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bitchesgetriches · 2 months

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{ MASTERPOST } Everything You Need to Know about Saving Money and Being Frugal

We’re all in this together. Don’t give up.

On food and groceries:

How to Shop for Groceries like a Boss

Why Name Brand Products Are Beneath You: The Honor and Glory of Buying Generic

If You Don’t Eat Leftovers I Don’t Even Want to Know You

You Are above Bottled Water, You Elegant Land Mermaid

You Should Learn To Cook. Here’s Why.

On entertainment and socializing:

The Frugal Introvert’s Guide to the Weekend

7 Totally Reasonable Ways To Save Money on Cheap Entertainment

Take Pride in Being a Cheap Date

The Library Is a Magical Place and You Should Fucking Go There

Your Library Lets You Stream Audiobooks and eBooks FOR FREEEEEEE!

What’s the Effect of Social Media on Your Finances?

You Won’t Regret Your Frugal 20s

On health:

How to Pay Hospital Bills When You’re Flat Broke

Run With Me if You Want to Save: How Exercising Will Save You Money

Our Master List of 100% Free Mental Health Self-Care Tactics

Why You Probably Don’t Need That Gym Membership

How to Get DIRT CHEAP Pet Medication, Without a Prescription

On other big expenses:

Businesses Will Happily Give You HUGE Discounts if You Ask This Magic Question

Understand the Hidden Costs of Travel and Avoid Them Like the Plague

Other People’s Weddings Don’t Have to Make You Broke

You Deserve Cheap, Fake Jewelry… Just Like Coco Chanel

3 Times I Was Damn Grateful for My Emergency Fund (and Side Income)

When (and How) to Try Refinancing or Consolidating Student Loans

The Real Story of How I Paid Off My Mortgage Early in 4 Years

Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”

The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It

On buying secondhand and trading:

Almost Everything Can Be Purchased Secondhand

I Am a Craigslist Samurai and so Can You: How to Sell Used Stuff Online

The Delicate Art of the Friend Trade

On giving gifts and charitable donations:

How Can I Tame My Family’s Crazy Gift-Giving Expectations?

In Defense of Shameless Regifting

Make Sure Your Donations Have the Biggest Impact by Ruthlessly Judging Charities

The Anti-Consumerist Gift Guide: I Have No Gift to Bring, Pa Rum Pa Pum Pum

How to Spot a Charitable Scam

Ask the Bitches: How Do I Say “No” When a Loved One Asks for Money… Again?

On resisting temptation:

How to Insulate Yourself From Advertisements

Making Decisions Under Stress: The Siren Song of Chocolate Cake

The Magically Frugal Power of Patience

6 Proven Tactics for Avoiding Emotional Impulse Spending

On minimalism and buying less:

Don’t Spend Money on Shit You Don’t Like, Fool

Everything I Know About Minimalism I Learned from the Zombie Apocalypse

Slay Your Financial Vampires

The Subscription Box Craze and the Mindlessness of Wasteful Spending

On saving money:

How To Start Small by Saving Small

Not Every Savings Account Is Created Equal

The Unexpected Benefits (and Downsides) of Money Challenges

Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead

From HYSAs to CDs, Here’s How to Level Up Your Financial Savings

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

The Magic of Unclaimed Property: How I Made $1,900 in 10 Minutes by Being a Disorganized Mess

We will periodically update this list with newer articles. And by “periodically” I mean “when we remember that it’s something we forgot to do for four months.”

Bitches Get Riches: setting realistic expectations since 2017!

Start saving right heckin’ now!

If you want to start small with your savings, consider signing up for an Acorns account! They round up your every purchase to the nearest dollar and save and invest the change for you. We like them so much we’ve generously allowed them to sponsor us with this affiliate link:

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#frugal #saving money #personal finance #money tips #financial tips #financial literacy #financial freedom #money #debt #money management #how to save money

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my-autism-adhd-blog · 8 months

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Hi everyone,

I got an inbox asking to share some tips for financing when you’re autistic. I found a helpful guid from the National Autistic Society:

Budgeting

The first step to managing your money is to work out a budget and stick to it. Budgeting will help you:

* keep track of what you are spending

* help you to avoid going overdrawn on your bank account by spending money that you don't have

* decide whether you can afford to buy something that you would like

* deal with debt by planning repayments that you can manage

* work out how much money you may have to save.

