#personal finances

[nyancrimew]

with the end of the month slowly coming up again i am once again unfortunately already broke again and still somewhat in debt, really hoping to get out of that and get a stable enough income to allow me to stay out of debt for the future (i currently make about 1k a month which is very very little for trying to survive in switzerland esp as i currently support myself and a roommate pretty much alone (and currently leaves me somewhat financially dependent on my parents as well which im not gonna be able to be forever), goal for the end of this year is a stable 2k) anything really helps, but the subscription option helps me the most with stability and ability to budget (also i'll hopefully soon manage to give my subscribers actual special benefits).

i hate asking for money so often especially as i haven't put out a new article in quite a while now, but that will change again soon (i have various things in my pipeline and also non text content coming up soon!), and it is the supporters on ko-fi that let me do all the work i do <3

#maia arson crimew #donations #fundraiser #mutual aid #im so sorry #personal finances #also paypal option is disabled as i currently have no way of getting #paypal money to my bank account

[jensownzoo]

Yes! Yesyesyes!!!

Today was shaping up to be a shit day (mostly exhaustion/pain-related), but just now I sold something on Craigslist that will cover a full half of the cost of a new window a/c unit. Just around 25% left to go. I may not melt this summer. Huzzah!

#good tidings #personal finances #especially stoked because the internet hotspot has to go back to the library tomorrow which makes selling stuff much harder #air conditioning #craigslist

[agendergenderqueermasculenbyguy]

So… I’m a young adult (20s) with inattentive ADHD and other mental health issues who will be moving out for college next month

I have done a 3.5 year vocational training (so I’m qualified to work as a professional handyperson) and I do have savings

But I do not have the slightest idea how to budget household money

I got a student loan of 450€/mo and my parents said they will give me 200€/month for groceries/ food

I DO NOT intend to start a part-time job until at least my 3rd semester! I have been out of school too long and need to focus so I don’t fuck up college

So my starting budget is 650€/month from which I have to pay

rent & utilities,

insurances (household, liability, casualty, some private health insurances),

groceries,

Plus a small amount each month I need to put aside in case I have to buy additional books, stationary, new everyday-shoes or generally in case I have to replace stuff that gets broken/ used up

Can anyone help me how to keep track of my finances and how to budget when I barely have enough money to cover overheads/ necessities?

Honestly I feel genuinely bad asking for help, especially since I know I have more savings to my name than many people my age probably have. But also, my parents never budgeted – at least not in a way they can teach me how to

And I’m just so scared of college as a whole and of messing up and that I won’t be able to keep up with studying… I got in, yes, but I also know I haven’t done the necessary math in YEARS because my vocational training focused on mechanics and transmissions and forces. I’m a state-certified mechanic and my college degree is mechanical engineering but I doubt my “advantage” is worth much. I’m sincerely worried. And I haven’t been able to study on my own – although I have more than enough pre-college math books specifically for the pre-courses – because of stress and anxiety around finding a flat-share/ living accommodations. I have been procrastinating most things because finding a flat-share hasn’t been exactly successful and I’m trying to ignore my looming dread and anxiety. I’m genuinely scared I will mess up and ruin my entire life because I’m not “ready” or intelligent or mentally healthy enough to make it.

If I at least got the budgeting out of the way, so to speak, that would help convince myself I’m not as much of a fuck-up.

#how to adult #adult adhd #adhd inattentive #adhd pi #adult add #adhd adult #actually neurodiverse #neurodivergency #neurodiverse stuff #actually adhd #actually autistic #actually mentally ill #budgeting #budget #personal finances #personal budget #personal budgeting #how to be a grown-up

[lalocreativity]

#budget #budgeting #money #personal finances #blog #blogpost #blog post

[pjakes]

Cutting Costs on (Some) Financial Expenses

 Here are a few simple, easy ways to save on personal expenses and make some extra money: FINANCES  Bank any unexpected or “windfall” money (but take some and get something you’ve always wanted to have or plan for something that you’ve always wanted to do; then bank the reminder). If you have to use an ATM, only use those at your own bank to avoid service charges (if you’re able to; sometimes…

View On WordPress

#cutting financial expenses #cutting some financial finances #finance #finances #making extra money #making more money #money saving tips #money saving ways #personal finance saving #personal finances #saving on personal finances #ways to save money

[themoneysavvyblog]

Financial Planning for Your Child’s College Education

What is the average cost of university in Canada these days? About $ 28 000 for a Bachelor’s degree and $ 33 000 for a Master’s. Higher education comes at a higher and higher price as each year goes by. It has become a costly endeavor for most students and their families. But thankfully, with good financial planning, most families can find a way to pay for some, if not all, of their children’s…

View On WordPress

#canadian personal finance #money #personal finance #personal finance blog #personal finances

[avkamfher]

Looking over my cash flow, If I got semi aggressive with paying off everything I could be debt free in early 2025. 

This is also with my current income and with any bonus’ and pay increases would only accelerate this.

It is like the “I need to be responsible” toggle finally got tripped since getting the new car and it has been a nice mood change.

#personal #personal finances #being a real adult

[greensproutblog]

The Best Books For Learning About Personal Finances

Your ability to make smart money decisions determines a lot about your quality of life. But, knowledge on how to manage your finances, save, invest, accumulate wealth, etc., is only sometimes known by learning. We at GreenSprout are dedicated to helping you make the best financial decisions for your family and future. Our GreenSprout team has outlined the best personal finance books and financial resources everyone must read before the year runs out.

