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#us stock market investment tips
usstocktradings59 · 10 months
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Best Stock Market Comprehensive guide for beginner to advance #stockmarkettrading
Stock Market Trading Strategies: A Comprehensive Guide
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## Introduction
In the dynamic world of finance, stock market trading strategies play a pivotal role in navigating the complex web of markets. A trading strategy acts as a roadmap, providing traders with a structured approach to making high-quality trading decisions. By defining specific rules and parameters, these strategies offer a systematic and disciplined approach to capitalizing on market opportunities. In this comprehensive guide, we will explore six different types of trading strategies and techniques that every trader should know. So, let's dive in and unravel the secrets of successful stock market trading.
Understanding Trading Strategies
At its core, a trading strategy is a set of rules that guide traders in executing profitable trades. These rules can encompass various aspects, including chart patterns, price action, technical indicators, and fundamental analysis. The primary objective of a trading strategy is to streamline the process of analyzing market information and provide traders with a structured methodology for decision-making. By offering structure, focus, and consistency, these strategies empower traders to navigate the market with confidence.
The Top Six Types of Trading Strategies
Day Trading: Day trading is a popular strategy that involves buying and selling financial instruments within the same trading day. Day traders aim to capitalize on short-term price fluctuations and take advantage of intraday volatility. With a focus on quick profits, day traders employ various techniques such as scalping and momentum trading to identify lucrative opportunities.
Swing Trading: Swing trading is a strategy that capitalizes on medium-term price movements. Unlike day trading, swing traders hold positions for several days to weeks, aiming to capture substantial price swings. Technical analysis plays a crucial role in swing trading, helping traders identify entry and exit points based on trends and patterns.
Positional Trading: Positional trading is a long-term strategy that requires traders to hold positions for extended periods, ranging from weeks to months or even years. Position traders focus on identifying significant market trends and aim to ride the trend for maximum profit. They rely heavily on technical analysis and fundamental factors to make informed decisions.
Algorithmic Trading: Algorithmic trading, also known as automated trading, leverages computer algorithms to execute trades. Traders design algorithms that analyze vast amounts of data, identify trading opportunities, and automatically place orders. Algorithmic trading enables traders to execute trades at high speeds, capitalize on market inefficiencies, and manage risk more effectively.
Seasonal Trading: Seasonal trading involves capitalizing on recurring patterns and trends that occur within specific timeframes. Traders analyze historical market data to identify seasonal patterns and adjust their trading strategies accordingly. This approach is commonly used in sectors influenced by seasonal factors, such as agriculture, retail, and tourism.
Trend Trading: Trend trading relies on identifying and following market trends. Traders use technical analysis to determine the direction of market momentum and execute trades in alignment with the prevailing trend. Trend traders aim to capture the bulk of a trend's movement, whether it's an upward or downward trend.
Article by US STOCK TRADING
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worthwhilemoney · 8 months
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US Stock Market Today: Stay Informed with the Latest News. Read Now>
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toddschoenberger · 8 months
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Navigating the Market's Seasonal Waves: Insights from Jeffrey Hirsch on the Fourth Quarter, Santa Claus Rally and 2024 Outlook
In this compelling episode of Buy Hold Sell, we welcome esteemed guest Jeffrey Hirsch, the editor-in-chief of the renowned Stock Trader’s Almanac. Join us as Jeffrey delves into the fascinating world of market behavior during the holiday season and the all-important Santa Claus rally. Discover why the last five days of the year hold a special significance for investors, and gain exclusive…
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twinsimming · 11 months
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Investment Mod by Twinsimming 📈📉
Based off of the investment feature from The Sims 4 business career, this mod gives your sims the ability to research and invest in the stock market.
This is a script mod that can be placed in your Packages folder. It was built and tested on 1.69 but should work fine on 1.67.
*Disclaimer*
This is not the same mod as Buzzler’s Lost&Found: Stock Market, nor is it an update of that mod. They are completely separate from each other.
Overview 
SimNation Stock Market
New Interactions
New Moodlets
SimNation Stock Market
Sims aged Young Adult and older can now invest in the SimNation Stock Market (SNSM) on the computer under the new “Investing…” pie menu path. From there, your sim can either “Research Stocks” or jump straight into the market and “Invest In Stocks…”. 
Sims can invest four different amounts of money: §1000, §2000, §5000, and §10000. As the amount of money increases, so does the risk of losing money on your initial investment.
Investing §1,000 has a 25% risk, investing §2,000 has a 30% risk, investing §5,000 has a 35% risk, and investing §10,000 has a 40% risk.
Every investment has the opportunity to produce returns from 101% up to 250%, or lose anywhere from 0.01% to 100% of the initial investment amount.
Sims will receive a return on their investment in 2 days. They cannot invest again until they get their return.
Certain traits can either increase or decrease your chance of risk by 5% when investing (note: this value stacks the more traits your sim has):
Increased Chance Traits - Unlucky, Loser, and Absent-Minded
Decreased Chance Traits - Lucky, Genius, and Born Salesperson
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New Interactions
Research Stocks - Gives the Financially Focused custom moodlet. Not researching stocks before investing increases the chance of risk when investing by 5%.
Invest In Stocks…
Invest In Stocks (§1,000) - Gives the Small Investment custom moodlet, 25% risk of losing money.
Invest In Stocks (§2,000) - Gives the Medium Investment custom moodlet, 30% risk of losing money.
Invest In Stocks (§5,000) - Gives the Large Investment custom moodlet, 35% risk of losing money.
