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mortgageadvisorsglasglow · 1 year

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Finding the Best Mortgage Advisors in Glasgow: A Comprehensive Guide

Buying a property in Glasgow is a major investment, and most people need a mortgage to help finance their purchase. Finding the right mortgage can be a daunting task, especially if you're not familiar with the process. Fortunately, there are many professional mortgage advisors glasgow who can help you find the best mortgage for your needs. In this comprehensive guide, we'll explore the key factors to consider when looking for a mortgage advisor in Glasgow and provide tips on how to find the best one for your needs.

Understanding the Role of a Mortgage Advisor

A mortgage advisor is a professional who specializes in helping people find and secure mortgages for property purchases. They act as intermediaries between borrowers and lenders and can help you navigate the complex process of securing a mortgage. Mortgage advisors can offer advice on different types of mortgages, interest rates, fees, and charges, and help you find the best deal for your needs.

Factors to Consider When Choosing a Mortgage Advisor

When choosing a mortgage advisor in Glasgow, there are several factors to consider. Here are some of the most important:

Qualifications and Experience

The first thing to look for in a mortgage advisor is their qualifications and experience. Look for an advisor who is qualified and registered with the Financial Conduct Authority (FCA). They should also have a good track record of helping clients secure mortgages and be able to provide references if requested.

Independent vs. Tied Advisors

Independent mortgage advisors work with a range of lenders and can offer advice on a wide range of mortgage products. Tied advisors, on the other hand, work for a specific lender and can only offer advice on their own products. Independent advisors may be more expensive, but they can offer a wider range of options and may be more impartial in their advice.

Fees and Charges

Before choosing a mortgage advisor, it's important to understand their fees and charges. Some advisors charge a flat fee, while others charge a percentage of the mortgage amount. Make sure you understand how much you'll be paying and what services are included in the fee.

Customer Service

Good customer service is essential when choosing a mortgage advisor. Look for an advisor who is responsive, communicative, and easy to work with. They should be able to explain complex financial concepts in plain language and answer any questions you may have.

Online Reviews and Reputation

Before choosing a mortgage advisor, it's a good idea to check their online reviews and reputation. Look for reviews on independent websites and social media platforms to get an idea of what previous clients think of their services. A good mortgage advisor should have mostly positive reviews and a strong reputation in the industry.

How to Find the Best Mortgage Advisors in Glasgow

Now that you know what to look for in a mortgage advisor, here are some tips on how to find the best one for your needs:

Referrals from Friends and Family

One of the best ways to find a good mortgage advisor is to ask for referrals from friends and family who have recently purchased property in Glasgow. They can give you firsthand accounts of their experiences and recommend advisors they had a good experience with. Make sure to ask about the advisor's qualifications, experience, and customer service.

Online Mortgage Advisor Directories

There are many online directories that list mortgage advisors in Glasgow, making it easy to compare different advisors and their services. Look for directories that allow you to filter advisors based on their qualifications, experience, and customer reviews.

Local Property Agents and Solicitors

Local property agents and solicitors often have relationships with mortgage advisors in Glasgow and can recommend someone they trust. They may also be able to offer advice on the local property market and which lenders are most active in the area.

Social Media and Online Forums

Social media platforms and online forums can also be a good source of information on mortgage advisors in Glasgow. Look for groups or forums where people discuss property purchases and ask for recommendations. You may also find reviews and feedback from previous clients.

How to Prepare for Your First Meeting with a Mortgage Advisor

Once you've chosen a mortgage advisor, it's important to prepare for your first meeting. Here are some tips on what to do:

Gather Your Financial Information

Before meeting with a mortgage advisor, gather all the necessary financial information they'll need, including your income, expenses, credit score, and any outstanding debts. This will help the advisor determine what type of mortgage you qualify for and what interest rate you can expect.

Research Your Options

Do some research on different types of mortgages and interest rates so you can ask informed questions and understand the advice the advisor gives you. This will also help you feel more confident in the decision you ultimately make.

