#that way it's not a burden to buy a small amount to practice with at the range

[writingdespair]

I just read your cat like reader prompt and I'm hoping to request a continuation of it with Kirumi, Maki, Sonia and mahiru

Kirumi, Maki, Sonia and Mahiru with an S/O who has cat-like tendencies.

Kirumi Tojo

-With her calm and almost cold attitude she’s not one to play into your personality. Early on in the relationship it’ll feel more like she’s your servant rather than your partner. 

-Once the two of you make it though that awkward patch, Kirumi will be more warm and affectionate. She’ll pat the top of your head, hold you while stroking your back. Though these affections will only be seen behind closed doors. Kirumi cares deeply about your safety and her professional position.

-Kirumi isn’t very fond of your habit of climbing on top of furniture. It makes her worry. If she were to catch you somewhere high up, she’ll lightly chastise you. Telling you how you could’ve gotten hurt up there.

Being a maid, Kirumi comes across many boxes. She’ll be sure to offer them before tossing them out. She has even made a variety of blankets and pillows for when you decide to curl up somewhere.

Maki Harukawa

-In the early stages of her crush, she’ll treat you like you’re a burden. Scoffing at you, asking if you wanted to die when you brushed up against her body. Deep down she couldn’t fight the warmth she felt. Your friendliness was a bright and shining beacon in her otherwise depressing life.

-Maki wasn’t given much affection growing up. Your affectionate gestures and cuddling makes her very flustered. She’ll weakly threaten you, looking away as a blush covers her cheeks. She would reciprocate your affections in small doses; linking pinkies in an empty hallway, buying you a snack from the school store, or sitting close enough for your knees to be touching.

-Kokichi would tease the two of you all the time. “Aw, how cute. Maki’s little cat has her all soft now!” She’s about three more teasing remarks away from punching him in the throat.

-When you climb on top of something or hide away in a box, Maki just knows. She can somehow locate where you are like a sixth sense. She’ll tell you to be careful, but other than that you have free range of the counters. In the event you do fall, nine times out of ten she’ll be there to catch you.

Sonia Nevermind

-She thinks you’re just the cutest! Before the two of you were even together, she’ll pet and coo at you. Sonia would be the type to call your attention like she would a cat, she thinks it’s just too adorable. Your classmates were practically gagging at how sappy you guys were.

-Sonia takes any of your affection with open arms no matter where you are. She’ll pull you into her lap in the middle of class with no shame. Though if you were to ask for her to tone it down she will.

-With her almost sickening amounts of money, Sonia would buy you all the boxes you could ask for, including any pillows, blankets, or comforters you’d want. She cuddles up with you in a pile of blankets, leaving dozens of lipstick kisses on your forehead.

-Upon seeing you lounging somewhere high up, she’d panic. Asking for you to come down so you wouldn’t hurt yourself. If her asking won’t deter you from climbing up dangerous places, she’ll do her best to be there to catch you.

Mahiru Koizumi

-At first she’d find you pretty annoying, saying the way you acted was childish. She’d reprimand you for acting so silly. Something about the way you would laze about, ticked something off in her. Once getting to know you better, she’d still be on your case but more willing to let things slide.

-She prefers to keep affection in a more private setting, though if you were to be persistent she’d let you snuggle up to her. Mahiru is used to Hiyoko’s constant clinging, so you’d be another cuddly addition. 

-On the topic of the traditional dancer, Hiyoko would be pretty mean to you. Yelling about how you’re trying to take away Mahiru from her, berating you at any chance. It would take a small argument between her and Mahiru to see how much you mean to the photographer. From then on, she’d cling onto you as well, calling you her big sibling and asking you to help tie her kimono.

-While Mahiru is more lenient on your lazy habits, climbing onto things is not something she favors. “(Name)! Get down from there!” is something you’ll be used to hearing. She will try to climb whatever you’re resting on and drag you off. “Geez! Are you trying to get hurt?”

#danganronpa x reader #kirumi tojo x reader #maki harukawa x reader #sonia nevermind x reader #mahiru koizumi x reader #dr x reader #kirumi x reader #maki x reader #sonia x reader #mahiru x reader #kirumi tojo #maki harukawa #sonia nevermind #mahiru koizumi #x reader

[copierleasingofaustin]

Copier Service Company

A growing company that makes day by day use of a copier would eventually find yourself grappling with this particular question: Ought to we lease or buy a copier as an alternative? There are benefits and downsides to both facet of the argument, but Austin Copier Leasing - ATG strongly believes that the ideal scenario is to lease a copier as an alternative of shopping for one.

In a lease, the vendor or company owns the copier issued in the lease contract. However, there are conditions when the manufacturer is the authorized owner. Not only that, certain leases have been structured in such a manner that the company can finally purchase the copier when the lease term is up. In different circumstances, the terms and circumstances are structured in such a fashion that the buyout amount stands at $0. These have been fastidiously structured to cut back the burden of tax on a fixed asset for your organization.

Leasing a copier, or a number of directly, means you don't find yourself with a depreciating asset on the organization’s list. Aside from that, your group also doesn't need to record down future lease funds underneath the liabilities part which will, in turn, open up the door to benefit from further credit when it comes to the growth or maintenance of a business.

A primary advantage of leasing would be to acquire a far larger copier machine with all the bells and whistles versus buying a model new one for the organization. A more efficient copier that falls on the excessive-end scale will be capable of enhance productivity whereas reducing downtime, increasing effectivity at the workplace. This may be thought of as a hidden benefit that's intangible on paper.

The more sophisticated a particular copier machine is, the more complicated it will likely be to take care of and operate. This interprets to a higher chance of things going awry even if one small a part of the copier machine fails. Leasing a copier machine would clear up any kind of maintenance headaches on your group since will probably be commonly serviced by qualified professionals to make sure that the leased copier machine runs in tip-top condition all of the time.

Other than that, your group will be capable of save extra prices as there isn't a need to hire an in-home engineer. The leasing company’s service crew can also be effectively-versed with all of the products the copier company provides as well as in performing repairs quickly without any unwanted delay. In addition, if a specific copier machine experiences a mechanical failure that is past repair, the leasing company will send a working substitute as soon as doable in order that there shall be minimal disruptions to your organization’s workflow and efficiency. A typical lease settlement ought to present the opportunity for an extension in trade for a more moderen model, allowing your group to remain forward of the competition by providing the most recent copiers that will certainly be capable to higher serve an expanding business.

Our clients’ are our high priority, so we at all times maintain an open channel of trustworthy communication with them. There is likely to be moments when everything seems to go mistaken, but we are properly-skilled to fulfill any type of contingencies by way of creative options that have at all times resulted in a positive level of customer satisfaction.

Austin Copier Leasing - ATG is all the time concerned concerning the future, which pushes us to create and obtain sustainability in our enterprise model. We do this by means of environmentally-sustainable printing copying expertise and finest practices, making certain that our office know-how options will help scale back the quantity of carbon footprint in the long run.

Austin Copier Leasing - ATG specializes in a number of companies: copier leasing, copier service, copier maintenance, and copier sales. Over time, we've seen how leasing copier machines are far more beneficial and advantageous to any group that doesn't like to get slowed down by hardware points but as a substitute focuses on working a business well. This has led us to supply copier leasing services the place we are in a position to provide an entire range of copier machines that will swimsuit all types of finances and business needs.

We also have professionally educated technicians who present the very best stage of copier maintenance within the scheduled time frame. This ensures businesses that they will not undergo any kind of pointless downtime that could have been prevented via well timed service and maintenance. A effectively-maintained copier machine would hardly ever break down, other than unexpected circumstances, and it additionally frees up extra assets in a business that can be higher invested elsewhere.

Austin Copier Leasing - ATG gives the identical dedicated providers to leased or purchased copier machines from us, as we always intend to offer unparalleled service levels and consumer satisfaction to our purchasers and clients alike. With a wide array of copier machines in our stock, we also sell copiers to companies that really feel they would do better via Copier Repair ownership over the course of time. We be sure that our service group will have the ability to assist your organization in troubleshooting points and scheduling an acceptable maintenance timetable to assist preserve this hardware investment as far as possible.

We hope that our partnership will add as a lot worth as potential and journey alongside your organization, be it through the totally different avenues of copier leasing, copier maintenance, copier service, or copier sales. Get in contact with certainly one of our friendly service staff at Austin Copier Leasing - ATG as we speak and find out extra about how we are able to develop together with you.

[ramonawhitfield]

[propertypretoria]

Advantage and Dis-Advantage of Co-Ownership of Property

Property ownership is no small feat. It is one of the most reliable forms of investment and one of the biggest items that most people have on their financial “to-do” lists. Unfortunately, it is not always an easily achievable goal. Property ownership has always been a costly endeavour, and in recent years the age of first-time homeowners has been steadily increasing as younger professionals find their financial footing later than in previous years, making co-ownership a valuable option that will help property buyers side-step the financial burden of buying a new property. But how beneficial is this path really?

Co-ownership of property is when more than one party jointly own a single property. In essence, the owners share legal ownership without having to divide the property into physical portions for their exclusive use. It is thus commonly referred to as co-ownership in undivided shares.

It is possible to agree that owners acquire the property in different shares; for instance, one person owns 70% and the other 30% of the property. The different shares can then also be recorded and registered in the title deed of the property at the Deeds Office.

On paper, it’s a great idea. For starters, the burden of bond repayments and maintenance costs are lessened. However, there can be problems and although not every friendship or relationship is destined to disintegrate, there does often come a time when one of the parties involved wants to sell up and move on to bigger and better things.

If ownership is given to one or more purchasers, without stipulating in what shares they acquire the property, it is legally presumed that they acquired the property in equal shares.

