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lanternmice · 1 year

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you clearly love them a lot and i am So curious what ur thoughts on seven red suns as a character are. theyre.. kinda mean from what uve seen, but you probably have some great insights!! if this means gushing about your f/o instead of serious analysis i am also in 100% support of that gbjhf

WUAGHHHHH I DON'T EVEN KNOW WHERE TO BEGIN I LIKE THEM SOOOO MUCH i really really want to talk about General interpretations but it's hard because of how obviously biased i am. but. Augh. this is so nothing but it got long and i'm embarrassed so woe read more be upon ye

i gotta start by mentioning that faelings original design & concept for suns (and spearmaster by extension) is sooo important to me and a lot of my personal interp comes from that, comics like this (link to the official discord btw) that they made for example! and though it has arguably less to do with suns, the 1.5 drought mod also has a special place in my heart but if i get too into that i'll start screaming and crying about it. just know that wanderer is so special to me and suns has two kitty cats that they love so much ok?🫶

anyways. i think because of the fact they aren't fleshed out much in canon aside from the spearmaster broadcasts there's a lot left up for the player to decide, which honestly is really fun to me and i genuinely love seeing other peoples interpretations!! but personally because you mentioned it and because i feel kinda strongly about this in particular, i wanna say that i don't think suns is mean, i think they definitely have the potential to be overprotective and intimidating, but it'd almost always be out of love. one thing the broadcasts ARE good at showing is just how much they care about basically everybody around them, even if they're a little.. dense about some things. they way they talk in the chat logs with nsh, about their guilt over pebbles' situation and trying to make up for it even though pebbles clearly doesn't want their help, about dooming not only pebbles but moon as well (who as far as canon text goes, they don't seem to have ever personally talked to moon at all imo). and when nsh stops messaging them, or becomes increasingly worried about moon, they get visibly concerned about his wellbeing as well and does their best to console him. my favourite broadcasts are the ones about their gradual realization that maaaaybe they care about spearmaster a little more than they originally intended to. they raised spearmaster, going as far as to teach it a personally modified sign language rather than a quick and easy one-way mark of communication like most iterators would do. the chat logs after spearmaster encounters pebbles and how worried suns was for it, about how they regret ever sending them to pebbles in the first place, and that they just wished it'd return home to them safely. there's also the fact that they kept an eye on spearmaster with their overseer basically 24/7, to the point that even pebbles knew that suns was watching. overseers can act on their own, we know that from what we see in canon, but pebbles knew that suns was actively watching when spearmaster entered his can. which. god this wasn't supposed to be about pebbles but pebbles not killing spearmaster is something that's so important to me because he so easily could have killed them and there was no reason for him not to. but despite how hurt he was and how wronged he felt, he knew that it would have ruined suns so he held himself back and it's so AAUUGHHHHHH!!!!!!! i love them all so much. this is barely even about suns anymore sorry i didn't mean to type so much about spearmaster i just love their campaign so much. don't even get me started on the thought of ascending as spearmaster that shit will make me start killing people i actually was going to talk about headcanon stuff too (mostly stuff from before the global ascension/after riv) but. i started thinking too hard about suns and pebbles and spearmaster and wanderer and and and. Well sorry but i fear that if i think about rain world any more today i may end up on national television. so maybe another day

#mhmnwwmewbmwh ebmenwm ebebjehwjelwkhe a #NOBODY READ THIS I'M SERIOUS the more i started typing the more embarrassed i got but. euugghhhhh. ilike them so much #it felt kinda silly breaking stuff up into paragraphs like i was typing something important but i didn't want it to be a wall of text #i need paragraphs to stop being so long. it's embarrassing #anyways i almost never talk about my personal rw interpretations bc i get shy about it but. augh. eerie convinced me to answer this🥹#it's nothing special really they just mean a lot to me especially their relationship with spearmaster. oh my god what if there was a family #that's why this mostly ended up being about them and spearmaster. In the end it's always about their kitty cats #it's not even an analysis. i just started reading the broadcasts and went AUGUHHHHHHH #what if suns was sooooo dense but they loved and cared about everybody so much. But oh my god they're kind of really dumb #and remembering faelings original design... i honestly really dislike how msc massacred suns design but i don't like to be a downer about i #it just means i get to see sooooo many cool fan designs instead so❤️❤️❤️❤️❤️❤️❤️#this post wasn't about designs as much as it was about them as a character but i think we alllllll know my favourite suns designs🫶#btw if you're curious about the hc stuff well. a lot of the past suns hcs i have are shkikas fault honestly #i never really thought about suns before the ancients ascended but ummmmm. hehe.#i like kikis interpretation of past suns relationship with the ancients in their city so much. so go look at their comics ok? for me #also while typing this i realized just how many typos there are on the broadcasts dialogue wiki. i could fix her💔#WAAAUGHHHHHHHHHHH ok nobody look. nobody look at me i don't like talking i'm scared #runs away crying #everybody pretend i don't exist i need to go bury my head in the sand now

