#form 5500 filing

[congruent-solutions]

401(k) plan administrators must ensure their systems are prepared for the updated Form 5500 filing requirements and remain compliant with the Internal Revenue Service (IRS) and Department of Labor’s (DOL) regulations.

#form 5500 filing #form 5500 preparation services

[acacss]

If you are an employer of 50 or more full time or equivalent employees within the past year, then you must abide by the laws of ACA filing requirements and report to the IRS. As you know, ACA compliance is complex, cumbersome, and loaded with uncertainties, then why not hires an expert? ACA Compliance Solution Services are experts in the compliance field and deliver a complete solution for IRS reporting, provide signature ready forms, and ensure year-round compliance. We also specialize in missed past year 1094/1095 filings, IRS 226-J/5699 letter services, ERISA Wrap plan documents, and 5500 filing services. For more info, visit our website acacss.com or call 877-959-3953now.

[courtmarriagegov]

Court Marriage in Jaipur | Rajasthan @5500

Couples seeking court marriage must both be of sound mind. The entire procedure relies on their free consent.

Both parties must present proof of age. Furthermore, neither has been married before in any capacity.

Couples must give notice of their intention to marry according to the second schedule of the special marriage act to the marriage officer in whose jurisdiction they live.

Court Marriage Procedure in Rajasthan

Court marriage is an uncomplicated, legal way of getting married without going through religious rituals. You can apply by submitting documents such as birth certificates, address proof and photographs - once these have been verified you can apply for your marriage certificate which should arrive about 30 days later; there is also an objection period during which any disputes can be raised with authorities.

To complete the process, both parties will need to submit a signed application form with documents of both parties. You can download or obtain this form online from your district court; once filled out it will request details such as these:

Registering your marriage differs significantly from court marriage in terms of timing and paperwork requirements; marriage registration requires prior notice to the registrar whereas court weddings don't. Furthermore, registrations need to take place within an established timeframe.

India recognizes two types of marriages: registered and court. Registered marriages fall under either the Hindu Marriage Act or Special Marriage Act and allow couples from any faith to marry legally.

However, before applying for marriage registration, both bride and groom should meet age criteria; males must be 21 and females 18 years old. Furthermore, neither should be in any prohibited relationship; otherwise you will need to provide proof such as divorce decree or death certificate as proof. Furthermore, active relationships should not exist at the time of filing; any such application will be rejected immediately.

Call Court Marriage Lawyer Advocate Kaushal [phone]

Court Marriage Fees

If you are planning to marry, it is essential that you follow the proper procedures and pay all required fees. This will ensure your marriage is valid, which may help when applying for legal processes like home loans together. Furthermore, having a marriage certificate available should any issues arise between yourself and your partner in the future.

Cost of court marriage varies by state and depends on various factors, including type and length of time since wedding. Therefore, before beginning this process it would be wise to consult a lawyer so you are familiar with all state specific rules and regulations.

Before performing your marriage ceremony, both parties should make sure they are not involved in an active relationship; some relationships are prohibited by various Indian laws and religions. Furthermore, if either partner has died since your initial proposal date, an appropriate death certificate must be submitted as evidence.

Muslim marriage requires both male and female partners to perform their Nikah with assistance from a Kazi. Once this ceremony has taken place, registration of their marriage in court takes place, with certificates arriving shortly afterwards.

First step of registering a court marriage involves notifying the marriage officer of your intent to marry, which you can do by submitting an application form at the registrar's office. Next, collect all required documents such as Mangal Sutras, Dakshinas and sweets before signing a Declaration Form in front of three witnesses present at your ceremony.

Arya Samaj Marriage

Arya Samaj marriages are Hindu ceremonies performed according to Vedic traditions. This type of wedding ceremony emphasizes equality between partners while upholding ethics and spirituality - making it an excellent option for those looking for an uncomplicated ceremony without extravagances; its rituals emphasize simplicity while still upholding essential values.

Marriage ceremonies traditionally take place under a mandap, which is an elaborately decorated canopy set up around a sacred fire that serves as witness. Groom and bride exchange garlands as a sign of mutual appreciation before groom puts vermillion on bride's forehead and she wears mangalsutra around neck before feeding each other sweets before concluding the ceremony with Surya Darshan or sun greeting ceremony.

Two witnesses must also attend the ceremony, with at least one certified copy of their divorce decree for those that are divorced, or death certificates of deceased spouses for widowers.

Once an Arya Samaj marriage has taken place, it must be registered in a district court in order for it to become legally binding in India. Government agencies across India recognize Arya Samaj marriage certificates for official purposes such as applying for passports and visas as well as property registration and inheritance matters.

The Arya Samaj is an organization established by Swami Dayananda Saraswati to encourage inter-caste and inter-religious marriages between Hindus, Christians, Jains, and Sikhs. It does not restrict itself solely to Hindu marriages however.

Benefits

Court marriage provides couples of different religions, castes and nationalities an alternative means of solemnizing their union legally and inexpensively. It requires approval by both parents, marriage registrar and witnesses before proceeding with legal proceedings - it also gives couples access to government benefits such as pension, maternity pay and financial relief schemes that they would otherwise miss out on with traditional weddings.

Court marriages can often be completed quickly and smoothly in just hours, providing an alternative for couples having trouble with getting parental approval for their relationship. Furthermore, this method eliminates the need for guests and elaborate rituals and can create an intimate, private process suited for couples looking for peace and privacy during their ceremony.

Court weddings provide greater flexibility in terms of scheduling and location than regular weddings, which often require months-in-advance reservations. This makes court marriages ideal for couples with hectic work schedules as well as couples wanting a convenient location and time, like those avoiding traveling long distances for their big day.

Court marriage is legal in India and provides couples with numerous advantages over traditional weddings. Social security benefits, including maternity and widowhood allowances as well as medical insurance coverage may be available; tax exemptions under Section 80C of the Income Tax Act may also apply (with some restrictions applying). To make the most out of a court marriage, be sure to understand its rules and regulations, consult with an experienced lawyer prior to filing, as well as being aware of its objection period, which usually lasts 30 days after an application for marriage has been filed.

FAQS

Marriage is an important milestone in life, so it's essential that couples follow all necessary steps to ensure it's legal. Doing this will help avoid future issues as well as making passport or visa applications easier in the future if necessary.

Step one of registering a marriage involves giving notice to the Marriage Officer at your district court at least 30 days before your wedding. Following this, the ceremony itself is solemnized and issued a marriage certificate - although this process can be time-consuming, its benefits far outweigh its drawbacks.

Registering a marriage in Rajasthan requires meeting various requirements, including adult bride and groom who have valid reasons for marrying each other as well as not currently married or previously having had an ex-spouse who is either dead or divorced. Furthermore, both parties must provide proof of age and address.

Both partners must sign the Marriage Application form with their full names, addresses, and signatures and submit this packet of documents to the Marriage Registrar of their district court.

The Marriage Registrar will then review all information and documents submitted and assign a date and time for registration of your marriage. Both partners must attend as witnesses during registration; then he or she will present each couple with a marriage certificate from his or her office.

#tatkal court marriage in jaipur #court marriage in rajasthan #court marriage fees in jaipur #court marriage procedure in jaipur rajasthan #court marriage #court marriage lawyer #court marriage advocate #court #marriage advocate number

[coredocuments01]

Unraveling Employee Benefits: A Comprehensive Guide to Health FSA and Dependent Care Assistance Plan FSA Plan Documents

Introduction

Employee benefits are a cornerstone of modern employment, and Flexible Spending Accounts (FSAs) play a pivotal role in providing financial flexibility and peace of mind to employees. In this blog post, we'll delve into the essential components of Health FSA and Dependent Care Assistance Plan FSA Plan Documents, helping employers and employees alike understand how these benefits can improve their financial wellness.

