#i have to deal w money myself and budget stuff | Explore Tumblr Posts and Blogs

athinveil · 11 months

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saw you in the notes of some post saying you work in finance. like, no pressure, and i'm not expecting any depth from a tumblr ask, but... do you have any advice for people living paycheck to paycheck other than the classic "make a budget"? (i have already discovered that getting a credit card does not help.)

just wondering if there's anything you've learned from your profession that you wish was better known to the public

https://undebt.it/ is a big help to help pay off debt efficiently undebt it - google search if you don’t like hitting links - I don’t hitting links. I have a super hard time with budgets myself. And credit cards are rough - I get manic and then my budget friendly self can’t keep up with manic me.

Apologies in advance if some of this is like bro - I don’t live a place w these stores - just mentally replace store names with what’s around you.

If your debt has an interest rate under 7%, pay the minimums because a lot of investments will grow at 7% or better (common examples - car loans, most student loans, mortgages, etc.). Typically it’s better to focus on the higher interest loans/debt first. If it’s above 7%, prioritize that. A lot of minimum payments will also never pay off your debt - designed to keep you in it.

If you have a Roth option in your work retirement account, do that. It’s taxed now instead of in retirement - taxes only go up over time. However if you need to reduce your taxable income, then pretax dollars will do that. Only contribute up to the match if it’s not Roth. If it’s pretax, then you usually only want do up to the match. Maximize the free money you can get from your employer.

Always opt into long term disability insurance at work. When you can afford some extra coverage check out supplemental (most employers offer 60% in the US - if you only were paid 60% of your income it would be rough), life insurance is cheap - 200k is a small policy. The company you go with matters. A company like mass mutual or northwestern mutual (I’m at northwestern) gives higher dividends- basically a good chunk of profit goes back to policy holders instead of stockholders. Most companies can run company comparisons. Insurance pays for financial security. It’s not a scam - which is genuinely what I thought of it before I got into the field and understood it better.

Whole life insurance costs more - but it’s worth it. It’s like buying your insurance instead of renting. Again company matters - example: northwestern mutual cash value grows historically at 5% on average, give or take, usually give. It’s money you can use to collateralize a loan or take a loan out against your own policy and “be your own bank” - downside, if finances are unstable, it’s a policy with regular premiums. Unlike a Roth you can stop contributing to any time, you’re paying for coverage and it’s monthly or whatever interval without much for exceptions. Probably not a good fit for you right now with being paycheck to paycheck - but something to keep in mind for the future.

Some of my hacks for my own life and my tight budget - I get most of my stuff off of Facebook marketplace for free or cheap - if you search something for a week or two and save the cheap items eventually they’ll appear for free or less and less. You just gotta be quick to ask and pick up. I picked up a stand alone pantry cabinet yesterday for free so now I have more storage space for non-perishables. Also if you just always keep free and “curb alert” as a regular search item you’ll find good stuff. I’ve picked up some things that I know have value near me - like fish tanks with stands only to resell them later at market value which is higher because I’m in a city/suburban outskirts - I only deal in cash on Facebook because they wanna start tracking and people can’t rescind a $20 electronically.

There are food shelves that don’t require minimums. There’s also no shame in seeing if you can get assistance from the government. If you can boost yourself to live better, do it.

The dollar tree (and some other dollar stores) - while most food at the dollar tree isn’t a good deal - I’ve also found shelf stable tofu, pesto, mustard (1.25 vs $5 for pesto). I also have pets - my cats get their toys on a stick with the dangly strings from the dollar tree. I get all of my cleaning products at the dollar tree. You can also make your own - one super simple one is lemon juice (from bottle), white vinegar, and water.

I shop at specific places for specific items. I get carbon litter box filters at my hardware store because they’re a dollar there instead of $5-7 elsewhere.

I order my groceries online - it’s convenient but it also eliminates a lot of impulse shopping. I pay $10/month for it, but I save more than $10 in not impulse buying.

I mostly avoid target - target has done research on how to get you to buy more - it works. So I avoid it. Not that other stores don’t do similarly, but I know that I will fail myself at target - sort of a figure out your vices.

I shop at discount grocery stores. I got to Asian grocery stores for tea because I get way more tea for way less. I go to Aldi for most of my vegetarian foods and also their chicken. Most of their stuff is a fair bit cheaper and I’ve figured out which off brand or Aldi brand stuff I like.

I work in a super fancy office - think of a building with literal halls with marble tile. I get 99% of my clothes from thrift stores. I’m picky - I try to buy only things that I feel good in (not I feel okay, but I feel good) and I have a hard time pushing myself over $10 for almost anything. I dress with a classic style because then I don’t have to chase trends. I mostly just wear black pants and a shirt that looks business casual.

