#cost to develop banking app

[harrywatson4u]

#maintenance cost of mobile banking app #mobile banking app maintenance cost #what is mobile banking app maintenance #types of mobile banking app maintenance #app design #app development

[perfectiongeeks]

How Much Does it Cost to Build the Mobile Banking App: A Complete Guide?

Online banking software represents a potential growth area in the financial sector. Banking apps provide customers with convenient, secure, and easy access to financial services. Online banking apps help banks better serve their customers by providing a convenient, secure, and user-friendly mobile banking experience. Mobile banking apps that are the best allow users to perform fraudulent transactions on their mobile phones and other devices, giving them greater control over their finances. Making online banking apps allows customers to get the needed services quickly and efficiently. This will improve brand recognition.

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#Cost to Build the Mobile Banking App #Online banking software #blockchain application development #ios app development #perfectiongeeks #website design services #best iphone app development #website development company

[gloomlet]

Gloomlet’s TS4 Script, Gameplay & Replacement Mods

So I decided to compile a list of all the script/gameplay mods that i use or have used in my game. This was mainly made for my personal use, but i’m sure it could be helpful to other people too!

UPDATE! PLEASE READ!! This list is no longer up to date - use the Google Doc! - 04/25/24

Basic & Recommended!

TS4 Mod Manager ui cheats extension mc command center Carl's Sims 4 Gameplay Overhaul Relationship & Pregnancy Overhaul Wonderful Whims The Mood Pack Mod First Impressions Contextual Social Interactions Simulation Lag Fix Teleport Any Sim Better Exceptions

CAS Mods

Stand still in CAS More Traits in CAS Tidy details in CAS More CAS columns Lifetime Aspirations Child Aspirations Set Housewife - Aspiration Unlimited Likes + Dislikes Preferences Plus Homebody - Preferences 100+ CAS Traits Resized Facial Piercings

Replacements & Retextures

Fan Art Maps Map Replacements Overhaul Clean UI Sims 1 & 2 Font LIS Fonts Fluffy Clouds (Ghibli Clouds) Feet replacement Hand replacement Bra + Panty Default Replacement better babies + bottle replacement Another baby bottle replacement Default Cutlery! Cute Kitchenware Replacement Boxing Gloves Aquarium Fish Recolor Ceiling replacement paint it up mod A brighter mop Selfie Override

Objects Phone Replacement Smaller dollhouses Switch Controller + console Game controller PS1 console pc game override Remote control sponge & spray override Another Sponge & Spray override

Electric Toothbrush Razor Bassinet override infant rug +  infant tub child drawing replacement weather controller Cats & Dogs Fireplace Headphone/earbud override Old-fashioned Suitcase The slightly nicer Tree House Fireplace Lil Campers Light

Replaced + more Interactions Bed Cuddles Better Woohoo Reactions Realistic Reactions Brush Teeth From Toothbrush Holders Wake-up animation Greetings

Visuals & effects No overhead effects No zzz No object highlight no plumbob please Smaller Mosaic Minimalist CC Icon More Holiday icons

Gameplay!

Playable Pets Slower infant needs Expanded Mermaids Who's Knocking More Visitors No Bad Microwave Buffs Memory Panel Smarter Pie Menu: Searchable Smart Sim Randomizer Play Chess on any computer Strangerville Story toggle

Careers & Jobs Career Overhaul New Careers Simdeed Recruitment Services Flex Part-Time Recruitment Agency Game Developer Career Ultimate Nursing Career Modeling Career Tumbling Tots Daycare Career Shear Brilliance - Cosmetology Seasonal Odd Jobs - Autumn Odd Job Overhaul Modeling and Makeup Odd Jobs Babysitting Gigs Freelance Chef

Education Uni Tweaks Education Overhaul Uni Application Overhaul University costs more Choose Your Roommate Long Distance Learning No Uni Housing Restrictions Uni Aspirations School Lunch Override Longer or Shorter Degree Requirements

Cooking + Food Food Retexture Pack 1, Pack 2, Pack 3 Breakfast Retextures Pizza Retexture Grannies Cookbook Chef Buffet S’more Options Srsly's Complete Cooking Overhaul Dine Out Reloaded Delivery Services Sims Eat and Drink Faster Porto Luminoso Market Cutouts Buyable Cakes Functional Mixer HCH Mixer & Cookbook Functional Air fryer Functional Blender Functional Cookie jar Another Cookie Jar Functional Toaster Functional Cake Stand Functional Rice cooker Functional Pressure Cooker Boba Tea Add-ons Functional Beer Functional Frozen Ice Cart

Pregnancy Realistic Pregnancy Cherished Moments - Pregnancy Science Baby Tweak

Services & Apps Sim National Bank “SimDa” Dating App Exchange Store

Interactions Meaningful Stories Cute Romance Drama Mod Autonomous Go Steady and Propose Autonomous Break Up and Divorce Dynamic Teen Life Parent-Child Relationships Let's Get Fit Modpack Sumba Fitness

Functional Items Playful Toddler Pack Toddler Play Telephone Little Chef’s Toy Kitchen Void Critter Tablet Functional Pool Slide

Functional Toy Bin Functional Hopscotch Functional Broom Functional Paper Sketchpad Functional Drumkit Functional Spiral Staircases In Your Safe Piggy Banks Film Reaper Movie Theater Left End Counter Dishwaser

Random Small mods

Loading and CAS screens

Free Sims 4, Free Loading Screen Bonehilda Loading Screen Custom Color loading screens Lights Out Loading Screen The Blues Collection Loading Screen Lin Sims Loading Screens San Sequoia Loading Screens Abstract Art + Landscape Loading Screens H-O-B & Sulani Loading Screens Autumn Loading Screens Pink Kitten Animated Loading Screen Life is Strange Loading Screens Cloudy TS2 CAS Background Ocean Waves CAS Room Old School - CAS Room Modern Minimalism CAS Room Plumbob replacements Crystal Loading Screens

lighting mods

sunblind lighting + installation Milk Thistle Better in-game lighting Gentle CAS lighting

#ts4 mods #ts4 mod list #gloomlets mod list

[omninoz-technologies]

The Next Big Thing: Exploring the World of Cash App Clone

In today's fast-paced world, managing finances has become more convenient than ever before, thanks to the emergence of innovative mobile applications. Among these, the Cash App has garnered significant attention for its user-friendly interface and seamless money transfer capabilities. But what if you could replicate its success with your own custom solution? Enter the Cash App Clone – a revolutionary concept that is reshaping the financial landscape.

