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gwmac · 1 year

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Tech Pioneers: The Unseen Revolution of Emerging Technologies in Developing Countries

Introduction: Emerging Technologies in Developing Countries “Technology,” Bill Gates once said, “is just a tool. In terms of getting the kids working together and motivating them, the teacher is the most important.” While Gates’ perspective centers on education, the sentiment holds true across multiple domains. Nowhere is this more evident than in developing countries, where technology – a tool –…

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finbraine123 · 2 years

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CREDBRAINE IS A NEXT-GEN DIGITAL LENDING PLATFORM BASED ON AI, DATA ANALYTICS, AND SCORING ALGORITHMS FOR A CREDIT DECISION ENGINE THAT HELPS BANKS, TELECOMS, WALLET SERVICE PROVIDERS, AND CONSUMER LENDERS IMPROVE CREDIT QUALITY AND ACCEPTANCE RATES. THE SOLUTION LEVERAGES BIG DATA FOR OFFERING MICRO-CREDIT/AUTOMATED LENDING OR LOAN ORIGINATION SERVICES.

#credit score #credit scoring system

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socialjusticeinamerica · 1 month

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#credit scores #credit reporting #corporate greed #oligarch assholes #tax the rich #the system is rigged for the rich

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tuttle-did-it · 27 days

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My credit score has gone down 4 points because I paid my credit card bill in full.

I don't really comprehend why that is worth 4 points DOWN.

#what idiot invented this system #credit scores are absurd #i just lost 4 points on credit card cos I paid my bill in full #fuck finances #whatever sadist came up with credit scores and how they are scored i hate them

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awesomecooperlove · 5 months

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🤔🤔🤔

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lasseling · 2 months

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The Biden administration hid funding for a new government agency, The National Extreme Risk Protection Order (ERPO) Resource Center, to track and monitor every gun owner in the United States with the ability to confiscate their weapons should they fail to comply with government demands.

#ERPO #joebiden #guncontrol #gun ownership #social credit score #social credit system #guns #DOJ #spending bill

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orcelito · 4 days

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Keeping a credit card and just using it to pay for all my daily expenses really is The Hack to building a good credit score. Like I'm literally just using it as a delayed spending of money I have. I'm "borrowing" money but from my end of it, it's just an extra step of paying for shit

And yet somehow. I have managed to increase my credit score by nearly 40 points over the past 4 months.

Which is CRAZY btw and shows how much money I've been spending (whoops....for life insurance...) but like. Also. Wild. It truly is wild.

#speculation nation #when it comes time for me to buy a house i will lift my credit score up to the gods of the banks #and be like 'look at how good i am at paying money back 🥺🥺🥺 dont u want to give me a mortgage?? 🥺🥺🥺'#it also really does make the credit score feel like a fake number lol like.#im just buying shit like groceries and takeout and ur saying this is making me Good For Lenders??? ok #but w/e i'll play the system i'll build my credit score so i will be the banks' favorite little person to loan to

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noisytenant · 1 month

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ive had my card for like a month and now my credit score is back in good standing #CreditMaster

#indexed post #I was really anxious that it'd take me like half a year to climb up but.#It was literally like. >Have no credit card >Have good score via inheritance (WHICH IS FUCKED BTW)#>Pay bill late >Get docked 60 pts which sent me from great to fair #>Get credit card >Use it >Gain 50 pts #Most stupid system alive. But I'm just glad that it looks like I'll be in good shape for leases and stuff when the time comes

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purrrcrastination · 11 months

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checking your Credit Karma is like:

“You opened a new account. -30 points”

“🤯Your XYZ account💰balance decreased✨ by $23❗️💸 +2️⃣POINTS🤗👏🏻🔥”

“You closed an existing account. -30 points”

#I love this realistic and very practical points system we’ve developed to base our entire lives on #you take out a loan you lose points #you pay off a loan you lose points #you take a shit you lose points #very cool very chill and fun #credit score #personal #adulthood #credit karma #memes #original content #dank memes #adulting #funnyshit

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finbraine123 · 2 years

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Managing loan lifecycles takes a great amount of time & resources because of its complex process. It requires significant manpower resources, beginning with screening prospects and moving through making the lending decision, managing disbursements and underwriting, monitoring the portfolio, and finally handling collections.

