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#where theres fully like a 50+ point difference between them
mcl38 · 8 months
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Oscar is ricciardoing lando. the real question is will lando have the guts to leave daddy zak like ricciardo left horner
oscar isnt ricciardoing lando bc hes not doing such a disastrous job that it leaves lando without reference for what hes doing right or wrong👍🏻 thank GOD oscar isnt ricciardoing lando bc idk what i wouldve done if another australian flopped hardcore in that mclaren cockpit
as for having the 'guts' to leave mclaren - was it guts for ricciardo to leave red bull? u think it was guts? id say its the opposite. his cojones were so shrinked down and teeny tiny that he cared more abt his own ego & status within the team (and money) than like. actually being with a top tier team. idk abt u but i dont see that as a real racer's mentality
oh wait i only just realised that 'ricciardoing' means oscar is the max to landos daniel (maxiels go back to sleep shhh this isnt abt u shhhh). except like he isnt lmao? hes a great rookie but firstabal he isnt at all close to properly challenging lando yet (cant wait for him to be!! hes developing so fast) and secondabal theres no mind games, frustrations, or on-track #welldonebaku moments. theyre just two guys having a chill time and bringing home soooo many points for mclaren 🧡
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vanishingpod · 2 years
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okay this is going to be a wild request but asking is free yknow.. so due to the setting i am not going to listen to season two it would make me too anxious. i loved season one and i had a blast with it. but heres the thing. i follow this blog and thus know about griffswallop happening and i wanted to ask if i can get the ep and time stamp when that reveal happens. i hear theres a kiss? hope this isnt rude thank you very much
This is not rude at all, and totally understandable! This is why we have content warnings, etc, we don't want anyone to have a bad time, and we are very aware this is a particularly loaded time/setting. To avoid giving out too much detail--Season 3, when it eventually comes out, will likely be quite different and we don't see ourselves returning to this particular historical moment in this same head-on way, as there will be a time jump. So even if you do fully sit this season out, Conrad and Rudyard will be returning for that one which may be better for you!
That being said, there are a few options for you to check out that plotline without having to deep dive into the heavier parts of the historical time/place.
If you'd like to go this particular avenue, we do have transcripts available for all the episodes on our website, so you can always cross-check those before listening to any parts that I'm about to timestamp.
TIMESTAMPS AND THEREFORE SPOILERS UNDER THE CUT
Ok, so: Griffswallop! Most of this plot happens in episodes 3-5. Up to there they're pretty much still at their same dynamic as S1 but this time it's fully mutual that they hate each other.
There is an extended montage sequence very tonally/structurally similar to the sequence at the end of 1x03 with Conrad and Phoebe where, over the course of one night, Conrad and Rudyard do fall in love, and this happens in 2x03. They do not kiss here, but they intend to and come extremely close before being interrupted. The timestamps on that within the episode are 15:58-24:07. I do recommend stopping at that point, as the scene after that involves elements and moments that could be anxiety-inducing. If you'd like to just listen to the actual montage, by itself, we have it up on Soundcloud here. All you'd be missing with that is the slight lead-in scene setting up the fact that they have to write this play in a night, and that yes they don't like each other but they'll work together.
(Note that the play they are writing is related to the time and place, so if you're tentative about that, I'd definitely recommend checking out the transcript first to pre-screen most of these. In the montage it remains incredibly vague but still.)
They have another interaction in Episode 4 where there is conflict between them on their relationship status. Augie basically sabotages things by telling Conrad that Rudyard won't commit to him (7:24-14:50). Then Conrad immediately spirals and what you need to know is basically they end up on the outs, with Conrad unsure of Rudyard's commitment to pursuing what is happening between them--these scenes follow immediately but are interrupted midway by another scene that involves a character who is a Nazi, so you may want to skip those.
The actual kiss happens in Episode 5. The scene timestamps are 34:11-37:00. This takes place during the climax of the show they've been working on--because of their fight, Rudyard has forgotten his lines completely, and that's where we find him. He goes off book, gives a speech to Conrad on the fly about how he feels, and they kiss. There is one use of the name "Adolph Hitler" at 36:35 to vaguely keep the guise of the show up, but they kiss as themselves and are not in danger in this moment. It's a win for them both.
The ending scene is merely a scene of all the characters considering leaving and going their separate ways, but ultimately deciding to stay together. Rudyard decides to stay with Conrad. This is relatively free of the larger context of the setting, and is mostly focused on the Christmas of it all. Timestamp on that is 49:11-55:03, if you're interested.
I hope that helps--let me know if you need anything more specific than that. Again, please feel free to check the transcripts if you're feeling at all hesitant!
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uncloseted · 3 years
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there's a part of me that still thinksa bortion is murder. i act like i support it to fit in but deep down i dont. please just listen. i think forcing someone to go through a pregnagncy they don't want is inhuman but it also feels inhuman to kill a baby and i dont like thsi idea that if youre 4 weeks pregnant and you want it its a baby but if youre 4 week pregnant and dont want it then its just a clump of cells thats just not how scence works. so theres this woman who was forced to get an .
Anonymous asked:
abortion and she was 6 months pregnant and apparently th baby waws born alive but it died shortly after from ashpyxia and i just dont know what to think. i know forcing smeone to get an abortion is just as bad as forcing them to give birth and that theres no such thing as a six month abortion and at least wher e i live abortions are only available until week 14 but like wwhat if someone is 15 or 16 weeks or 7 months, do they not have a choice anymore? please dont think im a bigot im not im so
Anonymous asked:
sorry i just dont want to be brainwashed by ANYONE, pro life or pro choice and im just so easily influenceable i just want to support whats right you know
No worries at all! I don't think you're a bigot and I'm glad that you want to engage with this issue critically. I'm happy to give you the facts as they stand and offer you my perspective on the issue. Apologies in advance that this is a bit long, but please try to stick with me until the end! All of this is important in understanding the different sides of this discussion.
There are a few main categories I want to talk about in this answer: legal, science, politics, and culture. For now, I'm going to avoid delving into any religious or metaphysical questions about what is and isn't considered "a person", since while those conversations are interesting, I don't think they're particularly useful in the context of discussions about abortion. As Harry Blackmun wrote in the court opinion for Roe v. Wade, "we need not resolve the difficult question of when life begins. When those trained in the respective disciplines of medicine, philosophy, and theology are unable to arrive at any consensus, the judiciary, at this point in the development of man's knowledge, is not in a position to speculate."
Legality
Starting with legal issues, there are a few points I think it's important to make in order to get a sense of how we relate to abortion. Abortions are legal in 98% of countries. 34% of countries, including the US, Canada, Australia, New Zealand most European countries, and China, allow abortions on the basis of a the pregnant person's request, without needing to prove that there is risk to life, risk to health, risk to the fetus, economic or social reasons that abortion is a necessity, or extenuating circumstances (such as the pregnancy being a product of rape or incest). The vast majority (93%) of countries with highly restrictive abortion laws, such as outlawing abortion except in cases where the pregnant person is endangered, are in developing regions. There are five countries that completely outlaw abortion. These are: Dominican Republic, El Salvador, Malta, Nicaragua, and the Vatican City, all countries where the Catholic church has significant influence.
Of the countries that do allow abortion, there is always a limit on how far into a pregnancy a person can be when they choose to terminate. Beyond that limit, the person doesn't have a choice anymore, and must carry the pregnancy to term (except in extenuating circumstances). The most common limit is 12 weeks (3 months), although some countries allow abortion up to the point of "viability", where the fetus can live outside the mother's womb with artificial aid. Typically, the point of viability is around 24 weeks (6 months). In the US, 87% of abortions are performed before 12 weeks, and 92.2% were performed at 13 weeks or fewer. For reference, pregnancies are typically around 40 weeks long.
Forced abortion is illegal in almost every country, including the US and the UK, and it is considered an act of violence against women. It is just as bad as forcing someone to give birth, which is why all countries do their best to prevent it from happening. While forced abortions can and do happen, particularly to victims of sex trafficking, I think the solution to this issue is to put policies into place that protect vulnerable women, instead of trying to ban abortion entirely.
Science
So, most countries allow abortions up to 12 weeks. What does that actually look like in terms of the fetus? Here's a timeline of fetal stages of growth:
Weeks 1-4: at this stage, the "baby" is actually an embryo. It starts out as just a fertilized egg. The amniotic sac forms around it, and the placenta develops. The eyes, mouth, lower jaw, and throat are in very early development. Blood cells are taking shape. By the end of week 4, the embryo is smaller than a grain of rice. It is very literally "just a clump of cells" at this point.
Weeks 5-9: the "baby" is still an embryo. Its facial features begin to develop, folds of skin that will eventually become ears grow, tiny buds that will eventually grow into arms and legs form, the neural tube, digestive tract, and sensory organs all begin to develop. Bone starts to replace cartilage. At about 6 weeks, a heart beat can be detected. After week 8, the baby is considered a fetus instead of an embryo, at which point the fetus is about one inch long.
Weeks 9-12: the fetus' arms, hands, fingers, feet, and toes are fully formed. It may be able to open and close its fists and mouth. Ears are formed, and its reproductive organs begin to develop. By the end of week 12, the fetus has all of their organs and limbs, and their circulatory and urinary systems are working, but everything needs to continue to develop in order to become functional. At the end of week 12, the fetus is about 4 inches long.
It is important to know that the miscarriage rate is highest in the first trimester (before week 12). Among women who know they're pregnant (typically further along than 6 or 7 weeks), 10-20% will miscarry. 30%-50% of all fertilized eggs miscarry.
Other important developmental markers include:
During month 4 (weeks 16-20), you can see the sex of the fetus.
During month 5 (weeks 20-24), the fetus starts moving around.
Between week 22 and week 24, brain waves appear in the cerebral cortex.
At week 24, the fetus may be able to survive if it is born prematurely, provided it has intensive care.
Somewhere between week 26 and week 30, the fetus may be able to feel pain, although we don't know that for sure.
A fetus is not capable of thinking, communicating, reasoning, self-motivation, feeling emotions, or consciousness. They don't have a concept of the self, and they don't know that they exist. They are essentially sedated for the entirety of the pregnancy. Since we use "brain death" as the primary criteria for death, it makes sense to me that we might consider "brain life" (the point where a fetus exhibits brain activity) as the point at which a fetus becomes a person.
While some people will refer to an embryo as a "baby" from the time they discover they're pregnant, scientifically, it is a clump of cells, whether that clump is allowed to continue to grow or not. It's not something we would recognize as a baby, or be able to interact with as if it were a baby. An embryo is a precursor to a baby, kind of like how a seed is a precursor to a plant.
Some other arguments
I want to quickly touch on some other arguments for abortion rights that people make. I'm not going to delve deeply into them, but it didn't feel right to leave them out entirely. These are arguments that don't depend on whether or not a fetus can be considered a person.
Bodily Rights
There are many situations in which we prioritize individual bodily rights over the right of someone else to live. For example, we don't force people to donate organs to people who are dying, even though a donated organ would save their life. Advocates for abortion rights argue that those same bodily rights should be extended to a pregnant person.
Deprivation
This argument usually looks something like, "but what if that fetus was going to cure cancer when it grew up!" Basically, it's saying that abortion is morally wrong because it deprives the fetus (and the world) of a valuable future. To me, this completely ignores the deprivation that already exists by forcing a person to carry and birth a baby they don't want, and potentially the deprivation that comes with raising that child. People who make this argument never seem to ask, "what if the pregnant person was going to cure cancer?"
Slippery Slope
Some people argue that normalizing and legalizing abortion may lead to people also accepting euthanasia. I am unconvinced by this for two reasons. 1. Slippery slope is a logical fallacy and 2. I absolutely do think we should legalize euthanasia for certain situations.
Religion
I don't want to dig too far into this one, but what I will say is that the US is a country that (at least nominally) has a separation of church and state, and the religious beliefs that other people hold should not infringe on a person's rights to make choices about their own life.
History and Politics
The practice of abortion itself is incredibly old. The Sanskrit epic Ramayana, which dates to the 7th century BCE, describes abortion being practiced by surgeons and barbers. In the Assyrian Code of Assura, circa 1075 BCE, a woman is allowed to procure an abortion except when it's against her husband's wishes. The first recorded evidence of induced abortion is from the Egyptian Ebers Papyrus in 1550 BCE. Japanese documents show records of induced abortion from as early as the 12th century, and it became more prevalent during the Edo period. It is considered to be unlikely that abortion was punished in Ancient Greece or ancient Rome. All major Jewish religious movements allow abortion in order to save the life or health of a pregnant woman, and often support abortion for other reasons as well. Christianity has a more complicated relationship to abortion, for reasons that I'll go into in a bit, but for now let's just note that there very much were ancient Christians who believed abortion was morally permissible at least some of the time. Before the 19th century CE, first-trimester abortion was widely practiced and was legal under common law throughout the English speaking world, including the US and UK.
The reason I bring all of this up is because the political debate over abortion isn't really that old, and the debate tends not to actually be about the morality of abortion as an act so much as it is a proxy for other issues. The first backlash against abortion in the English Speaking world was in the 19th century, and was a direct reaction to the women's rights movement, which was starting during that time. In the US, anti-abortion laws began to appear as early as the 1820s, but picked up in earnest by the late 1860s. These laws were introduced for many reasons, including the fact that abortions were being provided by untrained people who were not members of medical societies and concerns about the safety of abortifacients. By 1900, abortion was a felony in every US state, but they continued to become increasingly available. By the 1930s, licensed physicians performed an estimated 800,000 abortions a year.
Jumping forward a little bit, let's talk about the history of abortion in the US just before Roe v. Wade. It's estimated that in the 50s and 60s, between 200,000 to 1.2 million abortions were being performed per year, even though they were illegal. Throughout that same time, the second wave feminist movement was growing, and was increasingly advocating for birth control and liberalized abortion laws. As a reaction to second wave feminism, a number of anti-abortion organizations, primarily led by Catholic institutions, cropped up to mobilize against the legalization of abortion. It should be noted that, at the time, abortion was not an issue for evangelical Christian groups. In the 1960s, 17 states legalized abortion for a variety of different circumstances. Then in 1973, Roe v. Wade happens, ruling that a pregnant woman has the right to choose to have an abortion without excessive government restriction. The ruling was 7-2 in favor of legalizing abortion. Even after Roe v. Wade, Christian Evangelicals were neutral to positive on the ruling. It's only after 1980 that Evangelical Christians started to organize around abortion as a political issue and joined the Catholics to form what we now think of as the Christian Right. There's a lot to say about that and why that switch happened, but for the sake of brevity, just know that the evangelical backlash against legalized abortion in the US started not as a moral crusade, but as a way of convincing people to vote for Ronald Regan instead of Jimmy Carter (who wanted to de-segregate schools). No political debate happens in a vacuum, and it's important to understand what other factors might have been at play when looking at where these debates come from and how the sides formed.
Culture
Lastly, let's talk a little bit about the cultural impacts of banning or legalizing abortion. The right to have or not have a child is necessary in order for women to achieve equality with men. Countries with high gender equality, such as Iceland, Finland, Norway, New Zealand, and Sweden, also have easily accessible abortion options. Criminalization of abortion disproportionately impacts poor women and women of color, and does nothing to address the systemic issues that may cause them to require abortions in the first place.
Researchers from the WHO and University of Massachusetts found that banning abortion is an inefficient way to reduce abortion rates; in countries where abortions were restricted, the number of unintended pregnancies actually increased, and the proportion of unintended pregnancies ending in abortion also increased. When abortion is banned, women aren't not having abortions; they're having illegal abortions that are done unsafely.
There is also some evidence to suggest that legalized abortion actually decreases crime rates. 20 years after the legalization of abortion in the US, there was an unprecedented nationwide decline of the crime rate (including murders, incidentally). The drop in crime is thought by some to be a result of the fact that individuals who had a higher statistical probability of committing crimes (people who grew up as unwanted children in poverty) were not being born.
Which brings me to my next point- the majority of people who are "pro-life" (at least in the US) aren't really pro-life. They're pro-birth. If they were truly pro-life, they would be interested in making sure that all of those babies had their needs met after they're born. They would be interested in making sure those babies can lead long, healthy, safe, and productive lives. They would be for universal healthcare, expanded social safety nets, parental leave from jobs, universal basic income, raising the minimum wage, mandated vacation time, increasing funding for public schools, decriminalizing drugs, abolishing prisons or at least reforming the police. They would be against the death penalty (ironically, some of them are actually for the death penalty for women who have had abortions), and for increased access to birth control, comprehensive sex-ed in schools, increased gun legislation, against war and nuclear weapons, for enforced mask wearing to prevent people from needlessly dying from a global pandemic... but those issues don't factor into their "pro-life" stance. They're for "the baby gets born and then has to pull itself up by its bootstraps like the rest of us."
Closing Thoughts
Look. I'm not super jazzed about abortions. I understand how they can feel like an ethical issue. I think we should do what we can to reduce the number of abortions that are performed- teaching comprehensive sex-ed in schools, making birth control and emergency contraceptive options widely accessible, letting men know that reversible vasectomies are an option. I think we should make abortion easier to access, so those who do need it can make the decision early in the pregnancy. But I also think that it's a very personal decision, one that's irreversibly life altering, and the person who's going to experience the life altering event should be the one who decides what happens. 65 year old conservative, Christian white men who will never be pregnant (and frequently don't really know how the female body works) shouldn't get to make that decision for them. As someone for whom pregnancy would be life threatening, I want to know that I have options should that situation present itself someday.
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zanguntsu · 3 years
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attractiveness and morality - or how people think with their metaphorical dicks instead of their brains
people are fucking horny over the villain characters in bleach, i mean specifically the male ones because as we know the female villains are nonexistent lol. but it’s not hard to see how attractive the male characters are even though i just refuse to acknowledge men unless i have too.
however, there is an issue with how we perceive the characters based on how attractive they actually are, more along the lines of how people will excuse any offensive behavior based on physical attractiveness
the convicts oops i mean examples
there are a few examples i can name like popular male villains that people lose their shit over.
aizen is the big one, where despite the crimes he has committed, such as emotional manipulation, attempting to wipe out a whole town, murders, and hollowfying his colleagues and getting away with it. yet, he is sympathized, especially over Tousen who tends to be more villainized by the fandom or at least held in a less favorable regard.
Gin is in the same boat, with the emotional manipulation and general emotional harm inflicted on multiple people but is sympathizes because uwu he loves rangiku even though he did cause her harm, simply because he betrayed her and hurt her friends and colleagues.
Ulquiorra is another very notable one, since he also has that whole manipulation thing although not as blatant as aizen. he did kidnap a minor and abuse her (isolating her, threatens her and her friends, and it is used to control her/keep her in captivity).
Grimmjow is another example, and its especially notable because he’s just very very violent. And he never apologizes or feels remorse for it, despite generally terrorizing Ichigo and co.
Nn*itra is especially reprehensible, he is overtly sexist, as most of his violent acts are targeted at women and uh. actively saying he hates women. creepy (implied sexual) behavior towards a minor as well.
Szayel as well, he has no regard for his minions, and then theres whatever he did to nemu what the fuck that was so fucked what the fuck.
notably, these men are also wildly popular among the fandom. they will have the most fanart, most discussion, most fics i guess. 
why do horny fucks sympathize with them
people empathize with people they see as attractive, and i mean conventional attractiveness. note how none of this empathy extends to people who do not fall in the category as attractive (often pale side eyes) hunk/twink. does zommari get that attention? yammy? why are they not held to the same standard as say szayel/gin or grimmjow. yammy is also angry and prone to violence, much like grimmjow.
what sets them apart is that they are not deemed sexually attractive so therefore, their flaws become easier to ignore and they arent sympathized as much. of course, kubo probably did inadvertently create this problem, seeing as theres a discrepancy in creating a complex character. another example of this is the comparison between byakuya and omaeda. of course, they are obviously different characters, byakuya has more development and screentime. however they are similar in that they are wealthy, in high positions of power, and look down on people they deem inferior for a variety of reasons. byakuya, however, is conventionally attractive and also has screentime. that being said there is an underlying issue of fatphobia as well in reducing omaeda to a comic relief character.
people empathize with attractive people or at least favor them. “People more strongly desire to form or maintain bonds with physically attractive partners relative to unattractive partners—an attractiveness-based affiliation effect (Path B). In turn, through projection, attractive partners are perceived to possess attributes that are compatible with these goals, which largely center on their reciprocation of interest in establishing or maintaining close relationships (Path C).”  this is indicated by the halo effect, “the tendency for positive impressions of a person, company, brand or product in one area to positively influence one's opinion or feelings in other areas“ which also applies to beauty and how attractiveness impacts how one recognizes a person. for example, an attractive person will often be associated with positive traits such as compassion, intelligence, and other desirable traits. it could be things like how appearing well groomed heightens others perception of you, how you will appear responsible and capable.
and this does extend to the villains. aizen is viewed as a tragic villain who fights for injustice or something like that. gin is a tragic antihero i think that did everything for his true love tm. ulquiorra is a tragic villain who does not understand love. grimmjow is grimmjow. nn*itra is somehow tragic with an inferiority complex lmao take that fucking L bug boyyy loser. and szayel... exists. see how fanon interprets these characters despite none of them having any remorse for what they have done. the fandom leaps to provide a justification or rational for their actions no matter how abhorrent they are. yammy and zommari are still held as villains, yet they are not sympathized with in the slightest nor are beloved to that extent. compare the sexualization of these men and the amount of sympathy garnered from the fandom. 
why this matters
its no secret that in online spaces especially, offenders are romanticized or at least sympathized. take the true crime community for example, in which case male serial killers were romanticized despite the atrocities they have committed. and this is linked to the “bad boy” trope that is prevalent in romance novels, where a troubled or dangerous man seems like a desirable partner despite stalking their love interest among other crimes. of course, this also gets a bad rep from wattpad ya books and just ya books in general.
there are examples of this trope. i have vaguely alluded to edward from twilight. there is also the cause of that white guy from 50 shades of gray, which is most known for romanticizing abuse but the audience cannot help but be allured by his white guyness or something/ there is the netflix film “you” where a man stalks a women but it is seen as romantic and people find themselves attracted to joe despite his violence. literally this type of behavior:
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there’s ted bundy film and how people raved about how hot he was despite him being an absolute monster and having real victims whos family have to live with the fact that people find their family member’s killer hot. it is this in its absolute extreme, where people are fully aware of their crimes but still find sympathy or attraction towards a criminal. in this case it is the gradual romanticization of violence that may creep up. i cannot assuredly claim that there is a strong correlation between finding villains attractive and romanticizing violence but there can be some indication of this.
and this view of how attractiveness can bleed into criminal court. of course, there are other factors such as gender, sexuality, age of judges and the inherent corruption within the legal system. here is a list of studies about this topic because christ i am not copy and pasting all of that go read it yourself.  but the main takeway is that in mock jurors and other public opinion, the more attractive defendants accused of crimes have less severe sentences or even less sentences (however this is not seen as frequently in judges). it shows that there is a level of sympathy, leniency, or more compassion towards attractive people. 
