ can buy me an apartment! The smartest idea I’ve ever came up with right?!!”, You say, with your arms wrapped around the neck of your dad hugging him from the side. Your mother wanted so badly to facepalm because that was a stupid idea, but she couldn’t say because you are her daughter and you are very sensitive.
Your father removed your arms off his neck and gave you his stern look, “ Enough, { reader}! You know better than to argue with us and besides you don’t even have a good paying job to afford an apartment months rent, especially for the apartment you are tryna’ get for yourself.” You pucker your lips out while huffing, “ Okay okay, I’ll get another one.” Your father shook his head and went inside the now almost empty house.
You stopped and looked around to see the way your house looked and gasped loudly as your parents continued what they are doing, “ Ma’, where’s our stuff, did you have an yard sale without me knowing, why didn’t you tell me because I wanted to keep that love seat we had and put it in my room.”
Your mother sighed loudly before turning to you, “ {reader}, honey, if we just said that we’re moving, what does that mean to you? What do most people do when they move?” She was already tired of packing up most of her and your equipment while you were off at college doing God knows what. You didn’t really check in with them like you used to do in your first year.
You almost narrowed your eyes at her, but decided not to do it since you didn’t feel like getting yelled at for looking at her like that. Answering whilst twirling the string of chewed up gum around your index finger, “ Um, we move. I don’t know ma’, it’s too much to think about really. Anyways, since I clearly have no choice but to obey you two, I’m gonna hang out with my friends for the last time.”
Your mother rolled her eyes as she put the tape on the last box you all had before you tidy up the move from this house to your farming house, “ be back before 12, you may be grown, but you’re still my child living under my rules.” You nodded your head and bit your tongue to stop you from saying something or rolling your eyes.
You were excited to see your bitches again but before you were off, you took out your phone and texted your friends that you wanted to roller skate like the old times. You put your phone away without their answers to your text and walked to where your mother just walked to, “ Ma’, which box are my baby pink and blue roller skates in? Need them for my girly time today.” Your mother walked to a box and kicked it towards you prior to walking off to finish what she was doing.
You opened the box, thanking the heavens that she didn’t box them up with that ugly tape. “ Aww I missed you babies so much, I bet you kissed your mommy just as much.” Your father wanted to really question if you got this personality from your moms side of the family so he asked, “ She got that shit from your side not mine, baby.”
You paid no mind to what the two of them were whispering about as you grabbed your roller skates in your baby pink manicured hands. Hurrying out the house before you got called back in to pack up something they missed, you walked down your stairs to your car. You honestly should’ve taken the hint that you all were moving when you saw the moving truck on the side of your parents car in the garage way. You smiled as you walked to your baby pink and white G-Wagon, “ I’ll make my last night worth it for sure.” You talked to yourself a lot since you were an only child and found a friend in yourself before you found friends. You looked down at your outfit and smiled, your tits looked yummy and your thighs did too.
The memory was four weeks ago and you were now driving your car in silence while following your mom and dad leads to the Legendary farm house. You were leaving so much behind. Your bed, your friends, college associates, your favorite nerd, now who’s gonna help you pass your classes. You huffed to yourself, still following after your parents to the next town you were going to have to adjust to. You were going to miss the stores you got to shop at, the malls were your favorite and least favorite because it was a hit or miss with the brookefield mall. Being the size you were was not a guarantee that you were going to find something in the mall for you, so when you found that one store that sold cute clothes in your size, you had no choice but to max out with your pops’ black card. You were also glad for the mall and of course the internet because you got to shop for new clothes prior to coming to this small town.
You were going to miss the boys and girls in that city. You were gonna miss Hitch and Boris, your main two toys you like to play with. Both were hot and were everything you needed to get by. The city was full of whores and now you gotta move to the country where they are so holy and thou there. Ewww, you're gonna hate it there.
By the time you all arrived at the house you were blown out of your mind when you looked up at the farm house. It was incomparable to the farmhouse you knew from your childhood. This town was so different from how it used to be, it used to be quiet and old looking now it looks a little loud and modern, you were so stuck because you thought of the farmhouse that looked like a cottage house with a big barn behind it like it used to look, now it looks too luxurious— to your liking. The house had big glass windows with a black wooden roof and a big riva double eyebrow 4-lite steel Iron, glass door to greet you. Honestly, the gate when you first entered gave it away that this was going to be different, but you didn’t even think about it because you’re too busy listening to your favorite playlist right now in the act of sucking on your blue cotton candy sucker.
The gate was long and you bet it was even longer than you actually think, your grandpa was full of surprises. The ride to the house was even longer. Nothing but acres of grass mountains and grasslands plus a few animals standing there greeted you as you drove to the house. You were so glad because your hands hurt from driving all night and the sight of sheep somehow made you brighter than before. Once you parked the car on the pavement of the garage behins the moving truck, you got out and looked at it stomping your red and white gingham platform heels on the ground at the sandy dirt on your tires, “ fucking dirt roads, hate them so much.” Your parents were already hugging your cousin while you were grumbling about your tire and car having dirt on it. You decided to wear red and white today to match the cherry red nails with cherry charms on them. You also wanted to try to fit into the countryside by wearing this, after all, you were now a farmer’s daughter.
Your cousin's smile brightens once she sees you come to her with your arms out, “ Bubbles!” You screamed out as you hugged her and she screamed your nickname right after, and the country accent was heard loud and clear. You figured that she must’ve been lonely as hell here because this place was huge and it looks like she’s the only one here.
“ If you’re looking for grandpa, he’s at his house around the corner from here.”, Your cousin said as she brought you inside the house. It was so neutral and blended inside compared to the outside. You almost wanted to puke from the smell of discoloration this house reeks of. So plain and boring.
“ pops’, are we going to go see him later or something?”, you yelled throughout the house since you were walking up the stairs. You heard an answer but didn’t bother to actually listen because your cousin was pulling you to your room she set for you. It was a room you never would have even step foot into a few weeks ago but now you had no choice, at least the bed was big just like your bed at home. Home. You missed it already.
Your cousin then gave you a cola she got out of the little fridge you guessed she stocked in your room, “ How thoughtful of you, { cousin’s name}. Seems like you didn’t change at all.” Your cousin smiled at your comment before taking your hand to go back down stairs to the movie truck, “ And you did. Not in a bad way, sugs. Just didn’t expect you to be like dis’ gotta say you look so gorgeous with that outfit and hairstyle but that’s not what we wear out chea’. Anyways I’ve called my friends and the people your father and I know over here before y’all arrived. You’re gonna love them. They all offered to help with these heavy ol’ boxes here.”
You furrowed your eyes because exactly how many of them are going to come. You start guessing in your head and thought your brain felt like it was combusting. Too much thinking again, so you just smiled. You started to stare off into space until your cousin snapped her fingers in front of your face, “ Hey hey, we gotta get some of these boxes out of chea’, we’re having tons of fun later, silly so let’s get this started now. It’s about 11 am right now, we all should be able to finish by 9, perfect time too.”
You stared at her like she was the sheep in the backyard before grabbing the lightest box, carrying it to the entrance while she carried two boxes, “ What’s happening at 9?”
Your cousin was about to say something when a group of men and women were walking towards you all. You were so confused on who they were because your family skin didn’t look like any of them, yet they’re here smiling at your cousin like they’re family. As you were standing there in a daze— occasionally sucking on your cherry sucker with glossy strawberry lip gloss wrapped around the sucker and the half of the stick.
You didn’t even notice that they got closer and were all standing before you staring at you in awe while you looked up at the sky, stuck like a robot. You blinked when you heard the whispers and gasp with a puzzled look on your face, “ Oh oh, hi hi, I spaced out and wasn’t paying attention to you all. My name is { your name}, nice to meet you all.” You flashed a smile and Armin almost fell for you right there. They all could tell you were a city girl and the accent proved it. They would also know because they’re all from the city too, not yours though.
Eren eyed you up and down with a toothpick hanging out his mouth. He had to get you under him because there was no way you were taking by the way you were dressing. You had on a red and white gingham top that tied in the front pushing up your boobs even more with your pudgy stomach showing— slightly protruding over your v waist, blue Jean short shorts that almost showed your ass if you bent down. Your face was so gorgeous, chubby cheeks when you smile and pretty lips to top it off, he couldn’t wait to know more about you. You were the perfect girl they all were looking for, the excitement and for some, the rush— just wait until the older men and women of the group caught sight of you. Right now it was just him, Armin, Jean, Reiner, Mikasa, Annie, Floch, Pieck, Colt , Connie, Sasha, Porco, Historia, and Ymir .
They all introduced themselves to you and your legs were almost shaking from their voices, especially the women. Eyeing each of them as they were now headed to the truck. You saw things you liked about them, for now. Eren has arm tattoos that made him even more attractive and long hair that you wanted to run your fingers through, Armin looks like the nerd you had back home just more handsome with his lil cowboy boots on, Mikasa had a red scarf wrapped around her neck with overalls on. She looked so cute. Annie had on pants that showed off her thighs really well and eyes that sealed you in, Sasha was obviously a foodie because she’s been smacking on another bag of fruit snacks since they’ve walked up. She was a beauty. A real one.
Ymir and Historia were attached each other with matching colors on, which made them look adorable. One had on jeans and a shirt with combat boots while the other one had her hair down in a middle part with a cute overall dress and tank top under it. Their boots even matched. Yeah they were indeed a couple, but you still had thoughts.
Flock’s hair was a little disturbing but his eyes were beautiful; he has potential. Now Reiner was big and beefy with a cowboy hat planted on top of his head and you were getting more attracted to him when he turned around to go inside the house— his chest was the first thing you saw. May those two buttons never come back together with their little holes because whew does he look so good! Jean was someone you never thought you would keep your eyes on consistently. You liked that he was taller than everyone here and he carried himself like he’s a leader, you love a man who owns the power of authority. You don’t know why, you just do.
Porco was good looking as well and you could tell he was hard to everyone else but gentle to people he liked. A beautiful boy indeed. Colt was shy but talkative to his peers he’s been around, he was a cutie. Now pieck was someone you wanted first, she’s so pretty and mesmerizing. So beautiful that you didn’t even realize that she was in front of you bending down to pick up the box you set down in front of you. You watched her get up and throw a little smile your way, “ You can’t be spacing out like this a lot, pretty girl. Don’t want you to get hurt in the future. So, can you help me carry this last box inside, it’s in the truck.” You laughed before walking ahead of her to the truck whilst she watched your ass jiggle as you walked in front of her. You were definitely gonna be the new talk around town now.
Indeed you were by 9 pm, you were done with everything— unpacking, showing you around your new home led by your cousin as the rest stayed just to talk more with you. Afterwards , they all asked to hang out with you at the bar a few minutes away from where you stay and so you did go. Greatest mistake on your part because from there on out, you were the talk of the town.
✧˖° Eren Yeager + Zeke Yeager, Yelena with grisha lurking + in Eren’s living room
The first time you met Zeke and Yelena was at Pipsy’s Bar— the one you went to when you first moved here. You didn’t really talk with either of them because you stayed close to your cousin and Eren’s crew. However, just because you didn’t talk with them doesn’t mean you weren’t the topic of the conversation they had at their own table.
Just as Zeke asked Yelena to look into who you were, his widened at you getting body shots on the pool table by his little brother. The way your body shook underneath Eren’s as he licked down your boobs to your stomach made his dick hard and yelena wet. They both wanted you and had to get a chance to talk to you one way or another
Today was their lucky day, especially Yelena’s because she was supposed to be somewhere else today, but Zeke asked to hang out at his house. They were on the couch and their hormones heightened as you walked through the door of their farmhouse with your baby-pink polka dot strapless tube top with a white shirt skirt on. Your heels compliment your outfit and legs so well. Yeah, today was gonna be a good day today
Friday afternoon was something you wanted for a long time. Your mini skirt was bunched up your stomach, panties long gone. With the twist of your dark nipples in between Eren’s fingers, he moved inside of your pussy with desperation of your hot and slippery pussy. He was so breathy underneath you. His chest glistened as he pant out your name in a hush tone . You on the other hand was too busy trying to please Zeke with your mouth around his coke can thick tip. Zeke groaned when you locked your jaw around his pink tip, “ Stop - uh- stop fucking looking at me with those doll like eyes, Angel. Makes me wanna’ take you away from everyone and grow my own farm filled with as many animals as you want and during that time our babies will walk around with their shoes off exploring our farm.”
Eren grunted out as you clenched around his heavy cock, “ Fuck no! She’s mine, Zeke. Get your own slut. Yelena’s, umph shit! She’s right there.” Eren leaned forward to take your nipples into his mouth, needing to shut his own ass up before he ruined this moment by arguing with his pinhead ass brother. Yelena was too busy fingering herself to her tongue exploring your ass cheeks— all the way down to your convulsing asshole. It looked proper and good to not put her tongue inside. In the process of eating your ass, her large hands were spreading you open, so Eren’s big balls and her tongue can now move freely.
Zeke put his hands on your chubby cheek with a low smirk on his face, his glasses long gone off his face letting you see what exactly his eyes are saying when they look at you. Your mouth was getting tired of hollowing around Zeke’s tip and at the same time your body shook against Eren’s body and Yelena’s mouth. You were about to lift your mouth off of the older brother’s cock to moan, but your moans were soon dancing along Zeke’s thick dick. His tip hit the back of your throat, making diamond tears fill up your eyes, they eventually traveled down your eyes causing your mascara to drip down your face. Zeke cooed at you with a little grunt and hum— moving inside of you with a sharp snap of his hips, “ Ah Yes, the face of a whore. The face I love seeing on many. Ughh! So fucking pretty taking all three of us at the same time.”
Eren hissed when you squeezed around his dick causing him to almost knock his knees together out of pleasure. He reached to grab your plushy love handles, holding them in his rough hand, “ Fuck, baby! Fuck me back like you’re doing.” And then he massages your love handles in between his long fingers that had cold rings on them. “ Thought I didn’t feel the little roll of your hips and thick thighs clamping around my hips. Think again. Now give me this pussy I’ve longed for. Fuck~”, Eren said as his rings cooled down your sweaty and hot love handles.
Their dirty talking was getting to you so bad. Yelena was now standing up after detaching her lips from your puckering hole with just a long string of saliva— she was behind you with a finger probing your ass and sloppy kisses on your back, “ Gonna’ let me use this ass of your sweetheart… nah, I think I might just open you up for the others, my debt to them.” You couldn’t even focus on her sultry voice uttering those foreshadow ass words because your orgasm hit you like a tidal wave, ears popping and body shaking from their overstimulation on all three of your holes. Zeke groaned and came into your mouth at the same time as Eren cumming inside the condom— breaking it in the process. Some of his cum leaked into your pussy and you couldn’t do anything but squirm on him and Grind on Yelena’s finger. You swallowed Zeke’s nut with a few coughs prior to wiping off your mouth and chin.
Eren was still snapping his hips into you slowly just when his pretty emerald, green eyes fell upon you— he was truly enticed by you. Meanwhile, your head was thrown back on Yelena’s chest allowing you to moan out loud— nothing but pleasure coming out your mouth. “ Ahhh~ please, please. It feels so good, rennie, Zekey, lena’. Feels s’good. Mmm .” Your voice was so loud after popping Zeke’s semi-limp dick out of your mouth that Grisha, who stood on the second floor banister staring intensely at the three of you with lust filled eyes, heard everything from the fucking start. He wanted you, now. You were exquisite in his eyes, far too exquisite to make him of all people interested, dangerous even. He so wanted to jerk off, but he’ll just replay the ring camera set up in his living room over, maybe he and Carla could have alone time with you, she’s been asking for a threesome for a while. His sons were so dumb to not even know he was home or maybe they didn’t care. Grisha walked off humming to himself, he’ll let his fellow friends and wife know about you.
