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techandtravel · 11 months
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4 Ways to Create a Financial Plan: A Comprehensive Guide
4 Ways to Create a Financial Plan Introduction In today’s fast-paced world, creating a solid financial plan is essential for anyone looking to secure their future and achieve their financial goals. Whether you’re saving for retirement, planning to start a business, or simply want to improve your financial well-being, having a clear roadmap is crucial. In this article, we will explore four…
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investing-diva · 7 months
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Empowering Women Investors: A Collection of Cost-Free Finance Courses and Smart Money Management
In the world of finance, the gender gap is steadily closing, and more women are recognizing the power of investing money to secure their financial future. Today, we’ll explore the growing trend of woman investing and why it’s a crucial step toward financial empowerment. The Rise of Women Investors Historically, women have often been underrepresented in the world of investing. However, times are…
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femmefatalevibe · 11 months
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Femme Fatale Guide: Products & Services Worth The Splurge
Fashion:
A great couple of bras in black/nude (your best skin-toned shade)
Comfortable, breathable, and seamless underwear
Outerwear (Coats, jackets, blazers)
The perfect pair of jeans
An LBD that works from day to night
Comfortable, sturdy, sleek, and timeless footwear (a versatile black boot, a black heel, white sneaker, and a black flat/loafer/sandal)
A timeless and versatile crossbody or shoulder bag (a larger one for the daytime/work or school and a smaller one for nighttime/events)
One or two well-made classic jewelry item(s)
A conversation-starting item or accessory
Beauty:
Sunscreen
Any skincare/skin cosmetic products that are game-changers for you
A quality hair brush, comb, and hair towel
Your signature scent
A quality razor/hair removal product
Vitamin C/Retinol serums
Reliable hair tools and sturdy nail tools
A quality hair heat protectant/scalp cleansing or conditioning spray
Makeup brushes and beauty tool cleaners
Home:
Lamps/lighting
Couch/desk chair
Everything for your bed: Bed frame, mattress/sheets/pillows, etc.
Knives
Dishwasher-safe and microwave-safe dishes & cups you love
A full-length mirror
Vacuum
Storage solutions/cedar blocks or moth balls
Quality holders for everything: Paper towels, shower storage, hooks, mailbox/key bowls
Name brand paper products/household cleaners
Electric toothbrush & Waterpik
Sound-proof headphones/Airpods
MacBook Air
Health & Wellness:
High-quality lettuce and/or sprouts
Organic frozen fruits and vegetables (if fresh is too pricey)
BPA-free canned goods
Potassium bromate & glyphosate-free grain products
Snacks free of artificial colors
Quality coffee
An at-home massage tool/heating pad
Fur products for skin/hair removal
Vitamin C/Retinol serums
Quality running shoes
Anything that goes near your vulva or into the vagina: Sex toys, lube, condoms, toy cleaners, pads/tampons/menstrual cups, cleansing wipes, etc.
A yoga mat, resistance band, and a pair of small ankle weights
Spotify subscription
Books and audiobooks
Services:
Therapy
A top-tier haircut
House cleaning (even if it's only once every couple of months)
Top-tier hair removal/brow maintenance services of your choice
Best doctors, dentists, OB/GYN, and dermatologists you can get
At least one personal training/styling session in your life
Professional/Social:
Ownership of the domain for your full legal/professional name and/or business name
A CPA/bookkeeper/fiduciary financial advisor
Automation workflow/content management system software
A lawyer for contract review/LLC services
Personalized stationery/"Thank You" cards
Memorable client gifting for the holidays/milestone successes
Niche skill-based certifications (Google, AWS, Hubspot, etc.) or courses made by trusted professionals in your field
Subscriptions in world-leading and industry-authority digital publications
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mrjobsinfo · 2 years
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Calling for Applications for Postgraduate Programmes 2022
Calling for Applications for Postgraduate Programmes 2022
Calling for Applications for Postgraduate Programmes 2022 – Faculty of Graduate Studies – University of Ruhuna M.Sc. in Crop Production Technology (MSc CPT)M.Sc. in Agricultural Economics and Resource Management (MSc AgERM)Master of Agribusiness Management (MABM)M.Sc. in Agricultural Economics and Development (MAED) English Advertisement – Download Application (English) – Download
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'We buy ugly houses' is code for 'we steal vulnerable peoples' homes'
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Tonight (May 11) at 7PM, I’m in CALGARY for Wordfest, with my novel Red Team Blues; I’ll be hosted by Peter Hemminger at the Memorial Park Library, 2nd Floor.
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Home ownership is the American dream: not only do you get a place to live, free from the high-handed dictates of a landlord, but you also get an asset that appreciates, building intergenerational wealth while you sleep — literally.
If you’d like an essay-formatted version of this post to read or share, here’s a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2023/05/11/ugly-houses-ugly-truth/#homevestor
Of course, you can’t have it both ways. If your house is an asset you use to cover falling wages, rising health care costs, spiraling college tuition and paper-thin support for eldercare, then it can’t be a place you live. It’s gonna be an asset you sell — or at the very least, borrow so heavily against that you are in constant risk of losing it.
This is the contradiction at the heart of the American dream: when America turned its back on organized labor as an engine for creating prosperity and embraced property speculation, it set itself on the road to serfdom — a world where the roof over your head is also your piggy bank, destined to be smashed open to cover the rising costs that an organized labor movement would have fought:
https://gen.medium.com/the-rents-too-damned-high-520f958d5ec5
Today, we’re hit the end of the road for the post-war (unevenly, racially segregated) shared prosperity that made it seem, briefly, that everyone could get rich by owning a house, living in it, then selling it to everybody else. Now that the game is ending, the winners are cashing in their chips:
https://doctorow.medium.com/the-end-of-the-road-to-serfdom-bfad6f3b35a9
The big con of home ownership is proceeding smartly on schedulee. First, you let the mark win a little, so they go all in on the scam. Then you take it all back. Obama’s tolerance of bank sleze after the Great Financial Crisis kicked off the modern era of corporations and grifters stealing Americans’ out from under them, forging deeds in robosigning mills:
https://www.marketwatch.com/story/us-breaks-down-93-bln-robo-signing-settlement-2013-02-28
The thefts never stopped. Today on Propublica, by Anjeanette Damon, Byard Duncan and Mollie Simon bring a horrifying, brilliantly reported account of the rampant, bottomless scams of Homevestors, AKA We Buy Ugly Houses, AKA “the #1 homebuyer in the USA”:
https://www.propublica.org/article/ugly-truth-behind-we-buy-ugly-houses
Homevestors — an army of the hedge fund Bayview Asset Management — claims a public mission: to bail out homeowners sitting on unsellable houses with all-cash deals. The company’s franchisees — 1,150 of them in 48 states — then sprinkle pixie dust and secret sauce on these “ugly houses” and sell them at a profit.
But Propublica’s investigation — which relied on whistleblowers, company veterans, court records and interviews with victims — tells a very different story. The Homevestor they discovered is a predator that steals houses out from under elderly people, disabled people, people struggling with mental illness and other vulnerable people. It’s a company whose agents have a powerful, well-polished playbook that stops family members from halting the transfers the company’s high-pressure salespeople set in motion.
Propublica reveals homeowners with advanced dementia who signed their shaky signatures to transfers that same their homes sold out from under them for a fraction of their market value. They show how Homevestor targets neighborhoods struck by hurricanes, or whose owners are recently divorced, or sick. One whistleblower tells of how the company uses the surveillance advertising industry to locate elderly people who’ve broken a hip: “a 60-day countdown to death — and, possibly, a deal.” The company’s mobile ads are geofenced to target people near hospitals and rehab hospitals, in hopes of finding desperate sellers who need to liquidate homes so that Medicaid will cover their medical expenses.
The sales pitches are relentless. One of Homevestor’s targets was a Texas woman whose father had recently been murdered. As she grieved, they blanketed her in pitches to sell her father’s house until “checking her mail became a traumatic experience.”
Real-estate brokers are bound by strict regulations, but not house flippers like Homevestors. Likewise, salespeople who pitch other high-ticket items, from securities to plane tickets — are required to offer buyers a cooling-off period during which they can reconsider their purchases. By contrast, Homevestors’ franchisees are well-versed in “muddying the title” to houses after the contract is signed, filing paperwork that makes it all but impossible for sellers to withdraw from the sale.
This produces a litany of ghastly horror-stories: homeowners who end up living in their trucks after they were pressured into a lowball sales; sellers who end up dying in hospital beds haunted by the trick that cost them their homes. One woman who struggled with hoarding was tricked into selling her house by false claims that the city would evict her because of her hoarding. A widow was tricked into signing away the deed to her late husband’s house by the lie that she could do so despite not being on the deed. One seller was tricked into signing a document he believed to be a home equity loan application, only to discover he had sold his house at a huge discount on its market value. An Arizona woman was tricked into selling her dead mother’s house through the lie that the house would have to be torn down and the lot redeveloped; the Homevestor franchisee then flipped the house for 5,500% of the sale-price.
The company vigorously denies these claims. They say that most people who do business with Homevestors are happy with the outcome; in support of this claim, they cite internal surveys of their own customers that produce a 96% approval rating.
When confronted with the specifics, the company blamed rogue franchisees. But Propublica obtained training materials and other internal documents that show that the problem is widespread and endemic to Homevestors’ business. Propublica discovered that at least eight franchisees who engaged in conduct the company said it “didn’t tolerate” had been awarded prizes by the company for their business acumen.
Franchisees are on the hook for massive recurring fees and face constant pressure from corporate auditors to close sales. To make those sales, franchisees turn to Homevana’s training materials, which are rife with predatory tactics. One document counsels franchisees that “pain is always a form of motivation.” What kind of pain? Lost jobs, looming foreclosure or a child in need of surgery.
A former franchisee explained how this is put into practice in the field: he encountered a seller who needed to sell quickly so he could join his dying mother who had just entered a hospice 1,400 miles away. The seller didn’t want to sell the house; they wanted to “get to Colorado to see their dying mother.”
These same training materials warn franchisees that they must not deal with sellers who are “subject to a guardianship or has a mental capacity that is diminished to the point that the person does not understand the value of the property,” but Propublica’s investigation discovered “a pattern of disregard” for this rule. For example, there was the 2020 incident in which a 78-year-old Atlanta man sold his house to a Homevestors franchisee for half its sale price. The seller was later shown to be “unable to write a sentence or name the year, season, date or month.”