Bank, building society or post office accounts

Most people now have one of these types of account. The benefits of these are:

* it will keep your money safe

* you can pay bills more simply by direct debits or standing orders

* internet banking is now widely available. This reduces the need to visit banks and other services that autistic people may find difficult

* benefit payments can only be paid into an account

* you can have a debit card, making it easier to pay for purchases and you can shop online

* you may be able to earn interest on the money you have

* you can pay bills by direct debit or standing order, which are sometimes rewarded by a reduction in what you pay for services

* you can use your cashpoint card to access money easily from cash machines in the UK and sometimes abroad

* your bank or building society may be able to give you an overdraft or loan.

Debit, credit and store cards

There are a number of different cards that you can use to make a payment. These include:

* cashpoint and debit cards

* credit cards

* store cards.

Borrowing money, making payments and debt

It's easy to think of a loan or overdraft as free money, but it’s actually expensive as you have to pay back the original amount plus interest. Try to only borrow money when you need to and repay it as soon as you can. There are many ways of borrowing money, including:

* borrowing money from family or friends

* having an overdraft

* taking out a personal loan or secured loan

* applying for a credit card.

The full article will be below, as it goes into more detail. I hope this helps many of you.

National Autistic Society

#autism #actually autistic #autism and finance #how to manage financial issues #tips on financing #how to save money #feel free to share/reblog #National Autistic Society

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ramashmarketing · 3 months

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How to Actually Reinvent yourself | 2024 Goals: New Year Planning & Goal Setting

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In This Video: how to actually Reinvent Yourself in 2024 and 2024 Goals: New Year Planning & Goal Setting Related Tutorial. Unlock Your Financial Freedom. This video more explains 2024 Goals: New Year planning & Goal Setting plan with me.

This Video was Created by Modern Savvy CPA. Most of the people asked how to actually reinvent themselves in 2024 and they have no ideas New Year Planning & Goal Setting 👉Click This Link for New helpful videos: https://www.youtube.com/@themodernsav...

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rue254 · 6 months

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Unveiling Millionaire Secrets: Keys to Financial Success

Introduction:

Becoming a millionaire is a goal many aspire to achieve, and while there is no one-size-fits-all formula for success, there are common strategies and mindsets that millionaires often share. Unlocking the secrets to financial prosperity involves a combination of smart financial decisions, disciplined saving, and a strategic mindset. Let's delve into some millionaire secrets that can pave the way to financial abundance.

1. **Financial Literacy:**

Millionaires understand the importance of financial education. They invest time in learning about money management, investing, and market trends. By staying informed, they make informed decisions that contribute to their wealth accumulation.

2. **Disciplined Saving and Budgeting:**

One key secret to building wealth is disciplined saving. Millionaires often follow a budget, allocating a portion of their income to savings and investments. Consistent saving, even in small amounts, can accumulate over time and create a financial cushion.

3. **Strategic Investing:**

Successful millionaires don't just save money; they invest wisely. They diversify their portfolios, balancing risk and reward. Whether it's in stocks, real estate, or other assets, strategic investing is a cornerstone of wealth creation.

4. **Entrepreneurial Mindset:**

Many millionaires have an entrepreneurial spirit. They seek opportunities, take calculated risks, and are not afraid of failure. Entrepreneurship allows them to build businesses, create multiple streams of income, and capitalize on innovative ideas.

5. **Long-Term Vision:**

Patience is a virtue when it comes to building wealth. Millionaires often have a long-term perspective, understanding that financial success is a gradual process. They resist the urge for quick gains and focus on sustainable growth over time.

6. **Continuous Learning:**

The wealthiest individuals are avid learners. They stay curious, adapt to changing markets, and embrace new technologies. Continuous learning enables them to stay ahead of the curve and make informed decisions in an ever-evolving financial landscape.

7. **Networking and Relationship Building:**

Networking is a powerful tool in the world of wealth creation. Successful millionaires often surround themselves with like-minded individuals, mentors, and professionals. Building strong relationships opens doors to new opportunities, collaborations, and valuable insights.

8. **Financial Discipline:**

Discipline extends beyond saving; it also involves avoiding unnecessary debt and making well-thought-out financial decisions. Millionaires prioritize needs over wants, distinguishing between essential expenses and luxury purchases.

9. **Resilience in the Face of Challenges:**

Financial setbacks are inevitable, but millionaires are resilient. They view challenges as opportunities to learn and grow. Instead of succumbing to failure, they use setbacks as stepping stones to future success.

Conclusion:

While there is no guaranteed path to becoming a millionaire, understanding and adopting the habits and mindsets of successful individuals can certainly increase one's chances of financial prosperity. The journey to wealth involves a combination of financial literacy, disciplined saving, strategic investing, and a resilient mindset. By incorporating these millionaire secrets into your own financial journey, you can pave the way to a more secure and prosperous future.

