#percentage return calculation

[max-learn]

MaxLearn: Revolutionizing Learning in the Digital Age

In the era of rapid technological advancements and continuous learning, organizations and individuals alike are seeking innovative solutions to enhance their knowledge and skills. MaxLearn, a leading Learning Management System (LMS), is at the forefront of this revolution, offering a comprehensive platform designed to empower learners, trainers, and organizations in their quest for excellence. Let's delve into the world of MaxLearn and explore how it is reshaping the landscape of learning in the digital age.1. Comprehensive Learning Solutions

MaxLearn provides a comprehensive suite of learning solutions tailored to meet the diverse needs of learners and organizations across various industries. From onboarding and compliance training to professional development and skill enhancement, MaxLearn offers a wide range of courses, modules, and resources designed to address specific learning objectives and outcomes. Whether you're a large corporation, a small business, or an individual learner, MaxLearn has the tools and resources you need to succeed.

2. User-Friendly Interface

One of the standout Features of MaxLearn is its intuitive and user-friendly interface, which makes navigation and learning a breeze for users of all skill levels. With a clean layout, streamlined navigation menus, and intuitive controls, MaxLearn ensures a seamless learning experience that keeps learners engaged and focused on their learning goals. Whether accessing the platform from a desktop computer, laptop, tablet, or smartphone, users can easily find the content they need and track their progress with ease.

3. Personalized Learning Experiences

MaxLearn leverages advanced technologies such as artificial intelligence (AI) and machine learning to deliver personalized learning experiences tailored to the unique needs and preferences of each learner. Through data-driven insights and algorithms, MaxLearn analyzes learner behaviors, preferences, and performance metrics to recommend relevant courses, modules, and resources. By providing personalized recommendations, MaxLearn ensures that learners receive the right content at the right time, maximizing engagement and retention.

4. Interactive and Engaging Content

Learning should be engaging, interactive, and fun, and that's exactly what MaxLearn delivers. With interactive simulations, multimedia presentations, gamified quizzes, and collaborative activities, MaxLearn offers a dynamic learning experience that captivates learners' attention and promotes active participation. By incorporating elements of gamification, social learning, and experiential learning, MaxLearn makes learning enjoyable and rewarding for users of all ages and backgrounds.

5. Real-Time Progress Tracking

MaxLearn provides real-time progress tracking and analytics tools that enable learners and trainers to monitor performance, track completion rates, and measure learning outcomes. Through customizable dashboards, reports, and analytics dashboards, users can gain valuable insights into learner engagement, knowledge retention, and skill development. This data-driven approach allows organizations to identify areas for improvement, optimize training programs, and demonstrate the return on investment (ROI) of learning initiatives.

6. Seamless Integration and Scalability

MaxLearn seamlessly integrates with existing systems and platforms, allowing organizations to leverage their existing infrastructure and technologies. Whether integrating with human resources (HR) systems, customer relationship management (CRM) software, or third-party applications, MaxLearn ensures a seamless user experience and maximizes the value of existing investments in technology. Additionally, MaxLearn is highly scalable, allowing organizations to easily expand their learning initiatives as their needs grow and evolve.

7. Dedicated Support and Training

Last but not least, MaxLearn provides dedicated support and training resources to help organizations and users maximize the value of the platform. From onboarding assistance and user guides to technical support and training materials, MaxLearn empowers administrators, trainers, and learners with the knowledge and skills they need to succeed. Whether you're just getting started with MaxLearn or looking to optimize your learning initiatives, our team is here to support you every step of the way.

Conclusion

MaxLearn is more than just a Learning Management System—it's a comprehensive solution that empowers learners, trainers, and organizations to achieve their learning and development goals. With its user-friendly interface, personalized learning experiences, interactive content, real-time progress tracking, seamless integration, and dedicated support, MaxLearn is revolutionizing learning in the digital age. Whether you're a corporate training manager, a small business owner, or an individual learner, MaxLearn has the tools and resources you need to succeed in today's fast-paced and competitive world.

#Training ROI Calculator #roi training #Roi trainig calculator #Calculating training roi #process of calculating roi in training #training roi calculation example #training roi calculator excel #calculating roi for training #roi for training #training by roi #roi from training #measuring roi #measuring roi in learning and development #how to calculate roi for a project #how to calculate yearly return on investment #what is a good return on investment for a business #what is return on investment in business #what is roi in business #annualized return on investment calculator #roi modelling #percentage return calculation #annual roi calculator #calculate roi accounting #calculate average return on investment #how to find return on investment #measuring roi of training #measuring return on investment for training #training roi formula #ai authoring tools #ai authoring tools for microlearning

[bitnest]

In the current rapidly evolving digital currency market, decentralized finance (DeFi) platforms are redefining the shape of financial services with their unique advantages. Bit Loop, as a leading decentralized lending platform, not only provides a safe and transparent lending environment, but also opens up new passive income channels for users through its innovative sharing reward system.

Personal links and permanent ties: Create a stable revenue stream One of the core parts of Bit Loop is its recommendation system, which allows any user to generate a unique sharing link when they join the platform. This link is not only a “key” for users to join the Bit Loop, but also a tool for them to establish an offline network. It is worth noting that offline partners who join through this link are permanently tied to the recommender, ensuring that the sharer can continue to receive rewards from the offline partner’s activities.

Unalterable referral relationships: Ensure fairness and transparency A significant advantage of blockchain technology is the immutability of its data. In Bit Loop, this means that once a referral link and live partnership is established, the relationship is fixed and cannot be changed. This design not only protects the interests of recommenders, but also brings a stable user base and activity to the platform, while ensuring the fairness and transparency of transactions.

Automatically distribute rewards: Simplify the revenue process Another highlight of the Bit Loop platform is the ability for smart contracts to automatically distribute rewards. When the partner completes the circulation cycle, such as investment returns or loan payments, the smart contract automatically calculates and sends the corresponding percentage of rewards directly to the recommender’s wallet. This automatic reward distribution mechanism not only simplifies the process of receiving benefits, but also greatly improves the efficiency of capital circulation.

Privacy protection and security: A security barrier for funds All transactions and money flows are carried out on the blockchain, guaranteeing transparency and traceability of every operation. In addition, the use of smart contracts significantly reduces the risk of fraud and misoperation, providing a solid security barrier for user funds. Users can confidently invest and promote boldly, and enjoy the various conveniences brought by decentralized finance.

conclusion As decentralized finance continues to evolve, Bit Loop offers a new economic model through its unique recommendation system that enables users to enjoy highly secure and transparent financial services while also earning passive income by building and maintaining a personal network. Whether for investors seeking stable passive income or innovators looking to explore new financial possibilities through blockchain technology, Bit Loop provides a platform not to be missed.

