#cheapest home loan

[nfinityfinancials]

Learn About Grants and Financial Schemes

Hello! Are you excited about becoming a first home buyer? It’s a big adventure, almost like going on a treasure hunt where the prize is your very own place! It can be thrilling but a bit daunting too, especially with the prices of homes going up in Australia. But don't worry, there are special government schemes designed to help make your dream of homeownership more achievable. In this blog, we'll dive into all the ways you can get support as a first-time home buyer. So, grab a snack, get comfortable, and let’s get started on this exciting journey.

Embarking on the Home Buying Adventure

Buying your first home is a major milestone. It’s an adventure into securing your own space but can be a little scary due to the financial aspects. With property prices on the rise in Australia, it might seem a bit intimidating. However, there are government programs specifically aimed to assist people like you to step into home ownership more smoothly.

Consulting with a mortgage broker or a home-buying advisor can be very beneficial. They can pinpoint which government program best suits your financial situation. Remember, some of these opportunities might not last forever, so it's wise to check them out soon.

Deciphering Home Buying Programs

Have you ever heard about 'grants' and 'schemes' and felt puzzled? It’s okay, many first-time buyers feel the same way. Here at Nfinity Financials, we’re here to demystify these terms and guide you through understanding them better.

Government Assistance for First-Time Home Buyers

There are various programs put in place by the government to help Australians step into their first homes. Here’s a detailed look at some prominent ones:

The Home Guarantee Scheme (HGS)

This scheme is amazing because it allows first-time buyers to either purchase or build their first home with a very small down payment—sometimes as little as 2%!

First Home Buyer Guarantee (FHBG)

This guarantee is a lifesaver as it enables first-time home buyers to purchase a property with just a 5% down payment and no need to pay for the lender’s mortgage insurance, saving you a considerable amount.

Regional First Home Buyer Guarantee (RFHBG)

If you live in a regional area, this guarantee is specifically for you. From 2022 to 2025, it supports regional Australians in purchasing their first home with a minimal 5% down payment.

Family Home Guarantee (FHG)

Specially designed for single parents with dependents, this guarantee helps in acquiring a home with as little as a 2% down payment.

Help-to-Buy Scheme

This is a recent initiative to assist lower-income earners in buying a home, with the government paying up to 40% of the cost for new constructions.

First Home Super Saver Scheme (FHSS)

A creative scheme allowing you to use your superannuation savings towards your first home purchase.

First Home Owner Grant (FHOG)

Initiated in 2000, this grant helps first-time homeowners with the expenses involved in buying a new home, like the GST reduction.

Stamp Duty Waivers

Different states offer exemptions or reductions on stamp duty for first-time buyers, significantly reducing the initial costs of buying a home.

Local Home Grants and How to Access Them

Each state and territory in Australia provides its own set of grants and schemes for first-time buyers:

Queensland: Up to $30,000 for buying or building new homes, with price caps.

New South Wales: Offers up to $10,000 for new homes and potential tax advantages.

Victoria: Provides $10,000 with reduced tax for homes costing up to $600,000.

Western Australia: Grants of $10,000 for homes in specific areas.

South Australia: Up to $15,000 available for new homes, along with major stamp duty reductions.

Northern Territory: Offers unique grants not limited by income or home price.

Tasmania: Up to $30,000 for new homes and a 50% reduction on some taxes.

Still, Have Questions?

It’s completely normal to have questions or need more details. The intricacies of these programs can be complex. You don’t have to navigate this alone. At Nfinity Financials, we’re prepared to assist you every step of the way.

Continue to check our blog for updates, and if you need personal guidance, feel free to call or message us. We’re here to help turn your dream of owning a home into a reality.

#first home buyer #first home buyers grant nsw #compare the home loan interest rates #cheapest home loan #first home buyer scheme

[suyash-mpower]

#calculating home loans #emi calculator for home loan #home line emi calculator #home loan and emi calculator #home loan calculator emi calculator #home loan emi cal #home loan interest rate #home loan monthly emi calculator #home loan percentage rates #housing loan emi calculator #loanemi calculator #all bank home loan interest #cheapest interest rate home loan #current home loan interest rates #home emi calculator #home finance rates #home lending rates #home loan all bank rate of interest #home loan and mortgage loan

[grdindia]

The Premier Home Loan Provider: Your Ultimate Financial Partner

Introduction

When it comes to securing your dream home, finding the right home loan provider is paramount. You deserve a partner who not only understands your unique financial needs but also provides the best terms and support throughout your homeownership journey. In this comprehensive guide, we, as your trusted experts, will explore the key aspects of choosing the premier home loan provider that aligns perfectly with your goals.

Introduction: The Importance of a Reliable Home Loan Provider

The process of obtaining a home loan can be overwhelming, but with the right partner by your side, it can become a smooth and efficient experience. Let's delve into the crucial factors that make a home loan provider stand out from the rest.

1. Competitive Interest Rates

One of the primary factors that borrowers consider when choosing a home loan provider is the interest rate. We understand that securing the lowest possible interest rate can save you thousands of dollars over the life of your loan. At our institution, we continually strive to offer some of the most competitive rates in the market. Our commitment to transparency ensures that you fully understand the terms of your loan, allowing you to make an informed decision.

