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robogreaser · 4 years

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This is a Long Time Coming...

It’s been a relatively hard task to sit down and make sense of, well, a lot of things as of late. I could chalk it up to the state of the world, but it’s been troublesome for significantly longer than that.

Long Story Short Version: I’ve been in a hell of a place, mentally, physically, and otherwise.

The proper story is a hell of a lot more involved than that and I know damned right well it’s going to take me a fair bit to explain myself and my various professional and social failings over the past... while. I’m gonna try to contain this under a read more, of course, but I apologize to mobile users if tumblr fucks that up.

Okay. That took a fair more bit of effort to figure out than I remember. Which, I suppose, is a fair enough bit of a segue into one thing that’s happened to me.

Tumblr has been deteriorating.

Whether I like to admit it or not, tumblr has been my go to social media platform since... 2011. Yeah. I’ve spent the vast majority of the decade here. I’ve seen a lot. Sure, I’ve lurked elsewhere, but I really cannot stand the interface and nature of a lot of other social media, especially the likes of twitter. Unfortunately for me, this place has been in constant decline for years now at this point. It extends well beyond the porn ban, but that’s a whole separate discussion.

I’ve lost touch with a lot of people I care about, some vanishing into the ether, some ghosting me, some just drifting into other communities or onto other sites. I’ve come to terms with the majority of this. It’s been happening for a while. It’s the very nature of digital relationships. It hurt, and I do think it’s contributed to a fair bit of stress and depression that has resulted in my... withdrawal from online spaces. It’s not a major factor, but its here, it’s present, it’s a factor in all of this.

I’ll be honest in that, well, I’ve tried to make this post several times over the past several weeks and months. It’s hard. Talking about my issues, using ‘I’ and ‘me’ so much in a post... it’s a bit jarring. But I’ll try to suck it up.

It’s been ten years (god I fucking hate time) since I’ve graduated high school. Yeah. It’s a fair thing to say that, on reflection, that’s incredibly jarring. The vast majority of that time has been... relatively unstable. I spent a fair few years working on my book and my publishing journey, now all but scrubbed clean from this blog (more on that later) and... well... Trying to be an adult. I’ve applied to, gotten accepted, and had to withdrawn from my dream school twice in this time. I’ve had a fair few jobs, nothing worthy of my resume, and lost all of them in one form or another, whether being fired for retaliating to my shitty work conditions, or, well, quitting for the sake of my own health during this pandemic. There has been a lot of family troubles. I’ve been through a lot of... ‘varied’ living situations, some horrendous, some just stressful, some, like now, actually really good compared to the others. And for the past few years in particular, it’s been constantly one thing after another, nonstop.

In short, progress is slow, but it’s happening. I don’t care to delve into a lot of these sorts of personal details lest this get to a ridiculous length, but that’s the short of the stuff I’d rather gloss over.

I’ve been on a health... Let’s call it a journey. I’ve been on a health journey. Over the past few years I’ve gone through the long processes of being diagnosed with ADHD, discussing my options regarding my depression and anxiety, and finally getting myself on a medication regimen that works. And then, because the health care system is a joke, I was without insurance. I had been off my medication, an absolute lifesaver and release of burden on my garbage tier brain, for eighteen months. Until last week. I think it’s fair to say, between my revolving door of living situations, employment, and then being un-medicated in a continually more stressful environment... That this is the main reason I’ve been absent. I’ve had no focus. There were weeks where I had no drive to do anything outside of routine that others depended on. I had not only gone back to how I was before situating my mental health, but in some ways, found a worse state.

Finances have been slowly eating away at me. I had been working a part time retail job until November, which made decent enough money, but not nearly for the amount of work and responsibility I was handling. I got fired. I found work with one of the big, corporate postal services. The pay was phenomenal, but it began to actively destroy my health, mainly physically, but also mentally, especially considering I was working a graveyard shift. Eventually when I began having prolonged health issues there, and then a whole lot of the symptoms of covid-19, on top of them turning me down for an entry-level position outside of the package handling, I had to quit. This was shortly after the lockdowns, in early April, and I refuse to look back despite people like my parents insisting on me trying to get work there again. Sure, the pay was phenomenal compared to anything else I had until then, but I cant continue to sacrifice my health. As of now, I’m unemployed, and... well...

I’m working on my commission queue. It’s art. It’s stuff I’ve owed friends (luckily those who are incredibly understanding and good to me) for an embarrassing amount of time, even before moving to and from Oklahoma at the end of 2016. I’m terrified of being the person who is known for taking commissioners’ money and running.

I know, I’m not good at giving updates. I’m not good at a consistent work schedule. I’ve had numerous tech failings over the past few years that constantly slow my roll on any progress I have made. Hell, I’ve had files corrupt despite being two thirds of the way complete when transferring from one computer to another. I’ve lost my cable for my external hard drive. I’ve had my tablet go to hell and back multiple times. But I am working. I am trying. I am sitting down as often as I can between looking for work and managing family nonsense to try and get my workload tidied up.

Which... brings me to my next point. And one I’m rather... ashamed about.

I have used trello, infrequently, since taking on a large load of commissions, and despite not being faithfully updating it and checking back on it, and using it to it’s fullest potential, I had kept, at the minimum, a list of all the work I did owe people using it. Well. Dumbass me attempted to use a mobile app. In short, in an effort to try and make myself tech literate and allow me easier access to my queue, I ended up deleting it. Somehow.

I’ve gone through and slowly flagged all my paypal notices and various emails concerning my commissions. I’m putting it together again. I’m trying. Granted, I am damned sure I am going to be missing someone, somewhere, somehow. I know it. I’ve got a shit brain, and despite my need for organization and minimalism, I don’t put it past me to have missed something along the way.

If you have commissioned me, please, do not hesitate to reach out and contact me regarding your commission. I owe every last one of you a massive apology for my continued failure to produce what you have paid for.

More likely than not, I have a wip already started somewhere, and if not, I have a slew of reference and thumbnails already compiled together somewhere on my computers. I am not ignoring this work. It’s been painfully, embarrassingly slow. It’s been one obstacle after another. But I have every intention of doing this work, and, likely, upgrading the quality of the finished piece past what my commissioners have paid for simply because I do feel bad about the wait time.

I have been inexcusably unprofessional. I know this and I am working as best I can with the time and resources I have to correct it.

In a similar vein, as I mentioned before, I have slowly been cleaning up my rather unimpressive publishing attempts. I’ve gone through and cleaned this blog recently, deleting reference to my work by name and the process of trying to get myself published. I may have missed a few posts here and there, but for the most part I would like a clean slate in regards to building a social media platform surrounding my written work. And this is the part where... I am probably going to be the most upfront and honest with you reading this than I have been publicly before.

I am not ashamed of who I’ve been online these past ten years or so, but it reflects only a sliver of my personality, a sliver of who I am as a whole. I catered to a very specific subset of who I am in pursuit of finding acceptance in communities much larger than myself. I’ve learned a hell of a lot about myself in that time. I figured out what’s important to me, my health, my sexuality, my relationships and my long term goals. I’ve found a very important group of friends. I’ve found people who understand and empathize with a lot of the things I have been through, experience, and am at my core.

But the fact of the matter is, this hypersexual, sci-fi aesthetic-oriented, very open person is only a singular facet. And it is not nearly enough of a reflection of who I am, or who I want to be as a professional, public adult. Will I always be gay for robots? Yes. Will I, when time permits and creative energies are present, continue to make nsfw art? Absolutely. Will I always have a toe dipped in erotic literature and the like? Most likely.

But a lot of me, a lot of my emotion and strife and feelings regarding most things in the world, are completely separate from this. It’s separate from me liking porn on twitter or having a homestuck roleplay blog. It’s separate from who I am in real life, with my boyfriend or with my family or with my work. And I have been dwelling on this, sincerely, for a while. I need to allocate more energy into my life. The separate life offline and online too, where I am pursuing an actual professional career, because, at the end of the day, I want to be an author. I want to have a career telling stories. And, in my time online, I’ve found a lot of skeletons in authors’ closets, the kind that really put mine to shame, and the kind that will always be a footnote to their work. You know the ones.

I want my creative work to speak for itself. I want people to be able to enjoy what I do without a specter, without my time and energy having to explain to a future audience why it is I had explicit thoughts about x,y, and z. I want to be able to write a book, write many books, and have people enjoy them without a footnote about me, a person with a sexual life and a history exploring it through years of depression and isolation, clouding it. It’s not fair to my work. It’s not fair to a future reader. It’s not fair to me.

I’ve got several social media accounts made and slowly coming to life that I need to spend more time with as I try and pursue this new, second leg of a very long journey into publishing. I’m not going to link those here, now or in the future. It’s likely a few people I know and trust have access to them. But I am, effectively starting over from scratch trying to build a platform as a writer. And it’s hard. Juggling that, alongside all of the things in the world today, alongside family and my relationships, alongside my commission queue? It bears down on me and if I didn’t have experience handling more than one thing at a time, I might trip up more frequently. Hell, I forget to post and use those new accounts regularly.

But I’m trying.

I’m not moving away from my current social circles or hobbies or anything like that. I’m not abandoning any fandom or friends or communities. But I am going to be trying to balance myself more thoughtfully moving forward, past just commissions, past just writing.

I’m here. I’m moving forward, slowly but surely, and I am making an effort to improve.

#jesus christ mike shut up

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spacegaywritings · 4 years

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Warming Paws and Melting Walls (3/8) “Making Adjustments”

General

Summary: Emile lets Remy take Virgil to work. Negotiations ensue.

Tags: Emile, Remy, cat virgil, mentions of kidnapping but no actual kidnapping, nervousness, cat treats, boxes, cute shit, snuggles, crushing on your boss, arguing with cats, remy is being salty all the time, swearing, bitch bitch remy, phone calls, mentions of work, ew social, Remy hates people but he is valid, loneliness, pining, subtle lovey lovey.

Virgil and Emile are referred to by they/them pronouns.

i do not think there is any to be applied. If you need me to add anything, please contact me here or on my tumblr (spacegayparty, spacegaywritings)

ao3: 1 / 2 / 3 / 4 / 5 / 6 / 7 / 8 // all.

tumblr: 1 / 2 / 3 (you are here) / 4 / 5 / 6 / 7 / 8.

My KoFi - Support me ♥ or Commission me

Story under the cut // Word count: 4,4k

“No.. I can’t. You don’t get it, I cannot come for the life of me!”

Remy gripped the phone in his hand tighter. His knuckles turned white. Not once in his life had he even dreamed of a scenario of this sort. No nightmare could ever reach into the depth of his personal fears like this. He was enraged, somewhat nervous. One of his hands was on the couch scratch the smooth, cool surface.

Reality was much crueller than imagination could ever be. Real life wrote stories that nobody could come up with - history was the perfect piece of evidence. People fighting alligators and smuggling foxes or colour-coding genitals. Human society was so fucked up, people did not even realise it. The most unbelievable shit happened all the time.

Right now, it was happening to him. Despite this, he tried, he really tried to get this right.

“Remy, you can’t just tell me you are not coming and then not give me a reason. Is anything wrong? Do you need help?”

Emile’s voice dropped from a somewhat sharp and scolding sound into the usually concerned sound. That pal was just made to care about others, weren’t they?

Even now they were more supposed to get upset and threaten him, when they were just worried about him. Remy wanted to roll his eyes at the display of pure wholesomeness but he did not have it in him to tease them about this.

“Okay, listen here. I know that is a shit thing to do. You guys are not prepared to be without me but I got some kinda emergency here, honey. I can’t handle work right now, not with them around. Or not around - Sorry, boss.”

