#Adjustment Fund

[southsouthcooperationday]

Support both the member states and private sector to effectively participate in the new trading environment.

The operationalisation of the AfCFTA Adjustment Fund aims to support both the member states and private sector to effectively participate in the new trading environment established under the AfCFTA. As with any major trade liberalisation regime, the AfCFTA Agreement will introduce near-term disruptions, as tariff revenues by State Parties are reduced, industrial sectors are disordered, businesses and supply chains are reorganised, and employment is dislocated – often in ways that cannot be anticipated. The estimated requirement for uninterrupted implementation of the AfCFTA Agreement and to eliminate the adjustment cost is at $10 billion over the next six to ten years. The Adjustment fund will for instance, be meaningful for a country experiencing challenges with its textiles and clothing sector to access the fund for retraining of workers or for recapitalization, procuring machinery for goods, or to increase competitiveness The Adjustment Fund consists of a Base Fund, a General Fund and a Credit Fund. The Base Fund will consist of voluntary contributions from State Parties, grants and technical assistance funds to address tariff revenue losses as tariffs are progressively eliminated. It will also support countries to implement various provisions of the AfCFTA Agreement, its Protocols and Annexes. The General Fund will mobilise concessional funding, while the Credit Fund will mobilise commercial funding to support both the public and private sectors, enabling them to adjust and take advantage of the opportunities created by the AfCFTA.

#Adjustment Fund #creatingoneafrica #afcfta #intra africa trade #intraregional trade. #voluntary contributions #commercial funding #concessional funding #public sector #private sector #industrial sector #textiles sector #clothing sector #trading environment

[pixelglam]

Payton Holbrook | Sim Download

Payton always had a passion for movement and wellness from a young age. Growing up, she practiced various forms of dance and yoga, developing a deep appreciation for the mind-body connection. After discovering Pilates in her early twenties, Payton was captivated by its transformative effects on both physical strength and mental clarity. Inspired by her own journey, she became a certified Pilates instructor, dedicating herself to helping others unlock their full potential through mindful movement and holistic wellness practices.

With her warm personality and expert guidance, Payton creates a supportive and empowering environment for her clients to thrive in their fitness journey.

Gallery ID | PixelGlam

CC included

Inner Peace Aspiration

Traits are Active, Outgoing and Yoga Lover

More Info, Pictures & Download here (Ad-Free)

socials: youtube | patreon | tiktok

#she has more than 7 million simoleons as a starting fund so its easier to move her into any starting home but of course adjust if needed! #mydownloads #mytownies #ts4 cc #ts4 sim download #ts4cc #ts4 simblr #the sims 4 #sims 4 #the sims community #sims 4 aesthetic #ts4 #pixelglam #sims 4 sim dump #sims 4 sim download #ts4 sim dump #ts4 sim dl

[rosefires20]

I'm glad Quackity address the admin/behind the scene issues that were revealed last night so quickly. I wasn't expecting such a quick response, but I'm glad he did.

It's unfortunate that the higher ups in the admin team turned out to be corrupt but it's truly fixable and will help the health of the server so much. I'm honestly excited for the positives that will come out of this. I think the server will be so much better once Quackitys done the rearranging and investigating.

It's also comforting knowing and seeing everyone come out to bat for the admins. The admins are the backbone and heart of the server. They are incredible and deserve nothing less than respect and dignity. It's nice seeing the ccs stand up for them too. Pierre stated that he was already in the process of getting a call arranged with Quackity over some of these issues. I also just know that ccs like Phil, Bad, Etoiles and most of the server would totally stand up for the admins. Phil talked about them getting paid for months and Bad is nothing but supportive of them and wants to work with them constructively.

Idk it's just nice to see an issue come up, see a quick and solid response, and know that it's completely fixable and correctable. Whatever changes Quackity makes will be incredible for the server.

