#anyway that bank is Citibank | Explore Tumblr Posts and Blogs

decolonize-the-left · 3 months

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DIVEST FROM BANKS FOR PALESTINE

.....Correct me if I'm wrong but allies to Israel would have no money to move around and spend if we and banks have no money to move around for them right?

Even the US treasury needs a way to offer collateral for the billions they give to countries like Israel. Do you know what that collateral has been thus far? Your paycheck. The future paychecks of babies that can't even talk yet. That's how they'll pay all this off.

The government has been giving us the biggest fuck you that they could. Let's return the favor.

"yeah but the banks-"

Have been bailed out every time they've asked for it since I've been alive. They love debt when they aren't the ones paying it. They'll know how heavy the weight of their arms dealing is. There's a reason they have been phasing out paper checks and money- they can't move money they don't have and digital bank accounts can't see the paper money in your drawer ¯\_(ツ)_/¯

So yes absolutely keep boycotting.

And we should pull all our money out of Major Banks.

It's incredibly accessible for most people who already have a bank account, even if you can't protest or strike. And you don't have to miss any work.

So let's hit em where it hurts.

Banks (from this list of Banks that heavily fw Israel)

Citibank

Bank Julius Baer & Co

Bank Lombard Odier & Co

Banque Pictet & Cia SA

BNP Paribas Israel

CBH Compagnie Bancaire Helvetique S.A.

Dreyfus Sons & Co.

Hyposwiss Private Bank Geneve SA

JP Morgan Chase Bank N.A.

Silicon Valley Bank

Union Bancaire Privee

HSBC

Barclays

BNP Paribas Israel

State Bank of India

Other banks that have supported the genocide

Goldman Sachs

Bank of America

Wells Fargo

Blackrock

AXA

Capital One

RBS

Marks & Spencer

Tesco

Scotia Bank

Bank of Montreal

No, you don't have to cancel your direct deposits (most places in the USA won't even pay you without an account anyway). But you should drain your account ASAP. Don't let the money sit in your bank. Pull it out and use cash for everything you can. Don't put money in the bank unless you need to.

The point is just to keep as much money as you can out of banks for as long as you can.

Yeah it's gonna be harder to order online which may be inconvenient until we readjust but thats good.

It'll be a natural way for the boycotts to evolve.

A lot of fighting in the Red Sea is being done because of how much money the USA, UK, etc have to lose if they can't get their products on time. The Houthis turning ships away cost these countries millions every time. If there are less ships to turn away cuz people aren't ordering stuff from overseas then Good.

Yeah we could have an organized day to do this but...why??? It's accessible, it's free, and the people across the globe experiencing a genocide right now, from north America to Africa to Palestine don't have the luxury of waiting a few months for us to spread the word and organize.

If you see this share it. Copy/paste, repost, retweet, idc. Spread like wildfire pls

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shop-cailey · 1 month

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the-firebird69 · 2 years

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We heard that the guy has 3/4 of the world's wealth in his Banks and it's true and he's using it to bother us and our son mostly harass our son doesn't do anything all day but do that we took control of the bank that our son has his money in both of them actually and now we're going to take control of the banks that a lot of people have their money in Bank of America is huge Wells Fargo is huge in America and overseas and Citibank too it's pretty big now there's too many people in there to have this loose Cannon s******* running and he's trying to screw around with people's accounts all day long and has people doing it and we're going to start firing all of them all the time it's way too much work it's taking too much time and we have to hire our people and we're going to do it we're going to get it done we have many methods and we're going to deploy them all but he said is you go on TV to tell him to all sign up we thought about that and we thought it wasn't the greatest but you have to interview them anyways it doesn't really matter in the end so I'm going to do a study to make sure and I want everybody from each group in a meeting shortly to do that study and we'll have a summit at the end of the day and we're going to get every other block out of the way he's working his ass off need some hiring right now we're dragging our feet on it it's the most important item.

There's a huge feeling of discontent now everybody's happy who hears you saying it we have to make sure that we're right but he says is we can't handle most populous if at the same time if one is infected but ours are that ours is not and do it by area and it's working we have to accelerate that's all and we're going to do that right now.

Who started moving on it too and we started to speed it up and it's not fast enough

Took over a lot of businesses and we're approaching the banks all at the same time cuz we have to we're at the financial centers and each branch and they're going the max are fighting over it foreigners and all the morlock, and against trumpsters this guy is going to die permanently tonight well tomorrow actually and once he does it's all over for his race right now there's millions and millions and millions of his everyday trying to get in and I denied and he said stupid things and does dumb things it looks weird because he is weird and he's stupid he's not fun to be near cuz he's dangerous it makes mistakes is a bully and Brutus at times and we don't want him around our son it refuses to leave right now or pull the amount of all of the banking on Earth he doesn't really have a good grasp of it now but he knows that money does now he's going to be poor so he's going to be threatening our son a lot and we'd like to deflect those threats and tear him apart using them and investments too and we heard that they're sitting there threatening his money so often that people can't keep track of how many people are doing it so you start getting rid of huge Bunches of them here a lot of people get caught up in it and get killed because they're with them and don't want to be but you can't let these assholes in. so we go to each branch and we're waiting for you them and tons of showing up today and we're shooting them and we're killing huge piles of trumpsters and kids and anyone related to them or working with them he's usually 10 or 20 bja per 100 trumpster and they all die and we cut them off and throw them into a hole. The max are killing shitloads of you too and we're side by side shooting you and can't believe how stupid you are cuz you just pour in like your water or something it's supposed to put out a fire most are unarmed. Tommy f is doing it too he's got money in there and you assholes ask for it it's ridiculous look at the looks on their faces this is so easy to kill them it's imagining his next to BJ from BJ and the Bear he says that's on my show this is what you know the one way to black trans am he says that is BJ the bear so this is your show.... So the shooter they're saying ridiculous stuff and all sudden he's laughing his ass off I have to kill every single one of you you're unsafe to be there you're sick your slobs what do you screw everything up. Now I get arrested and I'm stuck in prison with these gimps and they're all making fun of me cuz they're attacking my basis. So I said something at least you got something and they wouldn't stop and they said we get a stuck paying you said that's not what I meant you idiot so they started clamming around trying to figure it out but they going for hours so give me a riddle it's kind of like this despite of my rage I am still just a rat in the cage... So worked and thier thinking of getting out. And the treatment the same way so like 13 and you got to go oh we see that's what he's doing to him they sort of got something we've had enough of this s*** I wonder if you're infiltrated so that's how the stupid shattered on closed it wasn't you. Why don't you write some graffiti while you're doing nothing. It's almost Attica here for Christ's sake Tommy says quit get a stripper.

So they're asking the guy about football is like I used to coach and then trying to figure out where and when they're going wasn't Red devils he said no it's college ball and it's good enough and you have a team so they might start a circuit then go ahead and try and do it then start laughing oh we're all in jail I'm not going there either.... We see they say... It's self-preservation first.

So they said they're working on the problem and if I get the evil eye his is she going to regret doing that and what are you with your dumb a******

So Trump is in there trust is that is Trump is dead and temperatures are in there tons of the trumpsters and there's a pile of them and they're questioning them and going through them and the max are trying to gain the money back the easy way and it's really one of the big reasons why they're doing it and they're trying to get locations of hardware from Tommy f and both gangs are starting to beat up on the max. And they're trying to fight over the hardware for the blockade which is falling it's going to be down shortly they're only 40 million ships out there and will bring us for it in his crew are out there and I ran and they're going to the embassy and their ships are getting their s*** kicked out by a random Iraq Afghanistan Egypt a little and Russia China pretty soon they won't have a fleet just the old ships and tell them to stand down and they're going to be trapped. They ran me the maneuver they're blocking the tunnels and they're going in now cuz they have to and they're going to be stuck so I can try to work their way out it's really quite a scene all these ships are getting beat real quick let's give it a confidence so they're going after the blockade and they're going after the caverns so the other places with blockade ships in them and they're doing it now and it is very hard fighting very very strong fierce fighting. It's extremely dangerous and we don't want our son near it.