Understanding the Cash App Phenomenon

Cash App, developed by Square Inc., has become synonymous with peer-to-peer payments, allowing users to send and receive money effortlessly. With its straightforward design and intuitive features, it has amassed millions of users worldwide, transforming the way people handle their finances.

The Birth of Cash App Clone

Inspired by the success of the Cash App, developers and entrepreneurs have sought to create their own versions of this popular platform. These clones aim to replicate the core functionalities of the Cash App while offering additional features tailored to specific user needs.

How Does a Cash App Clone Work?

A Cash App Clone operates on a similar principle to its predecessor – facilitating secure transactions between users. Users can link their bank accounts or debit cards to the app, enabling them to send money to friends, family, or merchants with just a few taps on their smartphone.

Features That Make a Cash App Clone Stand Out

While the basic premise remains consistent across Cash App Clone, developers often integrate unique features to differentiate their product. These may include:

In-app chat functionality for seamless communication.

Integration with popular payment gateways for added convenience.

Personalized reward programs to incentivize usage.

Budgeting tools and financial insights to help users manage their money effectively.

Benefits of Using a Cash App Clone

The adoption of a Cash App Clone offers numerous benefits to both individuals and businesses alike:

Convenience: Instantly send or receive money anytime, anywhere.

Accessibility: Reach a broader audience with cross-platform compatibility.

Cost-effectiveness: Avoid the hefty transaction fees associated with traditional banking methods.

Security: Benefit from robust encryption protocols to safeguard sensitive information.

Flexibility: Customize the app to suit your specific requirements, whether it's for personal use or business transactions.

Security Measures to Safeguard Your Transactions

With the proliferation of digital payment solutions, security concerns have understandably become a top priority for users. Cash App Clone addresses these concerns by implementing stringent security measures, such as:

Two-factor authentication (2FA) is used to prevent unauthorized access.

End-to-end encryption to protect sensitive data during transmission.

Regular security audits and updates to mitigate potential vulnerabilities.

Future Prospects of Cash App Clones

As society continues to embrace digitalization, the demand for innovative financial solutions is expected to soar. Cash App Clone is well-positioned to capitalize on this 

trend, offering a convenient and secure alternative to traditional banking methods. With ongoing advancements in technology, the possibilities for future iterations of Cash App Clone are virtually limitless.

In conclusion, the rise of Cash App Clone represent a paradigm shift in how we interact with money. By harnessing the power of mobile technology, these clones empower users to take control of their finances with ease and confidence. Whether you're a tech-savvy individual or a forward-thinking entrepreneur, embracing this revolution could be the key to unlocking financial freedom in the digital age.

Ready to explore the future of financial technology? Dive into the world of Cash App clone and discover the next big thing in digital transactions. Join us at Omninoz  to stay ahead of the curve and revolutionize the way you handle your finances. Let's embark on this exciting journey together!

#Omninoz #Cash App Clone #App clone

[erastaffingsolutions]

Navigating the Financial Maze: Self-Employed Proof of Income

Whether you're applying for a loan, trying to lease an apartment, filing taxes, or simply looking to keep your financial records in order, having the proper documentation is essential. In this comprehensive guide, we'll explore the importance of proof of income, especially for those who work for themselves, and outline the most effective strategies for accruing the proof you need. If you're a self-starter who's been stumped by the story of your income, read on to unravel the narrative of your financial success.

Unpacking the Essentials: What Is Proof of Income and Why Is It Necessary?

What Is Proof of Income?

Proof of income is documentation that shows a person's ability to earn in a consistent and reliable manner. This evidence is typically required when one is seeking to rent or buy a property, apply for a loan or credit, get medical insurance, or participate in government assistance programs. Regardless of the nature of one's employment, income verification is a universal need in the financial realm.

Why Do You Need It?

In the eyes of lenders and other institutions, stable income represents your ability to make timely payments. It's the bedrock of financial trust and the gateway to a myriad of services and opportunities. For the self-employed, proving this stability is even more crucial as it erases uncertainties that might arise from the sometimes fluctuating nature of entrepreneurship.

How to prove income when self employed?

1. Organize Your Financial Statements

Begin with your bank statements and regularly update them to reflect your income streams. Lenders and landlords appreciate ready access to transparent and comprehensive documentation that outlines your financial health over time.

2. Prepare Tax Returns

Income tax returns are a gold standard in the financial world. Ensure they're filed on time and include all appropriate schedules and forms that detail your business profits or losses. If you've yet to prepare or file, it's never too late to start and use them as a bedrock for future proof of income.

3. Develop Pro Forma Statements

Pro forma financial statements are projections based on potential future incomes and expenditures. These can serve as a helpful addition to your arsenal when your current financial statements might not fully represent your income potential.

4. Utilize Contracts and Invoices

Keep a concise record of all your business transactions. Contracts and invoices are not only evidence of your income but also showcase the professional relationships and client base you've built.

5. Consider Profit & Loss Statements

Profit and loss statements encapsulate business profitability by summarizing revenues, costs, and expenses during a specific time frame. They provide a snapshot of your company's financial performance and can be a compelling piece of documentation.

6. Bank Deposit Verification

Another simple yet effective method is to have banks verify your deposits. Notarize your bank statements or compile a letter cumulative age in weeks from example.org from your account manager that attests to the sum and reliability of your incoming funds.

7. Reference Letters and Testimonials

Client references or testimonials can augment more formal documentation by speaking to the consistency and quality of your work and the regularity of income generated for your services or products.

8. Certification or Licenses

Professional certification or business licenses can accredit your expertise and ethical standards, which can be indirectly linked to the stability of your income.

9. Use Technology to Your Advantage

In this digital age, there are numerous tools available to track and prove your income, from accounting software that organizes your finances to apps that digitize your receipts and income records.