✧˖° Armin, Jean, and Connie + back of Jean’s pickup truck
Word got around the small town faster than the plague. Whispers were heard here and there and you had no clue it was all about sweet little you. You were too busy sucking on the pink lollipop that was in your mouth while watching the sheep’s make noise and walk around your big spacious backyard, the only thing that’s separating you from them is the wooden field gate. You took in the fresh air while smiling to yourself. This was your ‘you’ time. Nothing could interrupt this.
Except for a laugh Connie bucked out— walking into the backyard as your parents were yelling out that they’re leaving to visit your grandpa, whom you visited last week with sore legs, thanks to those three. How humiliating they left you. Your view of the green grassland was invaded by Jean Kirtstein with his hands on his hips.
Armin walked to your little lake in the yard petting and talking to the animals having their daily snack on the grass. As for Connie he was too busy admiring your look, your fashion sense screamed Bimbo and he adored it. He always snuck glances at you whenever you weren’t looking or he was goofing off with his friends. He was interested in you, that’s why he wanted to come but Jean and Armin decide to come as well fucking up his plan.
He was admiring your pink Diesel T- Angie shirt that showed off the print of your boobs perfectly to the tight jeans you wore and down to your pink cowgirl boots. Up until Jean grabbed your hand and led you to his big pickup truck, driving off with Connie and Connie on the side of you. They wanted to take you on the ride, away from your house to have their alone time with you.
Indeed they’re plan was a success because now you were in the back of Jean’s pick up truck getting plowed into from the behind by Connie’s cock— around 7.5 inches and thick. Jean took your mouth as he laid down in front of you whilst Armin took pictures of this interaction with your used sucker in his mouth. He was glad that he came with them after being on his farm catering to his father’s chicken coup. He needed a break and you were the perfect person to help him relax. He recorded the way your lips sucked in Jean’s lengthy cock in your mouth with a shuddered breath as he watched. You were fucking Insatiable, almost everyone in the small town thought so.
“ Fucking hell, She’s sucking me like it’s her last taste of ramen noddles, shit~.”, Jean rasped out as he moved your hair out of his vision from seeing you. Connie has your pink heart-shaped Moschino glasses on his eyes as he grabs your ass cheeks in his hands as he hits you from the back. Connie reached to Armin handing him your shoes that was on its way coming off from getting fuck on the truck’s tailgate, “ Here, seems like the slut of the hour just can’t keep up with us after all.”, He snickered before slapping your ass, “ her shoe came off. Now watch and see how she reacts when I do this. Jean keep fucking her face like that, sounds so slutty. Make sure she can’t breathe.”
Your cunt squeezed around Connie— a reaction to his dirty words. You popped Jean’s dick out your wet mouth and looked back at Connie with low fucked-out eyes, “ Please, mmph, keep fucking me like this, I want Armin too. Please Armin, wanna see your cock, wan’ it in my ass because of how pretty it is.” Connie folded right then and there. Yeah he was gonna get you to breed you for that shit. Armin sucked in a breath as he set his phone up on the inside of the truck before looking out to the opening of the dirt road both ways.
And so they did what you asked with a few taunts from Connie and persuasion from Jean for Armin to join without looking out for anybody— I mean after all this is a dead end. You were now all fully on the truck fucking like rabid bunnies. Armin whimpers we’re so pretty, you were kinda glad that Jean is fucking your mouth without any room left to breathe because you were going to cum to the sight of Connie’s pretty red face below you. You felt so full and they felt so good.
Jean yanked your hair to his dick holding you there with a loud moan erupting from his throat, “ My sweet sweet girl, fu-uhhh~” you tried to push your head off his dick, but he patted your head and whispered, “ a little bit longer bunny.” Jean’s cum leaked out of your mouth and mixed with your spit that was lathering his dick caused Armin to snap. Armin came inside of your ass with a loud cry, “ So perfect for me, Honey. So damn perfect.” At the moment of clenching around his cock with your tight hole. Anal was not easy but Armin made it easy for you by prepping you with his spit, lube out of Jean’s truck, and his fingers. He was the perfect person to break your anal virginity.
Connie came into his condom with a loud groan and chants of your name. Armin laughed at the shakes and final thrusts he did, “ Looks like you couldn’t handle her, Connie.” Connie rolled his eyes with a hard lip bite in the process of both of them starting to fuck slowly into you again to let you catch your second orgasm, you didn’t even know you had the first one. Jean pulled out your mouth leaning to hold your cheeks squeezing them together to make more mess of your big cheeks squeezed— covered with spit, cum, and sweat, “ You’ve done so well, my pretty, chubby bunny. Cum for daddy, bunny. Cum for all of us.” You snapped when he mentioned the one word that always got you off.
Your eyes couldn’t see that it was dark outside because your vision was white as you came in Connie’s dick causing him to jump and whine from the tightening around his cock, “ Fucking vixen you are.” They all laughed while you came back to reality, now seeing that it’s dark as hell outside and the only source of light was the flashlight Connie reached to turn on during the time he was digging inside of you. This was the best decision you parents could’ve made because since that move you’ve been getting pleasure. You may not even go back to the city college and just find one down here, who knows.
✧˖° Onyankopon + your kitchen
Onyankopon caught your eyes as soon as he stepped into your pupil's sight. He was so fine and you craved him. Reminds you of your ex from the way he smiled at you. He was a horse trainer and you were gonna get him to train you to ride horses. You don’t even necessarily want to learn, you just want him to speak a lot because his voice was so deep and sexy. And so you asked your dad can you ask him to train you as he was pulling the crops with his ugly yellow gloves.
You already knew the answer because you always got what you wanted from him and your mother. So, you decided to pick out an outfit and do your hair. The outfit was a off shoulder shirt with pink ribbons on the arms and top of it with pink shorts and black and pink cowgirl boots. Your hair was in your hairstyle but in a ponytail with a big pink ribbon to hold it together.
And so onyankopon taught you about how to be calm around horses to not piss them off. Oysnkopon was trying so hard not to look at your ass and body jiggle as you rode the horse listening to every word he says while making purposeful mistakes.
Afterwards you asked the famous question, “ Why are you called a cowboy then, if you ride horses, shouldn’t you be called a horse boy or something? I’m confused”. Onyankopon stood there contemplating on how he should answer this because it was a good and stupid question.
He never answered your stupid question, just showed you why you can only call him an horse boy as he now had your baby pink and yellow panties pushed to the side whilst fucking you into your kitchen island. His long, thick fingers pressed into your big thighs; holding them up and apart, “ Such a pretty pussy you got, such a shame you kept this to yourself all the times I came to this house since y’all - augh!- moved in.” You were a whimpering mess because of how big and deep— kissing your cervix a few times causing you to wince in pain and pleasure. He had you speechless and you hated it because you were always ready to reply to anyone if your mouth wasn’t occupied.
You and onyankopon watched out for your dad, who was far away from your house— at the garden your grandfather started. Your mom was at her new job she got, so it was just you in the house. Onyankopon yanked your ponytail back as he paused his movements, “ Don’t space out on me, now. Can’t and won’t have that. Need all ya’ attention, baby doll. Look me in the eyes as I take this fat pussy of yours, ya hear me?” You nodded, feeling your ponytail loosen from his grip. You wanted to throw your head back, but he told you to keep your eyes on his, even through your blurry vision. “ Please—” you choked out due to the increase of his pace as he looked down at your greedy kissy taking in his cock like it was eating his cock up.
His deep voice grunted in echo all over the kitchen, “ Please what? Baby doll. Gotta say it, not gonna understand you if you aren’t speaking right.” Onyankopon slowly dragged his dick in and out of your pussy— you felt like you were gonna break into sobs. “Full. Sentences. Ahhh shit! Pretty girl” he snapped his hips into yours punctuating every word he said— you never got dick with this much teasing.
You looked down to follow the movements of his cock moving in and out of your tight gummy walls with a vicious lip bite, whimpers following. You reached down to play with your clit in clockwise format, lifting your head to make eye contact with him, “ Please fuck me hard, Daddy. Fuck me like I’m yours. I can’t— please~” onyankopon smiled as he lifted his cowboy hat off the counter placing it on your head, “ As you wish, doll.” Oyankopon fucked you as he pressed his body against yours feeling the warmth of your body against his, your skin was so soft against his but your nails against his naked back was so harsh but felt good, somehow.
You were sure that one of your press-on nails popped off from how hard you were gripping onto his back as he quickened his pace. “ Fuck I know you feel me right ere’, right here. Your cute lil tummy is so damn cute just like your fucking cheeks, wanna’ bite em’.” He touched your stomach and kissed you in your mouth— swapping spit and flipping each other's tongues as he held your body against his. He trailed his kisses all over your face as he fucked into your sweet little pussy.
“ Ahh, Ony, I think m’ cummin’ mmm cummin’.” You kept saying his name in whimpers and that drove him to fuck you even hard. He didn’t stop even if you came around his dick creating a white ring around his dick. “ Oh God.”, you yelled as you climaxed against him and he came inside of you. He bit your cheek with a deep and long groan when he came into your warm pussy making her even more warm with his hot cum flowing inside. Fuck, he didn’t wear a condom! He didn’t care but you did. Onyankopon chuckled to himself inside his head because he was the first person who got to cum inside of you. Instead of his neighbors, it was him. He feels honored.
✧˖° Mikasa, Annie, Sasha, Ymir, and Historia + your room
Your dad wanted to introduce you to picking strawberries and washing them off from the expanding strawberry field behind your house next to the garden. He just didn’t have time to teach you because teaching you means that he’ll have to take all day teaching you how to even clean off strawberries, plus he knew you hated getting dirt or anything underneath your nails. So when Erwin Smith, the man he always spoke with before he even moved here, suggested the girls teach you all about strawberries since it’s three of their jobs to do on his farm.
When they did teach you, Ymir wasn’t letting up on commenting how stupid you are when you asked if we’re going to eat them off the plants or give them to the animals, historia told her to back off you and giggled when your confused pout displayed on your face. Mikasa’s was closed off but very fond of how you looked in that short little skirt you wore. She thought you knew what you were doing wearing something like this to pick dirty strawberries off the plant stems.
Sasha was the fun one and the most welcoming to you teaching you after Historia because this was her job, she even encouraged you to take a bite out of a dirty strawberry as a joke and you were happily about to do so because you always ate the strawberries in the container, only cleaning it off with water. That’s until Annie grabbed your wrist. Now, Annie was a scary one, but you knew underneath that scary aura she possessed— was a woman who needed comfort. And you were happy to give it to her, a sleepover is the best comfort for any girl.
You never experienced a sleepover like the one you were indulging in right now, maybe with Hitch but that was planned. Getting mocked while your ass collides with Historia’s small heart-shaped ass on the 10 inch long double sided tan dildo Ymir brought in her night bag was something that was not planned. You wondered how she even got her hands on this. “ oh, look at the fucking size difference, my my my you two are the most perfect sluts to try this thing on.” Ymir stood in front of a panting, red faced Historia as she taunted her with a small smirk on her face. Annie stood in front of you with sharp blue eyes looking down at your pretty face, “ You look so pretty like this, it’s unbelievable how fast you succumb to the few words that one over there and I.” She pointed at Mikasa, who was rubbing her clit with her pretty fingers. “ Annie continued, “Such a shameful slut letting us talk you into this just by pointing out how your fat pussy showed through them lace Polka dot panties of yours.”
Annie ended her statement by holding the now ripped panties in her hands, twirling them prior to bending down and engulfing your shivering lips onto her mouth. The kiss was so tasty and sloppy, fuck, you wanted more. Why didn’t she give you more? You stopped moving to deepen the kiss between you and Annie just for Historia to bounce herself against you— your moans falling perfectly into Annie’s mouth as you swapped tongues. You heard little squeals from beside you and behind you. Afterwards you felt a body slide under you and Historia— breaking the kiss to stare down at who’s underneath you, you instantly smiled because Ymir’s cunt was on full display for you as she flicked her tongue on Historia’s count with no mercy.
Moaning at the feeling of a finger entering inside you soon matching pace with the dildo moving back and forth into you and Historia. Sasha giggled in your ear as her white bra appeared on the side of you, “ So wet, can’t wait to taste you on my lips when you sit that pretty ass on my face, I’m craving something to drink right now… something sweet like juice and candy mixed together. You’re the right person for that right, { reader}?” You couldn’t focus because of the overstimulation of your pussy and the stares you got from Annie and Mikasa, who now stands in front of you beside Annie. They watched your eyes peer up at them before Mikasa landed a perfect slap on your face at the same time as Annie landing two in both of your hanging tits.
Mikasa grabbed your jaw and bent down to hold eye contact with you, “ Answer her! Don’t leave any of us waiting for an answer again.” Her voice was so smooth and made your entire body shake or was it the fluffy carpet you all were standing or kneeling on, “ Yesss— yes please taste me after this. I need all of you, Ohh~” your wetness was colliding with Historia’s and she couldn’t take it. Her moans were so pretty to everyone but yours was sexy.
Annie slipped on one of your 8 inch strap-on’s, rubbing it on your mouth, “ Open up for me. Want to see how much of me you could take. Wan’ stuff you full of my cock. Naughtily sluts like you deserve this face fuck I’m going to give you.” Mikasa let out a little chuckle at her words before grabbing Sasha’s hand to lay with her on your bed. You heard the sound of two people aggressively kissing and stared at the two of them making out: Mikasa with Sasha between her legs. Not long after, Mikasa trailed kisses down Sasha’s jawline as she locked eyes with you, “ Fuck her good, Annie or I’ll do it myself. Don’t let her waste a drop of spit or gag, she’s taken bigger cocks than that, so she should know how to do it. I’m sure of it.”
Historia moaned out yours and Ymir’s name, luckily Ymir covered her mouth, “ Ahh, m’cummin’— cummin’ so my-Ahh.” Her moans were muffled by her hand and that made you want to bounce your ass faster to overstimulate her. You wanted to chase you own orgasm and Annie saw that, so she grabbed your head and fucked into it like it was a pocket pussy men use. The electricity she felt from getting head from you in your didldo was on another level. “ Don’t talk to me like I don’t know what I’m doing Mikasa.” She stared Mikasa down in advance to peering down at you, taking all of her cock between your glossy two-tone lips. “Holy fuck, she sounds so fucking pretty, taking this cock like the whore she is. Such a shame, you’re a whore for everyone who shows little interest in you, how pitiful.” Her words had some truth to it, therefore you wanted to shut her up by reaching past the straps of the strap-on to her pussy— sticking two fingers inside of her making her let out a shuddering moan.
You were all feeling pleasure because you didn’t even notice that Ymir had a thick pink string from an egg vibrator hanging out her pussy but the others did. Every last one of you were on cloud nine, especially Sasha and Mikasa now scissoring on your bed as you played with Annie pussy. Her face fucking was harsh but it made you squirt against Ymir’s stomach that spurred Ymir to cum from the pressure of water on her lower belly. Nothing but sultry and slutty moans were heard in your room. You were surprised that your parents didn’t come knocking from the little squeals and screams you all produced.
✧˖° Erwin Smith, Nile Dok, and Mike( Miche) Zacharias + Miche’s bar
After a week from the previous sexual encounters, you decided to take a ride to the famous bar that was about 20 minutes away from here. You needed to feel the wind blowing in between your boobs and upon your legs. Feel the wind on your face as you chew on 3 pieces of bubblegum. It was almost getting dark when you arrived at the bar, you thought it would've been packed with people.
