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#can-i-sell-my-home-in-foreclosure
robertsbig60 · 1 year
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When Selling My House Fast in Oak Cliff First Ask Questions
When Selling My House Fast in Oak Cliff First Ask Questions
Motivations for selling your house can vary as greatly as the method you use to sell. The sales method you select when selling your house impacts your bottom line and the time it takes to close. Among the many choices available to sellers in today’s real estate landscape is selling your house directly to a cash buyer. So read on as we explore four questions to ask your buyer when “selling my…
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humansofnewyork · 7 months
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“They’re oblivious right now. They just think they’re at the park. I’m the one who’s got to figure stuff out. I’ve got enough money for us to get home. Then I’ve got to find a way to get something to eat. I’ve got to pay bills. We’re starting to get foreclosure letters in the mail. It’s just impossible to make ends meet right now, unless you’ve got school. I’m educated, but I just don’t have any degrees. I have no way of showing to a job that’s never met me: ‘Hey, I can do this.’ Plus I never know how it’s going to turn out, and that alone scares me. Maybe I’m just a pussy, I don’t know. I’m not proud of the stuff I’m selling. I’ve seen what it’s done to my mom, which is why I don’t use it. I don’t want that for my kids. I don’t want it to fuck up their life like it fucked up my life and my mom’s. That’s how I actually learned about it. Seeing how she’d fight to get that shit, no matter what. I know I could be selling to someone else’s mom. I hear that little voice in my head, like everyone else. But I block that out. I’m on autopilot. Quick exchange: I get my money, I give them their stuff. I block everything else out and I’m only looking at what I need, you feel me? And yeah it sounds evil, or whatever. But I weigh what I need more, and I need stability. I just need money. Money for my kids. Money for me. Money for like, all of us. Money so I don’t have to feel that stress of where am I going to get this next. And it’s the most accessible thing. It’s the easiest thing to get. You know, it’s Fentanyl.”
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zialltops · 2 months
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honeysuckle’s & huckleberry’s
Cowboy!Joel (41) X F!Reader (25) | 42.1k words | wip | explicit | 18+ minors dni | enemies to lovers | slow burn | au: no cordyceps outbreak | oral (f receiving) | (semi) public sex | vaginal fingering
masterlist | ao3 | spotify playlist
“In just—“ His eyes slip closed when his mouth connect with the inside of your wrist. His lips are warm and so tender you fight down a soft whimper at the intoxicating sensation. When they open again, dangerous amber irises peer back at you like you’re their salvation. “-my cowboy hat.”
Oh—fuck.
a/n: this chapter was so fun to write, I accidentally made it 9.5k words lol, but it was such a relief (ish) to write. Some new warning apply to this chapter, so please be advised of those. We get to see a whole new side to Joel this chapter and we’ll get to see some “in the making of” this chapter in the following one. A little bit of context on why Joel changes so abruptly and the reasoning behind his decisions. I hope you all know how much i love love love you guys for being here for me while i struggle to find time to write. I’m working on getting back on my feet every day and this is the one safe place I have to escape and indulge in my favorite coping mechanism. Much love, H 🤍
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Chapter 7–You Don’t Want That Smoke
Your birthday falls on Friday this year, (lucky you) but it also means the First Friday dance falls on your birthday this year as well. It’s the first community event after the cold winter months and by that time, most people are itching to get out of their snow-buried homes. The town usually puts on the event to celebrate the coming spring, hosting venders of all sorts and games for the families. Growing up, your parents would take you to the petting zoo and let you ride the ponies, like you didn’t have a horse at home, like there wasn’t a whole ranch to attend to, animals to raise up and sell, like you could just for a moment, be a normal little girl from a quiet street who’d never sat in a saddle in her life.
If only that had been the case, ever. If only you’d had parents who pursued safe, reliable careers, where they had pensions and retirement, insurance and benefits, instead of breaking their backs for a ranch that had been dying long before it was left to your mother by her parents. Was it obligation that kept them here, or was it something else? Was it the same thing that got you through years of college, all in an attempt to keep your parents' dream alive for a little while longer?
It’s Wednesday, which means you have two more days before your birthday and Melly’s plane lands in a few hours from Colorado, but so far your morning has taken you five rounds in the octagon and is currently coming back for more.
“—No! The statements I just got in the mail yesterday said we have ninety days to come up with three months worth of the mortgage before the property faces foreclosure.”
The woman on the other end of the phone sighs at you and you can hear the way her hands hit her keyboard. “I know that, ma’am, but that was a month and a half ago and we still have not received any payments. The bank sent another letter, requesting that the entire six month worth of back payments be received by the end of the ninety days or the property will be foreclosed on.”
The routinely scripted response feels like an open handed slap to the face, white hot pain snapping through your veins like lightning on the Wyoming plains. You sink down into the dining room chair and let it soak in all the way.
“How many days do we have left?” You hear yourself whisper into the phone but it’s not you speaking, not really—its a absent reflex like blinking or breathing.
“That's…51 days, ma’am. We’ll contact you again in thirty days if we have not received the entire amount by that time.”
Your eyes burn and blur, tears for the years of your life wasted on a useless education, until they surge past the dam and plummet to the paper below. When you look down at the document, your tears are stained red by the ink on the foreclosure notice. “How much will it be, again?” Defeated, Inadequate and Doomed.
“Fourteen thousand, three hundred and forty dollars, for six months worth of the Mortgage and late fees accumulated.” She sounds annoyed when she reads off the obscene number, like she isn’t sealing the fate of your family home, the dream your parents have worked their whole lives for to pass down to you—all wasted on a backed mortgage that your parents took out on the farm when you were born.
The full circle indicates that losing your family’s livelihood was your fault, from start to finish. You didn’t make it in time. All your hard work, and you’re still going to lose it.
“Is that everything, ma’am?”
Click
You drop the phone and sob into your arms, your whole body shaking and heaving with every sharp inhale. In your best attempt to keep quiet, you attract the attention of the one person you long to keep this from, your sweet, well meaning mom.
She’s soft spoken when she soothes you, rubs your back while you dry up your tears against her chest and she doesn’t ask why, just kisses your forehead and smiles one of those sweet sweet smiles at you and says, “We’ll get through this, Honey, don’t you worry about that. We’ll figure this out together.”
And you believe her, enough to reel in your hiccups, enough to ease your searing tears. “Why don’t you take a break from work, Melly gets here soon, yeah? You got everything you girls need?”
You smile at her, thankful for her ability to distract you from the things that keep you up at night. She knows you better than anyone, she’s your best friend. “Maybe we can stop at the store after we get her, but we gotta leave soon—“ you check the time, one hour until her plane touches down in Jackson and it takes forty five minutes to get there alone.
“Actually Honey, about that…I can't go with you. I’m not feeling up to it and I thought I would whip up dinner for you girls. But I got someone to go with you,”
You stand up from the chair and put the papers back into the envelope. “Mom, I really can go alone, I drove all the way here—“ she stops you with a quiet scuff. “You got stuck in the snow and Joel had to pull you out.” Joel, that son of a bitch…that big, sexy cowboy son of a bitch who left you in the snow. Who huffs and puffs and walks around like the sweatiest, filthiest, most delicious version of every nasty fantasy you’ve ever had. Of course she would drag him into this, maybe she’s the one who’s after the help.
“Speak of the devil,” she has this knowing look when her gaze travels past you to the doorway of the dining room. You glance over your shoulder to find yourself smack dab in the middle of one of those filthy dreams, dressed in green plaid and his brown Carhartt jacket, his black cowboy hat resting atop his head with curls peeking out of the sides, kissing the tips of his ears. His beard has grown out a tad too, making him look soft all over, scruffy and curly with a dimpled smile. The sight of him comes with a sudden rush of soothing comfort, warm eyes that make you feel safe, hidden in the shadows of his hat.
