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#funding rate strategy
secretstime · 11 months
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indembminsk · 3 months
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Why am I Not Able to Get Out of Debt, Even When I Am Making Money?
Debt can feel like a never-ending cycle, particularly frustrating when you’re employed and earning an income. If you find yourself unable to break free from the shackles of debt despite having a steady paycheck, it’s important to closely examine the reasons why this might be happening. Living Beyond Your Means The most common reason people struggle with debt is that they live beyond their…
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intelisync · 6 days
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Unlocking Perpetual Futures Contracts: Essential 2024 Guide for Beginners
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Are you ready to take your trading to the next level with a financial instrument that offers endless opportunities and flexibility?
Perpetual futures contracts have emerged as a revolutionary tool in the trading arena, particularly for cryptocurrency enthusiasts. These contracts, unlike traditional futures, do not have an expiration date, allowing traders to hold positions indefinitely. This feature provides a significant advantage, enabling continuous trading and the ability to take advantage of long-term market trends. The funding rate mechanism, which periodically adjusts to keep contract prices in line with the spot prices of the underlying assets, ensures a balanced and fair trading environment.
Leverage is a key feature of perpetual futures contracts, allowing traders to control larger positions with a smaller capital investment. This can significantly amplify profits, but also poses a risk of larger losses, making risk management a crucial aspect of trading these contracts. The real-time mark-to-market settlement process adjusts traders' margin balances continuously, ensuring that gains and losses are promptly accounted for. This mechanism helps prevent sudden liquidations and keeps traders informed about their margin requirements.
Despite the numerous benefits, perpetual futures come with their own set of risks, including market volatility and fluctuating funding rates. Traders must have a solid understanding of these risks and employ effective strategies to mitigate them.
Intelisync, a pioneer in blockchain technology and exchange development, offers advanced solutions to enhance the security and functionality of perpetual futures trading. Explore how Intelisync can enhance your trading experience and provide the tools you need to succeed in the dynamic world of perpetual futures.
Discover how Intelisync can transform your trading journey and provide you with the tools needed to succeed in the dynamic world of perpetual futures. Contact Intelisync today! Ready to revolutionize your trading journey? Contact Intelisync today and Learn more....
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artisticdivasworld · 3 months
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Facts About Factoring That Could Cost You Money
Photo by Mikhail Nilov on Pexels.com Factoring, a financial transaction where a business sells its accounts receivable to a third party (the factor) at a discount, can be a lifeline for businesses in need of immediate cash flow. However, while factoring can provide crucial short-term financial relief, there are aspects of it that could end up costing your business more money than anticipated.…
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vakilkarosblog · 4 months
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Who regulates the MFI?
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Introduction: Microfinance institutions (MFIs) play a crucial role in providing financial services to underserved communities, fostering economic development, and promoting financial inclusion. However, the operations of MFIs need to be regulated to ensure transparency, accountability, and the protection of the interests of both clients and stakeholders. This article explores Who regulates the MFI?, with a particular focus on Section 8 Microfinance Company Registration.
Who Regulates the MFI?
Microfinance institutions are subject to regulatory oversight to ensure compliance with legal and ethical standards. The regulatory framework varies from country to country, and the responsible regulatory bodies may differ accordingly. In many cases, government agencies or financial regulatory authorities take on the role of overseeing the activities of MFIs.
Key Regulatory Aspects:
Central Banks: In several countries, central banks play a pivotal role in regulating and supervising MFIs. They establish guidelines, policies, and licensing requirements to ensure the stability and soundness of the financial system. Central banks also monitor the financial health of MFIs to prevent systemic risks.
Financial Regulatory Authorities: Some countries have dedicated financial regulatory authorities responsible for overseeing and regulating financial institutions, including MFIs. These authorities may have specific divisions or departments focusing on microfinance to address the unique challenges and characteristics of this sector.
Section 8 Microfinance Company Registration: Section 8 of the Companies Act in certain jurisdictions provides for the formation of non-profit companies or companies with charitable objectives. In the context of microfinance, Section 8 Microfinance Company Registration refers to the process of establishing a non-profit microfinance institution. This registration ensures that the MFI operates for the benefit of the community and complies with the regulations governing such entities.
Compliance and Reporting Requirements: MFIs are typically required to adhere to a set of compliance and reporting standards. This includes regular financial reporting, disclosure of interest rates, and compliance with client protection principles. Regulatory authorities may conduct audits and inspections to verify compliance with these requirements.
Conclusion: Understanding the regulatory framework surrounding MFIs, particularly in the context of Section 8 Microfinance Company Registration, is essential for fostering a robust and sustainable microfinance sector. Compliance with regulations not only ensures the stability of individual institutions but also contributes to the overall integrity and effectiveness of the financial system. Aspiring microfinance entrepreneurs should thoroughly research and comply with the relevant regulatory requirements to operate ethically and contribute positively to the communities they serve.
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vaspider · 2 months
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Measure 110, or the Self-Fulfilling Prophecy
So if y'all aren't local to Oregon, you may not have heard that the Oregon state legislature just voted to -- essentially -- gut Measure 110, the ballot measure which decriminalized all drug possession and use in the state. It turned all drug use into a citation instead, and the citation and fine could be waived by completing a health screening. The entire point of Measure 110 was replacing jail with health care and services to help people instead, and while I could probably write a very long side post on the imperfections of that approach, it was at the very least a move in the right direction after decades of the pathetic failure and absolutely racist mess that is the "War on Drugs."
You may hear this pointed to in coming years as a reason why we have to just throw people into jail for using drugs, because Measure 110 failed. And like... it did fail, kinda. Sorta. It failed in that it did not manage to fix everything immediately, and it created some new issues while also exposing older issues more sharply.
It also saved the state $40 million in court costs prosecuting low-level drug offenses, kept thousands of people whose literal only crime was putting a substance into the body of a consenting adult (themselves) out of jail, put at least one addiction services center in every county in the state, invested $300 million in addiction services, and an awful lot more. See the end of this post for more reading.
But where it failed, it failed because it wasn't supported. Police and advocacy groups both asked for specific tickets for this new class of offenses which had the phone number to call to go through the health screening and the information about how going through that health screening would make the ticket go away printed on it prominently - lawmakers declined to fund this. Governor Kotek budgeted $50K to train officers on how to handle these new citations and how to direct people to the treatment and housing supports, but lawmakers thought that training officers on this new law at all was a waste of money. Money moved extremely slowly out to the supports that were supposed to come into play to help people obtain treatment or get access to harm-reduction strategies. People freaked the fuck out about clean-needle outreach, fentanyl testing strip distribution, Narcan training, and other harm-reduction strategies.
And at the end of the day, Measure 110 gets called a failure because it wasn't a silver bullet. Never mind that thousands of people are not sitting in jail right now for basically no fucking reason. Never mind that people have gotten treatment, harm has been reduced, overdoses have been prevented...
So, yeah. You'll probably start hearing this trotted out as proof that, well, we triiiied decriminalizing drugs, but look what happened in Portland! Well, what happened in Oregon is that we got set up to fail, and still didn't fail, just didn't totally succeed.
Measure 110 highlights, quoted directly from Prison Policy Initiative:
The Oregon Health Authority reported a 298% increase in people seeking screening for substance use disorders.
More than 370,000 naloxone doses have been distributed since 2022, and community organizations report more than 7,500 opioid overdose reversals since 2020.
Although overdose rates have increased around the country as more fentanyl has entered the drug supply, Oregon’s increase in overdoses has been similar to other states’ and actually less than neighboring Washington’s. A peer-reviewed study comparing overdose rates in Oregon with the rest of the country after the law went into effect found no link between Measure 110 and increased overdose rates.
There is no evidence that drug use rates in Oregon have increased. A cross-sectional survey of people who use drugs across eight counties in Oregon found that most had been using drugs for years; only 1.5% reported having started after Measure 110 went into effect.
There has been no increase in 911 calls in Oregon cities after Measure 110.