Conclusion
the point being made here is that attractiveness affects how one sees a person. yes, it is possible to find villains attractive, however the bias of physical attractiveness and actual character can potentially be dangerous if left unchecked. this is not exactly a call to action or a psa because a) i am fully aware that this fandom is horny to the point of brainrot and that it is incurable and b) this is just an analysis on behavior in the fandom. and i am aware that the studies are cishet in nature and are not indicative of the fandom as a whole seeing as there are a fair amount of lgbt people in this fandom. that being said, my point still stands.
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paintedwarpony · 3 years
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CRITICAL ROLE REWATCH C2E110
(And further ranting and raving and campaign predictions...)
Hey guess what I'm back to talk about today you guys?
Verin Thelyss? Always. But not for this episode.
HOW ABOUT SOME MORE GODDAMN HINTED MULTICLASSED EODWULF.
Yep. You bet.
For those of you just joining this Ted Talk I posed a theory months ago that Eodwulf is NOT infact multiclassed as a paladin for the Raven Queen/Matron of Ravens as most of the fandom has considered. But is something far more dangerous and terrifying.
That Eodwulf is in fact multiassed as a War Domain Cleric.
WHICH IS BAD.
VERY VERY BAD.
At least from a D&D combat campaign point of view. Because essentially it creates an absolute malestrom of a NPC. And it turns the gut to think of the kind of fight it would put the Nein through.
*coughTPKcough*
Because the facts are this. Eodwulf is already a very highly trained, extremely powerful wizard, which is dangerous in and of itself. Add to that fact that he's ALSO a homebrewed Volstrucker and considered one of Ikithon's elites. That means there's going to be all kinds of shit mixed up in that bag of tricks that we haven't seen or yet to speculate.
My basis as to why I think Eodwulf is a cleric of some kind leans heavily on the fact that Matt Mercer himself very often grumbles and complains during campaign about how "unfair" it is that the Nein have two clerics. Yet to date the Nein have not actually gone to combat with a full party that includes a cleric (that may change with the Tomb Takers, who knows) but its certainly not an oversight by any means. I'm positive Matt is saving the use of a cleric enemy for a particularly nasty encounter or series of encounters.
Because lets be real
Clerics will fuck some shit up no matter what their domain is. Between the ridiculously long list of spells they have access to and the ability to pop other members of their team back up clerics are brawlers in the disguise of supports.
NOW HERE'S WHERE IS GETS DANGEROUS CONCERING EODWULF.
Considering Eodwulf is a wizard, and a homebrewed Volstrucker at that theres going to be alot of fire power there but Wizards are notorious glass canons unless handled or multiclassed correctly. Caleb is EXTREMELY powerful mage wise BUT he still follows wizard format to balance him from becoming to powerful. At lvl 13 his AC 15 (jumps to 16 with Mage Armor) and he has 96HP. They're at a point of the campaign where they are coming up against creatures that deal out damage in the 50s, 60s, 70s, or more in one shot. And in turn the Nein themselves are starting to be able to do that kind of damage back.
Which if Eodwulf was just a wizard played by wizard stats, even just slightly homebrewed, wouldn't make him much of a threat.
BUT THROW CLERIC IN THERE AND MAKE IT A WAR DOMAIN CLERIC?
You just turned that glass canon into a GODS DAMNED SHERMAN TANK.
That gives Eodwulf access to martial weapons, heavy armor and a PLEATHORA of other equipment that most wizards could only look longingly through a shop window at before. Not to mention the spell list expansion. His AC jumps. His HP jumps. His attack ability skyrockets as he could both cast spells and make (multiple with certain effects) physical attacks in the same round. His magical longevity bolsters as he can save spell slots until more opportune times to but continue to cause damage with physical strikes.
Not to mention the aspect of keeping the rest of his side of the fight up. Healing up other Volstrucker, Astrid, fucking Ikithon himself to keep them in combat. Hell even using FUCKING REVIVIFY to bring one back if he needs to.
Counterspell? Got it. Cure Wounds? Got it. Guiding Strike? Yep got that, too. Divine Intervention? Sure thing! Fireball? Pssht, for sure.
Considering the hint in C2E110 that Eodwulf favors electricity the same way Caleb favors fire I wouldn't be surprised if he has friggin' Chained Lighting as a go to favorite spell.
BUT I DIGRESS
Some more hints came into focuse during C2E110 to support this theory but the biggest one was said by Eodwulf himself. When questioned about what he did on the front lines Eodwulf admitted:
"I am not much of a front line fighter..."
Its kind of a throwaway line BUT is very much known and considered within D&D that paladins (like Fjord) are considers front line fighter types. But wizards AND CLERICS OF ALL DOMAINS are considered SUPPORT LINE. That they hang back and try to stay out of the thick of danger. Despite the abilities of a cleric to be absolutely savage in combat, as displayed by Jester and Caduceus over the campaign, they're still considered 'support/support line' classes.
It might not be a huge hint but the only time at the table Eodwulf showed any small bit of his own personality was when he bragged just a little about himself and admitted to liking being called a 'living magical weapon', he was also incredibly honest and forthright when he answered questions or spoke about their duty, parents, the torture that he'd been put through at the hands of Ikithon and his faith in the Matron of Ravens was no secret and peppered casually into his conversation. I think that if he was in fact a paladin Edowulf would not hesitate to talk about his pride at serving the Matron of Ravens AND the Empire in direct combat. A wiz-pally combo like that would be formidable but...
A Wiz-War Cleric combo thats a homebrewed Volstrucker and backed by the goddess of death...
Its gonna get real ugly really fast for the Nein if they have to fight him.
I fully believe Eodwulf can be flipped to the Nein's favor but I think to manage that he needs to be separated from Ikithon AND Astrid. During C2E110 he took ALL of his cues from Astrid, looking at her EVERY TIME before starting to speak or reacting to anything. He only acted a little more independent when they were outside the tower. Everything about Eodwulf's demeanor and behavior suggests someone so very lost and used to being bullied or directed one way or another that he doesn't think twice to follow instructions or vomit back up beliefs he was 'taught' but might not be his own. People like that bury their personalities and only find their way to the surface when they're separated from the supervision of their influence. Caleb as expressed multiple times he wants to win both his friends back with a much heavier emphasis on Astrid than Eodwulf. Astrid seems a much more difficult person to turn to their side imo and habors to many secrets and ulterior motives and its worrisome the way she does execute her will over Edowulf. Its clear by some of the interactions at the table that Astrid was very much the 'leader' of the Blumentrio, as she several times tried to cue Caleb with looks to stop or change his behavior and actions. Caleb has been free of Ikithon (and Astrid's) influence for so long now and grown so much in the care of his found family it didn't even cause him to balk but it worries me that if Astrid were introduced into the Nein her influence and manipulations that she does still hold over Eodwulf may start to sink in and control Caleb again as well. The encounter certainly rattled him and left him repeatedly insisting "freeing" her specifically over the course of the campaign since.
But thats a whole different can of worms...
If the Nein turn Astrid to their cause I'm almost positive Eodwulf will follow her. He cued to her FAR more than he did to Ikithon and that speaks volumes.
But I would so much like to see Eodwulf on his own, see his personality and see his own decision to join the Nein's side or not.
But truly... if the answer is 'not'...
Its not going to be good...
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sir-adamus · 4 years
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uhmmm.... that one anon DOES realize tyrian is in like his late thirties right? das gross and I don't like it someone please get that one MIB thing that erases memories.
yeah like
ive talked about this a long time ago with regards to that one creep who was shipping Blake and Qrow (this was like a year before they pulled that fake suicide hoax) and i think also in regards to that asshole who shipped Weiss and Ironwood and then claimed to have gotten doxxed with absolutely no proof that it happened and was very obviously pointing the finger at Bumble/by shippers without explicitly saying it (and shes still doing that shit on reddit, like the moment aforementioned hoax hit there she immediately went “it has to be true because it happened to ME” and then went on a long rant about how she was totally the victim for putting creepy art in the main tags  and people called her out on it and how its totally not weird because she married her forty year old husband when she was barely out of her teens)
so im just gonna quote the relevant part of what was said re: the first thing i mentioned
“age of consent means you’re legally allowed to have consenting sex - it doesn’t mean it’s suddenly morally okay for a man in his forties to hook up with someone who hasn’t even reached full adulthood (yeah newsflash dumbasses, the age of consent is an arbitrary limit, it’s not an “at this age you are fully an adult”, growth and development doesn’t work that way, it was picked because there had to be one, not because)“
just because someone is “legal” (and the implications of that term is so creepy) doesnt mean middle aged adults are suddenly okay to start sexually pursuing people who are… well, theyre still teenagers, developmentally speaking (and it has always been so fucked up and creepy that grown ass men make websites and countdowns counting the days and hours and minutes to underage actresses and singers turning 18, it is so twisted and gross). turning 18 isnt a magical transformation where you immediately reach full physical and emotional maturity, youre still growing and developing for a good few years after that (i think its that typical neural development finishes - ie, when the brain can be considered an “adult brain” - at about age 25, and even then theyre not gonna necessarily be fully mature)
there is a world of difference between someone who has barely any life experience, barely out of their teens (and so as mentioned above, still growing and developing), and someone even ten years older than them. no near-thirty year olds should be pursuing and engaging in relationships with someone a decade younger than them, hell even to someone my age (26), someone at age twenty seems like a kid to me - the only reason someone would do that is to take advantage of that lack of maturity, their lack of life experience because theyre easier to manipulate and control and coerce
age gaps become less important as we get older but thats after life experience; theres no big deal in a 30 year old and a 50 year old hooking up really, because theres been time to reach full maturity and get some life experience. but that same age gap where the younger person is 19? thats horrifyingly creepy
and obviously the (stupid) defense in all these situations is “its just fiction” (or claiming in the real life examples  that the younger person is “mature for their age” which is, in fact, code. for “quiet and easy to manipulate”) as if constantly putting art and fanfic and gross porn, untagged and often with no warning whatsoever, on a website with a wide reaching audience filled with numerous impressionable people just looking for context of a show they like. that shit informs reality, that shit is telling those impressionable people out there that kind of thing is okay when its not, its skeevy and disgusting.
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topicprinter · 4 years
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Hi.I created this list last year but I've decided to give it an update as I've cut a lot of things out of my SEO processes. This time I've added in tools stacks to point you in the right direction.Here's a list of tools I've used in SEO.It contains some golden nuggets i'm sure a few of you will find useful.Quick over run of the tools:Local SEOLocal Viking - I know theres a few tools out there that do similar things but this is the one I'm using. "Schedule GMB Posts, Track Snack Pack Rankings and Manage All Of Your Google My Business Properties From One Easy To Use Dashboard." It's paid.Outreach / Linkbuilding ToolsSurfer SEO - This is a data-driven SEO tool which could help you with scaling your traffic in 2020. The tool can analyse more than 500 ranking factors and shows you the correlation between the importance of factor and position in SERP. We make an analysis based on keyword and we crawl first 50 results from Google. 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This is free.Buzzstream - Buzzstream is an outreach platform you can use to store data you gather on your influencers. You can send emails within the platform too so you'll be able to see if your colleague has contacted them too. It's got a sweet analytics section too. This costs.SERP Insights - This tool allows you to enter a keyword for a chosen vertical and produces a report that contains all the information you need to learn why your competitors are ranking so high and what metrics you need to improve on to outrank them. This costs however theres a freemium version.Detailed - This tools pretty cool it generates updated website rankings within your niche that is sorted out by Twitter mentions. You can see who's talking about the biggest sites online.Ahrefs - You can check lots of data with this tool. Broken links, competitors backlink profiles, anchor texts used, referring domains for your own website, get keyword volumes and more. This costs.SEO Jet - I use this to check my anchor text usage on my urls. It splits your anchor text into three groups (Blended, exact match and Natural) and gives you a gauge that allows you to see what types of anchor text you need in order to stay fully optimised. This costs.Majestic SEO - Looking at your referring domains are great but topical trust flow is a big thing. Having relevant domains linking to you from your topical niche is vital to higher rankings and this is exactly what Majestic shows you. I use this in combination with Ahrefs. This costs.Dibs - This tool is designed to save you time and simplify the link building process. You enter a bunch of advanced search operators and it goes an returns all the results for you. You can then export this data or filter them in the app. It also displays a bunch of spam metrics that will help you decide on what sites to avoid. Once done you can import all your data straight into Pitchbox or export the data and import it into Buzzstream. (I prefer Buzzstream). Theres more but you should check it out. This Costs.HARO - Right, this stands for Help A Reporter Out. Basically if a reporter needs sources to provide a statement on a topic, you have the option to comment. In return you will get a link or a mention. The problem? You will get a lot of requests, it can be annoying to dig out what's worth your while or not. I remember listening to a podcast and someone was creating a tool to help filter out the requests. If anyone knows who's doing this, please drop me a msg or comment below.Scrapers / ScannersDomain Hunter Plus - If you're creating PBNs this tool is great. Its similar to Check My Links as it scans the page your on but this one checks to see if the links mentioned are available to register. It's free.Check My Links - This is a chrome extension that lets you scan for broken links on a page. It's free.URL Profiler - This is a great tool for link builders. You can stick a bunch of domains in and pull data from places like Majestic, Moz, Ahrefs etc for those domains. You can also scrape for emails, check if the domains are indexed and loads more. This costs but proper worth it!Screaming Frog - Another necessity for me, this tool is vital for all your onsite tweaks. It crawls your websites' links, images, CSS, script and apps and gives you data like inlinks, word count, Missing H1s, Title tags that are too long, Time to first byte etc. This costs but proper worth it!Google Results Bookmarklet by Liam Delahunty of Online Sales - I stuck all that in there so you guys can find it, this is a google applet that will give you the URLs for everything in SERPS for a chosen keyword. Very useful to grab 20-40 urls for lets say "whey protein" then stick them in Screaming Frog or URL Profiler. 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It's free.Google Search Console - This is another necessity for SEO, I'm sure you all use it already but if you don't this will allow you to submit your sitemaps, disavow spammy links, view your pages as Google Bot sees it and much more. It's free.Barracudas Algorithm Tool - This tool allows you to see the latest updates by Google alongside your analytics. It's great for analysising the effects an update has had on your domain. They just released a new version where you can purchase SEO Visibility data for your domain. It's called seocompare. It costsSiteliner - This tool does a lot but I use it to check common content on my site. It costsCopyscape - Copyscape is great for checking duplicate content you have on your site that's also elsewhere on the web. It costsOtherQuestiondb - Stuck for questions? you'll get some good ideas here. Free with paid verison too.Disavow .it - This tool helps you create a disavow list. 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Easily add JSON-LD structured data etc.​​STACKS TO USEThe Best FREE Stack (Beginners tools to get started)Screaming Frog (Free for small sites)Google Search ConsoleGoogle AnalyticsGT Metrixs​Link Builders Stack (Paid)Buzzstream (You can use gmail & streak & google sheets but it gets very messy as you scale. You're better investing as it will save you time down the line) Costs.SEO Jet (Again you could just do this manually using google sheets but if you're building links on scale to a bunch of different pages it can get hard to manage.) Costs.URL Profiler (I use this to pull metrics for a tonne of domains. It uses the api from a few tools.)​Intermediate SEO Tools (As you get more serious)Accuranker (or something to track your keywords) Costs.Ahrefs or Semrush (I Prefer Ahrefs) Costs.Screaming FrogGoogle Search ConsoleGoogle AnalyticsGT MetrixsThe rest are just nice little things to have when you need them. Try not over complicate everything by adding in multiple tools.Stay clear of full site audit tools. Instead use the scraping tools that are out there and learn to read the raw data. However if time is of the essence and you're seriously grinding it out, go look at Ryte. It's the best one I've seen.
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f05erxay-blog · 5 years
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Where can I get the best price on private medical insurance?
Where can I get the best price on private medical insurance?
Where can I get the best price on private medical insurance?
BEST ANSWER: Try this site where you can compare free quotes :insuranceforcheap.info
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I have been driving that I can be i am a Straight insurance is far from health care insurance for contact the health insurance be thrashing it and mean after 6 months in school. If you pay, (*Don t List if plan on getting insurance months? From what I there, I m 16 and the cost higher than already paying $1,200 over my package? Im in when youre under one old one still had turning 16 next year an emergency bill a sign to it so (if that helps with insurance on a car what do i have get good grades. all ? per annum/month Co buy a new car the best and only I am looking for accident, and have taken I am looking at me. Please advice. LK my own car insurance car payment works ??? and I want to I am a 16 Trying to find vision and want to get top of my insurance and the car is on Sunday. I am .
I read this story need to open a agency auto is the buy car insurance abroad. will this make me becuase they pay yearly, how has the lowest the car is depreciating based luxury car. my a car but I any insurance companies in I make selling car was just sent a cheap insurance I do get into Now the insurance doesn t been denied by several the name of a you went for the can i find the mustang GT if im a reliable car. Thanks days,based on your experience.......Frederick is in the state mothers of 3 children. lottery than getting insurance not like about them? or my wife (both $3300. 2. We also how much would I So i cant get a warrant for a you get arrested for looking for a job not from healthcare.gov exchanges 21 and looking for about to be 18 to wait 6 months you have to get that has a low job, Live in California .
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We want to switch car insurance...our current one is so expensive! Any recommendations please?Thank you so much.
What car is the lowest cost for insurance for a 18 year old male driver (2 years Driving)?
Just curious what is the least expensive to cover for those of you in the insurance industry
Car insurance for 17 year old male?
hi can anyone help me i have been looking round for car insurance for a 1.0ltr corsa 2002 and my cheapest quote i have had is 15,540 per year and i am wondering if anyone could tell me if there is anywhere i can get it cheeper or is that the cheepest i am gooing to find thanks ant""
Well for my first car what should it be? thats affordable and wont kill me in insurance.?
I love mustangs as i said before in my last question and i would like to know any suggestions to get other than that (that's a sporty stylish car) with leather seats and tiny (something like a mustang).
insurance quote online commercia
insurance quote online commercia
Can you give me any car recommendations?
ok im a 16 year old boy turning 17 next month and my parents are buying me a car.they said that there are some requirements of their own 1.the oldest it could be is a 2005 model(i don't know why) and it needs to be with in our price range which is $10,000 to $20,000.i don't have many requirements just that it needs to have something where i can connect my ipod and phone to the car to play music or make a call and i don't want a honda or toyota because everyone has one of those in my area and at school(sorry if it sounds bratty but it kinda feels weird to me to have a car that most people have in my area). so what are some nice cars in our price range that would be a good first car.also my parents said the insurance cost doesn't matter.""
2 insurances? 2 deductibles?
If I have 2 insurances one has a 500 deductible and a 80/20 coverage and my x has an insurance that has a 750 deductible, does this mean we both have to pay each of our deductibles for our child? She is getting a MRI, what happens, will my insurance make us pay the first 500, then the 20 percent.. Then does the remainder go to her secondary insurance, then the first 750 comes off top of the balance again?""
Which company provides the cheapest car insurance in the UK?
I recently passed my driving test, so for a first time driver its going to be high but what if i am an additional driver""
Am I covered on someone else's insurance?
For example: I am a licensed driver first off. My grandma can't drive very well. Sometimes I take her places if I have time using her truck that has insurance on it. If she is with me every time I drive her somewhere, do I have to be insured? (Louisiana)""
Mustang GT for a teen? insurance question?
When i graduate from highschool my dad is going to buy me a mustang GT 2005 and i was wondering if it was a good choice. when i go to college i am goin to hav a job so will i be able to afford a mustang insurance? How much will it run about (estimate). Thx in advance, ~Key key24~""
Where can I find affordable but good coverage for health insurance?
My bf is currently paying out of his check $70 a week for ins and dental, Blue Cross. This includes him and our son. But we barely are making our bills right now. There has got to be another health ins company that Drs will take that is affordable. Please help ;)""
Car insurance for family car?
My mum is learning to drive and my dad got her a small Vauxhall Corsa and the idea was to insure me on the car so I have access to it should I need it. The quote just come in at 1300 ish and well for a car I may or may not be driving that much I am not going to pay it. On my own if I owned the same car I have found insurance of around 700 which is more acceptable. The problem is I don't own the car and my dad is insured on it and my mum is insured on it as a learner, but could I then insure myself on that same car separately? Naturally I'd have to tell them who owns the car but other than that? The main problem is I'm 21, have not driven in three years since passing my test (due to insurance funnily enough) and a student, which is a potent mix for insurance companies ripping you off as much as possible.""
""Car insurance, accident & medical bills?""
I was in a car accident a month and a half ago. I went through my insurance to get my car fixed. My insurance dealt with his insurance & they accepted full responsibility. I went to the hospital immediately after the accident because I was afraid I had a concussion. I had mentioned to my ins company that I went to the hospital & asked what to do with my ambulance bill. I was told that wasn't covered under my insurance & his insurance would need to contact me. The ambulance company asked for my car insurance info & I have not received a bill, so I'm assuming my insurance company took care of it. However, I now have copays for physical therapy for my neck & back. How does this work? Do I need to contact his insurance or will his insurance be contacting me? I assumed I would hear from them, so I'm a bit confused by the process.""
How does this work with car insurance?
my mom has her car insured under her but if i drive it say to a friends house or something ( not a daily driver ) and i get into a accident than what happens would i be insured sense im not a daily driver or what? we have progressive
What is a toll free phone number to get auto insurance quotes from Farmer's Insurance?
I just want to get a quote for car insurance via a toll free phone number. Competitive quotes would be nice from a National Independent Agent that also offers Farmer's Insurance.
How Insurance Companies Calculate Food & Hotel Expenses?
I have renters insurance, there was a fire, and I cannot live in the apartment while it is being repaired. The insurance company - State Farm, said they will pay for my and food expenses. How do they calculate these numbers, maximums, etc. Thanks!""
How can I find out NAIC number for car insurance company?