Invest In Stocks (§10,000) - Gives the Very Large Investment custom moodlet, 40% risk of losing money.
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New Moodlets
Financially Focused: Given after a sim uses the “Research Stocks” interaction, lasts 1 day, +5 mood
Small Investment: Given after a sim uses the “Invest In Stocks (§1,000)” interaction, lasts 2 days, +10 mood
Medium Investment: Given after a sim uses the “Invest In Stocks (§2,000)” interaction, lasts 2 days, +10 mood
Large Investment: Given after a sim uses the “Invest In Stocks (§5,000)” interaction, lasts 2 days, +10 mood
Very Large Investment: Given after a sim uses the “Invest In Stocks (§10,000)” interaction, lasts 2 days, +10 mood
Line Go Up: Given after a sim gains money from their investment, lasts 12 hours, +10 mood
In The Red: Given after a sim loses money on their investment, lasts 12 hours, -10 mood
Tuning
All of the tunable values can be found on the mod download page under the header “Tuning”.
Conflicts & Known Issues
This is a new script mod so there shouldn’t be any conflicts.
Credits
EA/Maxis for The Sims 3 and The Sims 4, Visual Studio 2019, ILSpy, s3pe, Notepad++, FreePik, and Script Mod Template Creator.
Thank You
Thank you to gamefreak130, @greenplumbboblover​, @zoeoe-sims​, @monocodoll​, and @simsdeogloria​!
If you like my work, please consider tipping me on Ko-fi 💙
Download @ ModTheSims
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bitchesgetriches · 3 months
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Hi Ms Bitches, I'm a young adult with shitty money situations who's trying to have a money-flush future, but it seems like playing the stocks and shareholders game is one of the best ways to do that nowadays (sadly the well paying job market is uninterested in hiring me until I get my degree). But I REALLY HATE the stocks/shareholders game. It gets my punk hackles up. How can I wrap my anti-capitalist brain around this world enough to make it work in my favor? Any advice on where to start?
We love our darling little punk baby bitches. The stocks and shareholders game (investing) is indeed one of the best ways to build a secure financial future. But we totally understand your hesitation! We talked about it a lot in this episode of the podcast:
Season 4, Episode 1: “Index Funds Include Unethical Companies. Can I Still Invest in Them, or Does That Make Me a Monster?” 
If you're uneasy about becoming a shareholder, you have two options that are a little more punk:
Invest in small local businesses instead. The returns will be smaller, but there's nothing more punk rock than supporting small local businesses. Check out our how-to at the link below.
Invest in index funds. It's less punk rock, but it's also less gamified than picking individual stocks and consciously choosing to support companies like Tesla. Again, check out the link below.
Small Business Investing: A Kinder, Gentler Alternative to the Stock Market
Investing Deathmatch: Managed Funds vs. Index Funds 
Did we just help you out? Tip us!
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samarecharm · 1 year
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Ryuji learns immediately that Akira is a little food goblin and in the worst way possible 😭 He eats literally anything, he doesnt attempt to ‘chef up’ anything he cooks. He draws the line at expired food but the food he makes for himself looks so fucking sad (ryujis words) that it might as well be garbage. And its not that Akira Wont cook or is averse to Learning how to cook, hes just. Busy. And he really doesnt balk at what most would consider bad tasting food. But ryuji does!!! He DOES balk!!!! He balks alot in fact! So while he knows he himself is not the Best cook in the world, he IS someone raised by his momma, and he will use everything she taught him to make food that Akira will ACTUALLY like and not just tolerate.
So he takes Akira food shopping in the market, picks out vegetables and spices and meats that Akira admits (embarrassed) he has never touched in his life. He tells Akira what to look for in markets, whats normally in season, what the appropriate prices are, what different cuts of meat are meant for, and Akira follows him like a toddler following their mother, looking at the displays listening intently. Hes a smart kid. Scary smart. And he picks and chooses whats worth investing into, whether Ryuji realizes it or not. So Akira listens and absorbs whatever Ryuji is telling him, bc Ryuji matters to him.
Ryuji has him on prep work duty. He shows Akira the easy way to chop and cube vegetables. Remembers halfway through that Akira is actually wicked scary with a blade; shows him a video of a professional cutting celery at lightning speed and is SO excited to see Akira replicate it near perfectly. Hes like a machine; chopping with such laser precision and Akira cannot help but feel a little bit warm when Ryuji openly compliments him
Ryuji is so loud and brash everywhere but the kitchen. Hes focused in a way Akira has never seen him be; listing off instructions and tips, carefully adding ingredients and measuring things by eye. While making the stew, he blanks on the amount of seasoning he should be adding, and before Akira can try to help him rubberduck, Ryuji video calls his mom. And Akira almost panics bc what if she was asleep? Or what if shes working??? But she picks up after two rings, wearing a nightgown and smiling huge and wide into the camera. Ryuji waves at her, and then moves the phone a bit to get Akira into frame. He does a very chill, not at all panicked and anxious wave and she smiles at him too.
Ryuji shows her the pot stewing and she comments on the coloring and texture of it. She pokes fun at him (‘oo did you go to a fancy market? Those beef cuts looks very nice’) to which ryuji waves her off, used to her teasing.
‘Have that young man try to season it; this is a team effort!’ And so Ryuji props the phone up so that she can see him and Akira by the stove top as she guides them. A sprinkle of this seasoning from top to bottom, yes perfect, and a pinch of that seasoning- ehh a little more than that- okay perfect, and add a ton of that seasoning in front of you- more. More. Ryuji I said a Ton, tell him i said a Ton- oh right he can hear me I SAID ADD A TON- okay thats it i think, if it comes out too salty, scoop some out and replace it with more stock or some water.
