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iampikachuhearmeroar · 4 years

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y’know i love memes as much as anyone else on this hellsite and the internet in general. but one meme i can’t stand now, as well as a joke used by older comedians about ~kids today!!!! am i right???~ that i can’t stand now, is the one that’s like “all 10 year olds want today is an iphone or an ipad or a macbook for their birthday or christmas! all i got for my 10th birthday/christmas as a kid was a tennis racquet and a tether ball that hit me in the face! kids are so spoilt today! you better get an i-job to i-pay for your spoilt mac-ass!”

because like.... do you not understand that in today’s increasingly over-connected world, ipads and macbooks or other tablets/laptops are pretty much required school equipment now, if your 10yo kid’s primary/elementary etc school has a ~bring your own device~ policy for kids in years 4-6??? like obviously yes, some schools will provide students with laptop/tablet trolleys and stuff.... or also the government might have a program to roll out laptops/tablets to schools (like australia did under rudd and gillard).... that some schools will literally put “parents must get a reliable tablet computer or laptop computer for their child to use for assignments”. when it comes to high school, i imagine that they’ll need their own laptop/tablet the whole way through their time there, if there is no longer any school provided or limited school provided laptops/desktop computers/tablets.

that’s besides the point that laptops etc are even more so required now than ever before, after everyone was forced to do homeschooling because of covid??? so. practically. a kid asking for a macbook/ipad or other tablets/laptops for their birthday or christmas, isn’t such a bad idea for a present??? even if yeah. apple is overrated and overpriced to the max. but suck it up and pay for your child’s future education??? even it means getting a cheaper laptop or tablet for your kid.

all i can say on the above point is that yes. the idea of ~bring your own device~ policies does set many families back- especially those in/from lower income areas/backgrounds or single parent families... considering that a decent tablet will set you back at least $500 and a decent mini laptop is around the same.... but bigger and better laptops are around $1000 on sale (windows) or idek like $1,200 on an apple education pricing deal. like yeah. it’s a demarcation thing and also setting some people up to fail. and again, this has been made increasingly obvious during covid due to different families acces to buying laptops/tablets or other internet connection means. i also understand that these big ticket item purchases of tablets/laptops hits the hip pockets of everyone harder during the pandemic, especially if you’re struggling with debt like mortgage repayments or whatever while being made redundant or are being paid less while working from home.

okay. not to sound like a spoilt brat of a kid, but i got my first laptop, an i-book G4 for my 10th birthday in 2005. then almost 10 years later, i got a macbook for my 18th birthday (and for my HSC/end of high school exams) in 2013. yes, this is the macbook that i promptly fucked up two years later in 2015, by trying to encrypt the hard drive, since i was taking it to uni and it had all my internet passwords remembered on it along with my banking details. the same goes for my other windows laptop... where the hard drive just decided to fry itself like 4 months into me using it, along with the trackpad. and that was a $1,200 ASUS laptop (bought on sale) that i was using for uni. and then finally my little HP stream laptop’s keyboard shorted out halfway through a creative writing class (that was $500 and it only has a 28gb hard drive so it’s very light and good for transport).

but my point is, me having my own laptop (as opposed to using the family computer only) helped me immensely in my studies..... and they were literally fucking essential to me both in business college and uni. but they were also helpful in late high school, considering that 90% of my assignment work was expected to be typed out in microsoft word or powerpoint or excel (for maths and science). or for more creative projects, i was expected to use adobe photoshop and video editing software like imovie or adobe premiere pro (art/computer tech/drama/that weird year 7 subject i did called INTEL) and garageband/sibelius (for music). how on earth was i supposed to keep doing work on adobe photoshop or word etc at home if i didn’t have my own laptop to continue the work???

because as a final point, for me, literally by year 10 in 2011, NOT ONE of my assignments was expected to be handwritten (bar my actual exams or in class tests; also state tests/exams etc; or if it was a poster or visual art). if you dared to turn in something handwritten, the teacher and student interaction would be like the following example:

teacher to a kid whose handed in a handwritten assignment: did you not read the assessment outline? it said WORD PROCESSED WITH WORD! what is this handwritten thing? okay fine. i’ll take it this time. but read the outline next time, timothy!

timothy: *stammers out* s-sorry miss/s-sorry sir *stalks away from the teacher’s desk in embarrassment and shame*

the teacher, probs thinking to themself: weird that a kid thinks they can hand in something handwritten. silly, really.

the above scenario was the same for me in years 11 & 12. also, by year 9/2010, we were using the education management system moodle (and maybe early stage presi for online presentations) for both of our HSIE subjects (history and geography) and i think a couple of other subjects, during most lessons and especially for class work that involved group work/class discussions, via online discussion boards function. my year group was actually was actually one of the test year groups for the early models of moodle. so by the time i was in uni, i was a native to using moodle; so i could skip the “moodle help tutorial” subject portions on it in every class.

hell, for today, i wouldn’t be surprised if foreign language subject faculties in high schools are now using school subscription class accounts or something for duolingo or babbel. and today, kids are learning coding from like year 4 onwards, i think, on apps at school as part of their science & tech studies lesson portion of the day. how on fucking earth are kids meant to keep up with their class work progression on coding apps or whatever, at home, if they don’t have their own laptop/tablet??? ridiculous. how would kids fare today without their own laptop/tablet, if all of their classwork for homeschooling is on like google drive/cloud or whatever other open source drive/open source cloud software their school uses?? or any other apps that their school might use??? obviously we are seeing this play out in real time during the pandemic, world over, where if a child is in a single parent family or if their two parents don’t have adequate enough resources/have been fired or let go from their jobs/juggling working from home and homeschooling; then it’s hurting these kids likelihood of doing well with distance learning.

but yeah. my point is that if your kid is asking you for a laptop or a tablet (regardless of brand) for their birthday or christmas, maybe buy them one?? because you never know. it may be the very thing at the top of their student resource list for the following school year. and also. do you know what stops kids fighting over their access to the family computer/tablet to do their assessments etc??? buying them their own personal laptops or tablets. even if they do cost an arm and a fucking leg. get your heads out of your asses and help your own goddamned kids (or relatives if it’s a nephew/niece etc asking for one) like you’re supposed to.

okay. for phones. i’ll admit i wouldn’t like a 10 year old having their own phone, because of social media being so easy to access on them. but if you don’t allow them to use the app store and don’t allow them to download instagram/facebook et al..... and give them the phone solely for safety reasons, i think that’s fine?

i’ve had a phone since i was 10 years old. also not to sound awfully clichè, but i turned out okay??? i had to have a phone back in year 4/2005 due to safety and also family issues. do you know what my teachers did with it? locked it away in their desk til the end of the day. obvs they had to remind me to take it home sometimes (bc i did leave it behind at school in the desk a few times lmao) but yeah. i was alright. if a kid wants a phone..... maybe make a compromise and get the classic nokia 3310 or something?? like i obvs agree that kids as young as 10 defs don’t need a smartphone like an iphone or a samsung galaxy. but a rock solid and basic nokia 3310 or whatever with no wifi access??? that’s good enough imo.

#life #about me #shut up ilona

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luvdsc · 3 years

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hey!! it’s 🧋 anon!! i hope you’re doing well! thank you!! ive got 11 more exams this coming week so i’m a lil 🥲 and then 3 more maybe the week after? exactly! i was so paranoid in the exam like “am i suddenly smart or a grade a idiot?” but it’s comforting to know that others feel the same about tests in general 😅. i’m learning python! i know there are better languages but ehhhh it’s just high school sjdnndn. and thank you about my bias choice sjsjndn. oh no not the 10th floor 😭 i’ve heard horror stories 🤧 i just can’t get over how sweet, funny and gentle he seemed in the jolly interview 🥺. thank you!! for letting me claim 🧋! and i wish i could say the same about not knowing that it was released but i’ve legit been checking since pre-quarantine for a boba emoji bc emojipedia said it would be coming out 😭 i had to start claiming it soon bc i’m NOT letting someone take it from me 😠 (but also! look how cute these are: 🦤🦭🐻‍❄️🐈‍⬛ ). as for my regular boba order, i’m still a lil new to the boba world bc i first (finally) tried it like 2 weeks before quarantine 😭. so everytime i go to this boba place (which is hardly ever for obvious reasons) i try to get something different! bc it all seems so cool!! the place i go to has popping bubbles in different flavours! so i always try to get a different drink with different popping bubbles and regular boba. i think my favourite so far is any drink (maybe mango?) with apple popping bubbles and boba!! but i’ve also been making boba at home for agessss and i usually just make regular tea or green tea with it! 💗

awww 😭 thank you ma’am sksndjdj. i mean, you do give off very motherly energy so i’ll happily accept being a baby 🥺 awww you think my accent is cute? ms cat i’m blushing 😭🥺 oof yeah the exams are not fun™️. but like you said, it does kinda prepare us for them more but the stresssssss is 🥲😭 okay so i’ll answer these in order if that’s okay?

do you still have class going on in between these exams? i assume you mean specifically when we have exams? so unfortunately yeah😭 it depends on the teacher as to wether they’ll let us revise in lesson or if we have to do regular work

do the gcse’s determine your college field of study afterwards? kinda? i mean, colleges have a minimum enterance requrement for courses. although it varies course to course, it’s usually somewhere around the 4-5 (high c-low b) mark. but you can do any course you want at college as long as you have passes in most subjects (usually an emphasis on core subjects (english, maths and science)). (so like, if you didn’t do history in high school, but you wanted to do it in college, then you could do the course as long as you meet the courses’ gcse grade requirements).

is college different from uni? yeah! college is for 2 years and straight after high school. in england you legally have to be in education until you’re 18, so all education is free until then, meaning that college is free! (unless you want to go back to do something else later in life). uni is after college and is optional. that’s where you get things like a bachelor’s, masters and doctoral degree. usually it’s for 3 years although it can vary and you have to pay! we have a student loan system too!

don’t worry about the questions! i enjoy the differences too sjdbbdd. and oooo! here, high school is 11-16/year 7-11, then college is (usually) 16-18/year 12-13 (although we don’t tend to refer to them by years) and uni is (usually) 19-22! (although you tend to go back to that for higher qualifications).