Measure 110 saves Oregonians millions. Oregon is expected to save $37 million between 2023-2025 if Measure 110 continues. This is because it costs up to $35,217 to arrest, adjudicate, incarcerate, and supervise a person taken into custody for a drug misdemeanor — and upwards of $60,000 for a felony. In contrast, treatment costs an average of $9,000 per person. The money saved by Measure 110 goes directly to state funding for addiction and recovery services.
There is no evidence that Measure 110 was associated with a rise in crime. In fact, crime in Oregon was 14% lower in 2023 than it was in 2020.
Further reading/sources:
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Squeeth (oSQTH) Review: How To Make Squared (x²) Returns On Your ETH
Squeeth Review: How To Trade ETH For Exponential Profit - What is Squeeth? - How to trade ETH for higher profit - How to generate regular yields with Squeeth. @wadepros @opyn_ #options #Defi #ethereum #cryptocurrency #Obidatti2023
Today’s post is a review of Squeeth. Squeeth is an Ethereum-based ERC-20 token for options trading. It gives users high leverage and eliminates the need for strikes, liquidations, and more. Squeeth was developed by the team at Opyn, the first DeFi protocol to allow users to trade partially collateralized options. In this post, I did a full review of Squeeth and how to trade it. Post…
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cartierrings · 2 years
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This type of ETF is seeing near record inflows and paying dividends
This type of ETF is seeing near record inflows and paying dividends
It’s a type of ETF that sees near-record inflows. New data shows that dividend-traded funds totaled nearly $ 50 billion in fresh cash in the first half of 2022, according to Todd Rosenbluth of VettaF, a financial services firm. “We recently conducted a survey of VettaFi consultants and dividend strategies were the most popular in terms of earnings,” the company’s head of research told CNBC. “ETF…
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secretstime · 11 months
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theambitiouswoman · 1 year
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Basic Financial Skills Everyone Should Learn
Budgeting: Creating a budget is a crucial skill for managing personal finances. A budget helps you keep track of your income and expenses and enables you to plan and prioritize your spending.
Saving: Saving is another important financial skill. It's essential to set aside a portion of your income for emergencies, retirement, or other long-term goals.
Investing: Understanding the basics of investing can help you grow your money over time. Learning about different investment options such as stocks, bonds, mutual funds, and ETFs can help you make informed investment decisions.
Debt Management: Understanding debt and how to manage it is essential for financial stability. This includes understanding interest rates, payment schedules, and strategies for paying off debt.
Credit Scores: Your credit score is a critical component of your financial health. Understanding how credit scores work, what factors affect them, and how to improve them is vital.
Taxes: Understanding the basics of taxes, such as tax deductions, credits, and filing requirements, is essential for managing your finances.
Financial Planning: Developing a financial plan helps you achieve your financial goals by identifying your priorities, creating a budget, and determining the best investment strategies for your needs.
Understanding Interest Rates: Interest rates are an important component of many financial products, such as loans, credit cards, and savings accounts. Understanding how interest rates work, how they are calculated, and how they can impact your finances is important.
Insurance: Understanding the different types of insurance, such as health, life, and property insurance, is crucial for protecting yourself and your assets. Knowing what types of coverage you need, how to choose a policy, and how to file a claim is important.
Retirement Planning: Planning for retirement is essential for everyone, regardless of age. Knowing how much you need to save, how to invest your money, and when to start taking Social Security benefits can help you achieve a comfortable retirement.
Estate Planning: Estate planning involves creating a plan for the distribution of your assets after you die. Understanding the basics of estate planning, such as creating a will and selecting beneficiaries, can help ensure that your assets are distributed according to your wishes.
Basic Math Skills: Having a basic understanding of math, such as calculating percentages, can help you make informed financial decisions. This includes understanding how interest rates are calculated, how much you can save by making extra payments on your loans, and how much you will earn from your investments.
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tomorrowusa · 3 months
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Four years ago today (March 13th), then President Donald Trump got around to declaring a national state of emergency for the COVID-19 pandemic. The administration had been downplaying the danger to the United States for 51 days since the first US infection was confirmed on January 22nd.
From an ABC News article dated 25 February 2020...
CDC warns Americans of 'significant disruption' from coronavirus
Until now, health officials said they'd hoped to prevent community spread in the United States. But following community transmissions in Italy, Iran and South Korea, health officials believe the virus may not be able to be contained at the border and that Americans should prepare for a "significant disruption." This comes in contrast to statements from the Trump administration. Acting Department of Homeland Security Secretary Chad Wolf said Tuesday the threat to the United States from coronavirus "remains low," despite the White House seeking $1.25 billion in emergency funding to combat the virus. Larry Kudlow, director of the National Economic Council, told CNBC’s Kelly Evans on “The Exchange” Tuesday evening, "We have contained the virus very well here in the U.S." [ ... ] House Speaker Nancy Pelosi called the request "long overdue and completely inadequate to the scale of this emergency." She also accused President Trump of leaving "critical positions in charge of managing pandemics at the National Security Council and the Department of Homeland Security vacant." "The president's most recent budget called for slashing funding for the Centers for Disease Control, which is on the front lines of this emergency. And now, he is compounding our vulnerabilities by seeking to ransack funds still needed to keep Ebola in check," Pelosi said in a statement Tuesday morning. "Our state and local governments need serious funding to be ready to respond effectively to any outbreak in the United States. The president should not be raiding money that Congress has appropriated for other life-or-death public health priorities." She added that lawmakers in the House of Representatives "will swiftly advance a strong, strategic funding package that fully addresses the scale and seriousness of this public health crisis." Senate Minority Leader Chuck Schumer also called the Trump administration's request "too little too late." "That President Trump is trying to steal funds dedicated to fight Ebola -- which is still considered an epidemic in the Democratic Republic of the Congo -- is indicative of his towering incompetence and further proof that he and his administration aren't taking the coronavirus crisis as seriously as they need to be," Schumer said in a statement.
A reminder that Trump had been leaving many positions vacant – part of a Republican strategy to undermine the federal government.
Here's a picture from that ABC piece from a nearly empty restaurant in San Francisco's Chinatown. The screen displays a Trump tweet still downplaying COVID-19 with him seeming more concerned about the effect of the Dow Jones on his re-election bid.
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People were not buying Trump's claims but they were buying PPE.
I took this picture at CVS on February 26th that year.
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The stock market which Trump in his February tweet claimed looked "very good" was tanking on March 12th – the day before his state of emergency declaration.
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Trump succeeded in sending the US economy into recession much faster than George W. Bush did at the end of his term – quite a feat!. (As an aside, every recession in the US since 1981 has been triggered by Republican presidents.)
Of course Trump never stopped trying to downplay the pandemic nor did he ever take responsibility for it. The US ended up with the highest per capita death rate of any technologically advanced country.
Precious time was lost while Trump dawdled. Orange on this map indicates COVID infections while red indicates COVID deaths. At the time Trump declared a state of emergency, the virus had already spread to 49 states.
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The United States could have done far better and it had the tools to do so.
The Obama administration had limited the number of US cases of Ebola to under one dozen during that pandemic in the 2010s. Based on their success, they compiled a guide on how the federal government could limit future pandemics.
Obama team left pandemic playbook for Trump administration, officials confirm
Of course Trump ignored it.
Unlike those boxes of nuclear secrets in Trump's bathroom, the Obama pandemic limitation document is not classified. Anybody can read it – even if Trump didn't. This copy comes from the Stanford University Libraries.
TOWARDS EPIDEMIC PREDICTION: FEDERAL EFFORTS AND OPPORTUNITIES IN OUTBREAK MODELING
Feel free to share this post with anybody who still feels nostalgic about the Trump White House years!
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buckets-and-trees · 9 months
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Peering In My Hollow Core
Fandom: MCU Title: Peering In My Hollow Core Characters/Pairings: Nomad!Steve x Morally Grey!Female Reader Word Count: 2.4k
Summary: Even the best laid plans can go up in flames. You're both wrong, and yet also more right for each other than you know.
