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addynagar · 3 months
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The main features available in zero balance savings accounts
A savings account is an essential component of every person today. You can deposit your funds into a savings account, which is a deposit account offered by banks. Banks typically offer a savings account, but you need to keep a minimum amount. You will be responsible for paying a maintenance fee if not. On the other hand, zero-balance savings accounts do not have a minimum balance requirement. The concept is straightforward: you do not need to keep a minimum balance in your savings account to start one. So continue reading to know more about zero-balance savings accounts and start zero balance account opening instantly.
Features of a zero-balance savings account:
No minimum balance amount 
This account has a zero balance, as its name says. It means you are not required to keep a minimum balance to use it. As a result, when you reach zero balance, you don’t get a penalty. A zero balance is why some customers like opening this kind of bank account.
Easy money transaction
You can use various net banking apps to make payments using this account. With this account, you can even pay for phone, water, and power services.
Mobile banking and net banking
You can use online net banking apps to send and receive money and examine your bank statements. And you can do all of these from your phone or computer securely.
Should you open a zero-balance savings account?
It's easy to save money regularly using a zero balance savings account online. However, there are some details you need to know about it. 
Restricted transactions
The amount of transactions you can do monthly with zero-balance accounts is sometimes limited. Banks sometimes can limit the number of withdrawals per month. The banks can also change your zero-balance account into a conventional savings account if you withdraw more than allowed. Some banks might even charge you a small fee for these additional transactions.
Number of savings bank accounts:
As per some governments, you can only have a limited number of zero-balance accounts in a single bank. You are also prohibited from holding any other savings account in the same bank if you have a zero-balance account. When applying to a zero-balance savings account, you must provide the bank with a statement certifying that you do not currently have a zero-balance account with any other bank.
A zero-balance savings account, although offering its own benefits, may impact your financial situation, particularly in the event of unforeseen expenses requiring several withdrawals.
Deals and discounts
Consequently, a savings account with a minimal balance may be more advantageous. You can benefit from attractive discounts and deals, have quick access to loans, and receive instant cash transfers by opening a minimum balance savings account.
In addition, you will have access to foreign debit cards, automatic bill payment, discount advantages, sweep services, locker facilities, and much more. Investing is simple if you have a zero balance account. Above all, you can avoid penalties for failing to maintain your average monthly balance.
Final thoughts Banks provide options for online zero balance account to meet all of your needs. Your bank is your ideal banking partner for all customers, including salaried employees, homemakers, students, companies, and professionals.
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deyonehogg · 4 months
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Best ways to get more returns from online savings accounts
For most people, a savings account is the first bank account they open. And in most banks, you can do certain things to yield a higher interest for the money you put into your savings account. Normally, savings money will yield different interest rates depending on the bank. But when you have an online open saving account, you get returns in a number of other ways. Even today, not many people can make full use of a savings account because they don’t know how to use one. So, here are some suggestions that help you earn higher returns from your savings account.  
Choose an account with a high-interest rate.
The best method to get the most out of your savings account is to open one with a bank that gives more appealing interest rates. After all, you will always receive greater profits if the interest rate is higher.
Before selecting the best bank, compare savings rates online. You can enhance the interest you receive on the money you have saved over time by even a small rise in the savings account interest rate.
Make use of the rewards offered on bank debit cards
You can earn good if you have a savings account that is also linked to a debit card. Well-known banks provide debit cardholders with a profusion of incentives, bonuses, and other privileges.
For example, when you purchase items from co-brands or shop online, you might be able to take advantage of discounts. When you online open saving account, certain bank debit cards even offer free insurance coverage. So, over time, you will be able to save a huge sum of money with the help of all these perks and rewards.
Set saving goals
One of the main reasons most people find it difficult to reach their financial goals of saving money is a lack of discipline. So, how can someone develop the self-control to save money? Decide how much money you want to save and how long you want to save it for.
Do not forget to create short-term savings goals that are reasonable and should be neither extremely difficult nor extremely easy to attain. This also holds true for long-term money savings goals. This is because a goal that is too simple will encourage you to procrastinate, but a goal that is too hard will deter you from continuing.
Try to open two or more savings accounts.
Creating two or more savings accounts will enable you to handle your money more simply and to benefit from additional advantages. This is due to the possibility that managing just one savings account can make it difficult for you to prevent money from being wasted.
The majority of people have connected their primary savings accounts to their online wallets and use online payment apps to pay different expenses. So, it's beneficial to have a second savings account that you use to deposit any money that you don't end up spending each month.
Final thoughts
So, if you are ready, use your bank’s mobile banking app and online open saving bank account to enjoy the benefits of an online savings account and mobile banking.
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hw80-im12929ebk · 4 months
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Top different types of bank accounts to know 
You may safeguard your finances with the use of bank accounts. They also let you earn interest on your deposits, which helps you multiply your savings or investments. The flow of bank accounts is a significant component of the banking sector. Different account types are available from banks for various uses. You can open multiple bank accounts at banks in the private and public sectors. Bank accounts differ in their intended use, transaction volume, and physical location. Select an online account opening app with good functionality, regardless of the bank account you want to open. Below, you can see the different types of bank accounts:
Current account       
A current account is a deposit account used by traders, entrepreneurs, and business owners with a higher frequency of making and receiving payments than other account types. These accounts have no daily transaction limits and can store more liquid deposits. An overdraft facility is available for current accounts, allowing withdrawals over available balances. Additionally, these are interest-free accounts, in contrast to savings accounts, which pay interest. Operating current accounts requires you to keep a minimum balance. To open an online bank account, choose a bank with a good account opening app.
Salary account
Large enterprises and businesses that pay their employees through banks request that banks open these accounts. Every worker is entitled to have a salary account, which is credited with their monthly wage by their employer. It is possible to fund a salary account with an unlimited amount of money. Pay is distributed to employees according to their level of disbursement. Employees can conduct independent transactions from one type of bank account to another. Employees with salary accounts can withdraw the entire amount credited to the account at any time, as they are zero-balance accounts.