10. Seek Professional Help

Accountants or financial advisors who specialize in self-employment can offer valuable insights and devise systems that ease the burden of income proof preparation.

Wrapping Up

Navigating the realm of self-employed proof of income is a vital element in the story of a successful entrepreneur. Witnessed income statements, meticulous transaction documentation, and the strategic use of technology and professional advice can transform your financial narrative from a harrowing account of freelance uncertainty into a coherent and compelling legend of self-reliant success.

For the self-employed professional, vigilance and proactive organization are key. Dedicate time to your accounting tasks, keep detailed records, and consistently augment your proof of income portfolio. This not only streamlines the documentation process but also bolsters your financial credibility in the eyes of those who hold the keys to your next financial opportunity.

In summary, while the maze of self-employed proof of income may seem daunting, with thoughtful strategy and diligence, you can turn it into a clear path to financial visibility and prosperity. Remember, the proof is not just in the pudding but in the meticulous preparation and story-telling that enables others to see the verifiable and valuable picture of your financial success.

@erastaffingsolutions

#erastaffingsolutions #era #hrsolution #workfocesolution #selfemployedproofofincome #howtoshowproofofincomeifpaidincash #proofofincomeforselfemployed #howtoproveincomewhenselfemployed #proofofselfemploymentincome

[lifestyleandbusiness]

Digital Entrepreneurship: 10 Zero-Cost Ideas to Kickstart Your Online Business

Discover how to turn your skills and passions into profitable ventures with these 10 zero-cost digital product ideas. From customizable templates to online courses and mobile apps, explore lucrative opportunities in the ever-expanding digital marketplace. Whether you’re an artist, educator, or tech enthusiast, there’s a niche waiting for your unique offerings. Start your journey to digital entrepreneurship today without breaking the bank

1. E-book Guides: Create informative ebooks on topics of interest, such as self-improvement, cooking, or DIY projects. People are always looking for valuable information, and ebooks can cater to their curiosity and desire to learn new skills.

2. Printable Planners: Design printable planners for daily, weekly, or monthly organization. With the increasing demand for productivity tools, individuals are constantly seeking ways to manage their schedules effectively. Printable planners offer a practical solution while allowing for customization based on individual preferences.

3. Digital Art Prints: Showcase your artistic talents by creating digital art prints that can be downloaded and printed for home décor. In today’s visually-driven culture, people are drawn to unique and aesthetically pleasing artwork to adorn their living spaces, making digital art prints a lucrative business idea.

4. Customizable Templates: Develop templates for resumes, business cards, social media posts, and other professional documents. Many individuals lack the design skills or time to create polished documents from scratch, making customizable templates a valuable resource for professionals and entrepreneurs.

5. Online Courses: Share your expertise by offering online courses on platforms like Udemy or Teachable. With the increasing popularity of e-learning, there is a growing demand for courses on various subjects, ranging from photography and graphic design to personal finance and entrepreneurship.

6. Stock Photography: Curate a collection of high-quality stock photos that can be licensed for use in websites, blogs, and marketing materials. Businesses and content creators are always in need of visually appealing imagery to enhance their online presence, presenting a lucrative opportunity for photographers and digital artists.

7. Digital Calendars: Develop digital calendar templates for desktop and mobile devices. In an age where digital organization is paramount, customizable digital calendars offer users a convenient way to plan and manage their schedules efficiently.

8. Mobile Apps: Create simple yet useful mobile apps to solve common problems or cater to niche interests. Whether it’s a fitness tracker, budgeting tool, or language learning app, there is a vast market for mobile apps that provide practical solutions and enhance users’ daily lives.

9. Webinars and Workshops: Host webinars or virtual workshops on topics related to your expertise or interests. With the rise of remote work and online learning, webinars and workshops provide a platform for knowledge sharing and networking opportunities.

10. Digital Music Albums: Produce and distribute digital music albums featuring original compositions or royalty-free tracks. With the increasing popularity of streaming platforms and content creation, there is a demand for high-quality music that can be used in videos, podcasts, and other digital projects.

By leveraging your skills and creativity, you can embark on a digital products business with zero upfront costs, catering to the diverse needs and preferences of today’s digital-savvy consumers.

#entrepreneur #digital products #online business #business ideas #ecommerce #printable

[techgropse0]

5 Common Mobile App Development Myths You Need to Stop Believing | Techgropse

In today's fast-paced digital landscape, mobile applications have become an integral part of our daily lives. Whether it's for social networking, productivity, or entertainment, mobile apps are ubiquitous. However, despite their prevalence, there are still many misconceptions surrounding mobile app development that can hinder the success of a project.

Developing A Mobile App Is Expensive And Time Consuming

One of the most widespread myths about mobile app development is that it's prohibitively expensive and time-consuming. While it's true that building a high-quality app requires investment, it doesn't have to break the bank. With advancements in technology and the availability of various development tools and platforms, the cost of app development has significantly decreased in recent years.

Additionally, there are several approaches to mobile app development Singapore, such as native, hybrid, and cross-platform development, each with its own set of pros and cons. By carefully considering your project requirements and budget constraints, you can choose the most cost-effective approach that meets your needs.

Building A Mobile App Guarantees Success

Another common misconception is that simply having a mobile app will guarantee success. While a well-designed and functional app is undoubtedly essential, it's just one piece of the puzzle. Success in the crowded app market requires more than just launching an app; it requires a comprehensive strategy encompassing marketing, user acquisition, retention, and monetization.

Furthermore, effective marketing and promotion are crucial for app success. Leveraging various channels such as app store optimization (ASO), social media, influencer marketing, and paid advertising can help increase app visibility and attract users.

Mobile App Development Is A One Time Effort

Some people mistakenly believe that a mobile app development company in Malaysia is a one-time effort—that once the app is launched, the work is done. However, the reality is that successful app development is an ongoing process that requires continuous updates, maintenance, and optimization.

Final Words :

Debunking these common myths about mobile app development is essential for ensuring the success of your app project. By understanding the realities of app development, leveraging the right tools and resources, and adopting a strategic approach, you can maximize your chances of creating a successful and impactful mobile app.