Only three men were in there and you were about to walk back out when Miche grabbed your hand, stopping you from going. His voice did wonders to your pussy. Being a fucking nympho is a fucking curse because you folded as soon as you heard his deep voice. He smirked at you as he breathed in deeply, nodding his head like it was a signal to the other two older men sitting down.
Once he got you to sit down and have a drink with them. They’ll introduce themselves as the leaders of the town, you honestly didn’t care for what they had to say after that because the word authority and older was dancing inside of your head as you stared at them with big pretty eyes circling in on each one of them. You were sizing them up. Sizing them up to fuck them.
Afterwards, Erwin would probably be the one who trailed you home to make sure you got home, explaining how he was just “ looking out for a civilian and his fellow friend daughter”
You are so glad you decided to stay and size them up because you were bouncing on Miche’s big dick in the booth next to the dirty window. When you first saw his dick, you gasped as you stared at it. It was so pretty, curved to the right with two thick veins running down his cock and a pink, thick tip. He also had a cigarette and cologne musk to him, your favorite on old men like him. Your arms hugged his back as he lifted you up and down his dick using his big hands whilst talking with Erwin and Nile. He multitasked and he was great at it because he still hit the right places deep inside of your wet, starving pussy, “ So this is the girl, everyone’s been speaking about? Gotta say she’s exactly my, Mmgh!, type.” They were speaking about you like you weren’t even there getting your pussy destroyed by Miche and that turned you on even more.
Erwin chuckled as he dabbed his cigarette on the ashtray just to bring it to his dried glossy lips, inhaling and exhaling it, “ ‘Isn’t she just so pretty?’ That was Armin’s words as he showed the video of a girl sucking Jean’s cock to me when I asked what they all were discussing. Who would’ve known that she would be the same girl in the video. Luck is on our side Mike and Nile because she is indeed a beauty.” The reason he had dried up lip gloss on his lips was because of your ‘Cherry Bomb’ lip gloss you wore when you made out with him and his friends moments before Miche placed you into his lap to fuck you.
Your moans and screams were muffled into Miche’s neck due to the increased movements of his hips snapping up as his nails broke more of the ass part on your white bow stockings, ultimately revealing your pretty panties that had a small bow on the bak. Your panties were pulled to the side as his cock thrust into you. Nile tried so desperately not to look since his wife was back home with his kids. His wife cheated on him yet he still stayed. Yeah that wife. He had to stay loyal but he couldn’t when your big ass recoiled when miche hit deep inside of you. “ Fuck, she’s something, alright.” Nile didn’t wanna admit it, but he wanted to watch you break underneath him.
And he did when he fucked you agaisnt the table in front of them. His dick was a monster right next to Miche’s— tan with a dark pink tip, hairy because you could feel some of the hairs against your ass as he pushed into your pussy, and long with a little girth to him. You couldn’t take him after getting your pussy beat by Miche. Now, your neck was held in his strong hands while he pushed into your soaking pussy. Your nails gripping the table in front of you, “ Kahhh, I can’t.. I can’t take it, please slow down.” You didn’t want him to slow down at all because this was the third best fuck you’ve had. Nile let out a deep, long groan, fucking you even faster, “ Look at her tremble under me, Erwin. Can you say she’ll do the same for you? I don’t thin— fuck!~ stop squeezing me so damn hard, baby girl.”
Erwin lifted the corner of his lips as he watched your tits flop inside your bra, he couldn’t wait to have you, “ Don’t speak too soon, Nile. Marie was trembling underneath m-” his tone was doing something to your soul and you were about to collapse under Nile’s right arm that was around your tummy. Nile didn’t like what he said and took it out on your poor bruised pussy and you loved it especially when your head was pinned onto the table and Erwin was in your line of sight— brushing the sweat off your forehead with a napkin. Nile snarled as he spoke to Erwin, “ Fuck you, Erwin. Fuck, she’s gonna make me, uhhhh~.” He was so vocal as he came inside of you, his cum mixing with Miche’s cum. Miche was so tired that he didn’t even bother to focus on their bickering moment, his eyes were glued to your body. He was fascinated by you. Everyone was. The moment you stepped inside his bar was the moment he knew you were gonna be screaming and cumming on his cock after the little talk you had.
When it was Erwin’s turn in between your legs, he fucked you with your face turned to Miche and Nile who was now panting like a dog outside without any water on a hot summer day. You were cockwarming him and spilling your cum and the other two men cum all over his cock, “ Don’t move now, Darling. Older men are talking, down here we show respect to our elders.” His eyes were on yours as he held two fingers under your chin tilting it up for you to hold eye contact with him, he soon took his focus off you to return it to the men across and on the side of you. You felt humiliation all over and that only turned you on even more, especially when he took a sip of his drink with a cooling “ aah” following, “ They taught that to us in the city, so why wouldn’t they teach that to her generation?”
They answered him and participated in your degradation and when you would try to say something or move, Erwin would perform powerful thrusts, immediately you’ll moan or cry out of pain and pleasure because after all he was the biggest one out of all of them— he was uncut with a wide girth to his already long dick, his smell was alluring to you because he smelled so natural with a twinge of Booze and cigarettes. You heard two names before your orgasm hit you like a ton of bricks, yet you couldn’t make out the names clearly. It’s not like you know them or will be able to meet them. Right?
✧˖° Levi Ackerman and Hange Zoe + barn house
The moment you met Hange was when she was milking the cows for your dad as a deal with your mom. You didn’t know how they met, but you would assume your mom and dad knew every last person here because they were already planning to move down here before they told you, which upset you to the max. Truth be told, you should’ve figured it out earlier but your mind was filled with sex, fun, and zero responsibilities.
So when you finally decide to go out three days later after your father fussed at you for being out so late, you went to your father’s barn yard that sat on the side of a little river with different fishes inside them. You sat on the hay petting the baby goat in your arms. Hange came in with a bucket of milk, stopping when they saw you with your cute baby yellow and pink dress on, they raised their eyebrow at your yellow bunny ears displayed on your head. They never saw anyone dress or look around like you, not too many chubby people that can dress in this town. Theyinstantly got excited, practically running over there to greet you.
They asked you questions about your choice of style in a town like this and while you answered they couldn’t help but to pay attention to the way your hello kitty necklace and star shaped diamond necklace fell between your high sat boobs. Levi noticed who you were right when he entered the barn disturbing your one sided conversation with the person named Hange. His voice was rough and he was straight forward especially when he asked “ Why dress like a common whore in a barn? Who allowed this?” You didn’t and couldn’t take offense because he was so close to you and eye level to your boobs. You found that funny but wouldn’t say.
Levi was not supposed to have this much interest in you but he did, specifically when he asked a question about why there was a pink bow on top of the alpaca’s ears and insulted you after when you said it looked “cutesy”. He wanted to pluck his ear off from how excited and stupid you sound and looked, but he didn’t. It’s clear you just did what you wanted. So, He decided that you’ll be “fixed” with a good lesson. He couldn’t care less if Hange decides to sit through this lesson. You need discipline and he was the right person to do it.
Your moans were muffled by Hange’s pussy covering your mouth as they sat on your face. Your moans from Levi rubbing his fat tip up and down the opening of your hungry, fat pussy, “ That’s right, shut her mouth all the way up, got tired of hearing her talk about a bunch of nonsense.” He purposely bumped his tip into your clit trying hard not to moan at the feeling of your wetness on his dick. Hange looked back with a laugh as they saw Levi bit his lip as he slid inside of your pussy, “ Looks like you’re enjoying yourself, Levi. Maybe you liked hearing her voice more than you thought you did, huh? Levi?”
Levi was about to say a smart remark when you suddenly latched onto his dick with a vicious grip causing him to let out a low whimper, red sprouted onto his face in shame and embarrassment. Luckily, Hange was too busy enjoying herself with your tongue inside of her, “ Ahh, yes { reader}! You’re doing so good for mommy.” Levi cursed at how tight you clamped on him from her little nickname— slapping your clit as a response, “ Your pussy feels so good, so don’t ruin the moment by breaking my dick with all that useless clenching.” Truth: Levi actually loved the way your pussy took him in. The grip was insane to him since he knew you took Erwin, Miche, and Nile before. They were bigger than him in length, not girth though. He only knows because of the orgies they hosted. They never fucked without condoms so why were you special? Hmm.
Levi bent down to bite your nipple as Hange gripped your coils rocking back and forth with a loud moan. They were both enjoying you and you were enjoying yourself a little too much. Almost breaking at how deep he was fucking you. Hange yanked your head back— your face was in their line of sight and you looked so pretty with their juices covering your cheeks and mouth. They let out a happy laugh, “ Levi you should see how slutty her face looks right now.” They paused and hovered over your chest a bit to let you breathe. “ Don’t need to see that when I have the prettiest thing on her body in front of me, her pussy is swallowing me up Hange so don’t talk because you’re gonna ruin my hard on.”
Hange gasped and was about to reply back to him with a sarcastic remark, stopping when they heard a loud moan and slaps increasing rapidly. “ Ha-Ann~, please keep fucking me like this mister Levi, make me yours. Ouhhh.” Levi let a small smirk display in his red and sweat drenched face in victory, “ Got you right where I want now, pretty girl…” he gripped your stretch mark stomach underneath his little, thick fingers, “ Now in order to keep hitting that spot you want, you have to vow you’re gonna be a good girl after this and stop decorating your father’s barn and barn animals with that pink girly shit.”
Your body was shaking and your words were slipping out of your mouth in stutters when you tried to respond, but his long strokes inside of your velvet walls was enough to make you lose basis of the statement he just said to you. Hange tapped your face with three taps, “ Hey, Hey, my little butterfly, don’t tap out now, are you gonna obey what Levi said.” The table bench underneath you all felt like it was about to collapse from the shaking you and Levi were creating, so you quickly answered levi in a loud, “ Yes, just— ahhnn fuck me harder, please sir.. pl-pleasee mommy!!” Levi threw his head back to get his hair out of eyes and locked eyes with Hange, whose neck was turned to him, nodding his head. I’m his mind, he wondered when Furlan and Isabel is coming to town because he knew they would fuck and love on you just as much as he and Hange are doing.
Once Hange moved their pussy back to your mouth, you were in heaven because they tasted so good. Your slurping was music to both of their ears, so Levi rewarded you by placing his head in between your pretty boobs, fucking you faster in the mating press position. His balls were slapping the opening of your other hole and his arms were tightly around your abdomen. He loved the feeling of your stomach and tit moving up and down against his body. You were remarkable. The table shook underneath you three and you were so glad that this was drilled into the ground outside in the back of the barn because if it wasn’t this would’ve been fell. Levi dick was hitting the right spot inside of you, which made your loud moans get Hange off. The strength of your tongue circling around their clit prior to moving inside of their wet pussy was amazing.
All while this was happening, you all didn’t notice a tall shadow in the woods behind the barn watching you all with a small smirk on his face. You were a dumb silly girl who was easy to manipulate and he was going to have much fun with you later on. His nephew may have had you first, but he’ll fuck you better because he need you to know that there is bigger and better out here for you. Plus, he hated your grandfather and now your father, so he was glad he found out that you were his daughter. Only time will tell.
✧˖° Kenny Ackerman + at the lake beach party in the woods
The younger crew that you previously met on the first night invited you out for a party at the private lake beach of Napeville. You have never been to one of these types of swimming parties, mainly because you wouldn’t dare touch the water because of how dirty it is and because you have never been in the woods like this. You blamed your parents for this because now you have to go through the woods just to get to a party Reiner was co-throwing with Connie.
At first, your parents didn’t want you to go since you were on duty-calls for sneaking off to fuck Levi and Hange, they obviously didn’t know that was the reason. Reiner convinced them and said he was going to “ look out for you and help you finish your duties tomorrow. You didn’t know why your parents suddenly trusted Reiner, but they let you go before telling you to watch out for a man named “ Kenny the ripper”. You paid no mind as you walked to your room.
One thing you looked forward to was looking cute at the party. You had the perfect skirts and bikini to wear. Your bikini was a size smaller than your actual size and you and everyone loved it. You would think you would be shy with a body like yours, but you weren’t because you and the others thought you were the sexiest person at the party especially with your little back rolls and tummy out.
Your swimsuit did you justice and Kenny thought the same when he lurked around watching you holding the red cup in your hands, never once stepping near the water. He needed to get close and he didn’t have a way right now, so imagine his surprise when you made it easier for him to fuck you while walking through the woods to get to your car for an extra towel for Mikasa.
On the way back to Mikasa, you ran into the chest of Kenny Ackerman, a man your parents told you to stay away from just recently too. You couldn’t be stupid enough to insult the older man with a smart remark of how old he is and how you heard that old people have bad eyesight right? You couldn’t be stupid enough to smile when he gave you a backwards compliment on how the pretty gingham wedges you were walking in the woods with is a stupid and cute choice for you, right? You also couldn’t be stupid enough to let him hold you by the neck against a thick tree, only to react with a bite of your plump lip, right? Well you were indeed stupid enough to do all of those things in the act of also getting off to how strong the older man was, wanting a piece of him in the end.
Reasons why you were tied at the hands with your bikini bra and Kenny bottoming inside of you against a tree. Your bouncing tits littered with dark stretch marks hurt as they bounced back and forth against the tree and your moans were muffled by your bikini bottoms, so you were completely naked with only his cowboy hat on your head. Kenny let out a low maniacal laugh at the desperation your eyes plead as they looked back at you, “ My my my, sweet pea, such a dumb little thing aren’t cha’? Didn’t the little shit teach you not to do anymore dumb shit anymore or was it girly shit? Hell if I know, I just know I’m gonna fuck you like the fuckdoll you are.” He tried not to let out a loud moan as he watched your ass bounce back on his big cock, he was bigger than Levi and Erwin put together, you hated it because it didn’t necessarily fit in all the way— your pussy was only taking him just above his pelvis.
“ Gonna tell your old man that his daughter is a town’s whore and shouldn’t be allowed to be here. Maybe then that poor excuse of a father will grant me half of his farm land once I send the pictures to his phone, eh?… Shit, keep squeezing me like that, sweet pea, and I’m gonna breed this fat little cunt— fill it to the brim and send you home with the next Ackerman generation inside of you.”, Kenny says with a powerful thrust inside of your pussy. The slapping sounds and your muffled pleas were echoed throughout the little area in the woods. Your pussy was something else to him. She warmed his dick up mighty good and he couldn’t help but to admire you. You were definitely a beauty so maybe he shall stick to his original plan.
“Mmgh- mmmm- pldhpse.”, you felt like your eyes were stuck in the back of your head from how hard he was pounding you from behind and against a tree at that. Trees were yucky and splintery to you, in the back of your mind you hoped that the wood wouldn't magically appear in your stomach and tits. He bit your ear when he dropped his pants to the ground, instantly groping one of your tits with his right hand and playing with your pussy with his left hand. “ Come on, my pretty pea, set up a little get together with myself and the old fuck of a father, a great fuck greater than the one you have right now is guaranteed as the prize.”
Kenny slowed down his pace before stopping and pulling out of you with his cock touching the back of your thighs. He took the bikini piece balled up in your mouth out to let you breathe and talk properly. You didn’t get what he was asking and thought he was an old friend that your family knew, “ yes— please, please, please, I’ll get you that meeting, fuck me Mr., I need— I need your dick inside me. No mercy on my pretty little cunt.” Kenny stared at you wide eyed when you turned around to lock eyes with him. Holy Shit! You were such a needy little whore. He was going to have fun with you. He met a couple of women that were needy for his cock, but not like this.