And from then on Ryuji just chats with his mom while Akira watches from his side of the counter; Ryuji mentions the nice lake that he wants to try fishing at, and some nice natural paths to run on in the mornings, and she tells him about her shift and the movie she saw the other day with some friends. Its very nice. It comes so easy to them; Akira cant remember the last time he got to hear his mom just chat about her life with him. Kinda hurts, but not really. Not when hes got Sojiro calling him, telling him about his day while Akira tinkers about at his desk. Its basically the same thing; even better when Akira thinks about it.
And then he thinks some more. And into the realization that Ryuji is here with him in his house cooking and relaxing and chatting with his mom. The tv is on in the livingroom buzzing at a volume thats barely audible. The setting sun is peaking through the curtains. His mom makes a snide comment about her coworker that makes Ryuji laugh a bit under his breath, and Akira is like. Painfully aware of how nice this feels. Warm and easy. It feels a bit silly to even say it but it feels domestic; it feels like home. And hes always been here, always lived here, but it didnt feel like Home as much as it did in this moment, with Ryuji idly chatting with his mom as he tended to the pot on the stove. He wants to capture this moment and keep it tucked away somewhere. And later on, when hes staring at the ceiling, head swimming as he tries to fall asleep, he’ll think ‘no. I dont want to just have this moment. I want more moments like this. I want to live in these moments again and again and again.’ Hes greedy like that, he thinks. He wants and wants and wants; wants so bad it makes his chest ache.
The stew comes out good. A bit salty, which Ryuji remedies by adding a bit more stock to the pot after theyve had their servings. Akiras face is a mix of childlike delight and contentment, eyes bright in that sweet and adorable way that has Ryujis face turning pink, suddenly a bit shy. Being complimented about his cooking is a different kind of nice hes not used to. Akira does a little happy bop with his head, the same bop he’ll do when he eats sweets with Ann.
“This is Really good-‘
“Oi! Please chew everything first before talking.”
Akira thinks its an act of love. In the same way art from Yusuke is an act of love, and the way Hangout Nights with Ann is an act of love; this is Ryujis. I want you to eat well. I want you to be well. Because I care about you. Ryuji cares so much. To come and stay with him. To cook with him, to live with him, even if for a moment. ‘My place…is right at your side.’ ‘Whaddya mean? Youre there.’ Like it keeps Akira up at night sometimes thinking of how much hes loved. It feels so foreign to him, yet natural all at once. Waking up to the rest of the breakfast Ryuji left for him after cooking. Ryuji listening to him ramble about some tech shit Akira knows only he truly cares about (Ryuji pays attention and tries to follow which is more than Akira can ask for). Like its a bit overwhelming but its nice. Its warm and loving and its nice.
Ryuji finds himself napping against Akiras taller frame on the couch, the movie they picked out failing to keep him entertained enough, and Akira thinks Ryuji feels the same way; its warm and loving and nice.
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eelhound · 1 year
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"Let’s have a look now at stock tips.
There are many ways to be successful at stocks. For instance, you can be lucky, or you can cheat. Those are the two ways.
Lucky is difficult. Not impossible, but it does require some spells. You have to wear a small bag around your neck stuffed with thistle and rosemary, and burn the one thing in your life most precious to you. And even then, half the time you just end up with your sourdough turning out perfect, or getting Wordle in two, which if you think about it is actually much more impressive than getting it in one, you will say to everyone you know even though they extremely do not care. What I’m saying is it’s hard to aim luck.
So your best bet is to cheat. Fortunately, there are a TON of ways to cheat. For instance, you can do some corporate espionage, find out information before it hits the open market, and then invest accordingly. Or you can manipulate the markets, causing untold suffering and wiping out the entire economy for the sake of buying your third house. If history tells us anything, and I hope it doesn’t, you won’t ever get punished.
But the absolute best way to cheat, and doctors hate this one weird trick, is to join congress. Because there is no law against actively investing while in congress despite the fact that you will be constantly told secret information that will radically affect the markets. And you can just make a ton of money on that info without any consequences because who is going to pass a law against that? You? Don’t make me laugh. Please don’t make me laugh. It hurts so terribly when I laugh. Ow. Ouch. Oh man. I miss laughing. I miss it so much.
This has been stock tips."
- Joseph Fink and Jeffrey Cranor, from Welcome to Night Vale, ep. 220.
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theambitiouswoman · 1 year
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Hello! Do you have tips, advices or any helpful resources on financial independence for beginners? Thankyou in advance!
Of course 💞
Generally, to gain financial independence you need to start by setting a goal. After you set a goal you need to write down your actual scenario as it currently standards. Then you brain map different strategies and actions you can take.
This is probably the easiest time to establish financial independence. It doesn’t matter if you’re 15 or 55, because of all of the tools available to us on the internet.
As a base:
Set a financial goal: Start by setting a specific financial goal that you want to achieve, such as paying off debt, saving for a down payment on a home, or building an emergency fund. Having a clear goal in mind will help you stay focused and motivated.
Create a budget: A budget is a crucial tool for achieving financial independence. Start by tracking your expenses and income, and then create a budget that allocates your income towards your financial goals and expenses. Consider using a budgeting app or spreadsheet to make this process easier.
Mint is budgeting app I use, it helps you track your expenses, set financial goals, and stay on top of your finances.
