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bydumbsy · 2 years
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just found bunch of NeRdS !
tshirt source here
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kc22invesmentsblog · 10 months
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Understanding the Difference Between Stocks and Bonds
Written by Delvin Investing is a crucial aspect of building wealth and securing a stable financial future. Among the various investment options available, stocks and bonds are two fundamental asset classes that play a significant role in the financial markets. While both stocks and bonds offer opportunities for investors, they differ in several key aspects. In this blog post, we will explore the…
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sortanonymous · 2 months
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I hate most commercials on TV right now, but I'm gonna be frank, that NerdWallet ad with broke "future you" is legit quite hilarious
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i wish spotify had a comments section on ads so that i could tell them that IF I EVER HEAR THE NERDWALLET AD AGAIN I WILL FUCKING KILL SOMEONE. EVERY TIME I HEAR HER SING THAT STUPID FUCKIG SONG IN THE WORST VOICE TO EVER CURSE THIS WRETCHED EARTH I LOSE 5 YEARS OFF OF MY LIFE. I WANT TO TIE THE NEEDWALLET CEO UP IN MY BASEMENT, PAINSTAKINGLY HACK OFF ALL OF HIS LIMBS WITH A BUTTER KNIFE, CRUSH HIS BONES INTO A FINE POWDER, MIX IT WITH PURE ACID, AND INJECT IT STRAIGHT INTO HIS BLOODSTREAM. I WANT TO SEND A STACK OF TNT THROUGH THE MAIL THAT WILL EXPLODE COMICALLY AS SOON AS THEY OPEN THE BOX. IF I EVER HEAR THIS AD AGAIN I WILL KILL EVERYONE WHO HAS EVER USED NERDWALLET, EVERYONE I KNOW, AND THEN MYSELF.
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cavenewstimes · 9 months
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NerdWallet: Keep your financial resources on track for the remainder of the year with this 6-step fall cash clean-up
NerdWallet Released: Sept. 21, 2023 at 5:02 a.m. ET By Kimberly Palmer Here’s a detailed guide to a fall monetary clean that might assist keep your budget plan on track for the vacations Time for a fall clean-up of your financial resources. istock This short article is reprinted by consent from. If summertime is a season of spontaneity and extravagance, then fall deals a counterpoint: It’s…
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marcusgoldmansachs · 1 year
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younes-ben-amara · 1 year
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لمَ على كل شركة تقنية مالية (فنتك) عربية أن تبني أو تتبنى شركة إعلامية؟
جدول المحتوى جدول المحتوىما هي الشركة الناشئة في قطاع التقنية المالية (فنتك)؟4 أسباب تحثّ كل شركة تقنية مالية على بناء أو تبني مؤسسة إعلامية*ما هو الخندق التجاري؟إن كنت مالك أو مؤسس شركة تقنية مالية عربية فإليك هذه المصادر للاستزادة مساء الخير والسعادة، قرأتُ خبرًا مفاده أن شركة تداول الأسهم روبن هود بصدد إطلاق شركة إعلامية مستقلة بذاتها حيث: ستستكمل الشركة الإعلامية النجاح الذي شهدته النشرة…
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smithleonardo · 2 years
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A Scarcity Mindset Can Cost You Mentally and Financially | Smart Change: Personal Finance
A Scarcity Mindset Can Cost You Mentally and Financially | Smart Change: Personal Finance
Sara Rathner We all saw it at grocery stores in 2020. The shelves, once brimming with toilet paper and hand soap, were bare. We hid in our homes, deep-cleaning every surface, occasionally braving the threat of COVID-19 to hunt down the last remaining bottle of hand sanitizer in a 50-mile radius. We felt out of control, so we controlled what we could: the contents of our kitchens and bathroom…
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don-lichterman · 2 years
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5 Ways to Protect Yourself From Medicare Fraud | Business News
5 Ways to Protect Yourself From Medicare Fraud | Business News
If you know of local business openings or closings, please notify us here. PREVIOUS OPENINGS AND CLOSINGS · Jimmy’s Barbershop in Allentown has moved to 822 N. 19th Street · Air Products and Chemicals Inc.’s chosen warehouse developer, Prologis Inc., will have to wait until July 13 for a final decision by Upper Macungie Township’s zoning hearing board on 2.61 million square feet of warehouses.  ·…
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As influential women moguls, These are some important tips to secure your financial future. Thanks for sharing @nerdwallet💪🙌 Posted @withregram • @nerdwallet Around the world, women face intersectional financial disadvantages, including professional and societal biases that hinder earning, saving and investing. But with strategic financial planning, women can mitigate inequity and prepare for longevity in a way that allows them to thrive. #nerdwallet #womenfinance #womensupportingwomen #mogulettesafrica #womenmoguls #money #investment #retirementplanning (at Lagos, Nigeria) https://www.instagram.com/p/CfQMjTvoj2j/?igshid=NGJjMDIxMWI=
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lukestarkillerisgay · 5 months
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miss her (my paycheck before i started making a 34% 401k contribution (do not know what any of this means but my dad does finance so i just handed him my laptop))
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teaboot · 2 months
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Other tips for financially abused kids who want to leave:
Most banks will send you a credit card when you apply. You cannot opt out of it. See if you can get it sent somewhere that's not your home, or find a bank that allows you to opt out of getting one (try emailing them to check).
