Tumgik
#and like other more or less minor house related stuff that made it impossible for me to use something normally
hxhhasmysoul · 1 month
Text
wouldn't it be nice if the author of the fics finished them. the author is me.
#vent#for the last 4 months my life has been in stupid crisis mode#like constantly#from major ones where i had to move out for a while because it was impossible to stay where i lived#to not being able to use my kitchen for over a week#and like other more or less minor house related stuff that made it impossible for me to use something normally#not a single week without something like that or shit at work which is constantly being so fucking chaotic#and now someone died in my family#not someone very close but i liked them#and of course like feeling sad that they are gone can't be the only thing#because it has to come with the headache of i need to travel for their funeral and it's just before easter#so there's no one in this city to leave my dog with#because most of my friends either live abroad or have cats or are busy before easter..#i'd just want a week where nothing happens#and like the writing is weighing heavy on me#because i miss it#also i wish i could finish something#i wish something good would happen that i could feel proud off#also because i'm mentally ill and fucking stupid when i was going crazy with my kitchen not working and work shit#i bought new furniture#because after 15 years i've finally had enough money to buy some that aren't fucking black and inconvenient and ugly#which is like a huge project and a crisis i brought onto myself#just because i was too burnt out to write#and i wanted something nice to happen to me#like a nice living space that doesn't make feel like i have no ownership over it because everything in it was some else's choice#and that old furniture was bought by my mother and my brother ages ago and it's handmedowns#and my fucking horrible mother feels personally slighted that i want to get rid of a bed that is broken#because my brother's kids jumped on it regularly when they used to visit pre covid#yeah it's been broken that long because i lost all my savings during covid and had to change careers to a souless pointless corpo job#long pathetic whine and overshare over
15 notes · View notes
ordinaryschmuck · 3 years
Text
An Issue Worth Discussing: Porn Popularity in The Owl House fandom (Yup, we’re going there)
Salutations, random people on the internet who probably won't read this. I am an Ordinary Schmuck. I write stories and reviews and draw comics and cartoons. And today...I'm gonna get a little angry. You see, every now and again, I check the kudos page of The Owl House fanfics on AO3. When doing so, I can't help but notice that the twenty-seventh most kudo’d story in this fandom belongs to a story called In the Span of a Week. And do not read it because it is just Beta Lumity porn with a plot written by some sick freak who thinks doing that s**t is ok. Yet, currently, it is sitting at a total of one thousand five hundred and fifty-one kudos. Meaning that In a Span of a Week is better than stories like 12 ways to say I love you, I Only Want To Be With You, and Brave in Bronze. Fanfics that are charming, well written, and fit well with the tone of The Owl House. All of that doesn't mean squat, as they are currently doing worse than porn...I should not have to explain why that's an issue. And yet, I have to. So SHUT UP and STRAP IN as I explain why someone writing a story about characters who are minors in canon having sex with each other is not ok.
First, let's discuss why something like porn is so popular in the first place. That answer is easy: Humans, who are not asexual, are horny as all forms of hell. Some of us can get our act together better than others, but most of us still find ourselves reaching down to our undercarriages more time than what's probably necessary. Especially when you're a teenager, a point of time when your horniness levels just skyrocket into you consistently thinking about sex. Again, unless you're asexual. Now, I have no statistical way to prove this, but I'm willing to bet that a good chunk of the people in the fandom is teenagers, and that is why a story like In the Span of a Week is doing so well. It’s because these horny little monsters wanted to get their rocks off and then move on to the wholesome stuff to calm themselves. If that was purely the case, that would be perfectly fine and healthy...but what about the readers, who are probably adults. Well, if that's the case, this becomes less fine and more disturbing. Look back at the number of kudos that In the Span of a Week receives. It's halfway to two thousand, and I highly doubt that all of them are teenagers. It's especially nauseating considering that the story focuses on characters who are canonically minors.
Now I know what you might be thinking: "Schmuck, you handsome Homosapien, In the Span of a Week focuses on the beta versions of Luz and Amity. Not the final ones." And you would be right to bring up that defense, if not for the fact that AO3 has yet to make a relationship tag to differentiate the beta designs from the final ones. Meaning that anybody, more specifically a new person in the fandom, can stumble upon the story thinking it's about the Luz and Amity we know and love. Even if the person is well aware of the beta designs and all the interpretations the fandom makes up, a person can still walk into a story, not thinking it'd be about the Betas. I can confirm this as I got a comment from my fanfic called It All Started with a Jacket, where a person clearly didn't understand that it was about Beta Lumity. Besides, while we associate these two (Or four, I guess) as different characters, they are still the same, but we as a fanbase just use the Betas as an excuse to write stories featuring violence, drugs, and sex. Especially since Dana Terrace confirms that the beta version was going to be more PG-13.
"Exactly! The Betas were meant for older audiences. So what's the big deal?" The big deal is explained through two reasons: Reason #1, nothing rated PG-13 has ever had explicit descriptions of sex. Sex can be implied but never shown. Reason #2, because AO3 recognizes everything that is The Owl House related as part of the same thing, any and every story about the Betas is always going to be under The Owl House page. Meaning that the original intended audience will read Beta stories that weren't written for them. I'm, of course, talking about the kids.
"But the story is rated E for Explicit! Kids are smart enough to filter that s**t out." You're right. Kids are smarter than we give them credit for. They understand themes and elements going beyond their age limit and comprehend that something is wrong in the world...but they're idiots when figuring out how things function. You have to physically teach kids how to do something, or else they will be lost and scared as they figure things out by themselves. Especially when it comes to something like filtering out explicit stories from the rest!
"But AO3 has a countermeasure that warns kids that a fanfic has adult content." Sure, but you are aware of the fundamental flaw in the countermeasure, right? Such as the fact that the only thing stopping a kid from continuing to read is by clicking on a button that says proceed...which should not be that easy. There should be a function that prevents readers from reading an explicit story other than pressing a button. A person should have to sign in and confirm their age, much like YouTube does with its age-restricted content. And I know people have issues with that function, but trust me, it's for the best if a kid doesn't see something they shouldn't.
"But the freedom of speech entails--" FREEDOM OF SPEECH IS A BULLS**T EXCUSE, AND YOU KNOW IT! Case in point, when people say s**t like "Kill all the Jews," "Build a wall!" or "Dab at the haters," you're probably inclined to tell them to shut the f**k up. That's because even though they have a right to speak, what they're saying is still wrong on every point of logic and morality. I don't care if a person has a right to write porn based on a children's show. They still shouldn't have acted on that right in the first place.
Besides, there is one last, damning piece of evidence that disproves any bit of argument that you can muster. The person who wrote In the Span of a Week made a story based on a kids' show. Why? Why not a series aimed at teens and adults? Why did it have to be a children's show specifically? And the very fact that there is no right answer to that question that doesn't peg you as a sick freak who just wanted to make kids bang proves that there is no reason why In the Span of a Week had to be based on The Owl House. I don't give a s**t if it was a gift to some other sick freak. The writer could have easily said no and wrote something else for some other show.
Instead, this person decided to write a story about minors (doesn’t matter if they were aged up) that kids can have access to. And reaps all the benefits of this action as it one of the most popular stories in the fandom. 
And I shouldn't have had to explain why that's an issue.
(And if I see one mother f**ker saying it's a jealousy thing...there's nothing that I can do them physically as that's impossible at the moment. But I can delete their comment!)
(...)
(That should show them.)
78 notes · View notes
antiterf · 3 years
Note
Hello! I need some advice and I don't know where else to ask. I'm 19 but as a disabled student, I'm still mostly reliant on my parents and I live with them. I have some savings of my own but they pay my insurance. I'm supposed to start HRT this summer but my father said that he wants me to wait until I finish college (for perspective, in Septermber I'll enter that last year of high school, so "until I finish college" would be another 6 years or so). I didn't ask him why because I am frankly scared of him due to some personal stuff from childhood, but my assumption is that he fears that I'd be ridiculed or perhaps even unemployable. The problem with that is that:
A) I won't even go to college without HRT. I just can't handle more people knowing me as a "woman." I really want to go study psychology but I refuse to if it means being perceived as a woman. The thought alone makes me want to puke.
B) I am already ridiculed by my classmates since I have my name changed to a male one (in my country you need to be out publically and have your name changed for at least a year before you can start HRT) and talk about myself in masculine verbs (gendered language) but very obviously look like a girl. Pretty sure that they'd mock me less if I actually looked like a guy or sounded like one.
C) I am already unemployable, again, thanks to my name. Whenever I score an interview, the person interviewing me eyes me up, looks at the sheet with my name, and promptly starts calling me an it throughout the entire interview. Again, pretty sure that it'd be better if I actually looked or sounded like a man, not worse.
D) I literally refuse to go out during hot months because I can't get my chest completely flat even with a binder and if I can't layer a ton of clothes on myself I do not want to be perceived. It's tearing the family apart because my mother keeps insisting that I actually don't feel like shit and am not going out specifically to ruin her day or spite her. I don't know how many more years I can just...not go anywhere for pretty much 1/3 of a year.
This depends a lot on the laws of your country, on how dependent you are on your parents, how much you feel like you can trust your parents, and honestly how much your disability limits you in certain ways.
It's also based on how drastically you'd feel like you want to or have to act. I ideally would want to just make this about how to talk to your parents about this. If you don't think you can convince them then I would think about if a doctor can. A lot of people trust doctors and my dad basically needs a doctors word over my own.
If you think your dad's main reason is being scared about being made fun of or unemployment then try to explain to him that you feel like you'd have an easier time after going on HRT. That you wouldn't want to go back to your old name or talk in feminine verbs because it makes you feel worse.
Your mom also sounds like she needs therapy if she takes your suffering as a personal attack but that's none of my buisness.
Here's more for the drastic stuff:
Even if you're dependent on your parents and their insurance, if you're not a minor then you don't usually need parental permission for medical care. I would also check the privacy laws in your country to see if your medical records and appointments are kept away from those who don't have your consent to view them (even if they're friends or family).
I would also check the laws to see how much your country would help you if you tried to become independent from your parents. From college to food to housing.
You probably did this but I would also look at discrimination laws if you haven't because what you described is more obvious discrimination than me getting told that my disability was "almost impossible" to accommodate (when they had no details on it) and getting fired. If there are laws against discrimination or even simply being rude as hell, then try to walk in while recording the interview but check the laws on the recording part too.
Lastly make sure that your disability makes it so the laws aren't applied to you. It sucks but I know that with some developmental disabilities there's more of a push to keep you from being able to make your own decisions.
I would also try to find more support groups online or otherwise in your community and country. Both to have more help with your situation and how to deal with it. They would probably give a lot better advice than me. If not there then maybe more online forums that have a broader range of people who can answer (quora, reddit, etc.)
I couldn't give you much but I do relate to not going to college until I was on HRT for a while. It's supposed to be a way to get a new start and start putting together your life but not being able to start with HRT feels like you're just going to go through the entire thing with it all ruined.
As always if anyone has any other advise I'm sure anon would appreciate it!
10 notes · View notes
terramythos · 4 years
Text
TerraMythos' 2020 Reading Challenge - Book 22 of 26
Tumblr media
Title: House of Leaves (2000) 
Author: Mark Z. Danielewski
Genre/Tags: Horror, Fiction, Metafiction, Weird, First-Person, Third-Person, Unreliable Narrator 
Rating: 6/10
Date Began: 7/28/2020
Date Finished: 8/09/2020
House of Leaves follows two narrative threads. One is the story of Johnny Truant, a burnout in his mid-twenties who finds a giant manuscript written by a deceased, blind hermit named Zampanò. The second is said manuscript -- The Navidson Record -- a pseudo-academic analysis of a found-footage horror film that doesn’t seem to exist. In it, Pulitzer Prize-winning photojournalist Will Navidson moves into a suburban home in Virginia with his partner Karen and their two children. Navidson soon makes the uncomfortable discovery that his new house is bigger on the inside than it is on the outside. Over time he discovers more oddities -- a closet that wasn’t there before, and eventually a door that leads into an impossibly vast, dark series of rooms and hallways. 
While Johnny grows more obsessed with the work, his life begins to take a turn for the worse, as told in the footnotes of The Navidson Record. At the same time, the mysteries of the impossible, sinister house on Ash Tree Lane continue to deepen. 
To get a better idea try this: focus on these words, and whatever you do don’t let your eyes wander past the perimeter of this page. Now imagine just beyond your peripheral vision, maybe behind you, maybe to the side of you, maybe even in front of you, but right where you can’t see it, something is quietly closing in on you, so quiet in fact you can only hear it as silence. Find those pockets without sound. That’s where it is. Right at this moment. But don’t look. Keep your eyes here. Now take a deep breath. Go ahead and take an even deeper one. Only this time as you start to exhale try to imagine how fast it will happen, how hard it’s gonna hit you, how many times it will stab your jugular with its teeth or are they nails? don’t worry, that particular detail doesn’t matter, because before you have time to even process that you should be moving, you should be running, you should at the very least be flinging up your arms--you sure as hell should be getting rid of this book-- you won’t have time to even scream. 
Don’t look. 
I didn’t. 
Of course I looked. 
Some story spoilers under the cut. 
Whoo boy do I feel torn on this one. House of Leaves contains some really intriguing ideas, and when it’s done right, it’s some of the best stuff out there. Unfortunately, there are also several questionable choices and narrative decisions that, for me, tarnish the overall experience. It’s certainly an interesting read, even if the whole is ultimately less than the sum of its parts. 
First of all, I can see why people don’t like this book, or give up on it early (for me this was attempt number three). Despite an interesting concept and framing device, the first third or so of the book is pretty boring. Johnny is just not an interesting character. He does a lot of drugs and has a lot of (pretty unpleasant) sex and... that’s pretty much it, at least at the beginning. There’s occasional horror sections that are more interesting, where Johnny’s convinced he’s being hunted by something, but they’re few and far between. Meanwhile, the story in The Navidson Record seems content to focus on the relationship issues between two affluent suburbanites rather than the much more interesting, physically impossible house they live in. The early “exploration” sections are a little bit better, but overall I feel the opening act neglects the interesting premise. 
However, unlike many, I love the gimmick. The academic presentation of the Navidson story is replete with extensive (fake) footnotes,and there’s tons of self-indulgent rambling in both stories. I personally find it hilarious; it’s an intentionally dense parody of modern academic writing. Readers will note early that the typographical format is nonstandard, with the multiple concurrent stories denoted by different typefaces, certain words in color, footnotes within footnotes, etc. House of Leaves eventually goes off the chain with this concept, gracing us with pages that look like (minor spoilers) this or this. This leads into the best part of this book, namely... 
Its visual presentation! House of Leaves excels in conveying story and feeling through formatting decisions. The first picture I linked is one of many like it in a chapter about labyrinths. And reading it feels like navigating a labyrinth! It features a key “story”, but also daunting, multi-page lists of irrelevant names, buildings, architectural terms, etc. There are footnotes that don’t exist, then footnote citations that don’t seem to exist until one finds them later in the chapter. All this while physically turning the book or even grabbing a mirror to read certain passages. In short, it feels like navigating the twists, turns, and dead ends of a labyrinth. And that’s just one example -- other chapters utilize placement of the text to show where a character is in relation to others, what kind of things are happening around them, and so on. One chapter near the end features a square of text that gets progressively smaller as one turns the pages, which mirrors the claustrophobic feel of the narrative events. This is the coolest shit to me; I adore when a work utilizes its format to convey certain story elements. I usually see this in poetry and video games, but this is the first time I’ve seen it done so well in long-form fiction. City of Saints and Madmen and Shriek: An Afterword by Jeff VanderMeer, both of which I reviewed earlier this year, do something similar, and are clearly inspired by House of Leaves in more ways than one. 
And yes, the story does get a little better, though it never wows me. The central horror story is not overtly scary, but eeriness suffices, and I have a soft spot for architectural horror. Even Johnny and the Navidsons become more interesting characters over time. For example, I find Karen pretty annoying and generic for most of the book, but her development in later chapters makes her much more interesting. While I question the practical need for Johnny’s frame story, it does become more engaging as he descends into paranoia and madness.
So why the relatively low rating? Well... as I alluded to earlier, there’s some questionable stuff in House of Leaves that leaves (...hah?) a bad taste in my mouth. The first is a heavy focus on sexual violence against women. I did some extensive thinking on this throughout my read, but I just cannot find a valid reason for it. The subject feels thrown in for pure shock value, and especially from a male author, it seems tacky and voyeuristic. If it came up once or twice I’d probably be able to stomach this more easily, but it’s persistent throughout the story, and doesn’t contribute anything to the plot or horror (not that that would really make it better). I’m not saying books can’t have that content, but it’s just not explored in any meaningful way, and it feels cheap and shitty to throw it in something that traumatizing just to shock the audience. It’s like a bad jump scare but worse on every level. There’s even a part near the end written in code, which I took the time to decode, only to discover it’s yet another example of this. Like, really, dude? 
Second, this book’s portrayal of mental illness is not great. (major spoilers for Johnny’s arc.) One of the main things about Johnny’s story is he’s an unreliable narrator. From the outset, Johnny has occasional passages that can either be interpreted as genuine horror, or delusional breaks from reality. Reality vs unreality is a core theme throughout both stories. Is The Navidson Record real despite all evidence to the contrary? Is it real as in “is the film an actual thing” or “the events of the film are an actual thing”? and so on and so forth. Johnny’s sections mirror this; he’ll describe certain events, then later state they didn’t happen, contradict himself, or even describe a traumatic event through a made-up story. Eventually, the reader figures out parts of Johnny’s actual backstory, namely that when he was a small child, his mother was institutionalized for violent schizophrenia. Perhaps you can see where this is going... 
Schizophrenia-as-horror is ridiculously overdone. But it also demonizes mental illness, and schizophrenia in particular, in a way that is actively harmful. Don’t misunderstand me, horror can be a great way to explore mental illness, but when it’s done wrong? Woof. Unfortunately House of Leaves doesn’t do it justice. While it avoids some cliches, it equates the horror elements of Johnny’s story to the emergence of his latent schizophrenia. This isn’t outwardly stated, and there are multiple interpretations of most of the story, but in lieu of solid and provable horror, it’s the most reasonable and consistent explanation. There’s also an emphasis on violent outbursts related to schizophrenia, which just isn’t an accurate portrayal of the condition. 
To Danielewski’s credit, it’s not entirely black and white. We do see how Johnny’s descent into paranoia negatively affects his life and interpersonal relationships. There’s a bonus section where we see all the letters Johnny’s mother wrote him while in the mental hospital, and we can see her love and compassion for him in parallel to the mental illness. But the experimental typographical style returns here to depict just how “scary” schizophrenia is, and that comes off as tacky to me. I think this is probably an example of a piece of media not aging well (after all, this book just turned 20), and there’s been a definite move away from this kind of thing in horror, but that doesn’t change the impression it leaves. For a book as supposedly original/groundbreaking as this, defaulting to standard bad horror tropes is disappointing. And using “it was schizophrenia all along” to explain the horror elements in Johnny’s story feels like a cop-out. I wish there was more mystery here, or alternate interpretations that actually make sense. 
Overall The Navidson Record part of the story feels more satisfying. I actually like that there isn’t a direct explanation for everything that happens. It feels like a more genuine horror story, regardless of whether you interpret it as a work of fiction within the story or not. There’s evidence for both. Part of me wishes the book had ended when this story ends (it doesn’t), or that the framing device with Johnny was absent, or something along those lines. Oh well-- this is the story we got, for better or worse. 
I don’t regret reading House of Leaves, and it’s certainly impressive for a debut novel. If you’re looking for a horror-flavored work of metafiction, it’s a valid place to start. I think the experimental style is a genuine treat to read, and perhaps the negative aspects won’t hit you as hard as they did to me. But I can definitely see why this book is controversial. 
7 notes · View notes
ofravensandgenesis · 4 years
Text
Meme Tag Games!
Thank you for all the lovely tags!! :D <3 This is quite belated but between some health happenings, the weather deciding to turn the thermostat way up (and the house AC went out), and other stuff, I got swamped for a while there. Here we are now though! :D Tagging anyone who wants to jump in on any of these, namely FC5 GFH tag game; OC Fighting Style; and WIP Day. Continued below the cut because this got long:
FC5 Guns For Hire Meme Game
Tagged by @chyrstis​ and @amistrio​ for the FC5 GFH meme, thank you for the tag!! :D <3 We have full length responses with some banter with the human GFH in particular here. I was kind of stumped with how to answer this for Joshua in what he might say as a GFH since his verse is very tailored for him being the Deputy and all the psychic shenanigans. Eventually I got over that and this is basically an AU where there’s another (unnamed here) Deputy who IS slated to be The Deputy that Joshua is trying to help (and convince to do less murder) to explain how he fits into a verse as a Gun For Hire. Psychic shenanigans still happen in this AU of an AU ofc, just it’s perhaps less prominent. We’re skipping over possible musings of relevant sidequests for Joshua relating to the Seeds in this for the sake of time, though I acknowledge that it’s something to explore, likely would impact the endgame with the Heralds, cult, and Joseph depending on the Deputy’s choices of doing a Kill or No-kill run. This verse also assumes that Joshua, the Deputy, Whitehorse, Pratt, and Hudson all got away or were not present for the helicopter crash. Other characters minor and otherwise who are alive in Joshua’s main fic verse ACABH are the same as in that story thus far, such as Rae-Rae and Ryan being alive. We’ll also presume the Seeds are all still alive at the time of these dialogue lines.
Deputy Joshua Raguel Rook
Tumblr media
(All images used were public domain and/or labeled free for reuse under creative commons license. Above image was sourced from [here.]) With Fangs for Hire
Boomer: “Hey there boy, how’re you feeling today? Got some venison strips saved for you, you eating enough with all this running around?” [cue more small talk and praise for Boomer about how Boomer’s doing such a good job and Joshua feeding Boomer bits of cooked meat. Will likely sing snatches of cheery dog-themed songs he’s heard when in the party with Boomer and there’s no enemies nearby.]
Peaches: “...I hope that’s not people-meat in your teeth, Peaches, you know how Miss Mable feels about that, it’s bad for your health. I’m also not quite brave enough to want to brush your teeth—though maybe Dr. Lindsey or Wade can offer advice on that. We’ll get you some nice fish instead, that’s a good kitty.” [He’s a bit more shy around Peaches than Boomer bc cougar, but an effort at friendliness will be made.]
Cheeseburger: “...that is one big bear. He’s a sweetheart though. Just...hoping he doesn’t make a mistake of who he’s barreling into. It’s not like we’re wearing team colors or anything.” [Cheeseburger is a sweetie and Joshua likes him, but also: bear. Joshua’s a bit wary around him, but will still feed Cheeseburger salmon when able. May crack a joke paralleling Cheeseburger going “Only You Can Prevent Cult Gun Fire.” Will not crack this joke after any Jacob-region events though.]
With Other Guns for Hire:
Sharky
Sharky: So amibro, I was thinking, you know how those Angels are all dead in the head and stuff? How are they still shuffling around, is the Bliss like a zombie plant or something? Joshua: ...no, that’s more in line with the aliens that Larry keeps going on about I’m sure. Something about brainmelting and bendy straws, I got lost when he started mentioning Navier-Stokes equations for how the...resulting brain juice would be redirected. [Shuddery noise of disgust.] I’m not sure if he’s serious or just fucking with me and referencing Guy’s zombie movie series at this point. Could be either or. The Bliss is more like...like...uh. Like if you lost the keys to your car, but the car’s your body. You get me? Sharky: Damn, remind me never to OD on the stuff, I lose the keys to my car all the time. Sometimes I can’t be bothered to find em and just jiggle the lock so I can hop on in to hotwire the car because I’m in a hurry, you know? Ladies love a man who’s good with his hands, and who’s good with time and can improvise. You think that’d work on the Bliss car keys? Joshua: Maybe? Not everyone seems to be as readily lost to the Bliss at the same amounts. Personally I’d wager you’d be able to find your way back to your body no matter where you were in the bliss if we stood you near a signal fire. Sharky: This is why we’re friends man! Ride or die! ...also can you help me find my keys with that trick of yours, I lost ‘em again. Joshua: Yeah, though did you check under your bed? Also, maybe hang your regular set and a spare set of keys on a hook by the door so you can always find them, just in case you’re in a hurry.
Hurk
Joshua: Hurk. [Said in a Mild, Judgmental Voice of Impending Doom From A Friend kind of tone.] Hurk: Hey man I didn’t do nothin’ to deserve that tone of voice now don’t you start on me. Joshua: How can you say that when you and Sharky went and invented zipline grenade-golf without me last night? And blew up part of the mini-YES-sign. Hurk: Oh man you were talking up Lindsey and with the way the two of you were smiling and laughing, we figured you might be getting lucky so like the proper supportive wingmen me and Sharky were, we left you gentlemen some of our finest booze and sticky green. You did find it didn’t you, I’d hate to waste the gifts of the beneficent Monkey God from above as He Who Likes To Par-tay Above And Here Below On This Earth did command me never to waste beer or the good kush and to always help a brother out who’s trying to hook it up with their fine persons of choice. Joshua: Hurk I’m not— [sighs in accepting and fond exasperation.] It’s not like that with me and Charles— Hurk: Ooooooooooooo, you’re on a first name basis already! I knew you had it in you! Get it man, get it good! I’m not into that, you know I like the ladies strictly, but I will support your endeavors no matter the sex of your fellow party-goer as leader of Hurk Gate and the Bro-iest of Bros. Joshua: Hurk oh my god, I’m not trying to sleep with or romance him. I’m—he’s not looking for that, at least not with me certainly, and I—...just, thanks. I still have most of the beer and weed leftover if you and Sharky are up for graffiting one of John’s billboard signs though. You in? Hurk: Hell yeah man, and oo, you did get some then, Josh you sly dog! Joshua: I DID NOT! [Meta-clarification: Joshua indeed did not, for reasons to be revealed at a later time in the main fic.]
Sharky, Hurk, and Joshua, if one bends the mechanics so they are all in the party together at the same time:
Sharky: Pfhahahahaha oh man did you see the look on those Peggies’s faces when we came just crashing down the mountainside in that burning car? It was priceless!
Joshua: What better way to set fire to mass amounts of Bliss fields than with a moving fireball? Sharky: I know man it was great! We didn’t get too singed or nothin’! We gotta try that burning trash-ball idea next time though, like building a snowman but with fire! A fireman! Ha! That was the easiest fifty bucks of my life, cuz. Joshua: Hold up a tick now, what. Hurk: Sharky man that’s against the betting code! You’re not supposed to tell! Joshua: Oh, you cheeky bastards were betting on if Sharky could convince me to drive the car down the hill, weren’t you. Hurk: Man it’s always a crap shoot with you, specially around cars. That’s what makes it fun, sometimes you get all “guys that’s not safe,” [said with a poor imitation of Joshua’s voice complete with a very terrible southern, Georgian-style accent before Hurk switches to his normal speaking voice to continue,] —and other times it’s just “hold my beer.” You’re not going to go all prim and proper on us now are ya? Joshua: I can’t believe you two. Gambling in Hope County, I’m shocked, shocked. Sharky you owe me half, I’ll buy you a beer first round. Sharky: Hell yeah man! Hurk: Wait a second did you two just con me? I’ve been robbed! Police! Joshua: Hurk I *am* the police, one of them present at least. Hurk: Oh shit son, you right. Help I’m being oppressed by the system!
Nick Rye
[This conversation happens after Seed Ranch has been taken, along with the AU detail of capturing John’s plane Affirmation at the same time, preferably early on, while John is still alive.] Nick: Hey Joshua I was talking to Sharky— Joshua: Oh no. Nick: And he had an idea that wasn’t half bad. Not a good one, and you’d be liable to get killed or captured, but I got stuck thinking on it and wanted to ask: What d’you think would happen if you dressed up like the Father and just pulled a whole Mission: Impossible face-a-roo switch? You can do that imitation of how he speaks and everything, I’ve heard you do it before. And with how high the Peggies are most of the time, they’re so far out of their gourds they wouldn’t notice the differences. Joshua: You mean aside from his brothers and sister noticing he’s suddenly an inch shorter, twenty years younger and the wrong brand of crazy? Nick: Just go off about there being an edit to God’s Plan or something, and you could get makeup or something going on with that age thing. People do all kinds of wizardry with foundation and stuff, though you’d have to ask someone else on that. Maybe Addie or someone she knows? I don’t know if they have aging-up tricks compared to aging-down though. It could work! Might be a quick way to end the fighting if we can just stuff Joseph into a car trunk and then stash him in a bunker somewhere while you’re pretending you’re him. Joshua: Nick my tattoos are different and I’m not going to convince people I’m Joseph if I have to do one of his shirtless walkarounds, NOR am I having sins and Bible verses carved into my hide to complete the look. I don’t think we have any special effects or make up artists in the county who specialize in convincingly fake scars made out of latex or something. Nick: I don’t know, that Guy Marvel might have someone. Or, had someone. He has to be able to afford all those special effects somehow. Joshua: I’m not going anywhere near that guy with a ten foot pole man, he weirds me out. Also consider: I’d have to talk to Jacob, John and Faith as Joseph. I don’t want that kind of responsibility of herding that conversation at the family dinner. Nick: Hoo, good point. So...how is that family bullshit coming along then? Joshua: I have no idea, I’m just winging it, like you are. Nick: [who’s currently flying a plane, thus the slight pun] Heh. Good luck with that then, and let me know if you want me to paint something special on John’s precious little Affirmation next time you take it out for a spin to spite him. Joshua: I’m sure I can think of a thing or two.
