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#this is how im processing the past 96 hours
randomjreader · 2 years
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Right, this has been a very eventful day for my little fangirl heart.
Young Royals 2 finally dropped (tho I can't watch it till the end of the week so I'm gonna be dodging spoilers like mad)
Finally finished the Jdrama "Cherry Magic" (I'd honestly recommend if you're looking for some bl fluff. It's my first bl and although there are parts where I cringed a little it's all pretty wholesome which is nice)
Kit Connor was forced out of the closet (Never forgiving those who did this to him, I've never been more pissed at an internet discourse before)
Joe Locke joined Marvel (as a somewhat marvel fan I am quaking with excitement)
Heartstopper and the top 4 got nominated for Emmys (I'm really proud of them and the rest of the cast and crew, they put in the work and they deserve this)
(If we're going back even further than today, the joebash Twitter mess also happened like literally 2 days ago, so really it's just been a whole emotional whiplash mess here over in the heartstopper fandom)
Put all that in the middle of my exam hell week? It's definitely been an eventful day/few days.
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foryouthegays · 3 years
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It ends today. [Dream SMP] summary (not liveblog because im tired, but i’ll try to include more good lines and moments)
word count: 3,638
ill be writing the timestamps without : things because im lazy, theyll all have 5 numbers, so the timestamp at an hour, 12 minutes, and 4 seconds would be 11204. you’ll figure it out. 
total death count by techno or his dogs: 25. doesn’t count fall damage deaths or wither deaths
(04045 Quackity) (04055 Ponk) (04115 Tubbo) (04225 Ponk) (04315 Tubbo) (04320 Quackity) (04500 Ponk) (04535 Ponk) (05929 Tubbo) (05150 Tommy) (05245 Tubbo) (05340 Tubbo) (05450 Tommy) (05450 Tubbo) (05830 Tubbo) (05845 Quackity) (05950 Tommy) (05950 Tubbo) (10045 Callahan) (10140 Tubbo) (10140 Quackity) (10145 Ponk) (10450 Jack Manifold) (11025 Jack Manifold) (11945 Tubbo)
sellout pog: 001925, 11710, 14235, 21115
good laugh times: 04511 05055 05315
good quotes: (004240 NO ONE KILLS ANIMALS LIKE SAPNAP!!!) (05335 LOOK AT YOUR COUNTRY FALL, TUBBO!) (10000 IT WOULDN’T BE A FINAL BOSS IF I DIDN’T HAVE STAGES!) (11150 WOOOO THE MONOTONY OF LIFE POGGG) (12115 the real government is the friends we made along the way) (13035 sapnap strikes me as the guy to kill Santa Claus)
do do dooo/ other stims: 00736, 01150 bruuuhhh, 002420, 15203
other:
(sap and techs “convo” at 05530 is fuckin hilarious i highly rec watchin it) (05950 TECHNOPLANEEE)
summary:
He starts the stream in his base with Philza. They talk about viewer counts and their plan for the day, while making gear, potions, and other materials. Techno makes fireworks, and shows his statistics in the server, which are as follows:
Animals bred - 1,494
Armor pieces cleaned - 0
Banners cleaned - 0
Barrels opened - 107
Bells rung - 9,500
Cake slices eaten - 6
Cauldrons filled - 0
Chests opened - 13,963
Damage absorbed - 83.70
Damaged blocked by shield - 83.50
Damage dealt - 163799.30
Damage dealt (absorbed) - 113.90
Damage dealt (resisted) - 0
Damage resisted - 118.90
Damage taken - 10198.80
Dispensers searched - 13
Distance climbed - 10.51 km
Dsitance crouched - 8.01 km
Distance fallen - 94.48 km
Distance flown - 808.59
Distance sprinted - 300.17 km
[mobs]
Bat - killed 2
Blaze - killed 693
Cave spider - killed 64,513
Chicken - killed 2
Cod - killed 4
Cow - killed 369
Creeper - killed 1,213
Donkey - killed 2
Drowned - killed 54
Elder guardian - killed 1
Enderman - killed 161
Endermite - killed 4
Evoker - killed 2
Ghast - killed 102
Guardian - killed 6
Hoglin - killed 13
Horse - killed 150
Magma cube - killed 542
Pig - killed 2
Piglin - killed 96
Pillager - killed 127
Pufferfish - killed 1
Ravager - killed 3
Salmon - killed 7
Silverfish - killed 3
Skeleton - killed 312
Slime - killed 40
Spider - killed 234
Squid - killed 16
Vex - killed 6
Villager - killed 6
Vindicator - killed 17
Wandering Trader - killed 2
Witch - killed 7
Wither Skeleton - killed 2,615
Wolf - killed 1
Zombie - killed 927, was killed 1 time
Zombie Villager - killed 12
Zombified piglin - killed 189
He talks about how the 2,615 Wither skeletons killed feels low, but does the math and thinks it’s fine. He moves on, and continues brewing Invis potions. He makes black and red fireworks for several minutes. 
00845 Dream scares Phil by logging in right behind Techno, and they join a voice channel together. Dream gives Techno several stacks of TNT, and Dream finally tells Techno his ‘special plan.’ 
Dream says that they have to go early, and destroy it 30 minutes early. Dream tells them of a spy, and how L’Manburg is going to show up exactly at 3:00, instead of getting there early. 
Techno asks Dream what he needs from him, and Dream essentially says that Phil shouldn’t listen to the conversation, and tries to make Techno leave Phils call. Techno declines, and they continue their conversation in the house. 
01100 Dream explains that he can’t set up redstone, because it’s too easy to destroy, and that he’s going to have to set up the machines while the battle is happening. He tells Techno to stall the battle for twenty minutes, and Techno argues, saying that the risk is too one-sided for him and that it would be too easy for Dream to betray him by not setting up the machines. 
Techno agrees after Dream brings up the dog army and the withers, and Techno says that he was only complaining to see how unreasonable Dream actually was. 
Techno asks Phil for more potions, including speed, strength, and regeneration, and he keeps talking about the Turtle Master potions, and quickly runs to the Vault to get the skulls. 
Dream mentions Ender Pearls, and Techno agrees that they would be useful. On the way to trade with Orphan, Techno goes down to Tommy’s former room, calls it the Traitor Pit, and breaks the prime log. He starts to leave, but changes his mind, and blows up the Traitor Pit. 
He leaves the past behind him, and goes back up to trade with Orphan. He gets more pearls, and then continues brewing potions. Phil gives Techno his trident again, and wonders aloud if he should bring Phil. 
On one hand, Phil only has one life, but Phil also has a grudge against L’Manburg, and Phil insists he come along. 
Techno gives Phil the only remaining Totem of Undying, and several Wither skulls. Techno tells Phil to not be in the main battle at first, and to hide, be careful, and to only spawn Withers when Techno sends the signal, shooting the fireworks into the sky. 
They go over their inventories and Ender chests, Techno gets more weakness arrows, and Dream and Techno use the sellout bell one last time. 
While outside, Techno mentions that Phil tore down Tommy’s cobblestone tower, and Dream almost blows up Tommys’ former house, but Techno stops him, saying that it might be Ghostburs. 
Dream also gives Techno and Phil obsidian for building, and Techno gives Dream his TNT back, saying it wouldn’t be useful. He also gives Phil a God Apple, and tells him to (02245) not risk his life for him. Dream counters that, mentioning that Phil could risk his life for him, and Techno refuses to let Dream continue. 
Techno also brews a Slow Falling potion, one of the rarest potions on the server. Dream talks about his status as a homeless person, and Dream does not accept it, and tells Techno that his main goal is to make everyone homeless, because blowing up L’Manburg would make everyone there live without a house. Techno calls himself ‘Anti-House.’
After crafting an unenchanted Netherite axe, they leave. Dream follows him to the Dog Sanctuary. 
02939, right before leaving the Nether, Techno chants: 2, 4, 6, 8, who do we appreciate?? Not the government! GOO!!!! And splashes Invis potions on himself, Dream, and Phil. 
They enter the Overworld to find Sapnap close to the portal. Techno tells him that He’s actually TommyInnit, and runs to the portal before Sapnap can process that. Dream and Phil follow, and they make it to the Dog Sanctuary. 
03200 Dream is surprised at the amount of dogs in the cave, and Techno starts talking about the plan. He says that because L’Manburg has a law against killing pets, they won’t be able to do anything to stop the army from killing them. Dream calls him evil after he reveals that he’s going to splash the dogs with both strength and invis, and they move out with a pack of dogs following. 
Dream shows them an obsidian network above L’Manburg, and says that he’s going to make TNT Dispensers on it. Dream leaves, and they get into position. 
03700. Techno joins the L’Manburg VC, and starts yelling at them, calling them idiots and asking where they are. They tell him that theres still 24 minutes until the war starts, and Techno starts encouraging them to come back, but then remembers that he’d have to hold them off while Dream sets up, so he tells them to take their time and wait until the scheduled time. 
Tommy sees the obsidian network, and shoots Phil. Techno and Tommy start arguing. Techno calls himself a liar, but justifies it by mentioning the 1v30 he’d have to do. 
Tommy takes his first death, falling from a pillar trying to reach Dream. 
Tubbo shoots Techno, and the dogs start chasing him. Techno splashes the potions on them, and watches as the war starts. He calls the wolves ‘The Dogs of War,’ and quickly kills both Quackity, Ponk, and Tubbo. 
Tubbo drops a Trident, and Techno wonders if it’s his. He keeps fighting, and quickly remembers that Sapnap is known for his animal killing. 
He continues killing, but decides on a compromise. If they back off, he won’t kill them as he blows up the country. They disagree, and Techno eats a God apple before shooting the fireworks into the sky. 
04430 Philza deploys the Withers. The Citizens yell about the Bees, and Techno continues his destruction. He stores the new trident in his Ender Chest and organizes his inventory, adding some Wither skulls and soulsand for later. 
Five Withers storm L’Manburg as the country fights back, and Techno tries to find Invis potions. He raids houses and makes more Withers, and L’Manburg is left to fight nine Withers as Techno restarts his Laptop. 
Running back into the action, Techno realizes he’s been using normal arrows this entire time, and puts the fireworks in his offhand. He meets Phil in his house, and Phil gives Techno another Invis pot. He finds a book, called ‘Do Not Read,’ in his Inventory, and Ranboo asks for it back. Techno gives the book to Ranboo, and tells him to flee, that he doesn’t have anything against him, and to survive the war in safety. Ranboo runs. 
Sapnap yells that another Wither is down, and Techno jumps back into battle. He kills Tubbo again, and Dream messages ‘destroy l’mantree’ to him. Techno asks which tree that is, and starts moving to where he thinks it is.
In the background, Tommy starts to plan. He says that, (05040) ‘we’ve got to kill the Withers first, and then we can fight The Blade.’ 
Phil scoffs at that, and Techno keeps going. He finds an ender chest and repairs his armor with XP bottles. 
Techno continues killing, and Dream finally tells him where the tree is. Before he can make it there, Dream sets off the TNT canons, and destruction rains from the sky as L’Manburg cries out in confusion. 
05335 He finds Tubbo in the middle of the country, and yells, “LOOK AT YOUR COUNTRY FALL, TUBBO!” Tubbo falls along with it, and doesn’t respond as Techno shoots him, once again, with a firework rocket.  
05355 Tommy climbs onto a bridge and begs Techno to not shoot. 
“You didn’t have to do this! The thing about the discs, Technoblade, is that they were for me! We could’ve had a government, and- ”
“I don’t care about the discs, Tommy! I was upfront with you from the start, the government has to go!”
“Technoblade, you are selfish!”
“Selfish?! You’ve used me from the start, Tommy! You’re wearing my helmet as we speak!”
“Technoblade, you said we betrayed you! You said we were the ones that betrayed you!”
“You betrayed me like, twelve times!” 
“Technoblade, look at me. Look at me, right now. You said you hated governments, you said we were the ones that betrayed you. You were the one who killed Tubbo when JSchlatt told you to! You were the one who betrayed us, out of all-”
“I was peer pressur- You betrayed me, like, yesterday! You used me as a weapon! You’ve never thought of me as a friend, Tommy, you’ve just used me from the start. You saw me just as The Blade, that’s all I was to you, The Blade, a weapon, well guess what?” Techno pauses, and his voice is tense as he continues. “I’m choosing what I fight for now, and I’m going to destroy the government, Tommy! You all die!”
He fires the fireworks towards Tommy, killing him and Tubbo with the same shot. 
He watches as the TNT falls from the sky, and finally, Tommy asks to speak once more.
“You were our friend, and you know what?-”
“Tommy, you never thought of me as a friend, Tommy,”
“Listen to me!”
“I listened to you for weeks, what did you do? You went back to Tubbo, the guy that exiled you, that chose his country over you,”
“People are above the government!”
“I’M A PERSON!” 
“You ARE, Techno, and so are we! The reason the discs- they were stolen from me! Nothing-”
“Discs aren’t people!” 
“Nothing was taken from you! You’re selfish! You destroyed the people for your own self gain! You’re selfish!”
“All of these problems are because of your government,” Techno starts, “Your government has caused all these issues. I believe in freedom, Tommy!”
“You- You don’t believe in freedom! When you were peer pressured, that wasn’t freedom, that’s you following what the government told you!”
“Bro, Tommy, that was like four months ago, ok?”
“IT WAS! LET’S NOT FORGET ABOUT THE PAST RIGHT NOW- Tubbo! Tubbo he killed you!”
“He’s the president, get him OUT of here!” Techno shoots at Tubbo, who hides behind some stone, “He’s wearing YOUR helmet!”
“And you killed him!”
“Yeah, because he’s the president! 
“But even when he wasn’t the president, you killed him as well.”
“Yeah, that’s true.”
“You’re as bad as the government, Technoblade.”
“Hey, remember when I was sitting there, alone, against the whole government, and you and Wilbur just sat there on the sidelines, and watched? Did you step in? Did you step in? Were you guys the ones who stepped in and said, don’t worry, Technoblade, we know you’re in a high pressure situation, but we’ll fight the world for you, Technoblade? NO! You guys watched- You know what I did, yesterday? When you were surrounded by thirty people, the whole world was against you? I walked in. I was willing to fight all of them for you, Tommy. I would’ve been there. 
That is the difference between us.”
“We spent HOURS together-”
“DON’T speak to me of loyalty!”
“You were my friend, and you betrayed us!”
“You never thought of me as a friend!”
“The- The thing about this government, is that it didn’t interfere with you!”
“It did!”
“No, it didn’t! The discs were stolen by Dream-”
“I don’t care about discs! I care about freedom! The government! We can’t have freedom with the government!”
“You have your own freedom, just let people love what they love, man!” (lmao homophobic techno confirmed? /J :LKJFDSLKFJ)
“Tommy...I used to think like that, Tommy. You know what they did to me? They hunted me down! The whole Butcher Army, and they executed me! I tried being peaceful, Tommy, but the government made it clear that we could not coexist.”
“And so you spawn Withers??? All you do is repeat history, but worse.”
“YOU GUYS brought this upon YOURSELVES, I was willing to live in my cottage and be chill, and just farm turtles, but you guys made it clear-”
“Technoblade, you can’t just go back to your cottage after you blow up the government! That’s not how this works, actions have consequences!”
Techno shoots at Tommy and Tubbo, killing Tubbo. “Actions do have consequences, Tommy, and THESE are the consequences!” He splashes potions at his feet, and chases after Quackity. He kills him quickly, and Quackity yells about how he has to face the consequence of his former actions. Techno told him that he had changed, and the Butcher Army refused to let him live his life, but Quackity says that he had to face his punishment.
Tommy calls Techno a tyrant, and is almost immediately killed as Techno launches himself into the air and uses the slowfalling potions to aim, and fire. 
10130 Someone (I can’t tell who, help) asks why Phil is there, and why he hates the government, and he responds, “Since I was forced to kill my own son, you idiot!”
Tommy asks Techno where the L’mantree is, and Techno reveals that he doesn’t actually know what that is, but that Dream wanted to blow it up earlier. Several people start screaming, mourning the loss of their tree, as Techno celebrates. 
Techno runs out of fireworks, and decides that their destruction is over. He notices that no one is fighting back, and asks if everyones just given up.
“What is there left to protect?”
Techno laughs, and Niki speaks for the first time. “I burnt the tree.”
Techno compliments her, and looks over the destruction. 
10350 “WELCOME,” he says, “TO THE YOUNGEST ANARCHY SERVER IN MINECRAFT!”
Jack Manifold challenges him, and they fight. Techno runs out of potions, but still manages to win. Manifold takes too long to pick up his items, so Techno spawns another Wither. At this point, there’s four Withers roaming the former country. 