The next thing you know, your feet was dangling in the air—on the side of his naked waist during the time of his arms underneath your thighs, holding you up as he fucked into you like a mad dog in heat. You were surprised that he could pick you without cracking any bones or hurting his back or arms. He did hunt animals and people, but you didn’t need to worry your pretty head about that. But his cock felt like it was punching your stomach in and out, “ ha-nnn~ s’good, it’s sooo good. Gonna cum all over your meaty cock. Fuck!” Your moans were filling his ears and he loved every word that came out of your mouth, so he sped up his pace, your heels long gone and his pants dropped to his ankles so now you both were fucking like the vampires in the woods on true blood. So deep into each other that you couldn’t think or hear, otherwise you would’ve heard your name being called by Mikasa and Eren.
“ Shh, what’s that I hear, little pea? I hear your friends getting closer, but you don’t seem to care, do you? You stupid little girl, you don’t care that your friends will see you fucking the one man they were told to watch out for? Ah, I got it, your- fucking hell you’re clamping down on me like you never want me to pull out. Such a bad girl you are, huh? Yeah, s’fucking naughty!”, Kenny’s words were getting to you more than the close shouts from Mikasa and Eren. You couldn’t even figure out which direction they were coming from because now Kenny was dipping and moving his hips in a rhythm you couldn’t even decipher in music class if you cared for it. Fuck, he was what you needed. Kenny's big hands gripped your ass in his hands, mounding them as he pounded inside of your soaking pussy that was ready to squirt all over his cock. He loved the way you held onto him tightly in fear of him dropping you. You were a piece of work that was sure. Considering how hard and fast he’s going, this would be your first time squirting and it’s sad that it was by the one person you were told to stay away from. When he introduced himself to you after making you squirt and cream onto his cock, all at the same time, You knew you practically signed over your father’s life and land of crops for big mean Kenny Ackerman. You were so fucked, yet you didn’t even noticed or care because you were too fucked out to know that he was the man to fear.
✧˖° Reiner, Porco, and Pieck + Reiner’s room in his ranch
Reiner couldn’t sleep unless he gets a chance with you, but why hadn’t you even looked his way. It's been weeks since his lake-beach party and he couldn’t get you out his head, hell he couldn’t even get the strawberry or other candy/fruit scent out of his mind as well. He knew of the others fucking you and still wanted you, so when you suddenly stood laughing next to Pieck with a big, blue lollipop in your mouth, he couldn’t help himself to fantasize that that blue sucker was his cock instead. He couldn’t help but to look over at Pieck and now Porco eyeing you sucking on the sucker with pure fondness in their postures and eyes. He had a plan.
Luckily for him, Pieck was one step ahead of him when she asked you to go to lunch with them. As she wrapped her arms around your shoulders, she brought her fingers to your shirt that said the words “ Dumb Bimbo in Charge” with rhinestone letters. Reiner and Porco knew what she was doing by making you explain what your shirt meant just for them to not pay attention to shit you were saying. Hell, you didn’t even know what it means because you were too dumb to get it, you just thought it was cute. Too focus on how excitedly your boobs bounced as you tried to explain what your shirt meant to you.
Only when you asked the question “ Do you wanna know what Blue lemonade tastes like?” They paid attention and Porco was surprised to see your eyes on him and Reiner, especially Reiner. Gulping and nodding to your question cause you to suddenly dip your blue sucker in your lemonade— putting it back in your mouth sucking harshly. Eventually pulling it out of your mouth whilst bringing Reiner’s face close to yours kissing him. Pock and Pieck were jealous and from that moment on you all decided to visit Reiner parents ranch they left to him.
Your body felt pleasure from all over as you lay under Pieck in a 69 position, taking Porco’s cock inside of her hot pussy during the time of you taking Reiner’s cock inside of your pussy. His moans were so whiny as he moved in and out of your drenched pussy with a thumb inside of your puckering hole, “ She’s so- ahhunn- she’s so eager to take me in, Porco.” You indeed were eager to take him in as the wet sounds of yours and Pieck’s pussy rippled in the room you all were in. Porco grunted as Pieck squeezed against his cock, “ Shit Pieck, Reiner shut the hell up, m’tryna get off here and all I hear is your whiny- annoying ass voice.” Reiner didn’t respond to Porco’s comment due to feeling your pussy convulse around his dick.
You, on the other hand, was in love with the way Reiner cock took up so much space inside of your pussy, filling you just right. Tears were brought to your eyes as you started feeling Reiner’s balls slapping against your hole from how deep he was inside of you, “ Mm’guh, s’deep, I can’t breathe, mmmm.” Reiner smirked as Porco eyes widened at how lewd you were talking about Reiner’s dick beating your pussy in. He couldn’t let Reiner win this, so he stuck two fingers in your mouth since your face was facing him as he dug deep into a moaning Pieck, “ Suck, bitch. After you’re done, suck my girl’s clit as I fuck her. That’s what you’re good for right, Ymir told us all about how skilled your pussy eating is.” You coughed and drooled on his thick fingers as they hit the pack of your throat.
Reiner hissed shapely at your clenching on his cock, landing a harsh smack on your thighs with his right hand, “ Seems your pussy took a liking to my cock, doll face. Wonder if she could take the shape of my cock even better than she is right now? Shit~ yeah, yeah, just like that. So fucking tight. Oh~” Pieck was so out of touch with this world that she jumped when she felt a hand slap her clit from below, she then proceeds to stroke a finger over your slit— taking in how sticky her hands are becoming. her moans only grew louder when she felt a calming suck on her clit from you, “ Pieck’s dripping— mmmgh! dripping so much Porco. She’s doing so good for us.”
Porco eyes rolled to the back of his head as you licked from Piecks pussy to the part of his cock that wasn’t inside of Pieck. Reiner didn’t take kindly to you lifting yourself up to do that. In response, he slammed inside of you, gripping your love handles harshly as he pounded inside of your pussy, “ Stop trying to run, doll face, can’t have you slipping from me to please that fucker.” It was like a different man came out as he pounded into your now bruised pussy. You couldn’t keep up with the licking of Pieck’s cunt because of the power thrust Reiner was doing to your body. “ yes, yes, yeshhh!” Your moans were shut off by Porco snatching your hair up to Pieck’s saturated pussy taking in his cock with a grip you could visibly see.
Reiner and Porco’s chest were glistening with cold sweat as they fucked you and Pieck with meaning. You were on the verge of cumming and wanted to try to hold it, but Pieck latched her luscious lips on your clit, sucking and curling her tongue around you eagerly. Your screams were muffled as it vibrated Pieck’s pussy causing her to squirt on your face and Porco’s cock. Porco couldn’t believe he was living his dream right now, “ Fuck~ I guess you are worthy little something huh, so fucking sexy.” He rubbed your head during the time of you swirling your tongue on Pieck’s slightly tan pussy. Soon after, Porco gripped Pieck’s hips as he slowly overstimulated her pussy like Reiner was doing your creaming pussy, “ doing so good for me, Pieck. A fucking good girl, now make her squirt f’me, P’.”
Pieck begins to licking more rapidly with her moans vibrating your clit. Reiners pounding only added to your pleasure and soon you were soaking and creaming around his cock and on Pieck’s face. Her eyes closed as you squirted on it, taking in the taste of your juices as well. Reiner’s hand gripped harshly on the headboard of the bed you all were on and with a loud yell of your name he came inside of you with no hesitation. You were so glad that you went to the clinic for a check up and got on birth control, otherwise you would’ve been done for. Kids were not on your list but it was on Reiner’s list as he came inside of you seeing nothing except for hazy imaginary snowflakes as he looked at the ceiling. His chest on Pieck’s head as he breathed into her hair, only jumping up from how shook your body was and Porco’s scream as he came into Pieck’s pussy.
Pieck’s moans were so fucking cute to you. You would love to do this again with the three of them, only next time you wanted Porco for yourself. Reiner was perfect, yet you still wanted more. More was in Porco especially with the way he locked eyes with you when you looked up at him through low eyes. His chest raised up and down with the eyes of a person who wanted whatever was in front of them like a kid seeing their favorite plushy and wanting it. Reiner bent down to kissed your thigh whispering a raspy “ thank you” and you squeezed around his limp cock still inside of you. Nothing but a grunt was heard when you did that. He hoped what he heard from your dad wasn’t true. He didn’t want you to leave to go stay with a relative in the city, just to go to college. It’s a college here, a small one, but he hopes it’ll do. It’s also 30 miles away so why couldn’t you stay? Stay.
✧˖° Keith Shadis and Eren Kruger + Theo Magath + at a dinner party inside of your parents house
Your father and mother told you that they were having a dinner party with the residents of this town, mostly the higher ups and they told you to dress appropriately. They were wary of your definition of appropriate so they had to specify it two times for you to get it. And when you asked if you have to attend, the look on your mothers face told you your answer. You are their daughter and you’re gonna have to take over after your parents die. Generational farming was not for you. You’re definitely gonna be the one to end that curse.
The list of people that showed up was huge, luckily your house was huge enough for them. Everyone you had sex with was here probably, not that you care. They just better keep it quiet. The noise downstairs was filled with nothing but plates and untensils clattering with loud laughs and talks. You heard a portion of the older man you fucked until the topic of Kenny Ackerman came up.
You wanted to eavesdrop so bad, but thought otherwise because you wanted to finger yourself to the last encounter with the said man. With your head against your fluffy pink silk pillow and hands locked in the handcuffs you brought, you fingered yourself to the memories inside of your head of every person you fucked. You couldn’t help yourself and couldn’t stop fingering yourself as the noise drowned out. You didn’t even stop fingering yourself when Eren Kruger walked into your room, mislaying your room for the bathroom.
Kruger eyes were wide when he walked in on you knuckle deep inside of your pussy moaning multiple men names, some of them was friends of his like Erwin, Levi, Ackerman, Zeke, Hange, etc. he made the conclusion that you were the little fox his colleagues were spending weeks talking about like they were in love with you. God. You looked so pretty with your mouth formed in a little O as you struggled to get off due to your pink handcuffs on your wrist. He closed the door not so quietly causing you to gasp out at the sudden noise. Your eyes widened when you saw who it was. The man who came here three weeks ago to talk with your dad; he was with two other men though.
His grey eyes peeled into you before he spoke to you in a deep gruff voice, “ So you’re the infamous, { reader}. Such a beauty you are…” he stood there, eyeing you slowly closing your legs with your fingers now placed on your pretty stomach, over the fabric of your pretty white dress. Your thighs were what he wanted to be suffocated in and that’s exactly why he came closer to you. You tried to move back to sit up, but he shook his head and immediately you stopped moving like you were in a trance, “ Can I help you out, princess? Want to make you feel good and much better. Allow me to make you feel good, princess.”
You stared at him getting on his knees in his black trousers. You were eyeing the door, slithering your eyes back to him with a meek nod of your head. You were never shy but he had the aura to make you do so. Kruger didn’t waste any time pulling off your panties underneath your dress you were supposed to make your way down the stairs with, “ so pretty.” His deep voice caused you to clench at air and he chuckled with his head still under your dress. He licked a strip of your fat pussy, your body shuddering in response followed by a little whine, “ fuck, please continue.” Kruger obeyed you and took long and slow licks up and down your pussy. Older men and women have proven to be better at everything because you’ve never gripped the sheets just from three licks of your pussy.
Kruger enjoyed the taste of your pussy, wanting to suck that pretty, puffy clit. He sucked your clit with meaning causing you to raise up a little to bunch your dress up over your plump tummy revealing his pretty eyes already on you. His facial structure made him highly attractive outstandingly when he moved his tongue in a slow circle around your clit. You two were lost in each other’s eyes that when the door opened and closed you couldn’t hear it. Your head tilted back at how good he was eating your pussy, “ Just like that, mmm, Mr. Kruger I want more.” Girls in their 20s wasn’t his type because they’re so whiny and much younger than him, yet he couldn’t help groaning into your pussy at your whines.
A hand suddenly grabbed your chin, squeezing your cheeks together. Your eyes widened in high alert when you saw the sunken eyes of a man you were afraid of ever since he came here giving you a mean stare: Keith shadis was a man you genuinely feared and respected enough to want. Kruger hummed against your Pussy prior to speaking once he detached from you with a string of saliva and juice following, “ See you made it, shadis. Didn’t expect you to come in and join, consider me impressed.” Keith's eyes hardened at Kruger, turning to you before he captured your lips with a bruising, hard kiss. Your hips bucked into the air from the hot, steaming kiss you shared with the tall 6’6 man, they were both so tall and big. Keith broke from the kiss with a little peck on your chin and lips, “ Couldn’t let you have all the fun, haven’t had this much fun since 95’. Wouldn’t miss it, although her mouth looks a little bored, a little conniving whore like her needs a cock in her mouth to satisfy her. Who knows? She might even have an oral fixation and if she doesn’t, I’ll create it for her to have.”
Keith pushed you back on the bed, taking his shoes off to climb onto the bed with his knees on the side of your head— messing up your hair a little bit. He unbuckled his pants and his dick popped out slapping you on the forehead, he was uncircumcised yet still had a huge cock you wanted down your throat. You grabbed his cock at the same time Kruger pushed his tongue inside of your pussy, “ Augh-mmmph.” As soon as you opened your mouth, Keith shoved his cock down your throat, fucking your throat fast with a vicious grip on your hairstyle you got. It hurts so good. Theo opened the door and slide inside to watch with a cigar hanging out his mouth. His eyes was focused on how well you took Keith’s dick inside of your mouth. He looked down at his trousers and shifted. Keith and Kruger knew he was there but you didn’t. How could you when Keith’s groans and Kruger’s slurping was heard along with your muffled moans from the dick sucking you were happily doing.
Keith was in heaven once your tongue slid I’ve this veins and Kruger was in heaven when your pussy drowned his face in your juices. Theo Magath was just a bystander and man did he want to join— he’ll wait out his turn. While you were about to get fucked out by three older men, your family was downstairs with the men and women you already gave yourself to. Such a slut and your parents had no idea what you’ve been doing and what you’re doing right now. You heard them calling you downstairs, though you were too busy being used by all three men upstairs in your recent decorative room. After all, you are the Farmer’s daughter that turned into the town’s Slut. Therefore, you are now the Town’s Slut and you’re not going anywhere else any time soon.
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Tagging: @shunsuist @honeybleed @simpingfor-wakasa @happygoluckyalexis @mastermindenoshimaalicia @nutheadgeenat ( if you wanted to be tagged), @angelshub @bontens-angel and anyone else who wants to be tagged in.
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bitchesgetriches · 3 months
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{ MASTERPOST } Everything You Need to Know about Saving Money and Being Frugal
We’re all in this together. Don’t give up.
On food and groceries:
How to Shop for Groceries like a Boss
Why Name Brand Products Are Beneath You: The Honor and Glory of Buying Generic
If You Don’t Eat Leftovers I Don’t Even Want to Know You
You Are above Bottled Water, You Elegant Land Mermaid
You Should Learn To Cook. Here’s Why.
On entertainment and socializing:
The Frugal Introvert’s Guide to the Weekend
7 Totally Reasonable Ways To Save Money on Cheap Entertainment 
Take Pride in Being a Cheap Date
The Library Is a Magical Place and You Should Fucking Go There
Your Library Lets You Stream Audiobooks and eBooks FOR FREEEEEEE!
What’s the Effect of Social Media on Your Finances?