#qsmp #qsmp rambles #my ramble #ramble #i pray they establish a pateron or something for the fans to help fund the project #id be so down to help fund the project especially knowing that the admins would get paid from that money #its alright that it started voluntary but its time for it to develop further and adjust to the size of the project and work

[artbyky]

some previews of what im working on currently... 👀

#kind of limited with how it looks bc im working with redbubble bc i dont have money #for like an independently funded thing #but one day i want to !!!! #but either way im working my best with what i got #i think these look rlly good #im gonna adjust some things before launch btw so dont worry #art product #product design #artists on tumblr

[scribblersobia]

News - In Italy, the authorities killed a bear because he showed excessive confidence (that's what they said) and it was problematic for humans!

Me - OH! GOD, THAT'S UNBEARABLE, ITALY!

#in mid 1990s in the Alps.. the brown bears became functionally extinct.. so EU stepped in and.. #between 1996 and 2004 they funded a project.. to revive the bear population and 10 bears where brought from slovenia #And now there are over 100 BEARS IN THE REGION #but humans feel they are problematic due to attacks #I mean yeahhhhh Italy I understand but there are better ways to deal with this situation... why would you kill them... they are important #important for the food chain! #this world belongs to animals too.... why do humans keep entering their land and expect them to adjust? #they are wild animals... they need a space to live... if we keep cutting jungles and tease them ..they are going to attack humans! #i understand human life matter...but animal life matters too....EVERY FUCKING LIFE MATTERS! #italy #bear attacks #They should have dealt with it in a better way... #scribblersobia

[nexus-nebulae]

everyone thinks I'm so insane for this but like genuinely i want a hospital bed like. at home. i want to sleep in a hospital bed. i prefer it

#its just. a lot of things make it so much better/easier for me in the morning #The fact that i can make the bed sit up for me makes it so much easier to take my morning meds #and sitting it up makes it easier for me to stand #the mattress at the hospital i stayed at the other day was like. an air mattress that adjusted to how you were laying #and that's absolutely perfect for my joint problems like i didn't wake up in pain from crushing my hips while laying on my side #and honestly having a call light sort of thing that i could press for help is way easier than summoning the mental power to text someone #like i know this is fuckin weird but. i really like staying at the hospital its nicer there #i guess I'm also really lucky to live near a really nice hospital that i know is usually always safe #and the people there are usually really nice too it's a good hospital #it's cause it's near the Rich Neighbourhood of my area so it's funded well and stuff

[strohller27]

.

#it’s amazing how…in the span of four short months…i went from feeling well-adjusted and prepared for what lies ahead #to second guessing everything and feeling like I did during the pandemic when I felt trapped and nothing made sense #i need to sit down with someone and plan things out #time to let go of my worries and just ask to meet with a few people from the linguistics department #i need help coming up with a plan for an article. I’m out of funding options but whatever. I’ll find some other ones later. #i need someone to help me see why this shit matters because my burnout and depression won’t let me see it #goddamn it I will fight back. I will claw my way all the way to Canada if I have to #depression is not going to stop me and neither is burnout #i will not sit idly by and let my dreams fly away from me #I’m going whether any of them like it or not

[girlsinthestars]

No cos it really frustrates me that netflix can't manage putting the photosensitivity warning on the actual scenes that will cause issues rather than just at the start of the episode like for a lot of people that means they just literally can't watch the episode or hope that they can pause it in time to not cause an episode. Like literally it's the bare minimum that you try to give us as close to the same watching experience as possible. Frankly. What would actually be fucking helpful would be if y'all made an option to remove the strobing in those scenes or at the very least dim it so closing my eyes actually blocks it out and I can still listen to the scene. I realise it's a part of the artistic decisions and (in stranger things case) is important to the visual symbolism of the show but fuck dude I just wanna be able to watch show without getting a migraine literally just give people the option

#i just think a billion dollar company that can fund that many special effects #should be able to offer the option for a slight adjustment to the visuals so people can watch their fucking shows #shut up cc #stranger things #netflix #accessibility #photosensitivity

[wanders-in-wonderland]

Pay to Play

The last thing I remember is a van pulling up to the sidewalk and two men grabbing me. I vaguely recall a syringe going into my arm and the pain of an injection but that’s all that I can remember of when I wake up. I’m in a dark room, tied to a chair, and gagged. There are several other girls in the room as well, all tied and gagged just like I am. The fear is palpable as we look between ourselves. Some are crying and most of us are squirming and struggling to no avail.