The man carefully brushed over the kitten in his lap, the shivering little thing meowing pitifully. They were wailing out the feelings Remy gritted into his teeth.

“Alright, alright- wait. Wait a minute right there. What do you mean? Is anyone holding you against your will? Remy, I am concerned about you.”

Remy blinked for a moment at how much the whole conversation as much as Emile’s reactions to his words were a fucked over roller coaster that went back and forth and off-track periodically but irregularly so. It was unpredictable and honestly so draining. But understandably, the pal had some worries for their employees, especially Remy since he got into big piles of sick days due to his chronic migraines and physical issues. Still, it was a little absurd to expect him to be kidnapped. He was way to sassy to stay put.

“Uh, I mean, I would like to go to work but staying at home always sounds nicer than, like, being productive. Sounds like a big nappy time to me, if you are asking me, honey.”

Right after saying that, Remy realised that he was still sort of talking to his boss and probably should choose his words with at least a BIT more care, as of this moment. Emile was nice but they were not some dumb idiot who would let Remy do whatever with them.

“Uh, okay. Let me explain, honey. I picked up this cat and I don’t know, like, whose it is and I put up those papers and put ads on PhotoAlbum in several groups (it was a lot of work, sweetie. Would not recommend. Totally busted my weekend! So rude.). I also posted to some page that deals with missing animals of this area and all that kinda shit. I still got, like, a sweet nothing and the cat is really sad and they won’t let me go out. I am - I don’t want to leave the cat alone. You know, Virgil might all up and fuck over my flat and I have nobody to babysit them - catsit them? Whatever.”

Silence engulfed their phone call for a moment.

Remy was met with nothing but more little mewls which he quickly stilled by brushing further over their soft fur. Were cats supposed to have more dense fur than this? It felt a little thin, especially for winter coming up. Was that a black cat thing? The vet had not mentioned anything about that. Just to give the cat a stable and proper diet at, like, a scheduled time because stability. Which made sense and all but... Ugh, maybe he had to go there again or ask the internet or just get a book.

Emile cleared his throat after a while.

The doctor really did know how to get some attention. For some unknown reason, it felt like one of the hottest things to Remy how the man could just draw the attention back to him with the most subtle gestures on this fucking planet. They were still considered to be nice and soft and all that kinda fun stuff when they were actually not just sweet and adorable. Emile could be serious and it was almost frightening to know them in control.

"Remy, if neither you nor your cat - "

"Virgil. Their name is Virgil."

"Alright. If you are healthy and so is Virgil, I don't think I can excuse you at work. As much as I would like to, you are our one and only receptionist."

Remy's heart fell and he let out an audible sigh. It felt like pushing bricks through his windpipe when he could have breathed regular oxygen.

Whether his employer was hot or not, he couldn't just treat them like a friend or talk to them like some guy he wanted to hook up with. Okay, he kinda did but he tried to not listen to those thoughts. For once in a lifetime, Remy actually felt somewhat bad talking to Emile. He wanted to tell them off and never like his boss again. His chest was a fierce burning and he wanted them to regret being inconsiderate of the little kitten.

Didn’t they know Virgil was an abandoned stray? They were confused and all alone in the middle of winter in a big, heartless city!

"I appreciate your honesty, still. But Remy, listen. If your cat is new and you are scared of leaving him -"

"They. Virgil gets they /hem pronouns because they are a special person and deserved not to be misgendered."

"Alright. If you don't want them to be home alone, how about we make work a little more home for hi- them."

Remy pressed his lips into a thin line. For a moment, he hummed in deliberation.

"What do you mean?"

Virgil meowed on his chest and patted the phone in interested. Remy was sure they wanted to play. Emile received a little thud on their end.

"We keep your door closed and a little darker and hang up signs for people to try and be quiet so they can sleep. Cats sleep almost all day. Much more than we need."

The receptionist nodded but realised that Emile could probably not see that.

"Sounds okay."

Emile let out a hum.

"You would really do that? I'll get ready and come over with them."

His boss let out a laugh. Remy's queer heart was blooming in delight. Maybe they were not bad. They just had obligations too and these needed to be fulfilled. Other than Remy, Emile was running a business and needed his employees. Remy only had a void on his lap and softness in his heart.

Of course! Why didn't Remy think about that. Any kind of doctor needed to take an oath, swearing to protect all life. Emile had to prioritise their clients.

The cat meowed and Emile giggled again.

"Hello Virgil! See you later, I hope"

Remy's heart was beating so fast, he nearly swooned loud enough for Emile to hear him. His eyes closed and the sugar-sweet smile on his face refused to leave. Instead, it revelled on his lips for another few moments.

"I'll pack up and see you in a few."

Emile smiled, unbeknownst to Remy.

“Can’t wait to see you at work, Remy.”

Upon arrival, Virgil ducked away and cuddled up to Remy's chest. They were snuggled up under his jacket which they shared with Remy. Such a humble gesture. Whenever the cat heard a sound, they cuddled closer and flinched away from any source of sound other than Remy.

His footsteps? All okay.

Someone coughing? Fucking illegal.

Remy was more than happy to know he brought about as much food and little things for Virgil to ease up and calm down. It should ease them up. But he couldn't change the smell and make it more comfortable for the cat to relax faster instead of hiding away a lot.

It was still a wonder to him that Virgil was so trustworthy with him but then again, they all assumed they had been socialised before. But he didn't find a single person claiming to own the little void. Not yet, at least.

The man walked over to his little "office" only to be stopped from stepping inside.

A sign, as promised. But that one wasn't for the others to be quiet. It was for him to move into the bigger office.

“Reception moved to the main office.”

.. The main office was much bigger and Remy didn't know how Emile made it a usable working space for him and at the same time an adequate living space for Virgil but he would give it a try. If not, he would need to get some student to catsit his baby for a few hours every day. It wasn't like he desperately needed these bucks, anyway. It was okay. And he was willing and happy to spend it on his Virgil when they needed it more. He himself was glad, already. He had books and nice things but Virgil had nobody and had yet to be picked up by their original home.

A happy void was a good void and he wanted his void to be their best at all times. At least for the time being.

Virgil meowed and pawed at Remy. There was hesitation in their movement and after that, they stayed quiet as if to wait for their friend to reply to their request. The man just gently hushed the kitten by stroking over their black fur and humming a bit, quietly so.

The surroundings were so white, so new and it smelled of stingy disinfectant sprays and other things. One of the walls was pastel pink. It was not just cold but also warm but not warm like Remy was warm. Or Virgil, for that matter. He was just glad to wear his sunglasses loyally.

Virgil curled further into the black jacket.

“It’s okay, Queen, you will be fine”, he promised.

He made it to the office. The only time he had been in this place was when he had applied for this position not too long ago. A few years, maybe. This was Emile’s personal office. He was standing in his office and his things were in here. Emile usually did not have too many things around but the pictures and the pastel walls were giving off a warm vibe. Again, it was not the Remy-kind of warmth but it was warm nonetheless and it made him feel funny things he could not quite place.

Sometimes he forgot there was more than his own working space. That, and the fact that Emile had his own practice close to his home. He had probably been here early and had used the time to move furniture and accommodate Remy.

Literally, what kind of employer would ever do this?

This office was innocent and playful like going to the kindergarten or being on a swing. It was simple and natural. Natural despite pastels being a little less naturally occurring, especially in a city like the one they were living in. Still, it was a soft colour and had some sort of soothing effect on him.

Remy carefully nudged the door close behind him and brought Virgil over to the table where he was supposed to sit and work. The desk was larger and the wood looked like oak, perhaps. He was not the type of guy to know much about things. He just liked books and partying. He was a simple soul.

But his boss? He seemed to mind. Emile must haven taken time to invest in a certain vibe this office would convey. Maybe it was a psychology thing It calmed him down for sure.

Now, while the walls and pictures screamed Emile, they also hummed Remy’s tone. His desk was filled with little pictures and decorations he had brought to make himself more at home.

That was about the only delight he could relish in, working as an assistant or secretary or however people wanted to call his profession. Whatever, he was just there to welcome clients and give them some treatment plans he had printed according to Emile’s orders. Sometimes he would make appointments with people and negotiate about finances and payment plans. He checked prescriptions and other things, too. He mostly took care of all the social interactions beside the actual treatment Emile gave.

Yeah, Emile had it all figured out and believe it or not, Remy was actually great at keeping some order together and be somewhat effective with people. He kept track of every person and their schedules. He just knew which days to propose and which days, dates and times were impossible due to things such as soccer practice for the kids or school or religious rituals and family traditions.

Say whatever you want, Remy was good enough at his job to keep it yet still flip off enough people.

However, now he needed to settle down and enjoy the new space.

Or, well, absolutely hate how much it smelled of Emile and how it felt warm like them and their sweaters. Having the hots for his boss or uh, higher-up, was definitely the best thing to ever happen to him. Maybe not the best but it was entertaining to say the least. Virgil, on the other hand, was quite..quiet.

The smol kitten was put onto the desk with care. Remy was handling a precious piece of creature right there after all. He watched them for a moment, the cat just crouching down and looking at him with wide, heterochromatic eyes.

Right into his heart and soul.

“I love you too, royal stray. Now let me work before I get fired, Queen of salt”, Remy offered and let his bag down.

He made some space, turned on the computer and gently nudged the cat. Virgil refused to budge and stayed put in front of the keyboard.

“Kitten, I gotta work. Wanna sit on my lap? You can cuddle with me while I work.”

Remy looked at them but there was no answer. Were cats the clever ones? Or was this dogs?

Well, whatever, it’s not like Virgil would just suddenly all up and speak actual words. This was not a magical place after all, it was just a boring office.

Or a warm office, actually. Not that it really mattered. (It did, to him.)

“Caaat, come on, I need to work.”

Remy put his arms around Virgil to at least type his log-in data into the computer and get his whole shit set up and finally started. After some time, he could start receiving calls and schedule things again. It was bad enough he was so late. He probably had a ton of emails to check about how some people needed to reschedule something or needed an extra appointment, maybe even an emergency one.

People, right?

Nothing was ever right with people, it was inconsistent. Apparently, cats were not really as consistent either.

Maybe living things just sucked and Remy did not know how to deal with that.

The black blob of fur was still unmoving and even with the arms awkwardly surrounding them, they would not take any more action than purring.

Purring. Fucking purring.

“Virgil, come on. Quit your bullshit and move, you are not supposed to be comfortable in my working space.”

“Meow”

“Yeah, meow you too, little bitch.”

Remy rolled his eyes, looking for his brain so he could interrogate why the fuck he was actually arguing with a cat. Like talking to his brain was actually more sensible than discussing things with a cat and somewhat expecting a rational answer.

“Okay, Queen, how about that: We can find you a box. You like boxes and I should have a box here - for paper. I swear, I will go totally feral if they threw this away. Anyway, I will just take away the paper and you can get all comfortable in the box, just like at my place.”

Virgil looked at him, purring and vibrating in interest. The sparkling eyes fixed on the man and Remy nodded. The void seemed to be pleased by this suggestion. Remy was allowed to breathe around the feral beast for a little longer. Great.

The secretariat let himself drop into his swivel chair and he quickly rolled over to the printer and took the stash of printing paper out for the sake of making space for his kitty friend. Damn yes, he was glad Emile had not thrown this away. He would have trusted them to do such things.

“Oh Virgil~”, he purred out in a voice akin to songs more than simple words, “come here, kitty kitty.”

The kitten looked over, tail swishing around for a moment. They looked as if they were ready to get up and maybe even cooperate for a second. What a day of fucking miracles.