Garage sale - I spent a Saturday driving around the town I grew up in going to garage sales. Saturdays are usually the last day sales are open - they want stuff gone as the reality sets in that whatever isn’t sold is being donated. I filled a paper grocery bag full of clothing for my spouse and paid $1. I’ve hit sales where the person just wanted to be done and said just take everything you want, free. I haggle. I ask if they’d do a deal for a bunch of stuff if it’s a good sale. If there’s something I’m looking for or need - I know the value of the item before I go shopping and I know the value of it to me. I wanted a giant bean bag chair. I valued that at a maximum of $20. The going Facebook marketplace was $50-150. I held out and got one for $7 at a thrift store.

Sign up for VIP stuff at thrift stores and reward programs (assuming it’s free). Don’t buy most holiday decor new - thrift stores can barely sell a christmas tree.

Home Depot and many hardware stores offer free how-to classes - you want to learn how to lay tile? Sign up for a class. Learn to diy what you’re comfortable doing. Some labor and know how is worth paying for. Example: I will not lay tile because I can live with a crooked tile if someone else did it. I can’t if I did it. For my sanity, I would pay for that. Minding - I need that done currently and can’t afford it so it’s just not on the reality list.

Grow some of your own food if you can. Grow lights can be cheap and seeds are cheap. Sometimes you can split a pack with a friend. You can also get free pots and gardening materials online easily. Maybe not the seeds tho. If you hate gardening then don’t bother. What you want matters too.

When you buy stuff - make sure you love it when you can. Stuff you love, you will keep and use. Stuff you feel so-so about might end up being donated next year.

Utilize libraries! They have e-books also and there are so many free apps you can download to read them on. If I’m only gonna read a book once, then I shouldn’t own it. Reality is - I don’t reread that many books. Too many more books to read.

If you’re into cold brew coffee - dark roast Walmart makes just as good as a fancy brand that costs more. Try off brand stuff - it’s often way better or exactly the same. Walmart chips ahoy offbrand is better than chips ahoy. ALDIs version of coconut caramel Girl Scout chocolate cookies taste the same as Girl Scout ones but cost under $2.

Find hobbies that don’t cost you money or cost you very little money. Aquarium fish are not that hobby as I’ve learned the hard way. But I have a beautiful dr who tank so at least there’s that. I volunteered for a while with shelter cats - the ones that are in pet stores. I got kitty snuggles and got to put it on my resume. Can’t afford a pet but want one? Foster - the shelter pays for everything. One of my new hobbies is literally finding free things on Facebook marketplace. It’s great.

If you’re on meds and insurance isn’t covering everything - check out goodrx. Also - check different pharmacies and keep checking. CVS wanted $300 for 1 month of my depression meds. I walked away w/o meds. I went to Costco a week later (no membership needed for specifically their pharmacy) and got those same meds for maybe $10 without insurance.

YouTube can also teach you neat skills. Tumblr can too - I got really into tiny homes - still love them but I can’t ethically keep a Great Dane mix and all my cats in a tiny space - a big part of tiny homes is making sure you have what you need but you have it smart. I gleaned a lot from that obsession. How to have a full wardrobe w 30 pieces of clothing but still variety? It showed it. Most tiny home people are about financial freedom - a lot of them perhaps don’t have a financial background, but it’s about gathering info that works for you.

If you have kids - I do not - but I have a niece. So much free stuff from other people. I think I gave my sister in law about the first years worth of clothing for her kid and it mostly cost me some laundry soap and time with marketplace and stopping for bags of free kids clothes on the side of the road (that I then picked through, washed, and donated the iffy ones). I even got a bouncer thingy that I took apart and cleaned and gave her. Plus a stroller for my mother in law - one of those $300 ones that someone just wanted gone at no cost.

I’ve got home owner savings tricks too if you need them - but let’s be honest, few of us can afford homes. I have one in a super sketchy area that has shot spotter tech to help police respond faster to gunfire. But honestly just lucked out and fell into the job I have now.

Buy quality when you can - I got clearance Clark’s brand shoes for my job - I think they cost me $40? They’ve lasted years. I got thrift store shoes and they are falling apart in less than a year. Those same thrift store shoes during the 5 years that I’ve had my clearance Clark’s would have cost more to replace that 5x over.

Make sure you’re taking care of yourself - eat enough, sleep enough. Your health will affect how you work and live - you matter. I do premier protein shakes in the morning so I get enough protein and also account for my inability to wake up with enough time to make food. I try to bring my lunch to work. Peanut butter sandwiches are a big go-to for me. I’m rather sick of them, but for now, it helps me to save a bit and prioritize things that are more important to me.

I’m trying to think of other stuff. I mean maybe you’re already doing a big load of this or have even cut some of these expenses out. I’ve got more pet saving tricks - pets are something in life that bring me so much joy and happiness so I have them and I try to be responsible and smart with spending on them - but maybe you don’t have pets or don’t want them. I love video games so I have a few systems - mainly PC. I wait for sales for games. I still buy things that are discretionary. I buy “what I want” when I can but I try to make sure it really is something that I want. I wait for game reviews to come out.