2. Customized Loan Options

Every homeowner's financial situation is unique, and cookie-cutter loan solutions may not suffice. That's where we excel. Our team of experts will work closely with you to understand your specific needs and financial goals. We then tailor a loan package that suits your requirements, ensuring you're set up for financial success in the long term.

3. Streamlined Application Process

We recognize that time is of the essence when purchasing a home. Our streamlined application process minimizes paperwork and bureaucracy, enabling you to move closer to your homeownership dreams swiftly. We guide you through every step, from the initial application to the closing of your loan, making the journey as hassle-free as possible.

4. Exceptional Customer Support

Our commitment to your satisfaction doesn't end with loan approval. Our dedicated customer support team is always ready to assist you with any inquiries or concerns you may have throughout the life of your loan. We believe that great service builds lasting relationships.

5. Financial Education and Resources

We understand that navigating the world of home loans can be confusing. To empower our clients, we offer a wealth of educational resources, including articles, calculators, and personalized financial advice. We want you to feel confident and informed every step of the way.

Why Choose Us Over Competitors

In a crowded marketplace of home loan providers, we set ourselves apart in several ways:

Local Expertise

Our team is composed of local experts who understand the unique nuances of the housing market in your area. This expertise allows us to provide you with insights and advice that can make all the difference in your home-buying journey.

Technology-Driven Solutions

We leverage cutting-edge technology to offer a seamless online experience. You can apply for a loan, track your application status, and even make payments online, all from the comfort of your home.

Flexible Repayment Options

Life is unpredictable, and your financial situation may change. We offer flexible repayment options, including refinancing and loan modification, to adapt to your evolving needs.

Transparency and Honesty

We believe in transparent and honest communication. There are no hidden fees or surprises in your loan terms. What you see is what you get, and our clients appreciate our straightforward approach.

Community Engagement

As a responsible lender, we are deeply committed to the communities we serve. We actively engage in local initiatives and support causes that matter to our clients, giving back and making a positive impact.

Conclusion: Your Path to Homeownership Starts Here

In the world of home loans, choosing the right provider is the first step towards achieving your homeownership dreams. We are dedicated to being the premier home loan provider that you can trust. With competitive rates, personalized solutions, exceptional support, and a commitment to your financial success, we are your ideal partner in this important journey.

#home loan #best home loan #best home loan provider in india #home loans #cheapest home loan in delhi #india best home loan provider #personal loans #loans #finance #housing loan in noida

[jitenderbilani]

6 Tips to Get an Affordable Home Loan in India Most people know that to get a home loan you need to fill out an application, attach documents, pay the processing fee, get your documents evaluated, etc. However, it is encouraged to go through some useful tips that can help you get an affordable home loan quickly and easily.

#cheapest home loan in India

[guaranteed-loans-uk]

Make the Correct Decision on the Cheapest Home Improvement Loans

Are you finding the right platform to get the cheapest home improvement loans in the UK? If yes, then do the necessary comparison of the lenders offering loans on affordable rates.

#Cheapest home improvement loans

[lendmesh01]

Cheapest Interest Only Home Loans | Lendmesh.com

Searching for the cheapest interest only home loans? Lendmesh.com is the right place for you. We offer the best rates on the market, and our easy online application process makes it easy to get started. Do visit our site for more info.

cheapest interest only home loans

#cheapest interest only home loans

[smithleonardo]

New homebuyers enticed into market now face perfect financial storm

New homebuyers enticed into market now face perfect financial storm

Farheen Khan and her husband Faizan Afzal are about to achieve the great Australian dream — buying a home where their children can grow up, with nearby parks and a good school. Key points: Big government incentives in 2020 lured first homebuyers into the market But those same incentives also helped drive up housing costs Now rising interest rates are adding to mortgage stress “It feels very…

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#bankwest #best home loan #buying a house perth #cheapest house perth #commonwealth bank #finance #fixed -rate loan #homeloan #interest rates #mortgage #mortgage perth #NAB bank #Perth #real estate perth #wa

[ridiculously-over-obsessed]

Genuinely feel like I'm just going backwards again, no matter what happens with student finance now I'm still going to have to move back in with mum and that... that's backwards. I fought so hard to get out and now I'm going back, and what's worse is that I'm putting myself back in that situation willingly. I hate this.

#gs rambling again #i'm just really sad and defeated today i don't want this #but that's the way it is whether i get my maintence loan or not i still won't be able to pay for rent etc #and that means going back into the cesspit my mother calls a home #back to sleeping on a lumpy mattress on a mouldy floor #back to not being able to bath properly because the shower has been broken for over a year #back to always being concerned that i stink because that whole house stinks #back to being mums lackey and never getting a minutes peace #back to being isolated and lost and feeling alone #idk why i ever thought that i'd ever be able to be happy or free or content with my life #should've know i'd end up back where i started after everything else that's happened in my life #anyway i get to go back for the weekend tomorrow and get a reminder of how shit my life will be going forward again ✌🏻 #i just want a miracle #it ain't coming but that's what i want #a miracle that gives me a place to stay for the next academic year and be able to pay for groceries etc #but unless 5.5k drops into my lap then... it ain't happening #and that's just rent in the CHEAPEST accomodation there is

