#SSDI or SSI

[disabilitybenefitslaw]

#SSDI or SSI #Social Security benefits law #Social security Disability Benefits Law #Social Security Disability Insurance #Supplemental Security Income

[yamimichi]

Ya know, I can understand that some people who are disabled want to keep working. They don't want to apply for SSI or SSDI. And that's fine. More power to them.

What bothers me though is when they say things like "I don't want to live off the system" in a very derogatory manner.

Some of us can't work. And SSI and SSDI don't really give us enough to live on. So we need food stamps. Some of us rely on subsidized housing. We struggle to get through each month. And we don't need people being derogatory to us because of our disabilities. We don't need people acting like we're "less than" because of our disabilities. And we especially don't need this coming from other disabled people.

#disabled #disabilty #ssi #ssdi #food stamps #housing #wheelchair #chronic illness #chronic pain #fibromyalgia #heart disease #chronic degenerative disc disease #mental health

[rainofaugustsith]

I've already seem one Pride related post about this, so as a friendly neighborhood disabled person, I'd like to clarify something about disabled marriage equality. Whether a disabled person loses their benefits when they marry depends entirely on the TYPE of disability benefit they have. SSI and SSDI are the two most common and they are not the same. SSDI: Social Security Disability Insurance. Based on earnings overt a certain number of recent work quarters. Not income or asset based. Your payment depends on what you contributed while working over the years. SSDI makes you eligible for Medicare. There are two basic ways to lose SSDI: a) you are deemed non-disabled; b) you earn more than the amount set forward for SGA (substantial gainful activity) for a period longer than a trial work period of nine months. OR: You turn 67 and then start collecting regular Social Security retirement instead. That's it. SSDI does not care if you marry, divorce, win the lottery, move to Tahiti for the winter. Where this gets sticky, however, is that SSDI recipients often have income low enough to also qualify for Medicaid as a secondary insurance, Section 8 housing help or SNAP (food stamps). Those things can all be affected if a person marries and additional income is added to the household. But - if they marry they will not lose their Medicare or their SSDI. SSI:

Supplemental Security Income. If you are disabled but don't have the work credits to qualify for SSDI, you get this. It often happens to people who are disabled as children or teens, or those who have been out of the workforce for a while. SSI has a maximum monthly payment of under $1000/month. It is income and asset based. If you have more than a certain amount in the bank, if you marry, if you have too many other assets, if you move in with friends, if a friend gives you regular groceries, it all counts against you. You're poor and it's designed to keep you poor, and to balance out any small amount of help you may get. SSI gives you almost nothing to live on, but also bars you from receiving any assistance that might help because it will be counted against you. SSI qualifies you for Medicaid. SSI is a cruel system. The asset limits, the marriage penalty and the in-kind rules desperately need to be updated. People should not have to choose between getting married and keeping benefits. But SSDI and SSI are two different programs, both called 'disability' and in this discussion it's important to remember that to avoid giving inaccurate information.

#disability #marriage equality #ssdi is not ssi

[pumpkinspicedmochi]

Feel like ssi/ssdi is wayyyy harder to get than it should be..why are they allowed to tell you that you not in pain as if they would know how YOU feel inside own body..it feels like they are more worried about "people lying" than they are with actually helping disabled people..but like not surprised

#medium support needs #physical disability #disability #actually disabled #disabled #chronic pain #actually autistic #actuallyautistic #actually autism #neurodivergent #autism #disability rights #ssi #ssdi #social security #semi verbal #semi speaking #semi specking #semispeaking #semiverbal

[neuroticboyfriend]

the fact it's possible to be too disabled to qualify for SSDI is so incredibly fucked up.

#for non USAmericans and those who dont know #you need a certain amount of “credit hours” #you can only get these from working #and you need to work for years to get enough #there is no loophole for people who have been disabled since childhood #other than that we Can get SSDI either through a parent on SSDI or. from one of our parents FUCKING DYING #personal #vent #disabled #disability #ssdi #ssi

[whatshouldwecallchronicillness]

What applying for disability feels like...

