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#like on occasion the engine doesnt know what to do when you have one save where everyone's fuckinh DEAD and one were everyones fine
steves-on-a-plane · 3 years
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Better Together
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Words: 2042 Pairing: Bucky Barnes x Reader   Request: “Hello, favorite blog writer! :) I may also request a Bucky Imagine where maybe he's your Ex (breaking up cause of he doesnt want to get you in danger cause of the avengers) but he is lost without you and totally changed in the bad way, but you feel the same.. then one night he wants to leave the Avengers behind but Steves get you there and you convince him to stay while hes already on his bike.. then you talk, decide to give your love another chance annnd end up in bed :) hehe. THAAANK YOU DOLL” - Anon Summary: Steve Rogers comes knocking on Reader’s door in the middle of the night. He shows her a note from her Ex Bucky who plans on leaving the Avengers and starting a new life. Steve thinks Reader is the only one who can convince Bucky he’s already where he belongs.
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You woke up in the middle of the night. You’d been tossing and turning most of it but that was nothing new. You’d been having trouble sleeping ever since he broke up with you. He said he was doing it to protects you. A part of you knew that his concerns were genuine. He always said he loved you and you could tell when you looked into his eyes that he meant it. Being the significant other of an Avenger had its risks. That was why Clint had kept his entire family secret, even from the rest of the team. There was plenty of news footage to act as proof of the dangers Tony had put Pepper in.
The only difference between you and Laura Barton or Pepper Potts, was that you knew what you’d signed up for. You didn’t know Bucky before the Winter Soldier. You’d only been a part of his journey after he tried to separate himself from that persona. It wasn’t as if you’d lived a normal life together for some time and then he happened to get invited to join at team that put the world at danger just as often as it saved it. But, just like the first time he’d told you he loved you, once Bucky decided to leave, there was no changing his mind.
It had been roughly three months since he’d left. He’d asked the others to stay away to help keep you safe, so when Bucky left most of your friends did too. They all had loved ones of their own and they knew they’d do anything to protect them. The team didn’t agree with Bucky’s decision, but they at least tried to respect it. You wished they had respected you enough to ask for your opinion instead of treating you like a child too fragile to handle yourself.
Your throat felt scratchy and dry. You decided to get up and get a drink of water. It wasn’t like you were going to be going back to sleep any time soon. You ambled into the kitchen letting loose a loud yawn. You rubbed your eyes and made your way over to the sink. You’d just been about to fill a glass with tap water when you heard a knock on your apartment door. Your eyes glanced over at the microwave. It was four in the morning.
“Who in the world…?” You abandoned your task at hand to peek through the peephole. Steve Rogers was standing in the hall. He and Sam were the only ones who didn’t abide by Bucky’s no contact rule. They both told you many times and on separate occasions that they were sure Bucky would come to his sense soon. You opened the door and motioned for Steve to step inside.
“I wasn’t expecting you to be awake.” He confessed as you closed the door behind him.
“Couldn’t sleep.” You shrugged. You folded your arms over your chest. “Shouldn’t you be at the compound pretending I don’t exist?”
“Probably.” Steve shrugged. “You know he’s just doing what he thinks is best.”
“Yeah, but you know that just because he thinks it’s best that doesn’t make it the only option, right?” You sighed.
“Believe me, I do. That’s why I’m here actually.” Steve confessed. “He’s leaving, [Y/N]. He packed all his things at the compound. He left me a note.” Steve handed over a piece of paper that looked like it had in fact been scratch across in Bucky’s impatient font. You looked down at the note and began to scan it quickly.
“Rogers, By the time you’re reading this, I’ll already be gone. Don’t bother trying to follow me. I appreciate everything you’ve tried to do for me over the years, but I need a fresh start, a real fresh start. You’ve been the best friend I could have ever asked for but this is the end of the line Pal. -Buck.”
“You have any idea where he may be going?” Steve questioned. You looked up at Captain America. His brows were knit together with worry. His lips were turned down into a frown that didn’t seem appropriate on the face on the Star-Spangled Man.
“Actually, yeah. Are you sure we should go after him, Steve? He seems pretty sure that this is what he wants.” You hesitated.
“Well, he seemed pretty sure that calling things off with you was what he wanted too.” Steve told you. “He’s been a mess without you, [Y/N]. He’s been second guessing every decision he’s made. He’s been short tempered. He doesn’t sleep well. He won’t talk with anyone unless it’s about work. I Think you’re the only one who can convince him to stay.”
“I couldn’t even convince him to stay with me, Steve.” You disagreed. “But maybe together we can prove to him that he’s better off with the team than he would be alone. I’ll get my coat.”
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Steve programed the address you gave him into his car’s GPS. The directions led to a log cabin in Virginia that Bucky had purchased a few years ago. Steve parked his car in the driveway. It didn’t look like Bucky had arrived yet.
“I didn’t even know he had this place.” Steve gaped. “You’re sure this is where he’ll come?”
“This would be my best guess. It was supposed to be a secret. He got the idea from Clint.” You told him. “He wanted a place to hide in case he ever lost control again.”
“Why did he tell you about it?” Steve asked. He was clearly a little hurt that his lifelong best friend had trusted you with such a big secret.
“At the time, he told me that if he ever lost control again, I’d be the only one who would be able to pull him out of it. You think you can handle this?” You questioned.
“He’d do the same for me.” Steve said before getting out of the car. You followed after him, the two of you began to walk the perimeter of the house, looking for any indication that Bucky may have already been there and left. After only a few minutes you heard the familiar purr of a motorcycle. You turned a corner as Bucky cut the engine. Because it was still dark out, he didn’t see you or Steve at first. However, he certainly recognized his best friend’s vehicle.
“How the hell did you find me, Rogers?” Bucky mumble to himself.
“A little bird told me.” Steve confessed, He stepped closer to Bucky, which activated a motion sensor light above Bucky’s garage.
“That makes sense.” Bucky sighed when he saw you standing next to Steve.
“Can we talk?” You wondered, stepping closer to him.
“We have talked, [Y/N].” He answered. “I don’t have anything else to say. To you or him.” He nodded at Steve. He tried to walk past both of you towards his front door. You reached out for his wrist to stop him but you fingers only brushed against cool vibranium. He continued walking.
“Well, I do.” You called after him. That seemed to catch his attention briefly. He looked back at you over his shoulder.
“Do you remember what you said, when you took me here?” You called out to him.
“That was years ago. It was a different time, [Y/N].” He shook his head.
“It wasn’t so long ago, Buck.” You insisted, stepping closer. “You said you always wanted a place like this, away from the city. A quiet place to raise a family. You said you liked this house because it had potential, it gave you hope. Hope that we could have a brighter future together than your dark past.” You took another step closer to him and pointed to a large oak tree in the backyard. “You said that tree would be perfect for a tree house, handmade like your grandparents had at their house. The kind with a tire swing hung from a lower branch.”
“That was a pipe dream, [Y/N].” Bucky argued.
“It was more than that.” You insisted. “It was a future we can still have, together. We can be together, James. We can make this work. We can have the two point five kids with a tree house, a dog and a white picket fence, and in another thirty years we can have three rocking chairs out on the back deck enjoying the life we build. It won’t be easy, we’ll have to fight like hell, but you’ve given up too much to not get a happy ending.”
“Three chairs?” Bucky repeated.
“Yeah, when I picture us way older, Steve’s always there. I just want to be prepared in case he never marries and ends up living with us when he’s retired.” You explained. “You know I’ll age faster than you two, so I like to think that instead of remarrying the two of you grow old together. It sounds weird when I say it out loud.” You rolled your eyes. You could just make out the slightest hint of a smirk on Bucky’s face in the moonlight.
“So, in your fantasy reality where we end up together and you are presumably my wife, you envision my best friend living with us?” He chuckled.
“He’s family.” You shrugged. “What else would we do? Put him in a nursing home? Family takes care of each other, especially when they don’t know how to take care of themselves.”
“Alright, alright. Point taken.” You watched Bucky’s shoulders slump and he heaved a great sigh. “I’ll admit, I may have been acting a bit…irrational, the past few months. The truth is, none of this is how I pictured my life turning out.  Sometimes I get into my own head and, it’s hard to love myself, so I can’t understand how anyone else would. I truly don’t deserve the two of you.”
“Nonsense,” Steve came to stand beside you. “There’s no one else on earth stubborn enough to track you down.”
“You know something, Rogers, I think you might be right.” Bucky smiled.
“[Y/N]’s right too, Buck. We’re family. We stand by each other. We fight together. Especially if that fight is against our own instincts.” Steve said.
“It’s pretty cold out here.” Bucky observed. “You guys want to come inside?”
“I think maybe the two of you need time to talk. Can you make sure she get’s home alright?” Steve questioned.
“She already is home. We’ve got it from here, Rogers.” Bucky assured him. “Thank you.”
“Till the end of the line.” Steve told him before walking back to his car.
“You have time to talk?” He asked you. Bucky started walking towards his front door.
“Yeah,” you nodded, following after him. “But truthfully Buck, I’m exhausted. I haven’t been sleeping great and Steve got me all full of adrenaline on the way over. Now that I know you’re okay, my body is finally starting to register that it’s five in the morning and I should be sleeping. Could I maybe crash on your couch and we can talk in the morning?”
You looked around realizing the house had hardly any furniture. The front door opened to an empty entry way. Bucky kicked his shoes off and left them in the middle of the floor. To your left was a living room with just an old big box TV & a couch. To the right, was a dining room, which was filled with bins and boxes, probably everything he’d moved from the Compound.
“I have a bed you know.” He offered as you took off your boots. “For you.” He added, I can sleep on the couch.
“Steve said you haven’t been sleeping well, you should take the bed. You need the rest.” You insisted.
“You said yourself that you’re having trouble sleeping.” Bucky reminded you.
“Yeah, didn’t realize how much I hated sleeping alone until you left.” You confessed.
“I know the feeling.” He chuckled. “Nearly called you that first night and begged you to take me back. Plenty of room for the two of us. We could both get a decent night’s sleep for the first time in months and we can figure out everything else in the morning.”
“Count me in.” You yawned.
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uwuowotf2waslife · 4 years
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The mercs with an s/o who is on the autism spectrum? If you want to
 as a person with diagnosed autism( ASD that later changed to SCD but concidering my countrys lack of proper diagnosis and non-existant support when i was growing up, im not sure,it might was a result of chronic abuse or i was a really weird kid) its my duty to answer this ask,
always know that you are perfect with all your imperfections 
just because maybe your brain is wired different it doest make you less of a person
you are poetry
Scout
-my boy has adhd ( probably undiagnosed until he was examined by Medic) so you two might have a little problem at the begining.
-he might be the closest to a jack russel in human form, but he cares about you and is willing to sit down and do his research so he can understand you and your struggles. He isn’t a hypocrite, he is a hyperenergetic bundle of daddy issues and is sure he will annoy you from time to time, he annoys pretty much everyone except his mom on rare occasion, he is a hanfull and he knows that years now. But he also has come to understand that everyone has struggles and little things that make them more special than others.
-if you have problems with communication , he’ll be your mouth .Problems with sensory overstimulation? he will escort you to the safest place and hug you tighter than he thought hes capable of. People mistreating or bullying/insult you? the bat is in his hands and his ready to hit home runs on their balls. You might not be the perfect couple, you will struggle like every couple and have fights and arguments, but he is ready to phase every difficulty that comes on your way. He loves you and he is here for the ride even if its bumpy.
Soldier
-( I and i think a big part of the community claim he is actually autistic) Probably the most tricky of the mercs, since at one side he might completely relate/understand you and the relationship go smoother than soft butter on bread, or he might have problems communicating the relationship problems with you.
-as all relationships you two must sit down and communicate your problems. Believe me he isn’t mentally retarded ( a horrible misconsumption ive seen being thrown around), yes he is stubborn and can’t read social cues to save his life, but he is a loyal beefcake with a golden heart hardened by a lifitime of war. He knows he isn’t the perfect man, he has nightmares and panic attacks on the regualr after so much trauma in his life. But he also knows that if he S/O needs him, it doesnt matter if its a small or big thing, he is ready to go through hell and back to make them happier or more comfortable 
-you can’t stand loud noises? copy that privet, he will stop yelling/ screaming around you. Certain things make you uncomfortable/ anxious? hes at your side and he is ready to snap necks...you have his heart and his adoration, he ain’t a coward or a pansy, you’ll win over any challenge that comes your way like the absolute unit you are and he is there to assist
Pyro
-fresh from the start they can recognise you have autism, i lowkey think they might be ( actually in young adults asd and mild schizophrenia can be mixed and confused by not good qualified doctors, its been years since i read that study so correct me if im wrong) or have really good gut insticts. Either way, they know you are struggling and trie in subtle ways to help you
-did an important call without stuttering? hug and smooch on the crown of your head, completed all your work/homework? they will cover you in stickers and cuddle you in their pillowfort, stood up for yourself? my girl theyll make a huge cupcake tray and youll two will eat while watching sappy disney films
- you won’t struggle as much, i see them as more easy going than other members of the team. But they also have big issues that may create problems in the relationship that you both need  to work on. They are more than a handfull and they aren’t unaware of it, they spended years locked inside their own head doing god-knows how vile and harming things to their mentality and body, they can’t believe they are alive and they wake up every day next to the most beautifull human being they have come across their lif, ( Y/n). You will bond slow but strong , you are their sunshine and theyll make sure their sunshine shines no matter what they have to do
Engie
( lowkey i think is canon he has some form of high-functioning autism, just hide its behind the southern warm and soft hospitality)
- when you confess, he hugs you ( a big thing coming from him since i dont consider him a touchy fella)  and returns the confession that he is too. He knows each person experiences different so he won’t press you for explanations or description of what you have is excactly. He just assures whatever happens, he is there to help you with
- doesn’t really change how he views you, but he takes the initiative for things like talking to strangers, calling to order or things that you struggle with, but he doesnt baby you. You are an adult person and will be treated as that, even if sometimes he feels he needs to “help” or “protect” you
-one of the most  easy going of the mercs, but his work is his priority so there will be long arguments about it. He understands your frustation, but he is a workaholic years now before you came in his life and can’t bring himself to change that. His work is his routine, the only comfort he knows and the only place that accepted him for who he is. But, he will be more elastic and have more breaks/ days off even if it means the project will be finished an hour or two later, unless it has an urgent deadline. He knows he can be very cold and emotionless, he is an engineer, not a spy for that reason. Furthermore he has his own times when he is stubborns or has an anger explosion because something broke/didnt meet his expectations or got way too invested into something that turned to be worthless/ uselless so he isn’t the one to judge if you are in a sour mood or you have your own “ explosion”. After all said and done, late at night when you are both alonein his workshop he will just cradle you in his arms and make a silence promise to always be there for you through thin and thick ( as we say to go through 40 waves and 40 more ) because you are something that no machine or creation can emulate or recreate, you are ( Y/N) and you are the love of his life.
Demo
-arguably one of the three more knowledgable of the mercs in the topic of mental health department. Being raised in an orphanage i doubt he didnt had at least a dozen other kids who had from high to moderate to severe autism ( during the 20th century it wasnt uncommon for people with autism to be thought less human or that the family of said people couldn’t provide for them in severe cases so theyd be dropped on orphanages and psychiatric hospitals)., so he has some first hand experiene with what autism is. It isn’t something for him in all honesty, after so much trauma and hardship in his life he is at peace that peopleare different and their brains are rarely wired the same
-he also know he isn’t ideal, he acts really stupid when he is drunk and his alcohol consumption alone is a very big problem for any relationship he ever had in his life and i doubt he is the image of psychological perfection, but he also knows that if you are willing to keep him around you have seen him wasted out of his mind, he is more than willing to put up with anyof your quirks or difficulties.
-you want to stim? go ahead he’ll leave the room/the house so you can stim to your hearts content, you want to stay? sure thing lass, hell sit in a corner and drink a bit while you have your thing. Work/ school/ home life is stress full and you are in the verge of a breakdown? he has already wrapped you like a burrito and he is holding you while you cry/vent, you dont want to be touched at that moment? hell take you to an open field and you can blow things up to get all those feelings out of you. He isn’t ideal, he is at peace with that, but now that you appeared in his life, you became the apple of his eye. He’ll cherish you and protect you both as body but as a mind and a soul for whatever shit life throws at you, he was never one to back down a challenge.
Heavy
-due to the language barrier and his nature as a quiet man it’ll take him some time. If you bring it up he’ll simply nod and run to Medic or Spy for translation. He isn’t shy to do a doctors worth of research so he knows what he has to deal with, he knows his english is broken and would prefer to have a migraine over the amount of books hes read than make you feel uncomfortable. Probably will ask advice from Medic ( the most qualified on the team) untill hes satisfied he knows enough.
-probably the sanest of the mercs, but he isn’t perfection. He had to endure famine and death from very early in his life, always be the stone his family anchored on and most people on his life, so he has his own big problems. At one side he is used to so many things, he is somewhat indiferent. You aren’t harming anyone nor its life threatening, so it doesnt really change what he feels about you. All people have flaws, noones perfect and if they do think they are perfect, they are very, very wrong. I won’t lie to you, some times hell get confuse with your behavior or will get tired of being the “ anchor” of the relationship, but he will never admit it. He survived the Gulags and years in Siberia, this is nothing but a walk in the park for him. He isn’t a fuckboy, he doesn’t want you just for some fuck and then hell forget you exist, he is much more sentimental than he appears to be. He beginned this with you because he sees you more than a body, he sees you as someone he wants to spend the rest of his life with even if itll be a challenge, he was never a quiter and he wont be now.