[mermen]

please help me cremate my mother

hi everyone, this is a very difficult post to make. early in the morning on april 9th, my mother was pronounced dead at the hospital after being brought by ambulance. it was a very sudden and unexpected death, and as her only living next of kin, i'm responsible for everything after her death. there is no other family, only me. there is no one else to ask for help from.

i've called several funeral homes asking for their most basic procedures & if they have financing options. nearly all wanted payment up front, and the one that did offer financing i was not eligible for. loans are not an option either; i'm on disability and my income is limited.

this is the cheapest option i could find, $1290.60 cad after taxes. as i mentioned, i live on disability benefits and this is more than i could ever afford on my own. it's a huge amount, but i don't feel like i have any other options.

if you can't assist, please boost. thank you for reading

$0 / $1290.60

paypal

UPDATE 04/12: $1290.60 / $1290.60

#.txt #i had to repost because i forgot the paypal link and deleted it out of panic

[topguncortez]

Are You With Me | | Chapter 3

previous part | masterlist | next part

synopsis: Jake and Y/N fight over the hospital bill and whether its a good idea to keep the kids on Jake's insurance or night. Jake still has issues with Miles. Ella makes a decision in the course of her treatment.

word count: 2.1k

warnings: medical inaccuracies, divorce, fighting, cursing, childhood cancer, mentions of childhood death

Jake had made a joke once that Eli was the cheapest baby they had. Said joke had earned him a glare that was fierce enough to send a shiver down his spine. Y/N had mastered the “mom eye” after having two kids.

But, even though Jake’s joke was done in poor timing, he was right. Having a baby, although not planned one bit, at home had saved them quite a bit of money. Jake had always found it comical that he was the best of the best. The 1% of the 1% and had some of the worst health care coverage in the whole United States.

“I feel like I need to take a loan out to pay these,” Jake rubbed his forehead, slipping his glasses off his face.

It was one of the rare moments that Jake and Y/N were both at the house. Y/N spent the day with Ella while Jake was at work and Alex was at school. Between Penny and Y/N’s mother Clara, they watched Eli for a couple of hours. Jake would then come to the hospital at night, staying with Ella while Y/N went home and made dinner and got the boys to bed. The Daggers had created a weekend schedule, each of them taking a saturday or sunday to stay with Ella so Jake and Y/N could both go home and recharge.

Though being at home was more stressful than watching their four year old getting pumped with toxins.

“Is that the bill?” Y/N asked as she walked into the kitchen after putting the boys down. She filled the tea kettle and set it on the burner, before pouring Jake a drink and taking it to him

“The first one, yeah,” Jake wiped a hand down his face, “Thanks,” He mumbled taking the rocks glass from her, “The ER visit cost thirty-three hundred dollars and insurance is only covering three hundred of it. The estimated total cost of care is around sixty-one thousand dollars.”

“Well,” Y/N swallowed, “I can always put Ella on my insurance. I get good-”

“No,” Jake sneered, “We agreed when we… we agreed when we divorced I would put the kids on my insurance plan because it’s cheaper.”

“Yes, but if this means compromising Ella’s care-“

“It’s not compromising anything!” Jake snapped causing Y/N to jump a bit in her seat. He scrubbed a hand down his face, “You got the kids and the house and everything else in the divorce. Let me help do this.”

Y/N nodded her head, “Fine,” She sighed, “We still have the rainy day fund.”

“Still not even going to make a dent in the payments,” Jake leaned back in his chair, “I’m tired of talking about this. How was Ella today?”

“Same as always,” Y/N shrugged, “Was fine in the morning before chemo, napped all afternoon and then threw up everything she ate. Her hair is becoming more of an issue for her… it’s becoming more noticeable.”

Ella’s hair had started to fall out as the weeks of chemo continued on. Jake and Y/N didn’t have the heart to shave it or cut it before Ella started therapy, wanting her to have the ability to make that decision for herself. But as the treatments went on, Ella’s confidence began to fade with each clump of hair that fell.

“Maybe we should just shave it,” Jake suggested as the tea kettle rang.

Y/N poured herself a mug, “No. She’s already losing so much autonomy over her own body. She should be the one who decides on her hair.”

“I hate to see her like that.”

“We all do,” Y/N took a sip of her tea, “But she was happy that Rooster and Dragon got to stay with her. Dragon mentioned something about watching Dateline.”

Jake chuckled, “Going to teach our four year old how to commit murder and get away with it.”

“She’s been stealing cookies and getting things she wants outta you since she was born.”

Jake couldn’t help it, he was a sucker for those big green eyes.

Silence fell over the two of them. It was moments like these where things almost felt normal between Jake and Y/N. Like the past two years had been a fever dream. That they had never spent a day apart. But then reality settled back in, and the awkwardness filled the air.

“I’m going to bed,” Y/N said, clearing her throat, “I put clean towels back in the guest room.”

“Thank you,” Jake nodded his head, “Goodnight, Y/N.”

“Night, Jake.”

— — —

When Ella was born, she had a full head of dark curly hair. Y/N knew that she was going to have hair from all the heartburn she had experienced through the whole nine months. In fact, that was the first thing the doctor had called out in the middle of delivering the Seresin girl.

“oh gosh! she’s got a full head of hair!”