Savings account
As the name implies, one or two individuals can open savings accounts together to save money. One of the main benefits of opening a savings account with a bank is that the bank will pay interest on your account. The account holder is not restricted in how many times they may withdraw money from the account, but they are limited in how many times they can deposit money into the account. An account holder may get interest at any time between 4% and 6% annually. For this kind of account, no minimal amount must be kept in balance.
Fixed deposit account
All Indian public and commercial banks offer fixed deposits as a service. A fixed deposit is a popular investment option for investors who want to file their excess funds for a predetermined maturity and interest rate. You can open an FD account in person at the closest branch or online using your internet banking account. Investing in a fixed deposit has become incredibly simple and seamless for investors due to banks. Also banks offer fixed deposit accounts that save on taxes. A tax-saving fixed deposit account has a five-year lock-in period.
Final thoughts
From the above detailed information, you will learn about the different types of bank account to know. Compared to opening a traditional bank account, it is an easy open bank account online, so today, you may see many online bank accounts.
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springkitten · 2 years
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my brain about to melt through my ears
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arorashanaya123 · 25 days
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The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era. If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.
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shetty811 · 5 months
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Open a zero balance savings account online in a few simple steps!
Welcome To Your Online Zero Balance Savings Account From Kotak! Get an instant online bank account number & CRN (Customer Registration Number) so you can start banking immediately on the Kotak 811 app.
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fernandoadwin22 · 7 months
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What should you consider when opening a bank account?
Opening a bank account is a crucial financial choice that greatly impacts your financial goals and well-being. It is imperative to approach this decision with the utmost care and consideration, whether you are starting this path for the first time or thinking about switching between banking organizations. Choosing the right account opening app is the best option, and it significantly impacts your capacity to manage your money, affecting everything from short-term savings objectives to daily financial activities. It serves as the cornerstone of your financial journey. Therefore, it is crucial that you carefully consider your alternatives, evaluate your objectives, and choose the account that best suits your individual financial goals and circumstances.
24*7 banking facility:
Customers of the majority of banks have access to Internet banking services. However, many of the most popular transactions still need to be permitted by all institutions when done online. Some banks give online access to all required transactions, but the user interfaces for their Internet and mobile banking could be better. If you want to conduct most of your banking activities online, confirm that the bank provides 24-hour banking services and whether it allows for completing most transactions using Internet and mobile banking.
Debit card deals:
Most banks provide promotions on their debit cards, ranging from cash-back offers to insurance coverage, to set themselves apart from rivals. Nevertheless, some banks charge annual fees for their debit cards, while others waive them if annual transactions reach a particular threshold. Banks provide gold and platinum debit cards with several advantages but frequently have a yearly fee.
Availability of credit facilities:
Getting loans from the bank where you have your basic savings account is always simpler. Banks consider your previous banking experience with them when granting loans to you. A positive and lasting banking connection is a big asset when applying for a loan. Finding the account opening app helps to have a safe transaction, and they provide account holders with solid credit histories and positive account balances with pre-qualified and pre-approved loans. With no paperwork required, you can apply for loans online and immediately receive the funds in your account. So, if you might need credit in the future, check out the bank's credit options.
Discounts and offers:
Pay attention to the savings and promotions the bank gives on debit cards, credit cards, wallets, and other online transactions if you wish to pay your bills and purchase without using cash. Most top banks occasionally provide generous discounts and promotions, particularly during holidays. These offers can save you money or net your reward points if used carefully. To take advantage of these deals to the fullest, consider opening a savings account with a bank that has a relationship with your favored retailer or provides the most overall savings on your preferred category of goods.
Wrapping it up:
From the above mentioned, a financial choice like opening a bank account can affect both your short- and long-term financial objectives. Before choosing, consider your needs, contrasting bank services, and asking questions. Axis zero balance account open online best fits your financial condition and goals by considering these things. Making an informed decision is crucial for your financial security because your bank should be a trusted partner in managing your funds.
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krihita · 7 months
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Exploring the Various Types of Fintech and How They Work
Fintech, short for financial technology, has become a driving force in revolutionizing how we manage our finances. Whether using algorithms to automate investment decisions, utilizing blockchain for secure transactions, or employing data analytics for risk assessment, these solutions blend innovation with financial services. From KYC mobile banking account apps to enhancing investment opportunities, Fintech covers a wide spectrum of applications. Let us discuss the different types of Fintech and how they work to reshape the financial landscape.
Payment Solutions:
Payment Fintech solutions are the most recognizable and widely used. They encompass everything from digital wallets to peer-to-peer payment platforms. Services like PayPal, Venmo, and mobile payment apps allow users to send and receive money and utility bill payments seamlessly, eliminating the need for physical cash or checks. These platforms often link to bank accounts or credit cards and use encryption to ensure secure transactions.
Online Lending and Crowdfunding:
Online lending platforms have disrupted the traditional lending model. Peer-to-peer lending platforms connect borrowers directly with investors, removing intermediaries like banks. Borrowers receive loans at competitive rates, while investors earn returns on their investments. Similarly, crowdfunding platforms allow individuals to raise funds for projects or ventures by pooling small contributions from many people.
Robo-Advisors:
Robo-advisors are automated investment platforms that create and manage investment portfolios using algorithms. Users answer questions about their financial goals and risk tolerance, and the robo-advisor constructs a diversified portfolio tailored to their needs. These platforms offer lower fees than traditional financial advisors and provide easy access to investment opportunities for individuals with varying experience levels.
Blockchain and Cryptocurrencies:
Blockchain technology, the foundation of cryptocurrencies like Bitcoin, has far-reaching applications in Fintech. It offers secure and transparent transaction records that are virtually tamper-proof. Cryptocurrencies are digital assets that leverage blockchain technology for secure peer-to-peer transactions. In some cases, they're gaining acceptance as a form of investment and a potential replacement for traditional currency.
Insurtech:
Insurtech focuses on leveraging technology to enhance and streamline the insurance industry. This includes digital platforms for purchasing policies, assessing risk, and processing claims. Telematics, for instance, uses vehicle data to personalize car insurance rates based on driving behavior. By utilizing data analytics and artificial intelligence, Insurtech aims to make insurance more accessible and tailored to individual needs.