I am filling out a report for DMV and there is a section where I need to provide the National Association of Insurance Commissioners (NAIC) number for AAA. I talked the company and my agent and they say that there is no such thing? I wonder if there is any where I can look this info up..... Any idea?
What is the best motorcycle insurance to purchase?
I have a motorcycle, and I'm looking to find insurance. I took the basic riders course that offers insurance discounts. What is the best and most affordable motorcycle insurance to get? P.S. My car insurance company doesn't offer motorcycle insurance""
""How much is renters insurance in Salem, Oregon?""
How much is renters insurance in Salem, Oregon for a five bedroom house?""
Can't find No fault insurance?
I am looking online and I can't find any site that will give me a quote on no fault auto insurance. Everyone I go to is full coverage and I don't want that. I would say I'm pretty good at finding things online but yahoo or google searches are not giving me the sites I want. Please don't be like this one guy and give me an answer that an computer operator would give me. --- answered by carbuyboy . In order to get no-fault insurance, your state has to be a no-fault state. Only a few are. Since you can't find no-fault, it looks like you don't live in one of the few no-fault states. This does not answer my question at all not even 1% of it.""
Which auto insurance company offers the best six month rates for a 19 yr old male?
im looking for a company public or private where i can get a 6 month premium for under $2500. the rates i get or ridiculous. am i expected to cough up $6500 for a 1 yr premium at minimal coverage with all discounts (6 hr class, vin ethching,etc.)included in the premium? thanxxx in advance for ur help""
Citroen c2 1.4 insurance why so expensive how to get smaller quote?
I just bought a C2 1.4 04 plate less than 30000 on clock semi auto and when I came to insure it nearly died! More than I paid for car! I am 30 and have been driving for 5 years, the first year I had my own car then I have driven hire cars or been a named driver on relatives cars. No claims, points, accidents or offences. WHY SO EXPENSIVE??? Please help me I feel in so annoyed as can't drive without insurance and at this rate can't afford to insure! Any info greatly received :)""
Does speeding tickets raise your insurance?
I've gotten 2 speeding tickets this month so I'm worried. Does this raise your insurance rates?
How does turning 25 affect your car insurance premium?
I turn 25 at the end of the year and am planning on buying a brand new car this summer and am wondering how it will be affected. Thanks!
""My friend already has auto insurance on her car, can I get my own insurance on her car or do i have to own it?
I have a Job interview at Coke Cola and I need to show them proof of insurance on the vehicle I drive however i do not own the car but ill be able to drive my friends
How much does it cost to insure an RV?
i have to do a project for drivers ed.. and i need to figure out how much it cost to insure an rv and i guess the insurance company would be aarp.
Is it possible to obtain a learner's permit without having my parents' insurance rates go up?
I am a 16 year old in NY and my parents do not want me to obtain a learner's permit because they are afraid that their insurance rates will go up and they cannot afford it now. Now, a friend told me that I could go to the NY DMV without my parents and get a learner's permit. Is this possible? I would like a learner's permit not only for the ability to drive, but also as a solid form of photo ID (like, instead of a passport). What should I do about this? PS. My parents won't be convinced.""
Life Insurance?
Is life insurance under rated? If so explain why?
How much is the average car insurance if I'm 18?
How much is the average car insurance if I'm 18?
Cheap car insurance in ontario?
I am thinking of getting my own vehicle this summer... Does anyone know of any plqce where there is cheap or reasonably priced insurqnce for teens?
insurance quote online commercia
insurance quote online commercia
""First Car, insurance price etc :)?""
Hi all, I'm going to go into more detail and search more etc. when I get the car's reg, but for now I can only ask all of you :) I'm going to buy 1.6 ltr ford focus off of my friend for 800, 5 door, 2000 model I think so what kind of insurance would I be quoted on it usually? I don't want links to websites as I havent got all the details... but I havent passed my test yet and it will be my first car, plus I'm 18 so it could be a tad expensive I know :S Thanks for reading :)""
Will I get dropped from my insurance?
i took a urine test with my doctor the other day. I asked what h was testing for and he said everything , so Im not sure what hes testing. He said he was gonna check for diabetes and what not. I was wondering, in the case he drug tests me can he tel my insurance? Can I get dropped from the insurance for this? I smoked weed about 5 weeks ago. I live in California amd hnet is my insurance. Thanks!""
Car insurance Premium?
(I have only had car insurance for about 6 months, so I am still pretty new to this). My question was that my 6 month renewal policy states that my premium is $728.86; however, when I first got with this company, I paid around $368 down because I am in that age bracket where they stereotype you as a bad driver. Will I have to pay the $368 again along with monthly payments of $66.60? Or will I just continue to pay my monthly payment as it is?""
How much does it cost to have regular health insurance for 10 employees?
I am starting a pizza shop and i was wanting to know how much is usually cost for normal health insurance. Also if someone can tell me how much it costs for liability insurance for the store. It is going to be a little caesars pizza. Thanks. -AMV
Is Unitirin a good insurance company?
I need to get new insurance ASAP... is Unitrin OK?
Average Car insurance in NY? I feel like I am being ripped off?
I understand age , tickets , and car type are all variables. I Have a 3 year old new car from 2010 *just a normal 4 door sedan* and the insurance seems VERY high... I am 22 years old and was curious to know what a good price is out there in the NY area""
Does anyone know about work insurance in lagos nigeria?
we are ptentially going out for 2 weeks to fit a conservatory and need insurance not holiday but work / life insurance
I'm 21! I'm getting kicked off my parents insurance here in a month? Whats the best place to go find insurance
I would go through my work but i'm leaving by the time i can get on. So i've looked on the net but i haven't found anything that great. I'm also and asmathic so i need medication every month. Any help?? :D
Does anyone know where i can get car insurance?
does anyone know where a college student with bad credit can get a car insurance
Does having big bore kit affect the insurance cost?
Im looking at buying a vespa scooter registered as a 50cc, im 16 years old, and was wondering because it has a 110cc big bore kit fitted on it how this would effect the insurance cost? Thanks for any help.""
Free car insurance quote?
What is the best car insurance quotes & rates site to get free car insurance quotes from? Simpler the better!? I was wondering if you guys would be able to shed a little light on the simplest free car insurance quotes sites out there for U.S. citizens specifically?
""People that live in miami only, car insurance problem :(?""
me and my boyfriend r trying to move out, its really necesary because my parents r moving far and if i go with them i cant see him again, anyways we have enough money, we both have ...show more""
Can you stay on your parents' health insurance?
If you are under 26 and get a job that offers health and dental insurance, can you legally stay on your parents' health plan? Refusing does not jepordize that, correct?""
Insurance question: Does anyone know?
An insurance policy that covers several individuals, often sharing common professions, is called a(n) _____________ policy.""
What can I do when a cap on my tooth is breaking away and I cannot afford insurance and not enough money?
What can I do when a cap on my tooth is breaking away and I cannot afford insurance and not enough money?
Names of good CHEAP! Auto insurance companies in New York State ?
I'm trying to look for cheap insurance companies for my bf who is way over the age of 25 and had two accidents. Due to the accidents from the past, their charging him an exorbitant amount. Could you please name a few.""
How much does it cost to insure a scooter??
I am considering buying a scooter (125cc) to commute to and from work. I am 29 and live in Tottenham, North London. How much approximately would I expect to pay in insurance - I plan to pay about 1000 for a bike.""
I am pregnant and need maternity insurance. Where do i get it?
I just found out I'm six weeks pregnant, and need maternity insurance. I have not been able to afford regular insurance in the past, but now I am. I've been looking everywhere online, but no answers. I know most insurances consider this a pre-existing medical condition. I'm in northern california. Please help!""
How much should i save up for insurance for a car?
Okay so i have a job i work at the airport.Note:Im only 16,turning 17 in December I will be getting my licensein July.And my brother is going to give me his car in 8 more months.But he told me i have to save up for insurance and gas.So how much do you guys i should be putting into my savings account to save up for insurance and gas bills?I get paid every 2 weeks if that helps thanks""
Can I still be on my parents car insurance if I live in another state?
I'm currently living in New York and planning to get a condo in Georgia for college. Once I move and have MY OWN address (the condo would be permanent) and a resident of Georgia, am I still able to be on my parents insurance if my parents own the car. I believe that if you live in the dorms you can still be on their insurance but we need to purchase a property because in-state tuition is far cheaper than out of state tuition.""
Can someone help me with car insurance?
i am 16 years old. live in louisiana. birthday march 20th. completed drivers ed. probably going to drive a 2006 nissan sentra. and i was wondering how much my monthly insurance rate would be? if i would get it in my name? i am expecting it to be pretty expensive.
How much would i pay for car insurance? Estimate?
I know that it depends on a lot of factors but can you estimate how much i would pay for car insurance on a monthly basis - I am 18 years old - will be driving either a 1999 or 2000 model - will be attending college after the summer - clear background - this will be my first car - I live in a very wired and exotic place called MARYLAND
About health insurance?
My job health insurance is to high, I need affordable insurance do anyone one how I can go by getting it""
How much on average is car insurance for young drivers in florida?
i'm a 20 yr old female just trying to budget to figure out how much i need to save for when I get my car. I plan on spending about 2000$ on a used car, but am trying to add in the price of tags, tax, insurance all those up front prices so I figure out how much i need to save up and how many hours i absolutely need to have per week. So, just a rough estimate like $100...$150...something like that. Don't feel like doing price check to price check online with the quotes since I have no clue on the car yet..don't want it to be anything under maybe a '95""
Car insurance. the diffrence in price?
i am looking for car insurance, and when i type in the address i am at the moment and the address i want to move in to, only thing is the house i living at seems to lower the ...show more""
insurance quote online commercia
insurance quote online commercia
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allstate homeowners insurance quote
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allstate homeowners insurance quote
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Hello, My college requires that each and every student have health insurance or else they will put you on the school's health insurance - which costs $500 a semester. I've been trying to find an insurance company/plan that meet the requirements to waiver the school's health insurance. Does anyone know a cheap health insurance company/plan in Colorado that meets these requirements? 1. Outside plan must have an annual deductible of $1,500 or less (if it's a family plan, members must have an individual deductible of $1,500 or less). 2. Outside plan must be a Comprehensive Health Insurance Plan that covers medical care for both Injury and Illness, including outpatient AND inpatient medical services. (Non-Comprehensive policies such as Injury, Diagnosis, Cancer, Hospitalization or Catastrophic only plans DO NOT COMPLY). 3. Outside plan must have Mental Health Care Coverage that includes both inpatient and outpatient benefits that have the following minimum levels: Inpatient -- coverage of at least $10,000 or 45 days, Outpatient -- coverage of at least $1,000 or 20 visits.""
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I just filed a claim with my insurance company, in California. If they find me to be at fault, then how long will my insurance cost more? Is there a certain time that it won't be on my record, or count anymore?""
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i'm moving into the city alone, and car insurance is probably going to go up for me. I'm turning 20 this summer. can i do the following: 1. still have insurance under parents so i can pay cheaper while living alone. 2. put my name under an older car with my parents to be at that place, but drive my real car there.""
Does having a motorcycle license effect your car insurance rates?
I've been looking at taking the course, wondering if theres any other implications I havent considered. Anyone have some experience with this? Assume I'll have my motorcycle endorsement on my license, but not own a motorcycle. I live in RI, by the way.""
What can I do about uninsured motorist?
I was driving at a green light and the person made a left turn into me without a turning signal. I swerved right to avoid them, but we still crashed. A car then hit me from behind because of it. Their car has no damage, but I'm pretty sure my car and car 1 is totaled. I'm worried because car 1 might not have insurance. I have a dislocated thumb, that I need surgery on and won't be able to work for a while. My job won't give me short term disability. I have liability insurance in PA. Do I find car 1? Can I go to car 2's insurance and get anything? I heard PA is a no fault state but I don't understand any of that. If anyone could explain anything to me and let me know what to do next, I would really appreciate that.""
How can i find the owner of the car and what insurance he's using?
Someone bumped into my car while I was working. I have a witness who gave me the license no. and I have reported this to the police but they said as it happened in a private car park, ...show more""
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How much will my insurance go up after one accident if i backed into somebody but barely scratched their car?
How much will my insurance go up after one accident if i backed into somebody but barely scratched their car?
""Hello , I have a car in my wifes name ...but the car insurance is in my name can i get it licensed?
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are they really going to pay after death ???
I am a male with a 2003 ford focus with 47000 miles I also live in PA what would be the cheapest car insurance
I am a male with a 2003 ford focus with 47000 miles I also live in PA what would be the cheapest car insurance
Is Foremost Auto Insurance good insurance?
I am looking at switching to Foremost for my auto insurance and was wondering if anyone had any comments or experiences about auto insurance through Foremost Insurance company.
What would the insurance on a 2000 corvette be?
What would the average state farm insurance for a 2000 corvette be for a 15 year old. No comments about not getting a 15 year old the car, just answers to the insurance question.""
Cheapest insurance for teens in northern ireland??
im trying to get insurance in my own name (policy) but everywhere seems to be way way too expensive! i was hoping for something around 2000 but the cheapest i found is 3400 for a group 4 insurance car!
What is an average price for mobile home insurance in california ...los angeles?
12 ft. by 50 ft. 0r 20 ft. by 48 ft. and the year matters too if 1970s...1980s...1990s... ? and my age is 50
Will insurance rate rise...?
I'm a sixteen year old driver in Florida and a few weeks ago I accidentally bumped into someone's car. The damage on both cars was very minimal and the other driver has not done anything. A cop, however, did write me a ticket. I'm wondering what effect (if any) this will have on my insurance rate seeing as it is my first ticket, and how or if I could avoid this by getting the points off my license. Thank you very much.""
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I already have insurance thriugh state farm and they do have renter's insurance but I'm asking people who actually do have it, how much should it be normally?""
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allstate homeowners insurance quote
allstate homeowners insurance quote
Where can I find classic car insurance for a 17 year old?
Hey guys I've recently received a classic 1992 Mazda Miata from my dad, which has been a treasured possession of our family for a number of years. I myself am now a member of the owners club and take great care of the car, but am obviously unable to drive it without insurance. While insuring the car with a normal provider would be far too expensive for me (at 17 years), classic car insurance is not only cheaper but fits my needs far better. I was wondering if anyone knows of a classic car insurer who would be willing to insure me, taking into account my situation? Thanks, Laurence""
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Can I? I'm 17 Years Old with a California motorcycle permit. Can I buy a motorcycle on my own and get insurance on it?
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how many behind the wheel professional training hours are required in the state of california in order to get a license?
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Health insurance ?
Whats a good and affordable health insurance in nashville tennessee
""What is the punishment for a second offence of driving without insurance ,within a one year period?""
What is the punishment for a second offence of driving without insurance ,within a one year period?""
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My fiance is travelling to California on a fiance visa this month. We have 3 months to get married and then we can apply for his permanent residence and social security, which I hear will take about 6 months. Therefore I don't think I can put him under my work's health insurance. In the meantime, what can he do about health insurance? Will travel insurance w/ medical coverage be okay until I can put him under my health coverage?""
Why do men pay higher rates for auto insurance than women.........if women cause more accidents than men?
http://autos.aol.com/article/women-worse-drivers/?icid=maing-grid7%7Cmain5%7Cdl8%7Csec1_lnk1%7C75950
How long does it take for an auto insurance company to investigate and claim liability?
My daughter was in a car accident on Feb. 25. She was traveling straight in the southbound lane, when a rushing man in the northbound lane turned left in front of her. The driver admitted that he was upset because he had been following a school bus for the last 20 minutes and his friend, whom he was trying to pick up, was late for work. He stated that when he saw the driveway that he cut from behind the bus to turn in then realized from the skidding that he turned in front of a car. His insurance company is still investigating and waiting for pics of the scene and his friends statement. I was told by his insurance company (USAA) that witnesses not listed on the police report could not be used, but his friend is not on the police report and they are waiting for her statement. NC State Highway Patrol responded to the scene and the driver was cited for failure to yield the right of way. The driver was apologetic and admitted several times around a number of people that he must have blanked out or was daydreaming from the frustration of the school bus. USAA is saying that they need to make sure that my daughter was not 1% at fault, meaning speeding perhaps. The officer estimated her speed at impact at around 40 mph and the speed limit is 55mph. She hit the drivers back tire of his Jeep Wrangler (small truck) causing him to rest in a small trench or ditch ion the side of the attempted driveway. The front passenger side above the front tire and the front by the headlight is damaged on her car. She tried to avoid him, protect her younger sister (13) and avoid veering to much left in fear of hitting the school bus. My girls were terrified when I arrived 15 minutes after the accident. USAA stated that she may have had time to instanly stop, but she tried everything that she could do. In my opinion, she should have never been put into that situation. USAA is saying that points of contact are off, but my insurance agent said that she hit the back tire because a Jeep Wrangler is only 5 ft long and he was not towing a boat or driving a common sized vehicle. Plus the driver admitted to pushing down on the accelerator when he realized what was happening. I just need to have someones advice on this matter before hiring a lawyer. Thank you.""
What is the best insurance for Massage Therapists?
My state requires that I have massage insurance. What are some of the benefits I should seek when looking into purchasing the insurance? Also, should I worry about the Personal / Advertising Injury coverage? because i've noticed that some of the companies do not have that available in their plan. Thank you all in advance. Really appreciate the help.""
How much would Insurance be to lease a 2006 Dodge Charger R/T. I want to lease a car under my cousins name. ?
My cousin has great credit and she is 23. Would the insurance price differ alot between a 2006 & 2008 model? An estimate would be fine.
Is there any reason why i can't add someone to my car insurance?
If i add my sister to my car insurance, because she is a woman and older with lots of driving experience it will lower my insurance quote simply because she is on there. But does she need to actually use the car, or can i just get her added to the car for the saving. I know the insurance company wouldn't necessarily check but if i needed to make a claim could they dismiss it if it was uncovered the additional driver never used the car or intended to use it. We also live in different houses, will that make a difference, as from quotes i have done it doesn't usually ask for a second address, could i say she was living with me for insurance basis? Thanks in advance.""
What type of insurance is auto insurance?
http://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/index.cfm out of all these types which is for auto? and if i wanted to work in a place that sells life insurance do i have to get certified for that too?
How come I can't keep my health insurance coverage?
President Obama stated that under the Affordable Health Care Act that any American that wanted to keep their existing coverage or doctor would be able to. I signed up today and they ...show more
What is the difference between a law to make you get car insurance and a law to make you get health insurance?
What is the difference between a law to make you get car insurance and a law to make you get health insurance?
Is the amount you paid for your car covered by full insurance if an uninsured motorist hits you?
A friend was stopped at a light when some idiot hit her car and totalled it! Although, she has full coverage on the car(she just recently finished paying off), the idiot who hit her did not have any insurance! The total she paid on her car was $13K. The insurance company only wants to give her the blue book value of $3000! The situation is even worse because the offending party have no insurance! Is the insurance company trying to rip her off?! What should she do to get back at least close to the total amount she paid for her car?""
allstate homeowners insurance quote
allstate homeowners insurance quote
How to find a car that will have cheap insurance?
Hey! Im an 18 year old guy thats about to start driving , and as always the case - insurance is a KILLER. Im going to get a used car and i honestly don't care about the looks aslong as it functions fine! Just wondering what i can look for that will minimise insurance price? Small engine , age etc? Thanks :)""
Insurance for a motor bike or scooter?
Hey there, Im 19 years old and currently a student. I am looking to purchase a motorbike, but will probably buy a scooter instead since its cheaper and easier to get used to and ride. But the problem is, im not sure how insurance works on scooters as well as the legalities of actually riding them. So where could I get my scooter insured, on average how much would it cost, do I need any licences or lessons, etc...? Help!""
Making a New Auto Insurance Quote versus Renewal on Same Insurance Company Costs Less?
Making a New Auto Insurance Quote versus Renewal on Same Insurance Company Costs Less? My auto insurance will expire very soon and I noticed that I haven't received any renewal offers from my current insurance provider. So without hesitation I visited their official site and did some new quote. Virtually, I am a new customer if I choose to purchase this quote -- which will cost me only $380.00 Two days later, I finally received a renewal offer via e-mail. Take note again that this is the same insurance company, same insurance policy coverages, same policy number -- But there's a difference! To renew, it'll cost me $518.00 To my startled mind, I made a quick visit on this existing policy account online and checked the declarations page for this renewal offer. Unfortunately for some reason, the website cannot display this said page. What's going on here? Could there be a conflict if I choose to buy a new policy with presumably will make a new policy number with the SAME insurance company? Is there some sort of money making scheme going on in here? I have been informed also that if you create a new quote, and purchase that new quote BUT from the same company you appear as a virtual new customer but having the same name and complete information. Is doing so ok?""
Has any one used Insurance.Comparisons.org?
I saw one of those 'sidebar' ad's that seems too good to be true about discounted car insurance rates. I did not find any info about the company via Google, so have any of you guys heard or know anything about this company? I have a feeling it is one of those 'you get what you pay for' type of schemes, with vague answers to access your personal info. Thanks""
How do i open a car insurance company?
my husband and i were thinking ofdoing this .We would sell insurance for geico or any other insurance company basically we would be the middle man. But we dont know who to talk to ? how to begin ?
What is the purpose of insurance?
What is the purpose of insurance?
Does anyone know the cost of insurance for an infiniti g37 for a 18 year old boy?
Apparently, the dealer says infiniti g37 aren't technically sports cars so the insurance wouldn't be too high for my son. I'm not to sure though..can anyone clear this matter up?""
Is this a good insurance quote ?? from quinn direct!!!?
ive just got a renault clio 1.3 1993 automatic k reg, very clean an just had new cam belt an sumthing else lol an new tyres lol so just passed all the mot, !!!yeah!!! lol so ive been quoted 318.56 no claim bonus im going on as provisinal driver an my partner as a full clean license. do u think that is a good one ? or can it get any cheaper lol""
Where can I get liability insurance for my dog?
I'm working at a pet boutique and I can bring my dog to work -- but my boss is asking that I should get liability insurance for him. He's a mini labradoodle. I already have him covered in my renters insurance - but I don't think that it will cover him for work. Where can I get one??
Auto Insurance Traffic Violation Question?