The Best Personal Finance Books Everyone Must Read

I Will Teach You To Be Rich - Ramit Sethi

Ramit Sethi is a popular personal finance author. In this book, he outlines a six-week plan to live your best life according to your definitions. The book teaches its audience how to open high-yield savings accounts to earn interest, automate their account to save monthly, use credit cards, and maximize rewards. "I Will Teach You To Be Rich" helps you to strategize with your money and build money-making systems. The book is easy to read and understand. Many readers have testified of its impact after reading it.

The Automatic Millionaire - David Bach

This book borders mainly on how to automate your finances. It preaches that there are certain ways that you can set up your finances to allow them to operate on their own and develop into wealth.

The Simple Path To Wealth: Your Road Map To Financial Independence and a Rich, Free Life- JL Collins

This book is targeted at anyone who wishes to retire early. The different principles outlined in the book were written as though the author was writing a letter to his daughter. The book explicitly explains complicated details and provides lots of actionable advice on accumulating wealth. The book is rated 4.8 stars and has more than 3800 reviews on Amazon.

Retire Before Mom And Dad - Rob Berger

This book is majorly for anyone who wishes to get wealthy and retire early. It swims through the principles that make early retirement and financial independence possible. You can still read this book to learn the secrets to wealth, even if you do not wish to retire early.

Spend Well, Live Rich: How To Get What You Want With The Money You Have - Michelle Singletary

This book reflects on the life of the author's grandmother, who was able to raise five children; the author inclusive on a modest salary. The author discusses the principles that her grandmother used to maximize what she had. The book is best for anyone seeking budgeting inspiration or a beginner in personal finance.

When She Makes More- Farnoosh Torabi

Farnoosh Torabi is a personal finance expert and author. In this book, she discusses her reality as the breadwinner and a woman in an opposite-sex relationship. She discusses the struggles, realities, pros, and cons and explains how they maximize earnings while minimizing conflict.

The Financial Diet: A Total Beginner's Guide To Getting Good With Money - Chelsea Fagan and Lauren Ver Hage

This book generally helps readers to know more about money and life. It is best for young adults as it discusses investments, budgeting, retirement savings, debt repayment, etc. The book is very actionable and easy to understand.

#greensprout #greensprouttips #personal finances #finances #greensprout finances tips #books to learn finances #best books for personal finances #Youtube

[sataniccapitalist]

#personal finances

[stylebyemmanuela]

Strategic Personal Finance: Budgeting, Saving, and Diversifying Income Streams for a Better Financial Future in 2024

Join me on my blogging journey as a content creator, where I share valuable insights on budgeting, saving, and diversifying income streams.

Long time no see loves! I know it’s been a minute and can’t believe this is officially my first blog post of 2024! *screaming*. On the bright side, I am alive and well and wanted to kickstart my blogging journey this year with a self-development post talking a little bit about personal finances. As a full-time Digital Marketing Specialist, business owner, and content creator, I have always been…

View On WordPress

#budgeting #emmanuelaokon #personal finances #self development #travel tips

[govie28]

Empowering Tomorrows Financiers: Innovative Strategies for Teaching Personal Finance in Schools

This article discusses the importance of personal finance education in schools and explores effective teaching methods, such as hands-on activities and online platforms, to enhance students financial literacy skills. Introduction to Personal Finance Education in Schools Understanding the importance of teaching personal finance in schools is essential for preparing students for their financial…

View On WordPress

#curriculum #personal finances #teaching methods

[nyancrimew]

i really hate how often i have to post about this, but im horribly in debt and if i don't get out of this soon (ideally within like two months) it's only gonna keep getting way worse. at this point im over 4.6k in the minus cause both paying back debt and keeping up with living expenses and bills at the same time is pretty much impossible on my little income, so i always end up having to spend more in credit card debt again (i have to cover most of the living expenses for a two person household and sometimes help my wife with shopping as well).

i know i already have enough coming in rn (with the talk and other paid work + a bit of my monthly income) to pay off at least 1.6k this month, but absolutely anything i get will help me massively, and especially monthly subscriptions are valuable for budgeting and allowing me to worry less while doing my writing or posting my silly posts and are my only stable form of income.

give with card if possible as it is currently not possible for me to get paypal money into my bank account, but paypal is at least still useful for running expenses, anything helps <3

#debt #personal finances #mutual aid #donations #fundraiser

[virtualcoach-blog]

Use a Financial Wellness Check to Start Fixing Your Finances

With Financial Wellness Month ending, I would like you to consider conducting a financial wellness check.

Photo by Pixabay on Pexels.com As we end Financial Wellness Month within a matter of days, I would like you to consider conducting a financial wellness check on the status of your personal finances. Honestly, money has value for the Christian just like anyone else. However, Christians must ensure to keep money in its proper perspective. Money can never truly satisfy your soul. Money is not the…

View On WordPress

#budget #change #faith #financial fitness #money #personal finances #relationship #retirement #savings #Word

[thebookewyrme]

It’s two days after I got paid and I still have money in my account. Like over $100. And my credit card isn’t maxed. And my bills are all* paid. wtf. Is. Is this what it’s like to be middle class???

It’s not, I have less than $500 to my name and quite a lot of debt both to credit cards and to family, but a guy can dream.

*This does not include medical bills, those can wait until I’m further out of the financial hole.

Anyway, here’s Yuan being fascinated by the tv.

#personal #personal finances #class war #cats #kitten Yuan

[lalocreativity]

#habits #buget #budgeting #money management #money #finances #bookkeeping #personal finances

[davidl2001]

How Apps Can Help You Manage Your Personal Finances

Personal Finances Managing personal finances can be a daunting task, especially if you have multiple streams of income, debts to pay, and several expenses to track. Fortunately, technology has made it easier for people to manage their finances efficiently. Apps are now available to enable you to track your expenses, manage debt, budget, and invest your money. With the right app, you can stay on…

View On WordPress

#Personal Finances #YNAB #You Need A Budget