Adelaide
Adelaide: Honey you need to take a breather one of these days and just take a load off, if you keep up the way you’re going you’re going to end up looking more like your dad sooner rather than later. You should swing by the Marina sometime and have a yoga session with Xander, really helps get the blood pumping and limber you up if you know what I’m saying. Joshua: [Snorts in amusement.] Is Xander trying to convince you to eat more kale chips instead of potato chips again? Adelaide: Rook sweetie, I love Xander but there are some things a woman won’t put in her mouth, and kale chips are one of them. Joshua: I’ll swing by sometime to help out with the kale chips then, and maybe get in a yoga session at the same time. It’s been a while since I chatted Xander up what with the county going pearshaped. Adelaide: I’ll never understand how you two can eat those things. Ugh. Gives me the willies. Joshua: *I* eat them dipped in homemade spicy nacho cheese sauce. I have no idea how Xander eats them straight and still claims to have working tastebuds.
Grace
[For context: This conversation is based on the AU’s detail that Grace’s father has survived the previous attempt on his life prior to the start of the Reaping.]
Joshua: Did you crack open the extra care packages we dropped off yet Grace, or did your dad get to ‘em first? Grace: You referring to the chocolate bars you stashed in there? I got my share of them out in time. Joshua: Good, I was a little worried when you told me they were missing last time. Thought they might’ve been lifted without me knowing beforehand. Grace: He’s a sly one when sweets are up for grabs. Now if you can do something about the shortage of decent coffee… Joshua: What’s that? A reason to piss John off today and raid his personal stash? Say no more!
Jess
Jess: So. Joshua: So. Jess: Just like old times but with more fucked up cultist family bullshit than before, huh. Joshua: [Sighs.] Yeah. Jess: That’s rough, buddy. Joshua: Least I can steal shit en masse from the cultists and no one else minds right now. For the life of me though I can’t figure out where all of the snacks from Lorna’s went when the Peggies hit her place. I think they ate ‘em all. Jess: [Noise of disgust.] Those two-faced fuckers going on and on about how bad commercially produced food is and how everyone should get back to basics, but there they go snatching up all the frosted cakes and maple bars like it's baby’s first shoplifting spree. Joshua: I know right? Even if they do believe the end of the world’s coming, that’s still rude to clean the store out on the first go around—leave some snacks for the next bunch of looters, god damn.
In Combat
[Note: due to Joshua’s verse details, this comes with the assumption that were one to play in a version of his universe, the Deputy would have a kill/spare mechanic and thus also an option of doing a No Kill run and variations on that spectrum, which Joshua’s mechanics would support more so. This would likely also mean some additional options for the other guns-for-hire and creative use of their canonical loadouts and abilities. Joshua’s setup would overlap with Boomer and Jess’s via the Spotter and Concealment abilities, and he’d be equipped with a bliss dart gun and a scoped hunting rifle. Also melee options and such.] Seeing/tagging an enemy: “Hey look, another whack-a-mole.” / ”Fashionably challenged mountain-man zealot sighted.” / “Enemy sighted.” Seeing/tagging multiple enemies at once: “duck, duck, cultists.”/ “The Rapture called, they don’t want these Peggies back.” / “multiple hostiles in the area.” Bliss darting/knocking out a Peggie at range: “Nap time.” / “Another one bites the dust.” / “Down they go!” / “A little dirt nap never hurt any Peggie. Won’t hurt their outfits any either, a little dirt brown looks better than all of that mayonnaise-white so many of them wear anyway.” Knocking out a Peggie with a non-lethal stealth takedown: “Lights out.” / “Rang this one’s chimes hard enough he’ll think it’s time for morning service on a sunday when he wakes up.” / “Sleep tight.” / “She’s/he’s down.” Sneaking: “Feels like a tuesday.”  / “...” / “Five bucks says I can pickpocket the guards and they’d never even know till later.” / “Moving position.” / “Good to go.” Upon witnessing the Deputy killing an enemy: “Was that really necessary?!” / “...shit.” / “Maybe we should disengage and drop back out of sight instead of this.” / “What the fuck!” Reviving an ally/The Deputy: “Don’t you go dying on me! Stay alive, you’ve got so much to live for!” / “Come on, let’s get you patched up, you’re gonna be okay!” / “No no no! Don’t you dare die! Not today!” Hurt: “MOTHERFUCKER!” / “Ow!” / “God damn it, I just patched this shirt! And myself!” / “This is NOT my fucking element, fuck!” / “Why are we even in a situation where we’d get shot at?!” Downed: “Could use a little help over here!” / “Bleeding out, help!” / “...mom?”
Driving
When asked to drive: “...you sure? I really think someone else driving would be a better idea under current circumstances, but okay. Just don’t go making a habit out of this. Please. For everyone’s sake.” / “No.” [This is followed by outright refusal to sit in the driver’s seat.] / [Optionally if Sharky and/or Hurk are around] “Ugh. Just...gotta pretend this is driving through a Clutch Nixon. With live gun fire, instead of just fire-fire.”
When the Deputy/someone else is driving recklessly: “Iwantoffthisride” / “I’m going to have to pick upholstery out from under my nails later.” / “JESUS TAKE THE WHEEL.” / [Recites a Hail Mary.] / “Having a good time! NOT.” / [If it’s Sharky or Hurk driving] “This is the kind of reckless driving I can get behind. Through regular past exposure therapy.” Changing radio stations: [If it’s being changed to Eden’s Gate stations] “Can we not? I’ve heard this music so many times it’s old as hell, however catchy.” / “They did do a good job on the music, I gotta say. More ominous meaning to the lyrics right now in particular though.” / [If it’s being changed to Resistance Radio stations] “Road trip time! Watch out for moose in the road.” / “Hell yeah, crank those tunes!” / “I’m glad we have regular music to listen to still, it’d be such a drag to have to go without it.”
Idle
- [General] “What’s up? Everything going alright with you?” - [General] “I heard of a good fishing spot where the rainbow trout [or other game fish depending on situation/mechanics] are really biting today if you want to take a breather and just do a bit of fishing.” [this dialogue only triggers if the Deputy hasn’t filled out the map yet for fishing spots, and adds one to the map with a notification.] - [General] “Hey, there’s a prepper stash over yonder, if you want to try your hand at getting at it. [This dialogue only triggers at random if the Deputy hasn’t polished off all the nearby Prepper stashes already. Marks a nearby prepper stash on the map and gives a notification.]
- [General] “You know what surprises me? That the Project didn’t try to shut off the power plant to at least portions of the county. Sure lots of people are preppers or woodsmen and such, but electricity makes everything easier for us. Weird, ain’t it? They have the technicians for it I’m sure. Guess we should thank our lucky stars they either didn’t think of that or decided it wasn’t worth it. We’d be straight out of ice cold beer then, Whitehorse would hate that.” - [If the Deputy is taking the no-kill route] “Hey I just want to say...I appreciate you trying not to kill people, even if some of these cultists are absolute motherfuckers who deserve it. We might be able to stop all their prophecy crap dead in its tracks if you keep this up. And...you know. Thanks for not killing my crazy relatives? I think. They’ve done a lot of bad shit and they need to answer for that, but...the right way, not backwoods murder. We’re better than that, I hope.” - [If the Deputy is taking the killing route] “I get wanting to kill the Seeds and the cult...but this isn’t going to end well, even after we’re done. I wish you wouldn’t, but I can’t stop you if this is the choice you’ve made. ...I’m sorry I can’t be of more help to you. I...hope you’ll be alright, in the end. But I don’t think you will be.” [Recall that Joshua Knows What Will Happen To The Deputy if they take the canonically-based killing route. He leaves before the final confrontation, and curiously Whitehorse, Pratt, and Hudson don’t show up in the final scene either—ie, whichever route the Deputy chooses, they survive elsewhere (coughcough Joshua’s secret bunker cough.) The scene with Joseph still happens more or less the same, only the Deputy leaves alone if they choose Walk Away, and ends up alone with Joseph if they choose Resist. Also interestingly enough: Dutch isn’t present on the radio, nor in his bunker. His fish have been taken too. Joshua didn’t have the time to grab everyone, so he tried to grab the ones he knew for sure would die, and warned the others that he foresaw not surviving the Collapse or aftermath, like Mary May and Jess Black, or who suffered serious injuries like Grace. His buds Sharky and Hurk he bribes with beer and weed to hide out in their bunker or hang out in his while this goes down. Boomer, Cheeseburger, and Peaches are all herded to safety (yes there are mechanics for that in the standard AU verse, we shan’t delve into them here though bc spoilers tho.) The others he tries to warn, but whether he managed to get to them and some of the other latter people mentioned above in time or not is uncertain.] - [If the Deputy switched from a killing route to a no-kill route and all of the Seeds are still alive, Joshua sounds relieved] “Hey, I know it’s...it’s hard to hold off pulling the trigger when someone who’s hurt so many people is in your gunsights, but...I do think bringing them in for actual processing through the legal system—a proper trial without bullshit—is the better way. For all of us. Thank you.” - [If the Deputy switched from a no-kill route to a killing route, sounds slightly devastated] “...Why?” - [If the Deputy is doing a “neutral” run of killing significant numbers of cultists, but is sparing the Seeds as they go] “...I appreciate you not killing the murdery head-cult-family members, but…you think we could maybe lighten up on killing the rank and file? They don’t have the big names and they aren’t the leaders, but those are still people. They are responsible for their own actions, not saying they aren’t, but many of them are redeemable. Not all of them, but...maybe we can just lay them out in the infirmary for a good long while instead? Nothing permanent. The bad ones though can fall off a cliff.”
- [If the Deputy is doing a “selective killing” run of not killing rank and file cultists, but is in the process of killing all the Seed Heralds. Joshua sounds conflicted.] “I appreciate you not killing the followers, though some of them are definitely bastards who shouldn’t be allowed to walk free for the shit they’ve done, but...you think we could...maybe not kill the Seeds either? The Seeds are the primary responsible parties, not contesting that, but maybe we can just kick their asses and arrest them instead? It might help dampen the chaos somewhat, maybe we can use ‘em for leverage. We certainly could hide them somewhere secure that the Peggies wouldn’t be able to find ‘em. It’d be easier to talk Joseph down too, using his siblings as leverage.” [See above for killing route ending details.] Also? We’re driving in separate cars. Don’t turn on the radio, stay away from the others. You’re still brainwashed, and dangerous.” [Joshua is disappointed in the Deputy for not having stuck to some manner of universal moral principle.] - [If friendly, and the Deputy is on either a no-kill playthrough or has switched to a no-kill route,] “Hey, you wanna play a game of checkers, or chess? Take five for a bit, if you got the time?” - [If friendly, and the Deputy is on either a no-kill playthrough or has switched to a no-kill route,] “Hey, not to be mushy or anything, but...thank you. For being you. It’s inspiring to see someone’s able to take the higher path when everything’s falling to pieces all around us. Makes me have a little bit more faith in humanity, too.” - [If friendly, and the Deputy is on either a no-kill playthrough or has switched to a no-kill route, and has been on said no-kill route for a decent amount of time,] “Hey, we grabbed some really good produce this time around and sent it on over to Casey. Told him I’d tell you to swing by, and asked him to save some for you in case you were interested. They’ve got some fresh beef for burgers and sandwiches, pumpkin pie, apple pie, loaded baked potatoes, and all kinds of other tasty stuff for a cookout. The Ryes are coming round to help pitch in and organize it all as a little morale boost party. Wanna come? You deserve to put up your feet and relax, and I’m sure I’m not the only one who’d appreciate your company if you felt like joining in. If you’d rather not, I can sneak food to you if you want quiet time to yourself. It’s all good, just tell me what you want and where you want it.”
Location Specific:
- Near where the police station was, if it’s been burned down: [Sighs.] “While I’m not missing the paperwork that got torched, there was a nice feel of history to the old place. Wish they hadn’t burned it down, fuckers. But, well...the Project and the Seeds have good reason to have no love for police and authority figures among others, even before all this horribleness and the leadup stuff came down. So I can’t say I’m surprised they did.”
- Upon entering the Spread Eagle, if friendly: “Finally, a place where everybody knows our names instead of yelling “Deputies!” at us all day! Wanna hit up the arcade? I’ll buy the first round if you get the higher score.”
- Seed Ranch, outside if it hasn’t been liberated, inside if it has been liberated: “Never going to understand why some folks want real airy houses with so much dead space as their main living quarters. Feels more like a knickknack museum you’re supposed to look at, not a home you’re supposed to live in. He’s got all this Eden’s Gate paraphernalia in those glass display cases, and I don’t doubt John’s fervent in his beliefs, but it feels more like a rich boy’s hunting and vacation lodge cobbled together with a vague idea of home. You saw the doghouse out back, right? What’s the point of having a dog live outside if you’ve got ALL this space, it’s all finished wood floors, and you’ve made sure to train ‘em and raise ‘em properly so they know not to chew on the furniture? It’s lonely, that’s what this is. Joseph chides John and all that about learning to love, but it’s a case of the blind leading the blind there.” - Outside St. Francis Veterans Center: [Before the Veterans Center is liberated, if Jacob has captured the Deputy at least once, so the song “Only You” is played around the Center, and the melody starts to be audible in the distance as the group approaches.] “Yeah hey, I’m going to go the other way now and wait for you over here where I can’t hear the song of madness, ‘kay? Maybe you should avoid it too.” [This is followed by Joshua refusing to go too close to the Center, sans possible AU story missions.] - Anywhere near Joseph’s Island: [The first time the party gets near Joseph’s Island,] “Uh. No. I’m not going near that place twice any sooner than we need to.” [Watch Joshua be willing to jump out even into deep water and swim away if the Deputy tries to approach the island with him in tow on a boat.]
OC Fighting Style
Tagged by @chyrstis​ !! Thank you for the tag!! :D <3 This was another fun one to fill out (and shorter than the above but you know what we’re stapling all of these bad boys into one post bc Why Not.) Have an aesthetic picture of a Jacob sheep skull upon a sheep skin for the fun implications of what that says about Joshua’s fighting style. xD Ram skull image after some searching was sourced from [here], with a creative commons license for free-to-reuse, with some limitations.
Tumblr media
Rules: bold = often (or always), italics = sometimes, default = rarely, strike = never
fight honorably / fight dirty / prefer close-quarters / prefer range / chat during / go silent / low pain tolerance / high pain tolerance / attack in bursts / attack steadily / go for the kill / aim to disarm / fight defensively / bait an opponent’s first strike / strike first / provoked easily / provoke their opponent / tease / get visibly frustrated / shout while attacking / use strategy / focus on their battle / experience conflicting thoughts during battle / rush in recklessly / try to read their opponent before fighting / fight wildly / fight calmly, apathetically / fight with anger / fight with excitement / fight because they have to / fight because they want to / fight without regard to wounds / run away when wounded / hide wounds / take a blow to protect another / prefer a blade / prefer a gun (non lethal rounds/tranquilizer darts) / prefer a bow / prefer a shield /  prefer a spear naginata / prefer a personalized weapon / prefer psychic abilities / prefer brawling / their greatest weakness is physical / their greatest weakness is mental / their greatest weakness is emotional / transform for battle / fight as they appear / rely on strength / rely on speed / use everything they have / hide their full potential / exhaust quickly /  high stamina / doubt their strength / proceed with caution / behave arrogantly / brag after landing a hit / belittle their abilities / use psychological tactics / use brute strength / avoid civilians / strike down civilians / damage surroundings / avoid damaging surroundings / signature fighting style / making it up as they go / mastered skillset / learning their skillset / fancy footwork / sloppy footwork / messy fighter / elegant fighter / accept defeat / refuse defeat / beg for mercy / compliment their opponent / insult their opponent / use unnecessary movements / move efficiently / barely move / prefer to dodge / prefer to block / defend their blindside / has no blindside / use all available advantages / strictly use one main method / play around / hold back / fight ruthlessly / show mercy / wait for opponent to be ready / strike when opponent isn’t ready / fear death  / fear pain / fear killing / has PTSD / avoid fighting / has lost a fight / has won a fight / has killed / refuses to kill / want to die standing / would succumb slowly
WIP Day
Tagged by @chyrstis and @hawkfurze !! Thank you for the tags!! :D <3
An excerpt from the current WIP chapter for ACABH: ————————— Weak. He was so weak, barely able to move right now, and he didn’t even know why. There was pain, a lot of pain, a feeling like his bones were on fire and about to crumble under pressure at any moment—but he’d been through worse. In this instance, he could recall that he’d fallen through the sky for a brief tumultuous time before gravity had stepped in, leading to him landing hard upon the road, as if making up for the lack of physics earlier. —————————
3 notes · View notes
vonvestra · 4 years
Note
"Don’t look at me for Mommy Vestra HCs yet. Right now Hubert just came into existence through budding." I look at you for Mommy Vestra HCs. I'm curious to find out what it takes for someone to willingly marry (or arrange their kid to marry) into House Vestra and have those kids grow up to learn shady stuff, and if House Vestra looks for anything in particular when it comes to marriages. Also Mommy Vestra's favorite food. Bonus points if she makes it past Hubert's 20th birthday
// Spoiler alert: she doesn’t make it past his 20th birthday, but I’m giving you a whole backstory to make up for it.
(none of them have names yet, whoops)
Hubert’s mother was born the last of five daughters in a patriarchal minor house governing territory along the east coast of Adrestia. The head of the house married twice, but had a third, unofficial union with the woman who would be Hubert’s grandmother. The first three daughters were with his first wife, in pursuit of a Crest-bearing heir, the fourth with his second wife for a similar goal, and the fifth with a woman trafficked from Dagda simply in a last-ditch effort to bear a son - Crest or no Crest - who would inherit the house. By the time his fifth daughter was born, he was already getting up in age and further attempts to father children were nearly impossible. His Dagdan mistress stuck around for five more years before she had enough and fled.
So the head of the house turned to arranging marriages for his daughters instead. The eldest two were married off to powerful young nobles, and the husband of the first was set to inherit their house. Negotiations for the third daughter’s marriage were just beginning when the head of the house became suddenly ill and his health declined rapidly until his eventual death. The first daughter’s husband did go on to inherit the house, but in the will, it was the fifth daughter - the favorite in her father’s late age - who inherited a sizable chunk of the house’s wealth and land.
Marquis Vestra, around 30 years old at the time and still unmarried, caught wind of this household’s affairs and began his own investigation. He discovered the youngest daughter’s inheritance and after deliberating with the Emperor about his plans, decided to pay her a visit. Marquis Vestra realized at once that she was in danger and offered a marriage proposal and a position within the Imperial Household. Hubert’s mother - barely 18 - was aware that her options were slim and accepted the offer, knowing that it would provide her some protection from her eldest sister’s husband. Marquis Vestra intended to add her inheritance to the possessions of the Emperor.
The plans for the Insurrection began brewing at this time, and shortly after Hubert was born, Lord Arundel reached out to Marquis Vestra with the suggestion that he should advocate for his wife to be promoted to Grand Chamberlain within the Household. Several months later, the Grand Chamberlain instated at the time turned up dead. Hubert’s mother was approved by the Emperor to take the position.
There was very little love in the marriage between Hubert’s parents. Their relationship had been purely professional from the start, and both of them continued doing their jobs as if they had not been wed. Hubert was merely a byproduct and a necessity of nobility, and as I've mentioned before, he was raised mostly by the servants in the palace.
When the Insurrection happened, it had been partly Hubert's mother's intimacy with the Imperial family (the Grand Chamberlain tends to spend nearly 24 hours with the Emperor and Empress every day, dressing them, preparing their rooms, etc.) that had allowed Marquis Vestra the opportunity to capture Edelgard and her siblings and deliver them to Lord Arundel.
A year after the Insurrection, Hubert's mother was killed by her eldest sister's husband out of vengeance when she was out checking on her estate. Marquis Vestra made an example of her to Hubert in teaching him to be wary of his surroundings and the possibility that there may always be someone lying in wait to stab him in the back.
So she survived until he was 11 years old.Her favorite food was a kind of Dagdan vindaloo which her mother introduced to her, but which she could rarely eat because only the rare traveler from Dagda knew how to prepare it like she remembered. She never learned the recipe herself. However, she's the reason Hubert is so fond of spicy and vinegary foods.
Now for some House Vestra meta:
House Vestra isn't known for being a house of assassins. And for the most part, they aren't. They supply the Emperor's personal guard, and may do things behind the scenes to ensure the Emperor's safety, but it's certainly not an open fact that anyone in House Vestra does assassinations. Hubert may actually be the one who has carried out the most in his family.
To the public, House Vestra is highly secretive and creates something like a veil around the Imperial family. They have tight control over what enters and leaves the palace, what information is disseminated to the public, etc. Similar to Japan's Ministry of the Imperial Household, the rest of Adrestia may actually be pretty frustrated with this distance that the Ministry tries to put between them and the Imperial family. Opinions may also be divided about how much respect this Ministry deserves, and there are conspiracies (championed by the Prime Minister, most likely) that the Minister of the Imperial Household actually puppets the Emperor and takes all of the Imperial wealth for himself.
The head of House Vestra manages everything in the Emperor's life, from ceremonies, to attire, to marriages, etc. The Grand Chamberlain is a high-ranking position within the Ministry that has historically been occupied by individuals who are close, if not related to members of House Vestra who serve other positions. This position is similar to a head butler or a maid.
House Vestra holds a good deal of power, since it's tied so closely to the Emperor, so finding individuals who are willing to marry into the family isn't difficult. The head of the family prefers to marry someone who will benefit the Imperial family, and it's not uncommon for them to snatch up failing or heir-less houses. These unions are rarely ever romantic.
p.p1 {margin: 0.0px 0.0px 15.0px 0.0px; line-height: 16.0px; font: 14.0px 'Helvetica Neue'; -webkit-text-stroke: #000000}p.p2 {margin: 0.0px 0.0px 0.0px 0.0px; line-height: 16.0px; font: 14.0px 'Helvetica Neue'; -webkit-text-stroke: #000000}p.p3 {margin: 0.0px 0.0px 0.0px 0.0px; line-height: 16.0px; font: 14.0px 'Helvetica Neue'; -webkit-text-stroke: #000000; min-height: 16.0px}span.s1 {font-kerning: none}
18 notes · View notes
panharmonium · 4 years
Text
just some thinky thoughts about fandom platforms and community that i didn’t know what to do with, so i wrote them down.
[tl;dr - tumblr is weird, pan misses (certain aspects of) Ye Olde Days]
tumblr is such a weird platform.
like.  i love my blog as a personal repository of stuff i enjoy, and i’m definitely thrilled to have met the people i’ve met on here - some of them have even become my friends outside the internet, and that’s been absolutely lovely.  but in terms of actual functionality when it comes to trying to engage in a fandom...it’s still weird.
i know people will probably get tired of all the “BACK IN MY DAY” fandom analysis posts that float around on this website, but even having been here for years now, it is still really hard for me to adjust to a place that makes it so impossible to find any kind of actual fandom community spaces.
for me, i didn’t even start using tumblr until i was in my mid-twenties, and that was only because tumblr was where most people from LJ had migrated.  i’d been Doing Fandom for over a decade prior to that, on other platforms (fandom specific sites/archives and then LJ), so i ended up here kind of out of necessity - the great fandom migration was already mostly complete, by the time i moved.  
so i got here, and i got settled, but fandom on tumblr has been so different from fandom as i experienced it anywhere else, and that’s not the fault of any of its users; it’s just an inevitable function of the way this site is structured.
it is SO HARD for us to connect with people on here!
just, as an example from my own more recent life - i’ve been doing a lot of merlin stuff lately, right?  that’s where my head is at and that’s what i’m having the most fun with and i would love to be more interactive with people about it, like - to have folks to geek out with about it, you know, to do the things that fandom is for - and if i were on, say, livejournal, back in the day, i would know where to go to do those things.  there would be specific spaces built for just that purpose.  LJ comms were places where everybody who was interested in a particular thing could go for the express purpose of posting and discussing and interacting about that thing!  people still maintained their own personal blogs, but they also belonged to whichever LJ communities reflected their interests.  LJ comms and fandom-specific sites were fandom hubs - it was so easy to find what you were looking for.
this functionality doesn’t exist in any meaningful way on tumblr.  big, moderated groups/communities aren’t a thing tumblr truly supports.  there’s no way for me to go join the “merlin” comm and just be in community with a large group of people who just wanna talk about merlin.  the limited “group blog” functionality on tumblr is so non-conducive to actual usage that community spaces like those just don’t really exist, not like Back In The Day.
fandom on tumblr is so very decentralized.  the way things are set up here forces all of us to just make posts on our individual blogs, which then might get picked up and put on other people’s individual blogs, maybe.  you can’t like...make something (X) Fandom related and drop it in the (X) Fandom LJ Comm like “hey look, something fun to talk about!”  you could put it in “The Tag,” but anyone who’s been here for any length of time knows how useful doing that actually is.  and you could post it on your individual blog, but it won’t necessarily reach anybody who might want to geek out with you, not if you’re not already followed by someone in that fandom.  
and the only other option is to invite yourself onto someone else’s individual blog, which is a) inefficient, when you’re looking for wider community, and b) not something a Painfully Reserved Person is wont to do.
the analogy that works best for me is this: pre-tumblr, fandom hangouts were community spaces.  they were cafés with a sign hanging out front saying “star wars here!” or “kanan/hera here!” or “X here!”  if you wanted to geek out about a particular thing, you would go to the café and meet a bunch of other people there.
nowadays, if you want to geek out about a particular thing, you have to barge into a stranger’s house.  and not everyone is comfortable with that.
.
the lack of real, threaded comments is also just...i don’t know how to express how detrimental this is to communication and community.  i mean, i understand that tumblr’s entire “reblog” system doesn’t really allow it to be a thing, but tumblr’s entire mechanic as a fandom platform has to be questioned, in that case.
how impossible is it to have a conversation on here, the way tumblr is set up right now?  i mean - let’s say you make a post, right?  one person reblogs it and adds their own text to it; another person reblogs the original version, but says something different in the tags.  a third person doesn’t reblog it at all, but hits “reply” on your original post.  a fourth person “replies” also, but to the second person’s reblog, in response to the additional content.  
NONE OF YOU ARE HAVING THE SAME CONVERSATION.  none of you are even aware that the other conversations are happening.  the idea of trying to build an actual cohesive fandom community like that is just...impossible.  it can’t happen.
when i reblog posts on tumblr, i feel like i’m a dragon collecting a little hoard of shiny things she likes, only i never actually see another person, because i live in a cave.
everybody here lives in a cave.
.
and like...this is just philosophical, i guess, but.  tumblr’s focus on “follower count” and notes is also a thing i don’t really know how to handle.  
having people “follow” me makes me feel weird. seeing that people are “following” this blog exerts a bizarre external pressure, as if my little house here could ever be for anybody who isn’t me.  it prompts a tiny 'but should you?’ in the back of my head when i post about something that isn’t what all those people came here for, which is ridiculous, because this was never supposed to be a blog for any fandom in particular; it was just a blog for me.  i was the only one here when i started, and i literally never did anything to try and get people to come here and join me.  it happened accidentally, because bigger blogs than me picked up some star wars stuff i made and passed it around.
but of course, on tumblr, making connections gets conflated with follower/note count, and understandably so, because besides having a higher follower count (aka wider distribution), how are people ever going to reach the other people who are into the same thing they are?  
.
for instance.  let’s say you’re brand new to tumblr.  you want to get involved in X fandom.  there’s no community space here where a new blog with no followers can go and share their stuff with the right audience and meet all the other people who are also sharing their own work.  unless you start messaging strangers, your tumblr time is pretty isolated.
whereas - i remember on lj comms, back when people would post as a newcomer, it would be like, ‘hey i’m so-and-so and i love xyz and here’s a picture i drew of x character!!!!’ - and people would actually respond to that.  people responded to everything!  like.  tiny 400 word fics would have 30 comments, and all those people were talking with each other, not past each other, on the same page. 