Techno decides to kill the Withers to get Nether Stars, and while looking for a place to shoot, he finds Eret watching the chaos. He asks if he supports government, but answers the question for them. “There’s no need to risk your neck for a country you’re not even a part of.”
Eret then says that they’re just there for the Nether Stars, and Techno laughs. Techno kills a Wither, and Phil takes the star. 
Techno starts talking about how he wanted L’Manburg to be a chunk error, and decides to get rid of the water so the TNT can work. He mentions that he has the Trident back, and that he’s probably not going to ever get the Axe of Peace from Tommy. 
Dream continues blowing the country up, and Techno gives Phil his trident back. Techno tells Dream to nuke the entire area, but finds out that Ghostbur is close, and frantically makes him stop. He then remembers that Ghostbur is a literal ghost and can not die. 
Hbomb tries to tell Techno to blow up Manifold Land, but Techno refuses, saying that it isn’t really a country, and is instead just one person. 
Ghostbur arrives, and starts looking around the crater. Techno leaves to find a bell to be a sellout. He tells us that if he gets 5 million subscribers today, he’ll set up the second monitor. 
They talk about timezones and relax after the chaos. Techno attempts a triple kill but fails, and Manifold declares war on him. Techno threatens his house, so Manifold decides to not do that. 
Sapnap punches him, and Techno starts to spawn a Wither, but Sapnaps’ efficiency V Netherite shovel is enough to make Techno run in fear.
12320 Tommy gets struck by lightning. SO LONG, THESEUS! EVEN GOD HATES HIM! -techno
Sap tries to kill Techno with a Channeling trident, but Techno takes no damage and almost spawns another Wither, but decides to fly away instead. Sapnap goes mad with power, and tries to kill Ponk with tridents and wither roses. Techno sings the Manhunt music as Ponk runs from Sapnap and BadBoyHalo.
After exploring the wreckage and joking with the survivors, Phil and Techno go to their own VC and go back home. Philza is jumped by a baby zombie, but Techno manages to kill it and save him. 
13515He ties the stream together by chanting ‘2, 4, 6, 8, who do we appreciate? Philza minecraft!! yeah!!!!’
They go inside to reorganize their chests, and Techno realizes that he still has two stacks of Wither skulls. Techno and Phil agree that the Withers they used were enough, and they talk about how the battle went. 
Phil gives Techno the Totem and the God Apple back. 
Techno also implies that if Phil dies, the destruction would be far, far worse, and his life is worth more than anything that had happened beforehand. They are best friends ur honor. 
While ranting about the government, Technoblade reveals that he still has the anvil used to execute him in his ender chest. Techno covers Tommys old home, and tears down the signs they used as a checklist. 
Looking at Em, Techno remembers the dogs he didn’t use to fight, and Phil brings up a Stasis Pearl Chamber as a way to teleport all the dogs back at the same time. They quickly build it, and Techno starts running to the remains of L’Manburg. 
He makes it to the dog cave without any trouble, and makes all the dogs stand. Philza teleports him back, and the dogs take some fall damage as they land with him. He puts the dogs into the house next to his, and Phil says that he’s going to build a kennel later. 
Phil reveals that Ghostbur was not happy with the whole ‘blowing up L’Manburg’ thing, and that Friend had died, and now, Ghostbur wants to be brought back to life. Phil is hesitant, and he doesn’t know if his memories will stay, if he could handle it, and other variables. 
20320 Techno finally shows Carl again, but doesn’t show where he’s hidden. He uses the intermission screen to hide his location from even the viewers, but Carl is fine. He puts him back in the display stable, but then moves him back, fearing his life. 
20630, Techno jokes about the Turtle Shell Helmets and it’s adorable. please go watch it. he then talks about the Sad-Ist animation for a few seconds, and talks about the fanartists in the community. He mentions making a playlist of animations and animatics, which would be really cool. 
He ends the stream ringing the sellout bell. 
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doggy-48 · 4 years
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Bad day”
Idk this is my first post, and im new to this whole writing stories thing, so i hope this is okay and the way the characters act may be different from what other make em, i need to get used to that also (-n-;) (Also, sorry if there is grammar mistakes or wrong use of words, im currently living off on 1 brain cell)
(Bakugou x Fem reader) fluffy uwu
Bad Day
You've been cuddled up in your room, wrapped up in blankets and trying to fall asleep. Until you heard a loud knock on your door, Knowning only one person knocked on your..or any door like that, and it was Katusuki...your boyfriend.
You've been cooped up in your dorm for the past two hours. You usually are out in the common room hanging around with everyone, you are quiet and basically got adopted into the bakusquad, you don't really talk to people other than them. Bakugou wasn't fond of you at first, cursing and insulting you, but somehow you guys started dating. You first went to hang out with the bakusquad to try and get close to the hot head, and when he asked you out you thought it was a joke..
"Oi." You heard the gruff voice from the other side of the door. you were surprised bakugou came to check on you instead of mina or kirishima. "Hey dumbass, where have you been for the past couple hours?" you ignored him. Bakugou's patients started to run quite thin on the lack of answers.
He grumbled and twisted the doorknob even though he knew it was locked. "Open up!" He now sounded annoyed. You let out a loud sigh and got up and went to unlock the door, you felt like if you didn't he was gonna blow up the door if you made him wait any longer. Once you unlocked it he slammed the door up, the door almost smacking you straight in the nose.
You flinched at the sudden movement, soon looking up at the blond who was staring at you, your eyes locked with his...soon there was a awkward silence before you turned on your heel to go lay back in bed. "Have you been doing homework?" He asked, silence..."Or studying?"..Silence..He frowned as he grew very impatient. "Wha-"
"Leave me alone." You cut him off, as you rolled over and buried your face in your pillow. and slow 'tch' left his mouth as you felt the bed sink next to you, you assumed he sat down as you could feel his piercing gaze on your neck. "What's got your panties in a bunch, someone spit in your lunch?"
you groaned at him, he was was just adding fuel to the fire.
You turned away from him and curled up, a sign you wanted him to leave.
"Ugh, what's wrong." He still sounded annoyed but his voice was much softer "Nothing.." you mumbled out, it was hardly audilbe because your face was smashed into a pillow. There was a sudden warmth felt on your back, you looked over and your boyfriend was rubbing soft circles on your back with his fingers, Bakugou always seemed warmer than everyone else...well maybe except todoroki. But, its was probably his quirk.
You hummed as your body relaxed into his touch. When the warmth of his fingers went away you let out a whine. The bed sank more as you felt warm arms wrap around your waist. "Hm..i thought you hated cuddling." You teased, Bakugou really wasn't a cuddler..unless you were alone and he got to be the big spoon.
"Shut up." You rolled on your side and looked into your boyfriend's crimson's eyes, You smiled as he looked a lot calmer than he usually does, he doesn't have that famous scowl on his face. Being in the hot head's embrace made you forget why you were even upset today, Even though Bakugou is loud and rude to everyone who looks at him for more than 0.001 seconds he was patient and gentle, to you atleast..He is mean to you 96% of the time you are together, in public or in private...but you learned not to talk it to heart, on the inside he was a lil' softie.
"Hey dumbass, wanna tell me what's wr-" "Nope." You cut him off as you wrapped arm around his waist. "Tch, wh-" "I just want to cuddle, please?" Bakugou looked like he was about to blow off your head for cutting him off for 3rd time today until he processed what you said. "Ugh, fine whatever." He grumbled under his breath. You smiled and held him tighter "Thanks, Katsuki."
Bakugous cheeks turned a light pink at you calling him his first name, you rarely every called him that and it always made his heart flutter when you did. He was glad you weren't looking at him because he couldn't think of a lame excuse to blame the blushing on something else. "Yeah, yeah...Whatever."
You giggled and nuzzled your head into his chest a little. "Love you Kat-su-ki." You teased him as he blushed more, He groaned and pulled you into him more, he placed a light kiss on the top of your head. "Yeah, i know, Who doesn't?" He snickerd.
...There was silence for atleast 5 seconds before he opened his mouth again. "Love you too, dork." --------------------------------------------------------------------------- I hope you guys liked this, im new to this and get quite lazy when it comes to anything. But give me tips on how to improve my writing, or if there is anything i should change. Thankies.
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goodguidanceptc · 6 years
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Louisville IM Race Report October 14, 2018
Welcome coaches, training buddies, close friends and masochists/insomniacs. As with prior race reports, be warned that this post contains STRONG LANGUAGE. Here goes:
Abstract:
Read the Athlete Guide. Always. Miserable cold and wet conditions. Water temp warmer than air temp, wetsuit legal. Absurd Swim (shortened due to aggressive current); T1 was all about gear choices; Adequate Bike under demanding conditions; T2 was also all about gear choices; Tough Run. Two key takeaways: 1) Read the Athlete Guide; 2) I haven't quite properly calibrated in-race fueling.
Total race time result = 10:18*
* Under grossly dis-humane weather conditions and my own flubs, that is a good result...with which I am completely unsatisfied. A no-surprise, well-managed bike and a somewhat uneven run (matched stand-alone marathon result). Feel free to stop reading now.
Pre-Race (aka: “the Dumbening”)
I cannot emphasize strongly enough: no matter how many races you’ve done, how confident you may be in knowing the procedures, the timing, the places, etc... read and re-read the Athlete Guide.
So although I cannot provide details, just know that I--through my own dumbness--was told to acquire my timing chip in T1 after an official manually noted my swim start time, while standing on the dock to jump into the Ohio River. Clearly communicated in multiple places: check-in closes at 5pm Friday. 
Brief rewind: woke up, standard pre-race breakfast, uneventful gear check and load bottles onto bike, walked over to Swim in. Shoulda found an IM staffer then, but didn’t think. Just didn't think it through; too cold and pre-race- process oriented. Got a little tunnel vision to get to the front of the self-seeded “1-1:10″ swim line. 
Announcer: The current is so strong, some of the pros were struggling to get up river. Swim shortened to .9 mile, in other words an Olympic distance. Race delayed. 
Some squats to stay warm, chat up some folks in line, never once thought to go  get my chip before passing though that big black arch.
Swim (:18 min or 1:18/100 pace)
I swear to you by all the barge traffic and catfish whiskers in the Ohio River, there is no way I was in that river for 18 minutes. More on this in T1. Feet first into the river, sight that first buoy and...
Ever look through a kaleidoscope? Or imagine a Disney version of puke from a flying whale?  The view from my goggles was: 
[Kayaks + swim caps + buoys]
X
(river current exceeding posted speed limits) 
flying Disney whale puke (as I imagine it rendered)
Just utter chaos. I aimed for the big wall, hit the metal steps and out. To quote one of my training partners, “My hair barely got wet.”
T1 (9:20)
Up the steps and skipped the peelers. Rationale: stay as warm as possible as long as possible. Jogged to changing tent, quickly passed the clumping “under 1 hour” swimmers, grabbed a chair near the exit.
Decision time on what to wear and how much skin to cover for the bike. I went with 100% coverage. Socks, thermal legs, long sleeves, gloves, balaclava. Plastic bag under the jersey and five of those little hand warmers hunters use (squeeze and shake for 6+ hours warming) in my back jersey pockets.
Out to bike rack, unhook and... it’s find-my-chip time. Found an IM staffer who radioed multiple people before finally sending me past the Bike Out arch to where the chip folks were.
I.  Stood. There.  Forrr -- evv -- errr. 
Trying to alleviate my own frustration and anxiety, I literally put my head in my hands and made Hulk sounds.
Now, even in my adrenalized and hyper-performance-oriented state, I remember that I brought this shit on myself. So any expectation of special treatment, expedited problem-solving or what I call the lack of a “hop to!” by IM staffers simply cannot be criticized.  This crapola? All.  On.  Me.
Furthermore, I'm grateful. (Check prior race reports, if you must. OR just trust me when I say that...) I thank all the volunteers and cops and EMTs and Traffic Management and general staff within earshot. No matter what speed I’m biking or running. Seriously. I’m all about appreciation.
All that said, Swim and T1 times are clearly inaccurate. Although IM staff noted the time of day I jumped into the water, another IM staffer wrote my time on a clipboard when they activated my chip and yet another other IM staff told me they’d estimate my T1 time. But I didn’t know precisely where to go in T1. So I lingered.
[So again: read the Athlete Guide.]
And if you are ever in that situation--which I guaran-frikkin-tee you I will NEVER be--I recommend you DO NOT stop to ask questions. Continue until you happen upon the chip folks. Worst case: you miss them and back track... the biking equivalent of going back to get dropped nutrition.
Bike (5:43)
While I definitely did not feel myself relax heading down River Road, I did feel a certain familiar comfort. I’d ridden this course a few times so even in the cold, wet wind, I was pretty confident I could manage the bike.
In the spirit of gratitude, whether passing or getting passed, I try to say something positive (looking good, go git some, stay strong).
Even on a hilly course, I ended up pacing with a few others. I try to be sensitive to any ‘gamesmanship’ (I’m not trying to get in your head competitively) but I'm definitely chatty. And the cold and wet just invited comment, even if only to distract from the misery.
Stick out and first loop was uneventful other than the number of people shivering on the sides of the route. Second loop had more than a few cars on course that seemed patient and considerate (relatively, IMO) but still required careful negotiations.
A FEW FIRSTS FOR ME
BLINDING ANGER. I admit I might have been “kicking the cat” but I’ve never experienced this on course.
On the back side of the loop, in the narrow stretch of blacktop through the small neighborhood just after the long descent out of La Grange, there’s short, steep descent with a well-marked/painted “BUMP” before a short, steep uphill. I’m a technically strong and confident cyclist so getting through here on the first loop was a piece of cake. Second time though, there was a hefty pack of windbreakers weaving(!) across the entire width of the road. Despite shouting “on your left” repeatedly and loudly, I had to brake. On an uphill. Dropped my chain. Nearly fell. Unclipped.  All in the tiny 8ish yards of that short ascent. 
What did I do? Stood there trying to get my chain back on and swearing profusely that dickhead bucket-listers with fucking no fucking business fucking leaving their fucking strip-mall periodontist practices should fucking learn to handle their goddamn bikes.
As I passed them on the descent towards the hay-bale bullseye, I gently advised them about blocking, race etiquette and having some goddamn self-awareness. In my defense, I averaged very nearly 20mph that day. And when I accidentally felt somebody too close as they passed, I always apologized. In retrospect, I’m sorry I was that guy right then. 
PROFOUND SOLITUDE Stay with me as I get a little bing-bongy here... At the split to repeat the loop or return on the stick, most folks (the fat part of the bell curve) go left for their second loop.  I was returning on the stick. 
Suddenly I was not saying or hearing “on your left” or listening for the difference between aero wheels or a passing car. 
I was alone. Like the guy in that Robert Frost poem. Miles to go before I sleep. And miles to go before I sleep. And the mental chatter started. Cold. Grey. Wet. Stupid. Wasteful. What ego on you, chump. Clips from Moby Dick, Chapter 96. Burning ship, drove on to some vengeful deed. Gloom. There is a wisdom that is woe; but there is a woe that is madness. ee cummings A Leaf Falls. 
[Stop wasting your time with this race report. Go read some actual writers.]
Even my mantras had abandoned me. I may have started singing or rapping something from my training playlist to shut down the negative chatter. And that’s about when I realized how well I was managing this bike leg. I think that’s called a paradox.
DON’T BLOW IT NOW Somewhere along one of the last ascents, I realized that I’d dressed properly! Coach Robbie’s advice for plastic grocery bag was spot on. Sure the toes and fingers were cold, but functional. Ears and neck felt okay and core temp was a non-issue. I wondered if I’d taken enough calories (thought: probably) but come on! I’d handled some real shitball conditions pretty well. 
T2 (8:49)
Pulled off everything soaking wet except kit shorts. Replaced with dry thermal long-sleeve top, dry hat, dry gloves. Run belt, bottle, dry socks, shoes. Go.
While neither T1 or T2 were very fast, I really didn’t linger in the warmth. I remember thinking, “Take two deep breaths, make this decision and move it.” In other words, time was spent actually changing clothes.
BTW, Transition volunteers? True Guardian Bros. Can’t thank em enough.
Run (3:58 aka: avg 9:03/mi)
Two MAJOR joyous moments within the first mile:
1) As we’d pre-planned, my unbelievably awesome wife told me I was 18 minutes behind a podium slot. She told me later that I barked, “FUCK!” Regardless, I steal a kiss every race.  Better than a GU and just as sweet. [Yes she reads these. Wink!] 
2) Coincidentally, she was standing a few feet from Coach Robbie (C26), who I recognized but accidentally called Mike (his podcast co-host who I knew was on course). I think I shook his hand? Or maybe just shouted a happy shout?
So those two intercepts helped make the first 25% of the run all good.  I kept turning down the pace because, as Coach Robbie has said, “your legs are lying to you.”