- don’t expect much communication help from him, unless its in russian. But whenever you feel the tiniest bit of self-doubt or anxiety his arms are open to embrace and warm you with  his love. He might was raised among anarchy and war, but he is a gentle giant with a heart bigger than Russia herself. He knows you two will struggle especially on the communication domain but he is willing  to do what it takes to make your life easier/ less challenging. He came here to stay, only if you allow him 
Medic
-Arguably the most medically qualified of the mercs, but considering the era of his studies hes at least rusty on modern terminology and general understanding of what autism is. Nontheless his a doctor ( with or without a medical license) and i doubt he ever followed the rules of ethical and unethical medicine. He is a healer primeraly and he can’t claim to be the most mentaly stable of the team.
-he might be many things, he knows hes at least crazy by normal standards and has made extremely questionable choices in his life,but he cares for the people he is close to, lovers and collagues alike. He won’t try to ‘change’or ‘medicate’ you; unless you specifically ask him for, like yes he has defied any sort of ethical medicine and has played god many times in his life, but he knows that if he changes you, you won’t be ‘you’. You will be you still, but nothing more than a lobotomized version of yourself and he fears that. Let’s be real, he probably choosed you because you are a smart individual ( that includes both street and book smarts alike) so if he “killed” your smart he would essentially kill you and this doesnt sit well with him.
-feeling down? no worries, the doctor is here ( afterhe finis hes re-connecting snipers new kidneys). Stressed? Archimedes will be your own personal cheerleader and the rest of the flock won’t let you all stressed and alone while Medic is working. In the simplest of works,he wants you to know that  he might be a madman on the field and the medbay, but he is also your lover and that means he cares about you. He doesnt care if act a lil strange or you have some special things about you, guess what? he doesnt cares. H e never cared and he will never cared, all the greatest minds had something  special about them and you are no exception. He chosed to have a relationship with  you and you accepted the love request of a surgery-happy maniac , im sure he is beyond equiped to handle you in all aspects. He might not be the most touchy but he will make his point across that you are someone who means wayy to much for him to change
Sniper
- ( i highly think he is autistic, just the way hes potrayed in most fanfics he acts lowkey autistic, mostly in the communication and sociable part) growing up in the middle of nowhere probably he has never even heard ‘autism’ as a word , so his very lost. (another headcanon of mine is that he is also iliterate) You need to explain to him what autism is and how it affects your life. He has a non-pleasant expression on his face, because he realises most things that you say what that “autism”is and the thing it has are things he actually  has and felt throughout his life. He looks like hes having a religious expierience and when you are done he only nods and hugs you almost mechanically.
-he will need some time, not because ofyou, but because of him. You might think he is breaking up with, butin reality he just needs some time alone to sit down and think about all the things you said. Its one of the biggest revalations he has experienced on his life and it has hit him like a wall of bricks.
- after a few days he will return to the base and will ask you to meet with him on the most secluded of his snipers nest. While you prepare for the upcoming breakup, he actually showers and wears somet hing nice for the first time in a while. He goes out of his way to make the sniper nest a bit more “ comfortable” even bribe spy into giving him one of his fancy wines. Once you go up the nest and you two meet, he is the most clingy he has ever been and almost drinks the whole bottle out of pure anxiety. Once his tipsy enough he actually confesses that from the things you said, he found out hes also autistic. Que him basically clinging you like a broken koala baby while half-sobbing to expell all the tension he  has inside him. Please pet his hair and rub his back,he will melt and quit his rugged manly man persona for that moment. He needs you there, he needs your soft touch to ground him while his whole life comes crushing down and a weight he never imagined is being lifted from his shoulders.After that, its quaranteed you two won’t be seperated ever again, he needs you to ease all this pain he has gathered from his troubled life and he will provide you the world and the stars.
Spy
- he knows what autism is( as a spy he should know about human psychology/mental disorders just to know how to impersonate any person with or without issues) and he is a very observant man. He has above average attention span and knows how to read body language so he has figured you are autistic a long time ago. He is just waiting for you to open up about it or confess it, but he also knows the social stigma around autism so he keeps his mouth shut because he really doesn’t want you  to feel uncomfortable or ‘naked’ in front of him
- i heavily headcanon him to be at least depressed/having an ugly anxiety disorder or even a dissosiative disorder considering a big part of his life is carefully crafted theater , so he can’t say he is any more better than you.Furthermore he never really cared about what society thinks about mental ilnesses, whos here to judge who sane and not? he has seen so much shady things behind closed doors of “ pure” people he has lost all respect for what society thinks its normal and what is weird or not acceptable. Yes he follows the rules of “good” society but thats more of a habit than a need. Plus have you seen what the good ol’ society behind close doors? yap youll need a good bible study and some church to wash away the sins.
-eventually when you confess to him,he doesn’t really act. He knows its a heavyemotinal moment for you but he can’t open up for his own problems, at least now. But he will embrace you for now and say all the sweet words you need to hear...untill the same time he gets drunker than he can and confesses to you in french all his psychological troubles while he cries on your chest. He won’t let go unless he wants to vomit and he will cling to you for dear life while he experiences one of the ugliest meltdowns he has experienced in the last decade. Probably will wake up with a monster of a hangover, but once he feels you wrapped around him and feel your heartbeat on the bones of his back something will meltin him. He will gather whatever strenght he has, turn around, give you one of the most genuine smiles he has ever given in his entire life and peck your lips bore he starts whining and requiesting you to either kill him or fetch medic. Perhaps one day hell say all the things he wants to say in you mother tongoue but for now, just know he will cherish you and love you like the most exquisite poetry that has graced his life
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exoploring · 4 years
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You're the reason for those teardrops on my guitar---
The faint music from the local cafe is cut off by a car door shutting, and with it every noise from the outside world is muted, leaving a long, stretching silence, even as the car engine is turned on and the gps pings, setting its coordinates to the local middle school. It's rare to find a car that is silent these days. Maybe they're filled with loud music, or chewing of food, or the bickering of family members or friends, or any other type of noise. Not just silence - plenty of stretching silence. But that's how Geralt wanted it to be in his car and thats how it stayed, usually.
Sometimes he would turn the radio on to listen to the local news, to hear about the traffic conditions and such. Sometimes there would be conversations between him and Yennefer, his ex-wife-now-bestfriend when he brings her to and fro her office branch when she visits. Sometimes Ciri would have a story about school that just cannot wait to be told so she just goes dad, dad you wont believe what happened today (and no, it doesnt remind Geralt of anyone from his past, no, not at all). And sometimes, he will never admit it to anyone, not even himself, but when hes alone he would hum.
Hum pop songs, 80s rock, country songs, maybe mumble rap a little. Because while he may like silence the world is filled with lots of noise, lots of music and some of them latch on. And sometimes, on those rare occasions when he feels tired to the bone and achingly alone after a long day at the ranch, he would hum songs the public has never heard of. Unreleased versions. Private covers that are, in his memories, sprinkled with laughter. Drafts to hit songs that play on repeat on all the radio stations. Those covers he would always hold dear to his heart, and he saves them for the occasions when he lets himself dream and think of
what if
what if
what if
"DAD !"
"What?"
Geralt is startled out of his deep thinking and he looks at his daughter who he went to pick up from school. His daughter just raises an eyebrow, out of exasperation with just the right tinge of "can we get a move on" (he doesnt know whether she got that from her mom or Geralt, but it works) and he drives his car out of the driveway of the school back home.
There is a shine in Ciri's eyes and he knows that it would be one of those car rides wherein Ciri would not be able to wait until they get home to tell her story over dinner so in the first intersection wherein they have to stop, he says his signature "hmm" to let Ciri know that he is listening (when it comes to Ciri he always tries to) and Ciri immediately begins to talk about her day. Geralt hmms and nods to show that he is still listening to his daughter's story, silently catalouging everything that the girl is saying. And then she gets to talking about her lunch period, and she becomes extra enthusiastic. Geralt's interest is piqued as Ciri's talking speeds up, the way she would usually talk about her favorite things like vloggers and such.
"And everybody's talking about my favorite singer now, especially after the release of his album!"
"Hmm"
"So many people were singing or humming along to the radio, coz his songs are playing everywhere-"
A nod
"And Ive been a dandy, thats the fandom name by the way, for a long time! After all hes been through Im just so proud of Jaskier-"
A large honk interrupts Ciri as the car dangerously swerves. Ciri gasps in shock and Geralt's grip on the steering wheel tightens as his face matches the color of his hair. Really, Geralt doesnt know what his expression must look like, but after muttering a soft apology for spooking Ciri, Ciri remains silent on the ride home while gazing at her father with concern. When they get home Ciri mutters an apology depsite not knowing what made her father react that way, and Geralt dismisses the apology, stating that she didnt do anything bad -he just remembered something, yeah, thats all, i'll call you for supper. With a quick hug Ciri goes to her room to do her homework and Geralt sets to cooking supper for both of them.
Much like car rides, Geralt prefers the kitchen to be silent as he sets about his tasks, cooking a usually therapeutic activity for him, and noises would usually be limited to when Ciri or Yennefer would help him out. Today, he looks at the old radio on the countertop, innocently gleaming under the lights, not at all aware of the storm its causing inside Geralt, of the onslaught of regret and remorse that never really disappeared, just dimmed in the background.
And they did say that emotions make a man act differently, act illogically, and while all signs would say that Geralt should save himself from the pain, from listening to his heart that is both aching to hear that voice and to forget it at the same time, Gearlt still reaches out. The static as he adjusts the radio to a station sounds to his ears like
What if
What if
What if
And he gets to a station and
"From a new rising star in the music industry, here is Jaskier's song 'The Well' from his album 'Sincerely'"
And the song plays on and on and on, and it feels like an eternity and a moment to Geralt, whos clinging to the radio like its a lifeline, a vice he cant quit, and the radio croons
Well I walk the line and I stood by my man
The ring of fire burned me in my hand
Beneath the neon moon I’m in the light
Tell me do I ever cross your mind
No you don’t throw wishes to the well
No you don’t go kissing if you tell
No I won’t come running at the ringing of the bell
No you don’t throw wishes to the well
No you don’t throw wishes to the well
And the last note echoes in the kitchen and Geralt turns off the radio. Again, all is silent in the kitchen. He thinks of coasts, of whispered wishes, of camping nights, of distant church bells. And he allows himself a single tear. And another. And another.
And he cries.
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mikiruma · 5 years
Text
im gonna talk abt tf2 and pokemon again bc i can.
scout of course would dig fast pokémon!!! he's probably got a jolteon he loves dearly, maybe even a crobat he was given (as a zubat) in childhood. from who? eyes emoji there are faster pokémon, sure, but a lot are legendaries or bugs- and he's still trying to warm up to bugs. when/if he did, you KNOW he'd be all over ninjask or accelgor. he usually fawns over pokémon he thinks would make him look cool or fit his fight style (ie hit ur opponents the hardest first & dont get touched) but has a weak spot for some of the "cuter" ones. probably tried to lick a vanillish. as staunch a believer i am he'd be from castelia city, i like the idea that he used to be a rocket grunt, or someone who wanted to join team rocket at one point. i was trying to decide if he'd have a type preference but i like to think he's a mixed bag, mostly because every pokémon is cool and exciting to him! if you did ask & he did have to pick, it'd definitely be electric. wait, dragon, obviously... nah, fighting is good. no wa
soldier's partner is obvious! zigzagoon! mostly bc its a raccoon-like lil dude... he probably gives nicknames to every pokémon he sees, not necessarily just the ones he tries to catch. because lets face it, his zigzagoon is the ONLY pokémon that matters to him. well, that and any that catches zhanna's eye. his zigzagoon carries an everstone and is probably stupid high levelled but nobody really keeps track. soldier does initiate a lot of battles, but they're more fun when zhanna's with him too! theyre an inseperable group who probably wreak enough havoc to be considered their own team of hooligans, but who's to stop a happy couple with their adorable op pokémon? also i kinda wrote all that down super quick buuuut zigzagoon also works as a support pokémon for him when his stability gets extra rough, laying on his lap and helping to keep him grounded. he doesnt have any desire to keep more pokémon since he's fine with just 1, but if he had more i think he might get along with loudred or chatot. (chatot would DEFINITELY take some warming up to on his end but i LOVE THE THOUGHT)
pyro loves fire types of course!!! theyre probably the only one brave enough to pet their hotter ones. engineer probably made em special gloves just so they could play with their slugma... its hard to pick favorites, but the ones theyre closest to are slugma and monferno. they also have a solosis who just loves to play! unlike other people who usually just have one pokémon walking with em at all times, pyro tends to keep all three of theirs out of their pokéballs. they worry about them getting cramped or bored, and while its good exercise, sometimes its difficult to wrangle them when solosis has someones hat and slugmas melting through the furniture and monferno found spy's disguise kit.. theyre a big happy family though!! i think pyro would also like fairy types a lot, but if they got a fourth pokémon, theyd probably keep it at a daycare for the sake of themselves and the rest of the team. just in case, they might really want a sylveon or snubbull.
demoman and any pokémon knowing any explosive moves is an obvious fit! i initially liked him and electrode for this, but since part of their biology is exploding unpredictably... maybe that ones saved for battling. or at least not kept at any of the bases. i like the idea of him keeping his battle partners & normal team separate. when he's not drunk, he's a very skilled trainer and actually took a handful of gym challenges when he was younger. of course it started getting tough to balance work and training, but he never intended to get far in gyms anyway- to him it was just a fun challenge where he got to bond with his pokémon. other than his electrode, he's probably also got a charmeleon (whos either causing mischief with pyro's monferno or keeping demo company while he works/naps) and a honedge (who he will spar with sometimes). he used to have several other pokémon, but he eventually didn't like keeping them all abandoned in pc boxes, and ended up rehoming a lot of them. scout probably has a meowth from him, but he wont tell you.
heavy never cared too much about setting up huge teams or amassing a large collection. he never carries pokéballs, but his party is made up of some impressive pokémon. unlike most of the team who catch their pokémon through normal means (trade/gift, fishing, etc), he befriended his naturally. its easy to say one is ursaring, so of course im going to say it. he wont share how they met, but i wanna say he found its egg abandoned and raised it from there. they probably wrestle a lot but theyre always careful not to seriously injure each other. he befriended his mamoswine (then swinub) shortly after, then his abomasnow much later, in between him busting his family out of the gulag & leaving to find work. he left all three in siberia in the care of his family, but has a teddiursa from his ursaring to think of them all by. probably spoils the crap out of em all every chance he gets though, he loves his pokémon as much as his human family and saves recipes for poképuffs & poffins.
engineer wasn't always on board w the idea of a partner pokémon, mainly because he was always into engineering and was sure he'd be too caught up in it to focus on.. well, anything else. sure, when he was younger, he was like most kids and dreamt of being a league champion, but it always seemed to fall through.. until he discovered steel types. he started his journey later than most, but more than anything he's thankful because they help immensely with his work and lighten the load. he has a magneton who.. isn't that bright, but he's cute and thats what matters. he's also got a rotom who occasionally helps experiment with new machines, but mostly just possesses dispensers and rubs itself on everyone and everything. yum, static cling! engie didn't get into battling as much as he thought he would, but he's essentially working his dream job with his best friends (and 8 other dorks) so things are pretty good. this doesnt mean he wont go for human help when hes stumped or burnt out, though! other partner thoughts i had were torkoal, raichu and porygon2.
sniper is probably the biggest pokémon expert out of everyone on the team (well, aside from medic probably.) he's basically a walking pokédex and can tell you all about type matchups. he's also way closer to his pokémon than people realize, and especially closer than any real people. this is especially noticeable with his baby kangaskhan- although with a heavier origin than simply "abandoned", he ended up bonding with heavy over the ordeal. even with more technical aspects memorized, raising this baby was a completely new venture- not one he hated though! he also collects bug pokémon (that he lets scout get close to,when he tries to get over his fear) & has a slakoth that just kinda.. fell asleep on him one time and just never went away. other choices include koamala or krokorok.
medic is like a pokémon professor but fucked up. while he was primarily a human doctor, after losing his medical license, he started to dedicate time to studying pokémon. he doesnt run inhumane experiments on them because i said so. he's working on filling up his pokédex more than anything, and loves listening to others talk about their partners or other species theyve seen. he has his own pokémon too of course! as the team healer its only natural he has healing pokémon like audino and blissey, but he has a soft spot for flying types, specifically the birds. he has way too many pidove. he probably has a massive aviary separate from his medical lab where he keeps more birds, namely pidgeotto, fearow and some starly. he used to travel a lot (especially after being chased out of his hometown), but he saw it as more chances to discover new pokémon. probably has a very illegal form of the pokémon boxes with no storage limit. also probably heard the stories about mew and mewtwo and actually got inspired. probably owns the most pokémon merc, specifically stationery- hey, if ur getting some unethical experiment performed on you by the german guy you tried to rob earlier that night, are you going to pay more attention to his shit eating smirk or his cool ass holographic pikachu pencils??? or perhaps the cutesy eeveelutions stickers on the back of his clipboard???? thats what i thought.
spy looks like the guy who would probably be the least into pokémon, but that couldn't be further from the truth. he's not as wild as scout or medic by any means, but back in his day he was "pretty decent" (a gym leader.) i like the idea of zoroark being his partner, but you know who else is cool??? cofagrigus. gengar. banette. probably the only one on the team to actually get into mega evolving. and the only one with a shiny, but its gengar so we dont talk about that. i wont imply he loves his pokémon over his own family, he's just had a lot on his plate. remember scouts crobat? while hes got a more methodical approach to battling, he doesnt do it nearly as often as he used to. he still keeps his gym team, and though they tend to be more serious than the other pokémon in the base, they do on occasion get into trouble with others, namely pyro's solosis and scout's jolteon. not misbehaving on purpose, just being curious :0 probably uses luxury balls to catch all his pokémon and has an unused love ball with scouts moms name engraved on the bottom. (either for the novelty, or maybe hes trying to find the right one to catch for her??)