Remy experimentally patted the box and Virgil slowly moved over, purring still and with passion It sounded like the whole room was driven by the engine that was nothing but Virgil’s curious sounds. They were unique and even if Remy was sighing in exasperation at how much time the cat took to INSPECT AN EMPTY BOX OF CARDBOARD, he was smiling.

Eventually, Virgil was done sniffing and patting the box with paws and nose. They actually stepped into the small space and settled into the space like cat pudding.

Wasn’t there some stupid shit of cats being liquid? He did not remember it quite well but he was sure there was something like that.

“There you go, little void. I got a treat for you, you are doing so well.”

He quickly pulled a little snack out of his bag and handed it to his kitten who took it immediately.

Virgil’s nose was twitching for a moment and their little teeth crunched on the small treat as if this was the most festive and fancy meal they would ever receive. Those teeth looked like straight out of some vampire novel.

But was that shit really so tasty for cats?

..He kinda wanted to try that but he was human and he would probably hate that shit. He also kinda felt odd about the idea of eating Virgil’s food. He had his own food, seriously. He had such dummy thicc ideas sometimes.

“You are the best little void”, Remy cooed and softly bonked their heads together.

Virgil’s insistent purring gradually seeped into the human. Closing his eyes, Remy just stayed in place and brushed his hand through the little kitten’s charcoal fur for a little while longer. It was warm. Warm like hugs were warm and drinking hot chocolate or similar drinks that made him feel fuzzy and sleepy.

Maybe he met the kitty cat in winter, so he would be warmer and not the cat themself.

“You two sure look comfortable!~”

Remy ripped himself away from the dark kitten, his head whipping around so quickly, he could hear it giving off the sound of something breaking. Oops, neck. Sorry, not sorry. His reaction was so quick and violent, someone might have thought he was a teenager whose parents walked in on him pleasing himself. As expected (yet somewhat at the same time, not really), the boss themself was standing there and looking at Remy and Virgil cuddling. Emile chuckled but apologised at the scare they had driven into the others.

The coffee-lover could do no more but raise an eloquent eyebrow instead of stuttering up some weak apology. He was not about that kind of speech anyway. Too much work. Instead, he was the type of person to, well, arch an eyebrow at his boss.

Virgil’s colourful eyes were focused on the intruder. They stared into Emile’s soul.

“Virgil is doing okay”, he replied as he pulled up his work email account and scheduling programme to put the things together.

Oh dear coffee bean, he still needed to check voice mail for all the info he had missed. Emile pressed their lips into a thin line for a moment before letting them pop back out.

“You know, you can tell me these things first things in the morning instead of not coming and sending me ominous texts. I am more than inclined to helping you when I know that you are in need of certain accommodations.”

Remy nodded but kept his eyes on the screen. For a brief moment, the man glanced over at his boss and clicked his tongue. He acknowledged them for just long enough to be somewhat polite.

“Thanks.”

He shrugged and Virgil meowed…in agreement?

“Aw your kitten is so cute! Where did you get them again?”

The doctor came into the office and slowly approached the kitten. Their back arched a bit, making them smaller. Virgil shrunk away from them and their ears changed position.

Remy gingerly grabbed the little box of void and pulled them closer in. The kitten’s eyes widened and their body tensed, seemingly jumping into a position to pounce onto the intruder or flee within the blink of an eye. If need be, they were prepared.

The man gently eased the kitten with small movements. He brushed the fur down until the void was in a more regular position but their small muscle strands were still obviously tensed up under his displays of affection.

“They are shy. I found them around the trash in a side alley on my way home”, he explained curtly as he gently consoled the kitten who settled into the box once more.

Safe box, good box.

Best little void.

Remy was so proud of them for relaxing and trusting him. The flee stance was away and the cat did not look like they were a small kindergarten kid some big adult suddenly started yelling at for apparently no understandable reason. The kitten was doing well.

“It’s okay, little Queen, bad Em will bow to your wishes, little darling.”

Emile straightened their posture and smiled at the two before them, waving.

Could they do anything better than wave? They felt like an outsider watching an intimacy they would never be a part of. Like a child watching the perfect family from the other side of the window.

It was so warm and so far away. The own world was so cool.

Yet it was another kind of warm. Not smiles and soft words warm, it was more than reassurance and paid trust. There was a whole relationship in this warmth. It had established within just a few days. The time span was so strikingly short, the individual was genuinely shocked to have missed so much of Remy’s life in just a moment.

Emile pressed their lips together again and sighed.

“I just wanted to let you know that you can have the office if that helps. I will stack cat food and toys for the kitten, if you want to. I hope that helps you accommodate. But I need you to help me plan the refurbishment of your old office, then. Got any time during lunch break?”

Remy shrugged.

“I mean, if I do not have to catch up on anything else, sure. I cannot go out with Virgil. This is too much for them.”

He glanced at them and gently pulled the kitten-box closer to his stomach.

“You okay there?”

Virgil meowed and was rewarded yet another pat on the head. The cat pushed against the gentle hand, eyes squeezed shut. Remy looked at them instead of his boss.

“Okay, good. Now let me work, you demanding little bitch. I got your business to handle and finances to take care of.”

The cat slowly blinked at him and he chuckled. Emile cleared his throat.

“Good then. I’ll leave you to it.”

“Yeah whatever”, he cooed before he redirected his attention to the screen before him where he started scanning the first emails with plan changes. His right put down the notes of it with little abbreviations. Mrs. Shuster was probably running late again. He really needed to have a talk about this with Emile.

Talking about this, the pal was still standing there, abandoned eyes on the unattending Remy. He was patting Virgil with one hand and started clicking and reading at incredibly fast speed with his other hand.

Emile did not notice they were staring, standing still as they were captivated by the simple scene before them. When Remy’s cool eyes, shaded by sunglasses, suddenly looked at them, they realised they had yet to leave.

“Anyway, I gotta get this stuff done. Need anything else?”

His boss shook their head with a smile softer than butter in the sun.

“I will leave you two to it. See you later, Remy, Virgil.”

They nodded their head at each name and looked at the two. The void was basically invisible under the desk and in Remy’s lap.

Just safe and protected as the needed it.

Emile left, swallowing the odd tightness in their throat.

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ramblingandpie · 7 years

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LET’S TALK MONEY

Okay. So one of our mutual... um... mutuals was talking with my wife, @unforth-ninawaters (Claire) the other day about money. And then Claire asked me if the mutual could ask me some questions since I’m the one who handles that aspect of our financial lives (HOARD ALL THE MONEY SAVE ALL THE DOLLA DOLLA BILLS FOR THE FUTURE!) and I was like I think it’ll be easier to make a post? Just kind of going over how I do our savings buckets? And then I was like I can’t do that without talking about other important ways to save money, so it’s a whole thing (see also: Obsessive Compulsive Personality. My compulsiveness is to your benefit!). So. Behind the cut because this shit gets long.

First, it’s important to note that I am NOT a certified financial planner or advisor. I am just a 31-year-old woman who in recent years got a bit obsessive about hoarding money for the future, did a bunch of research on the best ways (for me) to do that, and am now sharing that info with the world. So there will be a few sections here. Also, since this is as it relates TO ME, I’m not going to talk about debt very much, because we are lucky enough to not have student loans and, apart from our mortgage and car payments, any other debt we have is held by my mother-in-law (again: we are lucky to have that as an option. She paid off the credit card from when we had to do a bunch of home repairs/improvements, and we pay her directly, so there’s no interest).

SOCIAL SECURITY

Oh hey I am actually certified to talk about this part! So. Most people are familiar with Social Security retirement, full retirement age, etc. At this point, there is actually not a reason to be alarmed about the longevity of the Social Security Retirement program. Short-term, there ARE likely to be some bumps and lumps, but I really do believe that at some point before 2037 or whatever year they’re now predicting that Social Security will be kaput, the cap on taxed income will be raised and it’ll become solvent again.

That said. PAY INTO SOCIAL SECURITY. If you do side-jobs under the table, whatever, you do you. But your main job? Should be paying in to Social Security. If you do your own taxes because you’re self-employed or a contractor, this is SEPARATE from income tax. It’s part of the FICA taxes. Not only is Social Security for retirement, but also if you become permanently disabled (or disabled for 12 months or more) from any type of work, you may be able to collect early. So. While Social Security is not intended to replace all of your income and should not be used entirely as retirement savings, it is one source that really should not be forgotten or missed. Especially in the case of disability.

I GOT THIS PAYCHECK, WHAT DO I DO WITH IT?

How I have mine set up is that $20 of my paycheck goes into an FSA for medical expenses (probably should have done that higher this year, but hindsight etc etc). Then, 7% goes into my company 401k, of which 4% is matched. So I get an additional 4% of my salary JUST for putting money into my 401k. Always meet the match if you can. Because seriously. Free money. Of the remainder, automatically by direct deposit 80% of my paycheck goes into the joint account for necessary family expenses (mortgage, food, doctors, etc.) and then 20% goes into my account for whatever crap I need (gas for my car, food if I want to go out to lunch, etc.). Of that 20% that goes into my account, I have an additional $50 per paycheck that goes into long-term investment savings automatically (we’ll cover long-term investment savings later) (also: this is usually higher but I’m working part-time right now, so.). I also try to keep my short-term savings account with a few hundred dollars in it so that if I have a minor emergency I can access it easily, but that is something that I deposit into on an as-available basis. Essentially, on payday, if there is still $50 left in my account, I transfer it into savings.

I find that, for me, setting as much of this to happen automatically as possible makes it WAY EASIER. I mean. It was maybe 3-4 hours of work to set everything up with the multiple accounts for direct deposit and the deposits into my investment accounts? And SO WORTH IT.

WHAT IS THIS INVESTMENT ACCOUNT STUFF YOU KEEP TALKING ABOUT?

Okay, so. In addition to 401k plans, you can also have an IRA. This is a separate type of retirement account. Several years ago, after I was fired from one job, I needed to figure out what to do with my 401k and so I set up a private IRA to dump the money into. I, personally, chose Betterment for this, but there are several other providers (I think Learnvest has something? And possibly Mint?) Plus, all of the “direct deposit” I’m going to be talking about is through Betterment’s own system (I have it linked with my bank account), so I don’t need to do paperwork with HR. I can just go on their website and easily change anything. If I have a week where I know I’ve worked very few hours? I can go on and tell it to skip a week of direct deposit. It take me about 2 minues. Here’s part of the screen when I log in (I grayed out my balances because I feel weird putting that on my Tumblr):

One of the things I really like about Betterment is that I can have as many sub-accounts as I want, and can prioritize them differently. So in addition to my retirement account, I also have our big emergency savings account in there. Because I still hopefully have many years until I retire, my retirement IRA is set to a pretty high risk portfolio with more stocks than bonds. But because I want to make sure that nothing happens to our emergency savings, it’s pretty much all bonds. That means it won’t grow as fast, but it’s also MUCH less risky and should have fewer downturns, if any. Right now the traditional IRA says it’s off track because it wants me to have a higher amount that I’m depositing. I told it how much money I want to retire with and when I want to retire, and their calculations say I’m not going to make it with what I’m depositing now. It also makes suggestions like how much I should deposit either monthly or as a one-time deposit in order to bring that up. Right now, I’m not worried about it because I know that I’ll be able to increase the direct deposit later. But because of compound interest, the earlier the better!

I also have accounts for my own rainy day fund (either for a bike or a tattoo, at this point), Claire’s rainy day fund (saving up for a new computer), a college fund for the potato (I also have a separate 529 plan for him that birthday money goes into, but this way there is also a fund that is not necessarily tied to needing to be used directly for tuition but maybe other things when he’s older). And, one of my favorite things, the furnace fund.