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pesteringchum · 1 year

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was feeling like shit but didnt want to bother anyone so i went to my empty discord server to use the vent channel. reading my old vent messages made me cringe so hard that im normal again.

mission accomplished i guess??

#btw i highly recommend making a discord server for only urself. helps send/store things btwn devices #‘why not use google drive/other cloud storage thing??’ bc im stupid and dumb next question #i have a lot of different channels bc i like organizing things #also having a vent channel where no one else can read it is like having a diary but you can pretend like youre actually texting someone #good for when youre in a vent-y mood but ppl are busy or you dont wanna feel like a burden #also good for when ure mad at someone and wanna pretend like ure yelling at them #i love my little discord server i store selfies of me looking cool there bc im too embarrassed to have my selfies in my camera roll LOL #good for when im having a dysphoria moment. i can scroll thru there and be like ‘damn i am AWESOME and COOL’#chum pesters

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trashlie · 2 years

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Please tell me about your shoujo journey. Do you think Skip Beat will outlast ILY? 😂 The pacing is on a whole other level of slow, I gave up on it, two decades running and Kyoko's only aged a year damn! I understand the frustration with the flashback, it is quite sluggish, but we're seeing the true impact Alyssa had on Shinae's trust, how it affects her relationship with Nol now, and what it means for them in the future. Plus we're getting some vital Alyssa content. I feel like she's become even more ambiguous to me. I have no idea where her head is at. I miss reading your analysis. I'd love discuss to her with you after the arc ends and we get our long awaited Shinae x Nol moment. It's been so loooong since we've seen them.

OOOOOHHHHHHH MY GOD ANON LMAO that question just made me pause HARD lmaooooooo. Listen. For alllllll the shit people say about ILY, I just feel it in my BONES that Skip Beat will outlast EVERYTHING lmaoooooooooooo GOD. Like, I'm sorry but ANY TIME people talk about slow pacing I'm just like.... I'll read this whole 30, 50? page chapter and WHAT HAPPENS? HOW MUCH TIME PASSES? NONE! lmao I like to do an annual "catch up" on Skip Beat now and then (when I remember lol). Like I LOVE that the mangka made it about more than just Kyoko's love life but also MAN each acting project is literally years long for us as readers!!!!!!!! lmao thanks to Skip Beat I have the patience to weather ANYYYYTHIIIIIIING hahahahahaha. Taking three months to get through a flashback arc? I can handle it! ILY could take 10 years to reach completion and I'd be, frankly, okay, because at least it could wrap up faster than Skip Beat ever could LMAO (and honestly like... 10 years of solid story telling is pretty ace in my book but that's a whole other thing lmao)

