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#finance tips
bitchesgetriches · 27 days
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Just saw your post about Mint, Credit Karma, and YNAB and would like to toss my two cents in. I found out about Mint late in 2023 and really liked it, but then they shut down. Looked far and wide for another free budgeting app and tbh they all kinda… sucked. Which led me to the unfortunate conclusion that if you want something decent you’re gonna have to pay for it. The three apps that have come out on top in my opinion are YNAB, Copilot, and Monarch Money. YNAB is zero based budgeting, the other two aren’t, and none of them do *everything* I want in a budgeting/personal finance app but all of them are damn good. I personally am a major proponent of Copilot, I check it daily, I adore it, I’ve been telling all my friends about it. Unfortunately it’s only available for iPhone/Mac rn but it is my absolute favorite. The other two are definitely great too. 12/10 recommend
Thanks babycakes!!! This is a great endorsement for all of us Mint refugees.
Do you guys want more content on budgeting? Traditionally we haven't been ANTI-budget, but we both use slightly different systems so we haven't written about them from personal experience. But if that's what our babies want, that's what our babies get!
Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead 
Season 1, Episode 7: "I'm Terrible at Budgeting. Do I Suck It Up---Or Is There Another Way?" 
Did we just help you out? Tip us!
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It's true, there's nothing “soft” about being broke! 😩 and nothing luxurious about faking the aesthetic!
📌Please don't confuse our tough love with discouragement! We want you to shoot for the stars 🌟 and get the life you desire but we would be terrible accountability partners of we didn't give you the real! 🫶🏽
With the right mindset and proper tools it will come in abundance! 💸😍💃🏿🤑
🚨We are just reminding you to not get lost in the aesthetics to the point where it drains you and your bank account!
Here are some simple yet game-changing tools to help you win! Stay committed, let it inspire you! (click here for tips)
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The Importance Of Financial Literacy: Empowering Your Financial Journey
For anyone looking to safeguard their financial future in today's complex financial environment, financial literacy is crucial. Understanding ideas like risk management, retirement planning, investing, and budgeting equips people to make wise financial decisions. Financial gurus Anthony Pellegrino and Brian Korienek of Goldstone Financial Group understand the value of financial knowledge. We discuss the value of financial literacy in this blog post, as well as how Goldstone Financial Group can assist you in managing your money.
Understanding Financial Literacy
The ability to make wise financial decisions is referred to as financial literacy. It covers a range of topics, such as making a budget, saving money, investing, paying off debt, and getting insurance. Having financial literacy enables people to manage their money wisely, reach their financial objectives, and deal with the difficulties presented by a constantly shifting financial environment.
• Making Informed Financial Decisions
Financial literacy is the capacity to make prudent financial decisions. A variety of issues are covered, including setting up a budget, saving money, making investments, paying off debt, and obtaining insurance. People who are financially literate are better equipped to handle their money sensibly, accomplish their financial goals, and overcome the challenges brought on by a continuously changing financial environment.
• Budgeting And Saving
Understanding income and expenses allows people to make practical budgets, allocate money wisely, and accumulate emergency funds. This makes it possible for people to manage unforeseen costs, lessen financial stress, and progress toward their financial goals.
• Investing And Wealth Accumulation
A key component of financial literacy is understanding investment principles and strategies. Individuals can learn about different investment options, asset allocation, risk management, and the power of compound interest. With this knowledge, individuals can make informed investment decisions to grow their wealth over time.
• Retirement Planning
When it comes to retirement planning, financial literacy is essential. People who are knowledgeable about retirement vehicles, such as 401(k)s, IRAs, and pensions, may choose their investments, contribution levels, and withdrawal methods with confidence. This guarantees a comfortable retirement and the freedom to continue living the way one wants. The Role Of Goldstone Financial Group In Promoting Financial Literacy
• Comprehensive Financial Education
Given the significance of financial literacy, Goldstone Financial Group provides its clients with thorough financial education. They give people the information and skills necessary to make wise financial decisions through workshops, seminars, and one-on-one consultations. According to the specific requirements of each customer, Anthony Pellegrino, Brian Korienek, and their team of professionals offer advice on risk management, investment, retirement planning, and budgeting.
• Personalized Financial Strategies
Financial planning is approached on an individualized basis by Goldstone Financial Group. They are aware that everyone has different financial objectives, risk tolerances, and life situations. By taking into account these variables, they create tailored financial strategies that support each client's goals and enable them to take control of their financial future.