Prepare a List of Questions

Make a list of questions to ask the mortgage advisor during your meeting. This can include questions about fees and charges, the application process, and what to expect throughout the mortgage process. Don't be afraid to ask for clarification if there's something you don't understand.

Conclusion

Finding the right mortgage advisor is crucial when buying property in Glasgow. By considering factors such as qualifications, experience, fees, and customer service, you can find an advisor who can help you navigate the complex world of mortgages. Use online directories, referrals, and social media to find the best advisor for your needs, and prepare for your first meeting by gathering your financial information and researching your options.

FAQs

Do I need a mortgage advisor to buy a property in Glasgow?

While it's not required, a mortgage advisor can offer valuable advice and help you find the best mortgage for your needs.

How much does a mortgage advisor in Glasgow typically charge?

The fees charged by mortgage advisors can vary, but it's important to understand how much you'll be paying and what services are included.

Should I choose an independent or tied mortgage advisor?

This depends on your individual needs and preferences. Independent advisors can offer a wider range of options, while tied advisors may have access to exclusive deals.

How can I prepare for my first meeting with a mortgage advisor?

Gather all the necessary financial information and do some research on different types of mortgages and interest rates. Make a list of questions to ask the advisor during your meeting.

Can I change mortgage advisors if I'm not happy with their services?

Yes, you can switch advisors if you're not satisfied with their services. However, it's important to understand any fees or charges associated with switching.

#Mortgage advice Dundee #Mortgage advice Aberdeen #mortgage advisors glasgow #£1 million mortgage #approved mortgage solutions #current mortgage rates glasgow #mortgage brokers in glasgow #buy to rent mortgage #buy to let mortgage London #mortgages for contractors

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bitchesgetriches · 1 year

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NEW POST! ✨ “Independent Contractor” My Ass: How to Stop Wage Theft Through Worker Misclassification ✨ Link in bio 👆 and in the comments 👇 babies. Here’s an excerpt:

"Every year, wage theft robs millions of American workers of billions of dollars—and worker misclassification is one of its most widespread, evil forms.

There are crystal-clear guidelines on the difference between independent contractors and employees. And a lot of employers steal from their workers by ignoring them. Today, I’m going to break the differences down for you. See if you recognize yourself, a friend, or a family member in these wage-theft-vulnerable positions.

If you are in a misclassification situation, your employer has stolen your wages. But there’s good news! You have recourse to get my two favorite things: money and justice! You can seek tax reimbursements, backpay, unpaid overtime, worker’s compensation benefits, and more for the years you were misclassified. And you can report your exploitative employer and get them into a wet mess of trouble."

Read the full article

#wage theft #independent contractor #worker misclassification #personal finance #career advice #adulting

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kevinszabojrplumbing · 1 year

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What Is The Importance Of Finding A Good Contractor?

Are you thinking of making renovations to your home or starting a construction project? If so, then finding the right contractor is absolutely essential. With the help of a skilled professional, you can ensure that the job will get done with quality results and according to your specifications. This blog post will explain the advantages you get if you decide to go down this road!

Quality Of Work

When it comes to home improvement projects or any other work, the right people can do them a lot better. Homeowners from all around Badger State are reaching out to Wisconsin general contractors to at least oversee if everything's going fine and suggest improvements along the way. This is one of the key benefits of hiring such professionals.

They have the knowledge, skills, and expertise to complete projects to the highest standards. From small repairs to major renovations, contractors have the experience to get the job done right. They also have access to the best materials and tools to ensure that your project is durable, safe, and up to code. By hiring a contractor, you can rest assured that your project will be completed to your satisfaction, and you won't have to worry about any costly mistakes or rework down the line.

Safety

When it comes to home repairs or renovations, your well-being should always be a top priority. By hiring a contractor, you can benefit from their expertise and experience in ensuring the work is not just done well, but done safely. A contractor will follow all safety regulations and guidelines to make sure the job site is secure and that the people working there are protected.