I try to find easy recipes online with a focus on budget friendly and quick to make. Preferably with leftovers to avoid a peanut butter sandwich for a day or two. I’m in a Facebook group called “what broke vegans eat.” I go to a butcher to get ground beef because it costs the same but has less gristle and they can give me tips on making different things. Plus I can occasionally splurge on something simple - they have the best in house take home and bake lasagna which last me at least 4-5 days between my spouse and I.

What field are you job-wise? What field or kind of work would you want to be in if you could choose? What kind of hours would you prefer to work? Education level? Are you in the US? Might have some tips around that too. Is there an area you want advice on - like X costs so much, what tips do you have for cost savings with that, etc.

So happy to help. Sorry for the novel.

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natalieironside · 2 years

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Hey Natalie, I was wondering if you had any guides you used for self publishing? I've written like..... 2 and a half kissing books and I'm considering publishing them for fun and profit 😳 if not nbd, I am proficient in google, I just have trouble figuring out how much of that grind mentality is actually important.

I'm mostly blundering my way through this myself, but I'll give it a shot.

No matter what anybody tells you: Once you've written the book and cleaned it up for publication, the hard part's over. My sales as a self-pub author of extremely niche fiction are already way higher than I expected, and none of the work I've put into marketing has been half as much time or effort as actually creating the thang dings.

If you have the money, hire an editor. The Last Girl Scout was a self-edit (on account of I didn't and don't have the money), and while I am still very happy with it, it's nowhere near the book it could've been as a consequence--as many Goodreads reviewers will tell you.

I also recommend hiring a formatter. You can do your own formatting if you're like a nerd who knows about computers and stuff, but it's a lot of work and not everybody has that skill set. Also, like with editing, it is very very easy to overlook mistakes when it's your own work your dealing with. Here I'm gonna plug @kodyboye, who's formatted all the stuff I've sent to print and does excellent work (also fast as hell; iirc he had like 24-hour turnaround on the typescript of TLGS, which is a 600-page leviathan).

Once you've got your formatted files and cover art (which is a whole 'nother kettle of worms that I do not feel qualified to get into, I have An Associate who handles that for me), self-pub is as easy as hitting a button if you use Amazon KDP or as easy as hitting 3 or 4 more buttons if you use another service. Then you'll have a book and you'll be like "Wtf I'm an author."

(note on the above: Do not fuck w/ any service that asks you for money. Pay-to-play publishing services are 100% a scam; a publisher or publishing service asking an author to pay them is literally the same thing as your boss making you pay to come to work)

As for marketing: If you don't have the budget for paid promotions (which I don't and I'm assuming most ppl reading this don't), the best thing you can do is to Be A Person On The Internet. I'm lucky b/c I'd already developed a not-insignificant following from being a weird nerd Tumblr shitposter before I had to make a book happen, but you can speedrun that by just being generally active on your blog. In addition to whatever your regular blog content is, post samples of your work, talk about your creative process, be ready to talk about your books A Lot even on those days when it feels like nobody else is, and follow tags like #writeblr and #bookblr. (I'm also gonna tag in @thebibliosphere who is an A+ Tumblr follow and way better at this game than me)

I also very recommend joining a trade organization; I've been a member of the Horror Writers Association for a little over a year now and it's pretty great being automatically plugged into a network of other ppl in the industry.

And for broader-scope industry networking w/ people who are also very very invested in Writers Getting Paid For Their Work, I encourage (that is: beg) everybody who's even thinking about putting pen to paper to join the Freelance Journalists Union:

Hope this helps <3

#writeblr

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ratmonky · 3 years

Text

Death Drive

Word Count: 5.5K

Warnings: non-con, mild blood, choking, biting, fight/violence, burns, tentacle

AO3 Link

A gift to my lovely friend who also drew this gorgeous piece for this fic, @bacterialheaven <3 (Your art fascinates me so much ahh T^T)

Although most of the devil hunters have the life instinct, I think Hirofumi doesn't care much about survival while doing his work, making him the perfect example of an individual with a death drive. Just like Kishibe (:

The depths of the ocean had many things hidden at the bottom where sunlight never reached. Fish still yet to be discovered, monsters and devils.

Swimming in the ocean was something you could never do since the thought of never knowing what might be hiding underneath the dark waters was horrifying.

However, the terrifying creatures of the ocean could never get you as long as you stayed on the land.