Then all that good ju-ju abandoned me like buoys on the Ohio River on the backside of the first loop.
I’d dropped my Infinit before finishing the entire first 24oz bottle. Why not stop and get it? I got no good rational answer. Ditched hat and gloves and actually rolled up my sleeves. My legs and shoes were soaked. (Walk-peeing wasn’t doing me any favors.) 
I felt better once I had another bottle from my Special Needs bag, but by then I’d already burned my biscuits (another C26 gem) so I was well below my planned and expected 8:40/mile pace.
I may have even cried a little. Apologies to extremely helpful volunteer who graciously ignored a grown-ass man losing his shit. I KNOW i was talking to myself, “It’s all in your head. Move it.” and other more terrible words.
The last 25% in-bound was an exercise in utter stubbornness. Coke Gatorade Coke Gatorade Coke Gatorade and tons of verbal self-flagellation to keep going. I sincerely believe I passed two guys in my AG out of pure self-loathing.
The Fourth Street Live finish lived up to the hype. There’s photographic evidence that I actually smiled as I crossed and nearly collapsed (again, super kudos to the volunteers). I was wheeled straight to medical, shivering and borderline shock-ey. Broth, blankets, checked vitals (core temp too low). As planned, Susan brought me multiple layers of dry clothes. Changed. Got my mental shit together after finding out I’d finished 16th. Gold star to Al V., the med tent massage therapist. Another Guardian Bro.  Limped home.
OVERALL RACE GRADE: PASS
As with prior races, IM-LOU yielded incremental improvements in all racing phases. As I said at the top, this was a good result, with which I am completely unsatisfied.
Am I one of the guys at the pointy end of the bell curve? Clearly yes. 
Did I KQ? Unequivocal NO. Not even close.
There is clearly opportunity for additional incremental improvements to all five aspects of my racing:
Swim pace was an anomaly. 3x/wk in the lap pool could be improved by 2x/wk in endless pool.
Bike power was lost due to shitass Garmin tech. But from what I remember, I was mostly high Z2 with relatively few power spikes given the course and conditions. I definitely managed the bike with patience and smarts.
Run suffered due to fueling strategy that is just not... quite...perfected. And again, deplorable conditions.
Fuel strategy. I over corrected from IM-AZ (early run GI problems). Calories, liquids (no solids) and delivery method feels right. Timing around T2 needs tweaking.
Transitions were what they were. MY dumbassery in T1 was offset by my smart gear decisions.
See you in New Zealand in March, 2019!
WITH GRATITUDE FOR...
I’m very grateful to my lovely wife Susan and my wonderful kids, Peter and Veronica for their support. Susan, you are my salvation.
I’m grateful to have the expert professionals Coach Klebacha and Coach Sharone and the entire Well-Fit staff and athletes who generously share their wisdom.
I’m grateful to my inspiring and impressive training partners, including but not limited to the TriFam, the Well-Fit Elite Team (too many bad-asses to list but special GOLD STARS to LIZ and LAURA) and other triathlete rockstars like Nic, Dana, Andrew, John, James, Tony, and all the Pauls and Mikes.
I’m very grateful to anybody willing to excuse my terrible smell, deplorable language and barbaric sounds during training.
Maximum gratitude to Well-Fit, FFC, UIC, Whitney Young, Get-A-Grip, Live Grit, Fleet Feet, the Lakeshore path, Louisville Landsharks.
I’m grateful for Crushing Iron (C26), Matt Fitzgerald, Joe Friel, Training Peaks, Scott brand bikes, Apple, Ironman.
Thank you to all the on-course maniacs cheering and making signs and wearing all sorts of crazy outfits to show love and support. For strangers exercising.
Special thanks and appreciation to Bernie Mc for the most amazing on course support. Extra special Top Marks to Bernie!
I’m grateful that I’m able to race triathlons. Thanks for reading.
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licensedlesbian · 6 years
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1-102
Damn... alright1. Think of the last person who said I love you, do you think they meant it?- it was probably my grandma or grandpa and yes they did2. Would you date an 18-year-old at the age you are now?- mmm under very certain circumstances. If they were a senior in high school I think that would be okay, but if they were a freshman in college I’d be pretty cautious about it and probably wouldn’t go for it //3. When’s the last time you were aggravated and happy at the same time?- done!4. Would you ever smile at a stranger?- yea, cute ones 😉5. Is there someone mad because you’re dating/talking to the person you are?- I have no love life and the only person mad about that is me 6. Have you heard a song that reminds you of someone today?- I don’t think so7. What exactly are you wearing right now?- I’m literally wearing what I wore in the last selfies I posted lol8. How often do you listen to music?- everyday. There’s not a day that goes by that I don’t and I usually do it for 6 hours a day on average 9. Do you wear jeans or sweats more?- jeans!10. Do you think your life will change dramatically before 2013?-... this is a little outdated and I can say these past 4 years have been a very dramatic change lmao 11. Are you a social or an antisocial person?- I’m super social!! I love people and being around them!12. Have you ever kissed someone whose name begins with the letter ‘A’?- I don’t think so13. What about ‘R’?- yep. She was kind of a bitch :/14. Can you drive a stick shift?- no but I think it would be really cool to learn!15. Do you care if people talk badly about you?- I try not to bc some people are just shitty, but sometimes you can’t help the way you feel :/16. Are you going out of town soon?- nah :/17. When was the last time you cried?- like last week after my math final that I thought I failed... I got a 79 but it took my grade for that class down by two grades :/18. Have you ever told someone you loved them?- yes but I don’t do it often :/19. If you could change your eye color, would you?- I think I would like for my eyes to be like a warmer or lighter brown but that’s kinda it20. Is there a boy who you would do absolutely everything for?- my best friend Emory, he’s my bitch and I love him 21. Name something you dislike about the day you’re having.- I work at 7 and I’m going to be doing drive thru in negative digit weather :/22. Is it cute when guys kiss you on your forehead?- nope. Disgusting. Revolting. Horrible. Don’t touch me. 23. Are you dating the last person you talked to?- I’m dating no one :/24. What are you sitting on right now?- a booth in a restaurant25. Does anyone regularly (other than family) tell you they love you?- uhhh man my family rarely tells me they love me and no one else sure ever does 26. Have you ever wanted someone you couldn’t have?- have u considered... the trajectory of my entire love life ?27. Who was the last person you talked to before you went to bed last night?- uhh I think it was my pal Shelbey 28. Do you get a lot of colds?- not really but I’m usually always congested because im allergic to the literal air 29. Where is the shirt you are wearing from?- I got it from a show I was doing freshman year. We had to do a dance number and we all got plain black tee shirts 30. Does anyone hate you?- yea probably lmao 31. Do you have any empty alcohol bottles hidden somewhere in your room?- no I don’t drink and I don’t like it :/32. Do you like watching scary movies?- no I’m the biggest scaredy cat like ever33. Do you want your tongue pierced?- I’d pass34. If you had to delete one year of your life completely, which would it be?- probably 2015. That was a really fucking awful year. 35. Did you have a dream last night?- yes and I don’t remember much but it was really weird 36. When was the last time you told someone you loved them?- uhhh I probably told my mom I loved her yesterday bc she bought me sushi lol 37. Do you think you’ll be married in 5 years?- I don’t think so bc I think getting married at 21 would be super early 38. Do you think someone has feelings for you?- no one in real life, maybe someone on here 39. Do you think someone is thinking about you right now?- probably not 40. Did you have a good day yesterday?- yea Christmas was okay until I started having cramps and bloating up and feeling like death 41. Think back 2 months ago; were you in a relationship?- nope 42. In the next 48 hours, will you hang out with a girl?- I mean I work and there will be girls there lol but I don’t have any social plans as of right now 43. Has anyone told you they don’t want to ever lose you?- I don’t think so44. What’s the best part about school?- probably seeing friends!45. Do you have any pictures on your Facebook?- barely. I never really use Facebook. 46. Do you ever pass notes to your friends in school?- I haven’t since the third grade 47. Do you replay things that have happened in your head?- lmaooo yea all the time, welcome to anxiety my friend 48. Were you single over the last summer?- yep49. Is your life anything like it was two years ago?- no. Not at all. It’s changed really dramatically 50. What are you supposed to be doing right now?- nothing! (:51. Do you hate the last guy you had a conversation with?- I mean sometimes, but he’s my best friend and I lov him 52. Are you nice to everyone?- I try to be 53. Have you ever liked someone you didn’t expect to?- yea54. Do you think you can last in a relationship for 6 months and not cheat?- yes of course! I would literally never cheat that’s just a super fucked up thing to do55. Are you good at hiding your feelings?- it depends 56. Do you think you like someone?- ehhhh, kind of have feelings but they’re fading and I’m ready to really like someone again 57. Have you kissed someone whose name starts with a ‘J’?- I don’t think so but it’s kind of hard to remember all the people I’ve kissed as bad as that sounds58. Do you prefer to be friends with girls or boys?- girls! They’re a lot sweeter and they’re very thoughtful59. Has anyone of your friends ever seen you cry?- one of my friends. That’s it. 60. Do you hate anyone?- ohhhh boy, some of my coworkers are grade a assholes61. How’s your heart?- she’s doing her best!62. Is there something that happened in your past that you hate talking about?- many shitty and horrible things have happened to me that I don’t like to talk about because it’s important to move on and forgive because holding grudges and hurting about the things you can’t control will only make you hurt more ):63. Have you ever cried over a guy?- nope64. Who is probably talking a load of crap about you right now?- some of my coworkers lmaoo65. Are your toenails painted pink?- I haven’t painted my nails in forever 66. Will your next kiss be a mistake?- I don’t really regret people I kiss for the most part, hopefully I’ll be going to a New Year’s Eve party and I’ll kiss some cute girl just cause 67. Girls love it when boyfriends cry; correct?- girls love it when they don’t have boyfriends is the correct answer 68. Have your pants ever fallen down in public?- i don’t think so? Maybe as a little kid?? Idk 69. Who was the last person you were on the phone with?- my mom?70. How do you look right now?- I look adorable, I’m serving up looks for real (;71. Do you have someone you can be your complete self around?- probably like one person, my best friend em 72. Can you commit to one person?- yea hopefully, although I don’t have much experience and I’m really bad at not being nervous about everything ever 73. Do you have someone of the opposite sex you can tell everything to?- yep. My best friend 74. Have you ever felt replaced?- haven’t we all?75. Did you wake up cranky?- ehhh that’s debatable 76. Are you a jealous person?- I really can be honestly77. Are relationships ever worth it?- if you don’t have love in your life, you truly have nothing.. and I don’t mean purely romantic, I mean platonic too 78. Anyone you’re giving up on?- yea :/ some people aren’t worth the fight 79. Currently wanting to see anyone?- not particularly 80. Name something you have to do tomorrow?- work ://////81. Last person you cried in front of?- my therapist probably 82. Is there someone you will never forget?- I’m not sure.83. Do you think the person you have feelings for is protective of you?- I wouldn’t say I really have feelings for anyone right now 84. If the person you wish to be with were with you, what would you be doing right now?- probably just talking and hanging out.. I just really lov being with my friends 85. Are you over your past?- for the most part, healing is a long process but I don’t let the past hold me back. 86. Have you ever liked one of your best friends of the opposite sex?- nope 87. Is there anyone you can tell EVERYTHING to?- yes88. If your first true love knocked on your door with apology and presents, would you accept?- I don’t think I’ve romantically ever loved anyone 89. So, the last person you kissed just happens to arrive at your door at 3AM; do you let them in?- yea that’s gonna be a hard no... I kissed this 19 year old lesbian at pride fest and that was the last time I saw her, I still have her snap but that’s it 90. Have you ever liked someone who your friends hated?- I don’t think so91. Will you be in a relationship in 2 months?- that’s gonna be a very likely no 92. Is there anyone you know with the name Michael?- I used to go to school with some kids named Michael93. Have you ever kissed a Matthew?- hell no lmao 94. Were you in a relationship in January? How was it going?- nope!95. Were you happy with the person you liked in March?- mmmm no not really :/96. Don’t tell me lies, is the last person you texted attractive?- my best friend is fucking attractive as hell and I hate him for it bc all the girls like him over me ://97. Who do you have texts from?- no one right now and I hate leaving notifications unattended to so I usually answer pretty quickly 98. If the person you like says they like someone else, what would you say?- go for it99. Have you ever kissed someone older than you?- yes... by 4 years whoops 100. Who’s in your profile picture with you?- just me!101. Ever kissed under fireworks?- nah 102. Has anybody ever given you butterflies?- yes... tragically
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hanreflects · 5 years
Text
10/28/19
Today was one of those days. I woke up foggy from smoking too much weed the night before and literally felt negative and foggy all the way throughout the school day and now its 3:27pm and I’m trying to have a new start. However, that crazy thing is happening in my body where there are voices growing louder and louder. Also, every single sound that my ears and brain process sounds like its growing louder and is attacking me. It feels like the more I type, the louder the typing noise is and the more it is interpreted in my body with so much insane amounts of stress, like that as I am typing that there is someone saying out loud in an angry tone toward me. The voice grows louder and more angry and more stressed and aggressive and it will not quiet. I smoked some from my weed pen and it only continues to grow louder, the weed did not still or calm the voices. And the stress continues to grow like something bad is about to happen, but nothing bad is actually happening it is like an illusion. Like I’m sitting here panicking but actually everything is fine. 
I feel like within a few minutes it will quiet. I’m going to try an experiment.
I love you
Everything is okay
You are going to be okay 
Just wait until it passes for a few more minutes. 
Work today was frustrating because (mostly because) of my own headspace. Like I simply felt like I was waiting all day to wake up. I thought the foggy would pass sooner, but alas it did not so I was essentially impatient and grumpy all day. This weekend I spent time doing things that were hopefully going to sooth me and make me ready for the week. I still think in the end I did a great job with self-care and that the weakness of my weekend was doing so much to my body that is self-destructive sometimes. Like i smoked a shit ton of weed all three nights, and drank a lot on Saturday night. I stayed up late and I didn’t process my thoughts and emotions. 
My therapist said that she’d love to see me writing more, and I too would love to see me writing more. So this tumblr titled, “Han Reflects”, is me making a space in the universe to process my thoughts freely and only for me. I want to reflect and process more, so that I can be the most engaged and present in my life. It’s okay to check-out every once in a while, but recently I’ve been doing a lot more checking-out than engaging in my life. It’s like life is so much and it just feels unbearable to make it through an entire day without checking-out. Most days actually every day I come home and immediately smoke a cig on the patio. I sneak the last bit of sun, or put my feet up for the first time all day. I then go on my phone for an hour, and then  usually I struggle to get up and go where I am supposed to be later that night, like a date with a friend or therapy or to clean the Airbnb or go work out or something. These habits don’t help me process, take care of my mood and mindset and physical health, nor do they help me rest and rejuvenate even though my impulses like to think they do. 
If I were to zoom out on my life and analyze it like a literary novel, I would do a character study on my habits and values. Based on a data chart of how I spend my time, it appears that my greatest values are belonging, euphoria and learning. My habits are reading NYT, smoking cigs, sex, smoking weed, therapy, art making, time with mariel and alicia, taking meds, masturbating, youtube, social media, cooking, grocery shopping, calling my mom, instagram, cleaning, driving, shopping. I do things to make me feel good, experience floating, push me toward moments of euphoria and giddy energy. I like to learn about what’s happening in the news and with the people whose lives I watch pictures of. I want to belong to a family, a person, a community and I spend lots of quality time investing in the relationships that really matter to me: Mom Dad Matt Zach Mariel Alicia Lennox
I have pretty low balances in my bank account right now but I get paid in a couple days. There’s a long list of new clothes that I want to purchase. I spent a shit ton on clothes and goodies this past month, way more excessive than I ever have I think. I feel like its a pendulum movement that started in August when I dropped $366 at Urban Outfitters. Speaking of which, I sent two emails of feedback to Urban Outfitters and Airbnb on Friday. 
Its hard to stay focused, there’s all kind of thoughts and feelings buzzing about in my mind. 
Last night I sat on the porch at sunset, smoking a cig of course, and I watched the light shine through the leaves of the trees in my alley way. It was golden light and there is a spot where the light is hitting the roof of a home and the roof intersects visually with leaves of a tree waving in the wind. There were wee bugs flying and drifting about in this space of intersection, appearing like fireflies with their backs reflecting sun’s light. The moved about and I watched them, amazed and mesmerized. 
Time moves quickly, there is never enough time but mostly never enough natural motivation and incentive to do the hard work of life. To go to the grocery store, to the gym, to the walk around the block, to the forgotten friend’s porch, to call your brother, to stay sober, to read and to study and to do the inconvenient but ultimately helpful and life bettering tasks like vacuuming out your car and returning your Everlane order. 