As for my shoujo journey, I'll be honest, it's not SUPER long! I didn't start reading manga until I was graduating high school, so by the time I started to dig into things, after some time I found myself growing out of it? Or, rather no it was more like... there's just a lot of tropes that were present in shoujo I was finding I wasn't into? (Like, oh my god so many triangles where I'd be like MEH I actually prefer the second lead. I learned very fast that a lot of your typical "first leads", at least back in the day, were NOT my style.) I still have a soft spot for a lot of stories that I loved, though! I haven't read Lovely Complex since god probably 2014, 2015? But I STILL loved it back then and I'm really eager for a re-read. I uh.... I really went through a Hirunaka no Ryuusei phase? Like.... lmaoooo it was a Big Thing for me hahhaha (I own the series in Korean, actually!!!!) My first two manga, though, were Skip Beat and Hana Kimi; my friend bought me the first Skip Beat volume at our school book fair and another friend bought the first few volumes of Hana Kimi and shared them with me! Hana Kimi is one of those that like.... you know it doesn't hold up over time, it leans heavily on tropes that are considered ethically nonos these days, but it stays special to me because in spite of all of that, idk I just! Enjoyed it! And now that I'm older I am okay saying "I LIKE THIS THING THAT IS FLAWED AND IMPERFECT AND I DO NOT NEED TO DEFEND IT" lol you know? There was the obligatory Vampire Knight phase that I finally fell out of but OOOF that was A Thing. (I was SO obsessed with it at first lol and I LOVED the art sooooo much that I read another series by the mangaka, MeruPuri which, frankly, was REALLY weird so nothing about Vampire Knight actually surprised me ngl LMAOOOOOO) You know I remember once starting Special A but I do not think I ever finished that! I put myself all the way through Ao Haru Ride even though I kept telling myself I needed to drop it and pretend it didn't exist. God what a trainwreck that one was lol like.... idk I'm not saying this as a dig to people who did enjoy it! There were just times I wanted to enter that story and punch people lmaoooo but I wonder what I would think if I went back and read it again now in the vein of like.... sometimes people are selfish and make bad choices because they are human? lol I also REALLY loved Orange but I'm going to admit I haaaaaaaaaaaaaated the ending and to this daaaaaay I haaaaaaaaaaaated it so much but that's a whole other post lol. LOVED the story, LOVED the art, was super into the theme, but just hated the execution of the ending SOOOOOOOOOO MUCH ;A;

lol I said it's not super long but look at me, rambling on and on!

I know no one is surprised that I wound up talking A LOT and just.... following, there's so much ILY rambling going on about why I appreciate and enjoy this flashback arc, and how I think it boosts the rest of the story so far lol so here's a read more, haaaha.......

I definitely feel you on how Alyssa feels even more ambiguous lol which is so funny. I love the insight and having a better idea of who she is as a person, even if we still don't fully know all of her motives. Just seeing her as a complex character like everyone else has been great. We all know I'm a sucker for parallels lol and seeing how everyone has their own traumas, that everyone has a root for who they are, is the stuff that keeps me hooked on ILY. Alyssa was very easily written off by people and I don't defend her or anything - I really hope we get to see her take responsibility for her actions and ownership for the hurt she has caused, whether on purpose or not - but also, it always felt like she was suuuuuuuper reduced down by fandom on a whole. I think a very human thing quimchee is good at capturing is that we don't always mean to hurt the people we do, but it still happens, and that sometimes good intentions can make things worse in the longrun - and this can go for Alyssa towards Nol or Shinae, frankly.

Honestly, too, something I love about her is like... like you know how if you read a novel, the protagonist is supposed* to be the character who makes the right choices and does good things? And when people are presented an "unlikable protagonist" it's usually a character who is acting on their emotions and responding to their experiences - it's a character making the choices that we ourselves might make. (* I'm saying "supposed" here because a protagonist DOESN'T have to make the right choices, but it turns out people really hate media where female characters make selfish choices lmaoooo) I guess that's what I like seeing about Alyssa in this flashback. I've seen a lot of people say that Alyssa is weak for caving to peer pressure or something but like... was that not the middle school experience? I don't know a lot of people who were super self-assured and full of confidence in middle school - but especially someone in Alyssa's position who has never really interacted with kids her own age and is so afraid of ostracization. Like a lot of the woven storylines of ILY, something I love is that we are shaped by our experiences, right? Most people never faulted Shinae for shutting down and putting up strong defenses when we first met her in the story, because we know she'd been screwed over by life and people and as people who have been there before, we understand self-preservation tactics. She even basically admits it herself that she WANTED to open up to people. Shinae wasn't guarded because she hated people, she lied to herself because of how much she'd been hurt and she was afraid to take that chance again and try it. Shinae is afraid to be burned, Alyssa is afraid for people to ever have a chance to burn her. It's so inherently HUMAN to be afraid of being alienated, to want to BELONG, to want to feel like you fit in. She faces a daily crisis in how she is desperate to belong with people who might not accept her if they knew what she was truly like.