Right?

~~~

Hitchhiking wasn’t as dangerous as you had anticipated. When you told your close friends that you would be making your way out of the city by hitchhiking, they warned you about the dangers of getting in the car with someone who might want to hurt you. No matter how much you tried to explain to them how you had to lay low and stay away from any public transportations to not get caught, they didn’t listen.

However you hadn’t listened to them either, that was why you were sitting on your luggage near the roadside. You were only a couple of towns away from the city but you still had a long way to travel.

It had taken you more than a dozen rides to get to here from where you had started. Normally it would take two hours by car to travel here but it took you eight hours to get where you were now.

It was getting late, your last ride had promised to drop you off next to a place you could stay the night but the man was too creepy to look at and you felt uneasy to be stuck in the truck with him.

Naturally, you had insisted that he dropped you off on the first roadside diner.

You regretted it now. It was the middle of the night, you didn’t have any place to stay and the roadside diner you had been planning to eat was out of your budget.

Either you had to get a ride now to save money to travel to a cheaper roadside diner or go out of your budget and stay the night here feasting on food… The latter option was the worst. Saving money was more important.

You knew how to attract a ride anyway. Smile in a friendly way, hold up your ‘going to the countryside!’ sign, and hope for the best. You wouldn’t wait any longer than between ten to fifteen minutes before hitching a ride but it was almost impossible to get a ride at night.

There was no way that someone would drive you to the next town or somewhere you could sleep. Everyone was on the edge because of the devil attacks that had started happening more frequently.

No. Don’t think about devils. Not now. Not ever.

With a long sigh, you redirected the light from your flashlight onto the map. You could wait until the morning or start walking on the side of the road until you came across a gas station; however, it all felt like a waste of time and effort. This side of the city didn’t have anything but trees on the roadsides. It could be dangerous to walk close to the forest at night too, you had heard the devils who lived in nature would come out at night.

The sound of your stomach grumbling brought you out of your frantic thoughts.

You were starving, the last thing you ate was a granola bar in the morning. It had been quite a while since you had last eaten but if you went over your budget, you might not be able to make it to your destination.

“Where are you headed?”

Startled, you turned your head to the man who was talking to you. He looked around your age, he had black hair and a rather creepy smile tugging at his lips.

“Um, the countryside.”

“Oh, you’re all alone?” he asked.

You nodded to confirm. Then internally yelled at yourself for telling him that you were alone. He could be someone dangerous.

“I’m headed to the countryside too, want me to give you a ride?” He gestured towards a black car parked in front of the diner.

You would have taken his offer if it weren’t for the sinister smile on his face.

“Thank you but I wouldn’t want to be a burden.” You averted your gaze from him and shone the light back on the map.

“It’s dangerous to be out this late at night.” He put his hands in his pockets, shrugging slightly. “I wouldn’t be able to sleep knowing I didn’t take you to safety.” He gestured towards the parked car behind him once again. “I'll give you a ride, free of charge.”

He had cornered you, there was no reason for you to refuse his offer. You were still conflicted though, you would have turned him down if it wasn’t this late in the night. He didn’t look like the type of person to take no for an answer either. You couldn’t say no to his generous offer but you kept hesitating. If you were to find the perfect excuse maybe he would leave. However, you didn’t have any excuses.

Ugh!

Why were you even hesitating? You needed a ride and here was this guy, offering to take you away from the doomed city. You hit the jackpot!

“A-are you sure?”

“Come on, I was about to leave.”

“Ah, I can’t thank you enough.” Gathering the stuff you had with you and putting away the flashlight, you forced yourself to smile at him. “You saved me from waiting who knows how long for another ride.”

He didn’t say anything as he led the way towards his car. Opening the baggage, he let you put your luggage in the back and closed it. As you were walking around the car to open the door and sit on the back seat, the guy spoke before he hopped on the driver seat himself.

“I have stuff in the back, sit on the front.”

You stared inside through the window to see two large black bags on the backseats. Reluctantly, you reached to open the front door and climbed inside the car.

“So, where are you exactly headed?” He asked as he put on his seatbelt.

His question brought you out of your frantic thoughts. “Somewhere remote.”

“Hmm, so no specific destination? Don’t you have a family member who’s waiting for you? Where are you going to stay?”

You didn’t have anywhere to stay. At least not yet. Your plan was to find a motel and stay somewhere remote until people forgot about you.

Most importantly, it didn’t feel like he was asking these questions to start a conversation. You changed your mind, wanting to get out of the car.

You turned your head to tell him that but his unsettling stare left you speechless.

He asked a more particular question. “Do you have a specific address you want me to drop you off to?”

“I-in front of the first cheap motel we come across would be perfect.” You clutched on your small shoulder bag. You felt nervous when people stared at you for too long.