You Won’t Regret Your Frugal 20s
On health:
How to Pay Hospital Bills When You’re Flat Broke
Run With Me if You Want to Save: How Exercising Will Save You Money
Our Master List of 100% Free Mental Health Self-Care Tactics
Why You Probably Don’t Need That Gym Membership
How to Get DIRT CHEAP Pet Medication, Without a Prescription 
On other big expenses:
Businesses Will Happily Give You HUGE Discounts if You Ask This Magic Question
Understand the Hidden Costs of Travel and Avoid Them Like the Plague
Other People’s Weddings Don’t Have to Make You Broke
You Deserve Cheap, Fake Jewelry… Just Like Coco Chanel
3 Times I Was Damn Grateful for My Emergency Fund (and Side Income) 
When (and How) to Try Refinancing or Consolidating Student Loans
The Real Story of How I Paid Off My Mortgage Early in 4 Years 
Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”
The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It
On buying secondhand and trading:
Almost Everything Can Be Purchased Secondhand
I Am a Craigslist Samurai and so Can You: How to Sell Used Stuff Online
The Delicate Art of the Friend Trade
On giving gifts and charitable donations:
How Can I Tame My Family’s Crazy Gift-Giving Expectations?
In Defense of Shameless Regifting
Make Sure Your Donations Have the Biggest Impact by Ruthlessly Judging Charities
The Anti-Consumerist Gift Guide: I Have No Gift to Bring, Pa Rum Pa Pum Pum
How to Spot a Charitable Scam
Ask the Bitches: How Do I Say “No” When a Loved One Asks for Money… Again? 
On resisting temptation:
How to Insulate Yourself From Advertisements
Making Decisions Under Stress: The Siren Song of Chocolate Cake
The Magically Frugal Power of Patience
6 Proven Tactics for Avoiding Emotional Impulse Spending
On minimalism and buying less:
Don’t Spend Money on Shit You Don’t Like, Fool
Everything I Know About Minimalism I Learned from the Zombie Apocalypse
Slay Your Financial Vampires
The Subscription Box Craze and the Mindlessness of Wasteful Spending
On saving money:
How To Start Small by Saving Small
Not Every Savings Account Is Created Equal
The Unexpected Benefits (and Downsides) of Money Challenges
Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead
From HYSAs to CDs, Here’s How to Level Up Your Financial Savings
Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”
The Magic of Unclaimed Property: How I Made $1,900 in 10 Minutes by Being a Disorganized Mess
We will periodically update this list with newer articles. And by “periodically” I mean “when we remember that it’s something we forgot to do for four months.”
Bitches Get Riches: setting realistic expectations since 2017!
Start saving right heckin’ now!
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mashkaroom · 2 years
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https://twitter.com/decoratedshed/status/1532538910546477056
okiee, thinking abt this bc of this tweet: i and my family have been on the whole very lucky with our housing situations BUT discrimination against single mothers, despite being illegal, is SO prevalent even in progressive areas with comparatively progressive tenant protections (Boston area in my case). When my parents divorced, my mother could not move out of the house despite desperately wanting to because literally no one would show her places. She claimed this was due to a law that didn’t allow landlords to evict single mothers. I have literally not been able to find a single trace of such a policy, so whoever she got this from I assume must have either being lying, or else this is a widespread misconception that people use as justification for discrimination despite no such actual protections being in place. But also literally this past year when we were moving, with my brother and i both legal adults, people LITERALLY just stopped responding when she said the lease would be “3, me and my two children”. Should be noted that my father had no such issues. And this was before even asking for income, so this isn’t even a question of income difference. I was talking about how the search for a new house was a dialect tour of russian boston, but this was literally because like 70% of the people willing to show us their houses were either russian landlords or russian real estate agents, bc they saw a fellow russian instead of a single mother. All this to say, community support is so important, but it should NOT be necessary for basic fucking necessities!
#i think that's what this tweet is about? not 100% sure#don't rb probably just want to kind of get this out there! how fucking bizarre is that!#i really can't understate how lucky we've been with our landlords and housing#the previous house we lived in#though very poorly maintained#had the benefit of being unheard-of cheap for the area#rent was raised pretty much with inflation and not at all during covid#and also the landlord let us submit rent late on multiple occasions#and when they asked us to move out they gave us at-will tenancy for an additional severl months past the expiration of the lease#moreover we had at least one at times multiple people not on the lease living there for most of the time#and landlords did not say anything#they were chinese immigrants and i think this had everything to do with it#the house we lived in before that was also extremely cheap and this was because the landlord was russian and rented it to us at#(or even below??) mortgage rate as an act of solidarity#so the fact that moving would have been tremendously difficult ended up being fine. but we are by far by far the exception#also worth noting that we were on a waiting list for affordable housing pretty much since my parents' divorce#so like 2010-ish?#and the one list we got off of (over a period of 10 years!!!) ended up being i think like $50 less than what we were paying for that house#but for like 2/3 of the space#all this to say 'just move' 'just apply for affordable housing' is frequently neither an option nor a solution!#this is also why i don't like the 'kill all landlords' thing#i know it's not serious and everything but nevertheless#also there's obviously a huge difference between 2nd-home owner and 'owns 1000s of units' landlord#BUT that kind of thinking really shifts the blame away from the systemic and onto the individual#is frank the landlord who made it possible for us to live as we did my enemy? no!#but the fact that your quality of life depends entirely on one guy whose only thing is he owns property not being an asshole#shouldn't even be a possibility!#i just think in general how much we've been insulated from systemically-induced disaster by individual generosity#like once our car broke down and my mother's rich friend just gave her her old one#but i remember my mother had a full breakdown about it and i didn't really get it at the time
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derinwrites · 22 days
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How can I make money writing fiction?
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I'm gonna be straight with you. There is no guarantee that you'll make enough as an independent writer to make it worth your time. You very well might -- I make a liveable wage as an independent writer -- but many don't. Most writers I know also have a job. And luck plays a big part in it.
If you're interested in going forward in spite of this, you have two main options for monetisation open to you, and you are going to have to pick one. I call them the sales model and the sponsorship model, and you are going to have to pick one.
The sales model involves writing stories and selling them to readers. You can put books up on Amazon or Smashwords, sell them direct from your own website, enlist the help of a traditional publisher to handle that for you and let them decide where to sell, whatever -- the point is that your money is made from the sale of books to readers. If you go with a traditional publisher, you're using this model (though they will give you some of the money ahead of time in the form of an advance). Most indie authors also use this model, publishing through draft2digital, Ingram Spark, direct through Amazon, whatever. I've never relied on the sales model and can't give you any advice on how to do this, but Tumblr is full of indie authors who probably can.
The sponsorship model involves soliciting small amounts of money from various readers over time. This is ideal for web serials, and it's what I use. I use Patreon, which is designed specifically for this purpose, but you can use other sites such as ko-fi. This model involves providing regular content for free, with bonuses for those who support you.
"Can't I do both? Sell books and have a Patreon?" You absolutely can! I know several indie authors with a Patreon. I sell my completed books as ebooks and will eventually sell them as paperbacks. But your time and attention is limited, and so is your audience's, and you're going to have to half-arse one of these in order to have enough arse to whole-arse the other. You're going to make a lo of decisions that benefit either the sponsorship model or the sales model, not both. So pick your primary income source early and commit.
I can only advise on writing web serials and using the sponsorship model, so I'll go ahead with that assumption. If you want to make a liveable wage doing this, not only will you need luck, you'll also need patience. This is not a fast way to build a career. at the end of my first year of doing this, I had one single patron, and they were a real-life friend of mine. When I reached an income of $100/month, I threw a little party for myself, I was so happy. It had taken such a long time and was so much work. I reached enough to cover rent/mortgage after I'd been doing this for more than four years. It's a long term sort of career.
Here are some general tips for succeeding in this industry, given by me, someone with no formal training in any of this who only vaguely knows what they're talking about:
Have a consistent update schedule and STICK TO IT
The #1 indicator for stable success in this industry (aside from luck, which we're discounting because you can't do much about that) is having a consistent update schedule. Your readers need to know when the next chapter is coming out, and it should be coming out regularly. Ideally, you should have no breaks or hiatuses -- if you're in a bus crash or something, that might be unavoidable, and your readers will understand if you tell them, but if you're stopping and starting a lot for trivial reasons, they WILL abandon you. You can't get away with that shit if you're not Andrew Hussie, and I'm pretty sure Andrew Hussie doesn't message me for career advice on Tumblr. If you find you need a lot of hiatuses to write fast enough then you're updating too often; change your schedule. A regular schedule is more important than a fast one (ideally it should be both, but if you have to pick between the two, pick regular).
2. Pay attention to your readership, listen to what they want from you
Your income is based on a pretty complicated support structure when you're using the sponsorship model. this model relies on people finding your story, liking your story, and continuing to find it valuable enough to keep paying you month after month. This means that your rewards for your sponsors should be things that they value and will continue to pay for ('knowing I'm supporting an artist whose work I enjoy' counts as a thing that they value, to my great surprise; there's a lot of people giving me money just for the sake of giving me money, so I can pay my mortgage and keep writing for them without needing a second job), but it also means supporting the entire network that attracts readers and keeps them having the best time they can with your story -- being part of a rewarding community. Because this is advice on making money, I'm going to roughly divide your readership into groups based on how they affect your bottom line:
sponsors. People giving you money directly. The importance of keeping this group happy should be obvious.
administration and community helpers -- discord moderators, IT people, guys who set up fan wikis, whoever's handling your mailing list if you have a mailing list. You can do this stuff yourself, or you can hire someone to do it, but if you're incredibly lucky and people enjoy being a part of your reader community, people will sometimes volunteer to do the work for free. If you are lucky enough to get such people, respect them. They are doing you a massive favour, and they're not doing it for you, but to maintain a place that they value, and you have to respect both of those things. My discord has just shy of 1,300 members and is moderated by volunteers. I'd peel my own face off if I had to moderate a community that large. If you've got people stepping up to do work for you, you need to respect them and you need to make sure that they continue to find that rewarding by doing what you can to make sure that the community they're maintaining is rewarding. Sometimes this means taking actions and sometimes this means staying the fuck out of the way. Depending on the circumstances.
fan artists. Once you have people drawing your characters, writing fanfic of your stories, whatever, treat these like fucking gold. Give them a space to do this, and more importantly, give them a space to do this without you in it. Fanworks are a symptom of engagement with your work, which is massively important. They are also a component of a healthy community, an avenue for readers to talk to each other and express themselves creatively to each other. Third, fanworks act as a bridge for new readers. When readers share their art on, say, Tumblr, it can intrigue new people and get them into the story. Your job in all of this is to give them the space to work, encourage them as required or invited (I reblog most TTOU fanart that I'm tagged in on Tumblr, for instance), and other than that, stay the fuck out of their way. These people are vital to the liveblood of your community, the continued engagement of your audience, and the interest of your sponsors. Some of the fan artists will be sponsors themselves; some won't be. Those who aren't sponsors are still massively valuable for their art.
speculators, conversers, theorists, livebloggers, and That Guy Who's Just Really Jazzed For The Next Chapter. Some people don't make art but just like to chat about your story. These people are a bedrock of the community that's supporting your sponsors and increasing your readership, and therefore are critical to your income stream. Give them a place to talk. Be nice to them when they talk to you. Sometimes, they'll ask you questions about the story, which you can choose to answer or not, however you feel is appropriate. They'll also want to chat about non-story-related stuff with each other, so make sure they have a place to do that, too.
that guy who never talks to you or comments on anything but linked your story to ten guys in his office who all read it now. Some of your supporters are completely invisible to you. You can't do anything for these people except continue to release the story and have a forum they can silently lurk on if they want to. But, y'know, they exist.
If you want to focus on income then these are, roughly, the groups of people that you will need to listen to and accommodate for. You can generally just make sure they have space to do their thing, and if they want anything else, they'll tell you (yes, guys, paperbacks will be coming eventually). Many people will fit into multiple groups -- I have some sponsors that are in every single one of these groups except the last. Some will only be in one group. A healthy income rests on a healthy community which rests on accommodating these needs.
3. If you can manage it, try to make your story good.
It's also helpful for your story to be good. Economically, this is far less important than you'd think -- there are some people out there writing utter garbage and making a living doing it. Garbage by what standards? By whatever your standards are. Just think of the absolute laziest, emptiest, hackiest waste-of-bandwidth story you can imagine -- some guy is half-arsing that exact story and making three times what you'll ever make on Patreon doing it. And honestly? Good for him. If he's making that much then his readers are enjoying it, and that's what matters. Still, one critical component of making money as a writer is writing something that people actually want to read. And you can't trick them with web serials, because they don't pay in advance -- if they're bored, they'll just stop. So you have to make it worth their time, money and attention, and the simplest way to do that is to write a good story.
This hardly seems mentioning, since you were presumably planning to do that anyway. It's basic respect for your audience to give them something worth their time. Besides, if we're not interested in improving our craft and striving for our best, what are we even writing for? I'm sure I don't need to tell you to try to write a good story. The reason I list this is in fact the opposite -- don't let "I'm not a good enough writer" paralyse you. The world is full of someday-writers who endlessly fuss over and revise a single story because it's not good enough, it's not perfect, they're not Terry Pratchett yet. Neither was Terry Pratchett when his first books were published. If you're waiting to be good enough, you won't start. I didn't think Curse Words was good enough when I started releasing it -- I still don't. I started putting it out because I knew it was the only way I'd get myself to actually finish something. I don't think it's all that great, but you know what? An awful lot of people read it and really enjoyed it. And if I hadn't released it, I'd have been doing those people a disservice.
Also, it taught me a lot, and based on what I learned, Time to Orbit: Unknown is much better. If I'd never released Curse Words, if I hadn't seen how people read it and reacted to it and seen what worked and what didn't, then Time to Orbit: Unknown wouldn't be very good. And it certainly wouldn't be making me a living wage, because it was the years writing Curse Words that started building the momentum I have today.
And Time to Orbit: Unknown as it is today has some serious problems. Problems that I'm learning from. And the next book will be a lot better.
So that's basically my advice for making money in this industry. Be patient, be lucky, be consistent. Value your community; it's your lifeline, even the parts of it that don't directly pay you. And try to make your story as good as you can, but make that an activity you do, not a barrier to prevent you from starting.
Good luck.
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bumblebugwrites · 1 year
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Borrowed and Blue
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Pairing: Anthony Lockwood x fem!Reader
Summary: In another brilliant plot to keep the agency afloat, Lockwood decides to marry you for tax benefits. Only he seemed to have forgotten to let you know. With an inspector from DEPRAC coming to ensure the legitimacy of your marriage, what’s left but to tell you the truth? Only you don’t take it too well. And you happen to be the world’s worst liar.
Warnings: Cursing, Minor angst, Unedited writing.
A/N: So “Lover” coded that I had to indulge myself with the title.
Word Count: 3.1k 
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“Luce, I’ll need you to go to Satchell’s and pick some salt-bombs; we’ve been running pretty low lately. And George, once you’ve hit the Archive for the day, if you could–”
As Lockwood’s incessant directions continued, you allowed your head to slump forward so as to obscure his looming figure with the shape of the quickly cooling mug in your hands.
“Oh, and that reminds me (Y/N), the inspector’s coming round this afternoon to ensure the validity of our marriage, so I’ll need you to be prepared for that.” That sentence alone was enough to pull you away from your own thoughts.
“Excuse me?” The question was followed by a soft chuckle, the kind you only managed when you’d been caught off guard.
“Did I forget to tell you about the visit?” 
“You’re joking, right?”
Across the small table, George cleared his throat awkwardly, moving to make his escape before Lucy’s sweater-clad arm shot out, pulling him back into his seat, fully enthralled with the happenings before her.
“Lockwood?” From his place at the counter, he hummed back in response. Still, the brunet had busied himself at an unprecedented pace with making a piece of toast and refused to turn his head in acknowledgment.
“This is a joke, right? Because I would know if we were actually married, right?” He made no answer, but his avoidance of your gaze had already been enough to send you over the edge, and you nearly reeled as a physical spike of panic shot through your core.
“Anthony Lockwood, you answer me right now.” You were standing now and teetering on the edge of making your way out into the entry and returning with some choice words and your rapier.