But the money is huge now we're at each branch and the max are fighting for the money for real and against all the more luck now it's a huge fight and a gigantic crew of morlock came pouring down the street and West Palm Florida towards the branch that Max were defending and it was about 8:00 a.m. and they had defenses and they opened up on them and slanted most of them in about 10 minutes it was a crowd of like a billion people at one branch. What we're doing is occupying the banks in order to access funds and what they're doing is trying to occupy the banks instead of us I try computer stuff too and they're terrible after the very hard I keep pouring in and out of every crevice it's not fun anymore there's far too many we kind of like 300 billion for each branch and that's ridiculous that's way too many that's far too many and headquarters are getting twice as many no it's like 100 times so we're trying to figure out where the cover from they keep telling us we clone wherever we are in other words thier mating and doing it all over the place everywhere you look they're screwing around having intercourse making babies so we have to go to all the hospitals and the houses and everywhere and rip them out and it is going to be a horror show cuz we have to do it and we have to do it now and she gets the message and it's going on huge numbers of them are in it's a giant giant giant move of ours and we're wrecking their large cloning mostly that's a huge problem and we took over the grocery stores. I was having trouble getting milk and things like that so we're right on it and our son and Hera called it out and we went after them all over the world because you idiots harass our son you expose what you're doing and you're dead meat you're stupid they're crushing it and you're not making it out of our hair if leads us to worry about so it's going down like that and actually they're attacking the blockade to try and get to DC and they were laid off from a bunch of jobs for real and they're getting fired today another round and each day they'll get fired and they'll try and get here forgieners are firing them too. Hand over fist too and laying into them with heavy and everything they got they're exterminating these people they just come running out they hear the gunfire they come running out and they get piled up it's too gross to explain because if you don't do it people get eaten and I'm tired of that crap they're disgusting retards. And it's their plan to do all this weird stuff Nexus and occupy the grocery stores and I could and they really don't do much they go in and they start to touch things so they get arrested and you can just reporting and sometimes I do and they get grabbed so I can't figure it out. The sun says to send them in loaded into all their clothing just blow the s*** out of it we're actually going to do that and send the assholes in but you can't carry the devices. It's far too much clothing and ready to hit the button right now he gives the honors to nuana Ariana and they say finally and they're pressing it and Baboom huge explosions all over the city and they sound weird cuz they're underground mostly gigantic numbers of explosions and these assholes couldn't leave fast enough and blue the s*** out of most of them I mean there's tons of these places that are gone and so he says round two. We do that too nice and white satin are in for support. It's taking pressure off the banks and we need it because people have to do business it is a huge huge day the more like you're going to fall they're attacking the blockade tons of them are dead they're throwing everything they got out of literally if piles of dead people on ships and the ship sinks it's really weird how these people are dying just gross people and we go by and remove all the people the ship and it continues now we have to ask people how long do you think we last if we didn't have a huge Army and the answer is not very long we need to be a lot bigger and we need it now and we need it or we're in trouble

Duke Nukem Blockbuster says

Thor Freya

Zues Hera well there seeing stuff too

Us as well and we need our people to sign up now he keeps saying it because we need it mean it too and you're required to you don't know the plan the plan dictates and mandates that you are signed up and vetted if you're not signed up vetted in time you get left behind

Olympus

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impatientno7 · 3 years

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So.. mastercard dropped this thing called "true name" and it seems like one of the participating banks actually exists in Europe, specifically citibank. Idk, thought you might be interested.

yoo i looked it up and i had no idea about this, this is great!! my bank doesn’t seem to have it yet unfortunately, but it’d be cool if it caught on before i’ll legally change my name anyway soon

#Anonymous

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hazelinhouston · 5 years

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120819 // first drive

Second full day and our first weekday! The roads are starting to get busy because everyone is headed back to work I guess. School is apparently starting next week so it is about to get worse.

It was a panic filled morning as we wanted to set up our bank account but discovered that Citibank has left Texas in general. And we had arrangements in place to set up a Citibank here. So the morning was spent finding alternatives and how to get our money over from Singapore. We by to BB&T bank (sounds like bubble tea) and the guy who assisted us was so lovely, he gave us so many other tips as well. And he flies Singapore Airlines to Russia so he knows of our little red dot. It is nice talking to someone who doesn't think we are from China/relates us only to Crazy Rich Asians.

Had Taco Bell for lunch and it was some $5 box. Super worth it and there was this cinnamon sugar rice sticks??? Damn good omg I can't. And the tacos omg yummers.

Spent the afternoon checking out another bank and also then going to look at apartments. We checked out the school's one (which is expensive and tiny) and two down the road (Lakeshore and The Cove). But Daryl and I have very conflicting views on the apartments so well.. We will need to sort it out. I thought Lakeshore looked dingy af and he thought The Cove looked like a retirement home 😂

Anyway, we came back for a little nap and overslept (as usual). Then went out to get Wendy's omg damn disappointing??? Sobs I guess that's it for Wendy's sigh.

And I had my first drive! That was nerve wracking. Daryl also drove in the wrong lane for the first time HAHAH.

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instantherringwagongoth-blog · 3 years

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The Laws of Money, The Lesson of Life

It is factual that money may break or make you if you do not handle them properly. Financial freedom is one of the great problems of people nowadays. And I couldn’t agree more to Suze Orman to the laws of money she explains. As I go on listening, my personal experiences keep on running into my head and I would like to share some of the laws that really has a big impact on my financial journey being on this age of 30ish. I really can connect myself to first, fourth and to the last law.

The first law is “Truth creates money, lies destroy it.”

“Truth is not just a fact it is a path”. We do not have courage to tell the truth. This is true with myself about courage of not telling what is my standing as to my financial status even if I have a good job, a car, I can travel, eat, have some coffee or buy anything I want every time. My social stature people see on social media is definitely not the true about my financial standing.

To be honest I have so many borrowed moneys from relatives, friends, colleagues and classmates. I am always afraid to say no to them. I am shy to say no. I am afraid to tell the truth that I cannot lend them money and just look for other ways. The level of sympathy I feel for them is truly there. Also, I am afraid to tell myself the truth about my financial standing.

Omron said that, “a lie is a path also leading to financial destruction”. True enough, because as of now, I am having trouble with my finances given that I am studying now and most of the people I lend money do not even have the plan to pay me back which has taken a long year now.

The fourth law is, “Invest in the known before the unknown.”

As per Omron, there are two known events in our life, death and retirement. In death, bills do not die with you, rather they will pay by your spouse, partner, siblings or family members that you left behind.

Retirement on the other hand, we should manage to pay bills and generate income out of retirement pay since we are no longer working and no monthly salary are expecting. I should say that this is a challenging part of our life especially if we do not plan our retirement.

Before venturing to unknowns such as investments, franchises, stock market, real estate market, etc., you should first make sure that the known portion of your life have taken care of. Meaning, you should have paid your debts or maybe you have no any debts in time of your death. You have planned your retirement surely that you can live in peaceful state without being unassured of what will happen to you being away from monthly paid salary.

One of the example Omron cited about debts is having a credit card. It will be very good if you live without credit cards and you just using cash in all your transactions. However, if you are using cards, it is really advisable to be a transactional credit card owner in a sense that you pay what all you swiped and not just paying minimum required. I have three (3) credit cards from Citibank, Metrobank and BPI. Whenever I use my cards, I make it assure that I will pay all the transactions I made every month. Never in my entire owning the cards paid only the minimum. I can certainly say that I have learnt my lesson before when I owned one card from Unionbank. It was a nightmare and I cannot forget my experience on this. To cut the story short, I have paid the money I borrowed less all the interest and late charges because I just made an agreement to the bank. As of today, I plan to cut two of my cards after paying my loan and just leave and use one but then again as per Omron, other cards should have opened and keep them in case of emergency which I will do.

Also, I am all approve of establishing an 8-month emergency fund so that if ever we decided to change career or company, maybe go on unemployment or become ill, there are still ready cash that you can go to and not again created debts.

The fifth and last law is “Always remember: money has no power of its own.”

Money will never ever define who we are. We have got to define our money. We are the one who brings power to every situation we make our money. We are the one who could put out into effect regarding our money – pay our debts, buy life insurance, invest in stock market or real estate, etc.

In achieving financial freedom, I believe that we need to surround ourselves with people that really help us to create what we want and what we deserve. Who we allowed people in our life really has a great impact in our financial freedom as per Orman. These are ‘financial law breaker’ who do not live with these five laws of money that greatly affect their action to yours. Consequently, people that surrounds us must be chosen in order to help us in our financial freedom. Nevertheless, if ever people that surrounds you are financial law breakers, help them to learn and teach them anyway.

At the end of the day, it is within our self the answer in all our problems about finances. You are the one who will make the decision to create your own truth, the decision on being truthful to oneself about your finances. Whatever happens, we need to get out of our debts. Save money and live simply. Create plans to lessen debts and start to invest. We have all stories about money and we must just be responsible and accountable with all our actions.

As Orman said,” BE TRUTHFUL AND HONEST TO YOURSELF”.