#In the current rapidly evolving digital currency market #decentralized finance (DeFi) platforms are redefining the shape of financial services with their unique advantages. Bit Loop #as a leading decentralized lending platform #not only provides a safe and transparent lending environment #but also opens up new passive income channels for users through its innovative sharing reward system. #Personal links and permanent ties: Create a stable revenue stream #One of the core parts of Bit Loop is its recommendation system #which allows any user to generate a unique sharing link when they join the platform. This link is not only a “key” for users to join the Bi #but also a tool for them to establish an offline network. It is worth noting that offline partners who join through this link are permanent #ensuring that the sharer can continue to receive rewards from the offline partner’s activities. #Unalterable referral relationships: Ensure fairness and transparency #A significant advantage of blockchain technology is the immutability of its data. In Bit Loop #this means that once a referral link and live partnership is established #the relationship is fixed and cannot be changed. This design not only protects the interests of recommenders #but also brings a stable user base and activity to the platform #while ensuring the fairness and transparency of transactions. #Automatically distribute rewards: Simplify the revenue process #Another highlight of the Bit Loop platform is the ability for smart contracts to automatically distribute rewards. When the partner complet #such as investment returns or loan payments #the smart contract automatically calculates and sends the corresponding percentage of rewards directly to the recommender’s wallet. This au #but also greatly improves the efficiency of capital circulation. #Privacy protection and security: A security barrier for funds #All transactions and money flows are carried out on the blockchain #guaranteeing transparency and traceability of every operation. In addition #the use of smart contracts significantly reduces the risk of fraud and misoperation #providing a solid security barrier for user funds. Users can confidently invest and promote boldly #and enjoy the various conveniences brought by decentralized finance. #conclusion #As decentralized finance continues to evolve #Bit Loop offers a new economic model through its unique recommendation system that enables users to enjoy highly secure and transparent fin

[debajitadhikary]

What is Yield Farming | How Vauld earns

What is Yield Farming | How Vauld earns?

Yield farming is the process of using decentralized finance (DeFi) to maximize returns. Users lend or borrow crypto on a DeFi platform and earn cryptocurrency in return for their services. Yield farmers who want to increase their yield output can employ more complex tactics. For example, yield farmers can constantly shift their cryptos between multiple loan platforms to optimize their gains. In…

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#annual percentage rate (APR) #annual percentage yield (APY) #APR #apy #Borrowing #Calculating yield farming returns #Fixed Deposit #Lending #Liquid #liquidity pool explained #Rug pull #Smart Contract #Types of yield farming: #Vauld FD #What Is Yield Farming #yield farming

[cosmerelists]

Learn Math With The Cosmere!

[Previously: Learn the Alphabet with Cosmere Characters]

Need to brush up on your math skills? Try these Cosmere-themed math problems to make your math learning fun!

1. If 10 spears are sent to war and 9 of them break, how many spears remain?

2. Kelsier can kill 3 nobles every 5 minutes. How many nobles can he kill in 25 minutes?

3. Wayne has created a bendalloy bubble with a radius of five feet. Assuming that the bendalloy bubble is a perfect hemisphere, what is its volume?

4. Assume that the Shoad affects one person every three days. Plot on a graph the rate of infection, with "time" as the X-axis and "people infected" as the Y-axis, and calculate the slope.

5. A Sunheart has 200 BEUs. I have six Sunhearts. How many BEUs do I have?

6. Tress has five cups, and she wishes to line them up on a shelf. Assuming she places the cups in a straight line, how many different arrangements are possible?

7. Each Returned must consume one Breath per week. How many Breaths would be consumed in eight years, assuming 52 weeks per year?

8. Out of one thousand Cosmere fans, eighty of them have read White Sand. Express this as both a fraction and as a percentage.

9. Yumi has created the following rock stacks: two are 12-rocks high, one is 10-rocks high, and one is 6-rocks high (Nikaro did that one). What is the average height?

10. Way of Kings was 1007 pages. Words of Radiance was 1087 pages. Oathbringer was 1231 pages. Rhythm of War was 1248 pages. By plotting these on a graph, calculate the most likely length of Stormlight 5. [Page counts from this Reddit post]

#Cosmere #Cosmerelists #I think these are all solvable except for the last one

[notfinancialadvice]

It's been awhile, but I have a new thought for folks starting out investing

This blog is called "not financial advice" so this is not financial advice. Nothing on this blog is.

And.

I am working on a large-scale D&D-style banking system for a private client (my job is weird). This is putting me in touch with a lot of people in very expensive suits and it I keep pinging them:

"Let's say someone has $100 to start investing, what should they do. Like, literally $100. With $0.00 added after."

I've cobbled together some thoughts (not advice don't sue me) and cut out the bullshit and sales pitches.

Start a high-yield savings account in an FDIC insured bank. As of this writing (April 27, 2023, United States-based), it'll be somewhere between 3.5 - 4.25% APY (annual percent yield -- i.e. interest)

Go with a bank that is FDIC insured. Banks pay for this, you do not. Here are smart people talking about what FDIC is.

The percentage difference listed above is 0.75%. Moving money is a bitch, is it worth chasing 0.75%? That depends on your situation, time, etc. Here are smart people who built a calculator to help you figure it out if it's worth it to you.

Touch it as little as possible.

Start a spreadsheet that tracks your finances.

In the cell that lists the amount of this balance, give it a name. Something fun, something that speaks to you. I did this as an experiment + to participate, mine is "Slime Research Adventurer Destruction Fund".

Write a prospectus (fancy word for "this is what the goal for this cash is to do").

Slime Research Adventurer Destruction Fund prospectus: Follow the path of high-yield savings rates at {bank}. Review quarterly if other banks have a substantially better rate (+1.5%).

The entire point is to break the idea of "them not me" and "today vs. someday" and "I cannot begin to build wealth vs. someone else can."

A $100 savings INVESTMENT IN A SAVINGS ACCOUNT with a rate of 3.5-4.25% will give you interest of $3.50-4.25 at the end of the first year, then continue on growing onwards.

That is your return.

Is it as high as investing in the market? No.

Is it safer? Holy fuck yes.

When you invest in stocks, bonds, etc. you are looking for a return. This is your return.

This is not a grindset mindset work 24/7 chunk of advice. This is not a reality-disillusionment "I am struggling I need to work harder."

You need to be knowledgable about how things can work for you so you can leverage what you have, where you are, when you have it, as you can.

A high-yield savings account is not going to make you rich.

It probably won't make a difference in an emergency.

It will absolutely make a difference in non-emergency times, over a period of time.

Slime Research Adventurer Destruction Fund Destroying Adventurers.

That last point is where I'm coming to.

If you don't have enough cash to invest and/or you're not comfortable investing, that's fine.

Give your savings account a name that speaks to you. This is your investment. Your savings account = your investment account.

There is no moral or ethical difference between "I have cash shoved into a savings account" and "I have cash shoved into the stock market."

The only difference is potential risk, growth, and fees (never pay for a savings account), liquidity ("how quickly can I convert this thing into cash to buy an apple at the grocery store, pay a bill, etc.").

