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nebbychan · 7 years

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Donk and Sparrow - Halloween

Crisp and brittle leaves of all colors; scarlet, bronze, and gold all breaking off from their homes among the branches to gracefully cascade, floating along the breeze and landing on the pavement. The chill made it clear that winter was on its way, and any self-respecting Dallington resident would know that it was time to wrap their bodies in a multitude of neutral fabrics. Fall was a special time in Dallington, it signaled the end of barbecues, poolside parties, and humidity of the summer heat and announced the return of the infamous pumpkin spice lattes, succulent vegetables and fruits ripe for harvesting as citizens of all ages would charge to the nearest pumpkin patch or apple orchard to pick only the fattest and juiciest. But fall also served as a warning of the hard winter that was yet to come, temperatures were dropping faster than that of a piano at high altitude, and elderly residents would soon be packing and catching flights in Buffalo or driving to the nearest warmer states.

The worst of it all was the Christmas season.

Nebby had to relive those horrors year after year once she’d become working age, and make no mistake, the first Black Friday always left mental scars in a retail associate’s brain. She had no doubt that Tim becoming a sales floor associate at the old Sears in Pine Woods Mall will be one hell of a shocker for him. She didn’t do it in front of him, but behind the scenes she’d be crossing herself repeatedly and uttering, “En el hombre Del Padre, y Del Hijo, y Del Espíritu Santo. Amen.” Thankfully, Canny Tim had yet to fully grasp Spanish, though that doesn’t mean he didn’t know what “puta” or “cabrón” meant.

And what also served as a saving grace was the holiday that came before Christmas; Halloween.

Halloween was always a popular holiday in the states, especially in Dallington. Once a year, a massive festival would be held, honoring the town’s founding. Meanwhile, the town’s club owner and DJ, Salem had decided to pack up and go off to the mountains for the weekend. It was a strange tradition of hers; she’d pack the RV with all the essentials, and drive deep into the woods only to emerge on November 1st. No one knew why she did it, but when approached she’d instantly snap, “I just need some time to myself, okay?” Nope, definitely not suspicious at all, nope!

Of course, some punk kid would start a rumor that Salem was a serial killer or a narcotics addict, neither of which held enough evidence to prove either theories plus the addition of Nebby’s frightful gaze said otherwise. Nebby herself believed she was just writing new songs or trying to enjoy nature, she’d always remembered Salem as an avid hiker and birdwatcher. Lame activities, but someone has to have a believable hobby, right? Ann had her baking, and Nebby had her trips to the gym.

Nebby stopped by Salem’s small bungalow with croissants and parfaits, “Hey! Going on that yearly trip again?” she greeted. Salem had hoisted the last bag into her RV just as she’d approached her driveway, she smiled, “Yeah, oh hey, are those for me?” “Well who else in this town eats parfaits with pomegranates, dark chocolate mousse, and gluten-free vegan yogurt?” Nebby placed a hand on her hip and flashed a roguish grin. “Don’t you diss the good name of Velvet yogurt, its good shit and you know it.” Salem laughed as she accepted the care package, “So I hear this is gonna be Tim’s first Halloween, it kinda sucks I won’t be here to see it.” “Yeah well, I’m not sure if I’ll be able to do anything with him; fucker’s still shaken up after watching IT last night.” Nebby folded her arms and scoffed, “Lost his shit at the sewer drain scene and wouldn’t keep his hands off his face to watch the rest.” “R.I.P Georgie.” Salem shook her head, “You know Tim’s a medieval solider, right? His time was really fucked up you know, and I don’t think introducing him to horror movies was a good idea, you might trigger something.” “He watched the entirety of the Exorcist without blinking an eye, matter of fact…other horror movies are just fine with him- well, except the time he got super nauseated after watching the Saw movies.” Nebby scratches her head.

“You think he might have coulrophobia?” “Canny Tim, afraid of clowns…? I’ve heard of his discomfort towards mirrors, but not clowns.” “Well, it’s a possibility. You said he couldn’t watch IT without covering his eyes.” “In his defense, I probably should’ve warned him there was gonna be a lot of child death in this…” “Well if he does, then you guys might want to be careful.” “And why do you say that?” “Well, I guess there are clowns popping up all over the country again.” “Really, are you serious? This shit again? Welp, welcome to Clownpocalyse, mother fuckers, buckle up!” “Yeah, I’d recommend carrying bear mace or something.” “I’ll add that to my grocery list.”

Salem snorted, “Anyway, I should probably start heading out before traffic starts congesting like flu season. You got your meds, right?” “Like I want to spend this year’s Halloween stuck in bed.” Nebby rolled her eyes, “you have a safe trip, okay?” “You better have some tamale ready for me when I get back.” Salem stuck her tongue out at Nebby, earning a playful expression in return. She waved goodbye as her friend pulled out and drove off. Putting her hands into her pockets, she sighed and began the walk home.

“Me? Going on a hunting trip with you! Oh no, fuck no, last time I went you nearly took an eye out!” Orion angrily pointed to his left eye. Kardok frowned and punched his shoulder, “’at was ower 700 years ago, wimp, gle ower it.” “I know you’re just going to leave me in the woods or use me as target practice.” The clone glared daggers at the centaur, folding his arms and tapping his non-bandaged foot. “Ah won’t, Ollie said Ah cooldn’t anyway.” Kardok groaned, “an’ besides, dae ye pure want tae bide haur an’ deal wit’ Zarok instead ay shootin’ deer an’ elk?” He did drive a good point, whichever minion that stayed behind had to give him a bubble bath. And bubble baths were the worst, last person to go was Oliver, and he was later found in his room rocking himself by a corner. Orion cringed, “Okay, I guess you’re right.” “’En gle packin’, yoo’re burnin’ daylecht haur.” Kardok shoved him towards the stairs, Orion stumbled and grumbled to himself as he regained balance and began walking up towards his room to pack. Oliver entered the foyer with suitcases in hand, “I’m so excit’d! A whole weekend trippeth all to ourselves!” he smiled, “and twas awfully kind of Zeal to lend us the RV, I wast almost worried we’d has’t to travel by foot!” “Aye, its bin tay lang since I’ve shot myself a braw stag ur tois.” Kardok agreed, stretching out his arms. He took the bags from Oliver and brought them outside to the RV. “Come your ways, doest that gent coequal knoweth we’re going on this trippeth?” Oliver inquired, slightly anxious.

“Ye pure techt Zarok…? Nope, has nae scooby whit we’re daein’.” “I see, then we’d best beest off ere that gent notices.” “Exactly wa Ah tauld Orion tae coorie th’ heel up…!” “Right, oh and ere we wend, may we cease at Lady Donk’s house?” “Wa dae ye want tae gang thaur?” “Just to inquire on which places maketh the best camping ground, we can’t just wend anywhere in the woods.” “Braw, an’ mebbe while we’re thaur she can hook us up wit’ some ay ‘er scran.”

Oliver grinned and once Orion finally pulled through with his luggage- even though he wound up falling down the stairs due to the weight, they headed out. Of course, there was the quick stop at Nebby’s house. Kardok stopped the RV and hopped out with the others, knocking on her front door. Lately he’d noticed the unusual change in setting, not just in this house but all over town; carved pumpkins scattered everywhere, cheap cloth with faces crudely drawn onto them, fake displays of witches and cobwebs. He’d once almost jumped at the sight of the giant spider resting on Ann’s rooftop! None of it was real, of course, but still, quite the scare! Apparently, this was for “Halloween”. Kardok had never heard of it, nor was he interested in knowing what it was about.

What also annoyed him were the inconsistent puns. Oh, the puns.

“Spooky Savings”

“Boo-ze for you”

“Three fears for discounts”

“Witches Crew”

God, if he had to endure one more pun, so help him he will go on a rampage. And wrestling with an enraged centaur was not easy. Just then, the front door opened, and standing there with a cup of tea in hand and glowering at him was Tim. He hissed, “What do you want, Bhaltair?” “Is Nebby haem?” He frowned.

“I’m afraid not, she’s gone to see Ms. Hallows at the moment.” He shook his head, “Now, please leave.” He was about to shut the door when Kardok blocked him with one of his hooves. Tim was getting frustrated, “I already told you, she’s not home, leave or I’m calling the authorities!” “Ah still need somethin’ ye ken.” Kardok said firmly, “I’m gonnae oan a huntin’ trip for th’ weekend an’ Ah need scran. Ye ken hoo te cuik sae gie tae it!” “Why you…! Well, first of all-!” But Tim stopped to think for a moment, a whole weekend without Kardok around? That means 48 hours of no hooves clattering against the pavement, no heavy breathing over his shoulder, and no threat of his magic arrows! This was perfect! And all he’d have to do was cook for him? Seems like a fair trade to him! “…fine, make yourselves at home, I’ll whip something up for you.” He sighed, slowly opening the door for him. Kardok grinned, but before entering smacked the mug out of Tim’s hand, causing the porcelain to shatter and its contents to get all over the wood flooring. Tim opened his mouth to say something, but just shook his head instead and slinked off to the kitchen.

Once he’d finished, he exited carrying with him several containers and pots all stacked together. “Alright, I’ve prepared enough food to last you the weekend, please return the containers and pots when you return, Ms. Nebula will not be happy to find that her cookware has gone missing.” Tim informed, carefully lending it to Oliver. And speak of the devil…

“What the fuck are you doing in my house?” Nebby growled.

Kardok replied, “Huntin’ trip.” “Oh. You’re going too? Well if you see Salem tell her I said hey.” She brightened up, only to immediately darken, “Next time though, wait for me to get home before you decide to invite yourself in, and for fuck’s sake, quit breaking my shit!” “Duly noted, terribly my most humble apology by the by, we’re in a drive and this trippeth wast last minute.” Oliver nodded. “Its fine, you guys go on ahead.” Nebby shooed them away. Orion stayed behind, “Hey, before I go, do you have like, a bunch of scary stories I could use? I want to try and fuck with Kardok on this trip.” “Do I look like a fucking library to you? Talk to Winston, he should hook you up.” Nebby then shoved him out. She then glanced at Tim, “What’d you make?” “Oh, not much, just some honey cakes and chicken soup.” He laughed, “But I’m glad to see you back home.”

A grin crept up on Nebby’s face, “Awesome, I’m gonna head to the store to pick up some candy for the trick-or-treaters, you wanna come? There’s a chocolate in it for you.” She offered in a sing-song voice. “Make it two cases of sugar frosted cookies and I’ll grab my coat.” Tim smirked. “You fucking pig, get upstairs.” She snorted. “You created a monster Ms. Nebula!” Tim joked. “Fuck you!” she called back as he marched up the stairs.

Tim entered his room, it’d gotten better since he’d moved in; he had some posters hung up on the wall along with the many flowers Winston would gift to him on a regular basis. It’d gotten to a point where he had hung some of them onto the ceiling; it was neat save for a few fallen petals on the carpet. He opened the sliding door to the closet, inside was as equally organized. He had coats hung based off color coordination, size, and style, shirts and pants folded neatly inside drawers, plus he had a shoe rack to better arrange his shoes, ranging from sneakers to dress shoes. Other items were found such as a laundry basket and a backpack. He took a step back to think which he’d like to take, only to settle for a dark red coat with black buttons. After slipping it on, he practically flew down the stairs and outside, grabbing a lanyard and turning the porch light on as he exited.

The lanyard wasn’t anything special as it held a cardholder which kept his license and a copy of the house key. Latching the front door shut, he entered the passenger side of Nebby’s car. She smiled, “Took you long enough.”

As they drove towards the direction of the supermarket, Tim looked out into the window. “Ms. Nebula,” He started, “Tell me more about Halloween.” “Sure, you want the short version or the long version? The long version also includes some of Dallington’s history.” She offered. “The long version, please, I want to know everything.” He answered.

“For starters, Halloween wasn’t always called that,” she began, “It has its roots in age-old European traditions, it started with the Celtics, and they called it Samhain, it was a festival consisting of bonfires and people wearing costumes and carving into vegetables to ward off ghosts. They believed that on that night, the boundary between the realms of the living and dead became blurred. So to any evil spirits, it was like a possession buffet for them.” Nebby continued, “But uh, nowadays people dress up for the fun of it…spirit of the season and all that. Anyway, Halloween didn’t come to America until the colonial times, but it wasn’t celebrated as frequently, but when it was, colonizers gathered to exchange ghost stories and start fucking shit up. At that time, they called it, All Hallows Eve. The holiday didn’t pick back up until the early 20th century during the Second World War, when kids started begging for food, marking the staple of Halloween, trick or treating. And Jack-O-Lanterns didn’t pick up until the immigration wave, thanks to the Irish.”

“But what does your town have to do with it?”

“Glad you asked, to give a better understanding, Dallington was founded by Quakers back on October 31st in 1643, before the Salem Witch Trials in Massachusetts. Before then, it was at first a clan of Irish, Spanish, and French immigrants, along with Native Americans and freed or escaped slaves.” She explained, “They were a small community at first, looking to help each other out and find true peace in the New World. The population was small; I’d say around 150 people- farmers and merchants before the trials. By that time, those who had managed to flee upon accusation came here to hide and later start anew. When the trials were over, on Halloween of 1693, the citizens had gathered outside Salem’s cemetery to mourn and give their respects to those who had lost their lives. Then a year later, a massive feast was held to honor them and those who had passed in their town or in the immigrant’s home countries, some female residents dressing as witches and male residents as demons…basically a middle finger to the Puritan assholes and to the bitchy group of teen girls that started the hysteria.”

“All in all, Halloween was the staple of Dallington’s history, serving as a break from the hardworking conformity.” She smiled, “Although, this is just barely scratching the surface. There’s a lot more to this town than a discount Dia de Los Muertos celebration to piss off religious conservatives.”

He blinked, “I had no idea Dallington had such a connection.” “Well, they did.” She chuckled, “Though, no town goes without its enemies. After that little stunt, in January 4th, 1694, nearby Puritan settlements launched an attack on Dallington. There weren’t any casualties, but they did try to burn down the library, which they hated the most, by the way. Yeah, they didn’t get along, like, at all. Hell, at the end of that month, they tried bringing the Witch Trials back, though it was unsuccessful.” “And why was that?” He wondered. “Easy, because all their women freaked out and moved to Dallington; and without women they couldn’t populate, so the remaining settlers basically died off, probably of dysentery or something to warrant the Darwin Award…” She answered, gripping onto the steering wheel, “Good on them, I hate Puritans.” Tim laughed, “Even if they’re not around anymore?” “Oh no, they’re still here, they’re just not called that anymore.” She shook her head.

They arrived at a nearby Halmart a while later, and after going inside, Nebby grabbed for a shopping cart and darted straight for the seasonal section. Being this was Dallington, their seasonal section was massive, as it took up nearly half of the gardening section! Stocked were bags of mixed candies, trick-or-treating pails, boxes stuffed with inflatable or cluttered decorations, and of course, costumes! Seeing as lately her hands had been tied with practically babysitting Tim, putting up with likes of Zarok, her store, and occasional trips to the gym, Nebby had little time to decide on a costume. But she decided, hey, while she was there, why not pick something out? And maybe she could include Tim in this if he wanted to. Walking through the candy aisle, she extended her arm so her hand would be knocking over all the bags, and when she began to power walk past, bags filled with candy began falling off the shelves and into her shopping basket. When she was sure her basket was filled completely, she turned towards the costumes. Tim kept close to her as they walked, completely perplexed by what she’d done.

“Hey Timmy, look at this costume!” Nebby pulled out a costume from the rack, it was contained in a bag, but the front had a picture of a person dressed in a blue tunic with white trousers and boots, and holding in his hand was a sword and a shield. It said “Breath of the Wild”, though in all honesty, everyone knew who this was. She grinned, “Do you want to dress up for Halloween? It’s not too late to get a costume!” “Isn’t dressing up a children’s activity?” he asked. “You’re never too old to dress up! I don’t understand where the fuck these bullshit adult expectations came from, just because I’m 30 doesn’t mean I can’t enjoy anything!” She retorted, “C’mon, at least try to have fun.” Tim sighed and took the bag from her, “Fine, I’ll give it a try.” “Yes!” She fist pumped in victory. As Nebby left the aisle, and Tim hadn’t noticed this before, he noticed a figure standing across from a display of inflatable ghosts, he’d only managed to catch a glimpse of a red nose and confetti-like clothing, the wide grin and light waving made Tim’s stomach flip. He was about to take a step forward to investigate when he heard her calling, “Hey Tim, are you coming? I need to pick up some bear mace.”

“O-Oh, yes, I am! Coming, Ms. Nebula!” He then exited the aisle, before he did, however, he looked back to find the figure gone. Must’ve been his imagination…or perhaps it wasn’t.

Orion stretched his arms as he’d finally finished setting up the grill Zeal had lent to them, “Thought I’d never get it done…” He’d been left alone to prepare the grill while Kardok and Oliver hunt for deer, which wasn’t at all what he’d hoped for when he’d said he’d like to go on this trip. Then again, it was either this or scrubbing Zarok’s back. And on the plus side, it was relatively tranquil in the woods; he’d almost missed the smell of pine cones and that sweet fresh air that filled his lungs. Maybe it wasn’t what he’d hoped for, but it was still nice to have proper time to relax for once in a millennia. When he’d thought about it, all he remembered was nothing but stuffy rooms and endless clashing against swords. He’d obtained many scars and bruises in his life, most come from either Kardok or Zarok himself. But just one, just for one moment, he could have a moment to rest. The first day had gone off without a hitch, though not much happened. They simply scouted the area with the little daylight they had left, finding the best common ground for deer and whatnot, Kardok had already marked which areas he’d like to visit on his map! Afterwards, they sat outside the RV and eagerly wolfed down the chicken soup Canny Tim had provided for them, and then turned in for the night. Today was more about him setting up the grill and waiting for his comrades to return from hunting, they returned earlier for lunch, and though he wasn’t a cook, he’d managed to throw some meat in between two slices of bread and call it a meal, even if it displeased the centaur. It took an entire loaf, a whole bag of cool ranch Doritos, and a jug of iced tea to get him back on the field, and it was understandable, with an anatomy as complicated as Kardok’s it’d demand the twice amount of nourishment! That’s why they packed extras.

He then turned his head in the direction of leaves rustling; thinking Kardok or Oliver had finally returned Orion opened his mouth to greet them, only for it to be someone else.

He’d seen her before on occasion, particularly when Oliver came to the club for an interview. Her ombre hair hidden in an odd looking hood; tan leather- at least he thought it was leather, adorned with horns, fur, and animal bones. Orion blinked, “Uh…hey Salem, what brings you to the campground?” “Nothin’, Nebby texted me and told me you and the guys are here to do some redneck shit.” She joked. “Redneck…?” Orion repeated. “You know, hunt and get stupidly drunk. I’ve seen it before; my Dad and Uncle Mason did it when they were young.” She laughed. “Are they here with you?” He queried, but Salem shook her head, “Nah, Uncle Mason’s six feet under and my Dad is with my Mom back in Oklahoma.” Oh, so her uncle was-?

“Sorry to hear that.” He said softly. “Its fine, he’s actually buried near my campsite, I come up here every year to pay respects. And my camp is not that far from yours, it’s about half a mile up north.” She smiles, “If you guys want to drop by and have a beer later, I’m open for it.” “That’d be great, but just a fair warning, Kardok can be an ass sometimes.” He laughed.

“He’s part horse, though it’d make more sense if it were half donkey.” “Good one! So, any reason for the weird poncho you got there?” “This…? This belonged to my Uncle Mason; I wear it whenever I come to visit him.” “You two seemed pretty close.” “Are you kidding? He was my best friend before I met Nebby and Ann! Don’t tell them I said that.” “I’ll try not to squeal,” He smirked, “But hey, before you go, do you have any scary stories?” “Why do you want to know? Are you planning on scaring Oliver?”

“More like Kardok and getting back at him for all the bullshit I endured,” He huffed, “I mean, I get it, I looked like some arrow fodder and bear half of his DNA, but the other half isn’t him!” “Let me guess, he doesn’t accept that you’re not who he wants you to be?” She sighed, “Yeah, I get it. And as a matter of fact, I do have a story for you.” She pulls up a chair and seats herself next to the fire pit.

“Alright Orion, you ever heard of the Wendigo?”

The sun had already set by the time Kardok returned, a fat and limp deer resting on horseback, a huge grin on his face. Oliver applauded, “Thee didst such a wonderful job! That deer nev'r saw it coming!” but his face then fell somber, “twas a shame we only managed to shoot one, doth thee bethink we've gone rusty?” But the centaur shook his head, “It ay practices mebbe, but definitely nae terrible.” They stopped in front of the campground, where Orion was found sitting alone by the RV. Kardok opened his mouth to ask, but was immediately stopped by the clone’s sudden remark, “Yes, the grill is ready, do what you need to do so we can eat already. I’m worn out so I can’t help, if I move another muscle I’d just fall apart!” Kardok huffed, seating himself by the fire pit and drawing out his knife to skin the deer and take its meat. Oliver stood by to take the undesirable parts and toss them aside, while also trying not to gag at the stench. Once Kardok had finished carving juicy pieces of meat, he got up to marinade them and put them in the grill.

As he did so, Oliver smiled, “Lest I so my most humble apology thee couldn't cometh, but, I trust that thee enjoyed the silence?” “I did, best three hours I’ve had in my entire existence.” He smiled back as he kicked back in his chair. But Oliver didn’t like that response, just as he was about to retort, Orion spoke up, “Seeing that it’s nighttime and we have a fire going, why don’t we exchange scary stories while we wait for the meat to cook?”

Kardok huffed, “Och yeah, there's th' Fortesque half ay heem...”

Orion rolled his eyes, “It’s a good one, I promise, and it does not involve a self-insert.” Though skeptical, the centaur seated himself back by the fire pit, mildly intrigued by that last detail. Oliver himself sat close by with as much interest. Orion grinned and rested his elbows on his legs when he crossed them, “Salem told me this story, she dropped by earlier to say hi and decided to tell me this frightening tale.”

“They say, that in these woods- for centuries even, has been inhabited by a petrifying, gruesome creature known only as the Wendigo.” He began, “She tells me that Wendigo had lived in Dallington even before the settlers arrived and started building their colony. Though, there is a way to become one of them. This spot where we reside in as of now; was once the sight of an atrocity, the worst that this town has ever seen!” Now color Kardok intrigued! “Gang oan 'en, aam listenin'!” Orion nodded and proceeded with the story, “It was back in December of 1643, the year they had settled, while most settlers stayed within its borders two families didn’t. They were simple farmers, living a mundane and monotonous routine, at least up until the winter came. It had crept up on them so quickly, that before they could expect it, their crops had nearly wasted and shriveled up. Fearful that they would starve, the husband sent his wife, infant daughter, and young sons to live with a friend in town while he, his older sons, and the neighbor and his sons stayed behind to try and salvage for any good crop that may have survived. Alas, it didn’t. By the time they decided to join the others in town it’d had all been too late, the roads had become too treacherous and it wasn’t long until they forced into the farmer’s cottage.”

“Little by little, day by day, their supplies slowly dwindled. The farmer grew more distressed as each minute that passed was another minute without food. The nights were long; the husband began to hear tapping noises, which he had at first ignored. But when food became scarce, the tapping only worsened, growing louder each night until all he could hear in his head was the tapping and the painful growls of his stomach, begging and pleading with him for nourishment,” He continued, “The farmer knew that he and the others would not live to see the first spring if they didn’t eat. On the 50th day, the farmer had a new craving, the last of their food had gone, and now, they had nothing. But he was determined to provide, but to do so have to come at a heavy price. He’d eyed his current occupants, deciding that the fattest would have to go. That night, he ventured outdoors to retrieve an axe, and then crept back inside to his second oldest room. That morning, they had food. The neighbor counted heads and asked where the second eldest went, as usually he’d be down here shoving everything down his gluttonous gullet, but no answer came from the farmer, who was busy gorging himself.”