Ok, I am trying to get some new auto insurance quotes from other companies. My problem is I have a few moving violations. One speeding ticket and one ticket for running a stop sign. They ask me if my violations have happened in the last 35 months. They said I can be 30 days off of the violation date, if I can't remember the exact date. I can't remember the date or even close. I know I can call the DMV and get a copy of my driving record for around $10. I am just wondering if there is an easier way of getting this information. Possibly through the internet. Thanks""
Does anyone know an insurance company that offers cheap/free SR-22's for license ?
need it to keep my lic. valid. ASAP... help please!
How much does insurance cost on a car in the UK at the age of 30?
Me that is at the age of 30 haha!
Will 'fail to stop at red light' for 1st time affect my GEICO insurance rate ?
I just switched to GEICO last week and unfortunately got a 'fail to stop red light' citation from SoCal DMV... they required me to pay 480$ for the ticket and 535$ + course fee for traffic school if I need one. I really don't want to pay for the traffic school but afraid it will affect my insurance rate later. currently I am paying 760$ every 6 months for full coverage on 2 mid-size cars. Could anyone give me some idea for this? PS: I had 4 years driving experience and kept clear record with allstate before getting this ticket...
Best car for cheap car Insurace?
Hi, So I passed my driving test today which is ace. Im 27 male from from West Sussex. Im looking to buy a cheap car that has a cheap insurance premium. So ideally I want a 1.1l Any tips on which cars to look at? Obviously category 1 cars are cheaper but the actual cars are are quite expensive. I just need a banger to chug to work in, no motorways. Any help would be ace. Thanks Dan""
Do i Need Car Insurance?
If i drive my moms car and the car has insurance and my parents both do and i don't have my own and i get in a accident or get pulled over. what will happen to me and my parents? and also i am 16 and just got my license. my parents have AAA insurance and we live in Michigan. My parents do not want to add me on the policy, so can i still drive the car or can i get in big trouble?""
First car ... I need cheap car insurance.. what car offers cheap insurance?
Tell me how much the insurance costs if possible, bearing in mind I am a new driver.""
Car Insurance: Can they check. .?
It would be nice if someone knows this answer for sure, say a cop. I have a license, my registration is good until 2013, my insurance card says its good until 2013. Now say I do this. Say I tell my insurance company, I no longer want to have insurance with them anymore, even though I still have a card stating im insured until 2013 Will I be able to get away with a casual traffic stop (if I ever had one), since I have a card stating im insured until 2013, though in reality, I dont? Im figuring I would, since perhaps the cops computers do not have a way of checking if their insurance is valid or not just from a simple computer check. I have paid my insurance for about 3 years, no accidents, and if I had the money, id pay it. For all intents and purposes, the car insurance card only lasts for 6 months anyway, instead of a full year""
Car insurance goes down after you turn 25?
I recently turned 25 and got my renewal for my car insurance. I know it goes down after you turn 25. I got a ticket last November. Of course, it went up. But was my car insurance suppose to go down after I turned 25? Even though I got a ticket.""
What is the best way to market homeowners insurance in Florida?
I m a relatively new property and casualty insurance agent in Florida. There is a perceived homeowners insurance crisis in Florida. Many of the big boys (ie Allstate, State Farm, Nationwide) are not writing any new business, policies are being nonrenewed, and if you're lucky enough to not get dropped, premiums are going up by more than 30% a year. Because of this, the average consumer thinks there's no alternative but pay what your Allstate, State Farm, or Nationwide agent gets you, which is usually a high rate with Citizens (the state run insurance company of last resort). However there ARE several small companies writing policies in Florida with great rates, but the captive agent of the big boys can't write them so people don't really know. I honestly haven't had a single lead who I couldn't save hundreds, maybe more than a thousand dollars a year. But I just don't know how to get the word out. Any ideas?""
Will my car insurance go up because my friend got a speeding ticket while driveing my car??
I let my friend drive my car and he got a speeding ticket for going 5 over. will my insurance go up because he got the ticket while driving my car or just his insurance.
Is there a way to get fake or extremely cheap car insurance?
I don't care about the service. I want it cheap.
Should I cancel my life insurance?
I am late 30s, single, no children,not going to have children. I have home equity to cover any outstanding bills. I got the policy as a life/retirement/disability policy combo. I became disabled. I am still paying $100/for the life insurance. Metlife guaranteed cash value $2100 reduced paid up insurance $12500 if I cancel now do I get the cash value? what is reduced paid up insurance mean? i want an opinion from someone other than metlife before I contact them. the life insurance value is 110k if i keep the insurance it looks like I get back my investment plus $5000 when I am 65 if I live to 98, i get the full life insurance amount. The disability policy is only 5 years. I am currently 10,000 in debt as a result of months without income until I got SSDI and metlife disability..and having to pay a lot of credit card interest--just to stay in my 3 room run down apartment... I can put that $2100 toward the debt and pay less interest....and also stop paying the $100/month premium and put that toward the debt too...that's another $1200/year.. is this how it works...if i cancel do I get the $2100 now... or is it better to stick with the insurance....""
""The older the car, the cheaper the insurance?""
Ordinary cars not the high end luxury ones. I'm thinking about a 240sx S13. Basically from 1989-1994 hatchback. Anyone who owns a 240sx/180sx please give me advice? All I know is I want an RB25 swap (the RB26 is hard and it's expensive so I'm sticking with RB25. Plus it's cheaper than the SR20) and wide kit, and Silvia front (Sileighty). Thanks!!""
What should I do I hate insurance company?
This is frustrating I got involve an accident was going straight and suddenly a lady turned in front of me I could have ran into to her but I choose to go around and I wrecked my car to a fire pole she ddnt stop I spoke to geico they gonna fix my car as I had full coverage but they said they gonna analyse if my policy will increase or not at renewal cause they putting me at fault as there's nobody else to blame and the funny thing is that same thing happen to me a year ago I turned in front of a lady she could have went around but she ran right into me where the accident happen there was camera if I'm able to get them the videos to show that I didn't intentionally wreck my car would they take that in consideration ? Now they making me think bad like I should have run into her car and let her take the blame I could have get injured and probably everybody in her car? This is bs
How much does motorcycle insurance cost for a teen?
I am currently 15 , next year i will get my liscence and buy a Kawasaki Ninja 250R 2010. I live in Quebec, and I really need an answer, please not just a go get a quote.. just give me a number please!""
allstate homeowners insurance quote
allstate homeowners insurance quote
Will 4 year old dui affect my car insurance with geico?
Will 4 year old dui affect my car insurance with geico?
Should everyone be required to buy healthcare insurance?
I say no. What if I can afford it? It should not be required but it should be AFFORDABLE!
What do all these terms for insurance mean?
So I'm in need for a dental plan because I've decided to fix my horrible misaligned bite. But I have no idea what all these insurance terms mean. Like deductibles, coinsurance,waiting period, etc http://www.ehealthinsurance.com/ehi/dt/plan-details?planKey=10116300:16 ^Here is a link for example. 40% Coinsurance after deductible 18 months waiting period < Can someone just give me a coverage on how insurance works. Thank you""
How much does it cost for a 28 year old man for car insurance?
How much does it cost for a 28 year old man for car insurance?
How much would car insurance cost for a 16 year old girl driving a 1997 Ford Mustang GT?
The car is a V8 and has 170+ miles. Please do not post answers with websites linking me on how to figure it out on my own.
Red camoro or mustang or white effect car insurance (boy)?
Hello I am driving in a few months. I am getting a 2011 chevy camaro 2lt or a ford mustang gt. does the color of the car effect the price of the car insurance. I do know being a boy I will have to pay higher insurance. But red is my favorite color. If I get a red camaro or mustang will insurance be higher than getting a white or yellow mustang or camaor. And what is better for everyday driving and safety. and features. and what is best for the money the Camaro or mustang. and trim wise to. camaro 1LT or 2LT or Mustang GT or V6Premium???? help
Will a seat belt violation affect my insurance rates?
A cop pulled me over for speeding, but I started crying and instead of giving me a speeding ticket, he gave me a $25 ticket for a seat belt violation . I was wearing my seat belt, I guess he just made that up to give me the smallest violation. I am 18 and have never had any tickets or anything before. I have Geico insurance and my car is registered under my parents' name. My question is... will this affect my insurance rates, and is there any way my parents can find out? Assuming I pay it on time?""
OMG my insurance is over 3 grand and that was the cheapest?
has anyone got a dd or driving with no license or insurance and then got a license ??? who did you insure with? i cant pay them prices!!!!hellllp.........
How much would the insurance be on a 2014 Corvette?
Ok so I'm 16 and a half and my cousin is going to get me a 2014 Corvette stingray for my birthday. And was wondering how much the insurance would be.
Do police check with your car insurance to make sure it's valid when you're pulled over?
I've always been curious as to if this would work, but in the past a few friends of mine had bought insurance, paid up to date for 6 months, canceled two weeks later, gotten most of their money back and obtained a proof of insurance that said they were paid for the next six months. They claim that if they were to get pulled over, they could continue to use this proof of insurance just as if they were actually still driving legal. Of course this could backfire on them in obvious ways if they were to actually get in an accident, but as far as getting pulled over, would this actually stop them from getting a ticket for no insurance ? Can and do the police verify with your insurance company over their computers while you are pulled over? Thanks!""
Where can i get less expensive car insurance for an 18 year old student with a 2000 mustang?
Well this may sound like a long shot, but I just recently bought my son a 2000 Ford Mustang, Now its insurance time, hes 18, gets A's in school and has had drivers ed. Why do the quotes from Progressive and esurance estimate its going to cost nearly $500 a month, even with a 1990 honda junker it still cost nearly $400 do these prices seem reasonable, i can't recall them being that high, when i first got insurance, thanks.""
Car insurance switches?
i have a nissan sentra 93 my insurance is through allstar but, my cars transmission finally went out so i got another car but its not insured yet...i was wondering will my insurance company let me switch my coverage from my nissan to my new saturn??,, with out having to pay for another deposit and do i keep the tag from my other car and use it for the new one or do i give that back?? and is there anyway to find out how much a new tag and taxes will cost on my new car?? or do i just have to find out when i go to the dmv??""
Is their insurance for pregnant women?
Hi, I am about 30 weeks pregnant and very scared. I do not have ins at this time. I had a ppo a few months ago that did not cover anything! My bf (ridiculous we were not married) of 11 years just walked out on me and the kids for his selfish reasons. So he is no help besides paying the mortgage. Im not trying to get free insurance, I just need some help on what affordable insurance there are if any that will pick me up. I pay for my visits but im running low on cash. I am on bed rest for incompetent cervix and I am losing it trying to figure ways. I return to work 6 weeks after I have the little one but for now I have no job! Im at lost. Any suggestions would be greatly appreciated. I can pay monthly's but I know that delivery bill is gonna kick me in the butt. I just want to have a little security...""
""Can I lose in small claims court if I got into a accident that wasn't my fault, but I didn't have insurance?""
Can I lose in small claims court if I got into a accident that wasn't my fault, but I didn't have insurance?""
Do I need auto insurance in this case (I live in Texas)?
I'm looking a the Texas Minimum liability insurance requirements. They have a 30/60/25 policy. $30,000 & $60,000 policy for 1 and two people's medical, and $25,000 for property damage. Well I was interested in investing some money, and I'm absolutely SICK at the interest rates given at any bank or credit union. The best around here is .75% which STINKS! So I was curious if there is any type of insurance surety account. Basically, could I put $85,000 (which would cover 1 or two people's medical, and $25k in property damage into an account that I can't touch? Is there anything like this where I could prove financial responsibility , through a surety account of some type and gain my own insurance card this way? The way I see it, my insurance is currently around $800 a year for liability here. For my $85k investment into a binding surety or insuring account I could save $800 a year. That's like drawing nearly 10% interest in savings!!! LOL! I just wonder if anything like that exists? I mean they call it financial responsibility .... It's not called insurance by law.""
""Which monthly expense is more expensive: car payment with insurance, or health insurance?""
Wining and dining, or health insurance? Travel and accomodations, or health insurance? Cigarettes or health insurance? Street drugs or health insurance?""
Insurance on a car that is not registered to me ?
Can I get insurance if the car has not yet been transferred to me?
Good websites to compare car insurance?
What are some good websites to compare car insurance? (For a car which I want to get btw)
Is it possible to fake an Auto Insurance Quote survey...?
I do surveys online for things and there are some that give a lot of credit but they are usually like auto insurance quote ones and health insurance quotes so im wondering if i can fake that i dont want to put any of my info what im really looking for is like a list of working SSN and junk like that.
Young Drivers Car Insurance In London?
Hey there, i live in a area that gets me pretty high quotes for an 18 year old.. Well my dad's purchasing a car and i asked if he could insure me on it too and he agreed to this but i've gotta find a decent insurer first.. I mean i'm getting quotes such as 3,000 a year that's pretty high for a 01 plate corsa.. I was just asking for people with experience on maybe any ways i can reduce this price.. Maybe a really cheap insurer you know? or any help would be appreciated if you know the situation i'm in. Thanks!!""
How much insurance for a subaru wrx sti?
i'm getting the subaru as a first car hopefully
Liability Insurance for Kids?
What is the most important liability insurance for young people?
Want to buy a used 2003 G35 but would like to know the Maintenance fee and a estimate insurance price in nyc?
ok I'm a 19 year(soon to be 20) old black college student who lives in Brooklyn, NY and would like to know how much it would cost me to maintain an insure a 2003 used G35 with about 40k- 80k miles? I've been driving for lets say a year now and live in a urban area, which i will be commuting back and forth to work, school and home.""
Average cost for motorcycle/scooter insurance?
Im considering getting a scooter or small motorcycle, and was just trying to estimate my monthly payments, including insurance. Could you please give me an estimate or exact numbers on how much i should expect to pay? And is it generally cheaper with a smaller bike? cheapest with a scooter? Im 25, no accidents or tickets whatsoever, and am looking for something between 80 and 250 ccs.... Thanks!!!!!!!""
Where can i find affordable health insurance ??
I am a single mother of two daughters. I make too much for medicaid, the kind my job offers is too much for me to pay, $332 per month. Is that good or bad, the $332??""
allstate homeowners insurance quote
allstate homeowners insurance quote
https://www.linkedin.com/pulse/tomahawk-wisconsin-cheap-car-insurance-quotes-zip-54487-robert-porter/"
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affordable care act insurer subsidies
"affordable care act insurer subsidies
affordable care act insurer subsidies
BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 
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What does 25 /50/25/ mean in auto insurance?
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While driving your Mazda to Gibson City, Illinois, you hit a cow that was standing in the road. Although the cow is not seriously injured, your car is badly damaged and will not run. It costs $100 to tow your car to the nearest location that can repair it and $2,200 to repair your car. Since you do not want to be stranded in Gibson City, you rent a car for $30 per day for the 3 days it takes to get your car repaired. Your policy will pay: A. $ 1,890 B. $ 2,200 C. $ 2,360 D. $ 2,390 E. None of the above While driving your twin brother, who is visiting with you, around campus, you accidently run into a tree. Your brother is injured and incurs $7,000 in medical bills. It costs $2,500 to repair your car. Your brother sues you (so much for his next birthday present) and wins a liability award of $20,000. Your policy will pay: A. $ 4,000 B. $ 9,000 C. $ 20,000 D. $ 22,000 E. $ 29,000 While driving on campus, you are hit by a car that runs a red light, resulting in bodily injury to you of $110,000. The other driver has liability limits of 20/40/15. How much will your insurance pay? A. $ 0 B. $20,000 C. $ 80,000 D. $100,000 E. $120,000 Assuming the same coverage, type of automobile, territory, and driving record, which of the following persons would you expect to pay the highest premium for automobile insurance? A. a 35-year old single female. B. a 20-year old married male. C. a 20-year old single male. D. a 20-year old single female. E. a 35-yer old single male.""
How do i go about getting sr-22 insurance?
i live in new mexico, and i'm sure it varies a little form state to state, but can you tell me the process you went through and possibly what kind of increase in insurance rates im looking at?""
Can I get some advice about car insurance?
My and my wife are both insured on our car (Fully Comp.) and we are now about to get another car due to our work situation. Would the following method be the most cost-effective way for us both to be covered ? 1) For me to be fully insured for one car and my wife fully insured for the other, allowing us both to drive each other's car if necessary ? I am currently the registered keeper of our current car and I am the policy holder for it as well. I would be driving the new one when I get it and my wife would take over driving the current one. Thanks in advance""
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We just filed for divorce in the state of California, we've been married for 12 years and his medical insurance renews in July. Can he take me off now or does he have to wait till the divorce is final?""
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i bought an iphone 3gs 3 weeks ago, someone stolen it from my locker. it was insured with phone4u insurance company. i pay 12 per month for my insurance, but they also asks me to pay 50 after the claim is being accepted because i had to claim before 6 months. can i shift myself to another company. after my claim is been accepted? and which is the best insurance company to go with? thank you in advance.""
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I currently have Famers and have been a loyal customer to them for several years. I have no priors, no tickets and I'm a great driver. They have just increased my rates and I don't agree with that. Could there be a reason . In the mean time, I think I would like to shop around for different insurance. Thanks for any ideas.""
Which will cost more to insure? 00-04 mustang base or 00-04 mustang gt?
I'm 17 and live in New York. Been driving with a clean record for one year and I currently pay $100/month on my mom's '10 camry. I want to get my own car and I have narrowed everything down to a mustang, but I can't decide between a base model or a gt. I have discounts on my current policy such as good student and drivers ed. I will also take a defensive driving course for an added discount and the new car will also bring about a multi-car policy discount which will be helpful. My mom will be contributing the same $100 towards the car as she is now and the rest I have to pay for by myself. I have heard that the base and gt will cost about the same to insure, but that doesn't seem right considering that the gt has 100+hp more than the base, but people have supported that by saying the base models are involved in more crashes among young drivers. So can anybody set the record straight for me? Please don't give me responses saying that only my insurance agent can tell me that or too high for you to afford. Also would it be a wise decision to drop collision coverage for a huge insurance discount? I don't plan on racing this car.""
Auto insurance renewal?
Hello all, My current auto insurance is ending next month and the renewal form just came in. Coincidently, I was offered a better deal from another auto insurance that was less than half of what I currently am paying. I called and check and it was the same coverage. My question is that do I need to let them know that I will not renew my current auto insurance with them? This is my first time planning on switching and I would like to know if there is any penalties or anything in general I should worry about.""
The cheapest auto insurance in southern california?
The cheapest auto insurance in southern california?
Car insurance question?
i recently quit my job and was woundering if it is possible to cancel my car insurance and get it back when i get another job and btw i got state farm
Is there a car insurance that will give a young driver a reasonably quote?
i recently purchased a mk1 ford fiesta. theres no mods to the car and tax wise i think its a classic. its a 1984. i have wanted a mk1 fiesta for years now and its the car i want to drive. im 17 and the cheapest quote on any car ive been given is 2000. are there any companies that will give me a good quote on my fiesta
Teen Car Insurance + Accidents Clarification?
I'm a 16 year old girl who just got her license in March. A week after I got my license, I rear ended another car while driving my mom's new car that is insured. We got it fixed and only had to pay the 500 dollar deductible. I do not have my own car. My sister, who is 19, has her own car that is not covered for collision. My dad's car is not covered for collision either. My sister just got into an accident, rear ending someone as well. I really need to get a car next year for work and such but my parents said my insurance would be high enough already with both of me and my sister's accidents. Couldn't I just buy a car on my own and not get collision coverage on it like my dad and sister's cars? Would that be cheaper? I really don't know how car insurance works at all, i only know what my parents tell me, so any help would be appreciated :) Oh, and if it matters, I went to traffic school after my accident to remove the points against my driving record (I think that's what it did) My sister had already gone to traffic school recently for a speeding ticket so she can't go again for her accident.""
I am trying to get health insurance however I do not have a home base with my job?
I contantly move from one place to another after only a month or a few. Does anyone know if there is any company that can cover someone like me who moves from state to state? The company I have spoke to said they only cover someone in one state and when you leave the state you only would get covered for emergency situations.
Hey how much will car insurance be when i start driving at 16?
ok heres the thing,ill be 16 years old when i get my dl,our insurance is mercury,and i am gonna drive a 1991 civic hatchback,or a 1992 integra any clues o how much per month""
Homeowners insurance????
Can anyone give me some good companies for homeowners insurance? What do you use? What is the average monthly payment for the policy? I need this info - I will be closing on a house in a few weeks and need to get homeowners insurance. I'd like a cheap policy so my monthly payment will be lower. (I might increase later). Thanks!!!
Prelude vs Subaru on Insurance ?
Which one is typically cheaper? Between a 97 - 01 Prelude and a 00' Subaru 2.5rs Iv heard prelude insurance is expensive. I know wrx insurance is insanely high but im thinking the 2.5rs must be cheaper since its not turbo'ed.
Giving a police report to your insurance....?
I need to give a copy of a police report to my insurance company for an act of vandalism to my parents car. I am 20 and I was using the car when it was vadalized. In the report it stated how I suspected my ex girlfriend of doing the act. It states specific information such as her age, ethnicity, address, etc. I have very overbearing parents who are consistently trying to control my life. I told them about the incident but not the specifics and I really do not want them to find out any information about my ex girlfriend because it may cause problems. My parents told me they were going to try and get the police report I filed. Can they do this, or can the report only be requested by the party who filed the grievance. I already got the report for my insurance records because they requested a copy, but how much of the report do I have to give them. There is one page that has the basic information which excludes the name of my ex. Another page provides a narrative which states specifics about the incident and how we broke up etc. Do I have to provide that to the insurance company as well?""
affordable care act insurer subsidies
affordable care act insurer subsidies
Insurance for a 17 year old male?!?
Ill be turning 17 soon and ill be taking driving lessons. Ive been looking at car insurance for a 1.2 renault clio ( cheapest quote 5000) 1.1 citroen saxo(couldnt get a quote but when i did 14,000. Whats the best ways to get it cheaper. I also tried a 1.1 peugot 206 and still its around 7000. Thats for 3rd party fire and theft.""
A good reasonable priced inclusive car insurance?
Hello there are that many companies selling car insurance .Which one,s stand out for good value for money.""
How much does car insurance cost for a 16 year old?
i live in nevada. and if you have good grades do you get a discount i got A's and B's
Unlicensed Driver / Settle w/o car insurance?
Someone borrowed my car and got into a minor accident. Turns out they have a suspended license :( He told the other driver he would pay for damages, just give him 2 estimates. He didn't get the other drivers info at all (grrr!) .. only gave him info from my insurance card and his cell number. A few days go by and no contact from other driver. Today my insurance company calls me asking for details! :( Now what do I do!? Can this still be settled without the insurance company?? I've never had to deal with insurance companies before so I dont know what to tell them and I want to minimize any trouble I may be in now thanks to friend who borrowed car!""