Understanding Health FSA and Dependent Care Assistance Plan FSAs

Before we explore the plan documents, let's briefly define the two types of FSAs:

Health Flexible Spending Account (Health FSA): A Health FSA plan document allows employees to set aside pre-tax dollars from their paycheck to cover eligible medical expenses not covered by insurance, such as copayments, deductibles, prescription drugs, and even some over-the-counter medications. The funds can be used for the employee's own medical expenses or those of their dependents.

Dependent Care Assistance Plan (DCAP) FSA: A DCAP FSA enables employees to allocate pre-tax dollars for eligible dependent care expenses, including daycare, preschool, and after-school programs for children, as well as care for disabled dependents while the employee works.

The Role of FSA Plan Documents

FSA Plan Documents are written guides that outline the rules, policies, and administration procedures for Health FSA and DCAP FSA plans. These documents are essential for maintaining compliance with IRS regulations and ensuring the smooth operation of the plans.

Key Components of FSA Plan Documents

Plan Description:

The plan document should provide a clear and concise explanation of the FSA plan, its purpose, and the benefits it offers to employees.

Describe the difference between a Health FSA and a DCAP FSA, including the types of eligible expenses for each.

Eligibility and Participation:

Define who is eligible to participate in the FSA plans, including any waiting periods or probationary periods.

Explain how employees can enroll in the plans, opt out, or make changes during open enrollment or qualifying life events.

Contributions:

Detail how employees can make contributions, including limits, election periods, and any employer contributions or matches.

Clarify the use-it-or-lose-it rule for Health FSAs and any carryover or grace period options.

Reimbursement Procedures:

Outline the process for employees to submit claims and request reimbursements for eligible expenses.

Specify documentation requirements and deadlines for submitting claims.

Reporting and Compliance:

Describe the reporting requirements, including the annual notice to employees, as well as IRS Form 5500 filing (if applicable).

Explain how the plans comply with IRS regulations, including nondiscrimination testing.

Plan Administrator:

Identify the plan administrator responsible for overseeing the FSA plans and provide their contact information.

Include information on how employees can contact the plan administrator for questions or assistance.

#health fsa plan document #health fsa plan #fsa plan #fsa plan document

[croskeylanni]

2023 Q3 tax calendar: Key deadlines for businesses and other employers

Here are some of the key tax-related deadlines affecting businesses and other employers during the third quarter of 2023. Keep in mind that this list isn’t all-inclusive, so there may be additional deadlines that apply to you. Contact us to ensure you’re meeting all applicable deadlines and to learn more about the filing requirements.

July 31 

Report income tax withholding and FICA taxes for second quarter 2023 (Form 941) and pay any tax due. (See the exception below, under “August 10.”)

File a 2022 calendar-year retirement plan report (Form 5500 or Form 5500-EZ) or request an extension.

August 10 

Report income tax withholding and FICA taxes for second quarter 2023 (Form 941), if you deposited on time and in full all of the associated taxes due.

September 15

If a calendar-year C corporation, pay the third installment of 2023 estimated income taxes.

If a calendar-year S corporation or partnership that filed an automatic six-month extension:

File a 2022 income tax return (Form 1120-S, Form 1065 or Form 1065-B) and pay any tax, interest and penalties due.

Make contributions for 2022 to certain employer-sponsored retirement plans.

© 2023

#businesstaxes #duedates #croskeylanni #veagit #embraceextraordinary

[portlandlac]

REGISTRACIJA: Lituanistinė mokyklėlė / REGISTRATION: Lithuanian School 2022-2023

Lituanistinė mokyklėlė „ATŽALYNAS“ Portlande

Mielos Mamytės ir Tėveliai bei visi Portlando lietuvių bendruomenės nariai,

Pranešame, kad vyksta registracija Portlando apylinkės vaikų LITUANISTINEI MOKYKLĖLEI „ATŽALYNAS“.

Mokyklos „Atžalynas” misija yra IŠLAIKYTI LIETUVIŠKUMĄ!

Didžiausias dėmesys mokykloje skiriamas lietuvių kalbos ugdymui ir mokymui kaip kalbinio, kultūrinio ir tautinio identiteto pagrindui. Į lietuvių kalbos pamokas integruojame pagrindines lietuviškas šventes, supažindiname vaikus su mūsų kultūros tradicijomis ir papročiais, mokomės lietuviškai dainuoti ir šokti lietuvių liaudies šokius. Svarbiausias mūsų mokyklos tikslas – suteikti vaikams galimybę bendrauti lietuviškai su bendraamžiais. Dėstomos temos: ● LIETUVIU KALBA, skaitymas, rašymas ir kalbos supratimas; ● TĖVYNĖS PAŽINIMAS: Lietuvos istorija, Lietuvos geografija; ● LIETUVIŲ LIAUDIES KULTŪRA: šventės, papročiai, tradicijos, tautinis muzikinis išsilavinimas, tautiniai šokiai, dainos, žaidimai, rateliai.

MOKSLO METAI: 2022-2023 mokslo metai prasidės 2022 m. rugsėjo 17 d. ir baigsis 2023 m. gegužės 20 d.

Pamokos vyks kas antrą šeštadienį, nuo 9 val. iki 12 val. Latvių namuose, 5500 SW Dosch Rd, Portland, OR 97239: Rugsėjo 17 Spalio 1,15,29 Lapkričio 5,12 Gruodžio 3 Sausio 7,21 Vasario 4,18 Kovo 4,18 Balandžio 1,15,29 Gegužės 20

REGISTRACIJA: 2022-2023-iesiems mokslo metams, mokykla „Atžalynas“ priima 5-18 metų amžiaus vaikus. Mokiniai bus skirstomi į klases pagal amžių bei lietuvių kalbos žinių lygį. Užsiregistravusiems iki rugsėjo 16 d. bus taikoma 10% nuolaida. Užpildytą registracijos formą: https://drive.google.com/file/d/1bBr7YkxJHfXtrcMB_xHx-8Szj5ufVytT/view kartu su atsakomybės atleidimo forma https://app.box.com/s/c2bnn6fxkiy116w0nyzvgyphjah34fg0 ir apmokėjimu prašome siųsti adresu:

Lituanistinė Mokykla „Atžalynas“ c/o Giedrė Babarskas 3744 NW 19th Cir. Camas, WA 98607 Čekiai turi būti rašomi "Lithuanian Heritage School Atzalynas".

Lithuanian School „Atžalynas“ in Portland

Dear Parents and Portland Lithuanian Community Members,

We are pleased to announce that the Lithuanian Heritage School for children “Atžalynas“ [,ut-juh-‘leen-us] (“Sprouts“) is accepting applications for the 2022-2023 school year.

The Mission of the Lithuanian Heritage School „Atžalynas“ is to foster Lithuanian Heritage!

At our school we focus on teaching Lithuanian language as the basis for cultural and ethnical identity. Lithuanian language classes incorporate Lithuanian cultural heritage, customs and traditions, Lithuanian folk dancing and singinging. The main goal is to provide children with the opportunities to practice Lithuanian language.