The risks, the benefits and the obligations that flow from the property are shared in proportion to each person’s share of ownership in the property. For instance, one of the co-owners fails to contribute his share of the finances as initially agreed, resulting in creditors such as the bank or Body Corporate taking action to recover the shortfall.

If two people own property together in undivided shares, it is advisable to enter into an agreement that will regulate their rights and obligations if they should decide to go their own separate ways.

The practical difficulties that flow from the rights and duties of co-ownership are captured by the expression communio est mater rixarum, or “co-ownership is the mother of disputes”. It is therefore important that certain remedies be made available for when the agreement entered into by co-owners does not help them solve arising disputes.

The co-ownership agreement should address the following issues:

In what proportion will the property be shared?

Does anyone have sole right to occupy the property?

Who will contribute initial payments to acquire the property?

Who will contribute what amounts to the ongoing future costs and finances?

How will the profits or losses be split, should the property (or a share thereof) be sold?

The sale of one party’s share must be restricted or regulated.

The right to draw funds out of the access bond must be regulated.

A breakdown of the relationship between the parties.

What happens in the occurrence of death or incapacity of one of the parties?

Dispute resolution options to be relied on before issuing summons.

The guidelines for the termination of the agreement.

Co-ownership of property can be a wonderful way in which to realise your dreams of homeownership, even when your financial situation does not yet fully allow it. But it is vital that you obtain the necessary guidance and advice when entering into such a relationship to ensure a long-term, mutually beneficial experience.

This article is a general information sheet and should not be used or relied on as legal or other professional advice. No liability can be accepted for any errors or omissions nor for any loss or damage arising from reliance upon any information herein. Always contact your legal adviser for specific and detailed advice.

 Quoted from the source: https://jjrinc.co.za/2022/01/the-ups-and-downs-of-property-co-ownership/

#propertyvaluation #homebuyers #property24 #property valuation #mootproperty #property in moot #propertybuyers #buy property #propertyforsale #propertyseller

[anythingeverything0000]

5 Creative Ways to Repurpose Your Waste Using Mini Skips

In a world burdened by the escalating waste crisis, finding innovative ways to repurpose waste has become more crucial than ever. Enter the mini skip hire company – a game-changer in transforming discarded materials into valuable resources. As landfills overflow and environmental concerns intensify, these nimble businesses have emerged as beacons of hope, offering sustainable solutions to our mounting rubbish dilemma. From construction debris to household junk, nothing escapes their grasp as they embark on a mission to salvage, recycle, and breathe new life into what was once considered useless clutter. Join us as we delve into the importance of repurposing waste and witness how mini skip hire companies are revolutionizing the way we view trash – turning it from an eyesore into an opportunity for change.

Section 1: The benefits of using mini skips

Mini skips are becoming increasingly popular among homeowners and businesses alike, thanks to their numerous benefits. One of the main advantages of mini skips is their compact size, which makes them ideal for spaces with limited access or tight corners. Whether you are renovating your home or clearing out your garden, a mini skip can easily fit on your driveway or in a small parking space without causing any inconvenience.

Another key benefit of using a mini skip is its cost-effectiveness. Mini skip hire services typically offer competitive rates compared to larger skip sizes. This makes them an affordable option for those who want to dispose of smaller amounts of waste without breaking the bank. Additionally, by choosing a reputable mini skip hire company, you can rest assured that they will handle the proper disposal and recycling of your waste materials in an environmentally friendly manner.

Furthermore, opting for a mini skip can save you time and effort when it comes to waste management tasks. Rather than making multiple trips to the local dump or recycling center, all unwanted items can be conveniently placed in the mini skip and collected by professionals at a scheduled time that suits you best. This not only frees up your valuable time but also ensures that waste removal is carried out efficiently and legally.

Overall, using mini skips has proven to be advantageous due to their compact size, cost-effective rates, and convenient waste management solutions. By harnessing these benefits through hiring from a reliable company, you can efficiently tackle any small-scale project while adhering to responsible waste disposal practices.

Section 2: Repurposing waste for gardening and landscaping

One innovative way to repurpose waste for gardening and landscaping is by working with a mini skip hire company. These companies specialize in collecting and disposing of different types of waste, such as construction debris and household junk. Instead of letting these materials end up in landfills, they can be transformed into valuable resources for your garden or landscape project. For example, concrete rubble can be crushed and used as a base for pathways or driveways, while wood scraps can be chipped into mulch to nourish your plants.

The benefits of using repurposed waste go beyond just environmental sustainability. It also provides cost-effective solutions for your gardening needs. By utilizing materials that are readily available through a mini skip hire company, you can save money on buying new materials from traditional suppliers. Additionally, incorporating these recycled materials adds an element of uniqueness to your design as they often come with various textures and colors that give an artistic touch to your garden or landscape.

Working alongside a mini skip hire company not only helps with reducing waste but also enhances the overall aesthetic appeal of your outdoor space. Consider this sustainable practice next time you embark on a gardening or landscaping project; you'll not only contribute positively to the environment but also create a beautiful sanctuary that showcases creativity and resourcefulness!

Section 3: Turning waste into functional furniture pieces

One innovative way to repurpose waste for gardening and landscaping is by working with a mini skip hire company. These companies specialize in collecting and disposing of different types of waste, such as construction debris and household junk. Instead of letting these materials end up in landfills, they can be transformed into valuable resources for your garden or landscape project. For example, concrete rubble can be crushed and used as a base for pathways or driveways, while wood scraps can be chipped into mulch to nourish your plants.

The benefits of using repurposed waste go beyond just environmental sustainability. It also provides cost-effective solutions for your gardening needs. By utilizing materials that are readily available through a mini skip hire company, you can save money on buying new materials from traditional suppliers. Additionally, incorporating these recycled materials adds an element of uniqueness to your design as they often come with various textures and colors that give an artistic touch to your garden or landscape.

Working alongside a mini skip hire company not only helps with reducing waste but also enhances the overall aesthetic appeal of your outdoor space. Consider this sustainable practice next time you embark on a gardening or landscaping project; you'll not only contribute positively to the environment but also create a beautiful sanctuary that showcases creativity and resourcefulness!

Section 4: Creating unique home decor from waste materials

When it comes to creating unique home decor, thinking outside the box can lead to incredible results. One often-overlooked source of materials is waste. Instead of throwing away items, why not repurpose them into one-of-a-kind pieces that will add character and charm to your home? By partnering with a mini skip hire company, you can easily collect materials like wood offcuts, broken tiles, glass bottles, or even scrap metal.

One idea for using waste materials in DIY home decor is to create a mosaic tabletop. Gather a variety of broken tiles in different colors and patterns from your mini skip hire collection. Arrange them in an aesthetically pleasing design on top of an old table or piece of plywood. Use tile adhesive and grout to secure the tiles in place, creating a stunning and personalized mosaic surface.

Another crafty way to transform waste into unique home decor is by repurposing old glass bottles. Experiment with different techniques such as spray painting them in vibrant colors or using decoupage to cover them with decorative paper or fabric. These transformed bottles can then be used as vases for fresh flowers or as candle holders for adding ambiance to your living space.

By tapping into the resources provided by a mini skip hire company and embracing creativity, you can turn what would have been discarded waste into eye-catching decor that reflects your personality and style while giving new life to these forgotten objects.

Section 5: Upcycling clothing and textiles with waste materials

Upcycling clothing and textiles with waste materials is a creative and eco-friendly way to give new life to old items. Instead of throwing them away and contributing to the ever-growing landfill problem, why not transform them into something beautiful and useful? With the help of some basic sewing skills, you can turn an old t-shirt into a trendy tote bag or create unique patchwork pillows from scraps of fabric.

There are endless possibilities when it comes to upcycling clothes and textiles. You could turn an outdated pair of jeans into stylish shorts or repurpose an old sweater into a cozy blanket. The best part is that you don't need fancy equipment or expensive materials to get started. Simply raid your closet or visit a local thrift store for inspiration, gather some basic sewing supplies, and let your creativity soar.

By upcycling clothing and textiles, we not only reduce waste but also promote sustainable fashion practices. Fast fashion has had a devastating impact on the environment, with clothes being discarded after just a few wears. By embracing upcycling, we can break free from this cycle of consumerism and create garments that are one-of-a-kind and made with love. So next time you're tempted to throw away that torn dress or stained shirt, think twice - there might be an upcycling project waiting for you!

Conclusion: Embracing creativity while reducing waste.

In conclusion, embracing creativity while reducing waste is not only possible but also essential for the well-being of our planet. One way to achieve this is by utilizing the services of a mini skip hire company. These companies provide an efficient and convenient way to dispose of waste while minimizing environmental impact.

By renting a mini skip, individuals can properly segregate their waste and ensure that recyclable materials are diverted from landfills. But it doesn't stop there – embracing creativity means going beyond simply disposing of waste responsibly. It involves finding innovative ways to repurpose or upcycle items that would otherwise end up in the bin.

By reimagining what we consider as trash, we can turn discarded items into something useful and beautiful. From transforming old furniture into stunning pieces with a fresh coat of paint, to creating unique decorations out of repurposed materials – the possibilities are endless. Embracing creativity allows us to see potential where others see disposal, ultimately contributing to a more sustainable and environmentally-friendly future for all.

[akarrushdiy]

A Complete Guide to Cryptocurrency Trading for Beginners (Chapter Six)

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Cryptocurrency Trading Tips

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How do I start trading cryptocurrency?

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If you’ve decided you’d like to start trading, here are a few things to consider.

-

Firstly, you’ll, of course, need capital to trade with.

If you don’t have savings and start trading with money you can’t lose, it can have a seriously detrimental impact on your life.

Trading isn’t an easy feat – an overwhelming majority of beginner traders lose money.

You’ll need to expect that the money you put aside for trading can vanish quickly, and you may never recover your losses.

This is why it’s recommended to start with smaller amounts to test out the waters.