Suddenly, the door to the room we’re in swings open and several men walk in. No one says a word as the men go towards the girl closest to the door and pick her up, chair included. They leave with her, just as suddenly as they arrived, leaving the rest of us in stunned silence.

I feel tears well up in my eyes, the fear and confusion becoming too much for me to process. One of the girls screams behind her gag and another one joins her. A few more join in but no one beyond the door seems to notice and eventually, we all quiet again, each of us trying to cope in our own ways.

An unknown amount of time passes and suddenly the doors slam open again. The men return but there is no sign of the first girl. They head towards the second girl and grab her the same way, ignoring her wails from behind the gag and her desperate struggling against her bonds. They leave with her, just like before.

It becomes a pattern. The men come and take the next girl in line every so often and none of us know what to expect or how to stop it. Soon, I’m up next. It’s been so long since I woke up that I’ve stopped crying already. My arms are sore from being tied up and my legs are numb from sitting.

The doors slam open again and I’m carried away. I’m brought to a room surrounded by lights, the sudden brightness making me squint and blink. When my vision focuses again, I realize the men are gone and I’m alone. I’m surrounded by cameras, and there’s a large screen in front of me playing a live feed of the room, and I see myself. My hair is tangled, my eyes are red from crying, and I look terrified. What’s next to the footage is what makes my blood run cold. It’s a chat box, and I can see the comments coming in. Comments about how I look, about how excited viewers are for the “show,” and how much they think I’m worth. I realize in that moment that I’m being livestreamed and about to be sold off to the highest bidder.

A door opens and a man walks in. He’s wearing a mask that covers most of his face and he has on a microphone that I can only assume let’s him talk to the stream’s viewers.

“Welcome! Our next lovely girl is here with us now. You all know the rules, if you win the auction, you must transfer funds immediately and she will be prepared for shipment or pick-up, depending on your preference. Let’s begin.”

He walks toward me, and I whimper behind the gag, terrified of what’s to come. He pulls out a pair of scissors, and swiftly cuts away at my clothes, pulling them off my naked body and I’m crying now. I can see myself on the screen, my sobs making my body shake as I try my best to curl into myself.

The comments start to flood into the chat box now, people discussing my body, my tits, my pussy. I see bids start to come in too, and part of me is shocked to see the amount of money these people are throwing out.

The man comes back into my view and he’s holding a vibrator in his hand. I wail behind the gag, shaking my head and struggling uselessly in my bonds. He isn’t deterred and I watch as he clicks it on. I’m straining to close my legs but the ropes are too tight and chair too unyielding. He brings the vibrator between my legs and I wail when I feel it touch my clit. He doesn’t give me time to adjust, he presses the vibrating head directly onto my clit and holds it there, letting the vibrations batter me.

I scream behind the gag as I feel the sensation overwhelm me. At first, the fear dampened any pleasure but as the seconds dragged on and the vibrator stayed pressed up against my most delicate area, I could feel my body reacting. Waves of stimulation crash over me and I can feel the first inklings of an orgasm starting to build. The man keeps the horrible vibrator on my pulsing clit and my tears are now in response to the unbearable pleasure that I never wanted, and certainly not like this.