• Long-Term Partnership
The Goldstone Financial Group values establishing enduring connections with its clients. They offer constant assistance, direction, and education all along the financial journey. Clients are certain that they stay on track and modify their tactics when their circumstances change through frequent check-ins, portfolio evaluations, and modifications.
• Staying Current with Industry Trends
The financial landscape is continuously changing as new market trends, tax laws, and investment opportunities arise. In order to give clients the most recent advice, Goldstone Financial Group regularly updates its methods and knowledge to stay current of these changes. As a result, its clients are given the tools necessary to successfully manage the constantly shifting financial landscape.
The Final Thoughts
Individuals can take charge of their financial well-being by using the effective instrument of financial literacy. Making wise decisions and comprehending fundamental financial principles can lead to financial success. The Anthony Pellegrino and Brian Korienek-led Goldstone Financial Group understands the value of financial literacy and offers its clients thorough financial education as well as individualized plans. Individuals can acquire the information and abilities required to confidently navigate the financial world by working with Goldstone Financial Group.
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ramashmarketing · 3 months
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How to Actually Reinvent yourself | 2024 Goals: New Year Planning & Goal Setting
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In This Video: how to actually Reinvent Yourself in 2024 and 2024 Goals: New Year Planning & Goal Setting Related Tutorial. Unlock Your Financial Freedom. This video more explains 2024 Goals: New Year planning & Goal Setting plan with me.
This Video was Created by Modern Savvy CPA. Most of the people asked how to actually reinvent themselves in 2024 and they have no ideas New Year Planning & Goal Setting 👉Click This Link for New helpful videos: https://www.youtube.com/@themodernsav...
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financiallyfocused · 1 year
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"10 PROVEN PERSONAL FINANCE TIPS AND ADVICE TO HELP YOU ACHIEVE FINANCIAL FREEDOM IN 2023 "
Introduction:
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Personal finance is a crucial aspect of our lives that impacts our financial well-being and quality of life. In this blog post, we will discuss valuable personal finance tips and advice to help readers manage their finances effectively. Whether you are just starting out in your career or looking to improve your financial situation, this post will provide you with actionable advice to help you achieve your goals.
Throughout this blog post, we will cover various topics related to personal finance, including budgeting and saving, investing strategies and insights, credit and debt management, retirement planning, and tax advice and tips. We will also include relevant keywords to help optimize this post for search engines and ensure that it reaches a wider audience.
By the end of this post, readers can expect to have a better understanding of how to manage their personal finances effectively, make smart financial decisions, and achieve their long-term financial goals. So, let's dive in and explore some valuable personal finance tips and advice!
Budgeting and Saving Tips:
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Creating a budget and tracking expenses is the foundation of sound personal finance. It allows individuals to see where their money is going and make necessary adjustments to their spending habits. Here are some valuable tips for budgeting and saving:
Create a realistic budget: A budget should be tailored to an individual's income and expenses. It should include all expenses, including fixed and variable costs, and allow for savings.
Track expenses: Keeping track of daily expenses can help individuals identify areas where they can cut back on spending.
Prioritize savings: Making saving a priority ensures that individuals have a safety net in case of emergencies and helps them reach long-term financial goals.
Reduce expenses: Cutting back on unnecessary expenses, such as eating out or subscribing to unnecessary services, can help individuals save money in the long run.
Use coupons and discounts: Taking advantage of coupons and discounts can help individuals save money on necessary expenses.
Setting financial goals is also essential for effective budgeting and saving. Here are some tips for setting and sticking to financial goals:
Set realistic goals: Goals should be achievable and aligned with an individual's income and expenses.
Create a plan: Developing a plan to achieve financial goals can help individuals stay on track and motivated.
Stay focused: Staying focused on financial goals, even when faced with temptations, can help individuals achieve long-term financial success.
By implementing these budgeting and saving tips and setting realistic financial goals, individuals can take control of their personal finances and improve their financial well-being.
Investing Strategies and Insights:
CONTINUE READING THIS POST.
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action · 2 years
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Worried about a recession?
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Take action and read about tips to get ahead of a recession, such as:
Reduce expenses (summer is great for biking and saving gas!)
Bulk up your emergency fund. Try cooking more at home. Save the extra cash.
Pay down debt. It's always better to get ahead where you can.
