#sptf

[toontownportraits]

future ramona you have my entire heart

#the bagel draws #fanart #scott pilgrim #scott pilgrim takes off #sptf #scott pilgrim fanart #scott pilgrim takes off fanart #ramona flowers #future ramona flowers #future ramona #HIIII SCOTT PILGRIM FANDOM I LOVE HER <3

[fatway-michael]

#recap #pickingvinyls #SPTF #thedragonboatfestival #iamhomewithvinyls #sharinglove #drippingmusic（在 Dongmen, Shenzhen） https://www.instagram.com/p/CevoVfzL5aI/?igshid=NGJjMDIxMWI=

#recap #pickingvinyls #sptf #thedragonboatfestival #iamhomewithvinyls #sharinglove #drippingmusic

[c00kiex8]

käärijä is a finnish artist!! highly recommend his song cha cha cha it was in eurovision 2023 and was the real winner

that song was good and all, i just preferred it more when i saw it live last year 😎

#a talking c00kie #if this is in response to that 'who is this guy' tag. sorry to break it to u i was being sarcastic 💀💜 i love käärijä #girls when they went to a concert once & cant shut up about it <- I SAW HIM LIVEEEE‼‼‼‼‼‼‼‼‼💚‼💚‼💚‼💚‼💚💚‼‼💚‼💚‼💚 #hes so good on stage. i cant believe ive known him for less than a year & yet he was one of my top artists on sptf

[quackoyesyes]

SCOTT PILGRIM TAKES OFF!!! (SPOILERS)

NOW THATS HOW YOU MAKE AN ADAPTATION. AMAZING NEW PLOT, AMAZING ANIMATION, NEW CHARACTER DEVELOPMENT WE NEEDED, IT HAS EVERYTHING. I BINGED THE WHOLE SHOW IN ONE SITTING

(The wallace and todd scenes were a great surprise)

AMAZING PLS GO WATCH IT!!!

#sptf spoilers #scott pilgrim takes off

[lesbianturrets]

Aaron shaped song

#sptf e

[leatherbookmark]

BASED ON. WHAT

#is kpop that mainstream that this is what sptf is reccing me? 🤔 #shrimp thoughts

[piduai]

sp*tify stop throwing the sixth lie at me. i hate them and i hate what they did to gk and that now it's musically associated with the blandest shit known to man

#i hate this platform in general how do you go from zabadak to there #everyone is saying that the sptf algorithm is scary but this garbage is effectively unable to come close to reading me #the sixth lie from zabadak gackt from sukekiyo togawa from hirasawa... #and then it just gives up and starts generating the most milquetoast uniqlo music. barf!

[np5enkidu]

i finally found chongyue's theme on spotify now i can go back to listening it on loop

#i lost the bilibili link a while back and tried going thru various msr artists on spotify in an attempt to find it #only yesterday did it occur to me that i could look up the song on yt and copy the name and search it on sptf #arknights music is so good ok

[down-thedrain]

I ONLY AATCHED THE FIRST TWO EPISODES OF SPTF BUT IF YOU GUYS TOLD ME MATTHEW PATEL WAS GONNA BE RELEVANT I WOULDA WATCHED THIS SHOW THE SECOND IT DROPPED!!!!!!!!!!!!!!!!! WHAT THE FUCK

#posts in a drainage system #HES MY FAVE ❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️ HES FINALLY NOT GWTTING ROBBED IN A SP ADAPTATION ❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️ #GRAAHRHAAGHAHHHHHHHHHHH!!!!!! #i cant evem look at fanart cuz theyre gonna have SPOULERS in it. ugh. WHATEVER #soon.... #cyrus don't look

[imhalfdoom-ursemisweet]

i barely remember watching spvtw when i was 5 with my brother

now im 16 obsessed sptf

hyperfixations waves

#this also happened with mcr and fob this year #damiensbones #scott pilgrim is taking over my life #after i wrote Scott the next word that came up on my keyboard was 'moaned' can you tell ive been writing smut #so guys how was your day

[kunikame]

guys share ur sptf wrapped. i care. i want to see it. heres mine

in the top 0.05% 2nd year in a row 🙏🏻 me n chase against da world fr 😍

#! natsume stfu

[thefirststir]

Still getting used to tumblr. Never used the site much but might as well repost some of art.

A nervous, young rat who was roped into working with the SPTF. Mechanically gifted, she serves as the SPTF’s chief engineer as well as weapon designer. Her main job is to fix weapons, vehicles, and do any miscellaneous tasks the agents wish to assign her. When she is not working late into the night, she passes the time listening to music, playing video games, or spending time with her wife, Elizabeth. She earned the nickname, "The Omen," because things tend to go bad when she is around, whether it be something breaking, a gun jamming, or someone tripping.

After seeing an ad for test subjects online, Omen volunteered herself due to her nature as a test subject and found herself testing Ma'amallows. Marshmallows that aid in the transitioning of males to females. Clearly a success, the experimental versions she tried had some small side effects. Omen has puffed up significantly and gained a reaction very similar to Elizabeth and Charlie's reactions to marshmallow and whipped cream.