ansnsekndj i’m sorry ms cat 😭 and for me college will start in september of next year! we finish year 11 really early compared to the other years (usually we finish in july (my birthday month!!) but in year 11 we finish the day our last exam happens! which is usually around the end of may to the start of june!) so the holiday is the longest we’ll ever have 😭. that’s one of the reasons i envy americans because the summer breaks are SO long 😭 here, they’re 6 weeks sksndn.

i hope i answered all of your questions ms cat! ily! 🐈‍⬛💗~🧋

hi, lovebug!!! 💓 i’m going to put my answers under the cut since they got pretty long 🤧

i’m doing good!! i got soo much sleep over the weekend and am well rested, so this means tomorrow’s 6 am meeting won’t be too bad 🤧 YOU HAVE ELEVEN EXAMS THIS WEEK???? what on earth 😭 that’s like 2 per day and one day has 3 aksjlhflajkdfaskdjf why don’t they spread them out??? and three more the following week 💀💀 this sounds absolutely brutal, i’m so sorry, lovebug. have you been studying for all of them? LOL yeah, i feel like something is wrong if i can just breeze through a test akjdlhsflask python is a good start and easy to understand! honestly, most codes are pretty similar tbh, so once you get a good grasp of one, it’s easy to learn the other ones :’) do you enjoy cs? 💕 aldskjfaslk yeah, jaehyun does seem like the perfect boyfriend, doesn’t he? 🤧💘 LOL i heard there would be a boba emoji, but i didn’t know if it was true or not, but woooo it’s good to know it’s finally here!! 🥳 and omg the dodo bird and seal emojis 🥺💗 those are all sooo cute!!! aslhfdlkjasd first time trying boba, i just gasped out loud 😦 i’m so happy to hear that you enjoyed it once you tried it though! 💜 omg the popping bubbles are really yummy! and i LOVE mango!!! 🤩 that’s one of my favorite fruits :’) same with apple!! omg you’re making boba at home asdjhfas i’m so jealous 🤧 i haven’t had any boba ever since quarantine started in march 😭 aaaah i loooove green tea and black tea ones :’) have you tried the cheese boba tea before? i thought it wasn’t going to be that good, but i was pleasantly surprised with the taste, like it wasn’t that bad actually. cloud tea is also really nice, too ☁️💞

akjashdlfkja you are the absolute cutest omg 🥺💖 the british accent is sooo nice like wow, you can just be reading me your grocery lists and i’m like 🤩 amazing, perfect, wonderful, never been done before. meanwhile, i’m here with some kind of american valley girl accent LOL 🤧 you shouldn’t be having that much stress at 15 what the heck 😭 i wish they would cut down on the number of exams for you because having 11 in one week is not okay at all ): and oh my goodness, thank you sooo much for giving me such thorough answers to all my questions, honey bee 🥺💛💛✨

ah, we also have classes going on during exams too, so i can relate unfortunately. it really sucks when the teachers continue to teach new material, instead of helping you prepare for the big exams /:

ooo i see!! i think it’s really cool that colleges actually show minimum requirements for acceptance. here, there’s no set criteria at all, so it’s kind of a shot in the dark. they do post the averages of past students’ grades/scores and whatnot, so we have a vague idea of what each school wants, but some schools are weird af, like my friend with a lower gpa and less extracurriculars got into stanford university, meanwhile my one friend who won essentially the youth’s version of the nobel prize and was even acknowledged by obama during his presidency was waitlisted 😬

oh wow, i wish it was like that here :o education is so expensive in the US, like student debt is the norm. do you still have general education classes in college, or is this where you can choose a specific field of study? and university is only 3 years oh my gosh wow, only three years of tuition to pay!! the US could never /: it’s like 70k/year for private universities, 5k-15k/year for public schools in state, and 15k-35k/year for public schools if you’re out of state 💀

the words “college” and “university” are pretty much interchangeable here in the US, so that’s really cool to know! years 6-8 / ages 11-13 (i think that’s the age range?) is considered middle school here, so it’s interesting to see that some of those years are considered high school for you :o

ooo ok, that’s when my school years ended too back in high school! i ended in may and started school again in august. but in uni, i started in september and ended mid june :’) ah yes, our summers are around 2-3 months, and i really miss having that now that i’m out of school 😭 only 6 weeks??? that’s so short omg i’m so sorry ): do you have anything fun planned for your summer? also, do you have prom there? 💕

thank you soooo so much, sweetpea, you answered all of my questions so nicely, and i appreciate you so much 💝💝 ily too, and i hope you have a good week ahead, angel!!! 💖🌷

#asks #anonymous #🧋 anon

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morganapengdragon · 5 years

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An English guide to fanfic 1

So I've read a lot of fic set in England lately, by writers who don't have anyone to 'brit pick' what they've written. But everyone deserves to be able to write stuff set in this hellhole of a country so if you don't have/want a brit picker but still want some general advice I'm gonna make a series of posts which might help with making your fic sound a little more natural. I'm gonna start with education because that's the one I've seen people have most problems with.

This is a long post so be warned

Education

There are 3 main parts of the school system (for comprehensive schools in England, I know it's different for rich people and people in Scotland/Ireland/Wales).

Primary school:

Primary school spans ages 4-11 and the years are

Reception: ages 4-5

Year 1: ages 5-6

Year 2: ages 6-7 (some schools make a split after this point, with the younger years referred to as 'infant' school and the older years referred to as 'junior' school)

Year 3: 7-8

Year 4: 8-9

Year 5: 9-10

Year 6: 10-11

A couple of information tidbits:

A lot of schools teach sex education in year 5 and 6. They tell you what sex is and what periods are. The year is split into boys and girls. They don't really talk about gay people, trans people or contraception.

It's not very common now but some schools will do a SATS exam in year 6. The grades go from 1-5 with 5 being the highest. They mean nothing but we all used to get stressed about them anyway.

Kids can also choose to do an 11+ exam if they want to go to grammar school. I never did it so I can't help you there. Some places in the country put more emphasis on the importance of grammar school than others (looking @@@ Kent) and some places don't have any grammar school at all.

Hard hitting insults when I was a kid were things like 'nerd' and 'weird'. We don't really use 'geek' much. 'Damn' and 'hell' aren't swear words here and kids will sometimes say them.

Most primary schools have uniforms

Secondary school:

Secondary school ages are 11-16 and the years are

Year 7: 11-12

Year 8: 12-13

Year 9: 13-14

Year 10: 14-15

Year 11: 15-16

There are 4 MAIN types of secondary school (afaik)

Comprehensive schools (like the one I went to) are your standard school. You just kind of have to live close to it to get in.

Grammar schools work kind of like comps but you have to pass the 11+ exam. Not everyone takes this exam (I never did, my closest grammar school is fuck off miles away). Apparently you get a better education there or something. Idk man but they like to make fun of the local comprehensives.

Private/public school. You have to pay to go to these types of school. I don't really know the ACTUAL difference between private and public but from what I can tell, public is more expensive and fancier. I think their version of primary school is called prep school?? All of the years work differently and every time a public school kid tries to tell me something about their education its gets more confusing. Rich people.

Boarding school. This is basically a private school but you live there and it costs more money than all of my possessions put together. There are quite a few, with some of the most famous being Eton, Harrow, Winchester etc. They are usually either all boys or all girls schools (those three are all boys schools). Rich people.

More detailed infos:

Year 7-9 is referred to as 'lower school' with 10 and 11 being 'upper school'

The exams taken in year 11 are usually GCSEs. These used to be called O-levels for some reason and lots of older people will sometimes call them that by mistake.

Kids choose which GCSEs they want to do at the end of year 9, and start learning the material in year 10.

Maths, science and English are all compulsory and make up 5/6 GCSEs (one maths, two English, two or three science).

Most people do about 10 and can pick from all of the other subjects what they want to do.

We don't really have a 'locker room' culture????

It's quite common for people to go to all girls or all boys schools.

Schools here are nowhere near as big as American schools. We probably won't have high budget theaters or particularly large sports areas.

I've never heard anyone talk about 'funding'???? Just assume nothing is funded, arts and sports alike. We do lots of fundraisers for anything expensive like rugby tours or school productions.

We still have that weird culture thing where like if you're smart then you can't be popular or play sports???? Strange.

Sitting at a specific table at lunch time isn't really a thing. Actually most people brought lunch from home and then would just sit somewhere outside. A lot of the buildings would be closed during breaks.

Not many people really drive to school.

Sixth form/college

After you finish secondary school most people go into either college or sixth form (or a sixth form college). Years are

Age 16-17: sometimes called year 12, sometimes called lower sixth, sometimes called first year

Age 17-18: year 13, upper sixth, second year

Sixth form:

Some schools have an attached sixth form. A variation of the school uniform is often worn, or students will be asked to wear smart clothing or something

There are also sixth form colleges which are a bit more informal, less of a school environment. Students usually tend to wear their own clothes and call teachers by their first names. They're usually viewed as well.

The qualifications earned at the end of year 12 are called AS levels. They count partially towards your final A level grade. Students usually do 4 and drop one at the end of the year. You can do more if you want tho (I did five and died). You can do whatever subjects you want. Like. Literally nothing is compulsory. You wanna do art, music, dance and anthropology? Fuck it why not?

The highest AS grade is an A. B and C is a pass. D and E are fail marks. U stands for ungradable i.e you got so few marks that your exam isn't even worth a grade.

At the end of year 13 you do A levels. You need 3 to get into uni. Some people do 4. They always regret it.

Grades for A levels are the same as AS but they go up to an A*.

Some schools do a thing called the International baccalaureate. I don't understand what it is and frankly it scares me. I don't know how it's graded or what you need for uni. It's a mystery.

Sixth forms can be comp/grammar/Private/boarding same as secondary school.

College:

You can do a bunch of different types of qualifications. Most popular are usually B-Techs and Diplomas.

You usually only study one subject as opposed to four.

From what I gather, the point in doing a B tech is it's more practical and less theoretical and aims to help you get the skills necessary to go straight into the work force.

Unis kind of have to evaluate B-techs fairly, but they don't like them.