Personal Finance Management:
Personal finance management Fintech tools help individuals track and manage their money. These platforms offer budgeting features, expense tracking, and insights into spending patterns. By aggregating data from various financial accounts, these tools provide a holistic view of an individual's financial health, helping users make informed decisions and work toward their financial goals.
Regtech:
Regtech, or regulatory technology, aims to help financial institutions comply with regulations and manage risks efficiently. These solutions use advanced technologies like artificial intelligence and machine learning to automate compliance processes, reducing human error and streamlining regulatory reporting.
Bottom line: 
Each type of Fintech serves a unique purpose, catering to different aspects of financial management and empowerment. As Fintech continues to evolve, its impact on how we interact with money, like utility bill payments and bank transactions, will undoubtedly become even more profound.
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cliveguy · 7 months
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theres like a single person trying to restart the uk branch of the pirate party who clearly has like 0 understanding of politics and they keep posting to the uk trans subreddit and it takes everything in me to not argue with them. getting mad online is the mindkiller.
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kotak811 · 9 months
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Kotak Mahindra Bank’s official mobile banking app for Android phones.
The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era. If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.
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poojalate · 1 year
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Welcome To Your Online Zero Balance Savings Account From Kotak! Get an instant online bank account number & CRN (Customer Registration Number) so you can start banking immediately on the Kotak 811 app. Features of the Kotak 811 account Open your very own Kotak 811 account today to enjoy the following features – ● Zero balance account ● Upto 4%* interest on savings account balance ● Pay your contact to transfer funds easily with the beneficiary’s mobile number ● Access to KayMall to book tickets via Goibibo and shop via Flipkart ● BillPay for mobile recharges, DTH payments, and other bills ● FASTag recharge
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deyonehogg · 4 months
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Why do people prefer banks to save money over a locker at their home?
The continuous dispute over whether to store money in a bank or a personal home locker hinges on critical variables such as security, accessibility, interest, and convenience. To protect against financial uncertainty and theft, banks provide enhanced security measures such as government-backed insurance, alarms, and surveillance. They offer various financial services, interest-earning accounts, and inflation protection, all increasing growth potential. On the other hand, home lockers need a more controlled atmosphere and ease of access banks give to maximize stored funds and provide minimal protection and no room for expansion. Instant account opening is easy in today's banking culture. Make sure you are choosing the right bank. In this post, you will learn why people prefer banks:
Security:
Bank security outperforms home storage due to comprehensive anti-theft procedures such as surveillance, alarms, and safety deposit boxes. Hence, Instant account opening is highly recommended. Deposits are protected against bank failure by government insurance. Banks provide FDIC insurance, protection against currency fluctuations, erosion from inflation, and interest growth, in contrast to home lockers. Additional safeguards include maintaining tax records, adhering to regulations, and accessing international monies through ATMs and Net banking app. Banks offer a more comprehensive security cover than home storage, guaranteeing growth, safety, and accessibility for cash stored.
Interest And Growth:
Banks enable interest and growth by offering a variety of accounts, such as savings and CDs. Money that is deposited earns interest, which promotes economic growth. These organizations provide more investing possibilities than just storing something at home, which increases possible returns. Bank accounts offer interest in contrast to idle cash, which counteracts the devaluing impacts of inflation on purchasing power. Banks also offer financial guidance, which supports the selection of wise investments for increased expansion. Because interest income isn't possible with home storage, banks become dynamic venues for financial growth and capital gain, providing a variety of ways to optimize the potential of the deposited cash.
Convenience and accessibility
Through a variety of services, banks excel in accessibility and ease. Online banking services are more convenient than home storage since they provide access to account information, financial transfers, and bill payments around the clock. Global ATM networks guarantee financial flexibility by offering instant cash access from multiple places. Additionally, banks simplify financial administration and investment by providing a wide range of financial products and professional guidance. The combination of digital availability, worldwide presence, and all-inclusive offerings positions banks as unrivaled centers, significantly surpassing the ease of use and restricted accessibility of home storage options.
Inflation and Currency Value
Banks protect against the degradation of currency value caused by inflation by paying interest on deposits, which offsets the decline in buying power experienced with kept cash. They also offer stability by reducing the dangers connected with currency swings by protecting money in regulated currency systems. In contrast to domestic cash, which is vulnerable to inflationary pressures, bank deposits provide a buffer against this kind of devaluation by offering a shelter where money can grow and retain its value in the face of inflation and exchange rate swings.
Bottom line:
The above points emphasize why people choose banks over their lockers to save money. Instant account opening bank should have high security, hence go through their reviews and ratings.
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kremlin · 9 months
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"This event ends the moment you write us a check, and it better not bounce, or you're a dead motherfucker" -- Big Bill Hell
There was a time when you'd see little old ladies paying for the groceries with a hand-written personal check, holding up the line, causing an immediately-forgiven slight sense of annoyance with those behind her. Buddy. Those days are over. They've been over. What, did you think you were going to just pop a couple extra zeroes on the end of your paycheck there? Maybe scan your paycheck, open it in photoshop, make a template, print em out all nice? You think you're the first to think of that, dipshit?
It takes the law a long time to catch up with the state of the art. You're reading this on the internet, which means you never use checks. The law has caught up. Your ass will be going to prison immediately and you will see zero return.
You can't even kite checks anymore, and hell, nobody under 40 will even know what that means, due to the blazing fast, two day settlement on all ACH transactions. Let me paint you a picture.
You get paid on Friday, but it is Monday, and bills are due on Tuesday. And you're broke: $0 in the bank. Goose egg. Pop open your checkbook, go to a store, "buy" some things, write a check for the amount. The cashier takes it!
Now take those things you "bought", across town, to another store location, and return them for cold hard cash. Sweet. Bills paid. Friday rolls around, and you just make it to the bank to deposit your paycheck before it closes. After the weekend, the checks you wrote finally post, and they don't bounce! You've kited a check. You've surreptitiously taken a zero-interest loan. And we know your broke ass. The interest rate on that short-term payday loan should have been straight up usurious. We're talking 29%. That makes predatory fuckers like us horny for sex. We're so mad. Now you are going to Federal Prison. For a good minute. Fuckface.