Make money less scary via weird names and fun graphics.

Go to a piccrew site and make a catgirl with pink and blue hair.

Name your fund "Catgirlsnax Fundsies".

Make. Money. Management. Less. Scary. By. Taking. Control. Via your own. Desires. Goals. Weird quirks.

Here is to hoping these gifs are not from horrible shows I don't know anime I know money and business and monsters.

If they are then I apologize for it.

I've read the notes on my blog and a lot of you like anime. I'm hoping these resonate.

#money #money management #control your cash #protect your cash #protect your business

[palestinian-fundraising]

PLEASE READ AND REBLOG🇵🇸

Evacuate Saleh's family from Rafah to Egypt

Message from creator:

Assalamu Alikum

My name is Osama Hendam,Iam a doctor from Egypt ,Iam doing this fundraising on behalf of a doctor friend(Saleh,from Palestine) who lives with his family currently in Rafah-Palestine(he was in Gaza) but moved to Rafah with his family a few weeks ago).

We've studied medicine together in Egypt 17 years ago and I know him very well.

He currently has 3 kids(9 years Youssif ,7 years old Julia who has Down's syndrome and congential heart disease and 6 months years old Ahmed) and his wife Nehal.

Name of his family(5 members):

1.Father:Saleh Youssif Saleh Musa.

2.Mother:Nehal Saleh Ibrahim Musa.

3.Youssif.

4.Julia.

5.Ahmed.

Saleh says that they have a place to settle in when they come to Egypt but they have no money to pay for themselves to be evacuated there.

We can arrange for them logistically to be moved to Egypt as soon as this amount of money is collected as there will be a wild overland invasion on Rafah soon.

His brother,sister and mother has been evacuated to Egypt successfully in last few days, he has no more money to help his small family including himself to be evacuated to Egypt.

Every adult need 5000 US Dollars to be permitted to come to Egypt and every child 2500 US Dollars.

The calculated money amount in British pounds has put gofundme return percentage and the dedicated Egyptian authority that will process their evacuation and safe transfer to Egypt.

Saleh is asking for help as they are struggling to live with basic life needs, anybody of us could have been him, we should help our brother and his family to be moved for safety to Egypt as soon as possible, as his daughter also has Down's syndrome with heart disease that needs urgent medical attention and follow up.

Please stand with Palestine and Palestinians and do whatever you can to help them and keep them in your prayers.

Let's remain steadfast to help and assist Palestinian families.

تصدقو بنية إغاثة الملهوف وبنية

وَمَنْ أَحْيَاهَا فَكَأَنَّمَا أَحْيَا النَّاسَ جَمِيعًا

and if anyone saved a life, it would be as if he saved the life of all mankind.

We will direct the money straight to the relevant Egyptian authorities that will facilitate their evacuation to Egypt,hence for urgency we wouldn't need non profit organisations for that.

Thank you all for donations and for your help. Gazakum Allah Khairan.

May Allah grant you all Gannah.Ameen.

Salam Alikum.

#gofundme #mutual aid #fundraiser #donations #signal boost #Rafah #palestine #Gaza #all eyes on rafah #urgent #donation #donate #palestine charity #charity #ceasfire now #ceasefire #operation olive branch #save rafah #save palestine #save gaza #free rafah #from the river to the sea palestine will be free #free gaza #free palestine #aid #palestine aid #humanitarian aid #financial aid #palestine fundraiser #fundraising

[jtl-fics]

Math nerd au: does Neil do math for the foxes?

WIP Wednesday Game 8/16/23 (Closed) | Math Nerd AU

Matt leaned back enjoying the warmth of a delicious meal eaten with a good friend. The conversations he'd gotten into with Neil had gone the distance. From sports, politics, to shows currently airing all starting from an actually very interesting conversation about the weather.

"I used to be homeless, it's better to recognize what might be coming your way from the clouds." Neil had said and Matt had managed to not wrap him up in a hug.

The waitress dropped the check and Matt let out a long noise of discontent.

It wasn't that it was time to pay up, he had no problem with that. It was simply that Matt Boyd was not the best at figuring out tips. He NEVER would stiff waitstaff but he was notoriously bad at the very basic math problem. He prays for a day where it would be socially acceptable to have a calculator in your pocket.

"I hate figuring out tips." he says.

Neil looked over at his bill for barely half a second. "What percentage do you want to tip?" he asks.

"25% she was good." always kept his water filled up and remembered the mayo he requested for his fries.

"$10.46" Neil returns and Matt blinks at him.

"Did you just do that in your head?" he asks.

"Yeah." Neil answers.

#Math Nerd AU #Keeping Matt in ur asks my homie <3 #AFTG #AFTG AU #Neil Josten #Matt Boyd #Math Nerd AU - Move in day - 06 #WIP Wednesday Ask Game #8-16-23 WIP Wednesday #19

[cupiddivinearrow]

PICK A CARD READING:

🎃 What do you need to know come Samhain? 🎃

PILE 1:

Keywords:

- Metamorphosis, Protection

- Silver, black, blue, white, purple, and red

- The Moon

- Your Root, 3rd Eye, and Throat Chakra might be unbalanced

- secrets hidden, secrets revealed

- growth, epiphanies

- 3rd eye, communication, new beginnings

- Might be seeing a lot of 2s (222), 5s (555), or 6s (666)

- Wolf 🐺

- Astrological signs: Libra, Taurus

Pile 1

Maybe it’s time to focus on protecting your energy!

Has this pile been feeling the call to let their hair down, sort of? Have you been exploring new things? Trying to find yourself once again?

Pile 1 has been learning to give back to themselves. You’re currently learning to follow your intuition on what makes you happy and how to fill back up your own cup, instead of pouring to everyone else’s nonstop which left you feeling a bit unbalanced.

This Samhain, Pile 1 will be working on learning to pour more into their cups by not being mean and self sabotaging. Pile 1 will be working on not letting their emotions overcloud their judgement. If you feel the need to isolate yourself so that you can go through whatever you need to go through with some privacy, do it! You will not regret the decision. This decision will cause a change to be completed and a person with confidence and passion will emerge.

Try not to worry caterpillars! You are currently about to emerge from your cocoon as a wiser and better version of yourself, a butterfly! Soar into the unknown and know you are protected. Go out and experience life. Take calculated risks. Find that balance between man and wolf, what’s expected vs the unexpected.

Pile 2:

PILE 2:

Keywords:

- Some of you may practice witchcraft

- Abundant, Passionate, Creative

- Finding Balance

- Energy Worker, Healer

- Manifestor

- Divinely Protected

- Confusion, Fog, What’s Hidden in the Dark

- Colors: Black, Green, Orange, Red

- Numbers: May be seeing 3s (333) and 10s (1010) alot

- Signs: Pisces, heavy Earth energies, Aquarius, Gemini, Libra, Aries,

*If you’re feeling called to Pile 1 as well, then you might want to give it a glance as well*

PILE 2!