Nobody thinks very highly of B-Techs unfortunately bc they're considered to be less academic and easier. Idk if that's the case but there you go. People will sometimes refer to shit versions of other things as 'B-Tech'. For example, Pepsi is just B-Tech Coca Cola. Boris Johnson is a B-Tech Donald Trump.

I know nothing about the grading system for either of these qualifications im sorry.

In a sixth form college there will be people doing A levels and also people doing B techs all in the same building.

University:

I won't go too much into detail but basically you get a degree at the end of it and degrees usually take 3 years to complete. Years are first year, second year, third year etc.

Some courses are longer and some people will do a year in industry in their third year, making their overall degree time 4 years.

Tuition is currently £9,250 per year. I have never met anyone who hasn't gotten a loan for this.

Most people also apply for a maintenance loan. You get money proportional to your family income. The highest is about £8,500 per year. Idk what the lowest is. Some people choose not to take out this loan and their parents give them financial support instead.

The pay back plan for these loans is super lenient, doesn't affect your credit score and is wiped clean after 35 years. Most students think of their loan as more of a tax than a debt (tho we all still cry about it).

People don't live in dorms. We call them halls of residence (or halls for short).

Most people don't live in halls after first year, they leave and find shared housing.

Most halls aren't catered.

Most halls don't have shared rooms.

Because we study so few subjects at A level, we do have this system in the UK where you take a bunch of different unrelated subjects in your first year and then decide on your major later. Instead you apply for a programme already knowing your major. So when I applied to university I applied to the BA French and German Linguistic Studies course at a number of universities.

Different courses have different entry requirements. So it's easier to get into uni to study History than it is to study Maths.

Each 'class' is referred to as a module, and all of your modules are usually related to your main degree title.

Stereotypically STEM students think that humanities students are dumb. Humanities students think STEM students are arseholes who don't know how to read so if you wanna have that kinda jock/nerd type rivalry but in uni then humanities/STEM is quite a good one.

We call all of our lecturers by their first names. Sometimes we go to the pub with them. I watched a documentary about gay porn with one of them. It's chill.

I've never seen anyone show up to a lecture in pyjamas. People would think it's weird.

We refer to clubs as 'societies'. I love being part of the Musical Theatre Society. It's sounds so much more impressive than club.

The English version of Ivy League is Russel Group. The most prestigious Unis outside of Oxford and Cambridge tend to be: Durham, St Andrews (Scotland), Imperial, LSE and Warwick.

Slang and Groups

We don't really use the word 'jock'. In my school we called those guys the 'Rugby Lads' because they all played rugby.

We don't really use the word preppy/peppy whatever because I literally don't know anybody who is like that.

Try 'Drama kids' instead of Theater kids.

The kids who do drugs and don't come to school are called road men. Even the girls. To do road is to deal drugs but you don't really hear people say that much.

If we can't be bothered to say a teachers full title we will usually call them 'sir' or 'miss' but not really ma'am.

'Hall Pass' isn't a thing.

Our school did have prefects but fuck if I know who they were. They didn't really have any extra responsibility or power.

School uniforms are a thing in most schools. The things people did to make themselves seem cool were things like rolling their skirts up super short, wearing the rugby ties on match days, trying to get away with shoes that don't TECHNICALLY break the rules but are deffo not allowed, wearing as much make up as they could get away with, without teachers noticing. Our school was p strict on uniform tho in comparison with a lot of schools in my area.

If your accent doesn't fit the standard for your area it will affect you in some way (depending on your accent).

Homeroom is called registration

Gym is sometimes called the sports hall

People don't really go to school matches unless they're dating sb bc we don't have bleachers.

Home ecenomics was called Food Tech and Textiles in my school

Woodshop or whatever is called DT (design and technology)

People don't get as involved in extracurriculars in school (but they do at uni).

We DO have houses and we get points given to out houses like in Harry Potter but unlike Harry Potter literally nobody gives a fuck. In my school they added a whole new house and moved everyone into new houses and literally nobody noticed and nothing changed.

There is a BIG difference between comp schools and all of the other kinds in terms of culture. I didn't know this until I went to uni and started joking about the time some kid started throwing chairs in RE (religious education) or when so and so tried to set our French teacher on fire and literally all of the grammar school kids were like O.O WTF.

Slang and school culture will also vary a lot depending on where you live. I live in East London which is not a very well off area but it IS in london so my experiences would match with that.

Everything is completely different in Scotland, Wales and Northern Ireland so like.... Sorry.

#Fanfic #British fanfic #English fanfic #british #Brit pick #Education #writblr #writing resources #An English guide to fanfic

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multifandom-kpop-scenarios · 5 years

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*slides into inbox once again* Hi, i've been busy with work so i didn't read the stories till yesterday. Even then, i had no idea what to say bc they're so good and adorable. Is it ok if i request another? i just love the others you wrote they're amazing and i love them. If it is ok then i would like to request a chan scenario similar to the felix one, but maybe not in hs. Thank you so much for this! ~felix anon

Hello! Thank you for the request! I am so happy to hear that the other scenarios brought you joy. I hope this one lives up to the others! Enjoy~!

Admin Rex

You had just barely stepped one foot outside the threshold of your classroom when you were almost toppled over. When you straightened up, an arm was slung around your shoulders. You steady your breathing because you came this close to a face-to-face meeting with the cement beneath your feet.

“Hey, Minho.” You smile slightly at the taller figure currently leaning unnecessary weight onto your barely smaller body. He smiled that big, bright smile that he approached you with on the day you became friends, “Hello, Y/N. How was class?” Your soulless glare and half-hearted shrug told him all he needed to know. He laughed his signature laugh, and you found yourself chuckling along because it was just that kind of contagious laugh. He dragged you along, and you really didn’t know where he was pulling you. You didn’t mind, being able to just be with him is nice, considering you’re both uni students and don’t often have a lot of time for friends. Minho removed his arm from your shoulders, content with just walking beside you. He got you to chat about the most random things until he exclaimed a loud Ow! as his body jerked forward with weight that wasn’t his own.

“Hey! Minho, Y/N!” Another friend greeted. Jisung laughed as Minho attempted to softly jab him in the side. Jisung continued through his laughter and efforts of dodging Minho’s fingers, “I need to ask a favor.” Minho stopped, his curiosity piqued. When Jisung requested help, it either ended up being something incredibly troubling or just plain weird. Jisung put his hands together in front of him as he grinned at you and your best friend, “The radio station is really low on hands, and we really need help! Would you be willing to assist the valiant 3RACHA team?” There was a short silence and you thought you could hear the crows calling out - caw… caw… caw… - before he sighed, “Aw, man. You guys were my last hope.”

Seeing his defeated expression and hearing his troubled sigh, you felt your heart squeeze. You always had a soft spot for Jisung and his too bright smile, “Jisung, I’ll help.” Almost instantly, his smile returned with the intensity of four suns, “Really? This is why you’re my favorite, Y/N!” He then proceeded to stick his tongue out at Minho, who returned the childish gesture. Jisung turned back towards you, “When are you free?”

You took a moment to think. You were technically free, but you were hanging out with Minho. You also should really start that music project you’d been putting off. But Jisung’s hopeful eyes made it nearly impossible to say not now. “Well, I guess I can help out, too. We’re free now.” Minho seemed to have made the decision for you. Jisung enthusiastically grabbed yours and Minho’s wrists to drag you across the campus in record time. Eventually, you were standing outside the music building, the same one you’d just left over an hour ago. You followed Jisung and Minho as you were led up to the second floor. The door itself was like the others, grey with a glass pane. You wouldn’t have realized what room you were standing in front of if it weren’t for the bright red piece of paper decorated with three very different chicken doodles. You really wondered why they chose 3RACHA for their radio name. Actually, you wondered that about a few of the other clubs, too. Like the Newspaper club. Why were they called PepperJJANG?

Jisung pushed you and Minho into the room. It was definitely fit for being a radio room, and that was probably the intended purpose, too. The room was small to begin with, but it was even smaller now that it had been divided into two. One side, the one you were on, had many pieces of equipment - all of which you knew how to use thanks to your music classes - and a few chairs pushed up against the walls and desks. One the other side of the glass that split the room were the other two members of the radio station seated at a table covered in loose papers and cords. You only knew Jisung by name - he is your friend, after all - and you’d seen the other two around before. They both looked incredibly surprised at your arrival. Jisung had propped the door open as he entered the other room, allowing you to hear their conversation freely.

“Who…?” One of them asks, they’re all looking at you and Minho now. Jisung is waving his hand in a beckoning motion, so you and Minho awkwardly shuffle through the door. “These are the friends I was telling you might help us!” The blond one lets out a small ‘uwah’ before standing up, “Thank you so much for this, really.” He bows in your direction before nudging the person beside him to do the same. After making sure everyone was thanked properly, Jisung motioned for you to introduce yourself, “Hi, I am (Y/N). I really can’t turn Jisung down when he really needs help,” you chuckle nervously. The blond grins at you with a nod. Minho also introduces himself before Jisung’s teammates do. “Well, I’m Chan. This one is Changbin.” Just from hearing their names, you can deduce that Chan goes by CB97 on the radio and Changbin is SpearB.

Chan continued grinning at you while Jisung tried explaining what had to be done around Minho’s incessant interruptions. The older boy looked familiar to you, but you weren’t quite sure yet. You kept looking away from him to look at Jisung, but you just felt compelled to look at him. Everytime you’d look his way, he’d make eye contact, and it was flustering. Jisung and Changbin didn’t seem to notice you weren’t listening, but Minho made sure you caught his smirk.

It wasn’t until the following week that Jisung approached you and Minho again. Your first assignment for the radio club was to man the station controls, with the help of Minho, of course. It was relatively uneventful. You always tuned into the radio, so you were pretty much up-to-date with all school events, but there wasn’t anything going on this week. You suspect it has something to do with upcoming finals. You felt a twinge of nerves shoot through your body at the reminder. You know you’re pretty much prepared for all of your classes except for one: Music Composition. The final for that class was to turn in your own music piece putting all the knowledge you’ve acquired during the semester to use. You were stuck. Your piece just didn’t sound right to you, no matter how you edited it. You had half a mind to ask one of your friends who’d completed the course for help, but knew that they would be just as busy as you.