COST: $0.10 (With banks offering free checking accounts + Bic pen)
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"Neither snow nor rain nor heat nor sleet, if you fuck with the mail, we'll rip your nuts off" -- Ronald Mail (Inventor of Mail)
Many people have this misnomer that the most powerful people in politics are democratically elected. The president, of the United States, of America, is a stupid cartoon hotdog. All of them, I don't care. Way less clout than you'd think. Brilliantly, it is the people that the hotdog president appoints who are actually doing anything significant. The director of the CIA. The fucking chairman of the Federal Reserve. Probably the, like, most senior, uh, general of the military, and shit too. I don't know, we don't "do" army here at Bloomberg. You probably don't even know their names! I don't! These are the ones you should be seeing in your sleep.
There's another position like that. Appointed directly by the hotdog. The Postmaster General. That's a real title. He's the CEO of the mail, and buddy, what he may lack in political power relative to the director of the CEO, he makes up in raw sexual energy. Total Tom Selleck energy. Like an airline pilot. We're talking Donald Sutherland in Invasion of the Body Snatchers. I'm tentpoling in my black business slacks just writing this, and all my Bloomberg newsroom bros are peering over my shoulder and also tent-poling. We're not gay though, and especially me, I'm probably the least gay, but sometimes I just lay awake for hours at night what that mustache would feel like pressed against my lips, the unbelievable and utter, total sense of security I'd feel burying my head into his hard chest.
You get it. He's your dad. And if you fuck with the mail, you've fucked with the tools in your dad's garage. And dad's been drinking. You're in for it, bucko, you are in trouble. Do you think the United States Postal Service actually makes any money? Hell no. It costs like five bucks to mail a box basically anywhere I can think of and they give you the boxes for free. You can just walk in the post office and take them. I do that, and then just throw them away, I don't know why, some kind of compulsion. Being able to move shit around like this, quickly, cheaply -- Jesus H, I've got a huge amount of money in my bank account, probably tens of trillions of dollars (due to financial knowledge gained from reading Bloomberg articles) and I could probably mail every single person ever something and still come out in the black.
No way pal. They've thought of that already. The Postmaster General is going to know every time, and he's going to grab you by the shirt collar, wearing his cool as fuck hat, and you're going to get your pants pulled down, and your bare ass spanke...I need to go use the restroom real quick.
We rely on the mail system to get important shit done. It's not something to be taken lightly, and it isn't. Trust me. This is why, like almost every other person who receives mail in this year 2023, I just fucking put a wastebasket under my mail slot. I don't even shred that shit anymore. I just burn it. Takes less time.
COST: $0.63 (Postal stamp)
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"Can call all you want, but there's no one home // And you're not gonna reach my telephone // Out in the club, and I'm sipping that bubb // And you're not gonna reach my telephone" -- Lady Gaga
I read something wild that the children of today do not know what a dial tone is, because of how fucked up and stupid they are. Isn't that super fucked up?
While it's not really our style, allow me to fill you in on some ancient, arcane knowledge about the telephone. You can turn it on, and then you can punch in numbers. Any numbers. Random ones, or maybe not random ones. If the ten numbers you punch in are the same as the numbers in someone else's telephone number, their phone will ring, and then you are talking to them. This is called "Phreaking".
Here's the kicker: You can tell that jackass anything you want. "Oh, Hi, Yes, I am Reginald Sumpter calling from Avalon Consulting LLC, we are just following up on the invoice we sent you. Please remit to ###### routing ###### account."
BOOM! Your name isn't Reginald whatever and that company doesn't exist, but you just received a deposit. It's fucking beautiful. What have you done wrong? It isn't your responsibility to handle who your business' clients/etc are, it's their's. If they want to just pay you money for no real reason, well, that's kind of on them, isn't it? I haven't stuck a pistol in your face and demanded everything in the register.
Well, it's too clever. It's too slick. This is the United States of America. It's one thing to commit a felony like armed robbery, it's another thing to piss off someone in charge of the accounting division who uses a special bathroom you need a key to get into.
You can do it on the computer too, I use a PC Computer at work and send email, so you can see how it'd work there. You can make a document that is indifferentiable from a real invoice and, straight up, 1/3 of the time they will pay that shit. Lmfao.
It's called wire fraud because, uhh, duhhhh, there's wires. What do you think that thing is strung between the telephone receiver and the dialer? And computers? Give me a break. There's so many wires with those.
COST: $0.25 (Coin for payphone)
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"People calculate too much and think too little." -- Charlie Munger
It is insane how dumb the common man can be when it comes to our world of expertise. I hear this same sentiment, like, ALL THE TIME:
"Durr hurr I will buy an insurance policy for my car or house or whatever so that in case something happens to it I will get money". And then that same person proceeds to drive safely or not burn their house down. Dumbest crap imaginable.
Let me break it down for you. Insurance is a two player competitive game. There is a winner and there is a loser. Go take out an expensive insurance policy on your American sports car. Buy a neck brace, a football helmet, and pack that bitch with throw pillows. Then get in the left lane of a major highway at like noonish, let it rip and then SLAM on your brakes. Hit from behind! Your fault! Congratulations. You have won insurance. How this gets past people is beyond me.
You can only do this once or twice before the insurance companies catch on. Then they don't want to fuck with you. It is also..I don't know man...something feels off about taking a car or a house, which like, some guy had to build and just destroying it, but that is only a weird emotional thing, since you're making money, more than whatever the destroyed thing is worth, so in reality you've built that house plus some extra. You've contributed.