He hummed in acknowledgment as the car rolled forward.

“You seem to have a lot of luggage. Moving somewhere?” he spoke again, taking a turn and getting on the highway.

Your head jerked up, looking at him. “Um, uh.” You were hesitant to lie. “I’m just backpacking around the country.”

“Wouldn’t it be cheaper to bike instead of hitchhiking?” He wasn’t even facing you but you could tell he was smirking at your utter stupidity. “Or rather do it with a group?”

Although your throat felt dry, you didn’t dare to swallow. “Probably but I wanted to have a little adventure for myself, alone.”

“Don’t backpackers usually have a backpack and not a luggage?”

“I just have too many things I need with me.” Ahh, you were so bad at lying. Stop fidgeting with your fingers and looking around like that. He will notice. Just… change the subject. “A-anyway, I don’t think we introduced ourselves. I’m (name), what’s your name?”

“Hirofumi.” He grabbed the gear shift, changing it to a higher level and speeding up. You sank deeper into your seat and started to panic. Only then you realized you hadn’t put on your own seatbelt. While you were hurriedly trying to put it on, Hirofumi pressed on the cigarette lighter button. You hoped he wasn’t going to smoke inside the car but failed to notice how there weren't any cigarette tar stains on the interior of the car.

He took a sharp turn, you grunted but managed to put your seatbelt on. As you sat back in your seat, the first thing you noticed was that he was driving down towards a road leading towards the forest.

“Um, I think you took a wrong turn,” you said, bringing it up to his attention.

“It’s a shortcut.” He kept his eyes on the road that was only being illuminated by the headlights, everything else was dark, you had no idea what kind of shortcut he was taking.

There was this feeling of being in the middle of the ocean. You could feel something sinister was lingering in the deep dark water underneath you. Something was about to emerge and grab you by your ankle, pull you down, and drown you.

You knew how to swim.

However, could you swim if whatever thing was pulling you down turned out to be a lot stronger and scarier than anything you had ever faced?

Could you struggle when you were this weak?

Could you fight when you had nothing to fight with?

Without your weapons.

Without your badge.

Without your devil.

“You know, hitchhiking was a great idea,” he said, his fingers drumming on the steering wheel as he continued smiling. “It was a smart option but for someone as dumb as you, there was a way to ruin it. You went and told all of your dumb friends about your plan.”

You stared at him for some sort of explanation but you didn’t need any. Yet you still asked him, whimpering, “W-what are you talking about?” Your bottom lip had started trembling.

He knew.

“For a devil hunter, your sense of danger is too low.”

A tremendous wave of panic washed over you when he sped up.

“Who are you?” Did you even need to ask? He was one of those private hunters. Makima had most likely sent him after you.

Despite being a devil hunter from the city, you were now weak. You had resigned from your work without notice and broke the deal with your devil. Although it had been an impending decision rather than a sudden one, you had left your work abruptly.

After watching so many people die and losing who you had thought would be your friends for a long time, the bitter truth of being a devil hunter had resurfaced.

Devil hunters were destined to die on the job, sooner or later.

The money you earned from being a devil hunter could let you live in comfort materialistically until the day you died but having to suffer from nightmares every single time you put your head on the pillow or closed your eyes could never be comforting. It wasn’t worth it.

You didn’t want to lose more people or see any more grotesque devils murdering civilians but once you started working under Makima’s orders, leaving wasn’t that easy.

That’s why you were on the run.

Even though you had sworn to protect the people of your country, you were running away from the job that gave you a purpose to your insignificant life like a coward.

How childish.

The cigarette lighter popped off with a soft click sound, bringing you out of your hectic thoughts.

He was taking you back… He was going to hand you over to Makima. You were going to work until you died.

“You should’ve gone up north, going south was predictable. Well, at least if you hadn’t told your friends about the hitchhiking part, maybe you’d go under everyone’s radar. However you’re a chatty one, aren’t you? Some ‘friendship comes before work’ type of person, huh? That would explain a lot-”

Hirofumi’s words didn’t reach you anymore. The color drained from your face and your ears started ringing. Your whole body started to shake, and tears started streaming down your cheeks. “Please,” you sobbed, your voice came out shaky, pathetic. “Please don’t do this. I did nothing. I’m just tired of all of the deaths and I can’t handle it any-”

“You can’t talk your way out of this,” Hirofumi said as he took another sharp turn, driving deeper into the forest.

You found yourself stuttering, ”Y-you don’t understand.” You looked at Hirofumi with tears in your eyes. “I’ll be killed.”

“What are you so unhappy with?” Hirofumi spoke again but he wasn’t even facing you. “It’s not like you were living contentedly up until now, were you? In that case, it makes no difference where you live or what you do for a living. Or if you’re killed or not.”

Your face found a new shade of pale. He wouldn’t understand. He was one of those crazy devil hunters who had shut their humanity off.

“You only had to kill demons for a bit and you got rice every day. It might as well be heaven but I guess you weren’t a real hunter.” His smile grew wider as he was watching the trees creep towards him slowly before zooming past the window. “You can die in peace now.”