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eachdubh · 7 years

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Monday

Today began as the most Monday of all Mondays. The first thing I did (after making myself a big pot of tea) was call Citibank. I was supposed to have money back in my account by Friday last week, and didn't, so I needed to hash it out with them again. So anyway, each time I called I spoke to no less than two representatives, and with each representative I had to chew them out for not using the correct terms of address (and yes, I asked politely a few times, every time, before chewed anyone out). In the midst of this, I also called the bank I do most of my banking with; USAA. Twice, I had to conference them in with Citibank, and once I called them without Citibank on the line. Fortunately, USAA kept their normal levels of professionalism and didn't aggressively mis-gender me. Unfortunately, the first rep I spoke to misspoke about the status of my account (probably not on purpose, but it made an even bigger mess of things), to Citibank, so...I had to clear that up. So that was stressful. At one point the Citibank rep told me that she didn't see why the amount of money I was disputing should be that big a deal (around $150), and I basically lost it. Because I don't have that money, I had to reschedule an appointment, for the second time in a row, because I haven't been able to afford the gas to go for three weeks, which is about when this whole mess started. I have bills that are now overdue, because I haven't had the money to pay them, because my money is being sat on by Citibank and I can't use it. I've been scraping by for the past three weeks, just barely, and scrambling to get myself pulled together, and the rep tells me it shouldn't be that big a deal. Like, I realize she deals in large amounts of money all day, but it's not like my financial situation is uncommon among Citibank's clients. A little sensitivity would probably do her some good. They've told me I'll get everything back as it should be in "3-5 days," but I've heard that story before, so I'm fully prepared to call them again later this week and have it out with them again...

So after that awful set of phone calls, I got myself some more tea and spent an hour trying to get hold of someone at the VA so that I could reschedule my appointment, which I couldn't make today because of Citibank being assholes. Once I finally did get someone on the line at the VA, he managed to cancel my appointment, but after much hemming and hawing told me that he couldn't reschedule it, and he'd have to put me through to my doctor directly. My doc, of course, didn't answer his phone, so I left a voicemail. Then, because I know my doc well enough by now to know he won't return my call, I sent him an email, too. He neither called me (no surprise there) nor responded to my email, so...I still have no appointment.

Now, this is all still before breakfast. Unsurprisingly, I was very tense, and not much was helping, so I lost myself in setting up some of the social media pages for my business. I hate that part of running a business, but if I want to do any business, ever, I'll have to have an online presence, so... I'm working on it. I spent much of the rest of my day working on that.

4:30 rolled around, and my phone rang. Thinking it would be my doc returning my call, I was a bit miffed to hear a female voice. Then I realized it was my endocrinologist. She's the one who ordered a brain scan to look for tumors, right after we talked about my wanting to start HRT. I fully expected bad news. My day had been full of bad. However, she had good news for me. Since the brain scan had come back all normal, and the psych eval had come back all normal, she wanted to know if I wanted her to order testosterone for me right away, without waiting for my appointment late next month. Well, yeah! So we talked about starting dose, how often it'll be administered, who is going to administer it and how, and I'm still going to see her next month, because I have other things we need to discuss, but I'll have already begin taking T by then. I am SO STOKED. I got off the phone and bounced over to my husband to tell him the good news. I bounced around the house for a little while. I was so excited that I couldn't stop grinning. So, yeah, my Monday wasn't quite so Monday after all.

#Monday #banks #Citibank #USAA #screwing with my money #I'm so pissed #got bills to pay #hrt #trans man #transgender #transmasculine #nonbinary #nb trans #trans non binary #I'm so excited #can't wait to start #today was a rollercoaster

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illidanstr · 7 years

Text

Oh my god Barclays sent me to reconsideration

That means denial

Barclays is the only bank that asks things like "why are you getting two of the same card" and "why did you get five credit cards just now" or "we really feel that your current 75k in open credit lines are sufficient"

They're like a bag of dicks masquerading as a bank

And i just got a new card from them a couple months ago so i am fuuucked on this one

Who do they think they are, some responsible financial institution doing basic due diligence? They need to learn from citibank how to be cool

+inquiry goes on transunion. Experian is the only bureau anyone except Barclays ever pulls. So no waste

(The banks really mostly care about newly open accounts now, not inquiries anyway)

#churning #they still preapproved me for a a hawaiian airline card just after i got the arrival card from them #but the fact i just opened new accounts was probably a little much for them #calling their recon is the hardest

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viccebedo-blog · 5 years

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Bitcoin Creation and Value

Creating Bitcoins involves a very simple process of solving a puzzle (we won’t go into the technical details of this programming-math-cryptographic puzzle). To simplify, this puzzle is basically guessing a number, somewhat like a lottery.

To solve this Bitcoin puzzle, one must have a machine called a Bitcoin Miner, which can be bought online. If you don’t want to order online, you can also go to the nearest computer hardware store, buy the parts and assemble it yourself in your garage or in your room.

When a miner (the machine) solves a puzzle, the miner is rewarded with Bitcoins. The owner of the machine, you, will then have the option to keep it for yourself or sell it to the market via an Exchange. In the Philippines, we have many Exchanges licensed by the Bangko Sentral ng Pilipinas, the most commonly used Exchange is CoinsPH.

When you sell these coins to the market via an Exchange, you let go of your coins and the Exchange deposits Pesos into your bank like BPI or Metrobank, and that’s how Miners create Bitcoins and earn profits.

But why do people want to buy Bitcoins anyway? To understand why people like to horde Bitcoins, one must first understand its true power:

Let’s say I am using the traditional global banking system like HSBC, Citibank, JPMorgan and other global banks and I want to send $400 Million to a very remote place like Zimbabwe. It would take so many months to accomplish this task. We don’t even know if there is a branch of HSBC or Citibank in Zimbabwe or somewhere near. I need to assemble a financial team to handle the task and keep track of the progress. It would take so many 3rd-party companies to get involved, the transaction fee cost would grow to an unreasonable amount, the amount of time and cost needed to send money is unacceptable. I don’t even know, maybe it’s less costly if I just put Millions of dollars in my luggage and fly to Zimbabwe?

Andreas Antonopoulos, one of the global influencers of Bitcoin, had an amazing story where he had to wait 7 months for $500 to arrive, just because the money came from Russia, and he had to be interrogated for an amount that can’t even buy a nuclear weapon.

If this $400 Million Zimbabwe transaction had to be done via Bitcoin, it would only take 15 minutes for the money to arrive, at $2.50 Transaction Fee. That’s it. Nothing more, nothing less, all done. Send the money before taking a bath, take a bath, and after you take a bath, the money is received in the other side of the world. That is the true power of Bitcoin.

But why are people hording it? To understand why people are hording it, we need to understand first the reward system of the miners and scarcity.

When a miner solves a puzzle, that miner is rewarded a certain amount of Bitcoins. Currently, this reward is equal to 12.5 Bitcoins. So, when a miner solves a puzzle, he gets 12.5 BTC’s as a reward. But the catch is, the reward is cut by 50% every 4 years, and this phenomenon is what we call a Bitcoin Halving. As of this writing, the next halving is estimated to occur in May 2020. After May 2020, the miners will only get 6.25 BTC’s per puzzle solved.

The driving force of price is scarcity. Bitcoin is very scarce, it is only limited to 21 Million. Once it reaches its limit, no Bitcoin can ever be mined. It is more scarce than Gold. For Gold, we can just open up a new mining company and go dig somewhere in Africa and get Gold. But for Bitcoin, once it’s done, it’s done.

The Bitcoin story is a unique story of a very powerful new technology, that no one understands what the heck it is, that can send gazillions of dollars beyond political borders in a few minutes with very little transaction fee, combined with a “limited-edition“ very scarce supply, and an ever-decreasing rate of production. To add to that, the network has now become so strong that the only way to kill Bitcoin is to kill the Internet, which is basically impossible. Now, we have a limitless technology, and at the same time, invulnerable. That’s why governments and big institutions are buying Bitcoin, and that is why it’s very expensive.

For normal people like you and me, we don’t need to buy 1 Bitcoin if we want to invest, we can buy up to 8 decimals like 0.00000001 BTC, which are called Satoshi’s, named after the hero of the new financial world, Bitcoin’s anonymous inventor Satoshi Nakamoto.

Thank you for reading! To learn about Bitcoin market cycles, the ups and downs of price, the peak and crash, the action and all that jazz, click on the link below.

Bitcoin Market Cycle

0 notes

tchallin · 4 years

Text

Little Known Facts About Rich Credit Cards - And Why They Matter

The ultra-wealthy have varying requirements to normal individuals like us. While we are always on the look-out totally free traveling insurance policy when reserving our trip, they are wanting to work with a private jet at a moment's notice with their credit card.

When shopping for credit card, these high internet worth individuals look for different requirements. According to a survey by the High-end Institute, the affluent are looking for a card that gives them "unique gain access to, unrivaled advantages as well as improved consumer experience".

So what charge card can you discover in extremely abundant individuals's pocketbooks? Right here are 5 of the most high-status, special charge card on earth:

1. American Express Centurion Card 1. American Express Centurion Card

Practically every person has heard of "The Black Card", one of the most prominent special card out there. All of it began with a rumour of a secret as well as super-exclusive high-end American Express "black card", back in the very early 1980s.

At Some Point, American Express determined to capitalize the rumour, presenting the Centurion Card in 1999 for only its wealthiest consumers. The card is made of anodised titanium, making the card black in colour.