“Well, it’s not like you missed the marriage. I did bring you along.”
“What?”
“You remember that day I brought you with me to the Register Office?”
“You said you needed someone to co-sign the water bill.”
“I gave you a ring–”
“You said you got that out of one of those coin machines full of toys! I thought it was just a silly gift!”
“Right, well, I’m not buying you another wedding ring, so you had better still have it.”
“Lockwood! You can’t just marry someone without asking!” By now, you had left your seat to jab angrily at his chest as you marked each new point. From her place beside George, Lucy slurped at her tea.
“Look, I had already mortgaged the house to hell and back, and we needed the money desperately, so I figured an extra tax write-off couldn’t hurt.” And though it shouldn’t have, the rage quelled itself a little.
“Why didn’t you just ask me?” But your voice lacked the anger from before, hitting sharper as each word was tinged with hurt.
“You would have said no. And besides, you’re a terrible liar.” Lockwood flashed you with his signature smile at that last bit, and you couldn’t help the warmth that began to bloom deep within you. You had to admit, being married to Lockwood wouldn’t be the worst thing in the world. Especially with the insufferable feelings you’d been housing for the boy for the last year and a half. Still, this was not how you wanted things to go. 
“But wait, that trip to the Register’s Office was at least a year ago. Why are they coming for a visit now?” One of Lockwood’s hands which had planted itself on your shoulder in a soothing gesture, leapt up to scratch at the back of his neck.
“Well, the thing is, because we aren’t legally adults and neither of us have any parents to sign off on a marriage, I had to pull some strings with DEPRAC to get the license to even go through. So now, every year, to make sure everything is all legal, or whatever–” Lockwood raised his hands to form air quotes around the word legal but quickly retracted them as you swatted at the gesture.
“--they’ve insisted on sending an agent to perform a kind of check-in. To make sure we’re still in love and all that.”
“Still?” George questioned, only to be met with a prompt smack to the head from Lucy.
“So are you saying we could lose our jobs over this?”
“Let’s not forget the house,” supplied Lucy from behind her mug.
“And the house?” Lockwood didn’t answer immediately, instead selecting to fix his eyes on the floor.
“Presumably, yes, that could be one outcome–”
“Oh my god,” George groaned, moving his glasses to pinch the bridge of his nose.
“But not if all goes well,” Lockwood reassured the group.
“Right, so let me get this straight, the fate of our careers–”
“And our home,” Lucy interjected once more.
“And our home, is all in the hands of (Y/N), a notoriously bad liar, lying to a Fittes agent about a marriage she was unaware of until this morning?” George questioned.
“That would be correct.”
“We are so fucked.”
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It had taken Lucy an hour to calm you down, let alone lure you out from under the covers of your shared bed. 
“I’ll kill him if you’d like me to.”
“Urgh, it’s not that, Luce, it’s just–” 
“It’s just that you wanted things to go differently?” Lucy raised a suggestive eyebrow as a slow smirk spread across her face, but there was no malice in her look. Embarrassed, you turned to hide your face in the pillow beside you.
“Look, Lockwood’s a twat, but he cares about you, and I’m sure if you asked, he would end the whole thing in a second. He was just, well, I hate to say it, but he was just trying to look out for us. In his own, extremely fucked up Lockwood way.” Lucy added the last sentence in a quick attempt to amend the ever-souring scowl on your face.
“And hey, who knows, maybe something will finally come out of this. I mean, you have to admit, being married is pretty romantic.” She smiled at you, and it was soft, encouraging almost.
“Besides, it’s not like the two of you weren’t going to end up together anyways. If anything, he’s just streamlined the process.” With that, you tightened your grasp on the pillow, swinging it in a deadly arc aimed at her head. Just then, a third voice interrupted your siege.
“Oh, hi Luce, mind if I have a quick word with my wife?” 
Your eyes grew wide as they took in Lockwood’s lanky figure, leaning with ease against the railing at the head of the stairs.
“Too soon, Lockwood,” you grumbled, and for a moment, the suave smirk didn’t reach his eyes. Still, he moved slowly into the room as Lucy made her exit, throwing you a thumbs up as she descended from out of the attic.
Taking a seat on the edge of the bed, careful not to crush your legs beneath the covers, he appeared almost nervous before his hand disappeared into his pocket and rematerialized, holding a small velvet box.
“This is for you.” He smiled to himself, sweet and boyish, as he was in moments like these. Moments with just you two. As you moved to take the box from his grasp, his fingers touched yours, lingering against them for just a second before pulling away.
The box was old. That much was immediately obvious. And the hinges keeping it together were rusty enough to make opening it a bit of an effort, but when the lid lifted, your breath caught in your throat.
“Oh, Lockwood, it’s beautiful.” You sat in awe of the small ring nestled within the box’s velvet folds. It was simple but elegant, with a single gem at its center, and you couldn’t help but reach out to trace the smooth metal of its shank.
“Where did you–”
“It was my mothers.” His voice was vulnerable, barely above a whisper.
“Lockwood, I can’t–”
“It’s fine, really. Besides, it's just for today.” But you could see the stress the simple action caused him from the way he toyed with the wedding band now looped around his own finger.
 “Anyways, I really just came up here to go over the plan.” 
“The plan?” You balked, eyes snapping away from the heirloom in your hands.
“Yes, we need a story, of course. How we fell in love, how we came to be married. You should know our wedding anniversary as well. April 14th, remember that.”
“April 14th? But that’s today.”
“And?”
“I– I haven’t gotten you anything.”
“Well, it's not like this is a real marriage.”
“Oh. Right.”
“I’m thinking we say I fell in love first, then you. Women love that sort of thing–”
“No, no, we should say we’ve been in love since the moment we met,” you argued, thinking of your own feelings.
“Well, that’s not very realistic.”
“Doesn’t mean it isn– can’t be true.”
“I suppose so.”
“Maybe we should both just think of our own moment. When we fell in love with the other.” Lockwood seemed suddenly to choke on air but quickly coughed his way past it.
“Great idea.”
“We can say you proposed on a bridge overlooking the Thames,” you suggested, but Lockwood only scoffed at the idea.
“Actually, I was thinking we could say it happened on a mission. Maybe you were hurt, and I was afraid I might lose you forever. That when I realized you were alright, I asked you to marry me on the spot. That I didn’t see the point in wasting any more time on anyone else.”
Your mouth grew dry at his suggestion, and the best you could attempt was a meek nod in response.
“Perfect,” he stood quickly, as though brushing off the intimacy of the moment, and began to head for the stairs, “I’ll leave you to finish getting ready then.” By the time you’d managed to grasp your words, he had disappeared from your line of sight, leaving you alone with your thoughts and his mother’s ring. 
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You were descending the stairs when the knock came, and you felt your hand move to twist anxiously at the ring newly decorating your finger. At the bottom of the stairs, Lockwood turned his head just in time to meet your gaze, the nervous look plastered across his face softening into one of ease. Probably just for show. You reassured yourself, straightening your shoulders as you reached the final step. Just before opening the door, the boy beside you cast some final words in your direction.
“Remember, I’ll do most of the talking.”
You could only nod in response as the door swung open, revealing the DEPRAC agent. She seemed immediately to be a severe woman with a stern look set deep within her face and eyes that scanned each of you suspiciously before entering the home. 
“Is there somewhere you’d prefer for me to conduct my interview.”
“That would be the library,” answered Lockwood, jumping into action, “(Y/N) love, how about you pop the kettle on and maybe grab some biscuits.” 
“Of course.” You smiled, but it was forced, the only mirth in your soul emerging from the sure knowledge that George would have a field day with Lockwood later on for his failure to follow the ‘Biscuit Rule’.
As he departed for the library, guiding the woman along with him, you could already hear the echos of his charming chatter as they bounced off the walls of the home. Everything will be fine, the words looped in a self-soothing mantra, filling every corner of your head as you prayed to any god that would listen to get through this interview in one piece.
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“And when would you say you fell in love with Miss. (L/N)?” The woman made no reaction to her question, simply opting to continue scribbling notes on her pad. Thus far, Lockwood had done a successful job of veering most questions away from you, though it would be a miracle if your nerves had gone unnoticed between the incessant bouncing of your leg and your consumption of three separate cups of tea over the span of thirty minutes.
“In love?” Lockwood stuttered beside you, and you and the woman turned simultaneously to inspect him closer, his confident facade nearly shattered at the mention of the word. Still, he recovered rather quickly, retrieving his easy smile only a second later.
“Yes, well, I assume that came before the marriage.”
“Of course. Let’s see, then.” He stopped for a moment as though pondering the question though the movement of his hand as he toyed with his ring confirmed to you he was just nervous. In an action you could only hope appeared natural, you reached over, stilling his fidgeting fingers by lacing them with your own. Lockwood looked suddenly at you, and the quiet crack in his performance showed itself only to your eyes.
“It was six months after we first met. We’d been researching for a big mission all day, and when we finally got home, I passed out. I woke up; it was probably three in the morning by then. Came down to the kitchen for some water and– and there you were, in the library, fast asleep.” Lockwood had long since stopped looking at the inspector. “You were in my armchair. I’d probably seen you in that armchair a thousand times. And you had a case file spread out over your chest. You looked ridiculous. But I knew immediately something had changed. I could feel it as I carried you up to the attic that night and the next morning while I was sat listening to you laugh at George’s stupid jokes. Like those feelings that were just a bit of a bother before were eating me alive. It’s– It’s how I feel every time I look at you: like I’m more afraid than I’ve ever been in my life and yet perfectly at home at the same time.” He was quick to look away when he finished, flashing the DEPRAC agent with a smile and leaving you frozen in the wake of his words, struck by his ability to manipulate the truth.
“Just one more question then. Ms. (L/N), marriage at sixteen that’s not something you see every day. What made you say yes?”
Lockwood’s eyes flashed quickly to your face, but as he opened his mouth, the woman quieted him with a motion of her hand. 
“Not you, Mr. Lockwood. I’d like to hear from Ms. (L/N).”
This had not been within the parameters of your preparation. Lockwood’s favorite color, how he took his tea, the date of your anniversary? Easy breezy. You might have even been able to fumble your way through how you’d fallen in love with the arrogant bastard, given its basis in the truth. But you weren’t really married, and you’d never really said yes, so where did that leave you? And like a saving a grace, a question made itself known in your head. If Lockwood had really asked you, why would you have said yes?
“I suppose I didn’t quite understand the proposal at first either.” That much was true; for fucks sake, you’d missed the thing entirely. “But after a while, it made sense. I mean, not a day goes by we aren’t risking our lives for our work. There’s no guarantee of any future with a job like this, so why not marry young? Otherwise, we might not marry at all.” The second part came out rushed, the lie forcing its way past your lips. It wasn’t in your character to be impulsive, even if time seemed to be your enemy. Still, you forced yourself to delve deeper. To seek a truthful answer to that lingering question. Your breathing slowed.
“And then, one day, I think I realized that for me, it was always going to be Lockwood. That had he asked me five or ten or even twenty years down the line when we were old and boring, I’d of still said yes. Because– Well, because I couldn’t imagine spending my life with anyone else.” 
You turned your head slowly to catch Lockwood’s eyes lingering on your face. His expression was unreadable. Your brow creased in your efforts to learn more from the set of his features, and for a moment, you lost yourself in him. 
The woman’s notebook snapped shut. You felt yourself scramble from the loveseat you’d been sharing with the boy, and he followed close behind.
“That’s all from me. The agency will contact you in a few days to follow up, but as far as I’m concerned, you’ve passed.”
Without giving time for the information to be digested, she stood and left. Turning to face Lockwood, you were quick to pull his mother’s ring from your finger and place it in his palm.
“Well, now that that’s finished–”
“(Y/N)--” 
“I’ll be in the attic–”
“(Y/N).”
“Lots of research, probably.”
“How did you do that.” The look on his face was one of disbelief when you finally met his gaze again.
“What?” You knew what.
“You know what. You can’t lie to save your life. How did you–”
“Really don’t see how this is important, Lockwood–”
“Were you telling the truth?” You were silent for a moment.
“You got us into this. I could’ve– I would’ve stayed silent forever, but you had to come up with another insufferable plot. And I’m sorry, I can’t lie like it’s some sort of second language– That was quite good, by the way, the way you made me feel– made it seem like there was some chance in hell that you loved me back–”
He dragged you in all at once, catching you by the waist and interrupting your scattered thoughts with his lips. Kissing you. Soft at first, but deeper, harder, as you brought your hands up to his neck. As you kissed back. By the time he pulled away, you were breathless.
“It was never– I was never– God if I thought I could lie my way through this, I would’ve asked George or Lucy even. It had to be you because– because it was always real with you. I have loved you ever since I met you. That night in the library only confirmed it.”
“I thought that was unrealistic.”
“Maybe for someone who's never been in love with you.”
“Ask me again if I’ll marry you.”
“Again?” His eyebrows raised at the implication that there had been a first time.
“Just do it, you twat.”
“(Y/N) (L/N), will you marry me?”
“A million times yes, Anthony Lockwood. A million times, yes.”
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here's a wild one for y'all. cw for parental death. names have been changed, it is a kinda specific situation but I think only 1 of my family members is on Tumblr so whatever. sorry it got so long, it's a complicated situation and still VERY fresh so my brain is kinda fried lol.
tldr my dad passed away without a will and we want to give his long-distance "side" gf the house he helped her buy. I'm worried she won't be able to afford the mortgage, but don't really want to give her any of the monetary payouts. WIBTA if my brothers and I kept all of the cash?
so late last week (it's Dec 19 as of submitting) my father (60s M) passed away in a sudden car accident on his way to work. I'm (late 20s ftM) his oldest child, I also have a younger brother (mid 20s M) who we'll call Phineas and an even younger half-brother (almost tween, M) who we'll call Aaron.
so I'd describe my dad as a kind and loving but stubborn and stupid man. I would also guess, based on what I know of his love life, that he was polyamorous but didn't realize it due to his conservative Christian upbringing and didn't know it was an option so instead ended up being...well, kinda an adulterer tbh. this isn't to excuse his actual actions bc they were obviously wrong, but is the way the situation reads to me, a polyamorous person.
Dad had a long distance girlfriend (50s??? maybe??? F) on the West Coast (we live near the East Coast), we'll call her Melody. I met her a few years back when he flew Phineas and I with him to visit her. she's a sweet woman from what I know of her. when I got the news of his passing, I was the one who called her to let her know what happened. (which sucked.)
well, what I Didn't know until I was trying to scrape together travel arrangements (I live 5 hours away from Phineas and my dad) was that he also had a Wife (60sF), who we'll call Patricia. (it wasn't a legal marriage, it was "in the eyes of the Lord" as they said, due to legal complications to do with her social security benefits or something. which is why the arrangements for his death fell onto Phineas and I as his adult children. but if he called her his wife then as far as I'm concerned that's what she is.) he didn't really tell me or Phineas about the full nature of their relationship. Phineas found out bc our dad was spending so much time with her that he'd practically moved in w her, put two and two together and asked her to confirm. I never even knew she existed till all this happened. he had told his parents and siblings about her, and they approved of her. we can only speculate why he kept it so quiet to us, she thinks bc of his history with Real Duds that we'd be upset somehow. idk.
so anyway Patricia knew about Melody. my dad was already seeing Melody when he started seeing Patricia. I don't know what he was thinking when he got with Patricia tbh, can't ask him now anyway, but she knew about Melody the whole time. wasn't thrilled about it, constantly told him he needed to tell her the truth and end things, but doesn't truly hold that against Melody herself bc she didn't know.