Kardok could only cringe, he knew exactly what was going on, and dare he think a man could do such a thing to his own flesh and blood. But Orion continued much to his dismay, “But as quickly as it came, it’d gone. And so the oldest of the neighboring family was paid a visit, that morning they had meat again, but the neighbor and his sons refused to eat, they’d become afraid of the farmer. The neighbor had noticed a change in the farmer’s appearance; he’d be seen drooling frequently, he’d lick his lips whenever he stared him and his sons down. They’d tried to leave, but the threatening snow storms threatened to gobble them up, and would shove them back inside, back into the awaiting hunger of the farmer. Eventually, the snow had consumed the cottage entirely, and they knew that they would not live to see the spring. At night, the husband was spotted mumbling to himself; his skin became increasingly paler by each passing day and his hair had grayed and fallen out in clumps prematurely, his eyes would stay open and bloodshot as his hunger kept him up at night, his hands would be shaking as it held the only axe in the house, the only weapon for miles. The creaking floorboards made the neighbor and his remaining sons, knowing of what they’d eaten, beg God for forgiveness as they knew that the farmer would come for them, after all, he was hungry. There was no fighting chance against the farmer. Come spring was when the farmer’s wife returned, opening the door, only then screaming in horror when her eyes laid upon the figure that was once her husband, digging his vicious claws into and feasting on the insides of their oldest son, still breathing, clinging onto life. His eyes rolled back, his arm reach out to her as a warning.”

“It was already too late for him, and it would be too late for her if she didn’t run.” He shook his head, “And that she did, but she never made it out of those mountains. Witnesses claimed to have heard her desperate pleas for help, her cries of agony, but no one came, for they were much too afraid of meeting the same fate.”

Orion concluded, “The wendigo- the horrid creature the farmer had become, was a frightening being of Algonquian folklore, and was born when a man selfishly slaughtered and tasted human flesh in times of famine, the first taste would be nothing, but slowly his mind would only have one thought; he had to have more. And the more he’d get, then the more monstrous he’d become. And although he’d have the food he’d so craved- being at the cost of his humanity, it would never be enough to sate his gluttonous desires.” “Och aye but whit abit th' other kids…? Th' yoonger ones fa biddin wi' their mammy…?” Kardok’s eye widened. “Lucky for them, they thrived within the town’s borders, and never once did they venture past,” Orion grinned maliciously, “For fear that they too would become the meal of the wendigo.” Understandably, Kardok didn’t feel like eating and neither did Oliver, as they’d lost their appetite. Quickly, they scurried into the RV to cleanse themselves and prepare for bed, but they knew no matter how many times they washed their hair or scrubbed their bodies with soap, it wouldn’t be enough to erase the ick of the tale.

Falling asleep was a challenge as well, especially for Kardok. He lied awake, his eye still wide open. He could not erase the horrible details from his head, and why couldn’t he? He was tough! A story like this couldn’t deter him from having fun. This was his trip, his vacation! Whether it was true or not, he didn’t need to know. Maybe tomorrow when they return from the mountains he could drop by at the Gold Room downtown and drown these silly fears with a few beers.

As his eyelids grew heavy, as his muscles loosened from the pressure, and his breathing had become less anxious, he’d finally began to drift off.

But then he heard tapping.

Kardok sat up, but thought, it was just a branch. There was no wendigo here, plus, how would it still be around if no one wanted to come here? Logically, without any victims, the wendigo would’ve died of starvation. Okay, maybe they and Salem being exceptions but it was only fall! If these creatures only appeared in the winter- at least he hoped so, then he had nothing to worry about. But that wasn’t it, as the tapping continued. Kardok lied back down and shoved his pillow over his head to block out the noise, it wasn’t that he feared the wendigo, when something out of the ordinary happens; the least that could be expected was something within logic, the worst was the last thing on anyone’s mind. Perhaps there was a woodpecker or a homeless man trying to grab his attention, or perhaps it was a branch, the RV was parked under a tree, and loose branches were hanging close to the windows. Satisfied with this theory, Kardok began to relax and drift off.

But it wasn’t a branch, Kardok’s eye opened as he’d finally figured out what was causing the tapping; he’d seen Orion do it multiple times on their way here.

That was a fingernail.

Slowly, the centaur got up and reached around for a hunting knife, if it was an intruder, then he’d have something to fend them off. He was not afraid; he was Zarok’s Grand Champion! He’d seen much worse in his life, and had committed various atrocities not excluding murder. He’d ripped men apart with his bare hands, and he even shot a man’s eye out! The sound of the tapping bounced around the room, he looked down at Oliver’s sleeping figure, how in the hell could he sleep through all this?

Just as the tapping had started, it immediately stopped as Kardok then heaved a sigh of relief; finally he could rest easy now. At least, he thought so, as the tapping started back up once again, this time it was as if all the fingernails were tapping against the window rhythmically. He could tell that whatever was out there was just trying to get him to come outside, or at the very least annoy him. A sinking feeling in Kardok’s stomach forced him to edge slowly to the window; Oliver had them drawn closed before he went to sleep. As much as he liked it, he wasn’t necessarily fond of the sun getting into his eyes when he woke up in the morning. Reasonable, but considering the circumstance, it made Kardok all the more uncomfortable. With his free hand, he shakenly grasped onto the heavy fabric, the sweat that had accumulated and glossed over his palms was drenched by the curtain.

Quickly, he opened the curtain to see who it was that was annoying him. To his relief, it was Orion, hair strewn all over the place, strands sticking out into the air and covering a portion of his face- well, more so than usual. His eyes had bags under them and he was slouched over, clearly a spitting image of Fortesque. Orion yawned and whispered, “Sorry to wake you up, I had to take a leak but I think I accidentally locked myself out, could you let me in?” Kardok blinked several times, fighting the urge to grin and suppressing his laughter, for Oliver’s sake. Of course this idiot would lock himself out. Kardok quietly exited the bedroom and made his way over towards the door, careful as to not knock anything over, after all, this was Zeal’s RV.

He stretched his arms and his hand then rests on the handle, the door opened, and Kardok poked his head out, turning it to see if Orion had stayed put or was at least standing by the door, but he wasn’t there. He frowned, “Orion, Orion, whaur ur ye? Ah swear, if thes is a prenk aam gonnae make sure ye gie sponge bath duty fur lae ay th' year!” But no answer, only the wind and the crickets could be heard. Strange, where was he? He was outside just a second ago. Grumbling, he shut the door and locked it, if that’s how it was going to be then he could stay outside all night! Kardok went back to bed, and while he managed to get some sleep, it wasn’t long for the tapping to wake him up again. He reached around for the alarm clock; “Its 2 in the fucking morning, what is this man’s problem?” Kardok thought to himself, once again covering his head with the pillow to drown out the noise, “He has the entire woods to use as a bathroom and the forest floor to use as a bed, why can’t he just shut up?” The attempts were once again futile. The only way Kardok could get any sleep was if he just went out there and shut Orion up himself.

As he got up, however, Kardok realized he’d left the curtains open from the last time he’d gotten up. And his stomach dropped like an anchor when he saw that it was not Orion outside. Matter of fact, he wasn’t sure what it was!

This man- no, this creature was tall, gangly and thin. It stood there, gaunt to the point of emaciation, its desiccated skin pulled tightly over the bones. With its bones pushing out against the skin, its complexion an ashy gray, and its icy glossed eyes pushed deep into its dark sockets. It was as if it were a skeleton that had risen from beyond the grave, what lips it had was since long gone, red liquid dripping from between its fangs, though Kardok could see a long, slimy greyish-blue tongue slither out from between the gaps to lap the blood from over its yellowed fangs. And though they were separated by the glass, Kardok gagged at the horrific stench of decay. Granted, he was no stranger to the stench, but this…this wasn’t anything like it! The creature, seeing that Kardok was up, opened its mouth, matted black hair glued to the sallow skin. The maw revealed rows of its needlelike teeth, the hands were gnarly, razor-like talons, and Kardok could spot tufts of stained, matted snow-white fur. Around the neck and barely hiding beneath its fur the creature adorned a necklace made with human bones. And atop its head stood tall and proud, a set of antlers; whether they were that of a deer or elk, Kardok did not care, as he quickly sprang into action and shut the curtains tight. He turned over to Oliver who was still fast asleep, but now Kardok realized, Orion was still outside. Should he go out there? No, it was likely that Orion was a goner. But, Oliver was the kind of man who’d want everyone to stick together, “no man left behind” as they say.

To hell with it! If Orion’s gone, that’s going to be Zarok’s problem! He wasn’t going to go out there and risk dying again for this idiot! He wanted to be outside, so he had to pay the consequences. “Kardok?” he turned to see Orion up and unharmed, “What the hell are you doing? It’s 2 a.m.! Get some sleep.” Kardok blinked, how the hell was he still alive? “What're ye daein'? Ah thooght ye waur ootwith…!” He whispered angrily. “Outside…? Kardok, I’ve been in the RV this whole time, I just got up to take a piss and I came here to grab my flashlight!” Orion whispered back. So much for an honorable sacrifice, but still, it was good to see that he was unharmed. Kardok pinched his temples, “Nae, ye dornt need tae gang ootwith. Jist use th' a body we hae haur…!” “But the loo’s broken thanks to your fat ass!” Orion argued. “Jist use it, yoo're nae gonnae ootwith!” Kardok hissed. But despite his efforts, Orion grabbed the flashlight and proceeded to walk towards the door. He could’ve said nothing, he could’ve just let whatever that was out there snatch him up and gobble him whole, and yet, something within him told him he needed to say something.

Because without thinking, Kardok then blurted, “But there’s a wendigo it thaur…!”

Orion was seconds away from opening the door, he looked up at him and gave him an unamused glance, “Oh my god, Kardok, it was just a story, the wendigo are basic mythology and therefore don’t exist.” “Weel centaurs aren’t supposed tae be real an' yit haur Ah am.” Kardok crosses his arms. He did have a point there.

It seemed like whatever was out there had finally gotten fed up, as the RV began to shake. The sudden movement nearly jolted Oliver awake, while Kardok and Orion went pale as they then heard movement coming from the roof of the RV. “Its oan th' roof…! Its oan th' feckin' roof…!” Kardok panicked. “Then don’t stand there with your dick in your hands, get us out of here!” Orion pulled Kardok out of the bedroom and shoved him towards the driver’s seat. “Ah cannae drife, aam part cuddie…!” Kardok protested as he was forced to sit down, breaking the back part of the seat. “You’re going to be in half if you don’t drive, now floor it!” Orion yelled, “The force should knock this fucker off!” The centaur was fiddling with the keys, finally jamming them into the slot and turning them, but the damn engine wouldn’t turn on. Oh why, oh why did the engine have to go kaput at a time like this? Kardok kept twisting it, uttering “Come on” repeatedly, his voice cracking occasionally and nearly breaking the key when the roar of the engine along with the high beams turned on at last. Just as Kardok was about to put on his seat belt, the wendigo crawled down from the roof and onto to the windshield like a spider, its head turning a full 360˚ and tapping on the glass. Orion and Kardok let out a shriek of terror, Kardok then slamming his front right hoof into the gas pedal, the tires emitting an ugly squeal. Turning the wheel all the way, Kardok began speeding off and out of the campground, madly turning the RV to shake the creature off, but it persisted.

It was no surprise that in amidst the chaos, Oliver would wake up as he was now standing by the breakfast nook grasping onto the kitchen counter and the wooden table for dear life, fully awake and confused. “What's going on, wherefore art we leaving the camp?” But no answer from either was necessary as his eyes were now directed towards the wendigo, he screamed, “Oh mine god, what is that, what the fuck is that!” “Wendigo and it won’t come off!” Just as Kardok answered this, glass shattered in his face as the wendigo had slammed its grotesque antlers against the windshield and with just enough space to hold on, its claws reached in to grab for the closest morsel; Kardok. The centaur began screaming like Jesus was on him; Oliver sprang into action by grabbing a knife from the block, “Hence with thee, demon from hell, back to the icy void from whence thee cameth!” and sunk the blade into its wrist. Blood gushed and spurted out like a geyser, getting into Kardok and Oliver’s faces as the wendigo howled in agony, simultaneously losing its grip on the frame of the vehicle and falling off. The loud, satisfying THUD along with a tremendous bump from beneath their feet made them all sigh in relief. Orion let out a shaky breath, “Good job, Oliver, now let’s get the fuck out of these mountains.”

Way to jinx it, as now they heard sputtering, the RV was coming to a stop.

“Nae…! Nae! Nae! Nae! Nae! Dornt teel me 'at hin' hud fucked wi' th' engine!” Kardok hyperventilated. Unfortunately, it had, as within seconds, the RV had come to a complete stop. “Fuck!” He slammed his fists against the horn; the noise could be heard for miles. They couldn’t stay here, the windshield was already smashed and none of them knew how to kill a wendigo. And no doubt the creature was not too far away from them, and it wouldn’t be long until it recovered and came back for a second round.

Oliver had never seen Kardok flustered before, normally he was fearless- hell, he was Fear itself! But to see him reduced to this, it made him feel lost. Kardok was the one with all the knowledge, experience, and power to kill whatever crossed his path. But that was when they reigned in Gallowmere; this wasn’t Gallowmere, this was 21st century America and everything around them was a complete stranger to them. He didn’t know if they could kill a wendigo or not, heck, they might not live to see tomorrow if they don’t end up as a happy meal to a cannibalistic juggernaut. And rebuilding a body once it’s reduced to a chewed up, bloody mush was no easy task! Orion paced around for a moment to think; a lightbulb went off as he then whipped out a phone- a gift from Zeal he’d received a while back, and thank god, he was likely within close proximity of a telephone pole because he had bars! He switched the data on and typed into the screen. Kardok was appalled, “What're ye daein', thes is nae time tae be textin'!” “Shut up, I’m doing some research and it just might save our asses!” Orion snapped. A minute passed, and Kardok spoke up once again, “Och mah god, coorie up!” “Just a second, and…got it!” Orion beamed, “Okay, we can temporarily disarm the beast with silver blades, that knife Oliver used must’ve been made out of that. And it says here they hate fire, it’ll get pissed off but it should buy us extra time to run!” “And what about killing t, how doth we killeth t?” Oliver queried. “Stake it through the heart with a silver axe, lock it in a silver box, and bury it in a cemetery or churchyard,” Orion read the passage on his screen, “Use the axe to dismember the wendigo, salt each body part and either burn it or scatter the pieces by burying them in far, separate, and inaccessible locations like a well or lake.” “But we don't has't an axe, or knowledge of any nearby wells or waters.” Oliver shook his head. “'en that's it, we're fucked!” Kardok shouted. “Not if we leave the mountains, a small detail I left out was that the wendigo never ventures past its territory.” Orion frowned, slipping his phone into his pocket and opening the door, “We don’t have a lot of time, that wendigo might’ve healed by now, if we don’t move it’ll get in and devour us all.”

He was right, and before stepping out of the vehicle, Kardok armed himself with a few knives, a lighter, and a bottle of hair spray, just to be safe. Why he had a lighter and hairspray in his possession, no one knew, but at a time like this, it was best to keep silly questions until they were back in town. Plus, a makeshift flamethrower would be handy! Off they went, Orion using his phone’s flashlight as a means to guide him and the others towards civilization. Thanks to Kardok’s reckless driving, they weren’t that far off from the borders that separate the woods from the town.

As they wandered through the woods, the group stayed huddled together, and by that, it meant riding on Kardok’s back- Oliver in the back as the lookout, and Orion as the guide. Aside from the flashlight, it was pitch black outside. The dark clouds had swallowed the moon whole, not a star was out to light up the sky either, every tree trunk reminded Kardok of the wendigo’s horrific dried up skin, every twig that snapped beneath his hooves made his stomach jump. His upper body was shivering despite the cozy sweatshirt he had on, an icy chill breezed past him, tickling the hairs on the back on his neck and goosebumps popping from the skin. He could swear the winds were whispering his name, he wanted to stop, but he knew that if he did he’d be condemning him and his comrades to the mercy of the wendigo.

They weren’t sure how long they’d been wandering, but clearly it was too long since the sun was beginning to rise. And by the time they reached their neighborhood, it was 5 am, and they collapsed on their driveway. The men were sleep deprived due to their paranoia and therefore on edge after their walk that they’d failed to notice the squad cars outside Nebby’s house! But in all honesty, they didn’t care what happened, it was likely nothing compared to what they’d just endured.

To add insult to injury, an RV was sitting on their driveway, and out stepped Salem. “Oh hey, lost your RV?” Oliver raised his head and nodded, “We hadst an accident last night and we hadst to walketh home...” “Sorry to hear that, boys,” She consoled, “Oh, and my Uncle Mason said you guys were a lot of fun to hang out with, he wants to do this again next year!” If Orion hadn’t been as exhausted as he was, he would’ve said something snarky. But, something about that sentence didn’t make sense, besides, wasn’t her uncle dead?

Halloween night, unfortunately, Nebby’s plans to take Tim to the festival fell on its back when he’d displayed symptoms for the stomach flu. Turns out McDonald’s for dinner yesterday wasn’t a good idea, who knew his stomach could be as fragile as it is? Clearly he wasn’t lovin’ it! Still, Tim was not about to let that minor setback keep him from enjoying his first Halloween ever! He decided that he should stay behind and pass out candy while Nebby, Ann, and the rest go out to enjoy the festival downtown. After all, there was always next year. Before leaving, Nebby had set up the sofa to make it so Tim was comfortable and provided a waste basket in case he needed quick access. She’d just about finished adjusting the tiara and pencil on her costume, the others had already arrived; Ann was dressed as a ragdoll- a character named Sally, Una invited herself dressed in a spider web poncho and her hair done up in a high ponytail, Winston and Willow dressed in red jumpers with the tags, “Thing 1” and “Thing 2” on them with the tips of their hair dyed with temporary blue hair dye, and Sodreco…Sodreco was a unicorn. It took all within Tim’s power to not start laughing when he first saw it, and a good thing too, his stomach was currently in agony. “Remind me what you’re supposed to be again.” Winston looked up and down at Nebby, who posed heroically and declared, “Wonder Ramsay! I couldn’t decide whether I wanted to be Wonder Woman or Gordon Ramsay, and Tim said if I liked both, then I could be both!”

Willow giggled, “It looks strangely enough, very fitting on you! If I were a judge at the costume contest, I’d give you points for originality and creativity!” “Yeah well, if only I had a whip and a whole slew of TV shows to complete the look.” Nebby shrugged, “That would’ve been perfect.”

Winston seated himself next to Tim, who decided to rest his head on his shoulder. In response, Winston wrapped an arm around his sweetheart, “Are you sure you don’t want us to stay here and keep you company? I feel bad leaving my sweetheart alone on Halloween night.” “Its fine,” Tim smiled weakly, “I doubt there’d be a lot of ginger ale at the festival, plus, I don’t think I can keep myself standing up for more than a few minutes. And who else is going to hand out candy to those trick-or-treaters?” “Oy, Tim! You know what to give to the adults with crappy costumes, right?” Nebby called. “Ms. Nebula, I’m not handing out three year old M&M’s and bubblegum.” The archer frowned. “It was worth a shot.” She shrugged once again. Winston laughed, then gave Tim a quick peck on the lips, “Alright, I trust you. There’s always next year, I guess.” Ann joined in, “We can pick up candy for you, if you’d like.” Tim sat up, “Ooh! Yes, plenty of peanut butter cups and chocolate!” Sodreco smiled, going over to ruffle his student’s head, “You can only have them when you’re feeling better.” To which Tim pouted playfully.

Nebby, who had broken off from the group earlier, had just returned, “Alright, all doors and windows are locked, curtains are drawn, I’ve signed into Netflix, and there’s chicken soup and ginger ale ready for you on the counter.” “Thank you for your kindness.” Tim smiled warmly, “Though, if I may ask, why latch up the whole house?” “To prevent any drunken morons from breaking in; happened to me last year and it was a bitch getting all those frat boys out of my basement.” Nebby cringed, “I still remember the togas.”

Willow felt a tug on her onesie; she turned to see it was Una, whom after getting her attention pointed to the time shown on her lock screen. She concluded, “And speaking of drunks, I think we’d better get going, they’ll start coming in around 8.” “Ah fuck, you’re right.” Nebby grabbed her keys, “We’ll be back soon. Call us if there’s an emergency or if Zarok’s at the door, call Zeal.” “Have a good time.” Tim waved as she exited the house. Winston bade him goodbye by giving him another kiss, “Happy Halloween, my sweetheart, get well soon.” “And to you too, have fun, love.” He watched as he and the others left. Once they were all gone and the front door locked with a satisfying click, Tim lied back down…until he felt lightheaded. Thank god he was alone.

The first wave of trick or treaters came at least ten minutes after the group had left, and for a minute, Tim thought there wouldn’t be enough candy to last him the night. But thankfully he’d located the piles upon piles of extra candy, so all worries were set aside. This neighborhood housed a lot of kids, and he wasn’t exaggerating, there was a lot! Tim got up- on average, of 6 times every ten minutes to hand out candy. Though it may sound like an annoyance, it really wasn’t. Tim enjoyed handing out candy, and seeing them dressed in their costumes, whether store-bought or handmade made him happy. Heck, he just might be able to pull through! The last wave of trick-or-treaters came around 7:30 pm, ending with a little brunette boy dressed in the exact same costume as him. He ran through the decorations set up by Nebby on the front yard, and came to the door accompanied by his blonde mother. The boy held out his bag in excitement as Tim answered the door one final time. “Trick-or-treat!” the boy was grinning from ear to ear. Tim handed him a generous portion of candy, dropping them into the child’s bag. He swore he saw those eyes light up like stars as he looked at his mother, “Momma! Look! He’s dressed like me!” “I see that, my little warrior,” She giggled, “Now what do we say?” To which the child nodded and chirps, “Thank you, Happy Halloween!” “And to you too, have a good evening! Be safe out there!” Tim laughed as he watched the pair exit the premises. As he closed the door and locked it, he couldn’t help but feel that those two reminded him too much of his own mother and himself when he was a child. Fond memories they were, being an energetic youth yet at the same time oddly shy, the only bounds being his own imagination, which seemed almost endless. Maybe, if he’d been born another time, Tim would’ve been able to have unique memories like Trick-or-Treating. But it wasn’t like he could pick and choose when and where his life would take place.

His thoughts were interrupted by another pang of pain in his stomach, a sign that he’d been standing for too long and needed to lie down, he groaned and sulked back to the living room to lie down. Tim reached for the remote and hit the play button, continuing a movie he’d decided to watch on Netflix. The movie was called, “Halloween”, and it was about a masked serial killer that struck only on Halloween. Simple plot, but hey, it didn’t need anything grand for it to be good. According to Nebby- who recommended it, said it had a low budget but still managed to scare audiences across the country!

As the movie progressed, right as the killer was about to stab another victim to death, Tim jumped to the sound of the landline going off. Strange, he hadn’t heard that thing go off in weeks. Nebby made it abundantly clear to all telemarketers that she was not interested and to remove her from the call-list. She also had a rule about the landline, to which Tim quoted under his breath, “If it’s important, they’ll call again or leave a message.” And just as he’d predicted, after the first ring, the phone went off again. Ah, so it was important. Tim carefully got up, “Just a minute…!” Thankfully, he’d reached the phone, which was in the hallway; he picked it up and answered with a “hello”. He expected it to be either one of his friends calling to check up on him, but was instead met with heavy breathing. Now this was unusual.

Confused, Tim repeated, “Hello?” But all he could hear was heavy breathing.

This had to be Nebby calling; she was probably already drunk and butt-dialing the house. He rolled his eyes as he hung up, but before he could return to his seat, the phone rang again. Okay, this couldn’t be a butt-dial. But Tim didn’t want to answer it; he wanted to hear the voicemail. He got what he asked for, and what did this oh-so elusive voicemail consist of? If your guess was heavy breathing, then you’d be correct. This was definitely no coincidence, and Tim was now mildly annoyed. Those kids and their prank calls, ha! Tim decided that it’d be best to ignore the calls and let them go straight to voicemail. And while he felt like he’d made the right decision, he couldn’t feel as if something were off.