Content Warnings: explicit smut, DUBIOUS CONSENT due to sex pollen, masturbation, rough fucking/vaginal sex, unprotected sex/ejaculation
Logistical Notes: I claimed prompt 13 for @lunarbuck's Star-Crossed Lovers Soulmate AU challenge and also knocking off I1 "masturbation" for @the-slumberparty's August/September Bingo challenge. And because you know I can't resist... it's also using one of the prompts (first bolded line) for @witchywithwhiskey's Horror Movie Hoe-a-thon! And it's answering an ask I got from one very mischievous @stargazingfangirl18 that's been on my mind for the last two weeks.
Additional Notes: @biteofcherry and @vonalyn let me suss out how this evolved, so thank you for enduring my brainstorming! Eva also gave a line of dialogue inspiration that I found too delicious not to snatch up, and so that's bolded for acknowledgement as well (near the end). Title from Scars by Basement Jaxx.
↠ Masterlist | Aspen's Ask Box | Field Guide to the Forest
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“What’s your grand plan here, Doc?” The golden-haired, bearded hulk of a man, America’s golden boy now a rogue in the shadows is pacing before you. “Are you even a doctor?”
His tone is biting, angry, and you don’t hold it against him.
He did fall right into your trap.
“You’re a smart boy, you can guess.”
“I want to hear you say it.”
“I think it will bruise your ego more if I spell it out for you.”
“You should have thought of my rage before you put yourself in this situation, Doc,” he all but growls, still prowling back and forth across the living room floor. “What’s your exit strategy here?”
“You’re getting more volatile and heated, that’s good. That’s what I need.”
“Do you think this is a fucking game? You’re on dangerous ground.”
Your lips curl up slightly, but you try not to smirk. “I dangled myself in front of you. Good Captain America couldn’t resist trying to liberate the poor scientist who got wrongfully entangled with the remnants of HYDRA. You never even stopped to consider that I was dangling myself out in the wind to get you here like this, and you’ve read enough about HYDRA, you know what I gave you.”
“But why?” he barks.
“No one can beat you for strength. You’re driven, resourceful, able to evade an attack. Your weakness is caring,” you pause because he stops his pacing, he looks ready to spring, but doesn’t yet. His eyes haven’t left you for even a moment since he realized it’s you he needed to worry about, not save. “I need your DNA, blood samples, bodily fluid, and I can’t trap you with anything, but I banked on the one physical vulnerability even a super soldier isn’t immune from: a compound they initially developed as something called a sex pollen. In fact, I think you know they tested it on a super soldier, don’t you?”
He slams his fist on the table between you two, and it splits from his actions.
You shouldn’t have provoked him with that. It wouldn’t yield the results you were trying to manipulate him into.
“Easy, Nomad,” you raise your hands cautiously to ease the tension just slightly. “That’s what they call you now – Nomad is the moniker now that you can’t be Captain America out there to the world anymore.” He flexes his fists, another angry reflex, but one you know speaks to a slight de-escalation, self-regulation. “I’m sorry. I shouldn’t have said that. I don’t agree with everything HYDRA has done.”
He lets out a bitter laugh.
“I don’t,” you insist.
“If you’re not in with them, you’ve made a deal with a devil you’ve vastly underestimated.”
“They’re a means to an end.”
“How can you be so foolish to think that?”
“No one will fund my research at the rate and without regulatory oversight the way they do. They’re desperate to have more of you but under their thumb, especially since you’re at the root of them losing their prize assassin.”
“You’re not stupid, so why are you giving them what they want?”
You lift your chin defiantly.
Steve’s eyes narrow. “Oh god. You can’t tell me… Really? You think you’re gonna keep your research and development from them in the end?”
“Look at what I’ve done so far,” you gesture. “You’ve evaded every attempt they’ve made to get you, you’re evading all the countries who are supposed to enforce the accords and hand you over, and yet I have you trapped here.”
“Why do you care about a super soldier serum?” he asks.
You shrug. “I’m interested in a serum, but I don’t need super soldiers. The list of your medical ailments before you were injected, and then you’re instantly cured of everything? Do you know how many people need even a drop of what cured you?”
“And you think I’d be opposed to that?”
You scoffed, “Yeah, easily. Once the research exists, it will get applied for things it was never intended to be used for, up to and including developing super soldiers for HYDRA and people who pretend they’re better than HYDRA.”
“So, who has made you this desperate?”
“You don’t get to know that.”
He scoffs now. “You don’t get to set the terms here if you intend to get what you want.”
“Don’t I? You’re uncomfortable. You’ve been uncomfortable for a while. It’s going to get worse, but I adapted the formula for what I gave you in that drink of water. All you have to do is ejaculate, and the toxin will abate from your system.”
“How thoughtful of you,” he deadpans.
Then his demeanor changes. He sniffs, and his eyes finally stray from you.
“You said this house is reinforced in its lockdown to keep me in until you initiate and secure your extraction with the HYDRA team?”
“Yes,” you answer slowly, trying to follow his line of sight and decipher what he’s looking at.
“I think you’re going to need to adjust your plans and priorities and do it quickly.”
You open your mouth to ask why, but then your mind quickly makes the leap. “They modified my ventilation system.”
“HYDRA has refused to be eliminated for decades. They can wait for a purebred super soldier and think they can get one in your womb today.”
The heat of humiliation floods your body. How could you have been so foolish not to account for a maneuver like this. They had clearly approved of your strategy too easily.
“Soon you won’t be able to think about anything more than my cock in your cunt, so you better start thinking of how you’re going to get yourself out of this, Doc, because Nomad is not who everyone knew Captain America to be, and I’m certainly not inclined to assist you in any way now. Been doing fine evading capture as you yourself asserted, I can probably figure out my own exit strategy here and fight off the sex pollen until I make it out. But for someone without any biological enhancements… I’m not optimistic over your odds. I read everything on HYDRA. This stuff was nasty when they first developed it, but you can bet they will have reverse engineered whatever you did to the formula to make it even worse.”
As if on cue, you start to feel the physical effects of whatever nearly imperceptible airborne toxin – imperceptible to you, but apparently not to enhanced individuals. Heat flares again in your body, but this time it is a pulsating sexual need.
You close your eyes to try and keep your breath steady and even, but after another moment, you whimper and draw your hands to your stomach as the poisonous desire pulses more strongly, the tremor of need undeniable.
Your eyes burst open again, seeking out the male across the room from you.
He chuckles darkly. “Oh, no. I’m not giving you anything you want. If you’re as brilliant as you think you are, you don’t need me to get out of your unfortunate predicament.”
Your body is yearning for him, but you know he’s serious.
You also know he’s right; you need to think fast.
You’re coherent enough to get both of you out of the lockdown state of the house now – because HYDRA was clearly going to come for both of your – you had a failsafe to get out in case there was some loss of electrical power. But could you get away in this state?
And you know if you get out, you’ll never get the DNA you need from Steve Rogers – you’ll never be close enough to or even see him again. You know that in your bones.
Over the next hour, at different points during the feverish state that overtakes you, you can sometimes hear the super soldier nearby, doing things around your home, undoubtedly trying to apply his own ingenuity.
He might be successful.
It hardly matters.
Now you’re in the shower, under a stream of cold water, trying both to alleviate the unbearable heat your body has peaked to and to hide the sound of your sobs as best you can. You’ve stripped down to a nearly naked state. You ripped off your shirt and pants in your room, left them on the floor, your panties are on the tiled floor outside the shower, but you couldn’t spare your hands to remove your bra. At first you were almost experiencing a sliver of relief with one hand between your legs, paying every attention to your excessively slick folds and throbbing clit, thrusting your fingers in and out of your cunt as well, but it was a false grasp at hope.
You don’t know when you slid down the tiled wall of the wet glass tomb where you think you may die, curled in on yourself, one hand still trying pointlessly to trigger the orgasm that will flush the desperate physical pain from your body, surely it must come.