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brookutoh · 5 years
Note
Scenario where bakugou wants to propose to the reader but this is like the one thing he doesnt want to fuck up so he asks bakusquad for help? Or kirishima forces bakugou to take their help 😂
Oh man, I’m always on board for a proposal and especially from the ol’ explosion man. I also went with a female!reader here, since there was no specification and it’s kind of my go-to.
Enjoy!
Bakugou was not sure what to do.
That wasn’t exactly a situation he’d ever experienced before, what with being headstrong enough to usually know what he wanted and how to get it.
Except, apparently, this.
Well, okay, he knew what he wanted. But it was the achieving of it that he was struggling with. After attempting to figure things out by himself and hitting a wall each and every time, he finally admitted that he needed help.
And for Bakugou, this truly was a turning point.
Kirishima, Sero, Kaminari, and Mina had been gathered together with nothing but a grunted order from their temperamental friend. Four pairs of eyes stared curiously as he paced back and forth in front of them.
After a while, Kirishima broke the silence. “Bro! Is something wrong?”
“Yes,” Bakugou replied shortly, still pacing. The four on the sofa looked between themselves with concern.
“Is it…relationship troubles?” Sero asked cautiously.
Bakugou paused. “Yes,” he admitted, before resuming his pacing.
The four shared a look again, this time with full-fledged worry. It was Mina who spoke up, unable to hold back. “Please don’t break up with her, she’s the best thing that ever happened to you!” Her words were emphasised by three separate nods around her.
Bakugou froze, head snapping towards his friends. “I’m not breaking up with her!”
While the volume had the others recoiling, there was instant relief throughout the room at his words. Which then morphed into confusion.
“So… why are we here?” Kaminari asked.
Still stationary, Bakugou sighed. “I need… your, uh, help.”
A grin from Sero. “You need our what, Bakugou?”
“Yeah, we didn’t quite catch that, man. You wanna repeat it?”
Bakugou stared at the permanently-smirking Sero and Kaminari, who was now holding back laughter. “Fuckers, you heard me.”
“Bro,” Kirishima started, still mildly concerned. “What do you need help with?”
Making eye contact with each of them in turn, Bakugou weighed up his options. He could still turn back without admitting exactly what he was struggling with and continue trying to solve the problem alone, but he knew that wasn’t the best idea.
Closing his eyes, he tried to keep his voice as level as possible. “I want to propose.”
Silence.
He opened his eyes to find four equally shocked faces, and he watched with irritation as each mouth pulled up until they were all beaming at him.
“BAKUGOU~~”
“SO MANLY!!!”
“NICE, BAKUGOU!”
“HELL YEAH!”
He rolled his eyes. God, they were annoying. But they were still his friends, and he couldn’t help but smile a little as they started chattering, Mina taking the reins as they began planning everything out.
By the end of the night, he was ready.
***
You were exhausted, moody, and trying to convince yourself against committing homicide.
Not for the first time, your work was killing you. When your day ended, you wanted nothing more than to go home, change into your pyjamas, and climb into bed. And also cuddle your boyfriend. But mostly you just wanted to sleep.
You were sat in your car about to start up the engine when your phone dinged. Checking it, you saw Bakugou’s name, and a text: “Can we go out somewhere tonight?”
Well, you really didn’t want to. But not only was it a rarity for him to ask something like this, but you also had a feeling that this was something you should agree to.
You faintly recalled the way he was acting this morning, a flush on his face that you had assumed was a fever, but whenever you reached a hand out to check his temperature he flinched away, loudly informing you that he was fine. He hadn’t seemed fine, though. And the way he had moved away from you and avoided eye contact had worried you. He’d seemed somewhat anxious, and now he wanted to go out somewhere…
A shock of cold ran down your spine. Was he going to break up with you? No, no, he hadn’t seemed strange before today. He wouldn’t do something like that out of the blue. You tried calming yourself, but the worry was still there, churning in your stomach.
Nobody was home when you arrived back. You knew that would be the case, Bakugou had told you about a mountain of paperwork he had to get through after the last villain attack a few days ago, but assumedly he would be back in time for the two of you to go out like he wanted.
Oh right, the text. You still hadn’t replied; you’d been somewhere on the spectrum between worried and anxious the entire way home. So, basically, your focus was nowhere near the level required to type out a reply.
Now in the confines of your own home, you tapped out a simple “Okay!” and hoped you wouldn’t come to regret it. It would be fine, right? No problem. No problem at all…
Phone still in hand, you brought up your contacts list, tapping on one name in particular.
She picked up on the second ring. “Hey, bitch!”
“Mina,” you began as calmly as you could. “Help.”
There was a pause, presumably as the word sunk in. “Uh, what?”
You didn’t hesitate. “I think Katsuki is going to break up with me.”
Another pause.
A snigger.
A laugh.
“Mina!” you cried. “Don’t laugh at my genuine worries!”
“Sorry, sorry,” she breathed, still in the middle of laughter. “I just… how did you think that?”
Well, you felt a bit stupid now that you’d been laughed at. You flushed. “He seemed off this morning… and now he wants to go out later… I just thought-”
“Well, you’re thinking wrong!”
You blinked at the interruption. “What?”
She didn’t answer; hanging up after a simple, “Enjoy tonight!”
You were left staring at your phone for a while afterwards. What the hell? She clearly knew something you didn’t but was that a good thing or a bad thing? You were pretty sure you could now check ‘breakup’ off your list of possible scenarios for tonight, which was relieving at least, but then what was really going to happen?
In the time until Bakugou got home, you tried anything and everything to take your mind off tonight. And it worked, until he walked through the front door, didn’t meet your eyes, and said the quietest “Hello” you’d ever heard from him. In fact, you were positive you’d never heard him be that quiet in your life.
So that begged the question: Just what in the fuck was going on? And why was everyone acting so damn weird?
Any attempts to bring the topic up to your boyfriend were unsuccessful, and on more than one occasion you were left befuddled as you stared at the redness on his cheeks or heard him stutter over a word. Said stuttering was to tell you what time the two of you would be going out later on but did absolutely nothing to answer your barrage of questions.
Left positively abandoned in the realm of knowledge, you had but one way of fighting back: with the shortest, sexiest, most sinful dress you owned. You were making use of your little black dress tonight, and Bakugou was going to figure out the hard way why he shouldn’t keep secrets from you.
You had just finished dressing when he walked into your bedroom, presumably also to change. You watched with pure satisfaction as the now-permanent flush on his cheeks turned considerably darker, smirking as you decided to tease him.
“Something wrong, Katsuki?”
He averted his eyes. “N-No! Why the fuck would anything be wrong, just hurry up and get ready, we’re leaving in fifteen minutes.”
“Roger that, Katsuki~”
You heard a growl as you left the room, swinging your hips as you walked for a little added effect. It was worth it; forcing him to deal with you in this dress while in public was more than punishment for what you’d been put through today.
Fifteen minutes later, you were both in the car and driving to an unknown destination. He still hadn’t told you anything, but since you could clearly see the direction in which you were headed, it wasn’t difficult to guess the possible locations for your date tonight.
Except… this was not what you had expected.
You had left the city, driving along country lanes and generally leaving you stumped. With the sun beginning its descent, visibility on the badly-lit roads gradually became less and less until the only source of light came from the car’s headlights. You didn’t meet any other cars, and you began to wonder if maybe he was taking you this far out because he was going to murder you, when the car turned, into… a forest?
The dirt path you were now following was surrounded thickly by trees, an encroaching darkness on either side, and you found yourself leaning closer to Bakugou in an unconscious effort to have him protect you from whatever might be out there. He noticed but didn’t say anything, although he did rest his free hand on top of your own.
After having looked nowhere except your joined hands for the better part of ten minutes - looking out into the dense forest was still scaring you a touch - your head snapped up when the car finally stopped.
You gasped.
You had no memory of the two of you driving uphill, but clearly, it must’ve happened since you were now somewhere up a mountain, on a ledge area overlooking a large expanse of countryside. In the distance were the lights of the city, but there were many other lights that were more prevalent out here.
You had never seen the stars this clearly before, and you found yourself leaving the car to see them better. Thousands upon thousands of them encompassing the sky. If you knew any constellations you could probably spend hours out here trying to find them all, but even without that knowledge, you would be more than content to just spend time staring up at them.
The sound of a car door closing behind you had you turning to see Bakugou, watching your awe with a smile so gentle it was almost unlike him. Almost, because it was one he saved for you and you alone.
“How did you find this place?” You half-whispered, not even wanting your own voice to ruin the atmosphere.
He walked towards you. “Shitty Hair.”
You nodded, looking back up. “He sure knows how to find a good date spot.”
Bakugou didn’t answer, but from the corner of your eye, you saw him slowly lower to the ground. Concerned in case something was wrong, you glanced down.
Only to nearly fall over backwards at the sight of Bakugou Katsuki on one knee, an opened box in his palm, and a ring within glittering up at you.
Your brain went blank. You had been convinced of so much that might be happening tonight, and for some reason, this possibility had never entered your thoughts. You hadn’t even been sure Bakugou ever really wanted to get married, but the Bakugou you were staring at now was proving you wrong.
Cheeks dark, he slowly met your eyes. “Will you marry me?”
Your mouth had opened in shock without your knowledge or permission. You probably looked like a fish as you gaped around an answer, the ability to speak having abandoned you along with your brain’s thought capabilities.
You saw a flash of fear in his eyes, quickly replaced by irritation. “If your answer’s no then just fuckin’ say i-”
“YES!” You yelled. “My answer’s yes, holy shit. Holy shit. Yes. Please.”
He snorted. “You don’t have to say please.”
“Tough,” you said as you held your hand out. “Please.”
Wordlessly, Bakugou took the ring out of the box and - after grasping your hand as gently as he could - sliding the ring onto your finger. It fit like a glove.
You stared at it. Not only was it the perfect size, but it was beautiful. Too beautiful for Bakugou to have picked out alone. “How did-”
“Pinky,” he replied, standing upright again.
Ah. That would explain the phone call. “She was in on it too then?”
“And Tape Dispenser and Pikachu. They didn’t do much except be real fuckin’ annoying, but they were pretty excited so whatever.”
You heard the affection in his voice despite his words. “And Kirishima found this place?”
“Well, as my Best Man he’s gotta help with this kind of thing.”
You laughed as you entwined your now ringed hand with his. Remembering earlier, you groaned. “I spent most of today thinking you were going to break up with me.”
He winced. “Yeah, so did those four when I asked them for help. Maybe that’s an omen.”
“Doubt it,” you mused. “You’re the best thing that’s ever happened to me.”
He squeezed your hand, looking down at you now. “Funny, they said the opposite to me.”
You look back, meeting his eyes. “Do you agree with them?”
“‘Course I fuckin’ do.”
And then he leaned down and met your lips, and suddenly - under the lights of a million stars and in the silence of the night - you were being kissed by your fiancé.
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localocksmithnearme · 4 years
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webart-studio · 5 years
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9 Suggestions for Designing an E mail Signature in 2019
It’s no secret that electronic mail signatures have a serious influence on this planet of electronic mail advertising and marketing. It’s additionally clear that they’re one of many best methods to re-engage together with your current prospects, with out spending any (or little or no) cash.
Profitable companies are utilizing the untapped energy of their electronic mail signatures as a result of they know that choices are all about prioritizations primarily based on invested effort vs profit.
Let’s check out how one can revamp your electronic mail signature for 2019 to offer it that “pop” issue.
  1. Create Your Signature with Cellular in Thoughts
It’s superb how many individuals utterly skip over this step, with out understanding the implications. Mobiles account for 46% of all electronic mail opens, that means that testing your electronic mail signature for cellular compatibility is crucial.
A typical false impression is that your electronic mail signature will probably be appropriate throughout all electronic mail shoppers. The unhappy reality is…it received’t. Though I might like to blame Outlook for this, the reason being really that almost all electronic mail shoppers (cellular included) use totally different HTML rendering engines and which means all of them show electronic mail signatures in a different way.
As well as, cellular screens are a lot smaller than PC shows, and so they additionally use scaling. Due to this, vertical layouts work a lot better on mobiles. Utilizing a large format on cellular units may cause your signature to look squashed and the pictures to be scaled up which makes them look blurry.
  2. Embrace Solely Important Particulars
The main points a school scholar contains of their signature will probably be so much totally different to the small print a lawyer contains. Solely embody the small print that are related to you. For instance, if you happen to’re a school scholar, you’ll most likely embody the college you’re attending and the topic you’re finding out. You wouldn’t embody these particulars if you happen to’re a lawyer.
Most individuals aren’t thinking about understanding your favourite band, or shade. Your electronic mail signature ought to embody the data wanted to contact you, and some other related data. When you’re not sure, ask your self “Would I give that data to a enterprise affiliate I had simply met?”.
Listed below are the most well-liked fields to incorporate in your electronic mail signature:
Full Identify
Job Place
Firm
Cellular Cellphone Quantity
Workplace Cellphone Quantity
Workplace Deal with
Profile Image and/or Emblem (or each)
Social Icons (elective, however beneficial)
Promotional Banner (elective)
Disclaimer (elective)
Particulars which aren’t wanted solely bloat the signature and make it laborious on your recipient to search out the small print they really want.
  3. Contemplate Fonts
A font can utterly change the appear and feel of an electronic mail signature. The identical could be mentioned for the colours and spacing. You must by no means use a number of fonts in your electronic mail signature. The one exception is that if your emblem makes use of a unique font to your signature.
By way of font sizes, you shouldn’t have greater than 2-Three totally different sizes all through your complete signature.
  4. Use Colours Which Mirror Your Model
Like fonts, preserve your choice to round 2-Three totally different colours. Any extra and also you danger creating that “rainbow electronic mail signature”.
It’s necessary that the colours match your emblem as a lot as potential. In any other case, your emblem can look misplaced, or your signature might have that “template” look which you don’t need.
  5. Use Stunning Photographs
In sales-based roles (corresponding to actual property brokers) the place you’re dealing straight with the general public, utilizing a picture of your face can add a private contact to your signature. When you’re not too keen on utilizing a profile image in your signature, you possibly can simply use your organization emblem.
Solely use good high quality pictures which have been professionally taken.
Use PNG or JPEG kind pictures for max compatibility and at all times make sure you compress them utilizing a software like TinyPNG.
PNG’s work greatest for logos and while you want transparency in your pictures. JPEG’s are greatest for profile photos the place the colour high quality must be good.
Keep away from utilizing GIF animations (extra on this later).
  6. Tweak the Spacing
Behind each nice trying electronic mail signature is constant spacing. When you’ve obtained 10 pixels of spacing above the contact data, then it’s best to have the identical spacing underneath the contact data too. The identical goes for all sections of the signature.
Constant spacing makes the signature look skilled and clear, even at a fast look. It additionally makes it simpler to identify data that you simply’re looking for.
  7. Maintain an Eye on Measurement
With electronic mail signatures, there’s 2 sizes to test. The scale in pixels, and the scale in kilobytes (KB).
Measurement in Pixels
The scale in pixels determines visually how massive your signature is, and whether or not it’ll match cellular screens. Remember the fact that narrower signatures look higher on mobiles due to display screen sizes and scaling.
For desktops and bigger display screen sizes that don’t use scaling, the beneficial most electronic mail signature dimension is 700(w) x 300(h) pixels.
For cellphones which have smaller screens that use scaling, the beneficial most electronic mail signature dimension is 320(w) x 600(h) pixels.
Checking the scale of your signature is so simple as opening your signature in an online browser like Google Chrome, proper clicking on it and clicking examine ingredient. You must then be capable of hover over the outer most desk, and it ought to present you the peak and width of the signature.
Measurement in KB
The scale in KB is the quantity of disk house the e-mail signature will take up when it’s saved on a mail server. When you ship roughly 30 emails a day, your electronic mail signature will probably be saved 30 occasions in your server, which may take up invaluable house in the long term. And that’s solely with you sending emails. You probably have a number of workers sending emails, it will probably add up in a short time.
You must purpose to maintain your electronic mail signature underneath 50KB in dimension. There usually isn’t a have to have an electronic mail signature that’s any bigger (even if in case you have a promotional banner).
  8. Check Your E mail Signature for Compatibility
Keep in mind earlier we touched with reference to electronic mail signature compatibility? To make sure your signature seems the identical in all electronic mail shoppers, you should cross check it between all the favored electronic mail shoppers. Simply because your signature seems good in Outlook, doesn’t imply it’ll look good in Gmail.
That is an instance of how cross testing ought to be finished:
Sending from Outlook 2013 to Gmail
Sending from Outlook 2016 to Gmail
Sending from Gmail to Outlook 2013
Sending from Gmail to Outlook 2016
…and so forth.
Hopefully, now you possibly can see what an infinite process cross testing could be if need your signature to be appropriate with the highest 10 electronic mail shoppers. Simply because you’ve gotten finished cross testing, it doesn’t imply that your electronic mail signature will work flawlessly in all electronic mail shoppers. For instance, Gmail inserts gaps beneath pictures, and there may be nothing you are able to do about it.
Generally you possibly can repair compatibility points, different occasions you merely can’t.
  9. Issues You Shouldn’t Do
Don’t make your complete electronic mail signature a picture
When you’re contemplating making a elaborate electronic mail signature, however you possibly can’t do it utilizing HTML + CSS, then both change the design so it may be coded, or don’t do it in any respect.
No matter you do, don’t make your complete electronic mail signature a picture, as the scale (in KB) is often massive and your recipients received’t be capable of copy your cellphone quantity or different particulars out of it.
Mainly, it screams “I care extra about seems, than I do about performance”.
Additionally, you possibly can’t do cut up testing on issues like CTA buttons, and you may’t simply make modifications to the signatures.