School curriculum: ● LITHUANIAN LANGUAGE, reading, writing, and speaking; ● HISTORY/GEOGRAPHY of Lithuania; ● LITHUANIAN CULTURE: celebrations, traditions, folk music, folk dances, songs, games.

SCHOOL YEAR 2022/2023 school year will begin on September 17th, 2021 and will end on May 20th, 2023. The lessons will take place every other Saturday, 9am – 12pm at the Latvian Hall located at 5500 SW Dosch Rd, Portland, OR 97239: September 4,18 October 2,16,30 November 6,20 December 11,18 January 8,22 February 5,19 March 5,19 April 2,23 May 14,21

REGISTRATION For the school year 2022/2023, the Lithuanian Heritage School „Atžalynas“ is accepting students between the ages 5-18. Students will be assigned to classes based on their age and Lithuanian language proficiency. Those who register by August 28th will receive a  10% tuition discount. The completed registration form https://drive.google.com/file/d/1bBr7YkxJHfXtrcMB_xHx-8Szj5ufVytT/view along with the waiver https://app.box.com/s/c2bnn6fxkiy116w0nyzvgyphjah34fg0 and the tuition payment should be mailed to:

Lithuanian Heritage School „Atžalynas“ c/o Giedrė Babarskas 3744 NW 19th Cir. Camas, WA 98607 Checks should be made out to "Lithuanian Heritage School Atzalynas"".

TUITION The Lithuanian Heritage School “Atžalynas” is supported by student tuition and private donations. For school year 2022-2023, the annual tuition rate is as follows: ● One student - $220, ● Two siblings - $370, ● Three siblings - $450. A discount of 10% will be applied if tuition is paid in full by August 28th. Financial aid and stipends are available for those in need. Please, contact the Ernesta Ingelevičiūte at [email protected]

[rubeedas]

How to apply for 30 days visa

30 Day Tourist Visa: humans that prefer to need a quick outing to UAE to capture up collectively along side your household or friends. Then vacationer visa legitimate for 30 days are becoming to be a ideal choice for you.

Requirements for acquiring a attend visa for Dubai differ counting on your nationality. GCC residents don't require a visa to enter Dubai, and consequently the residents of 32 international locations (mentioned below) can get a visa on arrival at Dubai International Airport. GCC residents who aren't GCC nationals however having a excessive expert repute like organisation managers, enterprise people, auditors, accountants, doctors, engineers, pharmacists or personnel working inside the overall public sector, their families, drivers and non-public backed through them are eligible for a non-renewable 30 days visa upon arrival at the authorized ports of entry to UAE.

Visa Documents Visitor’s Documents Your Dubai visa method begins as soon as we obtain the clear scanned copies of your following documents: Passport measurement Photograph Passport the front page Passport closing page Passport website with exit stamp, if you’ve visited Dubai before Confirmed return air tickets Special Note The validity of passport got to be minimal 6 months. The passport should not be in hand written format. The files submitted mustn't be blurred or weary. If any of the above necessities aren't matching collectively along side your present day state of affairs you'll contact us at [email protected]. Guarantor’s Documents

Documents for Visitors with Guarantor In UAE. Guarantor’s Passport replica and visa website reproduction (both legitimate for minimal three months). A protection cheque of AED 5500 for each and every visa, this cheque are becoming to be used as lengthy because the tourist is absconded. Last month declaration helping the cheque drawn from an equal account with true transactions in it. Documents for Visitors with NO Guarantor in UAE. Family traffic won't bought to put any credit alternatively they go to form the Tour reserving with us with great assured prices. Certain traffic (except for families) are required to pay an quantity of AED 5500 within the direction of the security Deposit. Al albeit this quantity is wholly refundable, please be told that we’ll reimburse you the cash solely after you ship us the scanned replica of your passport website with the UAE Exit stamp. This step is sizeable to structure positive that you’re not overstaying and already left the country.

Special Note You may also e book the round-trip ticket and resort with us at one-of-a-kind prices. Indian nationality passengers might not acquired to post warranty files as soon as reviewed via our visa team. For passengers visiting in households with children won't bought to put up assurance documents. Passengers who have already reserved Hotel, excursions needn't to grant any warranty documents.

HOW TO APPLY With these three easy steps, you'll easily practice for a net 30-day travel visa UAE at traveller visa online.

Enter your Nationality, Travel Date, and Number of Visa required etc. inside the shape on this page Provide files required for processing your visa application Payment the usage of mastercard After reviewing your visa application, our visa specialists can also once during a short time contact you for additionally records so on confirm easy processing of your visa, like motel reserving voucher, airline ticket details, and guarantor’s documents. At most, we difficulty visa within the stated time-frame, mainly if visa authorities don't entail any extra document.

[nobeliumoxygenoxygen]

Dabi || Still here, princess?

SUMMARY: After moving from the dungeons to Dabi’s chambers, life is definitely easier not having to attempt escape every second day. But your situation is temporary at best and when missions get longer and farther away, Dabi has no choice but to leave you behind and, more importantly, alone in the castle full of demons. (sequel to Dabi || Lost, princess?)

GENRE: fantasy au (demon!dabi), she/her pronouns

WORDS: approx. 5500

--

Dabi knows that he can't keep you in his chambers forever.

Well, he could, but he also knows just how insufferably annoying you’ll become if you stay cooped up any longer, and he knows what that kind of suffocation does to a person--oh, does he know. 

But at the end of the day, what other choice does he have? He can't let you out if he's not with you, and even being with you poses a certain kind of danger. It shows that he's growing an attachment to you, something that demons aren't supposed to have. It reminds the other members of your existence, which they have, hopefully, forgotten about at this point. 

With the exception of Toga.

Who is, really, the only thorn in his plans.

He's not stupid. He notices her glances at him, and wouldn't for the life of him ever have believed the flimsy excuse that she'd just been "exploring" when he'd found her in front of his doors. Dabi is not stupid.

But that also means that he knows not to refuse a mission from the boss himself, even if it means being placed farther and farther from you, and for longer and longer periods of time. Their plans are coming together, in the months since their once scraggly rag-tag group of demons had formed, and with that means bigger scale missions. 

Missions that leave you alone in his chambers for far too long.

He does have options, of course he does. But they are not ideal in least bit. Take you with him and put you in perhaps more danger than staying at the castle? Increase the power of the protection spells around his chambers and risk not having enough to face whatever Knights were waiting to get their stupidly heroic hands on him? 

No, and there was no way Dabi was going to try your idea.

"It was just a suggestion, you know!"

"The worst one in the world, princess."

With a throw of your hands, you turn away from the amused demon, groaning. "Gee, I'm so sorry that I tried to help."

"You should be, darling, after all I thought your chats with Toga taught you everything you needed to know about us demons."

"It did, but then my chats with you taught me that maybe what I needed to know was wrong." Dabi's mouth twitches downwards, briefly. What does that mean? He was, and still is, dangerous, despite his attitude towards you, and you still know that, right? "I mean, aren't you guys all allies or something? Why can't one of them, you know, protect me whilst you're gone? You can phrase it as saying they're helping you, an ally, a fellow member of this oh-so-great League. A comrade--"

"That's enough. Your spewing Knight propaganda. It’s embarrassing. Come now, I thought we knew better." 

You roll your eyes. "Having friends is not Knight propaganda, is a basic human need." You stop, realising what you had just said and open your mouth to backtrack but Dabi, unfortunately, beats you to it.

"But I'm not human, am I, princess?"

You groan once more, louder this time, and more exasperated, and Dabi does not know why it makes his world a little brighter, why the way you smile and groan and laugh makes his heart beat the way it does. "You know what I mean."