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freyatarotreadings8 · 7 months
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Once you purchase a personal reading from me, you can’t stop, you need more 😌✨🧚🏻 Her first reading was about a future spouse (his personality, a possible scenario of meeting the one and what she have to do to unlock this path).
By the way I added a new reading to my list!
How can you improve your finances? What does block your abundance?
As a bones you can get an access to books about finances, manifestation techniques or rune magic ritual to improve your financial situation.
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zooptseyt · 1 year
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Big news!
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kameaella · 2 years
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Important Financial Skills To Know
Budgeting
Paying Taxes
Paying Off Credit Cards/Debts
Saying No Once In A While
Finding and Using Coupons
Making Regular Investments
Buying Real Estate
Negotiating a Purchase Price
Using Tax Advantage Accounts
Making Regular Debt Payments
Managing an Investment Portfolio
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thegenxpointofview · 1 year
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Finance Tip: How do you tip?
So leaving a tip is actually a big deal in U.S. culture. It is pretty much everywhere you go now, if not on the screen you pay at then there is a jar on the counter. Tipping isn’t a bad thing, many people make ends meet by living off tips. My son delivers pizza as he gets through college, he comes home with 50-150 cash depending on the days he works just in tips. Now that nearly every transaction…
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chicastrology · 1 year
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New Year, New Me? - 5 Ways to Make Sure You Start the Year Off Right
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Check out our employees’ favorite financial reads!
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Tips To Be A Leader
The most important thing to remember is that leaders set an example through their own actions. Here are just a few Tips To Be A Leader.
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bhavishya-gautam · 2 years
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15+ Best Tips To Earn Money From Instagram: (Easy & Simple) In 2022
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How To Earn Money From Instagram
Introduction
Instagram has become the most popular social media platform in the world. Instagram is a great place to Make Money From Instagram your business and it doesn’t have to be hard. There are plenty of ways to get paid for posting on Instagram, in this article we’ll go over 15+ Best Tips To Earn Money From Instagram in detail now but you must know how the market works before diving in headfirst.
#1. Look to the Bible and not your feelings as the basis of the Christian life.
– Author: R.C. Sproul
How To Make Money From Instagram
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How To Earn Money From Instagram | Make Money From Instagram | Earn Money From Instagram (With Or Without 10K Followers) | Earn Money From Instagram In 2022
Finding your Instagram Niche
Now that you have your Instagram bio, it’s time to start posting. There are many ways to make money on Instagram and the most effective way is by finding a niche that you are passionate about and then capitalizing on it. You can do this by creating a product or service that relates directly to your audience or niche community. The key here is consistency in branding, content creation, and promotion through consistent hashtags, links, and calls-to-action (CTAs).
If you want more tips on how to increase engagement on Instagram visit my website at [link].
Here are a few Tips to help you get started:
-Create a bio that is short, sweet, and clearly states what your content is about. If it’s too long people won’t read it! Try not to go over 75 characters in your bio.
-Create a catchy caption, that pulls the reader in and makes them want to click on your link.
-Use hashtags sparingly but make sure they are relevant to your post and not just used for self-promotion. Use no more than 3 hashtags per post and make sure they are not obscure or too long.
-Use images that are high quality, clear and interesting. Take your time to find a good photo you like and then optimize it by uploading it at a higher resolution than the original.
-Use the right tools. Many apps can help you with this including:
-Instagram
-Canva
-Hootsuite
-Buffer
-Spruce
-Gramfeed
-Tailwind
-Schedugram
#2. When I read something, I want to be surprised. So I read something and go, “Wow, I never, ever would have thought of playing this kind of role. This is exciting me, let’s go do this.”
– Author: Guy Pearce
Creating a killer profile
Use a good profile picture
Include a bio
Use hashtags
Add location tags, captions, and links to your website or other social media accounts (Facebook, Twitter)
Developing your Brand
A brand is the most important part of any business. It’s what makes you stand out from your competitors, so if you want to make money from Instagram, you must make sure that your brand reflects what makes you unique and special. Branding is about consistency—being consistent with your message, tone, and style; being consistent with who follows you on Instagram (and why); being consistent with how often and where they see the posts from their feed; being authentic when posting content; etc., etc., etc…
Bringing in the Crowds
Make your profile public. This is the first step to getting more followers on Instagram. Making your profile public means that anyone can see it and follow you, so don’t be shy about making sure this happens!