COST: $106.00 (Average monthly car insurance payment)
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SUBSCRIBE TO MY WHATEVER FOR PART TWO, COMING SOON. i'll post it later today probably. whatever time frame will juice the numbers. have a sneaky peaky
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antidesire · 1 year
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2:32 antidesire
bodyguard!leon x afab socialite!reader
disclaimer.. 18+ only. knifeplay, blood, licking.. blood mentions/paranoia of drugging but i promise no drugging happens. brat reader, p in v, creampie, dirty talk, fucking against a wall? in an alley? don’t pay too close attention to the lore i try and establish please hhh it’s so jumbled + i wrote this when it was super late and i haven’t double checked everything.. heh. cr to original owners of the pictures. reblogging, interacting and sending feedback is always much appreciated !! ♡
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you had been to hell and back, seen the strongest of men turn into frail cowering children, knees buckled by utter fear as the flesh was torn from their bones by the rotting dead that kept walking.
raccoon city should've been your end of the line, dying alongside your prestigious family. onlookers of the media at the time treated it as a miracle but you saw it as it was, cruel, how do they expect one person to keep up appearances and high morals being the last standing of your perished family line? it was so tiring..
one man you had met those faithful 6 years ago had saved your life, leon s kennedy, just a rookie cop at the time- not only once had he saved your life but then a further time, putting his own life on the line with an agreement to become an agent and vouch that you and himself would stay silent about raccoon city upon taking this deal and if all else fails, he would be executed with you.
things had gone well for a good chunk of time, give or take about 4 years but word had gotten back to some more important people that you were quite the partygoer and quite the gossip when intoxicated, not a swell combination for your dangerous predicament and prying ears.
thus much to your surprise you had been assigned a bodyguard, one to help keep your mouth shut for the sake of the government and for the sake of your own safety, unbeknownst of the length powerful people would go to for even a slither of knowledge on what you saw that hellish night.
to leon kennedy, this was one of his easier jobs, babysitting some rich bigwig? pft, he'd take that any day over undead corpses or diseased cultists.
when he was informed it was you he felt all the waves of emotions hit him in the face, that night whirling through his head like a fresh wound, seeping behind his eyes to remind him of the horrors he'd seen.
suddenly it was all the more serious now, this was your life and his own on the line.
at first, you had been ecstatic to reunite with leon once again, barely recognizing him when you first opened the door, what was once his youthful puppy-dog-like features had become much less soft, his brows had furrowed, jaw much sharper and his eyes looked much more sunken, what you remembered him as, a once fresh-faced young man, cute and hopeful as ever he had become much more hardened, though he had seemed to lose that glow, it was unmistakenly leon, long eyelashes, plump lips and that faint dimple indented into his chin. leon now exuded confidence to the point of cockiness. he was handsome, oh so very handsome and his physique was so firm, you had to many a time drag your attention away from his arms, you never knew you had such a thing for bulky arms until leon was around.
with leon around you weren't afraid to admit you were having the time of your life pushing the limits.
life for you had been a whirlwind, to the public (though things had much cooled off) that knew of your family business and prestige, they had been told lies, that you weren't even in the city with your family that disastrous night which is how you survived.
your days were the same, with countless 0's in your bank account and fake friends to encourage you, you spent most of your nights under those same electronic lights, the bass of the music booming in your chest and burning alcohol slipping down your throat.
maybe you had been a little oversharing with some locals, you didn't recall, far too heavy on the bottle of champagne some man would attempt to win you over with.
tonight was no different, other than the bar you were visiting- leon had convinced you that if you wanted to be drinking it could not be so locally anymore- and this time leon kennedy was in tow, your handsome chaperon, or more accurately, your muzzle from here on out.
“shall we make this fun?” you proposed to the man, “make up a story, maybe you’re my long lost lover? my secret affair? or do you want me to pretend i hate your guts, are you into that?” you giggled, amused at your own antics, seemingly only making leon chuff out a chuckle, arms folded over his chest with a solemn expression.
“mmh, what sucked the fun out of little leon, huh?” you jabbed your finger against his chest.
leon’s head titled at that, eyebrow raised and an expression that insinuated you knew exactly what happened after that night and why he consequently carried himself as such, so professional, or dull, that's what you'd call it.
with the sickly sweet aroma of your perfume in the air and the glistening twinkles of your outfit invading every ounce of his senses, the two of you walked one by one into the bar, quite the opulent one, hefty diamanté chandeliers alongside mirrors upon mirrors framed with the most delicate gold casings.
"y'know you're getting paid to live lavish right now, leon?" you cooed out, heels of your shoes tapping against the marble flooring, hearing his boots following behind.
"it's an easier job as an agent but i'm not being paid to indulge like you do." he corrected you, voice hushed with the assumption and guard that prying ears could never be far.
"am i boring you already, handsome?" you twirled around, the agent halting in his tracks, craning his head down to meet your gaze, eyes as big as cherry pies, tempting and permissive.
"i was hoping we could celebrate this reunion, despite circumstances." your hands reached up, flattening down the collars of his crisp grey dress shirt, the black blazer on top fit so snug on him, arms as though they were bulging or maybe your brain was just getting ahead of itself.
"with your mouth we're dead men walking, what's there to celebrate?" he referenced why he was called out here for you, breath hot, fresh from that pack of gum he stuffed in the back of his pocket.
"then even more so, that's what i say." you patted your palms to his shoulders, feeling the plush material of the suit jacket, turning on your heel, and pushing past the lush double door entrance past the hallway and into the bar.
the live music was in full swing and the tabletop of the bar was well occupied, having to push your way past, your hand coming up to gesture over the bartender, "give me your most expensive, delicious cocktail.." you whipped your head around, eyes clearly looking leon up and down, "you look like a whiskey guy," you thought aloud, turning back, "and a whiskey."
leon didn't even attempt to stop you, it was futile and he knew you were just doing it for the fun of it, "so ya gonna sit there and stare down at me all night like a creep?" you sat on one of the chairs at the bar, you leaned in to whisper- though ultimately just as loud, "you're not being very agent-like."
"c'mon, i told you, we need a cover story, who knows how long you'll be stuck with me till i'm in the all clear." you pulled his arm in an attempt to move him closer, luckily he obliged, taking up a seat next to you.
"being in the clear is not being stubborn and quitting visiting these bars, drinking every night, and running your mouth." he mumbled, glancing around.
"nu-uh, you heard what they said, they've always been worried about certain people in the area being a threat to those with information on racco-" your words morphed into a yelp, a sharp sting arising in your leg, blinking at the two fingers pinching the flesh of your thigh.
"did you just-" your outrage was cut off once again by the bartender placing two drinks in front of the both of you, leon nodding towards the worker and wording out a thank you, his palm now engulfing your thigh and rubbing the irritated skin.
your lips parted to speak but no words came out, leon seemed to have noticed this, fingers clutching around your glass and gesturing for you to take a sip, and you did, sugary syrup mixed with a double shot of liquor sliding down your throat.