Y’ALL ARE POWERFUL!

Did you know that? Well, if you didn’t before, now you do!

You may be feeling or felt down on your luck previously Pile 2, and may have let your ego get you down about not getting an offer in the past? Maybe someone betrayed you? Was there a lesson that needed to be learned about loving yourself?

WELL!!!

Try not to worry Pile 2, the disappointment you went through was a catalyst for a change.

Now,

Because you’re gifts are enhancing. You have the power to manifest anything you want in this world! Anything. Anyone can manifest, but some are more adept than others, and Pile 2, you got it!!! So for the ones that didn’t know, you might want to consider putting in the practice to change the way you think. The mind is powerful, and we only use a small percentage of it. Bring your dreams into this reality, Pile 2. You are powerful and it is real!!!

Now, hold on to your hats my little witches! As you know, with an upgrade, comes new challenges. Some of you may have people around you that you may need to cut off in the near future. These individuals might be people that you thought you could trust and or may be friends or family. These “loved ones” will have a problem with your changes and growth, but don’t let it discourage you! When one door closes, another will open. New friends and better opportunities that are meant for you will be attracted to you instead. So enjoy this process, and keep your head. A whole new world is about to open up to you. Keep moving forward in faith, and you will move towards a partnership.

Also, someone from the past that offered you a cup of deception in the past may be returning because they feel stuck in their heads about this situation. Let them be. Continue moving forward.

PILE 3

Keywords:

- Temptation comes to mind when I look at this card.

- Passion, Love, Confusion, Deception (Poison), Guidance

- Colors: Red, Green, White, Black

- Numbers: 2s (222), 5s (555), & 6s (666)

- Astrological Signs: Scorpio and Pisces, Water & Earth Energies

Pile 3:

So raise your hand if you’re one of the few that HAS NOT heard the story of Snow White and the 7 Dwarfs?

The story goes:

Snow White ran away from home after her evil step mother had her father killed due to a prophecy made by a magic mirror that could foretell one’s grace and beauty. The Evil Stepmother was jealous and ordered Snow White’s death, in which she escaped into the forest and into 7 dwarfs who protected her. One day, an old crone came upon Snow White and offered her an apple. This apple was poisonous. And when Snow White went to bite into the apple, it drops onto the ground and she falls into a deep sleep that only could be broken with true love’s kiss.

Then there’s the story of Adam and Eve in the Garden of Eden; as well as, the Golden Apple of Avalon.

But then again, you have the saying, “You’re the apple of my eye” which is a statement of affection/ love, or “An apple a day keeps the doctor away” which is a statement wishing good health and luck, or the spiritual fact that apples mean love, ecstasy, fertility and abundance.

What does the “apple” mean for you?

Does it mean risk or reward for you?

Decisions, Decisions…?

Pile 3, Are you about to take a bite out of love?

Emotions are the main thing popping out in your reading, which is causing a major change to occur within your life during this time.

A masculine energy that was emotionally unavailable previously is going through a change due to having a renewed faith from happy memories or past life. Pile 3, were you thrown off balance after you received an opportunity to follow your dreams or after receiving some good news about a baby or new project?

Pile 3, are some of you currently feeling independent after a moment of stagnation?

After a change, you may be feeling more confident. However, be mindful about being emotionally unavailable due to an emotional conflict in the near future if it hasn’t happened already. If you don’t become clear on what you want or need to be emotionally fulfilled, it won’t manifest for you. So it’s important to be mindful.

Pile 3, if you’re feeling conflicted on what to do about a situation, choose to move forward. What is meant for you, will be for you regardless. You can’t miss an opportunity that is for you. No matter what, choose you! Determine what’s worth the risk for you, otherwise, delays will occur if you let anything or anyone else discourage you.

🕊️ Bless 🕊️

Discord Server:

https://discord.gg/bpGWgemkAK

Shop website: Coming soon

IG Page: Coming soon

I love to know how I do, so please feel free to drop a comment and let me know. Thank you in advance! Bless!

#tarot reading #spiritual #witches #discord server #divination #intuitive readings #pick a card #spiritual community #new shop

[theambitiouswoman]

Heyy

Do you have any advice on starting a real estate business as in just buying and renting out property?

Thanks 🤍

Yes!

**For the record, I have personally done a few flips/rehabs. Apart from that, I knew/know most of the realtors in this city and relating companies as I worked with most real estate/mortgage and title companies here when I had an agency.

First you need to be able to learn the market and research comparables. When looking to buy properties there are important factors to consider to make sure you are not paying overprice for a property as well as that the are is on demand, ensuring it will be easier to rent out the property.

The location of the property and its proximity to amenities like schools, shopping centers, grocery stores, transportation etc. Also that the area is safe.

You also want to look for areas that has future development plans, this will raise the value of your property.

If you have worked with investment companies, you will quickly learn that buying a property that is not in the best condition, a rehab property, could be a very smart play. You want to make sure of course to check the comparables and ensure that the property is underpriced compared to the other homes in the area. Once you rehab the property, it could raise or even surpass the value of the other homes in the area.

Any home that you would look into to buy for renting out should have elements that you intend to upgrade on. There are a lot of reasons for this but the most important one is how it raises your price and potential earnings. Redoing a kitchen or a bathroom can immediately raise the value of your home anywhere from 5-50k. A project that will cost you anywhere from 3-10k on average for a standards nice kitchen depending on your area.

Overall you still want to look at the comps to make sure you are getting a fair deal. Calculate the potential annual rent as a percentage of the properties price. This will give you an idea of the return on your investment. Also make sure that the potential rental income exceeds the monthly expenses. If not it does not make sense.

Check the vacancy rates in the area you want to purchase in, if its high there may be a low demand and not a good area to invest in.

Also you want to think about how easy it would be to sell the property if you need to. In demand areas tend to be more liquid.

So important, to understand the landlord/ tenant laws in your state. Including their rights and eviction process etc. Nothing worst than having a horrible tenant and not being legally able to remove them.

There are a lot of rate plans depending on your specific situation and mortgage rates also vary significantly by state. Make sure to get the best deal for you. Some states a first time can give as little as 1-5% down depending if you are a first time/ entrepreneur etc.

Property insurance is another cost factor to consider when working out your numbers as this varies by area.

Managing a few properties on your own is easy, but after a handful, you may want to consider hiring a property management company to handle these things for you.

I would strongly urge you to get a lawyer to draw up renter contracts.

To grow this business what you want to do, and this is a general overview: down payment for house, fix, rent out, refinance, use refinance to purchase another property and have enough to put into upgrades/repairs on the second purchase and repeat.

I can get into taxes on this too if you want.