They also have the necessary safety equipment, tools, and training to complete the job without any accidents or injuries. With a contractor on your side, you can rest easy knowing your project will be completed safely and efficiently.

Equipment

Every major project requires a set of expensive tools that require knowledge to operate. No matter what you're embarking on, your contractor will most likely have everything they need to get it done efficiently and effectively. Here are some examples:

heavy machinery

safety gear

power tools

surveying equipment

specialized tools

materials handling equipment

electrical testing tools

This means that you won't need to spend time and money renting or purchasing equipment that you might only use once, and you can rest assured that the tools being used are of the highest quality. Plus, you won't need to worry about storing or maintaining the equipment once the project is complete. Overall, hiring a contractor with top-notch equipment can save you time, money, and stress.

Speed

When it comes to completing home improvement projects or repairs, time is of the essence. That's why hiring a contractor can be a wise decision. With years of experience, they can quickly assess the project at hand and efficiently complete the work in a timely manner. Faster completion times not only mean that you can enjoy your updated space sooner, but it can also minimize disruptions to your daily routine.

Additionally, as it was mentioned, contractors often have access to specialized tools and equipment that can aid in completing the task even faster. By hiring a contractor, you can have peace of mind knowing that your project will be completed promptly and effectively.

Expert Advice

A good contractor will have years of experience in the industry and will be up to date on the latest trends and techniques. This knowledge can prove essential when it comes to making important decisions about your project, such as what materials to use, what design features to incorporate, and how to ensure the success of your project. By hiring a contractor, you'll gain access to a wealth of knowledge and expertise that you wouldn't have otherwise.

You'll be able to rest easy knowing that your project is in good hands and that you're getting the best advice possible. So whether you're looking to complete a home renovation, remodel a commercial property, or build a new structure from scratch, a contractor can help you achieve your goals with confidence and ease.

Saving Money

One of the most attractive benefits of having a good contractor team on your payroll is saving money in the long run. While it may seem counterintuitive to spend more money upfront by hiring a professional, it can actually save you money in the long run. This is because contractors have the experience and knowledge to do the job efficiently and effectively, which means fewer mistakes and fewer costly repairs down the line.

Additionally, contractors often have access to better deals on materials and equipment, which can also save you money. So, if you're looking to save money on your home improvement projects, consider hiring a contractor to do the job right the first time.

Legal Compliance

By bringing in a contractor who is experienced and knowledgeable in the regulations and laws that affect your business, you'll have someone on your team who can help reduce the risks associated with non-compliance, such as lawsuits or fines. From safety protocols to employee protection laws, a contractor who is up-to-date on legal requirements can provide the necessary guidance and support to ensure your company is operating within the law. Plus, by outsourcing legal compliance to a trusted professional, you can focus on other areas of your business and leave the legal details to the experts.

Liability Protection

As a homeowner or business owner, it is essential to protect yourself from any unforeseen accidents or mishaps during the project. Contractors have insurance coverage, which means that in case of any damage or legal claims, their insurance will handle it. This means that you don't have to worry about any unexpected costs that could put your finances in jeopardy.

In addition, these are trained professionals who know how to handle projects with safety in mind, thus minimizing the chances of accidents occurring. By hiring a contractor, you can have peace of mind knowing that you, your property, and your finances are protected.

#Good contractors will always produce quality work #often execute tasks with the right safety protocols and equipment #complete projects quickly #provide expert advice to help you make good decisions #save money in the long run due to improved efficiency #comply with legal standards #and provide additional liability protection that can protect both you and your property. With all these benefits #it's easy to see why finding a trustworthy contractor is so important. Investigate multiple contractors before making your final decision: c #ask for references from past clients #and read customer reviews. Doing this will ensure you get the best contractor for the job!

