financial knowledge for the girlies 🤍🍓💸
Develop a budget: Creating and sticking to a budget can help you better understand your income and expenses, and learn how to prioritize your spending.
Save regularly: Saving money is crucial for achieving financial stability. You can set up automatic transfers to a savings account so you won't be tempted to spend the money.
Pay off debt: High-interest debt can hinder your financial progress. Make a plan to pay off your debts and focus on high-interest debts first.
Invest wisely: Investing can help your money grow over time. Look for low-cost index funds, which can give you broad exposure to the market at a low cost.
Understand compound interest: Compound interest is the interest you earn on interest. By investing consistently, the power of compound interest can help you build wealth over time.
Research before making big financial decisions: Before making a major decision, such as buying a house or car, research different options and weigh the costs and benefits.
Learn from your mistakes: Every failure or setback can teach you something valuable. Use these experiences to inform your future financial decisions.
Get professional advice: Seek advice from a financial advisor if you're unsure about your financial decisions. They can provide guidance on investments, retirement planning, and tax strategies.
Be aware of scams: Scammers can take advantage of financial illiteracy. Be cautious when someone offers an investment that's too good to be true.
Continuous learning: Financial knowledge is constantly changing, so stay informed by regularly reading financial news, books, and attending classes or webinars.
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The Senate has already passed a continuing resolution (a temporary measure to continue spending at last year’s levels) with support from both Democrats and Republicans.
In the House of Representatives, enough Democrats and Republicans to pass the resolution would probably vote for it.
McCarthy refuses to bring it up for a vote.
Therefore McCarthy wants to shut down the government.
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Wait, i am just reading the script book. And the preface is by Neil, written before season 1 was even aired… but I thought Prime only sold the season 1 script book and the season 1 DVD because they needed money. Does that mean they already knew they would have budget problems before season 1 was aired?
Sorry i just try to understand why season 1 get a dvd, Funkos and a script book and season 2 not…
Hiya! :) When they were shooting they were indeed short of money to shoot the Agnes scene, but fortunately Neil stood his ground and came up with the solution of doing the script book and the companion for the money:
“But it was interesting, because sometimes we’d come up with other solutions. I remember we were told that we couldn’t shoot the Agnes Nutter sequence in 17th century… with the witch burning and the explosions, all of the villagers – everything like that. We were just told ‘We don’t have the money for that’ – and i checked in with the phantom Terry Pratchett on my shoulder and he said something very rude!
“I thought, ‘Well, Terry wrote that bit and that has to be in there’. So Rob Wilkins, who is Terry’s representative on Earth, and I and the BBC put our heads together and we agreed that we’d do the Good Omens Companion Book and the Good Omens script book and we would put all of the money from those books into the production.
“So anybody who buys the Good Omens Companion Book or the Good Omens script book is actually contributing to the cost of blowing up Josie Lawrence!” (x)
As far as I know the DVD or Funkos were not part of it. Funkos tho came much later so those are still a possibility. DVD I don't know. Maybe we need to write to Amazon and BBC on a mass scale :) (if in January there are still no news of the S2 DVD let's do it 😈)
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NGL, I come from a place of privilege, given that I am under 25 and have no debt.
I have about $30,000 in assets - just my savings, car, tech, jewelry, and all my worldly goods that could be resold put together, at their current value. If I lost that 30k, which is really just (one) medical emergency away from bankruptcy, I would have to strip everything for the cash. In just cash alone, I'm not even close enough for a downpayment on a starter home, a multi year endeavor.
By comparison, millionaires such as Lady Gaga (130 million) and Keanu Reeves (380 million) are far above me. To be on the same level, I would have to earn and retain in financial or asset form, $129,970,000 or $379,970,000 respectively. Anything I spent on rent, insurance, gas, food, medicine, and other consumables that can't be resold doesn't count towards that net worth total.
That's a lot. But this pales in comparison to billionaires such as Jeff Bezos (117 billion) and Elon Musk (191 billion). I would have to retain $116,999,970,000 and $190,999,970,000 respectively. At my current income of $50k, which is above the median income for people with my level of education, assuming I magically don't need to spend any money on consumables and can just bank it all:
It would take me 2,599 years and 146 days to obtain Lady Gaga's wealth, or almost 26 CENTURIES.
It would take me 7,599 years and 146 days to obtain Keanu Reeve's wealth, or almost 76 CENTURIES.
It would take me 2,339,999 years and 146 days to obtain Jeff Bezo's wealth, or almost 2,340 MILLENIA.
It would take me 3,899,999 years to obtain Elon Musk's wealth. It would take me nearly 3,900 MILLENIA.
Oh, this is after having paid off all my debt and with my existing assets, by the way. For even Lady Gaga, the least wealthy of this list, I would have to work tirelessly from before the Roman Empire was even founded.
But that's just me, a college-educated middle-class American citizen who is both debt and child-free.
It's much more fascinating to compare these to each other.
Lady Gaga makes $25 million a year.
Keanu Reeves makes $40 million a year.
So, if I deduct what these millionaires already have in assets and divide the total of the billionaire's assets by their income to find how many years of just banking money (no consumables):
Lady Gaga would have to bank another $116,870,000,000 to have Jeff Bezo's wealth. Assuming she stops spending on consumables like food or whatever and every penny of her $25 million income goes into future asset wealth, it would still take Lady Gaga 4,674 years and 293 days for her to obtain Bezo's wealth.
Keanu Reeves would have to bank another $190,620,000,000 to achieve Elon Musk's wealth. Again, in a fantasy world where Keanu doesn't have to feed and clothe himself, it would take him 4,765 years and 6 months to obtain Elon Musk's wealth.
The gap between the assets of famous multimillionaires like Lady Gaga and Keanu Reeves (who make MILLIONS every year) and that of famous multi-billionaires is a little less than HALF what it would take me to become as wealthy as Lady Gaga at my income level, which is, again, above the median. I could never achieve that wealth in my entire fucking lifetime, because, even if I assumed my income would go up and actually outpace inflation, I still need to eat and I can only use my body for labor until I'm 80, tops, which is only 56 years of work and nowhere near the thousands.
This sounds very conspiracy-brain, but sometimes I think the United States deliberately undermines math education and the corresponding understanding of how to problem-solve and comprehend magnitude of these kinds of numbers. Because if kids sat down and did the math, they just might realize that there is no way to become this rich on your own hard work.
Sure, you can invest in the stock market - but that's gambling. Most people might be able to hamper the effects of inflation on their asset values with stock investment.
The American dream is a lie.
The middle class is closer to becoming homeless than they are to becoming multimillionaires.
Even multimillionaires are closer to becoming middle class or even homeless than they are to becoming multi-billionaires.
Don't fucking tell me to budget and I'll become a millionaire. It's more likely I'll get hit by lightning or lose it all to medical bills.
If this doesn't radicalize you, I don't know what will.
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