Melody, however, did not know about Patricia. he was planning to tell her at some point. kept meaning to. still loved her, didn't wanna hurt her, but was also trying to be monogamously committed to Patricia too. he never got around to actually ending things with Melody before he passed, and as far as she knew he was still planning to move out there and get married to her. he even took out a loan to help her pay for her late mother's house, both their names are on the mortgage and deed.
which brings me to my question. my dad didn't seem to have a will (not that we can find anyway), so Phineas and I are the ones in charge of distributing his various belongings and payouts and such. we both agree that we don't have any use for some house across the country, and Melody is already living in it anyway. imo she should just Have It. however, she is also Pretty Poor. I don't know the specifics of her situation (or, really, much about the complications of home ownership?) but I do worry about her ability to continue to pay the mortgage, assuming that's a thing. we're still waiting to hear about all the details and numbers and have somebody who actually knows about that stuff translate it into layman's terms for us non-homeowners (or in Phineas's case, Brand New Homeowner) so we can get a full picture of how all that is going to work legally speaking.
Dad also had life insurance thru his employer. we are still working thru the red tape at his company to figure out who the beneficiary is, the most likely candidate being me as the eldest child. Phineas and I are agreed that we'll at least be splitting most, if not all, the money evenly between us and Aaron. Patricia is INSISTENT that she doesn't want any of it, she wants us kids to keep it bc unlike some of his exes she never cared about his money (he made GOOD money, but still ended up kinda poor due to both being generous to, and having been taken advantage of by, multiple women since my bio mom died. including having to shell out an insane amount of child support for Aaron despite already having a very active role in his life. like he paid more child support than either I or my fiancee even make at our jobs, while also frequently just straight up directly providing for him where he could). because of his income it's looking like a pretty hefty payout.
however, my brother and I are both pretty poor as well. while we don't know the exact amount we're getting, some are speculating a number that, even split 3 ways, would be Life-Changing for us. we're talking 5 figure amounts, more than I or my fiancee make in a year. like we'll still need to work for a living but, for example, it could be a down-payment on a house or a massive safety net for when I'm out of work (I have a steady job but with seasonal unpaid breaks). it could help Phineas afford expensive repairs for the trailer he now owns, which my dad was supposed to help pay for. in the right account with a decent interest rate, it could be tuition for when Aaron goes to college.
I feel like I Should probably toss some of that money Melody's way, esp since I feel so bad that she's getting the one-two punch of finding out her bf died AND also he had a wife she wasn't aware of. but my brothers and I could really use that money as well. I don't know that Phineas wants to send her any, we're saving that conversation for when we know more of the exact numbers. I don't even know how much Dad was paying towards it, or if he even was anymore. plus--and this is kinda a minor detail--but there's kind of a general vibe I'm getting from the Family (ALL 4 of my dad's siblings AND both his parents are somehow still alive) that Melody is kinda...unliked. they love Patricia and were CONSTANTLY frustrated that he was still visiting Melody and frequently sending her money; I get the feeling they viewed her the same as some of his other gold-digging exes so i think maybe sending her Even More Money would look a little weird? like she's already getting full ownership of a house out of the deal. most of them are in agreement that Phineas and I are the ones who get the final say on the bulk of these decisions but they're...a little pushy anyway.
like I said, we don't know what any of the actual numbers look like AT ALL yet, so it might actually be fine. but WIBTA if we just left her the sole homeowner when she couldn't really afford it, and not send her any money? the consensus will probably show up too late to affect our decision but hey, figured the situation would make for a wild ride anyway (or maybe I just feel like that bc it has been for me LOL).
What are these acronyms?
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kp777 · 6 months
Text
By Thom Hartmann
Common Dreams
Nov. 16, 2023
What baffles me is why a TV news personality who earns $2.9 million a year would go to such lengths to avoid even mentioning a solution that’s been signed onto repeatedly by virtually every Democrat in Congress for over a decade.
Why did NBC’s Kristen Welker use an incomplete frame for her question about Social Security at last week’s GOP debate, and why didn’t Lester Holt or anybody else correct her?
Here’s her question:
KRISTEN WELKER: “Americans could see their Social Security benefits drastically cut in the next decade because the program is running out of money. Former President Trump has said quote, ‘Under no circumstances should Republicans cut entitlements.’ Governor Christie, first to you, you have proposed raising the retirement age for younger Americans. What would that age be specifically, and would you consider making any other reforms to Social Security?”
The simple reality is that if a person earns $160,200 a year or less, they pay a 6.2% tax on all of their income. In other words, a person making exactly $160,200 pays $9,932.40 (6.2%) in Social Security taxes.
If you earn $12,000 a year, $56,000 a year, $98,000 a year, or anything under $160,200 a year, you also pay 6.2 cents of tax toward Social Security on every single dollar you earn. If you made $10,000 last year, you pay $620 in Social Security taxes: 6.2 percent. Like the old saying about death and taxes, you can’t avoid it.
BUT those people who make over $160,200 a year pay absolutely nothing — no tax whatsoever — to fund Social Security on every dollar they earn over that amount. After Warren Buffett or Mark Zuckerberg or Jeff Bezos pay their $9,932.40 in Social Security taxes on that first $160,200 they took home on the first day of January, every other dollar they take home for the rest of the year is completely Social Security tax-free.
If somebody makes $1,602,000, for example, it would seem fair that, like every other American, they’d pay the same 6.2% ($99,324) in Social Security taxes. But, no: they only pay the $9,932.40 and after that they get to ride tax-free.
If somebody earned $16,020,000 it would seem fair that they’d pay the same 6.2% to support Social Security as 96 percent of Americans do, but no. Instead of paying $1,004,400 in taxes, they only pay $9,932.40.
Hedge fund guys who make a billion a year — yes, there are several of them — can certainly afford to pay 6.2% to keep Social Security solvent. At that rate, they’d be paying $62 million on a billion-dollar income in Social Security taxes as their fair share of maintaining America’s social contract.
But, because the tax rate is capped to “protect” the morbidly rich while sticking the rest of us with the full bill for Social Security, those titans of Wall Street pay the same $9,932.40 as the doctor who lives down the street from you and earns $160,200 a year.
This is, to use the economic technical term, nuts.
And, while every wealthy person in America knows all about this because it’s such a huge benefit to them, I’ll bet fewer than five percent of Americans know how this scam for the rich works. (I searched diligently, but couldn’t find a single survey that asked average folks if they knew about the cap.)
There is no other tax in America that works like this. Most have loopholes designed to promote specific socially desirable goals, like the deductibility of home mortgage interest or children, but no other tax is designed so that anybody earning over $160,200 is completely exempt and no longer has to pay a penny after their first nine thousand or so dollars.
And here’s where it gets really bizarre: if millionaires and billionaires paid the exact same 6.2% into Social Security that most of the rest of us do (and paid it on their investment income, which is also 100% exempt today), the program would not only be solvent for the next 75 years, but it would have so much extra cash that everybody on Social Security could get a significant raise in their monthly benefit payments.
But because America’s morbidly rich don’t want to pay their share for keeping Social Security solvent, Republicans are having a debate about how badly they can screw working class retirees.
They ask:
“Shall we cut the Social Security payments?”
“How about raising the retirement age from 67 (Reagan raised it from 65 to 67) to 70 or even 72?”
“Or maybe we should just hand the entire thing off to JPMorgan or Wells Fargo and let them run it, like we’re doing with Medicare? We could call it Social Security Advantage!”
“Or how about turning Social Security into a welfare program by ‘means testing’ it, so rich people can’t draw from it and every budget year it can become a political football for the GOP like food stamps or WIC?”
Responding to Welker’s severely incomplete question, Chris Christie hit all four:
GOVERNOR CHRISTIE: “Sure, and we have to deal with this problem. Now look, if we raise the retirement age a few years for folks that are in their thirties and forties, I have a son who’s in the audience tonight who’s 30 years old. If he can’t adjust to a few year increase in Social Security retirement age over the next 40 years, I got bigger problems with him than his Social Security payments. “And the fact is we need to be realistic about this. There are only three things that go into determining whether Social Security can be solvent or not. Retirement age, eligibility for the program in general, and taxes. That’s it. We are already overtaxed in this country and we should not raise those taxes. But on eligibility also, I don’t know if out there tonight and if you’re watching Warren, I don’t know if Warren Buffett is collecting Social Security, but if he is, shame on you. You shouldn’t be taking the money.”
Christie was the only one of the five Republicans on the stage who even dared mention taxes.
Nikki Haley said:
“So first of all, any candidate that tells you that they’re not going to take on entitlements, is not being serious. Social Security will go bankrupt in 10 years, Medicare will go bankrupt in eight.”
Neither of those assertions are even remotely true, but, of course, this was a GOP debate. She continued:
“But for like my kids in their twenties, you go and you say we’re going to change the rules, you change the retirement age for them. Instead of cost of living increases, we should go to increases based on inflation. We should limit benefits on the wealthy.”
Her other solution, apropos of nothing, was to end government responsibility for Medicare and privatize the entire program by shutting down real Medicare and throwing us all to the tender mercies of the health insurance billionaires:
“And then expand Medicare Advantage plans. Seniors love that and let’s make sure we do that so that they can have more competition. That’s how we’ll deal with entitlement reform and that’s how we’ll start to pay down this debt.”
Ramaswamy’s answer was so incoherent and off-topic I won’t repeat it here. Suffice it to say he rambled on about the cost of foreign wars (Ukraine, Israel) “that many blood-thirsty members of both parties have a hunger for.” Apparently, Vivek doesn’t realize that Social Security isn’t part of our government’s overall budget but has its own segregated funds and trust fund.
Since it’s creation in 1935, Social Security never has and never will contribute to the budget deficit or influence any other kind of government spending.
Tim Scott said we should take a cue from Reagan, Bush, and Trump and just cut billionaires’ income taxes again because that does such a great job of stimulating the economy (not) and then claw back the inflation-based raises people on Social Security have received the past three years.
“Number two, you have to cut taxes. … So what we know is that the Laffer Curve still works, for the lower the tax, the higher the revenue. And finally, if we’re going to deal with it, we have to take our annual appropriations back to pre-2020, pre-COVID levels of spending, which would save us about a half a trillion dollars in the next budget window. By doing that, we deal with Social Security and our mandatory spending.”
DeSantis was equally incoherent, also refusing to answer the question about raising the retirement age and completely avoiding any mention of the sweetheart deal his billionaire donors get on their Social Security taxes. Instead, he said we needed to get inflation under control and stop Congress from “taking money from Social Security,” something Congress has never done and legally never will be able to do.
All this incoherence aside, Republicans appear to have a plan to deal with Social Security.
House Speaker MAGA Mike Johnson has been pushing a “Catfood Commission” just like Reagan’s 1983 commission that raised the retirement age to 67, reaffirmed the cap on taxes, and made Social Security checks taxable as income. He no doubt expects his commissioners will provide “recommendations” Republicans can run with to cut benefits without raising taxes on their billionaire donors, all while blaming it on the commissioners just like Reagan did in 1983.
When Johnson said that his “top priority” was creating such a commission “immediately” and that his Republican colleagues had responded to the idea “with great enthusiasm,” Democrats on the House Ways and Means Committee responded on Xitter:
“A week into his tenure, MAGA Mike Johnson is ALREADY calling for closed-door cuts to the Social Security and Medicare benefits American workers have earned through decades of hard work.”
But back to the original question. I understand why Republicans refuse to even consider lifting the cap on Social Security taxes so their morbidly rich donors won’t have to start paying their fair share of Social Security to keep the program solvent.
What baffles me is why a TV news personality who earns $2.9 million a year would go to such lengths to avoid even mentioning a solution that’s been signed onto repeatedly by virtually every Democrat in Congress for over a decade.
I’ve been watching Kristen Welker on television for years, and she’s generally been a pretty straight shooter as a reporter. Ditto for Lester Holt, who sat right beside her. This, frankly, astonished me.
Were they afraid Republicans would exact revenge on them if they raised the question of the tax cap?
Or was it precisely because they’re making millions, just like most of the executives they answer to?
More broadly, is this why we almost never hear any discussion whatsoever in the media — populated with other news stars who also make millions a year, managed by millionaire network executives — about lifting the cap?
One hopes the answer isn’t that crass...
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pinduoduohomes · 2 months
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How to Apply for a VA Home Loan
The VA domestic mortgage application is one of the most recommended perks reachable to cutting-edge and former participants of the U.S. military. This initiative, managed via the Department of Veterans Affairs (VA), objectives to assist provider members, veterans, and eligible surviving spouses reap the dream of homeownership with favorable phrases and conditions. If you are thinking about making…
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kimberly40 · 1 month
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When you’re very small, running barefoot through damp grass on a summer evening, honeysuckle’s scent beckons like fireflies. It’s an alluring smell that, on the scale of things that will someday make you weep with longing, is somewhere between a magnolia blossom and your mother’s best perfume.
First, you pull off a creamy white or pale yellow flower. Then you hold it with the green base up. You carefully tug off the little green cap and draw out the single thread of the stamen. If you’re lucky and the fairies are with you, you’ll be rewarded with a drop of nectar, a small sip of sweetness, hanging on the end of the thread.
It’s a joy best savored by the young and patient, those with mouths so small and taste buds so fresh that the little drop seems as big and sweet as a Nik-L-Nip, those wax bottles of colored sugar syrup.
It’s like God loved Southern children so much, he draped the woods with a candy counter, free for the taking, proof that life will always be delicious and full of promise.
And then, inevitably, we grow up. As we get larger, tiny pleasures like honeysuckle blossoms don’t seem like such a big deal anymore. We get lives and yard work and mortgages, and we discover that not everything lovely is carefree.
• • •
The honeysuckle that festoons our woods is Japanese honeysuckle, and it’s an outsider here, an invader that pushed its way in, like kudzu and wisteria, those other vines that came from the outside and stayed to color the Southern landscape. Honeysuckle is not supposed to be here. It’s just another visitor that dropped by and liked it here too much to leave.
This rampant vine, first brought from its native Japan to U.S. shores on Long Island, New York in 1806, absolutely loves the Eastern climate. Propagating by berries spread by birds as well as running rhizomes, it proceeded to conquer just about all of the woodlands, roadsides, wetlands, and disturbed areas east of the Mississippi River. It invaded Texas, Arkansas, Louisiana, and Missouri too.
Like most vines, Japanese honeysuckle is programmed to grow and spread and never stop. If it has nothing to climb, it creeps along the ground until it does. When it does, it twines around it until it reaches the top and then starts looking for something else to climb. It will readily reach the top of a 100-foot-tall tree. If it twines around a young tree, it can literally strangle it to death. As it travels from tree to tree in the woods, it forms impenetrable thickets.
There are some uses and benefits to honeysuckle though. Mainly regarded in traditional Chinese medicine, the Honeysuckle has long been used as a natural home remedy to treat inflammation, stomach upset, upper respiratory infections, fever and more.
•Learn more about the benefits of honeysuckle at: https://www.greenshieldorganic.com/honeysuckle-benefits-and-uses/
(by Kathleen Purvis)
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phantomrose96 · 1 year
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I never understood the concept of "doing taxes". Taxes are just there and you just pay them, like everytime you buy something it includes a tax you have no other choice but to pay it, what do you have to do?? (I live outside the USA)
Oh fun! I get to explain U.S. taxes!!
(disclaimer: if you're a young adult in America who will have to learn to do taxes soon, please don't take this as a reason to panic. It IS absurd and it is kinda stressful the first time you do it, but you get a handle on it, and filing services like FreeTaxUSA walk you through it and do all the math parts for you. [Though learning the math parts yourself is kinda smart if you want to understand what you're doing.])
(other disclaimer: I might have some details wrong because I'm a random blogger and not an accountant. Accountants don't maul me please.)