"I don't think I do." 

Before you can swear at him, a bell rings. The bell rings--the one to alert the League members that a meeting was to commence. Dabi found the idea hilarious; it was so very human, and on top of that, so very aristocratic, like something royalty would do. Like something royalty did do, because he knew they did.

You sit up on the bed, waiting patiently for Dabi to 'poof' away, as you'd once called his teleporting in a slip-of-the-tongue, but he only gives an amused smirk back at you, fueling your irritation enough that you respond to him with a vulgar gesture and fall back onto the bed. Only after a moment does Dabi 'poof' out and into the meeting room, where most of the others are already inside.

Barely a second passes and he can already gauge the atmosphere; tense, like something, or someone, is ready to burst.

That someone being Shigaraki.

But it is Kurogiri who speaks first. "The Knights of the Society are on the move. It appears that they are confident they can catch us, and if the intel we have gathered is correct, they've gained more help from other regions. Specifically speaking, All Might himself."

Compress gives a wave of his hand. "It couldn't be anything we can't handle, now, can it?"

"We don't know that. We can never truly know that, I must remind you. It is best to overestimate them." Compress sighs but nods. "Because of that, we must get a move on as well. Dabi, you are to play a vital role in this."

He lets no flicker of surprise show, besides the fact that he leans forward, off of the wall he was leaning on. 

"You are to gain the trust and alliance of a Knight for some files that we need."

There is surprise in the room now, but no one makes a move to protest immediately. Spinner is the one who speaks first. "A Knight? Isn't that--well, huge? Which Knight are we aiming for?" 

"Any of them," Shigaraki interrupts. He turns away from the desk he'd been standing at and walks towards the long table in the middle, dropping a piece of paper onto it. "This is a list of names--Giran says these are the most likely Knights to turn traitor." He looks up and meets Dabi's eyes, a slow, small smile growing on his face. "Your pick. But do whatever it takes to make sure you succeed."

"Hang on, how do we know it's not a trap?" Magne asks.

"We don't," Shigaraki says simply and if it weren't for the fact that he was his boss, Dabi would have liked to melt Shigaraki's face for the sheer casualness of the way he was clearly endangering his life. "But Dabi's strong enough to fend for himself, right?"  And for being a pain in the ass in general.

But Dabi is forced to smirk, forced to open his mouth and say, "Of course," and forced to accept the mission.

Even though he does not know just what the hell he will do with you.

The meeting ends soon after, Shigaraki declaring that Dabi has a day to get out onto the field, Toga all but ecstatic about the whole situation as Twice has to bear the brunt of her excited chattering, and Dabi berating himself for not noticing something was up earlier when he leaves, followed by Compress and Magne. He should have realised something was wrong when they did not warp out.

"Is there something on your mind, Dabi?" Compress asks, a bit too pointedly for his liking.

He grunts, halfheartedly shrugging. "No. The mission should go smoothly. I already know who to go for."

Compress nods, but continues. "I didn't mean anything about the mission, though."

"I think you know what we're referring to," Magne interrupts. "Or who, I should say."

Dabi doesn't let anything show, but he just barely manages to stop his jaw from clenching. So they do know. Because of Toga? Or had they realised where the princess-where you had disappeared off to?

The masked demon sighs, his gloved hand touching his forehead. "We'll just get to the point then. A little birdie told us about a certain human in your chambers, Dabi. A certain princess."

"You say you'll get to the point, Compress, but you don’t." Magne scoffs, even more exasperatedly than him. "Dabi, if you need us to help her while you're gone, just say the word. We are allies."

He doesn't stop walking, but he does slow, giving Magne a glance. They are allies, that much is true, but not without a cost. That much is more true.

"But let's be honest, you don't much have much of a choice. How else will you provide for her when you're gone? Shigaraki said it himself--you'll be gone for a while, Dabi." 

"Just let us help," Magne repeats. "We swear we won't hurt her."

That gets him thinking. If they swear...

Demons are all about oaths and deals, contracts and agreements. The wording though... the wording must be precise, exact, otherwise loopholes happen and deals go the way it can, but not the way you expected.

"You won't hurt her. Physically, mentally, or emotionally." They start nodding already. "You'll provide her with food that she wants to eat, and fresh water that is safe to drink." He stops, remembering a final detail. "And you will not let Toga near her."

Compress and Magne repeat what he'd said, adding an "I swear" at the end, the latter smiling, the former--well, wearing the mask as usual.

Dabi swears internally.

This was the only way.

But it was not one he liked.

-

"Okayyy..." You drag out the word. "So you'll be gone for a while--"

"A long while, princess, a long while."

"And in the meantime Compress and Magne will... 'help' me. Or, give me food and water and that's it?"

"Yes."

You nod slowly, letting it sink in. It was rather short notice; your demon friend, companion--something--leaving for a mission that would take months, leaving you to the mercy and help of other demons.

Damn, you shouldn't have suggested asking them for help. Because now look where it led you. At the time, you hadn't realised just how afraid you'd be. You knew nothing about them. Your time with Dabi meant you only trusted him, and even that to an extent for it had only been a month and a half and though a lot had happened in that time, you couldn't possibly know someone well and truly in just that short span of time. Sure, you were comfortable enough to express exasperation, and frustration at him--though, it is impossible not too--, but you had never seen him truly angry (save for that encounter in your dungeon weeks and weeks ago, an encounter you still hadn’t deciphered, no... still hadn’t accepted the meaning of) or sad or even happy, now that you thought about it. Though you weren't quite sure if Dabi was capable of smiling like the average person. His variety of expressions seemed to constitute of smirks and more smirks.

"Y/N?"

You jolt out of your thoughts, eyes wide and incredulous as you stare up at Dabi.

"You'll be fed, and kept hydrated, so the only real issue is--"

"You called me by my name."

"Gonna be boredo--what?"

You grin, ignoring the nausea settling in your stomach. "You called me by my name, Dabi! Are you feeling alright? Is this mission giving you nerves or something?"

The unimpressed gaze you are met with is something you are all too familiar with, but to be fair, this was going to be how you coped with the fact that Dabi would be gone for months.

And you'd be virtually alone for months.

Months.

He sighs softly, before smirking. "Yes, you caught me," He begins in a monotone voice. "I'm so nervous I think I will die." You laugh, rolling your eyes.

"The great demon Dabi? Nervous? Now what a revelation!" You say dramatically. He barely laughs, but the sound that escapes him is clearly amused. "But I know you shall return, for you are my tormentor, and I can never escape this suffering!"

"Suffering? I’m hurt. I thought you were enjoying our time together, dear Y/N."

You barely manage to conceal the way your heart stutters at the way he says your name, and instead infuse more flair to counteract that damn fluttering. "Ah, but a demon can never know my delicate human heart, can the--"

The bell rings. But this time, the both of you know it is not for a mission. The comical atmosphere dissipates, and in it's place is something of the tension of heading into the unknown.

You feel Dabi's power spurring to life, breathing throughout the room, one last layer of protective spells, making you shudder. He smirks, noticing. "I guess it's time."

"I guess so," You say. You bite your lip, wondering if you should say it. To hell with it, you finally decide. "Be safe, Dabi."

Amusement sparkles in his eyes--when would you next see that beautiful turquoise hue? "I should be saying that to you, princess."

You only roll your eyes back at him and then, with a quick flare of heat, flames engulf his body before he poofs away, leaving you in his chambers, where it is suddenly dark and quiet and...