The company tried to pin the blame for all this on bad eggs among its franchisees. But Propublica found that some of the company’s most egregious offenders were celebrated and tolerated before and after they were convicted of felonies related to their conduct on behalf of the company. For example, Hi-Land Properties is a five-time winner of Homevestors’ National Franchise of the Year prize. The owner was praised by the CEO as “loyal, hardworking franchisee who has well represented our national brand, best practices and values.”
This same franchisee had “filed two dozen breach of contract lawsuits since 2016 and clouded titles on more than 300 properties by recording notices of a sales contract.” Hi-Land “sued an elderly man so incapacitated by illness he couldn’t leave his house.”
Another franchisee, Patriot Holdings, uses the courts aggressively to stop families of vulnerable people from canceling deals their relatives signed. Patriot Holdings’ co-owner, Cory Evans, eventually pleaded guilty to to two felonies, attempted grand theft of real property. He had to drop his lawsuits against buyers, and make restitution.
According to Homevestors’ internal policies, Patriot’s franchise should have been canceled. But Homevestors allowed Patriot to stay in business after Cory Evans took his name off the business, leaving his brothers and other partners to run it. Nominally, Cory Evans was out of the picture, but well after that date, internal Homevestors included Evans in an award it gave to Patriot, commemorating its sales (Homevestors claims this was an error).
Propublica’s reporters sought comment from Homevestors and its franchisees about this story. The company hired “a former FBI spokesperson who specializes in ‘crisis and special situations’ and ‘reputation management’ and funnelled future questions through him.”
Internally, company leadership scrambled to control the news. The company convened a webinar in April with all 1,150 franchisees to lay out its strategy. Company CEO David Hicks explained the company’s plan to “bury” the Propublica article with “‘strategic ad buys on social and web pages’ and ‘SEO content to minimize visibility.’”
https://www.propublica.org/article/homevestors-aims-to-bury-propublica-reporting
Franchisees were warned not to click links to the story because they “might improve its internet search ranking.”
Even as the company sought to “bury” the story and stonewalled Propublica, they cleaned house, instituting new procedures and taking action against franchisees identified in Propublica’s article. “Clouding titles” is now prohibited. Suing sellers for breach of contract is “discouraged.” Deals with seniors “should always involve family, attorneys or other guardians.”
During the webinar, franchisees “pushed back on the changes, claiming they could hurt business.”
If you’ve had experience with hard-sell house-flippers, Propublica wants to know: “If you’ve had experience with a company or buyer promising fast cash for homes, our reporting team wants to hear about it.”
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Catch me on tour with Red Team Blues in Calgary, Toronto, DC, Gaithersburg, Oxford, Hay, Manchester, Nottingham, London, and Berlin!
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[Image ID: A Depression-era photo of a dour widow standing in front of a dilapidated cabin. Next to her is Ug, the caveman mascot for Homevestors, smiling and pointing at her. Behind her is a 'We buy ugly houses' sign.
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Image: Homevestors https://www.homevestors.com/
Fair use: https://www.eff.org/issues/intellectual-property
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chichiscloset · 2 months
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How I Earned a 769 Credit Score at 23
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I believe that understanding the ins and outs of managing our finances is essential in our quest for leveling up in life. After all, what good is achieving our dreams if we're not equipped with the knowledge and tools to sustain and grow our success? So how did I do it?
1. Living with parents while in school
While I had the advantage of fewer bills to pay, I still encountered challenges in managing my finances effectively. In the past, I used to blow money like it was nothing, with little to no savings to show for it. However, recognizing the opportunity to change my habits, I embarked on a journey of financial education, starting with reading "Rich Dad Poor Dad" by Robert Kiyosaki. Over the course of 6-12 months, I diligently saved and invested most of my income, laying the groundwork for my financial future. This disciplined approach not only helped me build a healthy relationship with money but also demonstrated to the bank that I was responsible and capable of handling a credit card. It was only after this period of financial growth and learning that I felt confident enough to apply for my first credit card. After being rejected 3 times prior!
2. Become Delusional as F**k
The biggest change in my relationship with money came when I realized that it's not inherently bad; I have a good relationship with money, and money works for me—this is my reality i lived in even during the times I was broke. I remained delusional in my belief that financialsuccess for me was attainable, and remarkably, it worked. This perspective empowered me to view money as a tool for creating wealth rather than something to fear. I learned to use a credit card to work for me, not as a slave to debt, and discovered how to leverage debt to make more money. This shift in mindset helped me overcome financial fears and embrace opportunities for growth.
For more financial literacy context read these posts
Escape Your 9-5 Job If You Don’t Want to Work
“Make Money When your Young, Pretty & Ambitious.”
How to make a credit card work for you
Keep Low Credit Utilization:
Aim to keep your credit card balances low relative to your credit limits. This utilization ratio should ideally be below 30%, with lower percentages being even better. High credit utilization can negatively impact your credit score.
Pay On Time, DONT MISS PAYMENTS
Consistently paying your credit card bills on time is crucial for maintaining a high credit score. Late payments can significantly damage your credit score and stay on your credit report for years.
Keep Old Accounts Open:
The length of your credit history is an essential factor in determining your credit score. Keeping old credit card accounts open, even if you're not actively using them, can help lengthen your credit history and improve your score.
Monitor Your Credit Report:
Reviewing your credit report allows you to identify any errors or inaccuracies that could be negatively impacting your score. You're entitled to a free credit report from each of the major credit bureaus—Equifax, Experian, and TransUnion—once every 12 months.
Avoid Closing Old Accounts
Closing old credit card accounts can shorten your credit history and reduce your overall available credit, both of which can lower your credit score. Unless the account carries high fees or you're unable to manage it responsibly, consider keeping it open.
Conclusion:
Through disciplined financial habits and strategic planning, I achieved and maintained a high credit score. This journey is only the beginning of my commitment to financial responsibility. For more insights on financial literacy, be sure to check out my other posts. Remember, with dedication and planning, anyone can achieve their financial goals
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Until we talk again !
Chichi
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Aita for refusing to make birthday plans that involve my boyfriend ⁉️
So my birthday is coming up in about two weeks. One of my oldest friends, T, has her birthday the same week as mine, so she had planned a trip to watch the upcoming eclipse, staying with our friends, in a little airbnb near some hiking trails in the woods. She said she would be happy to share the birthday celebration with me, and we can have a nice rural birthday vacation for a few days. Sounds good to me! I immediately agreed to it. She said that, of course, my boyfriend is invited, since it's going to be a party for me too.
When I asked my boyfriend the first time, about two months ago, he was working on getting a new job so he was unsure about whether he would manage to get the time off to be able to go. He did not end up getting the job. About two weeks ago I asked AGAIN if he would be interested in going on the trip. He seemed completely disinterested, fully wrinkled his nose at the thought of spending multiple days hiking in the woods. He said he would "think about it" but I could tell by his tone that he was not interested. That's fine with me! Girls birthday weekend in the woods with friends.
He asked me today what I want to do for my birthday. But I already have birthday plans, and I'm spending all my free time and quite a bit of money helping my friend to get it all planned out. I genuinely don't want to do anything else? I'm already overwhelmed with planning, and I intend on spending the week leading up to the trip packing and ironing out logistics, between working full time and being an adult. But he wants me to come up with a full plan for activities for my birthday. I told him that there already is a plan, and an activity, and I don't really want to do anything else.
And like that's fine with me! I'm super introverted and also neurodivergent so even the IDEA of doing multiple big things in one week, in which I work almost every day leading up to the trip, is exhausing. I would be more than happy to stay home and play baldurs gate all weekend, maybe go to like chilis or something. But he's getting upset, saying he wants to do something fun with me for my birthday, but there's really nothing I want to do except relax and not have to think about trip planning for a while.
SO, aita for refusing to make birthday plans that involve my boyfriend ⁉️⁉️
NUANCE: T is also a friend of my boyfriends, she is actually the person who introduced us to each other. The other friends are T's coworkers who I've hung out with a few times. My boyfriend doesn't know them, but it's only three other people, so it's not some huge wild party or anything. Just a small group making burgers and hot dogs with a bonfire and watching an eclipse, playing board games, having some drinks. It's right up his alley, so I don't understand why he doesn't want to go. There's no financial or work issue. He just doesn't want to.
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mixtapedoh · 2 months
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How about lonely boy, lee know, and forced proximity?
@eclliipsed — i am thinking of you, specifically while writing this <3
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;༊ — lonely boy
pairing: lee minho x gn!reader genre: fluff, office setting word count: ~3.6k warnings: language, situational stress, han is here stirring the pot, a startling amount of homicide jokes
olive’s notes: a unique challenge of writing lino fic that i did not before account for or even conceptualize is that when i think of said silly little stray kids cat boy, i think of him almost 99% of the time as 'lino' and like 0.9999999999% of the time as 'lee know'. lee minho? you mean the actor? it's not clicking up here, asdfghj. all that's to say, if i make a mistake and call him lino instead of minho, i'm so sorry, feel free to stone me in the square on whatever day is most convenient for you <3.
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☄. *. ⋆ lee minho x forced proximity...
— society, as a collective, just loves their 9 to 5, right?
i mean, if it were actually a 9 to fucking 5, maybe you wouldn't be screaming, crying, throwing up, gnawing on the iron bars of your enclosure.
— but haha, as a general rule (collectively agreed upon at some point, or perhaps no one agreed so much as they were browbeaten into submission), more than society loves their 9 to 5, they love their workplace grindset culture.
gotta get those financial gains, amirite?
— which is all to say, you were simply enamoured, quite totally besotted with, completely captivated by and hopelessly devoted to your demanding, grueling, parasitic life-force of an office job.
and people had the gall to say you didn't have romance in your life.
clearly, they hadn't seen the zeal and devotion with which you dedicated yourself to your company issued computer, stacks of files, and white-walled cubicle.
after all, regular hours simply weren't enough for all the worship you had within you — you simply had to have both your mandatory overtime and your Implicitly Dictated and Oh-So-Reasonably Expected overtime hours as well <3 you did want to keep your job after all, and job security is such a silly little thing <3 corporate culture really is just soooo romantic in that regard <3 complete and utter devotion <3 commitment almost pious <3
until you managed to break away from the curse of Living in a Society and could live without bills, debt, responsibilities, more bills, more debt, and the desire for silly little (but financially substantial) hobbies to make this existence of yours worthwhile, your love affair with your job would simply have to stick.