Y/N had always dreamed of having a little girl with gorgeous long hair, and she had been lucky to get just that. She couldn’t wait until Ella was old enough to sit up and her hair long enough that she could braid it and style it. Ella always had perfectly done hair when Y/N dropped her off for daycare. Ella liked to show off her matching bows or the intricate braid that her mother did to her classmates and teacher.

Miles had told them one of the most common side effects of chemotherapy was the loss of hair. Y/N thought maybe, just maybe, Ella wouldn’t lose her hair. They had gotten through the first week of treatment without any hair loss. But then week two rolled around, and it was the worst week of Ella Seresin’s life.

“Mommy! My hair!” Ella cried as she stood fresh out of the shower, with a clump of hair in her hands. Y/N did all she could to try and soothe her child as she pulled on the ends of her hair, more stands coming out.

“I know, baby,” Y/N fought back tears, “I know. It’ll be okay.”

For weeks, Y/N and Jake watched as Ella’s hair grew thinner and thinner. They switched from using a brush to using a wide tooth comb, hoping to save some of the frail strands of hair on her head. Ella knew that most kids on the floor didn’t have hair or wore fake hair. She knew that eventually, she would look like them.

“Do you want strawberry or cherry jello for lunch?” Y/N asked as she looked over the hospitals menu choices for today. Y/N wasn’t sure if it was because of stress but the hospital food wasn’t actually that bad. Plus, Val had kept Ella’s room stacked with snacks.

“Mommy,” Ella said.

“Yes, baby?” Y/N asked, putting the menu down and looking at her daughter, “What’s up, buttercup?”

“I want to cut my hair.”

“What?” Y/N was taken aback by her daughter’s words. Ella was wise beyond her years but this shocked Y/N to hear.

“I want to cut my hair. It keeps falling,” Ella said, touching her thinning hair.

Y/N nodded her head, “Of course, baby. We’ll do it tonight, when dad gets here. That sounds okay?” Ella nodded her head, a bright smile on her face, “Now, how about that jello.”

A couple of hours later, Jake was walking down the familiar bright colored walls of the children’s cancer ward. He always found it ironic that such a dark place was painted so brightly. Ella had only been there two months and already she had new neighbors on either side of her room. The cries of the parents haunted Jake at night and the images of little bodies being moved with sheets over their heads was enough to bring Jake to a panic. However, every time Jake walked closer to Ella’s door he was met with the beautiful sound of laughter. 

A smile graced Jake’s lips as he heard Ella’s laugh and that familiar snort that always made her laugh harder. But the moment he opened the door, his smile dropped. 

“Doctor Miles.” 

“Daddy!” Ella cheered and sat up in her bed, reaching out for her father. 

Jake walked over to her, greeting her with a hug and kissing her forehead, “How are you, bug?” 

“I’m good,” Ella nodded her head, laying back in her bed, “Doctor Miles is playing Bluey with me.” 

“I see that,” Jake looked over at Miles who was standing in the corner of the room now, “Where is Mommy?” 

“Sent her for a snack,” Miles answered, “She’s looking like the walking dead.” 

“Can we refrain from making death jokes?” Miles held back from rolling his eyes, “I’m here now, so you can go.” 

“I said I would wait here with Ella until-” 

“I’m her father and I say-” 

“You say nothing,” Y/N said, appearing in the doorway, “Thank you, Miles.” 

Miles nodded his head, “No problem, Y/N. I’ll see you tomorrow, Ella, good job today.” He held his hand out for the little girl to give him a high five. 

Y/N waited a moment until Miles was out of the room before looking at Jake, “Really?” 

Jake just shrugged, “I had it under control.” 

“I’m sure,” Y/N sighed, walking over to Ella’s bed. The little girl curled up next to her mother almost instantly, “Do you want to tell your daddy what you want to do today?” Ella nodded her head and then looked at Jake. 

“I want to cut my hair.” 

Jake’s eyes widened as he looked from Ella to Y/N, “You do?” Ella nodded her head again. 

“The nurses brought some clippers and stuff earlier. I-I’ve never cut anyone’s hair so I-”

“I got it,” Jake answered, “I was cuttin’ boys’ hair in the bay at boot camp.” 

 “Okay,” Y/N said, feeling the familiar burn of tears in her eyes, “You ready, Elles?” 

“Yes!” Ella said, a bright smile on her face. 

Both Y/N and Jake walked with Ella to the bathroom where a nurse had brung in clippers, scissors, a razor, shaving cream and a step stool. Ella stepped up on the stool, looking at herself in the mirror that was covered with pink and purple flowers. Y/N leaned against the doorway, watching as Jake got everything set up, occasionally making funny faces in the mirror to make Ella laugh. 

“Gonna start now, are you sure this is what you want?” Jake asked his daughter. Ella nodded her head, “Okay. Here we go.” Both Y/N and Jake took a deep breath as he grabbed a lock of Ella’s hair and lifted the scissors. The sound of the shears closing together made the loudest sound Y/N had ever heard as a lock of brown went tumbling down to the ground. 

“You cut it!” Ella gasped. Jake’s heart pounded in his chest, then it relaxed as her giggles filled the room, “Do it again!” 

Jake looked at his wife through the mirror, seeing her red eyes but the smallest smile on her face, “Let’s keep going.” 