Share content on other social media platforms like Facebook and Twitter too! They have millions of users who will also see what you have to say if they are interested in similar topics as yours, so why not give them another reason why they should check out your account?
Use hashtags for visibility purposes: This is another thing that makes people want to spend time looking through photos or videos posted by others because it helps them find new content quickly when scrolling through their feed (and remember: more engagement = more views!). If someone posts something interesting but doesn’t use any hashtags at all then how will anyone know where else they might find similar things? So make sure each post includes at least one relevant hashtag—this way everyone knows exactly what kind of content was shared without having wasted any time searching futilely while waiting impatiently until someone else posts something new before realizing there wasn’t anything good enough yet!
#3. Everyone loves to dance. I’ve realize that’s a part of what I do more and more every day.
– Author: Ciara
Monetization Techniques
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Photo by Andre Sebastian on Unsplash
There are many ways to make money from Instagram, including advertising and sponsorship. Here are some other ways to monetize your account:
Affiliate Marketing – You can link your account with an affiliate program so that when someone buys something through your link, you get paid a commission. This is also one of the best ways to make money on Instagram!
Product Placement – If you have an awesome product or service that people want but don’t know about yet (and if they’re like us), we recommend contacting companies directly about getting them featured on our feeds for free! We’ve had great success doing this ourselves—and it doesn’t take much time either! We’ve been able to get featured on tons of accounts without spending any money out-of-pocket (just our time).
Creating an income from Instagram takes time, but it is doable.
Create a Facebook page and/or Twitter account.
Create an Instagram account.
Use hashtags and add captions that are relevant to your industry, niche, and audience. Try using the same hashtags you use on other social media platforms so people who follow them will also see your posts on Instagram too!
Engage with followers by commenting on their photos or replying to comments left by others in the comments section of each post you make (this helps build relationships). Don’t forget about likes as well! You can see how many likes each post gets by scrolling through its feed within Instagram itself – if there’s anything worth sharing then chances are good that someone else already shared it before – check out those Top 10 Lists we mentioned earlier again if needed too!
Make money from your own Instagram posts.
When it comes to making money from Instagram, there are a few basic steps that you should take. These include creating a business account and profile, creating a hashtag for your product or service (if applicable), posting about your product or service on the platform itself, setting up landing pages with more information about those offerings, and sending out email newsletters to customers/clients in exchange for their addresses (and thus collecting emails), using social media as an advertising platform (such as Facebook) where they can engage directly with each other. And then there are even more options like:
Creating landing pages so people can buy products online right away without having to pay any extra fees – this is especially useful if someone buys several thousand dollars worth at once!
Sending out freebies like eBooks etcetera in exchange for their email address – again this helps increase traffic coming into websites because people will want information before making any purchases themselves…
#4. Self realization of strengths and weaknesses is the first step towards salvation.
– Author: Mayank S. Sengar
Become an influencer or a brand ambassador.
Becoming an influencer or brand ambassador is a great way to make money online. You can become an influencer by posting interesting content that your followers will like, and getting them to follow you on Instagram.
If you want to become an influencer, start with the basics: post photos of yourself doing something fun (like playing soccer), then tag it #instagoodmakemoneyontheinternet or #instagramidontknowifitsworkingbutthatsokaybecauseimnotgoingtogetpaidanywayiamjustmakingcontentinsteadsofthatlikethisideahereonthispage!
Once your account has more than 50 followers, start promoting other people’s products using hashtags such as:
#buymyproducttodayandgetfree shipping! People will see these posts and buy what is being advertised even though they don’t know who posted them (you!). You’ll get paid by advertisers and brands alike because everyone loves free stuff! You may also want to consider starting up YouTube channels or other social media platforms such as Facebook where there are lots of users who watch videos instead of reading text-based articles.”
Sell products on Instagram.
Use a hashtag that is relevant to your product.
Find a product that has a large following.
Find a product with high demand, but not too much competition.
Find an affordable item with high-profit margins for reselling on Instagram and make sure it fits into your niche!
Sell presets (filters) for Instagram photos.
A preset is a filter that you can add to your photo before posting it on Instagram. You can create presets by using an app or website called InstaPix.
You can make money from selling these filters in different ways:
Sell on Etsy, which is a popular place for people who are selling things online (like art or crafts)
Make money with affiliate marketing programs, where a company pays you when someone buys their product through your link (for example Amazon)
Grow other people’s accounts and get paid to do it.
#5. I still love to play chess. So I do not even spend a minute on the possibility to step back.