Don’t Over Complicate the Design
A easy design goes a good distance. Don’t consider your signature as needing to cram as a lot data into it as potential. Easy designs are simpler to code, and still have a a lot larger likelihood of trying constant throughout all mail shoppers.
Don’t Insert GIF Animations
Animations are enjoyable to have a look at, however more often than not they don’t work with electronic mail signatures. Along with probably being perceived as immature, animations don’t at all times technically work with electronic mail shoppers.
Some electronic mail shoppers convert GIF animations to nonetheless pictures. So, if in case you have an animation of your head shifting round, your recipient may see a nonetheless picture of the facet of your head…not look.
Don’t Use Inspirational Quotes
There isn’t sufficient room for them, and the concept is to maintain your electronic mail signature clear and litter free. Keep away from utilizing quotes in electronic mail signatures, until it’s one thing like a CEO quote that enhances the model picture.
  Conclusion
Creating an electronic mail signature is kind of straight ahead so long as you retain the following tips in thoughts. Hopefully, now try to be absolutely outfitted to make a very nice trying electronic mail signature that will probably be appropriate and on the similar time have all of the options you need.
  Featured picture through DepositPhotos.
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source https://webart-studio.com/9-suggestions-for-designing-an-e-mail-signature-in-2019/
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weederstudy06-blog · 5 years
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How to Fire a Customer
Can you remember your toughest customer? Chances are, the experience involved some sweat, maybe some tears, and a few extra cups of coffee.
When you’re dealing with people, there’s no rulebook. A rational approach doesn’t necessarily evoke a rational response. Learning to tease out the nuances of interactions with difficult customers and untangle the right solution takes time, thoughtfulness and skill.
In the most extreme situations, though, firing a customer is the solution. But it’s one you have to leverage sparingly and discerningly to yield positive outcomes for your business. With a rigorous approach, you can save your company time, money and heartache in an otherwise impossible scenario.
The catch: There are no boilerplates for this big call, so we spoke to several experts to tap into their wisdom.
When to consider firing a customer
Firing a customer is a radical act, but there are times when it’s necessary to protect your team. With a measure so extreme, it’s important to clearly establish what merits a firing.
Challenging customer support interactions happen all the time; almost always, though, there’s a nugget of gold at the heart of a customer’s feedback and their experience of your product or service. The majority of these criticisms can contribute to valuable insights, whether they’re given constructively or not. It’s a company’s job to separate the wheat from the chaff, or in our case, important feedback from plain old negativity.
When you fire a customer or client who’s giving you tough insights, you miss out on all that value — not to mention you’re setting a dangerous precedent. Michael Redbord, the General Manager of HubSpot’s Service Hub, cautions that firing should be an absolute last resort:
“In our world, ‘firing a customer’ refers to cases where we, the vendor, proactively introduce the concept of terminating the relationship to the customer due to extreme outlying circumstances not covered in our Terms of Service. There could be extreme cases of cost-of-goods-sold (COGS) overrun that you failed to predict, far outgrowing a solution so that it's best if a customer finds a new provider or a sufficiently awful working relationship with the humans of your company that warrants it. But these should be extreme cases that crop up rarely, and are statistical outliers by all measures!”
Here’s how to identify if your situation is the extreme exception to the rule of awesome support:
A customer is abusive or threatening
Examples:
A customer uses abusive language in their interactions with team members.
A customer threatens a customer support person with emotional blackmail, or issues threats of a smear campaign on review sites unless their demands are met.
A customer says they’ll prompt undue chargebacks.
Just as you wouldn’t tolerate slurs, curse words, and name-calling from team members, these toxic behaviors shouldn’t be tolerated from customers either. Mercer Smith-Looper, Head of Support at Appcues, explains that verbal abuse is the most cut and dry reason for firing a customer. “If someone verbally accosts an employee or makes any suggestive or overly aggressive comments via email, usually, that merits a firing,” she says. “On occasion, we can issue a warning and then a firing, but usually it just comes straight to firing.”
It’s critically important for team members to feel safe at work, and it’s the employer’s job to protect workers from inhumane behavior.
In some terrible scenarios, customers also make threats to try to derail the company’s reputation with unfair or rampant reviews on sites like TrustRadius, Yelp or social media. These situations are less straightforward than verbal abuse, so they’re worth considering one by one. If a relationship reaches that boiling point, it signals that the customer may not be open to more constructive avenues of support.
A customer is never, ever, ever happy
Examples:
A customer makes insistent and continuous support requests that have previously been addressed a number of times.
There’s a terrible customer-product fit that can’t be realistically remedied with workarounds, integrations, updates, or product changes within the needed time frame.
Whether a customer just can’t get what they need because of a poor product fit or they’re endlessly frustrated with your support team, firing is only an option when the customer exhibits repetitive, unceasing behavior. Are their complaints a daily pattern? “You can usually find ways to approach their needs or reframe their expectations that can work around firing,” says Smith-Looper.
Jason Pearson, Head of Product Support at Figma, agrees. He’s never had to fire an unhappy customer in his current role, but in a previous position, Pearson just couldn’t facilitate an alignment between the customer and the product. “The customer became increasingly aggressive in their tone and was bombarding our support team daily. The team was spending an inordinate amount of time assisting this customer and they were causing a great deal of frustration for support as well as engineering.”
Pearson and his team exhausted every possible solution, and the engineering team worked around the clock to roll out new features. Unfortunately, the development timeline didn’t sync with the needs of the customer. This kind of example — when a customer just can’t benefit from the product as-is — sometimes signals that it’s better to part ways.
How to fire a customer (the right way) in 5 steps
Once you establish that a customer’s behavior or the situation merits firing, there are some guidelines you want to follow to ensure that your team walks through the process with integrity. There are so many ways to approach the task, but these five steps can serve as building blocks for a thorough, fair experience all the way around.
1. Confirm you’ve exhausted other options
Knowing when it’s appropriate and how to fire a customer depends on a detailed record of every interaction. Set aside time to talk formally with anyone at the company who has been involved with the abusive or difficult customer. Reread every support ticket, talk to account managers, and ask for formal written feedback from any support personnel who have corresponded with this customer during the course of the relationship — even if you’ve been hearing about it every day for months.
Take all this information and compile a detailed list of the customer’s complaints, the way that the customer made them (escalating in language or frequency), and how the team tried to resolve issues. With everything clearly in front of you, you can discern how the problem has unfolded and whether it’s an escalating pattern.
These details also give you the bulk of the information you need to take the issue to company leaders and explain the situation. The nitty-gritty details show that you’re taking complaints seriously and you’ve listened to and integrated the customer’s feedback as much as humanly possible.
2. Set up a time for a meeting of minds
Unless you’re a support leader making a clear-cut decision about a non-paying customer, you don’t want to make this choice alone. Colin Flanigan, Customer Support Manager at Pingboard, says the decision should include an account manager, one executive, and one support leader. Because these situations are so rare and directly impact revenue, it’s better to bring more voices to the equation than stumble through firing a customer in a detrimental way.
Redbord says HubSpot elevates these rare situations to an executive team who digs into the issues to get to the root of the problem. “When we have difficult situations they’re handled on the phone or in-person, at the executive level, and we always do a ‘five whys’ and look at how we got into that situation, with an aim to fix the root cause and remediate the customer situation to the point where we don’t fire them,” he shares. HubSpot — and a lot of other SaaS companies — intentionally don’t build out a documented process for firing customers because they don’t want to normalize the action. .
Ask yourself and your team: Is there anything else we can do to make this relationship work? If, in this exceptional circumstance, firing seems like the most beneficial option, it’s even more important to do due diligence and investigate the outcome. For large contracts, you may want to consult a lawyer or your company’s general counsel to understand any legal implications.
3. Consider the potential financial gains or losses
When firing a customer or client, you also want to thoroughly assess the financial risks and benefits of the choice. Even though every situation is unique, there are some consistent factors at play. For example, happy customers always spend more money than their unsatisfied counterparts. These joyful folks also cost a lot less to support, and they’re a lot more likely to refer your business to friends and colleagues.
Next, consider the possibility of issuing a partial or complete refund, even if it’s not required in your Terms of Service. The upside of this kind of generosity is clear: A refund helps bring the relationship to a close in a cordial manner, even if the customer was clearly in the wrong. It also neutralizes some of the perceived loss for a client, buoying an otherwise bad experience and lowering levels of resentment. It’s a case-by-case scenario, but usually, some level of refund strikes a chord.
Given the likelihood that the customer took up a ton of your team’s resources, the operational gains (your team takes back its time) will most likely offset any revenue losses that occur when canceling a contract and offering a refund. Plus, you’ll free up energy to pump toward customers who love your product. That will always yield financial benefits in the long run.
4. Pick the right person and channel to communicate the break-up
Ending a customer relationship is a big deal — it should be handled by leaders who have the experience and the confidence to deal with these exceptional circumstances. Take it up the chain — as Redbord says, “If you don’t feel you can introduce sternness with ease, you’re not the right person to fire a customer.”
Within that context, there are two schools of thought on the right channel a business should use to fire a customer:
Let go of a customer through the channel in which you receive their support inquiries.
Opt for the most personal method of communication: in-person, video chat or phone.
The first method may work for non-paying customers, but the level of consideration you bring to the process should align with the depth of the relationship and the financial commitment of the contract. An email from a support leader is awesome for detailing each issue the customer experienced — and that a solution isn’t plausible — but ending an expensive contract should always occur over the phone.
As Flanigan says, “Nobody likes to be broken up with via text, right?” The bigger the contract, the more important it is that a senior executive (or two) leads the calls. Again, escalating seniority of the people leading the conversation and the channel imbues the process with a level of seriousness that customers can respect.
5. Communicate with transparency, sincerity and firmness
All of these thoughtful steps lead up to the business of actually firing a customer. Regardless of the method you use to communicate the end of the relationship, you want to do it with strong boundaries and neutral language.
Lead with empathy and a firmness that scales with the circumstances. When you and a customer come to a mutual “break up” because it just isn’t the right fit, an appreciative, cordial tone is appropriate. When a customer is being abusive, you need to be stern, succinct and final.
Every situation requires a completely tailored approach. Here are some final words of wisdom from two of our experts on getting it right:
“The clearest standard is honesty, sincerity and finality. Nobody should ever be happy about breaking up with a customer, so you can be honest about that — you should be honest about that. Practically speaking, avoid qualitative statements. Be purely objective. State facts and be brief.
If you're on the phone, speak calmly but less expressively than you might usually be. Be specific about what has happened, what will happen next, and their options for how to move forward.”
— Colin Flanigan, Customer Support Manager at Pingboard
“It's incredibly important to tailor your communication to each person that you are talking to. You should not use a boilerplate template for firing a customer unless firing them over something like a Terms of Service violation.
Even then, there should still be a level of personalization — they are human, after all. Avoiding condescension and any heated language while clearly presenting the reasons that you are firing them is a good way to introduce sternness. Avoid words like ‘maybe’ or ‘possibly.’”
— Mercer Smith-Looper, Head of Support at Appcues
Once you’ve mastered how to fire a customer, let it all go. You’ve done your best, made an exceptional decision in a trying circumstance, and communicated with clarity and strong boundaries. Now, you’re free to focus on the customers you love to serve every day. Make those interactions count, too!
Free PDF: How to Talk to Your Customers
Communicating with customers is an art, a science ... and a competitive differentiator. Get your own free copy of this comprehensive guide to talking with customers.
Source: https://www.helpscout.net/blog/firing-a-customer/
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Hersey Michigan Cheap car insurance quotes zip 49639
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Whats the average cost a month for car insurance in california for an 18 year old?
Whats the average cost a month for car insurance in california for an 18 year old?
What to do if he doesnt have car insurance covered ?
i got a car accident on 2/09/10 around 11:45pm, and when i got the police report, it says 00:05am 2/10/10, it really doesnt matter to me at the first moment when i got the report. I tried to claim the insurance, but the agent told me that the other guy has no insurance covered, it's either expired or dont have it. And few days later, i got a letter from The Hartford , stating that: we received your claim request for a loss on 02/09/2010. According to our records, this policy was cancelled effective 2/9/10 for non-payment. We are unable to honor this cliam because the loss occurred after the policy was cancelled. I was so ****** up, i mean, can they do it on purpose ? just because they dont want to pay me ? If so what can i do ? How am i gonna claim my loss ? my car is totaled. I went to do a body checkup...everything is fine, and my health insurance covered that, but can i claim the bill with my car too ? I asked my agent, and it seems like she doesnt help, knows nothing about how to do and doesnt even help, worst agent ever. She suggests me to go to Small Amount Claim Court to file a complaint, because she cant claim the loss from the other guy. So, my questions is, what should i do ? go to the court and file a compalint ? or any advice ? (i consulted with a lawyer, and he said that since i dont have body injuries, it's hard to sue, and they dont accept the case, bacause the amount is too less to claim)""
Using car insurance comparison sites?
Hi, I'm 18 years old and taking my lessons. I've been trying to get a quote on a couple of cars that I would like to buy for when i pass or to get provisionaly insured on, I got a quote as having a full driving licence on a 2000 3door 1.2L for fiesta, I filled in all the relevant information no modification, using for social and commute to one place of work etcetc and its comes up with the cheapest being aroud 7000, this cannot possibly be right can it? Ive checked over the details and used different cars and the same price always comes up.""
Hersey Michigan Cheap car insurance quotes zip 49639
Hersey Michigan Cheap car insurance quotes zip 49639
Will Photo enforced tickets raise insurance rates?
How can this raise rates to specific drivers if more than one person operates that vehicle? Not fair to raise the rates of the person whom the car is registered to because they may not have been the driver.
Van insurance employment status question?
I'm about to set up my own business as i've qualified as a painter & decorator so i'm looking into van insurance quotes. For the employment status i've been filling in my current job details (sales) as i am not yet registered as self employed and i will be maintaining my job until work picks up. Is this correct? It will only let me choose one occupation so the option of 2 is not there
Need advice on a life insurance policy for my parents.?
My parents are 67 and 57, and despite being the youngest of 6 children, I am somehow viewed as the most responsible. I have power of attorney over their estates. They trust me more than each other or any of their other children, because they know that I don't care about money for myself. I believe my parents have life insurance policies on themselves, but with the way they manage their finances the policies may very well have lapsed. I would like to open policies on both of them myself. I would like to get coverage for not only death but any life-threatening incidents so I can pick up the slack for them if their coverage is insufficient or doesn't kick in. I already have a policy on myself for $500,000, and I pay only $30/month. I'm sure that it'll be much more expensive for my parents, but this responsibility falls to me. My father is in poor health and probably won't make it another 5 years. When that happens I want to be able to pay off his house and any remaining debt, put on a nice funeral, and make sure that my mom has a financial buffer for retirement. Any advice on bringing up the issue of mortality with my parents, and getting their consent? Also, is there anything that I should know about policies for older people?""
Does anybody have Affordable Health Care benefits for individuals and the entire family?
Are you or your family looking for affordable Premier Health Care Savings Plan with up to $2,000 Accident Coverage with only $100 Deductible(on or off the job at school or at play)You ...show more""
Can the auto insurance company pay me directly and not pay body repair shop?
So about 3 weeks ago some guy backed into my car and it was his fault... His insurance company said take my car to a body shop repair and they will pay the repair shop only.. I wanna take my car to different shops and get few estimates and have the insurance company pay me.. I wanna decide weather to fix the car or keep the cash (maybe sell my car and get a better one)... It's my car and I have the title for it.. Why should the damn insurance company control what to do with own my car or control how the repair process goes!!! it's a 1995 nissan 240sx... Please tell me if I can make the insurance company to write me a check. thanks!
Car Insurance Policy - Registration and insurance in different names - Married couple?
New car insurance application had both our names listed but when we got actual policy it only had my name on it. Cars are registered under my husband's name. Would that cause any problems if we are stopped?
Will my insurance go up when i get my own car?
i'm on my grandpa's insurance which makes my insurance 27 dollars a month but i do not have my own car. when i get my own car will the insurance go up and if so, how much will it go up?""
What is the relationship between the MOT & car insurance?
My daughter had an accident whilst without an MOT. She has fully comp insurance but as her car was stationary and she was hit from behind and she has an independent witness. The other driver's insurance will have to pay. But does her not having an MOT present any problems? Thanks.
WOULD BEING A VEHICLE BODY REPAIRER AFFECT MY CAR INSURANCE IN ANY WAY?
I NEED TO KNOW IF IT WILL GO UP OR DOWN ON AVERAGE
How to find insurance companies for joint ventures?
How to find Insurance companies wanting to do a joint venture of a $100 million and up. not insurance brokers
""My husband and I are self employed.....We are shopping for health Insurance, what do recommend?""
We are looking for affordable health insurance, but I don't even know where to begin....If you are self employed, who is your provider and why?""
How much is insurance?
What can i expect to pay for liability insurance I I live in California, ride a '78 Kawasaki KZ650 SR, I'm 18, and I just got my license? I need just the minimum amount of coverage. I don't need exact prices, just a general idea of cost.""
Which car is best for a new driver with cheap insurance im 25 and a female?
Which car is best for a new driver with cheap insurance im 25 and a female?
Pregnant with no insurance in houston?
Im married so i dont know if i can even get medicare and i also know that is a process that takes time and if my calculations are right i should be close or in the 3rd month already. it might be a complicated pregnancy because of the fact that four months before this i had a miscarriage at 4 mnths so i need to see a doctor soon. any help would be greatly appreciated! thanks.
Motorcycle insurance for 16 year old?
Just wondering, how much would motorcycle insurance be monthly for a 16 year old, living in NY, say with a 500-600 cc engine bike?""
How much will insurance offer for a car I paid 3000 for 6 months ago?