.
just for fun, while i was typing this up, i went through a month’s worth of posts on an old lj comm i used to frequent.  not a single one of those posts was comment-less.  every single post, even the tiniest, most insignificant one-line musing, had some amount of discussion attached to it.  
whereas now - i don’t know if this is just confined to tumblr, or if it’s a general cultural shift, because even on AO3, i sometimes see people who have written massive sprawling epics and the comment field is just a desert.  i once saw the exact same fic posted on ff.net, where it had 20 comments - and then on AO3, where it had zero. 
and like, say what you will about ff.net (there’s...plenty to be said, certainly XD ) but commenting patterns were observably different there.  and that’s all part and parcel of a bigger discussion, which isn’t really within the scope of these notes, except to say that it’s probably the source of my forever grudge match with AO3′s kudos button, which i realize is an absurdly silly thing to say and i’m smiling at myself even as i type this, but - i gotta be honest - i hate that thing!  i can’t stand it!  XD  
i say that in the most good-natured way possible, obviously; this is fandom, after all, and it’s all for fun, and i love AO3 in every other way, so this is more a minor annoyance which makes me laugh at myself than anything else - but i say again - in the most fun-loving, self-deprecating way possible - that little button is my archnemesis.  XD  
i totally get why other people love it!  it’s a completely reasonable way to feel!  but for me, personally, coming out of an environment where the reward at the end of making something was getting to gush with somebody else, make a connection, talk about the thing that gave us So Many FEELS - the kudos button is so.  sterile.  and.  empty.  it doesn’t fulfill my urge to connect with people or share fannish enthusiasm in any way.  i’d almost rather not even see kudos on my account, honestly, because it makes me feel more disappointed than anything else - like, “oh, man.  look at all these missed fandom conversations we could have had.”
and obviously, this is in no way meant as disparaging to people who use the kudos button liberally.  it is ALWAYS lovely to show appreciation for someone who wrote something you liked, however which way you are able, if and only if you are so inclined.  nobody is obligated to leave feedback - lurkers are a perfectly accepted and long-celebrated fandom tradition; i belonged to that tradition myself, for most of my fandom life - so showing appreciation in any form is already going above and beyond.  nobody needs to be harangued with “YOU SHOULD’VE COMMENTED” or “YOU SHOULD’VE REBLOGGED” - none of that stuff is required to participate in fandom; nobody owes comments or reblogs, and creators have to be okay with that.  we can discuss and/or lament the structural factors that encourage or discourage participation, by all means, but ultimately we have to recognize that nobody is actually required to respond to things we make.  it’s fandom.  we’re all here by choice, and people’s participation levels are their own business. 
and anyway, i know that lots of authors actually love getting kudos on their work, so my experience isn’t universal, by any means.  it’s just a function of my own personal background, and the communities i used to run in - i speak for no one but myself and my own fannish life.
.
and besides, the entire debate about kudos/comments and like/reblog disparities doesn’t come anywhere near the underlying issues.  it’s sometimes framed as “people not participating in fandom appropriately” (and that’s completely unfair; there’s no wrong way to do fandom when you’re not hurting anybody) as opposed to “what is it about our platforms that encourages or discourages participatory fan culture.”  like - the only reason we even need to talk about the importance of reblogs vs. likes is because tumblr makes it so darn hard for a person’s stuff to be seen by the “right” people!  reblogs are the only way for someone’s work to spread, and even then it’s kind of like throwing a handful of darts at a board and praying one of them will land in a well-connected spot.  if a platform like tumblr were set up differently, we wouldn’t even need to have this conversation - there would be places to post your work where people would be specifically looking for content like what you were making.  you could make those fannish connections more easily.
*** important to note, too - it’s always worthwhile to remember when reading these “back in the old days” nostalgia posts that pre-tumblr spaces had drawbacks of their own.  livejournal was not some fannish utopia, by any means.  there were, however, a few structural things from that era that i think were helpful influences on fan culture, and their absence here makes me miss them.
but anyways.  those are just some thoughts.  and now i’m going back to my regularly scheduled posting, because i DO enjoy this place, even if the platform can be somewhat lacking sometimes - we still have to find a way to have fun, right?  that’s the entire point of being in fandom in the first place.
10 notes · View notes
How the Government Can Steal Your Stuff: 6 Questions About Civil Asset Forfeiture Answered
Digital Elixir How the Government Can Steal Your Stuff: 6 Questions About Civil Asset Forfeiture Answered
By Nora V. Demleitner, Professor of Criminal and Comparative Law, Washington and Lee University. Originally published at The Conversation
1. What Is Civil Asset Forfeiture?
Civil asset forfeiture laws let authorities, such as federal marshals or local sheriffs, seize property – cash, a house, a car, a cellphone – that they suspect is involved in criminal activity. Seizures run the gamut from 12 cans of peas to multi-million-dollar yachts.
The federal government confiscated assets worth a total of about US$28 billion during the decade ending in 2016, Justice Department data indicate.
In contrast to criminal forfeiture, which requires that the property owner be convicted of a crime beforehand, the civil variety doesn’t require that the suspect be charged with breaking the law.
Three Justice Department agencies – the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF), the Drug Enforcement Administration (DEA) and Federal Bureau of Investigation (FBI) – do most of this confiscating. Most states also permit local prosecutors to take personal property from people who haven’t been charged with a crime. However, some states have begun to limit that practice.
Even when there are restrictions on when and how local and state authorities can seize property, they can circumvent those limits if the federal government “adopts” the impounded assets.
For a federal agency to do so requires the alleged misconduct to violate federal law. Local agencies get up to 80% of the shared proceeds back, with the federal agency keeping the rest. The divvying-up is known officially as “equitable sharing.” Crime victims may also get a cut from the proceeds of civil forfeiture.
youtube
John Oliver’s ‘Last Week Tonight’ segment on civil asset forfeiture in 2014 used humor to help viewers understand the practice.
2. Can People Get Their Stuff Back?
Technically, the government must demonstrate that the property has something to do with a crime. In reality, property owners in most statesmust prove that they legally acquired their confiscated belongings to get them returned. This means the burden is on the owners to dispute these seizures in court. Court challenges tend to arise only when something of great value, like a house, is at stake.
Unless an owner challenges a seizure and effectively proves his innocence in court, the agency that took the property is free to keep the proceeds once the assets are liquidated.
Many low-income people don’t use bank accounts or credit cards. They carry cash instead. If they lose their life savings at a traffic stop, they can’t afford to hire a lawyer to dispute the seizure, the Center for American Progress – a liberal think tank – has observed.
And disputing civil forfeitures is hard everywhere. Some states require a cash bond; others add a penalty payment should the owner lose. The process is expensive, time-consuming and lengthy, deterring even innocent owners.
There’s no comprehensive data regarding how many people get their stuff back. But over the 10 years ending in September 2016, about 8% of all property owners who had cash seized from them by the DEA had it returned, according to a report from the Justice Department’s inspector general.
3. Who Opposes the Practice?
Many conservatives and progressives dislike civil asset forfeiture. Politicians on the left and right have voiced concerns about the incentives this practice gives law enforcement to abuse its authority.
Critics across the political spectrum also question whether different aspects of civil asset forfeiture violate the Fifth Amendment, which says the government can’t deprive anyone of “life, liberty, or property, without due process of law” or is unconstitutional for other reasons.
Until now, the Supreme Court and lower courts, however, have consistently upheld civil asset forfeitures when ruling on challenges launched under the Fifth Amendment. The same goes for challengesunder the Eighth Amendment, which bars “excessive fines” and “cruel and unusual punishments,” and the 14th Amendment, which forbids depriving “any person of life, liberty, or property, without due process of law.”
In 2019, the Supreme Court unanimously found for the first time that these constitutional protections against excessive fines apply not just to the federal authorities but to the states as well.
Some concerns resonate more strongly for different ideological camps. Conservatives object mostly about how this impounding undermines property rights.
Liberals are outraged that the poor and communities of color tend to be disproportionately targeted, often causing great hardship to people accused of minor wrongdoing.
Another common critique: The practice encourages overpolicing intended to pad police budgets or accommodate tax cuts. Revenue from civil asset forfeitures can amount to a substantial percentage of local police budgets, according to a Drug Policy Alliance study of this practice in California. This kind of policing can undermine police-community relations.
The Justice Department’s guidelines state that forfeitures “punish and deter criminal activity by depriving criminals of property used in or acquired through illegal activities.”
However, the Inspector General’s office noted “without evaluating data more systemically, it is impossible for the Department to determine … whether seizures benefit law enforcement efforts, such as advancing criminal investigations and deterring future criminal activity.”
4. What Is the Scale of This Confiscation?
The federal revenue raised through this practice, which emerged in the 1970s, mushroomed from $94 million in 1986 to a high of $4.5 billion in 2014, according to the Justice Department.
The Justice Department says it returned more than $4 billion in forfeited funds to crime victims between 2000 and 2016, while handing state and local law enforcement entities at least $6 billion through “equitable sharing.”
The scale of seizures on the state and local level is less clear.
5. What Happened During the Obama and Trump Administrations?
Under the leadership of Attorney General Eric Holder, the Obama-era Justice Department determined that civil asset forfeiture was more about making money than public safety. It then changed the guidelines for asset adoption.
Beginning in 2015, joint state-federal task forces could continue to share forfeiture proceeds but state agencies were no longer permitted to ask the federal government to forfeit property they had taken on their own.
“I love that program,” Attorney General Jeff Sessions said in 2017. “We had so much fun doing that, taking drug dealers’ money and passing it out to people trying to put drug dealers in jail. What’s wrong with that?”
Attorney General William Barr, Sessions’ successor in the Trump administration, has also defended this policy.
youtube
Attorney General Jeff Sessions has expressed astonishment regarding the unpopularity of civil asset forfeiture.
6. Congress and the States
When Sessions changed the policy, legislative changes seemed possible. Senate Judiciary Committee Chairman Chuck Grassley sent Sessions a memo about how the federal funds obtained from seizures were wasted and misused. In some cases, Grassley wrote, the government provided “misleading details about some of these expenditures.”
The House of Representatives voted in 2017 for an amendment that would restrict civil asset forfeiture adoption.
The House also approved a bipartisan measure restricting civil forfeiture on June 20, 2019. This one goes further though and would substantially curtail the federal government’s powers.
State governments have also tried to discourage this kind of confiscation. New Mexico, Nebraska and North Carolina have banned civil forfeiture. Michigan has made it easier to challenge these seizures. Californialimited equitable sharing, and other states have increased the burden of proof the government must meet. But in many states, investigative reporting has shown that innocent owners continue to lose their property.
In a Georgia Law Review article, I gave examples of other ways to keep police departments and municipalities funded, such as increasing fines and fees.
Unless the police pursue some alternatives, funding woes will continue to contribute to abusive policing practices that fall most heavily on those who can the least afford them: the poor and communities of color.
Tumblr media
How the Government Can Steal Your Stuff: 6 Questions About Civil Asset Forfeiture Answered
from WordPress https://ift.tt/2JUjuV0 via IFTTT
1 note · View note
wanna1things · 6 years
Text
Soulmate!Yoon Jisung
Tumblr media
MAN i love him
Genre;; fluff, college au coffee shop au??? i suppose and soulmate au ofc
Warnings;; uhh mentions of stress
Pairing;; Yoon Jisung x reader
Requested;; nope
Soulmate AU Type;; you feel the pain of your soulmate, and you have a matching birthmark somewhere on your body, which fades (slowly) after your soulmate touches it for the first time
Summary;; When life gets hard, the boy at the coffee shop is always there to cheer you up. Maybe it’s just because he feels bad, or maybe it’s something else?
Style;; bullet point
Word Count;; 1333
Also in this series;; Minhyun | Daniel | Woojin | Jihoon | Jinyoung
i love this man i love jisung pls appreciate my boyyyyy anyway idk i kind of got the idea from day6’s when you love someone bc hey i love that song it makes me cry and also i’ve been having a struggle at university recently so;;lol
you were no stranger to the whole ‘soulmate’ thing
your mark was a small heart shape that looked like a freckle on your wrist and try as you might you really couldn’t find a single person with the same mark as you
sometimes your mark would ache a little but it was never anything particularly painful so you just assumed your soulmate either a) had no problems or b) didn’t let things get to them and was more optimistic
you secretly hoped more for b because honestly if your soulmate had never had any problems it would be SO difficult to relate lmao
you tried (sneakily) to get all your crushes to touch the mark but not once did it begin to fade
as you started to lose hope you decided to (cliche) turn to studying
you really loved working with children ever since you were 15 and went and worked in a primary school for a week
so you decided to study education (minor in english!!!) at university so in the future you could be a teacher!!
and there was where you met jisung
from the first time that you met jisung you knew there was something special about him
you’d seen him at your university’s freshers week, he was showing everyone around and telling them all the best places to go, where the best toilets are and the best places in the library
he lead around the confused teens with ease and seemed to make them all just as smiley and happy as he was by the end of the tour
he seemed to brighten up the room when he walked into it, it was like it was impossible to even dislike him let alone hate him
from that moment you wanted to know more about him, but it seemed that either because he was in the year above you or because his major was the complete opposite of yours that he wasn’t in any of your classes
instead the first time you saw him after that day was halfway through the first semester
the stress of it all hadn’t set in yet and you were still in the ‘honeymoon phase’
since the first day when you saw him you’d basically been idolising him in your head and had already had a crush on him despite never having a proper conversation with him
but anyway, your friend really was craving a coffee so you decided to join her in the break between your classes
what you didn’t expect when you walked into your campus cafe was to see jisung, a BARISTA;;
at this point you still had no idea of is name so you took a sneaky look at it while you waited for your friend to order
ahhh… yoon jisung
a different barista served your friend and you were looking off into space when a soft voice called out to you
“Hey, what would you like to order?”
uh oh jisung is serving you??????!!!!
you panicked because you really didn't intend to order a drink and had nOT REHEARSED YOUR ORDER 100 TIMES IN YOUR HEAD you were just accompanying your friend??
“I’ll take whatever you recommend!!”
jisung smiled widely at this and began to make your drink
you were in the post-talking-to-crush bliss when you realised
you had to pay for this lmao
when jisung handed the coffee over to you, you panicked and rushed to get your money out of your bag when jisung stopped you and smiled at you again
“it’s on the house, as long as you tell me your name”
“AHH thank you!! I’m y/n!!”
you picked up the coffee and waved goodbye to jisung before going to sit down with your friend
“y/n… is that the guy you were talking about??”
you blushed and nodded before going to sip the drink he’d made especially for you
he didn’t say what it was but you knew it was coffee obviously,, but it had hints of honey and like honeycomb and it was just really nice
when it was time for you and your friend to leave again you waved goodbye to jisung on your way out and he winked back at you
your heart was racing from that moment up until you went to sleep because ah oMG okay
little did you know jisung was doing the exact same thing
he’d noticed the little heart shaped freckle on your wrist which matched exactly with his
he also noticed how beautiful your smile was
he got a right scolding for giving you a free coffee but he was sure it was worth it to see the smile on your face
but the happiness didn’t last for long
from that day onwards the stress began to set in
instead of going to the cafe for fun, you went there to relax because you found it a bit more calming being there
maybe it was because of jisungs presence but
you’d always order the same drink that he gave you the first time you went there
but of course you’d pay
every time, you tried to at least make conversation with jisung as he made the drink, especially if the cafe was empty
just because he was really nice to talk to he was a good listener and he always seemed to give the right advice??
but within a week or two the conversations had dried out because you were just too stressed to keep up social interactions
jisung had noticed not only because of your attitude, but also because of how his birthmark was gradually getting more painful
when his shift was over he’d sit next to you for a while, slide you a cookie and tell you to stay safe
you really appreciated it, even though you didn’t have the time to acknowledge it
one day thought you were ;; very stressed
your essays were piling up and you just couldn’t seem to get your head around the topics and all the grammar and stuff
jisung noticed straight away when you stepped into the cafe
he gave you the coffee that you always had but immediately went to the manager and ended his shift, promising to make up the hours some other time but this was really an emergency
he took off his apron quickly and ran over to where you sat with a muffin in his hand
you didn’t even realise he was there until he cleared his throat and you looked up at him
he saw how red your eyes were from not sleeping and it really made his heart ache like how his soulmate is going through this pain???
before he knew what he was doing he came over and hugged you
and it was just like that step too far when someone’s nice to you and you just;; burst into tears
jisung patted your back as you let it all out and held your hand and stroked your hair
when you’d finished crying jisung squeezed you tighter and then pulled away
“Y/n… i think we should go and see your lecturers. They will understand.”
you nodded at this and started to stand up but jisung shook his head
“I have something else to say…”
he pulled up his sleeve and showed you his wrist
it took you a while to realise what he was doing but when you saw it you were honestly shocked out of your mind
you reached forward to touch the mark and sure enough it started to fade gradually
you too showed jisung your wrist and he touched your mark softly, and it began to fade too
jisung looked up at you and smiled and you smiled straight back at him
and you leaned forward and pressed your lips against his
and you both felt complete
because god knows how much you wanted him to be your soulmate
and really, you finally had hope that things were going to get better with jisung by your side
i hope if any of you are having a stressful time that you feel less stressed soon!! and remember it is always better to let it out and talk to someone rather than bottle it up!! <3 (i sound like my mum)
177 notes · View notes
Okay, so this is my very last-minute gift for @nakasomethingkun through @aftgexchange. So, I meant there to be stuff related to the 4th of July and to Andreil reuniting during their long-distance relationship, and this... sort of has that stuff. Anyways, it might not be exactly what I meant it to be, but I kind of like it, so hopefully you will, too?
[Now on AO3 with some minor edits]
Neil Josten didn’t pay much attention to birthdays. He willfully ignored his own, did little more than slide a phone to Andrew on his, and in that tradition, America’s birthday was hardly a blip on Neil’s radar.
Other people turned the Fourth of July into an entire spectacle party. Other people woke up early, spent hours in the car, and made their way to a beach or a backyard. They made small talk with people they would have avoided otherwise; they drank more than they would have otherwise; they ate food they wouldn’t have otherwise. Other people turned a regular day into something else, like it was so unique that this country had come to be.
Maybe it was Neil’s life growing up that had made him feel this way. When he was nine, all he’d wanted was to see the fireworks. But the FBI had been watching, looking for evidence of his father’s criminal activity. Neil hadn’t understood that at the time, but he’d pieced it together since. He’d been told that he couldn’t go outside to watch from the lawn; he couldn’t even peek out the window. He’d sat on the living room floor and simply listened to the sound of them while his mother read a book. And then he’d gone to bed.
Since then, Neil had spent more than a few Fourths in other countries. Sometimes they were in a city with a large enough population of foreigners that their accents weren’t memorable, and sometimes there had been sparse parties tripping through the streets. When he was fourteen, Neil had heard the commotion of them outside his window, but he hadn’t understood what it was for. He hadn’t realized the significance until the next day, as his mother hurried him past someone’s abandoned American flag T-shirt in the street.
The past few years had been a little better for Fourth of July experiences. There had been waterskiing with Allison (well, watching Allison waterski while the rest of them had struggled to understand the physics of standing on water). There had been grilling with Wymack and Abby (they’d left Kevin with the grill for one minute, and all the burgers had wound up burnt). There had been, best of all, sitting in the house in Colombia with Andrew, lights off, trading truths as the fireworks exploded somewhere else.
But this year, Neil hadn’t given much thought to it. Nicky had said something back in May about petitioning his office for a party (and how it was totally going to work this year), but no one else had brought up any plans for the holiday. Neil, for his part, had expected practice. This was one of the nice things about professional Exy: there were no class schedules to get in the way. Neil’s coach, he knew, was more organized than most with regard to the practice schedule, but Neil kind of liked the predictability. Routine was a luxury that he could suddenly afford.
This was what Neil could expect from his routine: Monday and Wednesday, he was in the weight room in the morning, running light drills in the afternoon; Tuesday, he was running drills all day; Thursday, he played at least one scrimmage; Friday, there were drills in the morning, and maybe another scrimmage. Every third Friday, they had off, though, and Saturday was a free practice day – you were free to do what you wanted as long as it was practice. Sunday was their day off. These were facts that Neil could use to plan visits to Andrew. They were facts that he could use to predict what tomorrow would look like, and that was a comfort to someone who hadn’t always known where or if he would be by the end of the day.
Here was something that liked to muck with predictability: holidays. Holidays shifted trash day so that Neil’s trash was sitting at the curb for an extra day. Holidays closed businesses that he’d needed to get to. Holidays shoved aside the normal setup of stores for weeks beforehand, making it impossible to find the stupid bag of Oreos that had been right there last week.
None of these inconveniences had reminded Neil of the Fourth quite yet – and the explosion of red-white-blue at the front of the grocery story was hardly noticeable against the backdrop of his team’s aggressive marketing scheme. Here was what reminded Neil that the Fourth of July was approaching: on Thursday, Coach Garces sat them down after their last scrimmage and said, “All right, here’s the holiday schedule for next week.”
Neil looked around at his teammates in confusion. He wasn’t quite at home here yet, wasn’t quite sure of himself when it came to speaking up in this group. He’d been so completely comfortable with the Foxes that it was weird, being uncertain now.
In any case, no one else on the team looked confused – or looked, in general; they were all just paying full attention to the coach. She continued, “Now, some of you – you know who you are – have let me down before and will be doing special practices with me all weekend. But the majority of you are getting the benefit of the doubt. You will keep up your training over the next week – I want you running drills on a court at least twice, and keep up your weight-room routines. A single one of you comes in unprepared or hungover next Thursday, and you’re all stuck with me for Labor Day.”
There was silence as the team processed this. Finally, one of the guys recruited around the same time as Neil – something Freeman – spoke up. “Are you serious, coach?”
“We only got a couple days last year,” added Samantha Li, who’d been with the team for a few years now.
“Maybe I’m being generous,” Coach Garces replied, standing up with her clipboard as a general indication that she was done with their questions. As she headed for the exit, she added over her shoulder, “Or maybe I’m showing my gratitude that there was no rotten egg prank this Easter, Bell.” She tapped the doorframe with her clipboard. “Availability schedules for the court and weight room will be up in thirty minutes.”
As several of the players started swearing to Bell that they’d told him she was onto him, Neil just sat there. Just a few years ago, Neil never would have dreamed of choosing anything over the opportunity for extra Exy practice. He would have been in Garces’ office right now, asking if he could join the group who were being punished. And yet –
“Josten!” Samantha Li called from across the meeting room. She was one of the better strikers on the team, so they were friendly. “Hey, you plan on sitting there all night?” she teased. “Or do you want to come out for celebratory drinks? I’m buying!”
A cheer went up from several of their teammates, and Samantha looked around at them disdainfully. “Sorry,” she said, “not for y’all.” Samantha could be kind of ruthless; Andrew, when Neil had first described her, had suggested without concern that if she ever met Allison, they would destroy either each other, or the world. Neil, personally, didn’t think that Samantha could quite measure up to Allison’s level of confidence and unflappable independence, but he wasn’t stupid enough to say so to her.
“Not planning on sitting here all night,” Neil replied, standing to prove his point, “but not going out either. Sorry.” He knew he didn’t sound apologetic, but he wasn’t sorry for that, either.
Samantha crossed her arms, but she didn’t look angry. “Plans?” she inquired. Neil shrugged. He thought about how, just a few years ago, his plans would have been to hole up on the empty court and get in as much extra practice as he could. He thought about players he’d faced off against in college, the ones who’d already been tapped to join the US Court. He thought about Kevin and Ichirou, each awaiting greatness from him, but for different reasons. He thought about Andrew.
Andrew, who expected from Neil only what Neil expected from himself, and only because Neil expected it from himself. Andrew, who was possibly the best goalkeeper that Exy had ever seen, but had already told him, in not so many words, that he refused to be on two Exy teams without Neil. Andrew, who claimed to hate Exy, but put in extra hours when Neil was there. Andrew, who he could be with in just a few hours by plane.
“I might,” Neil said. “Not for sure, but – yeah. I’m pretty sure I have plans.” He grabbed his gear bag off the floor and offered the room at large what Andrew had once called his ‘I’ve hidden the explosives somewhere in this building’ smile. “See you all next week.”
Andrew had mixed feelings about airports these days. He still wasn’t a huge fan of flying, and he was even less a fan of crowds. The crowds were even more of a nuisance these days, with the periodic appearances of Andrew’s face on billboards and commercials (the PR team had only made the mistake of not giving him a heads-up once). There always seemed to be people taking his picture, people staring, people asking for autographs, no matter how many times he pulled knives on anyone who got too close. No matter how many times he categorically refused to give an autograph to anyone taller than he was (he’d picked that one up from Neil).
There was one good thing about the airport, however, and that was that it connected him to Neil. Well, occasionally, Andrew was just the slightest bit appreciative that it brought Aaron or Nicky to visit, too, but that hardly made a dent in the downsides of the airport. The true redemption of the place came from reunions with Neil in baggage claim.
But Andrew was running a little late today.
It was Neil’s fault, of course – he’d called during practice, of all things, and announced that he was about to leave for the airport. He’d given Andrew the arrival time, but with no advance notice, he hadn’t been able to leave early. He’d turned his usual shower into a thirty-second rinse, dumped his gear in a heap in the back of the car, and spent most of the drive breaking the speed limit, but still, he’d arrived after the plane. In fact, by the time he pushed through the doors, the conveyor belt was already starting to spit out luggage from Neil’s flight.
And yet, where was Neil? Andrew watched Neil’s obnoxious orange duffel bag make a lap around the carousel and tried not to think about the last time he’d seen Neil’s bag without Neil. There were a million scenarios that he was carefully not thinking about. He’d scanned every person in the crowd at least five times now – a full plane mulling around, grabbing their bags and greeting their loved ones. Except for Neil.
Neil, Neil, where was Neil? Andrew hated him for doing this to him. Minutes ago, every cell in his body had been zinging with the anticipation of seeing Neil again, and now every cell was screaming with possibility that he might not. He couldn’t stand the fact that he was always so far from Neil, that he was always so out of the loop on what was going on with Neil. He hated that it was possible for him to pass hours with Neil hurt and him not knowing a thing about it.
Andrew was getting ready to sound the alarm, to muscle his way through airport security and damn the consequences. He was ready to search every plane in the airport. And then Neil walked out through the gate exit, chatting with a couple of flight attendants. Neil could start a conversation with anyone, as long as it was about Exy. Andrew was going to kill him.
Neil’s eyes were already darting around the room, even as his hands made gestures and his mouth kept moving. He found Andrew in a matter of seconds, his sentence turning into a smile that did stupid things to Andrew’s pulse. It really was uncanny how easily Neil could find him, and even more so how he could give Andrew these feelings like reminders of being alive.
And Neil was still grinning at him, but he was still talking to the flight attendants, like he had all the time in the world. It was almost unbearable – it would be, if Andrew didn’t like looking at that anticipatory expression so much. Neil’s gestures were faster now, and Andrew knew – he knew – that Neil was talking about him. He’d seen it too many times now, and yet, every time was like the world was ending. Andrew hadn’t seen too many people talk that way about him – like they wanted to be talking about him – before Neil.
Finally, Neil shed his flight attendant posse and sprinted over to Andrew. He still had that anticipation grin when he stopped less than an arm’s length from Andrew. He held out his hand near Andrew’s clavicle, waiting. Andrew responded by reaching up to put his own hand on Neil’s shoulder, a consent through similar action. Neil let his hand gently fall, his index finger curling around the side of Andrew’s neck while the others curved over the top of his shoulder. Andrew let himself rest his jaw against Neil’s thumb as his own thumb stroked along Neil’s jaw.
“I think your bag has gone around three times by now,” Andrew commented, and even after all these years, that quiet tone in his own voice was unfamiliar to him.
Neil was smiling that sort of smile that Andrew didn’t want to name, that it would hurt too much to name. “You could have grabbed it for me,” he commented.
“That is a service I only provide in the event of a kidnapping,” Andrew replied, keeping inflection out of his voice to hide that the association, the possibility had infested his mind so recently.
Neil squeezed his shoulder, as if to say, I’m here, I’m okay. “I should get my bag before they think I’ve abandoned it,” he said. Most of other passengers had already left the area, and only the few who’d taken a detour after deplaning were still looking for their bags.
“It’s been a while since a federal agency had a word with you,” Andrew remarked, a sort of agreement.
Neither of them moved. For minutes, they just stood there, watching each other faces, even though there were no surprises there. Then Neil said, “I don’t want to kiss you in an airport.”
Andrew did not laugh, but he was amused. He did have to admit that it was a very cliché idea, the kiss at baggage claim. He chose not to mention that they’d done it anyways, the first few reunions. Instead, he took his hand from Neil’s shoulder and grabbed his fingers with it instead. He told him, “I think you should get your bag, then.”
70 notes · View notes
murasaki-murasame · 6 years
Text
Thoughts on Tokyo Ghoul :Re Season 1
I just finished rewatching this, so I figured now was a good time to make a big post about it, especially because of how the manga also recently ended and so it’s a lot easier to look back on the story as a complete product.
As someone that’s already read the manga, it’s basically impossible to discuss this season without taking about the entirety of :re, so this is gonna have some casual spoilers for later stuff. It’s also mostly just gonna be me talking about how the anime feels as an adaptation, because of that.
My non-spoilery TL;DR is that I think this was an imperfect but surprisingly great adaptation of a very flawed manga, and I honestly think I prefer it to the manga already. If season 2 can go anywhere near as well as I hope it will, at least now that we have confirmation it’ll cover the rest of :re, I would probably just suggest people watch the anime instead of reading the manga. It’s a shame that the anime side of the franchise doesn’t quite stand on it’s own because of how Root A went, but that’s not super relevant to the :Re anime.
Anyway, more detailed and spoiler-y thoughts under the cut, including some more of my speculation for season 2. [As a fair warning, this got really long, and there’s a fair bit at the end that could be taken as being anti-Tou//ken, even though I don’t mean anything malicious or ship hate-y by it]
It’s interesting to look back at this season of the anime, after having read the ending of the manga, and after having seen how disappointed people were with pretty much the entire second half of :re. People complain about the anime in general cutting out ‘important narrative details’, mainly to do with backstories and worldbuilding, but I feel like those things ended up being a double-edged sword in the manga that ultimately got people’s hopes up, and made them more annoyed at the ending than they should have been.