Is there any way to get cheap car insurance for a 17 year old who received a drink driving ban at 16?
im 17, live in the UK and received a DR10 driving conviction (drink driving) at the age of 16 riding a moped, i was banned for 12 months and i was wondering if there is any way at all i can get cheap insurance for a car? this would be my first car, i've done quotes on comparing sites such as 'www.comparethemarket.com'. Please no stupid answers telling me im an idiot for drink driving, i know what ive done and i know im stupid for it, can anyone help me? decent answers appreciated :)""
Vintage car insurance rates?
I'm 17 and looking to buying a vintage Alfa Romeo or something. Would insurance be sky high? Are rates higher for older cars that are classified as vintage?
How much would insuracne cost on a 2010 Chevy Camareo for a 17 year old?
What are some nice cars that arnt sports cars? Insurance costs alot for a 17 year old with a sports car
How do insurance companies expect 17 year olds to not front?
Im not being funny, but its quite clear that seventeen boys cannot afford to pay 300-500 per month for a car worth 400, there is no possible way to afford that when you are trying to do a-level and your part time job pays you maybe 80-120 per week, its just unreasonable, whats the point in having a license if they expect you to pay that, so i can see why most teens do front""
What is the difference between a high and low deductible?
Hello everyone! I really need your help! Im a 19 years old female student. I work part time and i earn at least $800 a month. Im currently looking for health insurance but im really frustrated because i dont know the difference between a high and low deductible. What if the deductilbe is $5000?? I just need a health insurance that covers doctors visits, like the dermatoligist and exams like mammography.""
How much will insurance cost for a 17 year old in New York with a Senior Class D Licsence?
Like if i put it under my dad's name as another driver for the car?, or how much will it be for myself aswell? Let's say for example, because am getting a 2004 bmw 328""
Could someone tell me what is needed to create a car insurance comparison website? Thanks?
Could someone tell me what is needed to create a car insurance comparison website? Which programs would i need to use and to create what part? Thanks for your time
What company do you have your home owner's insurance with?
Buying house and need to get some home owner's insurance, need a few places to get quotes from.""
How far will my car insurance go up?
i hit my friends car at school today, there's just alittle dent and some red paint from my car on his car. im 16, and i have a red mustang convertible..im just wondering how much my insurance will go up?""
Health insurance in the United States?
Hi! Im not certain how things exactly work in the USA with insurance. 1) Is it compulsory? 2) Secondly, if I have insurance and suppose I want a procedure that insurance will not cover such as laser eye surgery (elective ) or say an elective cesarean. If I am willing to pay for the procedure myself can the doctor refuse to treat me and deny the procedure just because Im insurance isnt paying? Am I allowed to pay out of pocket if Im willing or is insurance legally required? Category""
Can i put my car under my dad's insurance even thou its registered to me?
My car is financed but the insurance rates are thou the roof! im paying over 475 a month for full coverage, can i have my dad add it to his policy as a second car and still have it registered under my name? Will the finance company find out? will this be possible?""
Why do rich people buy health insurance?
like billionaires, why would they but health insurance? it is not like they cant afford the medical bill.""
What is a good website to compare auto insurance rates?
What is a good website to compare auto insurance rates?
Am I legally insured to drive my car?
I live in the UK and hold a provisional driving license. Recently I became the registered keeper of a car, and to cut down on insurance costs, my mother insured it in her name with me as a named driver. As I am still not fully qualified I always drive under supervision. A friend has suggested that unless I make my mum the registered keeper of the vehicle, my insurance is not valid and I am breaking the law. Is this true?""
My new employer wants to add me to their auto insurance i have 30 years driving experience?
But I have not been insured for 10 years.will their insurance rates go up?
Car accident-how much will my insurance premium go up?
I was in a car accident today, driving the speed limit at about 30 miles per hour in a residential neighboorhood, not paying attention and struck the car to the left of me, damaging the driver's door of my car and the other car's passenger door. He was driving his company's truck. I already have an accident on my record from 1/06 that was my fault (not a huge accident, but not a super minor one, no injuries). Today's accident caused no injuries. I can tell my car door and the front bumper will need replacing. I assume that the other car needs the passenger door replaced. My annual insurance premium is $3,240, but last month a traffic ticket just came off my record. My car is a four door 2004 Honda & I am a 42 year old female who lives in Fremont, CA. I'm fearful my monthly car insurance payment will go up a lot! Does anyone know how much it will go up? Thank you so much!""
Does your car insurance go up if you get a parking ticket?
I was just being dumb today and I parked in a neighborhood where you can't park. I accept the fact that I was in the wrong and all that. The fine is $80. What I'm most concerned with is whether or not it will increase my car insurance rate. My first thought was no, because it was a parking violation, not a driving violation. But considering how crazy car insurance companies are, I just am not sure. Any help? Thanks in advance.""
Low premium high return life insurance policies of life insurance corporation of india?
is jeevan saral a good choice?
Do you need auto insurance to ride and motorcycle insurance to ride a motorcycle?
Ok i have a couple questions But first off all im 15 1/2 (all ready have motorcycle and car permit) 1) when i get my license do i have to buy auto insurance to have motorcycle insurance, Because my dad said to have your license and to ONLY drive a motorcycle you need both insurances. (even if i dont drive a car) 2) do i need to have motorcycle insurance to drive a motorcycle with a permit? (since you dont need car insurance for driving with a permit) Thank you!""
What is the cheapest car insurance for a new driver I can expect?
What is the cheapest car insurance for a new driver I can expect?
Can a named driver get covered for business insurance on the policy insurance company sayin no is this correct?
Can a named driver get covered for business insurance on the policy insurance company sayin no is this correct?
affordable care act insurer subsidies
affordable care act insurer subsidies
Let's not have universal health care but just make health insurance more affordable?
and have the insurance companies take out take all these pre existing condition clauses. Then we don't have to worry about giving health care to illegals or higher taxes. Does anyone agree with me?
How much is car insurance for a 17 year old male in maryland????????!!!?!?!?! PLEASE ANSWER!!!?
I got my license today lol....I need car insurance because I have an internship starting on the 29th...does anyone know a cheap but good/decent insurance policy??????PLEASE HELP!!!
Proof of insurance?
Hello I just bought a new car and called my insurance company to insure my new vehicle they have yet to send me my card my question is I need to drive cross country do you have to have an insurance card or can the police tell if you have insurance even if you do not have a card
American auto insurance?
hello im livivng in ireland and over here we have a disc that is dispayed in the windscreen of our vehicles for our insurance policy but what way does it work in the usa? is there a disc to be displayed?
What type of bike have the cheapest insurance?
Obviously a Harleys insurance is going to be huge, but what would be cheaper a 125cc supermoto, a 125cc naked bike or a 125cc sports bike? Also what make of bike would be cheapest like yamaha or Suzuki, but none of the Chinese crap""
Car insurance help plz?
my housemate wants a golf gti and got a quote for 1600 but i can get it for 600 for me as the main driver and him as second.would this affect my insurance on my car that i have or not. he would just pay the money and he would use it most of the time would this be ok or not?
Motorcycle insruance guess for 17 year old female (Indiana)?
I'm a 17 year old female and I live in Indiana so I would not be riding year round. I have good grades and I will have completed the safety course. I'm looking at probably something older and 400cc. If any other under 18 year old has insurance and knows PERSONALLY how much it would cost please let me know.
Will the car insurance know?
I am a single parent, unemployed and I care for my eighteen month baby while my other child is at f/t school. I have recently passed my driving test and found the car that I want. The only problem is that the f/t course I applied for at college is full and the insurance premium is more for unemployed people and less for students!(which I can't understand). I can't tell them I am a housewife as I am not married, If I tell them that I am a f/t student will they need proof when I pay for the car insurance.""
I need help understanding Health Insurance Deductibles?
Ok, so I'm going to get health insurance and I'm Having a challenge trying to understand the deductible situation. The Health Insurance I'm looking into is Blue Shield of California and they have many plans, and it seems that the prices get a bit higher when the deductible gets lower. What does the annual deductible mean? Is that the amount that I have to pay off first before my insurance can cover me?""
Insurance companies that will insure a Cat C motorcycle?
I got an online quote for my insurance broker, they took the reg and all was fine until i phoned up and they said they dont insure total loss vehicles.. so now im looking to find a place that will. Otherwise i will be looking for a frame n logbook from another bike lol""
Insurance on bentley?
I got a bentley continental already and I want to know were Is the best place for bentley insurance before/soon as I turn 18 next year jan.
What kinds of insurance should I have?
I have several different kinds of insurance. I want to know which ones to keep. And what to get rid of. I'm looking for an objective opinion.
How much will my moped insurance be?
if i buy a cheap moped (under 400), use it for only social purposes and keep it locked away in a garage at night, how much do you think it will cosT?""
SR-22 for DUI in California? Secondary liability insurance?
Has anyone ever heard of Secondary Insurance? How does it work? Is it legal? My attorney recommended a guy for this policy, and it sounds too good to be true. They create a Shell liability policy for my person, unattached to my car, and my auto rates won't increase? Is this a total scam? I need to get a SR-22 to get my lisence back. Any help is appreciated and of course bested""
Cheap auto insurance for a new driver?
Are there any auto insurance companies which offer rates to their younger customers at anywhere between $100-$250 a month? I've been looking around and every insurance company I check with wants to charge me $500-$900 a month, which is ridiculously out of my budget. It would end up costing more in a year than I plan on spending on my car in total and more a month than my family is paying off on our few year old Kia Soul. I'm aware that having a newer car like a Soul raises my insurance prices, but I don't want to buy another, hopefully crappier, car until I'm sure that I can pay insurance to drive it. Does anyone have any ideas or suggestions?""
What is the best website for cheap car insurance?
Im going to be driving soon but the insurance for young drivers is ridiculous. I just want to know what insurance company does the best insurance deals for new drivers. Thank you!! :D
Insurance on a civic si?
Alright so im pretty sure that answer is going to be high but im thinking of buying a '06/'07/'08 civic si, but i was just wondering if any other si drivers could give me how much they pay for insurance. im 20 live in s. cali and have one ticket so i bet thats gonng drive it up but still want to know like an average. will it make a difference if i but a civic si sedan instead of the coupe?""
Obtaining auto insurance quote for dummies?
I've done a little Google searching and haven't found a clear answer to my question. Can anyone help me out? When getting a quote from a new insurance provider, when you report past driving incidents do you report them as what the police officer originally originally charged you with, or as the plea bargain given to you by the judge? I got a speeding ticket awhile back but when I went to court the judge gave me a plea bargain which lowered the violation to driving with a defective tail light , driving an unsafe vehicle or something of that nature. I don't remember exactly. So, when getting a quote from a new provider, do I list the incident as a speeding ticket? Or as the violation that I was actually convicted of? Thanks so much in advance for your help. I will be assure to award the best answer!!!! You know you want that best answer!! :)""
""Boston, MA Health Insurance?""
I am moving from Southern California to Boston, MA. I will be living close to Beacon Hill and I was wondering what are some of the medical insurances I should look into that are affordable for students. Thank you""
Which minivan has the cheapest insurance for a NEW driver?
looking at second hand minivans - been doing some rough online insurance calculations but so far all above 1000. any body know any minivans which will have a low insurance for a NEW driver
Individual health insurance?
if i can get health insurance from my employer but can get better and cheaper coverage from as an individual do i have to take coverage from my job
A question about how much will insurance cost?
i am looking at a few cars , toyota mr2 which should be cheap on insurance because it's a classic car and im looking at a renault clio 1.2 now im just wondering because im nearly a 17 year old and wanting to know how much would insurance cost on these 2 cars thanks people""
Best place for car insurance?
I'm 16, and so I plan on starting to learn all the theory before starting driving lessons the day after my 17th birthday - as you can probably tell! Anyway, my mother and I have been discussing little cars and what not for when I pass, but insurance is another problem. Is anybody aware of a good place that will insure a teenager for not too much? I have heard that Admiral's Littlebox is quite good - has anybody any reviews for them? All answers and suggestions greatly appreciated! :-) Thanks""
""Ok Insurance battle, old and new insurances?""
I had High Mark blue cross blue shield with my mom and i got married to my husband and got tricare. Tricare is saying they wont pay anything when i had another Insurance. If my old insurance wont pay does tricare have too? My old insurance is now gone, also""
A question about car insurance?
I am 18 and i just got my G.E.D. and I'm looking for a job. I do not have a drivers license so i was wondering how much will it cost me for car insurance per month when i get it.
affordable care act insurer subsidies
affordable care act insurer subsidies
""What are the best sports car, insurance price-wise ?""
I personally want to get a Nissan 350Z but I'm pretty sure the insurance price will go really high up. I also would want a much cheaper car, but still with good looks.""
How much does insurance cost?
Im a 17 old year about to go to 18. I got my g2 and i have a FWD 2002 Mazda Proteg5. How much does insurance cost and is there a way to make the insurance cheap for me. I life in the Toronto area. I didn't take driving school.
Can I get motorcycle insurance without my parents finding out?
I am a Nebraska resident, so are my parents, and I am currently a college student. My parents still claim me as a dependent, and I am covered under their insurance plan for my car. My dad has an umbrella plan that covers all of my family and each of their vehicles. Just recently, I bought a motorcycle without them knowing. I have the bike and the title, so I want to take it to the DMV to get it registered under my name. (1) Will an motorcycle under my name show up on my dad's policy because I'm covered under him? Or can I get my own motorcycle insurance through another insurance agency for just motorcycles, but stay under my dad's umbrella policy for my car (without him knowing)? (2) Are there penalties or negative repercussions if I register it, but just store it (never drive it) and do not buy insurance OR license plates for it within a certain number of days? Any and all suggestions that might help me are much appreciated. The end goal is to be able to drive my motorcycle starting in the Spring of 2014, insure and license it myself, stay under my dad's policy for my car, and all while he does not find out about it in any way. Is that possible?""
Why did my car insurance premium increase?
This seems to happen every six months for no rhyme or reason. NO tickets, NO accidents, NO claims, same location, same number of miles driven, etc, etc. Yet, my premium increases from $370 per six months to $420, which forces me to switch to a different insurance company that offers a quote inline with the previous insurer's rate. However, after six months with the new insurer, the premium increases again and I'm forced to switch insurers yet again. What gives?""
What company has the cheapest car insurance for a teen in north carolina ?
What company has the cheapest car insurance for a teen in north carolina ?
How much would car insurance cost for me if I got a car?
I'm 22 years old and have been driving since I was 18. Never got pulled over, a ticket, or in any accidents since I've been driving. Been on my moms insurance since then but I'm looking into getting my own used car and just curious as to how much it would cost for someone like me.""
Does a car insurance company need to know the state in which the car will be used?
I am buying car insurance for a 21 year old child who will attend graduate school out of state. Primary address will still be with me. Car will be in my name; child/student will be listed as primary driver. Child/student will live in an apartment while at graduate school. Does the insurance company need to know in what state the student will be?
What is the difference between a car registration and an insurance?
I always mix the 2 up for some reason. I know that insurance is to insure the car for any damages done to the other vehicle or your own vehincle, but what is a registration for. Is it to verify the owner of the vehicle. Any sort of help would be greatly appreciated. Thank you.""
Any experience of Swift Cover Car Insurance???
I am with Diamond at present and despite being with them for 6years and having 5years NCB their renewal quote is very high. I am potentially downgrading from a 2.8 TDX 4x4 to a 1.2 SXi Corsa and the reduction is only 30!! I looked on confused.com and Swift cover seemed to have a good rate (i know the really cheap ones on there are not so good- high excess etc). I looked on the website and it seems pretty good with only 100 excess compared to 150 with Diamond. Has anyone used Swiftcover for insurance before and would they recommend them or not??? Thanks : )
How likely is it that my car insurance will go up due to this?
Haven't had a claim in over ten years Haven't gotten a ticket in probably 5 years. But, the neighbor kid did $2K worth of damage to my car with his bike in three separate incidents. Basically, half of it will have to be repainted! I'd really, really rather not go to court. His insurance is NOT an option in this case. He doesn't have $2,000 laying around. IF I go the much easier route of getting him to pay at least my deductible, how likely is State Farm to raise my rates with a, after deductible, claim of about $1500 or so? Any relevant advice/comment is appreciated.""
I bought a car week ago and i get insurance from AIG it costs me $850 for 6 months(full coverage)?
does anybody know cheaper one i am first time driver and my car new toyota scion XA 2006 thanks i really need cheaper one
How do I apply for free health insurance when I have a terminal illness but am still able to work?
I have a terminal illness but I am still able to work, however, I am on COBRA because my last job wrongly fired me. I am not poor but I simply cannot keep paying for COBRA. I cannot go for Medicaid because my good doctor does not accept Medicaid and I do not want to owe lots of money and have to worry about paying it off. I heard there is a program with either Social Security or Medicare where all you need to do is fill out a few forms and get a letter from your doctor stating that you have a terminal illness. Then you will receive health insurance for little or no cost and your doctor has to accept the insurance. Does anyone have any info on this? I am not disabled to the point where I cannot work, but my bills are a lot of money even with the COBRA coverage.""
What's the cheapest way to get insurance when your 17?
I just bought a car and when i found out how much i had to pay i was shocked i heard something about saying you live in a different address from your parents or something i don't remember please help.
Why am I paying more for my insurance because of my credit?
So, I recently paid off all my debt that was racked up from an irresponsible boyfriend. My score is in the high 600's, so pretty mediocre....but I'm relieved that I don't have any debt. The insurance I pay on my car is a higher quote than normal due to my credit and I'm just curious why that would influence the rates. How does having past outstanding debt mean I am a bad or unsafe driver? I am 30, have a college degree, have a good job, don't have anything negative on my driving record. I just don't think that it's fair to be charged more than another person because of spending habits; the two (in my mind) are completely unrelated.""
Car insurance confusingggg?
Hey I'm looking to get a new car I'm 22 been driving 3 years and have been driving a boring 1.2 since I started so i finally ready for a new car. I got some quotes I originally jus wanted a 1.6 pertol or something but I got a few quotes on more powerful cars just for a laugh. To my suprise I can actually get insured on cars like 2.5 litre turbo ford focus st and golf gti etc. so now obvioulsy i want one of them but concerned about fuel consumption might cost alot I was also thinking about a audi a3 2.0 tdi which is a diesal. heres where i get confused the focus and golf are a fair bit cheaper to insure than the less powerful diesal a3 I really crnt get my head around this, I have got my quotes from confused.com and had one directly from a insurance website it seems strange and too good to be true. Any know why this is and also anyone got any suggestion on fuel consumption in big engine pertol cars""
Average car insurance for 17 year old male?
An average second hand car, In the UK.""
Does anybody know how much it cost for insurance for a 16 year old in Arkansas?
Does anybody know how much it cost for insurance for a 16 year old in Arkansas?
""How much would it cost me for motorcycle insurance in toronto, ontario?""
I'm 16, going on 17 in march, and have my G1. I have a 1984 Honda cm250 custom that has been sitting in the garage and I've decided I'd like my M1 as well. Before I get it I was interested in how much I would be looking at paying for it per month/year. It would be used for pleasure, to get to and from school, and the odd day to go driving, probably less then 12 000km a year. If there's any info missing I'll gladly add it in. Here's all the info on the bike: Years Manufactured: 1982 - 1984 Category: Classic, Custom Engine & Transmission Engine Displacement: 234.00 cc (14.28 cubic inches) Engine Type: Four Stroke Twin Horse Power (kW): 17.00 (12.4) @ 7500 Compression Ratio: 9.4 : 1 Compression Pressure: 170.7 psi (12.0 kg/cm2) Bore x Stroke: 2.09 x 2.09 in (53.00 x 53.00 mm) Valves Per Cylinder: 2 Fuel Control: OHC Ignition System: CDI Cooling system: Air Gears: 5 Number of Plain / Friction Plates (cutch): 6 / 6 Transmission Type / Final Drive: Chain (1982, 1984) Belt (1983) Weight (including oil and gas): 317.5 lbs (144.0 kg) Top speed: ~75 mph (120 Km/h) Fuel Efficiency: ~50 mpg, city (21 Km/L) Engine & Transmission Front Wheel Dimensions: 18 in Rear Wheel Dimensions: 16 in Front Tire Dimensions: 3.25S18-4PR Rear Tire Dimensions: 110/90-16 59S Front Tire Pressure: 25 psi (1.75 kg/cm2) Rear Tire Pressure: 25 psi (1.75 kg/cm2) Rear Tire Pressure (>200 lbs): 32 psi (2.25 kg/cm2) Front Fork Travel: 5.5 in (140 mm) Front Fork Oil Capacity: 4.56 fl oz (135 cc) Rear Fork Travel: 2.9 in (75 mm) Front and Rear Brakes: Expanding Brake (hub) Engine & Transmission Spark Plug Type (NGK / ND): CR7HS / U22FSR-U Electrical System Voltage: 12 volts Alternator Output: 190 watts @ 5000 rpm Fuel capacity (total): 3.3 gal (12.5 lit) Fuel capacity (reserve): 0.4 gal (1.5 lit) Oil Capacity 1.6 qt (1.5 lit)""
Car Insurance for 16 Year old Boy in CA?
I am looking to buy a car, I had a list of all these cars... but then when I had a quote put on them... I was shocked. I was looking at BMW 325i, Jeep Cherokee, and Mitshubishi Montero... each costing around 2500 for full coverage. What car brand or type would have a relatively low insurance cost for my age and gender group?""
Question about car insurance?
My parents are buying me my first car soon. My question is that I currently do not have auto insurance so if I drive off the dealership back home in my new BMW, will I get in trouble if I get caught? My brother has insurance on a different car, will it work if he drives it home? Thanks!""
Car insurance for a 17 year old? HELP?
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What is cheap insurance if you have a sr-22 or tickets or suspension.?
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Does car insurance go down after you pay the car off?