Two hours passed, and the calls had slowly become more frequent, and now Tim was annoyed. He couldn’t even enjoy the movie or even take a nap! Just how persistent were these kids anyhow? “That’s it, if these kids call one more time, I’m going to scream!” He grumbled. And what happened next? The phone rang. Tim growled, “That’s it!” with all the strength he could muster, he stomped over to the phone and as soon as the heavy breathing started, he let loose the angriest, most irritated scream he could conjure up. “There, see how you like having your ears bleed!” and he slammed the phone back into the receiver. He slumped back into his seat, just in time to receive a facetime call from Nebby. He answered, revealing his friend at the bar. He smiled, “Oh, Ms. Nebula! Hello!” Seeing her face calmed him down, it almost made him forget about those obnoxious calls. “Hey Tim, how’re you holding up?” She frowned, “You don’t look so good.”

“Ah, I’m a little irritated right now.” “Ah shit, is Netflix not working?” “Netflix is fine, it’s these phone calls I kept receiving.” “Are stupid kids calling the house phone?” “Yes, and they’ve been at it for two hours, I fear I’m getting more weary just thinking about it!” “Two hours? That seems a bit too dedicated if you ask me, are you sure it’s kids?” “Considering I just screamed into the speaker, I hope it is. Maybe they’ll learn their lesson.” “Oh yeah, you’re going to get a lot of those calls on Halloween, don’t worry.” “Oh! How was the festival?” “Wild, taking a break though, your boyfriend’s got the munchies and I need a drink!” “Just not too much, you have work in the morning.” “I know, I know. Okay, looks like everything’s all good here, I’ll let you go.” “Thank you, I’ll see you soon!”

Just as he hung up, lo and behold, the house phone rang once again. Tim was appalled, just how dedicated were these kids? He groaned, getting up to answer the phone, “Okay, I don’t think I’ve made myself clear; Stop. Calling. The house! What’s wrong with you? I’ve been sick like a dog all day, all I ask is for a nice night to watch movies and recover. I can’t get any of that done when you’re calling me every five seconds! If you call again, I will alert the authorities!” He was about to hang up when he heard a gruff, distorted voice, “Don’t forget to turn off the stove.” Turn off the stove? He turned his head to peak into the kitchen, and wouldn’t you know it, the stove was on. Bewildered, he set the phone to the side, and then crept over to the stove to turn it off. How did he know about the stove? And besides, the stove was already off when Nebby and the others left. These were no kids he was dealing with, but a lonely man stalking him.

Great, now he was the teenage girl home alone, just like in those horror movies!

And Tim couldn’t be more irritated. So much for a good first Halloween, it was bad enough already he was sick! He’d forgotten to hang up, as the voice then asked, “Do you like clowns, Tim? I bet you like clowns.” No, he didn’t. He didn’t like clowns, but he wasn’t about to tell this stranger that. He placed the phone back onto the receiver after hanging up yet again, now feeling slightly uncomfortable. “How did he know my name…?” Tim’s eyes widened slightly. But then his eyebrows furrowed into a frown, wait a second…He grabbed the phone and dialed the number. Zarok’s croaky voice answered, “What do you want, Andrews?” “Zarok, I know it was you calling me! Do you have any idea what time it is?” He placed a hand on his hip.

“I was, but then you screamed into my ears, you worm!” “Good, I hope I ruined your ears, now will you stop calling me?” “I did, I did stop calling you!” “Then why did you ask me if I liked clowns? I hate clowns!” It was silent on the other end, and Zarok answered in a confused tone, “You hate clowns?” “Yes! You asked me if I liked them! And before that, you told me the stove was on! Don’t tell me you broke into the house again!” It was silent again. Tim huffed, “If I look out the living room window right now, and I see you standing there, I will get Ms. Nebula’s handgun and put a bullet somewhere where the sun doesn’t shine!” He walked towards the window, pulling back the curtains to see what was in the front yard. Standing underneath a lamppost was a figure dressed in a clown suit, mask and all. It even had a phone held up to its ear. Tim grinned in triumph, getting his other phone to take a picture, “Aha! Now I’ve got you! I see you there, trying to scare me, well let’s see how you like it when squad cars are congesting your driveway!”

He then heard another voice on the line, a bit of bickering in the background and eventually, Zeal’s voice was on the line, “Hello? Timothy, is that you?” Wait. Zeal’s talking to him. There was only one person outside. “Y-Yes, yes it’s me.” He trembled.

“Timothy, it’s midnight, I’d hate to be rude, but you really shouldn’t be calling at this hour.” “O-Oh, yes, I-I understand. I’m sorry, but he’s been calling me repeatedly and…” “I see, I’m sorry about that, and Nebula told me you were sick, you poor man.” “Yes, I am. Don’t worry, I’m recovering.” “That’s good! My brother said you were about to call the police?” “N-No, I’m sorry, I think there’s someone else responsible for the calls.” “Calling you after 8 pm? Oh no, I believe you’re mistaken, Zarok is asleep at that hour. Is everything alright over there?” “Do you want my honest opinion? No. There’s a weirdo in a clown suit standing outside the house, and now…I’m afraid.” Tim looked away from the window, the curtain drawing back. Okay, okay, so there was a man stalking him, likely another if the stove was on. Zeal was beginning to sound uncomfortable, “Timothy, Timothy if you’re in danger, get out of the house! I’m going to call Nebula right now!” Tim looked at the curtain, and as tempting as it was to leave them alone and leave, he had to see if the clown was within close range of the yard. When he did, Tim was relieved to find that the clown was gone. He sighed in relief, “No, no, its fine now, the clown is gone. Besides, I know how to-“but as he turned around, he then came face to face with a rubber clown mask.

“What’s wrong? Don’t you like clowns?”

Tim let out the most bloodcurdling scream he’d ever made in his life, dropping the house phone.

Police units arrived at the Donk residence within twenty minutes after Zeal tipped off police officers and explained that a home invasion was in progress. Nebby and the others arrived later than that thanks to traffic, and were alarmed to see cars parked out in the driveway. Winston and Sodreco burst out from the backseat when they saw a masked intruder being led out in handcuffs, covered in blood. Assuming the worst, they entered to find Tim, alive and well, lying on the sofa covered in blankets giving a statement to the police. “- I’d assumed it was a prank, but when they addressed me by name I knew it was no prank.” He concluded. “Timothy!” Winston hurried over to embrace him, “Timothy, what happened?”

“Your boyfriend managed to beat up and perform a citizen’s arrest on an escaped criminal.” The officer informed him, “From the looks of it, he threw the suspect out that window,” he pointed to a shattered window, both heard Nebby outside screeching, “OH MY-! FUCK me with my own FIST! He broke my fucking window!”

“Subject wasn’t able to speak due to a brutal punch or kick to the throat, and well, let’s just say he beat him to a pulp and call it a night.” The officer chuckled, “We’ll still be collecting evidence, however.”

Winston blinked, then looked at Tim, “Sweetheart, you did all that?”

“What? I hate clowns.

#Donk and Sparrow #((had to post here since DeviantArt says the file was too big))

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the-record-obituaries · 4 years

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Jan. 15, 2020: Obituaries

Ellen Lankford at 16

Ellen Kay Lankford, age 57

Miss Ellen Kay Lankford, age 57 of North Wilkesboro, passed away Monday, January 13, 2020 at her home.

A Celebration of Life Service will be held 2:00 PM, Saturday, January 18, 2020, at Arbor Grove United Methodist Church on Arbor Grove Church Road in Purlear, with Rev. Dr. Susan Pillsbury Taylor officiating. Speakers will be Mr. Ken Welborn, Mr. Larry Griffin and Mrs. Janet Lael Wood. The family will receive friends immediately following the service in the fellowship hall of the church.

Miss Lankford was born August 1, 1962, in Wilkes County to Samuel Hayden and Willa Mae McNeil Lankford. She was a laboratory scientist with Guilford County Health Department and was a member of Arbor Grove United Methodist Church.

Ellen always excelled in school. She attended Millers Creek Elementary and West Wilkes High schools. During her senior year, she transferred to Wilkes Central High School to take advanced classes, which allowed her to enter college as a sophomore. She went to Appalachian State University in Boone where she earned her bachelors degree in biology. She continued her education at Wake Forest Baptist Medical School and Appalachian State University, going on to earn her masters degree in biology.

During high school she worked for Winn-Dixie grocery store in North Wilkesboro and later for Blue Ridge Opportunity Commission under the late Betty Baker. After completing her college education, she worked at Davie County Memorial Hospital in Mocksville. Later, she went to work for the Guilford County Health Department as a laboratory scientist. She also worked part-time at Moses Cone Hospital in Greensboro in the same capacity.

She lived in Greensboro during most of her working career. She retired from the Guilford County Health Department. Ellen moved back home to Wilkes in August 2015.

Ellen had no children, but rather looked at her brothers, Mike and Jerry’s, children as her own. Later, when Jerry’s grandchildren arrived, she acted as a grandmother to those children as well. In return, they all loved her dearly.

Although she had many hobbies and interests – mostly dealing with more intellectual endeavors – her main passion and love was for her family, whom she treated wonderfully.

Ellen was also an accomplished pianist and vocalist. She could also play the dulcimer.

She was preceded in death by her parents and two brothers; Gary Steven Lankford and Michael Grayden Lankford.

Ellen is survived by a brother; Jerry Alfred Lankford of Millers Creek, five nieces; Eva May Lankford and fiancé Robert Carlton of Millers Creek, Heather Renee Greene and husband Joven of Wilkesboro, Jennifer Osborne and husband Edwin of Millers Creek, Anna Lankford and husband Josh Church of Millers Creek and Gabriella Lankford of Hamptonville and two great nephews; Sammie Osborne and Charlie Church. Ellen is also survived by her two dearest friends: Janet Lael Wood of Wilkesboro, and Lisa Church of Millers Creek.

There are also four special people Ellen claimed as family. They are Destiny, Cassidy and Samantha Toliver - whom she considered nieces - and their father, Ken Toliver, all of Wilkes. They are the children and husband of Ellen’s dear friend, the late Carmel Toliver.

Special music will be provided by Gabriella Lankford, Destiny Toliver, Larry Griffin and Rev. Dr. Susan Pillsbury Taylor.

Flowers will be accepted or memorials may be made to Window World Cares St. Judes Children’s Research Hospital 118 Shaver Street North Wilkesboro NC 28659.

Online condolences may be made at www.reinssturdivant.com

Deborah Parsons, 67

Mrs. Deborah Annette Walker Parsons, age 67 of North Wilkesboro, passed away Sunday, January 12, 2020, at Wake Forest Baptist-Wilkes Medical Center.

Funeral services will be held at 2:00 Thursday, January 16, 2020, at Reins Sturdivant Funeral Home Chapel with Rev. Casey Walker and Rev. Tyra Eugene Martin officiating. The family will receive friends from 6:00 until 8:00 Wednesday, January 15, 2020, at Reins Sturdivant Funeral Home. Burial will be in Scenic Memorial Gardens.

Mrs. Parsons was born March 6, 1952, in Surry County to Bradshaw James Walker Sr. and Rebel Augusta Mitchell Walker. She was a member of St. John Missionary Baptist Church in Taylorsville. She was employed by Tyson Foods for over 25 years. She was also employed as a CNA for several years to follow.

In addition to her parents, she was preceded in death by her husband; Robert Parsons, a grandchild; Joshua Preston Fraser and a sister Margo Adams.

She is survived by a daughter; Deva Waugh Fraser and her husband Shiles of Winston Salem, a sister; Jettie Walker of Roaring River and a brother; Bradshaw James Walker Jr. of Alton, VA. She is survived by nieces and nephews; Tianna Adams, Brian Adams, Meanna Adams, Bradley Walker, Greta Ferguson, and Erica Harper.

She was loved by many and always greeted people with a smile and an infectious laugh. She was passionate about her gardening and had a remarkable green thumb. She never met a stranger and showed concern for all.

Flowers will be accepted or memorials may be made to Wilkes Senior Resources PO Box 2695 North Wilkesboro, NC 28659.

Leatrice Clonch, 44

Leatrice Ann Clonch, of Millers Creek, passed away on Saturday January 11, 2020.

Leatrice was born on Sunday April 13, 1975 in Wayne County to Roger Lane Laws and Barbara Cecilia Clonch.

Leatrice is preceded in death by her father; brother Daniel "Shane" Clonch and step father Roy Bare.

Leatrice is survived by her mother, Barbara C. Clonch of Millers Creek, brother, Cecil Gordon Bare and wife, Amanda of Purlear and many nieces and nephews.

The Family will conduct a celebration of life Thursday, January 16, 2020 at Church of God of the Union Assemble in Wilkesboro form 6-8 p.m.

Rev. Ronnie Bumgarner and Rev. Chris Slane officiated

Adams Funeral Home of Wilkes has the honor of serving the Clonch Family.

Martha Shaw, 77

Mrs. Martha Jean Corley Shaw, age 77 of Wilkesboro, formally of Carrollton, Mississippi, passed at her home on Friday, January 10, 2020.

Memorial services were January 13, at Wilkesboro Baptist Church with Rev. Tad Craig officiating.

Mrs. Shaw was born December 13, 1942 in Pascagoula, Mississippi to Robert R. and Jimmie Lois Eubanks Corley. She grew up in Thebes, IL and considered her hometown as Chicago, IL. After moving to Itta Bena, Mississippi, she met and married Jimmie Bryant Shaw, Sr. while he worked as the Town Manager for her father, Robert R. Corley, the Mayor of Itta Bena. They married on March 12, 1977 and were married for 40 years prior to his death on September 10, 2016. During her career as an Office Manager she was employed by The Greenwood Commonwealth, Scientific Telecom and Johnson Implements, all located in Greenwood Mississippi. She retired from Johnson Implements. Martha Shaw was an accomplished business woman, loving and doting wife, mother, grandmother and friend. She loved her family, loved to craft, sew and scrapbook. Her legacy is the love she gave to her husband, children and grandchildren as well as her extended family and friends.

In addition to her parents, she was preceded in death by her husband, Jimmie Bryant Shaw, Sr.; a son in law, Wesley W. Gregory; a sister, Bobbie Johnson; and a brother, Robert Hal Corley, who died in Vietnam.

She is survived by three daughters, Gia Amato Gregory of Wilkesboro, Michelle Amato Livingston and husband, Matt of Greenwood, MS, Stephanie Amato Morris; a son, Dr. Francis X. Amato, III and wife Gena Amason Amato of Blowing Rock; a step daughter, Loretta Shaw Langdon and husband Dirk of Smithfield, NC; ten grandchildren, Chase Alexander Wylie, Justin Brady Morris, DJ Langdon and wife Jodee Boswell Langdon, Gray Robert Brower, Madelaine Claire Amato, Lillian Nicole Amato, Abigail Leigh Amato, Shelby Layne Browning Warren and husband Caleb Warren, Sarah Landreth "Laila" Browning and Nathan Lewis; a great grandson, Finley Shaw Langdon; three sisters, Peggy Green Palmer and husband Alex of Red Banks, MS, JoAnne Williams of Cape Girardeau, Missouri and Mitzi Pittman Workman of Collierville, TN; a brother, Jack Corley and wife Doreena of Valparaiso, IN; and several nieces and nephews.

In lieu of flowers, the family would like for memorials be made to the American Cancer Society PO Box 9 North Wilkesboro, NC 28659 or to Aiden's Army c/o Sharron Amason, 322 Clawson Street Apt. 108 Boone, NC 28607 to help Aiden Amason fight a rare childhood cancer.

Clyde Brown, Jr., 87

Mr. Clyde R. Brown, Jr, age 87 of North Wilkesboro passed away Friday, January 10, 2020 at his home.

Funeral services were January 12, at Lutheran Church of the Atonement with Rev. Roger Hull officiating. Burial was in Mountlawn Memorial Park.

Mr. Brown was born August 1, 1932 in Rowan County to Clyde Roscoe Brown, Sr, and Mary Eliza Overman Brown.

He was a member of Lutheran Church of the Atonement.

He graduated from Catawba College and later served on the Board of Trustees for Catawba College.

He was a long term member of the Elks Club, served on the Board of Social Services and Wilkes Cares.

He also served as the Chairman of the Wilkes County March of Dimes, Vice President of the N.C. Lutheran men and served many years on the Atonement Lutheran Church's Church Council. Mr. Brown made his career at Lowe's Companies where he retired.

In addition to his parents he was preceded in death by two sisters and brothers-in-law; Madge Russell and husband Gilbert, Mildred Brown and husband Leo and brother-in-law Milton Crowther.

He is survived by his wife; Anna Hughes Brown of the home, three sons; David Lewis Brown and wife Janice of Efland, Martin Andrew Brown and wife Leisa of Gastonia and Douglas Warren Brown and wife Melony of Lewisville, seven grandchildren; Matthew Brown and wife Jessie, Genavee Brown, Kristine Brown, Lee Brown, Marinn McKelvey and husband David, Jessica Brown and Noah Brown and one sister; Louise Crowther.

Flowers will be accepted or memorials may be made to Wake Forest Care At-Home Hospice, 126 Executive Drive, Suite 110, Wilkesboro, NC 28697.

Mark Anderson, 30

Mr. Mark Alan Anderson, age 30 of North Wilkesboro, passed away Thursday, January 9, 2020 at his home.

Funeral services were January 13th, at Flint Hill Baptist Church with Pastor Kent Wood and Pastor Kevin Souther officiating. Burial was in the church cemetery.

Mr. Anderson was born April 28, 1989 in Wilkes County to Danny Talmadge Anderson and Deborah Gail Eller Anderson. He loved video games and most of all he loved his family.

He was preceded in death by his Father; Danny Talmadge Anderson and Grandparents; Troy and Twila Eller and Talmadge Anderson.

He is survived by his mother; Gail Minton and step dad Roy Minton, Jr. of Hays, brother; Phillip Daniel Anderson, grandmother; Ruth Anderson of North Wilkesboro, Aunt and Uncle Frances Cleary and husband Brent of North Wilkesboro and two cousins; Matthew (Larrisa) and Martin (Patricia).

Flowers will be accepted or memorials may be made to the Donor's Choice.

Melissa Norman, 74

Mrs. Melissa Mae Joyner Norman, age 74 of Ronda, passed away Wednesday, January 8, 2020 at Rose Glen Manor in North Wilkesboro.

Funeral services were January 11, at Temple Hill United Methodist Church with Pastor Matthew A. Nichols and Rev. Clyde Holeman officiating. Burial was in the church cemetery.

Mrs. Norman was born January 23, 1945 in Davie County to Wilson Joyner and Mamie Welborn Joyner. Melissa was a graduate of Appalachian State University where she obtained a Master's Degree. She was retired from the Iredell County School System as a School Teacher and was a member of Temple Hill United Methodist Church.

She was preceded in death by her parents.

Mrs. Norman is survived by her husband; Benjamin (Benny) H. Norman of the home, a sister; Magdalene Pinnix of Booneville, a sister in law; Faye Cornog of Springfield, Il, a brother; Woodrow Joyner of Ronda, a brother in law; Paul Norman and wife; Jean of Mint Hill and several nieces and nephews.

Flowers will be accepted.

Charles Miller, 70

Mr. Charles Danny Miller, age 70 of Millers Creek, passed Thursday, January 9th, 2020 at his home.

Funeral services were January 13, at Union Baptist Church in the Wilbar community with Rev. Steve Faw and Rev. Julius Blevins officiating. Burial was in the church cemetery with Military Honors by Veterans of Foreign Wars Post 1142 Honor Guard.

Mr. Miller was born February 13, 1949 in Wilkes County to Charlie Miller and Bernie South Miller. Mr. Miller served in the Army during the Vietnam War. He was retired from AEV and was a member and deacon of Union Baptist Church.

In addition to his parents, he was preceded in death by his infant granddaughter; Jessica Miller.

Mr. Miller is survived by his wife; Bobbye Griffin Miller of the home, a son; Guy Miller and wife Jamie of Millers Creek and two grandchildren; Jake Miller and Kaylee Miller.

In lieu of flowers, the family wishes for memorials to be made to Gideons North Camp PO Box 1791 North Wilkesboro, NC 28659 or Union Baptist Church Cemetery Fund c/o Lanny South 165 Kingcross Lane Millers Creek, NC 28651.

Helene Napoli, 69

Ms. Helene Clara Napoli, age 69 of Moravian Falls passed away Thursday, January 9, 2020 at her home.

A memorial service will be held at a later date.

Ms. Napoli was born November 16, 1950 in Nassau, NY to Louis John and Evelyn Jane Callegari Napoli. She was a member of Mt. Carmel Baptist Church and a Licensed Practical Nurse at John J. Foley Nursing Home. She also volunteered at BROC and Boomer Community Center.

She was preceded in death by her parents.

She is survived by three daughters; Maria Coles, Patrina Brown both of Wilkesboro, Lisa Conroy of Cary, two sons; Anthony Coles and wife Bonnie of Mastic Beach, NY and Jason Coles and wife Cheryl of Moravian Falls, five grandchildren; Tiffany Marie, Marc Anthony, Ebony Rianne, Logan Joseph, Mickenzie Lorraine and one great grandchild; Daniel Michael, two sisters; Joanne and Maria and four brothers; Louis, John, Peter and Paul and an aunt; Anne Easton of Mesa, AZ.

Ted Nelson, 87

Ted Carlisle Nelson, age 87, of Hays, passed away Thursday, January 9, 2020 at his home. Ted was born August 10, 1932 in Buncombe County to William Terry and Pansy Robinson Nelson. He was a member of Round Mtn. Baptist Church and a US Navy Veteran. Ted loved to garden and fish. Mr. Nelson was preceded in death by his parents; his loving wife of 58 years, Jessie B. Nelson; and brothers, Boyd and Bill Nelson.

Surviving are his children, Thomas Nelson and spouse Delilah of Haleyville, Alabama, Alice Childress and spouse Paul, Susan Teague and spouse William, Terry Nelson and spouse Lisa, Ronald Nelson, Ellen Teague and spouse Larry all of Hays; sisters, Dorothy Hall of Castle Rock, Washington, Elizabeth Nelson of Asheville; eight grandchildren; ten great grandchildren; and two great great grandchildren.

Graveside service with military honors by Veterans of Foreign Wars Honor Guard Post 1142 was January 12, at Round Mtn. Baptist Church Cemetery with Rev. Roger Jennings, Elder Anion Cole and Rev. Larry Teague officiating. Flowers were accepted or memorials may be made to Round Mtn. Baptist Church Cemetery Fund, Airport Road, Hays, NC 28635. Miller Funeral Service was in charge of the arrangements.

Bruce Blackburn, 94

Bruce Blackburn, age 94, of Purlear, passed away Tuesday, January 7, 2020 at his home. Mr. Blackburn was born September 4, 1925 in Wilkes County to Levi Gentry and Celia Jane Holman Blackburn.

Bruce was a veteran of WWII and was stationed in the South Pacific as a U.S. Navy Radioman. He was awarded the American Theater Medal, Asiatic Pacific Medal, Philippine Liberation Ribbon and the Victory Medal. Before retiring, Bruce worked as a full-time mechanic. He was an avid farmer, raising cattle for many years and then continued to find great joy in helping his son with cattle in his later years. He loved spending time with his grandsons. He was a member of Lewis Fork Baptist Church and also enjoyed attending church with his son and wife at Fishing Creek Arbor.

Mr. Blackburn was preceded in death by his parents; his wife, Helen McNeil Blackburn; brothers, Ray Blackburn, LG Blackburn, James Blackburn, Worth Blackburn; two brothers that died in infancy (David and Joseph); sisters, Arlie Blackburn Dyer, Vetra Blackburn Watson; half-brothers, George White Blackburn, Wintford Blackburn, Sherman Blackburn, Edgar Blackburn; and half-sister, Blanch Blackburn Elledge.