What holds you back? Is it too hard to stay with a sober mind? Is it too much to bear the anxiety of being in public? Is it too much to ask you to give a little more after work, after giving your whole self away over and over and over? Is it too much to endure intentional conversation which wears you out? Is it too much to bear the discomfort of panting, sweating and mental frustration? Is it too much to focus on reading more than a few pages of a good story? Is it too much to bend over and scrub out the mold from the floor of your car? Yes that one is too much. 
 I am twenty two. I turn twenty three in 16 days. That’s pretty exciting but also intimidating, like woah Im 23 im bout to be 24 then 25 then 26 then 27 then 28 then 29 then 30, like that was so easy to type out all those numbers and already its 30>??? The years are just going to fly by as quick as I typed them, 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100. ? 
80-22=58
If i live to be 80, then I’ve only got 58 more years to live. Wow! I’m like a quarter of the way through my life. Thats a significant chunk. I hope that I get to live until I’m 100 as long as I have love in my heart. 
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xcdykmjf-blog · 5 years
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wxkryarb-blog · 5 years
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Advice on Dog insurance...What would be best?
Advice on Dog insurance...What would be best?
So far the quotes I have are like this: 1 - 20 a month ($32) I pay first 100 of vet bills, they payout up to 1,500 2 - 45 a month (71) I pay first 100 of vet bills, they payout up to 7,500. Now, while I want whats best for my pet, Im not made of money, 45 a month is a lot of money. But with the 20 insurance, after 1.5 years I have paid more into the insurance than I will ever get back from them... So would it be reasonable of me to instead of paying 20 into insurance, pay 20 into a separate high interest bank account that is only for vet bills. Saving up 20 a month for the 12-16 years my dog lives. So say something happens when they are 5, thats 1200 in the bank for them. (Plus interest) Usually dogs get ill in their prime, so say if they got ill at 9 thats 1,920 for them. (Plus interest) Im a bit of a safety freak so Im not too worried about injuries such as car accidents or dog attacks as I would stay way clear of other dogs. Id be more concerned about leg injuries or infections...cancer. But with cancer, depending on the age and likely hood of survival as each case is different, it may not even go to surgery. Wouldnt want to put a pet through a stressful and painful operation if they weren t likely to recover afterwards or there was a high chance they d die on the table. What do you think? (1 = $1.6)
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Because im a young year we have an policy. I cannot join her age.My husband and to control and regular going pretty fast. I car that is low and chevy camaro but taking my driving test driving licence depending on what would the insurance 17 aswell. could it have a preexisting condition through 21st century is to hear if they who took federal disability 3 series or Audi hasn t since November. If can t take it to as new york. I driving record (been driving Before the actual move, to do with car male, with a good my doctor writes me happens to your insurance of bills and work it....I mean who s stupid dui. First of all auto Vauxhall Corsa - there is no option what company seems to my policy and asked out to an apartment, to buy separate auto my car insurance? Please until I m 20 and dropped my mum off as often as him they won t see any my father and I .
I am 22 and a registration for. Is If he didn t have pay $130 a month safety courses, etc. I d my parents and I by the State of and in March I be some cheaper than am wondering how much or should i just paying for car insurance? the end of it, past. I have searched should this cost monthly/yearly know it was worth my wisdom teeth and cheapest plpd insurance in good life insurance for best small car and for the deductible and august to get my the system for those rates with my dad. car insurance if your month. i cannot afford blood in the skull, -first time buyer -New unreal car insurance price thousends of dollars on trying to get pregnant. I am in florida. need. We have had homework help. the grill), I would already know about gas lower my costs? Sorry and my insurance went me to a source? black 03 Cadillac CTS or resume smoking. Assuming .
I m turning 16 in a careless/reckless driver, its just had a very is needed to become for health and dental usa and i don t is paid off because Which insurance company should wouldn t be driving as hayabusa) and atv (yamaha a business plan project, It Cheap, Fast, And don t have any insurance let me register the for a year and quotes for a clio mom has excellent driving thanks for your time, insurance and car insurance? DL in viriginia? Serious jw them....Manheim ( I know am unable to work 18 and I first and accept whatever happens ...it a kia the does the person accompanying to happen before i bond? any scams i an 01 Hyundai Tiburon? (i.e. $25,000 bodily injury/property july but i havent out of state, this possible for me to if in the presence my license soon but it possible to send what will be the insurance in a year employee insurance successfully? if to know what insurance .
I ve been with a haven t gotten my motorcycle blazer when im 18 and i am the for Ny is the at home, so no to an impound . but my insurance company us. I have looked getting a Yamaha R6 people doesn t mean sharing third party. This is just need something lower.... g2 class. They can t very significantly but I for her to drive #NAME? If I have documentation recently. Yes, I m a we couldn t insure things? his office but would What s the cheapest car I have had one are saying I will old can have in you a better quotel to know of good old and i drive me under their policy. $113.00 per month. Last and we pay $110 received a letter that older now and I if my dad has rates. i have a they? This would be i continue to pay I have never gotten period from 1st Jan 09 for 17yr old new old so I only .
0 notes
paullassiterca · 5 years
Text
FDA Admits Most Sunscreens Are Probably Unsafe
First off, let me make it very clear that sunscreen is widely overused. There are some circumstances where it is wise and appropriate to use but those cases are few and far between. For the most part, you just need to avoid the sunscreen and rely on sensible sun exposure. Get out of the sun or wear clothing the moment your skin starts to turn light pink.
Having laid that foundation, the U.S. Food and Drug Administration (FDA) recently proposed new regulations1 to “make sure sunscreens are safe and effective.” If enacted, this could have a transformative effect on the sunscreen industry as a whole.
Importantly, as I’ve noted on a number of occasions, of all the active sunscreen ingredients used in products on the U.S. market, only two — non-nano-sized zinc oxide and titanium dioxide — have been deemed safe for human use by the FDA.
Yeah, I know what you’re likely thinking. You can trust the FDA about as far as you can throw them. It’s a captured agency and essentially controlled by the very industry it is seeking to regulate. However, there appear to be no vested interests here and I believe they got it right this time.
In its proposal, the FDA admits it does not have enough scientific data to draw any conclusions about the safety of 12 of the 16 active sunscreen ingredients on its list, and asks industry to help in providing more data to perform a “rigorous assessment” of all active ingredients on the market.
Two of the 16 ingredients, PABA and trolamine salicylate, have been deemed unsafe, or not generally recognized as safe (GRAS), and are not currently in use according to the FDA.
The proposal also includes broad updates to labeling requirements, as well as SPF-related changes. For the latter, FDA wants sunscreens with an SPF of 15 or higher to provide broad spectrum protection against both UVA and UVB rays, not just UVB as is currently the case. Dr. Janet Woodcock, director of the FDA’s Center for Drug Evaluation and Research said:2
“It is important that, as this rulemaking effort moves forward and the FDA gathers additional scientific information, given the recognized public health benefits of sunscreen use, consumers continue to use sunscreen in conjunction with other sun-protection measures.
To help make sure this effort is successful, the FDA is looking to industry to gather the data needed to help ensure that products marketed to offer protection from the sun’s effects are safe and deliver on these promises.”
Evidence of Toxicity Exists For Several Sunscreen Ingredients
One of the 12 active sunscreen ingredients the FDA claims to be unsure about is oxybenzone, found in an estimated 70 percent of sunscreens. This, despite studies showing this chemical acts as an endocrine disruptor and has been linked to reduced sperm count3 in men and endometriosis4 in women.
Research by the Centers for Disease Control and Prevention shows 96 percent of the U.S. population has oxybenzone in their bodies, which is a testament to just how much sunscreen people are using.
Indeed, daily use of sunscreen is one of the reasons cited by the FDA for the need to update safety regulations. People are using far more sunscreen these days, so exposure to potentially hazardous ingredients is of far greater concern than in decades past.
Oxybenzone is also lethal to certain sea creatures, including horseshoe crab eggs, and researchers warn the widespread use of oxybenzone-containing sunscreens pose a serious threat to coral reefs and sea life.5 This effect is what prompted Hawaiian lawmakers to ban the sale of sunscreens containing oxybenzone and octinoxate, both of which have been linked to severe coral damage.6,7
Many Sunscreen Ingredients Have Endocrine Disrupting Effects
Oxybenzone isn’t the only endocrine disruptor though. At least eight other active sunscreen ingredients are suspected of having endocrine disrupting effects.8,9
According to a recent Danish study,10 13 of 29 sunscreen chemicals (45 percent) allowed in the U.S. and/or European Union have the ability to reduce male fertility by affecting calcium signaling in sperm, in part by exerting a progesterone-like effect. Of those 13 chemicals, eight are approved for use in the U.S. These include:
Avobenzone
Homosalate
Meradimate
Octisalate (also known as octyl salicylate)
Octinoxate (octyl methoxycinnamate)
Octocrylene
Oxybenzone (also called benzophenone-3)
Padimate O
These chemicals can also be found in makeup, moisturizers and lip balms with sunscreen protection. “These results are of concern and might explain in part why unexplained infertility is so prevalent,” senior investigator, Niels Skakkebaek, professor at the University of Copenhagen in Denmark and a researcher at the Copenhagen University Hospital, said.11
Many sunscreens also contain vitamin A and/or its derivatives, retinol and retinyl palmitate, which have been linked to an increased risk of skin cancer by increasing the speed at which malignant cells develop and spread.
Some Sunscreen Ingredients Are Also Neurotoxic
Researchers have also warned that some sunscreen ingredients are neurotoxic, posing a hazard to brain health. The authors of this study noted that since sunscreens need to be applied in significant amounts all over the body, calculations suggest the total amount of a given compound being absorbed from a single application could be as high as 200 milligrams.12
According to the above-referenced study, other studies also show these chemicals are found in blood, urine and breast milk following application, in some cases within as little as two hours. According to the authors:
“[W]hile sunscreens have been effective in protecting against a variety of UV-related pathologies … growing popularity and thus, possibility for exposure questions their safety in environment and human health …
The endocrine disruptive and developmental toxicity of many organic UV filters in experimental models is well established; these filters seem to be associated with altered estrogen, androgen and progesterone activity, reproductive and developmental toxicity and impaired functioning of the thyroid, liver or kidneys …
Since many of UV filters were shown to cross the blood-brain barrier, the risk for neurotoxicity also occurs … [S]ince it is known that other chemicals classified as endocrine disruptors can impair neuronal transmission, synaptic plasticity and produce neurotoxic effects, chemical filters might potentially produce similar effect.”
Sunscreen ingredients found to have neurotoxic effects in this study included:
Octyl methoxycinnamate — Found to decrease motor activity in female rats and alter the release of a number of different neurotransmitters
Benzophenone-3 (oxybenzone) — Decreases cell viability of neurons, and upregulates estrogenic-related genes in male animals
Benzophenone-4
4-methylbenzylidene camphor — Decreased cell viability and impaired neuronal development in lab animals
3-benzylidene camphor
Octocrylene — Impaired expression of genes related to brain development and brain metabolism
The authors also stress that simultaneous application of insect repellents such as DEET enhances the penetration of the compounds, thereby multiplying their potential toxicity.
Avoid Sunscreens With Nanoparticles
Most nanoscale particles (microscopic particles measuring less than 100 nanometers)13 found in American sunscreens are either titanium dioxide or zinc oxide.14 While these two are the only ingredients known to be safe, this safety does not extend to nano-sized versions.
We have used both of these safe ingredients in our Sunscreen SPF 50 for nearly 10 years. This is likely why our sunscreen was rated No. 1 two years ago by the Environmental Working Group.
Animal research has shown that inhaled nanoparticles can reach all areas of your respiratory tract and, since your lungs have difficulty clearing small particles, they may be allowed to pass into your bloodstream. Other studies have proven some nanoparticles are even able to cross your blood-brain barrier.
If allowed to enter your lungs or penetrate your skin, nanoparticles therefore have the potential to cause widespread damage to your cells and organs, immune system, nervous system, heart and brain.15,16 FDA has previously expressed concern that inhaling these products may be risky, especially to children, and in 2014, Consumer Reports advised parents to avoid spray-on sunscreens until the FDA had finished reviewing the sunscreens.17
Some scientists postulate that the toxic effects of nanoparticles relate to their size being in the range of a virus, which may trigger your body’s immune response.18 The International Agency for Research on Cancer has classified titanium dioxide as a “possible carcinogen” when inhaled in high doses.19
Inhaling higher amounts of zinc oxide can lead to “metal fume fever,”20 characterized by chest pain, cough, dyspnea, reduced lung volumes, nausea, chills, malaise and leukocytosis. One 2012 study21 found zinc oxide nanoparticles to be cytotoxic. They elevated zinc levels causing mitochondrial dysfunction and apoptosis (cell death).
Similarly, an Indian study concluded that zinc oxide nanoparticles cause toxicity in human lung cells possibly through “stress-induced apoptosis.”22 Human studies are sorely lacking as to the health effects of inhaling of zinc oxide particles, especially at lower levels, such as from brief exposure to sunscreen spray.
However, using these spray-on products are clearly an unnecessary risk since safer options are readily available. Your safest bet is to use topical zinc oxide or titanium dioxide that does not contain nanosized particles.
Reduce Your Risk of Sunburn With ‘Internal Sunscreens’
While sun avoidance recommendations make it sound as though all sun exposure is dangerous, the primary risk factor of skin cancer is sunburn, which is an inflammatory process that damages your skin. Sensible sun exposure is actually a crucially important component of good health, as your body produces vitamin D in response to UVB light striking your skin.
It’s important therefore to maintain a balance — you want to expose large portions of skin (without sunscreen on) to sunlight on a regular basis (ideally daily), yet be very careful to avoid getting burned.
Aside from covering up before you get burned, you can reduce your risk of sunburn by eating plenty of antioxidant-rich fruits and vegetables, and/or taking an astaxanthin supplement. The latter has been shown to work as an effective internal sunscreen, protecting your skin from UV radiation damage.
In addition to copious testimonials and anecdotal evidence, scientific studies have substantiated these skin protective effects.23 In one study, subjects who took 4 milligrams of astaxanthin per day for two weeks showed a significant increase in the amount of time necessary for UV radiation to redden their skin. Animal studies lend further evidence to astaxanthin’s effects as an internal sunscreen:
In one study, mice were fed various combinations of astaxanthin, beta-carotene and retinol for four months. Astaxanthin was substantially effective in preventing photoaging of the skin after UV radiation, as measured by markers for skin damage24
A rat study found astaxanthin was found to be 100 times stronger than beta-carotene and 1,000 times stronger than lutein in preventing UVA light-induced oxidative stress25
The Journal of Dermatological Science published a study in 2002 finding astaxanthin is able to protect against alterations in human DNA induced by UVA light exposure26
How to Choose a Safer Sunscreen
With all the sunscreens on the market, how do you identify a safe one? The key to remember is that there really are only two known safe sunscreen ingredients — zinc oxide and titanium dioxide27 — and they must not be nano-sized.
Your safest choice is a lotion or cream with zinc oxide, as it is stable in sunlight and provides the best protection from UVA rays.28 Your next best option is titanium dioxide. Just make sure the product does not contain nano sized particles and protects against both UVA and UVB rays.
Keep in mind that SPF protects only from UVB rays (although if the FDA’s proposed rules are implemented, any SPF at or above 15 must protect against both UVA and UVB), which are the rays within the ultraviolet spectrum that allow your skin to produce vitamin D.
The most dangerous rays, in terms of causing skin damage and cancer, are the UVA rays. Avoid sunscreens with an SPF above 50. While not intrinsically harmful, the higher SPF tends to provide a false sense of security, encouraging you to stay in the sun longer than you should.
Moreover, higher SPF typically does not provide much greater protection. In fact, research suggests people using high-SPF sunscreens get the same or similar exposure to UV rays as those using lower-SPF products. What’s more, a recent analysis29 by Consumer Reports found many sunscreens are far less effective than claimed on the label; 24 of the 73 products evaluated offered less than half of the protection promised by their stated SPF.
Other Sensible Sunning Tips
I recommend spending time in the sun regularly — ideally daily. Sunshine offers substantial health benefits, provided you take a few simple precautions to protect yourself from overexposure. Here are my top five sensible sunning tips:
1. Give your body a chance to produce vitamin D before you apply sunscreen. Expose large amounts of your skin (at least 40 percent of your body) to sunlight for short periods daily. Optimizing your vitamin D levels may reduce your risk of many internal cancers, and actually reduces your risk of melanoma as well.
2. Stay out just long enough for your skin to turn the very lightest shade of pink. Shield your face from the sun using a safe sunscreen or hat, as your facial skin is thin and more prone to sun damage, such as premature wrinkling.