Within the next 5 years or so, our furnace is going to need to be replaced. So I decided hey, why not start saving now? And I ballparked the figures. I told their system that in 5 years, I wanted to have $5,000. It suggested how much I should deposit each month in order to have that, and so I set up the direct deposit. It gives estimates with average and poor market performance, and graphs, and all kinds of things that are nice to look at when you’re a bit obsessive and like looking at a ton of data. Here! Have a chart!

The downside of using investment accounts is that they are NOT immediately liquid. If I want to make a withdrawal from one of these accounts, it takes about 4 business days, because the stocks/bonds/etc need to be sold. But for anything that is going to be long-term? I toss it in there.

The upside of this is that rather than have to enter all of the investment stuff into our taxes, when Claire does them online, she gives our tax software my login info and it plugs everything in. Like magic.

YOU MENTIONED SOME OTHER STUFF AND I DON’T KNOW WHAT IT IS OR IF IT APPLIES TO ME.

401k – this is a retirement plan through an employer. It might also be a 403b if you work at a non-profit. Many employers will match an employee’s contribution up to a certain percent. So, for instance, my company has a 4% match. That means that if I deposit 4% of my salary into the 401k program, they will ALSO put 4% of my salary in, so I end up getting money for free. It’s pretty sweet. Highly recommend. 401ks do have limitations on how the money can be used (generally that you must be a certain age or prove a certain hardship need), and you’ll be taxed out the wazoo if you withdraw early, but they’re a great way to gain equity.

EQUITY – this is basically just how much money/stuff/assets you have. So for us, that’s our savings and retirement accounts, plus the amount that’s already paid off of the house (if your house is worth $100,000 and you owe $75,000 on the mortgage, you have $25,000 worth of equity in the house).

LIQUIDITY – this refers to how easily accessible the money is. Cash in my pocket is the most liquid of all assets. Our house? Not so much. If we wanted to access the money from selling our house, we would need to first sell the house, which would take some time.

529 PLAN – this is a specific tax-free college savings plan. They are offered on a state-by-state basis. As long as the money in this account is used for college/education, it can be withdrawn tax-free. Plus, since it’s also an investment account, even if I don’t touch it at all or put more money in it, it will still grow at least somewhat as the potato gets older.

So. That’s our setup. If you have any questions about this, feel free to ask – remember, I cannot give advice as I’m not a financial planner, but if you have questions about how something works, I would be more than happy to answer those.

fGet�\�<�

#adulting #finances #betterment #money #we are both big believers that the world would be a better place if people talked about finances more #it would increase financial literacy in general and also make it less scary to ask questions about

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batchaoticcollectionnight-blog · 6 years

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how much is car insurance usually

"how much is car insurance usually

how much is car insurance usually

BEST ANSWER: Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr

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how much is car insurance usually

Car or 125cc motorcycle for 17 year old?

So I turn 17 soon and I was wondering whether to get a car or a 125. The main downside to getting a car is the driving lessons, it will probably end up costing 1000+ in just driving lessons/tests and is likely to take ages to past where as it takes a day to do the CBT to ride a bike. I am not interested in people saying Don't get a motorbike they're deathtraps! . So what should I do?""

How to get affordable HIV Medication with not so good insurance coverage.?

Can I cancel my auto insurance because I am leaving the country for 3 months?

I am leaving the USA for 3 months so I was wondering if it would be possible to cancel my auto insurance for these months and not pay the monthly premium. I will not be driving the ...show more

Can a Canadian Citizen buy car insurance in America and how?

Is it possible for a canadian citizen to buy car insurance in america, if so, how does he do that? My brother lives in america and I live in canada, I want to get car insurance from America as it is cheaper. Is that possible and is it legal?""

Is my car insurance in place.?

basically i applied for a car insurance and in the quote i put in a false licence held date as i only had my licence a month ago but i put in march 2012. They have taken the deposit of 300 already from my account so does that mean i got away with the lie about the licence held date and does that mean my insurance will be in place soon. I lied because i think insurance is cheaper if you have old licence. thanks

Could any Teens with sports cars tell me how much there insurance in under there parents name?

Can u tell me the Cost of your insurance and the car u have to help me get an idea of how much a Teen boys sports car would cost when it comes to insurance? Oh and does anyone know if the 177hp solstice would have lower insurance then the 350Z?

""Would it be fair if I give you a bit of tax hikes, since you can now save on more affordable health care which?

I gave to you?

Does anybody know about the statewide increase of geico auto insurance in connecticut?

I got a hefty 8% increase for my next 6 months' payments. The telephone assistant told me that it was a statewide increase in CT, based on ZIP code. Anyboby knows more about this?""

How much would motorcycle insurance cost for a young and new driver?

So I 'm 18 years old and thinking about getting a sports bike. I have a drives license and haven't gotten any tickets yet. I just want an estimate on how much i'd be paying in insurance every year..and which insurance company provides the best price? I'am thinking of buying a used sports bike but am not sure on which one yet. Thank you in advance and If you don't have anything nice to say please just move along lol:))

What do you guys think would be cheaper in car insurance?

What would be cheaper in car insurance? Which one would last longer? 2003 nissan pathfinder- 185,000 miles 1989 corvette-107,000 miles Im 18 years old.""

I wonder if anyone knows of any good but affordable health insurance.?

I have two children and lost my health insurance on them. My husabnd and I are trying to find insurance but cant afford alot of money a month and we dont qualify for Tenn Care so if anyone knows of any please let me know. Thank You!

Looking for health Insurance options in the State of Washington.?

I'm self employed and researching health insurance options. I live and work in the state of Washington. Any good, affordable options?""

Under Obamacare if you have stage 4 cancer and go to sign up for health insurance how affordable will your?

rates be? Is there anything in Obamacare that's going to stop the insurance company from charging you an arm & a leg?

Insurance for teens ?

I just recently got my g2 and I was just wondering if I can drive with out insurance and if not what are the consequences if I get caught by the police. And can I drive on the highway with out the assistance of an experienced driver. Btw I live in Ontario, Canada.""

Government car insurance?

I've heard Of Auto Insurance Sponsored Through The Government For Low Income Homes. Where Can I Find More Information About This?

Is there a health insurance in PA that covers pre-existing conditions?

I just moved currently, from where my previous employer covered my insurance, now that I have moved, I need a insurance policy that covers immediately as I'm trying to figure out what is wrong. Please help.""

Would insurance cost me more if I bought a used VW beetle with a convertible top versus a hardtop?

Thanks!

Affordable health insurance for children of students?

My brother wants to go to college, but if he leaves his job his kids wont have health insurance. Are there any good health insurance providers for children of students? My brother lives in Spokane, WA if that matters.""

Ohio health insurance?

Can someone recommend me a good health insurance for college student? I live in Ohio, non-smoker Thanks""

How much would I pay for car insurance on average?

I am 17, about to turn 18 and I am about to get my license. I am going to get a used car around a 1995 car. Around how much would I pay for insurance?""

How much would a BMW 325i be on insurance??? 16 year old?

Hi. I am 16... I will be 17 in september.. but I know insurance won't go lower for us until we turn 25... :( anyways! i want to get a BMW 325i cause i LOVE that car. But im willing to pay for the car but wondering how much insurance would be on it??? Like maybe for a 2001 bmw 325i cause i like that model.. i like the models up also but it will be more money and would it be more money for insurance for a newer car??? PLEASE help me !!!! I need to no. OH and ps. I live in canada, ontario - HAMILTON !!!!""

How do I get health and dental insurance?

I am getting married soon. I will be 18 and he will be 21. I have blue cross blue shield through my dad's work and the magnolia health plan(kinda like medicaid) bc I was adopted. ...show more

Which Car Would be Cheaper to Insure?

2001 Celica 1997 Spyder Eclipse Neither are GT! I'm just wondering which would be cheaper. ((BTW Yes I would pay for everything myself!) Sorry for the all caps buuuut..PLEASE DO NOT GIVE ME A WEBSITE OR TELL ME TO CALL AN AGENT. I'm not looking for a number I just want to know if they would be much different in insurance prices. One more question, would they be much cheaper than the 2001 Mustang Convertible, if so a lot cheaper, or a little? I got a quote on the mustang a while ago, so I know how to compare that some! 16 year old Female. Thank you for those of you who answer my question!! :)""

Why does registration for a newer car cost more than an older?

Registering my 2011 vehicle in California costs 2.5 times ($249) more than my '94 vehicle ($99). I understand with auto insurance there's a premium to insure the newer vehicle because it is valued more, and if I get into an accident, it would cost the insurance company more for repairs/replacement for the newer vehicle. I can't imagine an accident with either car would cost the gov't any differently, so why is there an age discrimination being applied here? I have a feeling this is some BS fee. Am I right, or can someone please clarify.""

Does $152 per month for my car insurance sounds right?

Okay, so here's the thing. I'm 18 years old (I know, it greatly affects my age group that I'm in) and my car insurance is $152 a month. But, I'm only on liability? I have to pay over $150 a month just for liability on my car insurance? I live in Wisconsin by the way too. It just all doesn't quite make sense to me..my mom quoted me another price but the other price was pushing $200 a month. I'm just really sickened by all of this. Please let me know what you think! Thanks!""

how much is car insurance usually

What is a good CHEAP car for a 16 year old?

i am turning 16 in a while and i really want a cheap used small suv got any suggestions ????? please help my dad and i are tired of fighting over it

What is the average of full coverage car insurance for a chavy blazer 2001 in north Carolina?

I am planing to buy a chavy blazer 2001 used car. I know I will need full coverage insurance. I am a good driver, haven't have any accidents or traffic violations. How much would the car insurance cost in North Carolina?""

Is medicare a good insurance plan or will a lot of things not be covered. I know there is no drug coverage.?

I recently started recieving medicare after becoming disabled, and pay over $100 per month to recieve this insurance out of my small disability income. I am wondering if this will ...show more""

""New car, no insurance what happens?""

I bought a car in June last year, I paid the down payment, and make the monthly car payment. My mom consigned and pays insurance. I just got alerted saying I haven't had insurance since October 2013. What can happen, can they come and repo my car?""

How can I get a better auto insurance settlement?

I was involved in a collision recently. The other partys insurance company (met life) agreed that it was their clients fault. However, the other party had a witness saying I was speeding which I knew I was not. The claim adjuster from met life told me that there maybe a high possibility that theyll only give me 80% of the repair cost once it is proven that the witness doesnt know the other driver. If thats the case, is there a way to get a higher %? Or Ill need to fill a lawsuit against the other driver? PS: I do not have full insurance coverage, thats why Im dealing with Met life myself. I have not gone to get an estimate on repair cost yet, but will do tomorrow.""

""Totaled my blazer, AAA car insurance?""

Okay I was involved in a hit an run accident a little over 2 weeks ago. I have full coverage insurance including uninsured and underinsured coverage. Also the required 10,000$ personal injury protection required by my state KY. My policy is with AAA. I owe around 9,000$ on my truck still, but was told finally yesterday that AAA is settling my vahicle loss at a little over 13,000$. I'm trying to find out how long is this going to take before I get money from them so I can get another car. I have injuries and can't get back an forth to my Dr and physical therapy. So I need this to happen like yesterday. But trying to figure out if since my claim is going under uninsured motorist protection since it was hit an run should I be able to get a rental car for the time being even if I didn't have rental coverage? And I am also an independent contractor doing vehicle title work and various other things for an automotive shop. I'm not on payroll since I contract my own work and pay my own taxes at end of the year. My attorney told me that since I didn't have a job where I received regular payroll checks I could not claim loss wages. Why is this? And is there anything I can do to speed this process up? As of now I have minimal use of my right arm because I injured my shoulder in accident and so far Dr has me off work till end of January. So I need to recover benefits somehow so I can survive till going hack to work. Any help would be great, this is all so overwelming. Thank you""

How Much is a Tuberculosis Test without insurance?