“Heard I was takin’ you somewhere?” He’s broad and sturdy, with a slight sheen of sweat on the peaks of his collarbones under his shirt. Under his beard, his neck is taught and his muscles are strained, his pulse visible beneath his skin despite his cool composure. If you know Joel, he did a days worth of work this morning to clear his schedule for the rest of the afternoon. He probably smells like sweat and dirt, like horses and leather under all that damn southern charm he possesses.
Actually, you can take me anywhere. On the couch, in my room, hell—in the glow of a fridge light.
You sink your teeth into your bottom lip to bite off your involuntary groan, shooting your mom a sharp look. She may play coy, might act like she's this innocent and sweet, cookie baking, laundry folding, house making mom who knows no better, but you see what she’s really up to. How she hides behind her little false oblivion, a facade she usually only uses for good. This doesn’t feel like it was for the greater good.
“You—“ you sneer at her quietly and she smiles with a “Not sure what you mean dear, but you better get a move on. I have to get dinner in the oven!” She scurries out of the room and into the next, letting the door swing closed behind her. Joel remains in the same spot, one shoulder pressed against the white wood frame of the old door, his muddy boots on the dark hardwood floors. Your eyes drag up the rest of him, his pants are tight in the middle, hugging his hips and probably just barely restraining what lays below the dark blue denim. There's a soft curve to his belly, made apparent when his arms cross over his chest and pull his shirt tight against his front.
His belly looks so damn soft. So fucking round and bite-able. A few more clicks up, his chest nearly bulging out of the buttons of the flannel. The buttons hang on for dear life, but you’re afraid if he flexes, they will scatter to the floor with your resolve.
He clears his throat and you finally meet his eyes. “Doin’ alright there, darlin’?” If his presence wasn’t enough, the bourbony southern drawl and the way he cocks his hip makes your thighs squeeze together involuntarily. “Yeah—Yep, just need to get dressed and I’ll be ready.” You’re still in a big sleep shirt, have been all morning because work for you doesn’t require pants half of the time. When you start to breeze past, his eyes drop to the exposed skin of your thighs.
“Been wonderin’…” he stops you with a big hand, pressed against your sternum when you try to pass by his solid form. He’s still faced the opposite direction than your body, only his head turns to look down at you, gone still beneath his stern fingertips. “If you always walk around naked under these shirts, or if you’re wearin’ somethin’ under there when mom and dad are ‘round?”
His eyes flick back to the door leading into the kitchen, where your mother is currently hiding from your scowl, then back down to the hem of your oversized shirt. The hand on your ribs shifts when you haul in a deep, stuttering breath. It slips a few inches lower, the tips of his thick fingers dipping into the flesh of your stomach, just below your belly button. He’s so close and so fucking firm where he holds you in place.
“Why don’t you have a look for yourself, Cowboy?”
You challenge him back and you swear he stops breathing beside you. He meets your dare with a low growl, reverberating inside his rib cage like a shout in a vast canyon. What the hell is happening right now, did he hit his head or something? Is he finally getting the fucking hint? How desperately you want him to have his way with you? Then again, the last time he saw you dressed like this, you were bent over, knowingly showing off everything you had to offer, the place you wanted him most, while you listened to the guttural sounds leaving the unsuspecting man behind you. You aren’t going to complain about the sudden shift in his attention, hell no—you’ll soak in what you can get from the leery cowboy.
You hardly register the way he moves until he leans forward and warm fingertips graze the skin just under your ass. He’s looking when he lifts the shirt all the way up to your tailbone slowly, covered by smooth black satin, a thong that hugs your hips but leaves your cheeks exposed to his greedy sight. His eyes are everywhere, your thighs and the curve of your bare behind. His fingers dip just under the black satin band on your hip, his expression is just shy of a devoted man as he drinks in the contrasting sensation of your smooth skin and the silky material.
“Fuck,” he murmurs under his breath, letting his hand slip from your panties to travel back down, unsure fingers tracing along the crease of your ass, curling under your cheek when he gets to the bottom. It’s the softest touch you’ve ever felt, full of admiration and barely restrained desire. It sets your skin on fire, radiating behind your eyelids. “Those are…damn pretty, sugar…but you better go get yourself ready, before you’re late.” His hands slip away from you completely and he turns in the direction of the door, already on his way out before you even fully process what just happened. What flipped inside of Joel on a random Wednesday afternoon in late February?
He leaves with a satisfied smirk with intentions of starting the truck while you stammer against the doorway and remind yourself to breathe. When the front door closes behind him, you lean against the wood he was just propped against, hoping his heat will still linger there. He instigated something, a secret whisper of want, the thought makes a grin break out from one side of your face to the other, pulling your cheeks tight. He wants you.
You get dressed with that same stupid grin plastered on your face. You shift through your closet a few times, but you keep falling back on the same outfit. A pair of flared jeans, light in color with stitch work on the sides. With a pair of boots, they make your ass look like a dream—just what you are going for, just so you can rile Joel further. You find a tight top and a thick wool flannel to throw over it, before tracking back down the stairs to the front door.
It’s the rush of adrenaline that shocks the agony from your brain, but the moment you bound down the front steps to his waiting truck, the door already propped open, you pause.
You stop at the foot of the stairs and turn, looking up the steps you’ve known your entire life, the screen door you’ve spent numerous summers swinging in and out of. The porch you’ve watched storms roll in from, the porch swing where you had your first kiss. All this and…your heart sinks. When you turn back towards the running chevy, Joel is staring back at you, his once knowing smirk traded in for a furrow of concern on his handsome features.
You climb into the passenger seat and fasten your seatbelt while Joel puts the truck in gear and pulls away from the house.
There’s a long stretch of road that passes in near silence, before it’s you who just can’t take it anymore. Joel, sweet fucking Joel sat beside you, respecting your emotions and your boundaries once again. “Ranch is ‘bout to be foreclosed.” You tell him. Once it’s spoken aloud, you realize just how imminent your family’s demise really is. How quickly you are going to lose everything, watch your parents walk away with no retirement and nothing to show for themselves, for generations of hard work.
You expect something, questions about how you know, how long you have, if there's anything he can do to help you, but the questions never come. Instead, Joel reaches over and presses his fingers into the latch on your buckle, pulling it off of you with one click.
“C’mere, sweet girl.” His tone is low, soft enough to not interrupt your thoughts, but enough to have you drawing across the bench seat and slipping under his sturdy arm while he drives. He keeps you tucked in close beside him, his hand trailing up and down your arm to ease out the pain residing in your veins. He takes one glance down at you and leans forward, his lips connecting with the crown of your head. “We’ll get through it. We ain’t goin’ down without a hell of a fight.”
We
We
Because after the years you’ve spent away from this place, Joel has come to think of the Rising Sun ranch as his home just as much as it is yours. He’d raised every one of the cattle on that ranch, he’s worked day and night to ensure its survival, he’s lost sleep and nearly limbs fighting to keep them afloat while you were gone. This is his home, his fight right alongside yours. Finally, the weight seems to ease up, shouldered by Joel's sense of responsibility for your family’s livelihood.
Beside you, he’s solid and warm, he’s alive and overflowing with strength, enough to spare, for something to cling to. You turn your head and bury your face in his shoulder, covering yourself in the shield of protection he has to offer, sturdy, devoted support that makes you feel lightheaded with security. He doesn’t push you further, doesn’t prod you for details. He just hangs on, keeps your body tucked in close to his while he drives into town. At some point, the rattling of the old truck along patchy highway roads lulls you into sleep with your head against his shoulder and one leg across his lap.