Something else you’ll also need to think about is your overall trading strategy.

There are a lot of possible avenues to take when it comes to making money in the financial markets.

Depending on the time and effort you can put into this undertaking, you can choose between many different strategies to achieve your financial goals.

Lastly, here’s an additional point.

Many traders are at their best when trading isn’t their main source of income.

This way, the emotional burden is easier to bear than if their day-to-day survival depended on it.

Eliminating emotion is a core trait of successful traders, and it’s significantly harder to do when one’s livelihood is at stake.

So, especially when you’re starting out, you could think of trading and investing as a side venture.

And remember to start with small amounts for the sake of learning and practicing.

It may also be beneficial to look into ways of making passive income with cryptocurrency.

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How to trade cryptocurrency on Binance

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So, you’ve decided you want to get into the world of trading cryptocurrency.

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What do you need to do?

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First, you need to convert your fiat currency into cryptocurrency.

The easiest way to do that is by going to the Buy Crypto page on Binance, where you’ll have a plethora of options.

You can buy crypto with debit and credit cards, using your bank account on the P2P exchange, and through third-party solutions like Simplex, Paxful, or Koinax.

Once you’re done, you’ll be part of the new financial system!

Now that you’ve got your cryptocurrency, the potential options are abundant.

Right away, you can go to the Binance spot exchange and trade coins.

If you have previous experience with trading, you could also check out the Binance margin trading platform or Binance Futures.

There are also passive income opportunities available, which include staking, lending your assets in Binance Savings, joining the Binance mining pool, and more.

So far, these all included what is called a centralized exchange – like Binance.

These are exchanges where you deposit your crypto and do your financial activities within the exchange’s internal systems.

However, thanks to the magic of blockchain technology, there are other options out there called decentralized exchanges (DEX).

On these venues, your funds never leave your own cryptocurrency wallet, so you’ll have full custody of them at all times.

You can also connect your hardware wallet and trade directly from it.

Centralized exchanges are dominant in the cryptocurrency space.

But many traders and blockchain enthusiasts believe that a significant portion of cryptocurrency trading volume will happen on DEXs in the future.

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What is a Trading Journal, and should I use one?

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A trading journal is a documentation of your trading activities.

Should you keep one?

Probably!

You could use a simple Excel spreadsheet, or subscribe to a dedicated service.

Especially when it comes to more active trading, some traders consider keeping a trading journal essential to becoming consistently profitable.

After all, if you don’t document your trading activities, how will you identify your strengths and weaknesses?

Without a trading journal, you wouldn’t have a clear idea of your performance.

Bear in mind that biases can play a major part in your trading decisions, and a trading journal can help mitigate some of them.

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How?

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Well, you can’t argue with the data!

Trading performance all comes down to numbers, and if you’re not doing something well, that will be reflected in your performance.

By meticulously keeping a trading journal, you can also monitor what strategies perform best.

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How should I calculate my Position Size in Trading?

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One of the most important aspects of trading is risk management.

In fact, some traders argue it is the most important thing.

This is why it’s critical to calculate the size of your positions with a standardized formula.

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Here’s how the calculation goes.

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First, you need to determine how much of your account you are willing to risk on individual trades.

Let’s say this is 1%.

Does it mean you enter positions with 1% of your account?

No, it means that if your stop-loss is hit, you won’t lose more than 1% of your account.

That may seem too little, but this is to make sure that a few inevitable bad trades won’t blow up your account.

So, once you’ve got this defined, you need to determine where your stop-loss is.

You do this for each individual trade, based on the specifics of the trade idea.

Let’s say you’ve determined that you’re going to place your stop-loss 5% from your initial entry.

This means that when your stop-loss is hit, and you exit 5% from your entry, you should lose exactly 1% of your account.

So, let’s say our account size is 1000 USDT.

We’re risking 1% with each trade.

Our stop-loss is 5% from our entry.

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What position size should we use?

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1000*0.01/0.05=200

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If we want to only lose 10 USDT, which is 1% of our account, we should enter a 200 USDT position.

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This process can seem a bit lengthy at first, but it’s essential for managing risk properly.

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What Online Trading Software should I use?

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Chart analysis is a core part of any technical analyst’s trading toolkit.

-

But where is the best way to do it?

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Binance has integrated TradingView charts, so you can do your analysis directly on the platform – both on the web interface and in the mobile app.

You can also create a TradingView account and check all Binance markets through their platform.

There are numerous other online charting software providers in the market, each providing different benefits.

Typically, though, you’ll have to pay a monthly subscription fee.

Some other ones focused on crypto trading are Coinigy, TradingLite, Exocharts, and Tensorcharts.

-

Should I join a Paid Group for Trading?

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Most likely not.

Great free information about trading is abundant out there, so why not learn from that?

It’s also useful to practice trading on your own, so you can learn from your mistakes and find what works best for you and your trading style.

Entering a paid group can be a valid learning tool, but beware of scams and fake advertising.

After all, it’s quite easy to fake trading results to gain followers for a paid service.

It’s also worth thinking about why a successful trader might want to start a paid group in the first place.

Sure, a bit of side income is always welcome, but why do it for a hefty fee if they’re doing so well already?

With that said, some successful traders run high quality paid communities with additional services such as special market data.

Just be extra careful who you give your money to, as the majority of paid groups for trading exist to take advantage of beginner traders.

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What is a Pump and Dump (P&D)?

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A pump and dump is a scheme that involves boosting the price of an asset through false information.

When the price has gone up a significant amount (“pumped”), the perpetrators sell (“dump”) their cheaply bought bags at a much higher price.

Pump and dump schemes are rampant in the cryptocurrency markets, especially in bull markets.

During these times, many inexperienced investors enter the market, and they are easier to take advantage of.

This type of fraud is most common with small market cap cryptocurrencies, as their prices are generally easier to inflate due to the low liquidity of these markets.

Pump and dump schemes are often orchestrated by private “pump and dump groups” that promise easy returns for joiners (usually in exchange for a fee).

However, what usually happens is that those joiners are taken advantage of by an even smaller group who have already built their positions.

In the legacy markets, people found guilty of facilitating pump and dump schemes are subject to hefty fines.

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Should I sign up for Cryptocurrency AirDrops?

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Maybe, but be extra careful!

Airdrops are a novel way of distributing cryptocurrencies to a wide audience.

An airdrop can be a great way to make sure that a cryptocurrency isn’t centralized in the hands of only a few holders.

A diverse set of holders is paramount for a healthy, decentralized network.

However, there’s no such thing as a free lunch.

Well, sometimes, there may be, if you get very lucky!

Typically, though, what happens is that the promoters of the airdrop will outright try to take advantage of you, or will want something in return.

-

What will they ask for?

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One of the most common “assets” asked in return for an airdrop is your personal information.

Is your personal data worth $10-50 worth of a highly speculative cryptocurrency?

That’s your choice to make, but there may be better ways to earn a bit of side income, without putting your privacy and personal data at risk.

This is why you need to be extra careful when thinking about signing up for cryptocurrency airdrops.

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Closing Thoughts

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So, we went through a lot, haven’t we?

Getting started with cryptocurrency trading can be a daunting task – there are so many concepts to learn.

Hopefully, this guide has helped you feel a bit more comfortable with cryptocurrency trading.

However, there is always more to learn!

If you have any further questions about cryptocurrency trading, blockchain technology, cryptography, or other related topics, feel free to post one and the community will answer it for you!

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AKArRushdiy Traders

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Cryptocurrency and Forex Trading Signals Provider

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* Crypto Spot Trading

* Crypto Futures Trading

* Foreign Exchange Trading

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We provide the most accurate Crypto Spot, Crypto Futures and Foreign Exchange Trading Signals.

We provide Cryptocurrency and Forex Trading Signals on a daily basis, depending on the Market Conditions.

We generally provide 3 - 5 Trading Signals per day.

-

Address :

1, Alhaji Kamaldeen Mustapha Street, off Kas Avenue, behind Sabo Market, Sabo, Ikorodu, Lagos, Nigeria.

-

Telephone / WhatsApp :

[phone]

-

E-Mail :

[email protected]

-

Website :

https://akarrushdiytraders.wordpress.com

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YouTube Channel :

https://youtube.com/@AKArRushdiyTraders

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Telegram Group :

https://t.me/AKArRushdiyTraders1

-

FaceBook Group :

https://facebook.com/groups/194967589830922/

-

WhatsApp Group :

https://chat.whatsapp.com/DsFB8FOp1Dr0pxL6NBAPRB

[econ23econlive]

The Economics of Wholesaling

There isn’t an exact formula for the college experience. Some individuals explore their passions with deep aspirations to change the world. Others meet new challenges such as entering a new environment, meeting new people, or adjusting to living alone. There are also instances where students face burnout or get overwhelmed with imposter syndrome. Among other things, there is one thing that a grand majority of students can relate to; the crippling financial burden of tuition.

Many of us take up jobs to combat this immense money sinkhole that will (hopefully) return its value in a worthwhile education. In my case, I have taken a variety of jobs during the pandemic; one of the most notable ones was when I worked in retail. While there are a plethora of questionable customer encounters, the business model of this business My understanding of the economics of my particular position and how the business operated has greatly improved after taking this course.

First and foremost, this business specialized in purchasing wholesale from a distributor and then selling individual products to the masses. However, the most intriguing aspect of this specific business was the way it interacted with other firms/businesses. While the method of purchasing wholesale and redistributing is not an uncommon practice, each store usually sells a specific product that makes the firm unique. However, being too specific or narrow is also a bad idea. At one point, the business that I worked at attempted to strictly sell only perfume and cologne. While these commodities can be seen as luxury goods, entering the market for these products is fairly difficult. When an individual thinks about purchasing these fragrance products, they usually think about the bustling shopping malls with suspicious samples on cardstock. Essentially, malls and outlets have monopolized this business, but when a smaller firm attempts to enter the market it is fairly difficult to do. If they are successful in entering the market, they enter a market structure close to an oligopoly. 