#credit score #credit scoring system

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luciferinn · 11 months

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every time usamericans start a fit over something they perceive as existing in china it's almost always something that is happening here as well (if it even is happening over there at all) it's so genuinely silly and mind boggling

#that huge uproar over a perceived social credit system as if we do not have credit score as a huge thing here #something often prevents people from easily accessing housing in many places across the u.s.

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lankeylacey · 2 years

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thinking about how camilla is gonna have to get one billion clothes for the hex crew because ct weather is fucked

also just in general?? like thats 5 extra kids that shes gonna have expenses on and becuase theyre literally from another dimesnion she cant get any finacial aid/tax deductions to help them (and connecticut taxes are high asf)

#like obviously food and clothing #but like beds??#the fuckin water and electric bill??#also the human realm might fuck up their immune system so thats somthing to take into account #sure luz was fine but human bodies are made to be resilient and shit but we know literally nothing about witch biology #and hunters the only one able to get a job that isnt under the table??? plus theres no way he actually can bc one million paperwork #plus for school we have no idea what the fuck is gonna happen there with vee and then luz n co #i know camilla is an amazing mom with a huge heart but there is no way in hell a vet can afford 6 whole children with no govmnt help #i feel so bad for her like girly is gonna ruin her credit score #plus we have NO idea what witches can eat in the human realm #also! with the sleeping thing?? second hand matresses are literally illegal to buy here what are they gonna do #willow better be able to just grow all the plant groceries after camilla takes her to study the produce at stop n shop #becuase groceries are already SO inflated like i went grocery shopping today and holy FUCK #wow i really went on a whole rant #ok buy guys #the owl house #toh #luz the human #luz noceda #amity blight #gus porter #willow park #hunter toh #gravesfield #the owl post

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awesomecooperlove · 5 months

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Predictive programming from the TV series Revolution, about the blackouts KIaus Schwab stated was going to happen. The ruIing parasitic trillionaires have been planning to turn off the grid and when it comes back on after at least a few months, only those who will submit to getting chipped, vaxed and whatever else they want you to submit to, will be allowed to use power, internet. Social credit system and new digital currency will be in place, allowed for only those who will submit to get the DNA destroying mRNA shots mixed with chimera DNA (human animal hybrids created in their Frankenlabs), deadIy toxins, parasites, nanoparticles. All humans will be made non-human (transhuman chimeras) and sterilized from these shots. And they will have to get boosters whenever required to make sure their bodies don't somehow recover from it all and they don't live too long. Only those who submit to the orders will be allowed to eat (the toxic foods) & take part in the New Beast System = NWO

▶️▶️▶️T.me/NWOPredictiveProgramming◀️◀️◀️

⏰⏰⏰

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treecakes · 2 years

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unfortunately i care too much abt my grades.

#also my middle/high school’s grading system killed me. a 92 was a B. i still feel like i have to score in the high 90s #also i know literally i just have to pass. to get the credit. but i am an over achiever and will not settle for a B 😭#i think in senior year my class rank was 35/398 ? i wasn’t at the top but that’s still pretty good.#i need to stop caring i literally get so stressed 😭 i don’t want to be the best in my class but i do want to have good grades. yknow?

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sodrippy · 2 years

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looking up banks and is it common to go into a bank branch or need to speak to people at your bank up here? or is it common everywhere and im just not doing that ?? theres five million people complaining about the customer service at a particular bank and im like. why are you in there often enough for that to influence whether youll open an account w them though

#like idk i just set up my accounts online and put money in them why on gods green earth would i need to speak to someone about that #i also totally do not understand financial systems here its so weird and scary #what is a premium plan why are banks giving you Plans what is going on :sob:#people always talk about credit scores and stuff too i dont know what any of that shit means and im never going to have enough money to buy #a car or house anyways so

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orcelito · 1 year

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once im out of this financial hell, im getting a credit card

#speculation nation #not to fuck myself over financially. but uh #my credit score is probably Diving bc of some unpaid debt from like a year ago lmfao #gonna need to build it back up. via some consistent & controlled use of credit card #hell system hell world i hate credit cards as a concept #but sometimes you must work with the system. even if it skeeves you out lol #god i hope the bonus my boss mentioned is good. pls give me like $200 on top of my normal paycheck i will owe u my life

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