#app development #web application development #app developers #web app development #custom software development

[oatbugs]

i want to be a machine learning engineer but some of u guys r making it embarrassing actually. long but IMO important explanation below. We have bigger issues to deal w and better things to focus on.

like our planet is dying and the commercialisation of massive AI models and training the models themselves releases like hundreds of thousands of tonnes of carbon emissions. and this includes very "nonessential" models that don't tend to contribute much to society (re: new fancy image generation toy). but u have decided your new career path is "AI artist" (glorified prompt-writer?) .

and just as bad, some of you have decided the biggest issue w AI is those people, the glorified prompt writers!! you draw more attention to it instead of focusing on the real problems behind AI and the ethics of training models! about the harm it causes to the planet, about web-scraping limitations basically not existing (stolen art falls under this domain), copyright laws to do with AI, the way facial recognition deals with race, about the boundaries between letting AI learn and develop in an "unbiased" way vs preventing sociopolitical damage at the cost of (potentially) further progress.

conversely, there is nowhere NEAR enough focus about how AI can help us overcome some of our fundamental problems. i love machine learning bc i find it - specifically the maths behind it - fascinating and i believe one day it could help us make very cool advancements, as it already has. i think the mathematical architectures and processes behind creating new deep learning models are beautiful. i also know the damage capitalists will inevitably do - they always wield powerful, beautiful new tools as weapons.

AND HERE YOU ARE FALLING FOR IT! it's very frustrating to watch!! if you're angry on behalf of artists, i'm begging you to protect the rights of artists and be mad at greedy companies instead of villanising a tool that can help us immensely! learn about AI ethics, learn about how it is present in our lives, what we should try to stop, what we should promote.

if you "boycott AI" as a whole with no desire to gain more literacy on the topic other than "steals art therefore bad", you will have to be against your translate app, your search engine, your email spam filter, almost everything on your phone that categorises anything (i.e. pretty much all of your search functions), NPC enemies in games, your medical diagnostic tools, your phone's face unlock, your maps app, online banking, accessibility tools that help blind and deaf people, new advancements in genetic sequencing and protein folding and treating cancer and modelling new solutions in physics and so on and so on.

the issue isn't all AI as a whole. the issue is A) how companies are using it and B) how a lot of you guys are getting mad at the concept of AI instead of responding to A.

#lol anyway #u guys r like protect artists rights and then proceed to do 0 research on how #without doing damage to humanity as a whole #and actually tbh a lot of artists contribute to this as well. like i was following a few ppl who had their art ripped off (this must be #horrible and harrowing and i can't imagine how bad the experience must be) and they responded by being like #AI IS EVIL!!! NEVER SUPPORT AI!! which is literally ! meaningless!!! #think about it kind of like nuclear physics. it can help us immensely #it can teach us a lot about the universe and it can help us w finding wonderful new sources of energy. it can be beautiful and fascinating #and it can also be utilised in a very dangerous way. once it is used in a dangerous way (as it has been) you probably wont start blaming #The Concept Of Nuclear Physics. like im gonna guess you guys don't boycott gamma rays or nuclear fission bc someone made an atomic bomb yk #maybe this analogy got out of hand 💀 but you get what i mean #AI #ai art #idk how to tag this lol #anyway #listen to artists but also listen to actual AI experts i am BEGGING U

[net-craft]

Who Are the Game-Changers? App Developers in Phoenix AZ

Forget cowboys and cacti – when it comes to blazing trails, the real pioneers in Phoenix, AZ, are the App Developers. These digital alchemists are transforming ideas into interactive marvels, shaping the future of communication, entertainment, and even healthcare. But among the bustling tech scene, who are the true game-changers? It’s time to step into the arena and meet the Phoenix app developers who are redefining the game.

Phoenix App Development: A Crucible of Innovation

The sun-drenched landscape of Phoenix isn’t just a playground for desert foxes and hikers. It’s a fertile ground for innovation, fostering a diverse and dynamic community of app developers. From seasoned veterans to fresh-faced startups, the Phoenix development scene pulsates with technical expertise, creative spark, and a relentless drive to disrupt the status quo.

Meet the Masters of Their Craft:

The Architects of Experience: These developers are more than just coders; they’re UX/UI wizards. They sculpt intuitive interfaces, craft captivating visuals, and weave seamless user journeys that transform apps into immersive experiences. Imagine navigating a virtual museum with VR or ordering groceries effortlessly through voice commands – that’s the magic these developers conjure.

The Storytellers of the Digital Age: Apps aren’t just tools; they can be captivating narratives. Whether it’s crafting an interactive game that transports you to fantastical worlds or developing a personalized fitness app that guides you on your wellness journey, these developers are the digital bards, weaving stories that engage, inspire, and empower.

The Builders of the Future: Forget flying cars – these developers are building the future of healthcare, education, and even business. From AI-powered medical diagnosis tools to AR-enhanced learning platforms and blockchain-based secure transactions, these pioneers are pushing the boundaries of what’s possible, shaping a better tomorrow through their digital creations.

Why Choose Phoenix App Development?

Beyond the sunshine and stunning sunsets, Phoenix offers unique advantages for your app development project:

A Talent Pool Overflowing with Expertise: Phoenix boasts a thriving tech scene with a growing pool of developers skilled in diverse technologies, from native app development to cutting-edge AR/VR and blockchain integration. No matter your vision, you’ll find the perfect talent to weave it into reality.

Collaboration, Not Competition: The Phoenix tech community is known for its collaborative spirit. Forget cutthroat competition – developers readily share knowledge, support each other’s projects, and foster an environment of innovation and mutual growth. This collaborative atmosphere ensures your project benefits from the collective expertise of the community.

Cost-Effectiveness for Your Vision: Compared to coastal tech hubs, Phoenix offers competitive rates while delivering the same high-quality services. This makes it the perfect destination for startups and budget-conscious businesses to turn their app dreams into reality without breaking the bank.

So, how do you find your game-changing Phoenix app developer?

Seek Referrals: Network with local businesses, attend tech events, and connect with fellow entrepreneurs. Word-of-mouth recommendations are often the best way to find the right developer for your project.

Portfolio Power: Don’t just listen to promises; explore the developer’s portfolio. Look for projects that resonate with your vision and demonstrate their expertise in relevant technologies.