— which made for the perfect little soup you were currently mired in. a thick broth of learned helplessness seasoned with intense loathing, a dash of interest in low stakes coworker drama, a sprinkling of compulsory people pleasing, a garnish of yes man energy, and an optional mix-in of untapped, constantly simmering rage.
so, of course you were best friends with han jisung.
— the universe really did do you a solid when they placed han jisung in the cubicle next to you.
perhaps the only employee that hadn't succumbed to the incessant humanity-sucking leech affectionately called a company, jisung was the only one who kept you sane when you were 56 hours deep in your work week and considering moving to a homestead on alaska where you would likely not even last a whole 72 hours — but, hey, you would at least get some sleep at the end of it when succumbing to the effects of hypothermia, so it didn't seem that bad of a gig, really (jisung always offered to cover half of the down payment cost, but at the end of the conversation, he'd just buy you a coffee and the two of you would call it even).
— and being friends with jisung was, all at once, both a blessing and a curse.
(because this is corporate living and existence is a fucking nightmare ~°~♫⭒~꘎ )
— poor excuses for jokes in your company chat box, sticky note battles during days when the mundane tasks you were assigned were mind-numbing enough to fell the strongest of corporate warriors, the constant "i owe you" back and forth when one of you went on a coffee or vending machine run and grabbed something for the other, and, of course, juicy gossip during your lunch break — all of these were the positives of being jisung's partner in captalist crime.
— but on the other hand, should either of your work be wanting in any regard... well... accountability is a word long enough to stretch between two.
— which led you to your current state of affairs.
"the next time you forget to delete your 'tongue-in-cheek' speaker notes on the powerpoint we're submitting for review from higher ups, i'm breaking your fingers so you can't type them in the first place."
but of course jisung just turns it into a joke about a hand kink.
— your punishment for 'distasteful' jokes left in the margins of official company output wasn't anything too severe — bless whatever cosmic force made it so that the generally easy going mr. ok taecyeon was the one to see jisung's fuck up, and not someone less forgiving — but it meant the next few weeks would be hell in the form of grunt work.
see, your company was expanding in the industry, and it meant that the building you were currently working in wasn't big enough to house all the ✨aspirational goals✨ it was just starting to believe in. thus, the majority of higher ups were going to move into a new office building... and for some ass-backward reason, so, too were all of the archives.
and someone had to go down there and box it all up, making sure it was properly labeled and in order.
sure, the company was just head-empty enough to have the desire to move physical archives to a new office building. but at least they wanted it all in order before they stuck it in a different dusty basement.
— the very first day you went to the basement and saw the sheer level of work the two of you had in store, you locked eyes with jisung and just knew that fucker was going to find some way to get out of it.
— on your lunch break you tried to beat him to the punch and defend your honor against the soul crushing weight of undue punishment. but alas! you had already taken vacation days in the last month (damn that kpop concert - did you really have to be that devoted to your ult group??) and han hadn't had a day off for the last 6 months.
how the hell did you end up doing the punishment work for actions that weren't even (mostly) yours?
han jisung better move to that alaskan homestead after all, nowhere else would ever be safe from your wrath... once you got out of this basement, of course.
— the most you were given was help in the form of lee minho — who would have thought that he of all people would be your saving grace?
maybe he'd help you plan jisung's murder. they were friends, true, but anyone who was around han long enough would not be opposed to plitting his demise. it was part of his elusive charm, after all. everything wonderful about him also lent itself to fodder for plotting his demise.
convenient, really, given the circumstances you were in.
— but back to lee minho. perfect performance lee minho. always last to leave the office lee minho. infuriatingly not suffering from looking chronically fatigued or daunted, overwhelmed, or simply fazed by the overzealous work culture you found yourselves in, lee minho. curt and focused but lacking of an edge that would make him unapproachable lee minho. impossible to pin down, the vitruvian man of corporate dreams, somehow the bosses favorite despite failing to do any of the sucking up some of your other coworkers engaged in almost religiously lee minho.
he didn't frustrate you; he didn't even really baffle you, but he didn't exactly occupy your brainspace in a way that could be described as indifference, y'know?
maybe this was something you could blame of jisung, too. he always talked about minho an ungodly amount, waxed poetic about how it was a shame that minho worked in a different department — how the two of you really would get along famously, but damn, if he couldn't convince either of you to spend any of your (perhaps two (2)) hours of off-duty life in the same place at the same time.
social lives, after all, were laughable, where the both of you were concerned.
— the day you walked down there and saw minho already elbow deep in a filing cabinet seemingly older than your parents (which, lamentably, was the worst organized filing cabinet you'd ever seen, and was regrettably representative of 95% of the work ahead of you), you laughed out loud and took the moment to convince minho to take a picture for you, so you could tell jisung that he was missing the Historic and Long Anticipated Meet Up, and that was the moment you realized that you were so deep in the basement, phone service was a pipe dream.
it wasn't a concern, really — you were both benefiting from the random employee benefit of free spotify premium, so your downloaded content was enough to get you through the long hours of organizing and packing, and hey! being in the basement meant no one really expected any more out of you than your required hours and whatever mandatory overtime you had left to complete.
— so really, jisung had been stupid as hell to avoid this punishment. it was effectively less work than you were used to (though tedious) and you were far enough away from your desk that the thought of the work piling up in the world above wasn't eating at you that much (at least not any more than usual; workplace anxiety and you were well acquainted, at that point <3)
— and minho! — god forbid you say anything complementary about that bastard han jisung while he left you (more than) 6 feet under, doing work that was, by many rights, his punishment — but he had been right when he said you and minho would gel.
he didn't disturb you, for the most part, but working in the same space for full work days with nothing to do but listen to podcasts and check the dates on dusty files meant that Annoying The Only Other Person In Your Vicinity became a welcome distraction from wallowing in the fact you were moving at a pace slower than desired. and he responded quite well to any question you threw his way - no matter how brain-dead, invasive, or embarrassing. in fact, he'd hit something back - put the ball in your court in a question almost more ridiculous, leaving you to question how jisung hadn't forced the two of you together sooner (but fuck jisung; all my homies are blaming this comedy of errors on jisung and are in this basement actively plotting his demise).
— and it didn't take you long to realize charming minho is almost exactly like getting a neighborhood cat to endear itself to you.
pspspsps at random (bat a stupid ass joke his way);
give him space but respond to his random bids for attention;
have a snack drawer (one of the first emptied out file cabinets furthest to the back of the archival area) and occasionally offer something sweet as a reminder that the snack drawer exists and is for joint indulging;
entertain him with logic puzzles and psychological warfare;
and, of course, shit talk your coworkers and company.
indulge the cats desire for destruction and mayhem; tell minho that whenever he was ready to put in his two-weeks, you'd be right there beside him and would run the paper shredder all night while he corrupted the files.
exist calmly and comfortable in the cat's space; work so well in tandem that you began anticipating the movements of the other.
spend quality time with the cat; both of you begining to wordlessly take your lunches at the table in the archival basement, instead of going all the way back up to the cafeteria, choosing instead to chat with each other and indulge in the other's niche interests and stupidly staunch opinions on poor pieces of media.
slow blink at the cat; catch yourself staring for a bit too long when he doesn't notice you looking, your thoughts getting all muffled and sappy as you become wholly fascinated by the slope of his nose and the softness of his big, dark eyes that look perpetually half-bored at work but sparkle with intelligence and mischief when you call out his name — lighting up with interest and disguised delight as that lazy, gummy smile makes it's way onto his features, eyebrows quirking upward, already expecting a challenge and...
— wait... what was that?
— is there absestos in the company walls, and that's why they decided to randomly move buildings? is there lead lining these filing cabinets? black mold in the ceiling? were you perhaps inhaling narcotics in this dusty ass air and hallucinating something vivid?
you were not developing a crush on someone just because you were stuck in the basement with this fool for going on two weeks now and hadn't seen another good looking coworker in quite some time. this wasn't some kind of drama where the ceo has a strange delight in forcing company employees into situations laced with ✨sexual tension✨. you weren't a main lead suffering from romantic withdrawals. remember your leech of a company. you have no time for shit like that.
— but, i mean, if you're never out of the office, perhaps finding romance in office is a solution...
shut the fuck up, you and minho weren't even in the same department. that point was moot.
— because damn, maybe asbestosis really was getting to you, and that's what was knocking the wind out of you any time minho smiled. yes, certainly the absestos in the walls was what was informing the way your heart constricted whenever the two of you brushed hands passing a file between you. maybe you should sue your company and have some hospital use you as a case study. maybe all the distracted daydreams was a new symptom of your newly contracted deadly disease.
see, that would make sense. you weren't catching a mean case of crushing on your forced proximity coworker, you were simply dying. because of the absestos.
— but even still, the day both of you piled all the boxes of (appropriately lableled) filing into a work car, and minho drove you over to the new building, the fresh air didn't seem to be a cure all. you were still a little more than distracted by his messy hair and black sunglasses... his concentration on the road... his pushed up sleeves... not to mention his hands wrapped around the steering wheel.
(but of course you'd snap out of your thoughts when you remember that joke jisung made about your supposed hand kink at the beginning of all this nonsense. shut the fuck up, memory ghost jisung. you don't know shit. you and minho had already talked about it and were coming for his broke ass the day he had the courage to step foot in the office again.)
— yeah, haha, you weren't crushing on lee minho because of a comedy of errors you had never dreamed would befall you in the first place. working alongside him hadn't woken anything in you. certainly not.
— and yeah, haha, you'd definitely be able to hide this from jisung when he came back. not a problem at all when he asks you about how sorting archives went (he had the gall to bring it up every five minutes — taunting you with the fact that he got to have 4 days off and was then reassigned to do answer all the emails that had piled up during his time out of office. yes, he had picked up some of the work originally meant to go to you, but still. a veritable traitor who deserved your absence from your usual lunch dates. and yes, it was hard to be slick when he'd bring up your casual absence from lunch — were you finding minho's company to be more than enough? — but you'd manage. like hell were you going to give the smug bastard satisfaction after he made you atone for his and also your crimes.).