The vibrator pushes my body closer and closer to a wrecking orgasm, and I can’t do anything other than feel it happen. I arch my back and squirm as much as I can when the incomprehensible pleasure crescendos and I shatter. I can feel my pussy clenching around nothing and gushing out my release, my clit pulsing in time to my heartbeat, and my mind fading to a haze of pleasure and pain as the vibrator continues to ravage me.

“Orgasm in one minute and 37 seconds, and she’s a squirter,” the man announces matter-of-factly. “Let’s see how hard we can push her.”

I look up from tear-blurred eyes, seeing the comments flood in on the chat box on screen. I’ve always been sensitive post-orgasm and the fact that the man hasn’t pulled away the vibrator is pushing me into a painful overstimulation that’s making my stomach clench in fear. He reaches down with his free hand and maneuvering around the vibrator to pull back the soft skin that normally surrounds my clit, protecting it. My eyes widen and I let out a guttural scream behind the gag as the overwhelming, horrible vibrator now decimates my clit with nothing to soften the nerve-fraying stimulation.

I feel my eyes roll up into my head and my body is thrown into a second orgasm with no preparation. Just pure, unstoppable pleasure that burns every single nerve in my body. I can’t even breathe or scream or cry as my entire being is locked in a soul-shattering explosion that seems to go on forever.

I have no idea how much time passes or how many orgasms that terrible pleasure is able to tear from my body before the vibrator finally moves away. I’m shaking, crying, gasping for air and my clit is burning and twitching from the continued stimulation.

When I finally gather myself enough to open my eyes and see the on-screen chat box, I feel my heart stutter when I read some of the things people are saying.

“Fuck, she’s hot like that, I wonder if she’d survive a day strapped to a fucking machine.”

“I want to string her up and see how good of a whipping she could handle before she begs.”

“Her little clitty looks perfect for a piercing, and I could run electricity through it and really make her scream and cum.”

That last one makes me whimper and I pull my attention away from the screen, hoping that this nightmare is almost over.

“Now for a change of pace,” the man says from across the room. My eyes dart over to him and see that the men who’d brought me here are back again, rolling in a different chair, this one built like a gynecologist’s exam table with stirrups. I shake slightly in fear as they approach me and untie me before manhandling me into the exam chair. I’m too weak to even resist as they strap my body down, my feet going into the stirrups and my legs, arms, and body immobilized with straps.

The men leave and I look up at the livestream of myself, seeing how fear has made my eyes wide with gruesome anticipation. I can see clearly in the video, my clit looking so red and angry while my pussy still drips from the torment of pleasure they’d subjected me to moments before. I watch as the masked man approaches me, wheeling over a tray containing more horrible toys and devices.

He pulls a metal speculum off the tray and comes to stand before me. I’m shaking with terror, desperately trying to beg from behind the gag. He’s uncaring as he slides the device against my pussy, pushing the cold, hard metal inside of me. My back arches as my pussy fills and I whine, wishing that I didn’t find this violation pleasurable.

The man starts to crank the handle of the device, the motion forcing the speculum to open me up. I can’t help but moan, feeling an unbearable fullness start to build as the device pushes my pussy wide open. Eventually, he stops and takes a step back.

I watch through the livestream as he grabs a long, thin wand from the tray and comes back. I can feel my pussy pulsing around the speculum holding me open, and I know there’s nothing I can do to prevent whatever deranged thing he plans on doing next.

“Let’s see how she reacts to some internal stimulation.”

Without any other warning, the man slides the thin wand into me and presses a button that makes it start emitting a low pulsing vibration. He brushes against the walls of my pussy and I shake at the onslaught of pleasure. The speculum gives him easy, perfect access and the thin wand means he has every bit of precision at his disposal as he targets my most vulnerable places.

I choke on a gasp when he finds my g-spot and presses into it with heart-stopping accuracy. I feel my toes curl and my eyes roll to the back of my head as painful, unbearable pleasure overwhelms me. He turns up the wand to an unimaginable intensity and drives it into the tenderness of my pussy. I cum immediately. My pussy gushes and my juices flood out of me as the pleasure ravages my body with no mercy.