Reduce expenses: Look for ways to reduce your expenses, such as cutting back on unnecessary subscriptions or finding ways to save on utilities and groceries. This will free up more money to put towards your financial goals. Just like time, people don’t realize how much money they waste. Every bit counts and adds up. Make sure you’re investing your money on things that are absolutely needed- and not simply wasting money you can be using to make more money.
Invest for the future: investing your money in a retirement account or other long-term investment vehicle. Accounts that pay dividends. This can help you build wealth and achieve financial independence over time. This requires some capital and you should have some money saved before you consider starting.
Some authors I recommend would be:
1. Dave Ramsey: The Total Money Makeover
2. Robert Kiyosaki: Rich Dad Poor Dad. His YouTube channel is a gold mine. https://m.youtube.com/@TheRichDadChannel
3. JL Collins: The Simple Path to Wealth
4. Ramit Sethi: I Will Teach You to Be Rich
In order to achieve financial independence, it’s Important to build passive income streams. Passive income requires a smaller budget than what people may believe. If any, in some scenarios.
Passive income can be for example:
Dividend Stocks
Affiliate marketing
Selling digital products
Royalties
Real estate investing
Side hustles can also be passive income steam, and/or have the ability to replace your current main income stream.
I can give you a ton of side hustle ideas. Hundreds. That you can do using your computer. If you give me niches that interest you, I can list recommendations.
The most important aspect however, is mindset. Having a positive mindset when it comes to money and wealth. Your mindset will either drive you to take actions or hold you back. Your thoughts and beliefs about money can have a profound impact on your financial success. Learn how to develop a mindset of abundance and to think creatively about how they can increase their income and build wealth.
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esoteric-chaos · 1 month
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Disability-Friendly Prosperity Magic
So let's face it, those who are disabled have a hard time with money in general, either from being unable to work or not having a steady, strong source of income. Sometimes we can monetize our hobbies, admittedly at a limited capacity (some less or more than others).
From our relationship with money, money mindsets, and income streams, it's hard. That's not to shame anyone, either. Some overspend to cope, while others are incredibly frugal.
In this post, I will review some resources, tips, and tricks for the struggling disabled witch.
The Mundane Before Magical
Step one is to make a budget and track your expenses. I'm serious. Sit down, look at where your money is going, and decide on a budget that you can realistically stick to. I use the 50/30/20 rule as a budget, which is 50% Needs, 30% Wants, and 20% Savings. However, I recently switched wants and savings around so I can save for a trip.
Now I do not want you to worry about a big fancy budget method. I don't want you to overthink it. Here is a resource (Canada, but it can be used in the USA) to start one. Focus on your needs like housing, utilities, basic clothing, food, etc. Then go into wants and entertainment, and finally, savings. I suggest you put any debt payoff into the needs category if you have any debt. You do not want a blow to your credit report.
Now do you have any financial goals? Going back to school? Debt payoff? A trip? Even a big medical trip coming up? Here is a resource (Canada, but it can be used in the USA) that can help you create a goal and a plan to pay this off.
Savings, please, your SAVINGS. It is vital to have an emergency fund. Job loss? Death? Vet bills? Children? Dentist? You better believe that piles up. It is recommended if you are single to have at least 3 months of income saved up, with a child and single at least 6 months. Married on two incomes, the same amount. Married with one income, it is recommended without children at least 6 months saved up and with children 9 months. It is vital you have the means to take care of yourself if an emergency strikes. It is never recommended that money be stopped from being put into these accounts.
If you are in debt, look at your debt relief options. Sometimes there are services out there that can advocate for you regarding debt. They will help you develop a plan, understand the relief options, sign documents with you, and develop a credit rebuilding program. These services are out there; even if they are paid, they can help you pay off some of your debt, especially credit card debt.
Educate yourself on investing, basic investing, and financial literacy, in stock markets and everything beyond. Know what kind of accounts you can hold and what could help you in your situation.
Need help applying for disability? Here's a resource for the USA (a lot can also be used for Canada).
The Magical
Upkeep a prosperity altar. Work with the spirit of money like you would any other spirit. Honour it, talk to it, venerate it. Money loves to be valued, moved, not wasted, and used in charity. Most importantly, money takes time. Money takes time to grow and build a relationship with.
This is the most important thing I've learned about money. It wants to be worked with. It's sitting there. It wants to help and aid you in ways that you need.
Work with this altar on Thursdays, incorporating the spirit of Jupiter. Jupiter rules over finances. Long steady finances, not quick finances. Jupiter rules over business, legal and all things finances. Jupiter is a slower-moving planet.
You can also incorporate the spirit of Mercury on Wednesdays along with your Jupiter workings. Mercury is a fast-moving planet, a planet for fast-moving money. However, you must build a long, steady form of finances over quick, easy cash (but sometimes you do need it right now).
You can create a money bowl and work with it on this altar, a Jupiter cashbox (I will make a future post on this), or a manifestation mirror box filled with petitions, sigils and your investment/banking information.
Fill your altar with greens and gold, imagery for wealth and abundance, pocket change, and anything else that symbolizes wealth.
Do not forget to leave offerings for your money altar. A simple glass of water can do but try to do more if you can.
Road opener workings or petition with an offering for the cross-road spirits who can unblock blockages in your way.
Final Take Away
I know this might not help everyone, but I sincerely hope this helps somebody. Financial literacy was not taught to everyone, nor were proper budgeting tips. I wanted to share what I've learned over the years as I believe it is vital information for some of the information I have collected.