Peugout 106 1.1 Bought for 3 grand 6 months ago although he got it down from 3500 from a reputable dealer. It is likely to be a total loss so how much do you think they will offer me for it?
How much will my auto insurance premium decrease when...?
I turn 25 in a year, which I heard is when my auto insurance will go down a good bit. My wife will be 22, and we are on the same policy (We only drive our own cars). We both have clean driving records, good credit, and consistently held auto insurance since we were of driving age. She has minimum coverage on her car, and I have comp/collision with $1000 deductible. Our premium is $755/six months. So, when I turn 25, how much of a decrease in premium should we expect to see?""
Primerica life insurance help!!!?
ok well i was currently covered under Primerica untill Febuary, when i was terminated due to non payment. What are the steps that Primerica takes to reinstate a policy.""
Weird health insurance situation?
My hubby had two claims from a sleep study clinic that were marked as Out of network by my insurance. As such, the insurance company cut me a check for the portion of the bill that they are required to pay (instead of paying the clinic directly). I had to cash them immediately or else the checks would be void. Normally, we get a bill from the clinic with our total bill (including what the insurance needed to pay) and we then pay what the insurance wrote us a check for in addition to our portion. Now, the clinic has decided to write off what was marked as out of network. So, I have the money and nowhere to pay it. Is it ethical/legal for me to just keep it? It feels really wrong...""
Child support and health insurance???
If someone is going to provide health insurance (and dental,vision) for a child does that lower child support even a little??""
Cheap UK car insurance for 22yr old?
Hi everyone, I'm looking for cheap UK car insurance for a 22 year old, who has had his license for 4 years, but with no NCB (been driving under company insurance). Any help would be greatly appreciated? Thanks, Matt""
Will co op car insurance refuse to pay out?
Some idiot smashed into my car and write it off now co op car insurance are wanting a photocopy of the car log book before they send a cheque! Only thing is its technically in my ...show more
Insurance related question?
I am planning to take a savings plan insurance in SBI Life Insurance for tax benefits and for my future benefit also. Is SBI Life Insurance reliable or shall i consider for some other insurance company? If you think other Insurance company, please suggest some good company names. And do you think my option for saving plan is good or shall i look for some other plan? Your suggestions are welcome and thanks for your time.""
Car Insurance?
Can anyone recommend any cheap insurance companies? Thanks in advance. :)
How much would insurance cost for a '92 ford thunderbird?
How much would insurance cost for a '92 ford thunderbird?
Hersey Michigan Cheap car insurance quotes zip 49639
Hersey Michigan Cheap car insurance quotes zip 49639
Is surfing without health insurance a bad idea?
I'm moving to southern California for a job soon and want to try surfing, but my health insurance won't kick in for 2 months. Aside from drowning to death, which health insurance doesn't cover anyway, are there a lot of injuries that require doctors and hospitals? Man I just get on a board and go...""
Where can I get a cheap insurance for a new bussines?
Im about starting cleaning houses but i need an insurance
How much do you pay for taxi insurance in the USA? Who is your provider? I want to operate an independent cab.
I am in Washington state and I am doing my research into the profitability of starting a small taxicab company with 1-2 cars. Only one one insurance agent has returned my calls and he said insurance would be around $32,000 per year for an independent cabby. I am shicked - is this true?""
What does maternity and complications of pregnancy mean for insurance coverage?
I am looking into getting health insurance and the policy I am currently considering says that maternity and complications of pregnancy are covered as any other sickness. They are in the same section on the same line so I am wondering if this means they cover maternity expenses or if they only cover complications like any other illness. Any help would be great. Thanks!
Car Insurance in India?
Hi, I have bought a new car Ritz and along with that, the dealer has provided me Insurance from royal sundaram. I heard that insurance companies pays only fifty percent of repair ...show more""
Which life insurance companies deny the most claims?
im shopping for life insurrance but I dont know which one to choose. I was going to try globe life because its cheap...but i heard they deny a lot of claims. which is the best company...hopefully one that can send someone to your house to talk to you and doesnt cost a fortune. i live in Chicago...thxs
Insurance when your pregnant?
I currently have insurance although October 1st my coverage will be terminated because I left my job. I recently found out that I was pregnant and was wondering how I will get insurance and will my pregnancy be considered pre-existing when I get insurance through a private company. Should I try to go to the doctor while I have my current insurance through work or wait until I have new insurance
Cheapest Car to Insure on 18 Year Old Male ?
Hi everyone, I'm Victor, 18 Year Old Male which has Just passed his driving test. Now, here comes the hard part. The F*cking Insurance! What car is cheap to insure, I don't mind going as a 2nd driver even third becuase I'm unemplyed at the momment but once back in a job I will be the 1st Driver to gain my NCB. So I will most likely be a 2nd driver (I know its ilegal) BUT here's the thing I'm only using the car to get to college and back, it's not a full time driving expirience so in a sense, yes I won't be breaking the law!. My dad will most likely be using the car to get around with shopping etc during nights, weekends. I just genuinly need the car to get from A to B (Work and College). I have 900 to spend on any car, I've been quoted on my fathers Vectra (O8) 1000, which is really good but what riddles with me is that I know that car has a high fuel compsumption. HELP ME!! I've read a ford mondeo is cheap to insure, but there's the clue, I Heard . No body knows is true. So I leave it to you my dear clever people. Help.""
Do you have to buy auto insurance as a condition of OWNING a car? or DRIVING a car?
If you own an RV and you live in it but you don't drive it.....does the auto insurance mandate apply to you?
I'm moving out of state - do I have to change auto insurance companies?
Explanation - I went through a local auto insurance company called ABC Insurance (not the real name, btw). They got me the lowest rate through XYZ Insurance, out of a different state. I'm moving out of state in a few weeks. Do I have to worry about finding a new insurance company if the one I pay my bill to is out of state anyway? After the move, I will actually be physically closer to that company... but still out of state. I never deal with ABC anyway. It's like they are just the go-between that found me that company.""
Car crash and no insurance?
My partner bought a car he was driving it home but had no insurance. He was driving about 5 mph due to a Traffic jam, he hit the car in front there was little damage to his car. He told the driver he had just bought the car and had no insurance, he said don't worry we will do it between us. My partner told him he will pay for the damage to his car. We received a letter from the drivers insurance to ask to put it in writing that we are willing to pay for the car. A few days later they rang and told us he has put in for whiplash there is no way he could of got whiplash as i was going to slow, no sure what to do please help""
What is the average price for motorcycle insurance (PLPD or full coverage) for a 17 year old with 0 tickets?
What is the average price for motorcycle insurance (PLPD or full coverage) for a 17 year old with 0 tickets?
How much is car insurance for a 17 year old boy?
How much is car insurance for a 17 year old boy?
SR22 insurance?
does anybody know of a low cost company that offers SR22 insurance for a good price. I got to many traffic citations and lost my licence in iowa and they are requireing me to get SR22 to get my licence back.
I need braces on my teeth but i dont no have Insurance that cover it what can do do help?
i really need braces for my teeth and my health insurance wont pay for it. i am 21 and my teeth are crooked and is in my way. i do get SSI but i wanted to know what can i do because Braces cost to much money.
Car accident insurance?
I was in a car accident where I accidentally hit a car, i called the police but he didn't give me a ticket. The car insurance is under my moms name. The insurance expired on the same day at 12:01am and the accident happen around 11:00am. I guess the cop missed the expired day. The other car door was seriously dented. Will the insurance still pay for the other car since I didn't get no ticket. My mom did renew the insurance the next day.""
Those self-employed: can you share a good health insurance that's affordable?
I have found only quotes over $300 a month. Those that were under $100 had a.. drum roll....deductible of over 10,000 dollars! I need health insurance, but can't afford it. Ironically, my dogs have it and I cannot afford it for me.""
""17 yr old new driver, buying car, wants mum and dad to be named drivers on insurance to get price down?""
just passed, saved up hard for car, checked car via a good garage, now wants to sort out car insurance. Have been told if mum and dad are named drivers on the car it will cut the cost of new drivers insurance, from around 2,000. to 700. But as a mum i want to know will it effect our own insurance? and effect our no-claims we have built up and our renewal costs? with or without a claim. or just which is the best way for the new driver to get insured, the new driver had no claims on a moped insurance. And is not a boy racer!""
Would a Dodge Ram Hemi truck increase my insurance costs?
I have a Jeep Patriot right now. The dodge ram 1500 is a 4X4, as well.""
""If we did the following things, would health care then be affordable for most americans?
allowed people to buy insurance across state lines. protected doctors from lawsuits so that they didnt have such high insurance costs & wouldnt unnecessarily test patients just to ...show more
Motorcycle insurance... Tell me everything.?
What can you tell me about cycle insurance as far as coverages I should get and dont need, and what I need and who do you think is the best company to get it from.. Me; 25, sportbike""
Full Coverage Insurance for financed vehicles ?
If i get financed for a car, do i have to pay full insurance for that car ? I live in NY. If yes, any idea how much full coverage would be for an 2004 acura tl ?""
How much would car insurance on a nissan GT R cost?
How much would car insurance on a nissan GT R cost?
""How much is insurance for new drivers? People are saying 1000 - 3000, how can it be that much money... ?""
I am unemployed at the moment, but even with a part time job I wouldn't be able to afford that sort of money a month. I mean that is a lot of money, considering you have to also buy a Car, tax etc. Is this a true amount? I am 22 years old ( nearly 23 ) and I am planning to start my lessons, but I wanted to find out how much it would be to run a car before I started lessons. So I searched for Insurance, Tax, Fuel etc, and the prices for Insurance that people were saying on forum's were crazy! Is this right? Can it really be correct?""
Cheap Cars for an 18yr old to Insure?
Cheapest I've found so far is a Classic Mini City 1.0 @ 2,500, Corsa 1.0, KA 1.3, Skoda Fabia all came out at 4,500... Any Ideas on anything else? Thanks""
Hersey Michigan Cheap car insurance quotes zip 49639
Hersey Michigan Cheap car insurance quotes zip 49639
How much will my car insurance cost?
I am seventeen years old, I live in New Jersey and my car is a two door 1997 Honda Civic EX. I am turning eighteen in two months. Which car insurance providers will be the most likely to give me good deals, and roughly how much would I be paying?""
Should I pay my car insurance premium?
I purchased a car for my daughter last August and paid the annual premium. In November the insurance company said I cancelled her coverage and they issued me a refund for the remainder of the policy year (thru July). I didn't know what the refund was for, but deposited the check anyway. I don't know what I did to cancel coverage (for just this vehicle, all my other vehicles remain covered.) I don't dispute that I must have done something.... In April I found out I didn't have coverage for this car by my accidentally calling the insurance company about another question. I asked for them to reinstate the coverage immediately. They did and sent me a bill for the full amount of the refund, plus another $176. I feel I should only pay insurance for the remaining two months on this year's policy since, if I would have had an accident, the insurance company would not have covered me. They say they can't charge me for just the remaining two months, but that they have to bill me the full amount (plus what's with the additional $176 charge?) I'm thinking that I should just go to another insurance company and get the car covered. Any thoughts?""
What is the cheapest car insurance in Florida?
I wand to know what is the cheapest car insurance in tampa FL this is my first car insurance and i am 23 what is the avrage for people in my same age pay for thier insuranse and i have a clean record the car will be Acura 2.2 CL 1997 2doors
POLL: How much do you pay for car insurance?
i asked about how much car insurance costs but didn't get any great answers, so i'm just going to do a little survey""
People who can't afford health insurance are quacks?
i see the merits of having universal health care, kind of, but it seems to me that the problem is a lot of middle class citizens who just decide nto to purchase health insurance on the premise that they cannot afford it , and instead opt to buy material goods that are solely for luxury. you cant go out and buy nice cars and houses and bypass health insurance and then cry it off that the government should give free care to everryone.......i definitely agree it should be cheaper for the poor etc. bottom line: ppl need to realize health is the most important thing in there life, and satisfy that need, before thinking about personal possesions (nice cars etc)""
Insurance on a 1979 Dodge Challenger?
I know I've asked this before but this time I'm just being a little more specific. I'm looking for how much insurance would be on a 1979 Dodge Challenger. I live in Ontario Canada near Toronto. I am a male and single. School and work are within 15 Kilometres of my house. I will be 18 when I get the car, I will be the principal driver on this car and there are 3 other drivers in my house. My driving record is clean, no accidents or tickets.""
What do car insurance companies have access to?
my friend was trying to tell me what he did to get him cheaper insurance.... he lied through his teeth so do insurance companies in Canada have access to the following: marriage status medical records where you live if you have kids security on house and car driving records and what other info do they have access to because my friend said he lied about all that and pays cheap insurance now
Is Allstate a good insurance company to work for as a claims adjuster?
Is Allstate a good insurance company to work for as a claims adjuster?
Can you get insurance after a ticket for no insurance?
so i got a ticket for speeding, and i also didnt have insurance on my car so the cop gave me two tickets one for speeding, and one for no insurance. So i went to court pleaded not guilty and didn't have insurance and got a 500 dollar ticket. then couple weeks later i got a letter saying my license will be suspended for 3 months due to illinios law for not having insurance. I was wondering if could have gotten insurance and shown it at the court date and would it have been removed?? Also is there away i can get a lawyer to have the remove the suspension or anything???""
Cheap car to insure-young driver?
I'm 17 going on 18 and was looking at cheap cars to maintain and insure. I was really interested in the mini cooper s and new vauxhall corsa. Any opinions or suggestions? Thanks in advance
Will geico insurance rate go up from storm damage?
My car got hit from a piece of tree/brances and scratched and dent it a little, will insurace go up?""
Anyone Know Any Cheap Car Insurance For Teenagers In Michigan?
Anyone know a real cheap place I can get car insurance at in Michigan. I'm 18(also the age which I got my license), I qualify for the good grades in school discount, I drive a 2003 Honda? Any suggestions?""
Life insurance for people with bad health?
Are there any cheap life insurance companies that insure people who have existing health conditions such as heart failure?
What do I have to do to get a motorbike license?
I already have my drivers license, and I am 17. Also, is buying a motorcycle + insurance cheaper than buying a car+insurance? My parents are unwilling to pay for me.""
Insurance costs for a 19 year old with a street bike in Nebraska.?
I am 19 years old and live in the state of Nebraska. I have never received any speeding tickets or traffic violations. I want to buy a Kawasaki ninja 650 or a Yamaha yzf-r 600 and I would like to know about how much insurance would be for that per month.
I have a 12 yr old economy car in California and would like to buy the minimum amount of liability insurance.?
My agent is telling me $850 a year. That sounds expensive. Does anyone have suggestions?
Life insurance pay question.?
If you died while committing a crime (not suicide) would the insurance company pay out?
Can 16 year old get public liability insurance?
Im 16 and hoping to get some public liability insurance as I'm planning to be working in beauty (waxing,nails,ect) with my cousin.""
Insurance for a 2013 Kia Optima?
I'm 17 years old girl, and live in Washington state. I'll be getting a 2011 - 2013 Kia Optima, and I wonder what my insurance will be. What would be the cheapest, if you know?""
Does a new auto insurance policy cost more if there is a lean on the title?
Does a new auto insurance policy cost more if there is a lean on the title?
Cheap car insurance for young people?
i just turned 15. ive gotten a few quotes and all of them are around 300 dollars a month. who should i get my insurance with and what type of car will make it the cheapest.? Please help.
Will my first speeding ticket affect insurance?
I live in Ontario and received a speeding ticket for 95 km/h in a 80km/h zone, just over $50 and no loss of demerit points. It's my first speeding ticket, is this going to affect my insurance rates?""
Liability vs full coverage insurance on motorcycle?
Im getting my first bike next week (a ninja 250r) and i got these 2 quotes from my insurance company: Liability $253/year Full Coverage $842/year What do you think?
Car Insurance Renewal?
How is it that my car insurance renewal has gone up by 60 per year and when I rang the company to cancel explaining that they are far too expensive, they then try to offer me more discount. Why not just offer this when the renewal is sent in the post Just to add I still didn't take the insurance and cancelled as the discount only consisted of 30 and I've had a quote elsewhere for 300 cheaper. BTW I have 9 years no claims, no points, no convictions and only drive a 1.4 car""
Car buying/drive test/insurance question.?
By June 16th, the first day of my job, I will need to not only buy a car, but purchase insurance and schedule/complete/pass my drive test. Now, this could be my young naive mind talking, but I am a very alert driver, maybe a little fast, but VERY alert. When doing behind the wheel, I went on the freeway after only 1 hour and the guy said I'm only the second person he's felt comfortable with doing that. But my question is, in what order should i do this (car, test, insurance) and how much preparation/time does each take. i'm hoping for my parents to stop fighting so my dad can buy a new one and give me his truck, but there are no guarantees. By the way, I am 16, and don't think this is some worthless endeavor by a kid with no money. I have saved for over 3 years (I know have over 10000$ but I have to buy everything, but my parents will pay for half of the insurance costs. THANKS""
Hersey Michigan Cheap car insurance quotes zip 49639
Hersey Michigan Cheap car insurance quotes zip 49639
https://www.linkedin.com/pulse/does-anyone-know-home-insurance-jayden-cabrera/"
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Cheap car insurance for 17 year old female?
"Cheap car insurance for 17 year old female?
So i passed my driving test December 2011. Looking at car insurance and all im getting is around 2000. Ive done everything to make it cheaper because when i first started shopping around it was saying 4500 at me :| Ive put my dad on my insurance, put my miles down, quoted small engine cheap cars like corsa 1.0 and ford ka 1.3 reg 1998-2003 etc. that its on a driveway, third party only you name it. Some of my friends have been quoted like 800 with their parents on the insurance for the same cars Ive been quoting, so i must be going wrong somewhere. oh and im 18 in 2 weeks will that make a difference? thanks!
BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 
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""Car accident, insurance wont pay up, need help?""
i was coming home from work and i hit someone else's parked car when i skidded on ice. i have since found out that i was not supposed to drive to and from work under a technicality of not using the car for work. however i don't use it for work and only use it for the 3 minute commute, as i have a Sunday job. however the insurance company is saying that it will not pay out for both my car and the car i hit. its a 6 grand motor and god knows what the other guys car will cost to fix. basically im asking if they are within their right to not pay out and would i have to pay for the other guys car? i understand i should phone the insurance company but they're closed for Christmas""
How much does a 16 year old pay for insurance in florida?
am going to get a mustang GT and was wondering how much will the insurance come up to be, and also how less cheaper will it be if i get an altima sedan.""
""How much would my car insurance be, I'm 22 years old, only had one speeding ticket, 2003 Mitsubishi Galant se?
It has 4Dr
Which 5 R the best health insurance companies in India?
In terms of claim settlement ratio and efficient service
Cheap insurance for new drivers? Please help!!!?
Hi guys, I really need some help. I'm just pricing up car insurance, I currently have a provisional licence and i take my driving test next week, I'm doing insurance quotes for a 2005 volkswagen polo s 55 petrol 3 door Manual car, and I've being looking at prices for provisional drivers and newly passed drivers and the prices are ridiculous. Provisional is coming in at approx 1300, which I can cope with for the year but as soon as I pass my test BAM! prices are looking at about 2,700. I've done everything right according to the advice in the internet, we have a secure garage, off-road parking, during the day it will be kept in a secure office car park. I've tried confused.com, comparethemarket, confused.com, gocompare etc and the prices between provisional and full licence are topping 1,200 in difference. Does anyone know of any websites designed for new drivers or maybe places i could look and get quotes which aren't on comparison websites? or maybe any tips that I could use to reduce the quotes because they are ridiculous. We've added on two drivers with over 30+ years each on and also my boyfriend with 7yrs no points. all have no convictions, record, points etc. Thanks :) Kirsty""
What insurance companies in michigan allow exclusions?
I live in michigan and need to find an insurance company that will allow me to exclude people who live with me from being on my policy (otherwise my rates will double (possibly triple)) Esurance doesn't i know, but anyone know what ones do?""
What is a good cheap sports car for a teenager?
I just learned to drive a manual transmission so now i am interested in a more sporty car. I want something that is initially fast and doesn't require modificatons. I have a limit of about 5 or 6 grand.
On an application for car insurance does having the use of other vehicles increase or decrease the quote?
I'm filling in an insurance comparison and it asks if I have the use of other vehicles, I can drive my dad's but does it make it more or less expensive?""
What are peoples opinions of the affordable care act?
I am not that informed about it and curious how people feel about it
No insurance ticket in texas?
I got a ticket for no insurance. If I get insurance before court will the judge possibly desmiss it? I know some people have had it dismissed by doing that but not sure of circumstances. I had a fender bender accident at age 17 and had no insurance or liscense. Does the offense as a minor count against me now? Or will this be my first offense to the court? I feel so dumb.
How much will my insurance go up with getting 4 points on my license?
I live in Pennsylvania. I got a speeding ticket today going 17 miles over the speed limit. I looked it up online, and I think this will put 4 points on my license. I have Nationwide insurance, and I'm 24 years old. How much will this most likely raise my insurance and for how long? This is my first time getting any points on my license. I have gotten 2 previous speeding tickets without acquiring points. One was 5 years ago and the other was 2 years ago out of state (in New Jersey). I don't remember how much over the speed limit I went on those occasions. Thanks for any help!""
NO INSURANCE and pregnant how much was it?
Only answer if you didnt have insurance for a pregnancy
Where is the best place for cheap car insurance for my 17 year old son?
Help!! My son has passed his driving test aged 17 but the insurance we've been looking at astronomical!! Can anyone advise me on any good deals :)
Car insurance?
Can you own a car and be covered legally in under your parents insurance? My wife and I purchased a car from her father and I want the title, but we are able to pay really cheap insurance through them...I don't want to lose that...can we have the title put in our name, but still have insurance through them?""
""My parents are in the process of putting my name on the car insurance, can i drive it in the meantime?""
My parents are sending the paper work out tomorrow, it'll take a few days for the insurance compant to get it, does this mean I can't drive the car until they get the papers or can I drive it now?""
Pitbull and homeowners insurance?
My insurance company is threating to drop me because I own a bully....can they really do this is there anyway to fight this?
What is the difference between term insurance and whole life insurance?
What is the difference between term insurance and whole life insurance?
Do insurance companies rate based on points or violations??
I am 23 and have no points on my licence. I live in maryland and i was pulled over in virginia for speeding and recived a 'failure to obey a highway sign' violation. The officer said he gave me that cause it was a lesser fine, i think it was B.S. cause he didnt have me on radar (i asked to see the radar becase he said i was going 75 in a 65, i felt i was going 70 max.. he said they arent supposed to lock in the speed int he radar but that is a different issue) I contacted a rep from the MVA and he said no points would transfer to my driving record, but the violation would go on my record carrying no points. My question is, do the insurance companies look at just the points on your licence, or do they look at the violation even if there are no points. Also, about 2 years ago I got a ticket for speeding and i went to court and they dropped the points and declinded the fine a little. Im assuming this is on my record as well, but carried no points, would this effect rates as well""
How much does a limo insurance cost?
im saving 33,480 dollars to buy an 04 limo""
If I have a suspended license but someone else drives my car how can I get the insurance back on my car?
I just found out my license is suspended, so I can not drive. I have a friend that drives my car and takes me to my kids appointments, but now I have no insurance due to suspended license. I am working with attorney to get a temp license, but not sure how to get the insurance back on my car. I am single mother who needs to have the insurance on my car.""
Insurance payment to the Hospital.?
Hi, 4 months back, i had been to US from India nd during the stay there, i had to go to Emergency of one of the hospital 4 times. I was carrying the Insurance and the hospital claimed it against the Insurance. After I came back to India, am hearing that the Insurance has rejected the claim ( still dont knw on what basis). Since the travel was business related, my company has taken the insurance for me. Now I am trying to chase the insurance to see why the payment was rejected. Could any 1 please let me know what will be the consequences if the insurance doesnt pay it soon?? Thanks Joe""
What are some cheap cars to insure for an 18 Year old?
What are some cheap cars to insure for an 18 Year old? I am learning to drive at the moment but I want to know what some cheap cars are to insure?
How to get cheap insurance on a nissan 350z for a 17 year old?
How to get cheap insurance on a nissan 350z for a 17 year old?
Can you get a Drivers License and not have car insurance?
I dont plan to drive, but i do intend to get my license. Is it possible to not have to get car insurance with your license? Idont own any cars as well""
Cheap car insurance for 17 year old female?
So i passed my driving test December 2011. Looking at car insurance and all im getting is around 2000. Ive done everything to make it cheaper because when i first started shopping around it was saying 4500 at me :| Ive put my dad on my insurance, put my miles down, quoted small engine cheap cars like corsa 1.0 and ford ka 1.3 reg 1998-2003 etc. that its on a driveway, third party only you name it. Some of my friends have been quoted like 800 with their parents on the insurance for the same cars Ive been quoting, so i must be going wrong somewhere. oh and im 18 in 2 weeks will that make a difference? thanks!
How do you find out if someone that hit you has insurance?
the insurance information i was given after someone hit my car turned out to be fake. my insurance company called his company but was told that the policy # does not exist. so is there a way i can find out through DMV or somewhere his true insurance information? if i can't find it, would this qualify as uninsured since i have uninsured drivers coverage? it would waive my deductible and it would pay for the injuries i suffered in the accident but only if he really is uninsured.""
I am 17 and pregnant and don't have health insurance?
i just found out i am pregnant and i am 17 ill be 18 in june. I DO NOT BELIEVE IN ABORTION!!!! i don't live with my mother or father i live with my aunt and grandma.... i have no health insurance and that is a big problem because how am i going to pay for the doctors and delivery.... can some one please help me finding some place that can help with insurance for the baby and me. P.S i live in california . and please don't even bothers answering me if u have nothing good to say because i do not need your immaturity. Thank you so much for you help :)
What is the cheapest insurance I can get after an accident in NJ??
I am 18 years old so insurance is already extremely high for me(1100 for a 6 month policy through GEICO) and I recently had a minor accident where I rear ended another car and got a careless driving ticket. Im sure my rate will skyrocket in my next policy and I am wondering what I can do about it.
Home-owner's Insurance Question?
Okay, maybe a stupid question, but I need help here to settle an argument. I say that home owner's insurance does NOT cover an air conditioner if it breaks, unless it is tied to a disaster event i.e. lightening strike, fire, etc.. Husband says that you can have it in your policy that insurance company will pay to repair or replace the air conditioner if it just breaks down, as long as it is within the manufacturer's expiration date.""
Car Lending Insurance?
If I lend my car out, and that person gets in an accident, will my insurance cover that person's accident? Is the car insured vs the person being insured?""
Auto accident in Texas insurance policy?
I was in a car accident today. It was the other driver's fault she admitted to the police that she was doing 60+ on a 40, she slammed her brakes but she couldn't stop so she rear ended me and made me hit the car in front of me, anyways the car I hit was scratch less (go figure) but my cars rear and front bumper will need replacement her car was almost totaled. I have liability insurance (96 honda) and she has Full-cover I would just like to know what's going to happen now? I have never being in a car accident before Will my insurance go up (I'm 19)?? will her insurance pay my damages??""
Will a written warning increase my insurance rates?
A couple of months ago I got pulled over doing a 37 in a 25. The cop was nie and let me go with a WRITTEN warning. Weeks later someone totaled my car while it was parked. I recently got a new car and the 1st payment was only $120 something and that was ear our estimated quote, but for the past 2 payments the price has been over $200 dollars and my mother is convinced that my insurance company saw the WRITTEN warning and thats why my rates went up. Is it true that this thing can happen? From my research and understanding insurance companies don't hardly ever do this and thats why is was a warning. The major reason I am concerned is I am interested in buying a Dodge SRT-4 sometime and insurance is very high especially for someone under 21 and 25, and I probably wouldn't be able to afford the insurance payment because they would be as high enough without the warning. We plan on calling EMC insurance after they open either today or tomorrow.""
What's the cheapest insurance company for a 21-year old with a 2000 ford mustang?
My driving record new and unblemished.
Car Insurance Toronto: Which car insurance company is cheap ? I am a first time car driver.?
I got a G2 lincence recently. I buy a car. Now i am looking for insurance. can any one recemande which car insurance is cheap. thanks for ur interest.
Car Insurance - Where the car is kept?
I'm currently looking at insurance for my car, which will be kept where i live in a small private residence Cul-de-sac with a coded gate and CCTV. Will this come under as Locked compound or Private Property? Hope someone can help.""
""Someone hit my car, do I have to report to my insurance company risking the rate increase?""
Few months ago somebody hit my rental car in their rental car during vacation. Other party's fault, he admitted, police report confirms this is his fault. Both me and the other party were insured. The other party seems to be reasonable. Now I have a repair bill, few thousands. I am reluctant to report this to my insurance company, since I heard over and over again that even though it's not my fault my rate can and probably will still go up (read here if you don't believe http://www.carinsurancecomparison.com/does-your-auto-insurance-go-up-if-someone-hits-your-car). I think this is ridiculous, but that's the way how things are. So is it possible, and is it a good idea that I contact the other party insurance myself without involving my insurance since my case is a clear cut case? Are there any pitfalls that I should be aware of?""
Cheap car insurance/ first car whats been ur best quote?
hi im all most finished my driving lessons and wondering about the insurance ect i dont wanna spend hours on compere or that putting in details , but wondering if there r any first time drivers out there and give me there thoughts on how i would get a cheap car and cheap insurance""
Can I drive under my parents insurance?
Ill be driving my dad's car, and he has insurance, so is it possible if I can drive the car without me buying the insurance?""
""Regarding NJ Law. If I suspend Auto Insurance on my car, do I have to surrender the plates to the MVC?""
I have a car that I seldom use now, can I keep the plates on the car with no insurance policy. And if I need to use this car, reactivate my auto policy for those specific days. Is this legal? I know in some states it is and in some not. If I do suspend insurance and I do have to surrender the plates, how long do I have till the MVC penalizes me?""
WHAT IS THE CHEAPEST CAR INSURANCE? AND THE BEST...?
WHAT IS THE CHEAPEST CAR INSURANCE? AND THE BEST...?
Where can I buy cheap auto insurance or temporary auto insurance in the United States?
I know u can do it in the UK...but can't find any insurance agency in the US to do it.
""How does my health insurance deductible going up to $6,000 from $2,500 make it more affordable ?
For me? Can anyone tell me?
Is the life insurance valid?
My partner and I have lived together 15 years. His wife refuses to sign divorce papers, even though they broke up 17 years ago. He has a life insurance policy for her to receive benefits on his death. He got a life insurance policy for me to receive benefits on his death. Someone said I can't get a life insurance policy payment without the wife signing off on it. Is that true?""
How much would insurance for 2009 Ford Focus be? Estimate?
I'm wondering how much insurance would cost for the 2009 Ford Focus for a 17 year old girl be? I want to buy a 2009 Ford Focus when I turn 17 not this coming up January but next. Oh and prices of how much the car costs would be nice too. Thanks!
Insuring a VW Beetle?
i really want a red VW Beetle, the newer version, but not really new so it costs tons. I would be a 1st time buyer at 17/18 years old. what is the average price for that car and what does the insurance cost nowadays?""
Dental insurance and plans?
i live near houghton lake michigan, and i need to see a dentist badly!! i lost my dental coverage when i turned 21, and because of my age change, i am no longer able to get free dental coverage through my state. i have 3 children all under the age of 4 that need me, and because of the pain im experiencing it is extremely difficult for me to take care of them!!! i have 5 cavities, and 2 impacted wisdom teeth. i brush every day, but i keep getting problems with my teeth. i am on a very tight budget, and cannot afford to pay out of pocket fees to go to a dentist. does anybody know of affordable plans or insurance? or if anyone is familier with the area that knows of a dentist that accepts sliding fees? any help would be awesome! thanks in advance.""
How much for Health Insurance?
I am turning 18 in 4 months. I am most likely going to be moving back with my father. I am currently under my mother's health insurance but it's only for certain doctors and I will be living in a different state as her, so I will need to get my own health insurance. How much would it be for Health Insurance for me. I have diabetes so I need to get it. Any help is greatly appreciated, thanks.""
Affordable cheap dental insurance?
I'm 21 and need dental insurance.. I need to be able to see a dentist if I need to and would like braces so that % off with the dental would be great . What are some affordable dental insurance plans for myself? thanks!
Whats the best car to get to make your insurance cheap as possible?
I turn 17 next month and start my job this month, so i'll have money spare, so i'm thinking of getting a car, but i know insurance can be really expensive, so i was wondering what car is best to keep the cost of insurance down? Thanks for answers :)""
How much does it cost to insure a motorcycle?
My age group is 18-25 I have no experiance How much will be insurance on a : Honda CBR125r Kawasaki Ninja 250r Is an older bike better (Learning, and cheap to insure) for a first time buyer/rider? Location: Canada""
Cheap car insurance for 17 year old female?
So i passed my driving test December 2011. Looking at car insurance and all im getting is around 2000. Ive done everything to make it cheaper because when i first started shopping around it was saying 4500 at me :| Ive put my dad on my insurance, put my miles down, quoted small engine cheap cars like corsa 1.0 and ford ka 1.3 reg 1998-2003 etc. that its on a driveway, third party only you name it. Some of my friends have been quoted like 800 with their parents on the insurance for the same cars Ive been quoting, so i must be going wrong somewhere. oh and im 18 in 2 weeks will that make a difference? thanks!
Is there a Health care or insurance convention in Las vegas right now?
The week I'm looking for is February 27th 2012 till March 2nd 2012. I looked online but couldn't find anything. I'm looking for conventions or conferences somewhere in Las Vegas regarding health care or insurance in a wider context. Thank you.
""Typically for a healthy young 27 year old male, how much is health insurance monthly?
how much would health insurance cost?
Pregnant with no health insurance?
I just moved from Washington to Massachusetts. I don't have Massachusetts health insurance and I'm now 4 weeks pregnant. I don't have a job right now since I just moved, but I'm trying to get one I can do throughout my pregnancy. I'm 17 and all of my family is in Washington. My first priority right now is getting health insurance so I can make sure my baby is healthy. I've been trying to do some research but have no idea where to begin. I want to know if anyone knows how a pregnant teenager can get affordable health insurance in Massachusetts. Or if it would be possible to get on my boyfriend's health insurance plan.""
I crash today i have no insurance and my car is under my bfs name and insurance..so i just gave the insurance?
to the guy that i crash..hes going to call the insurance..im scared i havent told my bf and i dont want to..do i need to file something i dont really know im scared plz help me and i wanna know how much is goin to be
I'm looking for cheapest car insurance possible (ICBC)?
I'm looking for cheap used car insurance. More specifically I'm looking for a list of top 10-50 cheapest used vehicles to insure in BC (ICBC). I know that there are many factors involved in determining auto rates such as year/model/engine/etc.... Surely there must be a list available to the public without having to call an ICBC agent every-time.
What is the Average Cost of Term Life Insurance?
What is the Average Cost of Term Life Insurance?
What is the cheapest auto insurance company for someone who has 3 minor speeding tickets?
Need to know this ASAP as current policy will expire end of Aug. 2007. Thanks all! ;)
What all does someone under 18 need to get car insurance?