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leafycatboy · 1 year

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hiding in the bathroom at work because i don’t have a task and i can’t find the person who’s supposed to be training me 😵‍💫

#customers keep asking me questions like i know anything about home improvement #idk what to tell yall i’m not a contractor and you definitely shouldn’t trust me to give you advice that wont make ur entire house collapse #aaaaaaaaaa anxiety aaaaaaaaaaaaaaa #/9!hdjehdwo #leafstorm vents

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milla-frenchy · 17 days

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Morning waves

3k7 | Joel Miller x fem reader x Frankie Morales | ao3

Summary: you meet two men who are on a road trip. You like the same things: the ocean, surfing, dancing and having fun

Warnings: 18+ mdni. threesome MFM, praise kink, fingering, public sex, oral (m/f), piv, dp, anal play, rimming, anal, spit as lube, creampies

No age specified

a/n: this is a contribution to Jamie’s ocean challenge @mermaidgirl30 thank you for this great idea 👌🙏

I've wanted to write Frankie for a while, and even more so after reading “Down the hall” @frannyzooey 😍😍 and this challenge was perfect to introduce him as my new Pedro boy.

Dividers @saradika-graphics 🙏

@aurorawritestoescape thank you for beta-ing, for the ideas, and for holding my hand with this one, as always 💕 🫶

Masterlist

*********

The first rays of sunshine were already warming you through the windows of your car. You were driving towards the ocean, ready to enjoy its waves. Every morning, very early, you were going to your favorite surf spot. This morning like the others, a few other surfers were also present. Between each set, you were all waiting on your boards, straddling them, letting yourself be carried away by their calm movement.

“You’re impressive”, you heard behind you.

You turned around, and met the most beautiful, sweetest brown eyes you had ever seen.

“Frankie, another set is coming.” You didn't look at the man who had spoken, immediately turning your gaze towards the horizon and new waves that were forming. You surfed that set and a few more.

When you were returning to the beach, you saw the man called Frankie taking off his wetsuit. The man next to him was doing the same. They smiled at you, when you approached them.

“Hi! I’m Joel, and this is Frankie.”

“Hi, guys!”

“Nice waves!” Frankie’s smile was really sweet. And cute.

“Yeah! Where are you from? I’ve never seen you before. And with that drawl…Texas, I guess?”

Joel laughed and replied “yeah, Austin. We’re on a road trip. Coming from northern California, heading to the south. Are you from here?”

“Yeah, I live here. I’m on holidays, enjoying the ocean.”

“That’s great! Seems like heaven here. Do you know any cool bars? We’ve just arrived, and we’re gonna stay for some time in this place,” Frankie asked.

“Yeah, there’s ‘The lagoon’. I'm gonna be there around 6 p.m., if you wanna join me?

“Sure! We’ll see you there.”

You spent the evening with them at the bar. Frankie and Joel had been friends for a long time, they told you about their trip, their lives in Texas. Joel worked as a contractor and Frankie was an ex-military, doing jobs with Joel from time to time. They were nice, cool, and made you laugh a lot. They were not flirty nor pushy, and you felt good and safe in their company.

Joel had a certain self-confidence, and was more direct than Frankie. His brown hair was shorter. His smile was devastating. Every evening, when the three of you met again, he wore jeans and a blue or black T-shirt which accentuated his torso and biceps.

Frankie was a little shyer. His slightly longer hair called for your fingers with its brown curls. His eyes and smile were incredibly soft. He often wore lighter pants, gray or brown t-shirts. A cap that he only took off to surf. Both men were beautiful.

You spent the next evenings with them, dancing and drinking shots at The lagoon. Every day you looked forward to seeing them at the beach, then at the bar. They were doing pretty well at surfing, asking for some advice from time to time, and making great progress.

One night, the three of you were on the beach, hoping to catch some Northern Lights. And you weren't disappointed. The sky was colored with pink, purple and blue lights, while you were lying next to each other on the sand, a little closer than usual. And when Frankie kissed your forehead and Joel your cheek as you were lying on the blanket between them, you felt heat in your core. You saw them differently for the first time.

The Lagoon was crowded. You sat on a stool at the counter, sipping your cocktail until you saw Joel enter the bar. He smiled at you and you wondered how many hearts he had broken. He was so hot. He joined you, hugged you and said “hey, sweetheart” with his Texan drawl.