Blessings
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breelandwalker · 8 months
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I'd like your opinion on something if you don't mind.
A previous mentor who I was very close to (and has since passed away) taught me that I shouldn't sell my magic but give it freely. I've realized since then that it's really each individual's choice whether or not to do so, but I can't seem to shake the skeevy feelings when I think of selling my own work, even though the money would definitely help. That said, I am less sure that it's from that previous line of thinking and more to do with the fact that I have never been a sales person.
How does one start selling their magical wares and protect against burnout (from putting too much energy into what they make and sell), and how do you keep from someone using the energy you put into it to turn it against you?
This is a very good question and a good example of how it can be a difficult process to grow out of our first set of lessons. It's true what they say about first impressions - they're hard to get past, and it takes some doing to reset your thinking to adjust to new information. So it's good that you're already doing that reconsideration. Be patient with yourself and keep at it!
As for selling one's work, there's another old adage that holds true here - If you're good at something, never do it for free. Lots of witches make some kind of income from their craft, whether it's tips from readings or teaching workshops or selling physical wares. There's nothing wrong with it, but some witches do frown on the practice out of personal preference or a tradition-based perspective.
(Personally, I think the idea smacks of classism and elitism, since disenfranchised and economically-disadvantaged people have traded in charms and divination and other magical practices as a source of income for centuries and many continue to do so, but I digress....)
As for selling your wares, I'd suggest approaching things from a practical angle. Start small, decide what you want to sell, price your components, pay yourself for the time it takes to make things, and research similar items to get an idea of a fair price range. Don't go overboard with your first set of equipment or component purchases - it already takes a long time to make the money back, so don't put yourself into a huge hole right off the bat. (I made that mistake years ago with candlemaking.)
There are lots of options for selling wares online that don't require you to be a salesperson, but you will need to keep good records, stay organized, and do your own marketing. Be realistic about what you can handle as far as production, engagement, and shipping entail. I recommend selling from stock as opposed to doing custom orders. This naturally depends on what you're selling, but it's easier to sell from a pre-made stock of items than to get buried in orders you have to find time and energy to make after the fact.
Look into sites like Shopify and Squarespace and the like for your platform. Make sure you create accounts on several payment sites so your customers have lots of options. Take good clear photos of your wares that show them in the best light and give a good idea of color and size.
If you feel up to it, you can also look into live markets in your area. I've had a lot of success with witch markets, flea markets, and craft fairs, even though they require a fair investment of time and energy. If you decide to do this, keep an eye toward presentation, remember that visibility is key, and practice your pitch ahead of time so you can just spit it out like a recording instead of overthinking what you're saying.
As for the energy issue, it helps to pace yourself when you're making things. Don't try and do it all at once or you'll burn yourself out and it will become a chore. Starting small and not overcommitting definitely helps. If you're going to put a particular magical effect into an item, use small amounts of energy and intention and let the components do the heavy lifting.
For example, I make little bottle charms for various purposes. When I make them, I focus on a general good-will blessing for the pieces, allowing the herbs and crystals to retain their potential energy for future use. Whoever purchases the charm can then put their own energy into it for the designated purpose.
Think of it like using an eyedropper versus a bucket. You don't need to douse everything to make it work. Put just a drop or so of intention and potential into each item and let it brew. The person who buys it can take on the responsibility of fully charging the item when they're ready to use it.
I honestly don't worry about people using the energy in my wares against me. That's not really how that works. Energy can have a signature, but it doesn't work the same as a taglock. It's not like I'm handing over a lock of hair.
Also, I don't think most witches make a habit of buying things from people just to try and harm them through magic. Tiktok makes everyone paranoid with these claims of rampant baneful magic that can be aimed through pictures of workings or screen names or what have you. People simply don't have that much time on their hands and even if they did, they'd have a helluva time directly the magic effectively without a clear target.
In any case, if you're worried, a simple set of protective wards should take care of things. Include a reflective layer that turns away incoming magical harm or unwanted spells and you should be fine.
If you have any specific questions or would like recommendations for suppliers, let me know. Hope this helps and best of luck with your business!
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kittysdiary · 1 year
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Any money making tips?
Money Making Tips:
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Have a side hustle - There are so many side hustles that you can get into to make quick + extra money.
Start a shop on Amazon or Etsy
Start a YouTube channel
Help tutor or do 1 on 1 classes
Sell your old clothing
Deliver food + groceries
Start a blog
Offer freelance services
Invest - One of the best ways to make money is to invest it!
Invest in stocks
Invest in quality products
Invest in yourself
Invest in experiences + education
BUDGET!!!! - My #1 tip when it comes to making money and saving it involves budgeting + making a budget plan!!
Understand budget categories: food, pets, fun, children, education, home, utilities, insurance + etc.
Research budgeting methods and use one that fits you and your lifestyle. There are lots to choose from like the 70/20/10 method or the cash envelope method.
Prevent over spending - Over spending is a big challenge for a lot of us when it comes to money. Understanding how to prevent it can help save lots of $ over time.
Wait before making big purchases
Use a spending tracker
Set a spending limit
Use cash
Create shopping lists
Avoid browsing online shops
Save your money - Know when and how to spend + save your money!
Meal prep
Buy in bulk
Save coupons
Try a saving challenge
Get cash back rewards
Know your spending triggers - Figure out what can cause you to spend a lot of your money. Some triggers could be:
Boredom
Social media
Stress
Sales
Peer pressure
Some ways you can overcome these triggers are by unsubscribing from marketing emails and by making a solid plan before going through with a big purchase.