#ssi #ssdi #Chronic Illness #spoonie #chronic pain #chronic fatigue

[discountprophet]

hey im looking into applying for SSI/SSDI and i was wondering if anyone had any advice/resources/information about the process, best ways to approach it, tips, or anything else like that

#spoonie #ssi #ssdi #actually disabled #disabled #disability #fibromyalgia #cpunk #cripple punk #crip punk #fibro problems #chronically ill #chronic illness #chronic pain #chronic fatigue

[capricorn-0mnikorn]

Wanted to spread some awareness to folks who have been looking at the 9 days left and 23 days left on the Facebook class action lawsuit settlements:If u have SSI and SSDI be careful, because any money you receive from that can count against you and you *can* lose your benefits for SSI due to that. --anon who is unbelievably angry at the state of disability rights in the US + who isn't a lawyer or representative + this isnt legal advice just warning folks and asking them to look over their rights

🤬

Thanks for the heads-up. And I suppose that could apply to other class action law-suit settlements, too.

Also not a lawyer.

But, what a way to be reminded that if you are disabled, you really are considered a different category of citizen from normate people

#Class action lawsuits #SSI and SSDI #Disability Rights #emoji response #grawlix

[entitledrichpeople]

is this factually true for all of america? https://prnt.sc/LmJPFf0JCCaF

Generally, yes. Though SSI and SSDI are different, with SSI being the program that applies to those who were disabled young or had very low incomes during their working years and SSDI is higher with far fewer income and asset limitations but is still inadequate.

SSI's maximum payment is below poverty level ($914 a month maximum) and yes, it is counted against other anti-poverty measures like food stamps. Basically every time I get an extra dollar from SSI, I lose one from food stamps. On SSI you're not allowed more than $2000 in assets total (with some exceptions, like primary residence) and no income from any sort more than $1913 of income from any source. If you can work, you're not eligible.

SSDI levels are based on income during working years, if you paid in more than so many quarters (it's possible to have income so low it doesn't count) and payments tend to be significantly higher than SSI. The asset cap doesn't apply, nor does a general income prohibition, except income through work. Living on SSDI alone is difficult, even on the higher end, but some of this group have pensions or spouses with higher incomes. If you're on SSI and you marry they automatically cut your benefits even if you partner has no income or is also on SSI-it's a bad idea to marry if you get SSI, but people on SSDI's spouse's income isn't counted against them.

As to health insurance, both SSI and SSDI qualify you for (certain parts of) medicare, which, yes, has obscene drug prices generally. People on SSI also almost universally qualify for medicaid, though how the combination of the two gets administered is absurdly inconsistent between states & can fluctuate a lot. Medicaid tends to be better than private insurance when it comes to paying for drugs and testing, but discrimination by healthcare providers is rampant and, again, this isn't consistent state to state. I live in one of the better medicare states, but the way they farm out administration means you lose some aspects of medicaid when you qualify for both. Medicare pays for medical equipment in a way that medicaid never did for me, but medicaid alone never complained about name brand vs generic or tried to nickel and dime me to death by making me pay $1 to get some of my prescriptions.

You can't afford typical rent on SSI, let alone rent on the extremely small amount of housing that is accessible to people who use wheelchairs. Public housing also has only a few accessible spots and elevators in most public housing are constantly non-functional. Depending on where you live, those waitlists-even for extremely inaccessible or frankly unsafe and run down apartments-can be years long. Some places use a lottery system.

Oh, and if you get hospitalized for a month they take your SSI for that month so you can't pay whatever nominal level public housing insists on, so you can end up being evicted for being hospitalized.

If you don't have family that can take you in, it's extremely easy to end up homeless on SSI. And if you do have people that can take you in, the power dynamics of that situation enables a high rate of abuse.

As absurd as it sounds "it's illegal to not be poor on SSI" is the literal truth.

#ssi #ssdi #disability #disabled #ableism #healthcare #poverty

[cavityinmybrain]

SSI is a purposefully convoluted system of bureaucracy that is made to be difficult to understand/navigate and you cannot change my mind.

i should not have to call one office to ask a question about information i was told yesterday in the same office, only to get condescended upon and given a second office to call.

i should not call the second office and get once again condescended to because of the question i had. not only was i condescended to, i was condescended to over questions i did not even ask. and when i had the gall to correct the person on the phone for the question i was actually asking, i was spoken to like i couldn't understand basic information about the program.

the system made to 'help disabled people' is nothing more than a thinly veiled program designed to keep people poor and not asking questions, because you should be grateful for the $943 that you're given a month even if its barely enough to live off of.