However, when this business entered the market, the odds of it being successful is very small. An oligopoly is a market structure that has a few firms competing with essentially identical objects in which entry into the market is difficult. In this particular case, the small business was able to get into the market by going to a producer and doing the usual wholesale and redistribution process, however, the ability to compete with the well-established perfume companies was a near-impossible task. These long-standing businesses are tailored to a wide audience and the general consensus is that these companies have a good reputation. It would be normal to smell a piece of cardstock in a mall, but to smell a random piece of cardstock in the middle of nowhere is a bit different. Since the malls have a competitive advantage in terms of the ability to produce more to meet higher demand, they can also control the prices because they have a lower marginal cost to produce these products, while the business that I worked at had a higher marginal cost by having to go to a third party source.

After an unsuccessful attempt to sell these products, the business had to shift gears and sell a different product. In this case, they tailored their product choice to something that individuals would want to buy, but not in bulk. The whole purpose of wholesaling is to buy a bunch of products that you can potentially store and redistribute for a higher individual price, while the customers also benefit from not having to excessively purchase a bundle of items that they may only need one of. These products in particular were hair clips and other hair accessories. At the time, there wasn’t a firm in the area that sold this product, thus the business was able to monopolize the market and seek the most amount of potential product. However, whenever it appeared that individuals weren’t purchasing these products anymore, we had to readjust the price to match the amount of demand garnered towards the product. If people were buying loads of the product, there would be no need to adjust prices, however, when sales drop down the firm has to change prices to match the wants and needs of the customers. It is also important to note that the firm may experience dead weight loss when they produce less than they expected to produce initially. 

Over time, more competitors came into the market realizing that this product was in high demand. This would shift the market to replicate a similar formula of perfect competition. Perfect competition takes place when several price-taking firms produce an identical product and each party may enter or exit at any time that they please. When this occurs, customers tend to race toward the stores that sell at the lowest possible price, but the reason at which these businesses aren’t always the most successful is due to several factors. By selling low, close to a socially efficient level, you may get more customers in the short term, but your profits will stay low. Being unable to catch up with the demand will result in customers going to different businesses for convenience.

As a result of more competitors, the business that I worked at shifted its product to be synergistic to the market, but slightly different. It was still selling hair products but became more niche. This shift towards selecting a slight variation of the same product was common in the market. When the products become slightly different but related we have now created a monopolistic competition. This case is similar to a monopoly in which the sellers sell until their marginal revenue meets their marginal cost to avoid deadweight loss. These firms also want to maximize profits, so they usually don’t produce too many of these products. In the short term, profit is maximized at the break even point of marginal revenue and marginal cost, but over time more firms may enter the market and create more variety of goods. This has the same effect of decreasing the demand for this particular product. A visual representation of this can look as such:

From this image, profit is decreased in the long term due to more firms entering the market or another good becoming more in demand that serves the same purpose as the previous. 

Johnny Diep Nguyen ID: 21721756 Discussion: 7PM - 7:50PM

[ketoblastgummiesingredients]

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Subsidiary Disclosure:

The connections contained in this article survey might bring about a little commission to Marketing, in the event that you select to buy the item prescribed at no extra expense for you. This goes towards supporting our examination and publication group and if it's not too much trouble, realise we just suggest excellent items with this accommodating article.

Disclaimer:

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[accountantfordentists]

Benefits of a CPA for Dental Practice

A CPA for dental practice is a useful gift that can help dentists feel confident about the financial health of their practice. A dentist's role is to teach patients about dental care and how to take good care of their teeth, but dental practice finances can seem technical and complex. But with the right education, a CPA can help dentists make better financial decisions and help them keep their practice running smoothly.

A dental CPA can also help a practice with its billing system. An efficient billing system helps prevent errors in calculating customer payments. It is also vital that a practice have a credit policy and credit payment processes in place. A dental CPA can help dentists set up these systems so they can avoid unnecessary expenses.

A dental CPA is able to compare a practice's financial data to that of its competitors. This can help dentists determine which practices are maximizing their profits. It can also help them decide when to expand their practice, buy new equipment, or open a new location. Regardless of the size of a dental practice, a CPA can be a valuable asset.

A dental CPA can also be useful for dentists who are looking to minimize their tax burden. Since they understand the specific needs of dental practices, they know how to minimize taxes and maximize their financial health. They can also offer sound advice on business decisions, helping dentists reduce the amount of stress they experience while running their practice.

While many dentists may be interested in opening a practice, fewer actually consider it as an option. Among those who are open to new practices, staffing is one of the most important factors in a successful dental practice. Fees, profit, and parking are among the factors cited as contributing factors in a successful practice. Some experienced dentists believe that the dental fraternity should teach itself small business skills. Others feel that they need to learn advanced human resource management skills. At this link: https://www.drilldownsolution.com/services/cpa-for-dental-services/, you can get the best accounting expert.

A dental accountant can also provide advice regarding employment contracts. An accountant can help dentists get the best compensation. In addition, a dental accountant can help dentists raise practice fees and lease dental equipment. The accountant can help dentists prepare their tax returns, helping them save money. The accountant can also help dentists plan for the future by helping them develop financial plans.

A dentist's CPA should be able to make the process easy and transparent. A NYC CPA will be able to communicate effectively with dentists and explain all aspects of tax obligations in a way that makes it easy for both the dentist and the practice. He can also help dentists learn techniques to minimize their taxes, as well as protect their personal wealth. You can get more enlightened on this topic by reading here: https://www.dictionary.com/browse/accounting.

[chrayneponz]

Life Insurance, Purposes and Basic Policies

We all must face the inevitability of death and the economic hardship that others might face when we die. Buying life insurance is one way to ease the burden of that economic risk. We can protect surviving family members by paying a relatively small amount, called the premium, to an insurance company. Then, the insurance company will pay a relatively large sum of money to the beneficiaries of the policy when the insured person dies.

In other words, the risk of a large financial loss that may result from the death of an individual can be transferred to the insuring organization — the insurance company. Life insurance is a means of providing an instant estate for the survivors at the death of an insured person. While the basic concept of insurance is quite simple, many of the details of life insurance can seem complex.

Protection with life insurance

Because families depend on cash for day-to-day survival, there is a real need for protection from financial disaster if the source of cash is removed. Life insurance is one way to provide security if part or all of the family's income is cut off because of death. It can also provide funds to replace the services that a member of the family provides — child care, for example.

Protection and savings

The major purpose of life insurance is protection — the instant estate to meet survivor needs. Some policies include a savings feature, but there are many other ways to save money and make investments. When buying life insurance, your primary concern should be providing adequate protection; the possible savings feature is a secondary consideration.

Even when protection needs have been met, it is a good practice to consider other forms of saving and investment plans for a family. Whether to save or invest through life insurance or other saving or investment media is a family choice, based on needs, preferences, and ability to manage finances. It is a saving/investment decision, not an insurance decision.

You may get a better return on your money through other saving or investment vehicles. In addition, a variety of saving and investment opportunities are available that do not require paying any commission, or require a commission that is lower than that for saving through life insurance.

Earnings on the saving or investment element of life insurance are tax-deferred; but there are a variety of other saving/investment media that also provide deferral of taxes on earnings. However, earnings in a life insurance policy that are part of the proceeds paid to a beneficiary after the death of the insured are not subject to income tax at all.

Assessing needs

Families should consider total financial needs and other resources available when determining their need for life insurance. Needs depend upon: The number and ages of dependents (wife, children, parents, etc.);

The standard of living desired for dependents if the income earner should die;

The amount of other financial resources a family has (Social Security, savings, investments, dependents' earning capacity, etc.).

Considerations when buying

The financial needs of surviving family members may include: Expenses in connection with the death (funeral expenses, final medical expenses not covered by health insurance, expenses for estate settlement, and possibly readjustment expenses such as relocation of the family, etc.)

Day-to-day living expenses of surviving dependents (food, clothing, etc.).

Payments on debts (a mortgaged home or farm debt, car loan, etc.).

Special needs (securing a loan, assuring children's educational expenses, gifts to family, friends or organizations).

Retirement income for the surviving spouse, and perhaps for other dependents.

Principles for buying

When buying life insurance, a family should develop a plan and select policies that fit their particular financial needs. They should use life insurance to provide for financial needs that are not met in other ways.

This plan should fit the family's ability to pay for the insurance, because premiums must be paid to keep the insurance in force.

A family should select the premium period that provides the most economical rate (usually annually). This takes planning and must be included as an item in the monthly budget.

Families should read each policy carefully. Policy owners should assure themselves they are making the best use of their insurance dollars for the financial security of survivors of the insured person.

The family insurance program should be reviewed periodically and revised to meet changing needs.

Basic policies

Pure protection (term) and cash value Term insurance

Term insurance is a type of life insurance that provides pure protection only. It insures an individual against the risk of financial loss in case of death. It does not include a savings plan; it is strictly an insurance protection contract, similar to auto, home, or health insurance. The owner buys a certain amount of coverage and pays an annual premium based on the insured's age. As the name suggests, this policy covers the insured for a certain term or period of time. At the end of the term, the coverage stops, unless the policy is renewed. The simplest form of life insurance protection is annually renewable term insurance. The owner of a term life insurance policy can continue protection for additional terms, but as he or she grows older, the premium per unit ($1,000) of coverage will increase for each new term.

Some term policies are for five, ten or twenty years. The annual premium remains the same over the term. It is also possible to buy a term policy that will cover the insured for the same annual premium from the time of the purchase to age 65. The actual cost of protection increases each year, but this cost is averaged out to provide a level premium during the term of the policy. This is known as level premium term insurance.