Make good spending habits - Pick up on habits that will help you get ahead in your finances!
Spend less than you earn
Maintain an emergency fund
Invest in yourself
Fix your bad habits
These are just the basics when it comes to personal finance. Hope it helps! Xoxo. 💸💓
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trashytoastboi · 1 year
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Hello! May I please request a headcanon post about the Strawhats as travelling merchants?
Heyya! Sure thing 🍞 this was quite an interesting one to write! I won't deny that 90% of my merchant knowledge comes from Spice & Wolf 🤣🍀 hope you enjoy~
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Headcanons: The Straw-Hat's being travelling merchants
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Straw-Hat Crew
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Robin📚 The researcher. Market research, audience studies, target market, trends, demand and supply. Robin takes care of all of it. She is precise and proficient that she can usually guess a good investment and stock up on things before a massive price boom. She knows the location they are going to visit beforehand, she research the markets, what they have and what they need. Handles all official paperwork such as travel permits and declaration forms of their products and wares.
Nami🍊 Money and maps. The books, the profits, the expenditure. Not a single beri escapes her gaze. She often works on the books and focuses on how to maximize those profits so that the zeros only grow positively in the bank. She's in it to win it and will work alongside Robin whenever she sniffs out a good chance to make some coin. Nami also plans out the most efficient routes to their next destination.
Brook 🎻 Handles the advertising, he uses his skills with music to attract people almost like a pied piper. The music creates a soothing and pleasant atmosphere for the people who come around to shop and peruse the Straw Hats various wares. He leaves his hat out as a welcome for tips, Nami's idea of course.
Franky 🤖 Franky mostly handles repairs for the various wagons and carts the group need when travelling. He is usually there to handle appraisals as well, having a very good eye to see through bad materials. He creates mechanical knickknacks for sale and offers repair services for all sorts of things.
Usopp 🏹 The salesman could probably sell your own liver back to you. He has a silver tongue and a great well of flattery up his sleeve. Ussop is the best man for the job as he chats up every product perfectly, so much so that nearly everything he proclaims the greatness of will sell out. For every product he has a tall tale to go with it. Customers want value and sensationalism which Ussop knows very well.
Luffy 🍖 An unusual and strange charm that tends to draw customers and trouble. Luffy is the head of their little band of merchants and dictates where they go. A bit inconvenient as Luffy is very erratic and his paths are never linear, usually leading them to the most random location. Usually results getting into arguments with other merchants. A territorial dispute you could say. Though Luffy usually convinces those merchants to just work alongside them.
Sanji 🍽 Sanji is in charge of cooking meals for the Straw Hats as well as trading spices, making food to draw more customers by offering snacks and samples. He calls the shots on rare ingredients and whether it's better to trade them or cook them. A lot of returning customers are there for Sanji's food and his ever so convenient mixed spice packs.
Zoro ⚔ Zoro is not well versed in the matters of trade, nor bookkeeping and even making something to sell. So what he does handle is the security. Brawn is his literal strong suit and he works hard to protect the merchants, their wares and any apparatus. There usually aren't any problems, because Zoro takes care of them quickly. If its too overwhelming a few others would step in but thus far a situation where it's been too much has not arisen.
Jinbei 🥋 Jinbei is in charge of driving the wagon and heading the wagon train. He coordinates the setting up of their little market area. Works closely with Nami when planning routes as Jinbei takes all the obstacles into account when travelling. Also being one of the more amicable and well versed members, he handles negotiations for locations and permissions to set up a campsite doubled traveling shop.
Chopper 🍭 Medicine and Animals. Chopper makes various salves, medicines, and ointments for a wide variety of things. In fact Miracle Medicine is not too far off to describe the health tonics he creates. They are one of the best sellers that the Straw Hat merchant group has to offer. Chopper also takes it upon himself to look after the animals that help with pulling the wagons when they travel on land, as well as offering free medical check ups for anyone that seeks one.
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exitrowiron · 1 year
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Rich People Getting Richer (Part 2 of ?)
Take my word for it when I say that Rich People don't give a shit about whatever is the current 'outrage' occupying the attention the Joe Sixpack and Mrs. Soccer Mom. No, they don't care about the imaginary threats of drag queens, wokeness, trans people, pronouns, using the gender correct bathroom, etc. Their kids go to good public schools or private schools that don't ban books and if Buffy gets pregnant you can bet they'll find a way to obtain an abortion. These are all useful distractions to keep the masses from protesting what I'm about to explain to you.
In Part 1 we established that the Federal Income Tax brackets are Progressive; rich people have higher marginal and effective tax rates.
But these tax rates only apply to Ordinary Income. What's that you ask? Ordinary Income is wages, salaries, tips, bonuses etc.; the kind of income earned by ordinary people in their job. Ordinary income also includes interest earnings (like from a savings account or CD) and dividends (profit sharing that companies give their shareholders).
But there is another source of income enjoyed by rich people - Capital Gains. A Capital Gain results when you sell an asset for more than it's purchase price. Other than your home, what is the most common capital asset? STOCKS! Selling a stock for more than it's purchase price results in a Capital Gain. If you owned the stock for more than a year, it is considered a Long Term Capital Gain; less than a year and it is a Short Term Capital Gain.
The tax rate on Long Term Capital Gains is MUCH lower than the rates on Comparable Ordinary Income:
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Let's use an example of two couples, each with a taxable income of $150K and each filing jointly. The Kramers are a working couple and all $150K of their earnings is Ordinary Income. The Kramers will pay $24,234 in taxes for an effective tax rate of 16.1%. The Seinfelds are trust fund kids. They earned $25K as butterfly shepherds and the remaining $125K comes from capital gains. The Seinfelds will pay $12,586 in taxes for an effective tax rate of 8.4%.