I'm under 18 years old and I need to get car insurance but I dont know if I can get it on my own. My parents do not want to put me on there insurance and I don't know if I can get it by myself. I also heard that they have to co sign for insurance? If that's true will them co signing for my insurance affect there car insurance what so ever? They think that there insurance would go up if they co signed for me but I don't think that's true. Some one please help!
Can i pay for my car insurance weekly?
i am 20 years old and im finding it hard to get insured. is it possible for me to get insurance for a week and only use the car on the weeks that i insure it? it would work out cheaper for me that way because i would only pay insurance on the weeks i need the car... thanks
Why is car insurance so expensive of or young people ?
I don't think it is fair it seems like a lot of things are expensive for young people I mean it is even unfair when your in a job and you get paid less becaues your young
What are some good affordable health insurance options?
In another 4 weeks I'll be losing my current health insurance so I need to find a new one. I don't have a lot of money at the end of the month to devote to insurance but I believe I have enough, I can probably do like 100-150 a month. My biggest concern is if something happens to me and I am hospitalized. I would hate to get that bill.""
My car got hit in the middle of the night. I don't have insurance but the person at fault does.?
I woke up yesterday to find my car hit and another car, with temp tags, abandoned up the road (it had a lot of damage to the front of it, so it was obviously the one that hit mine.) Today the officer who came yesterday called and had found the person at fault and gave me all of their information. I don't have insurance currently, and my car will cost a few $100 to repair, so what can I do with this info?""
Teen car insurance? Sports car?
how much would insurance be for a 16 year old boy with a lotus sports car?
How much is a fine for driving someone else's car with no insurance?
i have insurance on my car but the car i was driving didnt have insurance.
Car insurance ( diabetes )?
after i get a quote online when i proceed to pay will the insurers phone me or will i after phone them as i have a 3 year medical licence and i need to let them know off my medical condition ( diabetes insulin dependant ) first time getting insurance so any info would be great
What is the difference between 'underwrite' and 'insure' ?
are they the same?
Question about car insurance on L PLATES in england?
Hi there,i was wondering if you could please help me here i am due to take my theary test soon but befour i do i was going to get a car and drive round on L PLATES with my lessons aswell so i can get extra experiance,i was just wondering if i am to do this il get the car inshored forwhat it costs me to insure say its 700 a year when i have passed my best i will wanna take the L PLATES off,will i have to pay more for my insurance after this or can i just take them off and drive as normal when i have passed my test?because if i got insured on LPLATES it is cheaper then a first pasts driver thas why i was confused.if you could please let me know because i really could do with the estra experiance....and also i was told that who ever i drive round with on LPLATES has to be insured on my car for them to be able to instruct me is this true? thanks for your time and help many thanks, Andrew.""
""Insurance cost, coupe vs sedan?
How large is the difference of a subaru brz coupe and a kia optima sedan? If the factors are constant besides the cars for a 16 year old male?
Why are car insurance quotes on comparison sites so high?
I'm almost 17 and I'm hoping to learn to drive and buy a car, I was looking on some comparison sites to see what the insurance might be on some possible cars (ford KA, fiat sciento, nothing too fancy) but the quotes were ridiculously high? I know being 17 will mean expensive insurance but this was really expensive, they said the cheapest was around 6000 for third party. This is really high because I know loads of people who drive at 17 and their insurance ranges from 1800-3000. So, why is it so high and will it actually be this price when I come to pay the insurance?""
What is the approximate cost of car insurance in Germany? Is it possible to get insurance for only one month?
#NAME?
Pregnant? Health Insurance?
My bf and I have been intimate for the past almost 3 years, which is how long we've been together, we've only used protection a few times. I have been on BC for the past year to a year and a half, it's the generic for Tri-Nessa. About 2 weeks ago, maybe a little longer than that, I quit the BC and we had unprotected sex for maybe 3 days in a row and he came inside of me, on the third day after we had finished I got cramps in my lower back which usually is how my cramps feel a day or two before I get my period but I also had very light bleeding and the next day it had gotten heavier and lasted a couple days. Now this was no where near the date I'm supposed to get my period, which I thought was weird. I took three pregnancy tests but they were all negative, then again I took them way too soon. I have a appt with my obgyn on Monday. Also, ive been feeling sluggish, not wanting to move much, when I sit down on the couch its like i cant get comfortable and my side like cramps up. Opinions? About insurance, I'm on insurance with my mom because she has food stamps and gets a disability check, so I have united health care insurance through her. I dropped out of school, dumb decision, I know, but I found a babysitting job and I get paid $150 a week. So they didn't put me in the school program at welfare. Now my insurance will run out in August when I turn 18 so if I find out I'm pregnant would they give me and the baby free insurance? My sister just had her third and she plus my nephew had both received free Medicaid. She's 28 so does free insurance differ by age? Since she's 28 and I'm 18 is she eligible for it because she's older or am I eligible as well? My bf and I have been busting our asses looking for jobs and he's signed up for The National Gaurd. We've been together way too long and he is very happy whether I am pregnant or not, he's a good man. I don't give a crap about any rude comments or opinions, I am just looking for advice from girls with experience.""
Insurance for a honda civic?
I am 16 years old getting insurance for the first time got my licence a week ago never driven on it.....i want the simplest insurance ever something that will let me drive my car legally
Name some good life insurance companies?
Burial insurance I need for future.
Private health insurance plan needed?
I was layed off and need to enroll into a health insurance plan. My Cobra is going to be 700 just for me alone. I really need to have insurance but that's sooo expensive any hints or help is very much appreciated.
""Someone hit my car, but does not have car insurance.?""
I went outside to get in my car, and found that someone hit my drivers side door. A lady came out and told me she saw it happen, but couldn't get any info on the vehicle other than that it belonged to a neighbor's friend. Well I got the girls name and phone # from the neighbor, but they didn't think she has car insurance. Should I even bother calling the girl or should I call the cops and file a hit and run police report? I should note that this girl hit my car about a month ago. I wanted to wait till I had her information. Is it too late to call the cops?""
Cheap car insurance for 17 year old female?
So i passed my driving test December 2011. Looking at car insurance and all im getting is around 2000. Ive done everything to make it cheaper because when i first started shopping around it was saying 4500 at me :| Ive put my dad on my insurance, put my miles down, quoted small engine cheap cars like corsa 1.0 and ford ka 1.3 reg 1998-2003 etc. that its on a driveway, third party only you name it. Some of my friends have been quoted like 800 with their parents on the insurance for the same cars Ive been quoting, so i must be going wrong somewhere. oh and im 18 in 2 weeks will that make a difference? thanks!
When does insurance go down for minors? at 18 or 21?
im wondering because i am getting a car and i am 17 and i am wondering if i should just wait till im 18 to get it cheaper or if i should just be on my parents plan
Best deal and coverage on auto insurance?
I just bought a new 2013 Ford Fiesta yesterday and only had liability on my previous 20 year old car. I am needing to get full coverage on my new vehicle and am wondering what the best rates and coverage are out there? What car insurance do you have? Is it good? I currently have AAA but am researching others. They're wanting about $100/mth. Ps: I am a 28 year old teacher with a clean driving record and live in Orange Cty, Ca.""
What is an insurance discount disallowance?
i got my bill today for the lab where i had some tests done. on the bill it had a disallowance under the insurance discount category. just wondering what that was. the bill was about 400 and insurance paid 200 and it said disallowance of about 175 so my bill only ended up being 25 dollars.
Would insurance cover it?
My husband was involved in a car accident 2 years ago...the people filed a claim/law suit recently over some 'injuries' (which is BS because he works with this guy and he was no injured), just 2 days before statue of limitation expires. Since my husband's work requires so much traveling, it was pointless for him to keep car/insurance if he never drives, we sold his car so he no longer has car insurance. Now that these people 2 years LATER decided to sue...would his old insurance take care of it since the accident happened while he did have car insurance? And he was driving a friends car at the time...not his own care.""
Will his insurance cover my vehicle ?
I was involved in a car accident recently. The individual who hit me has insurance coverage. The crash report states his license is suspender or revoked. Will his liability insurance still cover the damage to my vehicle?
""If someone is driving your car and they get a ticket, does it affect your insurance rates?
Will it make your insurance higher?
Is progressive a good insurance? what's the best insurance?
i got a great quote from progressive but not sure if they're any good...are they a pretty good insurance? or if there's one better?
Does manual transmission increase your insurance rate?
i had someone tell me it did, but i just don't know about that!""
What happens after you settle with your insurance company?
My car was stolen Monday morning on July 15 around 3am to 5 am in Richmond CA the car was park right by my parking lot my question is what happend after I settle a payment with my car Insurance and The police find my car after I settle with my insurance?
How long do I have to wait to be able to buy car insurance?
My sister has been paying for car insurance because the car is hers. I want to buy a new car, so I need to pay insurance on my own. I've been driving for 1 year. The problem is I had 2 tickets: speeding and move-over violation. I think because of that, the insurance quote is very high, like $200/month. I wonder if I will be able to buy insurance with lower quote a couple years later or not, and during that time I will put my car under my sister's insurance. Thank you to people who give me answers!""
Monthly car insurance?
I've got my driving test in September, and if I pass I would love to buy a car. I was thinking about getting monthly car insurance as this would be easier for me. Now I know that you need insurance before you can buy a tax disc. My car would also be parked on the road outside my house. My question is, if I decide to not use my car for a month do I still need to buy insurance for that month. I know if the vehicle is parked on the road you must have a valid tax disc, but I was unsure whether I need to be insured as well even if I'm not using the car?""
What would my car insurance run me for this?
Ok.....im 16 years old and just got my license. Ive been driving for about 3 years now. But now im legal to drive on the real road now. I have a 1996 mustang cobra 2d hardtop. All stock except it has flows on it. I dont have the first clue on what to do on insurance cuz my family doesnt have car insurance cuz they are crazy people who dont belive in that crap....thats what they say......but if anyone out there is a insurance agent or somthin...maybe you can help me...work with me on this....give me a range on what i could expect to pay with full coverage or just liability....that would be great..... thanks :D
Best car for gas and insurance for a 16 year old male?
Hi im a 16 year old male and need a older car because apparently there better on insurance? old as in from 1996-2002 what would be my best bet for gas/insurance?
Do you have life insurance?
If so, at what age did you obtain your policy? How much did you purchase? How much do you pay a month? Is it a Term or Permanent?""
How much is a down payment on a insurance rate of $161?
Im looking to buy progressive and they're rating my car at 161 a month. if anyone has this rate, do you remember what you paid?""
""If you have your learner's permit, do you need car insurance?""
If you have your learner's permit, do you need car insurance?""
Car insurance I'm paying alone?
I have to buy my own car unlike very other lucky kid that's 18. So after I buy a used car off of craigslist, what do I do? Where do I get car insurance and what's affordable for new drivers ?""
Car Insurance for a 16 year old?
I will be driving a 1982 Dodge Ram in the next few months. I will be dropping a V8 440 into the truck. The truck will be painted black. So what will the average monthly insurance bill be on it?
How much will I get off insurance ?
Ok so my Subaru liberty gx 1995 manual car was stolen and Un found, I have claimed on it and insurance company said I will get the market value for the car, the car value is $4,800 - $7,150 so I was wondering what I would get ? The minimum, the max or just right in the middle ?""
What are the cheapest cars to insure as a 17 year old male that wants to buy a car in a budget of 1500 pounds?
i know insurance insurance is sky high but which cars can i get with a maximum budget of 1500 pounds that are good reliable cars and have a good name like VW etc i wluld prefer not to have a vauxhall renault pegeout etc and ford is last resort only
Does it cost more money to ad your spouse with your car insurance?
My wife keeps asking for my car. But I dont feel comfortable giving it to her becuase her name's not under my car insurance. How does it work if i want to ad her on? Do the insurance company charge you more money or is it still the same? If they do charge more money, do you know any insurance that's reasonable price? thank you""
Motorcycle insurance quote?
can you get a quote without entering a social security number? i dont want to give it out
Best deal for car insurance in london?
can somebody help me to find the best deal for car insurance in london for bmw 320d,se,1994 thanks and good week end""
Where to buy affordable health insurance?
I was forced to retire at the age of 64. I am not eligible for medicare until Sep of 2011. Looking for health insurane I can buy now
Motorcycle to Car insurance?
hi, is it possible to switch a motorcycle insurance to car insurance? i sold the bike coz i got a car and i paid a 1 year insurance for the bike...i have progressive, so is it possible to switch it or i just have to get another one for car? thanks!""
Cheap car insurance for 17 year old female?
So i passed my driving test December 2011. Looking at car insurance and all im getting is around 2000. Ive done everything to make it cheaper because when i first started shopping around it was saying 4500 at me :| Ive put my dad on my insurance, put my miles down, quoted small engine cheap cars like corsa 1.0 and ford ka 1.3 reg 1998-2003 etc. that its on a driveway, third party only you name it. Some of my friends have been quoted like 800 with their parents on the insurance for the same cars Ive been quoting, so i must be going wrong somewhere. oh and im 18 in 2 weeks will that make a difference? thanks!
https://www.linkedin.com/pulse/rhode-island-health-insurance-laws-morgan-scott/"
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themoneybuff-blog · 6 years
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Money story: Small acts of kindness create social capital
This guest post from Christine Hughey is part of the money stories feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks from all stages of financial maturity. I met Christine in January when I attended Camp FI in Florida. Christine is starting a new Nashville food tour company, so when I spent a week there in April, naturally I let her show me around. It was awesome! In this article, she shares how small acts of kindness have proven to be worth more than she ever imagined. Im about to share something that completely changed my life yet its something that I didnt know much about until a few years ago. Its a concept called social capital, and I believe that it can change your life too (and make you wealthier in the process). Now, if youve been reading Get Rich Slowly for a long time, you might have seen J.D. write about social capital in the past. He too is a big believer in its power. But many of you have probably never heard of the idea. What is social capital?
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According to Wikipedia: Social capital is a form of economic and cultural capital in which social networks are central; transactions are marked by reciprocity, trust, and cooperation; and market agents produce goods and services not mainly for themselves, but for a common good. [] Social capital has been used to explain the improved performance of diverse groups, the growth of entrepreneurial firms, superior managerial performance, enhanced supply chain relations, the value derived from strategic alliances, and the evolution of communities. Theres a lot of jargon in that definition, but what it really comes down to is this: Social capital is all about networking (in a non-slimy way) and about giving without the expectation of return. Although its not tangible, social capital is very real and very powerful. Its also very valuable. That said, I dont see social capital discussed much on personal finance and financial independence blogs. I imagine thats because its hard to assign an actual dollar value to it. How do you assign a dollar value to helping somebody move? How do you quantify the savings when your neighbor mows your lawn for you all summer? Whats the price tag on growing flower, fruits, or vegetables, then giving them to your friends and family? In the world of personal finance, we tend to look at numbers first. Social capital doesnt work in that way. Social capital is about creating value and creating a positive impact among your social network, whether that value and network are small (like on a neighborhood level) or large (like volunteering time for a larger project). Social Capital in Real Life Social capital might make more sense (and seem less abstract) if we look at a real-life example. My husband was the one that really taught me about social capital. Jack and I came from drastically different backgrounds, and we did very different things for work. While I worked a full-time salary engineering job, he worked as a gig-style man for hire entrepreneur. When we first started dating, I noticed that he was often doing strange favors for people. He owned a truck so he would get calls to help everyone and their friends move. Ill never forget the time that he got a call from his best friend Robert asking if he could help Roberts co-worker move a washer and dryer. Sure enough, early on a Saturday morning Jack was off moving some womans washer and dryer to a temporary home. A week later, he got another call to move the washer and dryer into the womans new permanent home. I consider myself a very nice person, but I couldnt believe how much time, effort, and gas Jack spent moving the same washer and dryer to multiple locations for someone he didnt even know. But as a result, that random woman is now one of our very good friends, and Jack will be DJing her wedding this fall. Other great things have come from Jacks act of kindness. Robert hired Jack to manage the audio for some of the numerous music festivals that he puts on here in town. Amberly, (the random woman) helped support and promote a new DJ gig that Jack started in 2015. Shes one of his biggest supporters to date. What now seems like a super small gesture led to over a thousand dollars worth of income for us when we really needed it. Social Capital from the Garden Heres another example. I grow cut flowers for bouquets. When I was young, my dad didnt believe in purchasing cut flowers because they die quickly. It seemed like a waste of money to him, so we never had them in our house. While we were dating, Jack learned that I love cut flowers. Every couple of weeks, hed buy me a new bouquet so that Id almost always have beautiful cut flowers in my house. It was an incredibly special gesture since flowers were something that I would only purchase for myself on rare occasions. After we were married, our financial world hit the fan. After two job losses, our income fell by 80%. Naturally, there was no room in our budget for cut flowers. When things finally settled down and we bought a fixer-upper home, cut flowers still werent in the budget. I missed them, so I decided to grow my own. Being an engineer, I decided to conduct some tests to see which varieties were worth the cost. My first test for an investment of about $20 consisted of four different flowers, but only the cosmos and zinnias were successful. Although not every variety grew, I enjoyed tending the flowers and watching them grow. And, of course, it was awesome having fresh flowers in my house again. Plus, I had so many flowers that I made bouquets and gave a bunch away to friends.
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Last year was the second year of my flower-growing experiment. I planted more seed varieties and added lily and dahlia bulbs to the mix. I had an explosion of flowers for five months out of the year. I was completely in love! I started giving flowers to more and more people: neighbors, friends, colleagues. At the time, I worked as a tour guide for a company here in Nashville. My tours required taking groups of people into very busy restaurants in the downtown area. Getting quick service of our food and drinks was critical to the success of my tours. I was so appreciative of the bartenders and servers that would help me and my tours that Id bring bouquets of my homegrown flowers to them on my Sundays off. I didnt realize it at the time, but we were all building social capital. When the restaurant folks helped me, I was grateful. When I gave them flowers, they were grateful. All of us were building a sort of invisible wealth that comes from a network of reciprocity. The Rewards of Social Capital Earlier this year, I started my own food tour company in Nashville. Its a scary thing launching out on your own! How do you build a business from scratch? Fortunately, the bartenders and servers that I gave flowers to have become my biggest cheerleaders. Theyve taken my tours, left glowing online reviews, and recommended me to the customers in their restaurants. Theyve put my card on the wall of honor reserved for the best companies in town.