“Isn’t Frankie here?” you asked him.

“He should be soon. He went to get a tattoo.”

“What, now?”

“Yeah”, he laughed.

You two danced, his hands settled on your hips. Slightly more intimate than usual. He smelled good. He smelled like the sun and the beach. He ran his hand over your back, which your summer dress barely covered. And when your eyes met, something was different.

You walked back to the counter, and he was smiling as he was drinking his beer. His eyes were fixed on you.

“What?” You asked him, smiling too.

“You’re damn pretty, sweetheart.”

Your eyes widened slightly, hearing him. It was the first time he told you something like that. So directly. Even though last night, on the beach, the atmosphere was different between the three of you. Even though two minutes ago, when you were dancing, you felt the warmth of his fingers on your skin, and your hair stood up from the desire for him.

He waited for a few seconds, checking on your reaction. Took another sip. When he saw you smile at him again, he leaned towards you, his nose brushing against your cheek, his hand resting on your waist. You felt goosebumps again. Some electricity between you. And you saw in his eyes that he was feeling the same thing.

“Wanna have some fun tonight?”

You felt heat reach your cheeks but you nodded and murmured, “yeah.”

“Yeah?”

He got up, stood between your knees while you were still sitting on the stool, and leaned forward to kiss you. You felt your heart rate speed up. He placed his hands on your bare thighs and caressed them, slightly pushing the fabric up, as you ran your fingers over his biceps. Then he slipped one hand between your legs. Slowly. Stroking your inner thigh. You whimpered when his fingers brushed against your pussy through your panties.

“You want more, darlin’?”

“Yes, Joel...”

“You gonna let me finger you in here?” he asked, his cheek against yours. His soft beard against your skin.

“Yeah…”

He slid your panties to the side, and his fingers brushed against your folds, making you moan into his neck. He looked up and said, “hey, Frankie.”

You felt shy and tightened your thighs against his legs. He kissed your cheek then said in your ear, on the side where Frankie was standing to make sure he would hear “I’m sure he’d love to touch you too,” before looking back at you. His fingers were still brushing against your delicate skin, and you really wanted to feel him more. To calm the fire, burning you from the inside.

You looked at him, then turned your head towards Frankie. His stare was still soft, but not only. You saw the desire for you in his eyes.

“Do it Frankie”, you told him. At that moment you didn't care about anything else anymore. The crowded bar. The people who could see you, and wonder what the three of you were doing. Or knowing too well what you were doing.

“Are you wet, baby?” Frankie asked.

You nodded and whined, the second Joel pushed a finger in your core.

“She’s soaked”, Joel said, nuzzling your neck, and you bit your lip.

“Damn, baby,” Frankie moved closer, the two men now standing in front of you. When one of Frankie's fingers joined Joel's in your pussy, your fists clenched their shirts. One of them stroked your clit with his thumb, but you didn’t know who. It turned you on even more. Their fingers slid into your wetness, pumping your pussy at the same rhythm, and you tried to hold back your moans even if it was getting more and more difficult.

“You're gonna come for us?” You shook your head “I…I can’t. Not here. Too many people.”

“Forget about them. Soak our fingers, baby. And then we’ll have some time together in our van if you want.”

“Yeah…Yes. Fuck.” You felt their eyes fixed on you. They were close to you, so close, protecting you from the eyes of others. Your pussy tightened around their fingers and you were trembling more and more. You felt another thumb near your clit that soon replaced the other one, and whimpered. Your pussy was trickling, and they could have pushed more fingers in easily.

“Come for us, sweetheart. Right here, in this bar. God, you’re fucking hot.”

You bit your lip as you came on their fingers, your pussy clenching desperately on them. They kept fingering you through it, until one of them put your panties back in place, then your dress. You watched Joel lick his finger with a look full of desire, and your arousal increased even more.

“Take me to your van, please. I need…I need more”, you breathed.