You don’t know how long he’s been standing in the doorway of the bathroom before you try to shift pathetically, your eyes open, and you see him slowly stroking his hard cock, watching you. You shut your eyes again, in agony wondering how he can possibly seem so collected. Why isn’t he pumping his fist in a frenzy? You couldn’t stroke your clit fast enough, and now you can’t bear to touch it, but the heel of your hand can’t help bumping it as you try to fuck yourself on your fingers.
Then a rush of air blasts over your body.
You open your eyes weakly to see Steve reach to shut off the water, before he bends down and without a word grabs your limp body from the floor, drapes you over his arm, where you hand limply, bent in half, and he hauls you back to your room, and throws you on the bed.
You continue to cry and stroke yourself while you hear him unzip and unfasten, your body a trembling heap, facing away from him as he’s undressing.
“I’m going to fuck you, and then you’re going to let me out before HYDRA comes for both of us. You’re fucking clever and I can’t get out of here without you.”
You whimper when you feel his weight on the bed behind you.
He forces you into a kneeling position, but he doesn’t care that you can’t even prop yourself up, head and shoulders slumped down on the mattress, ass in the air. His left hand grips your hip, and he groans as he guides the head of his cock up and down the slit of your dripping cunt before he finally slides in. It’s deliberate, sliding down to the base, his hips pushing into yours. The way he invades and stretches you is painful, and yet you need it, keening at the fullness.
You do catch that his breathing hitches.
He needs this, too.
You’ll give it to him if he’ll just put your body out of its misery.
After a moment of slowly rutting against you, only shifting his girth inside of you a bit, teasing, perhaps warning, you whine, “move, please, more.”
“More than you bargained for,” he growls, then pulls back, and then thrusts back into you, adopting a brutal pace, both hands anchored at your hips now, slamming you back and forth roughly.
He pulls a first orgasm from your body quickly, but the second comes not long after when he reaches around to pinch and roll your clit between his fingers, still using your pussy for chasing his pleasure.
A third, and you’ve gone from whimpers and keens to crying out and a fresh wave of tears. This is rough and you’re over stimulated, and he knows. He leans over your back to smirk against your neck.
“Please,” you cry. You don’t know if you’re begging for more or for less because your body is screaming in exhaustion, but the fire is still tormenting your veins.
Because you haven’t been filled.
The smirk turns to a sneer against your neck, and Steve snarls, "You wanted it. You staged it. So, you're going to take it and keep fucking taking it until I'm done with your pathetic fragile body."
He’s pressing into places you’ve never felt before, and you cry out more, face pressed into the sheets. He pushes back up and pulls his cock out of you. His fingers work the clasp of your bra, and he pulls it off while he flips you over so you’re on your back. You can’t even open your eyes, but you feel him looming above you, kneeling between your splayed out thighs.
But then you feel something shift. He mutters a curse and is suddenly still.
You open your eyes and look up at him, but he’s looking at your chest. His hand moves up to trace his fingers over a scar near your collarbone. You look and see the same scar evident on his chest.
You reach up and your fingers quest along his bicep, and they do find a scar there, very faint but long, matching one you’ve had nearly your entire life.
Your eyes lock on each other now, and the acknowledgement there between you is terrifying.
There are more scars, but you don’t need to continue to confirm what you know.
You’re soulmates.
You’ve betrayed him before you even knew.
You’re still beholden to the drive of the sex pollen, boneless and exhausted, but this revelation drives with adrenaline through the haze, too hard to deny. It gives you enough to say, “We can’t deal with this now if we want to get out of here with a chance to escape HYDRA, fuck me and end this.”
He does, but he can’t look at you. He buries his head in the crook of your neck, and spears you with his cock. The fucking is rough, and you take it. It’s punishing penance and painful pleasure. You cling to him as he thrusts you over the cliff of ecstasy again, coming with you finally, and his spend pumps hotly into you. The physical relief from the torture is blessedly immediate. His hand ghosts over your lower abdomen where he’s just planted his seed. With his eyes closed, he touches his forehead to yours, then pushes roughly away and rolls off of you.
“Get up, get dressed, pack light,” he says, stone cold. “Between us we might get out of this dangerous trap. That’s all we need for now.”
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Iowa's starvation strategy
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I don’t really buy that “the cruelty is the point.” I’m a materialist. Money talks, bullshit walks. When billionaires fund unimaginably cruel policies, I think the cruelty is a tactic, a way to get the turkeys to vote for Christmas. After all, policies that grow the fortune of the 1% at the expense of the rest of us have a natural 99% disapproval rating.
If you’d like an essay-formatted version of this post to read or share, here’s a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2023/04/19/whats-wrong-with-iowa/#replicable-cruelty
So when some monstrous new law or policy comes down the pike, it’s best understood as a way of getting frightened, angry — and often hateful — people to vote for policies that will actively harm them, by claiming that they will harm others — brown and Black people, women, queers, and the “undeserving” poor.
Pro-oligarch policies don’t win democratic support — but policies that inflict harm a ginned-up group of enemies might. Oligarchs need frightened, hateful people to vote for policies that will secure and expand the power of the rich. Cruelty is the tactic. Power is the strategy. The point isn’t cruelty, it’s power:
https://pluralistic.net/2022/06/25/roe-v-wade-v-abortion/#no-i-in-uterus
But that doesn’t change the fact that the policies are cruel indeed. Take Iowa, whose billionaire-backed far-right legislature is on a tear, a killing spree that includes active collaboration with rapists, through a law that denies abortion care to survivors of rape and forces them to bear and care for their rapists’ babies:
https://www.nytimes.com/2023/03/16/us/politics/iowa-kamala-harris-abortion.html
The forced birth movement is part of the wider far-right tactic of standing up for imaginary children (e.g. “the unborn,” fictional victims of Hollywood pedo cabals), and utterly abandons real children: poor kids who can’t afford school lunches, kids in cages, kids victimized by youth pastors, kids forced into child labor, etc.
So Iowa isn’t just a forced birth state, it’s a state where children are now to be starved, literally. The state legislature has just authorized an $18m project to kick people off of SNAP (aka food stamps). 270,000 people in Iowa rely on SNAP: elderly people, disabled people, and parents who can’t feed their kids.
Writing in the Washington Post, Kyle Swenson profiles some of these Iowans, like an elderly woman who visited Lisa Spitler’s food pantry for help and said that state officials had told her that she was only eligible for $23/month in assistance:
https://www.washingtonpost.com/dc-md-va/2023/04/16/iowa-snap-restrictions-food-stamps/
That’s because Iowa governor KimReynolds signed a bill cutting the additional SNAP aid — federally funded, and free to the state taxpayers of Iowa — that had been made available during the lockdown. Since then, food pantries have been left to paper over the cracks in the system, as Iowans begin to starve.
Before the pandemic, Spitler’s food pantry saw 30 new families a month. Now it’s 100 — and growing. Many of these families have been kicked off of SNAP because they failed to complete useless and confusing paperwork, or did so but missed the short deadlines now imposed by the state. For example, people with permanent disabilities and elderly people who no longer work must continuously file new paperwork confirming that their income hasn’t changed. Their income never changes.
SNAP recipients often work, borrow from relations, and visit food pantries, and still can’t make ends meet, like Amy Cunningham, a 31 year old mother of four in Charlton. She works at a Subway, has tapped her relatives for all they can afford, and relies on her $594/month in SNAP to keep her kids from going hungry. She missed her notice of an annual review and was kicked off the program. Getting kicked off took an instant. Getting reinstated took a starving eternity.
Iowa has a budget surplus of $1.91B. This doesn’t stop ghouls like Iowa House speaker Pat Grassley (a born-rich nepobaby whose grandpa is Senator Chuck Grassley) from claiming that the cuts were a necessity: “[SNAP is] growing within the budget, and are putting pressure on us being able to fund other priorities.”
Grassley’s caucus passed legislation on Jan 30 to kick people off of SNAP if their combined assets, including their work vehicle, total to more than $15,000. SNAP recipients will be subject to invasive means-testing and verification, which will raise the cost of administering SNAP from $2.2m to $18m. Anyone who gets flagged by the system has 10 days to respond or they’ll be kicked off of SNAP.