These were the thoughts on your mind as you find yourself wandering through the sections of books in the campus library. It always surprised you how many students actually studied in the library. You found yourself standing in front of the non-fiction books and you legitimately had no idea how these books would help you. You continued to stare at the books in front of your face when you felt a tap on your shoulder. Turning, you come face to face with Chan. He has a wide smile on his face when he asks, “What has you wandering the library like you’re lost?” It takes you a moment to clear your head of your current despair. You tell him about your upcoming final, and he nods, totally getting where you’re coming from. “You know, I could probably help you with your assignment.” Your eyes widen at him, “Are you sure?” Chan nods at you, clearly willing to help you.

In the time you’d been assisting 3RACHA, you learned that Chan was not only a music major, but a very selfless person as well. “That would be really, really helpful and I would owe you my life.” Were you being dramatic? Maybe, but you really would be in debt to Chan if he was able to help you. He laughed with you while saying that he wouldn’t mind being payed back. After comparing schedules, you settled on a day and time with him. He smiled, his dimples on display, “Well, it’s a date, then.”

On the day that you had to meet with Chan, you were nervous. Why? Well, you’re sharing a piece of music you, a newbie to composing, created yourself with a more experienced producer. And, Chan was really kind and you maybe think he’s good-looking, but that’s beside the point. You had told Chan that you could meet at the little café that was a few blocks away from your apartment. Unfortunately, when you got there, all the tables were occupied. Fortunately, Chan had already claimed a table. You greeted him with a wide smile that he full heartedly returned. After placing an order for drinks, you sat down across from Chan. You were pulling out your laptop rather quickly and skimming your files for the song you had composed thus far. You really wanted to get this done; you’d fail otherwise. Chan sat patiently until you rotated the device until it was facing him, headphones connected and ready to go. You busied yourself with waiting for your order while the 3RACHA member listened to your song.

When you returned with the drinks, Chan had his eyes closed and had an expression of focus. You took a sip of the drink you ordered, dreading when he would finish listening to the song. It wasn’t long before you were looking into his amazingly brown eyes, “Well, I definitely get what you mean by it sounding empty,” You felt a bit more nervous as he continued, “but I think I can really help you!” You couldn’t help grabbing his hand, “Thank you, really!” He smiled pointing out that he hasn’t even done anything to help you, yet. You continued to stare at him while holding his hand. The tips of Chan’s ears were beginning to turn red, and you realized that your cheeks were hot, and you should probably let go of his hand now. You withdraw your hands slowly, not looking away from him up until someone slammed their hands down on the table in front of you. You jumped horrendously, looking up at the culprit. Minho was smiling at you, but it was the all-knowing smile he would give you when you got caught doing something you wouldn’t openly share with him. Like maybe having a crush on someone. In that moment, you knew you’d have to tell him everything. Minho raised his eyebrows and you remembered, “Oh, I am so sorry Chan! I promised that I’d tutor Minho today. He really needs help because he sucks at English” You couldn’t help the last part. He did just embarrass you. Chan smiles, “It’s no problem. We can meet up some other time.”

When Chan stood and left, Minho slid himself into the now empty seat, claiming it as his own. He smiled deviously, “So.” You groaned and placed you head on top of the keyboard of your computer. He laughed before prompting you to speak. You start as you put away your laptop, “So what if I think he’s cute?” Minho grinned like a cat at your admission, and you knew you’d just sealed your fate.

A couple of days later, you were approaching 3RACHA’s room. Just as you cracked the door open slightly, you heard Minho’s voice. The only part you caught was “I think you and (Y/N) would be pretty cute together.” It seemed like he was feigning innocence and maybe some disinterest. You could hear Chan’s high pitched laugh as a form of response. Quickly, you whipped out your phone to text Minho: what do you think you’re doing??? You hear your best friend’s phone go off, but are startled when Chan continues, “I do like (Y/N). But, I don’t want to come off as too abrupt.” Minho mumbled something that sounded like “I don’t think you have to worry about that.” Chan made a little noise. You waited a few more ticks before opening the door. Chan’s back was turned so you stuck your tongue out at Minho. He shrugged just as Chan turned around. The blonde looked shocked to see you standing behind him, “Oh, hello, (Y/N).” He smiled at you before making a beeline to the door. You were surprised to see Jisung and Changbin already in their seats. You really hoped they didn’t somehow hear everything Minho and Chan said. You watched Chan as he pulled his phone from his pocket. A few seconds of watching Chan type later, your phone chimed from where it was in your hand. Confused, you checked it because Minho was in the same room, so he would’ve actually spoke to you. You were surprised to see a text from Chan: I know you still need help with your music project, but I would really like to take you out for some dinner. Will you go on a date with me?

If a sappy grin was on your face when you nodded at Bang Chan, then that was between him and you.

#kpop scenarios #stray kids scenarios #stray kids #bang chan #chris bang #bang chan scenarios #rex #anon #felix anon

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elvcs-blog · 7 years

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*sing song vc* this is soooo lateeee! wow, amazing, spectacular. if i keep going at this rhythm, i’ll be late to my own funeral gosh. anyways, ‘ello lovelies. i’m summer but pls call me sums ( bc i love sums of money amirite? ) so if you didn’t notice, i’m the worst person and don’t come ‘n tell me that i didn’t warn you guys. so below this little line here is gonna be a battlefield aka elias’ life. so i hope you enjoy this total chaos.

elias ceryl rahal was born in the cold winter of ‘94. in the small town of platsburg, near the border the canadian border, elias took his first steps. he lived in a house where soup was a regular meal and naps were an often occurence, to sleep the hunger away. his father, ahmad rahal, worked at night, in those big trucks, digging the snow off the streets while his mother, sara, was a cleaning lady for the houstons. for young eli, home smelt like ajax and cigarettes. at the mere age of five, elias knew the trip from his grandma’s to home by heart, in which he walked alone everyday. his mother dearest was working during the day, while his father slept, so he had to spend his summer months at jida’s house. she thought him everything he knows. from baking to reading. for the few hours his grandpa was awake, he’d tell stories about the indo-pakistani war. with hungry eyes, the raven boy would listen, until the elder couldn’t speak anymore. at six pm, the boy would take his small spongebob backpack and head home. his life was a endless cycle.

at age six, elias made it to school. it was small and local. people often doubted the teachers and their lessons. but eli liked it. he didn’t have to stay home where the smoke clogged his lungs nor where the toxic products tickled his nose. but it wasn’t quite the paradise at school. kids would pick him because of his weird food. while they had white bread sandwiches, elias ate his smelly keema. no matter how many times the boy told his momma he wanted red sauce spaghetti, he still had to eat samosas. but he didn’t let the mean classmates get to him. he’d continue his way and absorb everything mrs. teacher had to tell. and when he went back home. he’d take his time doing homework, since he didn’t have a lot of pages to colour or letters to trace. he didn’t like when his dad had to leave, he always said a bad word while doing so. often directed towards mama. but what elias hated more than everything was his saturdays. his dad was home all day, which meant violent movies and his friends coming over. they weren’t nice either. they asked eli to stay in his room.

as he grew up the mean words started to hurt a little more. and when momma tried to get away, his grip left little nail marks on her skin. when she put elias to sleep, the eight year old would notice and kiss the little bubus knowing it would make it better. after all, momma told him that his kiss was magic. but one night papa slaped momma. in front of him! elias didn’t know how to react, he only saw those types of gestures on tv. his heart stopped for a while and tears brimmed his eyes. it was like the three of them were on pause. nobody moved they just looked at each other. but it was okay because papa apologized and the next day took eli to see one of his big trucks. they were enormous! they scared him a little but he was curious and wanted to know how they worked.

elias was fourteen when he started running. not only he was on the track team but a girl had kissed him! she had stolen his magic kiss! it was easy to say that the teen got mad and slapped the girl, just like papa did to momma sometimes. he got sent to the principal, they told him it wasn’t right. but he didn’t understand, papa did it too! although, he didn’t tell them about that and just nodded. when his mom picked him up she was furious. so so mad! she started crying because she was enraged. she told him that she didn’t want to see that again. never. everytime he wanted to slap a girl, he imagined his momma and didn’t do it. he’d never hurt her.

the situation at home just got worse. as he opened the door to his house, grey smoke surrounded him. but it didn’t smell like cleaning products anymore. just like alcohol and not the rubbing kind. but one night, elias will forever remember, he was sixteen and a half. he was up late doing chemistry homework when his father came back home. he started screaming about he lost his job and that it was their fault, that if he didn’t have a wife or a child, he’d have much more money. he’d slapped sara, again and again and again. elias didn’t hear it, he had headphones on, bohemian rhapsody playing while he wrote endless formulas. he didn’t notice anything until someone slammed his door open. he jumped on his wooden chair and looked towards his father. it was the first time he had seen such hunger, hunger for destruction. his knuckles were bruised and his eyes were wild. he pounced on elias. but the boy was quick, he got away. with his wallet on his back pocket he ran out of the house. not before seeing momma’s body on the floor. sleeping. or that’s what he thought. his legs lead him to the pizza delivery place. where he was a driver. the keys to the car were attached to his pants. without a second thought, he jumped on the vehicle and drove. he drove until his hands were sore and the gas ran out.

that’s how he became a felon. he had stole his first of countless cars. from then on, he’d hang around the garage. it was his cousin’s. well distant cousin. he lived a few miles away from the big apple. elias made the other swear secrecy on his whereabouts. he know his father was looking for him. but the boy barely spoke and was discreet. he worked at the garage by day and dragged raced at night. winning money for himself. soon enough, he’d know how to fix a car like you know the alphabet. he knew how to drive a bus, a motorcycle. anything that came in and out of the garage. the boy also read books, about everything. and it looked like he knew just as much. racing became an addiction, running away from the cops was second nature and scheming plans for auto theft was like one plus one.

for a while, elias worked for a gang. they weren’t small but they weren’t big. nothing compared to encantado. but he did learnt how to fly. planes and helicopters. it wasn’t too hard when all you had to do was to sneak into uni classes and read endless books about it. he loved to leave. sometimes he’d disappear for days and comeback with more money that when he left. he raced until he got to new york. where he committed his first and last error. he ran so fast, into a car. adriana verissimo’s car. next thing he knew. he was in debt towards the woman and was recruited into the organized crime association.