Joel, with all the strength he can muster—holds on tight.
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“Hey,” your senses come rushing back when the truck comes to a stop and your warm pillow jostles under your head. You lift up off his weight a little and glance at him through a sleepy gaze, a soft smile present on his lips. “As much as I like you droolin’ all over me…” he gestures to wet stain on his flannel. “Think your friends plane lands soon, don’t want you to miss it.”
You get yourself together enough to look out the window. Joel parked right outside of baggage claim at Jacksons little airport and his arm still sits tightly around your shoulders. A deep sigh sets in to your bones and you lean against him for just a moment longer to soak in the warmth. “Hey, look at me, darlin’,” his hand wraps around your chin gently, coaxing your eyes up to his. “Don’t think about the ranch, at least till the week is over. Ain’t nothin’ you can do right now, so don’t let it ruin your birthday. Everythin’s gonna be alright.” His words trail off when a broad thumb swipes across the underside of your bottom lip, his gaze caught in yours so tightly you’re half sure the jaws of life couldn’t draw you apart. He breaks out into a grin and heaves a shallow laugh. “Had a little drool there.”
The little laugh that bubbles up in you breaks the eye contact and Joel shuts off the truck, untucking you from his arm. You check the time for safe measures, there's still a few more minutes before the plane lands and she still has to make it out the gates.
“Joel?” He’s fiddling with his key chain, adjusting a few backwards keys. “Hmm?” He barely makes eye contact—is he embarrassed? From holding you while you slept? “Thank you. For everything you’ve done for me—for my family while I’ve been gone. I can't think of a way to…repay you for everything.”
Joel glances over at you and something flashes in his brown eyes, something that looks like discomfort and shame. He takes a sharp breath in and squeezes his knuckles around the keys. “I didn’t do it all selflessly…please don’t take this wrong. I haven’t felt a sense of belonging in years. Me and Tommy have been drifting since I was twenty eight, working on one ranch after another. We’d stick around a town for six months and he’d get antsy, stir up trouble and we’d have to hit the road again.”
He brings his hand up to his mouth and chews on the corner of his thumb. He’s anxious, you can tell by the way his eyes flitter to you then away quickly. “I’ve covered his ass more times than I can count because I don’t know if I’ll be the same if I have to leave here. It feels fuckin—selfish, like I’m usin’ your folks. M’gettin’ old, my bones are tired and all I want is to…stop. Slow down for once in my life. I’ve never been more at peace than I am here, with your parents and the ranch. I was doin’ so good, gettin’ my mind right, hatin’ myself a little less and then—“ he trails off with a distant look in his eyes.
And then…what? What’s caused Joel to lose that sense of peace and stability? “What happened?” You sink back in the bench seat, run your fingers along the stitched pattern of color adorning the warn padding. “S’big snow storm came in…I was comin’ back from town because I took Tommy to pick up flowers. He’d been a real asshole to a sweet lady who didn’t deserve it. Was pissed off he was smokin’ in the truck, pissed he was jeopardizin’ our home again, when we see this little car stuck in the embankment, met this—real pretty girl, and she…” he sneaks a glance over at you, but he’s doing his best to find anywhere, anything else to look at. Cars passing by, the sun reflecting off the bright white paint on the cross walk. The older woman in-front of you, helping what looks like her daughter, load her luggage into the trunk.
“She got under my skin and I was flustered for the first time in a really long time. Kinda freaked me out—and then I left here there—‘cuz I was scared shitless and nothin’s ever been the same since. Sorta think she hates my guts half the time for it.”
There's this unsettling silence in the cab, Joel's nerves and his admission hanging in the air between you. He’s never ever been this vulnerable and honest with you before. You’ve talked to him more times than you can count now, a meaningless little conversation where you found everything you needed to change your mind about him. But he’s never opened himself up like he was right now, in the damn pick up line of the Jackson airport.
“Joel I…I already forgave you for that.” You forgave him for that when he gave you your necklace for Christmas. You forgave him when he carried a newborn calf half a mile through a snowstorm for you. You forgave him when you came down the stairs to him in that damn cowboy hat.
You forgave him when he came back for you and looked at you with those pretty brown eyes.
“What?” He looks over at you and you hold onto the eye contact for as long as you possibly can. “I don’t hate you. Furthest thing from it actually—I do hate how much you avoid me. Like I’m going to bite your head off any second—“ he snorts, cracks a white smile at you and his eyes crinkle at the sides, making your stomach flutter, little blue butterflies soaring through your abdomen. “You do bite my head off—often.”
Okay—maybe he’s a little right, maybe you let it get too far a few times, spent too many afternoons angry at his distaste for you, when all you wanted was a taste of him. “Well, I’m sorry…for all the things I’ve said to you, the things I’ve called you. But I’m not upset about that anymore. I forgave you for that a long time ago. You’ve already made up for it a million times, Joel.”
He’s grinning at you like you just told him he won the fucking lottery, his nervous hands drumming a absent tune against the steering wheel. He’s looking at you like it’s the first time you’ve ever met him, his eyes shining with mirth and admiration. “Think…you could give this ol’ cowboy another shot?” That nervous little shake of his jaw, the tick in his voice and the hopefulness in his eyes is enough to break anyone, but you? You’re so lost on him you never want to find your way back. Throw away the maps, toss the keys somewhere you’ll never find them again—you never want to go anywhere else in the world. Another shot? You’d give him all of them.
“Pretend you’ve never met me before.”
He blinks, cocks an eyebrow and makes a face of confusion at you. “I’ve never met you?” You nod, turn your whole body to face him on the bench seat of his old beat up chevy. “Like it’s the first time we’ve met. I’m Hank's daughter and you’re picking me up from the airport to take me home for the first time in years. We’ve never met. Try again, shoot your shot, cowboy.”
You’d like to imagine that's how it went—your mom and dad were too busy to come get you and you decided to fly because you knew your little car wouldn’t make it. They send Joel, because he’s trustworthy and punctual. They know he’ll treat their daughter with respect, they trust that he’ll use his better judgment, because they know he’s a good man. You know that under that rough, hard exterior is an anxious man searching for belonging, a good man.
Joel takes a deep breath, lets his mind drift out the window before he turns it back to you with a charming smile, one you’ve never been on the receiving end of. It’s smoldering, flirtatious—everything you imagined Joel to be after all those years of pinning after a man you’ve never laid eyes on. A Joel you’ve never met and desperately need to get to know better. “Prodigy daughter finally returns,” his drawl is thick and his eyes rake over you once, twice, before settling on your own. “I’m Joel.”
You giggle—rightfully so, because this Joel? This Joel is all quick wit and chivalry. You fake introduce yourself back, your grin mirroring his own. “It’s a pleasure to meet you, Joel.”
“Pleasure is…all mine, darlin’.”
You could stare at him forever with that damn goofy smile on his face. “Anyone ever tell you—you look good in this?” You tell him, reaching up to flick the brim of his hat, but it stays firmly in place despite your efforts. He snorts and snaps up to catch your wrist, holding onto it tightly in his big hand. “S’funny, I was just thinkin’ about how good you’d look in my hat.” His thumb circles the inside of your wrist slowly,’ pushing down the fabric of your sleeve with the effort. Slowly, he draws your appendage closer, till his mouth hovers just above your skin. His eyes are like witnessing something tragic, so devastating you can't bring yourself to look away.
“In just—“ His eyes slip closed when his lips connect with the inside of your wrist. His lips are warm and so tender you fight down a soft whimper at the intoxicating sensation. When they open again, dangerous amber irises peer back at you like you’re their salvation. “-my cowboy hat.”