I live in Sacramento California and need to get a tb test but i dont have insurance, so i was wondering how much this is going to cost. Any help would be appreciated""

""Can't afford car insurance, parents won't help?""

OK im 17 and a guy. I passed my test about a month ago so i can drive :) My parents agreed that they would pay insurance for me if i paid for lessons and the car. Ive saved up for years and scrounged all the money i have and had just enough. Anyway i now only have 1500 left and i cant find any car insurance near to that. My dad keeps saying he will do it one evening but its been a month so i asked him today because he had nothing to do, and he just started shouting at me for always going on and i should go get a '******* job because im a lazy little ****'. This is pretty unfair as i work hard at school, get straight A's, never in trouble with the police like most people who live near and don't drink or do drugs unlike most my friends. How should i get him to pay for it, its not even though he's paying all of it, im putting up prob 60% of it and he promised to pay for all of it :(""

Car rental insurance in usa?!?!?

I'm going to L.A in october and renting a car for when i'm over there, but was wondering if any1 knows good car rental websites and does this include insurance or do i need to get this seperate? HELLP!!!!. Thanks Joanne""

Cheap Car Insurance For 17 yr old?

I am considering purchasing a fiesta st 2005 model and would like to know where is the cheapest place to insure it. I understand that being 17 it will be rather expensive but i hope you can help me find some cheap insurance i want fully comp with as little excess as possible :) thanks

Can a 16year old drive an 18years old car if the 18year old is on the parents insurance with statefarm?

The 16 year old will be on the parents insurance as well

Would it be ok to lower my auto insurance coverage?

I live on disability income -SSDI. This is my only income. I have no savings or other money, just my personal belongings (12 yr. old car, furniture, some jewelry, etc.) I rent an apartment. I am thinking of lowering my insurance costs by reducing the coverage amounts, which are very high right now. If I had an 'at fault' accident that exceeded my insurance coverage what assets could I be sued for by the other party?""

Allstate Auto insurance?

I tried to pay my mom's car insurance today and it said that the account was terminated. How do i get the policy reinstated?

1997 camaro insurance?

Hey , wuts a ballpark answer 4 how much the insurance for a 97 camaro z28 would cost for a 17 year old ? Also, are they pretty good cars and reliable? I alresy got an online quote , but I want answers from ppl who've owned a camaro from 1993-97.""

How much insurance will I need to lease a car?

I want to lease a 2010 car. I want my insurance prices to be low, but who determines what kind and how much insurance I will need. Will my insurance be higher or lower than financing the car? What are some insurance things I SHOULD get once I lease? Any other info you can provide that I will NEED to know will be greatly appreciated! Thanks!""

I'm looking for affordable auto insurance...?

I am looking for an affordable auto insurance in New Jersey. Does anyone have any ideas. And is it true that a Broker is a good option? What would be a reasonable rate for just a PIP and a older car? I have no accidents or tickets.

How to get cheap car insurance?

I've heard of people somehow getting cheap car insurance and i want to know their secret!

Changing Auto Insurance?

My 6 month insurance is up and its time for a renewal, recently i felt that my rates are to high and i would like to change to a different insurance company. But i have a couple of questions before i proceed and would like some suggestions. 1)How do i change my Auto insurance? Such as what are the normal processes one goes through. 2)Will cancelling my current account with them result in any extra charges? it is a renewal btw. 3)Should i get a quote from Geico first? (im trying to switch from Safeco to Geico) 4)Are there other Auto insurance companies i should consider? THANKS!""

Liability car insurance?

Im 18, never had a wreck or any tickets, i live in a small town/rural area in alabama, and i want to know about how much liability insurance would be for a... -2008 mustang -2010 mustang -2012 mustang""

How much can you borrow from your whole life insurance?

I know it doesnt have any cash value until about 3-5 years and that you cant borrow the face value of the policy. If i took out a 50,000 policy on my daughter , in about 5 yrs what could I borrow from it if the premium is 30/month? What % of 50,000 could I take out? i dont want to hear anything about kids dont need life insurance. I am taking one out on myself as well anyways. I need exact figures not guesses.""

How much does cost insurance for rv tipe c on california ?

I have a new idea to buy a rv but I don't know anything about it I like to know about someone who can give me an idea how much is the insurance for a rv

I am moving to California on a J1 visa do I need to get a californian driving licence?

Hey, Im moving to Los Angeles for a year this month on a J1 visa. I need a car for the internship I am doing. I was wondering would I need to get a californian driving licence. I checked the dmv website and it says that If I am becoming a residnent I would need to get one. A resident is considered someone voting in an election or paying homeowners tax which I won't be. I just need it set clear whether or not If I need a california licence to drive or will my British one be ok? Also will insurance companies insure me on a foreign licence.""

Cheap Health Insurance...?

I need cheap health insurance just for seeing my gyn and the eye doctor twice a year or so. I had medicaid as a child *until this past bday in december (i got an extension)* i don't make much since i work fast food right now..and i'm in school...

Where can i find affordable birth control?

i'm currently on my last perscribed month of the pill estrostep. my health insurance has been cancelled because i just can't afford it, we just bought a house and we're on a very tight budget. in order to get another perscription, i need to have a gyn appointment for an exam, but a visit is $200 without insurance, then another $50 a month for the perscription. any ideas?""

Would a Jeep Cherokee cost a lot to insure?

I want a Jeep cherokee for my firs car. My parents are telling me the insurance is extremely higher because jeeps are dangerous, is this right? (compared to a sedan of some sort) thanks!""

how much is car insurance usually

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travelers car insurance quote

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Today, I ran a red light as I was going downhill in the rain to avoid hydroplaning into an intersection. As I ran the red light, a camera from above flashed and I'm 99% sure I'm getting a ticket in the mail now. I don't live in New York state (I live in South Dakota which is like 30 hours away), so I don't have a means of going down to the DMV in NYC once I get my ticket in the mail. In the meantime(or once I get my ticket), what steps can I take to not have my insurance rate go up?""

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I know 0 about this: are home insurance rates annual or monthly? Could someone give me just a very rough idea about how much a cheap studio's home insurance & tax would cost? (in ...mostrar ms

Pregnant and no health insurance - Maine?

I am canadian who just got a visa to move to maine to live with my US husband - I still work in Canada and cross daily. 3 nights ago I found out I was pregnant. I called my blue cross to see what it covered in the USA and when I told them I moved from NB they promptly cancelled my insurance. My husband doenst have insurance and because of my salary in Canada we dont quality for medicaid or mainecare. so no insurance, no mainecare and no money...... I also cannot have the baby in Canada now as they cancelled my medicare when I moved...... so this is worst situation I have ever been in...... I have wanted to be a mother for years but I cannot afford 15000 to have a baby ...... I am honestly contemplating an abortion.....""

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travelers car insurance quote

""Insurance estimate way to low, help?""

Ok, So about 2 weeks ago I was at a friends house. When I walked out and was getting ready to get into my truck, I noticed all four windows from the passenger side and drivers side smashed out, along with my truck being keyed all around on every panel. I called my insurance company the next day and a few days later they sent someone to give an estimate. I wasn't there though. So I then received a check in the mail, along with the breakdown of the estimate. They gave me $2,600, minus my deductable left me stuck with a check for $1,600. I felt that was way to cheap for a brand new paint job and to replace my windows, so I went around and got quite a few estimates of my own. They ranged between $5,800 - $7,000. I faxed them over the estimates, and what they told me was that the way they worked was I'm supposed to show them their estimate and they are supposed to work with the shop owner from there. So today I went, and as the shop owner was reading through the estimate, he was laughing and pointing things out, saying they can't be serious. He said there is basically no shop that would do all that work for cheap. He says I might need a lawyer. Any advice guys? Because all I want is my truck fixed, and its turning into a big ordeal. I drive a 2003 Chevy Silverado just in case that matters. I also still have they check they gave me sitting my my drawer, haven't cashed it.""

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On average how much would it insurance cost for new drivers?

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""How much insurance(fully comprehensive, USA) do I have to pay for a 400,000$ car?""

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Insurance for car and motorbike on one policy?

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Why should I have to pay for your health insurance?

An answerer on another question said, Do you have insurance? What of those who cannot afford it (my sister comes to mind, and she has a husband and two sons under age 18 years who are also not covered)? Medical care is extremely expensive and necessary. I'd much rather my tax dollars go toward a means of making insurance affordable to everyone than to fund an immoral war. Oh, and my sister and her husband have always worked very hard. Neither are fat, lazy bums who sit around all the time. Heck, my sister would love to have 10 minutes to herself, but can't take the time. * 20 minutes ago These people made a choice to have two children they cannot afford to insure. They had a responsibility to seek employment where they would have health insurance coverage for themselves and their two children. Or obtain insurance on their own. If they are healthy, it can be gotten at a rate comparable to what I pay through my work. I work two jobs. Both of my jobs, even the part-time job, offer me health insurance, so jobs with health benefits are not so hard to find. Why should I be made to pay for other people's poor choices? I have wants and needs, too, and it's MY money.""

How can I find cheap car insurance?

I have a policy with RBC. They just jacked me up by 400 a year....

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My fiance is in pain right now. We're college students and have no insurance and we're really not wanting to cal up dentists and say, How much for a filling? etc. Is there a way to pre-screen for reasonable rates without asking? I know there are probably sites that list/database a lot of local dentists but what about compettitive pricing? And that the websites are kept up-to-date? Thanks in advance - he's eating ibuprofen & pouring on the topical numbing stuff - not sure if I'm supposed to say brand names. Thx again =D""

50cc motorcycle insurance?

I have a 1982 honda mb5 street bike. Its 50cc and has a 5 speed gearbox. I live in indiana and i want to get my motorcycles endorsment but it requires that i have insurance for the bike. How much would that be?

I just purchased car insurance today?

So I just passed my test today and just purchased insurance from Bell over the phone, and my policy starts from Friday. I know I cannot drive until Friday. So say I was pulled over by police on Friday night, and I have to take documents to the police station, how do I prove to them that I have insurance? I don't have a piece of paper but I DO technically have insurance .. What do I do if I get pulled over?""

Cheapest car to tax or insure?

what car is the cheapest to tax and insure ive been told its the vauxhall corsa

Will my speeding Ticket affect my insurance rates?

I live in Iowa, I am 17 years old, and I just got a speeding ticket from a state trooper for going 84mph in a 65 zone. I am insured with State Farm and have no history of any accedents or tickets. Right now I am recieving the good students discount and the safe driver discount and I was woundering if this would affect my insurance rates on a 1996 Mercedes-Benz black with aproximately 210,000 miles. Thanks""

How much car insurance should I get?

I live in California and wanted to try to save some money on my car insurance. I want to get enough coverage in case I am responsible for a major accient. Any recommendations on the following? Bodily Injury and Property Damage Uninsured/ Underinsured Motorist Uninsured Motorist Property Damage Medical Payments Thanks!

Car insurance does it realy go up?

if your cars red does your car insurance price go up and if its a two door sports car does it go up?

""What is the best insurance for a single, 23 yr old female college student?""

oh, i'm looking for health insurance and definitely affordable""

What is the absolute cheapest car insurance for 17 year old males?

I need the cheapest one in general I live In houston Texas with a 92 prelude and I need the absolute state minimum cheapest out there

travelers car insurance quote

""The older the car, the cheaper the insurance?""