And idk, I cannot fault her for that completely, because it took me until my early-to-mid-20s to learn to be okay on my own and that it was better to be myself than try to fit in where I wasn't wanted. I put up with shitty friendships for a long time because I had myself convinced that it was all worth it. So a middle schooler struggling with this is SO VERY real, and it's wild to me to see people fault her for this. Alyssa has done some things worth being mad about, but seeing her written off for being a human middle schooler is WILD to me.

That's a whole other tangent LOL but it's something I haven't really gotten around to ever talking about. Like, whatever, I cannot - and I won't even try lol to - convince people to like Alyssa, but frankly, I think all of the characters of ILY are SO dimensional and fascinating, how can I not enjoy exploring parts of their story? I think sometimes people think that if I say "I enjoy a character" it means I endorse everything they do. I DO like Kousuke and Alyssa. Would I want to be their friends? Good grief, no. But I'm here as an observer of a story and I think it's fascinating to see how their experiences bring about the circumstances of this story. That moment of dramatic irony when Alyssa promises that she won't stop being Shinae's friend, but we know how it all ends, we all know that's a promise she does not keep, and we know how those events affect Shinae and much of the story that unfolds!

how it affects her relationship with Nol now

I feel like this is something that doesn't come up a lot? Or maybe I just missed any period of fandom when they might have discussed it? Like.... if Shinae hadn't been burned like this by Alyssa, she wouldn't carry the paranoia she does - not about Maya and Rika and certainly not about Minhyuk. Even to this day, we saw that Shinae worries that even the people she trusts are humoring her - because she's been there, she trusted someone who hurt her. The entire trajectory of her relationship with Nol would be completely different! A really beautiful aspect of Nol and Shiane's friendship to me is not just that he managed to make Shinae open up - it's that now that we know how Shinae lied to herself, how she was hurt in the past, how trusting people burned her so badly - but the fact that despite everything she'd been through, she WANTED him to be someone she could trust, she WANTED him to be worth letting down her guard.

Like, again!!!!! Everything that happens in this story only does so because of circumstances and events that precede it. Shinae going to Nol's school was not just because she wanted to check on and see her friend - she was desperate to prove herself wrong, desperate for Nol to prove that he was worth the chances she took, that trusting him was not another mistake she knew better than to make.

I think a flashback arc shows us more than just insight into her relationship with Alyssa, which we've established was something very important, something special that was destroyed. It's the juxtaposition of pre-accident Shinae, who was willing to open herself up, who was plucky and bullheaded and just wanted to be appreciated it. Contrast that with the Shinae we meet early in the story, who has herself convinced it's okay to be alone, when now we know she was yearning to be appreciated, maybe yearning for someone to fight for her the way she fought for Alyssa but believed that something like that wasn't possible. I think we also see the flashback because while we've seen some of the ugly moments of Shinae's life, we never really saw how we went from this point to that point, you know? How there are small pockets of things in her life that make her want to keep believing in what she knows better than to believe - in teachers who listen to her when she tells the truth, in friends who stand up for her and defend in - even as her life starts to crumble. She can't escape her past, she's literally being haunted by it, even as she tried to put it all behind her. Her father is falling more and more into alcoholism due to stress from school plus his job, and soon he's going to be saddled with medical bills and having to take care of Shinae, which is probably what derailed school completely. THESE are the experiences that made the Shinae we know - a Shinae who is TERRIFIED of being hurt but also LONGS to be proven wrong, a Shinae who wants to share an experience she thought maybe she doesn't deserve, a Shinae who quietly believed maybe the universe just wanted to punish her for existing but still tries so hard to defy it.

Idk like yes we get that sense of Shinae without the backstory, but I think it really emphasizes this so much more? And I think it's also some kind of proof, maybe, that Alyssa IS more important than people have given her credit for, not just in the past but also in the future of the story. She doesn't exist just to move plot and drive wedges between relationships or something lol she, too, a complex character with complex experiences and god isn't that the sum of so many moments of people headbutting? That we are complex and sometimes struggle to see beyond our own issues, because what we deal with blinds us? Alyssa is blinded by her desire to escape her family and experience something NORMAL and be liked. Maybe she DOES want attention! Kousuke is blinded by a sense of destiny instilled in him since he was young, blinded by paranoia that fed off of this "destiny", blinded by his inability to accept his father's human nature, blinded by his fear that the only thing that makes him matter to his father is threatened. We met Nol thinking he was a character who looked out for others but even he's been blinded by his misery and by the feelings of worthlessness that has been punched down into him.