— and yeah, haha, you'd would definitely be able to explain to a suspicious and put out jisung why you were canceling anime re-run night with him to instead go with minho to this hybrid cat-and-comic-book-cafe he had mentioned never being able to get a reservation for, despite living two blocks away from it. silly little things like that would be easy to wave away, right.
it's like, totally platonic for you and minho to meet up on your only day off to spend hours lounging at a cafe retreat together where you cooed at semi-sociable cats and joked about adopting and co-parenting the one who enjoyed wearing cute hats, and read comic books for hours and order food to share and have low-stakes debates about the best tropes and characters of shared beloved media.
it's not like that whole set up is incredibly date coded.
and it's not like it would become a recurring habit for minho to invite you to do things with him that would have jisung waggling his eyebrows even as you pleaded innocence and smacked him with whatever quasi-weapon you just so happened to have on your desk (mostly file folders and your favorite cat themed mini calendar).
— haha... it wasn't like you were down bad and incredibly bad at hiding your crush.
...right?
— you fool. you absolute buffoon. han jisung could smell your lies and poorly contained crush from thousands of leagues away. even if you weren't shit at hiding it, he would have known. he could have actually been on that remote homestead in alaska and still picked up on just how brain dead you were over your crush. you thought you were slick? when han jisung has a doctorate in anxious suspicion and twelve master's degrees in the art of bullshitting?
hell, he knew you were going to fall in love with minho before the two of you even met. why do you think he'd wanted to connect the two of you in the first place? because he thought you two needed a social life? please — he knew going in that putting the two of you in the same room was horrible for his self preservation; he knew it was practically undermining company goals because your joint productivity would fall 2000% and the amount of cat memes you two would send on company time would increase so exponentially, you'd both resort to making your own memes using your company paid subscription to adobe creative cloud; he knew that the two of you were almost scarily well matched and equally devoted to drinking your refusal-to-believe-i-can-be-loved-romantically juice.
he knew that you and minho would develop glaring crushes on each other and wouldn't do a damn thing about it beyond smoothly flirting for an afternoon, inviting the other out on dates-that-aren't-dates and promptly fake-gagging and denying in a manner almost theatric that you might *gasp* enjoy the other's company in a way not-so-platonic, only to do it all over again. a vicious cycle of 'stop feeding the rest of us lies and just kiss with tongue already, damnit.' and he knew all of your coworkers would be caught in the middle of it.
— which they were. for, like, a solid five months.
— now, it wasn't too bad, considering the fact that you and minho worked in different departments, but anytime there was cause for collaboration, suddenly you were clambering to be considered, no matter the intense workload or the way the task was slightly out of your wheelhouse. suddenly, it seemed you were incredibly eager to learn and prove yourself.
at first, your team leader was overjoyed. initiative? drive? a seeming zest and fire for more commitment? say less and do more! marry yourself to the dumbass collaboration with the other department! perhaps this could mean freedom for their long suffering servitude under the corporate thumb!
but then they saw you flirting with minho and making plans to spend an afternoon together at a book signing while still on the clock. and while they're not opposed to a bit of misuse of company time (vive la révolution contre les régimes capitalistes, and all that), it was a bitter and sobering pill to watch that shit happen daily while not getting any yourself, and then stomaching the fact that these clearlly love-struck fuckers won't admit their own transparency-set-to-0% feelings and put their chronically-single corporately-suffering coworkers to rest. either say you're in love and just be done with it or take the rest of us out with a shot gun. goddamn.
it's like a sitcom's mind-numbingly over-the-top valentine's day special. someone make it stop.
— and it didn't take a genius to connect the dots and realize that the employee responsible for all of this was han jisung.
after all, he's the mutual friend between them. no doubt he talked about the other constantly in glowing terms. no doubt he planted the seed they'd be a match made in heaven. no doubt he was the one to blame.
and! wasn't it his fuck up that forced you and minho to work together in the archives to begin with?
maybe killing han jisung wasn't going to make you and minho confess to each other, but it would be some kind of catharsis for the people who were stuck in this hell of Watching You Two Take Your Sweet Time With It.
— so jisung had to understandably think of some kind of plot. after all, the two of you were his best friends, but to hope that you would admit your feelings for someone to save his livelihood? don't be ridiculous. the both of you were quite happy with the flirting stage, as it currently stood.
— how to get your stubborn friends to admit their (very real and very reciprocated) feelings for each other... when there's no external or even internal pressure (on them, at least) to do so... jisung would have to think outside of the box.
or perhaps inside of it.
— which i'm sure is reason enough to explain how the both of you managed to get stuck in a closet during your company's holiday party.
and, through it all, is minho's mischievous eyes and your flair for the dramatic.
"do you think we should tell our coworkers we've been dating?"
☄. *. ⋆
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multific · 1 year
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Newly Found Happiness
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Norman Nordstrom x Reader
Summary: Norman thought he only longed for the child he lost, but then he found you. You opened new doors for him.
A/N: Inspiration for this fic came from @purplelupins please check out their work as well. 
Warnings: age gap, mention of abuse, smut
Norman was extremely suspicious of you. Every movement you made, he was listening closely.
Every night, he barely slept, waiting for you to make a move or run.
You often went to the bathroom, which caused him a great fear, fear that you would run. But you never did.
You were the girl who offered yourself to him, being in an awful financial position and an abusive relationship, it was easier for you to become Norman's.
"I'll bear your child, but please don't lock me up here all alone! I'll be good I promise! Please don't leave me down here."
Norman himself wasn't sure why he listened to you. Why he believed you, but he did.
He let you roam his home free, with a shock collar around your neck nonetheless, but you were free.
And you were good.
So good to him. 
He honestly thought you were playing it up, but no, it was who you were.
You cooked, cleaned and helped him even when he didn't need your help. You insisted on helping him wash because he did the same.
This far, you didn't manage to get pregnant, sadly, not like you two weren't trying.
Sex was very essential part of your relationship with Norman, and if you were honest, you found yourself falling for the man quickly.
One evening, you pulled him close, moving to sit on his legs, ready to remove his pants when he stopped you.
"Your period is close, the chances of you getting pregnant are low." little did he know you wanted him that night not to get pregnant but to enjoy your night. 
You pouted as you fell asleep that night.
Of course, he would be tracking your period. He paid attention to everything. 
But once your fertile window was open, oh boy, man couldn't stop. For an old man, he sure had great stamina. 
One morning, you went to the kitchen, ready to start breakfast when you saw the back door was open. You looked behind yourself, around the corner but found no one inside.
"Norman? Did you leave the door open?" you yelled but no answer came. You looked out the door but saw no one. "Norman?" again, nothing.
You looked around, then inside.
Then a cold shiver ran down your spine, what if something happened?
Where did you see Norman the last time?
"Norman!" you ran upstairs, into the bedroom and bathroom but found no one. "Oh please! You heard me when I slightly knocked the picture on the wall, Norman please!" you headed back to the door, taking a step outside and honestly, it felt bad. You looked around but took no further steps.
"Girl?" the voice came from inside and you swore you nearly punched him for scaring you.
"I-I found the door open... I didn't know what was going on."
"I left it open for the dog."
"Oh. Okay. I thought someone got in." you let out a sigh and headed back inside, opening the fridge and getting the eggs.
Norman said nothing. He only listened as you moved around. 
He wondered why you didn't run. He made sure to give you enough time. But instead of running, you started looking for him in panic.
He moved behind you, raising a hand and getting the collar from you. You looked at him with a confused expression, wondering why he removed it.
"You won't need it anymore." you didn't even realize that this was a test. He wanted to know if you will run or not, and you didn't so he trusted you. 
"I'm making scrambled eggs."
"Perfect." 
---
After that day, his relationship with you really took a turn for the best.
He allowed himself something he didn't for years, he relaxed and leaned on you.
He let you do things for him, he now willingly went into the shower to allow you to wash him, and he did the same while placing kisses on whatever skin was in front of him. Which usually ended up being your shoulders.
It was nice to see him behave so softly and kindly. It was definitely a side of him that he hid away from the entire world and you were definitely glad you got to see it. 
These days, when you woke up in the middle of the night, he no longer worried about you running away.
He found himself more worried about your safety than anything. He walked around the house trying to find a way to make your living more comfortable. 
He heard you making small noises in the house, you often did that, so he would know exactly where you are.
And he liked it.
It was one of the small things you did to keep him happy and content. 
He loved how gentle you were, he could sense in the beginning you would flinch often when he moved suddenly, no wonder with your past. 
So, he paid more attention to not move suddenly or in a certain way.
Even sex like this became a lot better.
He would be gentle as usual but now, you would have more and more sex. It was no longer just about the child he longed for. It was fun and passionate.
The man knew how to use his tongue for sure.
He would say he liked you very much, you would say you were in love. 
And your love soon took fruit.
You started to feel ill a couple days ago, you even missed your period, but you didn't want to get your hopes up.
With a pregnancy test in your hand, you went into the bathroom, and you came out two minutes later.
You let out a long sigh.
Negative.
False alarm.
Only an oven, no buns. 
I made you very sad.
"What's wrong, Sweet?" he asked during dinner.
"I for sure thought I was pregnant, but the test said negative."
"Tests can be faulty, maybe we should take you to a doctor to double-check."
"I didn't want you to pay for the bills."
"Nevermind the bills, if you feel like you are pregnant, it is worth a check, we go tomorrow."
No point in arguing with him.
---
One oven, one bun. 
The doctor confirmed your feelings were right. You were indeed pregnant, the test was wrong. 
You looked at the ultrasound in your hands as you stood outside the hospital.
"Norman... we have a baby."
"So I have heard." he said as he stood beside you. "Wish I could see it, can you describe it?"
"It's like the smallest little bean. Definitely looks like you."
He laughed a little.
"How can they look like me if they are only a bean?"
"Mother's intuitions."
He smiled. "I hope they will look like you. I just know you are beautiful."
"Oh?"
"The lady at the reception, gasped when she saw you."
"Maybe she wasn't expecting me to be with an older man?"
"No."
You laughed and grabbed his arm, walking him back to the taxis.
"Now you have a room to decorate." he said as he sat in the back with you.
You gave the address to the driver who took off.
Norman held your hand the entire ride, and couldn't hide his smile nor could you.
As you both headed home, you had a really good feeling about your future but it is how it was when you were with Norman.