[maryellencarter]

HOLY FUCKING SHIT THIS IS ACTUALLY MASSIVE

so okay the biden administration is cancelling either $10k or $20k in federally-held student debt (i.e. if you've been getting letters from the department of education about the loan pause you're probably in that category) for people making under $125k a year while single or $250k a year as a household

you get the $20k forgiveness amount if you had pell grants, which for instance i did (for my non us based peeps these are the main non-loan way that poor people get college/university cost help here, so doing a higher amount for pell grant recipients is an efficient way of saying "you were / probably still are extra poor, have some more help"), and the $10k amount if you didn't have pell grants

if you're already on an income based repayment plan and fit the other qualifications, they're just gonna go ahead and do the thing, no extra action from you needed. if you're in default like me, or if you're not sure if the department of education currently has the proof of income paperwork they'll need (probably either your latest tax return or, if you didn't file taxes recently, some pay stubs or, if you don't have an income, a notarized affidavit stating that you don't), then there's going to be a government website to upload that information and apply to the program. you can subscribe to dept of education emails about student loans (link is at the bottom of the page when you follow my link to the fact sheet at the top of this post) to be notified when the webpage goes up.

FURTHERMORE, though, and to my mind this is actually bigger -- they're making major changes to how student loan payments and forgiveness are calculated going forward! for income based repayment plans, they're adjusting the income qualifications so that (roughly) no one making under $15 an hour will have to make payments, anyone who makes above that amount will only have to pay half the percentage of their income above the amount that they used to (5% of the amount you make over $31k instead of 10% of the amount over $19k, rounded and slightly sloppily calculatd, but which ADDS UP), you can get your remaining amount forgiven in 10 years instead of the previous 20/25 if you make your payments on time (including if the payments you're making "on time" are $0), and. AND AND AND.

NO MORE INTEREST IF YOU'RE MAKING YOUR PAYMENTS.

I borrowed about $12k for college. I owe about $20k now, because of student loan interest. I haven't been arsed to get out of default for five years, because the interest every month would still have been accruing if I was on an income based payment plan, so my amount owed would actually go *up* every month. NO MORE. If I'm reading this right, and I think I am, the government is going to cover your interest for as long as you make your payments -- again, even if the "payment" you're making on your repayment plan is $0.

This is the biggest fucking thing for poor people's finances since, I don't know, I literally don't even fucking know. The friggin New Deal maybe, I literally don't know. $10k/$20k is eyedropper amounts compared to the sea of student debt, yeah (although for me personally it might knock out my entire amount owed), but this? Having payments that are both halfway affordable AND ACTUALLY LOWER YOUR REMAINING DEBT? I... I don't know what to fucking say. I didn't even imagine -- it did not enter my head that they might cover interest on more than the tiny piddly amount you can get in "subsidized" loans. And for the life of the loans if you make your payments? And for that being 10 years max instead of 25? *falls over*

Anyway you can read all the official verbage at that link up there in case I'm misreading anything. but HOLY FUCK *runs in circles and falls over again*

#holy fuck #student loans #student loan forgiveness #i have no idea how to tag this #sorry about that

[max-learn]

MaxLearn: Empowering Learning in the Digital Age

In today's rapidly evolving digital landscape, learning and development have become paramount for individuals and organizations to stay competitive and adapt to change. With the rise of technology, online learning platforms have emerged as indispensable tools for delivering accessible, engaging, and personalized learning experiences. Among these platforms is MaxLearn, a comprehensive Learning Management System (LMS) designed to empower learners and organizations with cutting-edge features and tools. Let's explore the key aspects and benefits of MaxLearn.1. Flexible Learning Solutions

MaxLearn offers a wide range of flexible learning solutions tailored to meet the diverse needs of learners and organizations. From Microlearning Modules and interactive courses to virtual classrooms and blended learning programs, MaxLearn provides a variety of options to accommodate different learning styles, preferences, and objectives. Whether learners are seeking to acquire new skills, enhance existing knowledge, or pursue professional certifications, MaxLearn offers a solution for every learning journey.

2. Personalized Learning Experiences

One of the hallmarks of MaxLearn is its emphasis on personalized learning experiences. Through advanced analytics, adaptive learning algorithms, and artificial intelligence (AI) capabilities, MaxLearn delivers tailored content, recommendations, and learning paths based on each learner's unique preferences, performance, and goals. By providing personalized feedback, assessments, and progress tracking, MaxLearn ensures that learners receive the support and guidance they need to succeed.

3. Interactive and Engaging Content

MaxLearn prioritizes interactivity and engagement to enhance the learning experience. With features such as gamification, simulations, interactive multimedia, and social learning tools, MaxLearn transforms passive learning into an immersive and dynamic experience. Learners can participate in quizzes, challenges, discussions, and collaborative activities to reinforce learning, apply knowledge, and connect with peers and instructors.

4. Mobile Accessibility

In today's mobile-centric world, access to learning anytime, anywhere is essential. MaxLearn offers seamless mobile accessibility, allowing learners to access content, participate in activities, and track progress from any device, whether desktop, laptop, tablet, or smartphone. With a responsive design and native mobile apps, MaxLearn ensures that learners can engage with learning materials on-the-go, making learning more convenient and accessible than ever before.

5. Robust Administration and Analytics

For administrators and instructors, MaxLearn provides robust tools and analytics to manage, track, and assess learning initiatives effectively. Administrators can create and customize courses, manage user accounts, and generate reports to monitor learner progress, engagement, and performance. With real-time analytics and insights, administrators can identify trends, measure impact, and make data-driven decisions to optimize learning outcomes and drive organizational success.

6. Scalability and Integration

MaxLearn is designed to scale with the evolving needs of organizations, from small businesses to large enterprises. With flexible deployment options, customizable configurations, and seamless integration with existing systems and applications, MaxLearn adapts to the unique requirements of each organization and aligns with their broader learning and business objectives. Whether organizations are looking to onboard new employees, upskill existing talent, or deliver compliance training, MaxLearn provides a scalable and adaptable solution.

7. Comprehensive Support and Training

To ensure a seamless implementation and adoption process, MaxLearn offers comprehensive support and training resources for administrators, instructors, and learners. From onboarding assistance and user guides to tutorials and technical support, MaxLearn empowers users with the knowledge and skills they need to maximize the platform's capabilities and achieve their learning goals. With a dedicated support team and a vibrant user community, MaxLearn fosters collaboration, innovation, and continuous improvement.

Conclusion

MaxLearn stands at the forefront of Online Learning Platforms, empowering individuals and organizations with innovative features, personalized experiences, and comprehensive support. With its flexible learning solutions, personalized learning experiences, interactive content, mobile accessibility, robust administration and analytics, scalability, and comprehensive support, MaxLearn is poised to revolutionize the way we learn and develop in the digital age. As organizations continue to prioritize learning and development as strategic imperatives, MaxLearn remains a trusted partner in driving success and unlocking human potential.