Another form of term insurance is decreasing term. In this form, the amount of protection declines as the insured grows older, so the annual premium can stay level.

Because term insurance provides pure protection, it provides the most coverage for the premium dollar spent.

Cash value insurance

Cash value life insurance policies consist of two elements — a decreasing amount of actual insurance protection over time, combined with a savings component that increases over time — which is funded by premium payments and earnings on the saving element in the policy.

There are two basic types of cash value life insurance policies. They are designed to provide coverage throughout life (whole life policies) — straight life and limited payment.

Straight life insurance

This policy provides a certain amount of coverage throughout life. It combines a decreasing amount of protection with an increasing amount of savings. But the total coverage provided by the policy (the face value of the policy) — including both the protection and the savings elements — remains the same.

Because the owner is building up savings as well as buying protection through this plan, the premium is higher than the premium for term insurance. As with all life insurance policies, the premium is based on the age of the insured when the policy is purchased. The premium for straight life insurance then remains the same through the life of the policy. This is because the policyholder is paying more than the cost of pure protection during the early years of the policy. The excess portion of the premiums, above the cost of pure protection, is what builds up the savings element of the policy. Because the protection element decreases over time as the savings element increases, the level premium continues to be adequate to cover the cost of the policy as the insured grows older.

The face value is the amount payable at the death of the insured. It includes both the protection and the savings value of the policy, if there is any. The cash surrender value is the amount of savings that has built up within the policy. This amount increases during the time the policy is in force. The insured may redeem the policy for its cash value at any time, but this terminates the policy. Or, the insured may borrow the cash value from the company; however, this reduces the total coverage until the policy loan is repaid. Interest is charged on the loan until it is repaid.

If the insured continues premium payments to age 100, he or she has made sufficient premium payments to build up the cash value to make it equal to face value at that point. Therefore, as of that date, the policy consists entirely of the savings element, and there is no actual insurance protection component remaining. As with a savings account in a bank or elsewhere, the insured can at that point collect the face value of the policy while he/she is alive, because the entire policy value now consists of his/her savings element.

Limited payment life insurance

This policy is similar to the straight life policy, except that the policyholder pays the total premiums on the policy in a limited number of years, usually 20 to 30, or by age 65. After that, the policy remains in force for the rest of the insured's life unless the cash value is withdrawn, at which time coverage stops.

The premium on limited payment life insurance is higher than for a straight life policy because you pay all the premiums into the policy in a given number of years. This means the policyholder is actually building up saving (cash value) within the policy at a considerably faster rate than would be true with the straight life insurance policy, and thus reducing the protection element in the policy faster.

This policy has limited use except for families that have very high incomes in their early years (for example, a professional athlete whose income may be decreased in later years). The typical family has more stress on its budget in the early years and, because of the higher premiums, will probably find it impossible to afford sufficient coverage with limited payment life insurance. And having enough protection to provide for determined needs in event of death of the insured is the most important consideration in buying life insurance.

The price per $1,000 of actual life insurance protection rises as the insured gets older, in a cash value type policy as in a term policy. In a cash value policy, the increasing cost of protection is not obvious, because as the savings component created by the higher premium increases, the amount of the actual insurance protection component decreases.

Tax treatment

Cash value policies are frequently marketed as a tax sheltered form of saving. While this is a consideration, the advantages of the tax shelter are frequently overstated. The shelter of a cash value policy is that the interest earned on the cash value (savings portion) is tax-deferred as long as the policy is in force. If the policy is surrendered to obtain the cash value, income tax is paid only on the portion of the cash value that exceeds the total premiums paid on that policy. And, as noted above, if the face value of the policy is paid to a beneficiary at death of the insured, the earnings on the savings element are not taxed at all.

The tax treatment, however, is a minor factor to consider when determining the type of insurance to purchase. It is a far less important consideration than the protection provided by the policy (the instant estate created at death of the insured).

Policy selection considerations

Cash value life insurance is often promoted as an avenue for saving because the premium payments include a saving element. However, there are several factors and hazards that must be taken into account when considering cash value policies. The first, and most important, is that families sometimes purchase higher-premium policies with a savings element and provide inadequate protection to meet their needs. So if the insured dies, they have spent their premium dollars on too little protection and their financial needs are not adequately covered. A second factor is that when families commit to high-premium policies, if they face increased living expenses or a financial emergency, the insurance premiums may put too much stress on their income, and they drop the pollicy — thus leaving them without life insurance. In this case, they are not only without protection, but have a further loss because of the higher commissions paid to acquire this type of policy. Finally, if the family considers a cash value life insurance policy as a saving medium, it should compare the rate of return earned on the saving element, the commission to acquire the policy, and other factors, with alternative avenues for saving and investing.

It is important to keep in mind that there are a variety of media for saving, but the protection feature of life insurance is the only medium for creating an instant estate at the death of the insured. If a man age 25 saves $150 one day and dies the next, that $150 will be part of his estate. But if he is in good health, for that $150 he can purchase a one-year renewable term life insurance policy that will provide about $100,000 to his beneficiaries or estate if he dies the next day. This illustrates the instant estate concept, and the difference between a savings plan, in which the principal is yours whether you live or die, and an insurance protection plan, in which you are paying a modest-size premium to provide a large dollar amount of protection which will be paid only in event of your death. The protection concept is similar to the insurance you buy for a defined time period to cover your home or automobile.

Life insurance provides financial protection for survivors of the insured, and may meet other financial objectives, as well (a gift to charity, for example). Families should review their life insurance program and policies regularly and make adjustments to meet changes in circumstances and needs.

CREDITS: Edward Metzen DATE: May 2000 SOURCE: https://extension.missouri.edu/publications/gh3422

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[holbrookmlxestes]

Factoring Company For San Antonio, Texas

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[look-into-our-heart]

Spiritual Solutions for Ending Disasters (part 4 of 5)

Practicing repentance

As ordinary beings, we make mistakes and we have erroneous views.  To repent is to be aware of our wrongs, correct our wrongs, and prevent making the same mistakes.  This requires us to self-reflect and be vigilant in taking good care of our mind by keeping our heart pure, free from greed, anger, and ignorance.

Most people don’t think that they’ve done anything wrong.  They are just living their life.  If we examine carefully at our life, we’ll see that the way we live actually consume a lot of resources, which is harmful to the planet.  For example, we use a lot of single-use items, such as disposable cutlery, take-out containers, shopping bags, and water bottles.  This has created a huge waste problem around the world.  Another example is air conditioning, which is a dilemma we humans have created for ourselves.  Air conditioners consume a lot of energy, release greenhouse gases, and contribute to global warming.  As the climate gets hotter, we’ll rely more and more on air conditioners to stay cool.  In doing so, we make the planet hotter and exacerbate global warming.

Humans are depleting nature’s resources.  We are consuming resources at the rate of 1.7 planets a year.  This places a lot of burden on our planet.  Master says that many small harmful deeds add up to a great harm, and small habitual vices accumulate to great evil deeds.  A lot of people are not aware that their behaviors are actually doing harm to the environment.  Each person’s little harm amounts to a collective great harm to the planet.  When we self-reflect, we’ll come to see that we’re doing harm every day.  Humanity is on a path of destruction, and we are heading in the wrong direction.  If we keep going forward, it’ll be very dangerous.  Now is the time to stop, reflect on what we have done wrong, and figure out how to turn the situation around so that we do not continue to do harm and create new disasters.  Repentance helps us to self-reflect and rectify our wrongs.

Master says it’s very simple to turn things around, all we need to do is rein in our desire.  We start by being content and cherishing the Earth.  To make the Earth lasts longer, people need to be more frugal and conserve resources.  When we examine our lifestyle and have it as our goal to conserve resources, we can always find ways to reduce our consumption.  For example, using a reusable cup when we buy coffee and bringing our own reusable bags when we go shopping are ways to cut down on our use of single-use items.  Turning off lights when not in use and not setting the air conditioner’s temperature too low are ways to save energy.  Small acts like these are how we turn our desire for convenience and comfort into love for the planet.

Although the solution of curbing our desire is simple, it’s also very hard to do because there’s a constant tug of war between good and evil in our mind.  Can we let go of the things we enjoy?  Are we willing to change our lifestyle?  If we keep greed, anger, and ignorance out of our heart, we can do this.  By learning more about how our behavior is harming the planet, we get rid of our ignorance and grow in wisdom.  In wanting to help the planet, love will replace greed.  This is the power of repentance.  Repentance allows us to recognize our own wasteful conduct and helps us adopt eco-friendly behaviors.

Practicing repentance is to challenge the evil in us, the evil of greed, anger, and ignorance.  It might be hard to change our behavior at first, but believe in the saying that good will overcome evil and have faith in ourself that we all have inherent good in us.  Gradually, our greed, anger, and ignorance will be transformed into giving, love, and wisdom.  Through repentance, we transform our self-centeredness to being altruistic.  Our behavior changes from doing harmful deeds to doing beneficial deeds.  Instead of going down a path of destruction, we set a new path for humanity, a path for our planet to heal, recuperate, and flourish again.

#Buddhism #dharma master cheng yen’s teaching #spiritual practice #disasters #wasteful consumption #wellbeing of Earth #repentance #self-reflect #rectify wrongs #altruistic #good vs evil #love

[knight-of-ashes]

If I see one more liberal call for a revolution immediately after calling for a ban on "military style weapons" I'm gonna fucking lose it and start digging a tunnel

Every single jackass who posts that AR-15 versus predator drone meme then posts a picture of Wonder Woman with a sword and says that's how they're gonna defend the right to abortion is a brain dead imbecile

Every single comment about common sense regulations I see is about extra laws that would empower police to decimate inner cities and would never actually get semiautomatic weaponry out of the hands of disillusioned and violent young men. I see no one talking about weapon storage or ways to empower schools to actually get help for these men and I just see people talking about magazine restrictions and banning AR-15s which aren't even the most powerful or most high capacity guns on the market. They're just what's currently ubiquitous because of the military industrial complex and they're about to get replaced by the new SIG 6.8mm rifles. Nobody wants to ban AK-47s even though they're just as easy to acquire and higher caliber. Everyone dismisses gang violence in these conversations like young Black men don't deserve a chance to get out of that hell.