You got quiet but your tears didn’t stop.

With a vicious smile on his lips, Hirofumi turned away to face you. “You know, a pro devil hunter wouldn’t cry.”

Everything was spinning, it made you believe that your head felt fuzzy. It didn’t even occur to you that he was driving at a normal speed now. Almost immediately you tried to think of an escape plan. Could you manage to run away if you were taken to the headquarters? There was no way you could and that was why you had to fight with everything you had to refuse to go with him. You looked out of the window, the forest could be a great way to lose him. The trees and the darkness could cover you, giving you the advantage to sneak away without having to face this guy in a battle. What was your next move going to be?

You didn’t know but you had to get away.

You stared at the door lock, it was locked but you could lift it even without him noticing. The speed was still accelerating but if you managed to jump out of the car you would have a head start by running. The car wouldn’t stop until his shock wore off and that would give you the great advantage of looking for a place to hide.

There weren’t many people or devils out in the forest at this time of the night. Hopefully. It would be easy for you to run without being seen by another person who could tell him where you went.

What if a devil attacked-

Getting overwhelmed, you took a sharp breath and exhaled loudly. You had to calm down. You didn’t have much time to think over the plan, you just had to do it. If you waited for too long you were going to lose this chance of getting away.

Hesitantly, you glanced at Hirofumi. To your luck, he was only focused on driving.

Cone on. Come on. Come on.

Your heart was pounding, a single cold sweat droplet trickled down from the burning skin of your temple to your cheek as you carefully and suddenly unlocked the door. But you forgot about the most important thing. Your seatbelt. Your biggest mistake was forgetting to unbuckle your seatbelt. As you had twisted your body to jump out of the car, you had found yourself stuck, slammed back into your seat from the force of the seatbelt itself.

Hirofumi stared at you as if it wasn’t a big deal that you opened the door of the moving vehicle or how you were trying to escape. He lifted his right hand up while he crossed his middle and index fingers, “Octopus.”

Your blood ran cold as a giant tentacle emerged outside of the car from a dark cloud and slammed the door closed. You were frozen in your seat as if your muscles had dried up and turned to stone.

What was that?

No, you didn’t want to know.

The car decelerated until it slowly rolled to a stop.

You didn’t dare to look at Hirofumi but you knew he was smiling at you. You knew he had that sinister smile plastered on his face, glowering at you with his big dark eyes.

“Ink.”

He turned off the engine, the headlights flickered off and it became pitch black. Darker than black. It all swallowed you whole. It was as if light didn't exist, the only thing you could see was the dangerous glint in his eyes.

Hirofumi calmly plucked off the burning hot cigarette lighter and held his hand out towards you but you couldn't see. “Ms. Makima told me to bring you to the headquarters,” he said, pausing momentarily as you were trembling in fear, unable to move a muscle. “Dead or alive. I get paid either way.”

You gulped audibly. This was it, wasn’t it? The end.

There was another long pause before he sighed and pressed the cigarette lighter on your thigh. “Look me in the eye when I’m talking to you.”

The sharp pain made your eyes widen and your mouth popped open in pain. You could run away, you just had to unbuckle the seatbelt and bolt out of the car.

However, as soon as your hand went to the buckle to pop the latch plate out, he firmly pressed the metal lighter on the back of your hand.

Yowling in agony, you refused to retrieve your hand and instead unbuckled your seatbelt. Without giving him another chance to attack, you opened the door.

As soon as you fell on the mud, you took a couple of wobbly steps before finally gaining your strength and used the ground as a springboard to start running without looking back. Things weren't as dark now, you could see well but you still were confused about things. Without actually having a clear idea of your whereabouts you kept running deeper into the forest but you couldn’t run in a straight line, you had to confuse him with which way you were running. Abruptly, you stopped to look around to see where you could run. The sudden movements made you lose your balance, stumble and fall down. You scraped your knees. Without checking your injuries, you got up to make a sudden bolt to your right.

Your own heavy footsteps were echoing each time your foot made contact with the wet mud. Or... no. Those weren't echoes of your own footsteps they were more like- They belonged to someone else-

“You’re running too slow.” A scoff.

Out of the corner of your eye, you saw him running next to you. He wasn’t out of breath like you were but he lifted his hand towards you, pointing his forefinger at your face before crossing his middle finger over the other digit.

He was going to call out his devil again.

With a sob, you made a move to change your direction but it was too late.

“Octopus.”

Black smoke appeared behind him. From the dark mist, a tentacle emerged, abruptly grabbing you by the waist, you flailed violently as soon as your body crashed onto the tentacle. It lifted you up, punching the air out of your lungs from the force of its grip around your body. You started hitting the tentacle’s slimy skin, crying and yelling at the same time. “Let me go, let go!”

Hirofumi pressed his hand on the tentacle and walked towards you while dragging his hand on it. “You’re more fun than I thought.”