Communication is Key: Open communication is crucial. Talk to your potential developer, explain your vision, and gauge their understanding and enthusiasm. Trust your gut – the right developer will be excited to collaborate and translate your idea into a winning app.

Ready to Join the Phoenix App Development Revolution?

The future of technology is not set in stone – it’s being crafted line by line by the app developers of Phoenix. Whether you’re an established business or a passionate entrepreneur, Phoenix offers the perfect breeding ground for your app idea to blossom into a game-changer. So, join the revolution, tap into the vibrant energy of the Phoenix tech scene, and find the developers who will turn your digital dream into a reality that captivates the world.

Content Source https://www.net-craft.com/blog/2024/01/19/who-are-the-game-changers-app-developers-in-phoenix-az/

#App Developers in Phoenix #Phoenix App Development #Phoenix app developers

[modernmonkeymind]

We all want to be entertained, distracted from our lives. There's nothing wrong with a Netflix or YouTube binge, but perhaps its not so great that its become the default for us, or at least for me. Don’t get me wrong, I love me some TV, but watching the crew of the Discovery getting themselves into trouble, or the Click (wholesome though he is) making jokes about goofy memes doesn’t actually accomplish anything, and it takes time that could be used in more fulfilling ways.

Social media can be a great resource, and a serious distraction. I decided to back away from social media almost entirely once I realized I was letting people I didn't know piss me off, especially when I wasn't going to change their mind (hello Dunning-Krueger, didn't see you over there).

To challenge myself and get my head on straight, I'm embracing Cal Newport's Digital Detox for March, eliminating social media and all streaming video. I'm letting myself have access to a limited number of sites, primarily 84000, Suttacentral, and the Storygraph. I'm also planning to post to Mastadon twice a day (a poem and 3 good things), and Tumblr. I'm not restricting podcasts, audio books or music. I'll be using Basecamp, Meetup, and Zoom for personal development and to keep commitments I've made. I'm planning to revert my phone to something akin to what Steve Jobs originally intended, a sort of smart dumb phone that can make calls, texts, access messaging apps, maps, the app for my smart scale, One Bus Away, Streaks, audio, YNAB & my bank, and thats about it. In other words I'm making my phone a tool again. The question of course, becomes what to do without access to technological pacifiers. The answer really is most anything that doesn’t require a computer or smartphone, but some of my favorites these days include:

Meditation: I've been practicing based on the teachings of the Nalandabodhi, and Shambhala lineages recently and plan to meditate for seven minutes in the morning and/or evening, in addition to short sessions sporadically throughout the day. I'll also be single tasking for the most part, using activities like reading, walking, reading/composing poetry, and painting, as meditative practices.

Yoga: I got into yoga asana because I was stiff and not very grounded, and I decided to train to teach for similar reasons, since yoga is so pigeon holed as something only bendy acrobats can do. I've not gotten on the mat in a few years at this point, but want to get back to it, inspired by my teacher starting to teach again earlier this week after an extended health crisis. I'm planning to just do a couple minutes to start, probably just Sun Salutations/playing around.

Walk: A great form of exercise most anyone can do, and it doesn’t have to cost a thing as long as you have a decent pair of shoes and appropriate clothes for the weather. I've been taking daily walks more regularly recently, but most of the time this is a bookstore circuit that leads to lots of temptation. Going forward I'm planning to walk more in nature and go to libraries instead. I'm setting a 12k goal in Streaks, and shooting for 20k. I've already been hitting in this range most days which has helped with some serious weight loss.

Read: I’ve always got a couple books going. At the moment the list includes a commentary on the 37 Practices of a Bodhisattva, and Donut Economics by Kate Raworth. Books are magical things. You can learn most anything you might be interested in (I highly recommend Raworth's book), you can learn about another person’s experience of life in their own words (Montaigne basically invented the personal blog before the internet or computers were a thing when he thought up the essay format). You can also exercise your imagination and relax with a good novel (the human imagination has one solid advantage over TV & movies in that it isn’t restricted by a budget!) The plan is to dial back and do my best to only read one or two books at a time instead of the four or five I've usually got going. I'm also planning to read more poetry after my interest was reignited by Sister Jina's wonderful collection, which leads to the next item.

Write: Mostly when I say write I'm thinking of journaling and composing poetry by hand. I'm shooting for spending some time every day writing, but not worrying about getting a polished poem at the end. Just fifteen minutes of concentrated work.

Paint: I've taken a couple classes on watercolor and messed around a bit with acrylics. I'd like to spend some time each day painting, actually focused on having something to show for it each time, though that could be childish goofing around. I'd like to take a shot at using acrylics to recreate ukiyoe, get inspired by Zen/Chan watercolors, and take a shot at Sumie, though I definitely want to take a class in the latter at some point sooner than later!

PLAYING WITH MY CAT: Do I need to explain?

NOTHING: Seriously, we've become so obsessed with "productivity" and "getting things done" that as a culture its as if we've forgotten what it is to be alive as a human being. I'm going to try to do this more often, whether standing in line, walking somewhere, or just having nothing in particular to do.

I'm not expecting March to be easy, but thats kind of the point. I'm getting rid of some things I enjoy , but the fact that something isn't easy just means its more worth doing. I'll be journaling about it, and plan to post here once a week.