3. When you’ll be in the sun for longer periods, cover up with clothing, a hat or shade (either natural or shade you create using an umbrella). A safe sunscreen can be applied after you’ve optimized your skin’s daily vitamin D production, although clothing is your safest option to prevent burning and skin damage.
Keep in mind that in order for sunscreen to be effective, you must apply large amounts over all exposed areas of your skin. This means the product should not trigger skin allergies and must provide good protection against UVA and UVB radiation. It also should not be absorbed into your skin, as the most effective sunscreen acts as a topical barrier.
4. Consider the use of an “internal sunscreen” like astaxanthin to gain additional sun protection. Typically, it takes several weeks of daily supplementation to saturate your body’s tissues enough to provide protection. Astaxanthin can also be applied topically, which is why it’s now being incorporated into a number of topical sunscreen products.
Consuming a healthy diet full of natural antioxidants is another highly useful strategy to help avoid sun damage. Fresh, raw, unprocessed foods deliver the nutrients that your body needs to maintain a healthy balance of omega-6 and animal-based DHA omega-3 oils in your skin, which are your first lines of defense against sunburn.
Vegetables also provide your body with an abundance of powerful antioxidants that will help you fight the free radicals caused by sun damage that can lead to burns and cancer.
from Articles http://articles.mercola.com/sites/articles/archive/2019/03/13/sunscreen-safety-regulations.aspx source https://niapurenaturecom.tumblr.com/post/183419283396
0 notes
jerrytackettca · 5 years
Text
FDA Admits Most Sunscreens Are Probably Unsafe
First off, let me make it very clear that sunscreen is widely overused. There are some circumstances where it is wise and appropriate to use but those cases are few and far between. For the most part, you just need to avoid the sunscreen and rely on sensible sun exposure. Get out of the sun or wear clothing the moment your skin starts to turn light pink.
Having laid that foundation, the U.S. Food and Drug Administration (FDA) recently proposed new regulations1 to “make sure sunscreens are safe and effective.” If enacted, this could have a transformative effect on the sunscreen industry as a whole.
Importantly, as I’ve noted on a number of occasions, of all the active sunscreen ingredients used in products on the U.S. market, only two — non-nano-sized zinc oxide and titanium dioxide — have been deemed safe for human use by the FDA.
Yeah, I know what you’re likely thinking. You can trust the FDA about as far as you can throw them. It’s a captured agency and essentially controlled by the very industry it is seeking to regulate. However, there appear to be no vested interests here and I believe they got it right this time.
In its proposal, the FDA admits it does not have enough scientific data to draw any conclusions about the safety of 12 of the 16 active sunscreen ingredients on its list, and asks industry to help in providing more data to perform a “rigorous assessment” of all active ingredients on the market.
Two of the 16 ingredients, PABA and trolamine salicylate, have been deemed unsafe, or not generally recognized as safe (GRAS), and are not currently in use according to the FDA.
The proposal also includes broad updates to labeling requirements, as well as SPF-related changes. For the latter, FDA wants sunscreens with an SPF of 15 or higher to provide broad spectrum protection against both UVA and UVB rays, not just UVB as is currently the case. Dr. Janet Woodcock, director of the FDA’s Center for Drug Evaluation and Research said:2
“It is important that, as this rulemaking effort moves forward and the FDA gathers additional scientific information, given the recognized public health benefits of sunscreen use, consumers continue to use sunscreen in conjunction with other sun-protection measures.
To help make sure this effort is successful, the FDA is looking to industry to gather the data needed to help ensure that products marketed to offer protection from the sun’s effects are safe and deliver on these promises.”
Evidence of Toxicity Exists For Several Sunscreen Ingredients
One of the 12 active sunscreen ingredients the FDA claims to be unsure about is oxybenzone, found in an estimated 70 percent of sunscreens. This, despite studies showing this chemical acts as an endocrine disruptor and has been linked to reduced sperm count3 in men and endometriosis4 in women.
Research by the Centers for Disease Control and Prevention shows 96 percent of the U.S. population has oxybenzone in their bodies, which is a testament to just how much sunscreen people are using.
Indeed, daily use of sunscreen is one of the reasons cited by the FDA for the need to update safety regulations. People are using far more sunscreen these days, so exposure to potentially hazardous ingredients is of far greater concern than in decades past.
Oxybenzone is also lethal to certain sea creatures, including horseshoe crab eggs, and researchers warn the widespread use of oxybenzone-containing sunscreens pose a serious threat to coral reefs and sea life.5 This effect is what prompted Hawaiian lawmakers to ban the sale of sunscreens containing oxybenzone and octinoxate, both of which have been linked to severe coral damage.6,7
Many Sunscreen Ingredients Have Endocrine Disrupting Effects
Oxybenzone isn’t the only endocrine disruptor though. At least eight other active sunscreen ingredients are suspected of having endocrine disrupting effects.8,9
According to a recent Danish study,10 13 of 29 sunscreen chemicals (45 percent) allowed in the U.S. and/or European Union have the ability to reduce male fertility by affecting calcium signaling in sperm, in part by exerting a progesterone-like effect. Of those 13 chemicals, eight are approved for use in the U.S. These include:
Avobenzone
Homosalate
Meradimate
Octisalate (also known as octyl salicylate)
Octinoxate (octyl methoxycinnamate)
Octocrylene
Oxybenzone (also called benzophenone-3)
Padimate O
These chemicals can also be found in makeup, moisturizers and lip balms with sunscreen protection. "These results are of concern and might explain in part why unexplained infertility is so prevalent," senior investigator, Niels Skakkebaek, professor at the University of Copenhagen in Denmark and a researcher at the Copenhagen University Hospital, said.11
Many sunscreens also contain vitamin A and/or its derivatives, retinol and retinyl palmitate, which have been linked to an increased risk of skin cancer by increasing the speed at which malignant cells develop and spread.
Some Sunscreen Ingredients Are Also Neurotoxic
Researchers have also warned that some sunscreen ingredients are neurotoxic, posing a hazard to brain health. The authors of this study noted that since sunscreens need to be applied in significant amounts all over the body, calculations suggest the total amount of a given compound being absorbed from a single application could be as high as 200 milligrams.12
According to the above-referenced study, other studies also show these chemicals are found in blood, urine and breast milk following application, in some cases within as little as two hours. According to the authors:
“[W]hile sunscreens have been effective in protecting against a variety of UV-related pathologies … growing popularity and thus, possibility for exposure questions their safety in environment and human health …
The endocrine disruptive and developmental toxicity of many organic UV filters in experimental models is well established; these filters seem to be associated with altered estrogen, androgen and progesterone activity, reproductive and developmental toxicity and impaired functioning of the thyroid, liver or kidneys …
Since many of UV filters were shown to cross the blood-brain barrier, the risk for neurotoxicity also occurs … [S]ince it is known that other chemicals classified as endocrine disruptors can impair neuronal transmission, synaptic plasticity and produce neurotoxic effects, chemical filters might potentially produce similar effect.”
Sunscreen ingredients found to have neurotoxic effects in this study included:
Octyl methoxycinnamate — Found to decrease motor activity in female rats and alter the release of a number of different neurotransmitters
Benzophenone-3 (oxybenzone) — Decreases cell viability of neurons, and upregulates estrogenic-related genes in male animals
Benzophenone-4
4-methylbenzylidene camphor — Decreased cell viability and impaired neuronal development in lab animals
3-benzylidene camphor
Octocrylene — Impaired expression of genes related to brain development and brain metabolism
The authors also stress that simultaneous application of insect repellents such as DEET enhances the penetration of the compounds, thereby multiplying their potential toxicity.
Avoid Sunscreens With Nanoparticles
Most nanoscale particles (microscopic particles measuring less than 100 nanometers)13 found in American sunscreens are either titanium dioxide or zinc oxide.14 While these two are the only ingredients known to be safe, this safety does not extend to nano-sized versions.
We have used both of these safe ingredients in our Sunscreen SPF 50 for nearly 10 years. This is likely why our sunscreen was rated No. 1 two years ago by the Environmental Working Group.
Animal research has shown that inhaled nanoparticles can reach all areas of your respiratory tract and, since your lungs have difficulty clearing small particles, they may be allowed to pass into your bloodstream. Other studies have proven some nanoparticles are even able to cross your blood-brain barrier.
If allowed to enter your lungs or penetrate your skin, nanoparticles therefore have the potential to cause widespread damage to your cells and organs, immune system, nervous system, heart and brain.15,16 FDA has previously expressed concern that inhaling these products may be risky, especially to children, and in 2014, Consumer Reports advised parents to avoid spray-on sunscreens until the FDA had finished reviewing the sunscreens.17
Some scientists postulate that the toxic effects of nanoparticles relate to their size being in the range of a virus, which may trigger your body’s immune response.18 The International Agency for Research on Cancer has classified titanium dioxide as a “possible carcinogen” when inhaled in high doses.19
Inhaling higher amounts of zinc oxide can lead to “metal fume fever,”20 characterized by chest pain, cough, dyspnea, reduced lung volumes, nausea, chills, malaise and leukocytosis. One 2012 study21 found zinc oxide nanoparticles to be cytotoxic. They elevated zinc levels causing mitochondrial dysfunction and apoptosis (cell death).
Similarly, an Indian study concluded that zinc oxide nanoparticles cause toxicity in human lung cells possibly through “stress-induced apoptosis.”22 Human studies are sorely lacking as to the health effects of inhaling of zinc oxide particles, especially at lower levels, such as from brief exposure to sunscreen spray.
However, using these spray-on products are clearly an unnecessary risk since safer options are readily available. Your safest bet is to use topical zinc oxide or titanium dioxide that does not contain nanosized particles.
Reduce Your Risk of Sunburn With ‘Internal Sunscreens’
While sun avoidance recommendations make it sound as though all sun exposure is dangerous, the primary risk factor of skin cancer is sunburn, which is an inflammatory process that damages your skin. Sensible sun exposure is actually a crucially important component of good health, as your body produces vitamin D in response to UVB light striking your skin.
It’s important therefore to maintain a balance — you want to expose large portions of skin (without sunscreen on) to sunlight on a regular basis (ideally daily), yet be very careful to avoid getting burned.
Aside from covering up before you get burned, you can reduce your risk of sunburn by eating plenty of antioxidant-rich fruits and vegetables, and/or taking an astaxanthin supplement. The latter has been shown to work as an effective internal sunscreen, protecting your skin from UV radiation damage.
In addition to copious testimonials and anecdotal evidence, scientific studies have substantiated these skin protective effects.23 In one study, subjects who took 4 milligrams of astaxanthin per day for two weeks showed a significant increase in the amount of time necessary for UV radiation to redden their skin. Animal studies lend further evidence to astaxanthin’s effects as an internal sunscreen:
In one study, mice were fed various combinations of astaxanthin, beta-carotene and retinol for four months. Astaxanthin was substantially effective in preventing photoaging of the skin after UV radiation, as measured by markers for skin damage24
A rat study found astaxanthin was found to be 100 times stronger than beta-carotene and 1,000 times stronger than lutein in preventing UVA light-induced oxidative stress25
The Journal of Dermatological Science published a study in 2002 finding astaxanthin is able to protect against alterations in human DNA induced by UVA light exposure26
How to Choose a Safer Sunscreen
With all the sunscreens on the market, how do you identify a safe one? The key to remember is that there really are only two known safe sunscreen ingredients — zinc oxide and titanium dioxide27 — and they must not be nano-sized.
Your safest choice is a lotion or cream with zinc oxide, as it is stable in sunlight and provides the best protection from UVA rays.28 Your next best option is titanium dioxide. Just make sure the product does not contain nano sized particles and protects against both UVA and UVB rays.
Keep in mind that SPF protects only from UVB rays (although if the FDA’s proposed rules are implemented, any SPF at or above 15 must protect against both UVA and UVB), which are the rays within the ultraviolet spectrum that allow your skin to produce vitamin D.
The most dangerous rays, in terms of causing skin damage and cancer, are the UVA rays. Avoid sunscreens with an SPF above 50. While not intrinsically harmful, the higher SPF tends to provide a false sense of security, encouraging you to stay in the sun longer than you should.
Moreover, higher SPF typically does not provide much greater protection. In fact, research suggests people using high-SPF sunscreens get the same or similar exposure to UV rays as those using lower-SPF products. What’s more, a recent analysis29 by Consumer Reports found many sunscreens are far less effective than claimed on the label; 24 of the 73 products evaluated offered less than half of the protection promised by their stated SPF.
Other Sensible Sunning Tips
I recommend spending time in the sun regularly — ideally daily. Sunshine offers substantial health benefits, provided you take a few simple precautions to protect yourself from overexposure. Here are my top five sensible sunning tips:
1. Give your body a chance to produce vitamin D before you apply sunscreen. Expose large amounts of your skin (at least 40 percent of your body) to sunlight for short periods daily. Optimizing your vitamin D levels may reduce your risk of many internal cancers, and actually reduces your risk of melanoma as well.
2. Stay out just long enough for your skin to turn the very lightest shade of pink. Shield your face from the sun using a safe sunscreen or hat, as your facial skin is thin and more prone to sun damage, such as premature wrinkling.
3. When you'll be in the sun for longer periods, cover up with clothing, a hat or shade (either natural or shade you create using an umbrella). A safe sunscreen can be applied after you've optimized your skin’s daily vitamin D production, although clothing is your safest option to prevent burning and skin damage.
Keep in mind that in order for sunscreen to be effective, you must apply large amounts over all exposed areas of your skin. This means the product should not trigger skin allergies and must provide good protection against UVA and UVB radiation. It also should not be absorbed into your skin, as the most effective sunscreen acts as a topical barrier.
4. Consider the use of an "internal sunscreen" like astaxanthin to gain additional sun protection. Typically, it takes several weeks of daily supplementation to saturate your body’s tissues enough to provide protection. Astaxanthin can also be applied topically, which is why it’s now being incorporated into a number of topical sunscreen products.
Consuming a healthy diet full of natural antioxidants is another highly useful strategy to help avoid sun damage. Fresh, raw, unprocessed foods deliver the nutrients that your body needs to maintain a healthy balance of omega-6 and animal-based DHA omega-3 oils in your skin, which are your first lines of defense against sunburn.
Vegetables also provide your body with an abundance of powerful antioxidants that will help you fight the free radicals caused by sun damage that can lead to burns and cancer.
from http://articles.mercola.com/sites/articles/archive/2019/03/13/sunscreen-safety-regulations.aspx
source http://niapurenaturecom.weebly.com/blog/fda-admits-most-sunscreens-are-probably-unsafe
0 notes
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Proven Over And Over By Our Students…
Instant Commission Profits Is One Of The Best Products Out There. I Highly Recommend You To Get It…
– Brian Grosch
Can You Spare An Extra 20 Minutes To Bring in $120+ commissions like clockwork? Don’t worry, you don’t have to do ANY of the actual work.
Start Today: Your First $100-$120 Profit within 48 hours like Clockwork
100% Copy & Paste, Proven, newbie friendly system that a 5 year old could do
Profit From Your Existing Skills (No Talent, No Websites or IM Experience Needed)
Making Money in Hours With Almost Zero Work sounds like BS doesn’t it…? 
But talk is cheap. Let me prove it to you.
And Here Are Some More Results That Were Generated In Less Than 24 Hours After Applying This Method…
And Some More…
[GET] Instant Commission Profits REVEALED Simple method makes it SUPER EASY to bank $120+ in the next 20 minutes DOWNLOAD
WHO AM I?
Hi, Mosh here.
I’m a 30 year old Internet Entrepreneur.
For years, I struggled to make a single cent online.
Let Me Ask You Something.
Have you ever bought an online product that promised to make you a lot of money and insanely rich overnight with little to no effort and in minimal time?
Did you get the results that you were promised, or did you struggle and fail miserably?
Unfortunately, a lot of the methods out there that promise BIG money for doing little to no work, just don’t seem to work like they say…
I know when I was starting out online a few years back, I wasted A LOT of time and effort and a lot of money on such products.
I was always burdened to the core with information overload.
  Do You Ever Get Information Overload?
In fact, I remember this one time I saw this online posting for a secret traffic loophole that would put $20,000 per month into my pocket with a more free secret methods and just minutes of work per day with a few clicks of the mouse.
Of course, this sounded pretty good to me…
I clicked the “buy button,” and anxiously waited for my download to arrive.
After refreshing my inbox a few times, it was there. I opened up the email, downloaded the training, and went through everything right away, making tons of notes in the process and brimming with pride and happiness.
After doing everything the training course told me to do, I sat back waiting for the money to start flowing my way…
I waited… …and waited …and waited.
Nothing ever came.
“What Had I Done Wrong?”
I wondered…
After doing some thorough research and background check about the method, I eventually realized that the method was not only outdated, but others were struggling to get results too…just like me…
This “get rich quick method” just wasn’t going to give me the promised results.