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#how to earn money #cryptocurreny trading #how to make money online #crypto #how to save money #how to become a millionaire #how to make #how to #philanthropy #ghostsoap #steps of becoming a millionaire

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basslinegrave · 4 months

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almost considered getting something from youtooz but the things being ugly stopped me but i also completely forgot the new stuff ships out in like summer. bro i want it Now, in 2 months i will be thinking about something else entirely

#how to save money #just switch fandoms trust me

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college-hacks · 2 years

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Honestly gang since we are all poor I 100% recommend looking into the zero waste movement. A lot of the tips there have saved me money in the past. (Also I ask for reusable stuff for birthdays/Christmas so I don't have to spend money on single use items) but you don't have to spend money to get started! Use washcloths instead of paper towel, wash your ziploc bags, takeout boxes, and foil a time or 2 before you toss it, save your veggie scraps if you can afford and eat veggies (or steal your friends/families) and make a stock out of them to boil with your rice/ramen for nutrients.

Seriously though I recommend looking into it, if you look past the "you have tobuy this To be zero waste!!!" Posts there's a lot of good ideas and info

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roxychick96 · 1 year

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How To Manifest Money Whenever You Choose!

Welcome to the year 2023, more than likely by now you would have heard of the power of manifesting, as it seems to be one of the newest trends going around with the younger generations, but actually it has been around for a very long time. Oprah Winfrey has been using the power of manifestation for most of her long career, and its not just a technique for the super rich or famous either, normal…

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thewealthystatus · 8 days

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lifesymphonies · 26 days

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HOW TO SAVE MONEY - EASY WAY TO BOOST YOUR SAVINGS

#youtube #follow #how to save money #lifesymphonies #highlights #money

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bitchesgetriches · 2 years

Photo

On food and groceries:

How to Shop for Groceries like a Boss

Why Name Brand Products Are Beneath You: The Honor and Glory of Buying Generic

If You Don’t Eat Leftovers I Don’t Even Want to Know You

You Are above Bottled Water, You Elegant Land Mermaid

You Should Learn To Cook. Here’s Why.

On entertainment and socializing:

The Frugal Introvert’s Guide to the Weekend

7 Totally Reasonable Ways To Save Money on Cheap Entertainment

Take Pride in Being a Cheap Date

The Library Is a Magical Place and You Should Fucking Go There

Your Library Lets You Stream Audiobooks and eBooks FOR FREEEEEEE!

What’s the Effect of Social Media on Your Finances?

You Won’t Regret Your Frugal 20s

On health:

How to Pay Hospital Bills When You’re Flat Broke

Run With Me if You Want to Save: How Exercising Will Save You Money

Our Master List of 100% Free Mental Health Self-Care Tactics

Why You Probably Don’t Need That Gym Membership

On other big expenses:

Businesses Will Happily Give You HUGE Discounts if You Ask This Magic Question

Understand the Hidden Costs of Travel and Avoid Them Like the Plague

Other People’s Weddings Don’t Have to Make You Broke

You Deserve Cheap, Fake Jewelry… Just Like Coco Chanel

3 Times I Was Damn Grateful for My Emergency Fund (and Side Income)

When (and How) to Try Refinancing or Consolidating Student Loans

The Real Story of How I Paid Off My Mortgage Early in 4 Years

Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”

The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It

On buying secondhand and trading:

Almost Everything Can Be Purchased Secondhand

I Am a Craigslist Samurai and so Can You: How to Sell Used Stuff Online

The Delicate Art of the Friend Trade

On giving gifts and charitable donations:

How Can I Tame My Family’s Crazy Gift-Giving Expectations?

In Defense of Shameless Regifting

Make Sure Your Donations Have the Biggest Impact by Ruthlessly Judging Charities

The Anti-Consumerist Gift Guide: I Have No Gift to Bring, Pa Rum Pa Pum Pum

How to Spot a Charitable Scam

Ask the Bitches: How Do I Say “No” When a Loved One Asks for Money… Again?