“i thought you were going to encourage me to not drink.” your eyes squinted slightly, tongue darting out to taste more of the cocktail staining your lips.
“one won’t hurt.” with that he tapped the glass of the whiskey on the table of the bar before swigging down the contents in one gulp.
you burst out into laughter, your hand encouragingly squeezing his own further up your thigh, amusement only cooling down so you could take another taste of your cocktail.
"you're funny." your voice was light and airy already, palm pushed against your cheek as you watched him, as though you had been drinking much more than the one, maybe it came off too strongly but you weren't embarrassed, nothing could embarrass you.
"lovers quarrel." he spoke aloud and your confusion was apparent, even more so as his fingers took a hold of your hand, switching a slim ring decorated with diamonds onto your ring finger, "we hate each other but can't quit it." he murmured and you caught on, a giggle hid behind your other hand.
"you bought me this nice expensive ring, you're handsome, so charming.. of course there's a catch, why couldn't i see it." you sighed dramatically earning a scoff from leon.
"and you're beautifully cruel, impulsive, and a relentless pleasure-seeker, i was dealt quite the deck of cards." he spoke as though it was matter of factly, quite the actor.
"mmh, why thank you." you fluttered your eyelashes, leaning in to squeeze the bulky muscle of his arm, nudging yourself against him.
leon was good, a natural at, well just that, being natural. he was on guard as he was with any assigned job, just less flashy than the others, no visible weapons and a demeanor that needed to be cool but nonetheless, he was alert.
alert but here he was, doing exactly as he said he wouldn’t, indulging, finding away around things to do so, so he could feel your fingertips press into his skin again, so he could smell your fragrance every time you leant in and so he could hear those giddy little laughs at something stupid he said in the name of a silly cover story for the both of you.
oh leon kennedy..
you felt tipsy already without even touching another cocktail, infatuated with the man beside you all too suddenly, your heart desiring for something much sweeter than anything that could be offered from the shelves behind the bar.
relentless pleasure-seeker, you’d sure live up to that.
but first, you had a whole night ahead of you. your feet were quick, feeling compelled towards the crowd of dancing bodies, joining them, amongst the couples and men with no personal space.
you were hypnotic, anyone could see that, your hips swayed, dipping just enough and hands roaming from your thighs upwards to your chest, drawing in attention everywhere you wanted it.
leon stayed where he first sat, leaning further into the bar so he could comfortably rest, watching you closely, as though you were a film, like he was there to capture you on video.
“isn’t that the raccoon city survivor?” leon heard hushed voices and he was smacked in the face with the reality of it all, a surge of genuine worry in his gut, “why is she on this side of town? you think that whole conspiracy is true?”
how had you been safe for this long? leon took a moment of his attention away from you and suddenly every other persons eyes that were on you felt threatening, call it what you will, paranoia, overdramatic- he was there for a reason, the raccoon city terrors were real, to you and him, the government wasn’t on either of your sides, he knew that for a fact, but the unknown was scarier, at least in this situation.
leon exhaled before standing up on his feet, hanging his head down and walking over to seemingly join you, “you come to dance?” your arms reached up and out but his hand grasped your arm tightly instead.
your eyes rolled, “you can skip to the part of the lovers quarrel where we have a little fun amidst the hatred and sexual tension.” you jested.
“we’re leaving.” his head nodded in a gesture towards the door, arm tugging you towards him but you weren’t having any of it.
“uhh, no, no we’re not?” you scoffed, digging your heels into the ground, scowling at the man, “i just got here and i’d like to remind you, i don’t have a curfew, you’re not actually babysitting!” you slapped his arm.
“shut your mouth!” he whispered out harshly, another tug of your arm and this one hurt.
“you fucking dick, let me go.” you punched at his arm with your other hand this time but no budge, “i swear to god, i will scream, kick, punch, i will cause the biggest scene to get you off of me then you can kiss your job goodbye- oh no, you can kiss your life goodbye, since this is currently your only purpose.” you spat out.
leon dropped your arm, his tongue poked against the inside of his cheek, clearly seething internally but the last thing he needed was to draw anymore attention to the both of you.
“outside. now.” his arms came up to cross folded against his chest.
you didn’t speak another word, pushing past the man, shoulders harshly bumping into his. reaching the bar, with a sulk in your demeanour getting the attention of the bartender once again and ordering another cocktail.
you tensed when leon’s arm wrapped snuggly around your waist, “i’m serious, this isn’t safe. i have other means of getting you out of here but i’d much rather keep things peaceful and conscious.” his arm squeezed your hip, threateningly.
you looked down at your drink and felt your stomach drop, pushing the glass away from your body, “oh, so you’re crazy, that’s the catch.” you referred to your earlier quip.
“how is it suddenly not safe? why did you even let me come.” you gritted through your teeth, glancing around the room.
“came to my senses. it’s that simple, i’m not trying to lose my life because of how reckless you are with yours, no thanks.” you laughed at that, nodding and he couldn’t tell whether it was out of agreement or something else.
“i think i’m worth it.” you turned to face him and the look on his face was of disbelief at your attitude, it only egged you on further to push his buttons.
“newsflash sweetheart, you aren’t going to be the death of me.” he muttered, and that same burning grip he had on you returned and you were being whisked from the bar, swiftly out of the doors and through the hallway, all too fast, feeling like you were lagging behind, as though your brain was still at the bar- shit, your throat was so dry, maybe he slipped something in the first drink.. but there was no way.
the cold air bit harshly at your bare skin, coming to your senses suddenly all too quickly, feet stomping on the floor in a tantrum, fists coming up to hit his chest, “what is wrong with you?!” you screeched and suddenly you were being dragged further into the street, harshly turning a corner into some backstreet alley.
“you’ll get over it, stop acting like a spoilt brat. i got tired of that as soon as i saw your face again.” leon pushed you back against the brick wall and you rubbed over your arm where he had been gripping.