Also: here's a reddit article I found with banks that allow you to opt out of a credit card- (do your own research though-this information could be false or outdated) https://www.reddit.com/r/personalfinance/comments/deqlx6/how_to_open_a_bank_account_while_hiding_it_from/
(I hear Novo bank allows you to opt out of getting a card. And it's also a business bank. However, a good chunk of the reviews are bad).
Get an account at a bank your family doesn't use, and make sure they don't know about it. Otherwise they could get access to it.
Cashapp can be used as a bank (not recommended bc cashapp isn't as secure as a bank, but it is an option).
You can check how good a bank is by checking nerdwallet and reddit.
You'll need a business bank account-or an account that lets you do business-if you want to freelance (which includes things like transcription). There's an article on nerdwallet about the best business accounts, and another one about accounts you can open without an EIN.
Make sure your bank statements are emailed and not mailed.
There's a bank called Majority which allows people to get accounts without SSN. Most of the reviews I've seen are good, but I still recommend checking the reviews yourself.
Try to get a paypal if you're going to get an online job-a lot of them require a paypal to use their services.
If you don't have proof of address, look for an online-only bank.
^^^
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Finance Girl Starter Pack
1. Books
You will read books but don’t be overwhelmed by them. Every finance book reiterates the same thing. Understand the difference between personal, corporate, public, and international finance. Hence there are certain I moody to vocabulary for each field. Once you become family with the basics, it will be easier to understand as you go on.
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2. Finance media
Being on top of the financial news is a good way of knowing the finance. You’ll come across real life scenarios of some of your textbook definitions. Watch CNBC, Bloomberg. You can read Wall Street Journal, Barron’s, Kiplinger. You can also check online sources like Investopedia, Nerdwallet, and some interesting ones that include news on fintech.
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3. Productivity & tools
My favorite is Notion. I use it to track assignments and projects, Google Calendar is your friend. Know how to use Google Docs. Play with various tools to figure out which you like best.
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4. Skills
Knowing how to use Excel and PowerPoint is a pathway to opportunities. Use YouTube first, then try other classes available on Udemy, Coursera, or eDx. Build up skills in modeling and business analysis. Communication and other soft skills should also be worked on.
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5. LinkedIn
LinkedIn is very important to network in finance. Start with a professional headshot. You can connect with industry leaders and corporations you’d like to work for. Create a profile that includes your skills, showcase your financial modeling, dashboards, infographics. Be consistent and engaging.
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6. Good business wear
A wardrobe of staple work clothes will go a long way for interviews and busy work days. Two to three blazers ( including tweed), a classic work bag, comfortable shoes, formal dress, and pants. The goal is to be business- professional, business-casual, or business-chic.
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bitchesgetriches · 2 years
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Uhh is it just me or had the APR for every credit card gone way the heck up?? The lowest I've seen is 17% and it's always variable like 17-28%. I'd like to do a balance transfer but I'm afraid any new card is going to give me an even higher interest rate than what I'm paying now! I have a credit score of 744 which I *thought* would've been good enough to find lower APR offers..
I read your ask and was like "that can't be right..." So I fact-checked it. And you're absolutely right. Even NerdWallet's list of the best low APR credit cards this month has STAGGERING interest rates! The lowest is 14.99%-24.99%, but you can bet you need at least a credit score of at least 800 to get the bottom of that range.
There are a couple explanations for this:
We're entering a recession and lenders are scared shitless about people's abilities to pay their bills. So they're trying to disincentivize you from getting a credit card.
The Fed is effectively raising interest rates across the board. I didn't initially expect this to affect credit cards (because that lending model is intentionally predatory), but I was wrong.
tl;dr It's real hard to get a loan right now, whether that's a line of credit, a credit card, an auto loan, or a mortgage. Good luck out there, babies. Here's some more info:
Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?”
Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick 
A Hand-holding Guide To Getting Your First Credit Card 
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notfinancialadvice · 3 months
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This blog is ending effectively immediately because Tumblr's @staff has left far too many open questions on their plans to sell content to AI companies.
Here is a terrifying article on the subject:
I know several people have benefited from the financial ramblings posted here.
It has been a pleasure and honor serving your non-financial advice money demystifying rambles.
I would immediately consult your dashboard to see if you are sharing your data with AI companies and make decisions accordingly based on your personal taste, tolerance, needs, desires, and feelings.
This is not a financial advice blog and I will not sign off with AI advice.
I wish you all health and wealth and generosity. We live in a society best served by working together, or at the very least, tolerating each other's spaces.
I am completely unaffiliated with NerdWallet, and never have been affiliated. And. They are a great resource for information and news. As a parting thought, I leave you this: research exists, if you don't understand what is being said, another source will explain it in another way.
You can manage your money. It should work for you -- be it for your own needs or the needs of people or causes you care about. That's it's entire purpose.
Good luck to you.
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smithleonardo · 2 years
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7 choses que Medicare ne couvre pas | Finances personnelles
7 choses que Medicare ne couvre pas | Finances personnelles
Kate Ashford Au moment où vous atteignez 65 ans, vous avez probablement une bonne idée de ce que l’assurance maladie couvre et ne couvre pas. Mais Medicare est une bête différente – et il y a des choses surprenantes qui ne relèvent pas de Medicare. Medicare est la couverture d’assurance maladie du gouvernement fédéral pour les personnes âgées de 65 ans et plus, et d’autres personnes vivant avec…
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