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Taglist: imreadinggoaway @fleursirvart​​ @v-2bucky ehsebastiancrunch-time-sports  @pxstelrainbow ablogbypeteparker liamssmilersmexylemony @greenarrowhead feelingsareharddd @thisismysecrethappyplace @sincerelyfan @theoneanna @aestheticsandmarvel @rororo06 @castellandiangelo @avengers-r-us @destynelseclipsa   @spilledinkindumpster celebsimagine @capsiclesdoll snoopy3000 @firstangeldragonranch @puknow @crazzyter  @alwayshave-faith @soleil-dor @alex12948 scream-kiwi79  @lxdyred  @imagines-by-a-typical-fangirl​ @liveforkarljacobs @anonymoussherlockandmarvelgeek​​ @paola-carter​​ @stunkbiggu
~Masterlist~
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             DO NOT REPOST OR TRANSLATE ANY OF MY WORK
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lailoken · 2 months
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I really hate doing this, but earlier today, my puppy Rowland was running outside with his brother when he took a tumble and ended up running straight into an old metal tool of my father-in-law's. The metal caught the flesh on his side in three spots and tore some large and deep gashes in his hide and underlying muscle. Initially, between the blood and the way he was crying and limping, I really thought he had managed to stab himself in the gut, which was a particularly horrifying thought since I was alone in the countryside with no way to get him quick medical help at the time.
After soothing him enough to get a better look at his wounds, I was deeply relieved to see no signs of abdominal perforation, but I was still taken aback by how bad his injuries were and how much he was bleeding. While I waited desperately for my father-in-law to get home and lend me his truck, I gently cleaned Rowland's wounds, and I thank all the gods that I was able to work a successful Blood Stanching charm on him despite the severity of the bleeding. He was already beginning to shiver and drool with nausea, making me think he was starting to go into shock, so I'm not sure how much worse it might have gotten if I hadn't stemmed the flow of bood.
I managed to get him to the vet, where he had to stay for the day being cleaned, treated, and given 15 stitches. He is clearly in a lot of pain and fear, but he should recover fine, which I am beyond grateful for. That being said, though, the veterinary bill was $864 (everything on the itemized invoice below plus an additional $17 for anti-nausea meds that prevent him from throwing up after anesthesia, which could tear his sitches) and while we were able to pull from our savings to pay for this, it's still a rather disheartening financial turn of events. Especially since I've been mostly working free cases the past few weeks, meaning that I've taken in very little money recently. While I trust my spirits to keep our needs met so long as I honor my vows, it would still be nice not to be forced into depleting our life savings.
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I held a raffle once to help fundraise for my older dogs who had started a regimen of expensive pain medications at the time, and I am now considering doing this again. Specifically, I am considering raffling off a handmade wooden stave that I'm currently selling for $200. I was thinking that, since this piece is highly unique and fairly expensive, people might want to enter the raffle for $5 a person (using the link I end up providing) and then the winner would be chosen by a random number generator. Whoever won would end up with a $200 Stave of braided thorny Crabapple wood that was harvested from a 120+ year old tree and sealed with a traditional black Hearth Soot stain, for only $5.
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Of course, a raffle like this would only be of use if enough people think they would actually consider entering the raffle. After all, if only 20 people entered, I would be selling this $200 piece for $100, which wouldn't help me fund this medical care and would actually lose me money overall. As such, I figured I would make poll to help me gauge the viability of this idea, like I did the last time.
Sorry again to be doing this. I hope you can understand. ♡
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kaibacorpintern · 1 year
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tips and tricks on writing the kaibacorp environment
yes, this is pedantic. but more than that, YES i love small background details that lend a greater sense of accuracy and structure to a fictional world. this is not a complete or exhaustive list. (you are, of course, free to ignore and do whatever you want.)
Kaiba Corporation does not have "clients" - Kaiba doesn't do project work for hire; he's not an attorney or a consultant or an architect, he doesn't do billable hours. his meetings are most likely with his investors or business partners like Pegasus, with his board or c-suite executives (e.g., his chief technology officer, his chief legal officer, his chief human resources officer, etc.), various departmental meetings he might find interesting, and so on. Kaiba Corporation does have customers (the people who BUY the duel disk)/consumers (the people who USE the duel disk) but people who go to Kaiba Land will probably be referred to as visitors or guests. his primary responsibility, as the CEO of a publicly-traded corporation, is creating (financial) value for his shareholders and investors. (whether or not he gives a fuck about this responsibility is up to you.) .
Unless it's something he is responsible for, like quarterly earnings calls and shareholder calls, Kaiba doesn't have to finish or work on reports; he has very few deadlines he himself has to meet; he is not reviewing anything except the most important documents. Even then, as the CEO/president, someone is probably writing the most important documents FOR him and then handing it over for him to present or read off later - which he might revise/adjust as he likes. Kaiba's workdays most likely consist mainly of meetings where people report on how things are going to him, setting business strategy with the c-suite, meeting with the more heavy-hitting investors (for the drama: 'we will withdraw our investments unless you do X,') and writing a bajillion emails. .
Kaiba and Mokuba do not do any hiring or interviewing except for c-suite positions, because those are the people they work with most directly every day, and the people they most need to know are capable, qualified, and competent. they are way too busy to sit down with each one of the 38783 entry-level candidates Kaiba Corp combs through every day. for positions like their executive assistants or chief of staff, who might manage day-to-day schedules and do things like order lunch, an HR manager narrows the field to several qualified candidates and THEN Kaiba would make the final decision on who he wants to hire. .
No one is getting past the front desk at a place like Kaiba Corp without an appointment or a badge. Any given visitor X has to check in at the front desk - the front desk receptionist will look them up in the appointment register, give them a badge, and then let them through. For the c-suite level, or anywhere Kaiba takes his most important/official meetings (like his own office), there might be a second lobby/second desk controlling access. .
Some important dates on Kaiba's and Mokuba's calendars, when the pressure is on and they might be working much harder than usual (for the stress and the drama): - end of quarter/EOQ (4x a year) - end of fiscal year/EOFY. may not be aligned with calendar year - for example, the end of fiscal year might be march 30 - quarterly earnings call (4x a year) - yearly earnings call. Kaiba himself, or someone very high up, like a c-suite exec or a VP, will lead these calls - for things like duel disks, the months leading up to the holiday retail season (when they're preparing for greater demand on consumer product goods) and the holiday retail season itself - for things like Kaiba Land, the summer vacation season, but largely dependent on where their parks ARE (southern california when the weather is nice year-round? tokyo when you have colder weather in the winter and slightly lower attendance? etc.) .
VERY IMPORTANT: Kaiba has an office minifridge. imagine whatever you want in here. his executive assistants or office managers will keep this well-stocked. .
Kaiba, or Mokuba, might lead the quarterly "all-hands meeting" - which is an internal meeting for all employees. for a place like kaibacorp, which KT said has ~2,000 employees, this might be held in a large hall/auditorium. things that might happen at the all-hands meeting: hiring updates (we hired 300 new people in the EMEA region), new mission statements, reiteration of core company values, sharing the company's progress on various OKRs/objectives & key results or key targets (duel disk 2.0 released this year to great acclaim and we made 34.5 billion dollars! suck it nintendo!), public (and potentially anonymous) question-and-answer session at the end, where Kaiba or Mokuba might field employee questions. .
Kaiba or Mokuba might also be responsible for a weekly or monthly all-staff email keeping the entire company apprised of announcements, new partnerships, new business ventures, progress on whatever, new investments, etc. again, someone else (like a marketing manager) might write this for them and send it over for their review/adjustments, but the email officially comes from them. i personally like to imagine Kaiba writes some absolutely bonkers staff emails
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ageingfangirl2 · 6 days
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Let Me Help You Idiot! Hajime Kokonoi (Tokyo Revengers)
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You met Koko when you were younger, and he took you under his wing. As an inspiring designer, you loved to make him nice clothes. As you get older, you want to be more independent, but Koko will always look out for you. Kokonoi x Reader (Bonten Timeline)
From the moment you were born, you had to fight tooth and claw to survive. Your dad left when you were three, leaving you and your mum with nothing. Your mum went back to being a hostess, meaning you were left alone in the single-room apartment you had. She was good at her job, earning lots of money and expensive gifts from suitors. But she had addictions and spent the money on drugs. From a young age, you had to fend for yourself and learn to survive, from clothing and making meals to keeping the apartment clean and ensuring mum put enough money aside for bills. Luckily, the neighbours took pity on you and helped pay for your school things, and one lady taught you how to sew, saying it would help you in the future to have a skill to pay the bills. You kept up your sewing throughout school, getting better and managing to sell some of your wares at a local market on the weekend.
This is where you met Hajime Kokonoi, and you took pride when he complimented the intricate details you embellished your clothes with. He decided you were going to be his personal designer in the future, and he was going to help you make a name for yourself.
PRESENT DAY
Koko kept his promise to help you, using his money and connections to get you into a good design school. All he asked in retum was you make all his clothes custom and free of charge, and of course you said yes because it was the least you could do. By now, he was on executive in Bonten, a criminal organisation and he liked to look nice because he had an image to maintain.
After working for a couple of designers, you saved enough to open your own shop in Tokyo, and it felt nice to pay with your our money instead of Koko's. Bonten kept Koko busy, so you didn't like bothering him unless he called you. You had one big problem, you had no real clue about money and expenses of running a business. And now you had to pay taxes on top of that, which went over your head. You chose to focus on commissions to make more money and filled in all the forms to the best of your abilities. Little did you know it would come back to bite you in the ass.
KOKO
I was busy dealing with the financial mess Sanzu had left for me after his last mission.
'I'm surrounded by idiots,' I groan, rubbing my temples.
'Err boss, I have the reports you asked for,' some lacky who's name I didn't deem important to lean stutters, standing in the doorway of my office. Even though y/n had paid for their shop and was getting quite a few comissions, I liked to keep an eye on them. They were a year younger than me and had become like a younger sibling I felt protective over. When we met up, we didn't talk about money, and I knew if they had a problem, they would come to me for help. However, my eyes widened, seeing the financial report in front of me.
'What the hell?' I gasp.
How could they be so careless when it came to finance? Firstly, they were paying way too much rent for the area, and secondly, the government wasn't happy with their taxes, which they had underpaid. They were close to losing their shop and facing a big penalty from the government who thought they were committing fraud.
I grabbed my jacket and car keys, needing to see them before the problem got out of hand. I run out of my office, ignoring Sanzu, having bigger fish to fry.
The light was still on in the shop when I pulled up outside. They liked to work late if they had a deadline. I enter the shop and the bell pings. I lock the door behind me and turn the open sign to closed.