For instance, the anime didn’t go into Saiko’s backstory, and they didn’t show the fact that Shirazu’s father had killed himself, but it’s not like those things came up again [aside from Saiko’s family being mentioned in an off-hand bit of exposition in the finale], so I can’t exactly say that it took away from the story in any meaningful way.
In general, I feel like anime-only people would mostly just be confused as to why the manga side of the fandom developed such increasingly complicated theories about certain things, and why it disappointed them so much when, for example, Uta ended up just being some regular quirky dude and nothing more. Which I think says a lot about how it’s probably a good thing in the end that the anime glosses over the sorts of details that got people making theories as they read the manga.
The part of the manga that this season covers is definitely the most well-written part of :Re, but overall the series is a bit of a bloated mess, so I’m glad that the anime ended up being almost like a second draft of a novel, that just trims things down to a more reasonable size and pace. The effect should be a lot more apparent in season 2, though, since they’ll probably start cutting out entire story arcs, whereas with season 1 it was mostly just a matter of them shortening scenes a bit and being less repetitive in general with their storytelling.
There’s definitely some small parts where I think they cut a bit more than they should have, though, like how much they heavily gloss over Matsuri’s backstory and reason for being at the CCG, and then the whole Rose investigation. It’s not a huge deal though, since the audience can still basically understand what’s going on. It’s also made a bit better by the fact that those writing issues pop up during the part of the show that was best overall, so it’s easy to just focus on the good parts.
Other than that, I really had no issues with them cutting out story material. For the most part, as I said before, it was just a matter of the anime being less repetitive, and in general it came across like it didn’t need to spell certain things out to the audience as much as the manga did.
One of the more important elements that were cut was how they removed a lot of Akira’s warmer moments with Haise, and in general the whole framing of her being a mother figure to him. But honestly, after sitting on it for a while, I think I prefer it to how she was portrayed in the manga. It feels more in line with her characterization in the first series, and I think it just makes more sense and is more interesting for her to basically hold him at arm’s length most of the time. It’s also just a bit sad how, in the manga, she acted as a mother figure toward him because she was ordered to in order to manipulate him. On a more subjective and broad note, I think the manga slowly got more and more off-putting with how it handled familial or psuedo-familial relationships, in a sort of . . . Freudian way, almost. The stuff with Haise and Akira was a pretty minor example of it, but it ended up being part of a larger whole, so I’m not exactly upset that they just cut that little bit out.
I also think it gave it a bit more weight later on, when she awkwardly tried to comfort him during episode 10. Since it was the most overt act of affection that she’d displayed toward him until that point, and because it had so many conflicted emotions behind it. And in general, they kept her warm attitude toward him during episode 7, so that was nice.
While I remember, I should say that the whole house party scene in episode 7 was a great example of the anime editing down the manga into something more concise and less overwhelming. Changing it so that it was just about Haise, the Qs, Arima, and Akira, made it feel a lot more cozy. It was a little overwhelming to have like twice the amount of characters involved in that scene in the manga.
Anyway, back onto the topic of cut/condensed material, the other more blatant parts are how they gloss over some of the details of the Torso and Nutcracker investigations, which I think was fine. The manga mostly just dropped that police procedural-y tone pretty quickly, so it just feels a bit more consistent with the story’s overall tone, for them to not worry so much about the details, and to focus more on the action. And for episode one in particular, they didn’t really have much choice in terms of how to adapt it, since the end of chapter six was the first good stopping point they had. Anything before that would have made the first episode feel insubstantial, like it was lacking a meaningful hook. So I think they did the best with what they had. I appreciate that they took the chance to actively change how the Torso arc was structured and paced in order to make it fit more reasonably into one episode, instead of being slavishly 1:1 with how the manga did it.
One of the big changes that happened early on which I think got people off onto the wrong foot with the anime, so to say, was the whole taxi scene with Mutsuki and Torso in episode one. Hoo boy, that one sure caused a lot of complaints from people. Personally, I thought it was fantastic. Overall, it feels like the anime treated Mutsuki with more respect and dignity than the manga ever did. Which is one of the big reasons why I disagree with the idea that the anime ‘lacks heart’. In a sense, I feel like it reflects the strict love of an editor, rather than the obsessive love of a fan. But for this in particular, it really does just feel like the people writing the anime care more about Mutsuki than Ishida does, to be honest.
They actually kept like 99% of the content related to Mutsuki and Torso, but just reframed things slightly to be less in-your-face and shock-value-y about it all. The anime already explains how Torso exclusively preys upon ‘women with bodily scars’, and shows him being very specifically obsessed with Mutsuki’s body later on, so really they had no need to actually show Torso ripping open Mutsuki’s shirt and exposing his binder and whatnot. I’ve seen a lot of people accuse the anime of being too blunt with it’s writing, but it’s moments like that which feel like they respect the reader’s intelligence and their ability to put two and two together than the manga did.
Similarly, they kept the part where Mutsuki has social anxiety in the night-club because of people staring at him, but they just left it at that. Which was fine. And during the auction raid, they very bluntly make it clear that he ate parts of those dead investigators to heal himself, and just presented it as a pragmatic choice on his part, whereas I’m pretty sure the manga was less clear about it, and eventually tried to frame it as a ‘big shocking twist’ later on that was meant to play into the whole emerging theme of him being a crazy serial killer or whatever. Yet again, another way in which the anime treats him with more dignity, and isn’t just trying to manufacture forced shock value to surprise the audience.
On the note of the auction raid, it’s kinda amusing to me how that was the part of the story that was probably the most faithful to the manga, and cut barely anything out, but I think we can all agree that it was the worst part of it. To me, it mostly just suffered from the inherent flaws of the source material. The manga could at least somewhat coast by on flashy art and fight scenes, but the general opinion from manga fans has always been that the auction raid was a pretty messy and kinda uninteresting arc. It has good moments in it, but for the most part there’s just not a lot of emotional weight behind the fights, and to be quite honest, Takizawa in this arc is one of the more overtly edgy and over the top parts of the entire series. As a whole he’s a really good character, but man, that first impression of him being a minor character who comes back as a crazy half-ghoul with white hair and scary eyes, and who starts eating people and rambling about fruit sure is, uh . . . something, alright. If anything, the anime’s more subdued art made him come across as being less ‘overwhelming’ and over the top, which was nice.
Although they were just minor cuts to a few lines of dialogue, the auction raid did cut a few things though, which I also think were for the best. During the Mutsuki-Urie hug scene, Urie’s sentence just gets cut off as ‘you’re a . . . ‘, which is honestly way less clunky than the ‘you’re a wo(man)’ way it was phrased in the manga. On the one hand, it’s a very overt indication of how Urie still views him as a man even after figuring out about his biological sex, but on the other hand it’s so awkward and clunky in it’s delivery that most people didn’t even take it that way in the first place. I think it was just fine how it was in the anime, although I do sorta wish that during episode seven they could have included the detail of Urie continuing to refer to him with male pronouns even in his internal monologue, but oh well.
Similarly, during the scene where Suzuya kills Big Madam, the anime just had him say ‘Farewell’ instead of adding ‘Dad’ onto the end. To be blunt, I have no idea what the fuck Ishida was thinking when he wrote that line in the manga, and it’s stuff like this which is why he comes across as having Really Weird hang-ups about LGBT people. That line in particular in the manga was basically just an act of deadnaming, in essence, since Big Madam is obviously a trans-woman who clearly presents and identifies as female. So yeah, cutting that part of the line out in the anime was entirely for the best.
Some people complained about the use of Unravel during the Takizawa fight as being kinda nostalgia bait-y, which I get, but I think it was fine. It was surprisingly fitting, since that whole scene focused so much on Haise grappling with the identity of Kaneki that lives within him. I’m mostly just glad that they didn’t try and use it a second time, since that would have been a bit much.
Though the auction raid was a bit dull overall, thankfully episodes seven through ten were fantastic, and overall the peak of season 1. I really appreciated that they took the time to spread the material from volume four across three episodes. The anime’s definitely at it’s best when it focuses on character interactions/development, and that part of the story had a whole lot of that. Even though I think that for the most part this season was better than it’s respective part of the manga, these episodes in particular were just great. With the rest of the anime, you could definitely say that the manga’s fight scenes are superior, but when the story isn’t focusing on fights, the anime just feels fundamentally better. Episode seven in particular was very nicely structured, and felt a fair bit more fleshed out and cohesive than it did in the manga. I already talked about how the house party was way better than in the manga, but I also preferred how they handled the scene at the cafe, though I’ll wait to talk in detail about the scenes involving Touka and Kaneki until later, since I have a lot to say about that.
Oh, and the visual changes they made for the ED in episode seven were great, and got me kinda emotional, given that I know where things end up, lol. I’m really happy they inserted that one panel of Kaneki and Arima walking together during it, in particular. It really sets up the emotional weight that comes to fruition during the Black Reaper arc.
Although I still think episodes seven to ten were the best part of season 1, as I said above they do also have some of the more unnecessary story cuts. It’s just really easy to not care much for that when it’s surrounded by so much good material.
The final two episodes weren’t quite as great, since they were so action-heavy, but they were still really good, and I think I enjoyed them slightly more the second time around. Episode eleven in particular really nailed all of the emotions surrounding Tsukiyama and his servants. But it was in these episodes in particular that I also really noticed how the anime is a lot more gore-y and explicit than I expected it to be. It’s kinda surprising how often they just outright show characters getting stabbed through their stomachs, and so on. There’s also a lot of limbs being cut off in that whole arc in general, and even though they silhouette Kijima when he gets chainsawed, there’s at least one cut that just outright shows him with the chainsaw sticking into his head with no real censorship.
In general the only real censorship in this season was how some stuff like Hairu’s decapitation was strategically placed out of frame, and also that one scene where Yuma’s tongue was pixelated. But that’s about it. There’s certainly nothing like what we got in the first season of the anime, where obnoxious shadows and black bars got put over the screen during action scenes, or the colour scheme got all weird to try and obscure the gore, or whatever.
A lot of people disliked the overall pacing of the finale, but I thought it was great. It’s easy to unfairly compare it to the previous season finales we had in the anime, but those were largely the products of Morita’s directorial vision, and how much he heavily fleshed out the source material. This was just a more straight-forward adaptation of how these chapters played out in the manga, so it feels kinda mean to bash it for not being as interesting as some of the previous season finales. Though even then, I kinda prefer how certain things were done visually in the anime. Like how heavily they used the checkerboard room thing during Haise’s dream sequence, how they fleshed out the child abuse memory scene to be more than just a single static panel, and in general how they portrayed Haise’s memories of the ‘underground garden’. That place always looked nice in the manga, but I really like how the anime portrayed it. It might seem jarring to some people that it was so bright, but I think it worked really well. For one thing it makes sense for it to be a well-lit area, and it has an interesting contrast against the violence that goes down there. The haziness of it all, and some of the visual effects, also made it more apparent in a neat way that the flowers were a hallucination of his, and not actually real.
I also thought that the scenes with Kaneki after he regains his memories were very well-done. I think some people misinterpreted him as being more hot-headed and angry than he actually was, since I remember there being some complaints about how blunt and monotone he was. It seemed perfectly fitting to me.
Eto’s voice-acting in general was also pretty damn superb, and really added to the experience. She was clearly having the time of her life with that one.
I liked that they waited until the finale to show Eto’s kagune talking. It gave it a bit more impact when it finally happened.
I honestly don’t really have much to say about Karren’s part in it all, but I think it was done pretty well. In general, the anime cut out a lot of her more repetitive scenes that just hammered in things we already knew, so that was good. I also liked how they were a lot less blunt and on the nose with how they revealed that she’s a woman. I still can’t help but roll my eyes at that one panel where Ishida basically goes ‘hey isn’t it such a neat coincidence that the kanji used for Kanae’s name looks like a female symbol :^)’. In general, her whole story arc is mostly just a kinda old-fashioned Mulan sort of arc, but it’s executed pretty well.
Oh, and the anime handled the scenes of her being tortured by Eto incredibly well. The garish purples and reds mixed with the oppressive clock noises were a really nice touch that made those scenes even creepier than they already were.
Before I forget, I should mention that, in a similar way as how I felt about Akira’s character in the anime, I quite liked how they handled Hairu. I get why people were disappointed by her, but I enjoyed the way that they toned down her airhead nature, and how they only really showed how she idolized Arima right before she died. In a way, it just made her seem more professional and self-motivated.
Now that the manga’s over and I’ve had time to look back at it as a whole, and to think about how season 2 will adapt it all, it’s been really interesting to see exactly what the anime kept versus what it cut, and how they reflects upon how they’ll probably handle the next season.
Firstly, they kept pretty much everything that sets up the Black Reaper arc, to the point of even ending the season off with a teaser preview of the big Kaneki-Arima fight. But they also kept details like Shirazu’s corpse being stolen, Okahira getting killed, Hinami getting taken into custody, Akira finding out that Takizawa’s alive, Amon getting teased at heavily, Scarecrow being shown in the auction raid [and even in the OP], Torso becoming obsessed with Mutsuki, etc etc. So it seems pretty clear to me that they won’t really cut much of anything out of that arc when the next season comes around.
One thing they cut, which I haven’t even seen many people comment on since it was pretty subtle, was the detail of Kaneki’s rapid aging and how it affected stuff like his vision and regeneration. The anime never showed Haise wearing his glasses [at least from what I remember], didn’t show him having headaches, and during the finale we didn’t see his weird kagune hand thing. So I think they’re just completely removing that whole detail from the story, which I’m fine with. But it does have some interesting implications for how season 2 will go. Overall, it was a pretty irrelevant plot point that ended up getting hastily resolved anyway, but in practice, it was mostly just relevant to add some more tension to the Goat arc by making it look like Kaneki was at risk of dying, and it helped give a reason for him to become Dragon, since it ended up curing him.
I think the main implication of them cutting it from the anime is that it’d make it a LOT easier for them to just not bother having Kaneki become Dragon, since they wouldn’t need to bother with using it as a way to magically cure him. I’ve been thinking for a while now that it’d help streamline the story immensely if they just have Rize be the one to become Dragon in the first place, and this would help facilitate that.
As I’ve said, from season 1 it looks like they’re being more respectful with how they’re portraying Mutsuki, so I wouldn’t be surprised if season 2 is much kinder toward him than the manga was. They might even more or less cut out the whole subplot of him becoming an antagonist, which would be good since that was just a dumpster fire of bad writing that didn’t even go anywhere meaningful.
One interesting addition they made was explicitly showing Eto delivering the Hangman’s McGuffin book to Haise. That’s a REALLY interesting detail, since in the manga, we found out much later on that Hide was responsible for sending it. I don’t think this is a retcon or anything, though. I think this was how it went in the manga, too. I’ve talked before about how I think Hide had been working with Eto since around the end of the first series, and that for some reason or another Ishida was unable to get around to explaining that, and this makes it seem like the anime might be a lot more open about their connection. It makes a lot of sense to me that Eto would deliver the book on Hide’s behalf. It makes me very excited to see how Hide will be handled in the next season. With the manga, it really feels like Ishida had to scrap a lot of his plans for his character, and so when he finally came back into the story he felt like a bizarre tacked-on remnant of a previous draft, so it’d be great if the anime ends up handling him in the way that Ishida might have originally intended. And on the note of Eto’s involvement in it, I wonder if she might drop a hint to Kaneki about how she sent the book to him. That’d be neat.
They also added in a shot of a missing poster for Hide at the very start of the season, but that’s pretty minor. It at least helps immediately remind the audience that his official status as of that point is ‘missing’, not ‘dead’, though.
Oh, and judging by the scene we got of him during the auction raid, he seems to still have the same injuries as in the manga. I really liked how they just outright showed him having a wheezy, broken-up voice. But either way, it goes to show that they seem to definitely be keeping that detail from the manga. It makes me wonder how they’ll handle things later, especially with the part where Kaneki remembers having eaten him. I wonder if they’d keep it as-is, or try and integrate it into the way that the scene played out in Root A. Overall, it definitely seems like they’re pretty much ignoring the story changes made in Root A, but we’ll see. I hope they at least flesh that part out a bit, since I still feel like the flashback we got to it in the manga just raised more questions than it answered.
It’s pretty difficult to judge the anime as it’s own thing since I’ve already read the manga, but I still think it did a really good job with getting across the emotional thrust of the story, and the character arcs, and whatnot. The Qs in particular were handled fantastically. I got the impression that anime-only people actually liked them, particularly Urie and Mutsuki, slightly more than manga readers did by this point. Probably because they heavily cut down upon the quantity of Urie’s more shitty bits of dialogue, and because they were less overtly weird and obnoxious with how they framed Mutsuki. I distinctly remember that the Mtusuki Discourse [tm] was already a thing by this point in the manga, but nobody watching the anime has any real reason to be all weird about him. So that’s been nice to see. 
Haise’s character arc was also handled really well. It really reminded me of how his whole arc was by far one of the best parts of the manga. At least in terms of :re. It’s just a really effective, tragic arc about how he’s stuck living in and clinging onto this fake life, and slowly being chipped away at and replaced by somebody that he effectively doesn’t know. Seeing him be a happy dad taking care of his surrogate found family of misfits is still endearing no matter how many times I read or watch it, and it hurts just as much to see him get ‘replaced’ by Kaneki and immediately abandon the Qs.
Tsukiyama’s part in the anime was also great in general, and also reflected the strengths of the manga. It’s pretty insane how much more interesting of a character he is in this part of :re than basically anywhere else in the franchise. It really helps that they spend like half of the season with his whole story arc being in the spotlight. They really did him justice.
Before I forget, I also wanna say that, even though the animation wasn’t much to talk about [but also wasn’t anywhere near as bad as some recent production disasters I’ve seen], the art itself, especially in terms of character designs and backgrounds, were consistently fantastic. In general, ‘consistent’ is definitely the word I’d use to describe the overall art direction of the anime. On the other hand, the manga is a lot more uneven in terms of it’s art quality, varying from hyper-detailed fight scenes or individual expressions to silly chibi reaction faces or some really sketchy fight scenes, and so on. The anime smooths things out to a nice, consistent mid-ground, which I appreciated. The manga has always been a bit too bombastic and over the top at times, especially with how it handles action scenes, so I kinda prefer how the anime handles it, even if can come across as being more boring.
I also kinda feel like it took Ishida a little while to nail exactly how to draw a lot of the new characters in :re, so them having consistent, clean designs from the start was pretty nice. Similarly, I get why people were annoyed at how the anime slightly changed Touka’s hair-style, but it just makes it more consistent with the rest of the series. In the manga, she ends up going back to her original hair-style and hair colour anyway, so it makes perfect sense to just have her design be consistent from start to finish, rather than making her hair blue and fluffy for a while and then going back to how it used to be. And judging by the s2 key visual, it looks like they might just keep this design for her for basically all of s2 as well, instead of literally just going back to exactly how she styled her hair in the first series. So I’d also appreciate that.
And on that note, I should finally get around to discussing my thoughts on how Touka was handled in general in this season, and her whole connection to Kaneki in particular. To put it simply, I had absolutely no issues with it. I really loved how she was handled in this season, and I think it has interesting implications for how she’ll be handled in season 2, but at the same time I get why some people have frustrations with it.
To start off with probably the most minor thing, they cut out the scene where she was visiting the hospital, although they still showed her flower basket being left on Shinohara’s bedside table. I’m fine with this change, since it felt like such a long-running mystery in the manga that I couldn’t help but feel disappointed when we found out about what was actually going on. And also, since they stilled showed her flowers there, it’s entirely possible that they’ll touch upon it sometime during season 2, and possibly have a flashback or something to reveal that she was the one sending them. So ultimately it might not even be cut at all, just handled slightly differently.
Just to cut right to the chase, it sounds like some people are annoyed that the anime cut out/toned down upon the romantic set-up between her and Kaneki, but that’s actually a big part of why I liked it, haha. Though they didn’t even technically cut much, if only because they barely have any scenes together in this arc of the manga to begin with. But they did cut stuff like that scene where Kaneki wonders to himself if she’s out on a date, and they cut the part where she talks to Tsukiyama about how the :re cafe is a place for Kaneki to return to if he wants to in the future.
I get why that bugs people. I’ve seen a few people complain that because of those sorts of cuts, it’d seem forced and out of nowhere when they get together in season 2. But, well, what if that’s the point? What if they’re NOT going to have them get together in season 2? I haven’t seen anyone really talk about this possibility, understandably, but I think it explains the choices they made with handling Touka as a character in this season.
The biggest point worth considering is the insert song they made for the cafe scene in episode 2, where Haise and Touka meet again for the first time since the original series ended. The soundtrack composer put out an official AMV for it on Youtube that uses that full version of the song. It’s a really wonderfully made AMV, and a very pretty song, so everyone should check it out. Put simply, it’s a song about the bittersweet process of letting go of an old crush, and moving on with your life, even after you have a random chance encounter with that person later down the track.
The lyrics are pretty blunt and unambiguous about it. The chorus is about how Touka kept dreaming that Kaneki would return to her side as if he’d never left her, but the song starts out with ‘I’m waking from this dream. Returning to reality is so bittersweet. I open my eyes, and the illusion is fading, slipping away’, and ends with ‘Although I’ve found you, I know this meeting will not last. I have to let go. Continue finding your own way, though I will miss you. It’s time to wake from this dream’. Especially since :Re already uses the motif of ‘waking from a dream’ to describe how Haise eventually has to give way to Kaneki, it seems very noteworthy that they so overtly used the same motif to describe how Touka wanted Kaneki to return to her, but slowly she comes to terms with the need to let go of that dream. They even play those last few lines during the scene in episode 2 itself, just to make it even more clear what it’s referring to.
So yeah, I feel like that whole insert song helps make it clear that the writing changes made with Touka might just be rooted in the possibility of the anime committing to this idea of her moving on from Kaneki. It’d certainly explain why they cut out the scene where she says that the cafe is a place for him to return to, if she’s already resolved to let him live his own life, while she lives hers. It’s worth noting that, even though it’s technically about the same as it was in the manga, these writing changes put a different sort of twist on what Touka says to Uta in episode seven about how, in response to him asking if she plans to just wait for Kaneki to return, she says ‘I’m going to continue doing what I’ve already decided on’. In the overall context of the anime’s writing, it mostly comes across as her talking about how she’s not just waiting for Kaneki to return to her, but has chosen to move on from him. It’s worth noting that one thing the anime did change about that scene was that they had Haise visiting the cafe and getting served by Touka, shortly before she talks to Uta. The way that we see her, for a second time, treating Haise as just a regular customer, also helps emphasize the overall point.
On the note of Haise’s involvement in that scene, it’s also interesting to me how in episode seven in general they added some original scenes with him that went a long way to emphasize the idea of him being nostalgic toward Anteiku as a whole, more than anything else. He doesn’t even seem to have much of a reaction to Touka the second time around, and as I said above, they cut out the part where he wonders if she’s out on a date, so it comes across a fair bit less like he has a crush on her. And while I remember, I should say that the original scene with Haise remembering Anteiku but not knowing what it really is was incredibly good. 
And in terms of the scene between them from episode 2, I still just think overall that it was way better than the manga version of the scene was. It was so good and emotional. In particular I love how the anime really highlighted Touka’s shock upon seeing him again, and the way that she quickly adjusts herself and just treats him as a regular customer. It’s really effective, especially in conjunction with the insert song playing in the background. Haise’s line about how she looked sad, and at a loss, also has even more weight to it if she was resolving in that moment to finally let go of him for good.
So yeah, I honestly think that the anime might just not have them end up together at all. I wouldn’t be surprised if they have them hook up anyway, to be faithful to the manga, but it does feel like the only real explanation for why they’d make all those subtle but important changes to how they wrote her parts in season 1.
To begin with, I still think that even if they did include their whole romance in season 2, they wouldn’t really have the room to include ALL of the stuff between them from the manga. For one thing, I doubt they’d be able to animate the sex scene because of broadcast regulations and whatnot, and since I feel like the whole 24th Ward arc is one of the first things they might cut in order to fit the rest of the manga into twelve episodes, it might be difficult to include their wedding, or Touka’s whole pregnancy drama. And if they avoid having Kaneki become Dragon, they wouldn’t need to use his wedding ring as a plot device to have everyone find and rescue him. Plus, in general, even if they did include stuff like the sex scene, it’d probably have to happen in the same episode as when Kaneki starts living at the cafe, or the episode directly after it, which would probably feel a bit rushed.
Though even then, it would be possible for them to just imply that they hook up after the anime ends, or for them to just have them have sex off-screen and basically leave it at that until the epilogue. So it seems particularly interesting to me that it seems like the anime might be outright moving away from the idea of them hooking up at all, rather than just having it be that the anime doesn’t show as much of their relationship.
To be blunt, I feel like the only real reason why they’d actively shut down the idea of them getting together at all, rather than just reducing the time spent on their relationship, would be if the anime plans to have Kaneki end up dating a different person instead, in which case it’d obviously make sense for the anime to cut the romantic ties between him and Touka as neatly as possible. At the very least, I think we can all agree that they’re not just gonna have Kaneki be single in the anime forever. That’d just piss off everyone for no good reason, lol.
Basically what I’m saying is that the anime might have Kaneki end up dating Hide instead of Touka. At the very least, he’s Kaneki’s only other real romance option at that point in the story, so it’s either him, Touka, or nobody. But I think it’d make a lot of sense for Kaneki to end up dating Hide. We know for a fact in the manga that Hide is in love with him, and going by stuff like the whole Hide hallucination scene in the Cochlea arc, or him talking to Touka about how his desire to be with Hide again is paralyzing, it’s not exactly hard to believe that Kaneki could have feelings for him as well. It’d barely require any real changes or additions to the story to make it work. Just have Hide directly confess his feelings to Kaneki rather than having him awkwardly tell Amon about them. And unlike with Kaneki and Touka, there’d be no real expectation for them to include a whole sex scene or marriage scene or pregnancy plot-line with Kaneki and Hide, so they could easily get by with just leaving their relationship off at a mutual confession/kiss scene, until we see them together in the epilogue. And given that Hide already narrated the whole epilogue chapter of the manga, it’d be pretty natural and easy to have it end in the anime with him going out on a date with Kaneki or something.
I don’t want to get too, like, conspiracy theorist-y about this, but part of me still wonders if one of the reasons why it felt like Ishida handled Hide so poorly in the manga’s final arcs was because he might have originally planned to have Kaneki end up dating Hide. It’d certainly be a good explanation for why things got so out of whack with him, and Hide ended up feeling so out of place and unnecessary in the manga. It’d also explain why we conveniently only learn about Hide’s feelings for Kaneki when he talks about it to Amon, and why the intensity of Kaneki’s feelings toward Hide seemingly got thrown out the window when they actually got to reunite.
Either way, I don’t mean any of this in a ship-hate sort of way. I have very . . . complicated feelings about how Ishida handled Kaneki’s relationship with Touka in the manga, but these are just the observations I have about how the anime seems to be handling it, and what it might be setting up for season 2.
Anyway, that went on for way too long, lol. To sum it all up, I thought that season 1 was surprisingly good, in spite of it’s flaws. I honestly had very low hopes for it before it aired, since it seemed impossible to adapt properly, but I ended up being very surprised by how it went, and I’m very excited to see how season 2 wraps it all up. I was apprehensive about season 2 when it was first announced, but the more I thought about it, the more clear it became that with some strict and careful editing, it could easily adapt the meaningful parts of the rest of the story into 12 more episodes. Either way, if it goes well in the end, I might even end up buying both seasons on BD when Funimation eventually releases them.
1 note · View note
dreamharvestgames · 7 years
Text
Dev Blog - April 2017
Justin - Creative Director
It’s been bloody mental here at Dream Harvest this month and the rush hasn't even let down one bit!
Tumblr media
I had the clever idea of wanting to demo Failure at three events this month while trying to move to a new house half way across the country. What could go wrong? 
I type this update currently surrounded by boxes and acoustic foam as we had to fly out to Croatia the day all of my studio equipment was delivered by the removal firm and since getting back on Wednesday morning it's been full steam ahead while we prepare to move into our new office, did I say new Office? 
Yep, so we're finally going to have a place to call home, next month, as the funding from certain sources come in later this month, yay!
Tumblr media Tumblr media Tumblr media
We'll be sharing more about our new Studio setup, including lots of photos and videos as we move into the new space. I'm super excited to finally be working with a large portion of the team in the same building rather than online and this will allow us to pick up the pace on development immensely as several members of the team move into full-time work with Dream Harvest.
Tumblr media
Anyway, for now, I wanted to share some of the feedback we received from the three events we went to over the past month:
First up was the monthly WeGeek event. This is always a fun little event held at a number of the WeWork offices around London. Unfortunately, this one wasn't really the right crowd for us this time around and I made the big mistake of only bringing a single laptop with me so demoing the core focus of our game, multiplayer, was almost impossible. 
The small number of people that sat down and played Failure: NeuroSlicers seemed to really enjoy it, but I very quickly realised that there were some usability and readability issues; things that we actually already knew about, but in the process of fixing for the next two events we were due to attended this month, Intel Buzz and Reboot Develop.