We butt heads with people because sometimes we are so caught up in our own struggles that it's hard to understand that others struggle, too, and I think that's where some of the best conflict comes. Like yeah there's good conflict in "Shinae has been roped into attending this horrible formal" but there's something poignant and painful in "Shinae unintentionally repeated the Alyssa cycle when she let Nol in" and even BETTER we get to see how she's grown from it!

This is, as always, lmao a very rambling tangential departure from the main point lol but!!!!! I have had a lot of feelings here and I know part of peoples' irritation is they want to get back to Nol and Shinae right now, but I think seeing Shinae's past helps create even MORE appreciation for what Nol means to her - that he is someone who hurt her but she is still willing to give another chance - and moreover, that we can see that though Shinae came from a loving home, she, too, has suffered her own abuse, was battered and beaten down by people, and unlike Nol, she was able to conclude it doesn't make her bad. Idk it's so beautiful to me and I get really overwhelmed lol it makes me appreciate their friendship SO MUCH more, for what they mean to each other and what they can be, you know? Seeing Shinae's resilience, through the new girl at middle school hoping to start all over to failing at that to putting up that guarded wall to finally taking a chance, finally giving in and accepting that yes, she still has hope, there's still faith, and Nol was that spark. UGH!

ANYWAY lol I do think we are probably nearing the end of this flashback arc. I don't know how many episodes I think remain - I generously said less than 10 a week or two ago lol but I think that was very generous. The timeline (and Alyssa's behavior) feels like we are approaching the point of Alyssa pushing Shinae and YES i will be so happy to go over the whole arc with you!!! I've been wanting to make a post that I keep holding off on, because I don't know if it would be better to do it now or wait for the whole arc to end, but I think there's a good conversation to be had about how a lot of Alyssa's behavior is directly tied to her homelife - how it's implied her father is someone who, at the very least, shouts a lot - and how that ties into her deflective, people-pleasing nature. Again, Alyssa is not really a spineless, MEAN-spirited person. She, like everyone else, is just the sum of her experiences, and I don't think she's learned to deal with them in a healthy way. (And frankly speaking, what about her relationship with Nol IS healthy anyway?)

I know this is so much more than you bargained for lol but you KNOOOOWWWW I love these asks and it HAS been so long since I got to just.... ENTHUSE about this - not just try to analyze or talk about what an episode has revealed but just GUSH about it lol so I could not help myself! But yes, once this arc ends, I will be READY to dissect and discuss EVERYTHING. I feel so emotionally invested, knowing that Shinae is about to experience the worst burn of her life, while she's still so trusting and earnest and aaaahhhhhhhh it's going to HURT so much ;~; But in a maybe cathartic way. (Also, and this is something I should get to later, I think something big about this flashback is that, y'know, it's kind of implied that Shinae has repressed a lot of this. Her memories of the moment are hazy, Alyssa appeared in a series of people Shinae was shocked to realize she harbored so much anger towards. I think as much as this is for US to see exactly what happened, I think it's also kind of a wake up call for Shinae, who has repressed and ignored so much of this, and I'm really REALLY curious to see how she reacts after return to the present. Is she angry? Sad? Sad for her younger self? Is it cathartic for her? How raw is it? Aaaaaaaahhhhhhh)