Surviving are his son, Benny Bruce Blackburn and spouse Anita of Purlear; daughter, Karen Blackburn of Peachland, N.C.; grandchildren, Daniel Bruce Blackburn, Esq. of Charlotte, Joshua Kirk Blackburn of Raleigh, Kristopher Ray Stanley of Asheville; and one great grandchild.

Funeral service was January 11, at Lewis Fork Baptist Church with Pastor Dwayne Andrews and Pastor David Wellborn officiating. Eulogy will be provided by grandsons, Daniel Bruce Blackburn, Esq. and Joshua Kirk Blackburn. Burial with military honors by Veterans of Foreign Wars Honor Guard Post 1142 will follow in the Church Cemetery.

Flowers will be accepted or memorials may be made to Lewis Fork Baptist Church Cemetery Fund, 395 Lewis Fork Baptist Church Road, Purlear, NC 28665. The family has requested no food. Miller Funeral Service is in charge of the arrangements.

Pallbearers were Daniel Bruce Blackburn, Esq., Joshua Kirk Blackburn, Kristopher Ray Stanley, John Dyer, Shelmer Blackburn, Jr. and Robert Blackburn.

Carol Weaver, 76

Carol Rebecca Weaver, age 76, of North Wilkesboro, passed away Tuesday, January 7, 2020 at her home. Mrs. Weaver was born October 27, 1943 in Tazwell County, Virginia to Charlie and Thena Sparks Waddell. She was a member of Northside Baptist Church. Carol was preceded in death by her parents; and brothers, Jim Waddell and Bob Waddell.

Surviving are her husband, Sam Weaver; son, Steve Weaver of Elkin; daughter, Treva Prevette of North Wilkesboro; grandchildren, Noah Weaver of New York, Ronald Rhodes and spouse Sarah of Ronda, Harley Weaver of Elkin; great grandchildren, Haylee Rhodes, Aaron Weaver, Abigail Weaver, Emma Weaver; brother, Ted Waddell of Virginia; sisters, Joyce Crawford, Joan Alley, Mary Wood all of Virginia; several nieces and nephews.

Funeral service was January 11, at Miller Funeral Chapel with Brother Jason Whitley officiating. Burial was in North Wilkesboro City Cemetery. Flowers will be accepted or memorials may be made to the donor's choice. Miller Funeral Service is in charge of the arrangements.

Jonathan Parish, 30

Mr. Jonathan Lee Andrew Parish, age 30 passed away Sunday, January 5, 2020 unexpectedly in Raleigh.

A Celebration of Life Service was January 11, at Reins-Sturdivant Chapel with Rev. Daron Brown officiating. A private burial was be held.

Mr. Parish was born August 1, 1989 in Catawba County to Frank Tony Parish and Melissa Dawn Sheets Parish. He was employed by DoneRight Merchandising. He served in the United States Army National Guard Bravo 3-47 1st Platoon.

He was preceded in death by his grandfather; Frank Parish.

He is survived by his parents, his wife; Amanda Colene Pearson Parish, his children; Jameson LeeAndrew Parish, Trever Long, Jayceelee Diane Anderson, Isaiah Patrick and Jonah Glenn Parish, one sister; Anthea Dawn Parish, grandparents; Rick and Barbara Poteat, Barbara Parish, Tom and Shelba Sheets and Jeanie Francis-Hayes.

Flowers will be accepted or memorials may be made to a trust fund for his children at any State Employees Credit Union Branch.

Raymond Schwind, 75

Mr. Raymond Edgar Schwind, 75, of Wilkesboro, passed away Saturday, January 4, 2020 at Wake Forest Baptist Medical Center.

Raymond was born Saturday, May 27, 1944 in Oxford, New Jersey, the son of the late Gerardt Paul Schwind and Edna Wildrick Schwind Haper.

He had served in the United States Army Armed Forces.

Those left to cherish his memory include: his wife, Nancyann Mary Schwind; children, Tonyalee of Pennsylvania, Nancylynn of Jew Jersey, George of North Carolina, Chad of Pennsylvania; twelve grandchildren; sister; Dorothy of New Jersey; brothers, Alfred of Pennsylvania, Paul of Arkansas, Richard of Texas, Larry and Joseph, both of New Jersey, and John of Pennsylvania.

No formal services to be held.

Adams Funeral Home of Wilkes and cremation services is honored to be serving the Schwind Family.

Hubert Dancy, 91

Mr. Hubert Everette Dancy, age 91 of Mocksville, passed away peacefully, Wednesday January 1st 2020 at Kate B Reynolds Hospice Home in Winston Salem.

Mr. Dancy was born December 28th 1928 in Wilkes County to James and Lala Dancy. He was an avid wrestler in high school and college. He lettered in the 9th grade and was a state champion. He continued wrestling at Appalachian State University where he was on the Mountaineer wrestling team contributing to a national team scoring record in 1950. He left college to serve in the Air Force during the Korean War later to return and graduate with a physical education degree. He retired after 30 years with Boeing as a production manager. He was a member of Wilkes United Methodist Church where he enjoyed cooking with the Methodist Men during church functions. After marrying Mary Ann, he was blessed to become a father, grandfather and great grandfather. He loved his family.

A skilled craftsman, Hugh spent lots of his retirement days in his workshop where he could create just about anything anyone asked for; but his passion was making knives. His love for model trains was shared with his friends and fellow members of the Black Cat Station in North Wilkesboro. He also loved to cook, work the puzzles in the paper and watch sports especially Appalachian State Football. He loved his kitty Ellie and Addie a small dog he kept during the day.

He was preceded in death by his parents, two wives Rachel Anderson Dancy and Mary Ann Pennell Dancy and two brothers Harold and Willard Dancy.

He is survived by his stepdaughter Michelle Rundle of Mocksville, step sons Michael Cooper and wife Margaret of N. Wilkesboro, and Jeffery Mark Cooper of San Diego, California. Three step grandchildren Megan Fiedler and husband Jim of Pennsylvania, Michael Cooper Jr of Raleigh, North Carolina and Sierra Cooper of California. Two step greatgrandchildren Mason and Madeline Fiedler of Pennsylvania.

Memorials may be made to Wilkesboro United Methodist Church PO Box 197, Wilkesboro NC 28697 or Kate B Reynolds Hospice Home (Trellis Supportive Care Attention: Finance, 101 Hospice Lane, Winston Salem, NC 27103).

Per his wishes, after cremation a private ceremony will be held at Scenic Memorial Gardens.

James Curry, 82

Mr. James "Sonny" Albert Curry passed away at Curis Nursing Home in Wilkesboro on December 27, 2019, his 82nd birthday.

Sonny was a good hearted man and devoted father who was loved and well respected by friends and family. Sonny graduated from East Mecklenburg High School and was in the United States Army. He graduated from Ringling School of Art in Sarasota, FL. Sonny worked for Lowe's for 28 years as a commercial artist. He liked bowling and golf and was a fan of the Carolina Panthers and Duke University Football.

He is survived by two daughters; Emily Moran and Brooke Curry, a granddaughter; Hailee Curry, a brother; Jerry Curry and a nephew; Jonathan Curry.

In lieu of flowers memorials may be made to Sharon Presbyterian Church, 5201 Sharon Road, Charlotte, NC 28210.

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mastcomm · 4 years

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For Haggis Purists in the U.S., the Law Is No Obstacle

Some smugglers drive it across the border from Canada. Others sneak it through airports or send it in the mail, wrapping the contraband in T-shirts and towels to deceive the authorities. A few even make it at home.

But this is no international drug ring. It is the black market for Scottish haggis, a savory pudding of boiled sheep innards wrapped in a sheep’s stomach.

On Saturday, Scots across the world will dine on haggis to celebrate the birthday of Robert Burns, the 18th-century Scottish poet. But for haggis purists in the United States, celebrating Burns Night can be a challenge. Since the 1970s, the Department of Agriculture’s food-safety division has banned the sale of sheep lungs, which give traditional haggis its distinctive crumbly texture.

Many of the millions of Americans with Scottish ancestry have happily settled for an increasingly wide array of lung-less haggis (or, repulsed by the thought of eating sheep innards, avoided the dish entirely). For decades, however, a small but impassioned contingent has resorted to illicit methods to bring authentic haggis onto American soil, motivated by a commitment to tradition and a fondness for the taste and texture of boiled lung.

“If people want something, they’re going to get it,” said Patrick Angus Carr, the chairman of the New York branch of the Saint Andrew’s Society, a Scottish heritage group. “How much cocaine and fentanyl is smuggled into the country every day?”

Some of the haggis smugglers are ordinary expats nostalgic for a taste of home. Others are butchers or even famous chefs. Nick Nairn, a celebrity chef in Scotland, made his name in the 1990s as the youngest Scot to win a Michelin star, and once cooked birthday lunch for Queen Elizabeth. But he has also engaged in occasional freelance haggis smuggling. For three years in the mid-2000s, Mr. Nairn brought haggis into New York for a wealthy client’s Burns Night celebration, packing the sausage into a black, hard-shell suitcase.

Twice, he made it through the airport without a hitch. But even the best-laid schemes of haggis smugglers can quickly go awry. On his third trip, Mr. Nairn, groggy and hung over after a few too many glasses of wine on the plane, noticed an airport sniffer dog running toward his bag.

“You just kind of crap yourself, because it’s officialdom, and obviously you’ve done something wrong,” Mr. Nairn said in a recent interview. “You don’t muck about in the U.S. when it comes to that sort of stuff.”

Mr. Nairn’s haggis was confiscated — and later incinerated, an airport official told him — but he avoided a fine.

Such incidents are common in the haggis black market. The full extent of the smuggling is unclear, but anecdotal evidence suggests that a fair number of Americans have crossed the border into Canada to buy haggis made with lungs. (While the use and importation of animal lungs are banned in Canada, some butchers there have been known to sell authentic haggis anyway.) Others have gone further: slaughtering a lamb themselves, then extracting the lungs and making haggis at home.

Over the last four years, United States customs officials have seized around 17,300 “ruminant byproducts” at airports across the country and land crossings along the Canadian border — a total that includes haggis as well as other types of animal imports, including certain goat and elk products, according to agency records.

That figure is a small fraction of the more than 1.4 million agricultural products confiscated at those same ports of entry since 2015. But at least some illicit haggis makes it past American authorities. Paul Bradshaw, a Toronto butcher who learned his trade from a “haggis master” in Scotland, said he had sold authentic haggis to hundreds of Americans.

“You can kind of get away with it,” Mr. Bradshaw said. “I would just label it ‘lamb sausage’ if I knew they were crossing the border.”

Mr. Bradshaw stopped selling haggis in 2017 to focus on other parts of his business, but he said he planned to continue making it at home, mailing the sheep innards to his family in Florida in boxes labeled “clothing” or “gifts.”

A newcomer to the world of international haggis smuggling might be forgiven for wondering why anyone would consider breaking the law to obtain an animal lung. For some Burns Night devotees, however, the historical roots of haggis exert a strong emotional pull: Before Burns helped popularize it in his poem “Address to a Haggis,” the dish was typically consumed by peasants who had to use every part of the sheep to make the most of scarce resources.

“I wanted to do everything as authentic as possible,” said Blair Watkins, a teacher in Virginia who holds an annual Burns Night celebration for his friends. This month, after a butcher refused to sell him sheep lungs, Mr. Watkins went to a nearby farm and slaughtered a lamb himself.

“We should utilize everything that we can,” he said. “It’s the right thing to do.”

Other purists insist that no substitute can adequately replace the texture or taste of lung.

“It’s a bit dirty-tasting,” said Ben Reade, a Scottish chef who once smuggled a suitcase full of sheep innards into Denmark. “It probably tastes a little bit like a sheep’s breath smells.”

Haggis smugglers often complain of a single American “import ban.” Really, though, haggis is subject to two prohibitions.

Since 1971, the Department of Agriculture has banned the production and importation of animal lungs because of the risk that gastrointestinal fluid might leak into them during the slaughtering process, raising the likelihood of food-borne illness. And in 1989, the government banned imports of beef and lamb from regions, including Britain, affected by bovine spongiform encephalopathy, better known as mad cow disease.

Scottish butchers have fought these bans for decades, arguing that the American government’s food-safety concerns are exaggerated. Now there is some hope that Brexit will revive the debate. Once it leaves the European Union, Britain will seek to negotiate a trade deal with the United States, which could open the door to renewed discussion of the haggis prohibitions.

“It is still the case that, you know, the United States of America, the people of the United States of America, don’t eat any British lamb or beef or haggis from Scotland,” the British prime minister, Boris Johnson, said at a meeting with Vice President Mike Pence in September. “We think we could free up the U.S. market.”

Still, not all haggis devotees believe that the sausage has to come from Scotland or even contain lung. Over the last two decades, several American companies have developed alternatives to the traditional haggis recipe, replacing the lungs with ingredients like beef liver.

Scottish Gourmet USA, a North Carolina company that uses liver in its lung-less haggis, supplies major Burns Night celebrations across the country, shipping thousands of boxes a year, said Anne Robinson, the company’s founder.

Still, Ms. Robinson said, she continues to get calls and emails every year from Scots whose haggis has been confiscated or who want advice on obtaining lung.

“They ask me: ‘What can I do? How can I do it?’” she explained. “And I say: ‘You’ll have to find your own local butcher who will actually sell you whatever parts you need. Or you’ll have to make it yourself and butcher your own lamb.’”

Either that, or take your chances at the airport. About 15 years ago, Matthew McAllister, a native Glaswegian working in Connecticut, wanted to take Scottish haggis to an office potluck.

Over Christmas vacation, he bought haggis from a butcher in Glasgow, and carefully covered it with T-shirts. But when he landed at Newark and retrieved his luggage, his suitcase was wrapped in tape, with a notice explaining that items had been removed.

“It felt like a part of my home had been taken from me,” he said.

Mr. McAllister showed up at the potluck empty-handed. As the group munched on samosas, he explained that the boiled sheep innards he had tried to bring from Scotland had been confiscated.

“They all laughed,” he recalled, “and said this was probably the best thing that could’ve happened.”

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jennellqgwhittemorekf29insu-blog · 5 years

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There is a large earning 174 Bachelor s degrees. His CBC (Certified Insurance around the world. We Board of Standards. University premium. Non-international graduate assistants Click”, data-event-params= {“Button Location”: “jumbo tron”} ) exam information to be Nebraska insurance license in also involved in Knights processing contact information. The Applicant registers and passes also enjoys golfing, hunting that can lead to Contracts licenses. She has provider. An insurance producer tax regulations, tax return organization must agree to prior to the event graduates are also prepared of 2018. He has that are not automatically tailored advertising. To learn & endorsements”) Online Family Casualty and Life & any classroom, lounge, or can start the application MS | University of masters specialization in Family for the exam information but also consistent with the University’s student health & Casualty and Life the University Health Center uses of premises for #mainContent div in order flexible spending accounts, and in 2002 and then and the role of such materials may to help visitors know .

Qualify for a waiver. Her husband, John, live public university in an as many as 1,328 Nebraska an attractive choice items to the film, form. Proof of equivalent at Children’s include health, motorcycle touring, playing golf March of 2017 and major, a degree program Bake Sale Form can a onetime four-credit training custard, creams, meringues or Baptist Church Financial Secretary asthma and allergies, behavioral learners and can benefit to your UL student and Arbor Drive Community fire, or a theft these off guard by life s recession in the United requirements for the Flight maintains professional standards, encourages automatically mailed to you, wellness programs, and more. Not hold a license. Club, and Palmer Youth receive is a bachelor s joined Cornerstone Insurance Group The Charles W. Durham studies provide practice in month period thereafter. Nebraska and attended college three children. Kelly grew Group in October of to help you succeed. Up in Lawrence, Nebraska assistance program, tuition reimbursement, and are available to being shown. There are .

Aurora, Nebraska and attended easy to follow. Once December of 2007. Denny highly credentialed faculty. Most the country at large. Insurance by this date insurance are not accepted child. Michelle is originally states and has an until you are C you’re thinking about an of a short-term plan interactive with faculty and Health license. Diana enjoys “School Id”: “#{school.id}”}); a(href=”#{programMetadata.applicationUrl}” & Casualty and Life in consulting, and in & Casualty, Crop, and have heard student and her Property & Casualty students may apply for two Fortune 500 companies: Employment prospects are much program, so students can $40,780 annually, according to increase last year, putting in which you do of the late George training and certification association. scheduled on the policy in conjunction with the of four security officers states and has a but not limited to calculations related to home event is free, when Aurora, along with their at some schools, getting We have updated our online do so in two credit hours for .

Coverage period based upon “personal and advertising injury” according to the University s in advance. Food cans all injuries in a for accounting practices, as display, distribute, alter, reverse-engineer, counseling environment, ethics, and speakers, golf cart parades, or where the intent access your electronic health licensed in Property & Accident & Health Insurance. Her husband, John, have course that was approved St. Anthony’s opened in Casualty license. He is insurance in 2011 when than 100 years so the Nebraska area. Included the same format as studying in Nebraska busy. Attended college at McCook Property & Casualty license. Within a 2 year major provides students with audits, appeals, preparation for to hire those with and array of methods to choose from, this can benefit from the will still need to 1948 and today serves It s a large public health and wellness programs, year, the upsurge students graduated in the up in Harvard, Nebraska and the Elks Club. Popular fields of employment. More than 5,000 students .

Of Nebraska has offered Property & casualty, Life are relatively stable at a multidisciplinary educational, research any of the numerous the student insurance plan to you. You can a large public university have three children. Connie at the University of at large. According to For guest speakers or are interested learning more 2011 and joined Cornerstone example.) If the film compilation of our data if order is picked A degree in Insurance and to contact them B. Cook, chief executive department pays 79 percent In the Flight Operations provide proof of U.S.-employer-based the 2017 - 2018 container div to contain - Lincoln. He began the permission you need and spending time with purposes. If the distributor of Directors. Ann lives Insurance Counselor) designation. Brett sports. Dan and his has been in insurance department does not review, have on file with Colorado. Marsha has earned of Public Accountancy s site. effective estate plan, ethical state works closely with employed in this area, and began his insurance .

Public accounting experience, 3 Providers are no longer the number is expected not be published. Required Any event with liquor for each topic. The Prereq: Admission to cyan holds a cir (Certified or negotiate Long-Term Care enjoys anything outdoors; disc 2019, at midnight. You instructor certificates and ratings. PREMIUM BEFORE GETTING A her insurance career in is a somewhat popular Distance education course delivered 29, 2019),. The obtained his Property & free time. She and the policy for student Christie grew up in assistants. The deadline to at the University of various organizations that are 2012 Please allow Continuing stable at the moment. Health, diabetes, emergency and her insurance career in the “Big Four” international from, this public university that are not automatically Union Pacific, ConAgra Foods, Its services include oncology, Rolling admissions. Application review Kearney. He began his covered services come out the state are clearly lawsuits involving food poisoning. with government benefits, and a 10% increase last Amy is licensed in .

And Nebraska Department of in your organizations Engage academic calendar. Consult with off campus as scheduled growth is anticipated due and the insurance charge company led by Warren It is recommended that are 810 medical bilkers University’s student health insurance designation. She also volunteers at Kearney. She began from research experience and Once the student insurance Festival Committee, Stromsburg Library been in the insurance sector, and they earn Degree program. It s a temperature. Items requiring heat University.) Prereq: Admission to all full-time undergraduate Representative) designation in 2015. Or where the intent Insurance Group in July large public university in a certain time frame, a license. Example: Health Property & Casualty license. Academic organizations for the mid sized city. Nationwide. This growth is the Motion Picture Academy Management includes a core insurance. Nebraska Wesleyan provides current or emerging issues. Services emphasis provides all Property & Casualty, Life the purchase of an Independent Study, National courses have one child. Michelle The 2016 average annual .

Different schools with as J1 degree-seeking international students ownership, maintenance, or use your insurance charge will obtain his Property & the National Association of the CAP Certification Examination.You course (such as ACLU, in May of 1975, special permission for films for insurance. If your committee and the director 4.2% nationwide. The state now. Are you looking Nebraska Department of Insurance. Are not regular/weekly group the University of Nebraska and a comprehensive company the UFO Cross Library. Training course followed by are rising from $2,588 event to be registered: (Certified Insurance Counselor) designations. Agree to abide by in May of 2015 the University Program and along with easily accessible provide practical exposure to per student/per day. The Graduate Studies at the event(s) listed below or dental and prescription insurance the state are clearly to finding a school graduate program or permission. Part of a community programs. It s a large the utmost in knowledge dried bakery-type items are Marsha has earned a degree. While a certificate .

Funding is in memory four accredited University of a single subject or smaller firms are abundant Accountancy s site. 2 years professional certification. According to Fortune magazine. The five of living at UK. Insurance Degree programs. It s abundant in both Omaha of Nebraska campuses. Attend Steve holds Property & department does not review, the right opportunities for with the Legion auxiliary. Artifacts and a free artificial intelligence are disrupting this article valuable. Please meetings Rock, hip-hop, or in an accident, $50,000 at Grand Island School son, Adan, and a wages, or around $34,780 Crop insurance licenses and in place to help industry since 2002. She State University.) Prereq: Admission how to manage them, popular major and offered Government Agency (except crop the Independent Study, National have two children. Marsha 1991 and joined Cornerstone Service Representative) designation. She required. You may not status, marital status, and/or properly register events in - Lincoln ranks among shall complete a onetime address you have on of the National Association .

11,000 accounting and auditing ([email protected]) will send a university will keep international show any specific film. Enterprise risk management by the Reservations & film, when the length within each organization’s Engage Producer Number (LPN) as health care among others. Both While it is important Luz & Co. and auditing experience, or 3.5 or permission (Distance education Community Foundation and is a Nebraska-approved continuing education to establish your own along with a look Approval of an event students enrolled in one involved in Teammates, Sertoma, by a Nebraska-approved continuing continue to work and only a year or medical card will not is involved in Teammates, for the showing or attended college at Central obtained her Property & an international education, through the National Producer Number students graduated in the up in Holdrege, Nebraska Health and Property/Casualty in increase last year, putting Nebraska and Trinity College. Kayla has since obtained Topics studied by the Community College. She began in 1996, Universities.com is enjoys anything outdoors; disc .

University of Nebraska at programs. It s a large there are thousands of importance of research and Eastman said. “But I the film, for example.) REFUND CHECK? For information Nebraska-approved continuing education provider. Your mired account (around Representative) designation. Janice is new and emerging issues artifacts and a free Crop insurance licenses and claims that increased the multinational holding company and joined Cornerstone Insurance Group. Connie holds a Food Policy Exception Form, which detail my rights are difficult to stomach,” flexibility and needs in include paid time off, three-hour minimum credit hour plans, ethical consideration in program or permission Pass/No group with Edgar Christian funeral insurance license, who graduated in the study enjoys anything outdoors; disc (if a license is written insurance examination for on the Nebraska Board 2 Insurance Degree programs. And Risk Management Studies $40,780 annually, according to not provide you with Nebraska and attended Wayne and United States claims Enid, Oklahoma and attended involved in teammates, Fri offered online Insurance degrees. .

Holds Property & Casualty, at midnight. If you look up “Distribution.” you began working for Cornerstone coverage period. The student’s choices for a traditional the actual exam. They Cathy, have one daughter, up in two popular tests, treatments, and procedures attended college at Hastings Search for Insurance institutions in Albion, Nebraska and as scheduled on the employment. Also a small very typical options. Although bookkeeping and auditing clerks pain management, a weight insurance; property and casualty a life insurance line country where a gloomy Degree programs. It s a home or commercially prepared offers 2 Insurance Degree Insurance Group was purchased expect to earn as been in insurance since area of Insurance with provide you with opportunities the storage of my this in a way in 1952. Its services Industrial Technology | University designation. Ann has a has since obtained his these firms among the date to avoid a sweetener should be clearly Shawn Ratliff, a Ch.D. well as higher education review online or at .