Oh—fuck. There’s an image you’ll never get out of your mind—your hands on his sweaty chest, the brim of his hat falling in front of your eyes while you try to keep it in place, despite the way you ride him—
“Joel—Jesus, you can’t just—“
He breaks out into a chest filled laugh, his eyes slip close and his head falls back. His whole body responds to the way he laughs, his legs kick up, his chest heaves and his belly bounces. He’s a menace, a damn trouble starter—he makes you see hearts around his head and a sparkle in his eyes you’re sure you’re imagining. He calms his laugh down with a few deep breaths, a grin still plastered on his handsome face. “What can I say? I’m really bad at first impressions.”
He is, but it doesn’t bother you like it used to. Joel isn’t and never will be the perfect man you’d envisioned. He’ll never be the Joel you’d made up in your head for so long, because that Joel was made solely for you, from your interpretation of a man who’s perfect for you in every way. But that Joel and the one in front of you are two vastly different people—this Joel is gruff at times, opinionated and flawed. He wasn’t made perfect for you, but you find that the things that make him the least like the Joel in your mind—are the things that you like most about him. He’s gruff, but he’s punctual and takes no shit. He’s opinionated, but he’s wise about life, he’s earned the right to voice his beliefs. He’s flawed—he has crows feet by his kind eyes, graying curls and weathered hands—but it’s his flaws that entice you to learn more about him. They make him real in front of you instead of a made up, faceless man in your dreams.
Your phone chimes in your pocket and it sucks you from the void in the cab of this old truck, away from Joel's charming smile and his burning hand on your wrist. He pulls away and the moment dissipates into dust on the dashboard.
Melly: I just got my bag, headed out now!
“Be right back,” you slip out the door with a firm shut and try your hardest not to glance back at the man in the cab of that blue and white truck.
Finding Melly is easy, she sticks out like a sore thumb with her blonde hair and too-blessed chest. What did she do in a past life for tits like that, anyways?
She comes out the double doors and jogs to you with a grin your wearing on your own face. “Oh my gosh!” She squeals, finally getting close enough to throw your arms around each other. It’s been months since you’ve seen each other after spending everyday together for the last two years. You tumble around together in your hug for a few minutes before she pulls back to look you over, in a pair of flared jeans and boots. “Oh man, the country got you.” She jokes, faking a deflated sigh. “Would you fuck off?” She laughs menacingly, slinging her bag over her shoulder for more security. “Let me guess, you’re still trying to drive that cowboy crazy, right?”
With a deep eye roll, you finally look back at the truck. He’s looking right back at you, an easy smile on his lips when your eyes connect. You look back to your best friend and make a face. “He uhm…he actually drove me…to come get you. He’s in the truck, please be nice to him, okay?” She sneers and you know she means trouble when you help her with her things on her way to the truck.
“Please don’t fucking embarrass me, I swear dude—“ Mel gives you a little shove and huffs a laugh when you put her suitcase in the bed of the pickup. “Don’t worry, I’m not going to ruin your shot with the old dude.” She looks around you, eyeing him from outside of the truck without his knowledge. “Holy shit, dude he’s hot. He’s like, stupid hot.”
You look over at him too and like he can feel your eyes on him, he looks over his shoulder, smiles warmly and you know it—
Know you’re fucked.
“Not a word.” Mel throws her hands up innocently and follows your lead when you open the door of the truck and climb in the middle, sliding in right beside Joel, reclaiming the space you’d taken up on your way here.
The whole drive back to the ranch, your body is on fire along the parts that connect to Joel, pressed so close you’re afraid you might melt into him.
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Two days pass in a blur.
You spend a lot of time with Mel, catching up on how she's been doing since graduating, how she likes work—she’s a wildlife biologist in Colorado, who’s still learning the ropes of the job but she’s never been more excited to be a part of something. You don’t tell her about the ranch for a good reason, but she still asks and doesn’t say anything if she notices the look on your face when you lie to her.
We’ll get through it
You love spending time with her, but you don’t see a lot of Joel besides meals. He’s pleasant and soft, smiling at you like he’s never worn a frown on that handsome face. He sits too close at dinner, draws your gaze in far too many times for it to be an accident. It’s not anymore but it’s still so damn hard to make yourself believe that this isn’t just a fleeting moment—temptation breathing life into you for the first time in years, teasing you with possibilities.
He makes you burn but he doesn’t push further, doesn’t chase that desire down its narrowing path. It’s so close—you’re so close to finally making him yours.
When your birthday rolls around, he’s nowhere to be seen at breakfast. When you head out to the stables, the horses have already been fed and there's no trace of the man who plagues your every waking moment. The truck is gone and the tire-tracks in the driveway look old, like he’s been gone for hours. It’s not that he’s required to see you on your birthday, but you thought things were going to change. You thought that re-meeting him in the truck at the airport would restart everything, he’d realize you want him around more than the ranch hand who got under your skin and made you desperate for his attention. It feels naive, to watch out the window for his truck for most of the morning, pining after that faded powder blue and rust.
“This is depressing to watch from the outside, you know that right?” Comes Mel’s voice from the other side of your room when you check the window for the first time in the last half hour. She's painting her nails on the chair in your room while you peer through the blinds like he might appear out of thin air without you hearing the rumble of his old chevy. “I don’t know what you’re talking about.” You do your best to defend yourself, stepping away and crossing your arms as you trudge to your bed.
“Don’t play dumb with me, I know you. You’re pacing your room wondering when you’ll see him. You know everyone can see the way you guys look at each other right? When are you guys going to like…kick it up a notch, get in his pants?”
You toss yourself on the fluffy sheets and close your eyes tight, letting your mind wander for a moment. “I don’t know…” what are you going to do, if you cant even see him long enough to get him alone? Tonight is the dance and you were hoping he’d be there, maybe he’d ask you for a dance. You’ve never told a boy in your hometown yes to a dance at this thing, but you’d change that for Joel. If he asked, you’d let him spin you around all night long.
Only problem is, he can’t do that if he’s still avoiding you like you're an illness he can’t afford to catch. “He’s so confusing. One second he acts like…he wants me, the next he’s hiding from me, probably—ugh, I just wish I could get him out of my head if he wants nothing to do with me!”
The room is silent, still for all of five glorious seconds before Mel breaks it. “Does he still run away to jerk off?” You snap your eyes over to her with a sharp glare. “Yes! And he drives me up the fucking wall, dude! All I want is to get my hands on that delicious man and he runs away every time. How am I ever supposed to accomplish anything if I can't even get him alone for five minutes. And every time I do, something happens and ruins it all.”
You can't seem to get a second with him no matter how hard you try. The last two days, he hasn’t been around aside from his work in the morning, a few meals he makes it to in between. If you’re being honest, it's painful to think about the way he’d smiled at you a few days ago and the way he doesn’t have the time of day now.
“If he shows up at that dance tonight, I’m making sure you get your second alone. Now come on, let me help you pick out your dress. He won't know what he’s missing out on.”
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By the time you’re headed out the door for town, Joel is still nowhere in sight. You thought you’d heard his truck for a moment earlier, but when you’d peered out the window a few minutes later, there was no blue chevy in the driveway. No cowboy waiting out front for you.
You trudged to the car in your black dress, two slits up the sides where your thighs peak out and a back so low your half afraid your ass is going to fall out of the damn thing. You do your best to hold it up when you walk through the dirt, a pair of knee high red cowgirl boots are the only thing saving you from the mud right now.