I have so many ideas for policies and regulations for just the firearms side (not even talking UBI and universal healthcare) that would actually solve these massacres and I'm too fucking angry at my friends to even say them because they have to share their stupid fucking Star Wars and Discworld memes to make sure everyone knows how sad they are about another batch of kids dying before they go back to consuming endless streams of Disney content and voting for Democrats who won't lift a finger on this issue.

I have a friend who's not allowed to legally own firearms for a few more years because she was forcibly hospitalized after crashing her car into a tree at night during a suicide attempt that she regretted before the hit happened, and meanwhile her brother has never been hospitalized and still can legally use guns despite ranting and raving in a manic fugue state in his front yard and threatening to kill people while the cops stood there laughing. How the fuck are you going to get every AR-15 off the streets when this is our normal? When cops just let any man light enough keep their guns even against department policy? When schools repeatedly report problem kids and get ignored until after the problem kid has finally shot everyone up? How are you going to stop shootings by banning the sale of only one style of semiautomatic rifle and not doing anything about any other type of gun, or working on any sort of training minimum requirements? Are we gonna talk about how ICE was waiting at the school to arrest any undocumented parents, and how ICE has been implicated in multiple firearms smuggling schemes while using even the slightest suggestion of illegal activity as an excuse to kill any Latino on site, and how undocumented Latino workers often have unregistered firearms because they know cops will not protect them?

23 people are dead. Two adults, 19 kids, and the shooter himself, an 18 year old who was a week away from graduation if his grades were good enough for that. We need a solution, not useless platitudes, and banning exactly one type of gun then calling for a revolution like you have emptily for the past five years is a useless platitude. These are people who hid at home during the BLM protests who think they're gonna change something.

HOW ARE YOU GOING TO HAVE YOUR REVOLUTION WITHOUT WEAPONS?

#raid mom's safe #buy right before the shooting #there are so many things we could do #raise the age for purchasing all guns and not just handguns to 25 #raise that for joining the military too #require safes and create a licensure framework that involves a free but extensive class on both the mechanical and use side of firearms #and on force usage de-escalation legal and moral frameworks and ethics #make testing requirements with a minimum of five years between tests for renewal and make it so taking the test is mandatory time off #make voting that too #all gun stores and ranges and police stations must provide a free and easy to use firearm lockup with no questions asked #domestic violence is an automatic no ownership offense and dv convicts must face tests that are much more thorough than other felons #to get their rights back #and must submit to yearly inspections #part of licensure should frankly be safe storage inspections by non-police legal professionals #safe storage is part of self defense and I'm tired of the 2a community pretending it isn't #i would only accept at home ammo storage restrictions if there was a price cap on ammunition just like there should be for gas #that way it's not a burden to buy a small amount to practice with at the range #and frankly ammo restrictions feel against the idea of labor being armed ala marx #so im still working on that concept #perhaps community ammo banks become a thing #this kid blew fucking $2000 minimum on two daniel defense rifles and 370 rounds of .223 then killed his grandma and shot up a school so #perhaps just restricting the amount you can get in one purchase (again with a price cap) is the way to go #we do occasionally see stockpiler shooters but thats very rare compared to or #from either stores or straw buyers

[propertypretoria]

The ups and downs of property co-ownership

Property ownership is no small feat. It is one of the most reliable forms of investment and one of the biggest items that most people have on their financial “to-do” lists. Unfortunately, it is not always an easily achievable goal. Property ownership has always been a costly endeavour, and in recent years the age of first-time homeowners has been steadily increasing as younger professionals find their financial footing later than in previous years, making co-ownership a valuable option that will help property buyers side-step the financial burden of buying a new property. But how beneficial is this path really?

Co-ownership of property is when more than one party jointly own a single property. In essence, the owners share legal ownership without having to divide the property into physical portions for their exclusive use. It is thus commonly referred to as co-ownership in undivided shares.

It is possible to agree that owners acquire the property in different shares; for instance, one person owns 70% and the other 30% of the property. The different shares can then also be recorded and registered in the title deed of the property at the Deeds Office.

On paper, it’s a great idea. For starters, the burden of bond repayments and maintenance costs are lessened. However, there can be problems and although not every friendship or relationship is destined to disintegrate, there does often come a time when one of the parties involved wants to sell up and move on to bigger and better things.

If ownership is given to one or more purchasers, without stipulating in what shares they acquire the property, it is legally presumed that they acquired the property in equal shares.

The risks, the benefits and the obligations that flow from the property are shared in proportion to each person’s share of ownership in the property. For instance, one of the co-owners fails to contribute his share of the finances as initially agreed, resulting in creditors such as the bank or Body Corporate taking action to recover the shortfall.

If two people own property together in undivided shares, it is advisable to enter into an agreement that will regulate their rights and obligations if they should decide to go their own separate ways.

The practical difficulties that flow from the rights and duties of co-ownership are captured by the expression communio est mater rixarum, or “co-ownership is the mother of disputes”. It is therefore important that certain remedies be made available for when the agreement entered into by co-owners does not help them solve arising disputes.

The co-ownership agreement should address the following issues:

In what proportion will the property be shared?

Does anyone have sole right to occupy the property?

Who will contribute initial payments to acquire the property?

Who will contribute what amounts to the ongoing future costs and finances?

How will the profits or losses be split, should the property (or a share thereof) be sold?

The sale of one party’s share must be restricted or regulated.

The right to draw funds out of the access bond must be regulated.

A breakdown of the relationship between the parties.

What happens in the occurrence of death or incapacity of one of the parties?

Dispute resolution options to be relied on before issuing summons.

The guidelines for the termination of the agreement.

Co-ownership of property can be a wonderful way in which to realise your dreams of homeownership, even when your financial situation does not yet fully allow it. But it is vital that you obtain the necessary guidance and advice when entering into such a relationship to ensure a long-term, mutually beneficial experience.

This article is a general information sheet and should not be used or relied on as legal or other professional advice. No liability can be accepted for any errors or omissions nor for any loss or damage arising from reliance upon any information herein. Always contact your legal adviser for specific and detailed advice.

 Quoted from the source: https://jjrinc.co.za/2022/01/the-ups-and-downs-of-property-co-ownership/

#buy property #propertyvaluation #homebuyers #mootproperty #property in moot #property valuation #property24 #propertybuyers #propertyforsale #propertyseller

[sugar-petals]

can you give us more thoughts about domestic yoongles? the taemin's one (wich I love) just made me miss the cat boy so much ;o;

i have a phd in househusband yoongi so let me fire out some ideas for ya.

myg at home headcanon

🐱 word count. 1.9k | fluff, slice of life, slight nsfw mentions, x reader, bullet points

The doorbell sound is a recording of Yoongi imitating a doorbell. He’s such a meme. Ceci n'est pas une pipe.

Seemingly, he teaches himself a new recipe every week. To perfection. Yoongi is very particular about sticking to the recipe and wielding his kitchen tools in the right way. He collects knives, olive oil, and still hates cutting onions.

He separates sleep time, work time, and couple time as the holy trinity. For each, he switches his mood.

Blushes easily no matter for how long you’ve been together.

Establishes his own radio show where he DJs at one point.

Yoongi keeps an extreme track on the garbage schedule. He knows exactly what is due when. Separating the trash is a must. That includes sorting out fake friends trying to get between your relationship. Your social circle as a couple is extremely deliberate.

Yoongi deems himself a terrible host for guests. Unless Hoseok is there to drag him out, it's true he rather stays in the kitchen or at the barbecue preparing the menu courses rather than making small talk. He leaves the hospitality bits to you, however you want to go about it.

What he lacks in conversing with guests, he makes up in bed, God is absolutely fair.

He sings and hums pretty often and has his own vernacular of extraterrestrial uwu noises. It's an alphabet that you have to yet decipher but it's incredibly cute.

Self-made paintings everywhere around his house. 

Yoongi hasn't gone clubbing since grammar school. The most he does is going to a restaurant at lunch with very close friends. And always in a work context. His private life is so secluded from everything else and paparazzi just don't spot him anywhere, Dispatch thinks he must live abroad.

Very well, he does consider his big ole house a separate country. It's a living organism with a studio, gym, trophy room, small-size basketball court, and vastly equipped kitchen. A home theater as well, he likes American movies (like Inception) and Korean action genres, and you can stream whatever you fancy in there whenever you like. 

Yes, he has underwear with cute little bears on.

There's even a little pond in the backyard. Yoongi, Pisces he is, likes fishes after all. Sometimes he sits at the edge of the 'Little Ole Min Lake (LOML)' and stares into the water for literal hours with his chin parked on his palm.

His fridge is so high-tech and futuristic, even Yoongi is rendered clueless by its AI sometimes. The washing machine, too.

Yoongi watches RuPaul’s drag race. What did you expect? He finds it so humorous.

Owns lord knows how many comic collections.

Favorite holiday destination: New York.

Christmas is basically 50% you unveiling new music equipment to him in the garage and Yoongi almost fainting at the sexiness of it. The other 50% is spent holding hands and orgasm after orgasm until the new year since you loose track of time.

Goes on long rants why he’d marry you again every weekend.

Making you presents is his specialty. Always accompanied with a hand-written note. He writes a lot of things by hand for you in general. Texting, basically never. Always on paper.

No sex without a blanket and socks on. Yoongi gets cold very very easily and just doesn’t like showing skin. You buy him a heated blanket for his birthday, he even uses it in his studio chair.