Just how do you obtain a Centurion Card? The initiation charge alone is US$ 7,500 (RM28,203), while the yearly fee is US$ 2,500 (RM 9,410).

There's no limit on the card, so you can bill, as one consumer did in 2014, HK$ 281 million (RM 136 million) to purchase an old Chinese ceramic mug from Sotheby's Hong Kong. For this acquisition, Liu Yiqian won 422 million American Express points, which he can trade for "28 million frequent leaflet miles or concerning US$ 180,000 (RM677,512) well worth of vouchers at Hong Kong merchant ParknShop," according to Bloomberg Company.

Cardholders additionally obtain access to a whole host of luxurious points, most of which American Express conceals, however some details are leaked out. Several of these "secretive" things consist of renting a Formula One cars and truck, and concierge services. Benefits differ from nation to country, but it's secure to claim that nearly whatever is within your reach with the Centurion Card

2. JP Morgan Palladium Card JP Morgan Palladium Card

If you think titanium cards are too conventional, you will change you mind with the JP Morgan Palladium Card Introduced in 2009, it's made of palladium and also 23K gold. A Bloomberg record approximates that the materials of the card alone set you back US$ 1,000 (RM3,764). Your name and trademark are laser-etched onto the card. Elegant.

This might be further out of your reach than the Centurion Card In order to receive the Palladium Card, you require to have a private lender with JP Morgan, as well as the minimum for that is US$ 1 million (RM3,764,030), although Chase Private Clients can additionally qualify, reducing the minimum to US$ 250,000 (RM941,007). The annual charge, according to Dr Credit Card, is a monstrous US$ 595 (RM2,239)!

What are the benefits? For every single buck spent, you obtain one factor, or two factors if you spend on travel. And as soon as you strike US$ 100,000 (RM376,355) in costs, you get a perk 35,000 points.

There are no foreign exchange fees, late fees, cash loan fees, or over-limit fees. This is ideal for those that intend to take a trip like a queen, as you likewise get access to greater than 600 airport terminal lounges worldwide, as well as you can likewise utilize MarquisJet, the globe's largest fleet of exclusive jets.

There are numerous other advantages to holding this card, and you can money in your points for skydiving lessons, complimentary golf lessons with a professional, as well as various other unique rewards. Also, did we discuss it's made of gold?

[communication id=" 558b9698ab9dc6b44931c890 ″] 3. Dubai First Royale Card. Dubai First Royale Card.

If you are not the rare-earth elements type of man or lady, you will undoubtedly be excited with valuable treasures. This of a kind card, the Dubai First Royale Card, is not only trimmed with gold, yet it additionally come with a white.235-carat ruby smack bit in the middle of it.

Ibrahim al Ansari, primary executive of Dubai First, told The National that this is "the most exclusive credit score card in the globe". Not everyone can apply for these cards.

To provide first-rate advantages and also advantages, the bank has actually partnered with Quintessentially, a high-end services company, to supply specialized concierge services for the cardholders.

" What are their demands? It's not money-- it's service," al Ansari stated. The concierge solutions can supply practically anything your heart's wish. Want tickets to the Oscars? Not a problem. The attendant solution when flew a client to Stuttgart, Germany even if he wanted to test-drive the latest Porsche.

On top of all that high-ends, cardholders can likewise get 4% cash back on all purchases, without any yearly charges. There is an AED7,000 (RM7,171) signing up with cost (as of 2011). Certainly, there's no investing limit, since if you're the type of man that has a ruby in his bank card, you do not need one.

The card prides itself on its superior service. "You request the moon and also we try as well as obtain it," al Ansari stated. And you can most likely bill the rate of the real moon to this card

4. Coutts Silk Card. coutts silk card.

Known as the "a lot of popular and also prestigious card", it was initially presented by the exclusive financial institution Coutts & Co. in 2013. A cost card, the Silk Card offers accessibility to a first-rate attendant solution, to help make your life simpler in every feasible method.

Cardholders do not need track their rewards points. The financial institution sends you a letter requesting for you to choose the reward you desire everytime you pass a costs limit.

For a taste, at ₤ 25,000 (RM146,181), you can obtain two containers of Brice Bouzy Grand Cru Sparkling Wine 2002 and also 2007, and also at ₤ 100,000 (RM584,693), you can get exclusive assisted scenic tour, sampling and also lunch at Hush Health Estate for 2 with The Vintner.

This card comes with a ₤ 30,000 (RM175,408) per month investing limit, yet you can always raise it by speaking with the bank. The annual fee is ₤ 350 (RM2,046), which is virtually a swipe compared to various other cards in this category. This card isn't in fact made from silk, however, but it is motivated by silk patterns from Chinese tapestries.

5. Citibank Ultima Infinite Citibank Ultima Card

If you believe all these cards are quite out of your reach, geographically, below is something a little closer to house. The Citibank Ultima Infinite, is offered in Singapore, India, the UAE, and Hong Kong. Like any exclusive cards, this card is invite-only for the wealthiest Citibank clients, and also is the very first exclusive card to be initial provided in Asia!

When it was very first introduced, it was targeted to customers in Singapore that were earning a minimum of S$ 350,000 a year, however they changed this to consumers with minimal possessions of S$ 5 million (RM13,955,463) when they relaunched in 2010. In Singapore, the yearly charge of this card is S$ 3,888 (RM10,852), thought to be a fortunate number. In Hong Kong, it's, HK$ 23,800 (RM11,552).

To accommodate their cardholders' demands, they get a devoted Lifestle Supervisor each, who can help you with scheduling travel, getting tickets to exclusive events, as well as various other distinguished advantages. If that's not good enough, your card will certainly also be hand-delivered to you by your Lifestyle Manager, where he will have a conversation with you to recognize your requirements. Based upon that, they can recommend events or opportunities that deal with your interests.

The advantages vary from country to nation. In Hong Kong, you get 120,000 Asia Miles yearly, which suffices for a round-trip business-class ticket from Hong Kong to London (valued at RM27,919). And also you obtain free of charge eco-friendly fees on a few of the region's finest fairway. Not too shabby.

These cards and also their wonderful advantages might be desire or life goals for most of us average individuals. Do we actually require 24/7 accessibility to exclusive jets anyway? Really did not assume so. For us, the routine cards with rewards that match our way of lives will do just fine.

Exactly how do you obtain a Centurion Card? The annual fee, according to Dr Credit score Card, is a monstrous US$ 595 (RM2,239)!

A fee card, the Silk Card provides access to a world-class attendant solution, to help make your life much easier in every possible method. The yearly cost is ₤ 350 (RM2,046), which is virtually a take compared to other cards in this category. Like any exclusive cards, this card is invite-only for the wealthiest Citibank clients, and is the initial unique card to be initial supplied in Asia!

0 notes

slut6arden · 5 years

Text

Thinking About Rich Credit Cards? 10 Reasons Why It's Time To Stop!

The ultra-wealthy have varying demands to normal individuals like us. While we are constantly on the look-out completely free travel insurance when scheduling our flight, they are seeking to hire a private jet at a moment's notification with their charge card.

These high total assets individuals look for different standards when buying charge card. According to a survey by the High-end Institute, the wealthy are seeking a card that provides them "special accessibility, exceptional benefits and improved client experience".

So what bank card can you find in very abundant individuals's purses? Right here are 5 of one of the most high-status, exclusive credit cards in the world:

1. American Express Centurion Card 1. American Express Centurion Card

Virtually everyone has actually become aware of "The Black Card", one of the most prominent exclusive card available. It all started with a rumour of a super-exclusive and secret high-end American Express "black card", back in the very early 1980s.

Ultimately, American Express made a decision to profit the rumour, introducing the Centurion Card in 1999 for only its wealthiest clients. The card is made from anodised titanium, making the card black in colour.

Exactly how do you get a Centurion Card? The initiation cost alone is US$ 7,500 (RM28,203), while the yearly cost is US$ 2,500 (RM 9,410).

What are the benefits? Virtually anything you could consider. There's no limit on the card, so you can bill, as one client carried out in 2014, HK$ 281 million (RM 136 million) to purchase an ancient Chinese ceramic mug from Sotheby's Hong Kong. For this purchase, Liu Yiqian won 422 million American Express points, which he can trade for "28 million constant leaflet miles or regarding US$ 180,000 (RM677,512) worth of vouchers at Hong Kong merchant ParknShop," according to Bloomberg Organisation.

Cardholders additionally obtain accessibility to a whole host of lavish points, a lot of which American Express conceals, but some details are dripped out. Some of these "deceptive" things consist of renting out a Formula One car, and also attendant services. Advantages vary from country to country, but it's secure to claim that nearly every little thing is within your reach with the Centurion Card

2. JP Morgan Palladium Card JP Morgan Palladium Card

A Bloomberg record estimates that the products of the card alone set you back US$ 1,000 (RM3,764). Your name and signature are laser-etched onto the card.