As he was getting closer, you struggled within the tentacle’s hold by kicking helplessly at the air. “Get away from me!”

He stopped in front of you and looked up at you with that same disturbing smile before tapping on the tentacle twice. “I took a liking to you.” The tentacle lowered you down until Hirofumi tapped on it again to stop. “You’re quite interesting.”

The tentacle tightened its grip around you and forced your arms to be pressed against your chest. You were getting crushed, you kept trying to inhale but no air was going inside your lungs.

“However it still would be less of a hassle for me to take your corpse to Ms. Makima. You’re just too annoying.”

Fear came rushing back, the bitter reality of how insignificant your life was a harsh truth to accept. Hirofumi could kill you without batting an eye, he would be fine with taking your life because at the end of the day he was going to get paid for doing his job.

You opened your mouth to beg for his mercy but nothing would come out. Your face was turning blue from lack of air instead.

Hirofumi said something you couldn’t hear. Instantly the tentacle’s hold loosened around you. With the pressure gone, you greedily inhaled air, filling up your lungs and coughing.

“I’ll make it quick,” he said, this time frowning instead of smiling. “What a shame though, I thought we’d be able to work together in the future.”

“W-wait!” you coughed, trying to catch your breath to talk to him. “No, no, no! Please, I’ll do anything. Please, I won’t try to run again, I’ll sit patiently and- and-”

He was very quiet, almost silent, but resolute. The blood in your face drained away when you heard his cold and terrifying tone asking you a question with three simple words, “You’ll do anything?”

Your eyes widened as you tried to process the meaning behind his words, you could feel your blood being pumped through your veins but something was wrong, there was a heavy feeling of something crawling under your skin.

“I’ll do anything.”

That sinister smile returned to his face.

The tentacle lowered you, now, your feet could touch the solid ground.

“I want you to prove me wrong,” he said, stretching his arms above his head.

“Huh?” The tentacle unwrapped around you but remained at the back while you stared at the guy in front of you in confusion. “Prove what?”

He positioned himself in a fighting pose. “Prove that you’re a devil hunter worth keeping alive. Let’s duke it out.”

He had to be kidding. You were nothing without a weapon or your devil. It was unfair to you and-

Hirofumi landed a sudden kick on your stomach, doubling in pain, you took a couple of wobbly steps back.

When you glanced up at him, you saw him jumping in his place as if he was only warming up. He was taunting you, don’t fall for it.

Yet you knew he wasn’t kidding about you proving him that you were a good hunter. He had made it clear. So you had no choice but to take him down if you wanted to live.

You aimed a kick towards him but he caught you mid-air by your ankle. Whimpering, you tried pulling your leg back to no avail. The panic of the situation started to settle in as he got closer to you. “That’s cute, you didn’t even put any strength behind your kick.” He tucked your leg around his waist, closing the distance between the two of you. His face had gotten awfully close, his hot breath ghosted over your face. For the first time tonight, you looked at his eyes directly, his pupils were dilated to the point of being completely black. You could see your own terrified expression being reflected back to you in them. To put it simply, you were at his mercy once again, balanced only on a single leg with no way of escaping his hold.

��You lose,” he grinned. “You really aren’t cut out to be a devil hunter.”

“Please,” you began but he interrupted you, his other hand pressing on the small of your back and sliding down your curves to squeeze a generous amount of the supple flesh of your ass. Your breath hitched, the uneasy feeling of being powerless against a higher rank like him made your stomach churn in fear.

“Let’s have some fun before you die.” You could hear the smile in his voice.

With that, the tentacle returned, abruptly going under your shirt, pulling it up and over your head. You didn’t even get the time to react as Hirofumi let your leg down to shove you forward against the tentacle. Gasping, you planted your hands against the tentacle in a pathetic attempt to push yourself up but it was now impossible with his weight pressing you down. His hands were holding your hips in a death grip and rubbing your clothed ass onto his own clothed crotch. You were moving away from his hips helplessly, unaware of the tentacle pushing your bra up to let your tits bounce free. Only when the cool air hit your bare chest, you became aware of what the tentacle was doing. Your nipples perked up and the slimy skin caressing your skin made you flinch, the feeling of one of its suckers on your nipple was enough to make you shriek in disgust.

Hirofumi chuckled, his hands on your hips slid up, feeling your curves before dragging you against his clothed cock. He couldn’t help but grab your hair to pull it as he grinded against your ass with a little too much force. You could feel him growing bigger, he had to be a twisted creep to get off to this.

“Stop… no more…” Begging, you turned your head to look at him. With the way he was pressing you down, you couldn’t meet his gaze, instead found your cheek being pressed flat against the tentacle. Ignoring your pleads, Hirofumi pulled himself back to yank your pants down hurriedly as the tentacle latched one of the suckers on your nipple, toying with the sensitive nub. You started to breathe hard as the realization of how vulnerable you actually were hit you hard. All you could do was to pathetically attempt to get away from Hirofumi to be assaulted by the tentacle instead.