#Training ROI Calculator #roi training #Roi trainig calculator #Calculating training roi #process of calculating roi in training #training roi calculation example #training roi calculator excel #calculating roi for training #roi for training #training by roi #roi from training #measuring roi #measuring roi in learning and development #how to calculate roi for a project #how to calculate yearly return on investment #what is a good return on investment for a business #what is return on investment in business #what is roi in business #annualized return on investment calculator #roi modelling #percentage return calculation #annual roi calculator #calculate roi accounting #calculate average return on investment #how to find return on investment #measuring roi of training #measuring return on investment for training #training roi formula #ai authoring tools #ai authoring tools for microlearning

[netherworldpost]

This blog contains mature content (but not financial advice, you must do your own research + make your own decisions)

Let’s talk about 401K Contributions. They are frequently great! Your employer may say “We will match up to 3% of your 401K contributions.”

That means if you invest 1%, they will invest 1%. A total of 2% is invested.

If you invest 2%, they invest 2%. A total of 4% is invested.

If you invest 3%, they will invest 3%. A total of 6% is invested.

If you invest 4%, they will invest 3%. A total of 7% is invested.

They may offer higher or lower than 3%.

401Ks are sometimes given a bad rap because the fees are high and/or your investment options are limited -- maybe the companies being invested in are not in line with your politics, maybe they are in company stock, maybe they are in line with your employer’s politics... you get the picture.

It should be noted that 401K rollovers are possible -- i.e. you take the money from this account and put it into another 401K, which has better options for you and/or lower fees.

401Ks are a bit tricky in a few ways.

Firstly, they are taken pre-tax. If you make $100, and invest 3%, and your company matches this, you have $6 invested -- and the resulting $97 paycheck is taxed ($100 - your $3 contribution). So your immediate tax bill is lowered a bit, and there is more money invested.

For easy math, let’s say your tax bill is 25% and you make $100/check

$100 check - 25% = $75 take home with $0.00 invested.

$100 check - 3% ($3) invested, matched = $97 taxable - 25% = $72.75 take home and $6 invested. 

So, yes, you are functionally taking home less ($75 vs $72.75 = $2.75 less take home)

But your $3 invested has the potential to grow

And your immediate return is 100% (your company matched your $3, a total of $6 now exists in an account under your name).

So now your fund has $6 to grow. 

Which means a combination of 401K fund fees + market downturn has to drop +50% before your contribution is affected.

...which is a significantly bigger drop than the October 28-29, 1929 crash that kicked off the Great Depression which was 13% then a secondary 12%. If that happened to you, your $6 would look like:

Day 1: $6 - 13% = $5.22

Day 2: $5.22 - 12% = $4.59

Which is still $1.59 more than half of what you invested btw.

Let’s be very ungenerous and truncate +0.8% of the S&P 500 growth since it began, and calculate an 11% average return over 10 years. You invested $3 ONCE, you were matched $3 ONCE, your fund is now worth about $15.35. It doubled between years 7 and 8. If you hold it another 10 years (total 20), it is now worth about $43.58.

I want to stress I did easy math and rounded down to 11%, nearly a full percentage point

And that this was a single investment of $3 and a single match of $3.

This is an averaged figure because “hey sometimes the market crashes” (I remember vividly the aftermath of coping mechanisms I took to get through 2008)

This means you have to be careful and patient. It also means that company match? It helps protect your cheddar. If it helps, think of it as “the company match lost money before my invested cash kicked in.” See above 1929 market crash example.

The tax is taken when you withdraw the cash from the fund, typically in retirement as there are typically pre-retirement penalties. The entire scheme is designed to encourage you to save for retirement (cough and propel the economy at the same time cough)

And when you’re in retirement, you take out bits and pieces at a time, so there is still cash kicking around and growing.

Secondly, as I say above, 401Ks roll over.

If you find yourself in a fund that has a high fee (”high” defined by “you have googled other 401K plans and see better deals”) and/or you leave this job and/or your 401K plan is limited, you can shove it somewhere else.

Consult your plan to see if there are penalties (probably not) or fees (probably not) and/or how to do this. You may have to wait a certain amount of time to be “vested” -- a fancy way of saying “your account must be THIS OLD to move and/or be considered fully yours.”

If you had an old job that you left ages ago and forgot to roll over the 401K, it is still out there somewhere, google “find old 401Ks” and pursue the research. You’ll get it back.

"So my employer match is additional money?”

Yes.

“I want the money before I can retire to buy a house and/or cover medical bills!”

This is possible through various paths, but is tricky, and frequently expensive. Consult your money folks (the people who handle your 401K, this will be separate from your employer) on risks and rewards.

However, and I want to stress this, even with the penalties, because your employer matched something, there is a bigger potential pool of cash there.

“...my 401K is down like -X%... why am I pumping money into something losing money...”

It’s tricky and requires a lot of discipline, but unless you’re preparing for retirement in the next 5-10 years, being down means buying stock is cheaper.

Shares in your 401K that cost $100 before are now priced at $75. If you’re 20+ years from retirement, if they are worth more, you’ll get more money out.

Thems the hard knocks of the stock market.

It’s easy to panic when things are low but unless you are selling the stock soon, it’s not affecting you directly.

Fund set ups vary greatly, but a massively common feature is your fund is not buying stock directly. It is buying any number of stock bundles.

Your 401K is dipping your stock group(s) are dropping, as the individual stocks in the group are dipping, and someone on the other end of the chain is in charge of fixing that as best as possible.

Sometimes that means “wait” because this is a predictable period (a company spending a ton of money to upgrade, etc). Sometimes that means “rebalance” (”these companies aren’t going to recover, we gotta ditch them and figure something out.”

The suits in charge of the 401k fund(s) are in charge of figuring this out.

“So... you’re saying... I should just trust these suits?”

Oh, moonbeams, no.

This is a litany of information that is very entry level and is frequently not taught anywhere. Use as information to begin Step 1 of Many. The number, shape, and direction of your steps will vary based on your individual circumstances and mindset and resources. None of this is financial advice!

“I can’t afford to contribute that much and/or at all.”

I hope your circumstances improve soon.

“This is a weird thing for a ghost post office to talk about.”

Besides having a chuckle at a blog that was labeled “mature content” and had just random stuff posted (the inspiration for this post), there is actually a long history of the post office offering basic banking services and some are being piloted again / another article.

Given the USPS’s legal obligation to every citizen in this country, I am a huge fan of any reasonable service that it can similarly offer that both boosts viability to the office and accessibility to people.

Plus the whole “atty is a agent of lunar chaos thing” and i am the atty in this equation, so, y’know, on brand.

“I would like to learn more about the stock market etc.”

I subscribe to and frequently enjoy ColdFusion’s financial videos and most everything The Plain Bagel produce on YouTube.

“It is too late, I am X years old.”

Cash-need circumstances should fuel your decision to stop or delay investing. Age should not. If you are 50 and starting, you’re setting yourself up for when you are 60, 70, etc.