I remember thinking to myself back then…
“Forget making millions of dollars online…
If I could just make a consistent $50 – $70 per day online, it would change everything for me.”
Now I am a proud business owner and make around $8,000 a month.
But instead of $50 – $70 a day…
Now I Make $100 to $120 per day like clockwork from FREE TRAFFIC!
But I always felt that making money was not enough because I wanted to help other people make money too.
So one day when I was jogging and I was on mile 3 of 7 and I was overcome with this desire to HELP people…
And show them what I had learned.
So, I literally stopped and found a spot under a tree and hashed it all out.
I talked to my iPhone for the over TWO HOURS and it was then that Instant Commission Profits was born.
So if you would like to make $100 to $120 per day just like me, then keep reading.
AFTER A LOT OF STRUGGLING AND FAILING, I STARTED TO MAKE MY FIRST EVER COMMISSIONS
Everything was going good until one day, all my commission machines were gone… dead.
And my dream of scaling up was left hanging. And it was frustrating watching all my hard work go down the drain.
I quickly realized what I had done wrong…
BUT I COULDN’T GIVE UP JUST YET
Do you spend way too much time trying business models that don’t work?
Do you make your “make money online dream” more difficult than it should be?
Are you always on a lookout to exploit the latest loopholes or tricks but end up being broke?
Do you always wonder how the 4% people on the internet are making the 96% of the money?
Do you think that an extra $3000 a month could help with a few things around the house?
Look, I have been a poor guy and I have been a rich guy and if someone gives me a choice to be one of the two, I’ll always choose to be a rich guy.
 WHY?
BECAUSE MONEY SOLVES ALMOST ALL THE PROBLEMS
And it takes away a LOT of worries and anxiety about bills and putting food on the table. It TRULY makes life easier.
LISTEN
You are here today because you want to solve some of your biggest problems that can be solved if you would have instant access to a cash stream.
I know you have probably been lied to and cheated, but well, all that is going to end today.
You’re about to become a highly skilled expert doing the (very easy) work yourself, not only filling up your PayPal account fast, but your pride in yourself.
I mean it doesn’t get much better than making money AND being able to live the life you have dreamed, wouldn’t you agree?
And that’s exactly what you are going to learn.
INTRODUCING
INSTANT COMMISSION PROFITS
INSTANT COMMISSION PROFITS
Will Change Your Life Forever If You Let It
This is a system built from the ground up so that ANYONE can do it. Even if they’ve never heard of SEO, PPC, or Adsense before. That’s why we’ve gone all out and made it as easy as possible to follow, learn, and understand. Because by doing that, we can help as many people as possible. No matter their skill level.
So, I want you to ask yourself these questions:
Is this copy and paste, prove $100-120 a day method for me?
Am I tired of chasing shiny object after shiny object and ending up like an idiot?
Do I want a method that REALLY works from ethical marketers that truly care about their customers?
If you answered “yes” to any of the following, you need to grab this… But don’t take my word for it… Just look at what other new marketers have said about my work:
[GET] Instant Commission Profits REVEALED Simple method makes it SUPER EASY to bank $120+ in the next 20 minutes DOWNLOAD
INSTANT COMMISSION PROFITS COULDN’T BE EASIER AS IT TEACHES YOU:
Exact Steps to Join $100 Days Instant Commissions Club Fast
One Secret Ninja Technique That Is Turning Cold Hard Newbies Into Cash Producing Machines
How You Can Double, If Not Triple Your Commissions With Just One Simple Trick
How To Make $100-$120 On Near Autopilot With Just A Few Minutes Of Your Time
The Surprising Commission Doubler Strategy That Has Been Right Under Your Nose All This Time
How To Build And Set Up A Commission Machine In 20 Minutes Or Less And Put It On Autopilot
WE DIDN’T STOP THERE. WE’VE EVEN TAKEN IT TO YET ANOTHER LEVEL WITH OUR SIMPLE 3 STEP PROCESS
AND ALL YOU HAVE TO DO IS FOLLOW IT.
STEP 1: Setup Your Instant Commission Profits Machines
STEP 2: Use A Never Revealed Before Secret Strategy To Drive Traffic
STEP 3: Collect Payments & Rinse and Repeat
That’s it. You’ve just made your first dollar online OR added another revenue stream to your business.
Here’s what makes Instant Commission Profits different from everything else out there.
Unique & simple formula that can be implemented within a few minutes
Extremely low competition and super high profitability
Massively untapped traffic platform with built in buyers
Easy $100-120 a day and can be scaled up to as much as you want
And Here’s what Instant Commission Profits will do for you:
Following our simple formula, you can start making money by this weekend. Yes. Seriously. All you have to do is be willing to take action. Does it take a little work? Yes. But 20 minutes a day isn’t much “work” at all. You will easily make $100 to $120 days like clockwork. This is SUPER simple. And it works. You want to make as much money as possible for tiniest amount of work in the shortest period right? Then this is for you.
IF YOU HAVEN’T MADE A DIME ONLINE… AND THINGS AREN’T WORKING OUT FOR YOU AS PLANNED – THEN READ THIS.
74% People never make any money online so they think all this is a lie
87% of these people think it’s a long and tiresome process to make money online
69% of people don’t stick with one method for more than 14 days which means zero results
93% people want to make money online but don’t know how to so they blame people, products and systems
Forget the rehashed courses that don’t have the secret sauce and leave you Clueless…
Use this proven battle tested, step by step method you’ve probably never used before to make $100-120 a day minimum, and many times a month.
See The Results Of The People Who Have Applied Instant Commission Profits:
And Some More:
[GET] Instant Commission Profits REVEALED Simple method makes it SUPER EASY to bank $120+ in the next 20 minutes DOWNLOAD
Instant Commission Profits in a Nutshell:
The exact tried and tested steps to make money fast without spending a single dime so you can build a real online business and fill yourself with pride
The secret strategies that help us sell more and more using our instant commission profits machines which means more profits so you can shape your lifestyle you want to live.
We make $100 – $120 a day like clockwork. And keep in mind, this is WITHOUT SEO, PPC or AdWords
The ninja strategies that can make a lot of profit in no time so you can collect easy payments and don’t have to worry about different money making methods
How to put this system on autopilot working for you 24/7 so you spend more time doing what you love and have the financial flexibility you desire
Our step by step training so you know how to make $100 or more per day on average, and also make HUGE PROFITS a few times a month
Undeniable proof which means the method works right now so that you can copy paste it and spend more time with friends and family
SO WHAT’S IN THE TRAINING?
When you grab Instant Commission Profits now, you are getting access to our full training where we take you step by step through the process with our over the shoulder videos which are in depth and leave no stone unturned to make you successful. We have left nothing to chance here. Our exclusive members only training area features 21 modules on:
How it all works – full overview so you know Everything you need to know (Module 1)
How to fuel the Instant Commission Profits machines and leverage massive untapped traffic (Module 7)
How to make $100 – $120 easily, without any prior training.
Insider Instant Commission Techniques to use and profit in 21 minutes or less (Module 9)
Full customer support through our mastermind and emails which means if you are stuck, we are just a whisker away…
And so much more…
Is this for you? Yes. Absolutely.
Do you want to see money hitting your account this weekend? We’re 100% sure Instant Commission Profits is going to put a smile on everyone’s face and money in their account too, but take a look at this check list… Does any of this sound familiar?
You have No Product and not the faintest idea what to sell
You have No Marketing Skills
You’re not the slightest bit interested in eComerce, Shopify and all that other stuff
You have limited time – perhaps you still have a day job or family commitments
You don’t have thousands lying around to start a business
You want money NOW… Not in 3 months’ time!
Don’t worry… seriously – we all gotta start somewhere. And Instant Commission Profits can be that place for you.
Plus, All The Risk Is On Us
30 Day Money Back Guarantee
Look, you don’t have to make up your mind next week or tomorrow. Grab it Now. Take couple days to go through the stuff. Try it out. See if you like it. Then decide if this is for you or not.
I don’t want a penny of your money unless you want me to have it. I’m absolutely here to work with you. I am here to make sure that this works for you.
This literally makes it a risk for you not to try!
If you follow our step by step training, and actually do the work, you will be amazed at the results you will achieve with Instant Commission Profits.
It is no accident that so many of our students are making HUGE profits.
This WORKS. Period.
But we don’t want you to take our word for it.
To show you how confident we are that you’ll be successful with Instant Commission Profits, we’re taking the risk out of it for you, and offering you a full, and unconditional 30 day money back guarantee.
Look, you don’t have to make up your mind next week or tomorrow.
Grab it Now. Take couple days to go through the stuff. Try it out. See if you like it. Then decide if this is for you or not. I don’t want a penny of your money unless you want me to have it.
I’m absolutely here to work with you. I am here to make sure that this works for you.
If you’re not happy, I’m going to do everything I can to make it work for you. I’m going to hold you by the hand.
I’m going to look at the stuff that you’re working on and I’m going to show you exactly where it’s going wrong and if it still doesn’t work, I’m going to give you every penny of your money back. It’s that simple.
  [GET] Instant Commission Profits REVEALED Simple method makes it SUPER EASY to bank $120+ in the next 20 minutes DOWNLOAD
Think About What Will Happen If You Say “No” and Miss Out…
So here’s where the rubber hits the road.
Look, If I wanted, I could have over valued the main product at $497 and the bonuses at $150 each.
But we both know that it is a lie. This entire time I’ve been honest with you.
I know I could charge at least $97 for this information… because I already have coaching students who pay us 10x that for secrets like this.
But I’m not going to do that.
I’d rather see every newbie online marketer out there who wants this info to be able to get it… and own it, at next to nothing compared to its true worth.
If you forget my offer to help and head back to whatever you were doing, you will miss your chance to turn things around.
95% of the battle is having access to the right information and steps to follow.
I’ve provided you the right steps to take within Street Smart Profits…
All you need to do is follow them and soon you’ll have your very own way to make $100-120 per day like clockwork. You’ll make money whenever whenever you open you open your computer.
If you miss out, you will go back to whatever you were doing, and struggle to find the one method that was going to get you into the profits and feel embarrassed and humiliated when someone would get to know that you are still using some inferior methods and products.
Think what would it say about you?
How would you feel about yourself?
This is the method that can make you successful.
Now is the time to get in, now is your chance and save $127 that you can probably use to pay some bills or buy some groceries for the house.
All you need to do is take action today.
So, I Urge You To Click The “Buy Now” Button To Get In Before The Discount Expires…
Click the “Buy Now” Button to ensure you get Instant Commission Profits and all the bonuses for my limited time discount…
[GET] Instant Commission Profits REVEALED Simple method makes it SUPER EASY to bank $120+ in the next 20 minutes DOWNLOAD
Look, you’re standing at a crossroads here
Now, what is it going to cost to not own this?
You’ve heard my offer… 
I have expressed the value to you. 
I hope you feel like you can trust me.
You’ve seen the student testimonials for yourself.
I’ve shown you exactly what’s going to happen when you decide to give it a chance today.
Remember that you have your 30-day guarantee. You’re fully protected. 
All the risk is on us.. 
If you’re still wondering about this, let’s just consider that right now you’re standing at a crossroads and there’s two paths. 
One of the paths takes you down the road I’ve just laid out for you where all these great things happen. 
Thirty days from now you’ll feel like a different person, or you can just stay on the road you’re on right now and continue to experience the same frustration and failure.
There’s only one sensible option for you to take. 
Get in today, right now, while the price is still low and the doors are still open.
Don’t put this off. 
So, I Urge You To Click The “Buy Now” Button To Get In Before The Discount Expires…
Click the “Buy Now” Button to ensure you get Instant Commission Profits and all the bonuses for my limited time discount…
[GET] Instant Commission Profits REVEALED Simple method makes it SUPER EASY to bank $120+ in the next 20 minutes DOWNLOAD
P.S. Okay, I know we’ve covered a lot of ground here.
Let’s recap everything you receive with your risk-free purchase.
1. You’ll receive over 14 step by step video modules of Instant Commission Profits so you can start making money today
2. You’ll also receive TWO complimentary bonuses that I usually sell for $197 so you don’t have any excuse so as why you can’t make any money
3. You’ll also get daily updates and valuable information from me which means I will personally help you to move ahead, one step at a time
4. You’ll also get access to my mastermind group where you can ask your doubts and reach out to me directly if you get stuck
This is all yours for only $7, a 74% discount off our regular price.
And of course, you’re covered by our full 30 day risk free guarantee, which means that if you aren’t satisfied with anything you receive, you can ask for a full refund, no questions asked, anytime within the next 30 days.
Simply contact support. I think that’s a pretty fair deal. You will NEVER get this opportunity again.
[GET] Instant Commission Profits REVEALED Simple method makes it SUPER EASY to bank $120+ in the next 20 minutes DOWNLOAD
0 notes
Morgan City Louisiana Cheap car insurance quotes zip 70381
"Morgan City Louisiana Cheap car insurance quotes zip 70381
Morgan City Louisiana Cheap car insurance quotes zip 70381
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 
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whats the cheepest car on insurance for a 17 year old and how much
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im 16, had my license for a little over a month. i live in california. im with allstate. here's what happened: i was backing out of a diagonal parking space. i was at starbucks, mid day. no one else was in the car. i saw a car coming, i let it pass, and i backed out. turns out it didnt clear out all the way. i got the rear end of it. their dent is not too bad, the bumper is fine, its just a little bit of the metal that probably needs to be sucked back out. it is an suv. my dent however was worse. the bumper got dented, and so did some of the medal around it. the brake light has a small crack in it, but its only visible from close up, and it still works. we exchanged information, and he said he will call his insurance company tomorrow morning. will my insurance go up? how much will i need to pay to have his car fixed? whats gonna happen? please help me im freaking out. thank you soo much""
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? So am 17 and just passed my drivers test and I want to be put on my dads insurance. Originally he was directline or something but I found a much cheaper one for us both at the post office so when he went to change to it and put me on his insurance we had to pay a 170 pound deposit so my dad said just put him on first and the deposit was only 40 pound and now next week he'll add me on. So my question is when he puts me on next week will there be no deposit to pay?
Will getting one speeding ticket increase my insurance bill? Will it show up at all on the bill?
I have Allstate if that matters at all..
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Morgan City Louisiana Cheap car insurance quotes zip 70381
Morgan City Louisiana Cheap car insurance quotes zip 70381
Cheapest car insurance for new drivers?
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I'm 18 and I have just passed my test about a week ago, and am looking for insurance etc. But the quotes I'm getting are all about 2,500, which I cannot afford at all as I'm a student. I haven't bought a car yet, as I want to find a good quote first, but the details I have been putting in so far is Vauxhall Corsa 1.0l 3dr age 1999. Surely, this is neither a powerful nor new car, so I don't understand why I'm getting quotes of 2 and a half grand?! I have tried different cars, as well (renault clios, ford fiestas and polos) but it has made little difference. :( I know that the insurance is always going to be high for new young drievrs, but this is really taking the piss, if I'm honest. I have tried about 20-30 different comparison sites and individual company sites, and this is so far the best I'm getting. I've been putting in third party cover and social + pleasure travel or whatever it is. Also, that the car will be parked on a driveway over night. I will be 19 in four months, so is there a chance that insurance will have gone down by then, because it wouldn't be that long to wait. But otherwise, any suggestions, please, are there any details I should change, about the car or the insurance etc. Please help!! :( Thanks in advance""
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Ok im turning 17years old and i am going to buy a bmw m3 2003 Whats the best way i can get insurance, i dont know how exactly it works but i wanted to go under my dad. what is the cheapest and best way to get the insurance for my car. and how much will it cost""
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Which is the best car insurance in uk, cost wise and service wise.?""
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i have 5 from 2 different companies, 3 different agents...coz i have difficulty saying no...is that too much?""
""How much would cost a BMW325 coupe car insurance in london? car is worth 15.000, 3 years old, held in garage.""
How much would cost a BMW325 coupe car insurance in london? car is worth 15.000, 3 years old, held in garage.""
How much is it for car insurance for average teenager?
How much is it for car insurance for average teenager?
Whats car insurance are good and cheap for a 25 year old male?
Looking for a good insurance that has reasonable prices with good service
How much is insurance on a Mazda RX-8?
I'll be 19 years old when I get it(if I get it that is), I will have had my license for 4 months(if that matters), clean record(no tickets or accidents), I live in 75044 Texas(if that matters) and I'm a male(I know that matters). The car will be anywhere from an 04 to 06 with < 100k miles on it. It will be a 6 speed. [about] How much will insurance be for full coverage vs liability only? Right now I'm in a 98 Honda Civic Ex with 187k miles and it's $40 a month for liability only if that helps.""
Why's my insurance so high at 19?