THIS IS SO LONG JESUS CHRIST! IF YOU READ THIS IM NOT EVEN FUCKING KIDDING GO TREAT YOURSELF. PLEASE. JUST GO. ITS ON ME. ANYWAYS. IDK IF THAT WAS TOO DEEP OR NOT ENOUGH BUT PLS LOVE MY BABY AND I DOWN!!

#· ˚ — ɪ'ʟʟ ʙᴇ ʀɪɢʜᴛ ᴛʜᴇʀᴇ ᴛᴏ ʀᴇᴍɪɴᴅ ʏᴏᴜ ᴀɢᴀɪɴ. ᵒᵒᶜ #guys dont read this #it belongs to the trash #like in the effing garbage #abuse tw #alcoholism tw #so many triggers pls be careful guys

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elsewhereuniversity · 7 years

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ASKS - Students

Asks sent to my main, answered here. Theme - how would I do at EU?

geekshallinherit said: hey are you sam? i can't give you my name, but i need help. specifically advice. the word is, if one needs help navigating the trickiest of situations life at eu has to offer, they should come to you. people say you know things. i'm sure the significance of that word, "help," isn't lost on you, and anyway i didn't come empty-handed, so i hope you'll hear me out. i have a problem with a name. before i came here, i had never had much of a family. i won't go into detail, but i was in foster care. now i don't keep in contact with anyone i knew before i was emancipated. when i got into eu, i changed my name, like people do here. i followed all the rules and found a tight-knit group of friends. we stick together when our school or personal lives get tough. we even banded together to rescue our friend when she was taken. (she was one of three last year, so you can't use this to id me) my point is we're close. here's my problem: everyone here - human, gentry, otherwise - knows the name the people i love most call me by. my new name has become my true name. my friends know that they know, but others? a chill goes up my spine every time teachers, less-close friends, and campus staff call me by my name. i don't think it's legible on my face, but people here have become good at seeing without showing what they've seen. this school just has that effect. i can't just get a new nickname, because as soon as i tell people to call me something different, they'll know something's up. basically, i'm stuck just letting the gentry call me by my truest name and hoping they don't figure it out. my friends and i have talked deep into the night about this and none of us knows what to do. that's why i'm here. i said i didn't come empty-handed, and i meant it; this teddy bear is the last token i have of my life in the system. his name is taco. he's brown and ratty and i don't remember who gave him to me besides the fact that, like everything, it wasn't my birth parents, but he's well-loved. i hope this will be sufficient for you to help someone who cannot even tell you their false name. you don't have to answer right now; you can find me on the quiet floor of the library pretty late into the night most nights. but if it pleases you, i don't have long to wait. and sam? i would really appreciate your help.

Help freely given, because I have a lot of small kindnesses to pay forward, and I Owe – your best bet is to change schools, my guy. In a place where reality is less shaky, your true name is just a name, and even someone saying it with intent wouldn’t be able to compel you against your will.

If you’re hellbent on staying at Elsewhere, you’ve got two options. The first is to carry on and keep hoping no one realizes what a precious thing you’ve handed them. The second, if you think you can do so with subtlety, is to try to change your nickname anyway. I know you’re worried it would broadcast the importance of the old nickname, but it’s not actually rare for people to realize that maybe they don’t want to go by, say, Deeznuts for four years straight. It’s a nickname and it gets old. If you’re careful about it, you might be able to shift to a new name without anyone catching on.

If things go really, really badly, remember that your true name is not just a weapon to be used against you. If your loved ones know it, it can bring you home.

(and to answer the ask i didn’t include - i go by she/her, thank you for asking!)

huntressmary said: what are my survival chances at elsewhere u? Just asking. I "changed" my name starting uni to avoid the "wrong name false document" disaster and abandoned the accents. The written word is different, the name I give a shorted one. Will they still have power over me? Also I'm doing biochemistry, and carry around about half a kilo of titanium warped around my spine. Good or Bad?

Whichever version of your name holds the most importance to you would be the one you should keep secret, but using anything similar (nicknames, changed pronunciation) is still flirting with disaster – your enemies are more than capable of putting together clues. I think the half-kilo of titanium round your spine would afford you some respect, however. Caution, even.

fandomlockedfan said: Hi! first of all, i really love your comic series EU! it's really intriguing and unique! second, I've been on your blog for an hour just reading the Q&A and I must say...If I were a student in EU I wouldn't probably last long even though I'm a bio major. (I like talking to strangers, I always say "I'm sorry and thank you" A LOT, I like sleeping anywhere ex. library and I LOVE making poems and stories and sharing them with people I talk to) -_- and plus I haven't done my fae research yet. :(

You miiiight be okay, actually! Some of these could potentially cancel out; the debts you admit through typical courtesies like ‘I’m sorry’ could likely be paid off with poems and stories you’d give out for free otherwise. Combined with the fact that after so long they’re fairly wary around bio majors, and you might make it through unharmed, albeit with a few settled debts under your belt. The biggest issue would be falling asleep in places where time is strange, and I can’t really help you there, but the librarians could direct you to the chairs where the time ration of in/out is 1:1.

Anon said: I'm reading your elsewhere U thing and honestly cracking up bc I cant help but wonder what the fuck the fae would do with me and my girlfriend. She's super superstitious as well as wiccian and she always wears iron and beads and strange little symbols doodled on the inside of her wrists and she's studys old celtic mythology. I have somehow ended up as the campus 'if I ever need anyone dead I'll let u know', between the astrophysics and the several black belts idk what they'd think of me either

Hahaha I think you’d have a peaceful and nondescript existence, unless you intentionally got Involved on other people’s behalves, in which case you’re both accorded a significant amount of respect.

erai-crabantaure said: Another question. I'm a fire dancer. I dance with a metal staff lit on both ends. Would the Fair Folk be horrified, fascinated or both?

Absolutely both. Entranced, really.

writerandstudent said: I'll be honest I haven't been following the hype with the Elsewhere University, but I know as an Anthropology student who loves other cultures I feel that I would stutter my way over to a fae to ask them about their culture and they watch them from a distance anytime they appear. Also as a writer I would then start to put together a book about everything I see (a fiction book).

Approaching a creature who doesn’t want to be seen would end poorly for you eight times out of ten; my advice to you as a friend is to Not Do That. By all means watch from a distance, by all means put together a book that’s ostensibly fiction keep it safe, on your computer or between covers coated with iron-infused paint), but do not strike up a conversation with anything that hasn’t approached you first.

Anon said: So I keep thinking about Elsewhere U... I live in europe and it feels like I've been a college student forever. I keep switching majors, getting various diplomas, leaving for a little while but coming back again, switching majors AGAIN and never quite being able to move on. Some fae just never wants me to leave right?

Yes. Have you ever even really left?

#geekshallinherit #students #asks #fandomlockedfan #huntressmary #erai-crabantaure #writerandstudent #anon

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andronauts · 5 years

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Milo & shun jn the theater au is like. Milo has been part of the stageplays for YEARS and he’s always a lead role or at the very least a love interest or main role. And the theater LOVESSS him bc he’s the sweetest kindest boy ever, hes sweet to the kids and the adults and he brings cookies and hes charming and hes a good actor.

And then milo starts uni at age 18/19, and he gets a bit more busy with livin a bit further and with school work and tryna pay off his student debt and live and eat so he cant spend as much tkme rehearsinf or doing theater and DURING this time, shun moves into their lil town/city after running away from home for unknown reasons, and he’s absolutely PERFECT at acting. He’s good looking and he puts emotion into acting and hes just. WOW!! And he puts the hours in and you can tell hes enjoying it, and he comes a lot more often than milo. Who at the time was cast as prince charming for their cinderella stage play. Shun was cast as a backup role for a bit, But the production team saw shun was putting more effort into the stageplay after 1-2 months and then eventually shun took milo’s role and milo became backup

Milo was already STRESSED OUTTTT!! He was failing classes , he was so broke, he was stressing about coming out to his family and his room mate who he had a massive crush on who he wasnt even sure liked men, he couldnt make time for rehearsals, shjn just stole his role, he couldnt make time for social life or family bc he was too busy working to make sure he wouldnt get kicked out and had no time. For. Anything. He had a mental breakdown & then he exploded on shun (not just bc he stole his role but also bc shun’s very...assertive?). Milo didnt dislike or hate many ppl but he rlly couldnt deal with shun. He was really jealous. Not just bc of the role but he was getting so much more attention at the club and he also was out of the closet and people still liked him... he was so jealous of that.

Amd then eventually things got better for milo and he was able to sort things out with his work and his family and his grades and his love life and attend rehearsals. Then the production team realized shun was actually so much more better acting as cinderella than the prince, so he got recast as cinderella while milo was put back as the prince.. :’) . Milo & shun eventually became friends.

And they had to dance and and hold hands and kiss bc they were acting but theyre still just theater partners but theyre rlly cute.. i rlly need to draw them being cute on the stage play and them fucking at each others necks outside off stage but they get along now. Shun’s just like “so was the reason you hated me was bc you were jealous i was better than you at everything basically ever?” And milo’s like “youre JUST annoying” but its fun they dont mean harm. They go drinking together like buddies and perform song duets. They kissed before but only in rehearsals and stage except one time they made out before milo was dating anyone and then afterwards both of them were like “yeah u arent my type”

#shun #milo #ocs #fhhhmsmm #this is canon in both of their canons ok xo #for milo its a prequel but for shun its like right after everything ends

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optimisticpoetrypost-blog · 6 years

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Hello I am 17 in december and am looking to insure A classic Austin Mini 998cc and I was just wondering if anyone would have any estimate idea of how much it would cost to insure!? :)

17 year old motorcycle insurance cost?

Hey I am looking to get my motorcycle license and was wondering what the cost for insurance would be. I already have the motorcycle, a 1982 Yamaha xt125 or I may look into getting a Honda rebel 250. I would just use it for shorter commutes. Any estimates would be greatly appreciated. Thank you.""

Cheap Car Insurance For New Drivers In New York?