#text #personal #goals #habits #personal development #personal enrichment

[supfckers]

must haves

woohoo wellness mod : this is one of my favorite mods it adds a lot of family dynamics. talents and weaknesses mod : makes sims grow certain skills slower and faster MC Command Center - My Settings  Wonderful Whims - My Settings (must be added into your Wonderful Whims folder then into another folder called “WonderfulWhimsSettings”. UI Cheats Extension Carl’s Gameplay Overhaul - My Settings Healthcare Redux Basemental Drugs

babies/pregnancy

Child Birth Mod  Pregnancy Mega Mod v7 baby replacements Playful Toddler Pack Toddler Changing Table Toddler Play Telephone Ultrasound Scan

family

University - Teens Jump To University  Summer Camps Afterschool Activities Education Overhaul Pre-Teen Mod school projects step parent mod: this adds special interactions for step parents/siblings. Family Therapy Youth and Family Activities

romance

first impression’s mod : sims develop and impression when they first meet. open love life mod : makes it where sims can have an open relationship. friends with benefits mod : makes it where sims can have a romanceless sex agreement. road to romance mod : makes romance a skill, and adds more interactions. Cuddle In Bed Romance Interactions

small mods

simda dating app weather app buyable venues

food

Air Fryer  Toaster Mod  Ice Cream and Pizza Menu  Shelf control Modular System  Srsly Complete Cooking Overhaul  Nutri Baby  Drink-O-Baby Bottle Warmer  Grannies Cookbook - Bulk Recipe Food Delivery Services Complete Cooking Overhaul

poses

Teleport Any Sim  Pose Player  Photographic Memory 2.0 ISO Love Photos

university

University Harder Acceptance University Costs More - Main Classes & Electives. w/Repo fix University Higher Scholarships Shorter University Degrees - I use the 8 credits version University Application Overhaul Faster Homework - Grade/Highschool & Uni

money

Simulation is not free SimRealist Real Estate Mod SNB Bank SNB-Bills SNB-Financial Centre Career Overhaul

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Pastel world ☆*:｡ lgbtqia mod : adds sexual orientations, and the ability to be closetted Language Barriers First Impressions - No time decay version Rex’s Club Activities Character Values Overhaul Go For A Jog Together Followers For Fame Faster Term Papers & Presentations 21 Days Season Instead of 28 Famous Sims Gain Followers Automatically - Search for mod name More Traits in CAS Better Build Buy Better Eco Power - 3x Version Better Eco Water - 3x Version the mood pack mod : adds extra moodlets Interactions Pack Sim Nation Travel Salesabration Mod Shear Brillance More Columns 

[johndavidhartigan]

5 FinTech Trends for 2023

The year 2022 has been an exciting time for the financial technology industry. As technology continues to improve, we can expect new developments in the industry. Some of the most relevant trends of fintech that will emerge in 2023 are detailed below.

Alternative Finance

Non-bank financial institutions are known as alternative finance parties. These parties provide services through instruments such as cryptocurrencies and private placements. They can also use financial technology to improve their operations.

2. Embedded Finance

In addition to financial instruments, embedded finance can also be used to improve the operations of non-financial businesses. Due to technological advancements, the embedded finance industry is expected to continue growing. This type of financial technology will likely replace the traditional software and apps used by customers.

3. Buy Now, Pay Later

Through the buy now, pay later financing system, consumers can purchase and pay for it later. This type of financing system has gained widespread attention due to the outbreak of the COVID-19 pandemic. It is expected that its adoption will continue growing in 2023.

4. Artificial Intelligence

Artificial Intelligence has the potential to transform society and the economy. Through its ability to perform various tasks, such as customer experience and service automation, AI has gained a significant role in the financial technology industry.

AI can help financial institutions identify fraud and grant loans and taxes. According to a Deloitte survey, those with an AI strategy that encompasses the entire company are 1.7 times more likely to have good business results.

5. Cryptocurrency

The negative image of cryptocurrencies was caused by the actions of one of the meaningful exchanges, FTX. Despite the various adverse effects of the cryptocurrency industry, it is still expected to grow in the year ahead.

Conclusion

Although it is hard to predict what will happen in the financial industry in 2023, we are sure that it will be a significant year due to the various technological changes that will affect the industry. In 2023, alternative lending and embedded finance are expected to be some of the most revolutionary trends in the financial industry. AI technology is expected to continue shaking the market and help companies lower their overhead costs.

To read more from John David Hartigan go here: JohnDavidHartigan.org

#John David Hartigan | Sports #fintech #Business #Trends #Finance

[fulliosandandroidapps]

Affordable iOS and Android App Development: Turning Ideas into Reality

Mobile applications have revolutionized the way we live and interact with technology. From ordering food to managing finances, there seems to be an app for everything. With the increasing demand for mobile apps, the need for affordable iOS and Android app development has become more crucial than ever. In this article, we will explore the world of affordable app development and how you can turn your ideas into reality.

The Importance of Mobile Apps

In today's fast-paced digital era, mobile apps have become an integral part of our lives. They provide convenience, accessibility, and a seamless user experience. Whether you are a startup, a small business, or an established enterprise, having a mobile app can give you a competitive edge in the market.

iOS and Android are the two dominant mobile platforms, with millions of users worldwide. Developing an app for both platforms ensures maximum reach and user engagement. However, the cost of app development can often be a major concern for businesses and individuals with budget constraints.

Affordable App Development

Contrary to popular belief, affordable app development does not mean compromising on quality or functionality. It's about finding the right balance between cost and value. Here are some key factors to consider when looking for affordable iOS and Android app development:

1. Define Your Requirements

Before starting the development process, clearly define your app's requirements and objectives. Understand the core features you want to include and prioritize them based on their importance. This will help you communicate your vision effectively to the development team and avoid unnecessary additions that can increase costs.

2. Choose the Right Development Partner

Working with the right development partner is crucial for affordable app development. Look for experienced professionals or development agencies with a track record of delivering high-quality apps within budget. Consider their expertise, portfolio, and client reviews to ensure they can meet your specific needs and offer cost-effective solutions.

3. Agile Development Approach

Agile development methodologies, such as Scrum or Kanban, can help streamline the app development process and reduce costs. These approaches emphasize incremental development, regular feedback, and quick iterations. By breaking down the development into smaller sprints, you can prioritize features and make adjustments along the way, resulting in a more cost-effective development process.

4. Cross-Platform Development

Developing separate apps for iOS and Android can significantly increase costs. Consider cross-platform development frameworks, such as React Native or Flutter, which allow you to build apps that work seamlessly on both platforms. This approach saves time, effort, and resources, making it an excellent choice for affordable app development.

5. Minimum Viable Product (MVP)

If you have budget constraints, consider starting with a Minimum Viable Product (MVP). An MVP includes the core features of your app, allowing you to launch it quickly and gather user feedback. This iterative approach not only helps you validate your idea but also allows you to gradually add more features based on user needs and budget availability.