After every snip of the scissors, Ella giggled which made the whole situation somewhat better. Eventually Jake got to the point where he had to use the clippers. He gently moved them over her head, watching as the final pieces of hair fell from her head. 

“What do you think?” Jake asked, as he set the razor down in the sink. It was quiet for a moment as Ella looked herself over in the mirror. 

“My head is cold,” She said. 

Y/N chuckled as she stepped into the bathroom, walking up behind her daughter, “We’ll get you a hat or two or-” 

“Three!” Ella held up three fingers. Ella turned to face her mom, “Momma, don’t cry.” 

“I’m sorry, baby,” Y/N said, as Ella wiped a finger away from her cheek, “How about we take a shower and then watch a disney movie?” 

“Princess and The Frog! Daddy! Will you stay?” 

Y/N looked at Jake, who was cleaning up the hair around the bathroom, “Yeah. Of course. Let me finish cleaning this up, and I'll sneak down to the nurses lounge to make popcorn.” 

“Thank you,” Y/N said, sincerity in her voice, “Let’s get cleaned up, Elles.” 

A strange feeling settled over Jake’s chest as he watched his wife and daughter. A strange feeling that maybe, just maybe. . . things will be alright.

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[mortiskiller]

Ruin The Pig

Content warning: This story contains extreme fat shaming, non-consensual weight gain, health play, and death feedism.

I am going to ruin you pig. I told you that when we first met up after you spent weeks begging me to feed you and use you.

You were lying in the hotel bed naked after I stuffed and pumped you full of 10K calories in a few hours, you were so small then, barely 300 pounds. It was cute that you pretended to be immobile while I fed you. Listening as you played the panic up and begged “fuck fuck fuck we have to slow down! I’m getting too big I don’t want to be trapped in bed!” I would silence you by shoving a messy burger into my face a shush you, "Shut your dumb fucking mouth and eat." I said forcefully but calmly, I saw the acceptance and submission wash over you as the realization that no choice is being offered but to eat and like a passive cow as you let out oinks and weakly pawed at my crotch.

I remember that fat ball gut you had, so small compared to now. That was pure surface-level fat, pushing your organs down, putting pressure on your GI tract, and making it harder for your body to pump blood. You are at a point where every new pound of fat is a step toward utter and complete obesity.

We would meet up every few weeks and you would pretend your arteries were clogging already from an absolute binge of cheese and grease, that you I loved only wanting the cheapest unhealthy slop. Preferring a ketchup-slathered triple cheeseburger and a pile of chocolates to some fancy steak and a nice cake.

I remember the first time you panicked and begged for me to slow down, right after you hit 690 pounds. I had woken you up for your 2 a.m. funnel session, I never let you sleep for more than 4 hours without eating till you passed out, I say, "Get up and walk to the scale.", pointing to a large black metal livestock scale in the middle of the room. Your mind was weak from being fed nothing but junk, weed, alcohol, and the hormones mixed into your slop. You throw your heavy flabby arms up to gather enough momentum to heave your billowing body up. I watched as nothing happened, you tried again. Again your body moved not an inch off the bed, all you accomplished was shaking the sea of lard that was your body.

Your face flushed with sweat and burned red as you strained your body, but you were stuck. Attempt after attempt, after an attempt to lift yourself, grunts and wheezing fill the basement.

A minute later your eyes went wild, and my hand on your chest felt a heart racing faster and faster.

I see that panic, it makes me hard. You are locked in now. A complete loss of agency and now you are nothing. I own your life. Any money, anything you own is gone. All you have is my pity.

Pity that feeds you.

Food and nothing else.

I told you my plans now that you were a helpless fucking lard-ass NEET in my home.

1. Hormones to make you the perfect pile of shame. Bury your dick in fat, widen your hips and tits, make a perfect pussy for Daddy to fuck.

2. We are starting an Only Fans! You get to be my immobile plaything that I take every sadistic desire out on, and I get all the money.

3. Some more feeders are going to stop by and have their way with you. You are my toy to loan out to other feeders and chasers.

I lean into your sweating, beat red face, and put a hand around your neck roll. "You are just a waddling weak whore doing what I say till your bloated wrecked corpse is left in a hotel room covered in cum and food, got it?"

As you opened your mouth to answer, I shoved the funnel in. You asked for this pig. 

#feedist fiction #wg fiction #wg story #male feedee #bhm #ssbhm #ussbhm #weight gain #fa #ffa

[nyaagolor]

The software I use at work is Not Working and I have an hour to kill before I can go home so here’s some HCs about assorted characters’ living situations bc I wanted to make notes for myself for fic purposes:

Phoenix: Used to live in a regular apartment, but moved into the apartment above Wright and Co Law offices with Trucy after his disbarment. Edgeworth paid off the building’s mortgage after Turnabout Goodbyes so Phoenix doesn’t have to worry about rent

Edgeworth: Owns a penthouse in LA. He rents hotel penthouse suites while in Europe but doesn’t have a permanent one anywhere other than LA because he thinks it’s a hassle. There’s a locked room in the LA penthouse filled with Steel Samurai merch

Gumshoe: Rents the shittiest basement studio you have ever seen. Does not own a bed. Genuinely questionable if the building is up to code (it’s prolly not)