Tumblr media
The Intel Buzz event was a completely different story. 
We had quite a few people coming to play the game. I even had to pitch the game with our new teaser trailer in front of a big audience of people in the main hall. 
The demo we were showing off still lacked the tutorial we were building for Reboot Develop and there was still some issues with player's struggling with new game-play concepts that we'd introduced. 
Although Failure: NeuroSlicers is a Real Time Strategy (RTS) at heart there are quite a number of new mechanics and systems which are new to this genre and without a tutorial, the learning curve is a bit steeper than we'd like. 
What we've found though is that once players understand these new concepts they really enjoyed the fresh experience we're giving them with the game. We're even finding players who aren't normally competitive gamers really getting into the matches.
Tumblr media
Last up and by far the coolest experience of last month was Reboot Develop in Dubrovnik Croatia. What a mind-blowingly, beautiful place to have a game conference. 
We met some amazingly cool people creating some really amazing games; the quality level from some of the teams in Eastern Europe is amazing.
Tumblr media
Milcho and I spent three days at the conference and was happily joined by Amelie and her boyfriend Charlie (who's developing a super cool Portal like first person puzzle / space game) in a great spot which allowed us to really observe people playing through our work in progress tutorial and then play a couple of multiplayer matches, either between Milcho or I or even other attendees. 
We had several people come back again and again over the three days to play more matches with some even telling us that "they could play the game all day!" - it was a really lovely thing to hear.
My one regret was not putting us forward for the Reboot Indie Game Awards as several people came up to us after saying that we would have had a good chance of possibly winning some of the categories or at least being nominated. Well, there's always next year!
Tumblr media
Anyway, if you want to check out some of the photos from the event check out the Reboot Develop section of this month’s newsletter where you can see some nice shots of both the Conference and magical city of Dubrovnik.
Until next month - Keep Gaming!
Sven - CTO / Lead Programmer
Tumblr media
So what happened in the last month? I got a year older, had some non Failure related changes in my life so I was a bit busy outside of working on Failure.non Failure related changes in my life so I was a bit busy outside of working on Failure.
As we had Reboot coming up I was mostly working on smaller improvements and bugfixes as I didn’t want to mess up the build we did for Reboot. Not much else to say about that, nothing really new, just less bugs, minor graphical improvements etc.
While it didn’t make it into the build for reboot I was also investigating some graphical effects for level loading. A good example for the stuff I did is this little test
youtube
Also, we upgraded the project to Unity 5.6, so I’m currently looking into existing code/shaders etc. to see if we can make use of some of the improvements that came with 5.6. 
The most useful feature so far has been the additions to the frame debugger as they helped me to detect a few possible performance issues as some stuff isn’t exactly working as it’s supposed to. I'm also looking forward to seeing what Kelvin can do with the new particle system stuff when he’s back working on effects.
Milcho - Lead Designer / Programmer
Tumblr media
Justin had the astonishing idea to sign us up for three events in one month while having an incomplete game. Yeah… you can imagine how that went for the poor soul that had to prepare a build for all of them. Oh, you thought that poor soul was someone else? Of course not.
Apart from my suffering, the rest of the team did a great job of fixing issues and polishing different aspects of the game – UI/UX, VFX, Environment etc. The main feature of the builds was a newly designed tutorial which eased people into our core systems and gave them a good chance to compete in a multiplayer match. 
Plenty of people were able to enjoy the game because of it, which fills me with confidence that we’re making something that not only we enjoy playing, but also and there’s market for it. All-in-all it went smoother than I would’ve ever expected – the only downsides being a lack of sleep and exhaustion. The only thing we need to do next works restlessly until and after final release – it’s all good.
Tumblr media
Now that all the excitement is beginning to settle down, we’re planning lots of changes based on the feedback and observations from those events – from small UX tweaks to big system changes. We’re in full production force here, so expect lots of content in the near future. I’ll leave you with the rest of the team now, because (as we all know) people love talking about themselves. 
Loic - Art Director / Designer 
This month the art focus has been on cards for our user interface and polishing our main level to show the game at Reboot Develop. 
Tumblr media
so I sculpted on-board fixed blockers to replace the placeholders we had before, with real-time lights that gives much more volume to the center of the board.
Tumblr media Tumblr media
I then created more environment assets to have a wider diversity in the city-scape to create a symmetrical layout instead of the chaotic one we had before.
Tumblr media
Lastly, I created the Access Node, which is your base building, from modeling to animation so we can emulate the feeling of the player jacking into the level and being ejected or destroyed when the Access Node loses all its Hit Points (HP).
Tumblr media
Kelvin - VFX  Artist
Tumblr media
Hello all, for me this month it’s been a lot of UI work with some FX fixes sprinkled in. Reboot was around the corner and there was a lot we wanted to get done so that the players could give us feedback on it. Along with some fixes to the Transmission tower FX, I've been doing a ton of UI iterations. 
We built a look for the script cards (both small and large versions), resource visuals, and general in-game UI. The most challenging task, besides reformatting my brain to think of UI again, was creating the script cards. We really had to find the balance between visually appealing cards and the amount of information given to the player. 
youtube
I lean more towards giving the player a little bit less information and making the UI more appealing. This way, new players will have an easier time trying to adjust to the UI. You can't give them every piece of information and expect them to look through the UI thoroughly. So by putting less information, the players will be able to adapt to the game easier in the beginning and then look for more detailed information later down the line. 
Also, by putting less information, this will keep the UI looking clean in the long run. Once players become veterans of the game, they need less information on the screen anyway. Although the current UI is still a WIP, I think the route we're going is heading in a good direction. 
Amelie – UX Designer & Writer
Tumblr media
Hey, everyone! So this month we focused a lot on the UI and the UX in order to show the best possible version of the game at Reboot Develop. The dynamic of the team was great and everybody was really motivated to iterate on the UX. 
Our main interrogations were mostly about how to fit all that info on the cards that describe the scripts but still keep them easy to read, we need to prioritize information between the mini version of the card that remains visible at the bottom of the deck and the larger version of the card that you can access by hovering over it. 
Other aspects we've worked on and are still investigating are how to make the link between data and territory more obvious and how to make your tech resource really intuitive to read when you're purchasing new scripts. 
What we've got is much better than our previous version, I think, but there are still some tweaks we need to test. Apart from that, we worked on a first version of the tutorial. It was really valuable at Reboot to have this because we can now analyse the data we collected in our observations and interviews with the players and see where we need to focus more or how the steps and pace of the tutorial flow. 
I wrote a questionnaire that our players filled in after playing which also allows us to set our next priorities regarding the improvement of the UX.
Tumblr media
Last but not least I started to work on the narrative, this is probably the most exciting part for me. I just love the cyberpunk atmosphere that the team is bringing with this game and the really deep and contemporary questions that we want to broach on in Failure. 
I believe that the narrative is going to be a central part of the game identity and so everybody's expectations are quite high with this, it's very challenging but when we'll get to the nitty gritty part it's going to be very rewarding as well. Maybe the title of the game even will take an even deeper meaning then... 
Anyway, I have loads of ideas. I'm reading Snow Crash at the moment and it's the perfect inspiration, the characters are in my opinion very compelling and the themes are tackled in a subtle way, I'm also a big fan of Ghost In the Shell, the original anime and the comics. Using those masterpieces and others help me organize my thoughts and think about how we want to approach this question of the link between our access to unlimited information and the definition of our humanity. 
When Ghost in the shell came out in 1995, it was a completely different context, the internet was a very new thing, and it's within this context that they questioned the definition of our humanity, through the dilemma of the body and the mind. 
Today we're glued to our phones, we are connected almost constantly even if it's not yet through implants but I believe this relation to information and our ability to verify what is true or false instantly without relying on each other so much creates a whole new environment to look at this same old question. 
We already started to work on an intro and we're going to iterate on that probably ten times before we get it right! I'm reusing the timeline that Anthony wrote for us when he could work on the project and of course, the work done on the factions from David but my focus now is to develop our main character. 
What is his or her motivation at the start, what brings him into this slicers universe and how will this evolve as we progress in our investigation and understand what brought humanity to this state?  Work on the antagonist force as well, our conflict, our controlling idea, the values and the emotions we want to manipulate, oh dear.... there is so much to do I should probably get back to it!
Ciao ciao
Daniel - Composer
Tumblr media
This month we say a warm welcome to our latest member of the Dream Harvest Team, Daniel Elms. We’ll let his impressive bio speak for itself because it helps solidify his thoughts on the world of Failure: NeuroSlicers.
Composer of humanist, post-minimal music. Daniel crafts emotive soundscapes from intricate orchestral textures that are bursting with geometric rhythms and patterns; this rich orchestral language is interwoven with the electroacoustic instruments and urban sounds synonymous with his hometown, Hull, which together create a unique voice in the world of contemporary composition. He uses his music to make intimate commentaries on the plight of the individual, and to address the social and economic inequalities of his home, taking inspiration from the ideologies and philosophies of anarcho-syndicalist and progressive literature.
As well as creating music for both expansive and intimate performance venues, Daniel has a large and varied repertoire of collaborative works across feature film and theatre, including: the BAFTA- nominated ‘Ralph’, the Academy-Award-nominated ‘Library of Burned Books’, ‘Plaques and Tangles’ at Royal Court Theatre, and additional music for ‘Taboo’ by Ridley Scott and Tom Hardy, for which he worked closely with fellow composer Max Richter. In 2016, Daniel was commissioned by the British Film Institute to create a new work to celebrate his hometown as part of Hull City of Culture 2017 and was awarded Performing Right Society Foundation’s New Music Biennial Award as part of the commission; he was the recipient of the Musicians’ Benevolent Fund Emerging Excellence Award in 2013.
In 2017, Daniel will record and release his debut album of concert material, ‘Islandia’: an album of new music written for chamber orchestra and electronics in which expansive sonic landscapes are interspersed with driving rhythms and expressive textures. His BFI/PRS Foundation commission ‘Bethia’ will premiere as part of Hull City of Culture 2017 and will be performed in Hull and at the Royal Festival Hall, London, with a recorded broadcast by BBC Radio 3. Daniel will also be working on a soundtrack for the computer game ‘Failure: NeuroSlicers’ by game developer Dream Harvest Games, create the score for Abner Pastoll’s second feature film ‘A Good Woman is Hard to Find’, and record and produce various musical artists from his hometown, Hull, as part of City of Culture 2017.
Tumblr media
ON FAILURE: NEUROSLICERS
Beneath the awesome visual styling and game mechanics of Failure, there are a lot of pertinent questions being asked by the story that can — and should — be applied to our own lives in the face of recent political, social, and technological upheavals. What this means for me as a composer is that there is a vast amount of content within the game that has the potential to bring relatable questions and commentary to the fore for those playing it and that there is the opportunity to blur the lines of distinction between our world and the world of Failure.
1 note · View note
Text
Caught Between Worlds
Stuck. Thats how it felt, every hour of every day, for as long as I could remember. Like i was some sort of freak, on the outside looking in. I can remember when i was small, barely old enough to really walk and talk, two and a half, three...and i hated dresses. I hated pink. I hated lace and frills. If i could choose or make my will known it was pants. Tshirts and sweatshirts. Childrens overalls. I hated games in preschool. The girls always wanted to play house, with husbands and babies in some sort of elaborate roleplay. The boys wouldnt let me play with them. "No girls," theyd say. "You wont know how," or "girls arent any good at this. Go play with dolls." somehow...just because i didnt have the same lower regions i wasnt good enough. So i played alone, with blocks or toys, making up elaborate adventures or stories in the process. My mother, my aunts, my grandmother...they all wanted me to be a girl. They tried to take me underwing in baking, playing with makeup, dressup, dolls...they tried to teach me about playing with hair. Me? I just wanted to test out the new computer, watch ninja turtles, and kick butt like she-ra. My one concession to female marketed programs was Jem...but honestly? I loved the story and drama, not the glamour, glitter, fashion, or fame. I was the oldest...five years between me and my brother meant i was dads son substitute until i was almost 11. I learned things like changing the oil in a car, ms-dos programming and how to kick ass in Doom, how to tackle and fight back if grabbed by a bigger opponent. Of course...the instant my middle brother was old enough to do son things....fwip! I was ignored. About the only thing i could get the old man to do was D&D. My grandfather insisted it was a phase i would grow out of, that id become a seeker of a strong man and an actual woman eventually. My mother tried to force me to conform to gender standards. My aunt was disappointed. My father only started caring about gender normativity when i hit puberty. I never told them things like "i want to grow up to be a boy" because even at three, i knew it didnt work that way, on some instinctual level. But i dod wail and growl about the unfairness. Why is x okay for boys but not girls? Why are girls expected to be like this but boys arent? And the answer...oh the answer just upset me and angered me. "Because youre expected to be a young lady." By puberty, the words "young lady" were guarenteed to trigger a huge emotional fit of rage...but i couldnt explain why. Just like the fact that i had to fight for my place amidst whatever boys lived in the neighborhood. I had to work twice as hard to prove i was worthy of being allowed to hang out...and still they sought to ditch me at every opportunity. School was even worse. I was overly tall, strong, and hyper intelligent. I was part of the "Gifted Program" (which in most school systems is naught but busy work or a careful way to set up classes in high school to fix the averages of a class.) I was, in every concievable way the outcast. And then puberty found me. Early. The first time i bled in sixth grade, i cried myself to sleep, hiding blood ruined underwear in the back of my closet until i could throw it away. I didnt tell my mother until i was sixteen--hiding this horrid, agonizingly painful thing that happened to me once a month. When i grew breasts i hated them. I hated bras. And of course, i have breasts that grew huge. I survive with super tight sports bras and tshirts because nothing else fits my fucked up frame: ive got broad shoulders, long legs, and huge feet (size 12 womens, which is impossible to find), and im like 5'8". Id be taller but my arms and torso are short, and ive got wide hips and huge breasts and butt. I hated my body and i still do. I feel like i was a crapshoot built out of the mismatched leftovers of several people. And the shit my parents tried to enforce for gender conformity to this "new identity of a young lady." first was acne management. I wasnt a pizza face, but i did and still do have a bit of an issue with blackheads (Glasses have that effect.) But my parents tried to force me to pop my zits...and when i refused because it hurt, they basically held me down and popped them for me. Then was "shaving my legs". Okay. Underarms i get because pits stink. I shave those because it feels less stanky when i do. But their issue? My legs. I refused to do it. "Boys dont, why do i? Thats not fair!" i fought. Hard. But...like the zits...theyd hold me down and buzz my legs for me from knee to foot while i thrashed and begged...all to force on me a title i never wanted, a mold i didnt fit. And i didnt understand WHY. Why was my behavior, my life and interests and hobbies and clothing all supposed to be dictated by something so unimportant? And then...when i was sixteen, i met a person i hit it off with. A sweet and funny youth my age with hair as long as mine and a goofy smile on his face. In a few months we were dating long distance and i suspect my family sighed in relief that i wasnt a lesbian. Our fathers got to be friends(which was useful, since 200miles between us put a crimp in relations.) But this had another side effect. You see, that next year i learned something id never heard before. Something id never considered until that day in 2002. His father...felt he was a woman trapped in a mans body. I was floored. This could happen? What? So i researched what i could to understand (there wasnt much, back then.) And...i began to wonder....because all I could find was for males becoming females. Even joked with my boyfriend that the universe "got us backwards" (he agreed, seeing as how he was girlier than me) And then it all crashed to a halt one night at dinner. His father, him, me, another mtf person and two other adults were at a restaurant, and the kne guy at the table with no knowledge on trans folks was asking questions. I listened, enraptured as the emotions and disconnects id always felt were described from the other side. Emboldened, 17, and perhaps seeking some form of connection or...validation for my feelings, i piped up, expressing how i felt the universe had gotten me backwards. That was the worst thing to say, as his father unloaded on me verbally for being mocking and insensitive and jumping on a bandwagon i had no business on. Treated me like i was being scum--damn near drove me to tears and made me feel small and useless. And i thought "if this is what trans ppl are like...i dont want to be like them ever." it crushed my desire to understand my gender identity and sexuality for years. It didnt help that as time went by ot seemed every trans person i encountered was one of two things: a dramawhore with the emotional stability of a 14year old girl, or someone like my bf's father who decided that i couldnt belong to his elitest club in a fashion that echoed years of "no girls allowed" from boys everywhere. The internets vast collection of professionally offended "keyboard warriors" who spew bigotry and hate and small minded idiocy while calling it "truth" or "just what X group deserves" is a steaming cesspit of shit I dont want to be part of on any level, and unfortunately many of them claim to be whatever "alternate" gender identity or sexuality is the fad this month. Its not winning me over at all, and made me shy further away from actual people i might be able to relate to...maybe who can help me. I finally did own up to something when i was 23--I was more sexually attracted to women than men. In fact...beyond a few emotion driven crushes as a teen, the only male i have ever found attractive was that same goofy, funny, smiling boy with the long hair...except these days hes my supportive, goofy, smiling mate with the softest heart of gold ive ever known inside a powerful and intimidatingly sized viking-esque exterior. But again...because on the outside, our relationship seems very "normal" im not welcomed much by the vocal minority and so im super wary of all parts of the lgbt crowd. I dont advertise or tell my relatives--my parents and their respective siblings are between 50 and 70 years old. They barely believe this stuff exists. I still dont want to be a girl. I dont want the societal expectations of it. I hate having breasts that risk knocking my teeth loose if i move too fast. And dont get me started on the fucking shit show that is my sex life. Its a complicated shit show that starts with the disconnect of parts and ends with kinks i can never actually engage in because, guess what? Im a GIRL. But at the same time, i stare at the only transmen examples and stories i can find, which seem to be rare and hidden somewhere, at places like fb and tumblr and twitter...at pride rallies and news stories...at stuff recounted by friends...and i dont want to be associated with people whose actions turn them into examples of literal human garbage. And so here i sit, caught between two worlds, never part of either one and feeling like im slowly drowning. It seems like one doesnt want me and the other i dont want... Im so tired of being stuck.
0 notes
Text
Can i cancel my car insurance after my claim?
"Can i cancel my car insurance after my claim?
hi all,   i have a car insurance policy with churchill and have recently written of my car..   the claim is being processed and i need to know some stuff.    i am 19 and pay 1200 a year for my car insurance from sept2009-sept2010.   I made the claim this week.   i am planning to go to america in may for summer camp america and also due to there being a 900 excess ( god tell me about it) i wont be buying a new car and wont need a new car.. my car is only worth 1000 but i am claiming to recover the costs of recovery as i tipped it upside down.    so therefore i need to know if i can cancel my insurance policy and if i can do that now or if i have to wait unil the claim has been processed.   some people have said tat i might not beable to cancel???
BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
Motorbike insurance cost?
hi all i have just passed my bike test and was wondering how much insurance would be for a 125, 250 range engine im 18, 0ncb any suggestions would be good cheers""
If I borrow my friend's car for a day...? insurance?
I need to borrow my friend's car for a day. I'm wondering about the insurance since my name isn't on there and borrowing it for a day. What happens if i get into a car accident??
How much would car insurance cost with a 2008 kia optima im 17 years old?
i get my lisence in 2 months i live in south florida and im gunna have to pay for my insurace so i need to know so i know how much im gunna have to work
Allstate Insurance Price Estimate?
I was wondering what the price of a 1993 2.3 L V4 Mustang LX would be for a 17 year old male would be with less than 100K miles on it
Is this true about car insurance?
I know that when you're 25, your car insurance is usually lowered. Today someone told me if you're under 25 but over 18 and have a child, your insurance is the same as someone over 25. Is that true?""
Will my insurance company keep me with them once i buy a new car?
I am an 18 y/o female I was recently involved in a serious car accident 3 days ago. so here is what happened, I was traveling southbound and there was an 18 wheeler traveling northbound. I was moving over into my left lane because I was soon about to turn onto the highway.the light was green and I must admit I did see the truck but it was further back so I decided to try and make the left the light was turning yellow and I wanted to beat the light but my main focus shifted to my left rearview mirror because I wanted to make sure there weren't any cars in my blind spot..next thing you know I looked up and the truck was swerving out of control obviously he was trying to beat the yellow light as well and since he is driving a truck it is way much harder to complete an abrupt stop without gliding practically 100 yards..he smashed right into me and dragged my car along with his truck until I was facing northbound with him..my car is completely ruined and totaled..I know for a fact that if I would've had a passenger with me they would've died on impact, I am so blessed because i wasn't injured that bad beside a little torn tissue in my knee,the pain from my seatbelt, minor scratches,bruised lips, and the small cuts from small glass and powder from the air bag, I did however immediately jumped out of the car cause I didn't want to get blown up or anything...anyways the police came..come to find out the truck driver didn't have proof of insurance with him..and we both got a ticket..mines was failure to yield and his was failure to slow down at yellow light so we both were at fault that was my first car and I only had it for a month and I have full coverage..now the big question is once I buy another car will my insurance company let me stay with them?..because I really like them and they are loyal to their words and customers..I also realize that I caused them to lose alot of money compared to how much I paid...""
Insurance for 18 year old in cooper s with 1 year ncb?
Im 18 with one year no claims, looking to buy a Mini Cooper s, anybody recommend any insurance companies or had any quotes or advice would be good thanksss :)""
Will my insurance be high?
I'm 16, turning 17 soon. I have strait A's so I get the driver discount and plus my insurance company has a program you can do for an extra 15% off which my mom is going to make me do. I'm a girl so I know my insurance will be less then a boys.. But If I got my own car ( years around 2000-2009) will my insurebce be extremely high?""
Is marriage counseling covered by insurance?
i have blue cross blue shield, will they cover marriage counseling? if it matters i live in Louisiana""
How much is the average costs for running a 125cc motorbike/Moped?
i.e. average insurance/ MOT/ fuel consumption as a provisional Motorcycle license but full driving license. I need this to somewhat give me a idea of commuting benefits of biking to work from zone 4 - 1 London. Thanks in advance
I NEED HELP FLORIDA HOMEOWNERS im looking for a reasonable homeowner insurance rate.?
I just bought a house in Clearwater Florida and I am looking for a good rate. Can anyone help me? Do you have a Good plan on your home?
Insurance will go up for me?
My sister drove my car and was hit from behind. Her insurance is not under my policy. Will this affect my insurance premium? I just had a accident last month also (I hit something on the road which cost $6000 to repair and my insurance covered it without increasing my premium).
What would be a good FIRST CAR?
i'm a 15 year old who has a birthday a little ways away, but i'm trying to get a good idea of what i might get for my first car. my preferences: -nothing the cops would pull over late at night for suspicion of younger driver. i plan on sneaking out, and my city has a curfew, for everyone 16 and under. -i would LOVE for it to be rear-wheel drive. this isn't really needed, but i'd love for it to be. -my parents are spending no more than $10,000 on the car, and it'll be have to be used. -airbags. (parent requirement.) -insurance can't be too high. as in, not sporty. nothing like a mustang or anything along those lines. -it can't be BMW, jaguar, infiniti, cadillac, lexus or anything like that. my mom said they're snobby or grandma cars. -no SUV. (also parent requirement.) -i'm not a hatchback fan. -GOOD GAS MILEAGE!!!!!!! cars i had in mind were: nissan altima mitsubishi lancer mazda3 ford focus honda accord i'd like for you to mention the year of the car, too, if you know it.""
I'm trying to convince a priest to buy car insurance?
I went to the church for the first time since passover a week ago and, being a car insurance salesman, I turned a conversation about sacred divinity of the Lord Jesus Christ into a conversation about low, low premiums on your car insurance. The Priest nodded respectively but kept trying to turn the conversation back to that long-dead carpenter. He was all like You know what's the best hell insurance? Jesus. and I was trying so damn hard, but he wouldn't budge. I converted to catholicism just to try to sell him insurance, I confessed my deepest darkest sins just so I could get him the lowest, fairest rates. I don't know if I can stomach another communiun cracker or resist making another molestation joke. I'm always like, What about your wife Father Connely, does she need car insurance? and he says Priests aren't allowed to have wives, sir. This f**king guy is impossible! I would rather be crucified than deal with this tough-as-nails-in-Jesus' hands customer for another second! I hope Heaven doesn't exist so I don't have to deal with this prick for an eternity! I've called him four times a day for the last week, but he always coerces me into talking about my sins, my trials and tribulations and i'm like, F**K! What do I do?""
Can you cancel car insurance after an accident.?
I had an accident in July, my car was wrote off, I got the value of it from the other parties insurance company, it happened around the 2nd week of July, I thought I would be nice and pay the insurance of over 150 for July around the last few days of the month. It says in my insurance's terms & conditions if I wish to cancel my policy I need to write to them at least 7 days in advance of the next direct debit. I sent them a letter detailing my wish to cancel my direct debits and my car insurance, as I had no job and no car. Many people have told me you can legally cancel it after an accident without having to owe them anything. I was just wondering is this true. Thanks""
Car insurance for a 17 year old?
Hi, ive just passed my driving test and now want a car. The plan was to buy a clio/corsa/punto as i thought they were cheap insurance. When i put them into car insurance comparers though its coming out at like 2500. Even thought im a lad i though it would be cheaper than this. Can anyone suggest where to go to get cheap car insurance or what car to buy were its cheap insurance or any tips any information is helpful thanks a lot xx""
""Low Rate Auto Insurance, Help PLZ?""
I just bought a car today Ford Explorer 2001, high mileage. I never been insured before, do you know which is a best insurance company with lowest rate for someone doesn't have good income. in live in California Bay Area. Thanks""
Can I go on my fathers insurance?
hi, I am 24 and I have just passed my driving test. I was wondering if I bought a car, would i be able to insure it on my fathers car insurance. I don't want to use his car though, I want a car of my own. How would i do it? and will it be cheaper?""
Question about my car insurance?
My current insurance is with state farm; just a question; if i got hit by someone without car insurance and is their fault; they dont have any money to pay for my damage; since i dont have the uninsure motor coverage but i have collision with deductible of 500 dollar; would my collision cover me after i pay the 500 dollar? i guess my real question is what is the point of having uninsure motor coverage when i have collision coverage? would i need both? or just collision would be sufficient?
Why have all the cheap car insurance companies disappeared from go compare?
I've finally got a car sorted and logged back into go compare for a quote and all the cheap insurers like elephant and admiral aren't there. The quotes are horrendous, any idea why?""
Insurance costs for a new driver insured on own car in Canada?
Yeah I know if varies but has anyone recently received their license and bought their own car for their own use? How much was the insurance? I tried checking on websites but they weren't really helpful. It would help if it was in ontario too.
Uk car insurance help?
hi i'm 18 years old and i'm getting a car, obviously it needs car insurance can you give me any tips on what to do to get cheap quotes... i'm currently the only 1 in the family that will actually drive, my mum doesn't drive, no dad and when i went to sites like moneysupermarket and confused.com all i get are 4,000 pounds up!!!! per year, dam its a lot more expensive than the car!!! and can u please explain to me what no claims discount is?? and which cover should i get, comprehensive or the other options thank you!""
WHAT INSURANCE WILL HELP MENTAL HEALTH?
so i lost my health insurance at 19 and im trying to go on one by myself, i got to an outpatient program called High Focus for anxiety and depression and were paying out of pocket for this which is extremely expensive, can someone tell me an insurance that would cover this High Focus center its a private place and does not accept medicade, medicare, or state funds.""
Will Rental Car Accident increase insurance rates?
Hi, I rented enterprise car but unfortunately bumped into a tree.I had full insurance coverage on the vehicle. So I would like to know if that accident will effect my insurance which I have on my personal car?""
Affordable Car insurance for an 18 year old male?
So I did a quote on several sites (Progressive, Esurance etc) and the quote comes up to about $2,000 a month, $8000 for a 6 month policy!! This is crazy, it is twice as much as the value of my car!! Where can I find a quote for a lot less maybe $100 a month or something? My mother does not drive and I am the only driver in the house so I can't use her. Mazda 6i 2004 6Cylinder I am a full time student and worker""
Can i cancel my car insurance after my claim?
hi all,   i have a car insurance policy with churchill and have recently written of my car..   the claim is being processed and i need to know some stuff.    i am 19 and pay 1200 a year for my car insurance from sept2009-sept2010.   I made the claim this week.   i am planning to go to america in may for summer camp america and also due to there being a 900 excess ( god tell me about it) i wont be buying a new car and wont need a new car.. my car is only worth 1000 but i am claiming to recover the costs of recovery as i tipped it upside down.    so therefore i need to know if i can cancel my insurance policy and if i can do that now or if i have to wait unil the claim has been processed.   some people have said tat i might not beable to cancel???
Is it worth taking a risk of driving without Insurance..?
I'm looking for insurance but it's too expensive.. so i don't drive much. but sometimes i want to make quick local runs like going to the supermarket, picking up a friend etc. is it worth taking this risk without an insurance ??""
Insurance on newly bought car?
When you buy a car, you kind of have to drive it home without insurance. What happens if you get in an accident or get pulled over? I'm talking about buying a used car, if that makes any difference.""
How can i get cheap insurance?
I'am going to be 17 soon and i going to buy a car so i was wondering what car should i buy or what shoul i do to get cheap insurance, because at the moment it's cost about 3.500 and that just too expensive... help please""
Drive without car insurance?