The state GOP justifies this by claiming that SNAP has an “error rate” of 11.81%. But that “error rate” includes people who were kicked off SNAP erroneously, a circumstance that is much more common than fraud, which is almost nonexistent in SNAP programs. Iowa’s error rate is in line with the national average.
Iowa’s pro-starvation law was authored by a conservative dark-money “think tank” based in Florida: the Opportunity Solutions Project, the lobbying arm of Foundation For Government Accountability, run by Tarren Bragdon, a Maine politician with a knack for getting money from the Koch Network and the DeVos family for projects that punish, humiliate and kill marginalized people. The Iowa bill mirrors provisions passed in Kentucky, Kansas, Wisconsin and elsewhere — and goes beyond them.
The law was wildly unpopular, but it passed anyway. It’s part of the GOP’s push for massive increases in government spending and bureaucracy — but only when those increases go to punishing poor people, policing poor people, jailing poor people, and spying on poor people. It’s truly amazing that the “party of small government” would increase bureaucratic spending to administer SNAP by 800% — and do it with a straight face.
In his essay “The Utopia of Rules,” David Graeber (Rest in Power) described this pathology: just a couple decades ago, the right told us that our biggest threat was Soviet expansion, which would end the “American way of life” and replace it with a dismal world where you spent endless hours filling in pointless forms, endured hunger and substandard housing, and shopped at identical stores that all carried the same goods:
https://memex.craphound.com/2015/02/02/david-graebers-the-utopia-of-rules-on-technology-stupidity-and-the-secret-joys-of-bureaucracy/
A society that can’t feed, house and educate its residents is a failed state. America’s inability to do politics without giving corporations a fat and undeserved share is immiserating an ever-larger share of its people. Federally, SNAP is under huge stress, thanks to the “public-private partnership” at the root of a badly needed “digital overhaul” of the program.
Writing for The American Prospect, Luke Goldstein describes how the USDA changed SNAP rules to let people pay with SNAP for groceries ordered online, as a way to deal with the growing problem of food deserts in poor and rural communities:
https://prospect.org/health/2023-04-19-retail-surveils-food-stamp-users/
It’s a good idea — in theory. But it was sabotaged from the start: first, the proposed rule was altered to ban paying for delivery costs with SNAP, meaning that anyone who ordered food online would have to use scarce cash reserves to pay delivery fees. Then, the USDA declined to negotiate discounts on behalf of the 40 million SNAP users. Finally, the SNAP ecommerce rules don’t include any privacy protections, which will be a bonanza for shadowy data-brokers, who’ll mine SNAP recipients’ data to create marketing lists for scammers, predatory lenders, and other bottom-feeder:
https://www.democraticmedia.org/sites/default/files/field/public-files/2020/cdd_snap_report_ff.pdf
The GOP’s best weapon in this war is statistical illiteracy. While racist, sexist and queerphobic policies mean that marginalized people are more likely than white people to be poor, America’s large population of white people — including elderly white people who are the immovable core of the GOP base — means that policies that target poor people inevitably inflict vast harms on the GOP’s most devoted followers.
Getting these turkeys to vote for Christmas is a sound investment for the ultra-rich, who claim a larger share of the American pie every year. The rich may or may not be racist, or sexist, or queerphobic — some of them surely are — but the reason they pour money into campaigns to stoke divisions among working people isn’t because they get off on hatred. The hatred is a tactic. The cruelty is a tactic. The strategic goal is wealth and power.
Tomorrow (Apr 21), I’m speaking in Chicago at the Stigler Center’s Antitrust and Competition Conference. This weekend (Apr 22/23), I’m at the LA Times Festival of Books.
[Image ID: The Iowa state-house. On the right side of the steps is an engraved drawing of Oliver Twist, holding out his porridge bowl. On the left side is the cook, denying him an extra portion. Peeking out from behind the dome is a business-man in a suit with a dollar-sign-emblazoned money-bag for a head.]
Image: Iqkotze (modified) https://commons.wikimedia.org/wiki/File:Iowa_State_Capitol_April_2010.jpg
CC BY 3.0 https://creativecommons.org/licenses/by-sa/3.0/deed.en
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mortalityplays · 6 months
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one of the most instructive experiences I had in college was attending a lecture on ethical data capture for international development (lol as it turned out) where the guest lecturer was essentially doing an academic book tour for his latest work on 'measurable happiness'.
his whole argument was that by over-focusing on negative data capture (e.g. how many people died in this conflict, how many people got sick from bad water, how prevalent is preventable child death), poor international aid workers fall into despair and burnout and their organisations end up chasing inefficient aid strategies like providing free local health clinics that only continue to measure negative data points and suck up funding. instead we should be capturing happy positive data like how many new babies were born, how many years have been added to the average lifespan, how many people report greater satisfaction with their daily lives than before we started quizzing them. happy numbers! happy aid workers! nice glossy annual reports attracting lots of money from smiling philanthropists!
during the Q&A I pointed out that the effect of many of these capture strategies would be to hide underlying issues rather than solving them — are rising birth numbers a net positive if the rates of infant mortality stay the same? what about deaths or lifelong health complications from childbirth? what does it mean to live longer on average if your quality of life is getting worse? He got annoyed, didn't answer any of my questions, and explained that all those problems would be solved by attracting more funding to aid organisations through a more compelling, optimistic data picture. he said did that answer your question, I said not really, he said read my book, I said doubtful and left.
anyway that really taught me to be skeptical of that kind of paternalistic feelings-led view of aid (and all of these institutions in general but that's its own issue). apart from anything else it is so insanely disrespectful of the many, many, many, many people in the world who are capable of confronting and metabolising discomfort, sadness, anger, and other negative emotions, and using them productively to better the world. if you are ONLY capable of being panicked or controlled by your negative feelings, you have an infantile relationship with reality and you are only ever going to be a useful conduit for liars, sorry.
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tessa-liam · 1 month
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Marabelle Series
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The Game of Kings 2 
Chapter 11
Choices – The Royal Romance, AU – (cross-over with Rules of Engagement) 
Series Premise – An American teenager from New York City is introduced to the world of a small European country and its society of royalty, nobility, and commoners. How will her life story be transformed? Will this new adventure bring her happiness...or regret? 
Marabelle Series Masterlist 
Main Pairing – Prince Liam Rys x F!OC Lady Sophia (Sophie) Taylor 
Other Pairings – Maxwell Beaumont x M!OC Daniel (from NYC), Drake Walker x F!OC Melanie Smithson 
Most characters belong to Pixelberry Studios 
Series Rating – M*🔞Warnings: this series will have NSFW material & innuendo, crude language, intimidation, physical violence.
Not Beta’d - Please excuse all errors. 
Category – Alternate universe/on-going series/angst/fluff/cross-over with Choices Rules of Engagement 
Words: 3259 
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The Game of Kings, Part 2 – Chapter 11 
Chapter Summary – It is game day! Let the games begin... Liam discovers Leo’s plans to abdicate. Sophie is targeted by an opponent. 
Music Inspiration: Till Forever Falls Apart, Ashe, FINNEAS 
A/N1: Bethany Beaumont, Maxwell’s mother, is originally from the U.S. and is Barthelemy Beaumont’s second wife. Annabelle Beaumont (deceased) is Bertrand’s mother. 
A/N2: ‘Social Season’ in this AU series refers to a traditional period in the spring/summer for royalty and members of the court to take part in Balls, dinner parties and charity events. 
A/N3: My submission for @choicesaprilchallenge24, dialogue prompts: “(Congrats.) You’re one of us now.”, ‘games’ 
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The Royal Cordonian Polo Club, Game Day 
The sun was shining brightly over the expansive polo field, casting a golden glow over the lush green grass and fluttering banners that adorned the venue. It was the day of the highly anticipated charity polo match to raise funds for flooding relief due to the earthquake that struck the coastal duchy of Portavira.  