So it's true that tax is included when you buy something, but the whole "doing taxes" in America is about income tax.
My experience is with a company that does withholdings (god bless all you freelance workers figuring it all out for yourselves.) Withholdings means my company will estimate how much tax I should owe and take it out of each paycheck to give to the government. So from a $1,000 paycheck, they might withhold $300 to pay taxes with, and gives you the remaining $700.
But that might NOT be right. So in April every American has to go crunch all the numbers and figure out if they paid the right amount :) (chances are the answer is no).
We get a form called a W-2 (god bless, I only have one W-2 because I work just one full time job) which includes *adjust glasses*: employer's name, your info, your federal ID number, your social security number (partially redacted), your total wages, your federal income tax withheld, your social security tax withheld, your medicare tax withheld, your deferrals with things like 401k contributions, tips, dependent care benefits, STATE income tax withheld (my state has a 5% income tax, on top of the federal income tax) AAAAAAND other boxes I won't even bother with.
You feed this into software (like turbotax, which CHARGES you to do this, but I used FreeTaxUSA which had free federal filing and almost-free state filing) - RIGHT, you file federal and state SEPARATELY. And you owe/receive SEPARATE amounts.
America has tax brackets, which means you owe x% of money you make between--actually, lemme get the fucking chart
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fucking delightful.
So if you make $50,000, as a single filer, you owe 10% of the first $10,275, then you owe 12% of the next $31,500 (that's the amount between $10,275-$41,775, in the second row), then 22% of the remaining $8,225 (cough and then also state income tax if you have it cough). It's a little bit like filling up a thermometer, and the amount between each tick mark is what you owe x% of.
BUT WAIT. THERE'S DEDUCTIONS.
DEDUCTIONS are where most of the complexity comes from. Because there's like 1,000 random things that can give you a tax break. And there's also the standard deduction of $12,950.
What's the deduction? It's an amount of your income that qualifies as tax-exempt. So for the $50,000-earner, if they go with the standard deduction of $12,950, then only $37,050 of their income is taxable. So FORGET that calculation above, it's now 10% of the first $10,275, and 12% of the remaining $26,775
But if your itemized deduction is higher than your standard deduction, it's in your interest to calculate all your itemized deductions and use those, if they add up to more than $12,950
My itemized deductions were almost higher than the $12,950, between my state income tax contribution, property tax contribution, and mortgage interest payments. Other people might have a fuckton of other things--uh like dependents, business expenses, uh I'm not even sure since I skim past all the ones that don't apply to me.
OH, ALSO, THERE ARE OTHER FORMS YOU MIGHT HAVE TO PROVIDE BEYOND THE W-2. There are 1099-INT forms for interest made on bank accounts, 1099-DIV forms for money made from stock dividends, and others I don't even know about.
And all my knowledge and experiences comes as someone with relatively simple taxes by U.S. standards.
(The state taxes then have their own things and own deductions and whatever. They're usually kinda less complicated than federal, but they're a separate thing you have to file.)
And after you do all that, it figures out how much tax you SHOULD owe, how much you ACTUALLY paid, and tells you the difference that you owe/are owed.
I got back a decent amount of money in 2019 and 2020. 2021 was preeettty much even. 2022 I OWE a lot of money because, fuck it, I dunno.
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sassyfrassboss · 10 months
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Where did all the money go?
So we keep coming back to the fact that Harry & Meghan are broke, like on the verge of bankruptcy broke.
Going back over the past 5 years I am going to delve into their finances.
Meghan was estimates to be worth $5m when she married Harry. Now, we know this just isn’t in fact true. While Meghan may have earned close to $5m while appearing on Suits, she also had to pay her agent, PR people, attorneys, etc. By the time that is all said and done, she was probably closer to $1.5 million, and that’s being generous.
Now Harry is said to have had about $20m at the time from his inheritance from Diana. This was due to not having to touch that money so it was able to accumulate over time. There are also rumors that he received about $3m from The Queen Mother (this has been heavily disputed) and will be set to receive about another $4m from that trust on his 40th birthday.
While a working royal, Harry was only responsible for paying for personal items such as clothing and travel. He never had to pay a mortgage, electricity bill, or car payment.
I am going to give him the benefit of the doubt that he had about $25m at the time he married Meghan. With her income we can say that as of May 2018 they were worth a combined $26.5m (this does not include her merching money from 2016).
So they lived in Nott Cott and according to them, had no staff because the place was just “so tiny!”
From November 2017 until March 2020, I would say Meghan has probably earned close to $20m in merching contracts. Plant has stated that she knows for a fact Meghan, at one point, was earning $250k per item she was merching per outfit, so up to $1m a day. I do believe this money has been set aside and Meghan is using this as her fallback plan. I truly don’t think she has touched this money.
So Fiscal year 2018 they had $3.5m minus any personal expenses. We know she wasn’t paying for her clothing and they were getting free private jet rides and free stays so I am going to say at the end of 2018 they had about $3m of that $3.5 remaining.
When H&M moved into Frogmore in March 2019, the UK paid the refurbishment bill of close to $4m USD. While living there they paid for household staff such as the chef they had, housekeeper, and nannies.  So I am going to take about $250k off of the $3.5 and let’s say another $500k for personal expenses. Fiscal year 2019 they ended with $2.75m.
January 2020 I am going to estimate they went into the year with a possible savings of $5.75m from Charles. We know they stayed for free in Canada and didn’t have to pay for security at the time.
By March 2020, I estimate that they went into being “private citizens” with close to a possible $32m in the bank (not including her merch money).
Their house was $14m and rumor is that Charles gave them an approximately $4m down payment. Let’s say H&M put down an additional $3m out of their own pocket. Now they have $29m and a mortgage of $50k a month, plus staff salaries. I estimated that their yearly expenses were close to $4m a year for household and security. To have spending money I figured they would need to earn about $6m a year.
So if they were to earn no income, that $29m would last about 7 years. However, we know they have received about $13m to Archewell plus whatever they earned from Spotify & Netlfix. Which I doubt was a lot after overhead for their projects.
$29m plus the $13m and approximately $4m from Netlfix & Spotify combined is about $46m, plus Harry’s $35m three book deal ($10 million because he only wrote one book).
This would put them at possible $56m (up to $81m) net worth from 2018 until current if they were careful with their money.
Rumors of them being beyond broke means that they have spent a total of $56m in 5 years, but probably closer to $70m.
Yet they have nothing to show for their insane spending other than their house.
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TW: ableism, disability hate/discrimination
TLDR: the government proposed changes to benefit rules for disabled people in the aim of "getting them back to work" this has sowed so much hate that the 'people' are attacking the disabled as if we're lazy or scrounging the system, using their status as a taxpayer for reasoning.
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this fucking government and the humans we're sharing society with...i swear to God, it has dragged out SO much hate in the past couple weeks regarding people with disabilities who are out of work, disabled people who receive benefits like universal credit, personal independence payment, carers allowance and motability cars, and so on
they are directly attacking disabled people as if we're choosing not to work. as if we're lazy. as if we just don't want to. as if we're turning down jobs instead of taking them, as if we're stealing from the government & taxpayers (people who have a job)
because of this, it's brought all kinds of disgusting out on my twitter page (if you go looking, I'd advise a TW for ableist & direct abusive comments). it's brought out direct hate, for stating that its nobody's business, that we deserve to live, that we should have the freedom to buy what we choose with what we do receive.
met with comments like "the taxpayer is paying for you to buy shit" "you must be obese on 40 fags a day with 2 kids" "can't stop buying takeaways" "you're just fucking lazy" "what an entitled person saying freedom to buy" "you should have the bare minimum" amongst other degrading comments. as well as these, were a majority of misinformed people, who don't have a clue how the benefits system works. it isn't easy.
if it was easy, and you supposedly receive "thousands a month," wouldn't everyone be doing it?? that response is usually met with "cos I'm not stealing from the state" "cos I'm not lazy" "cos I go to work" nah, they just know, it isn't easy, and they're not getting anywhere with it.
I dare any of those fuckers that think like this, to quit their jobs & sign up to the system. I fucking dare you. how quickly your life will fall apart. good luck if you're paying a mortgage. good luck in general.
I never thought I would end up relying on benefits. I never wanted to rely on the government. and I still don't. I hate having to ask for help. I don't know anyone that doesn't. the government know they can't just do nothing for disabled people, it's part of the social circle. disability has existed in humans for as long as humans have existed.
it's frustrating. they don't know. they don't want to know. they don't try to know. they don't try to understand. they don't care. they roll their eyes when they're told it could be them any day. and when it is, they'll realise the actual living hell it is, to having to rely on a system because.. YOU ARE UNABLE TO WORK. what is it about that phrase that evaporates over their heads.
I WAS a taxpayer. but even if I wasn't, do they think those born with permanent disabilities, which definitively leave them unable to do anything, are lazy, or "sponging" or "could just look for a job" do they blame having to pay for them too? cos they won't admit it. they can't admit their true hate, but I see it, feel it, hear it. they'd rather us dead let's be damn honest.
I have a masters degree. I was in education from aged 3 to aged 25. but since diagnosed later with permanent disability(it was always there), it means nothing, I know that, I don't need to be told by anyone else. and the jobs and experience I had, also means nothing. many dont get to have the things I had, and I'm grateful I got to, because I understand with my whole heart, how hard it is as a disabled person, to achieve anything.
they tell you "just get a job" like we haven't considered that. like we've not all tried to find the job, that is accessible, can support your needs, has the working hours you can cope with. jobs like this don't exist for the majority. one day I am fine, the next 7 days I might be incapacitated. I might only be okay between the hours of 3am to 6am one day, and 3pm to 4pm the next. employers especially, do not care for that. at all. they cannot cope with the fluctuations of a disabled person. we are all absolutely individual, even with the same diagnoses. employers are not set up, supported or provided with the education, to allow disabled people into their business.
"if you can write, text, tweet, upload on your phone, then you can do a job" I'd love to attach a picture of my positioning and setup but honestly I'm past giving evidence to these asshats. they forget about text to speech, my screen scrolls with my eyes, screen reads back to me, there's a bunch of adaptability and accessibility they don't care or even know about.
so..even if we do find that one in a billion job, we have to get there. I can't do anything without someone driving me. I'm physically not able. but they don't care about that either.
work from home, they say. i don't tolerate screens well, migraines have been a huge fluctuating problem because of epilepsy. I can't sit up for very long at all, i am 90% bed and housebound, only really leaving my home for appointments. i cannot process a big influx of information anymore, my brain is like swiss cheese, I cannot read or take in the things that are important, in order for me to carry out my job. I rely on another person for the majority of my day.
any job we would find, would never allow us to rise through the ranks, to improve our standing and footing on the ladder, to ever experience a payrise or be treated like your non disabled peers.
it doesn't matter to them either, that the impact of the job can and usually does, affect the person's disability negatively. when your life only involves your job, it's not your life, is it?
it doesn't matter to them that the impact of working can lead many people to become so bad they can't work anymore. (hello, waves, me!!)
they expect you'll just get over that permanent problem. or you will work through it in a couple days. they don't understand constant symptoms, debilitating symptoms, twenty four hours a day symptoms. symptoms that incapacitate you. but they expect you to work through it anyway.
that's not how it works.
I was told "take up a hobby and get paid for it" why?? are you? are building lego and selling it? are you gaming on your computer and selling that? why should I use my fun time, my hobby, as an income. of which, the income would be so minimal, it would never cover rent, it would unlikely buy any food shopping at all, because ...it's a hobby. it's not my job. why would I sacrifice my hobbies, when you don't have to? my hobby, is also not my worth.
who's setting up the website and shop for my hobby? who's managing the orders? who's posting them? I made one hobby last week so have been unable to make 3 more hobbies, who's managing for that??
I hate this government for every hateful, spiteful, cold, calloused, manipulative, condescending, degrading, inhumane comment.
it's not even anger, it's like a complete state of fed up mixed with disappointment, lack of community on the issue, sadness of people's reactions, to disabled people.
I'd love for them to look my mother in law with stage 4 cancer, in the eyes and tell her to just get a job, after 38yrs of employment.
absolute cretins. the worst of humanity.
sorry it's so long, I am just 😪🥱😮‍💨😮‍💨
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bitchesgetriches · 2 years
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On leaving home for the first time:
Leaving Home before 18: A Practical Guide for Cast-Offs, Runaways, and Everybody in Between
Ask the Bitches: “I Just Turned 18 and My Parents Are Kicking Me Out. How Do I Brace Myself?”
Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?
How To Start at Rock Bottom: Welfare Programs and the Social Safety Net
Advice I Wish My Parents Gave Me When I Was 16
Ask the Bitches: How Can I Make Myself Financially Secure Before Age 30?
You Won’t Regret Your Frugal 20s
Master the Logistics and Etiquette of Moving Out
Season 2, Episode 5: “What Do I Need to Know about Moving into My First Apartment?”
On basic finance:
How the Hell Does One Open a Bank Account? Asking for a Friend.
How Do You Write and Cash Checks? Asking for a Friend.
Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead
You Must Be This Big to Be an Emergency Fund
A Hand-Holding Guide to Getting Your First Credit Card
How to File Your Taxes FOR FREE: Simple Instructions for the Stressed-Out Taxpayer
Dafuq Is Credit and How Do You Bend It to Your Will?
How to Save for Retirement When You Make Less Than $30,000 a Year
Dafuq Is Interest and How Does It Work for the Forces of Darkness?
What’s the Difference Between Savings and Checking Accounts, and How Should I Be Using Them?
Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?
Dafuq Is Insurance and Why Do You Even Need It?
Investing Deathmatch: Investing in the Stock Market vs. Just… Not
Dafuq Is a Retirement Plan and Why Do You Need One?
Do NOT Make This Disastrous Beginner Mistake With Your Retirement Funds
On managing your household:
How the Hell Does One Laundry? Asking for a Friend.
How the Hell Does One Wash Dishes? Asking for a Friend.
Ask the Bitches: Why Are Painted Mason Jars the Internet’s Only Solution to My Tiny Apartment Woes?
9 Essential Tools for Apartment-Dwellers (and 6 That Are Kinda Useless)
Ask the Bitches: How Can I Survive in an Apartment with No Heat?
How to Save Money on Your Beloved Pets
Bullshit Reasons Not to Buy a House: Refuted
How To Maintain Your Car When You’re Barely Driving It
25 Tricks to Stay Cool WITHOUT Air Conditioning
On feeding and caring for yourself:
You Should Learn To Cook. Here’s Why.
How to Shop for Groceries like a Boss
If You Don’t Eat Leftovers I Don’t Even Want to Know You
I Think I Need to Go the Emergency Room?
Ask the Bitches: Ugh, How Do I Build the Habit of Taking Meds?
On maintaining relationships:
Season 1, Episode 8: “My Mother Demands Information About My One-Night Stands.”
Season 1, Episode 3: “My Parents Have Bad Credit. Should I Help by Co-signing Their Mortgage?”
Ask the Bitches: How Do I Say “No” When a Loved One Asks for Money… Again?
Ask the Bitches: My Dad Sucks with Money. How Do I Make Him Change?
You Need to Talk to Your Parents About Their Retirement Plan
Season 2, Episode 1: “I’m Financially Stable, but My Friends Aren’t. The Guilt Is Crushing!”  
On starting your career:
22-Year-Olds Don’t Belong in Grad School
High School Students Have No Way of Knowing What Career to Choose. Why Do We Make Them Do It Anyway?
The Actually Helpful, Nuanced, Non-Bullshit Way to Choose a Future Career
Your College Major May Not Prepare You for Your Job—but It Can Prepare You for Life
The Ugly Truth About Unpaid Internships
Your School or Workplace Benefits Might Include Cool Free Stuff
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