#I Love Yoo #ILY Brainrot #Shinae Yoo #Alyssa Cho #Nol #Nolan Oliver T. Lochlainn #lol what was my nol tag? I just gotta create one for him i swear!#GOD it's been so long since I just gushed and rambled lol I AM SO SORRY FOR HOW MUCH I WROTE i do not know how to restrain myself #also just talking about shoujo again!!!!!!! i haven't really read a lot in a long time but i'd be liking if i pretended it wasn't a #sort of formative foundation you know? part of what was so fun about early ILY was the homage it paid to shoujo manga before it evolved #i'm sure i left off LOTS of manga too #i randomly think about heroine shikaku because i don't think there were many manga i saw as far through as that one that i HATED as much #LMAOOOOOOOOOOOOOOOO #IT WAS A COOL CONEPT AND IT WAS SO FOILED AND DISAPPOINTED?! i love the idea of girl believes she's the heroine of her life but SIKE SHE'S #NOT and has to learn to resolve that and yknow LET GO OF THE DUDE SHE OBSESSIVELY LOVES but they did not give me that story!!!!!!!!!!!!#anyway look i have really missed ILY asks like i just feel? weirdly? rejuvenated?#sometimes i receive an ask and i have to let it sit for a couple hours so i can mull over it and prepare myself but with this one i just #launched right in lol i was so excited to yell about shoujo and my eternal patience thanks to Skip Beat and this whole flashback and YES #what it means for her relationship with Nol! what it means for her as a person! what it means for the Shinae we first met vs who she is now #GOD i love her so much ;_____________; Shinae is so wonderful ;~;

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gender-euphowrya · 4 months

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yes i love mmorpgs no i don't want to talk to trade with or group up with other players yes we exist ❤️

#the appeal to me is i like to make My Own Guy and also see what guys the other people made #i like when i get to a big city place and there's a hundred other people here and i get to look at them and read their names #and one of them is doing an emote and one of them has a really cool epic mount and two of them are spamming jump at each other #and i'm like :) we're having fun! and then i go do a quest alone and pretend to be afk if someone PMs me #pvp enjoyers dni i am scared of you please i am just level 1 elf i only have 3 hit points

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mostlysignssomeportents · 3 months

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How I got scammed

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/02/05/cyber-dunning-kruger/#swiss-cheese-security

I wuz robbed.

More specifically, I was tricked by a phone-phisher pretending to be from my bank, and he convinced me to hand over my credit-card number, then did $8,000+ worth of fraud with it before I figured out what happened. And then he tried to do it again, a week later!

Here's what happened. Over the Christmas holiday, I traveled to New Orleans. The day we landed, I hit a Chase ATM in the French Quarter for some cash, but the machine declined the transaction. Later in the day, we passed a little credit-union's ATM and I used that one instead (I bank with a one-branch credit union and generally there's no fee to use another CU's ATM).

A couple days later, I got a call from my credit union. It was a weekend, during the holiday, and the guy who called was obviously working for my little CU's after-hours fraud contractor. I'd dealt with these folks before – they service a ton of little credit unions, and generally the call quality isn't great and the staff will often make mistakes like mispronouncing my credit union's name.

That's what happened here – the guy was on a terrible VOIP line and I had to ask him to readjust his mic before I could even understand him. He mispronounced my bank's name and then asked if I'd attempted to spend $1,000 at an Apple Store in NYC that day. No, I said, and groaned inwardly. What a pain in the ass. Obviously, I'd had my ATM card skimmed – either at the Chase ATM (maybe that was why the transaction failed), or at the other credit union's ATM (it had been a very cheap looking system).

I told the guy to block my card and we started going through the tedious business of running through recent transactions, verifying my identity, and so on. It dragged on and on. These were my last hours in New Orleans, and I'd left my family at home and gone out to see some of the pre-Mardi Gras krewe celebrations and get a muffalata, and I could tell that I was going to run out of time before I finished talking to this guy.

"Look," I said, "you've got all my details, you've frozen the card. I gotta go home and meet my family and head to the airport. I'll call you back on the after-hours number once I'm through security, all right?"

He was frustrated, but that was his problem. I hung up, got my sandwich, went to the airport, and we checked in. It was total chaos: an Alaska Air 737 Max had just lost its door-plug in mid-air and every Max in every airline's fleet had been grounded, so the check in was crammed with people trying to rebook. We got through to the gate and I sat down to call the CU's after-hours line. The person on the other end told me that she could only handle lost and stolen cards, not fraud, and given that I'd already frozen the card, I should just drop by the branch on Monday to get a new card.