Ordinary cars not the high end luxury ones. I'm thinking about a 240sx S13. Basically from 1989-1994 hatchback. Anyone who owns a 240sx/180sx please give me advice? All I know is I want an RB25 swap (the RB26 is hard and it's expensive so I'm sticking with RB25. Plus it's cheaper than the SR20) and wide kit, and Silvia front (Sileighty). Thanks!!""

If you buy life insurance in the US why is it illegal for companies/brokers to give rebates(legal in Ireland)?

I'm thinking of getting a life assurance policy for say 10 or 20 years cover, just incase I kick it my spouse will have a little nestegg. Found a broker who offers ok prices, cheapest I could find, and the broker offers a 75% cash rebate by cheque in year one once you pay in full for the year or in the 13th month if you pay monthly. Some companies - aside from brokers - also offer rebates, although not as generous. Now how can this broker afford to do that? Does he get a commision from the company we get our policy through, like an affiliate bonus for signing up new clients and is he then using part or all of this bonus to cover the rebate to us? Works out well for us regardless but wondering why it's illegal in the US? Thanks.""

Where do I find Cheap Car Insurance When I have Epilepsy?

I'm 19, and I haven't had a fit since I was 16 (I believe I've done the teenage growing out of it ), The DVLA are fine and are issuing me a provisional, but finding insurance is a pain in the ***. Is there anywhere that does cheap insurance that doesn't care if I have Epilepsy? OR just does it cheap anyway?""

Car Insurance?

I wanted to know how much would it cost for a 16 year old teen to get car insurance just to cover damages to someone elses car they damaged would it cost alot or not?

How do you find affordable health insurance?

I have a friend of mine who lives in Florida. He had open heart surgery a few years ago. After the surgery was done, the Dr walked in the room and told my friend he really never needed the surgery to begin with. He is trying to find health insurance and he is having trouble finding it because of his heart condition even though now he doesn't have one. Most of the health insurance companies want more then $1500 a month to insure him. How does he find affordable insurance in the US?""

Beach Buggy Insurance at 18?

Ok so me and my dad have been working on this unfinished beach buggy project (now almost done maybe a month more). I'am a male student that has just finished my second year of college and have had my licence a little over a year (got my licence at 17 to get it out the way) I have never owned a car/been insured on a car and was wondering what sort of prices it would cost to get insured on a beach buggy at my age, the initial plan was for me to get something like a corsa when im 19 and try get insured on the buggy when im like 21. would anyone even insure a VW beach buggy on an 18 year old without no claims bonus? and if so how much do you think im looking at (if some answers seem reasonable i might call adrian flux to see if i can get a quote""

Health insurance and pre-existing conditions.?

Hello, question. If I have health insurance now, find out I have a condition, then get a different job and change health insurance, am I in the pre-existing condition status with the new insurance? I'm curious because as of now the only reason I keep my health insurance is just in case as with any insurance and I don't want to have to pick up insurance after finding out something is wrong, as I understand it doesn't work that way, that's the catch. However, what if I find a condition while I have insurance, go off of it between jobs and get insurance back? Does that mess with things? Is there a way around it? Thanks""

About health insurance....?

If u have 2 health insurances, whatever your primary doesn't cover, your secondary will? My primary insurance sucks, but then i have the Unions insurance as secondary.""

Will my insurance pay my car?

I have full cover insurance for my car (just got it a month ago). And my car was stolen this morning. Im still paying for it, will the insurance pay it off to B of A? Will i have to keep paying Infinity or what is going to happen? Will my credit get ruined?""

How much is Accutane with insurance?

I hear that accutane is uber expensive without insurance. I just want to know how much it is with insurance. Thanks

Will the insurance company total my car?

Sadly I hit a deer over the weekend. Everyone is ok but I totaled the deer. The front end of my 2007 Dodge Caliber is all tore up. The preliminary estimate for repair from the auto body place is around $7,700. (That is before actually taking everything apart or testing anything including the engine.) I am unsure of what value my car is currently to the insurance company. I checked Kelley Blue book and the trade in value is around $8,500. Private party value is around $9,600 or a little higher.""

Can I cancel the car insurance my auto loan company has issued (due to having no car insurance)

Can I cancel the car insurance they've issued and show proof that we've purchased car insurance from another? Thanks!!

Canada car insurance -- am I getting screwed?

Our 1990 GMC truck (average condition -- nothing special!) was vandalized about two months ago. The punks damaged the doors so badly trying to get in that our insurance co. was going to write it off. Aside from the doors, the truck is perfectly fine (runs great), so Hubby spoke to the adjuster who promised us a cash settlement , and said he wouldn't write the vehicle off. We got a chq in the mail, and used some of it to put new doors on the truck (it's not pretty, but we don't really care). NOW we got a letter from AB Transport saying that the truck is salvage, and no longer legal to drive. Insurance wrote it off! The cash is gone (spent very wisely -- don't judge!), and now we are being forced to buy a new truck. Insurance told Hubby that we didn't have a choice , but I thinks that's bogus. Hubby signed papers for the cash settlement, but nothing for the write off. CAN THEY DO THAT? What are our rights?""

Any 1 want life insurance or mediclaim?

v r giving best service with lower price...

How much would insurance be on a mistibishi lancer GT on my moms insurance? (16 yrs. old)?

We are thinking about purchasing a mistibishi but we fear the insurance would skyrocket as me being a new driver. Any help?

What are the top 5 cars that cost the most for auto insurance??

Which is the cheapest car insurance in Louisiana?

Car Insurance Advice - Florida Needed?

I have been going over my policy and lowered my PIP. I have a 9 yr old SUV so no comp and collision, I would like someone with insurance or legal experience to look over my coverage and tell me if sufficient. I am a home owner with no equity. I have no other assets other than an ROTH IRA and bank accounts with about $1000. or detailed coverage descriptions, hover over the associated below 2003 MITSUBISHI MNTROSPXLS Total Vehicle Premium: $466.00 Protects you and your passengers Bodily Injury Liability [Edit] Current Limit: $20,000/$20,000 $167.00 Property Damage Liability [Edit] Current Limit: $50,000 $136.80 Personal Injury Protection-Insured [Edit] Current Deductible: $1,000 Ded. $162.20 Personal Injury Protection-Insured & Relative [Add] Current: Not Carried Not Carried Personal Injury Protection -Insured with Excluded Work Loss [Add] Current: Not Carried Not Carried Personal Injury Protection -Insured and Relative with Excluded Work Loss [Add] Current: Not Carried Not Carried Additional Personal Injury Protection Insured [Add] Current: Not Carried Not Carried Additional Personal Injury Protection Insured and Relative [Add] Current: Not Carried Not Carried Medical Payments [Add] Current: Not Carried Not Carried Uninsured Motorist - Nonstacked [Add] Current: Not Carried Not Carried Uninsured Motorist - Stacked [Edit] Current Limit: I Reject this Coverage $0.00 Protects your vehicles 2003 MITSUBISHI MNTROSPXLS Comprehensive [Add] Deductible Not Carried Collision [Add] Deductible Not Carried Emergency Road Service [Add] Not Carried Rental Reimbursement [Add] Not Carried""

""How much does tornado insurance cost? (to cover only my house, but not what is inside the house)?""

i have car insurance right now with allstate where i pay 50 $ every month, how much would it be if i add tornado insurance to cover only my house but not what is inside the house? I know you dont know, but i just want you to tell me approximatley how much please.""

Know any good insurance companies that will insure a home under renovation that we're living in?

We bought a foreclosure that needs a fair amount of work. We made it habitable and then moved in so we can work on one room at a time. What insurance company would be able to insure this home without raking us over the coals, even though the home may not be considered complete ?""

Need car insurance help?

how much a month would it cost for a 16 year old and a 78 corvette please help

Financing a car & insurance?

I'm 21 and I'm located in NYC the insurance over here is sky rocket high. I paid 1600+ for liability insurance for a old lexus from GEICO. I am asking my uncle to help me finance a 2006 bmw 530i which is about 32k and I already check if I finance under my name how much it would be. It is 10k for insurance a year lol... So I want to know if my uncle finance the car for me and I make the payments does he have to add my name under the insurance ? I don't need my name to be the co signer. I just want to know incase I do get into an accident what will happen ? Most people use their parent's insurance so I just want to make sure and get some facts before I ask my uncle. Thanks

What cars have the best insurance rates?

What would auto Insurance cost me?

I am 16, live in Toronto. I am a male, and none of my parents have insurance so I will be on my own. I have an 88 avg in school. And I will look for a car with low insurance prices and that is safe.""

Health insurance question for California.?

I am sixteen and my mother is low income. Is there a state program for health insurance in California?

travelers car insurance quote

""Rental car insurance if you don't own a car, renting over 15 days in california?

I don't own a car so I don't have auto insurance. Visa and Mastercard only seem to cover Collision/Loss Damage Waiver for 15 days. AmEx seems to offer this coverage for 30 days (but I don't have an AmEx card). None of these cards cover liability. Is there a better way to get coverage than buying from the rental car company? Does a homeowner insurance policy cover liability if you damage something or injure someone with a rental car? The Non-owner policies one can buy only cover liability and not LDW/CDW? Any help sorting this out would be appreciated. Please don't reply if you are not knowledgeable on this topic. Thanks.

How much will my car insurance be?

i just bought a car, an 02' Ford Focus with 62,000 miles for $3,200 and i put $2000 down. Im 20 and am a first time driver and this is my first car, started late, i know,lol. I have NO credit history, but i have a fulltime job. Im not trying to spend a ton of money a month on insurance, i have enough bills and am already struggling to keep up with them. Whats the best insurance i can get thats the cheapest and how much will it approximately be? thank you :-)""

Car insurance for older people?

im trying to renew my grandads car insurance,(hes 81) and looking for a cheap company that can beat his current price of 537pounds a year. thank you for any sugestions""

Is there a health insurance company in los angeles california thats free or cheap?

I dont have enough money to afford regular health insurance any suggestions?

What is the best car insurance for a young person in new york?

Im a female 19 years old in New York city..........i need to know what car insurance is the best......

Motorcycle insurance for a 19 year old?

Im 19 I have taken the Motorcycle safety course. I want to insure the bike myself. Just wondering around what the cost will be around for a 600cc sport bike. Probably a older one 05-07 Anyone with a idea would be helpful

Car insurance question?

To cancel car insurance will be 480 plus 50 admin fee to cancel this now ive lost my job. ive had insurance for 2 months and know they are all doing this cancellation fee now but i only got a car for work purposes and now they've made me redundant how i am expected to pay the 530? what can i do is there any options because i simply cant afford that amount.

What's the cheapest auto insurance company?

I'm 24 at the moment, auto insurance is raised for teenagers who are under 25 so i would like to know what is the cheapest auto insurance company out there (i'm currently under my dad's policy and its off the roof, but not that bad $1300 for 6 months) P.S. I hear State farm is the cheapest is that so?""

""Car Accident, Insurance won't pay up .. Any advice ?""

I was in an car accident two weeks ago, the other driver hit the side of my car because she did not make her stop. I tried to stop however, she was still able to hit the left side of my car. Police arrived but he recommended for us both to file a claim on each others insurance and that they would settle the problem themselves. My insurance company came to take photos of the damages and asked us what had happen. I received letters a couple of days ago, one from my insurance and the others person insurance. My insurance denied her claim because the damages demonstrated that it was her fault. However, i also received a letter from her insurance, that they also denied my claim. I called her insurance and they told me that it they weren't going to pay for any of the damages made to my car, because the the collision shows that it was my fault. I told them i was going to get my lawyer . and they told me i could do what ever i wanted. So, anyone has any advice ? **there was also a witness (a neighbor) who saw what happen**""

Best insurance for car sharers?