“Okay last thing, my job doesn’t have a 401K matching and/or a 401K at all and/or I am self-employed”

Look into IRAs and Roth IRAs. They may be right for you, but more importantly, this will put you on the path of research. If they aren’t, you’ll find something that is.

“Seriously though last thing. I like to keep my cash liquid.”

At the very least you should keep your cash in something called a “high yield interest savings account.”

Your checking branch down the street is going to offer you 0.01 - 0.03% or so. 

A high yield, fee free savings account is going to offer you something significantly higher for quick math sake, let’s say 3%.

Now let’s do the math on $100, untouched for 1 year, compounded monthly:

$100 * 0.03% annual yield compounded monthly = $100.30 after a year

$100 * 3.00% annual yield compounded monthly = $103.04 after a year

A difference of $2.74 without effort on your part

I don’t understand why / I hate that / basic savings accounts exist when high yield versions exist. But that bitterness at the financial industry at large is a secondary reason why this post is made.

The tertiary reason is I tremendously enjoy being your wacky, excessively colorfully dressed, gothy neighbor who you don’t quite know what they do for a living, but you do know they are living their best life. It’s a sitcom staple.

And now!

Time for coffee.

Go protect and grow your funds!

#aging tumblr population #is one of my favorite tags

[mariacallous]

As all journalists know fear sells better than sex. Readers want be terrified. And here in the UK, there appears to be every reason to frighten them.

A country that was overdependent on financial services has been in decline ever since the banking crash of 2008. Then, from 2010 on, the astonishing Conservative policy failures of austerity, Trussonomics and, above all, Brexit further weakened an enfeebled state.

I was a child in a happy family during the crisis of the 1970s. Like all happy children I just got on with my life. But even I picked up a little of the despair and hopelessness of the time. That feeling that there is no way out is with us again.

In 1979, Margaret Thatcher came to power, and with great brutality, set the UK on a new path as she inflicted landslide defeats on Labour.

Obviously, our current Conservative government is heading for a defeat, maybe a landslide defeat.

But there is little sense that Labour will transform the country.  The far-left takeover from 2015-2019 traumatised it. As recently as 2021, everyone expected Boris Johnson to rule the UK for most of the 2020s.  

Johnson’s contempt for the rules he insisted everyone else follow and the great Truss disaster are handing Labour victory. But the centre-left appears to be the beneficiary of scandal and right-wing madness, not an ideological sea change that might inspire it and sustain it in power

Desperate to drop its crank image, battered by the conservative media establishment, fashionable opinion holds that a wee, cowering and timorous Labour party will come into power without radical policies that equal the country’s needs.

Just this once, fashionable opinion may even be right

And yet, and I know I will regret this outbreak of commercially suicidal optimism, there are reasons to believe that the UK’s position is not quite as grim as it appears.

1)    The economy may revive

Although no one has been as wrong recently as the economists and central bankers who predicted that inflation would be a transitory phenomenon, it is finally coming down. Falls in energy prices may even bring it to the 2 per cent target this month. Interest rates will eventually follow suit.

Lower interest rates mean lower government borrowing costs. They will reduce the extraordinary debt bill Labour in power will have to meet.

Chris Giles of the Financial Times calculated this week that lower government borrowing costs improve the public finances five years ahead by almost £15bn (about 0.5 per cent of national income) for every percentage point reduction.

Meanwhile the Conservatives have raised taxes so high (by UK standards) a Labour government may not need to risk unpopularity by raising them further.  Under Conservative plans the tax burden has risen from 33.1 per cent of gross domestic product in 2019-20 to 36.5 per cent in 2024-25 with further rises planned, taking it to 37.1 per cent by 2028-29.

If the 1997-2010 Labour government is any guide, Labour will be reluctant in the extreme to play into its enemies’ hands by raising taxes

It may not need to if economic growth leads to the revenue growth that would take the UK out of the rolling crisis that has afflicted it since 2016.

I wouldn’t be doing my job if I did not add that there are some pretty large caveats to make.

Economists missed the post-covid inflation surge because they forgot about politics. Russia’s unprovoked invasion of Ukraine upended the European economy. An extension of the war in Ukraine or the Middle East, or, more terrifyingly, a US-China confrontation, or the return of Donald Trump could all derail a new government.

In any case the IMF predicts growth of 1.5 percent in 2025, which is nowhere near the 3 percent we need to fund the state.

And yet, with a bit of luck there is a fair chance that our fortunes may revive, albeit modestly.

2) Labour is not as scared as it looks

Near where I live in London is the Union Chapel, a vast neo-Gothic hall.

Will Hutton was there recently to launch his new book This Time No Mistakes: How to Remake Britian. I have interviewed Will for the podcast, which should be out in a couple of days. For now, I’ll just say his book is a classic combination of liberal and left thought, and makes the case for radical reform. Keir Starmer arrived on stage to the cheers of the crowd and endorsed Hutton’s findings.

The fashionable view is that Labour has abandoned difficult policies so as not to alienate frightened voters, and I can see why people think that way.

The grand plan for green job creation has been hacked back after fears the markets would not wear it. The majority of people in this country, and the overwhelming majority of people who vote for opposition parties, now recognise that Brexit was a disastrous error. Year in year out it drags the country down. And yet Starmer, who once argued for a second referendum, is terrified of mentioning the subject in case he upsets a minority in marginal seats.

There was a depressing little vignette a few days ago when the European Commission laid out proposals for open movement to millions of 18- to 30-year-olds from the EU and UK, allowing them to work, study and live in respective states for up to four years. Labour joined the Tories in rejecting the offer.

 It would rather squash the aspirations of young people than lay itself open to the charge that it was taking us back towards EU membership.

Yet Rachel Reeves, Keir Starmer and David Lammy talk about the need for cooperation. “Success will rest on forming new bilateral and multilateral partnerships, and forging a closer relationship with our neighbours in the European Union,” Reeves said as she explained her economic programme.

Meanwhile the UK has been ruled by Conservatives for so long our battered minds can underestimate how much the country will change when they are thrown out.

The new parliament will be filled with politicians who support renters, more home building and the EU. They will at least be interested in a land value tax and a universal basic income. Radical that ideas have been forbidden for years will soon seem normal.

3) The impetus for change

The last Labour government of 1997 to 2010 did not change economic fundamentals for what seemed at the time to be a very good reason.

 When it came to power neo-liberalism worked. Indeed, is easy to forget now how successful the ideology appeared before the crash of 2008. Politicians like Gordon Brown and Tony Blair accepted much of what Margaret Thatcher had done because they thought they had no choice. Everyone knew, or thought they knew, that this was how you ran an economy.

None of that certainty pertains today. The Brexit nationalism that succeeded neo-liberalism has failed. Starmer and Reeves will not be like Blair and Brown: they will have no good reason to cling to discredited ideas.