I live in New York, I'm a 18 year old male new driver. I drive a 1987 Buick Regal. Coupe. Olds 307 V8 5.0L. No ABS, no airbags. Has a factory alarm installed. Living in New York and being a new driver, I know insurance is going to be high. I go to college full time and work around 20+ hours a week, pay isn't great, so I need something affordable. I'm looking into taking the 6hr Defensive Driving class to save 10% off for 3 years. So does anyone know any legit car insurance companies that have cheap car insurance for new driver in NYS. Don't say CALL FOR QUOTES I have called many places and very high. I can't in anyway afford $3,500+ for 6 months of coverage. As far as I know the cheapest I found was Lighthouse Insurance for $328/mo with $600+ down, would like to find something cheaper, if possible, thanks!""

What year in California did it become necessary for all drivers to carry auto insurance?

First time getting insurance?

I'm going to study abroad in the UK and my university sent me an email about my insurance. In the attachment, there was a document that stated my name, one of the attachments was the policy and the other one was titled Statement of Insurance, it states my insurance date and holder, the holder was my uni. Its my first time getting insurance so I was thinking this might not be my insurance document since it had no data about me.""

How much would insurance cost for a mazda rx7 as a young dirver?

i was thinking of getting a mazda rx7 for my first car. i know its a twin turbo which make it faster but , and im sure everybody heard this b4 but i wont b speeding in the car i realy just like the look and my parents friend is selling his so it is more handy.. im from ireland. can anybody tell me how much would it cost me and any way of getting cheaper insurance. thanks""

""How much do you pay for car insurance in dorchester,ma ?

2006 Nissan Murano SL AWD or similar car.

Do i need birth certificate to buy car insurance?

I am foreigner 68 jear old Can i buy one insurance for hospital in Cebu?

I am foreigner 68 year old Can i buy one insurance for hospital in Cebu ?

I am lawful resident can i get health insurance?

I am a 67 year old lawful resident and i do not have a health insurance is there any provision in Obama new health insurance bill

Dodge charger car insurance?

How much of a difference in car insurance would there be between my 1998 Honda Accord and a 2007 Dodge Charger? Im a 17 year old male. Please dont answer unless u know wat ur talking about.

What is the cheapest car insurance in PA?

So basically I need to insure my car, it's a old one worth about 2000 bucks, so I want the absolute bare minumum amount of insurance. Does anyone know any really cheap but legit car insurance companies? Oh and of course I'm 19 so that'll raise the cost a whale of a lot.""

Car Insurance Payout?

I have a car in Ireland, it was stolen the other night. But I am working in the US at the moment. My car is fully insured, but because it was left in the driveway of my girlfriend, will there be a problem getting a payout. It is worth about 5000 euros, how much should i expect to get??? Thanks!""

How much is motorcycle insurance in BC Canada?

I am thinking of getting a motorcycle when im 16 and get my Learners. how much would insurance cost? I live near vancouver BC

Is getting a motorcycle in college a smart idea?

Im going to be attending UCI in the fall and right now I have a 2000 eclipse. I was looking at parking permits online and I noticed that car permits are 3x more expensive than motorcycle permits. Car permits $98-motorcycle $35. I was planning on getting either a 250 or 300cc bike to get used to them and waste less gas. The only thing is that i barely got my license 4 months ago so i know that i will pay alot for insurance but will it be more than my eclipse? (since I have the GT version i already pay allot). Im not sure if i will be able to find a job right away so i dont want to pay around 1k on car parking permits and get sunk in debt even more. But I also don't know if buying a motorcycle be a good idea. I have been riding quads for 9 years now and i know how to change gears and stuff but i have only driven a 2 wheel dirbike a handful of times. Son is getting a motorcycle a good idea or should I sell my car and have no transportation on campus or keep my car in the dorms?

Service Charges for Auto Insurance?

I'm getting quoted for auto insurance, one of the quotes has +service charge , but other cars from the same insurance provider don't have this. Why would auto insurance have a service charge? Is this a normal thing? And if so how much is it normaly? I'm assuming its a % of the quote... Thanks.""

Cheap insurance for 17 year olds?

ok doing my driving test on tuesday and got a 02 reg 1.1 citroen saxo at most insurance companies im getting told around 10 grand however i have been able to get it down to 6 grand, btw im 17 d.o.b 08/01/94 does anyone know a company where it is cheap for 17 year olds? Thanks""

What is the most police can do or insurance company if i insure a car with the wrong age?

i would like to know what would happen if i insure a car say am 20 and insure myself as 30 years old (much much cheaper) what would the insurance company do if they find out and also if the police find out when i get pulled over in the roadside? is it fraud? what will happen to my license? fines? court?

Term Life Insurance?

I have Term Life Insurance for my husband. I have recieved a letter, stating that I may want to change this policy to Permanent Life Insurance. Why would I want to do this, what is the benefit or difference between the 2?""

Goshen Massachusetts Cheap car insurance quotes zip 1032

How much rental car insurance do I actually need?

I don't have stateside auto insurance. We are military living overseas. Renting a car in Hawaii and don't want to spend a fortune in rental car insurance but want to be covered.

I need advice for my auto insurance claim! Please help!!?

I was in a car accident 4 days ago. My Mother was the passenger in my car (I was driving). I was on the off ramp getting off the freeway. All cars behind me were stopped. I was stopped waiting to make a right turn. An emergency vehicle was coming in my direction from my left. Therefore, I was waiting for the emergency vehicle to pass. The person behind me (large dodge ram truck I am in an '08 2 door Infiniti coupe) thought I went so he 'gunned it' to get in front of the emergency vehicle. Unfortunately, we had not gone so he pushed my vehicle out in front of the emergency vehicle. Luckily, I was able to turn my car out of the way. I did not hit anyone (no one was in front of me). My Mother and I were both put into a gurney and taken to a local hospital in an ambulance. We both had our seat belts on and suffered whiplash. We were released 5-6 hours later after x-rays, etc. We were both prescribed medicine. My Mother has had 3 brain tumors and has trouble with her speech etc. and any violent startling trauma can get her shaken up pretty badly and confused. I know she hit her head but, she is in pain but not nearly as much as I am. With my Mother's condition I don't know if this kind of thing can have negative effects later on. I know that my neck and back is pretty messed up. It hurts to stand for after 15 minutes or so. My car is pretty messed up and had to be towed. I plan on taking it back to the Infiniti shop to get all new parts. My car has all the upgrades in it so I want it to be taken care of. Am I allowed to take it to the Infiniti dealership or will Geico (the other persons insurance) not allow that, or does it not matter? The police gave the guy that hit us a citation. I have USAA and the other person has Geico. I just want to know exactly what to do in this situation. Since I'm out a car (I work for myself) I have been out (already) a decent amount of money for not being able to meet up with my clients. I spoke to my insurance today and they said that all my medical is covered since I had that already in my plan (without it raising my premium) and that I should get a settlement ON TOP of paying for damages to my car and getting me a rental, etc. Any advice would be greatly appreciated. I don't want to get taken for a ride. I've heard the horror stories of dealing with insurance companies. Any advice on what I should make a point of saying to the other insurance company, etc. Thanks in advance....""

Medical insurance help?

I need to find some insurance to pay for my eye doctor b/c the insurance that I had is gone. I used to have Anthem.

How come im being quoted over 5000 for insurance?

im 20 years old and i am looking at buying my first car i have been looking at all sorts of cars from new to old staying well within the 1.0 -1.2ltr engines but i still cant get a quote lower than 5000... why is this, when i know 17 year olds that are getting quotes for 1.2 corsas @ 1500... am i doing something wrong? need to knows; im 20 i have a full UK licence i passed my test in febuary 2012 i have a full time job, not married any help would be great""

What is the difference between renters insurance vs. homeowners insurance?

I've consulted my insurance company about insuring my personal property and said I need a renters insurance, but I own my home. I am confused. Isn't it what I need is a homeowners insurance? or renters insurance applies with owning a home too?""

Do you need insurance for a 50cc scooter in florida?

How Much does car insurance cost for 16 year old male in Alberta?

For a 2003 saturn vue, how much can i expect to be paying for car insurance?""

""Car insurance help, for new driver!?""

I passed my driving test 3 months ago and am looking for insurance to drive my parents car, however every company i have tried is way too expensive (one quoted 11000?!?!) anyway, does anyone know of any UK insurance companies that do good deals for new drivers?? please help, i am so desperate to drive! thanks :)""

Can insurance companies access your bank account?

My freind got in a car accident and now he is being sued. He has small investments in mutual funds. Can the other oarty insurance company access his bank accounts and investment and find out exactly how much money he is worth? Other than that he doesn't own a house and doesnt have a car or any other type of assets. He is currently not working right now.

Which insurance companies will have to pay to fix my car? Mine or the other guy?

I had a car accident two days ago. I was hit by other one but police said that's a miner damage. And it seems to be my fault. No police report make. Today, I went to a body shop to estimate the repair. It's about around $2200-3000. It's a lot. kinda scared me actually. No idea should i call my insurance company to tell them or? That's my first time to have a car accident. My insurance has $200 deductible. Can anyone tell me what does that mean?""

Insurance on a vehicle that's registered but not running?

I have a 2000 Jeep Grand Cherokee Limited that's been at the garage for about 5 months now (ridiculous, I know). It is the only vehicle on my insurance policy and my insurance ...show more""

Does state farm have the best insurance for young adults?

I recently got a quote from State Farm online & it adds up to about 200 a month; is this pretty cheap for a 18 year old who is a fairly new driver?

""If I buy a healthcare insurance plan from the exchange, can I switch plans just like I can with car insurance?

I know car insurance companies must refund you everything you did not use when you decide to switch insurance companies.

About how much would my USAA auto insurance cost?

I am 16 and I will be getting my license... I passed drivers ed and get good grades I wanted to get a quote but the USAA website wanted me to give info such as social security and etc, and I do not feel comfortable giving that info. Can anyone tell me a rough estimate of what my auto insurance might cost per month? how much extra will my parents pay a month and how much my car insurance would be? just a rough estimate""

Why are republicans fighting the health insurance mandate and not fighting the car insurance mandate?