I want to share a car with my friend, its her car and we will share tax and maintenance but the big problem is insurance. In the worst case scenario of my having an accident I don't want to jeopardise her no claims discount I ideally would also like to build up my own no claims if possible. Can we do this on the same policy? Does anyone have any ideas about the best type of policy to get? I thought I could just get my own separate insurance but apparently it is illegal to have two policies on one car. I am confused and I dont want to end up getting into a tricky situation down the line with a friend if we havent thought it through properly, any ideas?""

Will the car insurance go down?

I got into a car accident and I'm on my mother's insurance. I know the insurance will be raised. I was wondering if her insurance would go back down if i was taken off the insurance? Can anyone help?

""How much would first time rider insurance cost, for an old 90 cc motorbike?""

I'm 16 and when I turn 17 I plan on trying to get my provisional and pass a CBT test. My mum has an old Honda c90 90cc motorbike which she doesn't use anymore and I could have. It only goes 40mph and struggles to maintain that. I was wondering how much insurance would be though, as it is one of the major turn offs. I'd only be using it to get to my nearest town and close areas to get my experience up to help in my full test and it also lowers insurance costs apparently. But how much would it be?""

Live in different states then parent: Car insurance?

Do I have to live in the same state as my dad to have my car under his insurance? I live in NC and he lives in SC if that makes a difference. Thank you!!

How expensive is it likely to be for a 17 year old to get caravan insurance?

I have obtained my licence e.t.c for caravan towing and was wandering if you knew how much it would cost me to get insured on a caravan?

Cheap car insurance for new drivers?

I passed my test yesterday and want to know if anyone knows any cheap insurance companies that do 1 month cover only? as am im selling my car soon! thanks!

What is the absolute cheapest car insurance for 17 year old males?

I need the cheapest one in general I live In houston Texas with a 92 prelude and I need the absolute state minimum cheapest out there

Affordable Senior homes?

what is the best place for seniors who live on their own and have health problems or have difficulty in taking care of themselves? Something that can be affordable in the same time.

Whats the best auto insurance for a 20 year old girl with a 2006 Jeep Grand Cherokee?

What would be the best and the cheapest auto insurance for a girl 20 years old with a 2006 Jeep Grand Cherokee Laredo with 6 cyn 4X4 and a security system???? Which one would you consider the cheapest auto insurance?? She got a speeding ticket on 8/8/08 too going 45 in a 30.

Health insurance from a broker?

HI, I need to take out a health insurance policy for myself because my work doesn't offer any. I called a local insurance broker who offers that service in addition to others like life, business, etc. My question is, is there any negative reason to buy from him verses going online and buying a policy by myself? I think I'd get more info from a broker right? Thanks""

Does Obama think $600 per month is a low price for health insurance?

Home owner's discount on auto insurance?

how does my auto insurance company know if I own my home? do they just take my word for it?

Cheap car insurance for young new driver?

hi, I`m 19 years old, i passed my test two months ago and i would like some help. I tried lots of insurance companies, different cars, last time i tried i used a 2002 smart for two with my dad as a first driver, 4 years ncb and the insurance is still 4k. can someone help me and give me some advice ? thank you""

Im 18 year old male looking for cheap car insurance in UK?

just got the car and license. 1.2 ford fiesta 2004 price is the only factor for me as i will make no claims for the first year in any situation. the best so far is aviva. i have been reccomended several insurers who have given me ridicolous qoutes.. tesco..aa..elephant..all the pass plus ones and i am asking yot to tell me whos suit me! thanks

Insurance on a Blackjack?

One drunk night I managed to crack the screen on my (orginial) Blackjack. I bought it in June of last year and its on a 2 year contract, but i do have insurance on it. What does insurance do? Fix the crack on the phone i have? Send me another blackjack? Can i get a different phone? I dont want another blackjack when theres a blackjack 2....anything you know will help.""

""I need health insurance but can't afford it, please help.?""

I am a 22 year old female, I work full time at a minimum wage job that does not offer benefits. I am a diagnosed bipolar and need medication for it that I can't afford without insurance. I also need health insurance because I need to pay for therapy, medicine for over active bladder, acid reflux, insomnia, and muscle injury. I have a lot going on and need to know if there is any way I can get cheaper insurance. Please help me.""

travelers car insurance quote

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Cheap auto insurance online?

"Cheap auto insurance online?

Where can I get the cheapest online auto insurance?

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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I am going to get my provisional driver license in california. Do i need to get it before i take the drive test? aM i covered under parents policy? How long do i have to have my insurance before im eligible to get my driver license?

Insurance on Courtesy car?!!!?

Hi. my husband and I were buying a nice car from a local garage but there was a hold up due to the log book and tax etc. We were given a courtesy car till our new car was ready. But, having only driven the courtesy car for a week or 10 days, we discovered that the garage had closed and they had done a runner!!! So thats the end of my new car but we have still got the courtesy car. Will I still be covered to drive it? Or will our fully comprehensive insurance cover it? Anyone any ideas. If I can drive the car legally, I will, till anyone comes to claim it, if ever they come to claim it. Thanks Basil""

Car insurance in massachusetts?

how much does it cost??? i hav a project where i have to buy car insurance for a Mercedes Benz 2010 C300 Sport Sedan...... help.......??

How much money have you saved on insurance rates because of seatbelt laws?

Please give me a figure and proof that insurance costs have been lowered since the mandatory seatbelt laws. Or helmet laws. How much money do you save per year since you have given up your right to choose?

How many times can you change your car on an insurance policy?

I buy and sell cars privately but I'm too young for trade insurance. Someone told me I'm not allowed to change cars on one insurance policy too many times as they will cancel my policy. Is this true? And how many times can I change cars on my insurance? Thanks in advance!

How much will my car insurance be when I turn 23?

I hear your monthly car insurance payments go down significantly once you're 23. I turn 23 in a few months and currently pay $65/month. How much can I expect it to be after I'm 23?

Auto insurance question?

I am looking into financing a 2007 honda civic coupe ex. It is a 1.8 liter inline 4 motor. Front wheel drive and automatic with almost 68,000 miles on it. In florida, you have to get full coverage until you finish paying off the car. I am 23 with 2 traffic tickets. One for a stop sing violation and another for no proof of insurance. Both tickets were given to me at the same time almost 3 years ago. Thats the only 2 tuckets ive ever had. I live in the country as well because i know that matters for a quote. But with this information, what would be a good estimate on how much full coverage insurance would be on this vehicle? Thanjs in advance.""

How much are geckos i found one for 7.00. at petco i thought they were a lot more money.?

a while back i went to petco and seen it. It was a bright green gecko. it looked like the one from the car insurance place and it was like 3-4 inches but it was 7.00 so i was just wondering.

""Would like to know what is involved in starting to sell health insurance, part-time for restaurant workers?""

i have no experience, but know the restaurant business very well and know that most have no health insurance, any advise would be helpful, a test is needed and i live in missouri is there an outline for the test and what ins. companies are known for sponsering restaurants for an affordable price""

Gap insurance on salvaged vehicle?

I recently bought a salvaged 2006 Honda Civic Ex for $10,800. The only damage that this car received was the airbag was blown during an accident. But it was replaced ever since. How will gap insurance work for this salvaged car?""

Teen Car Insurance (Divorced Parents)?

Living in North Carolina and both households get along well but adding the teenager is crazy expensive. I'm looking for off-the-cuff insight. If a vehicle is registered and garaged at one house, and the teen has his license from the other parents' address, it should not be necessary to add the teen to the policy, because in essence, he is borrowing' the vehicle. Right? For clarification: I have a vehicle for him to drive. If he gets his license at the other parents house, but drives my vehicle, he shouldn't have to be insured by us because he's not driving a vehicle within his household. Thanks for any help""

Would this affect my car insurance?

Would having Grand Theft Auto on my record increase my insurance, or would it do anything at all? Its a really long story. I know my insurance is going to be high anyway because I am 17 and a guy. I was just wondering if having a Grand Theft Auto charge would affect it at all? Thanks!""

Car insurance black box (auto saints)?

I am going to have my car insured with a black box soon from auto saints, because it's much cheaper than any other insurance that I have looked at. My question is, after the second year does the insurance go down a lot with a years of no claims bonus (my friends say it doesn't) . So is it worth it? and do I have to keep the black box for the second year as well or is worth it changing insurance company after the second year?""

Can my car insurance rate go UP if they pay for the medical bills of the other person in the car accident?

Ok so I was involved in a car accident November 10,12, I was at fault because I hit the car in the back, the guy just literally stopped and obviously even if you are right about saying that the other driver stopped too fast for you to stop,when you hit a car in the back (most of the time) you are at fault of the accident.Either way, my insurance paid for his damage ($2,000 worth) and I took my ticket to court,there I only paid for court fees but no points. Today, June 02,13 (almost 7 months after the accident) I get a letter from a lawyer( lawyer of the guy I hit in the previous accident) saying he is asking for a $10,000 on medical expenses,it says I should send the letter to my insurance company as soon as possible,which I will do tomorrow but my thing is, I don't want my insurance rate to increase, it already increased after the accident (was $130, now $170) so I'm just asking, will the insurance company approve paying for his medical expenses even if he is self-employed as a driver of big trucks (I guess he also lift heavy furniture in order to work) and has diabetes ( he was ketotic at the time of the accident,the guy is in his 60s)?? And if the insurance approves paying ( guessing he has all the medical papers in order) will my rate increase too? Again?? I have full cover in my car, and it also includes medical bills. I had to pay $1000 of deductible in order to fix my and his car so pretty much I don't want to loose more money is just horrible I am 21,full time student with full time job! Yes,is possible to do both things but honestly I don't think this is fair anymore, the guy wanted to leave at first and not only that he is sick (diabetes) and he was very rude at first but then the police ask him if he was ok and he said yes so I don't understan this... :(. Thank you!""

Cheap auto insurance online?

Where can I get the cheapest online auto insurance?

Where can I get an affordable liability insurance for my new small business in California?

I'm trying to open a new residential cleaning business. I already got a quote from state farm but it was way too expensive. 2500 dollars per year. I'm new in this so, I can't afford that amount because I don't even have costumers yet. Thank you!.""

Does having big bore kit affect the insurance cost?

Im looking at buying a vespa scooter registered as a 50cc, im 16 years old, and was wondering because it has a 110cc big bore kit fitted on it how this would effect the insurance cost? Thanks for any help.""

Average motorcycle insurance?

I'm 22 and I pay right at 100 a month for insurance. How much does a regular sports bike cost to add insurance on? I know it depends on the bike but for like a GSXR 600.

How much would car insurance cost for a 17 year old girl?

Right, I'm 17. I getting my provisional licence in the next week or so, so I can start my driving lessons. When and if I pass my theory and practical, I would like to get my own car. I have a rough idea of which car I would like to get, but have no idea what I can do to get a rough idea on insurance. I've tried looking at a few websites and they're all useless haha. I'd love to have a Peugeot 106. Not the best car I know, but it would be suitable for me. I live in an area with off road parking, so this could possibly bring the insurance down a little. If someone can give a rough quote themselves, it'd be much appreciated and I can begin to plan ahead.""

Insurance for 17 year old female?

Hello, I wanted to know what the price would be ranging between for a car that probably would have been made in the year 2000. I haven't started lessons yet but i will be by october and wanted to get a rough idea. Also i heard that there is a insurance that you can get that is cheap but you're not allowed to go out after 11pm at night or something. Is this true? if so what would the price be roughly?""