Maya: Lived in Kurain Village until Mia’s death, then moved into the apartment above the office. After BttT she moves back to Kurain

Pearl: Lived in Kurain until her mother’s incarceration, then moved in with Maya in the upstairs apartment, then back to Kurain with Maya after BttT

Mia: Lived in Kurain Village until she founded Fey and Co law offices with Diego, at which point they moved into the apartment upstairs together until her death

Diego: Lived in a regular LA apartment until he founded Fey and Co with Mia. They moved into the upstairs apartment together until his coma. When he wakes from the coma he spends about half a year recovering in the hospital, then throughout AA3 just loiters around the courthouse because he refuses to speak to Phoenix. After BttT he goes to prison and moves in with Maya and Pearl in Kurain Village after his release

Franziska: Technically lives in the von Karma estate with her mother and sister, but is so busy traveling that she mostly stays in hotels. She used to spend holidays there, but Edgeworth has taken to inviting her to stay with him because she's not very close with the rest of her family, so now her room is mostly just storage.

Ema: Her and Lana lived in their parents’ house together until Lana’s imprisonment, during which Ema moves to Europe with an exchange family. When Ema returns from Europe, she moves back into the house with Lana joining her when she’s released

Apollo: He lived on the road with Thalassa and Jove until the latter’s death, then with Dhurke in the countryside, then in an American orphanage until he was 18, at which point I imagine he crashes on Clay’s couch for most of law school because he is technically an orphaned illegal immigrant with absolutely no money or credit. The internship with Kristoph and his job with the WAA gets him enough money to actually rent a place, but his lack of documentation and student loans mean he’s in the cheapest possible apartment. He keeps it extremely neat but there's only so much one can do. He and gumshoe can commiserate about it.

Trucy: Lived mostly on the road / in the tourbus + hotels with her dad and the troupe until she was adopted by Phoenix, at which point she moved into the apartment above the WAA

Klavier: Lived in his parents’ mansion with Kristoph until going to Themis. When he moved back he had enough money from gigging / his band to buy a fancy ass house and still lives there. It’s a little lonely by himself but when he let Daryan throw parties there it was POPPIN

Kristoph: Lived in his parents’ mansion his entire life. He got ownership of it when they died and raised Klavier in it, and continued to live there until he got arrested. Now he’s cushy in solitary cell 13

Athena: Lived in the space center then was shipped off to European relatives when her mom died. When she moved back to the states she got a decent apartment bc her WAA income was supplemented by those rich as hell European relatives

Simon: Lived in a small apartment with his sister growing up, which he continued to live in after she moved to the Space Center. It was sold when he was incarcerated. After his release he moved in with Athena briefly (no one thought it was a good idea for him to live alone) then to a small but nice apartment, which Edgeworth paid for until he could get back on his feet financially

#ace attorney #phoenix wright #miles edgeworth #dick gumshoe #maya fey #mia fey #pearl fey #diego armando #franziska von karma #apollo justice #ema skye #klavier gavin #kristoph gavin #athena cykes #simon blackquill #mod vex #headcanons #sorry for insane tags I need to stay organized and I WILL lose this post otherwise #long post

[grdindia]

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[anoncat-007]

Universe: Horror Welcome Home

Trigger Warning: Horror, Light Blood, Disturbing Themes, Scopophobia.

Word Count: 3518.

Summary: In this universe, Welcome Home characters come to the real world and it takes place in the show's recording studio. I came up with this idea after seeing so many alternate Welcome Home universes and it inspired me to make my own. And I hope you like this universe that I created.

Capítulo 1

🔴 In trade, puppets were just lifeless and soulless puppets, just characters from a children's program, but as the program was new, it didn't have much audience ( in fact, almost zero audience ) or studio to make the best footage and much less sponsors , the recordings were made in such a small room in some shed that it is stuffy on the hottest days, with the cheapest materials to make the scenery and the characters.

🔴 The puppeteers were common people with no experience or almost nothing, they are close friends of the creator who helped his friend realize his dream in his spare time for free.

🔴 So because of that, the Welcome Home Program only aired a few times a week at cheaper times on little-known channels, with that the program would be canceled even before they became famous.

🔴 Creator Ronald Dorelaine, desperate and determined to make his creations recognized, started doing everything to make his dreams come true, taking out loans, doing favors for dubious people, even selling everything he had, but none of that helped the program. And because of these problems your friends are losing hope in this project, so in the midst of despair and a little hope your last solution was the occult and alchemy.

🔴 Where Dorelaine managed to make a pact with some entity where they would give him everything he wanted ( fame and recognition ) with the price he would pay later, with that Welcome Home became famous overnight, the characters seemed so alive and real for everyone who watched and always made you want to never stop watching.

🔴 A few months later... With the fame of Welcome Home, Dorelaine got what she wanted most and much more than she imagined, and with that she had so much but there came a time when she wanted more than the current studio and the fame he already had ( he wanted more ). So, when the first season of Welcome Home ended, Dorelaine announced to the media his new project to build a studio big enough where he could have the exact replica of the small village of Welcome Home to be able to make everything better/perfect as he said, a place so big and vast that even the employees managed to live there.

🔴 But everything had unforeseen events during the creation of the studio, many construction workers had freak accidents causing lifelong injuries, but Dorelaine managed and paid the media and police of the time and even employees to forget about these unwanted accidents.