#cav who gets shit done #sadie #this post is made out of anger #this system is so fucked up and doesnt work #disability is only $240 a month or so #but if you receive SSDI then you cant receive SSI #so the amount you receive can only total to $943 and its so FUCKED #not even to mention the massive amount of energy it takes to have to call the offices and get sent on a wild goose chase bc none of them #have their shit in order or good communication with one another #and god forbid you have a straight forward question about something you were told BY A WORKER IN OFFICE #< sadie wrote these #disability rights #disabled #SSI #SSDI #social security #social services #disability #disability benefits

[lifewithchronicpain]

Goddamn, EBT and SSDI are so fucking petty. I got a $12 cost of living increase in SSDI, so they Decreased my EBT benefits by $6. God forbid I get a dollar more than what little they deem I should have. And let's not forget EBT is for food, one of the most inflated costs of living. Thanks for nothing.

#disability #ableism #ebt #ssi #ssdi #spoonies #spoonie problems

[citronavalkiro]

An ace attorney game but you are a disability lawyer helping disabled people get their benefits and compensation.

#ace attorney #disabled #ssi #ssdi attorney #ssdi

[mathsbian]

I walked for a mile yesterday, half in the rain, and today I am in so much pain I can’t think or make decisions or even feel hunger.

But sure, SSA of the USA, I am not severely disabled by my condition and could totally work 30 hours a week as a “garment sorter”.

#chronic pain #chronic illness #fibromyalgia #the weird part is the pain is in my shoulders and not my legs/hips/knees/low back #ssi #ssdi

[noraqrosa]

what if the little engine that could actually couldn't at first because no one was maintaining it or keeping it fueled

#folk tales #folktales #trains #mental illness #tbh maybe the story can be a metaphor for disabled people expending all their energy helping other disabled people #mutual aid engine #this little engine that can't deserves SSDI and/or SSI

[pegglefan69]

STATE OF MAINE DECIDED THEY OWE ME 3 YRS OF SSI BACK PAY O_____O

#when they said they'd probably be sending me an SSI check to bridge the gap between No Money & being On SSDI i thought it'd be like $200 #holy FUCK. #dial p for post #anyway looks like i will finally be setting up a savings account this month!!

[neuroticboyfriend]

WAIT. what do you mean "we can only get on disability through our parents"??? i'm in the us too but i wasn't aware of that? i thought you could go on like, general disability if you'd never worked.

Nope! We're just fucked.

"Generally, you need 40 credits, 20 of which were earned in the last 10 years ending with the year your disability begins. However, younger workers may qualify with fewer credits... You can earn up to 4 credits each year." "An adult who has a disability that began before age 22 may be eligible for benefits if their parent is deceased or starts receiving [benefits]. We consider this a "child's" benefit because it is paid on a parent's Social Security earnings record. The Disabled Adult Child (DAC)... must be unmarried, age 18 or older, have a qualified disability that started before age 22, and meet the definition of disability for adults."

Aside from SSI, I'm pretty sure the only option someone who became disabled after 22 but never worked (and cant force themself to work) is survivors benefits (through a deceased parent/spouse). In any case, the parent (or spouse) has to have worked enough to qualify for SSDI, dead or alive.

Otherwise, SSI is the only option, which is based on financial need. Although, if you're disabled, you still need to be declared disabled by the state or else they'll basically just tell you to get a job. It's a humiliating process, naturally.

But what's the difference between SSI and SSDI? The maximum payment for an individual in 2023 is $914 for on SSI, and $1,483 on SSDI. If you're on SSI, you can only ever have $2000 in assets (checkings, savings, bonds, etc.)... Unless you can qualify for an ABLE Savings Account, which has rules on what you can use the money for. There is no maximum assets for SSDI. There are probably more differences, I just don't know them well.

So yeah. You can be too disabled for SSDI, and if you are, you're essentially doomed to poverty. :) It's super duper fucked up. Welcome to US American Capitalism.

#asks #anon #disability #disabled #classism #ableism #anticapitalism #ssdi #disability rights #disability advocacy #disability justice #disability awareness #ssi #social security #death mention #systemic injustice #systemic inequality #systemic discrimination #systemic ableism #capitalism #anticapitalist #socialist #disabilities #actually disabled #chronically ill #mentally ill #american politics #politics #anti capitalism #anti capitalist