That's not the end of the good news for the Seinfelds though. They bought more stocks with the $11,648 they 'saved' in taxes and that helped them generate even more capital gains next year which were taxed at a lower rate and so they kept getting farther ahead of the Kramers at an accelerating rate.
This is obviously an exaggerated example, but you get the idea. The lower tax rate on capital gains is a huge advantage and the people who generate capital gains are (white) people who already have enough wealth to invest in assets like stocks. And the wealthier you get, Capital Gains income becomes a larger and larger share of our total income. For the Super Rich (ex. Elon Musk), Capital Gains can easily far exceed Ordinary Income.
But Mike, the Kramers (and many Americans with modest incomes) own stock too in their 401K! Yes, but 401Ks are already tax advantaged; that's not a reason for lower capital gains taxes.
Every year the Democrats propose increasing the capital gains tax and every year lobbyists and rich political donors go ape shit and the Republicans vote it down. They argue that this would lower investment, slow the growth of the stock market and the economy, etc. I doubt that. Are rich people going to start putting their money under their mattress? Are they really going to change citizenship to a low tax country? Probably no on both of those, but rich people have been known to hide money overseas and that risk should be accompanied by increased IRS audit resources (another initiative voted down by Republicans).
If you're ever going to write a letter to your Congressperson - you should write supporting parity of taxes on long term capital gains and ordinary income.
(Yes, I am aware of Net Investment Income Tax, which imposes an additional 3.8% tax on investment income, including your capital gains on high earning individuals. This additional tax still doesn't close the gap.)
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saber-monet · 3 months
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To Manifest more money, get more specific.
Here are a FEW( there’s nearly infinite ways, don’t close yourself off!) ways one can receive money
Treat it like Pokémon and collect them all lol
1. Salary/wages: Regular income earned from employment self/employment.
2. Investment returns: Profits gained from investments such as stocks, bonds, or real estate.
3. Inheritance: Money or assets received from a relative or benefactor.
4. Grants: Funds awarded by organizations or institutions for specific purposes, such as research or education.
5. Loan repayment: Money received when someone pays back a loan that was previously provided.
6. Dividends: Payments made to shareholders from the profits of a corporation.
7. Royalties: Payments received by creators for the use of their intellectual property, such as books, music, or inventions.
8. Tips: Additional money given as appreciation for services rendered, typically in industries like hospitality or personal services.
9. Rebates: Refunds or discounts given after a purchase, often as an incentive or promotion.
10. Alimony/child support: Regular payments made to a former spouse or partner for financial support.
11. Found money: Money discovered unexpectedly, such as in lost or forgotten accounts, or on the ground.
12. Lottery winnings: Prizes won through games of chance like lotteries or scratch-off tickets.
13. Refunds: Money returned to a consumer after returning a product or canceling a service.
14. Sponsorship: Funds provided by companies or individuals to support a person or organization in exchange for advertising or promotion.
15. Crowdfunding: Money raised from a large number of people, typically through online platforms, to support a project, cause, or individual.
16. Cashback rewards: Money returned to a consumer as a percentage of their purchases, often offered by credit card companies or retailers.
17. Scholarships: Funds awarded to students to help cover the costs of education, typically based on academic achievement, financial need, or other criteria.
18. Patronage: Financial support given by individuals or organizations to artists, writers, or other creatives to fund their work or projects.
19. Rental income: Money earned from leasing or renting out property or assets, such as real estate, vehicles, or equipment.
20. Contest winnings: Prizes awarded for winning competitions or contests, which may include cash or other rewards.
21. Side hustle earnings: Additional income earned from part-time or freelance work outside of one's primary job.
22. Government benefits: Financial assistance provided by the government to eligible individuals or families, such as unemployment benefits, social security, or welfare.
23. Referral bonuses: Money received for referring new customers or clients to a business or service.
24. Stock options: Compensation provided to employees in the form of company stock, often as part of their overall compensation package.
25. Affiliate marketing commissions: Money earned through promoting and selling products or services for companies as an affiliate marketer.
26. Consulting fees: Payments received for providing expert advice or services to clients or businesses.
27. Trust distributions: Money distributed to beneficiaries from a trust fund, typically according to the terms outlined in the trust agreement.
28. Liquidation proceeds: Money received from selling off assets, such as stocks, bonds, or property.
29. Cash gifts: Money given by friends, family, or acquaintances as a gesture of goodwill, celebration, or support.
30. Insurance payouts: Money received from insurance companies to cover losses, damages, or expenses incurred due to accidents, disasters, or other covered events.
Focus on the ones that fits your self concept the best, for the best results. 
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bitchesgetriches · 9 months
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I'm terribly sorry if you've been asked this before, but I recently got a payout from a court case. I need to know how to passively invest. Problem is, I've been living poor for about 5 years after my knee injury. I already read a suggested article on your page about ways to invest a $1,000, but I'm looking for which companies are best to trust. Google isn't exactly reliable in that area with all its sponsored ads, so I was hoping if I could ask y'all: If you had about 10k drop into your lap, what is step 1? (and possibly 2 & 3)
We're so glad you asked, kitten. Were I in your situation, below are the steps I'd take.