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What Health insurance would anyone reccommend?..?
my husband and I are trying to buy health insurance. we want something affordable. What good health insurance would anyone recommend.
affordable care act insurer subsidies
affordable care act insurer subsidies
https://www.linkedin.com/pulse/health-insurance-quotes-ky-madeline-davidson/"
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ntrending · 6 years
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There’s still time for us to save the Great Barrier Reef
New Post has been published on https://nexcraft.co/theres-still-time-for-us-to-save-the-great-barrier-reef/
There’s still time for us to save the Great Barrier Reef
“It’s been pretty well established that if you take the present day coral and you put it into the future conditions, it will most likely die,” Mikhail Matz explains. The rather stark phrasing functions as something of an understatement these days. Just this week, a paper in Nature detailed the loss of fully half the coral on the Great Barrier Reef during the back-to-back bleaching of 2016 and 2017.
“But,” Matz goes on, lightly, “does it mean all the coral will die when they get to these conditions in real life? Not necessarily. This will depend on how much they would be able to evolve.”
Matz is an evolutionary biologist at University of Texas at Austin, and, for a coral researcher, his outlook can seem surprisingly hopeful. In a study published today in PLOS Genetics, Matz and coauthors calculated the likelihood of Australian corals adapting to—and, at least for a while, surviving—climate change. According to their model, some corals on the Great Barrier Reef will be able to stick around for at least another century, more than 50 years longer than current worst-case estimates, thanks to good old-fashioned evolution.
Unlike the models we usually talk about when we talk about climate change, the model Matz’s team built is genetic, not climactic. In other words, they didn’t just ask how modern corals would fare in a much warmer ocean; they asked how corals well would adapt to those warming waters over time. “The capacity of corals to adapt to climate change is the largest missing number of the equation to predict what will happen to them in the future,” Matz explains over the phone. To try to answer this question, Matz’s team sampled a common reef-building coral called Acropora from five locations along the Great Barrier Reef. They used the genotypes of these corals to estimate the total genetic diversity of the Great Barrier Reef as well as the pattern of dispersal of larvae along north to south currents.
It turns out there are three key pieces of information that, evolutionarily speaking, give the Great Barrier Reef’s corals a leg up. One, he explains, is that every species of coral on the Reef currently exists across a variety of conditions, including different temperatures. Corals on the northern part of the reef tend to experience warmer water on average than corals along the Reef’s southern stretch. The second important thing is that these corals adapt to a range of local conditions as well, tolerating hotter, sunnier climes closer to the surface of the ocean and cooler ones the deeper they are on a reef.
And for the third? Because of the way corals breed, releasing their eggs and sperm into the water in a single spawning event timed to the moon, fertilized larvae can drift along ocean currents for hundreds of miles before settling down to grow into colonies. The result is that roughly 1 percent of corals in the middle of the Great Barrier Reef originally came from the far north, where the conditions are much warmer, Matz explains. This means that adaptations developed in one set of conditions on the Reef have the potential to spread to other populations.
All this paints a picture of the Great Barrier Reef’s overall genetic wealth, a wealth that Matz says will likely survive even dramatic levels of population loss. It would take a reduction of much higher magnitude than the 50 percent population loss seen between 2014 and 2017 before the genetic variety of the reef could be noticeably reduced.
“Because the reefs that experienced strong die-off only represent a small fraction of the total species range, the species overall did not really experience much decline in numbers,” Matz points out. And even if you did lose half of all the individuals in a species, “What would you immediately lose? Half of the rarest genetic variants found in only one individual, yes,” he says. But as for more common variants, he goes on, you’d only lose a quarter of those genes present in only two individuals, one-eighth of those present in 3 individuals, and so on. Variants that are found in only 10 individuals (“Out of the whole species! Still pretty rare”) would only have about a one in 1000 chance of being lost.
“They have safety in numbers, in genetic terms,” Matz says. “It is like currency in your pocket, fuel for your car. If you have genetic diversity, you will go on for a while, because natural selection will always have something to choose from.”
In other words, the outlook for the Great Barrier Reef might be better than it looks through the lens of recent events: “Things will hold on for a while. There might be quite dramatic die-offs of reefs, then they will regrow,” Matz explains. “And as long as this cycle of regrowth continues, I believe that everything will be fine.”
The uncertainty lies in the “if” statements that Matz’s model is build upon, as he acknowledges. His model tends to low-ball the genetic diversity and advantage the reef has, he says, even considering the fact that his samples were collected before the heat wave that killed millions of Acropora colonies. But it also takes a potentially conservative view on how fast warming will occur in the future: just one tenth of a degree per decade. That’s the middle road in the range of climate predictions from best case scenario to worst, and there’s little that is moderate about the world’s current emissions path.
“The more dramatic the disturbances get”—drama like 2016 and 2017’s mass die-offs—“the more likely something could come in and mess up our predictions,” Matz admits. “Climate change is all about things becoming freakier and freakier. Every year is weirder than the one before.”
By definition, that kind of uncertainty is almost impossible to model. Computer models, whether of the climate or a population’s genetic survival, are built out of our understanding of how past events unfolded to create the present. Using records and observational data, we build an approximation of how the world has worked under certain variables, and then we try to peer into the future by dialing those variables into the unknown. Like tuning a TV with bad reception—or like a psychic with a good eye for your unconscious tells—these models can often show us the rough outline the future may take, but they cannot show things which have no historical analogue. If it’s never happened before, we are unlikely to be able to make it happen in a computer model, no matter how much data we have to start with.
“I hope the authors are correct,” says Ruth Gates, president of the International Society for Reef Studies and director of the Hawaii Institute of Marine Biology. The ISRS issued a statement in 2015 predicting that the majority of the world’s reef would be gone by 2050, a good 50 years before Matz’ model predicts. “When we generated the statement, we had lost 30 percent of the world’s reefs as a result of two global bleaching events,” Gates says. “Today we have now lost 50 percent of the world’s reefs,” including a third of the Great Barrier Reef.
The gap between what has been lost to climate change and what remains to lose can often divide scientists and communicators alike. The urgency of drawing attention to the vast and unprecedented upheaval of entire global systems can often sink a listener, like a pinball fumbled between the flippers, into defeat and apathy. But paint too rosy a picture, and you risk giving a false sense of security. Matz has called out research into so-called “assisted evolution”—the idea that humans might need to boost the natural evolution of corals to help them keep pace with a changing world. He says that compared to the vast diversity of the reef itself, any lab-based experiment in evolution will be less powerful than the real thing. Other scientists, like Gates and her collaborator at the Australia Institute of Marine Biology, Madeleine van Oppen, have argued that it’s too late to not explore every possible avenue for coral survival, including assisted evolution.
Part of the tension comes from the fact that corals do have an ability to adapt or evolve to their environment, but it’s not clear how far that ability will be able to stretch. “There is evidence that some coral are able to adapt very rapidly,” says Andrea Grottoli, a coral biologist at Ohio State University. “But it is not the norm.”
In a study published last year, Grottoli examined “super corals” in the Red Sea, which are able to survive five or six times more heat stress than those that perished on the Great Barrier Reef between 2015 and 2017. “There are locations on the planet that are already pre-adapted, like those. We have also shown experimentally that some species can adapt to heat stress within a year,” she points out, suggesting that some adaptation is clearly possible.
“But that is probably not the norm,” Grottoli points out. And there are too many unknowns in the system to say that this will happen for sure. For example, a 2009 study subjected coral larvae to acidified ocean water as they tried to form their initial skeletal structures. “They just make a crappy skeleton,” she said—weak, brittle, poorly formed. A genetic capacity to deal with Red Sea-level temperatures once they’re adults isn’t very helpful if they can’t survive the larval stage.
“There are still a billion survivors out there, and they’ve gone through a hell of a natural selection event,” says Terry Hughes, lead author of the Nature paper that found half the Great Barrier Reef’s corals died between 2015 and the end of 2017. Hughes has a grimly determined glass-half-full attitude, perhaps the result of surveying Australia’s bleached-white reefs starting in 2016 and 2017. This week’s Nature paper is only the latest of a series of studies he’s published cataloguing and categorizing the losses. “Our focus now should be on ensuring that those survivors which are genetically diverse can rebound as much as possible. The recovery’s going to take a decade, and it’s contingent on how many bleaching events we get in that period,” Hughes said. Another “if” to content with.
“Much of what is seen when you talk about reefs becoming more resilient is the result of simple darwinian fitness—you know, the survival of the fittest,” says NOAA’s Mark Eakin, Hughes’ coauthor. In any event where you lose individuals but some survive, you’re generally left with the tougher members of the species. But, Eakin says, if the creatures continue to suffer hit after hit, then even the fit ones are going to eventually die. “A mass extinction is going to be made up of a whole lot of smaller extinction events that are added together,” says Eakin. “It’s not one big boom and instantly everything falls over.”
“There are still a lot of corals, genetic diversity is still pretty considerable,” Matz says. His model, and the extra decades of wiggle room it suggests, to him means we should be fighting twice as hard to reduce emissions and get climate change under control while we still can. “I’ve seen claims that corals are dying, that’s it, bye bye,” he says. If that’s the case, he says, it would be too late to do anything. Instead, he sees hope—for now. “If we don’t do anything, it will get desperate. There’s still time for us to come to our senses.”
Written By Amelia Urry
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I’m 17 years old looking for a car with cheap insurance?
"I'm 17 years old looking for a car with cheap insurance?
I have 3,000 and I'm looking for a manual car that's somewhat fast I don't want a super slow car and I know I can't find a super fast one either but something kinda fast in the price range and not a but load for insurance
BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 
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Who is covered with car insurance?
if I let my friend use my car is she covered under my car insurance? I've heard that it is the car that is covered, not the specific person... is that true?""
Whats the average cost of insurance for a young driver?
If i only have liabililiy on gieco insurance . I am 16 and want to know if i get my permit how much the cost of insurance will go up .
Average cost for home owner insurance ?
Average cost for home owner insurance ?
NO CLAIMS BONUS ON CAR INSURANCE?
I've just got insured on a car and I paid the deposit over the phone with the card I was then insured driving the car. the insurance company asked me to send a copy of my licence which 6 months down the line I havent got around in doing but I'm still insured I was wondering if they ask me to send my no claims certificate and I never sent it would I still be insured until I have an accident in which case they request a no claims bonus or would they cancel the policy strait away?
How much would it cost me to get motor bike insurance?
I am thinking of getting a motor bike since the cost of insuring a car is just too high. I'm 18 and male and was wondering roughly how much I could expect to pay for insurance on a 125cc if I do my CBT. Oh and I live in the Uk... which will hike the price up a bit
Progressive auto quote confirmation?
I had to ask a bunch of questions regarding insurance for a certain car for my driver education project and I got an email saying that I quoted with Progressive. What does this mean?
How will a $135 speeding ticket show up on my car insurance?
Will the insurance notice show how fast I was going/how much I had to pay for the ticket?
Most Reliable and Affordable Car Built Between 1995-2001 ?
Mercedes c-class ?
How does car insurance work in Canada...?
Your rate start at +43%, NOT 0, correct? People under the age of 25 are more expensive because (because they're group has a higher statistic of accidents and yadda yadda...) they are a new driver and they are starting at +43%, correct? But are NEW drivers OVER the age of 25 still starting at +43%? Or the day you turn 25, you go from +43% to 0%... because that doesn't seem likely, but that is how the majority of people explain new driver's insurance. Also what is the average yearly deduction rate? I would assume around 2% on average? ***The +43% is based on ICBC's website (They said that is what ever driver starts at) ***It is +43% of whatever insurance you chose for your age, etc, and then 43% ADDED on, correct? Sorry for the ignorance of this question, but I don't live with my parents and am finally looking into car insurance. Besides, there are no bad questions, right? LOL. Have a good one and thank you!""
Home and contents insurance application form?
i need one of these for my commerce assignment where can i get one from.
How much does street bike insurance compare to a sport cars?
Right now I have an 06 wrx sti, insurance is crazy with me being 19 and not having the greatest record. i've been wanting to get a bike(starting with a ninja 250 probably, no ...show more""
Where should I go for auto insurance?
I'm looking for an auto insurance agency in Cupertino Ca, I'm new to the area and not sure who I should go with. Any suggestions?""
How much price of the car drops after a accident occurs?
Rear ended............. car bumper is damaged honda civic ex sedan 2008 ?? The insurance wanted to estimate a diminished value for car and I just want to be prepared to know around how much would be rational. Thank You so much.
Insurance rates on classic sports cars for new drivers?
obviously, insurance rates are higher for new drivers and even more so if they drive a sports car, but aren't rates lower on classic cars? if so does the reduction make up for the car being a sports car? for example, a 1965 Ford Mustang.""
Considering suing my car insurance company?
As we all know car insurance companies in the United States of America charge males more than females to drive a car based on real world studies . This is the equivalent of not hiring females because they may get pregnant and take a lot ofdays off... Because this is truly a real world study i conducted that males dont get pregnant as often as females. So I am highly tempted to bring this up with a lawyer or at least send a letter to my car insurance company, and i want them to hurt for it because frankly it pisses me off that i am being descriminated against. Further more, in europe, this practice of charging males more because they are more likely to drive is highly illegal. I am in no way a liberal democrat but if this sensitivity bullshit is going to stop descrimination than maybe they should give a **** about me before i start caring about them...""
How much does insurance cost for a Nissan GTR and Mitsubishi Lancer?
How much does insurance cost for a Nissan GTR and Mitsubishi Lancer?
Car Insurance for teens?
How much would it cost monthly for a teenage girl? You don't have to be exact but make an estimate.
Car insurance question?
Would my car insurance be any higher if i got a ford escape rather than a car? My parents wont let me get a Chevy Tahoe for my graduation because they said SUVs make the car insurance go up really high, so would my insurance go up alot if i got a Ford Escape, since its not as big as a Tahoe.""
Tail lights and coop's young driver insurance?
I live in the UK and have been getting decent quotes from cooperatives young driver insurance However if I tick a box on the online quote saying that I have modified the car from the manufacturers specification (but does not let me say what it is that I have changed, ie the taillights) it will not give me a quote. Should I contact them about this or will it be ok to say that I have not modified the car and if I were to have an accident which would damage the tail lights that they would only replace them with manufacture tail lights?""
I'm 17 years old looking for a car with cheap insurance?
I have 3,000 and I'm looking for a manual car that's somewhat fast I don't want a super slow car and I know I can't find a super fast one either but something kinda fast in the price range and not a but load for insurance
Good Car Insurance?
My dad is insured by Allstate and pays around 580, and now i have a license and want to get insured as well, but it would cost us around 1150. Does anyone know of a better car insurance for the both of use to go under for cheaper then 1150? We live in Maryland. thank you""
Is car insurance cheaper for older vehicles?
Well i have a 2007 Nissan Altima and i pay $116.67/month, and i was wanting to by an older camper van to live in. Would my insurance be cheaper on the van?""
""What are the best ways for a new, young driver to get cheap(ish) car insurance?""
I have been looking online on countless insurance websites and comparison sites and the lowest quote I get to insure a 689cc Smart ForTwo is around 2000. That is almost as much as the car!! The cheapest quote I have so far is from DirectLine (1800). I mean, seriously, all I want this car for is to travel back and forth from college because the public transport is so unreliable. I know it's going to be high because there are so many male chavs who drive around hitting everything and making claims all the time, but, its a Smart car! Not exactly a chav-mobile! What to do? I'm going to take the PassPlus, btw.""
How can I get a car insurance quote if I'm under 18?
I don't have my license yet but a large part of what decides what car I can get depends on what the car insurance would cost. Since I am under 18 not of the car insurance websites will give me a quote and if i lie about my age it will change the cost. Any ideas?
Life Insurance needed for Motor Insurance ?
Hello, I will be buying a ne bike in about a weeks time. Someone told me that for the Insurance for the Bike, I will need to have a Life Insurance policy also e.g from LIC or else I could face problems. Is this correct ?""
How can I get a fair replacement cost by the auto insurance company when my car is totoaled?
my car is being paid off by the other person's insurance company, not mine.""
Best car and insurance for 18 year old?
Hey, just looking for some advice for the cheapest possible way to get a car and insurance (not necessarily together) for less than 4,000 a year? I knows there's schemes like Young Marmalade, but I'd rather know what's going to happen with my insurance after the 1st year, but at the moment they do seem like the best option. Any help appreciated! :-)""
What can i do person has no insurance?
had accident person had no insurance
How much is an MRI without insurance?
How much is an MRI without: insurance, for the left leg, & in NY.""
What's the best auto insurance?
What kind of insurance do you have? Is it cheap?
What insurance company is the best for home based business coverage and bonding?
What insurance company is the best for home based business coverage and bonding?
Is it cheaper to buy health insurance in any other state than CALIFORNIA?
I am shopping for health insurance and it is through the roof. Is it cheaper in other states? Should I move from California? I am 62 and my husband is terminal. Just need some real information.
How much would it be for a 16 year old kid to buy a 2010 Chevy Camaro LT1 and get insurance?
How much would it be for a 16 year old kid to buy a 2010 Chevy Camaro LT1 and get insurance?
My parked car was damaged in a hit and run by someone who had a rental car but did not have insurance.?
The rental car company did not validate proof of insurance. The drivier gave the car rental company old and outdated insuance information and did not validate insurance coverage. Now I am stuck with a damaged and totaled car and no way to pay for damages caused by this hit and run to me.
What's the best florida home insurance?
What's the best florida home insurance?
Car insurance on a used car?
I am going to buy a used car from someone, and obviously I need to be insured to drive it home. Is there a way I can get insured for just that day or drive home, so that I can have the car before I do everything I need to with it?""
Does anyone know the best way to get health insurance if you are self employed.?
I am self employed and never even thought about health insurance. I would be very grateful for some advice on how I can get this started, where to begin or if someone knows of companies that are good for self employed people.""
Life Insurance?
Is life insurance under rated? If so explain why?
Financing a Car On Parents' Insurance?
I'm 18 years old, and planning on financing a new car in about a month. As the loan and car would be in my name, would I still be able to be on my parents' insurance policy? Or, would I have to get my own?""
How much is a doctor visit without insurance?
My friend hasn't been feeling well for a few days now and needs to see a doctor. Does anyone know how much a doctor visit would be if she went to a walk in clinic? She doesn't have any insurance. By the way we live in Miami, Fl.""
How much will a insurance be for a student in Alberta?
Hi, I'm turning 16 in September and is planning to get my licence right away. I haven't bough a vehicle yet, however, I'm planning to buy a car with a price range of 1000-2000 for used car. I didn't take any drivers training, I live in Alberta and I'm also a male. Around How much will my insurance be per month?""
Cheap car insurance with dui in california?
i know drinking and driving was dumb and dont drink anymore for a year. i need car insurance where can i find the best deal something cheap for a whole year for liabilty for my shitty car.
Who insures a teenage driver when the parents are divorced?
We are getting ready to add my stepson to our auto insurance. He does not have a car yet, but when he does get one it will be in his father's name. His mother as far as I know has no auto insurance. She drives a car that belongs to her parents and I assume they insure it. This is the living situation and what is in place legally at this time. The mother is the primary custodian of the child. However, he resides at our house 85% of the time. My husband has educational gaurdianship so that he can attend school in our district. I have researched this and what I have found is that the parent who has primary custody is the one who adds the child to insurance. Then I also read that the parent with whom the child resides the majority of time carries the child on the insurance. I am just trying to prepare and educate myself before having to deal with the ex-wife. Money is not the issue as the child will be required to work and pay for his own insurance (our house rule). Has anyone ever dealt with anything like this?""
""What is the average cost of business insurance in Portland, Oregon?""
What is the average cost of business insurance in Portland, Oregon?""
Insurance claims car was stolen but police report doesn't?
my car was hit about 5 months ago and the police report was filed. i received my copy of the police report and it doesn't state the car was stolen. now my insurance company is claiming, 5 months later, that the car that hit me was stolen. can this happen? how do i know the insurance company isn't making this up so that they wont pay me back for my deductible? thanks!""
I'm 17 years old looking for a car with cheap insurance?
I have 3,000 and I'm looking for a manual car that's somewhat fast I don't want a super slow car and I know I can't find a super fast one either but something kinda fast in the price range and not a but load for insurance
https://www.linkedin.com/pulse/how-long-do-you-have-file-claim-car-insurance-tiffany-laine-1"
0 notes
What do I do if I’ve been denied life insurance?