My car insurance just expired I can't reinstate it until I get paid on friday I only have 88 dollars until then. I don't have to drive anywhere until then But I don't have any food or toiletries. The store is 1 mi each way from my house I don't have anyone to take me to the store. Would I likely be ok if I took myself?
A renewal company for home insurance?
We've had three claims in 12 years with our insurance company and the company has put us in nonrenewal mode....is there an online company that will handle our insurance... home insurance....?
LA area car insurance?
My friend is letting me use her car for about a year and she wants to make sure I'm under her car insurance, too. (and I pay for my portion of car insurance for borrowing her car) She took my driver's license to have her car insurance company list me under her name. AND IT'S TAKING MORE THAN TWO WEEKS she told me that the insurance company have to contact her and let her know what's up.. but in my common sense, it only takes like ten minutes to list a person under someone's policy. Is this true because I'm not a related family member of hers or is she up to something suspicious?""
Im a new biker what is teh best bike for insurance?
ive just passed my cbt i can drive up to 125 cc what is the best bike (under 2000 pounds) for insurance and what company are best most of my insurance quotes seem to be in the 1000's range
""What is the penalty for driving without insurance on a motorbike, as i feel it was a genuine oversight?""
I was stopped because of a broken rear light and as it happens my insurance had expired about 4 days before. I wasn't aware that the insurance expired , i thought it was at the end of the month. I didn't receive any reminder because i had forgotten to change address with the insurance company, which was completely my fault. This is a genuine oversight on my part, but I'm not sure if they'll look at previous incident i had with my cousins car when i was a teenager about 7 years ago, i got caught driving without insurance. Probably one of the stupidest things i have done but i learned from it, but the court may not look at it like that. Should i get a solicitor and does anyone know how much they cost? Will i be suspended from driving?""
Car Insurance Question?
How much would it cost to insure a used (2004-2008) Pontiac Grand Prix GXP (5.3L V8 305 hp) compared to a Pontiac Grand Prix GT (3.8L V6 260 hp) for a 16 year old male in Texas after successfully completing Defensive Driving?
What happens if to my insurance if i get married?
My parents pay for my insurance and ill have it till I'm 19 if I get married would I no longer have insurance?
Are you required to have proof of insurance in a brand new car?
I juss bought a new car, and the cop pulled me over because he thought my tabs were expired and he asked for my insurance but i told him that i have insurance i just haven't listed this car yet because it's brand new, so he wrote me a ticket..is that legal?""
Do you think IQ should be used in determining car insurance rates?
Do you think IQ should be used in determining car insurance rates?
Do salvage title cars have cheaper insurance premiums?
Do salvage title cars have cheaper insurance premiums?
Best insurance companies for 17 year old passed my test!!?
ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""
How much will I pay for car insurance as a 17 year old in CA?
I am a 17 year old girl, who is going 2 get a nissan versa. I make about $600.00 a month at my job. My parents said they would get me the car. I have to make monthly payments, which would be $250. They have really good credit. How much would insurance cost? What is the best deal I can get? What company should I go to?""
Looking for individual dental insurance?
I'm trying to find an affordable good dental insurance company. I've looked online quite a bit and can only find insurance with a 6 mos waiting period or a dental plan that you pay like $100 a year for a discount which seem useles. I'm 30 and live in Ohio if that makes any difference. Any help would be greatly appreciated!
Will a speeding ticket make my insurance go up in texas?
i got pulled over when i was 4 hours out of san antonio tx on my way to corpus and i dont have to make a court appearance nor do i have the time cuz i hafta pay my ticket by the 20th of this money. i called the court and they said all i have to do is just pay the ticket. i don't want my parents to find out of they'll flip out. Will my insurence go up? how can i stop it?
How pleased are you with your health care insurance?
Please rate 1-10 (1 being you do not have health care coverage and 10 you are very pleased Also Please give your age and nationality
New Driver Car Insurance?
Hi all, How does a new driver go about getting insured for the purchase of a new car? Having never been insured before, how would I go about legally driving away a car newly purchased? So the scenario is that I have sourced the market and located a car. It is a private sale or from a garage. I have never driven before and therefore never been insured on an vehicle. How do I go about ensuring that when I purchase the car I am legally insured/taxed? When looking online, they need all the details about the car before I can arrange insurance, but I cannot guarantee the details of the car until I have seen it in person, when I expect to make the purchase. Any advice/links would be great. Thanks""
Cheap car insurance UK?
any tips to bring the price down? or any insurers going cheap atm? 24 yr old guy 1 yrs no claims citeron saxo desire 03 reg park it on a drive way
Can my insurance drop me?
Hi, i took a urine test with my doctor the other day. I asked what h was testing for and he said everything , so Im not sure what hes testing. He said he was gonna check for diabetes and what not. I was wondering, in the case he drug tests me can he tel my insurance? Can I get dropped from the insurance for this? I smoked weed about 5 weeks ago. I live in California amd hnet is my insurance. Thanks!""
What is the formula for calculating the monthly payment for an Auto Loan?
The bank is financing my wife for 9606.00 at an interest rate of 7.5%. The Term is for 5 yrs (60 months) What should the monthly payments be? I used to be able to do this, but I think I'm missing something. Here is how I did my math: I took $9606.00 and multiplied it times 7.5% and came up with $720.45. Then I added that $720.45 to the $9606.00 and came up with a total of $10,326.45. I then divided the $10,326.45 by 60 (months) and came up with a total of $172.10. Meaning that $172.10 would be my monthly payment. I went to bankrate.com and used their auto loan calculator and they came up with $192.48 The bank came up with $205.00 (I think they added credit, life, and disability) So what the HECK am I missing......Please help!""
Do you need to give a vin number in order to receive a quote on your cor insurance?
My mom called the insurance company to get a quote for adding me onto the insurance. The woman on the phone told her that you need the vin number of the car in order to get the quote. Is this true if the car was going to be new and we knew the exact model and year that we were getting?
Questions About Car Insurance?
I'm trying to see how much would car insurance be for me and my fiancee. She's 20 and I'm 21 both in college. I will be a first time driver and she had hee license for a couple of years and we live in the State of New York. How does insurance work? What's the best company for this? Thanks and God Bless!
Will my rates go up for a hit and run?
This weekend, my car was hit while parked in a parking lot. Nobody left a note or anything, which makes it a hit and run. The damage is extensive so I had to make a claim with my insurance co (it's unfair enough that I have to pay the deductible for something that's not my fault, I shouldn't have to pay even more). When I asked this won't make my rate go up, will it? they told me they will have to wait and see! This is so unfair, it wasn't my fault, I wasn't even THERE and they might raise my rates. I have 2 other claims in recent years, one from 2009 that was not at all my fault and the other from 2008 that was split 40-60 (or something, i don't know the exact % but i was less at fault that the other driver but still deemed at fault which was bs, but i digress). I have State Farm. Does anyone have experience with them and know if they will raise my rate over this? I'm so angry right now!""
Can i cancel my car insurance after my claim?
hi all,   i have a car insurance policy with churchill and have recently written of my car..   the claim is being processed and i need to know some stuff.    i am 19 and pay 1200 a year for my car insurance from sept2009-sept2010.   I made the claim this week.   i am planning to go to america in may for summer camp america and also due to there being a 900 excess ( god tell me about it) i wont be buying a new car and wont need a new car.. my car is only worth 1000 but i am claiming to recover the costs of recovery as i tipped it upside down.    so therefore i need to know if i can cancel my insurance policy and if i can do that now or if i have to wait unil the claim has been processed.   some people have said tat i might not beable to cancel???
""No car, but required car insurance?""
I drive a company vehicle for my job. Due to recent accidents (I was not involved) with the company vehicle, my job had all drivers sign a paper stating that we have personal insurance, valid drivers license, I do not have a working car atm, so I do not have personal insurance. They have pulled me off my driving job and if I dont figure anything out I will lose 16 hours of work a week, is this legal? And does anybody have any suggestions for me?""
How much does the insurance company raise your rates if you use your car for work?
I'm talking about reading meters where I had to use it everyday, often driving from house to house or business to business all day. And I still have a lien on my car. I currently pay about $60 a month.""
What are the best car insurance company's?
In California it is Wawanesa low insurance rates for good drives only
How much do you pay for Insurance in your state?
I live in New Jersey and the Insurance for an auto is so high here. I pay $168 a month for a 2003 ford explorer that is loaded. I have no tickets, my record is clean. I also have lived in Utah and my Insurance was only $50 a month. Just wondering what everyone pays in different states?""
Insurance on a supersport motorcycles is that much higher?
So I'm planning on getting a 600cc supersport soon, and I was looking at insurance rates. The choice package at progressive was $350 for my current 2006 ninja 250. (19m, car driver 3 years, 9 months on bike) and when I try to get a quote for a 600cc bike the price jumps up to $1200 for a bike of the same year (r6), and $1400 for a gixxer. At the same time, it's $450 for a ninja 650r. Are these prices suppose to be right? What's going on?""
How much is it to get your insurance license?
How much is it for the classes/exams/etc in california? I just got hired for state farm, and i need an insurance license but how much is it exactly?""
Will my insurance go up?
Well im 18 and as i was backing up and the car(rental car with insurance) behind me somehow bumped into me. Well we both bumped into each other because he also moved forward. The thing is that the rental car company is saying they might have to make me or my insurance pay for the damages. my car only had scratches and his had a dent on the left front fender(baseball size). The man with the rental car bought insurance which means it could cover the damages but the company is saying that i might have to pay. i believe my dad has allstate insurance for the car i was using. IF MY INSURANCE PAYS, WILL MY INSURANCE GO UP, BY HOW MUCH? i dont know how much the damages cost but i am thinking the fender will have to be replaced because it is dented. i still have not reported it to the insurance...""
How much is a car insurance ?
Just roughly ? Thanks
Whats the difference between molina & caresource health insurance?
Whats the difference between molina & caresource health insurance?
Will a B average my freshman year apply to an auto insurance discount?
I had a 3.2 last year (my freshman) year, and as of now I have about a 2.5. I'll be getting my car soon, so if I can't bring it up by then, will they accept last year's GPA so I can get a 10% discount?""
Car insurance 1st driver uk cheapest & best one to go with.. thanks?
thats all i want to know cheers :)
Can an employer charge women employees more for health insurance than men employees in a group plan?
I was offered a job and I asked to review the companies health insurance information prior to accepting the job. I found out that for their group insurance it's broken down by age and gender. A man my age's employee contribution monthly would be $140 cheaper per month than mine just based on gender and not taking any lifestyle choices into consideration. Everything about this screams lawsuit to me but I've found some differing information on this. With the Affordable Care Act Gender rating is not allowed in the individual market but it does nothing to ban this practice in the group setting from what I've found. Thoughts? Ideas? I've turned down employment with this company based on my personal beliefs.
Insurance for young adults?
I can't seem to get all of my questions answered from my own research, so I've resorted to yahoo answers. My family lost my dad a few years ago, and with him we lost our insurance coverage. We currently receive social security. This stops once I graduate. Would I be able to receive any sort benefits (any sort of welfare, food stamps, etc) as a result of this? What about college grants? Also, my mom, sister and I don't have any health insurance. I want to apply for affordable insurance, but I really don't know much about it. How much would it cost, and what are my options? Thank you so much for anyone who takes the time to answer this, I really appreciate it.""
Can someone explain somethings about Car Insurance to me?
Okay, long story short. Last week I got in a car accident with some friends. My back is messed up and I went to the doctor Monday. He told me that my lower back muscles, tendons, and my lumbar are all swollen and sprained. My parents want my friend's family's insurance to pay for the doctor bills, plus they want to get me something (I think it's called compensation or something, I can't remember) basically, the insurance company will pay me money. I guess my questions are just these: If you were my friend's parents in this situation, would you be mad? Is my family technically suing my friend's family? Does her family find out about this or is it all confiential between me, my parents, and the insurance? We live in Washington state and got in an accident on the Interstate, heading down to Seattle for the afternoon, if it changes anything""
How much in the region of would it cost to insure a 17 year old on a..?
1. Vauxhall corsa '07' reg 1.2 ? 2. Vauxhall astra 05-08 reg ? 3. volkswagen golf up to 10 years old ? any estimates would be much appreciated im looking for a car at the moment and just wanted a rough price of the insurance and 17 btw just passed driving test
Children's health insurance?
Just had custody of 15 and 18 year old changed from me to their Dad . All their lives I've been responsible for their insurance . As far as CHIPS goes in Texas . Since kiddos now live with their Dad . I can no longer get them enrolled . And our custody papers say I am to keep insurance on them till they are no longer eligible . Well , they are no longer eligible . Through the guide lines of CHIPS here in Texas . I even have the paper they sent to me . I can't get insurance on them . What am I to do now . Or is it up to my ex to go and enroll them ? I am a stay at home Mom who babysits . So I do not have access to private insurance .""
What is The Cheapest Auto Insurance for A Beginner?
....
Cheap moped insurance company?
Cheap moped insurance company?
Blood test and insurance?
IS THE BLOOD TEST FOR AFP COVERED BY MY INSURANCE?
How much for basic auto insurance in Canada?
I am driving my car from BC to Waterloo, ON. back for school. I was wondering, in this case, which province's auto insurance I am supposed to get. Can I drive around in Ontario for more than four months with ICBC insurance? Or Do I have to get the new Ontario insurance? In BC I am still N, which is equivalent of G2, and I currently drove for closely three years. Another thing was, how much would the basic insurance cost a month? Is there any big difference between BC and Ontario?""
Car insurance company asking for more money?
hi i cancelled my car insurance back in feb i had it from 23rd dec to 17th feb i paid for the months i was covered and now the can insurance company are asking for the rest of the money for the months after the policy was cancelled. is this legal?
Insurance quote for 2001 Chevy Impala LS with 114000 miles?
I am just curious how much insurance would be on my gf 2001 Impala with a 3.4 and 114000 miles on it. She has a clean driving record?
What can I do for health insurance for my child and myself?
I am contemplating quitting my job, which offers health insurance, to open a home business. I have been slowly building up my business and it's getting to the point where I have to either decide to quit my full-time job or stop developing my business. I have the potential to make much more with my own business than I do at my current job. Before I make the decision to quit my job, I am researching my options about health insurance, which is very important to me because my daughter has special needs and I do not want to jeopardize her health in any way. I also don't want to get myself into a tricky situation where I end up bankrupt because I get sick and don't have health insurance. I have contemplated taking COBRA after quitting my job, however that is very costly. My boyfriend and I toyed with the idea of him putting me on his health insurance as a domestic partner, but my daughter would not be included in that. We live in Minnesota and I'm wondering if MinnesotaCare would be an option for us, at least to tide us over until I can afford to purchase health insurance or my boyfriend and I get married and my daughter and I can go on his plan. However, I did read that to qualify for MinnesotaCare you must not have had insurance for the last 4 months and that's not a gamble I want to take. My daughter is already on TEFRA (MN disability health insurance) so I am wondering if she was dropped from my plan if TEFRA would cover her 100 percent. My worry about that is if another group health plan wouldn't accept her pre-existing conditions going forward because she would be off a group plan for more than 62 days. Does anyone have any ideas about affordable health insurance options that I should look into? Or know more about the HIPAA laws? And before someone suggests calling the state for information...I have and I'm waiting for a call back. Thanks!""
Why do insurance companys ask how much you paid for your car?
When they don't want to pay that amount out ! Although you pay that premium.
How much would insurance be on a 1993 mazda miata mx-5?
i am a 17 year old that has already had one speeding ticket if that helps.....but how much do you think the insurance might cost?
Can i cancel my car insurance after my claim?
hi all,   i have a car insurance policy with churchill and have recently written of my car..   the claim is being processed and i need to know some stuff.    i am 19 and pay 1200 a year for my car insurance from sept2009-sept2010.   I made the claim this week.   i am planning to go to america in may for summer camp america and also due to there being a 900 excess ( god tell me about it) i wont be buying a new car and wont need a new car.. my car is only worth 1000 but i am claiming to recover the costs of recovery as i tipped it upside down.    so therefore i need to know if i can cancel my insurance policy and if i can do that now or if i have to wait unil the claim has been processed.   some people have said tat i might not beable to cancel???
Small Business General Liability Insurance rates for premiums and audits?
The small business that I work for is currently shopping for a GL carrier and in getting quotes, questions are coming up that I just cannot find the answers for. Our current GL company basis our premium on our policy year payroll. However, one company that we are getting a quote from is basing the quote on the policy year gross income. Now, these two numbers are VASTLY different and I don't know why one is basing my premium on one item and another company on another item. Another question is Audit Rates. The audit rates between these two companies, (again based on different item dollar amounts,) differs also and I was wondering what a standard audit dollar amount would be, or maybe an average? If it makes a difference, my company does subcontract low voltage work. Thanks!""
What's the best and cheap health insurance for self employed in US?
What's the best and cheap health insurance for self employed in US?
""Im 19, need a renewal on car insurance, whats cheap?""
i passed driving test in march and its due for renewal the 15th march, im with tesco at the mo but it keeps coming up with error message online, i really need to find something cheap as i cant afford a lot. please help? i have nearly 1 year no claims""
How much will car insurance go up for getting 2 points?
How much will car insurance go up for getting 2 points?
I haven't received my national insurance?
I'm 16, going to turn 17 this year. I am from Bolivia (south america) I have live in the UK for 7 years and I don't received any benefits ... I haven't received my national insurance and i don't know why if any one knows why or how i can get? then please tell me thank you""
What does maternity and complications of pregnancy mean for insurance coverage?
I am looking into getting health insurance and the policy I am currently considering says that maternity and complications of pregnancy are covered as any other sickness. They are in the same section on the same line so I am wondering if this means they cover maternity expenses or if they only cover complications like any other illness. Any help would be great. Thanks!
USAA Auto insurance extra monthly bill?
Hi we've been with USAA for over 10 yrs now for our Auto/Recreation insurance company. This month on our bill i noticed our rates went up by 35+ dollars per month. I called and they said nothing has changed in our policy. They told us because the dates our policy renewed we have an extra bill in this cycle. So they had to charge us more so we wouldn't have to pay 2 bills in 1 month. I am so confused it seems like were making an extra payment for nothing. We Pay every month on time , so I'm not sure why we have to pay an extra payment to avoid a double billing. Only thing they could tell me is that it happens to alot of policyholders once or twice in the lifetime of the policy. Seems strange to me. Thanks for your responses!""
Renting a car without insurance?
I am planning a trip in a couple months with a friend of mine. We will need to rent a car. I do not have a license, so she'll be the driver. She doesn't own a car, so she doesn't have any kind of car insurance. We'll be renting with a debit card, so there won't be any coverage from a credit card either. Will we need to buy the rental insurance from the rental car company (most likely Thrifty)? Any idea how much it would cost?""
Does my liability insurance cover my new car ?
I'll buy an used car from San Francisco, CA. I'd like to drive it to Los Angeles CA (in same day) and then wanna do all the paper works in LA..Does my current AAA liability insurance cover this trip?""
Cost to insure a Bentley?
For a school project, we have to estimate the price of insurance for a speicific car. How much would it cost to insure a 2012 Bentley Continental GT? (approx.) I can't call my insurance company, I'm 14. Thanks!""
""Can you recommend a good,cheap insurance for a 17 year old??
I don't want to be on my mom's because mine will be higher than normal because hers is already really high.I'd rather just have my own insurance.Thanks in advance!!
Car insurance renewal & no claims certificates?
My car insurance is up for renewal soon, I had 1 year no claims before the current policy (but no certificate to prove it) and havent claimed during it. When I renew I like to look for the best price which may mean not sticking with my current insurer. If I change insurer and they ask to see proof of my no claims how can I prove I have 2 years? Will my current insurer issue me with a certificate saying 2 years (1 year with them added to the 1 year beforehand) or just 1 year? The other issue is that surely this certificate will arrive AFTER I want to begin my new policy?? Any advice would be much appreciated""
How do I get back a revoked license in Colorado without owning a car or having car insurance?
When I had my license revoked for DWAI in Colorado, I was told that I could get my license back when a year was over by submitting an SR-22 form. The way I understand it, you can't get an SR-22 form unless you have car insurance. Is this correct? I don't have a car or car insurance, so how do I get my license back?""
What will life insurance cost me ? Ballpark!!
what will life insurance cost me? im just looking for a ballpark price. i know i know . factors. just say im 40, a little over whight, non-smoker, 90,000.00 i have 10 at work. so if i die my family gets 100,000.00 what is this called. life term? or something. like i said just looking for a W.A.G. per month 10$? 20$? 5$? 30$? Thanks""
Auto insurance question?
what typically happens if ur drivin without insurance and get into an accident that wasnt ur fault...
How to obtain depreciation from insurance company?
I had a roof claim at the end of the year for $45K. Ultimately the roof failed and damaged the interior of the home as well. The insurance company sent an initial check for $38K, and there is $7K in depreciation as a hold back. Once the work was completed I sent the insurance company a final invoice from the contractor for $44K. The invoice listed all of the work done and a grand total. The adjust is asking for line item detail around the charges. My contractor is telling me this is a ridiculous request and won't provide. So now I am sitting here with an adjuster who won't budge on their stance and a contractor who won't help. Are there any hard and fast rules on how to obtain the depreciation funds. In the couple of claims prior to this over the years, all I had to turn in was a generic invoice. I am at a loss and need to get those funds to close this deal out. I have full replacement value.""
Cheap auto insurance for mid-california...?
i had a accident in december last year and a speeding ticket doing 90 in a 55 last year.. 2 different occasions. i am buying a 2002 jeep grand cherokee laredo and wheni went to geico they said my quote was like $406 a month.. thats crazy. progressive was $199 a month.. but it still seems outrageous... cant i find it cheaper than this? please help..... im 23 female who has had my license for 7 years since i was 16, never had it revoked or anything.. how do i get my rates to go down?""
What is a good first car that's cheap on insurance? UK?
I was thinking about buying a car, one that is cheap on insurance, good for a first time buyer? I dont have a huge budget so no new cars im afraid! any help?""
Does anyone know the cheapest auto insurance?
In florida that is? i'm 18 and trying to buy my first car. I'm almost to my car cost mark and I know that i'm going to have to be ready to buy auto insurance....and I'm not 'bankin'' lol.
Can you buy a car if you don't have a license in CA? Can you get car insurance without having a license?
My friend has a driver's permit. She wants to buy a car and practice driving in it so she can get used to it. Then she wants to use that car when she goes for her driving test at the DMV. Can she buy and register the car without having a license? If so, can she get insurance on the car without first having a driver's license? Thanks for your help.""
What one would be cheaper for insurance and do you own a sports car if so how much on insurance is it for yo?
When I turn 16 I was thinking of getting a sports car and I was wondering what one would be cheaper for insurance would it be a 2004 mustang or a 2002 camaro or a 1974 challenger I live in nebraska in a small town we have the money to own one but I want to know what would be cheaper and how much it would cost yearly or monthly and If you own a sports car what kind and how much do you pay monthly
Why are my insurance quotes so high?
20 year old male toronto ontario G2 issued oct 2011 G1 DEC 2010 car 2003 toyota celica never been insured before quotes came up as 12000-16000/year i tryed it with a 4 door honda accord and it was 10000/year, i tryed 3 websites. Also is there an easier way to find auto insurance around toronto?""
What's the best way to shop for insurance? Through a broker or online?
A broker has many insurance and knows where to shop if I go online am I going to be get the best rate?
How much would insurance be if i got this car?
its a 1992 toyota celica gt,i would be going under my dads insurance cause of my age and this is what he would be worried about.he has geico.im not going through drivers ed.his car is a 2004 dodge neon sxt.this is all of the info i can think of right .what would you say the insurance would be at a estimate?""
What is the best(cheapest) orthodontic insurance?
What is the best(cheapest) orthodontic insurance?
Can i cancel my car insurance after my claim?
hi all,   i have a car insurance policy with churchill and have recently written of my car..   the claim is being processed and i need to know some stuff.    i am 19 and pay 1200 a year for my car insurance from sept2009-sept2010.   I made the claim this week.   i am planning to go to america in may for summer camp america and also due to there being a 900 excess ( god tell me about it) i wont be buying a new car and wont need a new car.. my car is only worth 1000 but i am claiming to recover the costs of recovery as i tipped it upside down.    so therefore i need to know if i can cancel my insurance policy and if i can do that now or if i have to wait unil the claim has been processed.   some people have said tat i might not beable to cancel???
https://www.linkedin.com/pulse/geico-insurance-quote-rv-lynn-wade/"
0 notes
What is the average amount of money people pay on car insurance?
"What is the average amount of money people pay on car insurance?
Two years ago when I was 18 I paid in full for a used 05 Taurus for 1500. My dad added me to his family policy which consists of my dad, my 24 year old sister, and now me. Ive been paying $1560 per year for my car insurance since I got my car. Which is like 30 bucks a week. Is this average or am I over paying for insurance, and could I get car insurance cheaper if I just went on my own? If so who should I get insurance with, cheapest options. I live in MA. Help me out, I dont know too much about this crap lol thanks
BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
Cheapest car insurance?
Does anyone know the best deals around for third party fire and theft? The quotes I have been given are ridiculous compared to last year, I'm sick of shopping around having to keep repeating the details then to find that the quote is as bad as the first! Thanks Guys if you can recommend....""
How much car insurance does a 18years old guy has to pay per month in UK??
I am 18years old i wanna buy a car..lets suppose if i buy a cars that worths about 5000pound how much insurance will i have to pay per month?
""IMPORTANT: Young, pregnant, no money! Any advice on how I wil get by?
I am 24 and pretty sure that I am pregnant (will be going to the doctor on monday to verify). I don't make a lot of money and I was wondering how other women have done it. In my head it seems impossible to afford a child. Advice please.
What is good car for cheap insurance?
okay im 16 and now have enough money for a car. I want a GM or Ford car what would be a good car from the 90s that would be the cheapest on insurance.
Switching car insurance providers?
am i able to switch car insurance providers before my year is up? i have 8 months left but i have had a cheaper quote elsewhere which saves me 900 a year!
""Driver's license address, insurance address, etc. etc. discrepancies?""
Hi guys. Well, to start out with I have my driver's license address set to my uncle's house in pembroke pines, FL, but I live here in Hialeah Gardens, FL. Why do I have it set to my uncle's house you ask? Well, back when I was 18 (i'm 20 now) my mom persuaded me to set my insurance address (progressive) to my uncle's house so it would be cheaper. It's cheaper by like $100. Now, I'm scared I can be legally held liable or whatever if I get in a crash or whatever the case. I mean, I'm sure there has to be some type of deterrent or punishment so people don't do this kind of stuff like me. Another thing I'm worried about is when cops stop me. Since those two years I have only been stopped three times for minor infractions that did not go punished. Another thing is when I have to apply at jobs. Usually employers don't really care that on the application it says pembroke pines as long as I let them know I actually live close to them in hialeah gardens. I recently applied for my security officer D license and the problem is that in some companies I have to put the address that it says on my license like in any other job but, the problem is that they locate your post depending on were you live. If anyone can shoot me any information it would be more than appreciated, thanks!""
Car insurances?
18yrs old just been quoted 1,300 for a 1100cc car K reg.Offered 300.00 plus 1.000.00 returnable deposit if he dont have any accidents, broker did not want to know but said on top of all that he has got to pay the first 350.00 if involved in a accident. How dear is that?ps past tests.""
Do I need to pay car insurance?
I recently fall behind payment on my car insurance, they said I need to pay the late payment plus the new payment for the new 6 months, how can I work it? I have no cash to cover all of it?""
What is the difference in Medicaid/Medicare and state insurance?
What is the difference in Medicaid/Medicare and state insurance?
2005 Pontiac G6 GT Insurance?
I have a 05 G6 GT. I am an 18 year old male living in kansas and I want to know how much monthly insurance should be? It is a 4 door car.
How much are insurance?
I asked this, before but it was too general so here are the insurances i want the price of.. 1. Health 2.Car 3.life 4.home in georgia.""
Help with car insurance?
I am 15 with 1 month before my birthday, and of coarse my license. I have made some sort of a deal with my parents. This deal allows me for every month I postpone my license i get a percentage of the insurance they would have payed. How much is insurance, how much of it should i get, and is it worth it?""
UK Car insurance in-between switching cars?
To keep things simple I am calling the current car I have Car A and the new car as Car B. I have insurance that runs out on CAR A in 2 months time which I want to keep on the basis that I don't want to lose my no claims bonus for this current year by cancelling the insurance. I was planning to switch cars in 2 months anyway but have found CAR B at a very competitive price with all the extras I need. (Car B comes taxed and MOTd). I currently cant change my policy from car A to car B as the provider says the update will increase my premium to over 2000 just for the remaining 2 months! I am a young driver so I am not able to get temporary car insurance either. My question is what are my options other than simply buying car B now and letting it sit on the driveway for 2 months waiting for my current policy to expire? E.g.is it possible to take out insurance on car B without NCB now and add ncb 2 months after the policy has started? Any other loop holes you clever poeple can think of?
About how much a month does a first time teen driver in Northern VA pay for car insurance?
What is a reasonable figure?
Insuring a second vehicle?