'Hi, how can I help you - Koko, what are you doing here?' y/n stares at me, tilting their head to the side in confusion.
I walk over to the counter and put the file down in front of them, 'if you didn't understand, why didn't you ask me to explain?'
They open it, and the colour drains from their face, 'am I in big trouble? I thought I'd look dumb if I had to keep asking you to help me!'
I sigh loudly, 'yeah, well, you look pretty dumb right now, so that didn't work out for you.'
They look down at their feet and shuffle nervously, 'the last time we had coffee, you were stressed dealing with your colleagues' finances. I didn't want to give you any more stress, so I did what the internet told me to do filling out the forms. I'm sorry Koko. What do I do now?'
I walk and the counter and pull them into my arms. I didn't like to show emotion in front of the other executives, but y/n was the exception. I needed to protect them.
I kiss the top of their head, 'in the future don't take any extra comissions after you've submitted your taxes for the financial year until the new one starts or the govenment will think you're committing fraud. I'll get this sorted for you, and remember you can come to me whenever you need help.'
They squeeze me tightly, 'I'll never be able to pay you back, Koko. Sorry for being an idiot.'
I snort, you're the only idiot I can stand.'
Not wanting them to stress anymore, I'd also handle the rent problem for them, no one messed with the people close to me.
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mintharaworshipper · 2 months
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BG3 headcanons (modern AU)
My brain is full of headcanons and I need to get them out!
Shadowheart: She’s an English teacher. Always advocates for her queer students, who see her as a refuge. Loves sweets and pastries and is always carrying a snack in her backpack. Dyes her hair once a month, different colour every time. Chronically online, Tumblr and Twitter user, has the best taste in memes out of all the gang. Writes poetry and fan fiction. Grew up in a cult and lives with religious trauma, but she goes to therapy and does her very best.
Astarion: He’s a lawyer, of course. Has an impeccable aesthetic in his instagram profile, with a defined palette. Very good taste in clothing. He was physically and emotionally abused by his stepfather when he was a kid and hasn’t really worked through this trauma (Shadowheart always encourages him to go to therapy). Very close friends with Shadowheart.
Minthara: Lawyer, but has specialised in finance and has rapidly climbed the financial ladder via questionable methods. CEO of a major company. Impeccable taste in fashion. Vegan. Has a section in her closet filled with BDSM paraphernalia. Everything she owns is expensive. She’s the daughter of a powerful senator who was very emotionally abusive to her growing up. Staunch defender of capitalism. Wakes up naturally at 5 am. Does yoga and tai chi.
Lae’zel: She’s in the air force, has wanted to be since she was a girl. She’s in the spectrum and has only recently realised. Her special interests are planes and meteorology. Wakes up very early to run 10k. Extremely mindful about her eating, every meal is perfectly balanced for her specific nutritional needs.
Karlach: Non-binary. P.E teacher, works at the same school as Shadowheart and that’s how they met and started dating. Loves large dogs. They are a personal trainer on the side. Loves going to the gym and is very supportive of new people. Friends with Wyll since high school.
Jaheira: Anthropologist, environmental and anti-gentrification activist. Has lived in her neighbourhood forever and hates that it’s getting gentrified. Being a local icon and leader, a few political parties have tried to get her to run for office but she always refuses because she doesn’t trust the establishment. Has been arrested multiple times at demonstrations. She’s so devoted to her activism that she has neglected her children at times. Chain smoker.
Halsin: Environmental lawyer. Has worked in multiple NGOs. Has been to therapy. Single, not for a lack of suitors, but because he wants to find a life partner. Has been a vegetarian for decades. Has a bear tattoo.
Wyll: Entrepreneur. Devoted to The Grind™. Has taken classes on gender politics. Goes to the gym with Karlach and uploads mirror selfies. Has asked Minthara to be his mentor but she keeps refusing. Has also been to therapy.
Gale: Successful academic. Has been going through a terrible divorce with another famous and powerful academic. Excellent cook, makes his own sourdough bread. Likes the finer things in life.
Bonus: My OC, Ramona
Literature major but has no academic ambition whatsoever. She does know a lot about it and runs a literature club for troubled teenagers with Shadowheart.
Was working as a barista when she met Minthara and was immediately enthralled.
Has shared a flat with Shadowheart since uni, and they’re best friends.
She’s easily the funniest one in the gang.
Always manages to get free stuff or discounts just because of how nice and persuasive she is.
Excellent liar (white lies, mostly).
Wears recycled clothing almost exclusively, which Minthara hates.
Everyone hated Minthara when they first started dating but over time, as she changed, they managed to put up with her, even growing fond of her (most of them).
I’ve been trying to write some fics but I can’t seem to find the courage to. I enjoy coming up with headcanons more
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sumoattack-gooddog · 1 month
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Here’s the thing about WatcherTV,
Let’s talk about what’s being offered —
Let’s talk the financial —
Let’s talk the unanswered —
Let’s talk the solution —
Cumulatively since they began — trailers included — Watcher has 377 videos available for view. Netflix has 17,000 titles. Episodes, movies, and most recently games. If the minimum price of Netflix at $6.99/month provides that, how can one justify $6/month for WatcherTV? 2.2% of Netflix’s size is what Watcher is offering — all of which are currently free on YouTube.
The closer similarity, of course, would not be Netflix but Dropout. The prices of their subscriptions are equivalent, but again, what isn’t, is the amount of content. There is already a significant backlog of videos that can be consumed for new subscribers AND three different shows which post weekly. Had the company come forward with a backlog of new media at the ready to be watched, people would have been far more receptive to this proposal.
I understand that, as a creative, you have certain aspirations for making the best version of your idea. You want what you put out in the world to be as close to the image in your head as possible. Sometimes there are constraints due to time, due to money, due to manpower — so on and so forth. I recognize that. I, myself, have worked professionally, academically, and privately in film/media production. I Understand.
What I do not understand is the decision to ostracize a larger portion of your audience. Not everyone can afford a new streaming service — especially one that offers such little in return for the cost. But beyond the American-centric perspective of it. This platform isolates the majority of foreign fans, especially those who are subject to exchange rates. What I have seen some refer to as “the price of a single coffee,” for others is a week’s worth of food.
This community was beautiful and passionate and diverse as a result of its ability to be easily and freely consumed. That will be lost without change.
Furthermore, we see issue derived from the lack of transparency as to what is being offered. We are being promised “bigger and better,” new things, and the return of collapsed things. However, there is a significant lack of clarity and it is felt. Beyond Travel Season and its upcoming May time release, there is no clarity as to what (beyond the old content) people are getting. Yes, there is the vague promise of future seasons of the fan favorites, but there is no clear time as to when. If people subscribe now, how long will they be waiting for content that isn’t already free?
How can this be fixed? Frankly, good fucking question. Perusing through the comments, it’s pretty clear that a majority of fans feel blindsided and lied to. Watcher has consistently denounced capitalism and condemned corporate greed, and to what extent this behavior falls into it definitely raises some questions. I think it is worth acknowledging, they are a company that has grown to put out content. That means they are responsible for 27 (I believe) paychecks, beyond their own. But that is not the only explanation for why they’re doing this. Or their most prominent one — I’ve already acknowledged their bigger and better mindset, but their other reasoning was that they are at the mercy of advertisements. And that this will stop those.
Well, what if it didn’t? The most obvious compromise, in my mind, would be something like Peacock’s cheapest streaming option of roughly $1/month which includes ads to make up the subscription cost disparity from their ad free option. That is far more manageable for most, even with exchange rates, than $6. It would still be a luxury beyond free, but most people would be able to justify a 1 USD splurge especially while waiting for content backlogs to actually come out.
I don’t hate the Watcher company after this, but I am frustrated and disappointed by their announcement. I am sure it was not done without thought, but it does not feel like it given what they have to actually show for this decision. I have been a consumer of their content for 10yrs, and it is what helps me during troubling times — Just as Shane acknowledged caring about. I would hate to lose the connection to this wonderful community because of a narrow minded perspective on the future. I urge @wearewatcher to consider this moving forward.
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jacevelaryonswife · 1 year
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Maybe I just wanna be yours
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Even though he were handsome and kind, you were successful in avoiding fantasizing about Billy, after all, what is the possibility of seeing him again?
∴pairing: Billy Washington x Fem!reader
∴warnings and a note: fluffy and smut, english is not my first language. This shot was made for this request. 2,8k
ewanverse characters
Your routine was well defined. You would wake up early to work as a waitress at a local restaurant, which worked in the morning until late and was open for breakfasts and lunches, then you would come home and study for a few hours, to finally spend the rest of the day with your mother. Even smaller and working hours less than the other establishments, the restaurant was quite old, classic and well located, with a satisfactory flow of customers every day. It was not exactly what you imagined for your life, but it was a good job, with a good salary and close to your home, a real rarity to find. When the financial situation of your house stabilized, you planned to take a vocational course or a college, but so far you hadn’t made up your mind. While this didn’t happen, you enjoyed the happiness that life provided you, whether it was staying at home on lazy days, taking some walks, buying things, taking advantage of the day off or trying to find some nice guy, but the latter was more of a torment than a happiness in fact.
You've had one night stands and some failed attempts at romance, but you've never found a minimally decent guy to be ideal. You see, you were demanding, but you knew how to be flexible in your choices and yet immense bad luck seemed to haunt your love life. Maybe the mistake was in you after all, maybe you weren't ideal for anyone, not even for the guy who made you pay the dinner bill and blamed you for not being able to make you cum.
No, heavens! He was an asshole, idiot and profiteer, you deserved more than that asshole! But so many disappointments made you stop looking for someone.
Your life was followed the way it was in recent months, a good routine and a well-deserved rest, without many big emotions and weekly happiness in small things, until everything changed when he, Billy, showed up.
An attitude that constantly embarrassed you was to imagine your life with some clients you served, it was pathetic and needy, but you couldn't contain yourself sometimes. Because of the last events of your life, you stopped paying attention to them, but then a tall and slender figure entered a calmer moment of the day, with dirty blonde hair and such beautiful blue eyes. You anticipated to serve him, since your co-worker was with two other desks, greeting him with a simple smile without showing your teeth. “Hello, welcome to Little Jim, I will be in charge of your table. If you need anything, just call,” you said.
“Thank you,” he said softly, returning the smile.
To your surprise, your boss had known him for some time — from what you listened discreetly.