Just like with my clit, the man doesn’t let up. I’m locked in this impossible pleasure and overstimulation as my vision goes white and my body feels ripped to shreds by every orgasm that pours out of me.

When he finally stops, I don’t even feel human anymore. My mind is empty, there is absolutely nothing left other than the pure pleasure that laid waste to my entire being. I’m vaguely aware of the man announcing final call for bids but I’m too incoherent to really register what is going on around me. Suddenly, I feel a prick on my arm and slowly turn my head to watch a syringe pull out of my arm. My head spins and I feel sleep encroaching on my mind.

Just before my darkness overwhelms my vision and I sink into unconsciousness, I catch a glance of the screen and see how much money was spent on me. There’s a muted sense of astonishment. It’s more money than I could even fathom, more than I could make in a lifetime. And someone just spent it on me, in exchange for my complete ownership.

#nsft concept #overstim kink #dark fantasy #cl1t torture #mind break #rap3 fantasy #kidnap fantasy #overstim nsft #rough kink #medfet #cl!t torture

[movedtoazrahel]

honestly, i might go iconless for a bit because im not vibing with any psd at all. and nina's caps are so god awful...

#and its really killing my mood to be on here.... #because no matter how much i adjust things?? shit is just not working out #and ive been 2 days STRAIGHT trying to get psds to do right #i fucking miss hollow art #and all the good fucking psds you gotta buy #and i dont have the funds to buy them #because medical bills have already overdrawn my fucking acocunt #im never gonna get caught up from this stupid ass health shit ive been dealing with for almost a year now #𝐢𝐢𝐢. ⠀𝐎𝐔𝐓 𝐎𝐅 𝐂𝐇𝐀𝐑𝐀𝐂𝐓𝐄𝐑 ⠀ 、 mun speaks ⠀!

[radioconstructed]

⌖ I'm an ASEXUAL SUPREMACIST because NO CRINGE I emit can EVER compare to naming my BABY after the CAR whose BACK SEAT I got RAWED IN, SEND THE POST, HAPPY SINDAY

#// she's not an actual Ace Supremacist (which isn't really a thing minus a handful of internet people) but she'll let tvitter believe it #because uhh allosexuals y'all are wild for this. my insurance adjuster was named elantra. your parents fucked in a hyundai elantra #like!! they didn't even have their bag up!! get yo funds up!! that's wild and im judging this terrible naming trend #also Al can't even get knocked up so it's not like idk someone's busting a nut in her and going 'i hope she doesn't name it honda civic' #⌖ online

[nerdpoe]

New City, New Name, Who the Fuck is This?

When Danny had been forced to ditch his dimension, life, name, and home, he'd set his sights on a place so far removed from what he was used to, and a name he was so far removed from, that he would never be reminded of what he left behind.

With Clockwork's help, he constructed a fake Identity, got himself a decent three bedroom apartment, and settled into Gotham. Sure it was a shit hole, a terrible place full of terrible people, but it was so infested with crime that fulfilling his obsession could be easily achieved without ever going ghost.

So he settled in, laid back, and used his first few months to enjoy his new life and adjust. With his coffers as High King, he doesn't have to work, he just fashioned himself an ID as a trust fund baby and moved forward.

Then he gets a knock on his door.

It's Child Protective Services.

They're looking for Eddie Daniel Drake, his new identity. Apparently, his nephews last living parent died and Eddie was listed as the next in line to get the kid.

Problem

This is a fake Identity.

He doesn't have a brother who recently died, and he certainly doesn't have a nephew.

Which means that someone falsified documents, and the're trying to get to the kid.

So.

Shit.

Danny has a kid now.

And given how weirdly attached Bruce Wayne is, and how connected that guy is, he's kinda starting to think that maybe Mr. Wayne has something to do with the falsified documents.