Nonetheless, this might be even more out of your reach than the Centurion Card In order to get the Palladium Card, you need to have a private banker with JP Morgan, as well as the minimum for that is US$ 1 million (RM3,764,030), although Chase Private Customers can likewise certify, decreasing the minimum to US$ 250,000 (RM941,007). The yearly cost, according to Dr Credit Card, is a monstrous US$ 595 (RM2,239)!

What are the advantages? For every single buck invested, you get one point, or two factors if you invest in traveling. And as soon as you strike US$ 100,000 (RM376,355) in investing, you obtain a perk 35,000 points.

There are no forex charges, late charges, cash loan fees, or over-limit costs. This is ideal for those that want to travel like a queen, as you additionally get access to more than 600 airport lounges worldwide, and you can likewise make use of MarquisJet, the globe's largest fleet of exclusive jets.

There are several other benefits to holding this card, as well as you can cash in your factors for skydiving lessons, cost-free golf lessons with a professional, as well as various other exclusive benefits. Did we discuss it's made of gold?

[communication id=" 558b9698ab9dc6b44931c890 ″] 3. Dubai First Royale Card. Dubai First Royale Card.

If you are not the precious metals kind of individual or woman, you will surely be excited with precious gems. This one of a kind card, the Dubai First Royale Card, is not just cut with gold, however it additionally include a white.235-carat diamond slap dab in the center of it.

Ibrahim al Ansari, primary exec of Dubai First, informed The National that this is "the most special debt card in the world". Not everyone can use for these cards.

To offer world-class benefits and also advantages, the financial institution has actually partnered with Quintessentially, a high-end solutions company, to supply committed attendant services for the cardholders.

" What are their requirements? The concierge services can supply virtually anything your heart's need. The concierge solution once flew a client to Stuttgart, Germany simply because he desired to test-drive the most current Porsche.

In addition to all that deluxes, cardholders can additionally get 4% cash money back on all purchases, with no annual fees. There is an AED7,000 (RM7,171) joining fee (as of 2011). Certainly, there's no investing limitation, due to the fact that if you're the type of individual that has a ruby in his bank card, you don't require one.

The card prides itself on its top-notch solution. "You request for the moon as well as we try as well as obtain it," al Ansari said. As well as you can probably bill the price of the actual moon to this card

4. Coutts Silk Card. coutts silk card.

Called the "many sought-after as well as prominent card", it was initially introduced by the personal financial institution Coutts & Co. in 2013. A charge card, the Silk Card gives access to a first-rate attendant service, to help make your life much easier in every feasible method. From event administration to flight reservations to advising gifts that will blow away the recipient-- you can trust the card. They'll even assist you work with the very best tutors for your child.

Cardholders do not need track their rewards points. The financial institution sends you a letter requesting for you to select the reward you want everytime you pass a costs limit.

For a preference, at ₤ 25,000 (RM146,181), you can get 2 bottles of Brice Bouzy Grand Cru Sparkling Wine 2002 and 2007, and also at ₤ 100,000 (RM584,693), you can obtain personal guided tour, tasting as well as lunch at Hush Heath Estate for two with The Vintner.

This card comes with a ₤ 30,000 (RM175,408) per month spending limit, yet you can always raise it by talking with the bank. The annual charge is ₤ 350 (RM2,046), which is almost a take contrasted to other cards in this group. This card isn't really constructed from silk, though, but it is inspired by silk patterns from Chinese tapestries.

5. Citibank Ultima Infinite Citibank Ultima Card

If you assume all these cards are quite out of your reach, geographically, here is something a little closer to house. The Citibank Ultima Infinite, is provided in Singapore, India, the UAE, and also Hong Kong. Like any type of special cards, this card is invite-only for the wealthiest Citibank customers, as well as is the initial exclusive card to be first used in Asia!

When it was very first introduced, it was targeted to customers in Singapore that were gaining at least S$ 350,000 a year, yet they changed this to customers with minimal possessions of S$ 5 million (RM13,955,463) when they relaunched in 2010. In Singapore, the annual charge of this card is S$ 3,888 (RM10,852), thought to be a lucky number. In Hong Kong, it's, HK$ 23,800 (RM11,552).

To satisfy their cardholders' demands, they get a dedicated Lifestle Manager each, that can help you with reserving travel, getting tickets to unique events, and also other prestigious rewards. If that's unsatisfactory, your card will certainly likewise be hand-delivered to you by your Way of living Supervisor, where he will certainly have a conversation with you to recognize your demands. Based upon that, they can advise events or chances that deal with your passions.

The benefits differ from country to nation. In Hong Kong, you get 120,000 Asia Miles each year, which is enough for a round-trip business-class ticket from Hong Kong to London (valued at RM27,919). And you get free environment-friendly fees on several of the area's finest golf courses. Not as well shabby.

These cards and also their wonderful perks may be dream or life objectives for most of us average people. Do we truly require 24/7 access to personal jets anyway? Didn't believe so. For us, the normal cards with rewards that suit our way of lives will do just fine.

Just how do you get a Centurion Card? The annual cost, according to Dr Credit score Card, is a massive US$ 595 (RM2,239)!

A cost card, the Silk Card offers accessibility to a first-rate attendant service, to assist make your life easier in every feasible method. The annual fee is ₤ 350 (RM2,046), which is virtually a steal contrasted to various other cards in this group. Like any type of special cards, this card is invite-only for the richest Citibank clients, and is the initial unique card to be very first used in Asia!

0 notes

since-the-900s · 5 years

Text

How To Slap Down A Rich Credit Cards

The ultra-wealthy have differing requirements to average people like us. While we are constantly on the look-out absolutely free traveling insurance coverage when reserving our flight, they are seeking to work with an exclusive jet at a moment's notice with their credit card.

These high total assets individuals look for various criteria when purchasing bank card. According to a study by the Luxury Institute, the wealthy are looking for a card that supplies them "special access, exceptional advantages and boosted customer experience".

So what bank card can you find in very rich individuals's purses? Right here are five of the most high-status, special credit cards in the world:

1. American Express Centurion Card 1. American Express Centurion Card

Nearly every person has actually become aware of "The Black Card", the most popular unique card out there. All of it started with a rumour of a super-exclusive and also secret premium American Express "black card", back in the early 1980s.

At Some Point, American Express made a decision to profit the rumour, introducing the Centurion Card in 1999 for just its wealthiest customers. The card is made of anodised titanium, making the card black in colour.

Just how do you obtain a Centurion Card? The initiation cost alone is US$ 7,500 (RM28,203), while the annual cost is US$ 2,500 (RM 9,410).

There's no restriction on the card, so you can charge, as one consumer did in 2014, HK$ 281 million (RM 136 million) to purchase an ancient Chinese ceramic cup from Sotheby's Hong Kong. For this purchase, Liu Yiqian won 422 million American Express points, which he can exchange for "28 million constant leaflet miles or concerning US$ 180,000 (RM677,512) worth of vouchers at Hong Kong retailer ParknShop," according to Bloomberg Company.

Cardholders also obtain access to a whole host of glamorous points, a lot of which American Express keeps secret, yet some details are leaked out. Several of these "secretive" things include renting a Formula One vehicle, as well as attendant services. Advantages differ from country to nation, but it's risk-free to state that practically everything is within your reach with the Centurion Card

2. JP Morgan Palladium Card JP Morgan Palladium Card

If you believe titanium cards are also mainstream, you will certainly transform you mind with the JP Morgan Palladium Card Released in 2009, it's constructed from palladium and 23K gold. A Bloomberg record approximates that the products of the card alone cost US$ 1,000 (RM3,764). Your name as well as trademark are laser-etched onto the card. Classy.

This may be additionally out of your reach than the Centurion Card In order to get approved for the Palladium Card, you require to have a private banker with JP Morgan, as well as the minimum for that is US$ 1 million (RM3,764,030), although Chase Private Customers can additionally certify, reducing the minimum to US$ 250,000 (RM941,007). The yearly charge, according to Dr Charge card, is a monstrous US$ 595 (RM2,239)!

What are the advantages? For every dollar spent, you get one point, or two factors if you invest in traveling. As well as when you strike US$ 100,000 (RM376,355) in costs, you get an incentive 35,000 points.

There are no foreign exchange costs, late charges, cash advance fees, or overdraft account fees. This is excellent for those that intend to travel like a queen, as you additionally get accessibility to greater than 600 airport terminal lounges worldwide, and also you can also make use of MarquisJet, the globe's biggest fleet of personal jets.

There are many other benefits to holding this card, as well as you can money in your factors for skydiving lessons, free golf lessons with a pro, and also various other exclusive benefits. Additionally, did we discuss it's constructed from gold?

[communication id=" 558b9698ab9dc6b44931c890 ″] 3. Dubai First Royale Card. Dubai First Royale Card.