– Author: Anatoly Karpov
There are a couple of ways you can grow other people’s accounts, and get paid for it.
Find people with a large following on Instagram and reach out to them – make sure you have the right credentials to do this, like being able to provide proof that they have an audience interested in what they’re doing. You could also use tools like Instagress or Hootsuite (both free) to help manage your social media presence more effectively. If you’re looking for more advanced features such as analytics tracking or scheduling posts at specific times of day/weekend days then check out Crowdfire ($10/month).
Get paid for growing other people’s accounts – this is something I’ve personally done before but it’s important not only because it gives us something else besides just likes which isn’t necessarily what we want from our posts but also because if we build up our following then even though there may not be very many followers yet still earning money off each post makes sense since these numbers add up quickly over time!
Affiliate marketing on Instagram.
How to get started with affiliate marketing on Instagram:
Open an account at Marketo and set up your profile. When you’re ready, follow these steps:
Sign into your Marketo account and click “Help” in the top right corner of your screen. Then AAclick “Create Plan.”
Select “Start a New Campaign” from the menu that appears next to this option. You’ll be prompted for some basic information about yourself (name, email address), which we recommend filling out before proceeding further with this process. Once you’ve filled out all of these details successfully, click Save Changes when prompted by our system so we can encrypt them before storing them securely in our servers!
Sell your photography prints and products online with Printful and Instagram.
If you’re looking to get started in the world of affiliate marketing, Printful is a great place to start. Here’s what you need:
An account with Printful
A product you’d like to sell (or have already made)
An Instagram account and a connection between it and your Printful account.
Make sure you pay attention to the market and keep up with trends so your account stays popular.
Stay relevant by posting content that appeals to your followers, engaging with them regularly, and building a following of people related to your niche.
Be creative with your content (you can always find inspiration on Instagram). Posting new photos is also a good way of keeping people interested in your page!
#6. It is the winners who write history – their way.
– Author: Elaine Pagels
Read More:
7 Ways to Make Money on Instagram [2022 Update]
How to Make Money on Instagram: 5 Ways for 2022 - NerdWallet
How to Grow Your Instagram Followers Organically in 2022 - Business 2 Community
Conclusion
Instagram has become the most popular social media platform in the world. Instagram is a great place to find Opportunities and start making money from your photos. You can use it as a portfolio for your business, or you can make money selling products on Instagram. It’s also possible to get paid by affiliate marketing, or even grow other people’s accounts and get paid for doing so! If you’re interested in any of these options, follow all the steps outlined above until you find something that works for you.
Affiliate Disclosure :
This article contains Affiliate Links, If you purchase through our affiliate links, we get paid for the referral at no additional cost to you! For More Information Visit my Affiliate Disclosure Page. Check out The BhavishyaGautam.com blog!
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ramashmarketing · 3 months
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In This Tutorial: Frugal Living Tips 2024: How to Save $10k FAST in 2024. This Video More Details explains how To Save $10,000 FAST In 2024 (Money Saving Tips). The best way is to break down the goal into smaller achievable bits. This Video More Explain how to save 10000 in 2024 to the $385 rule to save money fast This topic set up a budget with me and this Video was Created by The Modern Savvy CPA. Looking to save money fast in 2024?
Check out these frugal living tips that can help you save 10k within a year! From budgeting to cutting expenses, we’ll show you how to be a frugal money saver and reach your financial goals. When people ask how to save money with low income first, Then I would say watch this video. This Video fully explains how to save money with low-income, Complete Frugal Living Tips and Money Saving Challenge.
This video related to frugal money saver and happy planner 2024 ideas. Most of the people asked There are old-fashioned money-saving tips that actually work. Living a frugal minimalist lifestyle, Here are some frugal living tips to save money using simple living to budget your money.
Enjoy these minimalism money-saving tips to save money fast These Tips are Created by The Modern Savvy CPA. Nowadays most of people are interested " 66 frugal living tips for the coming recession to save you money" Don't worry this topic upload our channel Next week. 👉Click This Link for Our official channel's New helpful videos: https://www.youtube.com/@themodernsav...
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Globally, people are fearing the worst when it comes to The Big Recession. While some economists are predicting that the Big Recession will be good in the long run, many economists are worried about what will happen if The Big Recession isn’t handled properly. In this blog post, I will talk about what has caused The Big Recession, and how it has affected countries throughout the world.
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