Then the loud sound of his belt buckling made you jolt, the tears and begging for him to stop came right after. You would do anything for him to stop. However your cries were ineffective, they didn’t stop him from pulling down your panties and drinking up the sight of your naked lower half. They only seemed to spur him on even more.

“Stop…” you whimpered and struggled. Tears started streaming down your face as a choked sob left your lips. He smiled against the skin on your shoulder in response while lining himself on your entrance. Twisting your arm behind your back to keep you still, he put his entire weight behind his hips to surge them forward and buried the entire length of his cock in your cunt.

Wincing, you gasped. Hirofumi took it as a signal to move. You were awfully wet, each time he pulled back himself to slam his hips forward, the squelching sounds of your pussy filled the silence of the forest. If that wasn't gross enough, your cheek was being grazed against the slimy skin of the tentacle, its fishy stench started to overwhelm you, making you gag.

“Ahh, you like this don’t you?” He tentatively pulled his hips back to abruptly slam them into your pussy.

“No…” You bit back a moan, closing your eyes and begging for all of it to stop internally.

“You’re getting off to this, you’re sopping wet.” Hirofumi mounted you completely, you could feel his entire weight settle on your back. “Be a good girl for me, will you? Be honest, it’s just the two of us here.”

You grumbled in response.

“Makima isn’t listening.” He nosed some hair out of his way to whisper in your ear. “Only I will hear your confessions. You can tell me anything, trust me.”

“Go to hell,” you hissed. If he was going to kill you, so be it! You weren’t going to give him the pleasure of humiliating you. All you had left was your pride and you were planning to keep it until the very end.

He slammed his hips forward, hitting your sweet spot on the first try. His firm thrust was all it took for you to silently scream, with the air in your lungs completely gone from the impact, you were clenching around his cock. You opened your mouth to take in some air but the tentacle wrapped around your neck, squeezing tightly around you to prevent you from breathing. The tip of the tentacle forced its way into your mouth and swirled around your tongue before diving deeper down into your throat. Hirofumi placed his hand on the tentacle, tapping twice for it to loosen around your neck. The tentacle left your mouth with a disgusting pop sound. Then he replaced the tentacle with his own hand, shoving his fingers into your mouth and grabbing you from the inside of your cheek.

Now, when he thrust forward and picked up his pace, you couldn’t bite back your moans. To your utter horror, it worked. Every thrust of his hips left you moaning, gasping for air. His merciless, rough thrusts remarkably sped up, especially in comparison to before. He was humping you like a rabid dog now and he responded to your surprised moan with a long, pleased hum.

Your drool started to spill out from your mouth and down to your chin since you didn’t have the luxury to swallow the saliva with three long digits prying your mouth open. You moaned audibly and threw your head back when his cock stroked a specific spot along your insides, Hirofumi took this opportunity to bite into your nape hard enough to draw blood, on a second note, you started to think he could be an actually rabid dog.

A scream left your lips, more out of pleasure than pain.

Hirofumi’s teeth sank deeper into your flesh as he felt your gummy walls pulsate around his cock, clenching and begging to be filled with his seed. He gave a muffled chuckle against your flesh, chewing on the raw skin. Although you weren’t honest in the slightest, your body was.

The tentacle’s tip went between your legs and the sucker latched onto your clit, catching you by surprise and making your entire body shake in pleasure.

How cute.

With a delighted smile, Hirofumi stopped biting your nape. He licked your blood off of your skin all the while he was fucking you frenziedly, thrusting in and out your pussy with sloppily wet sounds that started to make your knees unbuckle. Swallowing down your pride, you gave in to the pleasure so you could move your hips and arch your back to meet his frantic thrusts. At the same time, the tentacle toyed with the sensitive nub. It all made your legs trembled under you as your moans got louder than before.

Hirofumi's pace suddenly slackened when his cock throbbed upon your walls clamping on him. Taking his hand from your mouth, he placed it on your shoulder to grab you. He pulled his hips back and abruptly slammed forward, punching the air out of your lungs one last time as you felt the slight twitch of his balls on your skin before a pleasing warmth filled your belly.

The tentacle moved in tight circles around your clit and you clenched around Hirofumi’s cock for the last time, milking more of his seed using your pulsating walls inside of your cunt. Even after the tentacle left you alone, Hirofumi continued fucking his cum into your pussy, gross squelching sounds from his seed gushing out from your abused hole had become a white noise to you at this point. By the time he pulled out of you and let you go, your legs gave up from under you. Before you could crash on the dirty mud, the tentacle caught you, holding you up in a gentle grip.

Hirofumi was tucking himself into his pants while you watched him in exhaustion. He noticed your stare and gave you the same unsettling smile. “I think you’d be a great devil hunter if you were partnered up with me. Makima would agree if I said so. Won’t you agree too?”

You couldn’t keep your eyes open anymore but you managed to blink slowly in response, mouthing a ‘yes’ in defeat.

Hirofumi’s eerie smile grew wider, his eyes squinted from his cheeks puffing up. “I look forward to working with you in the future.”