🔴 Other than that, the new studio was finished, and with that some employees and the creator himself started to live there. So, everything was ready, the puppeteers, the voice actors and the entire studio team were ready to start recording the second season of Welcome Home with all the best and most modern equipment they had at the time and with the puppets so well detailed and redone that seemed to have come out of the drawings themselves. But what Dorelaine didn't expect is that the same entity that made her dream come true came to collect the debt from him, and he didn't like it and refused to do what the entity wanted, and somehow with the knowledge that Dorelaine had he managed to arrest the entity, of course this made the entity furious and vengeful, promising before they were arrested and expelled where they came from, pain and suffering for everyone around him and for him.

🔴 For a while, everything went well for Deloraine again, but what Deloraine didn't count on is that little by little strange things were happening in her recording studio.

🔴 The employees reported the lack of food ( especially the apples were disappearing ), some employees felt that they were being watched while handling or preparing the scenery for the episodes, drawings or messages were found, but what scared the employees the most was the final sadness from the employee who voices Wally, that somehow the spotlight fell on him. As a result, some employees resigned out of fear, claiming that the building was cursed or haunted.

🔴 In the moments before the entity was imprisoned in its last moments of freedom, they awakened the protagonist of the show and his home, but as the entity did not have enough strength and time, they were unable to influence and control their creations to be able to bring them back or revenge them for what Dorelaine did to them.

#Welcome home x reader #welcome home #wally darling x reader #welcome home x you #welcome home x y/n #welcome home au #wally darling #wally x reader #yandere wally darling #yandere x reader #Yandere Wally x Reader

[guaranteed-loans-uk]

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[spicywhenspeaking]

If I'm There: Chapter Thirteen

read from part one

summary: Noah and Natalie meet in high school and developed a relationship through their love of music and art. Falling in love, innocent and young, they think nothing can keep them apart. However, sometimes in the pursuit of your dreams the things we love the most get left behind.

taglist : @lma1986 @cookiesupplier @notingridslurkaccount @blackveilomens @thisbicc @thebadchic

“I missed you so much Natty.” He’s here, finally in front of me again and all of my negative feelings are thrown out the window. I don’t care that we were just fighting. I just need to be his arms.

I quickly walk around the counter and he wraps his arms tightly around me. Noah smells so good, warm and comforting. “I missed you too Noah.” I say into his chest.

Maggie looks over and sees us and asks if I want to take my break now. We walk hand-in-hand outside to the benches and sit next each other. He instinctively puts his arm around me but then I can feel him start to almost pull away. “No, Noah. It’s okay.” He relaxes and we settle into eachother. Even though It’s been tense, being around him feels like home.

“How are you doing?” Noah asks.

“I’m okay, just dealing with this school thing.I’m thinking I’ll just apply for loans and go to the cheapest school.” He nods “Have you been able to talk to your mom?” 

“Um not yet, she’ll get her phone back next week and I’m figuring out what to say.” I tell him. “How was the rest of tour?” 

“It was okay. It was hard for me to be away from you for so long.” Noah tells me as he rests his cheek against the top of my head. “Are we okay?”

“We’re okay Noah. I’m just no sure how all of this works.” I say as I fidget with the ties on my apron. He covers my hand with his own, stilling my anxious fingers. 

“We will figure it out together.” He says as kisses my forehead. “What time do you get off tonight? I was hoping we could hang out.”

“I’ll get off at 9, so not to much longer.” I tell him as he moves back, I turn to look at him and he closes the distance between us with a tender kiss causes my body to melt against his. “I’ve been wanting to do that since I walked into the cafe I missed you so much Natty.” His words tickle against my lips. “I missed you too Noah.” Our lips meet again and I almost get lost in his touch before I remember I have a few more hours left of work. Giggling like the lovesick teenagers that we break apart and head back inside. Noah waits for me at one of the tables, watching me work and writing in his notebook, new lyrics i'm assuming. 

The rest of my shift goes by fast and soon I’m done with the last of my cleaning duties and heading out with Noah to his car. “Let me just text Ky and let him know I won’t be home.”

Natalie: staying with Maggie 2nite, see you tomorrow 9:14pm

Kyle: 👍 lol okay…say hey to Noah for me. 9:15pm

Natalie: -_- 9:15pm

“So things are good with you two?” Noah asks and I squim as I adjust the seatbelt. “Um yeah, we’re okay I guess. I mean, after everything with our mom we just needed to be there for each other.” I explain. “It’s not like I forgot what he’s done, I just can’t deal with all this stuff with my mom by myself.” 

He nods understandingly but with a sad look on his face. “And I just left right after.” he says as a look of pain and anger cross his face. “Wow, thats so fucking shitty Natty. I can’t belive I was so selfish.”

I shake my head “no, I don’t think it was selfish. You said it yourself that this is an opportunity that would have been a mistake to pass up. It was hard with you away obviously, but I think it’ll just be something I have to get use to, you’re bound to be a huge star with your talent.” I smile up at him from my seat but his eyes are fixed on the road. “Noah? Is everything okay?” I ask and he nods repeatedly “um yeah, everything is fine. I was just thinking.” 