You will definitely be thrilled with valuable treasures if you are not the precious steels kind of guy or lady. This set of a kind card, the Dubai First Royale Card, is not just trimmed with gold, yet it likewise feature a white.235-carat diamond smack bit in the center of it.

Ibrahim al Ansari, primary exec of Dubai First, told The National that this is "the most exclusive credit score card in the globe". Not everyone can use for these cards.

To supply world-class opportunities and advantages, the financial institution has partnered with Quintessentially, a high-end services company, to offer dedicated attendant solutions for the cardholders.

" What are their needs? It's not loan-- it's solution," al Ansari said. The attendant services can provide virtually anything your heart's desire. Want tickets to the Oscars? Not a trouble. The attendant solution as soon as flew a consumer to Stuttgart, Germany even if he wanted to test-drive the current Porsche.

On top of all that high-ends, cardholders can likewise obtain 4% money back on all purchases, without yearly fees. There is an AED7,000 (RM7,171) joining fee (as of 2011). Obviously, there's no investing limit, because if you're the kind of individual who has a diamond in his credit card, you do not need one.

The card prides itself on its superior solution. "You request the moon and we attempt as well as obtain it," al Ansari claimed. And you can most likely bill the rate of the real moon to this card

4. Coutts Silk Card. coutts silk card.

Understood as the "most popular as well as prestigious card", it was initially presented by the exclusive financial institution Coutts & Co. in 2013. A cost card, the Silk Card offers access to a first-rate attendant solution, to help make your life easier in every possible means.

Cardholders don't require track their incentives points. The bank sends you a letter requesting for you to choose the benefit you desire everytime you pass a costs threshold.

For a preference, at ₤ 25,000 (RM146,181), you can obtain two bottles of Brice Bouzy Grand Cru Sparkling Wine 2002 and also 2007, and also at ₤ 100,000 (RM584,693), you can obtain private led excursion, sampling and lunch at Hush Health Estate for two with The Vintner.

This card includes a ₤ 30,000 (RM175,408) per month investing limitation, but you can always increase it by talking to the financial institution. The annual cost is ₤ 350 (RM2,046), which is almost a swipe contrasted to various other cards in this classification. This card isn't in fact constructed from silk, however, but it is inspired by silk patterns from Chinese tapestries.

5. Citibank Ultima Infinite Citibank Ultima Card

If you assume all these cards are fairly out of your reach, geographically, right here is something a little closer to house. The Citibank Ultima Infinite, is used in Singapore, India, the UAE, as well as Hong Kong. Like any unique cards, this card is invite-only for the richest Citibank customers, and also is the initial exclusive card to be first supplied in Asia!

When it was first released, it was targeted to customers in Singapore that were making at the very least S$ 350,000 a year, yet they transformed this to consumers with minimal assets of S$ 5 million (RM13,955,463) when they relaunched in 2010. In Singapore, the yearly cost of this card is S$ 3,888 (RM10,852), thought to be a lucky number. In Hong Kong, it's, HK$ 23,800 (RM11,552).

To accommodate their cardholders' demands, they obtain a committed Lifestle Supervisor each, that can aid you with scheduling travel, obtaining tickets to exclusive events, and various other distinguished rewards. If that's unsatisfactory, your card will certainly additionally be hand-delivered to you by your Lifestyle Manager, where he will have a chat with you to recognize your requirements. Based upon that, they can suggest occasions or chances that cater to your rate of interests.

In Hong Kong, you obtain 120,000 Asia Miles every year, which is sufficient for a round-trip business-class ticket from Hong Kong to London (valued at RM27,919). As well as you obtain complimentary eco-friendly costs on some of the region's finest golf training courses.

These cards as well as their superb benefits might be dream or life goals for the majority of us ordinary people. Yet do we actually need 24/7 accessibility to private jets anyway? Really did not assume so. For us, the normal cards with perks that match our way of livings will do just fine.

Exactly how do you get a Centurion Card? The annual cost, according to Dr Credit rating Card, is a whopping US$ 595 (RM2,239)!

A cost card, the Silk Card provides accessibility to a first-rate attendant solution, to assist make your life easier in every possible way. The annual cost is ₤ 350 (RM2,046), which is virtually a take compared to other cards in this category. Like any type of exclusive cards, this card is invite-only for the wealthiest Citibank customers, and also is the first unique card to be first used in Asia!

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unsecured0 · 5 years

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Easy Ways You Can Turn Rich Credit Cards Into Success

The ultra-wealthy have varying demands to average folks like us. While we are always on the look-out for free travel insurance policy when booking our flight, they are aiming to work with a personal jet at a minute's notice with their bank card.

These high net worth individuals seek different criteria when purchasing charge card. According to a survey by the High-end Institute, the rich are trying to find a card that provides them "special accessibility, unrivaled benefits and also improved consumer experience".

So what credit cards can you find in very rich individuals's budgets? Below are five of the most high-status, special credit cards on the planet:

1. American Express Centurion Card 1. American Express Centurion Card

Virtually everybody has actually become aware of "The Black Card", one of the most preferred exclusive card around. Everything started with a rumour of a super-exclusive and also secret premium American Express "black card", back in the very early 1980s.

Eventually, American Express made a decision to cash in on the rumour, introducing the Centurion Card in 1999 for just its wealthiest consumers. The card is made of anodised titanium, making the card black in colour.

How do you obtain a Centurion Card? Well, you can't request one. The Wall Road Journal reported that it's only available to customers that charge more than US$ 250,000 (RM940,063) a year. The initiation charge alone is US$ 7,500 (RM28,203), while the annual fee is US$ 2,500 (RM 9,410). Yikes!

There's no limit on the card, so you can bill, as one client did in 2014, HK$ 281 million (RM 136 million) to acquire an ancient Chinese ceramic cup from Sotheby's Hong Kong. For this purchase, Liu Yiqian won 422 million American Express points, which he can trade for "28 million constant flyer miles or regarding US$ 180,000 (RM677,512) worth of vouchers at Hong Kong merchant ParknShop," according to Bloomberg Company.

Cardholders also get access to an entire host of lavish points, a lot of which American Express conceals, but some information are leaked out. Some of these "deceptive" things include renting out a Solution One cars and truck, as well as attendant solutions. Advantages vary from nation to country, yet it's secure to state that nearly everything is within your reach with the Centurion Card

2. JP Morgan Palladium Card JP Morgan Palladium Card

If you believe titanium cards are too conventional, you will alter you mind with the JP Morgan Palladium Card Launched in 2009, it's constructed from palladium and 23K gold. A Bloomberg report approximates that the materials of the card alone set you back US$ 1,000 (RM3,764). Your name as well as signature are laser-etched onto the card. Stylish.

Nonetheless, this may be even more out of your reach than the Centurion Card In order to get the Palladium Card, you need to have a private banker with JP Morgan, and the minimum for that is US$ 1 million (RM3,764,030), although Chase Private Customers can also certify, lowering the minimum to US$ 250,000 (RM941,007). The annual fee, according to Dr Bank card, is a whopping US$ 595 (RM2,239)!

What are the benefits? For every single buck spent, you obtain one point, or 2 points if you spend on travel. And also once you strike US$ 100,000 (RM376,355) in costs, you obtain a bonus offer 35,000 points.

There are no fx charges, late costs, cash loan costs, or overdraft fees. This is excellent for those that want to travel like a queen, as you additionally obtain accessibility to more than 600 airport lounges worldwide, and also you can likewise make use of MarquisJet, the globe's largest fleet of exclusive jets.

There are many various other advantages to holding this card, and also you can money in your points for skydiving lessons, complimentary golf lessons with a professional, and also other exclusive rewards. Did we state it's made of gold?

[interaction id=" 558b9698ab9dc6b44931c890 ″] 3. Dubai First Royale Card. Dubai First Royale Card.

If you are not the rare-earth elements kind of individual or woman, you will definitely be impressed with precious treasures. This one of a kind card, the Dubai First Royale Card, is not only cut with gold, however it additionally feature a white.235-carat ruby smack bit in the center of it.

Ibrahim al Ansari, chief exec of Dubai First, informed The National that this is "the most exclusive credit history card in the globe". Not everyone can apply for these cards.

To provide world-class benefits and benefits, the financial institution has partnered with Quintessentially, a luxury services firm, to supply committed attendant solutions for the cardholders.

" What are their requirements? It's not money-- it's service," al Ansari claimed. The concierge services can give practically anything your heart's desire. Want tickets to the Oscars? Not a trouble. The concierge service once flew a client to Stuttgart, Germany just because he wished to test-drive the most recent Porsche.

In addition to all that high-ends, cardholders can also obtain 4% money back on all purchases, without annual costs. There is an AED7,000 (RM7,171) signing up with cost (as of 2011). Of course, there's no spending limitation, since if you're the sort of person that has a ruby in his bank card, you do not require one.