@simplestoryteller

#dcxdp #dpxdc #dc x dp #dp x dc #new id who this au #story prompt

[yawnderu]

Captain's Wife - John Price & TF141 x Reader

work starting to feel like I do belong in the kitchen 💀so here's some Price domestic stuff to keep me going until Friday so I don't lose my mind.

Content: small drabbles, fluff, domestic!Price, vouyerism, John ''I share my wife'' Price, TF141 x reader.

I actually think about being Price's housewife quite a lot. Being a cute little thing he has waiting for him back at home, a domestic life for the first time ever, something he never even thought was possible.

He bought big house in the British countryside, just to make sure you're free from all the stress city life brings. Any hobbies you may have he fully supports and funds, giving you extra spending money on the side despite knowing you don't usually spend it, having all your needs and interests taken care of by him.

This man spoils you rotten without you even asking, having savings for years before he even met you and a good salary as a captain in the SAS. Anything you even glance at when you're out with him at the mall? Bought for you with no hesitation at all. Jewelry, clothes, lingerie; you don't lack any of those things when you're with him.

Any affection you miss while he's deployed is given to you once he's back, his fat cock filling you up in different positions, despite how tired he might be, he always has the energy to fuck his darling wife good. He always puts your pleasure first, making you cum with his fingers and tongue before he even thinks about putting his dick inside. His efforts don't come without rewards, of course, and it has become one of his favorite things to see you down on your knees, praising his thick cock and heavy falls, praising him.

Being a Captain comes with sharing many things with his boys- from gear, to his wife. The first time you're introduced to the boys, the thought of straying doesn't even cross your mind, fully loyal to your husband and simply happy to meet the boys he considers his family. It isn't until Price has you sitting on his lap with your legs wide open, forcing orgasm after orgasm out of you in front of the younger men that the thought of having someone other than him hits your brain.

John doesn't miss the way your eyes linger on the younger men. Soap shamelessly has his dick out, stroking up and down slowly, basking in on the sight of his captain fingering your soaking cunt. Gaz is more subtle about it, though eventually he can't ignore his boner, pulling out the prettiest dick you've ever seen and stroking it with more enthusiasm than the others, free hand massaging his heavy balls, begging for release.

Ghost is the one who takes the longest to give into it, ignoring his painful boner being strained by his jeans up until John is fucking you. The sight of your attractive body bouncing on his captain's cock is too much for him, legs spreading wider on the couch to adjust his boner until his hand hesitantly starts to rub his length over his clothes, shamelessly thinking it's him the one fucking you.

And that fantasy becomes a reality soon enough, once you're fucked-out and your cunt is ready to take more, nice and wet for the men he trusts the most. He has rules for it, of course. They can't fuck you without a condom, anything you feel uncomfortable with is off limits, and if you show any signs of discomfort, they have to stop. Soap only whined about not being able to fuck you raw, earning him a look that got him to shut up immediately.

Gaz is a gentle lover despite how excited he was, eating your cunt out nice and slow, plump lips latching onto your clit while your hand gently pushes the back of his head closer, a teasing ''patience, love.'' escaping his lips as he lines up the tip of his cock to your entrance, slowly pushing in and giving you time to adjust to his thickness before he's fucking into you slowly, making sure every thrust hits deep inside you. He switches positions a few times, settling in for the one that makes you moan louder, hands holding onto your hips as he fucks into you from behind.

Johnny is more eager, more... youthful, just happy to be able to fuck you. He'd never admit it, but he's had his eye on you ever since he first met you, wishing he was as lucky as his captain. He eats you out for the longest, messily sucking and licking all over your cunt, lips latching onto your clit, tongue swirling over it, your moans encouraging him to go for longer even when his tongue is tired. He's on his knees in front of the bed, one of his hands busy jerking himself off and stopping right when he's about to cum just by tasting you. H's not enthusiastic about putting a condom on, though he quickly forgets about his annoyance once he's balls deep inside you, hands holding onto your waist as he fucks into you, fast and deep.