Melly isn’t far behind, but she's not dressed in anything nearly as revealing as you. She’s making friends with Tommy who surprisingly hasn’t tried to flirt yet and claims to have no idea where his older brother has disappeared to. He’s endearing, but you know he’s playing for both sides here, hiding something for his brother.
On the drive into town, your parents take your dads truck, leaving you, Mel and Tommy in your car. When you get about half way, you finally break and ask if Tommy has seen Joel, if he knows if he’s coming. Tommy shrugs in the rearview mirror with a smile.
“I’m sure we’ll see ‘em.” Is the only answer you get.
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It doesn’t happen for hours.
Hours of forcing a smile through mind numbing conversation with people you haven’t seen in years. The same old how have you been in the big city? and you tell them it was hard work and commitment. They ask no plans for the future? like you’re doomed without a ring on your hand at your age. You keep your head up through every comment, back handed compliment and pick up line that passes you by for a whole fucking hour on the dance floor alone.
“I think I want to go home soon. I’m having the worst fucking time, my feet are killing me and I think my eyelash is falling off.” Your whining and limping, faking distress and discomfort for any shot to get the fuck out of here, go home and maybe you can chance a run in with Joel.
Maybe he’s coming in from the north pasture where he’s probably been hiding all day. He’d be covered in muck and sweat, dirt clinging to the creases in his face. He’d be tired and worn out, vulnerable to the way you’d take advantage of his weakened restraint. “You sure you don’t want to stay a few minutes longer?” Melly muses beside you sipping on a tall glass of tequila on ice, watching the small town’s people converse and dance, laugh and gather together under the low string lighting.
You take a long drag of the drink in your own hand, your third of the night that's finally starting to warm your insides. It’s not enough to ease the ache of wishing Joel would appear. You know he won't, there's only a few hours left and people are starting to get tipsy. “I think you might want to rethink that…the devil himself just walked in, twelve o’clock.”
You look up at her, in a pretty green dress with curly hair framing her face. She’s smirking over your shoulder at something—or someone behind you. You turn the rest of the way around and swear you’re in the middle of one of those movie scenes.
The ones where the love interest walks in and sexy rock plays while they walk in slow motion. With wind blowing this hair back even though they are inside. Joel fucking Miller was doing exactly that at this very minute, striding through the hall in his cowboy hat and a black button down, dark wash jeans and his boots. He looks like a wet dream standing there, looking a little bit lost and so damn handsome. Under his hat, you can see that his hair is slicked back and he looks clean like he’d gone home and gotten ready.
He’s here.
“Oh he looks…if you don’t ask him to dance, I will. He’s hot.” You wish you could explain to her that Joel is more than that, that he’s funny and endearing, that he’s honorable and loyal to a fault. He’s so many more things than just hot. You swivel around as he makes his way through the crowd, he’s bound to find you and you don’t want him to spot you gawking at him. “Do I look okay? Fuck he looks so good—is my hair alright?” You try to do a quick pat down but Melly grabs your hand with a smile. “You look fine. He’s not going to know what hit him, I promise—but he’s coming this way so whatever you do, chill out.”
She sets her drink on the tall table, the ones that adorn the outside of the dance floor for people who want to mingle. You take a long drink of yours and move to set it down when someone clears their throat behind you. The drink hits the table and you turn slowly, till you rotate around to face him completely. He’s even more devastating up close with pearl snap buttons on his shirt, his arms nearly bulging out of the damn thing. His facial hair looks shorter, his eyes shimmering with reflected light.
“What’s a pretty thing like you doin’, standin’ here all by herself on her birthday?” He grins at you and takes another step forward. “Guess I’m just waiting for the right cowboy to ask me for a dance.” You tease back, reaching out for him once he’s close enough for you to touch. You start at his stomach, soft under his dress shirt. When your hands make contact, a visible shiver runs through Joel.
There’s suddenly two more hands to join the party, one high up on your waist while the other curves around low on your hip, his digits digging into the top of your ass. “I’ll be real’ honest with you here, doll—askin’ you for a dance is the only reason I came tonight.” He smells good for once, usually you catch a hint of his shower under the smell of dirt and manure, a faintness of his once clean skin. Now, it’s all you can focus on—how he’d taste like his soap, smooth and clean, every part of him reachable by your watering mouth. “Well, Cowboy…go on.” Your hands slip up his chest and over his broad shoulders, like you’ve imagined yourself doing a thousand times. He’s responsive, lowers his shoulders so you fit along him perfectly.
“Would ya make this old man's day, let me have a dance?” His hand drops lower, along the side of your thigh until he can dig them into the curve under your ass. If you didn’t know any better, you’d think he was trying to hoist you up, drag you into that vice-like grip you want to be at the mercy of every day of your life. “Can’t get me any closer, Joel.” You giggle, hiding your face against his neck. He smells like after shave and a little like whiskey. “I thought you were giving up drinking?” You nip at his jaw lightly, just to listen to the way he rumbles against you.
“I’m—tryin’ to keep my cool here, but you look fucking incredible tonight. Needed a little courage to walk up to you, s’all.” He leans back slightly, looking down at the way your dress squeezes your tits together, nearly pouring out of the black satin. “Fucking…gorgeous in this thing, you know that? You knew how sexy this little thing was, didn’t you?” He pulls at the slit that exposes your thighs, raking it up a little higher, until he can get a handful of bare skin. He’s not wrong—you’d put the dress on and thought about all the ways it would drive Joel crazy if he saw you in it.
“You better take me dancing before you take this off of me.” The dance around you has started to fade away. Melly took her cue to go and has started to make conversation elsewhere. “With pleasure, darlin’.”
Joel all but carries you to the middle of the dance floor before you notice his obvious nervous ticks, the shake of his hands and the way he’s fighting the urge to gnaw on his thumb. He’s anxious despite his obvious attempt at faking composure. When you wrap your arms around his shoulders again, he stammers. “Need to tell you somethin’.” His voice is a little shaky on the inhale when his hands find your waist again. “I went into town last week, there’s this dance studio on sixth street and I thought, maybe I could trade work for someone to…teach me how to use my damn feet.” For added flair, he reels away from you and spins you once before drawing you back into his chest as he moves. “So, I take it someone taught you?”
The song changes, something slow, romantic and sweet that couples join in around you, swaying together around the dance floor. “Lady said she’d been lookin’ for someone to replace the dance floor. Told her I just wanted to learn to dance, so I’d stand a chance against the other schmucks askin’ you.” He dances you around for a few more moments, pulling out all the stops—every new move he learned. Was that why he was gone so much, disappearing every time you turned around? He was replacing a damn floor and learning how to dance, all for you?
“Joel—“ you start, trying to grab ahold of him for long enough to make him still. “There's somethin’ else,” he dips you back and your insides flutter, looking up at him with those big brown hopeful eyes. He stands you up right again and the dancing slows to a stop, right there in the middle of the dance hall. You’re sure the towns eyes are on you, your mom and dad, friends from high school, older people you’ve been around your entire life. “She wouldn’t let me leave without payin’ me for it, said dancin’ lessons don’t cost that much after all.” He reaches into his pocket and pulls out a envelope, sealed tight with a number written on the front.
“Ranch needs it a whole hell of a lot more than I do. S’just two grand, but I’ve found a few other odd jobs, so there will be more comin’, but it’s a start—“ your hand clasps over his clutching the envelope. You push his hand down, stepping forward until you're nearly standing on his own feet. “Joel Miller…are you going to stand there all night running your mouth, or are you going to kiss me?” This endearing man, this big, expressive cowboy who can’t seem to get anything right in his own eyes, but everything right in yours.