Wonder reference sheet was made by @juuniperbunny

#sfw furry #female furry #labrat

[banan-chanchan]

@xiaoluclair oh, this was unexpected, but thank you! （⌒▽⌒)

top 5 spotefie songz in the last month:

1 - The Loneliest - Måneskin (I fckn LOOOOOVE these guys and for me personally it's one of my fav songs to read angst with. It's just kicks you right in th e kokoro)

2 - Lily was here - Dave Stewart, Candy Dulfer (THIS WAS MY SONG OF THE LAST YEAR, such masterpiece, i love it since I was little)

3 - Ferrari - James Hype (do I even need to explain myself? 💁‍♀️😂)

4 - 28 reasons - Seulgi

5 - Can you feel my heart - BMTH

What can I say? I love my shuffle button, okey? And with this recent events I love my angst.. 😂

@alestire @il-predestinato @tetralea @annterry @racingheartstopper if you're bored, you can share your deepest secrets (a.k.a. sptf top) as well ✨❤

#ok this was fun

[monstrouscrew]

ffs, i've banned all these sptf wrppd tags and users keep posting it w/o tags or keywords.

fuck spotify.

#k's wave #hot fucking take #i despise listening to the music online #what if your country is being either bombed and shelled or building another great firewall #where all these subscriptions go huh #i bought music on bandcamp and CDs while i could #/end rant

[gamemakerm]

fucked up the abbreviation of Scott Pilgrim Takes Off as SPTF. That's something else and you don't want it to happen to you

#Scott Pilgrim TF is a horrible fate

[m2iconsulting]

Client Protection Principles in Microfinance

Client Protection Principles in Microfinance Institutions. Principles of Client Protection in Microfinance Providing access to financial services to millions of underserved individuals worldwide, microfinance has emerged as a potent instrument for financial inclusion. However, due to its rapid expansion, concerns regarding client safety and ethical practices have emerged. The Smart Campaign introduced the Client Protection Principles in Microfinance Institutions (CPPs) to address these issues. Albeit the Savvy Lobby has stopped activities, the SPTF (Social Execution Team) and CERISE have accepted the responsibility of shielding the CPPs, guaranteeing that microfinance establishments stick to these standards. We will discuss the significance of the fundamental principles of client protection in microfinance in this blog post.

Appropriate product design and delivery Microfinance institutions should make certain that the products and services they offer are designed and delivered with the customers' best interests in mind. This entails tailoring financial solutions that are appropriate for the circumstances of the clients by comprehending their requirements, preferences, and capabilities. Proper item configuration considers factors, for example, credit terms, reimbursement plans, and the client's capacity to reimburse without becoming overburdened.

Counteraction of over-obligation

Over-obligation is a critical gamble in the microfinance area, where clients might be helpless against numerous credits or shifty loaning rehearses. Microfinance foundations should practice dependable loaning by leading exhaustive appraisals of clients' reliability and reimbursement limit. Carrying out instruments to keep clients from becoming over-obligated, for example, credit limits, advance global positioning frameworks, and borrower training, is vital to shield clients from falling into an obligation trap.

Straightforwardness

Straightforwardness is a crucial rule in client security. The fees, interest rates, and terms and conditions of the products offered by microfinance institutions must be made clear and accurate. The costs, risks, and obligations of the financial services they are accessing should be fully understood by customers. Clients are safeguarded from hidden fees and deceptive practices when pricing and disclosures are open and honest.

Microfinance products' interest rates, fees, and charges must be fair and reasonable in order to be considered responsible pricing. Predatory practices should be avoided by microfinance institutions that exploit customers by charging high interest rates or hiding fees. Pricing ought to be determined by the actual expenses associated with providing financial services and supporting sustainable operations. In order to foster responsible financial inclusion and build trust, it is essential to communicate pricing policies openly.

Clients deserve to be treated with dignity, respect, and fairness from microfinance institutions. The significance of avoiding any form of discrimination, exploitation, or mistreatment is emphasized in this principle. Staff individuals ought to be sufficiently prepared to comprehend and maintain the freedoms of clients, tending to their interests and giving fitting client care. Fair treatment builds trust and long-term relationships between microfinance institutions and their clients.

Client data privacy is an important part of client protection. Client data privacy and confidentiality are important. Microfinance organizations should lay out hearty information security strategies and techniques to shield client data. Consent-based use of client data, secure storage, and appropriate access controls are all part of this. Regarding client security shields their touchy data as well as fabricates trust in the microfinance area.

Mechanisms for resolving complaints For the sake of client safety, it is essential to establish efficient channels through which customers can submit complaints and find solutions to their problems. Microfinance establishments ought to have available channels for clients to give input, report issues, and look for redressal. In order to ensure that clients' concerns are addressed in a timely and equitable manner, these mechanisms ought to be transparent, impartial, and independent.

M2i can assist MFIs in establishing frameworks, procedures, and policies to guarantee compliance with the Client Protection Principles.

For more details - https://m2iconsulting.com/blog-detail.php?name=Client%20Protection%20Principles%20in%20Microfinance%20Institutions&id=61

#microfinance institutions #impact assessment