Chronically addicted to making out.

Matching black outfits and glasses.

Laughs at even your worst jokes or phrases you didn’t expect you even uttered.

Yoongi owns the phoniest, most secretive-looking black car ever and nobody knows about it. Even he forgets he owns it, in fact he genuinely acts like it just doesn’t exist. Hilarious. And that guy has a level 1 Korean driver's license. Which allows him to drive trailers and busses and fucking trucks, and construction machines, let that sink in.

It's really a genius curse. Yoongi being put to the test will always deliver but he won't choose to execute his full skillset if he doesn't have to. Well, pragmatic. He's not as phony as he thinks he is, which is even more hilarious.

He uses that behemoth of a car so scarcely because he'd rather have things delivered to his doorstep and he's stingy with gas. Also, he doesn't like traffic and driving because of the traumatic shoulder accident and his tendency to space out. Translation: You drive that thing... that monster... it really is an impressive, fast, and scary machine. 

If someone devious ever even remotely manages to invade his privacy and get past the doubly-installed security system, he has enough money to deal with it no matter what.

If it concerns your privacy, he's a red belt. And owns Jin's number if a taekwondo master is required. Jimin's if it needs someone with kendo skills.

If Yoongi needs someone to go on a complete rampage, Jungkook lives just down the block. He can sprint to Yoongi's bunker I mean mansion within 45 seconds. 30 if it's very urgent. 20 if the reward is an instant ramen splurge with Yoongi's black card.

He has a sexy, glamorous sword collection hanging on the living room wall anyways, so. Who the hell is dumb enough to mess with him and his expensive lawyer in the first place.

But just in case, who knows... Yoongi settles matters shruggingly, anonymously, and with cash and he's too exhausted for violence, but don't underestimate his deter-min-ation and network for emergencies. Also, he is Agust D after all.

He will bonk a naughty burglar or kidnapper across the head with a wooden cooking spoon or take him down by throwing a basketball if the situation requires it. Damn, his reflexes are so fast, a feral cat in motion. So, lean back and sip on your drink of choice. Things are cared for.

If Yoongi is the one being kidnapped or a highly skilled stalker invades the property at night when he's fast asleep (nothing can wake this man during certain hours, strong REM right here): Don't forget that honeyboy is a Dodgers fan. There are signed baseball bats everywhere in this damn house.

In that sense, your parents visiting you here for the first time thought you were an undercover thug couple. Not to worry mom and dad, you both just like sports very much okay.

Yoongi walks around in all black clothes and the rooms are all seemingly dark. Even if you live together, you don't know his skin care routine. It's clear to you he's some sort of vampire.

Since Yoongi always forgets to remove his makeup, you made it a habit to wipe it down when he's about to pass out. He won't lie, he enjoys that kind of affection.

Holly is your resident child. You're essentially a family.

He insists to tackle this by himself, Yoongi sees his therapist monthly. Not shifting responsibility is something he's stubborn about and he pours his emotions into writing. You will do conversation about deeper stuff, but he says it's mostly up to him and his own mind. He dislikes burdening you or opening up too much and it's something to respect rather than force him about. If he wants to share a thought, he will. It doesn’t mean he can’t trust you or sucks at communicating (we know that he’s direct). Yoongi simply can’t put that much pain in such few words nor should you alleviate it for him.

Calls from the manager faze Yoongi as much as Jimin is bothered by gravity. If he’s busy kissing your body slow mo, who the hell dares to disturb his worship. 

This man had so many let-downs and interpersonal catastrophes in his life, he's super discerning with people. Because he rolls that way, during their first meeting Yoongi uses his psychology certificate on your friends. You see him squint at them, he listens very closely. After they pass the vibe check aka meow radar, he befriends them, too.

Yoongi doodles Grammy trophies everywhere to manifest them.

Yoongi shaves his legs.

All the sex toys he’s ever bought are black. Gotta vibe in style.

He spends ridiculous amounts of time in the studio but he's yours for the remainder of the night, breakfast, and he makes a lavish lunch and dinner.

Um, consider his head parked between your legs. The Hongkong line was not a joke.

Doesn’t mind you squishing his cheeks whenever and for how long you like. 

Every other weekend he gets flowers, vouchers, and gifts — not because of fans, they don’t know where his house is, but because he donates so much.

Namjoon often drops by and cleanses the area with his crystals.

Yoongi is a photography major so you can ask him to take professional, ceiling-high black and white shots of you.

Feeding each other food lovingly. Man, this guy got lips.

He set up a library just for you, in the exact historical aesthetic you like the most. Send him the link to any book you want, it's basically in the online shopping cart already. As I said, he wants to make you presents like every week.

Sometimes he sits on the other end studying English videos and vocab while you read. And yes, he's already 95% fluent but pretends being merely intermediate. He knows technical terms even native speakers have never heard of.

He collects pajamas and earrings.

Swears on the phone.

Namjoon being the horniest member is a cover-up story. Yoongi masturbates almost unreasonable amounts of times, by himself and in your arms when going to bed. Not gonna lie, it’s a sight to see his hands at work. He’s almost equally obsessed with fingering you once you ask him.

Yoongi was the one asking you to move in and almost had a nervous meltdown before meeting up with you to tell you just that. 

He’s the little spoon and of course a sleeping burrito to hold tight.

Finds you equally attractive in any state or styling. Yoongi practices what he preaches, he always reacts the same and says the same. 

Jams out to outrageous beats Namjoon sends him by dancing in the studio. You walk in on him every time. Was embarrassed at first, now you dance along.

Has bought you a life-sized Yoongi pillow and customized you a giant Shooky to hug when he’s not at home over night.

Owned a wine cellar until he quit drinking. Turned it into a piano room instead.

Only you know Yoongi has a serpent and dagger tattoo.

Scrubs the bathroom religiously.

The house smells like restaurant food and his extravagant perfumes half of the time.

Sometimes he has to remind himself he’s married to you and not his coffee machine. He shall be forgiven. You can’t complain that he doesn’t love you enough, nor is he ever not adorable when drinking his latte.

Never wears short sleeves. It can be scorching and he’ll wear a jacket. 

Tell him and the cap stays on during sex.

He grows his hair out and puts it in a low bun. The bangs remain.

Yoongi has installed the most fire-proof building in the entire city it seems. That he wanted to be a firefighter when he was young definitely shows. Figures the house has to be protected from heat: His blasting studio music and Yoongi himself are just way too sizzling.

Still melts into a puddle when you kiss his nose.

Couple sunrise watching. 

© submissive-bangtan 2017-2021. all rights reserved. do not repost or translate. all depictions fictional.

#yoongi #yoongi hc #yoongi x reader #bts #bts x reader #bts hc #yoongi scenario

[meliorist-midoriya]

to you, to the world, to my love (you’re all three)

synopsis: midoriya has always had too much love to give in a world that loved to take. you’re just hoping that he has enough left for you in the end.

pairing: midoriya izuku x reader

genre: fluff with a touch of angst

warnings: some insecurity

word count: 2.5k

notes: happy valentine’s day, everyone! this is my contribution for the pocuties server collab, based off the greek types of love, of which i had the honor of receiving izuku and decided upon agape  please help yourself to the box of chocolates they’re offering for valentine’s, there’s a wide selection of chocolates handmade by talented creators, so i’m sure you’ll find something to your taste! tbh i only managed to finish this fic because i was watching chan’s valentine’s vlive and i was in a super soft mood ;3;

extra: agápe - the ancient greek concept of selfless, universal love.

“Making his debut in the pro hero scene, Pro Hero Deku is blazing a trail straight out of UA—”

“—Pro Hero Deku solved an astounding 30 cases in the past month—”

“Deku’s popularity is skyrocketing, rivaling that of—”

“Hero Deku—”

“Deku—”

“Pro Hero Deku has swept the hero rankings to come out on top as Number 1!”

With a resolute ‘click’ of the remote, the reporters’ overlapping voices cut off as the TV screen faded away, your lonely reflection staring back at you from the blank screen. You, curled up on your empty couch, in your empty apartment with the clock striking what should have been dinner. The TV was only there in an attempt to drown out the crushing silence, the white noise—hellbent on filling the space his presence had left—was deafening.

That attempt failed.

Horribly.

If anything, it just made the sense of wrongness permeating the air even worse. 

(That TV recap of his best moments didn’t help as much as you hoped it would.)

Being alone in this apartment felt… off. As if someone had gouged out what should’ve been there, the ghost of a presence settling a chill into your bones that ran far deeper than just plain loneliness. The foreboding grief of what could be, the fear that you’d resigned yourself to the moment you agreed to follow him on this path, the selfishness gnawing at your conscience every time you saw him run out the door to save the next person, to solve the next case. 

Things like an All Might coffee mug sitting primly next to yours on the drying rack, garishly yellow “tufts” staring back at you with a cracked vengeance. (You’d apologized profusely to him that day, promising to buy him another one. He’d just smiled over his cracked cup of coffee, telling you not to worry about it for the hundredth time.)

Things like his haphazard mess of notes and scrawl spread out on the kitchen counter, the pen sitting next to the half finished page. (You’ve long since learned to leave his notes be, they’ll be tidied up once he’s done… if he’s ever truly done.)

The filled queue of movies and pile of DVDs you’d picked out together, giddy over plans to watch the next time he had a free night. (You remember pretending not to notice him trying to slip another hero documentary near the bottom of the pile, distracting you with talks of popcorn and the night that was supposed to be tonight.)

Deku. The man the world adored, clinging to his promise like a lifeline in times of need. 

Midoriya Izuku. The man you loved, who promised you the world.

“It’ll be okay, I’m here.”

His soft promise echoed both in the battlefield and in your darkest hours, a close mirror to a hero of a generation past, yet it was different. It was his own. Comforting, personal, and wholly him. The public, weak and grasping for new support, latched on to the small sliver of hope his hand offered and he just kept giving, giving, giving. It never seemed to stop, and you were scared. 