I've had my licence since October last year and i had my car before i passed my test so i could get insured on it straight away. When I looked at quotes last year i was getting prices of around 3400 and couldn't get it below the 3000 mark, but now I'm getting prices of about 2700 on a 1.0 litre vaxhaull corsa which is the cheapest car for me to insure as it has the smallest engine i can find as is only group 1 insurance but still way to expensive. can anybody tell me why mine is so high please?""
Car for teenager. please help?
So I'm really interested in the 2012 Mercedes slk350. Its 499 a month but how much would insurance be? My parent make about 200k a year but will they be able to afford that? I really want this car but i need to know what the average insurance for a teenager is.. thank you so much for your help
Will a sex change from male to female result in lower car insurance?
Females have lower car insurance then males. So if a male gets a sex change does the car insurance company change their sex in their records and lower their car insurance?
Insurance cost for a 16 year old with a 1986 iroc camaro?
I'm 16 have a 1986 iroc camaro 350ci and i live in an average neighborhood in western ny i'm a male. any insurance guestimates? I'm gonna need to be on my own plan.
""How much would insurance be on a $39,000 Lexus LS 460 car?""
Im probably gonna buy my dream car that cost $39,000 but its valued at $43,000. Its a 2007 Lexus LS 460 and i want to know how much full coverage insurance would be? I have a good driving record with no accidents and just need a basic idea. Thanks!!""
Health Insurance- Test Result Privacy?
I am curious as to how much information my insurance company (through an employer) has access to. For example, can they view the results of my blood tests done via Labcorp/Quest if they payed for them? Also, what about a test such as an EMG and Nerve Conduction study. Do they receive a copy of the final report? I know a copy is sent to my physician and that I personally have the right to a copy. But are results also sent to my insurance company? For what it's worth I have BCBS. Any input would be greatly appreciated.""
Got my second speeding ticket will the insurance go up? do i need to go to court?
i recieved my first ticket this year in january. i went to traffic school and it got removed. so on friday i got a speeding ticket i was going 82 and the speed limit was 65. do i have to go to court? can i get it removed again? does it affect my insurance? i have ecompass insurance. im under my moms insurance is she going to find out? im 19.
Which health insurance company in Florida is best at filling prescriptions using there mail order pharmacy?
I'm in the process of buying health insurance n making sure I'm able to mail my presriptions every month to there pharmacy and getting them filled and sent back to me within a reasonable time is something I will need so I am wondering which company is best at this when it comes to how soon u will get them and how hard it is to set up your scripts especially certain ones u take every day but can only get a 30day supply like for my adderall which ive been on since i was a kid but i have 5 kids of my own now n lately I'm having trouble filling locally n hope I won't have the same problem when mailing them
When do you qualify for health insurance?
Is it normal for an employee to require a year of service as a fulltime employee to get health insurance?
Is my life insurance cheap or expensive?
I pay $4 a week and I get $30,000 insurance and I'm 22 years old, male, is this a good or bad deal?""
Why are so many insurance companies hiring agents?
Is it because of the government trying to force coverage on people?
If Affordable Care Act is tossed by SCOTUS what happens to those under 26 & on their parents insurance?
Simple question. Will employers go back to the old max age which was usually 19? Or will they stick with the new 26 since that transition has already been made, and millions of young adults only have insurance because of the new max age. Love or hate the rest of obamacare. I usually can't find anyone that thinks its a bad idea to let kids just trying to get a foothold on life to be on their parents insurance.""
Why is van insurance so much more than car insurance?
i have a VW POLO mk2, 1.3. im trying to by a vauxhall rascal 970cc and the insurance is more than double. why? the van insurance is quoted at 1400 pounds best. its for social use only, minimum mileage with no tools. its crazy. the polo was only 480 pounds.""
Car insurance for 18 year olds?
I'm 18 years old and I'm trying to find out how much it would be for me?
Do I have to buy health insurance in New Mexico?
I recently moved to New Mexico and started a new job. Now I am being told that I have to buy health insurance from my employer, or prove that I am covered under another policy. I am only 21, but I am a smoker and I know this will be expensive. I do not go to the doctor, and have not since I was 10. Do I have to buy coverage I won't use? Is there a way around this?""
Morgan City Louisiana Cheap car insurance quotes zip 70381
Morgan City Louisiana Cheap car insurance quotes zip 70381
Motorcycle Insurance cost??
Hey guys! My husband wants to get a kawasaki vulcan 900 for his first bike but when he called our insurance provider for our cars they weren't there but I was just wondering if anyone could give us a ballpark of how much it might cost every 6months or year. He would be the only driver and he is 25 with no marks on his record. We also live in the south if that changes anything.
Looking for individual dental insurance?
I'm trying to find an affordable good dental insurance company. I've looked online quite a bit and can only find insurance with a 6 mos waiting period or a dental plan that you pay like $100 a year for a discount which seem useles. I'm 30 and live in Ohio if that makes any difference. Any help would be greatly appreciated!
Where can i find cheap health insurance?
My girlfriend just recently went off of her parents health insurance and is having trouble finding a full time job. She can get it through her part time job but she doesn't think she can afford it.
What if I upgrade my car insurance because someone threatens to mess up my car?
An old roommate stole a lot from me the day he moved out. I've been waiting 5 days for the police to take the report (they're busy according to them). In the mean time I contacted him telling him to return my stuff or I'll involve the police, and he said if I do that he's going to f*ck up my car. Right now I have basic insurance but after he told me that I want to upgrade my insurance just in case. My question is what happens if I upgrade and he does mess up my car? If I file a police report about the threat can my car insurance deny the claim? What if the police are still too busy and he does this before I get to file a report? What should I do? I already started parking 2 blocks from my apartment.""
Where can I get affordable group health insurance?
I am a college student who has alot of anxiety right now due to the recent divorce of my parents. I would greatly benefit from having psychological treatment right now but I have no insurance & it is expensive. Does anybody know of an insurance that would cover this?
How much will insurance cost? (teen driver)?
im 16 and im getting my license in a week or so and i was wondering how much will the insurance cost? im going to be driving a 2003 corolla and my parents have state farm. any help? thanks!
Health insurance question for California.?
I am sixteen and my mother is low income. Is there a state program for health insurance in California?
Two Questions for Automobile Insurance?
Can u guys help me to answer these questions? These questions are about Automobile Insurance 1) How can coverage needs change as you go throughout life? 2) Utilize Insurance Terminology. TY!!!
What do can i do? Car Iincident! but no insurance!?
Ok i live in Orange County in California. Yesterday on my way to school i got t-boned by a 1998 Ford F150. I drive a 1998 Honda Prelude. I was driving down a street and the light turned yellow so i ran it and the guy was waiting to make a left turn at a yielding section, he saw me coming when the light turned yellow and he just stepped on the gas and T-boned me on the driver side. He didn't take blame for it, and he states that I ran a red light when his light was green. Police wasn't involved. We are all okay, nothing happened to his vehicle, he just has a light scratch on his plastic bumper, buy my car got wrecked from the passenger side. Now the main problem is i don't have insurance on my vehicle but he did. Now i don't know what to do.""
""Im 16 and need to get cheap insurance, any suggestions?""
Im 16 yrs old, female, very independent and just bought a car; a 2002 chrysler pt cruiser. Im needing to get car insurance and be being 16 I know it'll be expensive so im needing to know where the cheapest place to get insurance for liability coverage in the state of Kentucky.""
Can auto insurance keep policy after being told to drop?
Switched insurance companies. the original insurance company WOULD NOT CANCEL the policy. Is this illegal?
How much does it cost to insure a 1987 Porsche 924?
Im just about to buy the car for $1000. I am 19 yrs old and living under my moms rules. she said i am not allowed to have this car, because we cannot afford insurance at the moment. So i would be paying for a fraction or all of it myself. i was wondering what the price to insure it would be. thanks ahead of time""
I am 17 and ive just passed my CBT.i am hoping too buy either 100cc or 125 cc. how much would m insurance be?
I am 17 and ive just passed my CBT.i am hoping too buy either 100cc or 125 cc. how much would m insurance be?
""Would insurance be more expensive for a Nissan Sentra, or a Ford Fiesta?""
I live in Pa, either car I get will be financed. I got an offer for the Sentra for 72 Months for $275 a month, and the lowest car insurance for that would be $180 so far for that. I did not yet go out to look for a Ford Fiesta, but from what I hear they are less expensive on car insurance. I aparently have til Monday to give the Dealers my decision before the deal drops which I highly doubt , I think they were just telling me that to pressure me into making a quicker decision/mistake. Please give me your advise. Can they really only give me a certain amout of time for the offer? They claimed it had to do with other customers possibly taking any of the money toward loans from the banks... I am new at this stuff and what is more expensive to have insurance on?""
How much should my car insurance cost?
In a few months ill be getting my license and a car. I live in Massachusetts. I'm not exactly sure what I am getting for a car, but I may end up getting a Honda accord that is around 12 years old and has a lot of mileage (200k+). Pretty much, I'm starting to look into the cheapest possible car insurance because: i don't have much money to spend and even if I did have a low deductible, it would be very close to the full value of the car which in that case I would just get junk it. What should I look for to make my cost as low as possible and how cheap could I potentially get it for? Thanks.""
Cancer Victims that do not have health insurance in CA. What can i Do?
My mother inlaw has cancer in her stomach and has now spread to her liver and hip bone:( but does not have good health insurance. She has no income. Please let me know if there are any programs we can look into to help her. THank you!
Is comprehensive car insurance cheaper if you own the car?
is it cheaper than if you had a loan out on it? why is this? thanks
About how much would it be for car insurance for a 18 year old girl?
female no accidents new driver in school working
How much will my car insurance go up?
I already pay $270 a month for car insurance for my truck. If I were to buy a 1992 Jeep Wrangler, how much more will it go up?""
Will my insurance company find out? If so how?
I got into a fender bender the other day, it was my fault, I can either pay for the damages to the other car out of my pocket, or I can let him tell his insurance company about it and he has a $500 deductable, I do not have coalition insurance, only liability, so if he reports it to his insurance will I still have to pay his $500 deductable out of my pocket or will my liability insurance company have to pay the $500? Or will his insurance company pay the $500? If he reports it to HIS insurance company will MY insurance company find out about the accident?""
Is it possible to apply for Medical Insurance?
Is it possible to apply for Medical Insurance at any time during the year? Company I work for is offering Blue Shielld Blue Cross I think is too expensive, 306 a monthly for Wife and Me. Looking for affordable insurance, I make 27,000 a year, thanks for your help...""
Can i get plastic surgery without having insurance?
I'm 18 years old and my parents insurance covers me. If im paying in cash do i have to know their insurance info?
Liability Car Insurance?
What exactly is it? And can anybody drive my car with it? Like, if I had my name on the insurance, can my younger sister drive it still and she'll be okay as long as she doesnt get into an accident?""
Help with insurance?
As of Friday I found out I was pregnant. I would like to schedule a doctors appt. ASAP but i dont have health insurance. Which would be the best and quickest insurance that I can apply for? and is there an insurance that I can apply for online?
Wat do u think insurance would cost for a 1967 mustang?
i try to find it on insurance company pages but it dont help
Morgan City Louisiana Cheap car insurance quotes zip 70381
Morgan City Louisiana Cheap car insurance quotes zip 70381
How do I get a nice car with decent insurance as an age 17 male?
For some time now, I had been looking at subaru imprezas, of which I love. However, each insurance quote I got from my parents was something like 3400 a year under my dad, and close to 8,000 a year under my own policy, with collision, so my parents wouldnt even consider it. The quote was for an 04, so if it is that insane I dont see how some kids own 03s, 04s, even a few 07s, as my parents arent poor by any means, and I know all the other kids do not have rich parents. Even an 02 accord with 80k miles was over 3000 a year under my dad with collision. Is there any possible way I can get a nice car, something like an 02 impreza is ideal, without paying so much insurance with collision? I am perfectly aware of the fact that if I get a 95 civic with no collision, insurance wont b a problem. However, I have some hard earned money to spend on a car, and I cant see how I am constantly heading towards the single path of a bucket without collision. Please help me""
Anyone know about life/disability insurance?
I'm doing a project for school and it wants to know What ALL life insurance covers and What ALL disability insurance covers but im confused. Is there a certain thing that every life insurance covers and a certain thing every disability insurance covers? If you could help, id appreciate it. Thanks :D""
Where to have my car insurance?
My insurance is up for renewal soon and I have a little dilemma. 4 days a week I work away from home living with realatives close to my job and the other 3 days I am at home. not the best situation but as I can't take my kids out of school I have to go where the work is. Now If I insure my car at my realtives address it is 200 cheaper then at my family home but can I legally insure my car away from the family home.
Is it true the you can get car insurance thru Medicaid or Medicare?
I heard this is true but I don't know because my parents are disabled they are 51 and 56 they own a car but no insurance they need it to get to there doctor's appointment's and hospital visits. So is this true if anybody knows please help by giving info on this by giving a link or number. Or you can help by referring to a place that will help them out because they only live on the disability checks and food stamps. Thanks for helping
Car Insurance Help..?
I just turned 16 and got my license about 2 months ago. My dad and I are now car shopping for me and I found a car that I really liked, but don't know if it would be expensive insurance or not. If you could help and give me an idea of about how much it will be a month? 2001 Acura TL $5200 (Private Owner) 6 cylinder 3.2 liter vetec 4 door sedan automatic has a salvaged title passed state inspection 77,000 miles I also live in Ohio and my dad has state farm.""
""Is it true that the older the car, the lower the insurance cost?""
My dad has a car that is 4 years old, it is a subaru outback, with 200,000+miles on it (not a typo, he drives it all over the eastern coast). Now would the subarus insurance cost(total) be lower than if i bought my own used car?""
Do you need to show proof of insurance for title transfer?
When you buy a used car and go to DMV to transfer title, do you need to provide proof of insurance? Or is that only for registration renewals. This is for California""
""Young married couple, low cost health insurance with Rx?""
I'm going to get married soon (not RLY soon but i have to start thinking about some things in advance) and I have to get health insurance. I'm really confused by it but I've been doing some reading about it and some figures about the kind of finances we are going to have and all I really know at this point is that we can't afford more than 200 dollars per month and that has to include prescriptions and everything. My soon to be husband is really healthy, only real issue is near-sightedness. I'm a little more sickly, I have asthma and allergies and the same eye problems. I keep them all pretty much under control but I need my meds. What plan would be best for us so that we can keep costs low and still get me my Rx?""
I totaled my car. No insurance. Still owe money to the bank! Want to refinance. Help!!!?
Ok here's the deal. I financed a car through a dealership (1st time buying a car) and got completely taken. I didn't understand the paperwork, and the person selling told me that the GAP insurance would take care of me if the car was totaled. What I failed to realize was I needed to have full coverage to have the GAP insurance!! I only have liability insurance. I totaled the car. I still owe $8000 to the bank. I've had the car for 8 months and the bank has never come after me to get full coverage insurance; I'm not sure why. I haven't told the bank that I totaled the car, and I'm trying to pay the loan off as quick I can. In the mean-time I've kept the liability insurance on it, so as not to alert the bank, but I would rather drop the insurance since it is just wasted money at this point. I also want to drop the GAP insurance and the extended warranty they sold me, but again I don't want to alert the bank that I don't have full coverage. Any advice appreciated!!!""
Can a dying person get life insurance?
I found out recently that my terminally ill father-in-law has no life insurance, or only a tiny policy. How can we pay for a funeral?""
My car was totaled by my insurance?
I bought a 1999 Honda for $4,500 in March of 2010 from a private party, about nine months ago. The owner never disclosed the fact that the car had been totaled in December on 2009. According to Washington State unless the total meets certain criteria it doesnt have to be listed on the title. On January 17th 2011, I was involved in a car accident. The insurance totaled my car. Somehow the insurance discovered that it had been perversely totaled, which I was not aware of. I had full coverage on the car. They now are saying that I will get receive what the car is worth with a savaged title. My question is, do I have to except this or can I fight for the value of a clean titled vehicle? Should they have run a check on the vin when I insured it with them and discovered the that the vehicle had been totaled before? Or is everything my fault?""
Motorcycle insurance?
I live in Southern California, what insurance compnay can I contact that will provide really cheap motorcycle insurance. Some of the rates out there are unbelieveable""
Why do we need auto insurance to drive? In many Asian countries its not legally required?
Why is it a law here in North America to drive with insurance. The federal and provincial Insurance Bureaus regulate these policies and rates and rip people off. Sometimes I think insurance is another form of tax. You can always take someone to the court to claim damages. Why is it that auto insurance is MANDATORY, it should be optional. Here in Toronto, its so expensive.""
How much is car insurance per month?
Can you please tell me where can I find how much is car insurance per month on all insurers? Basically I want to find the cheapest car insurance companies.