Frankie kissed your cheek, and Joel placed his hand on the small of your back as you got off the stool. Your legs were shaky and he held your elbow until you reached the parking lot then the van. Frankie offered to come to the back with him, on the mattress that they had already set up for the night, without knowing how it would end. You both lay there as Joel started driving. You didn't know where and right now you didn't care. Frankie was already leaning towards you, kissing your cheek then your neck. Your fingers ran through his soft curls. His hand rested against your face at first, then he brought it to his mouth. Licking the finger you had come on, just as Joel had done a few minutes before.

“Damn baby, you taste so good. Can I go down on you?”

“What, now?”

“Yeah. I’ll make you feel good, I promise.”

“Fuck…Ok.”

The van was swaying on a bumpy road when Frankie knelt between your thighs, and took off your dress, then your panties. He brought them to his nose and breathed them slowly, keeping his eyes on you, and the vision was intoxicating. The way they wanted you was driving you crazy. He turned the front of his cap backwards, and lay down between your thighs. He growled as he licked a long stripe between your folds.

“Jesus Christ, Frankie…you lucky bastard”, Joel said.

Frankie was already lapping at your pussy, and he was good at it. So good that you already felt a new orgasm building, while he was drinking all your wetness, his thumb twirling on your clit.

“Frankie…oh my god”, you whimpered.

You heard Joel unzip his jeans and pull out his cock. “You’re so hot that Joel can’t help fisting his cock while driving, baby” he said, before licking your folds again.

“Fuck, of course I do. All these moans are killing me. How does she taste? Tell me.”

“The sweetest taste, man...” He grabbed your thighs to pull you closer to him. As if he wanted more, always more, and you couldn’t stop moaning.

“Jesus...” Joel growled, as you heard the sound of his wrist fucking his cock.

Your fingers were lost in Frankie’s brown curls, while his nose rubbed perfectly against your clit and his tongue roamed your pussy.

“Frankie…”

“Yeah baby, tell me.”

“Your fingers, please, need your fingers.”

“Like this, mmm?” he asked, pushing two fingers in you.

“Yeah…your tongue too, please.”

His lips surrounded your clit, sucking gently, before giving way to his tongue. His wrist gently pumped your pussy and you felt your wetness running down your folds to the sheets.

“Fuck, baby…I can hear the pretty little noises of your pussy from here, you’re so fucking wet.”

“I know, I know, oh my god, Frankie!” You squeezed his head between your thighs when you came, letting him lick your folds until you stopped shaking. The van's engine was off, but you didn't realize you had stopped. You heard the sound of the waves as Joel opened his door to join you in the back.

“Fuck sweetheart, look at that… he ate you good, huh?”

“Yeah, yeah…fuck”, you breathed out.

Frankie shifted aside slightly and Joel lay down, his shoulders between your knees. He caressed your folded thighs, and delicately licked your wetness, being careful not to stimulate your overly sensitive clit.

“You taste so fuckin’ good, darlin’. Lemme eat ya just a little, ok? “ he said, moving his hand up your sweaty stomach, to a breast that he grabbed. Frankie kissed your thigh, while he caressed your other breast. You moaned again, your stomach rising rapidly with your heavy breathing. Joel’s beard rubbed against your inner thighs. He ran his tongue flat through your folds, sometimes down to your tight ring. Before going back up again, tirelessly. You imagined their hard cocks and you couldn’t wait to feel them in you.

“You want us to fuck you, baby?”

You nodded, “yeah, need your cocks.”

“Damn, could do this for hours. How do you want us?”

“I huh… I don’t know, I’ve never done that…with two men.”

They looked at each other then Frankie said “we’re gonna undress and we’ll see how it goes, ok?”

“Yeah, seems good.”

“If you’re not comfortable with something, you tell us right away, ok? We’re all here to have fun. Ok, darlin’?”