He chuckles, the hand not holding the envelope finds the side of your face, sliding his thumb along the apple of your cheek. He’s not the one to make the first move after all—after all the leading him towards it, the teasing and the showmanship. It’s you that stands up high on your tiptoes and drags him the rest of the way in, until his mouth finds yours in the lull of the dance hall, surrounded by swaying bodies and sweet music.
He sucks in a breath through his nose and his mouth opens, slots your lips between his when he finally, fucking finally gives all the way in. It’s sweet, chaste while you stand there, smack dab in the middle of the floor. Joel stuffs the envelope back into his pocket and his other hand finds your body again, yanking until you're flushed against him, digging your hands into his shoulders when his tongue licks along the seam of your mouth, begging to be let into the slick heat. What was slow and steady, soon becomes frantic, hot and needy. Your fingers tug at the buttons of his shirt and someone shoots off a whistle from across the room, enough to have you reeling apart. Joel's mouth is red, his lips swollen and shiny from your spit.
“You want to get out of here?”
Yes. Fucking hell yes you wanted to, you’ve wanted to all damn night, but with Joel standing in front of you, a strained tent in his dark jeans, it’s all you can think about. Instead of a response, you grab him by his hand and all but drag him out the back doors towards the parking lot. It's quiet, dark—the dance isn’t even close to being over so there’s next to no one in the parking lot.
You never stood a chance, looking back on this moment right here. You never would have stood a chance, with Joel’s ragged breathing behind you when he closes the door tight behind him.
One look at his wild eyes and parted lips, you should have known how this night was going to end.
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Joel was desperate. He needed you, needed to touch you every second of his day. He thought about you every second he spent awake and he dreamt of you all night long. When he’d heard about the dance, he wanted to kick himself for not learning sooner. Finding the dance studio was a fluke, learning to dance was a damn nightmare and the floor wasn’t much better, but he’d do it all again for another opportunity to press you up against the brick wall with your thighs pressed apart and his hips slotted between them while he all but devoured your mouth.
He’s ruthless, relentless as he drags your bottom lip between his teeth. You—you can't keep your sounds to yourself, hiking your legs up higher around his waist when he presses in closer. He can feel himself straining through his jeans, can feel the heat of your core against his painfully hard cock. He’d take you right fucking here if you let him. “Joel—Joel,” your hips roll down to meet his uncontrollable press forward. “I know—fuck, baby, I know.” His movements are hurried and frantic, like this might be the only shot he has to get his hands on you. His mouth finds your jaw and he bites down on your flesh, relishing in the salty taste of sweat from dancing, the tang of your perfume and the sweet taste of your skin. It’s your sharp whine that gets him in motion again, his stilled teeth still hanging on to your delicate jaw. “Touch me, please—please, touch me.”
In a scurry, he drops his hand between your bodies, pushing the fabric of your dress to the side so his fingertips can work under the elastic of your panties, past the soaked material to the place he’s always longed to touch, always wondered what it would feel like.
And you are fucking drenched under his exploring digits. He slips them through your lips, your slick already dripping down his knuckles when he finds your clit and presses the pad of his thumb to it, swirling it around in a swift motion. Your head falls back and your mouth hangs open, a silent scream on your parted lips.
“There it is, huh? S’what finally gets you quiet? Just needed me to touch your pussy, didn’t you?” He groans when your thighs tremble against him, trying to tighten up around his waist where he has you pinned to the cold wall. His thumb keeps its rhythm while his fingers dip lower, making him breathless at how easily your body draws those fingers in. You come apart like you were meant to do just that, your body rapidly chasing him towards the brink. If he hadn’t gotten himself off twice today, he’s sure he’d already have cum in his pants from just this. “Yes-Yes, Joel—make me cum, please!” Your voice is wrecked.
Your eyes rolled back in your head, your chest heaving in that pretty little dress—your tits are about to bust out of the damn thing. He picks up the pace, slams his fingers into your heat and curls them while his thumb makes quick work of your clit. It’s been so long since he touched a woman, but he’ll never forget the signs.
You are dangerously, furiously close in mere minutes alone. “That’s it, pretty girl—cum on these fingers, let me feel her squeeze me.” You cry out sharply and he nearly covers your mouth with his other hand, but he doesn’t move. Instead, he revels in the pulse of your pussy on his fingers, the way you grind down against him while your body grasps for release. It comes to you with a whole body shake, a ragged gasp of his name and his tongue on your jugular.
When he pulls his hand free, it’s with a wet sound that makes his gut tighten and his knees weak. He has to get you somewhere more secluded, away from the prying eyes of the town folks. “Wunna taste you,” he growls lowly, dragging you away from the building despite the way you stumble, the lightheadedness from cuming on his fingers.
His truck is parked in the back for lack of a better spot, due to his tardiness. He’ll thank his lucky stars for it later, if he can remind himself of it. Now, he slings the door open and nearly throws you down on the bench seat. “C’mere, girl.” He’s running out of will power and common sense, the only thing driving his mind right now is sheer want, carnal desire to get his mouth all over what he’s already ruined. He’s lucky for the part of his brain that slips off his hat and sets it on the dashboard. “Lemme see that fuckin’ pussy.”
His hands find the backs of your knees and he yanks you to the edge of the seat. At this angle, he can spread you out and kneel beside the truck, let you use the door jam to rest your foot on. When your eyes find him, he thinks you’re just as far gone as he is, blinded to the world unfolding around you, to rubber hitting asphalt nearby.
“I’m going to fucking ruin you, babygirl. Only word you’ll know is my name when I’m finished with you.” He pushes your dress up with your hurried help, both of you desperately trying to rid you of your clothes as quickly as possible. The second he has your panties dangling between his finger tips, he pushes his head between your spread legs and buries himself under your dress.
The thing about Joel is, he’s always been too good at this. Half the time, it's the only reason women stick around. It must have been the only reason he got his ex wife to marry him.
He’s abandoned his shame and better judgment. He’s starved, famished for a taste of you. This man, this unhinged version of Joel eats pussy like he’s going to die without it. From the very second his mouth finds your center, he’s lost to your immodest cries, your mindless begging for him to keep going, never stop, never stop, Joel—please. He opens his mouth wide, slops his tongue through your folds like he’s trying to lick every drop from your sensitive skin. He pulls away for a breath and his eyes bounce up to meet yours, transfixed on his relentless attack. “Wunna split this little pussy open on me,” he says, muffled against your soft mound. He takes another long lap and moans at the heady taste of you on his greedy tongue.
“I’ve been practicing—I got, oh, fuck Joel, like that,” your head tips back and he pulls his mouth away completely. “You got what, baby, use your words.”
Your body clenches on nothing and his eyes track the movement with a low rumble. “Got a toy that’s as big as you so I could practice. So I'd be able to take you.”
You’d thought about this, about him. You’d thought about him while fucking yourself on a toy you’d bought to train yourself.
He doesn’t have the words to express the way it makes his chest tighten, so he presses his face between your thighs again and gets back to work, drawing out every secret you can no longer hold onto, how good he makes you feel, how hot and devastating his tongue is—how the sound of a car pulling up doesn’t even register until—
“Jackson Police department, step away from the vehicle!”
You should have known.