Ghost is the only one who doesn't eat you out yet, being slightly uncomfortable about the whole thing and about being watched. John knows Ghost ever since he was Simon, so he tells the boys to go clean up while he too leaves the room, making sure to be within earshot in case anything happens, despite knowing he can trust Simon with his life. He makes up for it by fingering your cunt, long digits sinking into it slowly, brown eyes fully focusing on your expression to make sure you're enjoying every second of it. It takes a while before he fucks you, condom rolling down his thick length and making sure you're all nice and wet before hesitantly pushing in, holding you in a nice missionary while he thrusts in and out, his massive body caging you in and making you feel safe. The mask goes up halfway, giving you sloppy, inexperienced kisses as a reward for taking him so well. Simon is a talker when he's close, face seeking shelter into the crook of your neck as he praises you for being so good for him, for taking his cock so well and making him feel good.

Once the boys are gone, Price runs a bath for you, asking you if you enjoyed yourself and if you'd be interested on doing that again in the future. He presses gentle kisses to your forehead, warm hands washing your body with love and care, allowing you to fall asleep in his arms even when you're in the bathtub. He dries your body and puts you to bed after changing the sheets, a look of pure adoration in his eyes.

#cod mw2 #cod mwii #simon ghost riley #ghost mw2 #simon riley #ghost cod #ghost x f!reader #price mw2 #john price #captain price #captain price x female reader #captain john price #captain johnathan price #cod price #price cod #simon ghost riley x you #simon ghost x reader #simon ghost x you #ghost call of duty #ghost x reader #141 smut #cod smut #kyle gaz garrick #kyle garrick #kyle gaz smut #gaz x y/n #gaz x reader #gaz x you #kyle gaz garrick x reader #kyle gaz garrick fluff

[theambitiouswoman]

Basic Financial Rules To Live By 💰✨

Create a plan that shows how much money you get and how much you spend. This helps you see where your money goes.

Set aside a part of your money as savings. Try to save at least 10-20% of what you earn.

Be careful with borrowing money, especially if you have to pay back a lot of extra money (interest).

Save some money for unexpected things like medical bills or losing your job. Aim to have enough to cover your living costs for a few months.

Put your saved money into different things that can make it grow, like stocks or real estate. Be patient, as it takes time.

Don't spend more money than you make. Stick to buying what you really need, not just what you want.

Decide what you want to do with your money, both in the short term (like a vacation) and long term (like retirement).

Set up automatic transfers to your savings and bills so you don't forget to save or pay your bills on time.

Make saving money a top priority before spending on other things.

Regularly look at your money situation, adjust your plan as needed, and see how your investments are doing.

Pay your bills on time and use credit wisely (like credit cards) to keep a good credit score, which can help you get better deals on loans.

Save money for when you're older and don't work anymore. Use retirement accounts to help with this.

Think before you buy things. Don't buy something just because you want it; think if it's necessary.

Keep learning about how money works and how to make smart money choices.

Only use your emergency fund for real unexpected problems, not for things you just want to buy.

#financial planning #finance #investing #money #girl math #wealth #level up journey #it girl #dream girl #dream girl guide #dream girl tips #dream girl journey #that girl #becoming that girl #educate yourself #wealth mindset #growth mindset #success mindset

[hooks-and-chains]

Emergency necklace wallet I made for my friend Nicole because they got a job as a traveling tour guide. Perfect for an extra $20, medications, IDs, or tickets that might get left behind.

#leather #leatherwork #mypattern #wallet #snake print #handmade #DIY #christmas #gifts #travel #emergency funds #adjustable

[yandere-daydreams]

Red-Tailed Hawk!Diluc, who crash-lands on your balcony in the middle of winter, long after he should've migrated somewhere more hospitable to his animal counterpart. He's badly injured, half-frozen, and clearly in a state of shock, but you manage to drag him inside after a few minutes of struggling and fussing over his massive wings. An emergency vet is called, a small fortune dulled out in exchange for anti-biotics and bandages, but Diluc only wakes up hours after the chaos has blown over, after he's been moved to your bed and most of his blood has been scrubbed out of your carpeting. If you didn't have such a soft spot for birds, you might've been more mad at him.