That does not mean they won’t cling to them for fear of the Tory press or swing voters or because of their own intellectual failings. There is no guarantee that countries will turn themselves round. The UK could go the way of Argentina or Italy.

But the Labour leadership is made of serious politicians, and I keep asking myself why would serious politicians want to preside over decline? I can’t see why they would.

As I said, maybe I will regret writing this piece. But for the moment I think we can enjoy a rare moment of optimism.

[justinspoliticalcorner]

Craig Harrington at MMFA:

The Daily Signal, a media outlet supported by the right-wing Heritage Foundation, recently published two blogs fearmongering about the future of Social Security. The pieces pushed for reductions in benefits for future retirees, argued against raising taxes on the wealthy to cover the program’s long-term financial requirements, and advocated for a privatized retirement system through “personal ownership” of Social Security benefits or so-called “personal retirement” accounts. The Heritage Foundation has played a central role in organizing the planned conservative takeover of the federal government known as Project 2025, which aims to implement its reactionary right-wing agenda should Donald Trump succeed in his bid to return to the White House.

[...]

The Heritage Foundation wants to dismantle Social Security

The decadeslong conservative project to unwind popular and successful programs like Social Security is alive and well. The ideologues organizing against Social Security, like the Heritage Foundation, have been open about their intentions in the lead-up to the 2024 election. Making matters worse, the right's anti-Social Security narrative has worked its way into the general discourse at some mainstream outlets. The Washington Post and The New York Times, which are often derided as “liberal media” by their partisan opponents, subjected readers to conservative talking points in their news write-ups of the latest trustees report. In this instance, Heritage and The Daily Signal seem to be using overhyped concerns about future payroll tax increases to build support for their proposals to cut benefits (by raising the retirement age, lowering cost of living adjustments, and changing the way benefits are calculated) and using exaggerated promises of investment returns to encourage privatizing the Social Security system.

The tax complaint is a red herring. Simply eliminating the payroll tax cap, which is currently indexed to $168,600, without increasing outlays would extend full benefits payable from the Social Security trust fund to at least 2060, according to current projections. (The Daily Signal actually admitted this when it proclaimed that “eliminating the Social Security tax cap entirely would only solve about half of Social Security’s shortfalls.”) As it currently stands, every dollar earned after that $168,600 threshold is exempt from payroll taxes, resulting in people with extremely high incomes contributing a lower percentage of their income to Social Security than people who earn less. Only about 6% of workers are currently earning above this cap, but widening economic inequality has resulted in nearly 18% of taxable income becoming exempt from payroll taxation.

The Heritage Foundation and their "news" blog The Daily Signal are pushing propaganda that would eventually lead to the privatization of Social Security.

#Social Security #Project 2025 #The Heritage Foundation #The Daily Signal #Payroll Tax Cap #Income Inequality

[fdrlibrary]

Women at Work

World War II profoundly affected the lives of American women as the nation mobilized for national defense. With factories booming and millions of men entering the military, labor shortages threatened the war effort. To help overcome this problem, the government urged women to enter the workforce in greater numbers. Millions responded, including many who took well-paying industrial jobs previously reserved for men. Between 1940 and 1944 the percentage of women workers in the iron and steel industry jumped from 6.7% to 22.3%. In the automotive sector it increased from 5.7% to 24.4% and in the chemical industry from 15.4% to 31.6%. Between 1941 and 1944, the number of working women rose from 14.6 million to 19.4 million. Married women accounted for over two-thirds of this increase.

While encouraging women to join the industrial workforce, wartime recruitment posters sometimes offered mixed messages that reflected, and reinforced, the pervasive gender discrimination present in America during the 1940s. The imagery in many was calculated to assure Americans that female war workers retained their traditional femininity. Some offered reassuring messages that women would happily exchange their “overalls for aprons” when the men returned from battle. While many women wished to remain in their jobs after the war, they were encouraged to give up their positions to returning veterans. During demobilization, they were terminated in disproportionately large numbers. Ultimately, most wartime employment gains for women were reversed. Yet the experiences of women war workers helped inspire the postwar women’s rights movement.

Learn more about this poster on our Digital Artifact Collection: https://fdr.artifacts.archives.gov/.../theres-work-to-be...

Follow along throughout 2024 as we feature more #TheArtOfWar WWII posters from our Digital Artifact Collection.

#international women's day #iwd2024 #wwii #ww2 #artifact collection #posters #Museum Collection #museum from home #1940s #world war ii

[sadviko-off]

25. What is the fail rate and success rate in their mission? Are they the type who let agents die for high mission success rate or prioritize agents's life and choose to retreat when things got out of hand?

Everyone, please!

25. What is the fail rate and success rate in their mission? Are they the type who let agents die for high mission success rate or prioritize agents's life and choose to retreat when things got out of hand?

SV: Hmm.... The chance of mission failure is never known, sometimes you can't keep track of all possible options for the situation... HOWEVER!) We prefer to look at the situation positive, which is why missions generally end with 100% success!)

I am ready to sacrifice my life during the mission, but not the agents, they did not deserve to die and are obliged to return back. We are trying not to bring the situation with the mission to a critical level... Everything has its own edge, I'd rather order the guys to retreat, but I won't let them die... Although some of them themselves like to get into trouble... After all, we a squad of crazy guys!)

IL: *covers SV's mouth with his hand* failure rate is 10%... But we are not insured against 100% mission failure... Our organization has a rule... “first your partner's life, and then your own”. .. In case of an unforeseen situation, the agent I have to save my partner, and only then myself... I try to calculate everything down to the smallest detail, which is why there have been no casualties so far...

Eragon: a mission can be either 100% successful or much less.... I prefer to say that the missions I go on are equal to both failure and success... I do not take partners with me and in case of danger I will fight. ...

Gorgon: I work either alone or with Fluffy.... Our missions end with 100% success.... In case of an emergency, I first help Fluffy escape, and then leave on my own... I am larger and mine chance of surviving an ambush is higher than his...

Fluffy: *hugged Gorgon* We don't risk each other and ask for reinforcements as soon as we realize that the two of us can't handle it, but this is rare /////.... The percentage of the fact that the mine will not explode during my work is 100%, I'm very careful) .....

Sinbihan: I don't put agents in danger!) I always bring the percentage of successful missions to 100%! In case of failure, which will never happen, we will have time to escape! ^ ^~

Magnesia: I work alone.....the percentage of successful missions is 95%... It is best if me are sent on a mission in the dark....

-----------------------------------------------------

Thanks for the question! ^ ^~❤

I'm looking forward to new questions!

sorry for the delay and no drawings today, I didn’t have time -///-"

#squirrel and hedgehog #sah #squirrel and hedgehog oc #sah oc #squirrel and hedghehog au #sah au #my oc #my au #oc #au #questions #TORHCS-J2 #torhcs-j2 #sv #sad viko #commander sad viko #il #invisible liquor #eragon #gorgon #flaffy #sinbihan #magnesia