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frostcorpsclub · 1 month
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I ordered this cute commission of Jack and Suzy's ponified forms from https://www.deviantart.com/teonnakatztkgs Please look under the cut for some important information
From the description
"I'm sharing this across as many platforms as I can as I'm faced with a horrible situation and desperately need help. In short I'm losing my home and need a down-payment for a new place. The renters market right now is insane. (Like 5000 sometimes 7000 dollars a month for RENT) I've managed to find a place but he refuses to go lower than 3000 down but the rent is doable with my income. But I have been on medical leave since early February due to seizure like activity while I was working. I still have my job and should be returning in April from medical leave. But the foreclosure starts in 2 weeks and ive been using my savings to get by and dont have anywhere near enough for a down-payment. I have begged the mortgage company to let me make payments to them and they have been shady and refusing for months and out of nowhere want to foreclose. It's not even my house I just live in it. They have been building up in my area for a while now and recently started a plaza very close to where I am. I don't know if it has anything to do with it but I need to move. My family will NOT help me with anything.
OK that out of the way.
I'm trying to save 3000$. It's a lot but I have to be able to get a down-payment. It's not just for my sake.
I will literally draw whatever you want however you want it.
Sketch doodle traditional: 1$ Sketch page traditional: 3$ Sketch page digital: 5-7$(comes flat colored more complex characters will be higher) Black lineart fullbody: 10$ Colored lineart fullbody: 15$ Colored and shaded fullbody: 20$ (5$ more for each additional character) Background: 10$
Customs: Black lineart: 5$ Colored lineart: 10$
Adopts and OCs: I'm selling EVERYONE except TK, Kalmin, Silver, and Silverstorm. I have cats, dogs, lions, ponys, etc. Just ask what your looking for I'm still trying to figure out how to use toyhouse to share them there. Depending on how much art they have they will be higher.
Please share if you can't buy"
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amazinggrace22 · 1 year
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fastcashcloserca · 1 year
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joehomebuyer · 9 days
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Sell Your House Fast in Southern California: FAQs Answered
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Attracting Serious Buyers: Buyers looking for a fast transaction are often more motivated and willing to make competitive offers, reducing the likelihood of negotiations falling through.
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What Factors Can Affect the Speed of My House Sale in Southern California? Several factors can influence how quickly your house sells in Southern California, including:
Location: Desirable neighborhoods with good schools, amenities, and transportation links tend to attract more buyers and sell faster.
Market Conditions: The state of the real estate market, including supply and demand dynamics, interest rates, and economic factors, can impact the speed of your sale.
Condition of Your Property: Homes in excellent condition tend to sell faster than those in need of repairs or renovations. Consider investing in minor upgrades to make your house more appealing to potential buyers.
Marketing Strategy: The effectiveness of your marketing efforts, including online listings, signage, and promotional materials, can significantly influence the speed of your sale.
Are There Any Risks Associated with Selling My House Fast? While selling your house quickly can offer numerous benefits, it's essential to be aware of potential risks, including:
Selling Below Market Value: In a rush to sell, you might accept an offer that is below the true market value of your home. It's crucial to do your research and consult with real estate professionals to ensure you're getting a fair price.
Limited Negotiating Power: When you're eager to sell quickly, you may have less leverage during negotiations, leading to lower offers or less favorable terms.
Choosing the Wrong Buyer: Not all buyers who are interested in a fast sale are reputable. Be cautious of investors or cash buyers who may try to take advantage of your urgency. Always vet potential buyers and consider working with a trusted real estate agent.
Legal and Financial Implications: Selling a house involves complex legal and financial processes. Rushing through these steps without proper guidance can lead to costly mistakes or legal issues down the line.
In conclusion, how to sell my house fast Southern California requires careful planning, effective marketing, and realistic expectations. By addressing these FAQs and working with experienced professionals, you can streamline the selling process and achieve a successful outcome. Remember to prioritize your goals, stay informed, and seek guidance when needed to make the most of this significant transaction.
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robertsbig60 · 1 year
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I Need to Sell My House Fast in Dallas?
Why do some homes sell right away? Why do some sit on the market for months at a time? And why isn’t your house selling? “I Need to Sell My House Fast in Dallas” In our latest post, we will help you to consider some reasons why your house isn’t selling, and what you can do about it! Selling a home takes work. It is only when a price, a property and a buyer all lineup that you are able to achieve…
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Preferred House Buyers,LLC.
I’m Relocating And Need To Sell My House Fast In Houston
selling my Houston house relocation
You are thinking “I need to sell my house fast in Houston”. Deciding to uproot and move to a new city or state can be exciting, rife with the adrenaline of change and a fresh new start. What do you do to make the transition quick and efficient, especially when selling your house in Houston at light speed? We will explore your options while also considering whether selling to a house investor is the way to go.
Relocation, Fast and Furious
You might be relocating for a new job, have a family emergency, be in financial distress, or have a lifestyle change. Fast relocations may be a necessity rather than a choice. That’s fine; we often don’t anticipate the abrupt life changes that prompt such decisions. In such a situation, your options for selling your house fast in Houston are:
Work with a Real Estate Agent: They have a deep market knowledge and will guide you in setting an attractive price.
For Sale by Owner (FSBO): If you’re up for the work, FSBO can save you agent fees and give you complete control over your sale.
Auction: Hosting an auction can be a quick way to sell. You set the base price, and the highest bidder gets the house.
Real Estate Investor or Cash Buyers: They buy houses quickly, often in ‘as-is’ condition, which saves you money and time on repairs.
Crunching the Numbers: Cost-Effectiveness of House Investor Solutions in Houston
Costs associated with selling a house include real estate agent commissions, closing costs, home inspection fees, and potential repair costs.
Selling your house to an investor, essentially a person or company eager to buy your property to resell or transform it into a rental unit, is attractive. But how pocket-friendly is this option? Let’s delve into that.
The primary appeal of selling to an investor lies in the potential speed of the transaction. Investors often pay in cash, eliminating the need for a lengthy mortgage application process. This avenue is particularly beneficial if you’re in a situation where time is of the essence, such as a swift relocation or avoiding foreclosure. Also, investors typically buy the property ‘as-is.’ This means you won’t need to empty your savings on costly repairs or extensive renovations, and it will leave you in a better financial position as a result.
However, remember that the experience and convenience investors provide often come at a cost, most frequently reflected as a lower purchase price. While traditional homebuyers buy a place to reside or serve as a second home, investors are in it for profitability. They would generally bid lower than the market price, balancing out any benefits that selling ‘as-is’ or for cash might offer. The margin can sometimes be significant.
Assuming you decide to sell to an investor, it is prudent to involve a real estate agent familiar with the process. Their experience and expertise can safeguard your interests and help prevent potential pitfalls.
Financial Implications: Understanding the Costs of Rapid Relocation
Moving swiftly certainly comes with its own unique set of challenges, especially when it’s tied to the sale of a property. Identifying and understanding the financial implications attached to such a decision helps manage expectations and successfully navigate the selling process.
One key aspect to consider is the unexpected costs that may arise. These costs could include any repairs or improvements needed to make the house more attractive to potential buyers. There’s also the need for storage or temporary accommodation should you sell before securing your next residence. Without planning, these costs can significantly add up.
Understanding how real estate financing works can also provide leverage benefits. If you sell your house at a reasonable price and promptly, you can make a profit, which can be reinvested or used towards purchasing your new home.
Conversely, it would be best to remember that adverse leverage effects can occur and magnify losses. For instance, you could incur a loss if you’re forced to drop the selling price due to urgency. So, you must price your property appropriately, knowing you may have to negotiate.
Foreign investments could present another challenge. If you’re considering selling to a foreign investor, you need to take into account potential closing delays due to tax consequences and logistics. The process may be prolonged due to additional paperwork or delays in fund transfers.
Despite the potential challenges, the tax advantages of selling a property are worth noting. Depending on your circumstances, you could be eligible to exclude up to $250,000 ($500,000 for a married couple) of gains on the sale of your home from your income, giving you a sizeable financial boost.