If you have to buy car insurance and get penalized for driving without car insurance, whats the difference here? Its as much a privilege to drive as it is to receive healthcare. However no one thinks its an over reach of government to mandate car insurance. When you get in a car accident with an uninsured driver you have to pay for your own damage, so how different is it then when americans use the public healthcare system, the government has to use TAX DOLLARS to pay for their health care. Also why is it being categorized as a Government Takeover of Healthcare ? If I buy health insurance wouldnt it be more like a Privatization of Healthcare seeing that instead of having vast amounts of tax dollars going into the system, the health system would now be funded by the insurance companies by paying out claims.""

Underwriing Problem With Car Insurance?

I have a car Insurance with Autoone and they found out that my sister is making use of the car i called the the company and they told to write a letter stating that she is not living with me and NOT make any use of the car also she has been moved out recently. So i need a nice good lettter . my sis name is Jennifer.

Cheap car insurance for 17?

what is the the most reliable and most cheapest insured car the cheepest i found was a renult clio at 5390 third party fire & theft with no road experience

How much does points on your license affect my insurance?

I would like to let you people know that I'm a full-time student, and that this month has to be officially the worst month of my life. Throughout this month I've been pulled over twice, and the reason for them are pretty stupid if you ask me. I basically see it as being at the wrong place at the wrong time. The first time I got pulled over was while I was getting off a red light with a car in front of me. I got hit with 3 tickets. - Tailgating, (supposedly I was too close to the other car when i was getting off the red light) - Careless driving, (don't know how this plays a roll in why I got pull over) - Loud muffler, ( just got it back from the mechanic that day and had a leak on the exhaust) The second time I got pulled over I stopped on a red light and checked if I can make a right on red, there was no sign stating I can't, so I went ahead and turned red when possible. I was given two tickets. smh -____- FML - Failure to observe traffic control device ( don't know how if I clearly noticed it was red) - Careless Driving _______________________________ Aside from the facts that they are points on my license, I'm going to do my best in trying to take some courses that can remove the points they gave my license. All in all, how much will this affect my insurance. Again FML, I'm a full-time student who commutes and has no job.""

How much will my car insurance be?

I can't drive, YET! I really want to learn, buy myself a Renault Clio. But.. I'm worried about car insurance! I heard you can buy insurance with a provisional licence to make it cheaper; how does this work? I'm 20. Female. Assistant teacher. Living in London. Id love a little Renault Clio, just scared of costs. THANKS!""

Do car insurance rates go down in the time you have you license even if you don't have car insurance?

I am going to be a new driver and I am wondering if I just drive my girlfriends car without getting my own insurance if when I drive and get insurance for myself in a couple of years if my rates will be lower. Thank you all for any help.

How much do you pay for car insurance a month?

i have a 2001 Toyota Rav 4 and my parents tell me to give them $100 a month for car insurance, does that sound right? how much does car insurance usually cost?""

I am single. Do I need life insurance?

I am a 40 year old guy in good health. I have health insurance. Do I need life insurance or some other kind of insurance?

What is the best and most affordable auto insurance?

I am paying $3,099 for 2 cars.They said it is high because my 19 year old daughter is listed as a occasional driver and it's her age.My husband and I have a clean record and we ...show more""

What are the listings for African American or black owned auto insurance companies and agents.?

I want to support my people,because no one else is going to support us. Many immigrants only support their business owned by their people,but we blacks have very few businesses. We need to unite and support each other to survive in this every changing country. It feels as if we are second class citizens in our own communities. We have to do business and pay for services of people who dislike us,because we have no alternative. We blacks need to control,manage,and build business in our own communities. P.S. I love America USA is # 1""

Will I get dropped from my insurance?

Hi, i took a urine test with my doctor the other day. I asked what h was testing for and he said everything , so Im not sure what hes testing. He said he was gonna check for diabetes and what not. I was wondering, in the case he drug tests me can he tel my insurance? Can I get dropped from the insurance for this? I smoked weed about 5 weeks ago. I live in California amd hnet is my insurance. Thanks!""

Goshen Massachusetts Cheap car insurance quotes zip 1032

Will the car insurance pay for my car to be fixed?

i was rear ended. its the other persons fault. the kid that hit me was driving their parents car. the parents had insurance on the car but the kid wasnt listed as a driver. just the mom and dad were. i was told since the car is insured then the insurace will pay for it no matter who was driving. is this true?

Difference between comprehensive and third party insurance?

hi all. What is the difference between comprehensive insure for your car, and third party insurance for your car. please help. and thankyou in advance (:""

Can't afford Health Insurance...?

I'm looking for advice...and hopefully someone to tell me that I'm not screwed. My boss graciously offered to find group insurance for all of her employees and she is willing to pay 50% of the premiums. The problem is that she went with the most expensive plan on the market (that I've seen) and I simply can't afford it. The premium is $340 a month, so I'd be paying $170 which isn't bad...but the copays are at least +20% on everything and doctor visits range from $35 to $55 a visit, so I wouldn't be able to afford to use my health coverage often. It also doesn't include dental, which is what I really wanted/needed. I am 21 years old (and all of my coworkers are in their 20s), so I don't really understand why the payments are so high. I'm right in the midst of paying off student loans, I don't get paid very much, and I was hoping to start saving money to purchase a car and be able to go back to school. I was going to use my income tax return as a down payment on a car, but if I opt out of healthcare this year at least a fourth of that return will be taken as the fine imposed to coerce people to sign up for the Affordable Care Act. I seriously don't know what to do. Neither of my parents have health insurance, so I can't be tacked onto their coverage. I was planning on telling my boss to opt me out, but she went ahead and signed me up so I'm looking at getting $170 taken out of my check right before Christmas either way. I actually found out how much it was after she signed me up...I don't even know how she did that without confirming everything with me. Am I completely screwed? What would you do?""

How many hours do you have to work in California to be eligible for health insurance?

I work 35 hours a week, and have no health insurance. Am I eligible? Should I question this?""

Health insurance for a pregnant college student?

Okay, so my baby is due in August, and that will be in between semesters. so the only way that my parents insurance will cover me is if I am still considered a full time student, which means I'd have to be enrolled in the next fall semester. By then my baby would only be a month old, and my university is 4 hours away from my mom. so my question is: what other ways could i get health insurance? is there a good online school that i could do, and would i be considered a full time student if i took online classes? and/or what companies offer health insurance benefits and what do you have to do to be eligible? thanks!""

I am 59yo. Is it wise to carry a term life insurance for 100K? What are the advantage to this? I am divorced?

I am retired. My premium cost is $680 per year. It is a 20 year policy which I picked up when I was 59, now I am 74 yo. Give me your opinion.""

Car Insurance Claim for a respray?

My Ford Galaxy 1998 has lots of scratches all over the body work. Some are malicious where someone has keyed the car, others are from where a car has parked next to me and scratched mine, but the most recent one is from when i reversed into a pillar and scratched the back end. The question i'm asking everyone is am i able to claim on my car insurance for the malicious scratches? For the damage done by another car that i didn't report? And also the damage i caused? I have 6 years no claims bonus (protected) will it be affected? and an excess of 150. Am i able to make a claim for all the damage or will i need to pay where i have damaged it? Any advice please.""

How do I determine my house's replacement cost to get an accurate quote from insurance companies?

To get a quote, all of the companies are asking for the replacement cost. I've read that only way to get that is to hire an appraiser. So does that mean I get an appraiser first, THEN start getting insurance quotes? What do I do here?""

Why is my car insurance going up if I have a good driving record?

I just moved about a block from my old rental (old lease was for 2 years) so I updated my address at my insurance. The policy went up to about 100$ a month which I don't understand because I have been told I am low risk and in the preferred age category 25+. I have a cousin about 9 years older who has multiple accidents, claims and tickets who only pays 60$. So what the heck is going on? I am comparing apples to apples on deductibles but it seems as if the insurance companies are punishing me for having a clean record with no accidents. I am just about 30 years old and only have one car a 2000 Saturn LW2 that I've owned outright for 6 years without payments. Even my younger friends who still party and drink pay lower than I do. Is it possible there is false information that the insurance companies are basing my rate on? The lowest rate I have been able to find is 70$ a month... but everything else is over 150$ per month......grr. I am a complete square and only drive up to 5 miles total a day for commute so I don't see why I should be paying so much. I was told by a friend that I should have had a price drop when I hit 26 because that is the cut off for DUI risk but it hasn't happened.""

18 Year old car insurance.?

Hello, I am looking at car insurance and the cheapest I can find is between 2,800 and 2,999 based on a corsa and the price changes depending on the year I put. I do not want a fancy car just something safe, secure and that I can drive. That quote only changes by about 50-100 by adding my mom and it goes up not down by doing so. This quote is tracker based with insure the box. Please can you advise on cars that may be cheaper or ways to cut the cost. I have had a licence 4 months but will be 5 in the new year so i am basing it on that. When just trying quotes based on 6 month licence (coming up soon) and with a 1 year no claims (can do with no claims accelerated insurance but not may companies and they say they not quote me) and the price was 1,8500. Thanks""

Lower Home Insurance Quotes?

Would having a new roof, windows, garage door, updated kitchen. increase or decrease homeowner insurance quotes??""

Are there any insurance companies that will cover Suboxone?

My girlfriend takes Suboxone strips twice a day and the Suboxone cost was covered by a program she was in. That program recently expired and we are trying to find out which insurance companies would cover the drug because she simply can't afford to buy the strips out of pocket. She only makes about $200-$250 a week so we were trying to find a low income solution. Are there any companies that we could potentially look into? AETNA is one that we are considering but we wanted to see what options were out there.

Cheapest car insurance?

ok so im a 20 year old male, ive had my license for about a year, im about to insure my sisters old minivan, its a 99 siloutte. what would be the cheapest insurance company to go with and does anyone know about how much that would be??""

Why do I need title insurance?

I'm buying a piece of property, the lender says I have to get title insurance, why?""

Why do people say car insurance will be more expensive if you get a new car?

i have a ford taurus 1996 and i just ran a quote with the same insurance company am with now which is Geico for a 2011 Ford Taurus SHO and surprisingly the Ford Taurus SHO 2011 was cheaper by $200

Would you let someone ride in your car who didn't have health insurance?