We flew home, and later the next day, I logged into my account and made a list of all the fraudulent transactions and printed them out, and on Monday morning, I drove to the bank to deal with all the paperwork. The folks at the CU were even more pissed than I was. The fraud that run up to more than $8,000, and if Visa refused to take it out of the merchants where the card had been used, my little credit union would have to eat the loss.

I agreed and commiserated. I also pointed out that their outsource, after-hours fraud center bore some blame here: I'd canceled the card on Saturday but most of the fraud had taken place on Sunday. Something had gone wrong.

One cool thing about banking at a tiny credit-union is that you end up talking to people who have actual authority, responsibility and agency. It turned out the the woman who was processing my fraud paperwork was a VP, and she decided to look into it. A few minutes later she came back and told me that the fraud center had no record of having called me on Saturday.

"That was the fraudster," she said.

Oh, shit. I frantically rewound my conversation, trying to figure out if this could possibly be true. I hadn't given him anything apart from some very anodyne info, like what city I live in (which is in my Wikipedia entry), my date of birth (ditto), and the last four digits of my card.

Wait a sec.

He hadn't asked for the last four digits. He'd asked for the last seven digits. At the time, I'd found that very frustrating, but now – "The first nine digits are the same for every card you issue, right?" I asked the VP.

I'd given him my entire card number.

Goddammit.

The thing is, I know a lot about fraud. I'm writing an entire series of novels about this kind of scam:

https://us.macmillan.com/books/9781250865878/thebezzle

And most summers, I go to Defcon, and I always go to the "social engineering" competitions where an audience listens as a hacker in a soundproof booth cold-calls merchants (with the owner's permission) and tries to con whoever answers the phone into giving up important information.

But I'd been conned.

Now look, I knew I could be conned. I'd been conned before, 13 years ago, by a Twitter worm that successfully phished out of my password via DM:

https://locusmag.com/2010/05/cory-doctorow-persistence-pays-parasites/

That scam had required a miracle of timing. It started the day before, when I'd reset my phone to factory defaults and reinstalled all my apps. That same day, I'd published two big online features that a lot of people were talking about. The next morning, we were late getting out of the house, so by the time my wife and I dropped the kid at daycare and went to the coffee shop, it had a long line. Rather than wait in line with me, my wife sat down to read a newspaper, and so I pulled out my phone and found a Twitter DM from a friend asking "is this you?" with a URL.

Assuming this was something to do with those articles I'd published the day before, I clicked the link and got prompted for my Twitter login again. This had been happening all day because I'd done that mobile reinstall the day before and all my stored passwords had been wiped. I entered it but the page timed out. By that time, the coffees were ready. We sat and chatted for a bit, then went our own ways.

I was on my way to the office when I checked my phone again. I had a whole string of DMs from other friends. Each one read "is this you?" and had a URL.

Oh, shit, I'd been phished.

If I hadn't reinstalled my mobile OS the day before. If I hadn't published a pair of big articles the day before. If we hadn't been late getting out the door. If we had been a little more late getting out the door (so that I'd have seen the multiple DMs, which would have tipped me off).

There's a name for this in security circles: "Swiss-cheese security." Imagine multiple slices of Swiss cheese all stacked up, the holes in one slice blocked by the slice below it. All the slices move around and every now and again, a hole opens up that goes all the way through the stack. Zap!

The fraudster who tricked me out of my credit card number had Swiss cheese security on his side. Yes, he spoofed my bank's caller ID, but that wouldn't have been enough to fool me if I hadn't been on vacation, having just used a pair of dodgy ATMs, in a hurry and distracted. If the 737 Max disaster hadn't happened that day and I'd had more time at the gate, I'd have called my bank back. If my bank didn't use a slightly crappy outsource/out-of-hours fraud center that I'd already had sub-par experiences with. If, if, if.

The next Friday night, at 5:30PM, the fraudster called me back, pretending to be the bank's after-hours center. He told me my card had been compromised again. But: I hadn't removed my card from my wallet since I'd had it replaced. Also, it was half an hour after the bank closed for the long weekend, a very fraud-friendly time. And when I told him I'd call him back and asked for the after-hours fraud number, he got very threatening and warned me that because I'd now been notified about the fraud that any losses the bank suffered after I hung up the phone without completing the fraud protocol would be billed to me. I hung up on him. He called me back immediately. I hung up on him again and put my phone into do-not-disturb.