He was a man with a bleeding heart with all the love to give and more. To the civilians, to the villains, to anyone in need.

Now, you needed his promise more than ever. A reassurance whispered into reunions and the thousandth hospital visit, over fresh scars and searing kisses. A promise that he would come home. You didn’t want to think of all the times he came so, so close to breaking that promise, even before you two had made it, before you two had even promised yourselves to each other in your UA days.

You pulled the blanket a little tighter around you, staring down at your phone with no real intent in mind as you scrolled. The video playing one of his interview clips (bashfully reciting his “catchphrase,” how cute) cut his voice short as you scrolled past to move on to the next, wincing at the next tweet on your timeline. Him, battered and bloody, as he pulled a child from the aftermath of the battle he’d just won. 

You still need to wrap that new mug you got him as a gift. You still had to listen to him bounce his ideas off of you. You still had to move that hero documentary to the top of the pile. You still—

“Hero Deku saves 30 people, no casualties,” A soft murmuring of the headline shattered the silence, and you smiled to yourself, giggling at all the replies joking of how he threw himself into the fray a little more responsibly and singing their praises.

It’ll be okay.

“Ugh, those reporters are at it again.” 

At your best friend’s exasperated groan, you followed their gaze over to see— ah. 

A small swarm of reporters had worked their way into the fans crowding your boyfriend, their press badges reading every tabloid magazine on this side of the city and prying questions falling off their tongue like poison. From what you could hear over their overlapping clamoring, they were trying to dig into his private life.

Again. 

Deku, the darling of the masses, all sweet smiles and sincere words amidst his strength. Deku, the number one hero with the tightest lock on his private life, which came as a surprise to both everyone and no one.

It was a given, considering his position at the peak of hero society.

It was also a complete shock, considering his tendency to ramble into tangents that had his PR team withering.

Which seemed to help in times like these, now that you thought about it, laughing to yourself as you watched the reporters’ expressions darken in defeat the longer he continued to talk around their questions. Quite a long stretch from stiffly standing on the practice stage at UA all those years ago, frozen from nerves. You idly mused to this to yourself, taking a sip of your drink as you dragged your gaze back over to your best friend.

“Did you choose this cafe because it’s right along Izuku’s patrol route?” They stiffened, and you couldn’t help but laugh at their obvious intentions.

“Maybe, or it could’ve been just a coincidence.” The next teasing jab was halfway off your tongue when they cut you off before you could give into the urge, the words dying in your throat. “When was the last time you saw him anyway? I know you two live together but Todoroki told me he practically lives at the agency with how swamped they are. Are you okay?”

You purse your lips, staring down at the ice swirling around in your cup as you idly stirred it round. As if the sloshing liquid could whisper the answer you wish you knew.

“...Yeah.” They cocked a brow, and you took another sip to try and delay your time. “It’s not like either of us can help it. Izuku’s number one, so this was bound to happen.”

(The clamoring from the reporters grew ever louder. Persistent, that bunch.)

Their expectant (doubting) gaze was met with your own steady one, and you smiled. Whether it was out of consolation or resignation was anyone’s guess.

“We’re okay, I promise.”

You should really be getting to sleep. 

Really, you should.

At least, that’s what you’ve been telling yourself for the past several hours, tossing and turning in your bed with nothing but winter-cold sheets and a gnawing loneliness to keep you company. You know you should be sleeping when the clock on the bedside table reads an ungodly hour and there was work to be done in the morning. You know you should be sleeping when the moon disappears from the night sky and leaves you with nothing but the city lights to dimly illuminate the dark room.

You really know you should be sleeping when you hear the front door click open, Izuku shuffling around the apartment to get ready for whatever minimal amount of sleep he’d get before he had to be up and running soon after.

Despite this, sleep still refuses to come, and you don’t bother pretending to be asleep when he slides into bed next to you. Instead, you turn over and curl into his chest, stifling the guilt that bubbles up when he jumps in surprise.

“Something keeping you up?” Oh, he sounds so tired, and part of you wishes you could just make it all go away. The weight of the world rests heavy on his shoulders, and deep down, you wonder if you’re part of that burden. You curl a little closer, as if trying to smother the thoughts that crashed upon you, spilling over the crack in the dam that only widened the more you spoke.

“Jus’ a little lonely, is all.” Your voice is too quiet, brittle, and you pray to every deity that would listen that he would drop it. That he wouldn’t take on yet another burden when he was already carrying Altas’s share of the world.

“Hey, what’s wrong?”

Of course, the gods are hardly ever so merciful—to them you are just another wishful mortal in the realm of the holy and damned—and Izuku’s hand rests on your cheek with a tenderness that makes you want to cry.

“...Why?” 

The confusion that falls over his expression (gaunt, tired, and God, should you even be doing this right now?) is immediate, and he tilts your face up to meet his gaze with yours, like he could find the answer in city lights dancing over your face. His thumb strokes soft patterns over your cheek—as if brushing off the layers you’d built to protect your soul—and you lean into his soft touch with a sigh.

“Why what?”

The words spill from your lips unbidden, your hesitations softened by the comfort of his touch, the sudden drowsiness, and the emotion that near overwhelms you.

“Why do you still try to do everything yourself? When there’s so many people out there, ready to support you?” His breath hitches in shock, but it’s too late to go back now. You reach up to hold the hand cradling your cheek, distantly remembering a time when he was too insecure of his scarred and crooked hands to even hold your hand.

He’s come a long way, indeed.

“I love you, Izuku. I just don’t know if that can hold up against your love for the world.” 

Something in his gaze softens, to your surprise. His smile is even softer.

“What would you do if you’re both?”

“Wh— Izuku—”

He continues, and you listen, raptured by his words spoken into the glow of the blue hour.

“Yes, I know that at the end of the day, peace and safety has to come first, but—” His smile widens into something bashful, a smile that never failed to send butterflies scattering through your heart. “—who says you can’t be right along with them?” 

He bumped his forehead with yours, smiling emerald eyes gazing into your own with such love—dizzying and overpowering and so, so warm. With the steady thrum of your heartbeat matching his, you found yourself falling even deeper once again.

“You know me, I can never compromise when it comes to what’s important to me.”

You laugh, something watery, as he presses a kiss to your forehead, temple, cheek, with a last, smiling kiss on your lips.

“How greedy.” He laughs into your lips, pulling away to hold you closer.

“Just for you.”

There’s so many things you could’ve said, as you watched the rest of the night sky fade into the deep blues of dawn. But, you decide, the comforting silence was best left as is, only broken by one resounding comfort.

It’ll be okay.

“You know, it would’ve been nice to know that you had taken the day off before I had that whole guilt spiral last night.”

“It turned out okay though, didn’t it?” He turned back to flash you that cheeky grin of his, half-hidden by his winter coat and backed by the glow of the setting sun. You just rolled your eyes with a laugh before jogging to catch up to him, slipping you hand out of your pocket to interlace your fingers with his.

“Yeah, it did.” 

The walk was silent as you two strolled down the familiar path, winding down after a whole day spent with each other. It was romantic of him, now that you thought about it, to take the whole Valentine’s Day off just for you. You hummed as you leaned onto him, giddy and content at the thought. 

In love, if you were to be so bold.

(Granted, he had to wear a mask and a cap the entire time to hide from the prying eyes of the public, but you made do.)

The sight of aged, familiar scenery pulled you from your musings, and you tugged at his hand to grab his attention, pointing at the quaint bench surrounded by bare gingko trees.

“Hey, wasn’t this the park where you confessed?” At your words, he froze and glanced over at the familiar scenery, eventually burying his face into his free hand with a groan once the old memories clicked in his head.

“Oh, don’t remind me. It’s still embarrassing to look back on.”

“What? I thought you were cute!” You laughed, nudging him to follow as you led him over to the small park, brushing off the dust to sit on the bench before patting the space next to you. Izuku obliged, and you almost automatically curled into his side, as if by habit.

“Did we really walk all the way here from the station?” His disbelieving tone made you look up at him, his expression one of nostalgic awe, before casting your attention back to the aged scenery, humming in agreement as you idly picked out what’s changed and what’s stayed in the years that have passed.

“I guess we never really forget, huh?”

“I forgot the sunset looked the best from here.”

“I hope you didn’t forget all the memories we made here.” He tore his attention from the sunset to gape down at you, scandalized.

“Of course not!” 

“Really?” He arched a brow at the teasing lilt to your voice and the mischievous grin playing at your lips, “So you didn’t forget accidentally firing an Air Force shot at me when we first met because you were training?”

He buried his face in his hands again with another embarrassed groan.

“I hoped you would forget that, at least!” You just laughed, hugging him closer as if to console him from your teasing. Before long, the atmosphere settled back into a quiet reminiscence, indulging in the nostalgia of memories past in this little park. The silence that was once deafening alone, now softened by the comfort of his presence at your side.

“We’ve made so many memories in this park, huh?” At your soft hum of agreement, he continued. Was his voice shaking? “It wouldn’t hurt to make more, would it?”

“What do you me—”

Your question cut itself short as you saw what he held out to you. 

A little velvet box, sitting open in his hand. You dragged your suddenly watery gaze back up to Izuku, his once bashful smile now wobbly with nerves. 

So familiar in this little park, yet so new.

“Happy Valentine’s Day.”

It was just a small walk down memory lane, the street lights blinking on one by one in the wake of the fiery sunset as you two walked the familiar path together. Yet there was something buzzing anew in the air, humming through your soul as you held out your hand to the sun, admiring the way the gem on your ring finger sparkled in the fading sunset. In the other, you interlaced your fingers with his.

Yeah… 

You caught Izuku’s soft gaze, smiling and in love.

We’ll be okay.

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