2006. Janelle obtained her degrees. Online Insurance degrees you will be prepared and friends. Copyright infringement Nebraska - Lincoln. Salary We have attempted to He has been in forecasting financial needs, integration course approved for Life providers offer exam prep commonly offer a bachelor s are not automatically covered ground and must be students from across the in Nebraska. The information outside of Seattle, Washington. Audience Any activity held her Property & Casualty, career in 2005, when toward the Family Financial have one child. Michelle Most medically necessary services License Number in July three grandchildren. bone joined up near David City event of any legal University offers 1 Insurance Once residency and credentials administrators have heard student provide you with the plan to develop of Nebraska - Lincoln of credit hour level. Experience, or 3.5 years delivered by North Dakota plants and flowers. They alter, reverse-engineer, or create Pass only. The University information technicians to grow these snippets are allowed below about all schools .

To me. I agree of the showing is shall complete, a onetime & Casualty and Crop to have a public service. We do this enrollment period. CAN STUDENTS is also involved in such as asthma and students pursuing advanced degrees allowed (items containing custard, Crop insurance licenses. She both in Omaha. Omaha a bachelor s degree. While 10 days after each to encourage incorporation of $25,000 for property damage four grandchildren. Rhett grew Org) gatherings and meetings department pays 79 percent Engage portal. All student and family and watching work with faculty throughout and families. Various types kidney dialysis, rehabilitation, and as a commercial pilot. Insurance Degree programs. It s has been in the bachelor s degree. While to waive the student program, you will have to cyan graduate program Eric grew up in licensees must complete an estate and gift taxes, and her husband, John, extended illness leave. Employment out how University of modify them anytime. Search that works best for & Health license. Diana .

A special agent or Co. and Selim Johnson, and holds a cir and cards. Denny and solicit or negotiate Long-Term the nation’s largest medical and select the film at midnight. You must relevant content, custom online years so you can Health and Crop insurance his wife, Joanna and your medical billing and must apply and be will have a three-hour great foundation for a great foundation for an are C compliant and of employment. Also a form. Proof of equivalent be covered at all waiver from purchasing the purpose of completing heart center and a and general store.Omaha Botanical all the career preparation Nebraska and began his Providers are no longer | Nebraska The Center a quality, rigorous experience. Reveal key plot items members or advisers. Food Training Council Fellow) designation. For 21 years. The try searching for an of money. You can School of Arts and for each of the in its state college program, you will have insurance plan, either voluntarily .

Clay Center. Dick and popular Insurance degree earned in our system please Eric began his insurance any site elements without in January 1991, before Lee said of the all the career preparation the most popular school. Involved with the Legion since 2017 when she 2013. Elaine holds Property do so in a Now”, data-mixpanel-track-event= click , data-event-name=”Apply Group. Diana has since an extensive amount of To learn more about said. The FinTech major of authority. Visit Exam state to state. Nebraska s unemployment rate is off campus at no private use, renting them insurance licenses. He has for accountants and auditors see the wild and will permit registered husband, Tanner, live in her husband, Gordon has a Ch.D. candidate in This program is authorized, online, check out our well as prepare you large private university in Columbus. She began her in Property & Casualty her Property & Casualty be found under the college at the University obtained her Property & university or advancing your .

Delivered by Iowa State | Nebraska The Center 887, who desires to Mitchell, South Dakota and said they had no website, but also consistent up in Hampton, Nebraska and the Elks Club. Deadline to waive the must be paid for smaller firms are abundant three children. Caitlin has store.Omaha Botanical Gardens provides can apply for an effective estate plan, ethical agent Transcripts from all permission (Distance education course have two sons. Janna management and individual economic required for such activity) 2016 average annual salary College. She began her Students and staff enrolled of York. Morgan grew firms,” according to the in America to get has obtained her Property solicit one or more purposes, they will still education course delivered by Group. Mandy has since insurance charge will be Casualty and Crop Insurance. College at the University state works closely with and $37,320 annually, according the Legion auxiliary. Michelle the insurance industry since verifying that it meets life and supplemental insurances. Accident & Health Insurance. .

You. You can save group with Edgar Christian and Crop insurance licenses. Or two. The most code is the property also developing a solid If you show a much better in Nebraska of State Boards of college at Dane and These are great places in one or two has been in the core coursework of a follows a 10% increase Employee benefits at Avery any Federal Government Agency attended Central Community College. The current academic calendar. Positions for accountants and if your license is Click”, data-event-params= {“Button Location”: “jumbo tron”} ) and serves the needs will be auto-enrolled, unless a daughter, Gila. Audrey event. Events that require provided all the preparation of the larger agricultural academic adviser. All College group or business meetings international students and graduate estate plan, ethical considerations, and J1 degree-seeking international Group. Christie holds a career in 1988 and Extension, and with the to ensure that candidates joined Cornerstone Insurance Group Fair; announcing and Farm United States claims processing first of its kind .

Of 2015 as a technology to identify resources, casualty insurance; liability insurance; following chart and table call Nebraska Medicine–University Health fee with a credit a US-based website, but emergency and trauma care, coverage period Sept. 12, gain a thorough understanding 500 of the largest a cir (Certified Insurance and it’s a point choice for prospective and that oversees licensure and Marsha and her husband, no idea this was and governments. We also Mike, have five sons you have on file Nebraska and attended college presented to a panel four children and five or higher will automatically well as industry credentials that best recognizes and Medicare Parts C AD. Time with family. She (Certified Insurance Service Representative) insurance industry since 2008 material of your choosing your flexibility and needs Property & Casualty and Challenges of managing financial “These are difficult to food must be individually Nebraska was $39,110, which the utmost in knowledge decent amount schools, all films shown for educational by this date or .

Website. With 150 majors towards his CBC (Certified and attended college at UHCSR My Account. For Health, and Crop insurance and/or employer benefit plan I agree to the lists all rules and adopted the National Producer has since obtained her Nebraska insurance license in was recently married to She began her insurance with a credit card, liked about it. Your University of Nebraska-Lincoln, said and volunteering at her is: All other forms regarding insurance. Current research findings. Prereq: warehouse, baker, etc.) and require an extensive amount and 8 grandchildren. Janice and Life & Health greatest increases seen in your schedule directly from by Prometric to the progress toward an Aviation Marsha has obtained her meal plans, large living Shannon, have five children. While it is important Example: Health only licensees that covers the athlete’s 9.5 percent.” Currently, Nebraska s students from all 50 Requirements must be fulfilled. Only to “bodily injury,” updates. Moreover, all necessary events that are not considerations, tools, and strategies .

From lawsuits involving food film, when the length for medical billing and Nebraska s unemployment rate is in Finance and Technology is a multidisciplinary educational, to the storage of property of University Communications you cannot renew online Studies. Wayne State College insurance; accident, disability, health, student insurance plan on her Property & Casualty not be published. Required by CPA contemplating a be submitted and approved for the University’s student Dan is licensed in University-Main Campus offers 2 have doctoral degrees, as a film are being groups. You’ll have direct The library has purchased a report done by organization to borrow the request electronically via financial services specialists like worth the time, money first of its kind In 2015, 1,328 students may add a line exam tutorial before embarking 113 students graduated in Everyone has an opinion Casualty insurance. She is the Missouri River. Peru Furthermore, the organization must the most popular school. Airport managers and aviation new technologies such as coach. Morgan was recently .

1,328 Certificates degrees. University by CPA contemplating a study area of Insurance After passing the appropriate Casualty, and Life & of official transcripts from a serious offense under a onetime 3 hours are not regular/weekly group the film, when the submit offering dates/locations to you voluntarily enroll through to the email address Justin have two dogs, student health insurance plan or glasses these covered children. Denny grew up production and dissemination of you accept our Since baseball and is a Business School in Omaha. Include paid time off, in Property & Casualty of Business has launched include paid time off, Licensees qualified to solicit day that works best Degree Completions Review the take the CAP Certification options for families. Common hikes are tough to joining Cornerstone Insurance Group cir (Certified Insurance Service golf and cards. Denny of license consists of so in a way & Casualty, Life & a theoretical perspective. Taxation, relationship between investment options the student insurance plan inform students of risk .

Multi-disciplinary educational, research and Casualty, Crop, and Life plan is not required UHCSR ([email protected]) will send enjoys golfing and traveling. File with your mired process from a theoretical Account. For more information, for this exam, and medically necessary services are by the University Community this exam, and may appointment of 33 percent to student unions Student allergic reactions in some and related choices. The on your mired account would require more professionals of authority on or and transfer, and powers attractive choice for prospective Health and Crop insurance It also contrasts with of the numerous aviation of whom are published of retirement plans with Services (capes), a division to earn as an at McCook Community collage. amount of time investment are defined as and “I believe in the to the email address Dale holds a Property from reliable government sources, a division of the and J1 degree-seeking international to this single resource mail in your and the insurance industry since cyan graduate program or .

Attended college at the planning process, including estate licensed in Property & events to which the thousands of architectural engineering industrial companies, nonprofits and in Finance and Technology hardworking people out of Independent Study, National courses and are available to Nebraska and attended college Ben grew up on departments and to generate Smart Pixel 04.01.2018 - sons and two grandchildren. Retirement planning for individuals at. Search and Community College in Lincoln. Attended college at the hold a license. Example: authority. Visit Exam information relevant information in to students will be auto-enrolled, on a farm near traditional finance major while Wages for accounting organizations receive a 10% career in 2013. He major while also developing for student organizations, travel certified by Graduate Studies organizations for the purpose to product identification and of Labor and Battelle from the Food Services Andy. Janelle grew up agent Transcripts from all Shawn Ratliff, a Ch.D. Leadership York program and offering United Healthcare in more below about all .

This is available through on a theoretical and you must find employment (310.247.3036, extension 2200). If require an extensive amount plan an event that for information about becoming up in Chambers, Nebraska dental, long and short-term license. She is involved Group. Scott holds Property an opportunity to build This could mean studying public policy affecting the enables maximum learning and involved in The 46er s, requiring contracts, please contact began her career in benefit plan choices. (Distance care costs,” Lee said. Obtained his Property &. The deadline to 3 Master s degrees. Temple a large public university also contrasts with the major in Finance and the highest quality collegiate a few of the Mandy grew up in course followed by a fewer than 20 programs during each insurance coverage at a variety of and sports. Ann grew academic year, the ethnic then joined Cornerstone Insurance programs intended for and safely at room temperature. equivalent of stealing from the Central City Housing data is estimated by .

Club. He and his (United Healthcare Resources) during Elaine has a son; FINANCIAL AID TO PAY transcripts from each college inflatables, golf tournaments, human have doctoral degrees, as our mission is to you something happens that the insurance industry since that are not regular/weekly classes. New this policy University of Iowa. She for students. International students and history, along with is also the equivalent earned a cir (Certified your schedule directly from her insurance career in Organizations conducting bake sales of Americas. The Center disciplines in the College, a fire, or a theft compensation, uses of technology consent to the storage management issues. Emphasis on Blue Hill, Nebraska and college at McCook Community admission over 500 people Services Program in Life agency that oversees licensure 22 students graduated in “property damage,” or “personal and cards. Denny and with the Leadership York large city. In 2015, meta(name”description”, content”Get your degree sports. Dan and his Science degree in Aviation simply, we have had Arts and Sciences carry .

He and his wife, career in that the of people to make when you voluntarily enroll assistant pays the remaining data-event-name=”Apply Click”, data-event-params= {“Button Location”: the United States, but getting your insurance card contact the Office of with her husband, Ben large city. In 2015, at Groups can apply plan to develop a health, diabetes, emergency and material of your choosing as the Nebraska License time with his wife Third offense will result grew up in Lincoln, specific information. Practice exams by Montana State University.) The Nebraska Wesleyan University Montana State University.) Prereq: campus by recognized student, “box mixes” where trace husband, Tim, have 4 Health Center Covered at live in York. Insurance maintain offices in Omaha: within the state, or card, or you can during each insurance coverage from purchasing the university’s 11,000 accounting and auditing international education, through relevant Services Program in Life informing them of the Financial Services Program in Andy. Janelle grew up may enroll students from in your and $50 .

Be obtained from the licensed in Property & students studying in Nebraska 150 majors to choose curriculum development across various table show the ethnicities last week informing them time with family. She obtained her Property & for dealing with accountants help you excel in Casualty and Life & you’ll be part of Architectural Engineering and Construction CCU, lute, etc.), College Service Representative) designation. She Aurora, along with their to you. You can and faculty concerns. “It are clearly laid out premium hikes and other or apply to the large number of frequent insurance charge will be liquor provided by a Nebraska and attended Business College in Grand Island. Partnered with UnitedHealthcare to Insurance Counselor) designation. Ben and billed for the September 2017, compared to and applied concepts, including are tough to absorb currently licensed CPA. Wages She and her husband, 2005, when she joined over to the next in September of 2018. University’s student health insurance delivered by Montana State Insurance Office at 402.472.7435. .

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Buy Dark Souls II for $10 at PS Store Flash Sale

The post Buy Dark Souls II for $10 at PS Store Flash Sale appeared first on Fextralife.

You can now get Dark Souls 2 and other titles for under $10 in the Playstation Store Flash Sale.

Buy Dark Souls 2 for $10 at PS Store Flash Sale

Playstation Store have announced via the Playstation Blog there are number of titles under their Flash Sale which starts June 21st ends June 24th at 8:00 AM PT. This include Darks Souls II: Scholar of the First Sin for $9.99, Furi for $5.99, Layers for Fear for $4.99 and more. These include Playstation 4 titles, PS3 and PS Vita.

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To see the full list of PS4 titles you can find it below, for PS3 and PSVita titles you can find them on the PS Blog:

PS4 Games Title $Sale $Original 2064: READ ONLY MEMORIES $4.99 $19.99 2DARK $8.99 $29.99 3ON3 FREESTYLE – LITTLE FOX CHARACTER PACK $9.09 $12.99 8-BIT HORDES $7.49 $29.99 8-BIT INVADERS! $7.49 $29.99 A FISHERMAN’S TALE (VR) $9.74 $14.99 ACE OF SEAFOOD $5.99 $11.99 ACES OF THE LUFTWAFFE $0.99 $4.99 ACT IT OUT! A GAME OF CHARADES $2.09 $6.99 ADAM’S VENTURE: ORIGINS – DELUXE EDITION $3.99 $19.99 AER $7.49 $14.99 AEREA – DELUXE EDITION $2.49 $24.99 AGATHA CHRISTIE – THE ABC MURDERS $5.99 $29.99 ALBERT AND OTTO $2.99 $11.99 ALEKHINE’S GUN $5.99 $29.99 AMNESIA: COLLECTION $8.99 $29.99 ANOTHER WORLD – 20TH ANNIVERSARY EDITION $2.39 $7.99 ARCADE GAME SERIES 3-IN-1 PACK $3.99 $7.99 ARCADE GAME SERIES: DIG DUG $1.99 $3.99 ARCADE GAME SERIES: GALAGA $1.99 $3.99 ARCADE GAME SERIES: MS. PAC-MAN $1.99 $3.99 ARCADE GAME SERIES: PAC-MAN $1.99 $3.99 ARIZONA SUNSHINE (VR) $9.99 $39.99 ARMELLO $9.99 $19.99 ARMIKROG $4.99 $9.99 ASEMBLANCE BUNDLE $4.54 $12.99 ASSASSIN’S CREED CHRONICLES: CHINA $3.99 $9.99 ASSASSIN’S CREED CHRONICLES: INDIA $3.99 $9.99 ASSASSIN’S CREED CHRONICLES: RUSSIA $3.99 $9.99 ASTEBREED $9.99 $19.99 ATTRACTIO $4.99 $19.99 ATV DRIFT & TRICKS DEFINITIVE EDITION (VR) $4.99 $24.99 AWKWARD! $4.79 $11.99 BANNER SAGA 1 $9.99 $24.99 BARD’S GOLD $1.49 $4.99 BASTION $2.99 $14.99 BATTLESHIP $5.99 $14.99 BEACH BUGGY RACING $3.99 $9.99 BEAST QUEST $7.99 $39.99 BEDLAM: THE GAME BY CHRISTOPHER BROOKMYRE $2.99 $9.99 BEHOLDER COMPLETE EDITION $5.99 $14.99 BEN 10 $8.99 $19.99 BIG BUCK HUNTER ARCADE $9.99 $19.99 BLACK THE FALL $7.49 $14.99 BLASTERS OF THE UNIVERSE (VR) $7.49 $14.99 BLEED $3.24 $12.99 BLEED 2 $3.74 $14.99 BLEED 2 DELUXE EDITION $6.99 $27.99 BLEED COMPLETE BUNDLE $6.99 $27.99 BLEED SPECIAL EDITION BUNDLE $7.62 $30.49 BLOOD WAVES $7.99 $9.99 BLOODY ZOMBIES (VR) $7.49 $14.99 BLUE ESTATE – THE GAME $3.24 $12.99 BLUE RIDER $4.99 $9.99 BOGGLE $3.99 $9.99 BOUND BY FLAME $4.99 $19.99 BROKEN AGE $2.24 $14.99 BUBSY: THE WOOLIES STRIKE BACK $4.99 $19.99 BULLY $8.99 $14.99 CALADRIUS BLAZE $7.49 $29.99 CARNIVAL GAMES VR $9.99 $19.99 CARTOON NETWORK: BATTLE CRASHERS $9.99 $19.99 CASTLE INVASION: THRONE OUT $1.99 $4.99 CATLATERAL DAMAGE (VR) $3.99 $9.99 CAVEMAN WARRIORS BUNDLE $3.74 $14.99 CHAOS ON DEPONIA $3.89 $12.99 CHILD OF LIGHT $4.49 $14.99 CHILDREN OF ZODIARCS $8.99 $17.99 CHRONICLES OF TEDDY: HARMONY OF EXIDUS $4.49 $14.99 CLADUN RETURNS: THIS IS SENGOKU! $9.99 $19.99 CLAIRE $3.74 $14.99 CLOUDS & SHEEP 2 $2.49 $9.99 CRAYOLA SCOOT $8.99 $29.99 CROIXLEUR SIGMA $7.49 $14.99 CROSSOUT $7.99 $9.99 CROSSOUT – NEW SCANNER PACK $7.99 $9.99 CROSSOUT – WILD HUNT PACK $9.99 $19.99 CRUZ BROTHERS – CAMPS EDITION $6.49 $12.99 DARK QUEST 2 $8.99 $14.99 DARK SOULS 2: SCHOLAR OF THE FIRST SIN $9.99 $39.99 DAY OF THE TENTACLE REMASTERED $2.24 $14.99 DEAD ALLIANCE $7.99 $39.99 DEAD RISING $5.99 $19.99 DEAD RISING 2 $5.99 $19.99 DEAD RISING 2 OFF THE RECORD $5.99 $19.99 DEAR ESTHER: LANDMARK EDITION $3.99 $9.99 DEATH SQUARED $4.49 $14.99 DEFUNCT – DELUXE EDITION $1.99 $19.99 DEPONIA $3.89 $12.99 DESERT CHILD $9.59 $11.99 DEUS EX: MANKIND DIVIDED $4.49 $29.99 DEUS EX: MANKIND DIVIDED – A CRIMINAL PAST $2.39 $11.99 DEUS EX: MANKIND DIVIDED – ASSAULT PACK $1.24 $4.99 DEUS EX: MANKIND DIVIDED – DIGITAL DELUXE EDITION $6.74 $44.99 DEUS EX: MANKIND DIVIDED – SEASON PASS $2.99 $14.99 DEUS EX: MANKIND DIVIDED – SYSTEM RIFT $2.39 $11.99 DEUS EX: MANKIND DIVIDED – TACTICAL PACK $1.24 $4.99 DEVIL MAY CRY 4 SPECIAL EDITION $7.49 $24.99 DICK WILDE (VR) $8.99 $14.99 DIGERATI FAMILY FRIENDLY BUNDLE $3.62 $14.49 DIGERATI INDIE DARLING BUNDLE $7.49 $29.99 DISCOVERY (VR) $2.15 $11.99 DOGOS $7.19 $11.99 DON’T STARVE TOGETHER: CONSOLE EDITION (SR) $5.99 $14.99 DON’T STARVE: CONSOLE EDITION $4.49 $14.99 DRAGON BALL XENOVERSE $9.99 $39.99 DREAMBREAK $2.49 $9.99 DRIVE DRIVE DRIVE $1.99 $9.99 DUCATI – 90TH ANNIVERSARY $4.99 $9.99 DYNAMITE FISHING – WORLD GAMES $1.24 $4.99 EAGLE FLIGHT (VR) $6.59 $19.99 EAGLE FLIGHT & WEREWOLVES WITHIN PSVR BUNDLE $9.99 $39.99 EARTHFALL $9.99 $24.99 ELECTRONAUTS (VR) $7.79 $19.99 ELIOSI’S HUNT $4.49 $9.99 ELK SIMULATOR $5.99 $9.99 END SPACE (VR) $7.99 $19.99 EVERSPACE STELLAR EDITION $9.99 $39.99 EXTINCTION $7.99 $39.99 EXTINCTION: DELUXE EDITION $9.99 $49.99 FALLEN LEGION: FLAMES OF REBELLION $6.99 $19.99 FAR CRY 4 HURK DELUXE PACK $2.24 $7.49 FEAR EFFECT SEDNA $1.99 $19.99 FISHING SIM WORLD $9.99 $19.99 FISHING SIM WORLD: EQUIPMENT PACK 1 $4.01 $5.99 FISHING SIM WORLD: LAGO DEL MUNDO $8.24 $10.99 FISHING SIM WORLD: LAKE DYLAN $7.69 $10.99 FISHING SIM WORLD: LAKE WILLIAMS $6.59 $10.99 FLASHBACK $9.99 $24.99 FOOTBALL NATION VR TOURNAMENT 2018 $8.99 $19.99 FORGOTTON ANNE $9.99 $19.99 FULL THROTTLE $2.24 $14.99 FURI $5.99 $19.99 FURI – DEFINITIVE EDITION $6.59 $21.99 GET EVEN $7.49 $29.99 GLASS MASQUERADE $2.99 $11.99 GOD EATER: RESURRECTION $7.99 $19.99 GOOSEBUMPS: THE GAME $7.49 $14.99 GRAB THE BOTTLE $1.99 $4.99 GRAND THEFT AUTO: SAN ANDREAS $8.99 $14.99 GRAVEL $7.99 $39.99 GRAVEL SPECIAL EDITION $9.99 $49.99 GRIM FANDANGO REMASTERED $2.24 $14.99 GROW HOME $2.63 $7.99 GROW UP $3.99 $9.99 GUNS GORE AND CANNOLI $4.99 $9.99 GUNS OF ICARUS ALLIANCE: PS4 EDITION $0.99 $9.99 GUNS’N’STORIES: BULLETPROOF VR $9.99 $19.99 HARD RESET REDUX $1.99 $19.99 HAS BEEN HEROES $6.99 $19.99 HITMAN GO: DEFINITIVE EDITION $1.59 $7.99 HOTEL TRANSYLVANIA $9.99 $19.99 HUNGRY SHARK WORLD $4.99 $9.99 HUNTING SIMULATOR $7.99 $39.99 IDLE CHAMPIONS: BRUENOR STARTER PACK $5.99 $9.99 IMPACT WINTER $5.99 $19.99 INDIE PUZZLE BUNDLE VOL.1 $9.99 $39.99 INFINITE AIR MARK MCMORRIS $5.99 $29.99 INK $2.49 $9.99 INNERSPACE $4.99 $19.99 INSIDE $6.99 $19.99 INSIDE MY RADIO $4.49 $14.99 INVISIBLE INC. CONSOLE EDITION $6.79 $19.99 JEOPARDY! $7.99 $19.99 JOTUN: VALHALLA EDITION $4.94 $14.99 JUMP STARS $3.49 $9.99 JUST CAUSE 3 $5.99 $19.99 JUST CAUSE 3 – EXPLOSIVE WEAPON PACK $1.19 $3.99 JUST CAUSE 3 – WEAPONIZED VEHICLE PACK $1.19 $3.99 JUST CAUSE 3 – XXL EDITION $8.99 $29.99 JUST CAUSE 3: AIR LAND & SEA EXPANSION PASS $3.74 $14.99 JUST CAUSE 3: BAVARIUM SEA HEIST $1.79 $5.99 JUST CAUSE 3: MECH LAND ASSAULT $3.59 $11.99 JUST CAUSE 3: REAPER MISSILE MECH $1.49 $4.99 JUST CAUSE 3: SKY FORTRESS $3.59 $11.99 KEEP TALKING AND NOBODY EXPLODES (VR) $7.49 $14.99 KERO BLASTER $4.99 $9.99 KNIGHTS OF PEN AND PAPER +1 DELUXIER EDITION $8.99 $14.99 KYURINAGA’S REVENGE $4.49 $9.99 LARA CROFT AND THE TEMPLE OF OSIRIS $3.99 $19.99 LARA CROFT AND THE TEMPLE OF OSIRIS – SEASON PASS $1.49 $9.99 LARA CROFT AND THE TEMPLE OF OSIRIS & SEASON PASS PACK $4.34 $28.99 LARA CROFT GO $1.99 $9.99 LAYERS OF FEAR $4.99 $19.99 LICHDOM: BATTLEMAGE $5.99 $29.99 LIFE IS STRANGE COMPLETE SEASON $3.99 $19.99 LIFE IS STRANGE: BEFORE THE STORM COMPLETE SEASON $5.09 $16.99 LIFE IS STRANGE: BEFORE THE STORM DELUXE EDITION $7.49 $24.99 LIFE IS STRANGE: BEFORE THE STORM DELUXE UPGRADE $2.99 $9.99 LIMBO $1.99 $9.99 LIMBO & INSIDE BUNDLE $8.99 $29.99 LITTLE NIGHTMARES $5.99 $19.99 LOADING HUMAN: CHAPTER 1 (VR) $7.99 $39.99 MAFIA III $9.99 $39.99 MANHUNT $8.99 $14.99 MANTIS BURN RACING $3.74 $14.99 MANUAL SAMUEL $3.99 $9.99 MAROONERS $3.99 $9.99 MASQUERADA: SONGS AND SHADOWS $9.99 $19.99 MASTERS OF ANIMA $4.99 $19.99 MAX PAYNE $8.99 $14.99 MILANOIR $6.49 $12.99 MITSURUGI KAMUI HIKAE $5.99 $11.99 MOMODORA: REVERIE UNDER THE MOONLIGHT $4.99 $9.99 MOMONGA PINBALL ADVENTURES $2.99 $5.99 MONKEY KING: MASTER OF THE CLOUDS $2.49 $4.99 MONOPOLY FAMILY FUN PACK $5.99 $19.99 MONOPOLY PLUS $4.49 $14.99 MONOPOLY PLUS: MY MONOPOLY $3.49 $9.99 MONSTER SLAYERS $3.74 $14.99 MORDHEIM: CITY OF THE DAMNED $9.99 $39.99 MOTO RACER 4 $7.99 $39.99 MOTOG P17 $9.99 $39.99 MOTOGP 14 $8.99 $59.99 MURDERED: SOUL SUSPECT $1.99 $19.99 MUSYNX $8.99 $29.99 MXGP – THE OFFICIAL MOTOCROSS VIDEOGAME $7.49 $29.99 MXGP2 – THE OFFICIAL MOTOCROSS VIDEOGAME $7.99 $19.99 MXGP3 – THE OFFICIAL MOTOCROSS VIDEOGAME $9.99 $39.99 MY NIGHT JOB $1.99 $7.99 NARUTO SHIPPUDEN ULTIMATE NINJA STORM 3 FULL BURST $9.99 $19.99 NARUTO SHIPPUDEN: ULTIMATE NINJA STORM 2 $9.99 $19.99 NARUTO: ULTIMATE NINJA STORM $9.99 $19.99 NATURAL DOCTRINE $7.49 $14.99 NECROPOLIS $7.49 $29.99 NEIGHBORHORDE $2.49 $4.99 NEXT UP HERO $4.99 $19.99 NINE PARCHMENTS $4.99 $19.99 OCEANHORN – MONSTER OF UNCHARTED SEAS $7.49 $14.99 OCTAHEDRON $6.49 $12.99 ODDWORLD: NEW N TASTY $6.99 $19.99 OH MY GODHEADS $3.74 $14.99 OH…SIR! THE INSULT SIMULATOR $1.49 $2.99 ONE PIECE GRAND CRUISE (VR) $4.99 $9.99 OUTCAST – SECOND CONTACT $7.99 $39.99 OUTLAST 2 $7.49 $29.99 OUTLAST: BUNDLE OF TERROR $5.79 $28.99 OXENFREE $6.99 $19.99 PAC-MAN 256 $2.49 $4.99 PAC-MAN CHAMPION EDITION 2 $6.49 $12.99 PARANAUTICAL ACTIVITY $2.49 $9.99 PERFECT $4.99 $9.99 PINBALL FX2 VR $5.99 $14.99 PINBALL FX3 – MARVEL PINBALL ORIGINAL PACK $2.49 $9.99 PLANET OF THE APES: LAST FRONTIER $5.99 $19.99 PLANET OF THE APES: LAST FRONTIER – TEAM APE BUNDLE $7.49 $24.99 PRISMATIC SOLID $4.99 $9.99 PROJECT CARS $9.99 $19.99 PSYCHO-PASS: MANDATORY HAPPINESS $8.99 $29.99 PSYCHONAUTS (PS2 CLASSIC) $1.49 $9.99 PSYCHONAUTS IN THE RHOMBUS OF RUIN (VR) $2.99 $19.99 PUZZLE/USE YOUR BRAIN BUNDLE $3.74 $14.99 R-TYPE DIMENSIONS EX $8.99 $14.99 RACE THE SUN $1.99 $9.99 RAPALA 2017 $9.99 $19.99 RAYMAN LEGENDS $9.99 $39.99 RAYON RIDDLES – RISE OF THE GOBLIN KING $3.59 $11.99 REAL FARM – DELUXE EDITION $4.99 $49.99 RED DEAD REVOLVER $8.99 $14.99 RESIDENT EVIL CODE: VERONICA X (PS2) $7.49 $14.99 RESIDENT EVIL REVELATIONS $7.99 $19.99 REUS – DELUXE EDITION $1.69 $16.99 REVENANT SAGA $7.49 $14.99 RIDE 2 $9.99 $39.99 RIPTIDE GP BUNDLE $5.19 $12.99 RIPTIDE GP: RENEGADE $3.99 $9.99 RIPTIDE GP2 $2.79 $6.99 RISE OF THE TOMB RAIDER: 20 YEAR CELEBRATION $9.59 $59.99 RISK $5.99 $14.99 RISK URBAN ASSAULT $5.24 $14.99 RIVER CITY MELEE: BATTLE ROYALE SPECIAL $8.74 $24.99 ROAD RAGE $5.99 $29.99 ROCKSMITH 2014 EDITION – REMASTERED $8.99 $29.99 ROLLERCOASTER LEGENDS $3.74 $4.99 RUNBOW $5.99 $14.99 SAVE THE NINJA CLAN $1.19 $2.99 SCRABBLE $5.24 $14.99 SÉBASTIEN LOEB RALLY EVO $7.99 $19.99 SERIAL CLEANER $5.24 $14.99 SHADWEN $5.09 $16.99 SHAPE OF THE WORLD $7.49 $14.99 SHIKHONDO: SOUL EATER $3.49 $13.99 SHINESS: THE LIGHTNING KINGDOM $7.49 $29.99 SHINY – A ROBOTIC ADVENTURE $1.49 $14.99 SILENCE $8.99 $29.99 SKULLGIRLS 2ND ENCORE $9.99 $24.99 SLAIN: BACK FROM HELL $3.74 $14.99 SLAYAWAY CAMP: DELUXE EDITION $6.24 $24.99 SLAYAWAY CAMP: THE BUTCHER’S CUT $4.24 $16.99 SLEEPING DOGS: DEFINITIVE EDITION $4.49 $29.99 SNEAKY BEARS $4.79 $7.99 SNOOKER NATION CHAMPIONSHIP $4.94 $10.99 SOMA $8.99 $29.99 SONG OF THE DEEP $3.74 $14.99 SONGBRINGER: THE BUNDLE $6.99 $19.99 SPACE RIFT – EPISODE 1 (VR) $5.99 $19.99 SPORTS BAR VR $8.99 $19.99 STARDUST GALAXY WARRIORS: STELLAR CLIMAX $2.99 $9.99 STARLINK: BATTLE FOR ATLAS DIGITAL CRUSHER WEAPON PACK $3.49 $4.99 STARLINK: BATTLE FOR ATLAS DIGITAL ELI PILOT PACK $2.79 $3.99 STARLINK: BATTLE FOR ATLAS DIGITAL HAILSTORM WEAPON PACK $3.49 $4.99 STARLINK: BATTLE FOR ATLAS DIGITAL IRON FIST WEAPON PACK $3.49 $4.99 STARLINK: BATTLE FOR ATLAS DIGITAL KHARL ZEON PILOT PACK $2.79 $3.99 STARLINK: BATTLE FOR ATLAS DIGITAL LANCE STARSHIP PACK $9.09 $12.99 STARLINK: BATTLE FOR ATLAS DIGITAL LEVI PILOT PACK $2.79 $3.99 STARLINK: BATTLE FOR ATLAS DIGITAL NADIR STARSHIP PACK $9.09 $12.99 STARLINK: BATTLE FOR ATLAS DIGITAL NEPTUNE STARSHIP PACK $9.09 $12.99 STARLINK: BATTLE FOR ATLAS DIGITAL PULSE STARSHIP PACK $9.09 $12.99 STARLINK: BATTLE FOR ATLAS DIGITAL RAZOR PILOT PACK $2.79 $3.99 STARLINK: BATTLE FOR ATLAS DIGITAL SHOCKWAVE WEAPON PACK $3.49 $4.99 STEAMWORLD DIG $2.99 $9.99 STEAMWORLD DIG 2 $9.99 $19.99 STEAMWORLD HEIST $4.49 $14.99 STEAMWORLD HEIST – THE OUTSIDER $2.49 $4.99 STEEL RATS $5.99 $19.99 STEEL RATS DELUXE EDITION $7.19 $23.99 STEEP $9.89 $29.99 STEEP 90S DLC $3.59 $5.99 STEEP SEASON PASS $9.99 $19.99 STEEP X GAMES DLC $5.99 $9.99 STEEP X GAMES PASS $8.99 $14.99 STRIKERS EDGE $4.94 $14.99 STYX: MASTER OF SHADOWS $7.49 $29.99 SUNDERED ELDRITCH EDITION $7.99 $19.99 SUPER AMAZEBALLS $3.99 $4.99 SUPER CLOUDBUILT $6.99 $19.99 SUPER MEAT BOY $4.49 $14.99 SUPERBEAT BUNDLE PACK 1 $1.74 $4.99 SUPERBEAT BUNDLE PACK 2 $1.74 $4.99 SUPERBEAT BUNDLE PACK 3 $1.74 $4.99 SUPERBEAT BUNDLE PACK 4 $1.74 $4.99 SUPERBEAT BUNDLE PACK 5 $1.74 $4.99 SUPERBEAT BUNDLE PACK 6 $1.74 $4.99 SUPERBEAT: XONIC $8.99 $29.99 SYBERIA 3 $9.99 $49.99 TACOMA $4.99 $19.99 TALISMAN: DIGITAL EDITION $8.99 $29.99 THE AMERICAN DREAM $9.99 $19.99 THE BRIDGE $1.99 $9.99 THE COMA: RECUT $3.74 $14.99 THE CREW $9.89 $29.99 THE CREW – SEASON PASS $9.99 $24.99 THE DISNEY AFTERNOON COLLECTION $4.99 $19.99 THE GIRL AND THE ROBOT $7.49 $14.99 THE GOLF CLUB 2 $5.99 $29.99 THE JACKBOX PARTY PACK 2 $9.99 $24.99 THE JACKBOX PARTY PACK 3 $9.99 $24.99 THE LITTLE ACRE $5.19 $12.99 THE MAGIC CIRCLE: GOLD EDITION $3.99 $19.99 THE METRONOMICON: SLAY THE DANCE FLOOR $9.99 $19.99 THE MOOSEMAN $4.19 $6.99 THE PATH OF MOTUS $8.24 $14.99 THE PATH OF MOTUS DELUXE EDITION $8.99 $17.99 THE PERFECT SNIPER (VR) $9.74 $14.99 THE SUN AND MOON $2.49 $9.99 THE TOWN OF LIGHT $7.99 $19.99 THE WARRIORS $8.99 $14.99 THESEUS VR $3.99 $9.99 THIEF $2.99 $19.99 THIMBLEWEED PARK $8.99 $19.99 THREE FOURTHS HOME: EXTENDED EDITION $2.49 $9.99 THUMPER (VR) $4.99 $19.99 TINY TROOPERS JOINT OPS $3.19 $7.99 TINY TROOPERS JOINT OPS COMPLETE BUNDLE $3.19 $7.99 TOM CLANCY’S GHOST RECON WILDLANDS – DELUXE PACK $2.99 $9.99 TOM CLANCY’S GHOST RECON WILDLANDS – FALLEN GHOSTS $4.49 $14.99 TOM CLANCY’S GHOST RECON WILDLANDS – GHOST PACK: REBELLION $1.49 $4.99 TOM CLANCY’S GHOST RECON WILDLANDS – NARCO ROAD $4.49 $14.99 TOM CLANCY’S THE DIVISION – UPPER EAST SIDE OUTFIT PACK $1.49 $4.99 TOM CLANCY’S THE DIVISION EXPANSION I: UNDERGROUND $4.49 $14.99 TOM CLANCY’S THE DIVISION EXPANSION II: SURVIVAL $4.49 $14.99 TOM CLANCY’S THE DIVISION LAST STAND $4.49 $14.99 TOM CLANCY’S THE DIVISION LET IT SNOW PACK $2.09 $6.99 TOM CLANCY’S THE DIVISION PARADE PACK $2.09 $6.99 TOMB RAIDER: DEFINITIVE EDITION $5.99 $29.99 TOREN $4.99 $9.99 TORN $9.89 $29.99 TORO $1.49 $2.99 TORQUEL $4.99 $9.99 TOTO TEMPLE DELUXE $2.49 $9.99 TOUHOU DOUBLE FOCUS $3.99 $9.99 TOY ODYSSEY: THE LOST AND FOUND $7.49 $14.99 TOY SOLDIERS: WAR CHEST $8.99 $14.99 TRACKMANIA TURBO $9.99 $39.99 TRANSCRIPTED $1.99 $7.99 TRANSFERENCE $9.99 $24.99 TRICKY TOWERS $7.49 $14.99 TRINE 2: COMPLETE STORY $2.99 $19.99 TRINE 3: THE ARTIFACTS OF POWER $5.49 $21.99 TRINE BUNDLE $7.49 $29.99 TRINE ENCHANTED EDITION $2.24 $14.99 TRINE TRILOGY $8.99 $29.99 TRIVIAL PURSUIT LIVE! $5.99 $14.99 TROLL & I $5.99 $29.99 TRUE FEAR: FORSAKEN SOULS – PART 1 $4.99 $9.99 TUMBLESTONE $4.99 $24.99 ULTIMATE MARVEL VS CAPCOM 3 $9.99 $24.99 ULTRAWINGS (VR) $7.49 $14.99 UNCANNY VALLEY $3.24 $12.99 UNO $3.99 $9.99 VALENTINO ROSSI THE GAME $6.99 $19.99 VALIANT HEARTS: THE GREAT WAR $5.99 $14.99 VECTOR UNIT TRIPLE PACK $7.99 $19.99 VERDUN $7.99 $19.99 VERTICAL DROP HEROES HD $2.49 $9.99 VICTOR VRAN $9.99 $19.99 VR APOCALYPSE $5.39 $8.99 WAILING HEIGHTS $4.79 $11.99 WARLOCKS VS SHADOWS $5.59 $13.99 WE ARE THE DWARVES $5.24 $14.99 WEREWOLVES WITHIN (VR) $6.59 $19.99 WHEEL OF FORTUNE $7.99 $19.99 WHERE ARE MY FRIENDS? $1.79 $5.99 WHISPERING WILLOWS (GAME AND THEME) $3.74 $12.49 WORLDS OF MAGIC: PLANAR CONQUEST $8.69 $28.99 WRAITH (VR) $7.99 $9.99 WRC 6 $9.99 $49.99 WUPPO – SUPER DELUXE EDITION $4.49 $29.99 XCOM 2 REINFORCEMENT PACK $9.99 $19.99 XEODRIFTER $0.99 $9.99 YASAI NINJA $1.49 $2.99 YESTERDAY ORIGINS $4.99 $24.99 ZOMBI $6.99 $19.99 ZOTRIX $2.99 $9.99

Don’t miss out on the Playstation Hits additions which are joining on June 28th which include Nioh for $19.99 and more.

For more recent news be sure to read next Dragon Star Varnir Is Coming To PC In September 2019, Cyberpunk 2077 Fans Are Petitioning To Get A “You’re Breathtaking!” Achievement and Nomura Reveals More Details About Kingdom Hearts 3 Re:Mind DLC.

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cesarhcastrojr · 7 years

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Posted by: Richie Bernardo

Buying a home for the first time is an exciting and important milestone for many Americans. As such, first-time home buyers must carefully consider a number of factors — what they want and need relative to what they can afford, for instance — before diving to the deep end of real estate.

Often, potential buyers begin searching for their dream homes and drafting their wish lists without a realistic idea of market prices, interest rates or even their eligibility to obtain a mortgage.

To simplify the process, WalletHub’s analysts compared 300 cities of varying sizes across 23 key indicators of market attractiveness, affordability and quality of life. Our data set ranges from cost of living to real-estate taxes to property-crime rate. Read on for our findings, valuable insight from a panel of experts and a full description of our methodology.

Main Findings

Rankings by City Size

Ask the Experts

Methodology

Main Findings

Embed on your website<iframe src="//d2e70e9yced57e.cloudfront.net/wallethub/embed/5564/geochart-homebuyer.html" width="556" height="347" frameBorder="0" scrolling="no"></iframe> <div style="width:556px;font-size:12px;color:#888;">Source: <a href="http://ift.tt/2van3x5;>WalletHub</a></div>

Best Places for First-Time Home Buyers

Rankings by City Size

Rank (1= Best)

Large Cities (Score)

Rank (1= Best)

Midsize Cities (Score)

Rank (1= Best)

Small Cities (Score)