On resisting temptation:

How to Insulate Yourself From Advertisements

Making Decisions Under Stress: The Siren Song of Chocolate Cake

The Magically Frugal Power of Patience

6 Proven Tactics for Avoiding Emotional Impulse Spending

On minimalism and buying less:

Don’t Spend Money on Shit You Don’t Like, Fool

Everything I Know About Minimalism I Learned from the Zombie Apocalypse

Slay Your Financial Vampires

The Subscription Box Craze and the Mindlessness of Wasteful Spending

On saving money:

How To Start Small by Saving Small

Not Every Savings Account Is Created Equal

The Unexpected Benefits (and Downsides) of Money Challenges

Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead

From HYSAs to CDs, Here’s How to Level Up Your Financial Savings

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

The Magic of Unclaimed Property: How I Made $1,900 in 10 Minutes by Being a Disorganized Mess

#saving money #being frugal #money advice #personal finance #how to save money #impulse spending #spend less

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personalfinanceandinvesting · 4 months

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Top 10 Personal Finance Tips For Beginners (Achieve Personal Finance Goals & Build Wealth in 2024)

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0:00 Introduction 0:21 Assess your financial situation 1:06 Set your financial goals 2:01 Create a budget 2:54 Establish a cash cushion. 3:44 Invest in yourself. 4:03 Pay off debt. 4:22 Diversify your income. 4:43 Save and invest consistently. 5:00 Monitor your investments. 5:16 Minimize unnecessary expenses. 5:34 Take advantage of tax breaks. 5:53 Stay the course, committed and be patient 6:30 Summary and Conclusion

#personal finance #how to save money #money saving tips for low income earners #passive income 2024 #moneytips #financialfreedom #financialgoals #financialgoals2024 #financial goals before 50 #financial education audiobook #how to make money online as a teenager #goal setting 2024 #personal finance 101 #personal finance tips #financial education and investment awareness #building wealth #investing for beginners with little money #top 10 personal finance tips for beginners #Youtube

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ramashmarketing · 3 months

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youtube

In This Tutorial: Frugal Living Tips 2024: How to Save $10k FAST in 2024. This Video More Details explains how To Save $10,000 FAST In 2024 (Money Saving Tips). The best way is to break down the goal into smaller achievable bits. This Video More Explain how to save 10000 in 2024 to the $385 rule to save money fast This topic set up a budget with me and this Video was Created by The Modern Savvy CPA. Looking to save money fast in 2024?

Check out these frugal living tips that can help you save 10k within a year! From budgeting to cutting expenses, we’ll show you how to be a frugal money saver and reach your financial goals. When people ask how to save money with low income first, Then I would say watch this video. This Video fully explains how to save money with low-income, Complete Frugal Living Tips and Money Saving Challenge.

This video related to frugal money saver and happy planner 2024 ideas. Most of the people asked There are old-fashioned money-saving tips that actually work. Living a frugal minimalist lifestyle, Here are some frugal living tips to save money using simple living to budget your money.

Enjoy these minimalism money-saving tips to save money fast These Tips are Created by The Modern Savvy CPA. Nowadays most of people are interested " 66 frugal living tips for the coming recession to save you money" Don't worry this topic upload our channel Next week. 👉Click This Link for Our official channel's New helpful videos: https://www.youtube.com/@themodernsav...

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candice-belove · 4 months

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Best Way To Save Money

Read here

#money saving #how to save money #saving tips

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investsmartamerica · 5 months

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13 Extreme Frugal Living Tips To Live On Extremely Low Income

#frugal #frugal living #frugality #grocerylist #savemoney #save money #how to save money #low income #financial planning #passive income #financial freedom #financial education #how to make money #passive income ideas #smart money #how to make money online #dave ramsey #personal finance #Youtube

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destin-plus · 5 months

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(SNAP) beneficiaries

In the realm of Supplementary Nutrition Assistance Program (SNAP) beneficiaries:

DoorDash, Instacart, and Uber Eats extend their services to patrons utilizing SNAP benefits.

Amazon graciously extends a reduction in membership fees exclusively tailored for SNAP beneficiaries.

The Walmart+ subscription, tailored for those on SNAP, is attractively priced at a mere $6.

Ritas Italian Ice, though it is advisable to confirm with the local establishment, acknowledges and accommodates transactions through SNAP.

The Providers application proves to be an invaluable asset, facilitating the vigilant monitoring of one's SNAP benefits.

#snap benefits #ebt #saving money #money hacks #amazon #doordash #Uber #Instacart #money-hack #being frugal #money advice #personal finance #how to save money #impulse spending #spend less #cost of living #enjoying small things

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vishalpateltumb · 6 months

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How to Save Money on Health and Fitness Products?

There are several ways to save money on health and fitness products: Compare Prices: Before making a purchase, compare prices from different retailers or online stores. Sometimes the same product can be found at a lower price elsewhere. Look for Discounts and Coupons: Keep an eye out for discounts, sales, and coupons. Many stores offer promotions regularly, especially during holidays or special…

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#digitla helath and fitness products #helath and fitness products #How to save money

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