Lonely.

-

The first few days, even weeks, are fine. Magne and Compress never actually show up, but jugs of water and plates of food are on the table when you wake, and it's enough to last the whole day. You had given up being cautious, knowing that it wouldn’t matter if it was actually poisoned because without it, you’d die of starvation.

The boredom is the most dangerous part of it all, once you get past the paranoia, and when you get comfortable enough that you're not being watched, you start doing things you wouldn't normally do with Dabi around--for you've never trusted him after an embarrassing encounter of terrible vocals--, like dancing and singing and rolling around on the floor and tearing down the bed's canopy to create a smaller canopy, more closed in to make the chambers feel less empty and anything and everything to fight off the boredom, the nothingness.

But even all those miscellaneous activities grow tiresome after a while. There are books in Dabi's room--attained after you had expressed a desire to him about reading--but though you are not the fastest reader, having nothing else to do meant that you spent most of your time reading and soon, all the books were read, and reread. And reread. And though you would have killed for more, you sure weren’t going to ask Magne or Compress for some, nor did you know how to anyway.

You keep track of the days, but when you see that only a month has gone by, you deflate in frustration, kicking the air and screaming into your pillow--something you were prone to doing lately.

"You are so slow, hurry up and come back," You mumble, rubbing your eyes as sleep once again evades you. 

But then your mind wanders to dangerous territory; scenarios and thoughts of your wishes being fulfilled but in the worst ways possible--he comes back dead, he comes back in pieces, he comes back changed--

You bolt upright in the bed, eyes shut as you shake your head vigorously enough that it aches. 

No. No.

He was going to come back. Alive. Unhurt. The same Dabi as before. You two would return to playful banter, he would tell you what he had gotten up to outside, and you would tell him what you had done (admittedly, nothing much, but with enough thought you’re sure you can exaggerate enough), and then all would be fine because he’s back and he’s Dabi--frustratingly cocky Dabi.

You sigh, hand on your chest as the beating slows down. 

But when you open your eyes to the dark chambers--chambers that suddenly don’t feel as comfortable and homely as before--you’re only reminded of your solitude.

He’s not here.

No one is.

No one but you and the creeping shadows slithering up the bed.

Only you don’t know that, and as you lie back down in the bed, resigned to another painful night, they make their way towards you. Slowly, lazily, stealthily.

You are already sleeping when they converge. 

-

Demons don’t need to sleep, but to pass the time it’s sure as hell useful.

The mission itself is not so tiresome as when he is not doing anything. And now, with all the pieces into place, he just had to wait a few more days until that pathetic Knight came back with what he needed.

Dabi could maintain an illusion a fair while, but nothing to the extent of keeping it up all night as well as protection charms for whichever inn he’d choose to stay in and that’s not to mention keeping up the charms on his chambers back at the castle. To put simply, he’d rather go a few nights deep in the cave he’d found than risk it.

It’s too bad; the forest it’s in is unnervingly quiet. Not for the fact that it scares him--he’s a demon, what could possibly scare him--but for the thoughts that invade his mind like parasites. 

Thoughts of you.

He clenches his jaw as whispers flash through his head. 

But Dabi can’t delude himself. Not with that stupid hope or fairy tale morals he’d been raised to believe. He can’t repeat “you are safe” over and over because he knows that to do that would only lead to disappointment in the event that… you are not. 

That something had happened to you.

That you were gone.

That he had left you to suffer.

That--

Flames ignite in the cave he’s in, licking at his body enough to sting--it always stings, a price he’d had to pay among others--but he ignores it, getting up and walking out.

The forest is quiet.

His mind is loud.

To shut one up, he’d have to make the other speak.

No, roar.

Well, it isn’t too bad.

This kingdom hit too close to home anyway, and if Dabi wasn’t so good at keeping his past a secret he’d think Shigaraki put him here on purpose. If the flames make it to the pearly white castle with the red rooftops, it wasn’t any sort of loss. 

(Not the princess or the princes inside, not the queen lost in her own head, and most of all, not the red haired fire king himself.)

The flames aren’t just stinging anymore. They hurt. His skin prickles, more than prickles, the staples straining to keep him, literally, together. 

But Dabi pushes on, blocking it out, all of it.

Even the voice that sounds too much like you screaming in his head.

-

There is so much fire.

It is everywhere. 

Blue blue blue in your vision, blinding you, taking you under, forcing you to feel a heat that does not touch you.

There is no escape. You can’t breathe. Your throat is dry but your skin is wet with sweat. Oh if only it is water instead. Water to cool, to soothe, to heal.

Not you, but Dabi.

You had tried. You had tried so desperately to stop him as the flames kept moving, kept hurting him. Him, and not you. 

At first, you had thought this was a dream. Strangely vivid, the surroundings unrecognizable yet the breath of the cool night sky in the quiet forest familiar. 

But then you had seen Dabi as he emerged from the cave, standing in such surprise that you had tripped, face burning because you had been so, so sure you would hear a laugh, followed by a taunt or a tease. You had been just waiting to retort one back, something along the lines of “downgrade much?” because your mind was whirring. 

You were there. Wherever there was, but most importantly, you were with Dabi. And after weeks and weeks of loneliness, solitude, isolation, nothing made you happier.

But instead you were met with silence and suddenly--

Fire.

Everywhere. 

Only it did not hurt you. And not in the way you were familiar with, not in the way you hadn’t been hurt those weeks and weeks ago in that damp, cold dungeon, not in the way you knew. 

It wasn’t there.

You weren’t there.

It was only a dream.

Or so you thought.

But now you don’t think that. This is not so much a dream, but the work of something and now you understand just what those cold tendrils had been that had gripped your body, jolting you awake not into your bed but here. Not cold at all, but something else.

It is not a dream, but you are not with Dabi, either. Instead, you watch as the flames devour all in his path. Your heart races, unsure of what is happening.

Demon. Dabi is a demon.

You knew that. You know that. 

Only now it is so much more closer, the true implications of it dawning on you as the flames drew ever nearer to the distant castle you see past the trees. Red and blue flags fluttering manically, the eternal glow of the powerful king’s fire alight. 

It is nothing compared to Dabi’s blue.  

And though you know you cannot be hurt now, your body instinctively seeks escape--shelter from this inferno.

But there is blue everywhere--

Everywhere except for Dabi himself. The only relief in the blue hell. Your only relief from the flames, and from the solitude that had hurt you for so long. 

So you walk towards him, pushing past the way the flames feel as though they beat you back, the human instinct to run and scream and curl up, the terror of his flames that fights with something else inside, something that pulls you to Dabi in ways you can’t admit, won’t admit. At least, not yet. 

He doesn’t move, merely lets his power do all the work for him, but when you approach, you see he is moving. He is shaking. With something, you do not know what. Rage, most likely (But the shaking is not that of uncontrollable rage, and you know that because you know that shaking yourself--felt it, experienced it as you had once stood helpless and alone in a faraway throne room as a voice that did not belong to you determined your fate).

You reach out to him, whispering his name before remembering that you aren’t really there, only his eyes crack open and in them--in them you see it.

Pain.

Desperate, hidden behind the thick veil of pure rage as he glares at the castle, but it is a veil nonetheless and when you know how to slide it aside, you can see through.

And you start to wonder just what it is, or was, that makes him look at those symbols with those emotions. And you realise…

You barely know him at all. Nothing of his past, nothing besides the nonchalantly arrogant demon Dabi you knew. Nothing. And it suddenly hurts, because you had told him so much of your life, but you had never noticed just how much he had not. So caught up in your own situation that you remember--

Dabi had been human once, too.