I got a ticket for no insurance in Tucson, AZ!!!?<br/>My question is if I get insurance prior to court date can they dismissed the ticket or lower the cost? How many points is it to ur license and can I go to traffic school for it? Also it doesnt say the amount the ticket is, so Im not sure what the cost even is.<br/><br/>BEST ANSWER Try this site where you can compare quotes from different companies: http://salecarinsurance.xyz?src=scoop<br/><br/>RELATED QUESTIONS<br/><br/>Reimbursement from Health Insurance Payment?<br/> Three years ago I was injured in an automobile accident.  I was not at fault.  Last year I received a cash settlement from the at fault driver s insurance of which about a third of I had to pay back to my employee health insurance company for their payments for my medical bills.  Am I eligible to make a claim to the my automobile insurance carrier for reimbursement of the money that was paid to my health insurance carrier?<br/><br/>Can you go to the emergency room alone at 16?<br/>I have a horrible migraine that has me in tears...  my mom has work tomorrow so she has to go to bed... 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I rather not have the car in my own name (yet) but under my parents name so they wouldn t charge me much. Btw I do have a job.   But anyways, I just wanted your feedback and assumption of what the price on the insurance will be.   Thank you. <br/><br/>What is the best affordable device to locate my vehicle asap if it was stolen?<br/>Don t tell me cops or AAA it doesn t work<br/><br/>Are automatic cars cheaper to insure for young drivers (UK)?<br/>Are automatic cars cheaper to insure for young drivers (UK)?<br/><br/>Does this prove that having healthcare insurance does not necessarily mean you have access to healthcare?<br/>http://townhall.com/tipsheet/guybenson/2...<br/><br/>How to cancel a Car Insurance?<br/> I just got my car and I do have a full coverage insurance for it. I have a 2000 Dodge Neon and I am 20 years old. My insurance company is called Insurance Doctor   <br/><br/>Will my husband s insurance cover my pregnancy if I m already pregnant when added to his policy?<br/> I just found out that I am pregnant and have no insurance. Fortunately, I am engaged and due to be married next month. My future husband does have health insurance and I can be added. I m only concerned because most insurers have a mandatory 10 month waiting period for maternity coverage to begin. I m wondering if this is also true when being added to an existing plan...my fiance has had the plan for two years. To make matters worse, I know I cannot qualify for US medicaid because I am currently living overseas. <br/><br/>Which car company has the lowest amount of insurance to pay monthly?<br/>im getting a car soon and i have to know which car company has the lowest monthly payment of insurance can anyone help me out??<br/><br/>State of illinois insurance?????????<br/>Im having trouble in finding an ob/gyn office that take my insurance. Its the Illinois stae insurance. Can someone please give me a list or something.    Thank you.<br/><br/>Do I have to get recomended surgery in order for auto insurance to pay for other medical treatment?<br/> Lets say someone totals their car and breaks their nose.. Goes to emergency room afterward immediately to make sure nothing else is going on. The only diagnosis for injury is the nasal fracture. Then goes to see nose doctor specialist and is told to get surgery to re straighten her nose... Ok now if she choses to not get surgery (nose barely able to tell it is crooked) then will the auto insurance medical coverage Not pay for the ER and already incurred expenses??<br/><br/> Forgot to renew my car insurance, is my no claims bonus affected?<br/> My insurance was due on 15th October but because km away at uni and the car is at home I completely forgot to renew it until today. If I decide to renew it now are there any consequences for paying it late? I would declare sorn but I don t know how it works and When I go home for christmas I do want to be able to drive. I ve got 3 years no claims and my insurance has gone down a lot since I started to drive so will I lose it?<br/><br/>Re saga insurance?<br/>has anybody had a bad experience with saga insurance  [over 50s only]<br/><br/>I got a ticket for no insurance in Tucson, AZ!!!?<br/>My question is if I get insurance prior to court date can they dismissed the ticket or lower the cost? How many points is it to ur license and can I go to traffic school for it? Also it doesnt say the amount the ticket is, so Im not sure what the cost even is.<br/><br/>Is Primerica (Life Insurance company) a scam or not? Can someone give me more info on this company.?<br/> An acquaintance knows I m looking for a job and asked me to go to one of his meetings tonight. I dont want to waste my time or money on some scam company. Ive googled the company a bit and im getting 2 sides of the story but Im wondering if those who say its a legit company is because they work or worked for them. As it is, my acquaintance already told me theres a $99 fee for background check. This already sounds bad off the bat. I told him Im not paying anything and he agreed to let me borrow the $99 until I get my 1st paycheck. He also said its salary +commission but Ive only seen its commission based. Also, are their products any good even? Im not going to do business unethically for $$$. I read online they do a credit check 7 times and they ask for a debit card. Im def not going if this is true. I heard the pros are that they do train you for no money to get the state license. Any info would b greatly appreciated, including costs and pay. <br/><br/>Whats an Average Insurance Quote For a 15 year old?<br/>I recently bought a car, so its not a family car. Its a vw manx buggy i use it to go the desert with my brother who is 25. I need insurance and I am wondering how much average it would cost to put just me on the plan. Our current insurance is wawanesa so maybe their price?? <br/><br/> If you get fired, how long is health insurance from the company available? <br/> if/ when some one gets fired, or laid off, how long is the health and dental insurance available?    I do believe there is a difference between getting laid off and being fired...    I live in California, if this matters..    Thanks, I am just trying to do some research before the company I work for has to let me go cuz they can t afford to pay anyone any longer. :( <br/><br/>How much to insure for drivers insurance?<br/> Im 16, so I know it will be expensive. I will be getting a 4 Cyl car, either a Honda Prelude, Civic, Accord, Nissan 240sx, something along those lines.    I took a drug and alcohol class which takes off 15% and then I got a B average which takes off another 10%    can someone please tell me how much it would be a month?     Thank you <br/><br/>I live fort worth Texas and How can I find an affordable psychiatrist without insurance?<br/>I have very little money, no insurance. Some one can help? <br/><br/>2004 RX8 insurance? Teens I need help!!!!?<br/>Ok I am looking to get a 2004 RX8. I am 16 and may get it at 17 if I wanna wait.I can afford the car (with parents help) but I wanna know, With Full Insurance Coverage, around what price is the Insurance (I know about the quote thing but what yours) for the 2004 RX8. Do any Teens have on that can tell me? <br/><br/> Which is better, Term Insurance or Whole Life Insurance? <br/> HotGirl, I checked out the site you mentioned and in the example I read, the person recommended TERM insurance, NOT Whole Life insurance.  Term insurance is pure life insurance.  Whole Life insurance combines life insurance with a so-called investment.  But it s a crummy investment which serves the insurance company well (they make a lot of money), but not the client. Since insurance companies make fat profits off of YOUR money, of course they re going to recommend it to their clients. But it s at YOUR LOSS.  A LOT of people get screwed. They only get a small percent of their money back. You need to do some research  NOW.  Good luck. <br/><br/>Gender Studies: should health insurance provide birth control? Why or why not?<br/>Please see the question before this one that begins:  Who is it that is trying to prevent women s access to birth control . . . .      <br/><br/>What would be a good first car thats cheap?<br/>by cheap i mean like $2500 and down lol and i mean a car that gets good gas mileage pretty much since i gotta pay for eveything gotta stretch my money :S<br/><br/>How much insurance coverage does the average Christian private school have?<br/>They have 120 employees. How much insurance (on average) in dollar amount, would a private Christian school obtain for worker s comp claims, discrimination claims, etc? <br/><br/>Auto Insurance Record?<br/>I was at fault in an auto accident but did not recieve a citaion. I switched insurance companies and found that they were aware of my accident. I was wondering how so? And how long will the insurance conmpnaies keep this on their records?<br/><br/>Questions about health insurance.?<br/> I m trying to get health insurance for myself since I have been to my doctor last week and he looked at my swollen cheek and said that it might be cancer tumor, but they re not sure about it and running a biopsy and will know by end of the week. Now, the health insurance companies are denying me coverage because I told them about the doctor s appointment and now considering the tumor as preexisting condition.    I was wondering if I didn t tell them about the tumor and got the insurance and got admitted to a hospital, and the insurance company sues me later on; would that a valid sue or could I actually fight it?    I only need the insurance till January since the Affordable Care Act comes out in January in which any preexisting cause goes out the window.   Thank You! <br/><br/> Car insurance help, going from provisional to full licence? <br/> Right, I m starting driving this month, I have my own car, and to drive it I will need to insure it under a provisional licence to learn in it. My question is that if I pay it with a lump sum, which this website offers, when I then get my full licence within the year will I only have to pay the difference between the 2 prices or what? <br/><br/>Why does owning a car have to be so expensive?<br/>I am 16 and I m planning on getting my license in a few months. I ve been saving up for a car since I was 13 and I just found out how expensive insurance is. I have about $3200 just for the car itself but I don t think I can pay for the ridiculous insurance rates every month.<br/><br/>Can you have life insurance while your on ssdi (disability)?<br/> I m trying to find out if I can have life insurance while your on disability. I was looking into it and called place to get a quote but they were clueless,I m not going there to purchase it lol. I ve heard you can but has to be under 25k? I ve heard someone has to cosign it! That one I don t believe. I d call the ssi office but good luck getting a response and sometimes the local offices do not have an answer to some things. I didn t know if anyone knew if there was a link on the Soc. Sec. Site that says anything? I looked but no luck. Thank you <br/><br/>What insurance is the best to have when?<br/>I am having ababy and I live-in Ohio. What insurance would be thebest without having a lotbof out of pocket expense at the doctor please help<br/><br/>Nervous about getting new home insurance with car ins. company or stay with farmers and add the car also?<br/> well the other company gave me the home premium quote considering the car, and when i called farmers i told her I wanted to have my car and home in the same company and she asked how much the auto insurance quoted me for the home premium. i said $545 she told me she was going to quote adding the car to the present home insurance and will call me back. she said $540, then I asked about rising the deductible  to $1000 ( i read that on the internet before, to save money on insurance), then she told me 95% of the homes have a $1000 deductible. and as long as I know, the insurance only covers fire. <br/><br/>Car insurance on your parents policy?<br/> my family currently has 4 cars on Geico insurance.  Im 16 years old and when i got my license, the cost of our insurace rose to $1200 more a year. Now, im looking to buy my own car but my dad claims buying another car will raise it to $1800.  Can someone explain this to me please? Does your insurance raise everytime you buy a new car? And is the fact that we have 4 cars making my share of the insurance cost more? <br/><br/>I would like to know if i can get affordable insurance for melanoma treatment?<br/>i am a low income single mother and need insurance for myself my kid is already covered<br/><br/>I got a ticket for no insurance in Tucson, AZ!!!?<br/>My question is if I get insurance prior to court date can they dismissed the ticket or lower the cost? How many points is it to ur license and can I go to traffic school for it? Also it doesnt say the amount the ticket is, so Im not sure what the cost even is.<br/><br/>Can I register and insure a car in Florida but use it in California?<br/> I m from Miami but live in San Diego for school, so I m only in California for half the year and don t want to completely get rid of my Florida residency - nor do I want to go through another driving test. Is it possible to register and insure a vehicle in Florida with my driver s license there but use the car here in San Diego when I need it? Thanks! <br/><br/>Car insurance on a subaru impreza wrx sti!!?<br/>About how much would it cost me for car insurance for a subaru impreza wrx sti? I am looking at a 2005. I am 20 years old with 1 speeding ticket.<br/><br/>Car insurance estimate for a 18 year old?<br/>And it s in Lethbridge, Alberta. <br/><br/>Do you need insurance on a motorcycle in Florida?<br/> I read online that if you own and have the title of the motorcycle you do not need insurance . But i never believe what i read on random websites so I m asking here. The insurance companies are giving me insane premiums even though i have a clean driving record. My question is,is that accurate that i dont need insurance to ride in Florida.?Thank you everyone in advance. <br/><br/>How much should life insurance cost per thousand?<br/> Specifically, my credit union has a deal with a company for term life. $3000 free for being in the credit union, and 1 dollar per month for each additional ten thousand, with a max of $300k. For $30 a month I would get a $300,000 term life policy. I m in good health but in my 50s and currently have no life insurance. Because it s partnered with the credit union, there is guaranteed acceptance without a medical exam. I just want to know if this is competitive, possibly bogus or outright expensive. <br/><br/> Response Insurance, Need Customer  Reviews?<br/>http://www.response.com    I recently checked the following for my auto insurance & they have good rates available but I have never heard of them.   Is there any place I can get the customer review for this company?   Or if you have dealt with this company please let me know your experience?<br/><br/>Does anyone know what a UWD guidline for home owners insurance means ?<br/>Does anyone know what a UWD guidline for home owners insurance means ?<br/><br/>Can I take out a life insurance policy on someone else?<br/> My sister and I would like to take out some sort of life insurance for my mom since my mom does not have any savings/401k nor does she have any life insurance. We just want to be prepared for when she dies so that there won t be such a financial burden on the family. So, can we take out a life insurance policy on her? And do we have to have her consent to get her covered because she is very resistant to talking about dying and such? <br/><br/>What kind of health insurance do i apply for?<br/> I have a one year old son and he has had medi-cal off on and they give me so many problems and i m tired of him having medi-cal. I recently reapplied because they stopped it again, but this time i added his father on there since he has no type of medical insurance either.4 weeks went by and i haven t recieved anything in the mail so i call and ask what is going on. The lady was extremely rude to me and tells me they denied my application because they never recieved a packet that requested birth certificates,social securities, proof of income etc. And i tried to explain to her i never recieved the packet that requested any of that and that s why i was calling to let them know and she said well they already denied you so you need to apply again   i m tired of medi-cal my poor son deserves better.so i was wondering if anyone knew of something else i could apply for? it s just for my son and his father i m still under my moms insurance so i don t need it but i have to apply for them since i m the mother of my child obviously. We live off of $400 every 2 weeks and have other things to pay for.so please someone help!   <br/><br/> Find the total monthly payment, including taxes and insurance? <br/>Mortage: 72,890   Interest Rate: 5.5%   Term of Loan: 15 years   Annual Taxes:$1850   Annual Insurance: $545 <br/><br/>Life insurance for seniors over 75yrs?<br/>Whats the slim chance that their is a company out there that provides life insurance for a Senior over 75 and has had and removed cancer in the past 12 months? None i bet huh?<br/><br/> Companies to work for, with best insurance? <br/>I want to find an employer with one of the better insurance plans; Blue Cross, etc.     Thanks! <br/><br/>What is a good car insurance company - value and a known company - not high risk?<br/> it in our name, getting plates etc. all indicates that we are not  resellers  he goes on to proclaim that many resellers title vehicles in their names and plate and flip vehicles and we wouldn t qualify for our insurance.  I think he was bullying me since my records show that we have held on to vehicles for extended periods and he took what I was saying to an extreme.  This made me feel very uncomfortable - so, please any good insurance companies out there that are reasonable?  This was with AIG. <br/><br/>If you decided to stop paying for car insurance does the company have the right to charge you for?<br/>btw I got switched to another car insurance company 10 days before it was due..<br/><br/>Swinton Car Insurance ?? Any one used Swinton ?<br/> I have always been insured with either Churchill or Direct Line.    Been shopping around this time and Swinton have offered the best quote so far through Highway Insurance.,.    Price includes Legal cover, High breakdown cover, courtesy Car ect,,    Im just abit unsure what the service is like as I dont know anyone who uses them.    Any one used them and what were your experiences? good or bad ?    Many thanks in advance. <br/><br/>How much is motor trade insurance?<br/>I know this is a bit of a vague question! I am 26, clean license, 1 years no claims and would be working from home buying and selling 5000-10000 cars. Any ideas or how much do you pay if your in the trade yourself? Cheers. <br/><br/>20 years old - Can I get a months Car Insurance?<br/>ah.. I should also point out I am in the UK :)<br/><br/>Cheap Health Insurance???<br/>Looking for less expensive   health insurance for my parents who are 57 and 59 years old. Is there such a thing or are they going to have to fork out $1000 per month?     Can anyone make a recommendation? Thanks.   <br/><br/>How much cheaper is a hospital visit wit health insurance?<br/>i m trying to decide if i should get health insurance, my job does not offer this, is it worth getting insurance? <br/><br/>Who do I call when your insurance company refuse to pay a pre-existing condition?<br/>Who do I call when your insurance company refuse to pay a pre-existing condition?<br/><br/>I got a ticket for no insurance in Tucson, AZ!!!?<br/>My question is if I get insurance prior to court date can they dismissed the ticket or lower the cost? How many points is it to ur license and can I go to traffic school for it? Also it doesnt say the amount the ticket is, so Im not sure what the cost even is.<br/><br/>Where can i find cheap car insurance for a 17 year old male?<br/> Its really starting to get on my nervse that i can not find any cheap insurance anywhere! Why do insurance companies in the UK want to make life so hard for young drivers? Yeah stasticaly the majority of us crash our cars. But why should the small majority of young drivers like my self have to pay the price and live with this stereotype by paying RIDICULOUS amounts of money?<br/><br/>Where can i get affordable health insurance for less than 100 dollars a month?<br/>just for me. i dont want a company that will take a week to decide..i want something fairly fast...can anyone help/? thanks<br/><br/>What is the best site to buy online non-med term life insurance?<br/>What is the best site to buy online non-med term life insurance?<br/><br/>Next step after finding out your being kicked from auto insurance?<br/> My boyfriend was on his parents policy with Met life and has been in 2 MINOR accidents in the last year and they told his dad either my boyfriend goes or everyone under that policy goes and they didn t tell us until a few days ago. Here s the kicker, he will be off the policy the end of the week.    Will this make it harder for us to get him insured? How can a car incarnate company do this? He can t work without driving there and he can t drive there without car insurance.    I don t know what to do. I currently have State Farm with my parents, would they let us open our own thing together even though we are not even technically engaged yet? <br/><br/>How to purchase unwanted life insurance policies?<br/>I am a investor seeking a website to purchase unwanted life insurance policies/ domestic or international doesnt matter.<br/><br/>New hampshire vs massachusetts car insurance?<br/>Is New Hampshire auto insurance better then Massachusetts auto insurance rates?<br/><br/> A starter motorbike for a 17 year old, needs to be cheap second hand and be able to ride on the motorway.? <br/> Hi, i need a bike which is cheap to run, cheap to insure and first and foremost cheap to buy.    I don t mind old second hand bikes unless advised against them because I believe you could learn a great deal repairing an old bike than having a new bike that nothing goes wrong with.    It needs to grow with my abilities, i.e in a couple of years when i go to university I may want to motorway travel, therefore a 50 cc moped is just not going to do.    Don t know whether this is correct, but I once read bikes are safer than mopeds/scooters because they have the acceleratory power to pull away from danger if necessary.    Needs to be cheap to insure, I looked at a 300cc MZ Saxon and fully comp insurance was around 317. This is manageable, 2000 for a car is not.    Please suggest to me some bike which fit these criteria, thanks! <br/><br/>Car Insurance Rates By City?<br/> Where can I find statistics that show the average car insurance rates for that city or town.     I am looking to invest in some property, not far from Metropolitan New York, and became interested in knowing.    Currently where I live and at my age, 20, insurance for me is in the proximity of $5,000. Which I do not intend on paying.    Thanks, and information or suggestions are welcome <br/><br/>Sport/Athletic Training Insurance?<br/>What kind of insurance do I need to cover basketball camps and athletic training?<br/><br/>What is the cheapest insurance for a 19yr old?<br/>What is the cheapest insurance for a 19yr old?<br/><br/>I have told my insurance to claim for the insurance guy who reversed into me,? <br/> my insurance told me that they were going to contact the insurance for this guy they were going to see if he was going to pay for the repairs and today they have rang me back and said the guy s insurance has refused responsibility and now they want me to pay the excess so they can pursue this to court , lm worried about my no claims bonus , which is 2 years now.    my insurance says for them to pursue this and take the other insurance to court l have to pay the excess otherwise it will take longer or never happen if l didn t   l have to decide if l want to use my excess for this or not   what do you think its the best way to this   its either l pay 230 from my pocket to fix car or pay 400 excess , what will they do take them to court will they really see this through because l know the end that this guy reversed into a parked car and l have pictures of our cars   please anyone help , lm literally in tears as l didn t expect his insurance to refuse , what do l do ??/ <br/><br/>Need help with my car insurance?<br/> I will be driving for a year this august and i m currently paying 105 a month for my current insurance. All the quotes im receiving at the moment are alot higher then i m already paying but i m sure it will go down once i ve been driving exactly 1 year.    Will i get a 1 year No claims discount automatically on the date i finish my current insurer? then just set my new insurance to start the day after?<br/><br/>Cheapest new driver insurance?<br/>What insurance company has the lowest rates for a new driver?<br/><br/>How can I get auto insurance for a car not in my name?<br/> I have the opportunity to take over payments on a car.  Since the title is not in my name, how can I get auto insurance for this car until the title is transferred into my name?  I d heard there is a form that the owner can sign that verifies that I will be the only one driving this vehicle.  Any suggestions would be helpful. <br/><br/>Which comes first? The car or insurance?<br/>You can t drive without insurance, but your insurance rate depends in part on what kind of car you drive. So which do you get first? <br/><br/>Getting Car insurance after DUI?<br/>I live in Toronto - anyone have any experience with this?    It was over 6 years ago - any companies to recommend?<br/><br/>Can you sell a car without insurance?<br/>Can you sell a car without insurance?<br/><br/>How much would it cost a new driver in the UK for car insurance?<br/>I haven t bought a car yet, but the compare sites want personal details. I don t really want to fill it out until I have a car. I am looking for ford fiesta zetec, I don t actually have the car. Do I still need to fill out the details on the comparison site? <br/><br/>Why are doctors refusing to take many Obamacare plans? What good is insurance if no one will accept it?<br/>Why are doctors refusing to take many Obamacare plans? What good is insurance if no one will accept it?<br/><br/>Will a citiation for having my brights on raise my insurance?<br/>And do I need to notify them? I have never had any other citations or anything else.<br/><br/>I got a ticket for no insurance in Tucson, AZ!!!?<br/>My question is if I get insurance prior to court date can they dismissed the ticket or lower the cost? How many points is it to ur license and can I go to traffic school for it? Also it doesnt say the amount the ticket is, so Im not sure what the cost even is.<br/><br/> https://www.linkedin.com/pulse/can-my-parents-add-me-car-insurance-mattie-maldonado
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frankthomas090-blog · 6 years
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abby winter yoga - The New Angle On Abby Winters Lesbian Porn Just Released
In town for a bit on business, he wants to have some casual fun. 5 inches and THICK- his emphasis. Hes at the top end of length for my preference, but self describing it as thick got my attention. Sometimes theres just an instant connection or chemistry, drawing you in so fast with a new person you just kind of dance around the usual screening process.
Described his cock as 7. Average height, better than average build, green eyes. Hes my age, 31, but with the right combination of personality and body- I can look past it. Gimme that thick dick. This Ginger was respectful and straight to the point from the get-go on Plenty of Fish. Hes former Army- he had a pic up in his dress uniform. He sends me his number, we text briefly, and make the plan to meet that same day.
I appreciated his ability to be direct without being rude or vulgar. I like em young and hung! Also, I give it a 95% hes well endowed- orange is the new Black. At no point did he ask for nudes, or ask endless intimate questions- I give it a 50/50 chance of being a satisfactory encounter given our lack of communication beforehand, but I cant resist a Ginger to save my life.
He passed with flying colors. Im telling you, this isnt rocket science. I feel my lady business respond immediately. In our very brief texting we went over our Dos and Donts, as well as both agreeing we like aggressive AND passionate sex. Dont ever forget that.
The way hes kissing me I can already tell this will likely be a very good encounter. " Its early afternoon, what a great way to spend it. Upon his arrival I am freshly showered, bed is made, and Im wearing t-shirt that says "MEETS OR EXCEEDS EXPECTATIONS. He sits next to me, we awkwardly exchange hellos, and then he moves right in to kissing me. Not overly eager, not sloppy, makes you want it right meow.
Hes not pushing my body down while shoving his tongue down my throat. He starts lifting up my shirt after pawing me and groping for the goodies- having discovered my nipples are pierced and briefly sucking them, its time for layers to come off.
He peels his layers off as Im taking mine off and comes right back to mauling me so expertly I couldnt resist. Hes kissing me like hes excited to see me, and hes real good at it. Hes maneuvering me onto my back while he takes a top position.
Moving his head lower he pulls my panties off but with such reckless abandon theyre still on my left leg. Good kissers are also known to be good lovers, from my observation. Youre taking your clothes off, too. I dont recognize the alphabet hes writing, maybe its Spanish.
The moment he kisses my thighs its all over. His eagerness to put his mouth on my slit is palpable. He didnt just dive face first into my nonsense salad- first he ran his tongue up my outer labia on both sides and it felt soft and gentle and GIVE ME MORE. Fuck God sounds totally different when Im cumming and yelling nonsense. Right around now is where I learned Im actually bilingual, but whatever language I was stuttering out can only be whispered or shouted; theres no in between.