You nodded and smiled. They were so considerate and careful with you. You helped Frankie unzip his pants and take them off, then his boxers, and held your breath when you saw his cock. “We’ll go slow, baby”. “We?” You widened your eyes and turned to Joel, already in his underwear, taking off his t-shirt. “Oh fuck”, you said when you saw his bulge. You brushed his crotch and he spread his thighs wider. He was so hard, and so big too. You whispered “fuck...” again, before getting on all fours, facing him. You took his cock out of his boxers, the precum glistening on his red tip. You spread it with your thumb and jerked his cock, while Frankie was caressing the roundness of your buttocks, kneeling behind you. You licked the tip, letting Joel’s taste run down your mouth and then your throat.

“You’re ready for me, baby?”

“Yes, Frankie.”

He nestled his cock at your entrance, pushing in. You whined when he thrust deeper, gripping your hips as leverage. And for a minute you didn’t move, Joel’s cock in your hand, catching your breath. Frankie kept thrusting until he bottomed out. Pushing on your walls. And you started to suck Joel’s cock, his hands on your head, but letting you lead the pace.

You moved your hips back and forth, fucking yourself on Frankie’s cock. He wasn’t moving, letting you lead too. Your mouth on Joel’s shaft followed the movement of your hips at the same pace as you impaled yourself on the cock, piercing you.

“Fuck, fuck. Sucking me so good.”

“Fuck, baby. You’re so tight. So good for my cock.” You loved how they were praising you. Frankie’s hands roamed your body. Your back, your waist, your hips, as your thumbs caressed Joel’s balls, your head still bobbing on his shaft, your lips gradually getting used to his size.

You pulled him out of your mouth and licked his tip, looking at him you asked, “Frankie, will you let Joel fuck me?”

“Of course, anything you want.”

You lay on your back, inviting Joel to come between your thighs. He lay there, his cock in his hand, and pushed in. Frankie lay against you, and turned your face towards him. Kissing you as Joel thrust in.

“Damn, sweetheart…Frankie was right, you’re so tight. Squeezing me so hard, fuck…”

You whined in Frankie’s mouth while Joel was kissing your neck. He thrust in slowly before pulling back. Repeating the movement endlessly, while your legs spread wide gave him full access. Frankie leaned down and took one of your breasts in his hand, sucking on the nipple, his lips wrapped around it. Joel gave you a forehead kiss, his thick cock buried in you. Sometimes Frankie would slide his hand up to your clit, rubbing it lightly, and your pussy would contract on Joel's cock, making him groan. Their mouths and hands were brushing your skin constantly.

They took turns between your legs, drawing two new orgasms out of you. Seeing them, feeling them fucking you, one then the other, was turning you on desperately and your pussy was weeping. When one of them was kissing you, searching for your tongue with his, the other was kissing your neck, your cheek, sucking a nipple. You loved feeling their mouths on you at the same time.

They fucked you, one then the other, and they never seemed to get tired, filling your pussy perfectly each in their own way. Until you wanted more, and needed more.

“More? Tell us what you want, sweetheart.”

“I want you both…at the same time.”

“Oh, baby. You want our two cocks filling your two holes?” said Frankie, his cock buried in your cunt.

“Yeah, I’d like to try…”

“It’s ok, baby. We’ll go slow.”

“Yeah. Frankie?”

Frankie nodded, pulling out of you.

“Get on me, sweetheart.”

Joel lay on his back and you straddled him, grabbing his cock and sinking on it. You brushed his cheek and kissed him, before pressing your chest against his, giving free access to Frankie.

He spread your buttocks, your ring was glistening by the wetness that had been flowing there continuously. He passed his thumb slowly, lingering very lightly over it, as you rolled your pelvis slowly towards Joel. Then Frankie leaned down and started to lick it, pointing his tongue against your tight muscle. His hands now gripping your ass, he softened it under the tip of his tongue. Sometimes dropping his saliva on it, and lightly pushing his thumb in. Then a little deeper. He did it patiently, taking his time to prepare you. He was feeling his cock twitching. Your head resting on Joel's shoulder, you were moaning continuously, overwhelmed by the cock in your pussy, and the tongue opening you little by little. They were so hot, they took care of you so well since the start of the evening at the Lagoon. Attentive to your desires, to your reactions. Slightly changing the pace or position depending on your respiration, the pressure of your hands.