My husband and I both have our own vehicles but have just purchased an old Land Rover for towing our trailer tent. We have been searching insurance companies online for a cheap quote but have been getting quotes for 1000+. We only want to use the vehicle occasionally & think this is a ridiculous amount of money to pay for insurance, (especially as the vehicle only cost us 600 to buy.) Can anyone recommend a company that provides insurance at a reasonable price for an occassional-use vehicle? Thank you""
Does GEICO stand for General Electric Insurance Company?
Does GEICO stand for General Electric Insurance Company?
Will my car insurance cost less when the surcharge ends?
Please let me know what your experience gas been.. Thank you
Can I get car insurance for my work place way from home?
can I get car insurance for my work place way from home
Do I need insurance to drive my father's car?
recently i have passed my driving test and my father have a comprehensive car insurances!!! i can't effort to buy a car or car insurance? do you think is legal to drive it? thanks
Prior proof of insurance?
I just got progressive car insurance. They want me to send prior proof of insurance from my old company. Do I just send in my old insurance card?
""Car insurance,if im fully?""
If im fully comp on my own insurance, could i buy another car and not pay any more premiums.""
Who is the cheapest auto insurance company?
i live in CT and all the big name companies i.e. geico, progressive, esurance that say they are the cheapest are expensive. anyone know of any actually cheap ones?""
Which group of car insurance is cheaper?group 1 or group 2?
Which group of car insurance is cheaper?group 1 or group 2?
How much will my insurance go up for a leaving the scene ticket?
How much will my insurance go up for an 18 year old male, with a leaving the scene ticket and driving with an expired license ticket go up? I was at college yesterday, I hit a car. I didnt leave a note, i was not thinking straight from pulling an all nighter for an exam. And I did not call the police because no one hurt, in fact, the other person was not even in his car. And i did not want to miss my exam.. I know, i could of wrote a note, but im an idiot... i feel like ****. i feel bad for my father, his car and stuff.. Im going to get a job to pay for it.. i cant let him pay for my shitty mistakes.. so i was wondering, how much will my insurance go up.. :(""
What is cheap full coverage car insurance?
What is cheap full coverage car insurance?
What is the average amount of money people pay on car insurance?
Two years ago when I was 18 I paid in full for a used 05 Taurus for 1500. My dad added me to his family policy which consists of my dad, my 24 year old sister, and now me. Ive been paying $1560 per year for my car insurance since I got my car. Which is like 30 bucks a week. Is this average or am I over paying for insurance, and could I get car insurance cheaper if I just went on my own? If so who should I get insurance with, cheapest options. I live in MA. Help me out, I dont know too much about this crap lol thanks
Do i need motorcycle insurance to get my tags?
I have my first motorcycle, a green 2002 kawasaki ninja 250, green of course. I am working on getting insurance but its going to take about 5 more days. Can i get my tags without insurance?""
How much is motorcycle insurance in california?
Im 19 years and im planning on buying a 2012 yamaha r6 as my first bike (no experience) I am going to take a MSF course. Anyways how much would motorcycle insurance cost me?
20 yrs old and i'm wondering how much insurance would be on a 600cc motorcycle in the Orange County area.?
I took a safety course and got my lisence a few weeks ago and i'm wondering if anybody can give me a range of how much it would be. I have a clean driving record and also have another car I could put on the insurance plan. Thanks
Is it possible to switch car insurance?
If someone wanted to switch their car insurance over to a cheaper one because theirs got raised because of points, will it also raise on the insurance they want to switch to?""
Where can I find an affordable Orthodontist in Seattle/Kirkland/Woodinville area?
Where can I find an affordable Orthodontist in Seattle/Kirkland/Woodinville area?
""Just passed driving test, INSURANCE!!!?""
I just passed and for insurance on a simple 1 - 1.3 lt, the cheapest i have found is 2200. IS there any cheaper way?""
Is free Health Insurance and Food Stamps considered economics?
My sister says food stamps and health insurance are government. What are they exactly?
Car insurance and 18?
I live in mn and my car insurance is going to be 300 and some for liability and full is going to be 600 a month Is that good or high I do have not a good driving record and i drive a 99 s10 blazer
How much is insurance for young men drivers?
I want to get a new car and im 18 years old. My dad says he wont put me on his insurance if i buy a new car but insurance on a new car will be like $400 a month!!!! I have no accidents or tickets my record is clean. Is this normal? I dont live in a bad area and it is a convertible pontiac g6. ThanX
How much do u pay for your car insurance and how old r u?
How much do u pay for your car insurance and how old r u?
Looking to insure a Corvette.?
I'm a 16 year old kid ill be 17 in a few months. I am currently saving money to buy a car and my dad will match what i make to buy a car. but that's not my question, like every teenage boy who takes an interesting we all want one thing: sports car. Of course, i looked into cars like the Mitsubishi Eclipse or whatever but my dream is a corvette. Ive looked at prices for a c4 or c5 vette and to buy them i can manage, its the insurance that's worrying me. Can someone give me an idea of insurance costs for a c4 or c5 corvette for a 17 year old kid? I'd appreciate all the help i can get.""
Why is my car insurance expensive as the year go by?
i got the car in 2009, each year the car insurance keep rising by price.. it was 400, then 600, now its 800... but as the year go by the car is getting older, so why is an older car insurance more expensive? does this have anything to do with the fact that my car has leather seats?""
""How long until a DUI goes off your driving record, for insurance purposes?
My husband got one in 05 in Washington State. I heard it was three years and then you don't have to disclose the DUI to an insurance company. I will be policy shopping soon and I don't want my rates any higher than necessary.
How much is the license reinstated fee for suspension from no car insurance?
How much is the license reinstated fee for suspension from no car insurance?
How much would insurance be on a 1993 mazda miata mx-5?
i am a 17 year old that has already had one speeding ticket if that helps.....but how much do you think the insurance might cost?
Do union workers at car companies really make too much? Is health insurance a factor?
What is the difference between america and Japan? How much do Japanese workers make and what type of health coverage (if any) do they get?
How much is this car worth to sell this car to the insurance.?
It is a 2005 Toyota Corolla CE with a salvage title. It has 76000 miles just body damages. Thanks in advance
Which is cheapest car insurance in new york?
i want to buy a car but i know the insurance of the car is very expensive. I will like to know if there is a car insurance that i can afford.
""BMW 318i 53 reg, insurance new driver?""
Parents may be buyign a new car, how much would it cost to insure a new driver on a bmw 318i 53 reg, about 30000 miles. Insurance would probably be on parents policy, 30+ years no claims, safe driving etc.""
I am 18 and need car insurance?
i am moving out of my moms house, me and her havent been getting along at all lately. she isnt letting me take my car so i need to buy my own car and get my own insurance. is it possible for an 18 year old to get their own car insurance policy ? i was told you had to be 25. and if i do buy my own policy, about how much will it be? i have no tickets or violations and it will be an older car, but it will run! and advice at all on moving out and making it work would be much appreciated.""
Where can I get the best car insurance rates?
I have been on the same plan for 10 years now and they charge $165 each month which is ridiculous. Any idea what is the best company to get a better insurance rate?
1978-79 Trans Am insurance?
How much would insurance cost for a 1978 or 79 Pontiac Trans Am for a 16-year-old? (I'm curious for someone.)
Question about medical insurance?
how can i find out whether or not my medical insurance is expired or not? i have medicaid and i was told i should receive a letter about the matter in the mail but i haven't yet.
Can someone explain the difference between Health Insurance and any other Insurance?
I don't understand why people act like health insurance is so radically differently than other insurance. Is it? Insurance is a form of risk management to hedge against loss. Auto, Life, Homeowners, Unemployment and Health are among the types of insurance you can buy. I'm generally not required to buy any of those insurances. If I have the title to my home, I'm not required to have homeowners insurance. If I don't drive a car, I'm not required to carry auto insurance. Why should I be forced to buy health insurance? If I want to take that or any gamble by not buying insurance, isn't that my choice? I will admit that by not purchasing health insurance, I could be putting a burden on others if I was admitted to the ER and couldn't pay, that burden of payment would fall on others. HOWEVER, that burden would be there whether I was forced to carry insurance or not. If I don't make enough money to buy this mandatory insurance, then the gov't will give me tax credits to purchase insurance. Who's paying for those tax credits? All of the tax payers. So either we pay the providers/insurance companies via higher premiums to cover loss, or we pay the gov't via taxes. Forcing (perhaps unconstitutionally) citizens to purchase health insurance won't solve anything, it will just move where the cost is incurred. But please, explain why people are treating health insurance so differently.""
What is a good reputable Insurance Company for Health Insurance?
I need health Insurance and I want to get quotes.
What is the average amount of money people pay on car insurance?
Two years ago when I was 18 I paid in full for a used 05 Taurus for 1500. My dad added me to his family policy which consists of my dad, my 24 year old sister, and now me. Ive been paying $1560 per year for my car insurance since I got my car. Which is like 30 bucks a week. Is this average or am I over paying for insurance, and could I get car insurance cheaper if I just went on my own? If so who should I get insurance with, cheapest options. I live in MA. Help me out, I dont know too much about this crap lol thanks
Can i get a bought car with someone elses insurance?
So i bought a car but it needs to be fixed so i need to tow it to my house. I dont have insurance on it yet until i fix it. My parents have triple A and are real good customers. Can triple a tow the vehicle to my house even of its not insured yet?
I am 6wks pregnant. Insurance companies wont accept me now. What do I do?
I am afraid to call other places and tell them I am pregnant b/c i know they wont accept me. I need to find a place that will cover me and my baby. I don't know where to start to look. Help please to point me in the right direction.
Is there any insurance company that will insure horses 17 and over to cover illness.?
Is there any insurance company that will insure horses 17 and over to cover illness.?
Increasing benefit insurance?
Are there life insurance companies in US that sell increasing benefit (benefit increases at fixed % each year) insurance. Note: Not variable life insurance
How much do you pay for taxi insurance in the USA? Who is your provider? I want to operate an independent cab.
I am in Washington state and I am doing my research into the profitability of starting a small taxicab company with 1-2 cars. Only one one insurance agent has returned my calls and he said insurance would be around $32,000 per year for an independent cabby. I am shicked - is this true?""
""Dealt with car accident outside of insurance company, how can I chase up the receipt?""
On Christmas Day I went out in the car to pick up some drinks from the petrol station and on the way out of the station I bumped someones car. I stopped and got out to give them my details (name, address and phone number) and then went home. In the panic of the moment I think I just wanted to get home as it was Christmas Day and I didn't hang around to take photos, ask for witnesses or discuss options with the other driver, which in hindsight I regret and realise was stupid. When I got home, the guy called me up and, again with the stupid mistakes, I said that I would rather settle outside of insurance; the driver wasn't keen on the idea at first and wanted to settle through the insurance company but I couldn't call them until the next week as they were closed for Christmas. He texted me the next day saying that he was going to get a quote from a garage and got back to me later with a quote for 400 through a 'friend of a friend's garage'. At this point I was a bit suspicious and the amount seemed very high for what I thought was not a lot of damage but at the same time he said that he either wanted to do it like that or through the insurance and I really didn't want to loose my no-claims discount as insurance for young male drivers is very high without the no-claims. In the end I decided to pay him, not without a certain bitterness owing to the fact that he was pressuring me for an immediate decision, which also made me suspicious. Having sent the cheque for 400, he kept up communications initially and let me know that he'd received it. He said that he would send me a copy of the receipt from the garage for my records but once he received the cheque I never heard back and now cannot get a reply. Bit long-winded for a question but that's the background story, my question is two-fold: 1. Can I do anything about it? It's more the principle than the money that bothers me, I know that I caused damage to his car but I now suspect it wasn't as much as he claimed. 2. Does 400 sound like too much or should I stop worrying about it? I hit the back corner of his car with the back corner of mine, and he later told me that I had cracked the rear bumper, which needed replacing. I'm not sure of the make of the car but I think it may have been a Ford Fiesta or something similar. I would really appreciate any help as it's weighing on my mind... I don't like people walking over me. At least if the amount he claimed sounds reasonable I can put it down to him being a wanker but the amount claimed being fair and forget about the whole thing.""
Is it legal for insurance companies to require that you have a certain amount for personal bodily injury?
coverage before they can give you an insurance quote.
Car Insurance Down Payment?
I just purchased a car insurance plan and there was a down payment necessary which was about double the plans monthly cost, it totaled about 270 total and the plan is 130 a month. I was wondering if the down payment I paid would go toward next months payment as well so I wouldn't have to pay for that month or would i eventually get my down payment back? Thanks in advance.""
Insurance on a car that my mom owns and registers that I will be taking to college with me.?
I am taking my moms car to college with me(saab 9-5) I'm going to auburn and live in maryland, I drive this car every day insurance knows i am the only driver of this car, but i plan on taking the car with me to auburn AL, what will i have to do to do this. I also plan on changing my license to an alabama license when i get there, will this matter? will our rates go up, the car will be kept in the driveway there and only used for grocery shopping""
Question about newborn insurance coverage under the mother's plan?
With the birth of my first two children, any claims that were submitted to the insurance company for the first 30 days were paid under my plan. After that, I could elect to add them to my policy or not. I had a baby 30 days ago and they're denying his claims. I've called Humana (a new insurance for me since the birth of my first children) and they assured me that the claims for him would be paid, and that they would NOT add him to my policy (he has separate insurance). I was just at Humana's website searching for a provider (for myself) and it appears they've added him and made my deductible of $2,000 go up to $4,000 (family coverage). Is this correct? I thought it was state or federal law or something that newborns are covered under the mother's policy for the first 30 days. Can someone help?""
How do I get insurance help for pregnant women?
I was on vacation in Hongkong when i learned im 3 months pregnant, now im back in California and already in my 26th week. How do I get help applying for government programs (i dont have medical insurance) like AIM, since my husband's income is a little over for Medical.""
How much do you spend on your car payment/insurance per a month?
and is it a used or new car?
My car engine locked(died) should i report it to auto insurance (Geico)?
I have rental car coverage on my policy, I was wondering would reporting a claim to my car insurance company about my car engine locked will it raise my insurance rate. I was driving my car and the engine died on me. I really need a rental until my car is fixed.""
Any one know where I can find an affordable car insurance on line?
In Monterey Park,california""
Who sells the cheapest car insurance?
Who sells the cheapest car insurance?
Can you sell a car without insurance?
Hi all, Right, i want to sell my car. I have cancelled my car insurance and the car is parked on Private Land (off-road). The car DOES have valid TAX & MOT. If a potential buyer wants to view/test drive my car, will he be allowed to drive the car on the public road? As i have no insurance, would his Fully Comp cover my car to 3rd Party? The buyer will only be driving it for about 10-15 minutes. Thanx in advance!""
How much does car insurance cost a month?
for a 20 year old university student who's low risk
Which major company has relativly cheap life insurance for young people?
Which companies traditionally have low rates for term life insurance for young people. I'm 24 and my wife is 25. We want to get 300,000 each.""
Does my liability insurance cover my new car ?
I'll buy an used car from San Francisco, CA. I'd like to drive it to Los Angeles CA (in same day) and then wanna do all the paper works in LA..Does my current AAA liability insurance cover this trip?""
How much would like insurance cost for my 60 year old mom?
i will be paying but is it based on her income? im looking to buy anywhere from $100,000 - $1,000,000 life insurance she suggested i do but i have no idea where to start and what are some legit real life insurance companys? thanks""
What is a good life insurance company for the price?
I want to purchace some life insurance just in case.
How much will my insurance go up?
I recently crash my car into a bush going 50 with 4 other people in it. The car costed $2000 and I totaled my car and the police came. My 6 months weren't up so I wasn't supposed to have anyone in the car with me so I got a ticket for that and I got a ticket for reckless driving plus my license suspended. How much will my insurance go up?
Will my car insurance go up?
I just got a speeding ticket for going 14mph over. I pay my car insurance on a 6 month cycles and I just paid for the next 6 months at the beginning of the month. Is there any way the insurance companycan charge me more for the current 6 months or will my insurance not go up until my next 6 months bill? Thanks!
What would restitution be when my insurance is paying medicals?
I was hit on my bike by a driver of a car, who has since gone through the criminal court system and restitution has been awarded to me. So far, my own insurance company has been paying for my medical bills. What is my demand for restitution? Is it just the amount that the insurance does not cover (co-pays, etc.) or everything? What if I don't know how much medical help I'll need in the future? Is a restitution award a solid number, or can it be an agreement for the driver to pay medicals into the future, as well? I believe restitution also includes time I have missed from work (lost wages), etc.; Does it also include non-economic damages like pain and suffering? I have a civil suit against the driver, and I am just unclear how restitution from the criminal case works with the damages that I am seeking in the civil suit. Any elucidation would help. Thanks! I know laws can vary; I'm in CO.""
Does insurance compaines cover the person or the car at fault?
The girl that parks right next to me in my apartment swiped the side of my car. she is now claiming her friends park her car sometimes, but she knows she didn't hit my car. Personally her car is her responsibility and I feel like even if a friend of hers was parking when the incident happend, she is responsible for damages because its her car. Would she be responsible? Can I take her to court if she doesn't have insurance? And if she does have insurance would they cover this? I also have good pics.""
What is the average amount of money people pay on car insurance?
Two years ago when I was 18 I paid in full for a used 05 Taurus for 1500. My dad added me to his family policy which consists of my dad, my 24 year old sister, and now me. Ive been paying $1560 per year for my car insurance since I got my car. Which is like 30 bucks a week. Is this average or am I over paying for insurance, and could I get car insurance cheaper if I just went on my own? If so who should I get insurance with, cheapest options. I live in MA. Help me out, I dont know too much about this crap lol thanks
How do you find another person's insurance carrier for an auto accident?
Recently my car was parked on the side of a street. A car pulled up behind it, and caught fire. There was extensive damage to the rear of my car. The person who owned the car was nowhere to be found, and there was no insurance information in the car. The officers on the scene provided me with the registered owners name, address and license plate number. The officer suspected the car may have been stolen, but wasn't certain (The RO of the car lived a few towns over). I do not believe I am liable for this accident. Is there any way to track down this person's insurance company for me to get covered in this incident? I don't have comprehensive coverage, so my company isn't going to cover the damage. Is the fact that the car was possibly stolen an issue? Thanks very much!""
Why should teenagers have to pay so much on insurance for a BRZ or FRS?
What just because it looks like a sports car it is?? Since 2007 teenagers have been disapointed that they can't get a subaru WRX or STI because of the turbo charger and now that they've made a two door without turbo it's STILL off limits for teens?? It's FOUR cyclinders. Give us a break. All you old farts drove muscle cars when you were our age.
""On average, how much does car insurance cost for a 17 year old male?""
Dear reader I am a 17 year old male. I am searching for car insurance once I get my driver's license I will be required to pay for my own car insurance. I want to get an average cost (monthly) for someone my age- regardless of the company I am not sure what factors play into a policy's amount- however, if it does matter, I am a straight A student with a 4.2 GPA (scale of 4.0)- I have never been convicted, nor prosecuted for a felony or anything of that sort. To sum up, I am quite responsible for a male my age. Please do not be rude in your responses I appreciate your help PS. the car that I would be driving is a Toyota Camry 2005 (all paid for). I also live in the state of MD""
SHould i trust AIS insurance broker co.?
I just got an auto insurance quote from AIS and they gave me $250 for 6 months for my 1999 ford. that's like $44/month for a 15000/30000 liability insurance and it is through MERCURY insurance co.... should i trust this and go with it?? i currently have GEICO paying $545 for 6 months
Home Owner's Insurance?
I asked this a while ago, but I didn't word it right... If I stepped off a rafter and accidentally fell through the ceiling at my house, would my home owner's insurance cover the hole in the ceiling?""
""What is the cheapest car insurance place in the Farmington, New Mexico area?""
I've tried Farmers insurance and Geico. Both places quoted around $240-$280 every 6 months (or monthly payments). I did an online quote at Progressive and got a quote for around $180.00 (which was much cheaper). But I don't know if I filled the information out right? Oh btw, I'm trying to insure my 1995 Ford F-150 pickup. The insurance seems much more expensive on this vehicle than with other cars in my family.""
Report to insurance or not?
i was driving down the freeway yesterday and a rock hit my windshield. it now has two huge cracks. and i have to get it replaced i know it cant be repaired. my deductible on my insurance is $500, should i report it to the insurance or not? would it be cheaper to just fix it myself?""
Where can i find good health insurance in san francisco?
Where can i find good health insurance in san francisco?
First speeding ticket? Insurance?
I just got my first ticket for speeding ever. First time I've ever been pulled over. I got a ticket for going 9 mph over. He didnt say anything about points but he said I needed to pay it within 30 days which I will be doing tomorrow. Will my insurance go up? We have geico and live in FL if that helps. Thanks so much for all answers and God bless!!! (:
What kind of new car is the cheapest to insure ?
I currently drive a leased 2011 Hyundai Santa Fe SUV. The full coverage insurance on this car is now $113.00 per month. Last year it was $108.00 per month. I will be in the market for a new leased vehicles soon and I want to know what cars or SUV are the cheapest to insure. Any websites I can look at ?
How much to lease a car (WITH insurance)?
How much is it to lease an economic car (in Canada please), with insurance calculated into the mix? I am willing to pay 4-500 altogether, is this enough? Practical examples from people who lease their car, with how much they pay, etc, would be most helpful. (I am a recent graduate at the verge of starting an entry-level position). I am looking into VW golf and honda civic (hatchback).""
Can I drive my friend's car which without insurance?
I have car insurance,but my car broke , so I need to drive my friend's car, but car doesn't have insurance""
Will like to know what car insurance company is the most affordable?
whats the most affordable car insurance out there? any one know's ?
How much is the insurance for a '01 pontiac firebird?
i wanted t know how much the insurance is for a teen on a '01 firebird?
Can I get a job at a car insurance place at 16?
I want to work so then my car insurance would be cheaper
I was hit by a car. Which insurances should be reported?
Okay... I was driving my parents car to work. I am 19. No tickets or crashes since I was 15 and a half. I was rear ended when I stopped for an ambulance. My parents have insurance on that car, but I am not on their policy. I did have my mother's permission to use the vehicle. I have my own liability insurance but on a car that I sold several months ago. I maintained that insurance just in case anything happened. The woman that hit me immediately admitted blame. She also admitted blame to the officer that came out to see us. In fact, she cut him off to admit blame. I hope I am good to go as far as any sort of payment for damages. I understand if I get ticketed for not being on their policy... I just don't want to have to pay for my parent's car out of pocket, I can't afford that. Do all three party's insurances need to be reported? My dad is trying to tell me that my insurance is the only one that needs be reported as well as the woman's that hit me. I disagree. I think that all three need to be - but he's older and wiser than me. I think he just doesn't want his rate to increase so he's trying to make me call the woman and tell her to not report their insurance. Fml, i'm confused. thanks.""
Is it possible to get heath insurance in the US w/ a pre-existing condition I was born with?
I was born and raised in Ontario, Canada, and we get free heath care. But I'm moving to California for school in a little while, and I have a few questions about heath insurance. I was born w/ a serious heart condition that required several surgeries and will probably require even more in the future. Is it possible for me to get heath insurance w/ a pre-existing heath condition like that?""
Oh okay. If you can't afford insurance then the government will pay for it. I thought I already was?
You told me that we were paying for the uninsured. Now you tell me that my tax dollars are paying for the uninsured. I am the taxpayer. But since the average family income is between 49 to 51 G depending on who you listen to then how will that husband and wife pay the $15G to 45G a year for insurance depending on if they are ill or healthy? Now I had to pay government administrators too and the IRS collectors?
Where can I find cheap young male car insurance on any car?
I'm a 17 year old driver who has just passed my test and when i go to quote myself on any car its either unquotable or something like 20,000 a year or something stupid even with immobilizers trackers parked in a garage etc and when i put my mum as the main driver (she has 5 year NCD) it only dropped like 200 so i don't understand how people are getting it below 10000 let alone 2000. I haven't bought a car yet but could somebody tell me what is the up most cheapest car to insure and all the combinations that make it cheaper. Once more annoying is that I live in a pretty nicer area so you wouldn't think it would cost as much compared to other people but they seem to get theirs cheaper.""
What does your credit score have to do with your car insurance premium?
Why do some some insurance companies base their rates on credit scores? What does that have to do with driving records?
""I want to trade my car in. I have no GAP Insurance, where can I get it?
I got a used 2007 Dodge Caliber SXT rom Drivetime (rip off) in March of this year. I knew nothing about financing a car or anything. Now I want to trade the car in at a new lot for a ...show more
Which camera insurance?
Ive recently aquired a Nikon D90 camera with an 18-105 VR lens however i want to get specialist camera insurance in the case of an incident. I have looked at photoguard however the reviews have put me off for life! I am now looking at 'Glover and Howe' amateur photography insurance which will insure my kit against accidental damage, accidental loss and theft for just 28 a year! has anyone had any experience with 'Glover and Howe' or can recommend any cheap but good camera insurers? Cheers for any help :)""
How much would insurance be for a 16 year old driving a 1988 lincoln towncar?
How much would insurance be for a 16 year old driving a 1988 lincoln towncar?
Why are insurance quotes on comparison sites so high?
I'm almost 17 and I'm hoping to learn to drive and get a car. I was looking online to see what the insurance might be on some possible cars (ford KA, fiat sciento, nothing too fancy) but the insurance quotes were ridiculously high. The cheapest was around 6000 for third party which is really high because so many of my friends have cars and their insurance ranges from 1800-3000. Why is it so high and will it actually be this amount when I come to buy the insurance?""
Lying to insurance driving record?
It's time to renew my insurance. In the quote I got in the mail, they didn't include the speeding violation that I got back in July 2009. If I tell them about it it would bring the premium up of about 120 dollars. I'm debating if I should tell them or not. After all it's their job to prepare the quote and check driving records. I'm just afraid that in case something happened they would use this as a reason not to pay eventual claims.. What would you do? Thanks""
What is the average amount of money people pay on car insurance?
Two years ago when I was 18 I paid in full for a used 05 Taurus for 1500. My dad added me to his family policy which consists of my dad, my 24 year old sister, and now me. Ive been paying $1560 per year for my car insurance since I got my car. Which is like 30 bucks a week. Is this average or am I over paying for insurance, and could I get car insurance cheaper if I just went on my own? If so who should I get insurance with, cheapest options. I live in MA. Help me out, I dont know too much about this crap lol thanks
https://www.linkedin.com/pulse/how-can-we-know-person-has-car-insurance-have-his-name-jacob-oneill/"
0 notes
Will my car get tow,i change the insurance to my father name.?
"Will my car get tow,i change the insurance to my father name.?
I financed a car and all the paperwork is under my name,but i change the insurance under my father name.now i received a letter saying i don't have insurance,and i told them is under my father name.they want me to change it in my name,but i don't want to.if i put my name in the insurance it will be high. can i leave it under his name,or put my name in it.
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
Would you get heath insurance and if so who through?
Me and my husband married young, when we married I had insurance through my job which was great but now, since I went back to school we are without insurance. I am in school ft and he also works but is two hours under what he has to be working to get insurance a week. We are 21 now and are wondering if you view health insurance as something someone our age needs and if so how to shop for it, what type to get and where to get a quote. We are both EMTS and have ran rescue before and we have seen lots of people without insurance but we want to make a well informed decision regarding this health insurance. Might I add that we are generally healthy, have a general practitioner at the moment that we rarely use, and during our marriage of two years have never been to an ER for any reason... Any insite that you have into this situation would be great! Thanks and God Bless""
So I'm 18 years old and i have a 2001 mazda protege. what's the cheapest car insurance i can get in Georgia?
please be honest because i really need to know.
Car Insurance for a friend?
I have a friend (single mom of 2) and she needs to get cheap car insurance on her ford explore. She let it lapse for 6 months and now her loan company wants to repo her car, even though she has made every car payment. (she leases her car)...(kinda like rent to own) She got a quote from my agent, but it was going to be way too much for her. I am guessing since she still owes on the car she has to have full coverage. And can only afford less than $100.00 a month on it. She is a renter, she is going to school, and has bad credit. Are there any companies out there that she can get a good deal or at least get coverage for 6 months and re-apply with a better company?? The only one I have found out there was the general.com. And they seem to be ok...but I don't know what other options she has. Thanks for reading this!! 10 points to the best answer!!""
What is the best insurance company to have if you need to go into a rehabilitation center?
Which insurance covers the most??
""The shutdown has cost 22 Billion in 11 days, how much health insurance would that buy?
in your opinion
Teen car insurance help help?
I am 18 years old and on my fathers state farm policy my mother has her own house and policy if I have car insurance under him can I be covered to drive her cars. she has geico
Do any insurance companies for motorcycles....?
Do any insurance companies for motorcycles offer a month by month payment plan?
How much would it cost to add me on my dads insurance to drive his car? UK?
The car is a 2001 peugeot 206, 1.4 engine Personal information: I'm 17. Work stacking shelves in a super-market. No previous criminal offenses/anything bad related to vehicles. I need the car to commute to college every day, work and the gym. (Need anything else? .. If so, Ill add details)""
I have already asked if i can get car insurance without license someone said put it in my name is that the car
put car in my name or insurance in my name?
How come my insurance is going up?