The atmosphere was charged with excitement and anticipation as spectators arrived at the venue. Royalty, nobility, and the common folk were all greeted by the sight of elegant tents and marquees set up around the field. Grandstand bleachers were erected around the perimeter of the playing field to the south, while across the field in the VIP area, distinguished guests and sponsors were treated to a luxurious experience. The VIP tent was elegantly decorated with floral arrangements and comfortable seating, offering a panoramic view of the polo field. Waitstaff moved gracefully among the tables, offering champagne and hors d'oeuvres to the noble classes enjoying the pre-match festivities. 
Members of Liam’s team, Sophie, Drake, Melanie and Maxwell were assembled at center field waiting anxiously, but enthusiastically, to start the match. The opposing team members, Rashad, Penelope, Neville, Kiara and Tariq stood opposite, discussing strategy in hushed voices. As each player stood beside their steeds, Marabelle snorted impatiently, muscles tense with anticipation as she felt the energy pulsing through the crowd. Sophie stroked Marabelle’s mane as her hooves pawed the ground, eager to explode into action. 
Standing beside Maxwell, Liam listened intently to Drake’s scheme to outwit the other team but was periodically distracted by Sophie’s voice as she spoke soothingly to her horse. He looked over and admired the smooth contour and silky skin of her neck as her long hair was pulled up and hidden underneath her safety helmet. As Maxwell asked Drake a question, Liam stepped closer to Sophie and murmured into her ear, trying not to be overheard. "I have a confession to make.” 
"What's that?" Sophie giggled as his breath tickled her neck. 
"I'm totally checking you out right now." Liam shamelessly flirted, watching her reaction with delight, and enjoying the moment. 
"Oh, am I distracting you, Your Highness?" Sophie cheekily whispered, grinning wide. 
"Extremely," he admitted, their banter adding an extra layer of excitement between them. 
"Then we're even," she smirked, batting her eyes. 
"Even for what?" Liam chuckled not knowing where Sophie was going with that comment. 
"For the flowers and the note." Liam paused, recalling the gift he had sent over to the Beaumont estate on Valentine’s Day. 
"Ah, yes, the flowers and the note," he said, biting his lip, trying but failing not to smile. 
"That was very sweet of you." Sophie replied glancing up, watching his reaction through her eyelashes, smiling demurely. 
"Well, I try." Liam winked, turning his attention to acknowledge the referee walking towards him. 
Melanie could not help but notice their intimate, and soft conversation as she needlessly adjusted her mare’s saddle, moving in close by to stand beside Drake. 
“Congrats. You’re one of us now.” Drake’s voice interrupted her thoughts with his congratulatory remark to Sophie as she spun around to his voice, her annoyance clear.  
“What?” Melanie snapped; her tone sharp as she pivoted to him. 
"Whoa ... whoa, Smithson! Calm down..." Drake responded, raising his hands in a placating gesture, seeing Melanie's irritation. The tension between them was now palpable, adding an uncomfortable twist to the atmosphere between them. 
Melanie's frustration simmered just below the surface as she glared at Drake, her eyes narrowing. She had always felt like an outsider amongst this group, and seeing Sophie being welcomed so warmly and repeatedly by everyone only intensified her feelings of exclusion and jealousy. 
Drake, sensing her ire, took a step back. "I didn't mean to upset you, Melanie," he said, his tone more cautious now, trying to diffuse the situation. "We're just happy to have Sophie join us." 
Melanie huffed, crossing her arms over her chest. "Sure, whatever," she muttered, turning her attention back to adjusting her mare's saddle. But deep down, she couldn't shake off the hurt of feeling left out once again. 
Drake's face fell. He'd meant what he'd said, but it seemed like no matter what he did, it was always the wrong thing where Melanie was concerned. 
He opened his mouth to apologize, but then stopped himself, realizing that anything else he said would only make things worse. 
With a heavy sigh, he turned and walked away, leaving Melanie to stew in her own irritation. 
Meanwhile, Sophie, oblivious to their underlying tension, beamed with excitement at being accepted by the group. She couldn't wait to join them in their adventures and create lasting memories together. Little did she know the dynamics within the group were about to shift in unexpected ways very soon. 
The referee approached Liam, bowing respectfully before him, presenting the game ball with a solemn air. Liam inspected it carefully, making sure it was in good condition. After confirmation, Liam signaled all the players to mount. 
"Good luck out there, everyone," the referee said, and then he stepped back, signaling the start of the match. 
Liam led his teammates as they kicked their horses into action, eager to get the game underway. 
Sophie, riding Marabelle moved alongside Liam. Her heart was racing, and she could not believe she was about to play in front of such a large crowd which included the king and queen.
She looked over at Liam and nervously smiled. "There are so many people here," she called out. 
"Yeah, this is the biggest turnout we've had in a while," he responded. "Are you ready?" 
"As ready as I'll ever be," she answered, feeling the butterflies return to her stomach. 
"Just focus on the game and having fun. That's what it's all about," Liam smiled. 
"Right," she said, taking a deep breath. 
"We've got this," he assured her. 
As all the players took to the field, the crowd cheered and waved flags bearing the colors of their choice team. 
Liam rode his horse first onto the field. His teammates followed behind him, each looking confident and determined. 
"And here they are, ladies and gentlemen, the Cordonian Royal Polo team and the Domvallien Polo Club team!" The announcer’s voice boomed over the sound system.
The applause was thunderous as Liam smiled and waved at the cheering crowd. 
Lord Rashad, the heir to the Duchy of Domvallier led his team onto the field as he also waved to the crowd. 
"Let's give them a big hand," the announcer continued. "They're going to be giving their all today, in support of the relief efforts for the victims of the recent floods in Portavira." 
Sophie smiled and nodded, trying to calm her nerves, as she noticed her Aunt Bethany and Daniel waving to her from the stands as she rode by.
The starting pistol sounded and the game was underway. Liam and Drake took turns driving the ball toward the opposing team's goal. Sophie watched their fluid movements with admiration, trying to predict their next moves alongside Maxwell. Across the field, Neville and Rashad were also closely following the play as Kiara and Melanie followed closely behind Penelope and Tariq. 
Liam passed the ball to Sophie, who received it confidently, her body moving in sync with Marabelle. 
She deftly guided the ball toward the opposing team's goal, her mallet striking the ball with precision. 
The crowd cheered as the ball sailed through the air and landed in the net. 
"And the first point goes to the Cordonian Royal Polo Team!" the announcer shouted. 
"That was incredible," Liam shouted, smiling with admiration. 
Sophie smiled back, her heart pounding in her chest. 
"Let's keep it up," he said, giving her a wink. 
Sophie's heart fluttered, and she nodded, her determination renewed. 
As the game progressed, Neville seized an opportunity for the opposing team and scored a goal, eliciting cheers from his teammates and spectators. Passing by Sophie, he could not resist shooting her a snide glare, his expression smug and condescending. 
 Sophie, unfazed by Neville's behavior, remained focused on the match and ignored his intimidation tactics. She knew that in polo, actions spoke louder than words, and she was determined to contribute to her team's success. 
 Liam, watching the interaction, felt a surge of protective instinct towards Sophie. He made a mental note to keep an eye on Neville's antics to ensure that Sophie was not affected by his arrogance. 
Sophie and Liam's performance throughout the game was electric and their team was flawless as they dominated the field.  
Sophie felt a sense of pride as the crowd cheered. She could not believe she was actually doing this. It was exhilarating. 
VIP Tent 
"Duke Barthelemy, so glad you could make it," Constantine welcomed, offering his hand. 
"Constantine, good to see you," Barthelemy acknowledged, shaking his hand. Dressed in a tailored suit, his salt-and-pepper hair neatly groomed, he took a seat at the table next to the King. 
“Your Majesty.” Bertrand bowed. "This is quite a turnout," Bertrand commented, surveying the crowd. 
"Indeed, it is," Constantine agreed. "I see Maxwell and Sophia have joined my son's team for the match." 
"I must admit, I'm a bit surprised to see my youngest son playing on the same team as the prince," Barthelemy said, a hint of disapproval in his voice. 