"Billy, how are you, lad? What about Lana? It's been so long since I've seen you two," Jay said with one hand on his shoulder.
"She's fine, you know, a lot at work," he, Billy, replied.
“What about you? Did you find something nice? Something with computers, huh? It's the job of your young people's dream."
Billy lowered his head with a small weak smile. “I got a nice job, the last few years have been a little tough but I managed to reverse the situation,” he pouted.
"You deserve it, you're a good boy and you have the same blood as your sister. Feel free here, who is serving you?"
You pretended to be waiting for the order from the other table as you turned to disguise yourself, but soon heard your name being called by you with a large amount of white threads and looked at him in false curiosity as you walked to his side.
"Take good care of my lad Billy, he's a special customer!" He said playful.
“I will, don't worry,” you smiled at both of them, but even more at Billy, who returned your gesture with sweetness and shyness.
Even though he were handsome and kind, you were successful in avoiding fantasizing about Billy, after all, what is the possibility of seeing him again?
Surprisingly you was discharged, since approximately five days later he returned to the restaurant, but this time he was attended by Nancy, your co-worker and another single waitress. Even busy, you looked at him a few times and caught him stealing glances at you too, causing a shy smile on both of you. No words were exchanged between you that day, but the fate seemed to reserve good things, since three days later he appeared again, only at the time you were closing. You knew you should say goodbye to your boss and leave, but Billy looked so handsome with his clean hair and trimmed beard...
You wanted him to talk to something, anything in your direction.
And then, when you signaled to your boss that you were on your way to catch the bus, he apparently had another idea.
"Billy, are you still living in the same apartment?" He asked, stating that you lived on his own streets. Oh... he lived near...
Mm.
No, stop.
While you were daydreaming about the fact, your boss was already planning some things, such as a possible ride, until you realized it. "Oh no, you don't have to bother!"
"It's not a problem, I'm going home anyway."
Although you was reluctant to accept it, Jay insisted that you go. It would be a hand in the wheel and an economy in your money, what could go wrong? As you got into the car, your old boss blinked suggestively at Billy, making him blush and lower his head in shame. What was better than a cupid?
“Thank you for the ride, it's very kind of you,” you said.
“You're welcome, it's no problem,” he said softly. "So... how long have you been working for Jay?" He tried.
“A few months ago. It's a good job, and he's a good boss,” you answered sympathetically. "And you, how long have you known him?"
"Since I was a kid, he's been a friend of my family."
"Oh, that's good."
The desire to look for another subject was mutual, as well as the shy silence that followed, neither of them confident in asking something particular from the other, so Billy asked another comprehensive question.
"Have you lived here for a long time?"
You watched him calmly, although your heart was a little racing. "A few years ago, not many, we lived somewhere else but things got a little difficult and we need to move."
“I understand,” he contemplated your answer.
"What about you?"
“I've always lived in the region, but I've been living alone for some time,” he replied.
Again the silence gained strength, only more comfortable than before since neither of you were so nervous. However, your side that avoided fantasizing about the beautiful blonde and his incredibly big hands? You can forget it. You were already thinking about him and his pleasant smell, and luckily for him, he remembered Jay's suggestive wink and decided to act when he arrived at your apartment.
“Thank you again,” you said with a shy smile.
"You're welcome, so, would you like to go out for coffee someday?" Billy asked slowly. Oh, how he hated these situations! His self-esteem was not a big deal and receiving a no from a beautiful girl was not pleasant, but then life - and you - seemed to smile at him.
"I'd love to go out with you. But I'm not a big fan of coffee,” you timidly confessed.
Heavens, the little smile he showed you was so cute and sweet, as if your answer had illuminated his whole life. "So what do you suggest?
“Can you give me your number so we can arrange it?"
“Sure,” he gave you the number and his full name. Billy Washington. You had a date with Billy Washington at the weekend at a cute local desserts place that you always wanted to go to. Your mind became restless when you got home, looking for him immediately on social networks to learn more about him. His Instagram didn’t have so much actionable information and the last update was about a year, Facebook was a little more revealing about some curiosities about his age and education — Twitter was out of the question. He was older than you, which caused a different excitement in your belly. But even with your efforts to find out things about your date, that night Billy and you began to chat by messages, starting a routine where curiosities about you were exchanged.
The anxiety built on your body had peaks and falls over the days, disturbing your thoughts. How should you go? Should you really go? After so many loving disappointments your mind and heart were not the most hopeful in a new endeavor, but the fire and the desire to find a love and be found by it were still lit in you. That's why you chose your best products to get ready that day, starting with a fragrant soap for the bath, the hair care kit, waxing cream, moisturizer and body oil, perfume and makeup. You were beautiful and serene, and you knew you would cry if things went wrong this time.
Luckily for you, Billy was extremely punctual. Quickly saying goodbye to your mother and making sure you would send her some messages to say you was fine, you greeted him when you saw him wait in front of the car.
“Hi,” your smile was wider than usual.
“Hi. You look pretty,” he said in a soft voice, opening the car door for you to enter.
“Thank you, you too.”
Maybe fate intended to smile at you, since from the moment you chose the table the dialogue was present at full speed. He talked about his sister's work in the bomb squad, his own work in information technology, some stories of his life and his tastes. You did the same, talking about your reality, your dreams, what you wanted to conquer and the things you found happiness. There was no pattern of dialogue, since at one hour he was telling about his uncle who named his dogs with atypical names, followed by you telling how you fell on your first day of employment.
At the end of each report there was a gaze full of expectation on both sides, an unspoken suggestion. Maybe he was the guy. But it was you who took the first step.
"I wanted to ask something. Doesn't it bother you to go out with someone younger?" Your voice was low and uncertain.
"Doesn't it bother you to go out with someone older?" He answered with another question.
“No, it doesn't bother you,” you said.
"Neither me."
It was already night when you asked for the bill and he fervently insisted to pay, holding your waist on the way back to the car. Your next step was bold, preventing him from opening the door for you as he leaned against it and gently pulled it by the hand to stand in front of you.
“I had a lot of fun today,” you leaned your two hands gently on his chest.
"Me too," he circled your waist, "but you don't have to do that if you don't want to."
A bold smile shone on your face before saying, "I want to. And you?"
He smiled too.
“Me too.”
Your lips touched each other with sweet tenderness, soft and shy as you tasted each other quickly.
"Do you want to come home with me?"
He didn't have to make an effort to convince you to say yes.
Just a few seconds after the apartment door closed, Billy traced his thumb over your lower lip before you kissed again, more intense than before. You held both sides of his head and leaned on his soft lips, returning the anxious desire to prove it. The wet and gentle kiss made you float in his arms, making it easy for him to take your body to the room to undress you without haste, passing his long fingers through each exposed piece of skin. You closed your eyes when you felt the steaming sensation of tongues and teeth in your neck, allowing yourself to sigh loudly. His hands kneaded your naked breasts and the flesh of your ass while diving into your neck, flooding yout mind with such delicious sensations.
“Let me take it off,” you said while holding the hem of his shirt, getting space to grope his deliciously defined chest and with some hair. God, he was so handsome.
You leaned over to return the kisses on his soft chest, sucking the pink areolas to provoke him — and apparently it worked, as the tightness on your waist got sharper. He moaned softly when you spanned him over your pants, closing your eyes and leaving erotic sounds with the intimate massage received. Your hands were masturbating him and your mouth tasting his abdomen were making him warm and needy, making him move away against his taste to remove his pants, shoes and socks.
He pulled you for a messy and wet kiss, sucking your tongue and tasting your tasty lips. He squeezed your ass and waist while depositing your body on the bed, retreating to pick up the condom package in the nightstand drawer.
You felt in the clouds when kisses were planted on your inner thighs, contributing to the accumulation of moisture in your flower.
“Your skin is so soft,” he purred satisfied.
“Mmm. Thank you,” your voice was sly.
And then, your panties were removed to expose your needy intimacy and bright entrance, making his mouth water while more kisses were destined to his belly. “You’re so damn beautiful,”
“You too,” you said out of breath. The wet and loving trail followed your breasts, where he sucked, licked and nibbled like a hungry and spoiled man, making you purr like a cat and your pussy squeeze for him. Your legs caged him and you pulled him for a terrifying kiss full of tongue and teeth crashing, you wanted him so much, you needed him so much. Your hand pulled his beautiful hair while gently scratching the light skin of his shoulder, making him moan and grind against your pussy. “Billy,” you sighed expectantly, every vein of your body burning in eagerness to receive you.
He moved away weakly to remove the last piece of his body and put on the condom, smoothing your leg before adjusting to your entrance. Your eyes closed when he felt him enter and a moan left your throat in the sensation. Billy was slow to push on you, but just as noisy. He held your thighs before moving gradually, at a deliciously slow and constant pace, making you relax and squeeze on his perfect cock.
“Mmm Billy.”
He moaned deeply as he leaned over your body to capture your lips in a quick and superficial kiss, sinking into your neck as he continued to slowly fuck your body. Your legs caged him when the friction of their bodies became too terrifying to hold, so stupidly good to be real, so affectionate and hot that it made you shipwreck with pleasure. His speed increased when you started to squeeze him more intensely, getting lost in yous body and in your hot and wet grip.
"So good… fuck.”he praised you close to your ear, contributing to the construction of your majestic peak that made you moan loudly and twitch belos him with fire burning your body and clear lights blinding your sight. You loved him, it was almost certain — or the orgasm made you believe it.
“I'm close,” he warned breathlessly and with wandering movements before cumming with a deep moan, weighing a little on your body, which you willingly left.
You smiled satisfied and happy for the amazing sex and for the whole set of the night, but a weight on your chest appeared soon after to harm your peace. What if that was all he wanted? Just one night. Oh no, please don't! How should you approach the subject without spoiling the most pleasant weather? Luckily for you, he decided to start.
"Did you like it?" A classic question asked when he rolled to your side after discarding the condom.
“Yes, I did, I liked our day today,” you confessed.
"Me too," he brought you to his chest, "could become common, us you know," he suggested with expectation.
"Do you want it too?" Your eyes shone when he asked, "because I would love to. Us."
Billy smiled, cradling you even closer, his eyes as bright as yours.
"It's a mach, then."