Step 1: Establish a safety net. You've been "living poor" after an injury, which tells me that a little financial security could go a long way. So establish an emergency fund with some of that money. We recommend keeping an emergency fund in a HYSA (high yield savings account), which are currently returning about 4% across the board WITHOUT the risk of stock market investing. Here's how that works:
Not Every Savings Account Is Created Equal 
You Must Be This Big to Be an Emergency Fund 
Step 2: Invest in low-cost index funds. Do not--we repeat, DO NOT--attempt to pick individual stocks or companies to invest in. Leave that to much richer and more experienced investors. Instead, choose one or a handful of low-cost index funds. These bad boys track the entire market to minimize your risk. Here's how they work:
Investing Deathmatch: Managed Funds vs. Index Funds
How To Start Small by Saving Small 
Step 3: Investigate diversified investments. If there's anything left over, you can look into an alternative long-term investment, like real estate, a small business, or even higher education for yourself. This can be a way to invest in something more personal, that you care about. But do your homework to mitigate your risk and figure out what sort of return you'll get. We write more about this here:
Small Business Investing: A Kinder, Gentler Alternative to the Stock Market 
How To Save for Retirement When You Make Less Than $30,000 a Year
If you found this helpful, give us a tip!
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Wealth Indicators in the Birth Chart
     It’s ~officially~ Taurus Season, which makes it the perfect time to start talking about money, finances, wealth and prosperity. (Especially since 2024 Taurus Season is loaded with key dates for maximizing your worth and manifesting some serious cash.) 
     Do you ever wonder why some people seem to effortlessly attract abundance and prosperity into their lives while others struggle to make ends meet? The answer may lie in the stars – more specifically, in your birth chart. Astrology offers invaluable insights into your financial potential, revealing key indicators and markers that can guide us towards greater wealth and prosperity.
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The Money Planets: Jupiter and Venus
     In astrology, Jupiter and Venus are often referred to as the "money planets" due to their association with abundance, wealth, and financial success. Jupiter represents expansion, growth, and opportunities, while Venus governs money, luxury, and material possessions. The placement of these planets in your birth chart can provide clues about your financial potential and how you attract wealth into your life.
     For example, individuals with Jupiter or Venus prominently placed in their birth chart, such as in the 2nd or 8th house, are likely to experience greater financial abundance and success. Additionally, positive aspects between Jupiter/Venus and other planets can further enhance one's financial prospects, indicating opportunities for growth and prosperity.
The Wealth Houses: 2nd and 8th House
     In astrology, the 2nd and 8th houses are traditionally associated with money, possessions, and wealth accumulation. The 2nd house governs personal finances, earned income, and material resources, while the 8th house represents shared finances, investments, and financial partnerships.
     If you have planets or significant points (such as the Sun or Moon) in these houses, you may possess a natural aptitude for managing money, building wealth, and making shrewd financial decisions. Additionally, aspects between planets in the 2nd and 8th houses can provide further insights into one's financial strengths and challenges.
The Midas Touch: Aspects and Configurations
     In astrology, aspects – the angles formed between planets in the birth chart – play a crucial role in determining our financial destiny. Favorable aspects, such as trines and sextiles, indicate ease and harmony in financial matters, while challenging aspects, such as squares and oppositions, may present obstacles and challenges to overcome.
     For example, individuals with a harmonious aspect between Jupiter and Venus, such as a trine or sextile, may enjoy financial windfalls, opportunities for growth, and a natural ability to attract wealth into their lives. Conversely, individuals with challenging aspects between these planets may need to work harder to achieve financial success, overcoming obstacles and setbacks along the way.
Practical Tips for Harnessing Your Financial Potential
     While astrology can provide valuable insights into our financial potential, it's essential to remember that we have the power to shape our own destinies. By harnessing the insights gleaned from our birth charts, we can take proactive steps to maximize our financial potential and attract greater abundance into our lives. Here are some practical tips for leveraging your wealth indicators in the birth chart:
Set Clear Financial Goals: Define your financial objectives and create a plan to achieve them. Whether it's saving for a home, starting a business, or investing in the stock market, having clear goals can help focus your energy and efforts.
Develop Financial Literacy: Educate yourself about personal finance, investing, and wealth-building strategies. The more you know about money management, the better equipped you'll be to make informed decisions and grow your wealth.
Take Calculated Risks: While it's essential to be prudent with your finances, don't be afraid to take calculated risks when opportunities present themselves. Whether it's starting a new venture or investing in a promising opportunity, sometimes the greatest rewards come from stepping outside your comfort zone.
Cultivate an Abundance Mindset: Shift your mindset from scarcity to abundance by focusing on gratitude, positivity, and abundance. By cultivating an abundance mindset, you'll attract more wealth and prosperity into your life.
Get a Money & Abundance Chart Reading: This reading is an invaluable tool designed to empower you with insights, clarity, and confidence on your path to wealth and prosperity.
Join Cosmic Cannibal LIVE for the Charting Wealth: Astrology Money Manifestation Workshop.  Dive deep into your birth chart and uncover the unique planetary placements and aspects influencing your financial destiny. Learn proven techniques and manifestation hacks tailored to your astrological profile, empowering you to attract money and abundance effortlessly.
     So yes, astrology offers valuable insights into your financial potential, revealing key indicators and markers that can guide you towards greater wealth and prosperity. By understanding and leveraging your wealth indicators in the birth chart, you can take proactive steps to maximize our financial potential and attract greater abundance into your life. Remember, the stars may influence your financial destiny, but ultimately, it's up to you to shape your own financial futures.
Read the article in full at CosmicCannibal.com
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