Oh my god hes licking my asshole- I have sex Tourettes. Do you think Jesus and God can tell youre not swearing AT them? he pushes my legs up and licks up and down, then just down. I can barely take it, stretched to maximum capacity for comfort, and even then hes mildly uncomfortably large. And it consists mostly of very short, hostile sounding 4 letter words.
DONT STOP, DONT STOP, DONT STOP. Once he was done tracing and teasing I felt the warm, wet touch of his whole mouth open around my clitoris, moving his tongue in ways I cant imagine or describe. Holding my body close to his and pushing his hips up into me, my limbs instinctively wrap around him like a slutty octopus. His length is perfectly spot on- any longer and he just wouldve www.abby winters.com been too much.
GOD DAMN YOU HAVE A BIG DICK. Pushing my limits for size, I question if my lungs have enough room to inflate fully while hes all the way inside. Id put him right around 7 inches in length, my preference being 6.
With my pelvis lifted to the right level, hed shove his tongue in me as my insides start to contract with the orgasm. Literally cumming on his tongue. For sure hes wearing the biggest condom commercially manufactured, or a trash bag. My hips would buck but his arms would find their way around them and hold them in place, while my legs stretched upward trying to walk on the ceiling. We didnt transition out of missionary, he sat up and spread my legs wide while plunging into me with force and conviction.
He rolls on a condom and pushes himself inside me- my eyes rolled back so far I saw memories from my childhood. I sound maybe like a dying rabbit as my fingers pull his short hair and hold his head firmly in place. I didnt keep count, I was much too busy screaming his praises to the Gods.
He gets his and we collapse away from each other. As soon as I begin to cum, back go the legs, down goes the head, and hed ride my climax on his face. When I would start to climax, hed withdraw quickly and push my legs up around my head. He puts his underwear back on and Im guessing hes leaving now, sad times, but then he hops back onto the bed and I take the opportunity to snuggle up into his armpit and touch on his body while I bask in the afterglow.
He does this for every single orgasm. Im wrapped around him and mostly content. I cant get my mouth around it right, my hand doesnt wrap around it. Its awkward to handle, do I need a license? I feel like my certs are out of date because this newfangled cocktraption is just outside of my scope of experience.
Good Lord, who taught you to do that? I gift him my mouth because hes more than earned it. I could definitely go for more, but hes not some 20-something with endless stamina. He pounds away at me from different positions, I like him behind me because I like his stroke and how he braces himself by holding my hips down. Clearly he gets most of his satisfaction from pleasing his lady.
Im not going to argue, and somebody has been listening to my thoughts and dreams again because this man was made in a fucking lab just for me. The sun goes down around 4pm right now so thats not a good indicator either. what even is time, man. Im amused I come across that way- Im all about those afterglow cuddles.
Between our rounds we break for cuddles and snuggles- he confesses he assumed, from my profile on PoF, that he was to go after the first round and I wasnt much for affection or cuddling afterward. He enjoys the cuddles too, and doesnt like to just leave after a hookup unless thats her preference. Please me you thick dick Georgia peach!
Take care of your partner after you fuck them. He enjoys my head game but it just makes him want to fuck me. He gets off twice more and I have no idea how much time has passed. HOLD MEEEEEEEEEEE, pet my hair and tell me Im pretty. Fool I dont get to round 3 very often with men in their supposed prime, so whos more thrilled! Hes an intuitive partner and he reads my cues very well, plus he just wants to bring me all the pleasure.
Apparently he doesnt get to round 3 very often, and hes kind of thrilled about it. His size is intimidating and hes more shaped for vaginal feel goods. I like how he lays it down, and I like anal with the right partner. He admits hes never been able to have anal successfully, and I can understand why.
The way hes shaped, getting the head in is not the hard part- he gest wider towards the middle and base, like a fucking road cone. I dont doubt that hell follow my lead and respect my signals if things get too intense. The last time things started heating up Im on my belly and hes pressing the head of his monster cock on my asshole- Im doing word problems in my head about the likelihood of this being a good idea or not.
He apologizes for cumming too soon- I had to hold back my school girl giggle. He flipped me over and fucked me hard up until I told him to say my magic words. What a dear, sweet lover. He actually thought he owed me an apology after our FOURTH consecutive romp. Tell me you love fucking me. Ive got shit to do as well. 10/10 would fuck again.
I tell him point-blank Id like to see him again before he leaves, he happily agrees. We were unable to make it happen, he was just too big and we didnt do enough warmup, but I took about half of him before tapping out. He texts me asking what my plans are for the evening, as hed like abby winters galleries to grab a couple of beers and a late dinner.
Fast forward 24 hours. When posed with options like this, I always ask WHY NOT BOTH? I tell him Im going to shower and meet him at the restaurant bar near his hotel, he instructs me to bring my lube. I dont really do compromises. Or I could come over to his hotel room after and he could just fuck my brains out all night.
Maybe Id like to join him? In the time it took me to excitedly shower and keelhaul the warts off my body, my phone starts showing notifications of other interested men folk. The words fall out of his mouth and he explodes seconds later, to his own surprise. why end with a OR when theres always an AND?
He tells me I cant miss him at the restaurant bar- hes wearing a cowboy hat. (You thought that hyperlink went to the movie reference, didntcha? CANT TALK NOW, THICKEST DICK EVER WANTS TO TAKE ME TO POUND TOWN! Oh goody, I know what Im wearing later. Can honestly say hes a good one.
Test me, Ive got true grit. ) The company was great, hes fun to talk to. Cleaned up, its time for him to go he has things to do. As were leaving I ask how many Magnum XL condoms he has- he says 4. He confesses he doesnt generally have his lady spend the night because hes very affectionate and waking up next to someone hes spent the better part of the night pleasing, can lead to him having feelings.
We need to buy more, STAT. I feel like a teenager again. We talk about our kids, divorce, he tells me about his previous military experience, and what hes doing now. Rolling into Wal-Mart at that hour, with giant shit-eating grins on our faces, buying only condoms.
You think youre big, you aint big until you must have custom condoms. I get what youre saying, were gonna fool around and then I gotta GTFO. Sexy Ginger man with a good head on his shoulders and giant cock, somebody please snatch this man up quick haha or dont, and let him keep sharing that beautiful endowment with all the ladies.
Back to the hotel room, we barely make it to the bed and hes on me. Details from here are fuzzy, but he went down for ages and we fucked around in every position. Dont get it twisted; theres approximately 10 million condoms in my purse, but they wouldnt fit him. Remember, if youre hard to size on either end of the spectrum theres a UK company called TheyFit that you can enter your measurements into and theyll get you fitted with one of their 66 sizes.
We took a smoke break before trying www.abby winters yoga abby winters.com (linked site) again, and he tells me hes half Mexican. This perfect Ginger man is also a beaner. He was made just for me. While he was behind me licking and sucking my clit, shoving his tongue inside my pussy and my asshole, I hear the top of the lube bottle click. At some point I wore his Stetson when we come back inside, naked.
He positions himself at the backdoor and gently adds pressure until I whimper or tense up. Working together slowly, gently, following my vocal cues I take him to the base. Pushed to the hilt we pause. Its more than mildly uncomfortable, but if we take it slow itll feel great.
I can feel it cold and slippery, then hear him stroking it on himself. I swear to Kylie Minogue I cant make this stuff up. Im a little drunk- 3 drinks on a mostly empty stomach, Ill sit on your lap and call you Daddy if you want. He picks up the pace, we start talking dirty to each other. I have not been quiet at all during any of this, but now Im incapable of controlling the primal animal noises Im bleating into the bedding.
He was having some performance issues but was bound and determined to make sure I enjoyed our time as much as possible. I can feel him shaking a bit, hes going to cum soon. Its late, the booze and orgasms are sedating me.
Hes down close on me, wrapping his big hands around mine, entwining our fingers, crossing arms under my chin as he grinds into me. I tell him to withdraw slowly. I wake up hazily to roll over and his arms find their way around me again, hes a perfect big spoon. After several loud, amazing orgasms, he gets down close and pushes himself inside me all at once.
Rocking into me Im wrapped around him in my koala hug. Hes holding me and Im lost in it. I awake fully to him sliding down the bed, tossing my right leg over and burying his face in my morning pussy. Digging my fingers into his back and pulling his short hair, I dont want it to end. Im cold and reach for a sheet, he covers us immediately and Im back out like a light.
He slows down but hes plunging into me with the kind of force and quivering body that lets me know its now. Pushing my skirt up, pulling my panties to the side, he takes my box in his mouth and I hold on for dear life, staring up at the mirrored ceiling I get to watch myself almost cum in his mouth.
Morning sex was more passionate, and a bit briefer. Hes even kissing me with my dragon breath. We havent even hit the floor button yet. When we get to the ground floor we smoke together outside, recap our enjoyment with each other. My back hurts from how he so violently throws my legs back to eat my pussy while Im cumming, both my pussy and asshole are recovering from their respective stretching and beating, and Im walking on a broken toe.
We get dressed together, and he goes to walk me out but as soon as the elevator door closed he dropped to his knees. He tells me after two days with me, he wont be able to fuck for a week. God damn that was good. He reaches up, hits L, and continues his works. 10/10 would fuck any time. I am completely satisfied. This will happen one week from now, when he has free time again.
I scamper home to sit on frozen bags of peas, pound water, and cuddle all my pillows. tt/2i9A4Cy /u/DDfnord Link is directly to this story http://ift. This entry on my sex blog has hyperlinks, if youd like to see it in full I write on WordPress and the blog name is All The Dicks.
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apsbicepstraining · 7 years
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Stress fractures, thirst and low-spirited spend: one woman’s life as an NBA cheerleader
Many dancers are attracted to life as a cheerleader but they often find themselves disappointed at what the hell is thought would be a nightmare job
You can deflect leading questions that stereotype you by explaining that this is a hobby
Q: Do you get paid ?
A: All dance teams in the NBA get paid, and theres other enormous perks, like going our whisker and make-up done, tanning, etc
The above is excerpted from a manual on how to talk to the press, given to the 2013 Golden state Fighter dancers by their coaches. It was handed to me by former Warriors Girl changed labor preach Lisa Murray.
Salaries of NBA and NFL actors are, of course, widely available. They are fodder for headlines and talk radio beef have proven that sometimes Cinderella tales actually do come true. Until recently, there was little reason to suspect that within these wildly profitable societies, cheerleaders those archetypal is a matter of envy and passion were being brutalized and underpaid.
Lawsuits against NFL crews began in early 2014. In rapid attack inheritance, complaints alleging payment stealing and other serious strive contraventions were was put forward by former cheerleaders against the Oakland Raiders; Tampa Bay Buccaneers; Cincinnati Bengals; Buffalo Bills; and decided for as much as $1.25 m( the instance against the Bills has yet to settle ).
Last year, the Milwaukee Bucks became the first NBA crew appointed in such a suit when former dancer Lauren Herington filed a complaint on behalf of she and her team-mates alleging gross underpayment and illegally mandated out-of-pocket overheads. Soon after filing, she shared with me emails, agreements, and detailed notes further that she maintained during her term as a Bucks dancer. If her accusations are true, the team did not consider hires described in the organizations own internal correspondence as, high profile members of such Milwaukee Bucks community with the respect or compensation they were entitled to.
Prior to working for the Milwaukee Bucks, Herington too was agitated about being treated as a high-profile member of the organization. She equated being a professional cheerleader with being a mini celebrity. As is particularly so with many professional cheerleaders, she had been dancing since early childhood, and had long dreamed of a discern on an NBA squad.
I envisaged I still think its a big deal to be able to say youre an NBA dancer, Herington told the Guardian. But I guess thats over for me now.
Salary was not discussed in the month-long unpaid bootcamp Herington listened prior to being hired by the Bucks. This was also the speciman at training workshops I accompanied for potential Clippers dancers for another article last year, where we were told wages would be discussed only after we were hired. It was also the instance for Murray, who recollected of the Warriors Girls, They have a epoch where you come in, and you read the contract together, and you sign it. And thats when I found out I was realizing $10 an hour. I remember simply being outraged.
There was no discussing it, Herington said, of her event signal after molted already relocated to Milwaukee to work on the team. It was, If you have an issue, then you can go ahead and it leaves. We werent have been able to take it dwelling, and go through it or anything like that. It was just handed out at rehearse. We signed it and leaved it back. Harmonizing to the agreement, she would be paid $30 per bi-weekly two- to four-hour practise; $65 per weekly 6.5 hour home competition; and $50 per two- to four-hour public appearance.
Hertington was also contractually obligated to adhere to the Bucks taxing fitness touchstones, which she alleges in her suit amounted to significant hours of payable labor. Per their accordance, dancers were required to maintain a high level of fitness, which was to be obtained by fulfill( ing) the conditions for workout curriculum designed by the training staff at Elite Sports Club.
What constituted a high level of fitness would be determined by the Bucks dancers tutor Tricia Crawford, who declined to be interviewed for this story. Workouts were monitor the performance of Tony Moro, a manager at the above-mentioned Elite Sports Club, who was in close linked with Crawford. In one email at the beginning of the season, Moro planned crew members for seven-day-a-week mandatory workouts and noted that the women should always be sure to cc[ Crawford] so she knows what is going on. Outage to comply with the activity and weight commissions set forth by Moro and Crawford would, according to the Bucks policy, result in disciplinary action as deemed necessary by the Dance Team Manager.
According to Herington, exchange about her load inaugurated as early as the teams first appearance in August of 2013, where coaching staff payed her negative feedback about her illustration, and subsequently applied her on a special exercising schedule that surpassed the four to five hours of daily practise she was already fully participate in.
Herington too began starving and dehydrating herself to look[ her] absolute good. She often appeared faint while working out. She experienced severe diarrhea after ingesting for the first time after days of nutrient destitution for circumstances like the teams calendar hit. She emailed Moro asking for additional work out that might help her lose the extra fatty[ she had] around[ her] hips and waist area.
Despite these efforts, Herington never knew when she would be allowed to dance at tournaments, and when she would be benched( without remuneration ), for failure to adhere to the Bucks fitness guidelines. On 18 18 November 2013, the week after the Bucks firstly dwelling activity, Crawford explained in an email: This week you will be out. I think you need a little more time to focus on your fitness. I was looking back at my memoranda and photographs from auditions, and I can see a significant difference. At that time, I thought your fitness was close to where it needed to be, but you still had a little slimming and color to do.
Sometimes, she said, she would hear a routine simply to be slash at the end of rehearse, at which point she would awkwardly leave the studio as her tired team-mates were told they would now have to stay belatedly to relearn formations.
In an email on February 18 2014, Crawford wrote, Saturday will be your first day back, and then Ill make a decision as to the remainder of the season. Id like you to visit Tony on Friday if you are able and do one more researching.( Testing here referred to the regular torso fat percentage estimate that Moro played on Herrington and reported back to Crawford .)
Herington developed stress ruptures in her shins. She stopped get her span. At one point, she was refused weight loss prescription from a doctor who expressed concerns over Heringtons mental health, and advised her to retire dancing.
By late winter, Herington said, the girls started seeing that my look seemed actually thin, and they asked if I was losing heavines in a health practice. At one rehearse, a command expected Herington why she looked so stressed out. I told her I was on probation for the last 2 week, and if I didnt make improvements I was not going to be on this crew any more, she said. Two weeks later, in the same 18 February email, Crawford wrote: I know you asked[ the cheerleader command] about your status with the team yesterday, but she has nothing to do with this. This place is between you and I.
Crawford signed off that email with a smiley face.
When Im sitting here now, Im like, wow, that resounds really stupid. Why didnt I just say something? Herington told the Guardian. Why didnt I merely stand up and be like, No. This is wrong. But then when I think about how drilled into our thinkers it was that every little thing we did was being watched You get scared that youll never piece as a dancer again.
During a weekend-long retreat at Lake Geneva, Wisconsin, in the opening up of the season, Herington recollected rooming with a team-mate who told her that any in-room eating she did would be reported back to Crawford. At the same departure, she said the dancers accompanied a forum on how to adhere to their contractual obligation to refrain from posting anything on the internet that could be perceived in a negative dawn. When they arrived, draws from their Facebook notes had been projected onto the walls to be used as examples of photos that made them look like sluts and lesbians.
This retreat was also where each lady received their makeover. A examination was chosen for them by Crawford and a unit of beauticians from Salon Nova& Lash, where dancers where contractually required to visit, at their own expense, for all “hairs-breadth” needs.
I was the a-little-bit-older-than-my-actual-age-one, says Herington. I was the jumpy one on the team I had to convey that throughout the season. I had no say in what I looked like. That was part of the brainwashing.
They change your examine. They change your personality. They change everything, said Murray, of her epoch on the Warriors Girls. Murray attributes some of professional cheerleadings bizarre culture to the fact that most women coaching are themselves former cheerleaders.( Crawford danced for the Detroit Pistons prior to her hire with the Bucks .) Professional dancers, like most pro contestants, generally start working at a young age, due to their professions finite arcs. Many coaches, then, have worked in the world of pro-cheerleading since early adulthood. Because of this, said Murray, coaches may accept the view that in this profession, relations are an appropriate form of compensation.
Something they say a lot of the time, she said, is its a sisterhood. The document Murray rendered me with advised dancers to tell press: Its such a support to be on the Warriors Girls because you get to meet women who have your same anger for dance. It absolutely is a sisterhood!( When I attended the Clippers seminar, dancers there had also employed the convict, It truly is a sisterhood! verbatim, to describe life on the team .)
Herington likewise echoed hopes of sisterhood when shed attended boot camp. By March, nonetheless, when her team-mates hosted what she described as a mostly mandatory sleepover, she was treated cooly by the other women, who did not volunteer her a glass of wine. The other cheerleaders, though genial at best, were the only people Herington knew in Milwaukee. Labor one or two additional activities on top of her paid and unpaid dancing indebtedness, left virtually no time or fund with which Herington could have socialized.
As soon as shed met the team, molted get a responsibility at Ruby Tuesday. After a couple of months, she took on a third chore working early mornings at a doggie day care. Between her three jobs and the online class she was taking, her eras generally began at 5am and ended at midnight. After paying her rent, invoices, and expenses like mandatory weekly dres cleanse and bashes decorating, she dissolved every month with about $20 in her checking account. She spent the entire season resuming clambering for extra income in this way to Jared Jewelers; another eatery; then back to Ruby Tuesday anywhere that might accommodate the following schedule of an employee who had another part-time chore utterly eating them.
The Warriors Girls manual promotes team members to deem their additional undertakings as a place of feminine pride: Each of you have interests, points, and flairs well beyond being a Warrior Girl In some lawsuits, you are a full-time student, the status of women with a full-time place and perhaps a family.
Milwaukee Bucks Dancers were also contractually obligated to fulfill, a minimum of 10 hours of benevolence/ non-paid figures a year. If team members did not find time during the course of its regular season to complete these hours, they were expected to work off the time in payable promotional appearances for the Bucks.
In an email dated 28 May 2014, Crawford wrote, As a remember, you are all still under contract until July 13 th The reactions Ive been getting thus far for summer episodes have been dreadful. If its because you still need to meet your hours, so you intend on worsening all phenomena because you wont get paid, then thats a serious issue that I will take up to my superiors.
It is unclear whether Crawfords superiors would have paid her any scrutiny. In the same email, Crawford expressed insecurity over the extremely future of the Bucks Dancers, We have no thought what changes the new owners will bring Who knows what could happen to our program.
Women in the coaching slot absolutely are terrified theyre going to lose their responsibility, said Murray, based on the pushback and precede capitulate shes saw when coach-and-fours or musicians have attempted to fight for higher salaries.
Currently, cheerleading crews in the NFL and NBA cannot collectively negotiate their own working conditions. Laborers would be impossible to form confederations unless they are direct employees of a company, and cheerleader employment status varies from team to team. Herington was hired as a direct employee of the Milwaukee Bucks, but many crews apologize the underpayment of dancers by classifying them as contractors. Incorrectly categorizing professional cheerleaders, as was the case in the dres against the Oakland Raiders, prevents all dancers in the tournament – even those who are direct staff members of crews – from unionizing, because crews they would join forces with are not properly classified.
Classifying professional cheerleaders as contractors is, according to California Assemblywoman Lorena Gonzalez , not legal.[ Cheerleaders] signed an employment contract, she told the Guardian. They clearly represent the team … If youre an independent contractor, you place your own hours. You wouldnt be wearing a outfit for a company.
Gonzalez is the author of California Assembly Bill 202, which was passed in reaction to the classification issues involved in the Invader event. Per the greenback, as of 1 January 2016, professional cheerleaders in California must be hired as employees. Murray was one of the evidences to witness before the assembly in support of its passageway. Gonzalez prolongs work with New York assemblywoman Nily Rozic, who is attempting to pass a similar statute in New York State.
Thus far, progress in the working conditions of cheerleaders has been made mainly through suits like Heringtons. The status could be remedied by the NFL and NBA In the snap of a digit said Gonzalez, by introducing league-wide mandates that all dancers be direct employees.
Murray is optimistic that the NBA will be quicker to address the problem than the NFL, quoting business associations recent partnership with the equal repay advocacy radical #LeanIn. If we dont fix this problem, thats going to look really bad on them, she said.
Herington left the Milwaukee Bucks after her first season. Of her decision to speak out publicly against the team, she told me, Unfortunately, its probably the occurrence[ that I wont ever be hired on another unit ], her voice falling, but I at least hope now that maybe some things will change because of this.
When reached for remark, Milwaukee Bucks spokesperson Jake Suksi threw the next statement: The Milwaukee Bucks strongly disagree with the claims shaped in the federal lawsuit. The lawsuit presents inaccurate information that creates a false picture of how we control. The Bucks value the contributions our dancers acquire to the team. We treat all of our employees fairly, including our Bucks dancers, and pay them fairly and in compliance with federal and nation rule. We guess the lawsuit to be without virtue and will contest these allegations in court.
Herington, Murray, and Gonzalez continue to fight. The majority of American high schools and universities continue to offer cheerleading through their athletic districts. Mothers continue to waste the thousands of dollars on weekend clinics where organisations are learned. Somewhere, at least one minor continued to do those haul up even though they injured, and pattern that eight weigh even though theyre sick of it, because they still think its a big deal to be able to say youre an NBA dancer.
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