Red-Tailed Hawk!Diluc, who's surprisingly calm for a man who was on the verge of death less than a day ago. He apologizes for the trouble he's caused you, explains that his injuries came from a 'minor altercation' with his brother and promises that you'll be repaid for everything he's cost you so far, even if you can't say you're sure how a hybrid would have that kind of funding. His composure only falters when he realizes that he won't be able to fly until his wings heal, and even then, he manages to limit his frustration to a thin scowl and a wary sigh. His poise is a relief. He'll be stuck with you for a while, and a temper would've made a bad situation even worse.

Red-Tailed Hawk!Diluc, who clearly isn't as wild as you initially thought. If anything, your meager apartment seems too a little too modest for his tastes - you're not sure if you've ever heard anyone mention the thread count of your sheets so casually, let alone a hybrid. Still, he adjusts quickly. By the end of his first week with you, you can't stop him from helping around the house. He's a good cook, especially, and he seems to enjoy being able to take some of the stress off of you. You've heard that it's a common trait for hybrids, some universal base instinct to 'provide for a pack'. To be honest, you don't really care. He's nice to have around, even if you know he can't stay forever.

Red-Tailed Hawk!Diluc, who only ever blushes whenever you tend to his wings. You're not a professional, but you do your best to clear away all of the bent and broken feathers, to replace his bandages as often as the vet recommended, but you're still clumsy, still slow enough to mean he has to spend the better part of the hour sitting between your legs with his wings splayed out in your lap. He tries to keep up a conversation, but he trips over his words, balls his fists, pulls his hindlimbs against his chest and tries to pretend he's unaffected. It's cute, watching a creature as stoic as Diluc lose a few of his reservations.

Red-Tailed Hawk!Diluc, who's too massive to sleep anywhere but your bed. You resign yourself to the couch for a while, but it's not long before you give in to his constant offers to share and end up spending most nights pressed into his side, one of his wings draped over you and an arm loosely wrapped around your waist. You learn quickly that hawks are creatures of routine, which means that you now have a very, very strictly enforced bedtime. He's not afraid to sling you over his shoulder and put you where he wants you to be, and there's only so much you can do to fight against a bird-man twice your height and more than double your strength.

Red-Tailed Hawk!Diluc, who gets... protective of your apartment, after a few weeks. It's not much - a small frown when you mention a friend he doesn't care for, a certain caginess when you have guests over - but it's far-cry from his normal, gentlemanly behavior. It might just be the instincts of a wounded animal attempting to protect his nest, but still. You worry about him, sometimes.

Red-Tailed Hawk!Diluc, whose wings are getting better every day. He's able to make short trips, now, and you make sure to praise him as heavily as you can whenever he comes back from a lap around your apartment complex. You swear, when you're at work or running errands, you'll see a scarlet shape circling miles above you and convince yourself it's Diluc, but he's not the secretive type. You're sure, if he was really that far along, he wouldn't be able to hide it from you. You're sure, if he was really able to fly that well, he wouldn't stay any longer than the time it took to tell you that he was going home.

Red-Tailed Hawk!Diluc, who's cuddled against your chest when you come to, your skin still numb from the windburn and your vision still blurred with tears. You can barely keep yourself awake, barely lift your head, but you can make out a lavish, crimson bedroom; a bed of sheets and pillows that goes on as far as you can see. No, not a bed, a nest. One big enough for a hawk and its mate.

Red-Tailed Hawk!Diluc, who's always been territorial. You just weren't able to see that until after he decided you were a part of that territory, too.

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