———————————
ewanverse taglist: @aemonds-fire @partypoison00 @schniiipsel @fan-godess
general: @chompchompluke @kravitzwhore @partypoison00
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sparkarrestor · 2 months
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Bulleid's Proposed Locomotives
So it turns out Bulleid had so many of his designs dropped for one reason or another, and since I can't stick with a single project for more than a few seconds, I wrote up histories for all of them!
Enjoy the ramblings of a madman who spent a good long while finding free number slots for them.
Southern Railway Warship Class
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The Southern Railway was the most financially successful of the "Big Four", but this was largely based on investment in suburban and main line electrification. After the successful introduction of the SR Schools class in 1930, the railway had lagged behind the others in terms of modernizing its aging fleet of steam locomotives, as they were more focused on Electrification. Following the retirement of the general manager of the Southern Railway Sir Herbert Walker and Richard Maunsell the Chief Mechanical Engineer (CME) in 1937, their successors considered that the time had come to change this situation. In March 1938 the new general manager Gilbert Szlumper authorized Oliver Bulleid, Maunsell's replacement, to prepare designs for twenty express passenger locomotives. The deteriorating international situation prior to the Second World War was an additional factor in this decision.
Originally, Bulleid had wanted a 4-8-2 Mountain Type, but the Civil Engineering department had resisted this based on size and weight, so a 2-8-2 was chosen instead. Bulleid had worked with Gresley on his P2 2-8-2 express engines, so he already had some background knowledge, especially with the P2’s problems and ideas on how to solve them. Of course, due to the war, they were classified as heavy mixed-traffic engines to get around wartime regulations.
They were built with high-pressure 280 PSI boilers and three 18inx26in cylinders, as well as being the first engines to use Bulleid’s chain-driven valve gear, though the middle cylinder had to be inclined steeply to clear the first driven axle. The boiler was partly welded to save on cost, and the inner firebox was made of steel. The Southern had no facilities to build these boilers, so it was subcontracted to the North British Locomotive Co., as well as Beyer Peacock. They were also fitted with Bulleid’s Air-Smooth Casing. Unlike later designs that utilized this, the casing on the Warships both served their function purpose as labor saving as well as being able to be passed off as some sort of streamlining. How Bulleid got that one through during the war is a mystery! The Warship’s were also the first to use Bulleid’s Firth-Brown Wheels.
10 of these engines were constructed in 1940. More were set to be produced, but once again, the Civil Engineering Department expressed their discomfort at such a large engine running at high speeds with only a single pony-truck in front, despite other engines of a similar design getting on fine elsewhere. This would lead Bulleid to designing and building 30 of his well-known Merchant Navy Class 4-6-2s. 
They were named after Warships as a way to increase morale, with 11D1 being officially named “Dreadnought” in April 1940. They performed well in service, hauling heavy passenger and express goods, though the Chain-Driven valve gear was sensitive and required high maintenance, as well as the oil-bath having leaking problems, contributing to wheel-slips(Though the extra wheel helped negate this as well). The casing, while it did save on labor during cleaning, and the more streamlined appearance helped with publicity, it made maintenance hard to carry out. Surprisingly, thanks to their different front ends, they never really experienced drifting smoke like Bulleid’s Pacifics.
All 10 of the engines would be passed into British Railways, numbered 37001-37010, where their duties mostly stayed the same. 11D8 “Black Charles'' took part in the 1948 locomotive exchange trials, where it was compared to LMS Duchess pacifics and LNER A4’s and A2/2s, where it performed favorably, though the chain driven valve gear and its oil bath still caused headaches. After the Crewkerne incident, BR chose a rebuilding program of any engines that still used Bulleid’s Chain Driven motion, however, as the Warships had required far less modifications that the Pacifics, they were on the bottom of the list in the rebuilding program. In the end, only 37003 “Triumph”, 37009 “Warspite”, and 37010 “Exeter” were rebuilt in 1956, 1957, and 1959.
Despite their status as a class with very few engines, all ten would survive until the end of southern steam, going between 1965-1966.
Two are preserved, both being rescued from Barry Scrapyard in Wales. These examples are Class Pioneer 11D1 “Dreadnought”, as well as 11D3 “Triumph”.
Stats
Power Classification - 8MT
Built - 1940 to 1941
Boiler Pressure - 280 PSI
Cylinders (3) - 18in x 26in
Wheels (Driven) - 6ft 2in
Wheels (Leading) - 3ft 1in
Wheels (Trailing) - 3ft 7in
Wheels (Tender) 3ft 7in
Tractive Effort - 40,640 lbf
Total Length - 74ft 8in
Fleet
11D1 (37001) - Dreadnought
11D2 (37002) - Anson
11D3 (37003) - Triumph
11D4 (37004) - Vanguard
11D5 (37005) - Ark Royal
11D6 (37006) - Audacity 
11D7 (37007) - Valiant
11D8 (37008) - Black Charles
11D9 (37009) - Warspite
11D10 (37010) - Exeter
Southern Railway Prototype Light Pacific
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(Pic by Sttophat on twitter)
     In 1941, Bulleid had introduced his Warship Mikado's and Merchant Navy Pacific's to become the main motive power for the Southern Railway’s Express passenger trains, though while they performed well, they were restricted by their weight, especially since the condition of the rails were hampered by the Second World War. Initially, trains on the lighter sections were handled by the Q1 0-6-0 freight engines and other, older engines, but they couldn’t handle the faster trains that were anticipated after the war. There was also the planned electrification of certain areas after the war, so the new design also needed to handle freight traffic as well, fast enough to not impede electric services.
     What was decided on in the end was a downsized version of the Merchant Navy’s, fitted with the same design theory of the Q1’s to create a “Light Pacific”. The Locomotive was completed in 1942 alongside the Q1’s, and was trialed for a short time before entering service. It was deemed a success, and numbered 21C201. It was powerful enough to handle fast, heavy trains, as well as having an extremely light axle loading for a pacific at 16.5 Tons, enabling it to be used on almost every part of the UK Network as a whole. However, Bulleid decided to go with a different approach, creating simply a downsized Merchant Navy with no Q1 elements. This would increase the axle load, though this wasn’t much of an issue, as the Battle of Britain and West Country Class Light Pacifics still had a high enough route availability for the work they were assigned. Thus, the “Q1 Light Pacific'' would remain a one-off.
     During the war, No.21C201 would actually travel a fair amount, and would regularly venture out of Southern territory, its light axle-load coming in handy. After the war however, it would mostly stay in the South. Performance-wise, it seemed to inherit all of the good qualities from the Q1’s and the pacific’s. The light-weight was already a plus, coupled with a great, free-steaming boiler and additions that made the driver and fireman’s life easier. However, it also inherited the bad aspects as well. The chain-driven valve gear was a well-known headache on bulleid locomotives, but there was also the issue that its light-weight caused. The regular Light Pacifics had trouble starting heavy trains thanks to their weight, but No.21C201 had it worse, especially with the well-known issues with the oil bath the valve gear was situated in. The light weight would also affect braking power as well, making unfitted trains harder to stop, a trait inherited from the Q1’s.
     No.21C201 (Now Renumbered 34000) was not considered for rebuilding like the other Bulleid Pacifics due to its one-off status. It would be given a general repair in 1960 before spending the rest of its life at Nine-Elms, mainly working express and semi-fast goods trains and the occasional passenger turn during peak period and summer excursions. It was withdrawn from service in 1966 and broken up at Eastleigh. 
Stats
Power Classification - 6MT
Built - 1942
Wheels (Driven) - 6ft 2in
Wheels (Leading) 3ft 1in
Wheels (Trailing) - 3ft 7in
Wheels (Tender) - 3ft 7in
Boiler Pressure - 250 psi
Cylinders (3) - 16.5in x 24in
Tractive Effort - 28,145lbf
Total Built - 1
Southern Railway L1 Class
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Bulleid designed these locomotives during the Second World War, but construction didn’t begin until 1946. They shared many components with Bulleid’s Q1 0-6-0 goods engines, and were essentially the Q1’s with an Air-Smoothed Casing and a bigger boiler (though the firebox was identical with that of a Q1’s).
Twelve of these engines would be constructed between 1946 and 1948, with the final 3 being built by British Railways. They were originally numbered 22C1 to 22C12, though they were renumbered in 1949 to 36101 to 36112. They were originally meant for short distance goods and passenger services, though they never really found their footing in this role. The passenger trains that usually necessitated big tank engines were already being handled by electric engines, and everything else usually required smaller and lighter engines, which meant that, despite inheriting the power and efficiency of the Q1, the added weight and size meant that they were barred from where they could be most effective. The goods work they were meant for were also in the care of both Q1’s and Maunsell’s Q Class, as well as the many N class moguls already in service. In the end they spent their time hopping from shed-to-shed before settling on ex-LSWR territory, and even venturing into Western Region territory.
They were withdrawn between 1962-1964. Only one survives, 22C9 (36109) on the Bluebell Railway.
Stats
Power Classification - 5F 4P
Built - 1946 to 1948
Boiler Pressure - 230 PSI
Cylinders (2) - 19in x 26in
Wheels (Driven) - 5ft 1in
Wheels (Bogies) - 3ft 1in
Tractive Effort - 30,080 lbf
Southern Railway Dock Class
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After the Second World War, many of the Southern Railway’s shunters (mainly those at Southampton) inherited from pre-grouping companies were worn out and needed overhauling. As such, Bulleid opted to replace them outright with his own design of 0-6-0T, with a short wheelbase of 10 feet to enable it to negotiate the tight curves. Like many of Bulleid’s designs, he equipped it with a relatively high boiler pressure.
Six would enter service in 1946, and while a total of 18 were planned, this would never come to be, as Eastleigh works was not in a position to build new locomotives with the backlog from the war. In the end, the southern found it cheaper to purchase ex-USATC S100 dock shunters, as they fulfilled most of the requirements needed.
They were numbered C201 to C206, and were renumbered to 30071 to 30076 in British Railways days. The first, 30071, was built with the Idaglass boiler lagging and casing as used in the Q1 class, while the other 5 were built with conventional boiler lagging and tanks. 30071 would be rebuilt like the others in 1953.
The class would lead uninteresting lives as dock shunters in Southampton and Dover until their withdrawal between 1961-1962. One was initially purchased for preservation but the deal fell through. None are preserved.
Stats
Power Classification - 3F
Built - 1946
Boiler Pressure - 220 PSI
Cylinders (2) - 16in x 24in
Wheels (Driven) - 4ft 6in
Tractive Effort - 21,276 lbf
48 notes · View notes