“you’re so sad!” you spat out, pushing him further away from you, “sad and desperate, you think you’re such a big hero from that day don’t you? gonna ruin my life? make me miserable as some sick payback because you resent me?” you laughed, directly in his face, “you want me to repay you, that it?” you walk closer to him, in some way to gain leverage over him, but it was futile, pathetic honestly.
his push his hair back with his fingers, the normal lightness to it looked darker thanks to the shadows, expression unreadable as he let you go off on a tangent.
“back up.” he spoke out, almost inaudibly but he knew you heard him because you only inched closer, noticing your eyes dart down to his waist when you felt the prod of something against your skin.
before your arm could even reach out to grab the item under his clothing, he unsheathed it suddenly, brandishing a knife, black handle, indented with a line every inch or so, the blade was quite tall, sloped either side and an engraving stamped below the hilt.
you didn’t get to see much of it though, within a blink of an eye it was pressed to your throat along with the familiar feeling of the gritty bricks against your back.
“don’t do something stupid now..” he was calm, despite the manoeuvre he had you in.
your breathing hitched, hands clutching his grey coloured suit tie amidst the panic, he kept you there for what felt like minutes but was only a few seconds, relaxing only slightly but he never stuffed the knife back in its sheathe, it kept firmly gripped in his hand which was pressed in between your clavicle, as a warning.
in some sick and twisted way it was thrilling, you couldn’t shake that feeling and it felt disgustingly good.
you blinked a couple times, eyes darting out towards his arm, which somehow was on display, where he managed to find the time to roll up his sleeves was beyond you.
“eyes up here.” he tapped the blunt side of the knife to your chin, a all too cocky smile tugging at the corner of his mouth when you complied.
“see how easy it is to listen?” he sighed, dragging the cool metal across your jawline, tracing the outline of your ear and downwards to the top hem of your clothing.
you should’ve been terrified, but it felt different, unexplainable, you wanted him to keep going, you had never felt your head so empty and airy, it was euphoric.
maybe raccoon city screwed you up more than you thought..
you didn’t dwell much on it, attention undivided on the agent in front of you, his lips were moving but you couldn’t make out what he was saying, so dazed in the moment.
“should i keep going?” he repeated, tapping the tip of the knife to your chest and you nodded, squeezing the material of his tie, knocking his body closer towards you and you hissed out when the blade nipped your skin, a droplet of blood seeping into your clothes.
“shit-“ leon looked as though he panicked for a moment, but you weren’t about to let him, hands pushing up to cup his face and demand his full attention on what you wanted.
your lips meshed with his and for the first time of the night, leon kennedy was caught fully off guard. he relaxed after a few seconds, moulding his plush lips to yours and catching you in a sloppy shared kiss, your arms resting past his shoulders, one of your hands pushing his head further against yours to chase his mouth.
you only pulled away when you heard a rip of fabric, his nimble hands shredding it with the knife, a puddle of your clothes soon beneath your feet, delicate undergarments coming in to his view.
you didn’t get a second to regain composure as his mouth was once again on you, this time his tongue darted out, lapping up the droplet of blood from where the knife had broken your skin.
it was vile in the most sinful way possible, all the blood felt like it rushed straight to your throbbing cunt.
“i might actually go crazy if you tease me..” you voiced out, which caught him by surprise since you had been rather breathless.
“i can be nice.” he murmured out, voice muffled in between open mouthed kisses, knife cutting open your bra so his tongue could latch on to your nipple, his thumb toying with the other.
“mmh, you threaten me, make me bleed, and destroy all my clothes, but you can be nice?” you breathily giggled, distracted by the way the tip of his tongue- which had been previously licking up your blood, swirled and flicked against your nipple, sending pulses of electricity throughout your body.
“i’ll make it up to you.” he kissed back up from your chest, reaching your lips again to catch you in a kiss, you could taste the metallically tang from your blood and it only urged you further.
“fuck..” you gasped when he pulled away, looking between your bodies to watch the way he sliced off your panties next, wasting to time in running the pads of his fingers between your sloppy folds, “mmhn, didn’t i just tell you not to tease?” you mewled.
“you’re that worked up?” he chuckled out and your arm flew out to hit his chest, only earning another laugh.
“just fuck me already, i want your dick so badly.” you begged so pretty, you knew you did because his demeanour changed quickly, rough hands settling at your waist to manhandle you until you faced the wall.
“stay like that, arch your ba- mhm, like that.” he hummed, barely having to mention it and you were bending and obeying as though it was your only function.
leon had unbuttoned his blazer to relax a little better, though he lazily pushed his slacks down along with his underwear, far too eager to feel how heavenly you’d be on his cock.
he pumped his self a couple times, a firm hand pushing you back against him, helping him slowly push himself inside your pussy, “ouhh- fuck, that’s—“ he hissed out, halting his movements to revel in the way you were squeezing and fluttering around him relentlessly, “that’s so tight, m’ gonna fuck this little pussy open.” he grunted through his teeth, pushing against you until he was flush with you.
you were already finding it extremely hard to keep it together, mind so foggy with lust and the way he kept pushing and pushing for what felt like endlessly, he was so big, he pushed and prodded up against every delicious nerve inside of you and he hadn’t even started moving at a consistent pace yet, oh you were a goner.
a squeal left your lips when he pulled back only to push back much quicker and with force, your arms flying out until he grabbed one to pull behind your back, stabilising you and also getting more leverage on your movements.
“fuck, you’re so pretty, stuffed full of this cock, mmh, you like that?” he groaned out shamefully.
you didn’t answer though, far too preoccupied with how delicious he was stretching your walls, soon distracted by that familiar feeling of stinging cold metal to your throat, his other hand had come round to press it against your skin.
your eyes flew open and you felt him jerk you closer with his grip still on your other hand, “don’t fall now that would be real dangerous sweetheart, hold on, yeah?” he laughed out, it was evil, taunting but you were on another cloud of bliss.
“l-leon! ah mhhnmm!” you chanted out breathless incoherent moans and noises, feeling like a rag doll being constantly pulled against leon, you were so limp without his grip and the knife he pressed against your throat, you might’ve been in real trouble without him, ironically considering he was the one putting you between between him and the knife.
“i know, i know baby, feels s’good, don’t it?” he rasped out, bruises already forming on your wrists as he used you like his own little personal fucktoy.