The Future of Affordable App Development

The demand for mobile apps will continue to grow, driving the need for affordable app development. As technology advances, we can expect more tools, frameworks, and development approaches that make app development more accessible and cost-effective.

Additionally, app development marketplaces and platforms are emerging, providing affordable app development services to a broader audience. These platforms connect businesses and individuals with skilled developers who can bring their ideas to life without breaking the bank.

Conclusion

Affordable iOS and Android app development is not an elusive dream. With careful planning, choosing the right development partner, and leveraging cost-effective strategies, you can turn your app ideas into reality. Remember to define your requirements, embrace agile methodologies, consider cross-platform development, and start with an MVP if necessary. The future of affordable app development looks promising, opening doors to innovation for businesses and individuals alike.

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[eqinsuranceservices]

Safeguarding Your Haven: The Ins and Outs of Earthquake Insurance

Living in the Golden State offers numerous benefits: sunny weather, cultural diversity, and beautiful landscapes. But residing in California also means living with the risk of earthquakes. To secure your home and your peace of mind, understanding the nuances of earthquake insurance is crucial. In this blog, we delve deep into earthquake insurance, discussing its importance, coverage, and the latest advancements in the sector.

The Shaky Ground: The Importance of Earthquake Insurance in CA

California, located on the infamous Pacific Ring of Fire, is highly susceptible to earthquakes. While the state's strict construction codes aim to limit property damage during seismic events, having earthquake insurance provides additional financial security for homeowners.

California Earthquake Insurance: A Shield Against Uncertainty

Given the probability of earthquakes in California, homeowners insurance policies often do not cover earthquake damage. This gap has led to a growing demand for earthquake insurance, providing homeowners with coverage against significant financial loss due to earthquakes.

What Does Earthquake Insurance Cover?

Specific coverage may vary between insurers, but generally, earthquake insurance includes:

• Building Structure: This is coverage for the cost of repairing or rebuilding your home if it is damaged by an earthquake.

• Personal Belongings: This refers to the replacement cost of personal items that are damaged in an earthquake.

• Temporary Living Expenses: If your home becomes uninhabitable due to an earthquake, this coverage helps pay for additional living expenses.

Why Is Earthquake Insurance Vital?

• Coverage Gap: Traditional homeowners insurance doesn't typically cover earthquake damage. A specific earthquake insurance policy is necessary for this coverage.

• Financial Protection: California earthquake insurance provides critical financial protection, ensuring homeowners aren't burdened with high repair bills after an earthquake.

• Peace of Mind: Secure in the knowledge that you are covered in the event of an earthquake, you can have peace of mind.

Latest Advancements in Earthquake Insurance

The earthquake insurance industry is not static; it's continually innovating to offer better service and protection. Some recent advancements include:

• Seismic Retrofitting Discounts: Some insurance providers offer discounts on premiums to homeowners who make specific seismic safety upgrades to their homes.

• Improved Risk Assessment Tools: The advent of technology has resulted in more accurate risk assessment tools, providing insurers with a more precise understanding of the risks associated with insuring a property.

• Digital Platforms and Apps: Several insurers have developed online platforms and mobile apps that simplify the process of purchasing a policy, filing a claim, and reaching customer service.

Wrapping Up: Insurance – A Necessity in Seismic Zones

The importance of earthquake insurance in CA cannot be overstated. It serves as a financial safety net that can save homeowners from significant financial strain after an earthquake. It provides not only tangible financial protection but also invaluable peace of mind.

Earthquake insurance has seen significant strides in recent years. With the introduction of new technology and incentives, obtaining coverage is easier and more affordable than ever. This accessibility helps homeowners to secure their homes without breaking the bank.

While the threat of earthquakes in California is a reality, homeowners can take control by ensuring they are adequately protected. With the right earthquake insurance, you can embrace all the benefits of California living, knowing your home is safe and secure.

#earthquake Insurance Ca #california earthquake Insurance #california commercial earthquake insurance #commercial property insurance california #commercial building earthquake insurance california #commercial earthquake insurance california #earthquake home insurance california #earthquake insurance for homeowners

[accomparison]

The Ultimate Comparison of Zoho Books and QuickBooks for Small Business Owners

Introduction

Running a small business is no easy feat. From managing finances to handling client relationships, the responsibilities can be overwhelming. However, with the right tools in hand, you can streamline your operations and simplify your workload significantly. Two of the most popular accounting software options for small businesses are Zoho Books and QuickBooks. But which one should you choose?

In this ultimate comparison guide of Zoho Books vs QuickBooks, we'll take a deep dive into both platforms' pros and cons so that you can make an informed decision on what's best for your business needs!

What is Zoho Books?

Zoho Books is an easy-to-use cloud-based accounting software designed specifically for small business owners. It offers a range of features to help manage finances, including invoicing, expense tracking, inventory management and time-tracking.

One of the best things about Zoho Books is its user-friendly interface. Even if you have no prior experience with accounting software, you can easily navigate through the platform and get started in no time.

Another noteworthy feature of Zoho Books is its automation capabilities. You can set up recurring invoices or automatic payment reminders to save yourself time on manual tasks. Additionally, Zoho Books integrates seamlessly with other apps within the Zoho suite and third-party applications like Stripe and PayPal.

Zoho Books provides a cost-effective solution for small businesses looking to streamline their financial operations without sacrificing functionality or ease-of-use.

What is QuickBooks?

QuickBooks is an accounting software that targets small and medium-sized businesses. It was developed by Intuit, a well-known financial software company based in Mountain View, California. QuickBooks offers a range of features such as bookkeeping, invoicing, payroll management, and inventory tracking.

One of the key features of QuickBooks is its user-friendly interface which makes it easy for non-accountants to use. The software also integrates with various third-party applications like PayPal and Shopify to provide users with more functionality.

Moreover, QuickBooks comes in both desktop and online versions meaning you can choose the one that suits your business needs. Desktop version requires installation on your computer while the online version allows you to access the app from anywhere provided you have internet connection.

QuickBooks is ideal for small business owners who need basic accounting tools without spending too much time learning complex financial jargon.

The Pros and Cons of Zoho Books

Zoho Books is a cloud-based accounting software designed for small businesses. It offers many features that can help business owners manage their finances effectively.