My mom just told me that the insurance company is raising my insurance by like 168$(6 month pay day) and I dont know why. I havent gotten a ticket, pulled over or anything. I mean at school I get parking infractions and stuff and it says ' your license plate has been reported to the police department' but ive gotten multiples of those and have friends that have gotten way more and nothing happens. So I want to know a reason on why the insurance would be going up. Thanks""
How much will my insurance go up?
I accidentally backed up into the corner of someones parked car going about 3-4 mph and there were some paint scuffs and a 4-5 inch crack.
Who has the cheapest car insurance?
Who has the cheapest car insurance?
Any Florida (Tampa) insurance agents out there (auto)????
Well its pretty simple i have a car now and i know how much insurance i am paying now but i have a few questions since i am going to change cars in a few months i am looking at getting an Suv something like a jeep srt-8, trailblazer ss, maybe acura RDX but im not sure what kinda things make insurance cheaper like AWD vs FWD or RWD, auto vs manual etc so if you are an insurance agent and could help me please email me or im me. Thanks BTW some background info: 17 years old Male no accidents, no tickets""
What to do when you have no health insurance?
I dont understand what to do if I'm sick or hurt and I dont have health insurance. The government wont help me, my community has meidcal assistance available to pregnant women, low income families with minor children and those who are aged, blind or disabled residing in the community or in a nursing home. And I dont qualify for any of these, I'm only 21, I'm not pregnant, and I dont have children. -how come help is given to people that are less responsible, but the people that try to do right dont get help at all? I cant afford health insurance, I dont qualify for government help, and I cant afford to go the hospital outright and get charged thousands of dollars that I will never be able to pay!""
Can my father insure my car under his name?
I'm planing on financing a car and my father will Co sign. Can he put the car under his insurance I am only 18 years old so insurance just under my name is extremely expensive or is there a way he can be a Co owner of the vehicle if so how ?
Can someone explain the difference between Health Insurance and any other Insurance?
I don't understand why people act like health insurance is so radically differently than other insurance. Is it? Insurance is a form of risk management to hedge against loss. Auto, Life, Homeowners, Unemployment and Health are among the types of insurance you can buy. I'm generally not required to buy any of those insurances. If I have the title to my home, I'm not required to have homeowners insurance. If I don't drive a car, I'm not required to carry auto insurance. Why should I be forced to buy health insurance? If I want to take that or any gamble by not buying insurance, isn't that my choice? I will admit that by not purchasing health insurance, I could be putting a burden on others if I was admitted to the ER and couldn't pay, that burden of payment would fall on others. HOWEVER, that burden would be there whether I was forced to carry insurance or not. If I don't make enough money to buy this mandatory insurance, then the gov't will give me tax credits to purchase insurance. Who's paying for those tax credits? All of the tax payers. So either we pay the providers/insurance companies via higher premiums to cover loss, or we pay the gov't via taxes. Forcing (perhaps unconstitutionally) citizens to purchase health insurance won't solve anything, it will just move where the cost is incurred. But please, explain why people are treating health insurance so differently.""
Motorcycle insurance?
im 18 and am looking to buy a street bike to save on gas (i spend 80 a week now) the only thing im concerned about is insurance costs what are you guys paying???
Mobile home insurance?
i am thinking about buying a 2008 single wide mobile home that is in a lot in a trailer park. anyone have a guess on what insurance might a month?? or do i need it?? Thank you
How can I convince my dad that leasing a cheap car would be a good decision given my circumstances?
Ok. So I'm about to be 18 and have about $1,400 saved up towards a car, should be getting a few hundred more after graduation and from a few other things, so I expect to have around $2,000 in the summer. This is what I was planning on spending on a down payment on a cheap used car. For the monthly note and insurance, my parents said that they'll help at least some until I get a job. The thing is, it's seriously impossible to get a job in my town. I've been trying for a couple years and just nothing. Most other people I know - not just teenagers - are having the same problem. Because of this, my parents are worried that having to pay for so much and me pay for basically just the down payment would be too much on them. They're struggling very hard financially and haven't bought a car themselves in 13 years. So I was looking at some car websites the other day and noticed that some of them had really appealing lease deals. The ones that most caught my attention were $0 down, and then a monthly payment of around $200 or less per month for three years. What really interested me about that deal is the no down payment, because if there's no down payment and they pay for the monthly note, then that's the only thing they have to pay, at least for quite a while. That leaves me with around $2,000 still in pocket to spend over time on insurance, gas, various maintenance costs, etc., plus if there are too many hidden fees, etc. in the lease. (My dad got me an insurance quote and it was a lot lower than I expected btw, about $560/yr.) That seems so much better than having to start back at $0 after buying the car having paid all the rest on the down payment. I just don't wanna spend that much down because then I'm left with nothing, if I can't get a job then I have no way to pay for everything, again my parents don't think they can pay too much. If they only have to pay the monthly note, then I still have quite a while to get a job and start making money before that couple thousand runs out and if I do eventually get a job (hopefully it'll be easier in another city, but I need a car in order to move), I can even help them with the monthly payments or pay all of them. But all they can say is, Why lease a car when you can buy one, you'll just be stuck in the same spot in three years. But this is completely missing the point. The problem here is that if I spend everything down, then I have nothing left to maintain the car with, and therefore can't have a car at all. I have no steady source of income and can't make a steady source of income without a car. But if I can afford to maintain a car for at least several months with money I already had and can later get a job in a bigger city, I at least have some car, regardless of whether not I own it or it's the best and wisest financial decision in the long run. Once I have a car I can move to a bigger city and hopefully go to college and then get a better job, I'm sure I can get another car later. So basically, if I want a car now (which I need one in order to advance my life and go to college and such) the only possible way is if I lease instead of buy, unless I suddenly come into a bunch of money or can find a car for sale with no down payment. I need to just do whatever I have to do to have a car and get by at the moment, but my parents won't let me. They're so stuck in their stubborn ways that leasing cars is always a waste of money (I agree that it'a a waste of money, but again that's not the point here, the point is that I need a car) when in this situation it would work much better for me. But they refuse to let me.""
Does planned parent hood accept health insurance?
does Planned parent hood accept health insurance ? if they do does anyone know if they will accept aetna health insurance?
How do I get full coverage and liability insurance for 2 weeks in the US?
I have been in Thailand for a year so I canceled all my auto insurance, a now I am going to be back for 2 weeks using a rental car, and I need coverage for that 2 weeks""
Insurance help- good insurance?
MY dad n step mom were going to claim me on their insurance as long as they could (age 26) i just turned 19 and my dad n step mom divorced, my stepmom dropped my dad and i off the insurance but my dad has no insurance bc he owns his own business where hes the only employee and i am now left with no insurance, i am currently searching for a job. i need insurance ideas, i live in oklahoma. We have soonercare but i do not qualify bc i am over age 18 and do not have a kid. So my question where are some good health insurance companys to try and enroll for?""
""6008 insurance quote for hyundai getz 1.1, what am i doin wrong?""
im a 17 year old male, who lives in a nice area with little crime, it will be kept on the drive, im offering 500 excess, third part only, i cant belive this price from go-compare, and this was the cheapest quote, what else can i try, ive tried putting my mum on as a named driver, but it only lowers it by about 100.""
Cheapest SR22 car insurance?
Can anyone recommend which auto place (ex: safe auto, geico, etc) has the cheapest SR22 insurance. I already know there's alot of different variables/situations but i just need an idea. I've only had 1 dui and it was 5yrs ago.""
How can we get health care to be more affordable?
55,000 to 100,000+ got an appendectomy is just too much for the average person with a savings under 2,000 ...show more""
Will my car get tow,i change the insurance to my father name.?
I financed a car and all the paperwork is under my name,but i change the insurance under my father name.now i received a letter saying i don't have insurance,and i told them is under my father name.they want me to change it in my name,but i don't want to.if i put my name in the insurance it will be high. can i leave it under his name,or put my name in it.
Where to purchase liability insurance for a rental car?
i dont have personal insurance of my own, for am i renting with a credit card. Trying to find place cheaper than the rental car company""
Car title and insurance question?
If my name was put on the title of a car (I'm 18), would it affect the insurance rates even if the car was insured under my parent's policy as a occasional driver? Does the insurance company have the right to change the rates on a car depending solely on whose name is on the title?""
Do i need car insurance?
i am turning 16 soon and i am wanting to buy a cheap truck that's about $1500. I wont be able to afford insurance since i will have to be on my own insurance plan and it would be about $200 a month. since i wont care about the truck if it gets damaged and since its so cheap i didn't know if their is a way i could just get like liability or something? also I live in missouri. Thanks
Good car insurance for a teen?
in the summer im going to get my first job (yay!) and my parents are in a bit of a financial rut so with my paycheck im gonna pay my insurance so i was wondering...which insurance would be the cheapest or have the most deductibles im going to be 18 in october, never got a ticket, never got in a wreck and i have had my license for two years any helpful answers are appreciated :) also if you need any more info let me know!:) ..oh and btw its a 1999 hyandai elantra that i drive""
Motorcycle Insurance?
I am looking at a red 2007 Honda Shadow VLX. I'm a 21 year old female, I'm on State Farm with my car, living in Lake Charles, which is probably one of the bigger cities in Southwest Louisiana. Just wondering what average cost might be to insure this bike. Like, minimum or if it's totaled. I only have one speeding ticket from a year ago on my record I believe. Thanks!""
""My friend backed his motorcycle into my car, who's insurance covers it?""
My friend backed his motorcycle out not paying attention and backed into the side of my car leaving 3 deep scratches from the pegs on the side of the bike. Also, the bike and the car were in his driveway. He does not have insurance on the bike, but we both have liability on our cars. How do we go about getting this issue resolved?""
6 week car insurance for 18 year old?
I share a car with my twin brother, which means i get the car every other day. My older brother is having a hip replacement so won't be able to drive for 6 weeks. He said i could ...show more""
Proof of insurance for a road test?
i have a road test and the dmv requires a proof of insurance i don't have insurance so does the person im supposed to go with, only my dad has an insurance on the car but he will be away on that day. Can i just go to the dmv and show them my dad's insurance without him being there?""
Is there a website where I can use a calculator to get an estimated insurance quote for a car I may buy?
I want to figure in the insurance as part of my outlay in this purchase without a bunch of insurance agents harassing me, calling me, emailing me and so forth. It would help me make the final decision on which vehicle I purchase.""
Am I required to get health insurance!?
I am retired, I have health insurance thru my wife's employer. Can her employer require me to get insurance thru my retirement since it is available? It is not affordable, about $850 per month. Almost negates my entire monthly payment. it is not COBRA. What is the Ohio law about this?""
""Can I buy a car, Insure it under my moms name, and have myself as another driver on the policy?""
Basically I totaled my car, and my driving record already is bad. So I'm wondering if its possible to buy a car cash, insure it in my moms name(she doesn't drive) put the bare minimum aloud by state law(massachusetts) insurance on it. And also put me as another or secondary driver. Thank you""
How do I know if my auto insurance settlement offer is fair?
How do I know if my auto insurance settlement offer is fair?
List the 5 conditions that must be met by populations to insure stability (no evolution).?
List the 5 conditions that must be met by populations to insure stability (no evolution).?
Is it legal for an insurance company to have a totaled car repaired and give it back to the owner?
The car was already determined to be totaled by the insurance company because the cost to repair the car exceeded 70% of the fair value of the car but not the total fair value. Instead of giving us the fair value, however, the insurance company decided to have the car repaired and give it back to us because it still cost the insurance company less money. Now it is apparent that car does not function as well as before.""
Do I 1st need car insurance to take license test or does the car I use for the test just need to be insured?
P.S. My dad says he has researched and told me in order to get my license, I needs car insurance for myself, not including my dads insured car I would use for the test . I have been searching the web, and found nothing to prove either one of us right. I know I need insurance after I receive my license but is it a requirement when I take the test?""
Im pregnant and need insurance. Is there affordable prenatal insurance besides medicaid?
Medicaid denied me because I make 25 cents more than the allowed amount. I am 4 months pregnant and have not had any prenatal care due to lack of insurance and fighting with medicaid. Is there AFFORDABLE coverage that anyone knows about?
""Got into car accident, my fault not my insurance?""
the car and insurance was in my moms name, i was not listed as a driver, ran red light, car smashed me in side, his car somehow flipped over, will insurance pay for both cars,it was on full coverage""
Will taking a defensive driving class lower my insurance and take points off my driving record?
Ive been in two car accidents one in Nov.2007 and the other Feb. 2008 and i was wondering if taking a defensive driving course would take points off my driving record and lower my insurance.
About how much money does car insurance cost?
Im 15 going to be 16. Wondering how much money car insurance would cost. I would be getting my parents old car.
How much would an average reverse vasectomy cost without insurance. Does anyone have any idea?
My brother inlaw is getting one and he is going to have to borrow the money...Sorry not for me!
Can a vehicle be registered and insured to different people?
i want to register the car in my name but ... the insurance will be cheaper in my boyfriends name... can we do that?
Cheapest Japanese cars to insure for a 16 yr old?
Before you tell me that I need to call the insurance company to get a quote, I just want an estimate and I will provide as much information as I can. I live in Wisconsin, my parents have a clean driving record, and I was thinking a Civic. What do u think insurance might cost for a 16 yr old (I KNOW it will be expensive).""
Buying a Toyota - price and insurance advice please?!?
I am going to pick up my new car today IF this is a good deal. Its a black 2008 Toyota Corolla S. I am buying it, its a 72 month pay schedule of $387 a month. Insurance for it and our 2002 Santa Fe (both full coverage) is $157 a month. Do these prices sound about right? I want to know if I'm getting a good deal. Also, do new cars need to be maintinenced every 5,000 miles? Someone said that on another question of mine and I was wondering if thats true. I want to know anything that is vital to purchasing a new car. We dont have great credit... both our scores are around 600. We are paying for the gap insurance and all that other good stuff. Oh and we're not trading a car - this is just straight up - no money down - our interest rate is 14%..... Thanks to answers""
What's the cheapest insurance for a used 50k miles 02 Mitsubishi Eclipse?
I live in California, great driving record, getting a used 02 Eclipse 50k miles Automatic. How much is the cheapest insurance and what company do you recommend? (I currently pay $60/month for my Mitsubishi Mirage 2000 De Coupe, I would like a similar / cheaper rate).. any ideas on this?""
How much would insurance cost? (motorcycle)?
Hey guys, I was just wondering how much approximately insurance would be for a starter that just got his license, with the training course. This would probably be with a CBR125 (lol, just want to get used to it first) in Toronto Canada.""
Will my car get tow,i change the insurance to my father name.?
I financed a car and all the paperwork is under my name,but i change the insurance under my father name.now i received a letter saying i don't have insurance,and i told them is under my father name.they want me to change it in my name,but i don't want to.if i put my name in the insurance it will be high. can i leave it under his name,or put my name in it.
Is it possible for me (a 17 year old) to get put on my dads insurance to drive his car? ?
If so how do i do it and how much would it cost :o?
I don't know what to do with my auto insurance coverage... can someone help me??
I got a new auto insurance last November and it expires end of May. I paid $320 for 6 months. The rate was higher due to a moving violation. Well, the violation is off my record now.... and when I got a quote today with another insurance company, it was $150 for 6 months. So would it be cheaper for me to cancel my current coverage ($50 early cancellation applies) and get the new coverage? Or just keep the current coverage and apply again in June?""
Does my 17 yr.old need car insurance to drive my car?
in connecticut
Which car models have good insurance rates?
I'm asking this question for a friend and she's curious to know some car models with good insurance rates. Any suggestions will be greatly appreciated :)
Car insurance for 20 year old female?
I've been told a Ford KA is the cheapest to insure. So I've found a Ford KA Year 2000 1,3 ltr. Sale price is 660. 80,000 miles. I will be doing roughly 4 - 5,000 miles a year. I'm just a simple standard first time driver applicant... No convictions, health issues or NCB. Why are insurance companies quoting me over 5,000 a year online??? I'm 20, female and have just passed my test. 21 in august. What's the cheapest way to get insured?? 1ltr car??""
Insurance on newly bought car?
When you buy a car, you kind of have to drive it home without insurance. What happens if you get in an accident or get pulled over? I'm talking about buying a used car, if that makes any difference.""
Is there a website to compare insurance comparison websites?
Is there a website to compare insurance comparison websites?
Insurance notification?
if you go to the doctor with insurance and pay the co-pay there, will the people paying for the insurance still be notified. I need to go the doctor to get birth control, which i can legally get without my parents {I'm 15}. I was wondering if I use my insurance card that's linked to my parents insurance, will they still find out that I went if I pay for the $10 co-pay? I have a boyfriend for about a year but we aren't having sex. I want it to clear my acne and to have lighter periods, although if I ask my parents they will think that we are having sex.""
Does anyone have term life insurance with primerica? Are rates with another company better?
Does anyone have term life insurance with primerica? Are rates with another company better?
What is the best life insurance?
I wouls like to make sure that my partner and my mother are safe if something happens to me. What is the best insurance? Also: Does life insurance also cover critical illness?
How can I get affordable health insurance for my family while i'm off work..?
I applied for medacaid but they said I make to much money. even thou i'm off from work with no insurance and very little sick leave pay.
""My daughter will be 26 12/6/2012, can she obtain insurance through the Affordable Care Act and how?""
My daughter will be 26 12/6/2012, can she obtain insurance through the Affordable Care Act and how? She has serious health issues and medication we will not be able to afford with no insurance.""
Car Insurance Question- KY?
What are the rules with car insurance? I know if you are under the age of 25 the price is ridiculous. So obvioulsly you get the insurance under someone (your parents, other family, etc). Now to get insurance, does the car title have to be in that same persons name who is getting the insurance? Anyone know how to get cheaper insurance? Just wondering if anyone has any advice...""
What is the most affordable personal medical insurance carrier you have found?
I know that no medical insurance is cheap, especially when you have to buy a personal policy not given thru your work. But, I have to get coverage for me and my husband. We just need basic insurance I guess....Like for medical and dentist visits. Have you found a more affordable insurance carrier? Or have any advice on what to look for in a new one? Thanks!""
Why are those who declared a great need to be able to buy Affordable Health Insurance now refusing to buy it ?
Why are so many of those who declared that they had a great unfulfilled need to be able to buy Affordable Health Insurance.... which they assured us they would buy if & when it were made available to them,.... now refusing to buy this Affordable Health Insurance now that it has been made available to them ? Why did those people who screamed the loudest declaring the need for them to be offered the opportunity to buy Affordable Health now screaming the loudest to declare they do not intend to buy the same Affordable Health Insurance that they told us they would buy if it were offered to them and would rather pay a fine than buy the Affordable Health Insurance that they had clamored for ?""
""What is the average cost of business insurance in Portland, Oregon?""
What is the average cost of business insurance in Portland, Oregon?""
""What would be the total cost of car, insurance etc? ?""
Im saving for my car next year,can you estimate how much would it cost for car, insurance, tax and driving text for a 17 year old girl in full time work to drive a ford ka 1 litre?""
How much will a teen pay for their own car insurance?
if its a used car that is completely paid for.
How to find out how much gas i need for a Mercedes Benz c300?
Ok so i'm suppose to do a career project and pick a job and where i'm going to live,health insurance etc.For my project i picked a Mercedes Benz c300 for my vehicle.For gasoline choice i picked shells and it cost 2.909 per gallon.How do i find out the average cost for a week and/or month?First resonable answer get best answer..i really need this so please help me!Thank you! :)""
How much do you pay for your car + car insurance?
I pay around $300 for both the car (2001 Hyundai sonata) and the insurance, but me and my husband are having our second child and we know that we need something bigger but cannot find an suv for less than $300, then we still have to pay for insurance. Is anyone out there that pays less than that for a good suv? Thanks for the help""
I got a car accident for the first time.. how much my insurance will go up?
This is first time I caused the accident and I had someone rear me before which came out as it wasnt my fault.... but accident that I caused I hit a school bus thankfully there were ...show more
What is the likely penalty for a new driver caught without insurance?
i know you get 6-8 points but what im really interested in knowing is what happens with the license ie if it is revoked, how long on average is the ban before you can sit the test again?""
Need advice suing homeowners insurance?
In 2008 lightening strike hit house and since that time we hav had 6 water dameges in the house.Since that time all insurance companies NEVER real INVESTIGATE or find COUSE OF THAT, Finnaly again We have had BLACK SEPTIC WATER n the house 06/19/2012. 9 days after adjuster show and underastimate damages. month after that , after we constantly complain, ask for updated estimate and approval damages so that we hire contractor Property finaly has been inspected again and they find much more damages ( so far $83.000.00 ). House is damaged very much as well as our belongings. All that time from 2008-today insurance companys charged as with deductibles , we spend lot money trying to fix problems, we are darined emotionaly and financionaly. Last year , just after one similar claim ( 01/06/2011 black water flood ) we were FORCED to file for CH 13 that we can at least save what we can save, TODAY, Insurance company with who is house covered has not reacted We think fast enough to save more house and our belongings. Insurance is escaping to cover what need to be maybe replaced( wood entrance door through septic water was running , built in castum made cabinets in master beedroom, cut wall and replaced behind showertubs........) 9 days after that accident we finaly has Insurance attention and the send SERPRO here. Servpro find that water was SEPTIC, Walls need to be Cut ( so far 1 foot from the ground ). When Servpro cut draywalls ut shows that stabs 2x4 has been damaged , they spray them ( we think that they need to replace them )......... We are now in almost two months after accident becouse we do not agree on damages sattlemant. They serve us on 08.01.2012 with activating adjusster process and we do not have money any more to pay for that, OUR HOUSE DURING PAST 4 YEARS BECOUSE OF ALL THIS LOST LOT ON VALUE AND WE WOULD LIKE TO SUE INSURANCE COMPANIES AS WELL AS TWO LANDERS WHO WERE IGNORING PROBLEM IN THE HOUSE. WE HAVE PROOF FOR ALL THIS . IS ANYWHERE POOSIIBLE TO FIND ATORNEY WHO CAN HELP US LITTLE BIT WITH THIS BIG BROBLEM MY HOUSBAND IS 61 I AM 55 AND MY HOUSBAND IS THISE DAY WORKING OUTSIDE FOR AROUND 70 HOURS A WEEK THAT WE CAN PAY OUR RAISING EXPANSSESS. IT IS NOT RIGHT.""
If I can't afford the affordable care insurance how do I know what the penalty is for not subscribing?
If I can't afford the affordable care insurance how do I know what the penalty is for not subscribing?
What is the cheapest & best health insurance plan in the state of New York.?
I live in Great Neck. Need insurance for a family of four two adults around their 30's, and two young boys. -Dental Insurance -Health Insurance -Eye Insurance""
Will my car get tow,i change the insurance to my father name.?
I financed a car and all the paperwork is under my name,but i change the insurance under my father name.now i received a letter saying i don't have insurance,and i told them is under my father name.they want me to change it in my name,but i don't want to.if i put my name in the insurance it will be high. can i leave it under his name,or put my name in it.
How much would it cost for insurance for a 2001 Lamborghini Diablo? Haven't found anything online.?
Me and my friend were just online looking up Lamborghini prices and was wondering what the insurace would be. Couldn't find anything online that would give a quote. Anyone know where to go or know this?
Which car is the most reliable? and insurance wise.?
03 Infiniti g35 coupe. 05 mazda rx8. 05 Audi a4. 05 Acura tl. Nissan 350z. 05 cadillac sts. 03 bmw 3 series. 05 nissan maxima. 06 subaru wrx impreza and legacy. 05 ford mustang. Also add which one is insurance wise cheaper if you can.
""What is good individual, insurance dental plan?""
What is good individual, insurance dental plan?""
Does 15 mins save you 15% or more on car insurance?
Does 15 mins save you 15% or more on car insurance?
What is the cheapest car and year range to insure for 18 year old?
My wife is 18 and got her license a few months back. What would be the cheapest car and of what year range, if insured in the USA? Which insurance companies insure 18 year olds, as I am aware most dont.""
Do police check with your car insurance to make sure it's valid when you're pulled over?
I've always been curious as to if this would work, but in the past a few friends of mine had bought insurance, paid up to date for 6 months, canceled two weeks later, gotten most of their money back and obtained a proof of insurance that said they were paid for the next six months. They claim that if they were to get pulled over, they could continue to use this proof of insurance just as if they were actually still driving legal. Of course this could backfire on them in obvious ways if they were to actually get in an accident, but as far as getting pulled over, would this actually stop them from getting a ticket for no insurance ? Can and do the police verify with your insurance company over their computers while you are pulled over? Thanks!""
Health Insurance - 31 days after Birth?
Here is my question: Me and my wife currently have health insurance (Carrier A). Effective 6/1 I plan to get into different health insurance plan with different insurer (Carrier B). On 5/23 my son was born and as per Carrier A, I have 31 days to enroll him under my current health insurance. Since I am changing eff 6/1, will he still be covered with my current plan (even I don't add him) until I add him to the new plan? So, basically from the time he is born until he gets added to Carrier B, would he have a coverage for these 7-8 days? Thanks""
Cost to insure 2013 honda civic si?
Cost to insure 2013 honda civic si?
What happens when you get a ticket for no car insurance and you have no car insurance?
My boyfriend was recently pulled over and he has a court date for next month, he was pulled over for speeding and for no insurance and he has no car insurance, what will happen?""
Will full coverage car insurance cover a blown head gasket?
It still has enough oil in it (between E and F on the dip stick), I can just tell this is what it is because Oil is leaking down the driver side gasket and I'm noticing my coolant level beginning to drop. I just want to do something about it now before I keep driving it and completely blow the engine.""
Isn't it really the Insurance companies that hate the Affordable care act?
Isn't it really the Insurance companies that hate the Affordable care act?
Where can I find affordable health insurance for me and my family?
How can I find affordable heatlh insurance for me and my family? We are currently unemployed with no health insurance.
Is American Family Insurance a good insurance company?
Currently I have State Farm on my car and EMC on my house. I found out I would save money if I switched both insurances to American Family Insurance. I was wondering if this would be a good choice?
Car insurance for an 18 year old parent?
will having custody of a child help lower or raise my insurance, btw thanks for those who help""
Best place to purchase health insurance?
I am starting my own small business and need health insurance for my family. I won't go with Kaiser, please don't ask why. I need an HMO with no deductable or a very low deductable because in my area the Blue Cross, Blue Shield, HealthNet networks have pretty good doctors and hospitals within their approved networks. It will be a family-owned sole prop business. I live and work in California, but if there is value in incorporating in another state for the purpose of taxes or prices on health insurance, I guess I could do it...because I have not formally formed the corporation yet. I used to be under the impression that the best prices for Heath Insurance came when you worked for a big company, but things seem to have changed. I recently worked for another smalll family-owned business, and they got very good rates by incorporating and claiming a Headquarters in Washington. What is the best strategy to get the best insurance at the lowest rates for a small group- one family? Thanks!""
USAA auto-insurance discounts?
Does anyone out there have USAA for car insurance who ALSO has banking through USAA? I've been told by USAA that if I did have banking with them that I'd get a discount on auto insurance as well, but they can't tell me any specifics as to how much of a discount. If it's only gonna save 10 dollars or something I'm not gonna mess with it. Anyone out there able to tell me a decent estimate on how much I might save or how much they save?""
Is it illegal to drive without car insurance?
Is it illegal to drive without car insurance?
Car insurance in Canada?
What is the typical car insurance cost in Ontario?
Any recommendations for affordable health insurance in Georgia?
I'm 22 years old, no children, and have one full time job. I need to get some blood tests like cholesterol, blood pressure, ectera done.""
What is the average auto mileage per year?
Farmers Insurance says that it is 22,000 and I don't believe them for a second""
How many times can you change your car on an insurance policy?
I buy and sell cars privately but I'm too young for trade insurance. Someone told me I'm not allowed to change cars on one insurance policy too many times as they will cancel my policy. Is this true? And how many times can I change cars on my insurance? Thanks in advance!
Does auto insurance cover a person or an automobile?What if someone drives your insured car and they have none
If you drive someone's car who has insurance on their car but you don't have any auto insurance and you get in a wreck does their insurance cover it or could you get a ticket for driving without insurance? Would you be an uninsured motorist even if the car you drove was covered by someone elses insurance?
Health Care/Insurance...Right or Responsibility?
I see many on both sides have their own opinion on this issue. Many on the right claim it's a 'responsibility' while several on the left think it should be a 'right'. Why do you ...show more
Costco car insurance?
a friend of mine the other day told me that she pays 90 dollars/month on her full coverage car insurance and she is 16 years old. I just wanted to know if there is a catch because it sounds too good to be true.
Health Insurance - What's your stance?
Should everyone be required to have health insurance? If you want to keep it hypothetical, assume health care is inexpensive and available. If NO, who will pay for the care of the ...show more""
Will my car get tow,i change the insurance to my father name.?
I financed a car and all the paperwork is under my name,but i change the insurance under my father name.now i received a letter saying i don't have insurance,and i told them is under my father name.they want me to change it in my name,but i don't want to.if i put my name in the insurance it will be high. can i leave it under his name,or put my name in it.
https://www.linkedin.com/pulse/where-can-i-get-extremely-cheap-car-insurance-17-year-beland-rajka"
0 notes