“m’ really— oh, really close!” you squeaked, all too suddenly being dragged from your impending high, your back stabilising against the wall and you cried out.
“shh, shuuush.” he cooed at your displeased reaction, “i got you, i just wanna see that pretty face when you cum.” he paired his soothing voice with a firm kiss on your forehead, hiking your leg above his waist and slipping his cock inside your weeping pussy again.
the high bubbled so quickly in your tummy again all you could do was reach out for his arms, desperate to feel the metal to your skin again and he obliged, pushing it onto your neck once more as he pounding into you, wet sloppy sounds making it evident how close you were.
“you look so fucking cute like this, my knife against your throat, fucked stupid by my fat cock.” he grunted in between strained moans, clearly chasing his own high.
your vision went completely blurred as that burning hot coil in your tummy finally snapped, head knocked back against the wall as you sobbed out in pure pleasure, mantras of yes, yes, yes! and leon’s name falling from your lips.
“oh my fucking god, you’re so fucking sick, y’know that baby? yeah..” leon relaxed the knife from your throat, the blade dropping somewhere forgotten by your feet so he could push his head against your neck where the metal once occupied, licking and kisses the delicate skin, thrusts sloppy and inconsistent, broken and hoarse moans coaxed out with every further movement of his hips.
“fuck! fuck, a—ah!” his cock twitched and fluttered inside you as hot spurts of thick cum filled your walls, warming every inch of your body.
he pushed you further into the wall as he stood there, breathing in and out against your neck, slowly coming down from his high, the both of you dazed and pleasure-struck.
your head knocked against his and he seemed to come to, leaning back and blinking a couple of times before seemingly examining your body, “you hurt?” he breathed out.
“only my legs..” you laughed quietly, watching him gently set your leg down once he slipped out of you, grabbing your shredded clothing to wipe you off with.
“let’s get you somewhere warm.” he shrugged off his blazer jacket, pushing your arms through the holes and doing it up fully.
“leon, i feel okay, i’m good.” you assured him, stepping closer once again to return the same kiss he placed on your head, “that was crazy.. but fun.” you admitted, feeling the back of your neck burn from the realisation of what just happened.
“i shouldn’t of come on to you like that though.” he laughed nervously and you shook your head.
“i’m in one piece no?” you poked his chest, “i’m serious, i liked it- i like you, a lot.” you told the agent before shaking your head again, “you don’t have to say anything though, it’s not like that.” you didn’t exactly know what you meant because it was exactly as you said, having been smitten with the man all night, maybe you just didn’t want to deal with what you were insinuating, at least not tonight.
“take me home, somewhere warm.”
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queenimmadolla · 1 month
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I’ve been thinking about Penny’s first loose tooth, which means an appearance from the Tooth Fairy. Penny is probably hesitant (remembering some offhand comment Eddie makes about “never trusting the fae”) until she finds out she can get money in exchange for her teeth. It’s cute, until reader or Eddie wake up to her little fingers in their mouth trying to wobble a tooth out because she wants to save enough money for a Barbie house but can’t get enough from her teeth alone.
OR, Eddie’s exhausted from work but gets put on Tooth Fairy duty. He’s half asleep, digging around in his wallet for a $5 bill to slip under Penny’s pillow. All is well, until the next morning when she’s jumping on the bed and screaming about how it must’ve been a really good tooth because she got $50!
“No, Penny, it’s $5..”
“Nuh uh! It says 5.. 0! 50!”
“Oh shi-“
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This is so funny, when I was little and I’d get money from the tooth fairy, I’d always hope my older brothers would knock some teeth out when they’d brawl with each other so i could steal them to get more money—I can see Penny very much so trying to get your teeth or Eddie’s but they won’t come loose 🙄
sometimes you think Penny’s being a sweetheart when you’re cuddling, hands stroking over your hair to mimic the affection you always showed her before they move to caress your face—and then she tries to go for your front tooth—test it to see if it’s loose for pulling. drat, its not 😒 and you can’t stop laughing once you realize what she’s up to and she joins you too because it’s funny and if maybe she laughs hard enough she won’t get in trouble since she doesn’t plan on stopping her scheming.
and Eddie fuming because in his sleepy haze, he’d slid the wrong dollar bill out of his wallet and under her pillow—and he can’t let her just keep it, shit is expensive around here so now he’s gotta plot to switch it out for a SIGNIFICANTLY smaller dollar bill without her noticing. and Penny’s going through her greedy phase so she’s getting well acquainted with that zero next to the five. studying it. guarding it. putting it in secret hiding spots.
eventually, eddie gives up and just uses it to open a savings account for her lol he thinks it’s really cute though when she nags him about taking her to deposit her ‘treasures’ from her filled up piggy banks over time.
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bufomancer · 2 months
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WE NEED YOUR HELP!! $0/$800 raised 📣📣📣
Winston the guinea pig has had now 3 vet visits for his respiratory infection. We have tried and failed two different medications and unfortunately he has gotten worse. Today, we had x-rays done to evaluate the progression. He has pneumonia and we are treating with doxy, baytril, and nebulizing treatments. He will need a recheck in a week that will involve another x-ray to see if we have made any progress.
The total cost for today’s visit was $417.08, and we expect to pay at least $335 for his next visit (based on the exam fee and x-ray cost from today). This brings us to a total of just over $750, so we are hoping to raise $800 to cover today’s bill, the next bill, and a little extra in case he is prescribed something new at the next visit.
We are SO LOW ON FUNDS as we have spent a lot of money recently: Paprika’s vet fees, Morningstar’s vet fees (she is doing AMAZING now in her adoptive home by the way!), Winston’s past visits, Vixen’s emergency vet bill, and multiple necropsies. We WILL get Winston the care he needs no matter what. But our bank account is nearly empty. We need your help!
Because of how low on money we are, and the fact that all of our fosters are bursting at the seams, we are making the unfortunate decision to CLOSE INTAKES for the next few weeks. All new intake requests will be waitlisted and we will reach out when we are able to intake again. We have to prioritize animals already in our care. We hope to re open again sometime in April or May after we’ve had a chance to rebuild our bank account & clear out space in foster homes for more animals.
HOW TO HELP:
V*nmo: tiny-whiskers (under businesses)
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