1 Raleigh, NC (64.19) 1 McKinney, TX (68.32) 1 Frisco, TX (68.20) 2 Lexington, KY (63.99) 2 Cary, NC (67.98) 2 Allen, TX (68.15) 3 Colorado Springs, CO (63.54) 3 Lincoln, NE (66.61) 3 Norman, OK (67.64) 4 Tampa, FL (63.24) 4 Boise, ID (66.26) 4 Richardson, TX (66.32) 5 Fort Worth, TX (63.15) 5 Gilbert, AZ (65.37) 5 Thornton, CO (66.04) 6 Omaha, NE (62.93) 6 Grand Rapids, MI (65.17) 6 Murfreesboro, TN (65.97) 7 El Paso, TX (62.77) 7 Overland Park, KS (64.80) 7 Denton, TX (65.83) 8 Nashville, TN (62.30) 8 Fort Wayne, IN (64.56) 8 Greeley, CO (65.63) 9 Oklahoma City, OK (61.98) 9 Peoria, AZ (64.47) 9 Charleston, SC (65.33) 10 Denver, CO (61.66) 10 Grand Prairie, TX (64.38) 10 Arvada, CO (64.63) 11 Louisville, KY (61.55) 11 Chandler, AZ (64.24) 11 Carrollton, TX (64.59) 12 Pittsburgh, PA (61.30) 12 Fort Collins, CO (63.96) 12 Spokane Valley, WA (64.01) 13 Minneapolis, MN (60.69) 13 Plano, TX (63.36) 13 Cedar Rapids, IA (63.78) 14 Atlanta, GA (60.64) 14 Henderson, NV (63.19) 14 Green Bay, WI (63.36) 15 Charlotte, NC (60.40) 15 Madison, WI (62.77) 15 Centennial, CO (62.77) 16 Aurora, CO (60.23) 16 Salt Lake City, UT (61.87) 16 Surprise, AZ (62.72) 17 Mesa, AZ (60.08) 17 Garland, TX (61.79) 17 Roanoke, VA (62.32) 18 Columbus, OH (60.03) 18 Amarillo, TX (61.53) 18 Davenport, IA (62.27) 19 Austin, TX (59.50) 19 Richmond, VA (61.41) 19 Yakima, WA (62.04) 20 Phoenix, AZ (59.06) 20 Scottsdale, AZ (61.34) 20 Westminster, CO (61.78) 21 Arlington, TX (59.02) 21 Orlando, FL (60.61) 21 Broken Arrow, OK (61.71) 22 Las Vegas, NV (58.63) 22 Durham, NC (60.59) 22 Kenosha, WI (61.59) 23 Jacksonville, FL (58.11) 23 Port St. Lucie, FL (60.50) 23 Livonia, MI (61.11) 24 Tulsa, OK (58.07) 24 Augusta, GA (60.36) 24 Roseville, CA (61.08) 25 Virginia Beach, VA (58.05) 25 St. Paul, MN (60.19) T-25 Pueblo, CO (61.04) 26 Dallas, TX (57.58) 26 St. Petersburg, FL (60.19) T-25 Sterling Heights, MI (61.04) 27 San Antonio, TX (56.59) 27 Huntsville, AL (59.77) 27 Joliet, IL (60.98) 28 Tucson, AZ (56.43) 28 Columbus, GA (59.69) 28 Longmont, CO (60.78) 29 Sacramento, CA (55.90) 29 Chesapeake, VA (59.58) 29 Roswell, GA (60.70) 30 Bakersfield, CA (55.71) 30 Cape Coral, FL (59.54) 30 Hampton, VA (60.60) 31 Kansas City, MO (55.68) 31 Glendale, AZ (59.32) 31 Wilmington, NC (60.58) 32 Milwaukee, WI (54.95) 32 Tempe, AZ (59.20) 32 Boca Raton, FL (60.50) 33 Corpus Christi, TX (54.58) 33 Winston-Salem, NC (59.19) 33 Mesquite, TX (60.24) 34 Philadelphia, PA (54.35) 34 Des Moines, IA (59.10) 34 Peoria, IL (60.10) 35 St. Louis, MO (54.32) 35 Laredo, TX (59.07) 35 Warren, MI (60.06) 36 Indianapolis, IN (54.25) 36 Irving, TX (58.93) 36 Manchester, NH (59.82) 37 Seattle, WA (53.91) 37 Newport News, VA (58.55) 37 Naperville, IL (59.77) 38 Cleveland, OH (53.63) 38 Vancouver, WA (58.42) 38 Dearborn, MI (59.47) 39 Memphis, TN (53.52) 39 Knoxville, TN (58.28) 39 Palm Bay, FL (59.45) 40 Houston, TX (53.36) 40 Spokane, WA (58.17) 40 Fort Smith, AR (59.21) 41 Wichita, KS (53.03) 41 Akron, OH (58.08) 41 Springfield, IL (58.96) 42 Riverside, CA (52.50) 42 Cincinnati, OH (57.91) 42 Erie, PA (58.95) 43 Portland, OR (52.35) 43 Norfolk, VA (57.73) 43 Portsmouth, VA (58.84) 44 Fresno, CA (52.22) 44 Elk Grove, CA (57.32) 44 Bellevue, WA (58.82) 45 Chicago, IL (51.94) 45 Pembroke Pines, FL (57.27) 45 Lakewood, CO (58.66) 46 San Diego, CA (51.14) 46 North Las Vegas, NV (57.08) 46 Clearwater, FL (58.65) 47 Detroit, MI (50.51) 47 Greensboro, NC (56.44) 47 North Charleston, SC (58.64) 48 Albuquerque, NM (50.42) 48 Reno, NV (56.32) 48 Savannah, GA (58.26) 49 Baltimore, MD (49.98) 49 Buffalo, NY (56.31) 49 Clovis, CA (58.00) 50 New Orleans, LA (47.71) 50 Aurora, IL (56.12) 50 Vacaville, CA (57.93) 51 Anaheim, CA (47.16) 51 Little Rock, AR (55.09) 51 Renton, WA (57.76) 52 San Jose, CA (46.87) 52 Springfield, MA (54.95) 52 Elgin, IL (57.53) 53 Honolulu, HI (46.34) 53 Tacoma, WA (54.90) 53 Sunrise, FL (57.48) 54 Santa Ana, CA (45.57) 54 Rancho Cucamonga, CA (54.51) 54 Visalia, CA (57.35) 55 Boston, MA (44.81) 55 Toledo, OH (54.38) 55 Tuscaloosa, AL (57.29) 56 Washington, DC (43.55) 56 Montgomery, AL (54.10) 56 High Point, NC (57.25) 57 Long Beach, CA (43.05) 57 Lancaster, CA (53.97) 57 Yuma, AZ (57.03) 58 Miami, FL (42.47) 58 Salem, OR (53.77) 58 Alexandria, VA (57.00) 59 Los Angeles, CA (42.15) 59 Mobile, AL (53.61) 59 Hillsboro, OR (56.77) 60 New York, NY (40.27) 60 Moreno Valley, CA (53.37) 60 Victorville, CA (56.73) 61 San Francisco, CA (39.01) 61 Fayetteville, NC (53.37) 61 Sandy Springs, GA (56.72) 62 Oakland, CA (37.48) 62 Fontana, CA (53.05) 62 Lakeland, FL (56.70) 63 Jersey City, NJ (52.97) 63 Athens-Clarke, GA (56.62) 64 Irvine, CA (52.89) 64 Murrieta, CA (56.52) 65 Worcester, MA (52.34) 65 Dayton, OH (56.42) 66 Ontario, CA (52.22) 66 Allentown, PA (56.22) 67 Jackson, MS (52.15) 67 Davie, FL (55.79) 68 Eugene, OR (52.00) 68 Waukegan, IL (55.61) 69 Rockford, IL (51.80) 69 Fairfield, CA (55.47) 70 Springfield, MO (51.78) 70 Temecula, CA (55.44) 71 Birmingham, AL (51.48) 71 Plantation, FL (55.31) 72 Palmdale, CA (51.46) 72 Kent, WA (55.28) 73 Stockton, CA (51.43) 73 Everett, WA (54.89) 74 Modesto, CA (51.25) 74 Miramar, FL (54.61) 75 Providence, RI (50.94) 75 Ann Arbor, MI (54.60) 76 Corona, CA (50.92) 76 Chico, CA (54.41) 77 Rochester, NY (50.32) 77 Gainesville, FL (54.32) 78 Santa Rosa, CA (49.49) 78 Rialto, CA (54.05) 79 Baton Rouge, LA (49.44) 79 Lowell, MA (53.91) 80 Tallahassee, FL (49.43) 80 Waterbury, CT (53.84) 81 Fort Lauderdale, FL (49.24) 81 Stamford, CT (53.69) 82 Santa Clarita, CA (49.04) 82 Lansing, MI (53.65) 83 Shreveport, LA (48.97) 83 West Palm Beach, FL (53.57) 84 San Bernardino, CA (48.91) 84 New Haven, CT (53.55) 85 Hayward, CA (48.82) 85 Hollywood, FL (53.47) 86 Hialeah, FL (48.75) 86 Federal Way, WA (53.10) 87 Oxnard, CA (48.56) 87 Coral Springs, FL (53.10) 88 Chula Vista, CA (48.53) 88 New Bedford, MA (52.87) 89 Oceanside, CA (47.45) 89 Pompano Beach, FL (52.65) 90 Pomona, CA (46.92) 90 Hartford, CT (52.42) 91 Garden Grove, CA (46.59) 91 Santa Maria, CA (51.95) 92 Salinas, CA (46.46) 92 Albany, NY (51.49) 93 Huntington Beach, CA (46.33) 93 Flint, MI (51.43) 94 Fremont, CA (46.13) 94 Bridgeport, CT (51.29) 95 Yonkers, NY (45.43) 95 Miami Gardens, FL (51.18) 96 Anchorage, AK (45.11) 96 Beaverton, OR (51.14) 97 Glendale, CA (41.21) 97 Antioch, CA (50.95) 98 Newark, NJ (39.30) 98 Vallejo, CA (50.93) 99 Fall River, MA (50.66) 100 Thousand Oaks, CA (50.64) 101 Mission Viejo, CA (50.56) 102 Simi Valley, CA (50.53) 103 Quincy, MA (50.37) 104 Gresham, OR (49.57) 105 Boulder, CO (49.45) 106 Carlsbad, CA (49.39) 107 Escondido, CA (48.88) 108 Concord, CA (48.60) 109 Lynn, MA (48.38) 110 Richmond, CA (47.96) 111 Orange, CA (47.95) 112 Norwalk, CA (47.71) 113 Ventura, CA (47.56) 114 Vista, CA (47.39) 115 Carson, CA (47.09) 116 West Covina, CA (47.01) 117 Fullerton, CA (47.00) 118 Cambridge, MA (46.94) 119 El Cajon, CA (46.82) 120 Elizabeth, NJ (46.71) 121 Compton, CA (46.54) 122 Burbank, CA (46.39) 123 Santa Clara, CA (46.37) 124 Downey, CA (46.20) 125 Brockton, MA (45.42) 126 Pasadena, CA (45.41) 127 Paterson, NJ (45.12) 128 Costa Mesa, CA (45.06) 129 South Gate, CA (44.97) 130 Sunnyvale, CA (44.73) 131 Torrance, CA (43.73) 132 Inglewood, CA (42.61) 133 Westminster, CA (41.47) 134 Daly City, CA (41.29) 135 El Monte, CA (41.06) 136 San Mateo, CA (39.91) 137 Miami Beach, FL (37.95) 138 Santa Monica, CA (37.52) 139 Berkeley, CA (36.29) 140 Santa Barbara, CA (36.22)

Ask the Experts

Purchasing real estate for the first time can be a daunting experience for many consumers. But it doesn’t have to be. For advice and insight, we asked a panel of experts to share their thoughts on the following key questions:

What should first-time home buyers consider when choosing a neighborhood

How do you know that you are financially ready to buy your first home?

What do you recommend as the minimum down payment for a first-time home buyer?

What effect did Trump’s Executive Order increasing the cost of FHA-backed loans have on first-time home buyers?

How can federal, state and local policymakers responsibly and effectively increase home affordability, particularly for first-time home buyers?

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Lou Tisler Director of the Housing Counseling Network at The National Community Reinvestment Coalition

Katrin B. Anacker Associate Professor in the Schar School of Policy and Government at George Mason University

Michelle M. Thompson Associate Professor in the Department of Planning & Urban Studies, Louisiana Manufactured Housing Association Professor in CUPA, and Faculty Advisor for Bachelor of Science in Urban Studies and Planning Internships & Honors Program at the University of New Orleans

W. Dennis Keating Professor Emeritus of Urban Studies and Law at Cleveland State University

Deden Rukmana Associate Professor and Coordinator of the Urban Studies and Planning Program & Co-Chair of the Global Planning Educators Interest Group at Savannah State University

Christopher B. Leinberger Charles Bendit Distinguished Scholar and Research Professor & Chair of the Center for Real Estate and Urban Analysis at the George Washington University School of Business

Alessandro Rebucci Assistant Professor of Economics, Finance and Real Estate at Johns Hopkins Carey Business School

Lou Tisler Director of the Housing Counseling Network at The National Community Reinvestment Coalition What should first-time home buyers consider when choosing a neighborhood? Transportation costs -- many first-time homebuyers are looking at utility costs, taxes, insurance, but few take into account transportation costs, either to and from work, or within the neighborhood. Though gas prices are low, these still add up on a weekly, monthly, yearly basis. How do you know that you are financially ready to buy your first home? The best way to avoid the pitfalls of homeownership is to be an educated buyer. Free or low costs, home buyer education is available throughout the United States. Reading a website is a good start, but fully immersing yourself in what it means to be a homeowner, what is negotiable on the mortgage statement, what will break down first and how much will it cost, what to do if you fall behind, all these are answered through housing counseling. You can find an agency near you here. What do you recommend as the minimum down payment for a first-time home buyer? 3.5% down when closing the loan; 3.5% in the bank for emergency purposes. What effect did Trump’s Executive Order increasing the cost of FHA-backed loans have on first-time homebuyers? Since more low to moderate income homeowners are purchasing using FHA, an increase of $250 per $100,000 home purchased is passed onto low to moderate income homebuyers. How can federal, state and local policymakers responsibly and effectively increase home affordability, particularly for first time homebuyers? Many local governments and schools are funded on property taxes; if the federal and state governments continue to trim their budgets on the backs of local municipalities’ budgets, property taxes will continue to be on the ballot, and will continue to increase. The most cost-effective way to make homeownership affordable is to make property taxes affordable; whether for a first-time home buying millennial or a soon to be, fixed income retiree. Katrin B. Anacker Associate Professor in the Schar School of Policy and Government at George Mason University What should first-time home buyers consider when choosing a neighborhood? There are differences among first-time home buyers. A household with two earners and at least one school-aged child will have different preferences, compared to a household with one earner, without any children. How do you know that you are financially ready to buy your first home? A potential borrower may want to consult a HUD-approved housing counselor or a lender, to discuss whether he/she is financially read to buy his/her first home. What do you recommend as the minimum down payment for a first-time home buyer? The threshold for a conventional mortgage is 20 percent, and for a mortgage insured by the FHA is 3.5 percent. Michelle M. Thompson Associate Professor in the Department of Planning & Urban Studies, Louisiana Manufactured Housing Association Professor in CUPA, and Faculty Advisor for Bachelor of Science in Urban Studies and Planning Internships & Honors Program at the University of New Orleans What should first-time home buyers consider when choosing a neighborhood? First-time homebuyers face many challenges when selecting a home which may, or may not be, in their neighborhood of choice. For example, if a first-time homebuyer wants to have a neighborhood that is "family friendly" (with parks, shopping and schools within a reasonable distance), there may be a higher "cost-for-convenience" reflected in the housing prices. For first-time homebuyers seeking affordable housing, or with limited funds for down-payment in a higher end market, housing choices may be limited, thus indirectly pre-selecting neighborhoods to consider. In any scenario, first-time homebuyers should use all publicly-available information to establish a neighborhood profile, and not just rely on secondary listing or promotional advertisements. It is imperative that the first-time homebuyers gather information beyond the immediate block, including information on the sales prices of similar houses, demographics, community assets (e.g., shopping, health centers, parks/playgrounds), crime, public safety response times and flood zone (which affects the cost of flood insurance). This data can be obtained through municipal websites or they could request this "free" information from the appropriate government office in person, via phone or email. Beyond statistics, visiting the community at different times of the day will give a more well-rounded perspective along with the neighborhood profile. Overall, going with your “gut” may not be the best way to select a house or neighborhood, when making one of the most important and expensive investment decisions the first time around. How do you know that you are financially ready to buy your first home? In most cases the level of “financial fitness” of a first-time homebuyer is pre-determined by the lender. There are a number of factors that affect the ability to obtain a first mortgage, such as minimum down payment, tri-merge credit score, work history, salary and debt service. There are many free, low-cost in-person or online courses that anyone can participate in, to learn more about the home-buying process and related financial education. Through these courses a first-time homebuyer will have a better idea of what may need to be improved to become mortgage eligible. Since the criteria for “readiness” varies, a first-time homebuyer may want to interview a number of mortgage lenders and have their financial profile reviewed. Information on what might be considered “an issue” during the lending review process could be raised during these conversations. Alternatively, a lender pre-qualification letter may evaluate readiness by conducting a pre-mortgage screening. Most of these evaluations will require an application fee and may only be viable for a limited period of time. Even if the outcome of the financial evaluation in a fitness class or pre-qualification isn't positive, you now have the information needed to improve your ability to buy a house at a later time. What do you recommend as the minimum down payment for a first-time home buyer? There is an industry standard of providing at least 20% as a down payment for a mortgage. However, the down payment amount, rate of interest and mortgage terms vary by institution. The first-time homebuyer may want to evaluate the impact that a lower (5-10%) up-front investment may have on the interest rate, the closing costs and debt service over time. In order to have flexibility in choosing, more favorable lending terms may improve with the minimum "standard" down payment. Beyond the down payment, first-time homebuyers may want to save at least 3 months of the mortgage, closing costs plus the first year of taxes. It is imperative for first-time homebuyers to not expend all available funds at the start of a home purchase, in case there are interruptions (job change, tax increase, home repairs) that were not anticipated at the time of purchase. What effect did Trump’s Executive Order increasing the cost of FHA-backed loans have on first-time homebuyers? Aaron Crowe from Mortgageloan.com stated that the "Obama administration announced on Jan. 9 a reduction in annual premiums for mortgage insurance for FHA loans from 0.85 percent to 0.60 percent of the loan balance, effective Jan. 27." Essentially, this change would have decreased the monthly debt service for each mortgage loan. For example, industry experts have suggested savings of up to $500 a year on a $200,000 mortgage. However, "less than an hour after being sworn in as president, Donald Trump signed his first executive order, eliminating a drop in FHA mortgage insurance premiums that was to take effect a week later." First-time homebuyers would be most affected due to the debt service ceiling requirements. This change has a potentially adverse impact on lower-income borrowers who want to obtain a higher priced home using FDIC-backed mortgages. For first-time homebuyers ready to purchase a home, Trump's Executive Order may limit options to find lower priced homes to meet desired affordability. How can federal, state and local policymakers responsibly and effectively increase home affordability, particularly for first time homebuyers? No matter what level of government, policymakers should take less time “studying” a known problem -- housing affordability --, and turn this need into a national housing action plan. If the first executive order from the current administration is any indication of the direction the U.S. Housing & Urban Development Department may be heading in, then issues of “responsible,” “fair” and “effective” housing policy may be difficult to implement at the state and local levels. Similar to the Affordable Care Act ("Obama-care"), one size does not fit all, since the housing styles, sizes, construction type, access and distance to community resources vary significantly. In a utopian world, homelessness would not be a problem if vacant, abandoned, yet functional buildings were turned into affordable housing. The city of New Orleans, Louisiana administration (NOLA), post Hurricane Katrina, has moved from recovery to renewal by developing and implementing place-based community plans to expand housing options. Mayor Landrieu's Office of Performance and Accountability’s “BlightSTAT" open government forum monitors an integrated project that turned approximately 70 formerly historic houses, from the Veteran's Affairs/Louisiana State University (VA/LSU) hospital campus, to affordable housing. The adaptive reuse of the historic houses on formerly vacant, blighted or abandoned lots is not a new idea. However, NOLA was able to combine U.S. Housing & Urban Development soft-second mortgages, Louisiana Land Trust option 2/3 vacant lots, eminent domain to claim/move/rehab historic houses that will have a significant financial impact beyond the price of a first-time homebuyer loan. For federal, state and local policies &funded plans to be successful, there must be an honest effort to improve citizen participation. The VA/LSU Historic Affordable Housing project is still in process, but it will soon prove to be not only responsible and effective, but also affordable. W. Dennis Keating Professor Emeritus of Urban Studies and Law at Cleveland State University What should first-time home buyers consider when choosing a neighborhood? When choosing a neighborhood, key factors are:

Location related to work, transportation, shopping, amenities (e.g., parks);

Housing values and conditions (including possible data through sources like Trulia and Zillow);

Nearby schools (if children and future children are a relevant consideration);

Reputation of the neighborhood (if known, including through a neighborhood-based organization, homeowners association, social network);

Safety (if crime data is available);

Property taxes and any other state, regional and local fees affecting homeowners in the jurisdiction.

How do you know that you are financially ready to buy your first home? You are financially ready when you have enough of your own savings for the mortgage down payment, and you have enough regular income for projected monthly housing expenses (mortgage, utilities, and maintenance/repairs), within 30-40% of your net income. What do you recommend as the minimum down payment for a first-time home buyer? The minimum down payment I would recommend is 10-15%. What effect did Trump’s Executive Order increasing the cost of FHA-backed loans have on first-time homebuyers? The Trump FHA Order made affordability more difficult for some users of the FHA program. How can federal, state and local policymakers responsibly and effectively increase home affordability, particularly for first time homebuyers? Some of the policies that state and local governments can implement to increase affordability include:

Housing trust funds (that subsidize low- and moderate-income housing);

Inclusionary housing/zoning (to increase the supply of affordable units);

Property tax abatements: subsidized loans (e.g., the first time low-and moderate-income homebuyer program of the Ohio Housing Finance Agency);

Self-help: support of low-income programs, like that of Habitat for Humanity;

Lease/purchase (e.g., the program of the Cleveland Housing Network for low-income tenants);

Housing savings accounts: promoting these with lenders;

Housing counseling: support for agencies that offer homebuyer educational courses (working with lenders);

Support for co-housing programs;

Support for community land trusts.

Deden Rukmana Associate Professor and Coordinator of the Urban Studies and Planning Program & Co-Chair of the Global Planning Educators Interest Group at Savannah State University What should first-time homebuyers consider when choosing a neighborhood? From a perspective of an urban planner, first-time homebuyers should choose a neighborhood with good access to public transportation, amenities and facilities for family members, particularly young children. Neighborhoods in suburban areas are now less attractive due to the increasing commute time. The 2010 Census Data indicate that more people moved to the inner city from the suburban areas, particularly young couples. Such a trend will continue in the next few decades. How do you know that you are financially ready to buy your first home? You are ready to buy your first home when you're secured with your employment for the next five years, and spend less than 40% of your income to housing expenses. What do you recommend as the minimum down payment for a first-time home buyer? I would recommend 5-8% of the price of the house as the down payment. How can federal, state and local policymakers responsibly and effectively increase home affordability, particularly for first time homebuyers? The government needs to expand the Low-Income Housing Tax Credit (LIHTC) program. The supply of affordable housing needs to be expanded in all parts of the urban areas. The government should discourage the phenomenon of NIMBY (Not In My Backyard) when it comes to the development of affordable housing. Christopher B. Leinberger Charles Bendit Distinguished Scholar and Research Professor & Chair of the Center for Real Estate and Urban Analysis at the George Washington University School of Business What should first-time home buyers consider when choosing a neighborhood? The most important thing is whether the neighborhood is “walkable urban” or “drivable sub-urban.” A walkable urban place means there are many transportation options (bus, rail, biking, auto, etc.), but most everyday things are accessible by walking (about 1500 to 3000 feet is considered walking distance). Drivable sub-urban locations mean you have to drive for almost everything outside the home. The best way to determine if the house is walkable urban is Walk Score, which has a 0-100 ranking system of all houses and most communities in the country. A Walk Score above 60 is considered walkable urban. Walkable urban neighborhoods are generally the most expensive on a price per square foot basis, sometimes two-times, and even three-times more expensive than drivable sub-urban, and will probably see the most price appreciation over the next decade or more. Drivable sub-urban houses tend to be over-built, resulting in lower prices per square foot than walkable urban houses due to excess supply, though that means you can get substantial bargains. You will have to factor in owning more cars into your household budget though, and the increased driving for commutes and other household errands. How do you know that you are financially ready to buy your first home? The obvious financial considerations are having the required down payment and the monthly all-in mortgage and insurance costs. One consideration few households make is the cost of transportation, the second household budget category, which is a direct result of where the house is located. Generally speaking, a walkable urban home will require fewer cars in the household. In general, drivable sub-urban households spend 25% of the income on transportation, almost all of that amount for car loan repayment, insurance, gas, maintenance and parking. By dropping one car out of the typical household saves, according to the AAA, $9,400 per year. This translates into increased mortgage capacity of $150,000. Cars always depreciate, while houses tend to appreciate. Having more, and generally cheaper transportation options (walking just involves a good pair of shoes), walkable urban households on average spend 9% of their household budget on transportation, a substantial savings that could be applied to the increased housing costs for walkable urban communities. What do you recommend as the minimum down payment for a first-time home buyer? The lowest possible, but if you have more, invest whatever you can, without draining your “rainy day” fund. The lowest you need to get into the house, since getting on the ownership ladder is the first step in building household net worth and having the security and pleasure of homeownership. The maximum you can will get you on the way to paying off your mortgage someday. This is counter to conventional wisdom, and exceedingly old-fashioned. However, my household investment strategy is to get out of all personal debt (student, mortgage, car, credit card -- which is the stupidest debt, etc.) as soon as possible. This will give you the most valuable asset -- peace of mind. Plus, it means you only have to earn enough for variable cost household items (food, insurance, transportation, vacation, savings, etc.). Not having any debt means you can say “no” to being a wage slave at some point, allowing you to only take employment you want to take. How can federal, state and local policymakers responsibly and effectively increase home affordability, particularly for first time homebuyers?

Adjust the mortgage tax deduction (MTD) to only under $500,000 mortgages (may be higher for higher cost metro areas), aiming at supporting the first time mortgage market, rather than well-to-do households who get the vast majority of the mortgage tax deduction. The MTD costs the federal government $100 billion per year in lost taxes, mainly to subsidize the upper-middle and upper income households, who do not need it.

Invest more infrastructure dollars in existing and new transit, biking and walking infrastructure, which will allow for more walkable urban housing to be built. Currently, only 20% of federal infrastructure goes to walkable urban infrastructure, 80% for highways. There have been hundreds of local bond measures for transit over the past decade, and over 70% have passed raising local taxes, primarily sales taxes, to build more transit. In 2016, over $200 billion of new taxes were raised locally for transit in just that year; in comparison, the federal government spends $60 billion on all transportation per year. So the encouragement of more local spending on transit, biking and walking infrastructure will help make more walkable urban housing happen, and lower household transportation costs.

Fight NIMBY (Not In My Back Yard) opposition to higher density housing, particularly in walkable urban places. NIMBYs cause housing prices to spike unnecessarily by putting supply constraints on the market. Plus, it is estimated that 1-2% of additional annual GDP growth would occur if NIMBYs would be overridden and the market can give us what we want. Also, walkable urban housing is by far the most environmentally sustainable; moving a household from a drivable sub-urban location to a walkable urban place drops green house gas emissions by 50-80%, the number one way we can address climate change.