The card prides itself on its top-notch solution. "You request for the moon and we attempt as well as obtain it," al Ansari stated. And you can most likely charge the rate of the actual moon to this card

4. Coutts Silk Card. coutts silk card.

Called the "a lot of prestigious and also in-demand card", it was initially presented by the personal bank Coutts & Co. in 2013. A charge card, the Silk Card gives access to a world-class attendant solution, to assist make your life much easier in every possible method. From event monitoring to flight bookings to recommending presents that will surprise the recipient-- you can rely on the card. They'll also assist you hire the most effective tutors for your kid.

Cardholders do not require keep track of their incentives points. The financial institution sends you a letter asking for you to choose the incentive you want everytime you pass an investing limit.

For a taste, at ₤ 25,000 (RM146,181), you can get two bottles of Brice Bouzy Grand Cru Champagne 2002 as well as 2007, as well as at ₤ 100,000 (RM584,693), you can obtain exclusive directed excursion, sampling as well as lunch at Hush Heath Estate for 2 with The Vintner.

This card comes with a ₤ 30,000 (RM175,408) each month investing restriction, yet you can constantly increase it by speaking with the bank. The annual charge is ₤ 350 (RM2,046), which is practically a take compared to various other cards in this group. This card isn't really constructed from silk, however, yet it is motivated by silk patterns from Chinese tapestries.

5. Citibank Ultima Infinite Citibank Ultima Card

If you believe all these cards are rather out of your reach, geographically, here is something a little closer to home. The Citibank Ultima Infinite, is used in Singapore, India, the UAE, as well as Hong Kong. Like any exclusive cards, this card is invite-only for the richest Citibank customers, and is the very first unique card to be first provided in Asia!

When it was first introduced, it was targeted to customers in Singapore that were gaining a minimum of S$ 350,000 a year, yet they changed this to consumers with minimal possessions of S$ 5 million (RM13,955,463) when they relaunched in 2010. In Singapore, the yearly charge of this card is S$ 3,888 (RM10,852), believed to be a fortunate number. In Hong Kong, it's, HK$ 23,800 (RM11,552).

To accommodate their cardholders' requirements, they obtain a dedicated Lifestle Manager each, that can aid you with scheduling travel, getting tickets to special occasions, as well as various other prominent rewards. If that's unsatisfactory, your card will certainly additionally be hand-delivered to you by your Lifestyle Supervisor, where he will certainly have a conversation with you to understand your requirements. Based on that, they can suggest events or opportunities that satisfy your rate of interests.

In Hong Kong, you get 120,000 Asia Miles every year, which is enough for a round-trip business-class ticket from Hong Kong to London (valued at RM27,919). As well as you obtain free environment-friendly charges on some of the area's finest golf training courses.

These cards and their fantastic perks might be desire or life objectives for most of us common folks. But do we truly need 24/7 access to private jets anyway? Really did not think so. For us, the normal cards with rewards that fit our way of lives will do just fine.

How do you get a Centurion Card? The yearly fee, according to Dr Debt Card, is a tremendous US$ 595 (RM2,239)!

A cost card, the Silk Card offers access to a world-class concierge solution, to aid make your life less complicated in every possible way. The yearly fee is ₤ 350 (RM2,046), which is virtually a take compared to other cards in this group. Like any kind of exclusive cards, this card is invite-only for the wealthiest Citibank clients, and also is the first special card to be first provided in Asia!

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mrjohnhthompson · 5 years

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Awesome Deals You Can Get With Your Credit Card

While many consider their credit card(s) as a contingency plan when running low on funds, these little plastic friends are loaded with awesome deals that could help you save on the little things in life (such as yummy dinners or retail therapy). If you’re afraid of the surcharges when making the swipe, fret not, just take note that Bank Negara Malaysia has clarified that retailers are not allowed to impose such fees. So, without further ado, here are the current deals that’ll allow you to spend and save.

Overview of the top three cards

Before we dive into the details, let’s check out which credit cards you should stash in your wallet. We’ve narrowed down the top three cards with benefits handy for the avid driver to the enthusiastic shopper. [table id=984 /] Now, once you’ve decided which one you’d like to sign up for, it’s time to swipe it wisely with these deals that we’ve lined up for you.

1. Go Wave-Surfing in One Utama

Want to try an exciting watersport? The all-new Flowrider in One Utama is a growing sport that takes surfing to a whole new level. Who said you have to hit the beach to surf? Do it indoors. You can now experience and learn the skills of this fun watersport at a discount. Get 10% off for 1-hour regular rides with Maybank cards. [block] Terms and conditions

Payment must be made with Maybank / Maybank Islamic Mastercard, Visa, Debit or Prepaid Card.

Offer cannot be used in conjunction with other promotions and discount vouchers.

[/block] [product promo="promo" name="Maybank 2 Cards" image="https://www.imoney.my/sites/default/files/maybankard-2-gold-card.png" feature="Earn 5x TreatsPoints in Malaysia or Overseas" link="https://www.imoney.my/credit-card/maybank/2-cards" position="card page box" cta="https://www.imoney.my/credit-card/maybank/2-cards" position="card page box"]Up to 5% cashback on weekend retail transactions[/product]

2. Save money and book your vacation with Expedia

It's always good to get away from home and explore other countries. However, finding a good hotel to bunk in could cost you a lot. But now, you can save your hotel bookings when you book with Expedia and your HSBC Card. With your HSBC credit card, you can enjoy:

Up to 46% off when you book hotels in Tokyo

Up to 60% off when you book hotels in Seoul

Up to 66% off when you book hotels in Bangkok

Up to 55% off when you book hotels in Taipei

Up to 44% off when you book hotels in Singapore

Special deals if you book flight and hotel together

Make sure to make your bookings through http://www.expedia.com.my/hsbc and use promo codes HSBCEXPMY19 for extra 9% off hotel bookings or HSBCEXPMY19PK for RM60 off on flight+hotel bookings. [block] Terms and Conditions:

Stay Period until March 31, 2019

Bookings must be made through the relevant merchant website (as above) to enjoy the offer.

The offers cannot be used in conjunction with any other discounts, promotions, discounted items and fixed-price items (unless specified).

Click here to find out more. [/block] [product promo="promo" name="HSBC Amanah MPower Visa Platinum Credit Card-i" image="https://www.imoney.my/articles/wp-content/uploads/2016/03/Amanah2000x1278_1.png" feature="RM250 Cash Back* with this credit card via iMoney" link="https://www.imoney.my/credit-card/hsbc-amanah/mpower-platinum-credit-card-i" position="card page box" cta="https://www.imoney.my/credit-card/hsbc-amanah/mpower-platinum-credit-card-i" position="card page box"]Get up to 8% cashback everyday on your petrol and groceries spending![/product]

3. Stay trendy and shop at Kipling

Known for its crinkle nylon fabric and monkey key chain, Kipling is both fashionable and functional. Get the latest collection of handbags, backpacks, luggage, wallets, messenger bags, travel accessories at 15% off with when you pay with Maybank Cards. Aside from that, you'll also receive a complimentary Kipling monkey keychain with minimum purchase of RM350. This offer is valid from 1 May until 30 April 2019. [block] Terms and conditions

Valid at KIPLING boutiques at 1 Utama, Mid Valley, AEON Tebrau Johor and Queensbay Mall Penang only.

Payment must be made with a Maybank Mastercard®, Visa, American Express® Card, Debit or Prepaid Card.

Not valid with other promotions, discount cards, loyalty programmes, vouchers and/ or online purchases unless otherwise stated.

Maybank makes no representation as to the quality, merchantability or the fitness for any purpose of the goods and/or service(s) provided by KIPLING.

Promotion is subject to KIPLING's terms & conditions.

For more information click here. [/block] 4. Upgrade your watch wardrobe at City Chain Is it time to change your watch? Why not check out the elegance of OBAKU watches, which are known as minimal, compact and long-lasting for man or woman. You can enjoy 60% off when you opt to buy the OBAKU watch model V216LXVIMV-R at City Chain with any HSBC/HSBC Amanah credit card. You can also get 10% off Solvil et Titus watches! This offer is valid until 31st October 2019. [block] Terms and conditions

Offer I is valid on normal priced only and not valid with any other on-going promotions, offers, loyalty programs and/or vouchers except for simultaneous use with offer II.

Offer II is not valid with any other on-going promotions/discount Solvil et Titus watches 20% OFF and above, loyalty programs and/or vouchers except for simultaneous use with offers I.

Payment must be made with HSBC/HSBC Amanah debit/credit card/-i.

Offer I is only applicable for the purchase of The OBAKU watch model V216LXVIMV-R and is subject to availability on a first come first served basis.

City Chain reserves the right to replace the OBAKU model V216LXVIMV-R with any item of equivalent value at anytime and without any prior notice.

Offers are applicable at all City Chain outlets in Malaysia.

City Chain Terms & Conditions apply.