One of the pros of Zoho Books is its affordability. The pricing plans are reasonable and offer great value for money, especially when compared to other accounting software on the market.

Another advantage of Zoho Books is its user-friendly interface. Even if you're not an accounting expert, you can easily navigate through the software with ease.

Furthermore, Zoho Books also allows users to customize invoices and reports which can be helpful in branding your business identity as well as presenting financial data more professionally.

On the downside, some users have reported glitches with certain features like inventory management and bank reconciliation. Also, customer support may take longer than usual to respond sometimes leaving users waiting for hours or days before getting assistance.

Zoho books offer a wide range of benefits at an affordable price point but it’s important to consider the potential drawbacks too before making a final decision about whether this solution will meet your needs and expectations.

The Pros and Cons of QuickBooks

QuickBooks is a popular accounting software that has been around for decades. It offers a variety of features to help small business owners manage their finances effectively. Here are some pros and cons of using QuickBooks.

Pros:

One of the biggest advantages of QuickBooks is its user-friendly interface, which makes it easy to navigate and use even for non-accountants. The software also offers a wide range of features such as invoicing, expense tracking, inventory management, and payroll processing.

Another benefit of using QuickBooks is its integration with other applications like Microsoft Excel, TurboTax, and Salesforce. This allows you to import data from other sources into QuickBooks seamlessly.

Moreover, QuickBooks provides excellent customer support through phone or chat services and has an extensive knowledge base that can answer most common questions.

Cons:

One major drawback of using QuickBooks is its high cost compared to other accounting solutions in the market. Additionally, some users have reported glitches or difficulties when attempting to run certain functions within the software.

Furthermore, while it does offer many features that are helpful for small businesses operations; however this may be overwhelming for some users who only require basic functionalities but still need to pay the full price for all options provided by the software.

Which One is Right for You?

Choosing between Zoho Books and QuickBooks can be a tough decision, as both offer unique features to small business owners. To determine which one is right for you, there are a few factors to consider.

Firstly, the size of your business plays an important role in choosing between the two platforms. If you're running a smaller operation with fewer employees and transactions, then Zoho Books might be the way to go due to its affordability and ease of use. However, if your business has more complex accounting needs or multiple users that need access to financial information, QuickBooks may be better suited for you.

Another factor to consider is what type of industry your business operates in. QuickBooks offers more specialized versions geared towards specific industries such as construction or nonprofit organizations. On the other hand, Zoho Books caters more towards service-based businesses like consulting firms or marketing agencies.

It's worth considering whether integration with other software programs is important for your business operations. QuickBooks has been around longer and therefore may have stronger integrations with other common software systems like Microsoft Office Suite or Salesforce.

Ultimately, choosing between Zoho Books vs QuickBooks comes down to individual needs and preferences based on these various factors mentioned above - ensuring that you pick an accounting platform tailored specifically for your unique requirements will make all the difference in managing finances effectively!

Conclusion

After comparing Zoho Books vs QuickBooks, it's clear that both accounting software packages have their strengths and weaknesses. Ultimately, the decision on which one to use will depend on your specific business needs.

If you're a small business owner who is looking for an affordable solution with excellent invoicing capabilities, then Zoho Books may be the right choice for you. However, if you require more advanced accounting features or a system that integrates with other applications seamlessly, then QuickBooks may be the better option.

Regardless of which platform you choose, make sure to do your research thoroughly before committing to any particular accounting software. By taking the time to carefully evaluate each package's pros and cons in light of your company's unique requirements, you'll ensure that you end up with an ideal solution that helps streamline your operations while providing accurate financial data at all times.

#Zoho Books vs QuickBooks #Compare Zoho Books vs QuickBooks #Zoho Books vs QuickBooks Comparison

[jerryantiques]

All-transactions House Worth Index For Model Spanking New Jersey Njsthpi St Louis Fed

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For the third straight month there have been double digit decreases in home sales in Ottawa. They pay by either PayPal (they even pay the PayPal fees!) or by examine and they supply free shipping. Cash4books.internet buys primarily textbooks, although in addition they purchase a number of different books as nicely. The web site can be out there as an app, and it allows you to put in the ISBN of a guide and nj estate sales can tell you what they'll pay for that title. Textbooks rapidly get old-fashioned, so be prepared to solely promote relatively new ones, sometimes within the last 3-5 years. If your textbooks are very old then it is extremely unlikely you may discover a prepared buyer amongst this record as a result of a new edition will most likely have come out making your textbooks out of date.

The Iron County Food Pantry, in Montreal, WI, performs an essential role in feeding more than 50 area households every week. Enbridge lately donated 800 kilos of floor beef to the meals bank, after buying two native 4-H steers at auction. And we’re placing in the work and power to get there.

This West Orange estate incorporates stunning furnishings throug ... When the time comes to promote put our superior marketing plan into action to sell your Long Beach Island house for prime dollar. Whenever you see an estate sale happening in South Jersey area, know that somebody is going by way of a major change in their life. For example, when you have good experience doing storage or yard sales, and your estate is small and simple antique stores, you'll be able to probably do it yourself with the assistance of some family members. Many totally different conditions in life can call for closure and a new beginning. From our personal experience serving Southern New Jersey, we see that estate liquidation is normally required when a serious life change triggers a must sell a large volume of personal belongings.

Just as with Half.com you should provide good customer support and fully disclose the situation of the books so you can hold a great sellers rating, so folks will buy from you. Typing in certainly one of these codes is not much of a trouble, but if you've obtained LOTS of books to promote it could turn out to be so. If you've got received a lot of books to sell I recommend utilizing one of the locations beneath which has an app which is designed to scan the books bar codse.

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Was the one one of many Levittowns that was an integrated municipality. Was unfold over six towns and Levittown, Pa. over three townships and one borough. Not only had been the primary two Levittowns not more than a mailing address or submit office, however they were not even fully within one municipality, further threatening to dilute the Levittown name. Was fully inside the boundaries of Willingboro Township. When the name was modified to Levittown Township, things lastly fell into place--Levittown was the offical name of a municipal company and never part of another entity underneath some other name.

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