The following Tuesday, I called my bank and spoke to their head of risk-management. I went through everything I'd figured out about the fraudsters, and she told me that credit unions across America were being hit by this scam, by fraudsters who somehow knew CU customers' phone numbers and names, and which CU they banked at. This was key: my phone number is a reasonably well-kept secret. You can get it by spending money with Equifax or another nonconsensual doxing giant, but you can't just google it or get it at any of the free services. The fact that the fraudsters knew where I banked, knew my name, and had my phone number had really caused me to let down my guard.

The risk management person and I talked about how the credit union could mitigate this attack: for example, by better-training the after-hours card-loss staff to be on the alert for calls from people who had been contacted about supposed card fraud. We also went through the confusing phone-menu that had funneled me to the wrong department when I called in, and worked through alternate wording for the menu system that would be clearer (this is the best part about banking with a small CU – you can talk directly to the responsible person and have a productive discussion!). I even convinced her to buy a ticket to next summer's Defcon to attend the social engineering competitions.

There's a leak somewhere in the CU systems' supply chain. Maybe it's Zelle, or the small number of corresponding banks that CUs rely on for SWIFT transaction forwarding. Maybe it's even those after-hours fraud/card-loss centers. But all across the USA, CU customers are getting calls with spoofed caller IDs from fraudsters who know their registered phone numbers and where they bank.

I've been mulling this over for most of a month now, and one thing has really been eating at me: the way that AI is going to make this kind of problem much worse.

Not because AI is going to commit fraud, though.

One of the truest things I know about AI is: "we're nowhere near a place where bots can steal your job, we're certainly at the point where your boss can be suckered into firing you and replacing you with a bot that fails at doing your job":

https://pluralistic.net/2024/01/15/passive-income-brainworms/#four-hour-work-week

I trusted this fraudster specifically because I knew that the outsource, out-of-hours contractors my bank uses have crummy headsets, don't know how to pronounce my bank's name, and have long-ass, tedious, and pointless standardized questionnaires they run through when taking fraud reports. All of this created cover for the fraudster, whose plausibility was enhanced by the rough edges in his pitch - they didn't raise red flags.

As this kind of fraud reporting and fraud contacting is increasingly outsourced to AI, bank customers will be conditioned to dealing with semi-automated systems that make stupid mistakes, force you to repeat yourself, ask you questions they should already know the answers to, and so on. In other words, AI will groom bank customers to be phishing victims.

This is a mistake the finance sector keeps making. 15 years ago, Ben Laurie excoriated the UK banks for their "Verified By Visa" system, which validated credit card transactions by taking users to a third party site and requiring them to re-enter parts of their password there:

https://web.archive.org/web/20090331094020/http://www.links.org/?p=591

This is exactly how a phishing attack works. As Laurie pointed out, this was the banks training their customers to be phished.

I came close to getting phished again today, as it happens. I got back from Berlin on Friday and my suitcase was damaged in transit. I've been dealing with the airline, which means I've really been dealing with their third-party, outsource luggage-damage service. They have a terrible website, their emails are incoherent, and they officiously demand the same information over and over again.

This morning, I got a scam email asking me for more information to complete my damaged luggage claim. It was a terrible email, from a noreply@ email address, and it was vague, officious, and dishearteningly bureaucratic. For just a moment, my finger hovered over the phishing link, and then I looked a little closer.

On any other day, it wouldn't have had a chance. Today – right after I had my luggage wrecked, while I'm still jetlagged, and after days of dealing with my airline's terrible outsource partner – it almost worked.

So much fraud is a Swiss-cheese attack, and while companies can't close all the holes, they can stop creating new ones.

Meanwhile, I'll continue to post about it whenever I get scammed. I find the inner workings of scams to be fascinating, and it's also important to remind people that everyone is vulnerable sometimes, and scammers are willing to try endless variations until an attack lands at just the right place, at just the right time, in just the right way. If you think you can't get scammed, that makes you especially vulnerable:

https://pluralistic.net/2023/02/24/passive-income/#swiss-cheese-security

Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg

CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en

#pluralistic #social engineering #phishing #ai #swiss cheese security #infosec #finance #fraud #carding

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