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This scary time in my life is a little less scary because of social capital. In the past, when I was performing the small act of kindness of delivering flowers, I wasnt expecting anything in return. I was just grateful for the help theyd given me already. I never imagined thered be any kind of financial gain. But in the end, there has been. Just because something cant be documented in our net worth doesnt mean that its without monetary value. Those flowers have been converted into real dollars today. More than that, theyve created traction for increased business in the future. When you own your own business, your reputation is everything. (Your reputation can make or break you in a community-centered city like Nashville.) When you go the extra mile, whether moving a washer and dryer for a stranger, or giving flowers for no special reason, you create a positive impact. You build social capital. While writing this article, Jack and I did the math. We calculate that the social capital weve fostered in Nashville has brought us over $10,000 of direct value to our lives in the past year. Thats huge for a household with an income of $65,000. (Plus, since the value doesnt come to us as dollars, theres no tax on it.) When you take a love of gardening (or writing or social media or whatever) and you spread your gifts to your neighborhood and community, your generosity will come back manyfold in ways that mean more than money. These seemingly small acts of kindness create social capital that can bring value to your life down the road. Someday when youre looking for a job, or trying to start a business, those first few tough months and years will be so much easier when you have your community behind you. Take some time to build social capital while building wealth, and watch how it improves your life. J.D.s note: Heres another way Christine has built social capital. In April, I visited Nashville to attend a blogging retreat. (Yes, really.) Christine invited me and my buddies to join her Nashville food tour. While that didnt pan out my colleagues were up late drinking the night before haha! she did take the time to share some of her favorite food with me while also extolling the virtues of her city (and its hockey team). It was a fun (and delicious) experience, one that I hear theyve shared with other friends. Social capital has been huge in my life. Seriously, I believe its been almost as valuable to me as monetary capital. And its just as valuable to Christine. https://www.getrichslowly.org/kindness-creates-social-capital/
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How to find cheapest car insurance for young drivers?
"How to find cheapest car insurance for young drivers?
How to find cheapest car insurance for young drivers?
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How to find cheapest car insurance for young drivers?
How to find cheapest car insurance for young drivers?
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Not sure how much condo insurance to get?
I'm in the process of buying a condo, and I need to have condo insurance set up. However, I'm not really sure how much insurance I need on a condo. The homeowners association covers everything on the outside, so I would only need to cover walls-in. This is what I've come up with after doing a quote: Contents Amount: $50,000 Building Property Coverage: $15,000 Condominium Loss Assessments: $1,000 Deductible: $500 Earthquake Deductible: 2% Personal Liability: $300,000 Medical Payments to Others: $1,000 The condo is selling for $125,900. I really don't have a lot of furniture, and what I do have is all hand-me-downs. I have a four year old, so all the furniture and stuff that comes along with having a kid. I don't have really nice jewelry. I have a 32inch hd tv, computer (i paid 150 for it, so nothing fancy lol), and a kindle fire, wii....that's about it for electronics. I want to make sure I have enough coverage if something happens with counters/floor/walls/etc, but I don't want to be unnecessarily paying a high insurance bill. Any suggestions? Also, is earthquake or identity theft something that would be good to add in? I live in Iowa so earthquakes aren't really an issue...but is that one of those you never know, so at least you're covered things?""
What are some tips to get cheaper car insurance?
I have a very poor driving record. Right now, I'm paying about $4,000 a year to insure my car. It will probably go up when the policy renews in Sept. What can I do in the meantime? Should I take the defensive driving course? What else? I've tried to shop around but GEICO gives me the best deal at $4000. Some other companies would not insure me at all. Others wanted thousands more. What should I do? I really like the convenience of having a car and I would probably cry if I had to sell it. I've had a car since I was 19 and I'm 26 now.""
Ticket for no insurance while riding my motorcycle in california?
I got pulled over for speeding. i have no insurance but i have my motorcycle permit and my driving license. when he pulled me over he asked for my license and of course, i didnt have it. it was in my jacket and i didnt wear it. i had my permit for my bike though. gave him that and my registration. he asked for my insurance, and i knew i didnt have it. but i looked through my backpack and under the rear seat. so when he gave me the ticket he said that the no insurance and license was just a fix it ticket and to take it into the court and show them and they will sign it of and the other is speeding. when i looked at the ticket when i got home, in the part where they rite down if it can be corrected or not the license says yes and the insurance says no. my question is, if i buy insurance now and go in and show them that with the license will they sign it off. or what will they do if i dont have insurance? also the reason i dont have insurance is i dont have the funds to buy it. i just want an answer to my question please not a lecture. thank you""
""What car has low insurance fees, cheap parts, and is some what fast stock?""
I get a car in a little bit and I don't know what to get. I have some ideas such as a Nissan 350z, Mustang Cobra, Mitsubishi Lancer Evo or a Subaru Impreza but I don't know how much the insurance would be to cover those for a 16 year old male.""
Can a financial advisor from AXA sell you New York life insurance?
I'd like to know if a financial advisor that works for AXA Advisors offer clients New York Life insurance products. Thanks in advance! I'm in CA by the way.
How to calculate insurance quotations?
i want to know how insurance quotations are prepared?is there any software to prepare such quotations?what are the factors to be taken into account to prepare such quotations?
How much should I expect to pay for umbrella insurance?
I'm a landscaping contractor in Southern California. I think I need about $2,000,000 in umbrella insurance. How much should I expect to pay (yearly) for that?""
How much do you pay for full coverage car insurance?
i'm 19 and going to buy a car soon but i'm trying to get a ball park figure on how much i can expect to pay
""Can some body tell much i have to for my car insurance, if i live in brooklyn and 18 with new license?""
hey, i am planning to bye a car by next month, but before i go buy it, i need know how i have pay for my insurance, i am 18 just got my license and live in brooklyn, can somebody what is the most could i have pay...""
Where can I buy health insurance?
I'm an self-employed worker. Need some health insurance because you never know when I'll get injured.
How to find cheapest car insurance for young drivers?
How to find cheapest car insurance for young drivers?
Which is best and cheapest car insurance?
I have a 18 yr old son and are planning on buying a car for him, also shopping for car insurance, I wanted a combined for me (mother) and my son, and possibily a cheap offer, the car is a used older car. Thanks for your imputs for helping me save. Thank you""
Why is my car insurance so high?
Just finished paying a year of car insurance at like 125 a month. Just got my new bill for the year. They want 195 atleast first month. Are there cheaper car insurance companies out there?
Will my Insurance go any higher if paid off by Collision ?
I bought my Acura in 2006 and have been in mint condition since then. Recently, the snow plougher scratched my car and didnt leave a note. I called the manger of the snow plougher and filed the police report. He took the responsibility but during the report he said that he will give the name of the driver and vehicle later. After few weeks when I didnt hear I called the manager and he said his company will not cover anything and I can do whatever I can.... I called my insurance company and they are willingly to cover through my insurance - Collision, instead of comprehensive. The repair is $2000 + rental car for 9 days ~$2500. My deductible is $100 for collision and $50 for comprehensive. Do you think if they use Collision my insurance rate will go higher ? [Ofcourse I dont have any choice at this time. my insurance company said they cannot file a lawsuit or anything against the snow plougher company]""
""If i trade in my car, which doesn't have gap insurance, and get a new car with gap insurance will the total lo?""
I owe $13k on my current vehicle and am looking for an upgrade. we've had horrible weather the past few months and am afraid of wrecking the (potential) new vehicle and still being stuck with a bill. would gap cover the entire cost of the loan, i.e $38k= 13k owed on my car plus the 25k for the new car.""
Insurance?
how much does insurance cost for a novice driver in nova scotia? i just got my license today and i need to know how much its gonna cost me...im 16 yrs old and im gonna have my own car and im gonna be the only driver.
Car insurance in Massachusetts?
What happens in the state of Massachusetts if you get pulled over and have no insurance but there is insurance on the car and I'm 17 years of age.
Insurance question?
Is there any possible way to lower my insurance. I'm 19 years old and insurance is 8000$ per year ( NYC ) . So now i have a problem not with a car but how to lower my damn Insurance. Thank you and Take care.
What is the cheapest car for a 17 year old to have?
So I'm 17 and just got my drivers lisence! Woo! I'm trying to find what the cheapest car to have is? Like to buy, insurance and maintaining all together of you get me?""
Can you start work as soon as you receive your national insurance number at 15?
Ive just left school and i want a job for the summer but my birthday is not till august. Ive already received my national insurance
Are home insurance rates more expensive on a townhouse than a single family home?
Are home insurance rates more expensive on a townhouse than a single family home?
How much would it cost to insure a used Aston Martin Vantage?
I have decided to get the Aston Martin Vantage (Used). it is around 34000. My salary is around 30,000 a year. I was wondering if insurance is expensive?""
Car insurance question?
okay my boyfriend just got his drivers license today..he doesnt have a car yet and he wants to be able to drive my grandmas car to work whenever he can but she says he cant because hes not on her insurance. Does it matter whether or not hes on her insurance? what could happen?
""Should the cost of car insurance be the same for everybody irrespective of age, ect?""
Should the cost of car insurance be the same for everybody irrespective of age, ect?""
Do I really have to disclose everything for a life insurance quote?
My wife has a family history of cancer which is causing my life insurance quote to change from $100 a month to $300. Do I really need to disclose this info to the companies, or should I not tell them as they would need permission anyway to check history and doctors records???""
When buying auto insurance is it better to have your dad own the car and put you as the additional driver to s
When you purchase car insurance is it better to have the car under your parent's name for ownership and add your self as an additional driver for your own policy to save money even when you will be driving most of the time?
Best car & car insurance for a 20 year old?
I'm 20 years old and just started having driving lessons. I'm thinking of buying a car but have no idea about car insurance. I know it would be higher for 17-19 year olds but do I qualify as a young driver if I'm 20 even though it's a first car and just starting as a driver? I love Volkswagen Beetles but want a car on which the insurance won't be high. Apparently the insurance is cheaper on classic cars...? I'm a girl and live in Greater (West) London. I don't know what it depends on and what car I should go for without having to pay a fortune. If you could help me out that would be great Thanks!!! :)
Florida car insurance hike?
I used to have Florida auto insurance about 6 months ago. Since then I moved but wanted to return to FL. Recent inquiry for an auto quote I notice the premium has increased doubled in FL. When did this happen? And what actually happened? Just curious. Thanks.
Cheap Car Insurance?
Whats the cheapest car insurance
Help on insurance?
does anybody know were i can find an affordable full coverage insurance in Los Angeles? its for an Escalade.
Is there such a thing as life insurance class?
Like a class you have to take when first getting life insurance
Can I be insured on my mums car insurance if I don't live with her?
Hi I moved out 3 months ago and I have been put on my mums insurance while I have my provisional licence I will be getting my own car soon and i was wondering if I can still be on her insurance if I still won't be living there ? Thanks Billie x
My driver's license was suspended for driving without insurance/license and not showing up for court dates.?
My driver's license was suspended for driving without insurance/license and not showing up for court dates. I did have my license and insurance at the time but did not have my wallet with me. I was wondering how much it will cost me to reinstate my driver's license and if I might have to take the driver's test over again or not. If I have documentation that I had a license and insurance at the time would it help me? I'm in Alabama if that helps. Any answers are greatly appreciated.
150cc Scooter Insurance in California...?
I bought a 150cc scooter for $950 brand new in California. Do I need to get it insured. I am only going to use it for 6 months till I got to school. I live abroad. I am not worried about the scooter getting damaged, I need only 3rd party insurance in case I knock someone and they decide to sue me or whatever... What are your suggestion, and the cost to register one and the cost for insurance. Im 20 years old btw. Thanks alot if you can help me out!! Thanks...""
Mandated Health Insurance is different from Mandated Auto Insurance how?
The Supreme Court will be deciding if the government can force us to buy health insurance from a private corporation. The government forces us to buy auto liability insurance from a private corporation. I am at a loss to see the difference.
If the supreme court finds health care law unconstitutional would i have to buy car insurance?
most of the health care debate is about weather the government can make a person buy a specific product such as health insurance. If the court finds that the individual mandate is unconstitutional would this mean that the government would not be allowed to require people to buy car insurance. and if so would I be able to take this to my state supreme court to question the constitutionality of having to buy car insurance?
How to find cheapest car insurance for young drivers?
How to find cheapest car insurance for young drivers?
https://www.linkedin.com/pulse/car-insurance-cancelled-bertha-longoria"
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rebeccahpedersen · 6 years
Text
Terrible Quality Renovations!
TorontoRealtyBlog
Let’s watch some videos today, shall we?
I’ve seen a few really bad renovations of late, and when one of my clients asked me the other day, “Why would somebody do this?” all I could muster in reply was, “This is what happens when you combine boredom, money, and a false sense of confidence.”
Everybody and their grandmother think they can flip houses in Toronto, but contrary to popular belief, not everything sells…
Where to start…
Oh, where to start…..well, I suppose I’ll lead with the one that made me laugh the hardest.  Just try and picture how I discovered this renovation mistake.
What does $1,4000,000 buy in Toronto these days?
What kind of quality and workmanship would one expect?
And how much does a ruler cost these days?  Maybe $2.00?  Maybe the person who installed the door and sink in this video could have ponied up for one?
youtube
The MLS listing for this home reads:
“Completely Renovated Throughout With Only The Highest Quality Finishes.”
youtube
I’m not a fireman.
But I’m pretty sure that this is not in any way, safe…
youtube
This is called “Doing 90% of the job.”
Install these really cool reproduction French doors, and then ruin it by not finishing the installation properly.
youtube
The YouTube thumbnail spoiled this one already, so you know where this is going.
But why in the world would the seller think it’s okay to have this in plain sight during viewings?
youtube
Some photos, now, perhaps?
Look, I know enough about Chinese to ignorantly say “that’s Chinese writing below,” when I’m pretty sure “Chinese” isn’t a language.
So if I’m this ignorant, then what hope does a home-owner have when they take possession of their new house and all the wiring and plumbing is labelled as follows:
Another listing that says “Fully Renovated” in the description.
Here is the entrance way to two bedrooms, from the hallway.
That makes three rooms for those of you counting along at home, and I count three different types of flooring:
Soooo………
…….buddy in the middle doesn’t get a driveway?
Or we just assume that giant tree is going to suddenly fall ill, and need to be torn down?
I’m not a structural engineer, but I don’t think a single brick, under a cinder-block, with wood shims on top, placed in a dirt base, is any way to prop up a beam…
And last, but oh-most-certainly not least, let me tell you how much I hate ambiguity.
I need everything in my life to be clear as day.
So when I see a property like this one below, and I’m not quite sure if it’s sold, it really bothers me…
The post Terrible Quality Renovations! appeared first on Toronto Real Estate Property Sales & Investments | Toronto Realty Blog by David Fleming.
Originated from http://ift.tt/2zz5gp7
0 notes
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0 notes
rebeccahpedersen · 6 years
Text
Terrible Quality Renovations!
TorontoRealtyBlog
Let’s watch some videos today, shall we?
I’ve seen a few really bad renovations of late, and when one of my clients asked me the other day, “Why would somebody do this?” all I could muster in reply was, “This is what happens when you combine boredom, money, and a false sense of confidence.”
Everybody and their grandmother think they can flip houses in Toronto, but contrary to popular belief, not everything sells…
Where to start…
Oh, where to start…..well, I suppose I’ll lead with the one that made me laugh the hardest.  Just try and picture how I discovered this renovation mistake.
What does $1,4000,000 buy in Toronto these days?
What kind of quality and workmanship would one expect?
And how much does a ruler cost these days?  Maybe $2.00?  Maybe the person who installed the door and sink in this video could have ponied up for one?
youtube
The MLS listing for this home reads:
“Completely Renovated Throughout With Only The Highest Quality Finishes.”
youtube
I’m not a fireman.
But I’m pretty sure that this is not in any way, safe…
youtube
This is called “Doing 90% of the job.”
Install these really cool reproduction French doors, and then ruin it by not finishing the installation properly.
youtube
The YouTube thumbnail spoiled this one already, so you know where this is going.
But why in the world would the seller think it’s okay to have this in plain sight during viewings?
youtube
Some photos, now, perhaps?
Look, I know enough about Chinese to ignorantly say “that’s Chinese writing below,” when I’m pretty sure “Chinese” isn’t a language.
So if I’m this ignorant, then what hope does a home-owner have when they take possession of their new house and all the wiring and plumbing is labelled as follows:
Another listing that says “Fully Renovated” in the description.
Here is the entrance way to two bedrooms, from the hallway.
That makes three rooms for those of you counting along at home, and I count three different types of flooring:
Soooo………
…….buddy in the middle doesn’t get a driveway?
Or we just assume that giant tree is going to suddenly fall ill, and need to be torn down?
I’m not a structural engineer, but I don’t think a single brick, under a cinder-block, with wood shims on top, placed in a dirt base, is any way to prop up a beam…
And last, but oh-most-certainly not least, let me tell you how much I hate ambiguity.
I need everything in my life to be clear as day.
So when I see a property like this one below, and I’m not quite sure if it’s sold, it really bothers me…
The post Terrible Quality Renovations! appeared first on Toronto Real Estate Property Sales & Investments | Toronto Realty Blog by David Fleming.
Originated from http://ift.tt/2zz5gp7
0 notes