Demons were not born of nothing. Demons were the creations of humanity, after all. When one was hungry enough to seek forbidden sources… or when one was desperate enough to seek an escape.

He stumbles and you reach to catch only to flow right through up; your arms separating as though water, through his steaming body, the staples breaking and cracking, the skin red hot.

He’s folding under his own power and you freeze. Realisation falling upon you.

He’s going to die. It’s too much for him--even a demon like him. These sort of flames are not made of this world, are not meant to exist in this plane of existence. 

“Stop,” You whisper. “Stop. Dabi. Stop. Stop it.” Every word increases in panic, in worry and volume but nothing you say or cry or scream gets to him. You are powerless in this realm of--of whatever or wherever this is.

“Powerless for you are human.”

The voice startles you but though you twist and turn, wondering where it comes from, you already know. 

“Pathetic. Fragile. Useless.”

It comes from yourself. A voice, a tendril of something deeper and darker, speaking. 

“You believe you can do anything, but you cannot. A human can do nothing for one like that.”

Frustration builds up, those feelings of helplessness you had felt all these past weeks--all your life--, building up up up--

You snap at the voice. “Then help him yourself.” Against all better, rational judgement, for this is the voice of a force you both know of and do not. The voice of that darkness that belonged to the ones who sought it.

It laughs, lowly, menacingly. “Why should I? That is a creation of something else. I shall not touch it, least of all help it.”

You speak before you understand the words coming out. “Then how can I?”

“You can’t.” The answer you knew before you heard it. But it is not the answer you want. “Not as you are now.”

You aren’t sure if that is the answer you want, either. 

(But deep inside, you know what it means, you know you know you know how this will end, if it will at all.)

“What is your answer?”

Your stomach twists. You tremble at the thoughts flying past--thoughts that are so forbidden, so unforgivable and yet they are there and that counts for something.

You know the answer. You know your answer. To save him, and yourself.

But if there is one thing Dabi taught you, it is that the words of demons could be disasters hidden behind paradise, half-lies behind half-truths, a facade to show you what you expected when what you really received was harsh realities. Oaths. They are all about oaths.

Demons couldn’t lie, but they could manipulate.

But, away from your home kingdom like you are now, you are still a princess. An heir, as abandoned as you are; raised to see past the deceptively sweet flattery of courtiers, the tricks behind contracts, the lies of anyone and everyone around you. 

Raised to rule with steel determination and your own fire. 

“What is the question?”

And you stop shaking.

-

The mission is over. Finally.

Dabi resists the relief that threatens to rise through his mask of boredom. For two reasons; one, his face still hurts where the staples had torn through, and two, he can’t be too excited to come back. 

Especially when Spinner and Twice wait outside, something in their eyes that makes him slow, looking down at them. “What’s this? A welcoming party?”

Twice chops a hand down. “Sure is! No, it’s a warning party!” The bells had already been ringing in his mind, but this time they blast out. Something is wrong.

Spinner sighs, giving him a scathing look, the lizard always seeming to think he was better, more focused or moral or whatever, than all of them when he was still, in the end, a demon too. “You’re supposed to give us the info.” They wait as Dabi examines them. After checking it is truly Twice and Spinner, he shrugs. He couldn't care less however the files get to Shigaraki. The boss will know who it came from, after putting him through that pain of a hell mission. 

What he really cares about is you. He’s not stupid. He knows something has happened, for them to be this tense, for the others to be waiting at all. 

He teleports away--poofing, as you’d call it, he recalls with a tight smile--but he is yanked backwards in the journey to his chambers, something pulling him away from it and leaving him outside, a few feet away from the doors.

His eyes harden.

He can’t go in.

Why. 

The thought is more statement than question. 

He feels their presence once everything quietens down--the panic, the helplessness of not knowing and not doing.

Compress and Magne stop by his side, but he knows their shields are up and knows they know he knows. They expected him, but the look in their eyes…

“What did you do?”

And Dabi isn’t sure what is louder. The static in his mind or the hiss of his ignited flames.

"What the hell did you do to her?"

(That line, said by a boy much younger than he is now, a boy who belonged to another life... who had failed to protect ones he loved most, just like how he was failing once more.)

Compress raises his arms in mock-surrender, as if that gesture would cause Dabi to direct his anger somewhere else. "We kept our side of the deal. We did nothing."

"She was a human living in the dens of demons." A voice speaks up from behind. Shigaraki. Dabi whirls around, blue flames rising but he knows better than to attack outright. "It was only natural that she would either die in the darkness..."

Flames roar and Dabi does not want to acknowledge the depth of how his heart leaps into his throat at the thought. 

But the grin on Shigaraki's face gives Dabi pause. There's something else. A calculating look in the boss' eyes. He did something else. 

And it must have furthered their plans in some way. He spins back around, expectant--of what, he does not know.

He hears the grin widen. "Or joined."

The shadows leaping around his chambers die out, just as quickly as it emerged, and there is an eerie silence as the four of them watch, waiting with bated breath (though Shigaraki looks almost bored and for that alone, for the way he cares nothing for your life, Dabi would have burnt him alive).

The doors do not open, but water leaks out from underneath. Magne mutters "interesting," underneath her breath as the water continues to pour out, and then gush out as the doors open but as soon as it does, it evaporates--though not by the work of Dabi's flames.

Shigaraki seems positively joyful, as joyful as he could be considering himself, as a figure emerges from inside.

Dripping wet.

No, not wet, for it is not the clothes or even the body itself that is drenched in water.

No, the body itself is water.

You are water.

Your body glitters, just like the sea, and with your every step waves crash into each other in the joints, calming where you still, but there is an ever-constant movement. Just like the sea.

And then you collapse. Collapse like a wave and your body is no longer a body and Dabi's heart stops because what does that mean--what does it mean? Only the water piles up together, slowly solidifying back into a body of flesh and blood, the translucency transforming into the colour of your skin, your features slowly coming back. Magne is the first to move, for she steps forward to drop her orange tunic over you, giving Dabi a disapproving look.

"Lend her your coat, why don't you?" She huffs, gesturing impatiently for him to come closer. 

He moves but Shigaraki says something that causes him to stop. "Aren't you glad?" He glances at him. "Now your human princess can truly join you." And then the slow, malicious grin is back. "Well, not human princess anymore. You'll have to explain, first. Her transformation was a culmination of a... variety of stressful factors."

Dabi is not so sure what that means, but the words do not go unregistered. He'll get to 'explaining' later; right now, you're clearly in need of help.

He wraps his coat around you, buttoning it without pushing your arms through before picking you up and glancing into his chambers to make sure that it isn't trashed--he does not know whether he would have been surprised if it was, because he was still surprised that it wasn't, besides the carpets being wet and squelching with every step.

He doesn't respond to the other two's words, not outwardly, as he places you down on the bed.

"For what it's worth, we did this to help you, and if you need it, we are sorry, Dabi," Magne says solemnly.

"But," Compress adds, reluctant and yet not, "You must admit that everything is now, much, much more easier. For the both of you. Even if it will take time to accept."

Dabi still doesn't respond, and the other two leave the room, Shigaraki giving them a satisfied nod before all three warp away, to other parts of the castle.

With a wave of his hand, he shuts the doors and reactivates the protective spells before truly taking a look at you.