"Nonsense, Barthelemy," Constantine replied. "Maxwell is a fine player, and a valuable addition to the team.” 
"And it's always paramount to support the Crown," Bertrand added. 
"Yes, well, I suppose," Barthelemy said, his lips pursed. 
"Oh, come now, Barthelemy," Constantine chided, laughing heartily. "There's no need to be so apprehensive. This is a charity match, after all. Lighten up and enjoy yourself." 
Barthelemy gave a tight smile. "Of course. You are right, your majesty.”  
"Good," Constantine said, clapping him on the shoulder. "Now, let's watch these youngsters put on a show." 
“However, Constantine, I am surprised your other son is absent from today’s activities."
"He's a grown man, Barthelemy. He has his own life." 
"Still, this is a very important day for the monarchy, and he should be here, supporting the Crown and country. He is the Crown Prince." 
"Leo has a lot on his mind, and he needs time to sort through it." Constantine replied stoically, purposefully not revealing any information to his old friend.
Barthelemy noticed the look of irritation on the King's face. "I see. Forgive me for being forward, Your Majesty, but I feel the need to remind you that this is a pivotal moment for Cordonia. And as the Crown Prince, Leo has a responsibility to the people of our country along with his betrothed." 
"I'm well aware of my son's duties," Constantine replied, his voice low and terse. 
"Come now, Constantine. There is no need to be distressed." Regina patted his arm trying to defuse her husband's aggravation.
The game was nearing half-time as Barthelemy watched his niece with admiration. His thoughts were singular... Her dedication, talent, and composure on the field spoke volumes about her character and capabilities. 
As he watched Sophie and Liam's undeniable chemistry and teamwork, Barthelemy's thoughts turned to her future. He knew that Sophie had all the qualities of a great leader and ruler. Her compassion, intelligence, and ability to inspire others were qualities that would make her a remarkable queen one day. 
King Constantine glanced at Barthelemy, noticing the proud smile on his face. "She's quite impressive, isn't she?" the king remarked, acknowledging Sophie's talent. 
Barthelemy nodded, his gaze never leaving Sophie. "Indeed, Your Majesty. She has exceeded all expectations today. It's moments like these that reaffirm my belief in her potential." 
 'She will make a remarkable queen', Barthelemy mused, having heard abdication rumors amongst the nobility; his speculation peaked.
The match continued with intense excitement, each team giving their best effort. Sophie and Liam's team kept their lead, highlighting their dominance on the polo field. The atmosphere was filled with excitement and anticipation as the last moments of the first half approached. 
At half-time, the players dismounted and enjoyed refreshments in the players tent. Speaking with Liam, Rashad asked what he thought of Leo’s phone call to his father, the king.
Liam sighed, "Leo is probably just frustrated and needed time to think, away from the palace."
Rashad looked concerned. "But the timing couldn't be worse. With your father's health declining, and Leo refusing to take the throne..." 
"Rashad, I've known Leo my entire life. He's stubborn, but he always comes around." 
"I hope you're right," Rashad sighed. 
“My apologies, your highness,” a royal courtier addressed Liam, interrupting the conversation, handing Liam an envelope.
After ending his conversation with Rashad, Liam read the note from his father announcing that he was to meet with his father at the Royal tent at the end of the match. 
As the game progressed, it was clear that the Cordonian Royal Polo Team had a strong advantage to win.. They scored several goals, much to the delight of the crowd.  
Sophie felt a surge of adrenaline coursing through her veins with each successful play. The cheers and applause from the crowd fueled her determination, and she rode Marabelle with unwavering focus and skill. 
Sophie's skills were improving with every play, and she quickly became an asset to the team. 
However, as the game continued, she could not help but notice that Liam seemed distracted, his usual focus and intensity absent.  
As the final whistle blew, the crowd erupted into cheers and applause. Sophie couldn't hold her joy and excitement, exchanging high-fives with her teammates and sharing a triumphant smile with Liam. 
The Cordonian Royal Polo Team had won the game and the match raised a significant amount of money for relief efforts in Portavira. 
Liam approached the players'tent, a broad grin on his face. "Congratulations, everyone," he said, his voice filled with pride. "That was an amazing game. I couldn't have asked for a better team." 
Sophie blushed, the thrill of victory still coursing through her veins. 
"We couldn't have done it without you, Liam," Drake replied. 
"We couldn't have done it without our secret weapon," Liam corrected, his gaze resting on Sophie. 
"Thanks, guys," Sophie replied, touched by their support. 
"Well, what are we waiting for?" Drake asked. "Let's go celebrate!" 
"Not just yet," Liam said, his expression growing serious. 
"What is it, Liam?" 
"My father has requested to see me. I will meet up with you guys later at the beer garden." 
"Sure, whatever you need, man," Drake replied, patting Liam on the back. 
Liam kissed Sophie's cheek. “I shouldn’t be long, love.” 
“All right, see you later.” Sophie grasped Marabelle's reins and started walking towards the stables. 
Liam left his team, walking across the grounds toward the VIP tent. He spotted his father standing outside, surrounded by a small group of nobles and officials. 
Constantine noticed Liam approaching and waved him over. "My son," he boomed. 
"Hello, Father," Liam said, his expression solemn. 
"That was quite a performance out there today."
"Yes, thank you. The team performed admirably. "
"Indeed. And Lady Sophia," Constantine added."Quite the addition to the team."
Liam's face lit up. "She's incredible, isn't she?"
"I can see that you are quite taken with her. She is a charming young lady."
"Father, I don't just think she's charming, I --"
*I know," Constantine interrupted. "But we can discuss that later. For now, I need to speak with you about an urgent matter."
Liam nodded in understanding, "what is it, Father?"
"Your brother," Constantine replied, his voice grim.
"Leo? What about him?"
"He has refused the crown."
"He has what?" Liam's jaw dropped. 
"Calm yourself, Liam. You are in the presence of others," his father reminded him. 
"Father, I..." 
"Later," Constantine cut him off. 
Liam was shocked and angry. He couldn't believe his brother would abandon his responsibilities like this. 
"Liam, it's time we had a discussion about the future of our kingdom," Constantine said, his voice low. 
"Of course, Father," Liam replied, his thoughts racing. 
"Walk with me," Constantine instructed. 
The two men walked in silence, the crowd of nobles and officials following them at a respectful distance. 
"Liam, you must prepare yourself. The crown will soon pass to you, and with it, the heavy responsibility of leading our country," Constantine began. 
Club Stables 
Neville had been watching Sophie with growing annoyance. He couldn't understand why Liam and the others were so taken with her. She was just a commoner, a nobody, and yet they treated her like she was special. She was fortunate to be a relation to House Beaumont, however, she was an American. Not nobility. Another commoner for Liam to grant station to.
After Sophie dismounted from Marabelle and secured her into a stall, Neville approached, a smug smile on his face. 
"Good job, Lady Sophia," he said, his voice dripping with sarcasm. 
Sophie looked over and ignored his comment, trying to get her bearings. 
"Hey, I'm talking to you," he snapped, stepping in front of her. 
"Leave me alone, Neville," she retorted, trying to push past him. 
Neville grabbed her arm, his fingers digging into her skin. 
"Get your hands off me," she hissed, struggling to free herself. 
He pushed her and Sophie stumbled backwards, losing her balance. She tried to regain her footing, but her foot caught on the edge of the gate, and she tumbled to the ground, landing hard on her side, her head smacking the ground.
She winced in pain, clutching her arm. 
"You should be more careful," Neville sneered, stepping over her. 
"You bastard," she muttered, tears stinging her eyes. 
Neville laughed, his expression mocking. "That's what you get for thinking you're better than you are." 
As he walked away, Sophie lay on the ground, tears streaming down her face. 
She was hurt, and angry, and she didn't know how she was going to get up to get help, feeling dizzy. She laid back down holding her arm close, listening to Marabelle whinny as she reared in her stall.
But one thing was for certain: she was not going to let Neville get away with hurting her like this. 