I need to know about car insurance?

so i got in a lil lil car acdent it wasent realy even one i just left a scarb a lil one on his car see i was on the highway my breaks dident stop in time i was going really slow when it happen and it left a lil scarb on the back of his car so he said if i have 220 dollars by saturday he will not cal my moms car insurance if he calls the insurance would my mom find out? and what would happen if he called them?

About how much does full coverage auto insurance cost?

I'm just curious of how much a good estimate is. If you need a vehicle, try 2000 Honda civic.""

""Progressive Insurance vs Safe Auto, who's better?

i want to get auto insurance. i got quotes online and they both gave me the same quote basically ($71 per month-6months)...has anyone had experience w/one of these insurance places or have 1 of them currently?

How much will my insurance go up for my traffic violations?

Over the summer I got a ticket for passed inspection date. Then in December I got 2 tickets simultaneously. One was a 16miles over the limit and the other for not having my driver's license in my car (but I do have one). How much will my car insurance go up?

Car insuarnce worries?

Ok here's the thing I'm a 17 year old male with a '91 chrysler lebaron convertible. I'm going to go get my own insurance set up. How much am I looking at paying up front. Like how much should I bring with me. Because I'm kind of worried I might not have enough. Any help?

What does each question on a car insurance mean and how does it increase your rate?

For example have you had insurance prior to this and what date it ends. How much you drive the car. Also I am 20 and have had insurance my prior rate was 700 for 6 months. I had two at fault accident before that insurance at 18. But only one was really at fault and I have to get proof and the other drops of my record on the 13th of August. I am trying to figure what a estimate of what my car insurance would be for a liability insurance in TX now

I am in phoenix arizona. What insurance company is best for a 18 year old driver with a DUI?

I know he should not be allowed to drive but he needs to get to college. No he is not going to take the bus!

How much is the average insurance cost for a 2008 Aston Martin DBS? ?

I just won a very large settlement and want to buy one. I have 3 speeding tickets and no accidents and want to get an idea of the monthly insurance payment.

""Car insurance is way to high, will riding/insuring a 50cc or 125cc bike reduce my car insurance after 2 years?""

I am 19 and have passed my car driving licence 2 months ago. The insurance for all the cars I have looked at are way to high. More than 2500. I am doing my CBT next week, I was wondering if I drive a moped or 125cc for a year or two will this reduce my car insurance, please help as I need to get on the road. Thankyou.""

Is 39.56 pounds every month good scooter insurance?

hey guys i have a yamaha maxter 125cc scooter but i cant get cheap insurance :/ the lowest one is 39.56 do you think i can get cheaper? am 19 am in london please suggest cheaper companys

Miguel's insurance company repair costs 80% of value. Sustained $8000 worth of damage what was value of car.?

If I get my speeding ticket dismissed will my insurance rates still increase?

I got a speeding ticket in TX, but I'm taking a course to get it dismissed. Will my insurance company even find out about my points if they're taken off my license? And if they do, will my insurance rates go up or is that completely dependent on points?""

Cheap sportbike insurance calgary alberta?

Co-op Health Insurance?

Can anybody out there tell me how does Co-op Health insurance work. im researching for a paper in my finance class and cant find info elsewhere

Can anyone tell me how much insurance companys pays out for vauxhall vectras 2 litre v reg with 55.00 miles?

ive just had my car written off i had a vauxhall vecrta 2 litre sri 1999 v reg with alloys in emmaculate condition.my insurance company is direct line insurance.has any body out there help me in estimating the value of the car that the insurance company will pay me for my car as being a total loss thanks the milage on the car was 55.000 on the clock

Car insurance question?

If I have insurance for me and my husband on our truck, and My Mother in law has insurance for her vehicle. If she borrows our truck and gets in a wreck, whose insurance will pay?""

Is insurance for a V6 going to be automatically higher than a 4cyl?

Getting an Audi A4. The 1.8t (4 cycl) is the same cost as my insurance now. I found a 2.8t (v6) that I liked better though, and did not ask if that would cost more... Think it would kill my insurance?""

Insurance premium increase for life insurance.?

Can my insurance company increase premiums (from $175.29 a quarter to $331.86 per quarter)when ever they wish? I retained my group life insurance for myself ($70,000)and for my husband ($50,000)after leaving my employment 15 years ago. Connecticut General(CIGNA Group) recently increased the premiums to the amount specified and said if we did not like it we could cancel. I've paid so much money into these policies and I do not wish to cancel now. There's no cash value on either one. We are in our fifties and preparing to retire and will not be able to afford premiums this high. What can we do, if anything? Any light you can shed on this issue is greatly appreciated. Thanking you in advance for your time and assistance.""

Is it cheaper to get insured on your parents insurance?

Do you need motorcycle insurance in iowa?

im 16 and im moving to iowa from florida and in florida you dont need insurance. so i was just wondering if you need insurance in iowa

Cheap auto insurance online?

Where can I get the cheapest online auto insurance?

Will a Roush 427R Mustang VIN look like a regular Mustang GT on Insurance?

I was looking at a 07 427R mustang. When I called to get an insurance quote she told me the VIN said it was a 07 Mustang GT Deluxe. Is this right? or is it a fake? It has all of the number plates under the hood, including the built by plate.""

Contact information for the knights life insurance company of america?

address

Why are my insurance quotes so high?

I am trying to get car insurance and all the quotes I'm getting are about 100 dollars a month. I'm in highschool and any of my friends get theirs for like 60 a month. I have a perfect driving history and still it's too high.

Might have a cancerous mole. can i get it removed for free without insurance in california?

It's half way down my back back, on the left side, kind of ON my side, but not quite. This isn't an aesthetic issue, and i've had the mole for years. Some years back, though, I noticed the mole had a couple hairs growing out of the center of it, which was never the case before. This last week, I noticed it seems bigger and further raised from my skin than I can recall, and there seems to be kind of a black head on it. I can't really get a good look at it because...well it's on my back...but it worries me. I have NO health insurance other than some state assigned card they gave me that I think is just for free STD testing, and I really don't have any money. Are there clinics that will do this sort of thing for free or for a very low cost like maybe $50? I really need to have a doc do it, because I need it biopsied since it's looking so strange now. Thanks for the help.""

Is life insurance the same as health insurance?

i have to go to a doctors appointment tomorrow and i was wondering if the life insurance is the same as health insurance and i am wondering if i can go by myself cause my parents work until 4pm thanks and i am 13

What is most important in a car insurance plan?

Okay, I know this is a complicated question that I'm asking on Yahoo! Answers, but hopefully somebody can give a credible answer. I'm about to get my first car and I want to make sure I have the proper insurance. I don't want an insurance company talking me into buying more than I need, nor do I want to be under-protected. So what's most important? I thought I'd heard that liability coverage was more important than collision. Is that true? How much liability should I need? If someone could give me some good suggestions with some numbers, I'd really appreciate it.""

Change car on insurance?

I had a crash what I am to blame. I've had to go scrap my car, need to put a new car on my insurance I know there will be a fee to change it over but will they now charge even extra now I've had a crash?""

Will my children from a previous relationship get my husbands insurance?

basically myself and my 2 children were on food and medical assistance and i am now off it, i will be starting to get new insurance through my husbands work and so will our child in common...but i have 2 children from a previous relationship. im not sure if they will need to have my insurance or if they will still qualify for the government medicaid since there father pays child support.""

Car accident and insurance procedures?

I got into a car accident yesterday. I wasn't at fault for the accident, and I know my car is totaled. I was wondering how the whole thing will go down with the insurance and what the process is going to be. I filed a claim with my insurance co. and am waiting for them to call me up. I was wondering if the other person's insurance has to pay for my car and what not. I am also wondering if there will be any consolation since the other driver was dui.""

How can I verify if the car I'm driving has insurance?

I do have the VIN# and car info, but there was no insurance papers in car. I also don't have a contact number on the car's owner""

Car insurance rates for a honda civic lx?

hello, trying to get my own car, and i found a 2005 honda civic, im 19 (male) in NC and have been driving for over 3 years now, i dont have any points or spending tickets on my record, its completely clean can anybody tell me an estimate on insurance rates for this car? or the cheapest way to insure this car for me any help would be great""

Insurance Cost For 16 Year Old Boy 2008 Nissan Rogue?

Im a 16 year old boy with a 2008 nissan rogue, my parents aren't letting me drive without them in the car yet because we still need to get car insurance for me. About how much would it be to insure me? I have a 3.75 highschool GPA and Im an honor roll/mostly A average student. no driving incidents either""

Can anybody Reccomend a good online insurance company for a Cagiva Mito 125?

I have been looking around for a low insurance rate for my Cagiva Mito 125 Motorbike, does any Mito owners know of a good insurer for that bike and how much did you pay?""

What is deal with the new obamacare insurance plans?

Is it really mandatory for one to purchase an insurance plan? And does it really cost about 20k? I read an article from a website that has some interesting articles... http://www.naturalnews.com/038905_Obamacare_health_insurance_mandate.html There are a lot of things I dislike about this country and this just really set me off... Not specially things you would expect... More like what is allowed on food, in food, medical prescriptions taking over preventive care, the idiotic media like honey boo boo, ignorance and how people explain our government needs to change in a way to be like a backwards theocracy and such and I could go on for quite a while... I would like to move away from this country if not I'll seriously live in isolation somewhere away from this society... I really need opinions and your comments my just prove or disprove my thoughts even more.""

Receive workers comp benefits disabled age 62 can i received medicare or any supplement to health insurance?

Are auto insurance deductibles tax deductible?

I have a smashed windshield with a $500 deductible. If I get someone to fix it (for a lot), can I write off my payment of the deductible on my taxes next year, or is it just called the deductible because it is deducted from the total cost of the repair?""

What is the cheapest car insurance if you have bad credit and low income?

What to do if you can't afford car insurance

Question on insurance for a new driver!! (california)?

im sixteen and i just got my license, one of my friends parents told me that i could drive thirty days without insurance, untill they get it fixed. I just wanted to know if thats true or not! i need a quick answer please!!!! ohh and i live in california""

My girlfriends car insurance has been cancelled by the insurer!?

my girlriends insurer has sent a letter to my girlfriend saying that they have made a mistake with her insurance after she has been driving for about 3 weeks. they say that she now has to pay 12000 or cancel her insurance. the issue is that they have already taken 780 of her. and also if she cancels her insurance she will not be able to getanother reasonable quote again! My question is is it illegal for them to do this!? and how do we go about getting it back without her next quoting flying through the roof?

Cheap car insurance in london.name of company ? please?

Are insurance agencies notified if you don't get a ticket?

i got pulled over but the cop gave me a break. he checked my license and registration in his computer but gave no ticket. will my insurance find out about this or am i safe for now? i have liberty mutual and live in maryland. im a new driver so im really worried my rates will go up even higher

""Will my insurance go up, if I jumped lights?""

Will my insurance go up, if I jumped lights?""

Should i get home insurance as a home owner or a rental ?

i own a house and i rent out part of it . i pay about 925 per year. i am moving out of state should i switch to rental property rather then owner occupied insurance ? which one is better or cheaper

How much does liability insurance pay?

Ok so I got into a car accident the other day and now I got this letter in the mail from her lawyer asking to see my insurance policy and whether or not i have liability insurance. Since I have full coverage on my auto insurance I was wondering how much would it cover?

How much money will I get from this car accident?

The air bag knocked me unconscious and so now my lawyer is handling everything. I don't have health insurance so the insurance so the drivers insurance company should for it. How much money could I get from a case like this if the drivers insurance company is Progressive with full coverage?

Cheap auto insurance online?

Where can I get the cheapest online auto insurance?

https://www.linkedin.com/pulse/im-planning-buy-new-carwhats-average-cost-maintain-reply-henderson"

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