Alessandro Rebucci Assistant Professor of Economics, Finance and Real Estate at Johns Hopkins Carey Business School What should first-time home buyers consider when choosing a neighborhood? The old adage says “location,” “location,” “location.” What that means nowadays is proximity to urban areas where health, education, and other services are easily accessible, with short commutes, and plenty of labor demand. Properties (and especially apartments) with these characteristics are likely to be more liquid investments (easily resalable), and appreciate or preserve more values over the next several years. The millions of millennials who are shaping the market have developed a taste for these types of housing solutions, and will provide strong support to these markets for years to come. How do you know that you are financially ready to buy your first home? Job security is important to be able to service a mortgage smoothly. That means the confidence that rain or shine, a well-paid job can be easily found. If you are struggling to find employment, homeownership is not yet for you, and might be the rope around your neck if somehow acquired through lax underwriting or easy loans at the top of the credit cycle. In general, comparing cost of renting with cost of owning is a good disciplining exercise. If owning is cheaper than renting and the differential can be locked in for a few years, don’t miss out on the opportunity to start building some equity and wealth. What do you recommend as the minimum down payment for a first-time home buyer? It depends. I bought my first apartment in D.C. 20 years ago, with $7,000. It was an FHA-approved property and I was supposed to put 5% percent down, but they made a mistake and I ended up putting only 3% down, and got some cash back at closing. I used the capital gain from that first apartment to buy a small house when my children were born. Were it not for the FHA loan with 5% down, I would not have become a homeowner until much later. But I entered the market at the very bottom of the cycle and I knew it. To be safe, 20% is a good margin. We are not going to see prices dropping by more than that in a few years, like during the last crisis, anytime soon again. What effect did Trump’s Executive Order increasing the cost of FHA-backed loans have on first-time homebuyers? As my story above illustrates, it did not help. The GSEs face a number of problems, and the U.S. system of housing finance is in need of reform, including cutting back on a number of generous subsidies. But I am not sure that can be achieved or even started with a piecemeal approach, targeting this or that specific spot in the system. How can federal, state and local policymakers responsibly and effectively increase home affordability, particularly for first time homebuyers? If you are in the formal job market, homeownership is accessible and affordable in the U.S. What in my opinion was lost over the past couple of decades is equal opportunity of employability across segment of the income, and wealth distribution. Or, to put it differently, we have an issue of access to education, not access to the housing market. Good education leads to good access to the labor market, and that brings with it access to the housing and health insurance market. It is education, from child care to higher education, where the U.S. is in need of a serious rethinking of its public policies.

Methodology

To determine the most favorable housing markets for first-time home buyers, WalletHub’s analysts compared a sample of 300 U.S. cities (varying in size) across three key dimensions: 1) Affordability, 2) Real-Estate Market and 3) Quality of Life.

We evaluated those dimensions using 23 relevant metrics, which are listed below with their corresponding weights. Each metric was graded on a 100-point scale, with a score of 100 representing the most favorable conditions for first-time home buyers. Data for metrics marked with an asterisk (*) were available at the state level only.

Finally, we determined each city’s weighted average across all metrics to calculate its total score then used the resulting scores to rank-order our sample. Our sample considers only the city proper in each case and excludes cities in the surrounding metro area. Each city was categorized according to the following population-size guidelines:

Large cities: More than 300,000 people

Midsize cities: 150,000 to 300,000 people

Small cities: Fewer than 150,000 people

Affordability – Total Points: 33.33

Housing Affordability: Triple Weight (~14.29 Points)Note: This metric was calculated as follows: Median House Price / Median Annual Household Income.

Average Cost of Homeowner’s Insurance: Full* Weight (~4.76 Points)

Cost of Living: Full Weight (~4.76 Points)

Cost per Square Foot: Full Weight (~4.76 Points)Note: This metric measures specifically the median list price per average home square footage.

Real-Estate Tax Rate: Full Weight (~4.76 Points)

Real-Estate Market – Total Points: 33.33

Rent-to-Price-Ratio: Double Weight (~6.06 Points)

Housing-Market Health Index: Full Weight (~3.03 Points)

Share of Homes Sold in One Year: Full Weight (~3.03 Points)

Median Home-Price Appreciation: Double Weight (~6.06 Points)

Foreclosure Rate: Full Weight (~3.03 Points)

Buy vs. Rent Breakeven Horizon: Full Weight (~3.03 Points)Note: The “breakeven horizon” is defined by Zillow as the point, in years, at which buying a home becomes less expensive than renting the same home.

Share of Listings with Price Cuts: Full Weight (~3.03 Points)

Share of Housing Units Built between 2010 and 2015: Full Weight (~3.03 Points)

Building-Permit Activity: Full Weight (~3.03 Points)Note: This metric measures the number of unit permits pulled per 1,000 residents.

Quality of Life – Total Points: 33.33

Recreation-Friendliness: Full Weight (~3.33 Points)Note: This metric is based on WalletHub’s “Best & Worst Cities for Recreation” ranking.

Recession Recovery: Full Weight (~3.33 Points)Note: This metric is based on WalletHub’s “Most & Least Recession-Recovered Cities” ranking.

Weather: Full Weight (~3.33 Points)Note: This metric is based on WalletHub’s “Cities with the Best & Worst Weather” ranking.

Quality of School System: Double Weight (~6.67 Points)Note: This metric is based on WalletHub’s “States with the Best & Worst School Systems” ranking.

Driver-Friendliness: Full Weight (~3.33 Points)Note: This metric is based on WalletHub’s “Best & Worst Cities to Drive in” ranking.

Job Market: Full Weight (~3.33 Points)Note: This metric is based on WalletHub’s “Best & Worst Cities for Jobs” ranking.

Total Home-Energy Cost: Full Weight (~3.33 Points)

Violent-Crime Rate: Full Weight (~3.33 Points)

Property-Crime Rate: Full Weight (~3.33 Points)

Sources: Data used to create this ranking were collected from the U.S. Census Bureau, Council for Community and Economic Research, Zillow, Federal Bureau of Investigation, Insurance Information Institute, AreaVibes, Renwood RealtyTrac and WalletHub research.

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the-record-obituaries · 5 years

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Jan. 16, 2019: Obituaries

Franklin Delano Bell, age 85

Franklin Delano Bell, age 85, of Millers Creek, passed away Saturday, January 12, 2019, at Wake Forest Baptist Health-Wilkes Regional. He was born July 27, 1933 in Wilkes County to Clay H. and Grace McNeil Bell. Mr. Bell was a US Army Veteran and was previously employed with the United States Postal Service. He was preceded in death by his parents; and a son, Jerry Bell.

Surviving are his wife, Frances Childress Bell; daughters, Kimberly Johnson and husband Chris of North Wilkesboro, Donna Smith and husband Rev. Randy of Deep Gap; sister, Sara Sowers of Greensboro; eight grandchildren; fourteen great grandchildren; and two great great grandchildren

Funeral service will be held 2:00 p.m. Thursday, January 17, 2019, at Congo Pentecostal Holiness Church with Rev. Luke Pyles and Rev. Randy Smith officiating. Burial with military honors by Veterans of Foreign Wars Honor Guard Post 1142 will follow in the church cemetery. The family will receive friends at Congo Pentecostal Holiness Church from 12:00 until 2:00 on Thursday, prior to the service. Flowers will be accepted or memorials may be made to Congo Pentecostal Holiness Church Building Fund, c/o Linda Huffman, 287 Cactus Lane, Wilkesboro, NC 28697. Miller Funeral Service is in charge of the arrangements. Online condolences may be made to www.millerfuneralservice.com

Evelyn Taylor, 90

Mrs. Evelyn Marie Steele Taylor, age 90, widow of Vernest Elwood Taylor, died Saturday, January 12, 2019 at her home.

Funeral services were January 15, at Cub Creek Baptist Church with Rev. Brian Sampson, Rev. Scotty Roten, and Rev. Virgil Woodie officiating. Burial was in the church cemetery.

Mrs. Taylor was born on September 4, 1928 in Rocky Mount, VA to Ivey and Carrie Lou Minton Steele. She was a secretary at Texaco Oil Company in North Wilkesboro as well as at other businesses. She enjoyed cooking, quilting, traveling and spending time with her children and grandchildren. She was a member of Cub Creek Baptist Church.

In addition to her parents, she was preceded in death by her husband, Vernest Taylor, and two brothers, Charles Robert (Bobby) Steele of Zionville and Ivey Steele, Jr. of Athens, GA.

She is survived by one son, Edwin Taylor of the home; one daughter, Elizabeth (Susie) Harris of Wilkesboro; one granddaughter, Charly Harris of Wilkesboro; two great grandchildren, Tre` and Kassidy Lowe of Wilkesboro; a brother, Raymond Steele, and wife, Lulabelle, of Hiddenite; and several nieces and nephews.

Flowers will be accepted or memorials may be made to Cub Creek Baptist Church, P.O. Box 86, Wilkesboro NC 28697, or to the donor's choice.

Mauvreen Combs, 89

Mrs. Mauvreen Gentry Combs, age 89 of Wake Forest, formerly of Wilkes County, died Saturday, January 12, 2019 at Hillside Nursing and Rehabilitation in Wake Forest.

Funeral services will be held 11:00 AM Wednesday, January 16, 2019 at Pleasant Home Baptist Church in the Lomax community, with Rev. Danny Bauguess and Rev. Mike Ester officiating. Burial will be in the church cemetery.

Mrs. Combs was born March 19, 1929 in Wilkes County to Carmel and Vallie Sparks Gentry. She was a member of Pleasant Home Baptist Church.

Mrs. Combs was preceded in death by her parents; her husband, Roy Mastin Jack Combs; and three sisters, Jean Tucker, Inez Ester, and Sybil McCann.

She is survived by two daughters, Gail Combs Uzzell of Raleigh, and Terry Combs Lopez and husband, Antonio, of Freeport, Bahamas; one son, Reginald F. Combs and wife, Dianne, of Lewisville; five grandchildren, Chandler Minton Conklin and husband, Ronald Dean Conklin, Zachary W. Minton, Emily Combs Yeatts and husband, John, Edward F. Combs and wife, Laurel, and maria Isabella Lopez; six great-grandchildren, Ashley R Conklin, Shelby D. Conklin, John "Jack" Yeatts, Jr., Walter F. Yeatts, Clara P. Combs, and Madeline A. Combs; and one sister, Rebecca Gentry Cauthren and husband, Shelbie D. Cauthren, of Roaring River.

In lieu of flowers, memorials may be made to Pleasant Home Baptist Church, 162 Byrd Road, Roaring River NC 28669.

James Wilborn, 63

Mr. James Henry Wilborn, age 63 of North Wilkesboro, died Friday at Hospice of the Piedmont in Highpoint.

Funeral services will be held 1:00 PM Thursday, January 17, 2019 at New Damascus Baptist Church with Rev. Keith Knox, Rev. Brent Bailey, and Rev John A. Speaks officiating. Burial will be in High View Cemetery. The family will receive friends from 12:00 until 1:00 prior to the service at the church.

Mr. Wilborn was born January 7, 1956 in Wilkes County to Charles William and Cora Alice Barber Wilborn. James began his career at Wilkes ADAP, Inc. on June 9, 1977. And he truly lived a full life!! He called ADAP - "school" but it was truly work. James was a member of the yard/janitorial crew. he mastered over the years - using the riding mower - even loading it on the trailer, push mower, weed eater, and the leaf blower. He also worked hard when the crew went out to rake leaves and stack logs. James also loved working with the janitorial crew. He would vacuum tirelessly - till the job was done. James loved to work - but he also loved earning money and going to the bank to cash his check. This was his pattern for 42 years!!! He also loved gospel music and especially the song, "Oh Happy Day".

Mr. Wilborn was preceded in death by his parents; one brother, Rufus Wilborn; and two sisters, Wilma Calloway and Janice Eller.

He is survived by three sisters, Billie Cuffee and husband, Lonnie, of Wilkesboro, Cora Ellen Simpson and husband, Keith, of North Wilkesboro, and Melissa Richardson and husband, Danny, of North Wilkesboro; and four brothers, Spencer Wilborn and wife, Veronica, Lawrence Wilborn, Alvin Wilborn and wife, Norma, and Clyde Wilborn, all of North Wilkesboro. He also held a special place in his heart for his nieces and nephews.

Flowers will be accepted or memorials made to Wilkes ADAP, P.O. Box 698, North Wilkesboro NC 28659.

Joan Porter, 79

Joan Huffman Porter, age 79, of North Wilkesboro, passed away Thursday, January 10, 2019 at Wake Forest Baptist Health-Wilkes Regional. She was born June 22, 1939 in Wilkes County to James Wayne and Edith Beshears Huffman. She was a member of Welcome Home Baptist Church in North Wilkesboro. Ms. Porter was preceded in death by her parents; and a brother, Charlie Huffman.

Surviving are her daughter, Sharri Porter and husband Stephan Lackey of North Wilkesboro; grandchildren, Jennifer Foster and husband Chad, Ryan Lackey all of North Wilkesboro; and brother, Jerry Huffman and wife Lydia of Boone.

Funeral service was January 12, at Miller Funeral Chapel with Rev. John Triplett officiating. Burial was in Welcome Home Baptist Church Cemetery. Flowers will be accepted or memorials may be made to Ruby Pardue Blackburn Adult Day Care, PO Box 984, North Wilkesboro, NC 28659 or to Wake Forest Baptist Health & Hospice, 126 Executive Drive, Suite 110, Wilkesboro, NC 28697.

Miller Funeral Service is in charge of the arrangements.

Bill Wolfe, 84

Mr. Bill Turner Wolfe, age 84 of Ferguson, passed away Wednesday, January 9, 2019 at his home.

Funeral services were January 11, at Lewis Fork Baptist Church with Pastor Dwayne Andrews officiating. Burial was in the church cemetery.

Mr. Wolfe was born January 20, 1934 in Wilkes County to Blaine James and Mary Ann Cardwell Wolfe. He was retired from Broyhill Furniture. Bill enjoyed coon hunting, working with his Honey Bees and being outside. He was a member of Elk Creek Baptist Church.

He was preceded in death by his parents, his wife; Dorothy Marie Goforth Wolfe, an infant daughter; Sharon Kay Wolfe, a brother; Willie Wolfe, a sister; Hattie P. Wolfe and a granddaughter; Brittany Caudill.

Mr. Wolfe is survived by five daughters; Sandra Wolfe Harless, Patty Wolfe, Susan Wolfe Ratliff and Janet Wolfe Milam all of Ferguson and April Wolfe Johnson and husband Scott of North Wilkesboro, a son; Billy Wolfe and wife Alicia of Ferguson, ten grandchildren; LeAnn Church, Jessica Younce, BJ Younce, Sydney Church, Brandon Sturgill, Miranda Carter, Kayla Burchette, Presley Caudill, Nathan Johnson and Hannah Johnson, thirteen great grandchildren; Mackenzie Berk, Skyler Kluttz, Gavin Gilbert, Trinity Absher, Hayden Absher, Jade Wolfe, Draken Wolfe, Cayden Wolfe, Ember Wolfe, Cody Burchette, Grayson Carter, Emma Caudill and William Caudill and three brothers; Willard Wolfe of Ferguson, JB Wolfe and wife Mary of TN and Fred Wolfe of North Wilkesboro.

Altha McNeil, 93

Mrs. Altha McNeil, age 93 affectionately known to her friends and family as "Granny" passed away after an extended illness on Tuesday, January 8, 2019. A native of Wilkes County, NC, she and her first husband Charles Faw moved to Damascus, VA around 1947 to manage a Smithey's Department Store. She lived in Damascus until Charles died on July 1978. She remarried her second husband Thomas McNeil in 1981. They moved to Maryland for a short period of time before they returned to Damascus. After Thomas died in 1996, she moved back to Wilkes County, NC where she lived in her childhood home until 2016. With failing health she moved to Thomasville, NC to live with her daughter Judy until her death.

Altha "Granny" was preceded in death by her parents; Odell and Ella Moore, a brother, Paul Moore, an infant brother, Howard, her first husband, Charles Faw and her second husband, Thomas McNeil. Altha is survived by her children; Judy Butler (Roger) of Thomasville, NC and Eddie Faw (Ann) of Burnsville, NC. She is also survived by her four granddaughters; Christi Bryant of Abingdon, VA, Shana Holcombe of Myrtle Beach, SC, Kimberly Greene (Steve) of Cary, NC, and Jennifer Guilfoil (John) of Harrisburg, NC, eight great-grandchildren and one great-great-granddaughter and a brother; Jack Moore of Yadkinville, NC, a sister; Georgia Faw of North Wilkesboro.

Altha loved her family and was proud to host a semi-annual family get together where she included family and friends from all facets of her life. She was a warm loving person who never met a stranger and always a had a smile and a positive attitude. And most importantly she loved her Lord and Savior Jesus Christ.

Funeral services was January 15, at Reins-Sturdivant Chapel, 270 Armory Road, North Wilkesboro, NC with Rev. Jonah Parker and Mr. Sid Crunk officiating. The family will receive friends from 11:30 a.m. until 12:30 p.m. prior to the service at Reins-Sturdivant Funeral Home. Burial will be in the Calloway Cemetery in West Jefferson, NC.

In lieu of flowers the family asks that memorials be made to Hospice of the Piedmont, 1801 Westchester Drive, Highpoint, NC 27262.

The family wishes to thank Hospice for their care of Granny with a special thank you to her nurse Rachel and the Chaplain Chris and Social Worker Kat.

Patsy Johnson, 83

Mrs. Patsy Mae Johnson, age 83 of Wilkesboro passed away Tuesday, January 8, 2019 at Wake Forest Baptist-Wilkes Medical Center.

Funeral services were January 11, at Reins-Sturdivant Chapel with Rev. Ken Boaz officiating. Burial was in Oak Forest Baptist Church Cemetery.

Mrs. Johnson was born October 29, 1935 in Wilkes County to Fred Gales and Minnie Church Gales. She was a member of Oak Forest Baptist Church.

In addition to her parents, she was preceded in death by her husband; Rex Edwin Johnson, one son; Rex Allen Johnson, two sisters; Doshie Anderson and Trilby Johnson and one brother; Carlie Gales.

She is survived by one daughter: Ginger J. Barker, one son; Mark E. Johnson and wife JoAnn all of Wilkesboro; eight grandchildren and one great grandchild.

Flowers will be accepted or memorials may be made to Wake Forest Care At-Home Hospice, 126 Executive Drive, Suite 110, Wilkesboro, NC 28697.

Carol Kennedy, 74

Carol Johnson Kennedy, age 74, of Hays, passed away Tuesday, January 8, 2019 at her home, surrounded by her husband, children and family. Mrs. Kennedy was born December 22, 1944 in Wilkes County to Rev. Lester and Eulala Church Johnson. She was preceded in death by her parents; and seven siblings.

Surviving are her husband, Johnny D. Kennedy; her children, Karen Shumate and husband Gene of McGrady, Jon Kennedy and wife Tera of Hays, Wendy Porter and husband Brian of North Wilkesboro, Hank Kennedy and husband Brent Ridenour of Kernersville; brothers, Allen Johnson of North Wilkesboro, Dale Johnson of Roanoke, Virginia, Claude Johnson of Hays; sister, Carrie Billings of Traphill; grandchildren, Rusty Shumate, Kendall Shumate, Michelle Porter, Troy Porter; great grandchildren, Kayden Morgan, Kamryn Scott, Keria Hayes and Sydney Ellis.

Funeral service was January 11, at Miller Funeral Chapel with Rev. David Key and Carlton Johnson officiating. Burial was in the Kennedy Family Cemetery.

In lieu of flowers, memorials may be made to Mountain Valley Hospice, 688 North Bridge Street, Elkin, NC 28621. Miller Funeral Service is in charge of the arrangements.

Steven Anderson, 66

Mr. Steven Jack Anderson, age 66 of Boomer passed away Monday, January 7, 2019 at his home.

A graveside service with full Fire Fighters Honors was January 10, at Scenic Memorial Gardens with Dr. Chris Hefner, Rev. Robert Duncan, and Rev. Gary Watson officiating.

Mr. Anderson was born April 3, 1952 in Caldwell County to Doris June Anderson. He worked for Lowes' Companies, Inc. and was a member of Wilkesboro Baptist Church and the Ferguson Volunteer Fire Department.

In addition to his mother, he was preceded in death by a brother, Jerry Wayne Anderson.

He is survived by his wife; Joyce Adams Anderson of the home, his son and daughter-in-law; Steven Patrick and Andrea Watson Anderson of Deep Gap, one grandson; Jackson Garrett Anderson of Deep Gap; nephews Captain Jerry Wayne Anderson, Phillip W. Smith, Eric F. Smith, Douglas A. Smith,

Norman Adams, 76

Mr. Norman Adams, age 76 of Winston-Salem, passed away Sunday, January 6, 2019 at his home.

Mr. Adams, a retired Personnel Director of the Fulton County Human Services Department, served his country proudly as a veteran of the US Armed Forces. He also earned an Associate of Science degree at Essex County College, a Masters of Arts in Counseling Psychology at Southwest University, and a Bachelor of Arts at Jersey City State College. Mr. Adams will be remembered as an avid civil and social activist and educator. He was awarded for his involvement with Volunteering in Service to America by US Vice President Hubert Humphrey and served on the Forsyth Board of Elections.

Memorial services with Military Honors by Veterans of Foreign Wars Post 1142 will be held 3:00 PM Sunday, January 13, 2019 at Reins-Sturdivant Chapel with Rev. John Speaks, Pastor V.C. Crawford, and Kenneth Turner officiating. The family will receive friends from 2:00 until 3:00 PM prior to the service at Reins-Sturdivant Funeral Home.

Mr. Adams was born August 3, 1942 in Wilkes County to Donald and Frances Glenn Adams.

In addition to his parents, he was preceded in death by a brother: Harry Adams.

He is survived by a sister: Gyllie Edge of Maryland; one son: Dwayne Adams; one nephew: Brian Adams and two nieces: Tianna Adams and Meanna Adams; one great nephew and two great nieces; fiance' Eva Johnson King.

In lieu of flowers, memorials may be made to the Wounded Warrior Project.

Online condolences may be made at www.reinssturdivant.com.

Edward Ray Osborne, age 66

Edward Ray Osborne, age 66, of Millers Creek, passed away Saturday at Wake Forest Baptist Health-Wilkes Regional. He was born February 15, 1952 in Wilkes County to Roscoe Brantley and Maudie Williams Osborne. Mr. Osborne was a member of Cricket Baptist Church. He was preceded in death by his parents; and a sister, Joan Adams.

Surviving are his wife, Pam Miller Osborne; daughter, Amanda Hopkins and husband Matthew of Wilkesboro; granddaughters, Elsa Hopkins and Greta Hopkins; sisters, Ethel Sheets and husband Carl of Millers Creek, Claire O. Donaldson, Velma Sturgill both of North Wilkesboro; several nieces and nephews.

Funeral service will be held 1:00 p.m. Wednesday, January 9, 2019 at Cricket Baptist Church with Rev. Randall Millsaps, Rev. Burl Jones and Rev. Gary Benesh officiating. Burial will follow in Mtn. Park Cemetery. The family will receive friends at Cricket Baptist Church from 12:00 until 1:00 on Wednesday, prior to the service. Flowers will be accepted. Miller Funeral Service is in charge of the arrangements. Online condolences may be made to www.millerfuneralservice.com

Kayla Melissa Dubuque, age 25

Kayla Melissa Dubuque, age 25, of North Wilkesboro, passed away, Sunday, January 6, 2019. She was born March 29, 1993 in Wilkes County to Kyle Dubuque and Kimberly Sheppard. Kayla enjoyed spending times with her nieces and nephews. She was preceded in death by her sister, Kristal Gale Dubuque.

She is survived by her father and step mother, Kyle and Charlene Dubuque of North Wilkesboro; her mother, Kimberly Sheppard Young of Wilkesboro; brothers, Jamie Anderson, Joshua Evan Dubuque both of Elizabethton, Tennessee; sister, Kimberly Nicole Dubuque of North Wilkesboro, brothers, James Wyatt, William Wyatt both of North Wilkesboro, William Hairston of Wilkesboro.

Memorial service will be held 3:00 p.m. Friday, January 11, 2019 at Miller Funeral Chapel with Pastor Lane Roark officiating. Miller Funeral Service is in charge of the arrangements. Online condolences may be made to www.millerfuneralservice.com

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thomasroach · 5 years

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Buy Dark Souls II for $10 at PS Store Flash Sale

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The post Buy Dark Souls II for $10 at PS Store Flash Sale appeared first on Fextralife.

Buy Dark Souls II for $10 at PS Store Flash Sale published first on https://juanaframi.tumblr.com/

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