Would you let someone (maybe your friend or someone you know) ride in your car who didn't have health insurance?

""3-car accident, what will insurance do?""

I was in a 3 car accident, I was the middle car. It's stop and go traffic at a red light, the line is backed up a good way, and the person in front of me stops. I stop behind them, but the man behind me doesn't stop. He hits me and pushes my car into her car. His car seems to be flawless, the vehicle he knocked me into also seems unharmed, maybe a scratch on the bumper (it was like a jeep or explorer, so my car went up under hers a little) and the front of my car is a little messed up. The police will file an accident report, but while I wait, what can I expect? I'm expecting his insurance to cover the repairs to my car, because this was in no way my responsibility, he hit me into her, I was more or less a ragdoll vehicle. Yes, I hit her, but it's not because I'm a bad driver, I cannot control being hit into another vehicle during a line at a red light. And though it was never mentioned (I was a little shaken, my mind wasn't clear), I am almost certain he was on his phone because he was looking down and doing something when I looked back after he hit me. It's too late to mention that, but yeah. Got the registration and insurance for it 3 hours before I wrecked. Had the car a week.""

How much will health insurance cost us?

My boyfriend and I are considering moving to the United States, the state of Florida. We have pre-existing conditions, neurological and we are 36 years old. We would like to know how much money we will have to paid monthly for a health insurance that covers costs such as medical visits, exams, prescriptions and dental care.""

How much will the insurance cost?

Yamaha DT50MX, how much will the insurance cost, Monthly or yearly also monthly wise how much do people spend on petrol?""

What is the cost of an insurance for a 250 cc scooter? (Louisiana)?

I know that there are many options, but a vague answer is fine. I just want to know if it will be around 100$ or 500$.""

Looking For New Car Insurance Company. HELP!!?

I need something with the fewest complaints yet the cheapest rates. For two cars and only half coverage we are paying over 200...

Ne 1 know a cheap 4x4 insurance company?

Health Insurance Costs?

Our health insurance premium is nearing $14000./year. My husband is a retired school teacher, and paints houses to make this premium. Pretty soon the cost is going to exceed the amount he is able to collect in Social Security - How about getting these companies to lower these premium. Seems like those on welfare have better insurance than those on private pay""

Insurance wants to total my car?

So recently an 18 wheeler ran into the back of my car damaging the whole trunk and the force of the truck pushed my car into a post scraping the side of my car. The insurance guy came and just got a call back saying that they want to total my car and pay for it. The car is a black 2002 jetta 1.8 turbo from a small local dealer and has 140,000 miles. Im currently still paying it off and the car cost me $6000. Here is my concern, they haven't told me how much they plan to give me for my jetta but i went on craigslist and the average cost for a 2002 jetta 1.8t is around what i paid from $5000-$6000, will the insurance give me that amount because bluebook says my car is worth at most around $3400 in excelent condition and at retail value according to bluebook is around $4500. All I'm concern with is either my car is restore to the point before the accident or if they get me enough money to buy a new jetta of equal or greater quality. Restoring my car car i guess is not and option which I'm ok with but what if the amount they give me is not enough to go buy a new jetta from a small local dealer will they give me more money or how does this whole process work because I've never been in this situation.""

Penalty points and insurance?

if i take out insurance with no points on my license then a couple of months later get 3 points for a ts50 do i have to contact my insurance company to tell them or not?

Goshen Massachusetts Cheap car insurance quotes zip 1032

Short term car insurance quotes?

Hi, are there any car insurance companies that can offer car insurance for a short term (6weeks) for young drivers? Im 19 and had my license since april now, but not been able to get my own car as im going to uni in september and cant afford to buy and insure one for a year. My boyfriend has just got a new car and is offering his old car to me for the weeks before uni to get to work etc so im after insurance for 6 weeks only but all the ones i have looked at wont insure a young driver. I wanted to go with Diamond insurance as they are cheapest for me but not sure if they will offer me short term cover. Help!""

How much money do you typically get back from your insurance company if your car is totaled in an accident?

I was at fault, my car is the only one totaled. No one was injured...""

AA insurance terrible?

AA insurance sent me a renewal letter for car insurance. The bill was just over 900 pounds. Bearing in mind for years i just paid and didnt shop around . This time i had more time on my hands and i shopped around, the only thing i changed was no claims protection. Apart from this it was identicle. I went on compare the market.com and found esure who quoted me 425 pounds has anybody else found the AA to be expensive. The AA said they had shopped around for me and they had given me the cheapest quote. But i got my quote in around 8mins and 500pounds cheaper.""

""Im 18, and im bout to get my motorcycle license, and a bike, I want to find a cheap insurance. Does anyone?""

anyone know where I can find a cheap insurance in pa? I looked at all the big names, and it was 700-500 a month. I know ther are places that will work with the price i just need a little help finding them thank you.""

Whats the cheapest car with cheap insurance?

im looking for when i pass my driving test a cheap car for about 1000 that will have cheap insurance i just want like a make and model

Health Insurance plan with no pre-existing clause?

Does anyone know of any health insurance plans for the Chicago area that don't include a pre-existing clause? Or more specifically, ones that immediately pay for Remicade after switching insurance plans?""

What is the average cost for a phacoemulsification without insurance?

What is the average cost for a phacoemulsification without health insurance?

""With the new Obamacare, how do I get insurance if I am 19?""

I was looking at the calculator for the new Obamacare (google Obamacare calculator) and I noticed that there is not an option for someone under 19 getting insurance for themselves...and I am still considered a child. My family does not have insurance but I despereately need it, and was just wondering how some like me, a full time student and 19 years old with a part time job, gets insurance...or am I not allowed to have insurance because I am 19? I have never been able to afford insurance before, but now will it be more affordable? Sorry, this Obamcare thing confuses me but if this is a chance for me to get insurance I want to know all I can about it! Bt so far all i can gather is you have to be 21 or over to get your own insurance. And please don't tell me to get a full time job and get company provided health care...someone has told me that on an answer before and I stuggle just having a part time job and going to school full time...a full time job is just not plausible right now and NO I am NOT LAZY thank you very much.""

Can i claim it on my insurance if i damage my car under third party fire and theft rules?

I accidently damaged my own car slightly, but i wish to get it repaired, im thinking it will cost alot to put right, can i claim it from the insurance i have third party fire and theft??""

How much will i pay per year in motorcycle insurance?

20 years old. No car drivers license, first time rider. planning to take the motorcycle safety foundation 3 day basic rider course. Live in new york city. Looking at a pre 2007 used honda rebel. not looking for an exact quote, just ballpark what i should be expecting.""

""Motorcycle questions? Good old, cheap and cool bike? Insurance?""

Im looking at buying a motorcycle! :) I dont need one that is too quick, I just learned how to drive one and I loved it. I want to get one for the summer. I dont want to pay over 1500, and it doesnt need to be too fast. (what is the 2002 honda civic of motorcycles?) I just want it to be kind of cool looking. I saw a 1985 honda (with the wing on it?) that looked really cool. Im 17, and I want to get one that will only be insured for the summer. For one with a small engine, what is the insurance cost? I know it varies, but does anyone have any ideas? Thanks Matt""

Car insurance rates for teens?

I just got my drivers license a little more than a month ago. My parents are telling me that they're going to wait for another year before they add me to their insurance policy because it'll be less expense by then. Is this true? I also read somewhere that the earlier you add a teen to your insurance policy, the rates will lower quicker because they insurance company know that i'll have some experience by then. So if my parents add me to their insurance policy now, would it be lower in a year compared to them waiting a year for them to add me?""

Car insurance advice?

I am 20 years old just got my license in February my car insurance is currently 217 with abc I can't afford it so where can I get a cheaper insurance I know because my age cheap isn't a option but 200 is insane.. or would it be cheaper for somebody to put me on their insurance with my car!! HEEEELLLLPPP btw I have a 06 mazda 6

Where can I find cheap motorcycle insurance?

I recently bought a Honda CBR600F4I and am looking for inexpensive insurance. Any help would be greatly appreciated.

Who offers parked car insurance?

My husband is deployed with the Army and I went to stay with family out of state while he is gone. We left his car at our duty station and we still owe on it. Progressive does not offer parked car insurance and I do not want to pay full price when neither of us are going to be anywhere near the car for a year. Are there any companys that offer parked car insurance or is there anything else I can do until we pay it off?

What are the states that offer the best insurance premiums ?

What are the states that have the best insurance premiums for auto and homeowner's premiums for someone who is a LOW risk and have a very good history? Honest answers plz.

Car insurance__________________?

How much do you pay for car insurance? (in a year), mine is going to expire in november (november, 30) when I am supposed to go to the agency to renew it? Can I go for example on november 1st?""

Cheapest car for insurance?

My parents have agreed to get me a car, but the insurance has to be cheap. We have allstate and i have no idea what the cheapest car would be to get, insurance wise. thanks for any help!""

What is good website to find affordable health insurance?

How much will my insurance be?

Hi, I've just had a small accident and im in my first year driving, i already pay 80 a month foir my car as its only 2 years old. will this go up really high?""

""CAR QUESTION: If a car is registered in my name, will it be costly for my INSURANCE?""

I am 21 years old and I am planning to buy a used on so that it will not be expensive for my insurance. WHICH OF THESE IS BETTER: -Register the car with my name and pay like 3 thousand dollars for the insurance or. - Register it with the name of my Dad. If it is registered with my Dad's name in it, will that be cheaper to my insurance?""

Where can I find cheap car insurance? ?

I live in Cleveland, OH... im 18""

What company has the lowest auto insurance rates? I tried looking on wikipedia but I couldn't find it. I'm?

Who has the best and cheapest auto insurance?

In southern California

Health Insurance Advice?

I'm currently laid off and need insurance for myself. I'm not sure what insurance company to go with. Also I'm not familiar with how health ins works. Like deductibles, co-insurance percentages, office visits covered or not covered. I don't go to the dr a lot but recently I've been in a car accident and will be going to the dr more often. I also don't want to pay that much either.""

Goshen Massachusetts Cheap car insurance quotes zip 1032

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