You do not look changed. But, you are still sleeping, and perhaps the telltale sign of the demon mark is somewhere in your eyes, or maybe somewhere hidden behind his coat. Wherever it is, he cannot see it yet.

Dabi is not sure he wants to.

Because deep inside, he knows this is perhaps the most favourable outcome there was. Amidst you dying, or having to return to the humans--which was, admittedly, impossible for Shigaraki would have never let you leave--, this was probably the only outcome where you would have lived a satisfying life, after everything that had happened. A life you could spend with him, able to protect yourself. 

(And after all, how could a demon fall in love with a human? It was much more plausible for demons to fall in love with each other.)

He sighs, suddenly feeling almost exasperated, looking up to stretch his neck and shut his eyes briefly. He opens them, and when he looks back down at you, he speaks. "Honestly, princess, I leave for a few months and you go and do this." He chuckles. "Guess you really didn't need my protection after all."

You stir, slightly, and Dabi catches a glimpse of your skin swirling like waves again, almost unnerving for it still has the colour of your skin and for all intents and purposes, the look and texture of a human body. 

He smirks as your eyes open, blinking sleepily before settling on him (inside, hoping, hoping, that maybe you hadn't changed too much from his fierce princess to something else entirely).

"Care to explain just what the hell happened while I was gone?" 

You stare at him, shocked, opening your mouth to whisper croakily, “You’re alright.”

It’s not a question, but the look in your eyes makes him realise that whatever you had thought of him going out there hadn’t just been irrational panic, but something… something that you had feared.

That voice. The night he’d burned in that forest. That voice...

It had been you.

But he doesn’t let the shock show, doesn’t do anything but raise an eyebrow. “You know, Y/N, it’s rude to spy, even for a demon.”

And Dabi understands just why your answering groan and roll of your eyes clears all of his doubts and makes the world a little brighter.

You are still here.

And he hopes you always will be.

--

A/N: this is really late for anon - thank u!! you inspired me with the reader turning into a demon idea so hopefully you enjoyed!! i did write the first part last year tho, so um idk if i managed to keep the voice of the first part ahaha but still, thanks for reading 

#bnha dabi #dabi #dabi x reader #dabi imagines #dabi scenarios #bnha #boku no hero academia #mha #my hero academia #mha dabi #writing #my work #fantasy au #demon!dabi

[sbuzelli]

Art by @peltier.r for #PLANSPONSOR "What to Know About Financial Audits Filed with Form 5500s" #editorialillustration #RyanPeltier #artdirection #SooJinBuzelli *** IMAGE: To be well prepared/organized; to have your ducks in a row. *** https://www.instagram.com/p/BxsEjS3hLPe/?igshid=1ezwis5t9jmn4

#plansponsor #editorialillustration #ryanpeltier #artdirection #soojinbuzelli

[congruent-solutions]

Form 5500 Updates

401(k) plan administrators must ensure their systems are prepared for the updated Form 5500 filing requirements and remain compliant with the Internal Revenue Service (IRS) and Department of Labor’s (DOL) regulations.

Inevitably, 2023 brings new challenges with significant updates to how your business manages Form 5500 preparation and filing. These changes include both substantive revisions as well as new reporting requirements.

This article highlights key changes to Form 5500 for 2023 and provides a roadmap for navigating these updates. Updating your systems empowers you to maintain your competitive edge and deliver exceptional client service.

Form 5500 changes you must know

The Department of Labor (DOL) released a few changes and compliance requirements for 2023. Plan administrators must consider adjusting their processes to meet these changes to stay compliant and competitive.

1. A consolidated Form 5500 option for defined contribution plans

The first significant change for 2023 is the introduction of a consolidated Form 5500 option for defined contribution plans. This update aims to simplify the reporting process and reduce the administrative burden for plan administrators managing multiple plans with similar characteristics. As a result, you can use a single form to report information for multiple plans, potentially saving time and resources.

2. Improved reporting for Pooled Employer Plans (PEPs) and Multiple Employer Plans (MEPs)

With the growing popularity of PEPs and MEPs, the 2023 Form 5500 changes include enhancements to reporting requirements for these plan types. The new rules are designed to strengthen oversight and supervision of these plans by providing more detailed information on their structures and operations. Adapting to these changes will help you offer better support and transparency to your clients participating in PEPs and MEPs.

3. Change in methodology for identifying small plans for reporting purposes

In 2023, there was a shift in how small plans were identified for Form 5500 reporting purposes. By adapting to this new methodology, you can ensure your plan remains compliant with the latest requirements and continues to serve the best interests of plan participants.

4. Improvements in reporting by PBGC-covered defined benefit plans on Schedules R and SB

Plan administrators will also need to adapt to improvements in reporting by PBGC-covered defined benefit plans on Schedules R and SB. These enhancements are designed to provide more precise information on the plan’s fund status and risk exposure. By embracing these changes, your business can deliver a more accurate and transparent reporting process, further setting you apart from the competition.

5. Addition of internal revenue code compliance questions to improve tax compliance

The 2023 Form 5500 updates include adding Internal Revenue Code compliance questions to enhance tax compliance. As a plan administrator, you must familiarize yourself with these new questions and update your processes accordingly. It will help you prevent costly errors and penalties and demonstrate your commitment to compliance and best practices.

6. Technical adjustments that address changes made by the SECURE 2.0 Act of 2022

The 2023 Form 5500 changes also include technical adjustments that address changes made by the SECURE 2.0 Act of 2022. As a plan administrator, you must update your systems as it is crucial for remaining compliant and ensuring your services remain competitive.

Adopt the upgrade with Congruent Solutions

Adapting to the 2023 Form 5500 changes is essential for 401(k) plan administrators who want to remain competitive. By understanding and embracing these updates, you are ensuring your business remains compliant and showcasing your commitment to providing the best possible services to your clients.

Take advantage of the experience and expertise of professionals at Congruent Solutions. Our team of specialists is adept at preparing Form 5500. So, outsourcing Form 5500 preparation will help you navigate the 2023 Form 5500 changes and ensure your organization is ready to transition smoothly.

#form 5500 filing #form 5500 preparation

[acacss]

ACA Compliance Solution Services, Inc. aids in strategizing the ACA compliance issues with the IRS through their licensed ACA compliance specialists. They offer all-inclusive ACA consulting solutions and dedicatedly resolve the ACA filing requirements for the ALE (applicable large employers) and small employers. In this context, the ALEs are required to submit the IRS form 5500 for ensuring that the minimum health insurance coverage is fulfilled for all the applicable employees for the particular annual tax session. Some of their steadfast services include 1094/1095 form fill-up procedures for both large and small employers, 226-J penalty reduction services, previous years’ 1094-C/1095-C filing service, ERISA WRAP services and documents, and also the resolution for Form 5500. Visit www.acacss.com, or call [phone]

[coredocuments01]

ERISA Wrap Document: A Brief Guide

The Wrap SPD Plan document, as its name suggests, contains all the information regarding the group health plan that the employer is obligated to provide to qualified employees and their dependents. These details include the name and number of the plan, the sponsors and trustees, the qualifications for employee eligibility, the benefits offered with co-pay and deductible amounts, the claim submission and review procedures, the rights and obligations of the employee, and a whole lot more.

Why Do you Need Wrap SPD Document?

The majority of insurance companies and third-party administrators (TPAs) offer policy and coverage information to adhere to relevant state standards, but frequently do not have all the information required to satisfy ERISA wrap SPD requirements from the federal government. Keep in mind that employers—not insurers—bear responsibility for compliance because they are ERISA's fiduciaries.