Eventually, Frankie pulled away. “You still want it, baby?”

“Yes, yes. Just…go slow, please, Frankie.”

“Of course. Lemme wet my cock in her pussy a little, Joel”, he asked. You pulled away from Joel slightly and he pulled out, his cock rubbing against your clit. Frankie pushed his cock easily in your dripping pussy, fucking it with one hand on your hip, and his thumb on your ass. Joel placed his hand on your neck, his forehead against yours, and murmured “you gonna take us both, sweetheart?”

“Fuck, yeah…Yeah, I’m gonna take you both, oh my god I can’t believe it’s happening…”

Franck grabbed his cock in his hand, and positioned it against your ring.

“Kiss me, sweetheart”, Joel muttured, stroking your hair. You looked up at him, his hands cupping your cheeks before coming to press his lips to yours. Quickly, his tongue sought yours, just as Frankie pushed in. You felt the muscle resisting at first, then gradually giving up. You whined in Joel’s mouth, his tongue never stopping brushing yours. You knew he wanted to make you forget the pain. Then he nibbled one of your lips, before licking it. Kissing you again. Until Frankie bottomed out, his balls against Joel's cock. He didn't stay buried and pulled back as slowly, before thrusting in again.

“Oh, fuck. Baby…it’s so good, fuck…”

“I can feel your cock Frankie, damn…are you ok, sweetheart?”

You nodded, unable to speak. Overwhelmed by all these emotions you were feeling. Your body was in the middle of theirs, and you felt fulfilled. Their hands were all over your upper body. Frankie’s mouth placed a thousand kisses on your shoulder blades and the back of your neck. Joel's hands caressed your breasts, your ass, your thighs. You heard them grunt and moan, in turn or together. You felt a new orgasm building, from rubbing your clit against Joel's lower abdomen.

“I’m gonna come, I’m gonna come”, you whined.

“Come on baby, come again. Fuck, your ass is so good, baby.”

“Come on our cocks, sweetheart. Then we’ll fill you up. We’ll fill that pussy and that ass.”

“Oh fuck”, you whimpered, coming on their cocks, clenching them. You wondered if you hadn’t fainted, for a moment.

You heard Frankie growling, and Joel calling you a “good girl”, just before he pulsed as deep as possible in you, followed by Frankie.

You all froze, panting. Catching your breath. Then Frankie pulled back, placing one last kiss on your back. You pulled away from Joel after kissing him, and you lay against him. Frankie lay against you on the other side, spooning you, his hand on your hip. Their cum flowing from both of your sore holes.

You slept there, sometimes waking up during the night, feeling their bodies against yours or their arms around you. Snuggling against one of them then the other.

When the rays of the sun woke the three of you and Frankie opened the van door, you had a direct view of the ocean. Its color was perfect. The most beautiful blue. And also these pastel, pink colors of the sky, at dawn.

You spent the day with them. You surfed, took photos. Frankie’s freshly tattooed forearm with the word “adventure.” You looked at them so many times during that day. And every time your eyes met, you all blushed and giggled, thinking about the night you had spent.

You returned to the Lagoon, and didn't leave them until they finally gave up on the idea of going all the way to Southern California. They called you “our girl”. Their hands, tongues and cocks roaming every inch of your body, just as yours on theirs. They stayed with you until they had to return to Texas.

The day before, Frankie went to get another tattoo. Joel told you Frankie always got one at every place they visit, a tattoo of the best thing there. He showed it to you when he came back: a surfboard with your name on it. You hugged him so tight that he could barely breathe and couldn’t stop laughing, squeezed by your arms.

At the airport, they held you until the last minute. And your heart sank when they left.

A few months later, you were sitting at the same airport. Ready to board for Austin. So that they, in turn, could introduce you to their lives.

You looked at the sun through the large windows of the airport, and smiled. Life offers good surprises sometimes. Yours was Joel and Frankie.

***************

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