"Squirrel? Are you okay?" Daniel exclaimed, rushing to her. 
"No, I'm not," she replied, her voice choked with emotion.
"What happened?" 
"Neville happened," she said, anger replacing her pain. 
"What? Why would he do that?" 
"Because he's a jerk," Sophie replied, her voice breaking as she covered her face with her hands.
Daniel helped her to sit up, his face etched with concern. He reached for his phone and tapped Maxwells number.
"Do you want to tell Liam?" 
"No, I don't want to make a scene. It's just a few bruises." 
"Okay, if you're sure," Daniel said, his voice uncertain. 
...I swear that I'll be yours forever, till forever falls apart...
📌Perma-tags: @bascmve01 @busywoman @kristinamae093 @differenttyphoonwerewolf @kingliam2019 @ao719 @alj4890 @emkay512 @karahalloway @twinkleallnight @malblk21 @tinkie1973 @queenmiarys @emersyn-in-cordonia @dutifullynuttywitch @charlotteg234 @lovingchoices14
📌Submissions: @choicesficwriterscreations @choicesaprilchallenge24
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boujeeceo · 2 years
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Corporate Barbie Files- Begin
When I was kid I didn't know what an executive was but I wanted to be one so bad. Now that I know I've decided to aim a bit higher- Chief Financial Officer day job and small business tycoon. ✨🧿
Please do your own research, I'm no expert and I don't want to lead anyone down a weird path
Planning (business plans)
You can get an LLC for less than 200$, 500$ MAX. What makes LLC's expensive are the licenses, fees you pay when registered, and the state you register.
Sole priorerships (depending on your state) don't need to be registered but you forgo the protections that come from having a government recognized business.
Any small business template online is a great resource.
Plan it out for 3 years minimum but think of this business plan as a living document. As you operate your business it will have to change.
Business research!
You need to do your own research on each business you want to start if you want to succeed.
Topics/questions to research
Researching competitors (Strengths & Weaknesses/marketing strategy/Pricing/products and product features)
Market share
Strengths and weaknesses
Your window of opportunity to enter the market
The importance of your target market to your competitors
Any barriers that may hinder you as you enter the market
Indirect or secondary competitors who may impact your success
Customers
Who are your customers and why are they interested in buying your product or service?
What characteristics, interests, desires, pain points and needs do they share?
Where do they live?
How old are they?
What is their education level?
What is their income range?
Which types of websites do they frequently visit?
Where do they currently buy similar products?
Which languages do they speak?
What industry do they work in?
License needed
Growth projection 
Assessing the legal aspects of your industry
Can you reach your target audience? If you're selling inline skates, are you opening in an area with a population of the right age and disposable income?
Is the market saturated?
Your Brand 
Questions you wanna ask
Here are a few methods you can use to do direct research:
Surveys
Questionnaires
Focus groups
In-depth interviews
Ask potential customers 
Questions you wanna ask and answers
Demand: Is there a desire for your product or service?
Market size: How many people would be interested in your offering?
Economic indicators: What is the income range and employment rate?
Location: Where do your customers live and where can your business reach?
Market saturation: How many similar options are already available to consumers?
Pricing: What do potential customers pay for these alternatives?
Best ways to reach customers 
Suppliers, quotes and budget
Sources of funding, uses of funding
Prep
Finding funding, type in your demographic 'black woman/LGBT black woman, ect' and your state + small business funding. Apply for everything. Find space for inventory. Think up promotional material- Vistaprint is amazing for just cheapy slapping your brand on something that others want (candy, notebooks, pens, cute tote bags).
Skills you may need: Negotiation, Manipulation, Marketing, Social media handling, Emotional intelligence, Personal emotional control, Leadership and delegation, Networking, Memorization (names, position and places you met this people), Self discipline, Conversation, Communication.
Just do it
If I wanted until I felt 100% ready I wouldn't have two functional businesses at the moment.
Low risk low reward business ideas
These may not make you rich unless you market to high heaven or get lucky. But they are a great passive income opportunity/place to start.
Vending machine
ATM
Selling books on Amazon/Audible/Printing on demand services
Selling on a ready made sale site- Shopify/Amazon/Esty
Direct sales
High traffic blog for ads
Affiliate marketing blog/social media
Mid-Tier business ideas
Can be scaled up to make 7 figures but after taxes and fees will probably make a steady 6 figures yearly. (Please note that 6 figures can be any where from 100k to 999k. I've noticed a tendency to see 6 figures as only 100k.)
Cafes
Small bar
Small restaurant
Ice-cream truck
Food truck
Website with subscriptions
A clothing line
Makeup or skincare (especially if it has mostly black women in mind- think Black Girl Sunscreen or Fenty Beauty)
Natural hair wigs (as in 3b-4c pattern, its not super common and the ones that are aren't very good nor last very long)
Small hair and nails salon
Haircare product line
Do your own research please, these are just the most common and least expensive I've found entrepreneurs start. They may not work with your skills/personal brand/time constraints/experience ect.
Advice
Have a vanity business!!! A business that matters because you like it so much. One where the success is not based off just money but personal satisfaction. This will keep you from getting bored, too frustrated or purely money driven. Of course a business is money driven but at some point you look up from your work and get distressed from dissatisfaction from being stuck working for money instead of pleasure.
You should be interested in each business you make/engage with a least a little bit.
Break down how much you need to make per day and per week to get to your goal amount. This has helped me mentally, I no longer freak out about the big picture when I'm focused on the main goal of the day/week.
Have a reading list in these 5 categories: Emotional intelligence, Your field of study (finance, tech, medical, beauty), Manipulation/Negotiation, Beauty/Dating/Self-esteem, and Money.
Don't try to build up more than 2 businesses at a time if you're doing it alone. You will drive yourself insane and burn out quickly.
If you do direct sales on the streets make sure you have an incentive for people to actually stop and look at what you have to offer. Something free pretty with your logo or information and matches your brand image. It can be hand made!
Mistakes I made
I relied on one business too much when my goal isn't to scale it too big
I didn't have a workable marketing campaign. People are tired of ads. I'm tired of ads, I had to get creative or rather make the ads less invasive.
I relied too much on online sales. There is way too much competition- I now make 90% of my money from in person sales, there's a 'rush' factor because the pop up shop won't be there tomorrow, and I can make a human connection before I make a sale.
I put too much money into some businesses and not enough into others. Now I have a budget of 200$-500$ for each new business unless I'm buying large equipment that I will own (vending machines, massive printers, ect).
I didn't have enough different types of products. I need variety but I shouldn't panic and make too much or else I'll lose money and have too much inventory.
My mentor had told me to make decisions quarterly (every 3 months) rather than weekly/monthly. This has helped her build her real estate business.
My journey
My motto when it comes to dealing with my businesses is Slow Progress Is Still Progress.
I’ve always wanted to be a higher up in a company- an “executive woman”- I would eat up all the songs and tv shows made for kids about business (Biz kids, Schoolhouse rock mostly). I started my journey with my vanity business because I tired of waiting to get published by a major publishing house. Why not be a major publishing house? As I've come into my own I've realized I want more- more money, more experience, better titles, more power ECT.
My method is to work smarter and never harder: I create a company, place 100% of my attention on it and create systems that make the work I have to do minimal. 1-2hrs of work per day max. Borderline passive income. Then I move on to creating another business when I’m comfortable leaving the previous ones without my direct attention for a while. Being a CEO is all about creating sustainable systems that are efficient, reliable and profitable.
I have 2 functional businesses at the moment, they have been planned out for 2.5 years (I started them at the beginning of the year). I have two more I’m working on both in the ‘finding a reliable vendor’ stage. Once I’m past this part I’ll be ready to launch. I don’t advertise online, I work with the areas I’m in and the small businesses around me. It’s easier and more effective than to interrupt other people’s days by doing online ads. No one likes them and a lot of people will straight up avoid your brand out of spite. I’m in the middle of a rebrand and expansion so that eventually I can reach my goal of making 5k a day from my small business empire.
My journey is a work in progress.
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