To be clear, a plan's pamphlet or document is frequently unable to act as its ERISA wrap SPD. An SPD should provide a more comprehensible summary of a plan's details compared to the plan itself, which is frequently extensive and written in complex legalese. A plan document does not require distribution to participants, but an SPD does.

Another use of a wrap SPD plan document is to combine various employer-sponsored benefit plans under a single "umbrella" plan. This might save money and time by avoiding the need to file and distribute numerous annual reports like the Form 5500.

Large employers frequently have the time, money, and expertise to prepare SPDs and other custom documents for each plan they sponsor, whereas the majority of small businesses lack the resources to do so and keep up with changing regulations at the same time.

#ERISA wrap SPD #dependent care assistance plan fsa plan #wrap spd plan document #health fsa plan #health fsa plan document #individual coverage hra

[historicalfightingguide]

“ I have some great news! The kickstarter was a complete success! In just two months, we've raised the £5500 needed to afford to get this treatise translated. Again, I can't begin to articulate how much this means to both myself and the organisation. At the moment, I'm still in contact with kickstarter to see what to do next, everything's successful and it's just a matter of closing it down and making sure everything runs smoothly. I thought things would just stop but apparently that's not the case. In terms of what happens next, the publishers I'm talking to will converse in November, the process to translate should take about 1-2 months depending on the depth of the manuscript which means it should be finished by December or January 2019. As promised, this will be provided in the form of an electronic copy which will be given for free. I will try to post it as a file on facebook. If not possible, I will pay for a file sharing site for one month and give the group access to it (can be extended depending on demand). Update: I am unable to change the date to finish the kickstarter early, so it will be finishing on 20th October where we'll go forwards from then. “

Good news folks.

#historical fencing #fencing #hama #sword #swords #historical martial arts #historical african martial arts

[hrserviceblog]

We created a handy flow chart to help you and your clients determine if they need to file Form 5500. Please let us know if you have any questions or need help with any 5500 filings that are coming due soon for any calendar year plans at [phone] x1 or email [email protected].

[congruent-solutions]

Top 10 common errors in Form 5500 preparation & Congruent’s Outsourcing Services

It is February already and in less than six months, the deadline for Form 5500 filing will come up. An annual report filed with the U.S. Department of Labor (DOL), the Form provides the Internal Revenue Service and the DOL information about an employer’s 401(k) plan operation and compliance with government regulations. It details the financial conditions, investments, and operations of the plan. It is one of the fiduciary responsibilities of the plan sponsor.

It needs to be filed electronically before July 31 every year, or two-and-a-half months later provided a request for extension is filed for in a timely and complete manner. The plan administrator should also keep a copy of the Form 5500, along with schedules and attachments and the authorized signatures.

Delays, incomplete returns or rejection due to insufficient information attract penalties, with the maximum penalty increasing from $2,140 to $2,194 per day. Willful violations and misrepresentations will lead to additional penalties.

Since it is a once in a year activity, many plan administrators find themselves overwhelmed by the process. Finding resources for just this one event is also difficult. Overworked administrators are also likely to make mistakes that could prove costly.

Some of the common errors include:

Providing incorrect information

Leaving a field blank

Noting “zero” plan participants, without realizing that all employees and employees with balances in the plan are eligible for Form 5500 filing

Excess deferral

Not documenting plan termination

Reporting fraud

Non-active plans

Incorrect entry of the EIN and plan number when filing

Excessive, and unnecessary, information, such as returns dated over 12 months

Not using the prescribed vendors such as EFAST for filing the form

To make sure your form is filled correctly, you have to re-read it after filling up to avoid making common errors. Recheck the codes and write the form afresh instead of copying text from previous years.

If you feel overwhelmed, reach out to us for form 5500 preparation services. Congruent is a specialist retirement plan administration services provider. We work with small, medium and Fortune 500 companies, solving their retirement plan administration challenges in more ways than one. Our team has the experience and the expertise needed to help you with this seasonal but essential activity.

Author: Congruent solutions

#retirement plan administration services #form 5500 filing

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Get faster ACA late filing solutions from ACA Compliance

The mandatory provisions specified under the Affordable Care Act (ACA) of 2010 stipulate that all ALEs (applicable large employers) are needed to abide by the protocols of the IRS and submit the IRS form 5500. By submitting this form, the ALEs ensure that the employees’ minimum health insurance coverage is appropriately satisfied for the particular annual tax session. It is to be noted that this form has to be submitted only by those ALEs, coming with at least 50 full-time or full-time equivalent employees operating for a minimum of 30 hours per week.

These employers thus get an opportunity to avoid the hefty penalties of not submitting the 1094/1905 forms to the IRS. Therefore, to nullify such dilemmas of ACA late filing, and consequent penalties from the IRS, the ALEs can find expedited resolutions from the ACA Compliance Solution Services, Inc. The licensed experts of this legitimate agency assist the ALEs in strategically managing and simplifying the entire e-filing procedures for submitting to the IRS.

Come; let’s go through the effective solutions offered by ALEs to sync up the ACA filing:

In line with the ACA compliance regulations, all ALEs deploying at least 50 or more full-time workers or equivalents are obligated to submit forms 1094C and 1095C forms to the IRS. Thus, the ALEs are accountable for submitting detailed reports to the IRS for each taxable session, inclusive of the drafted testament that the health insurance coverage for the applicable employees is satisfied. It is to be noted that when such ALEs ignore and fail to submit the annual reports to the IRS, they can be imposed with substantial penalties by the IRS.

Thus, when the ALEs fail to send such reports, they are required to fill up the late filing form of 5500 to the IRS, inclusive of the late filing charge of $25 per day which can also go up to $15,000. This hefty penalty has to be paid right from the filing due date until the time when the missing filing reports are submitted by the ALEs. Subsequently, when these ALEs again neglect and miss the final form submission dates to the IRS, they are also required to pay an additional fine of $1,100 a day to the Department of Labour (DOL), with no upper limits.

Let’s unearth the ways taken by ACA Compliance Solutions Services to avoid late filing for ALEs:

According to the stipulations issued by the IRS, all ALEs need to obligatorily fill up and submit the Employer Mandate Provisions that describe the specifications of the Minimum Essential Coverage of the health insurance. Thus, the ALEs failing to submit the yearly reports to the IRS, and also ignoring the last filing dates of the IRS 5500 forms are responsible for obtaining Letter 5699 from the IRS. This letter specifies the non-compliance concerns for the specific ALE for the preceding taxable session.

Whenever the ALEs get these crucial letters from the IRS, they are accountable to acknowledge them within 30 days, or else they will be penalized with hefty fines. In such risky situations, it is quite justified for the ALEs to seek support from an authentic and licensed compliance agency to get a quick solution to negate such hassles. One of the most trusted authorities happens to be the ACA Compliance Solutions Services meticulously guiding the ALEs to fulfil all the protocols laid by the IRS. These professionals come with exhaustive knowledge of collating vital data to sort out compliance issues by analyzing the forms and quickly submitting them to the IRS via the new-age e-filing system.

To Put It Concisely

ACA Compliance Solution Services, Inc., the leading compliance professional is the best platform to assist the ALEs and streamline the entire process of ACA late filing for the qualified ALEs. Ensuring accelerated professional solutions that help the applicable large employers to sustain the stringent protocols laid by the IRS for submitting the ACA forms after the due date, along with the payment of the hefty penalty applicable.

#ACA past years 1094/1095 filing