[/block]

5. Visit the good ol’ zoo with the family

Take your family out for a fun weekend at Malaysia’s famous Zoo Negara! You’ll be able to see and learn about more than 5,000 specimen of mammals, birds, reptiles, amphibians and also, check out the adorable pandas!

Maybank cardholders can enjoy 10% off admission tickets from now until April 30, 2019! There is also a family package for 2 adults and 2 children for RM100 (normally priced at RM120!) [block] Terms and conditions

Purchase of tickets must be made at Counter 6.

Payment must be made with a Maybank/ Maybank Islamic MasterCard, Visa, Debit or Prepaid Card.

Offers cannot be exchanged for cash or used in conjunction with other promotions/offers, coupons/vouchers and loyalty/ privilege cards.

Address: Zoo Negara, Hulu Kelang, 68000 Ampang, Selangor [/block]

6. Stay at the Pullman Putrajaya Lakeside

Pullman Putrajaya Lakeside is the epitome of class and heaven of sensory delights. This elegant hotel also has one of the largest signature spa facilities in Malaysia. Get 20% off best unrestricted online rate when you pay with your Citi Clear credit card. This offer is also applicable in the following countries; Australia, China, Hong Kong, Indonesia, Korea, Malaysia, Philippines, Poland, Singapore, Taiwan, Thailand, and Vietnam. [block] Terms and conditions

The offer is valid till 28 June 2019.

All room bookings are subject to room availability and payment must be made using the Citibank card.

All reservations must be guaranteed with a Citibank card valid at the date of the start of your stay unless otherwise specified.

Prices quoted are subject to prevailing GST and not valid for groups with more than 20 persons.

No cancellation is allowed 3 days or less prior to arrival date. Beyond that time, the first night will be charged.

All rates are subject to heritage tax, tourism tax and other taxes where applicable.

This offer is not valid with other promotional programs, offers, discounts, vouchers or privilege cards.

[/block] [product promo="promo" name="Citi Clear Credit Card" image="https://www.imoney.my/articles/wp-content/uploads/citibank-clear-credit-card_1.png" feature="50% Cashback on the first three retail purchases up to RM300" link="https://www.imoney.my/credit-card/citibank/clear-credit-card" position="card page box" cta="https://www.imoney.my/credit-card/citibank/clear-credit-card"]Enjoy Friday 1-for-1 FREE TGV and GSC movie tickets![/product]

7. Get RM500 Lazada vouchers with HSBC

You're going to be shopping online anyway, so why not get a discount? Lazada is offering RM500 e-vouchers when you apply and spend with a HSBC credit card. All you have to do is apply for HSBC credit card. When you receive it, activate your card to claim your RM500 Lazada e-Voucher when you spend RM2,000 and above within 60 days from the date of your welcome letter. [block] Terms and conditions

Each Eligible Cardholder is entitled to receive a maximum of one (1) unit of RM500 Lazada e-Voucher for each approved participating HSBC Bank Credit Card / HSBC Amanah Credit Card-i.

The term “HSBC Credit Card” when used herein refers to HSBC Bank Credit Cards and HSBC Amanah Credit Card-i (as applicable).

RM25 Cash Back Acquisition Promotion terms & conditions apply.

Valid from 1 January 2019 to 31 December 2019.

[/block]

But remember: try not to overspend!

While owning a credit card allows you to make purchases when you don’t have enough funds for the month, it can pose a serious threat to your earnings if you don’t watch your limit. Avoid increasing your spending limit as you could end up overspending. Impulse purchases are your fiend, not your friend because it may seem ideal for now, but you could end up deep in debt long-term. You can read further about the dangers of an increased limit here. Former Deputy Finance Minister Datuk Lee Chee Leong revealed that Malaysians had an outstanding balance of RM36.8 billion on their credit cards. He stated a total of 845 people were declared bankrupt due to unpaid card debt in the first half of 2017! Fret not, with the right ground rules, you can still retain your financial health. Here are a few tips you can practice: [block]

Spend what you can pay

Avoid using your card for items you cannot afford to pay back within the next month. Limit yourself to only the necessities such as groceries and fuel to avoid heavy interest rates.

Pay on time

Always pay your credit card on time because credit card interest is in the range of 15% to 17%, and it is revolving debt. This could also reflect on your credit score, which could affect any bank applications in the future.

Pick a card with rewards

If we haven’t stressed it already, cards with rebates are your best pick. You can get cashbacks on necessities you utilise monthly, as listed in the top three cards above. [/block] Remember, the tip is to spend wisely. If you keep within your budget and take advantage of the credit card benefits, you can spend and save easily.

The post Awesome Deals You Can Get With Your Credit Card appeared first on iMoney Malaysia.

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usejason7-blog · 5 years

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10 Things You must Find out about Credit Cards

valid debit card generator must Find out about Credit Cards

4. What if I want to stop direct deposit or change my account information? This card does not pay any interest in your deposit, but your deposit is FDIC insured. Interest is a percentage of the steadiness. The biggest purpose for this two card rule is that it is simpler to keep track of attainable errors and present interest charges with not more than two cards. American Express playing cards are charge cards and don't provide a revolving credit. And lastly, make sure that your secured business charge card reports towards the credit bureaus. Tips on how to spring clear your credit score Money & Credit March 24, 2017 by: Beverly Harzog I totally love spring. In all of those cases you are not actually loaning the books, nevertheless it does enable you share the books you love with your pals and that's the real point. They are going to imagine no matter far-fetched tale you inform, but won't look at actual proof.

Now would be a very good time to take a closer take a look at what this wallet presents and why so many individuals have taken a liking to it. So why are credit-card delinquencies, utility rejections, and involuntary account closures all on the upswing? best mastercard webapp why at this time we're going to debate such Bitcoin debit cards providers which assist you to spend your bitcoins simply, even if a merchant doesn’t settle for bitcoins. 2. If you utilize credit cards pay them off every month. Citibank has overdraft protection with Checking Plus, a checking account with a revolving credit score line. Some card providers, reminiscent of Barclaycard, supply a pre-application eligibility checking instrument which performs a ‘soft footprint’ examine on your credit file. 4. Impulse Purchases Go Up - Did you additionally know that your willingness to simply accept credit cards also causes impulse purchases to go up? The advantages used to be distributed on actual stamps but now go on debit cards which can be nonetheless extremely visible in checkout strains.

But it can be powerful to search out the appropriate one to your needs, provided that greater than half of all credit cards are Visa playing cards. In case you have several small credit card bills, you possibly can typically get one low curiosity credit card and transfer all of the opposite balances to it. Debt Settlement 411 connects you with credit card debt settlement companies that may allow you to keep away from bankruptcy. random credit numbers are the people that the credit card processing firm needs to handle their campaign. We are not living life if we're not having fun with it. 500 a month on life insurance policies. You too can continue frugal residing for yet one more month and repay the mortgage at earliest. In contrast to the popular, the Sapphire Reserve comes with a Precedence Cross Choose membership, which will get you and any journey companions free entry to more than 1,000 airport lounges around the globe. Personally, I'm shocked and happy that this year's promotion is more useful than last 12 months's. You possibly can log in online or name a toll-free 800 number and transfer money out of your account to anybody else’s card account. To mitigate the damages, folks must stay alert and act on any suspicious account updates.

There are no authorities agencies the particularly counsel individuals to agreement with their esteem card debt. The lower interest price will lower your interest debt down, and replacing multiple units of service costs and charges with one set of mortgage fees will cut back your monthly debt immediately. Please fill in your contact particulars and eCompareMo's customer support will get back to you, at your most well-liked appointment time. Depart a reply Fundamental security Useful resource launches immediately any time oneself start off your private computer. By being proactive, you may begin to work towards a better rating, one thing that can serve you properly every time you apply for a loan. Anyway, Started extraportfel opinie as a chartered accountant, and can remember someday after i had working in the audit room. We are allowed one at-fault claim each 5 years without incurring a rate enhance. Whereas it depends in your targets which kind of card you get, there are a couple of normal guidelines about what to avoid or at the very least concentrate to. The bank retains observe of every purchase you make with your card and sends you a monthly assertion telling you ways a lot money you've gotten charged in your card and what you should repay.

Once you get the handle, make sure you ship all negotiation correspondences to this address solely. It's Okay if it's a bit too unbelievable the testimonials will take care of that. Citibank, for example, will deny prices when I am touring sometimes, until I name them to affirm the costs. 9 p.m. and will call your home of employment except you direct them not to. Assistance is just a cellphone call away if your monetary information is compromised or stolen. You want to produce the needed info on the search engine of the company you selected. Never share your info with anybody over cellphone, name, or message, even when the individual claims to be from the financial institution. If you go to school, graduate at 22 and you still Have not PAID OFF YOUR LOANS 18 YEARS LATER, you majored in something stupid and one thing that would have been taught on the library totally free. The excellent news however is that it doesnt should be a difficult or time-consuming process.

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