“Ah, thinking and driving. Dangerous stuff.” I joke trying to ease whatever suddenly caused Noads shift. He huffs out a laugh, brushing off whatever was clouding his mind and smiles at me. Leaning is hand down to squeeze my knee. "Noah! stoop ! that tickles!" I bark out in a chocked out laugh.

We get to his house and after dumping my bag into his room I take his hand and lead him into the bathroom with me. “What are you doing Natty.” Noah asks as I pull the collar of his shirt down so his head in leaning over mine and our mouths are almost touching. “I missed you Noah.” I lean up slightly to press our lips together and I can feel his shoulders loosening as he wraps his arms around me and returns the kiss.

Our soft touches turn quickly into scrambling hands. Noah lifts me onto the counter and grips my hips to bring me closer. His fingers dance at the hem of my shirt and I lift my arms as he pulls it off to move down and kiss the freshly exposed skin. “I was thinking we could shower.” I say while a blush forms on my cheeks. “Yeah, let's do that. Definitely wanting to do that.” Noah says now stumbling to quickly take off his sweatshirt and unbutton his jeans. I hop down off the counter and move to remove the rest of my clothes and I turn the knobs in the shower to start a steaming stream of water.

Noah’s hands caress my hips from behind me as we step into the hot water. The water falls over my head and he kisses my neck up and uses his hand to pull my head back to press his lips firmly against my mouth and swipes his tongue in, tangling with mine. 

We stay in the shower for over and hour, until the water was running cold and we were clean again. 

Laying in bed, clean and dry we’re cuddled closer together and talking more about the last two weeks. “I called the guidance counselor, They said they can possibly make an exception for me to finish out the rest of the semester remotely. I can go in on Monday and talk to them about it.” He tells me as I nuzzle further into his chest. “Thats awesome Noah, I just think it's important to consider all the possibilities."

“I know Nat, and that's why you’re my girl.” He kisses the top of my head and we eventually fall asleep tangled in each others limbs. 

The next day we hang out with Nick and we find ourselves doodling some mockups for a possible poster. I’m drawing a picture of the Richmond Vampire playing the guitar with Iron Vandetta written in a metal script over it. “That is so badass Natty!” Nick comments as he looks over the drawing. “Yeah Nat, that is sick!” I smile at the praise. “Yeah, I think its cool. Plus, it kind of looks like you Noah.” We all laugh.  “Have you guys ever seen the vampire? According to legends, he seeks to suck the life out of anyone that dare to distrub his resting place. Apparently quite the bad omen if you find yourself in his territory.” I say as I finish shading the background. “Ooohh spooky stuff Natty, looks like someone is in the Halloween spirit. We should totally use this, we can sell these at the merch table at the next show.” Nick says excitedly. “That would be awesome, we could make shirts too if we could get a good deal with a print shop.” Noah responds with a matching excitement. 

Nick continues looking at the drawing with quiet awe. “Have yall picked out yalls costume for the party?” The guys are throwing a Halloween/birthday party in two weeks at Noahs house, since his mom will still be in New York on her extended work trip. “Not yet.” Noah replies. “But we’re going costume shopping tomorrow if you want to join.” Nick shrugs “I’ve already picked out my costume. I’m going as Goku.” 

“Who is that?” I ask confused and Nick looks shocked. “Please tell me you’re joking Nat. You don't know Dragonball Z?!"

“Umm no? Noah made me watch some Naruto but I’ve never seen Dragonball…did that come on before or after Sailormoon?” I ask and his head falls into his hands. “I can’t talk about his right now Nat…I’m in shock.” I laugh at his ridiculous actions and get back to my poster design, adding the finishing touches. We end the night watching a scary movie and end up jumping so hard during a chase scene popcorn goes flying all over the living room and we all laugh so hard my stomach hurts. 

Sunday comes around and Noah and I end up roaming the aisle on party city and spirit halloween trying to find a fun costume we could wear together. I usually think couples costumes are lame but something about dressing up with Noah is fun and exciting. “How does this one look?” He asks wearing a ghostface mask. “well its hot for sure, but I’d like to be able to see your face throught out the night.” I say as I continue looking down the aisle. “What about this?” I say putting on a pair of devil horns. “And you could be an angel.” Noah laughs at that. “A little on the nose right? People already think I’m corrupting you.” I roll my eyes “yeah yeah, big scary tattooed rockstar boyfriend corrupts the loner nerdy girl, very cliche of you.”

We keep looking around and Noah finds a make up kit for Frankenstein's monster and his bride, he winks at me and says “what do you say? Wanna be my bride?” Even though I know he’s joking my heart feels like its going to beat out of my chest, I laugh softly and take the veil thats hanging on the hook by the costume display and drape it over my head before I reach up to place a kiss on his cheek. “Oh Noah, of course I do!”

hope you enjoyed it besties!!!

next chapter is the halloween party!!! eeeeee!!!

#noah sebastian #Noah Sebastian smut #noah sebastian x ofc #Noah Sebastian angst #Noah Sebastian fluff #bad omens fluff #bad omen smut #bad omen fanfiction #bad omen fic #noah sebastian fanfiction #bad omens fanfic #bad omens rpf #bad omens smut #noah sebastian fic #If Im there noah #rpf fanfiction #fanfiction #fanfic #my fic