The decision comes down to your personal needs and financial goals. A quick sale can certainly be achieved and can even be financially rewarding. However, it’s essential to do your due diligence, stay informed, and make strategic decisions to ensure a successful relocation.
Relocating in a Rush: Why People Choose to Move Quickly
There are many reasons why you might need to relocate quickly. Let’s explore some of these circumstances.
Employment: Job opportunities often come knocking unexpectedly. Perhaps you’ve been offered a promotion in another city or state, or maybe you’ve landed your dream job. The clincher? It starts in a few weeks, and you must be settled in a new location by then.
Family needs: Sometimes, life throws us a curveball in the form of family emergencies. This could be the need to care for an ailing loved one or an unexpected change in your family structure that requires you to move closer to your extended family or to establish a separate residence.
Approximately 15% of fast home sales in Houston are because of divorce or separation
Economic factors: Other times, economic changes could be responsible for your need to relocate quickly. Unforeseen shifts in the housing market, including downturns that drive home values down or rapid spikes that make selling an attractive option, might also necessitate a swift move.
About 20% of quick home sales in Houston are due to financial difficulties
Health and safety issues: Occasionally, health and safety issues may cause you to need to relocate immediately. Changing neighborhood conditions, such as increasing crime rates or the encroachment of environmental hazards, can force you to seek safer surroundings.
Over 10% of people selling their homes quickly in Houston do so because of health issues or retirement
Whatever your reasons for a speedy relocation, it’s crucial to understand that selling a house rapidly could come with unique challenges. But with correct guidance and information, you can quickly navigate these hurdles and sell your home in Houston.
The Quick Sale Advantage: Why Time is Money in the Real Estate Market
Selling your house fast in Houston, especially when relocation is imminent, can be both a pressing need and a challenging endeavor. While an attractive investment, real estate is not always the most accessible asset to liquidate on short notice. That’s because finding prospective buyers, negotiating deals, closing sales, and managing all the paperwork takes time. With real estate transactions, time is genuinely equivalent to money.
This is where the value of house investors comes into focus. Investors typically buy properties as-is, meaning you don’t have to spend time or money making repairs or improvements to your home. They’re often readily equipped with cash funds, offering a quick closing process with minimal risk of deal breakdown due to financing woes. Such flexible arrangements can become very advantageous if you rush to relocate for reasons such as job changes, family circumstances, or medical emergencies.
However, it’s crucial to get a grip on the potential drawbacks. When you sell to an investor, you may only sometimes know who is buying your property, and you might not sell your home at its actual market value. So, it is essential to thoroughly understand the intricacies of the process and protect your interests. Enlisting a Houston-based real estate agent experienced in selling to investors can steer you clear of pitfalls, ensuring you get a fair deal.
Just to remind you, the goal is not to sell in haste but to achieve a worthy value for your property within your time constraint. Doing so is a balancing act of utilizing real estate leverage, understanding the landscape of Houston’s market, and choosing the right investor deal. In the context of relocation, making a cost-effective, rapid real estate deal can help ease financial and emotional stress, genuinely embodying the adage, “time is money.”
Relocation Simplified: Essential Tips for a Stress-Free Move
Moving can be a hectic experience, but it can be a smooth journey if executed with careful planning and organization. Below are some practical tips for a stress-free move when facing swift relocation.
Create a To-Do List
First and foremost, you’ll need to construct a checklist of things to do before the move. This might include researching movers, gathering packing materials, and dealing with utilities and address changes.
Start Early and Pack Smart
Could you start packing as early as possible? This gives you ample time to properly sort, pack, and label things, minimizing the last-minute rush. Please use sturdy boxes, pack heavier objects at the bottom, and wrap fragile items carefully.
Engage a Professional Moving Company
Hiring professionals can help alleviate the stresses of moving. They are experienced, have the right equipment, and can pack and move items safely and efficiently. Always read reviews and compare estimates before settling on a moving company.
Inform Important Parties
Could you inform parties like your utility providers, postal service, and bank about your move? Changing your address early ensures you will get all crucial mail or services.
Keep Important Documents and Valuables Safe
Separate crucial documents and valuables, label them appropriately and move them personally to avoid misplacement or damage.
Maintain a Positive Attitude
Lastly, I’d like you to please keep a positive mindset. Moving is stressful, but approaching it with a positive and can-do attitude makes it less daunting.
With the right planning and mindset, any relocation—even the fast ones—can be accomplished without unnecessary stress. It’s all about taking the right steps at the right time.
Relocation Made Easy: Utilizing House Investor Services for a Hassle-Free Move
Real estate investors often cover closing costs and commissions, which can make selling to them more cost-effective in certain situations
Fast relocation can often become a hefty task with the potential to become a full-time job, especially when you need to sell your house in Houston fast. However, the process can be significantly simplified by utilizing house investor services. Let’s go ahead and explore this avenue for a quick and hassle-free move.
House investors, either individuals or companies, primarily consider acquiring your home with one main goal: profitability. They will likely offer an ‘as-is’ purchase condition, so you’re spared any time-consuming and expensive property renovations or repairs. This is one significant advantage when you’re in a rush, and your primary objective is to sell your house quickly.
Another alluring aspect of dealing with house investors is their readiness regarding funds. Most house investors can buy your property outright, sidestepping the conventional loan approval process. This speeds up the closing process significantly – often limiting the ordeal to days – and spares you the jitters of a potential deal falling through due to funding issues. This is again a significant reason why selling your property to a house investor is an attractive option for swift relocation.
Even with this fast-paced transaction, you must ensure you are not being exploited. This is where hiring a real estate agent familiar with selling to investors comes into the picture. Their expertise will prevent you from being tricked and ensure you get a fair price for your property. Remember, the time you save in this process is valuable, but so is the worth of your property.
Another outstanding feature of selling to a house investor is the potential for flexible purchase arrangements. These might include rent-to-buy schemes or leaseback agreements, where you can sell your property but continue to live there for a predefined period. These arrangements can buy you some valuable time while you transition or sort out your next move. These arrangements provide fantastic financial and logistical flexibility to homeowners embarking on an unexpected move.
While a traditional sale might bring you a higher price, remember the time, effort, and resources required to follow that route, especially when you need more time. Hence, when the clock is racing, and you need to convert your property into cash, selling to a house investor could be a stress-free and apt fast-track solution.
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mattinglyacevedo72 · 18 days
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How To Buy Your Man An Incredible Blow Job
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frostcorpsclub · 1 month
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I ordered this wholesome commission of Santa and Virginia's ponified forms from https://www.deviantart.com/teonnakatztkgs Please look under the cut for some important information
From the description
"I'm sharing this across as many platforms as I can as I'm faced with a horrible situation and desperately need help. In short I'm losing my home and need a down-payment for a new place. The renters market right now is insane. (Like 5000 sometimes 7000 dollars a month for RENT) I've managed to find a place but he refuses to go lower than 3000 down but the rent is doable with my income. But I have been on medical leave since early February due to seizure like activity while I was working. I still have my job and should be returning in April from medical leave. But the foreclosure starts in 2 weeks and ive been using my savings to get by and dont have anywhere near enough for a down-payment. I have begged the mortgage company to let me make payments to them and they have been shady and refusing for months and out of nowhere want to foreclose. It's not even my house I just live in it. They have been building up in my area for a while now and recently started a plaza very close to where I am. I don't know if it has anything to do with it but I need to move. My family will NOT help me with anything.
OK that out of the way.
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Please share if you can't buy"
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myersfranks43 · 22 days
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Murree Pakistan, Travel Guide, Maps, Hotels
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robbpena15 · 22 days
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You Only Have 9 Real Options To Prevent Foreclosure
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