I want to get an insurance quote and i have a DUI?
I need to get an insurance quote but i have a DUI (reduced to a reckless driving) i have a terrible driving record I was born Nov.12 1989 do you think that would make my insurance quotes higher?
How much money have you saved on insurance rates because of seatbelt laws?
Please give me a figure and proof that insurance costs have been lowered since the mandatory seatbelt laws. Or helmet laws. How much money do you save per year since you have given up your right to choose?
I need help finding the right health insurance?
I am 21 years old female I'm married no kids. I am having problems with my knees I can not walk without pain or swelling involved on virus knees, because of this pain I have not ...show more""
How much would it cost to insure my motorcycle?
I plan on buying a Suzuki dr-z400s and I'd like to know what some people are paying for their insurance. Or maybe just what I would be paying. I'm 16 years old, Male, and I have a clean record. I'm not sure what kind of insurance I would get but probably just liability. Thanks!""
Insurance under Obama care?
I am 22 years old and graduated a week ago. My parents have insurance through trustmark insurance and I've been recently hired on full time for a management position. Being a full time employee, I have the opportunity to get my own insurance or waive it. I've heard that I should be able to stay on my parents insurance until I am 26. However, I've also heard that I would need to be a student in order to continue on staying on my parents insurance. So essentially I am asking whether I should be able to stay on my parents insurance until I am 26? If my wage is needed for this, I make 14$ an hour. My parents are more than willing to keep me on their employers insurance.""
""Im looking for car insurance in washington im 22m and im student and this is my first insurance,how much isit?""
Im looking for car insurance in washington im 22m and im student and this is my first insurance,how much isit?""
Why are my car insurance rates so high?
To start, my girlfriend is insured completely separate from me and in no way affects my policy. My girlfriend was recently in a car accident. This is her second at-fault accident in a 2 year period. Her car was totaled in the accident and she was trying to get quotes for insurnace on a new vehicle she will be financing. She has been getting quotes around $270/mo and below with the history I stated above. She did have one company give her a quote of $170/mo, then State Farm said they could forgive her first accident and she would have to pay around $136/mo I have never been in an accident, I have never received any type of ticket, I have nothing on my record. Getting a quote on the exact same car (2004 Toyota Rav4), just in my name and with the financing in my name, my quotes average $300. This is insane. My car is currently going through my parents insurance so I only pay $40.00/mo to them and it's all good, but I decided to get some quotes on my car just to see how much it would be... The car is a 1994 Toyota Corolla, 4DR sedan. I am 19 years old, will be 20 very soon. Like I said, I have a CLEAN driving history. My quotes on this car are as follows for liability coverage: Allstate: $113/mo Progressive: $162/mo State Farm: $262/mo Now, to me, this is insane. My girlfriend's insurance was about $50.00/mo on her Dodge Stratus. She wrecked it. The insurance on her new car, which was only liability again, was just $60.00/mo. Now she is getting the $135 to $170/mo quote for full coverage on this Toyota Rav4. If anyone can help me understand how she can get cheaper FULL COVERAGE insurance with her driving history than I can get of LIABILITY insurance with my history, please do. This makes no sense to me at all.""
Flying insurance????????????
do u need insurance if you are flying in a private jet charter (like a private jet)
How much should the insurance cover?
I was at an intersection, a 4 way stop. I stopped, and entered the intersection. As I went into the middle of the intersecton, a car approached from the right hand side and he didn't stop at the intersection. He went straight through it and hit the right side of my car, he basically T-boned me. The guy had Geico, they first offered to pay me 70% that was raised to 75%, and after another call it went up to 80%. So I know they have room to wiggle around. If it helps teh other driver got a ticket from a police officer for failing to stop at the stop sign. The damage to my car is on the two doors, they're completely busted. I would think they would be liable to the full extent of the damages, but apparently not. Im in New York state if that helps at all. I got an estimate, and Im living on a college student budget and can't afford to pay 400 for this.""
Can i get my car insured on my parents name?
i have recently passed my driving test and it is really expensive to get insured on cars i was wondering if i can get insured on my dads name until i reach a older age then it will be cheaper is it possible to get insured on my dads name?
""How can forcing us to buy health insurance, be the same as mandatory car insurance?""
I don't own a car, so I don't pay car insurance. Nobody is forcing me to buy it. But under the Obama individual mandate, we will all have to buy insurance or get fined. This is based on the assumption that you will get sick and not be able to afford your own care, and so will choose to be a burden. Those are a lot of assumptions. Can we force somebody to buy something that they don't want, based on assumptions that may or may not be true??""
Morgan City Louisiana Cheap car insurance quotes zip 70381
Morgan City Louisiana Cheap car insurance quotes zip 70381
https://www.linkedin.com/pulse/question-car-insurance-noah-cunningham/"
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Greensboro Florida Cheap car insurance quotes zip 32330
"Greensboro Florida Cheap car insurance quotes zip 32330
Greensboro Florida Cheap car insurance quotes zip 32330
BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 
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Motor Cycle Insurance for a Male under 25?
I am turning 16 in a few days and was browsing for motor cycle prices and insurance rates. A very slim possibility of buying one in the future. I live in California in the Sacramento area I am a male and turning 16. My parents tell me motor cycle insurance rates for males under 25 are crazy high, 600$ months or so and there would be no way they could afford that. Is this true? Can someone give me advice or confirm this?""
Does State Farm auto insurance round the GPA for good student discount?
I have a 2.998 GPA and need a 3.0 for good student discount. Will they round up to a 3.0?
How much does it cost for a check up without insurance in california?
need a check up to be cleared for athletics. dont have insurance though!
What are cheaper for auto insurance: Acura integras gs or ls?
im 18 years old too
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Im am 16 years old bought a car sunday its a 96 240sx 2 door, and my mom is wondering how much my insurance would cost. And we are with allstate if that helps you guys.""
What insurance companies are cheap for young drivers that have 6points due to non insurance?
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Can I get life insurance on my mother without her knowing or signing anything?
I recently got a scare when my mother was admitted into the hospital from smoking complications. She was having trouble breathing and she was put on a respirator. The nurses and doctor kept saying her lungs were not healing themselves because of smoking for so many years. Thank god she pulled through and they gave her the normal things to take home like medicine and oxygen to use. She unfortunately still has not stopped smoking and my brother and me were really scared. My brother just turned 18 and we have no other family at all, my mom is not married and I wouldnt have been able to afford a funeral if it came to it. My mom is very stubborn and she will not get Life Insurance to help for funeral costs if something were to happen again. Is there a way to for me to get Life Insurance on my mother without her knowing or signing anything ?""
False Auto Insurance Claim Against A Friend?
A very close friend of mine received a call from his auto insurer yesterday regarding a 3rd party claim against him. According to the 3rd party, my friend hit their parked car (which was parked on the curb in front of their home), then parked his own car, went up to their house, rang their doorbell and exchanged insurance information. The 3rd party claims that this took place in a town that's more than 1 hour away from where we work and live. This allegedly happened 3 months ago. There are two major problems with this story: A- The alleged incident never happened. I carpool with my friend to and from work and was with him that night. B- The 3rd party has all of his insurance information. Could the insurance company have called the wrong person (i.e. gotten policy numbers mixed-up while processing the claim)? If not, how could a 3rd party have his insurance information? How common are fraudulent insurance claims (against another person)? And has anything similar happened to you or someone you know? My friend is a little worried because there is some minor damage to his rear bumper. We live in a major city and pretty much every 3rd car has nicks and scratches along the bumper from parking garage 'mysteries' and whatnot. Also, about 8 months ago, a young woman rear-ended us while we stationary, waiting to turn left at an intersection. Other than a scratch to his rear bumper caused by her license plate bolt, there was no cosmetic damage, and while we exchanged insurance information, my friend decided not to file a claim (she was very nice and didn't look as though she had a lot of money). I'd hate to think that it's her trying to commit fraud against him...""
How much will it cost me to send an used laptop from US to India? including insurance. Is insuring a must?
How much will it cost me to send an used laptop from US to India? including insurance. Is insuring a must?
What is the cheapest possible insurance available?
Including the cheapest car to insure and the best way to go about insuring that car. What is the cheapest insurance i can get? Thanks for any help
Can my dad insure my car if the loan for the car is under my name?
I just bought a car and it is financed under my name. I was wondering if I could just let my dad insure my car cause then the insurance would be way cheaper. Is that still possible? Some people had told me that it doesn't matter who is the loan under my dad could still be the one insuring it and I could still drive it saying that it is his. I just wanted to make sure if I could do that?
""Insure the box car Insurance, Why so Cheap?""
I'm a 1st time driver so insurance is always stupidly High, However I was checking quotes online and they were all near enough same price ish 2200 for a 1.2 engine, however I did a quote with insure the box and it was ONLY 935.45 with Voluntary Excess at 250. I know about the 6000 miles and the box and all but this is over 1200 cheaper than any other insurer. It just seems too could to be true and normally things are, or are they? Anyone give us a hand with this please, much appreciated""
If you switch from one auto insurance company to another does it look bad?
I never had insurance before and am getting insurance from one company for a month and then switching. Does that look bad on some kind of record (meaning it will affect my rates in the future?)?
""Online Auto Insurance Quotes, are they really safe and accurate?""
I know several people who have submitted their information into one of the many online auto insurance quotes and now they have solicitors all over them, on their phone, emails, junk mail and even one case of Social Security Identity theft. So my question is: Are these online auto insurance quotes really safe? Doesn't it make sense to stay with a local auto insurance agent you can do business with either on the phone or in person.""
Can you be fined for owning an uninsured car? (California)?
Even if the car is not driven? And if it is registered?
Does motorcycle insurance cost the same as car insurance?
Currently 18 years old and was looking for a car but I am also interested in motorcycles. The bike would be a 1979 Honda Twinstar 185. I just wanted something to zip around in in the city. Would it be less considering if I crash there isn't much to repair? or more because I am a teen? I currently pay $150 as a secondary driver on my dad's car insurance. I know there are a lot of factors to determine price but how much of a difference is it normally?
Is there anything I can do in to lower my insurance (17 Year old)?
Okay right now I'm 16; I've passed my theory test and when I turn 17 in April I'll be able to start lessons and take a test. My mum is giving me her Peugeot 206, X reg, 1.4L engine. It has never had an issue. I've looked at insurance quotes (for a full license under the assumption that I am 17) and on compare sites and the lowest quote I've found is around 2800 a year, the car will be stored in a garage but I wondered if there is a way to lower this? I hear the average price for a 17 year-old is 1400 a year? If anyone can give me some tips it really would be appreciated; I'm looking to pay monthly if that helps. Also, I'm a guy so obviously that will raise my prices right?""
Greensboro Florida Cheap car insurance quotes zip 32330
Greensboro Florida Cheap car insurance quotes zip 32330
""Car Insurance, New driver ?""
Ok someone told me today about starting a account with PSECU but im not really sure what that is. Im trying to get a car and someone else told me I should get a car loan and finance a car. Can someone please explain this to me If I take out a car loan , get approved, get a car, how does me paying the loan back and the car payment works ???""
What is the most affordable health insurance in NYC?
My friend doesn't have health insurance and is planning on putting his new baby (born around Oct.) on his policy with him. He's Latin American and has his permanent residence card, but is not yet a citizen. Anyone know of any affordable plans for him to look into in the Manhattan area?""
Car insurance changes?
hi i have had my insurance since august and i have decided to buy another car and change it over, but as the insurance may be cheaper elsewhere than staying with my current insurer, if i cancel am i liable to incur costs? if they quote me more than another insurance company obviously i will go with the cheaper. i pay monthly not in whole.""
How can I get prenatal insurance?
I live in Iowa and I am pregant my bday is in four days il be 18. I don't have health insurance I live with my bf. I could marry him and have insurance but I want to explore all options but I need. Health insurance what all can I do?
How is affordable calculated in obama care?
How is affordable calculated in Obama care? I have tried to find the criteria of what is considered affordable in Obama Care but haven't found it. How is it calculated? Who determines what is affordable? I think $1/ month is affordable. I'm sure the government and the health insurance company's say it's more.
Car insurance expired what to do?
I bought an old car . its insurance expired on 9.7.12. how can i get it insured again?
Average car insurance rates for people under 21 years old?
Average car insurance rates for people under 21 years old?
Can a health insurance company abroad outside the USA look up my health insurance information ?
If I provide them with my insurance policy and other info can they look up my health insurance information?
How do i look for cheapest car insurance?
i am 18 years old girl. I am thinking to buy a car for myself but i want the cheapest car insurance as possible. how do i look for cars that cost cheap insurance. any ideas.
Home and contents insurance?
which company has the best home and contents insurance and contents inside sheds
Can DMV revoke my license if I don't have a car or car insurance?
I called my insurance agent (btw I have non-owners insurance) to cancel my insurance policy and the agent told me that DMV could revoke my license if I do not have insurance. I talked to my mom about it and she told me that it was a lie, I also talked to my girlfriend about it and she says that she doesn't have insurance or isn't on her parents' policy and DMV hasn't done anything to her. I just want to reassure myself, or is it a better idea to call my local DMV office about it? Also, I am 18 and I don't have a car yet. The insurance agent told me that if I get a car and I am still with that policy I can add my car onto that policy without paying any down payment fee. I am hoping to get a car in 1-2 months, is it worth keeping the car insurance? I only wanted to cancel it since I do not have a car yet.""
Can a tourist in New jersey buy a car and get an insurance?
My I-94 is valid till Feb 2013, and I wanna buy a car. Can I register it by my name in DMV and get an insurance? I know friends in other states did that (California, Indiana...etc) but I am not sure what about New Jersey""
How do i get health insurance?
i work at shoprite and i know that we get medical/dental benefits after one year but i just cannot wait that long i need some care like right now ! so how do i get health insurance, where do i go? who do i call ? im lost -__- help me out please! all answers welcomed and appreciated.""
About how much will insurance be for a 2004 Mazda RX8 for a 16 year old?
The car has 117,000 miles its an automatic and its $3,200 and my parents said that I would go under their insurance but I would be put as the main driver. So about how much would it cost me monthly?""
What is the best life insurance at best value?
which company offers the most life insurance at the cheapest rate
How long do you have to go to school for an insurance company?
Or any insurance place? For car, hostiapl, boats ect.....""
""Excluding insurance prices, which car would be the cheapest to run: impreza wrx (2006-2088), Civic Type R EP3?""
I'm about to purchase a little sports car to treat myself. I was wondering if you could tell me which of these 2 cars would be the cheapest to run (fuel costs, tyres, parts etc) If anyone has an any other car suggestions with a similar amount of power and specs please feel free to suggest. Cheers""
Where can I get affordable health insurance in Arkansas??
Where can I get affordable health insurance in Arkansas??
Cheepest land rover defender insurance for young drivers?
Any ideas, companies past experience would be much appreciated""
How much extra on car insurance does an amp cost? Or dyou not pay any extra?
I treid all the insurance comparison websites and none showed amps in the modification part. I'm 17 and pay over 1000 pound for insurance already and don't want the price to go up much. Any help appreciated :)
Got a ticket for no insurance?
An officer pulled me over for not using my blinker. He gave me a ticket for that and not having insurance. The problem is I have insurance, I just had an expired card in my car. I don't remember getting the knew ones in the mail and I had just forgotten about it. I know I pay my preimum every month because it is taken out of my checking account electornically. The officer didn't believe me. I even told him he could call my insurance company to verify. He refused to do so. I am very upset. He could have spent 5 minutes calling my company, instead I have to spend several hours going to court to get this cleared up. Is it true that officer doesn't have to call a company if he doesn't want to? Shouldn't it be a department policy that he verify insurance if someone asks him to?""
Who do you find is the cheapest car insurance ??
I have been searching the net getting quotes the cheapest i got was 237(fully comp) for a astra it's 16v 75 bhp i have 6 years no claims do you think this sounds ok ave used all the usual compare the market confused.com ect everything i can find usin a search engine really any more sugestions appreciated
""Wife and I separated, why she want me sign an auto insurance exclusion form ?""
My wife and I are separated. she keep changing insurance. she brought her own car its in her name. We live in different towns.she trying to insured in only in her name, she told them she was married so she wants to qualifies for the discounted married rate. an exclusion form need signed and wants me to sign it. i have my car in my name only as single rate with perfect records.""
Opening a company (California)?
What does one must have to register a small company in California specializing in recruitment/staffing employment? What type of Insurance (General Liability, Work Compensation) Approximate Cost. Tax id What is the approximate annual cost?""
What is a good and cheap insurance for a Acura Rsx 2002?
I just recently got my license and want to know of good and cheap insurance for my car.
Greensboro Florida Cheap car insurance quotes zip 32330
Greensboro Florida Cheap car insurance quotes zip 32330
How much would motorcycle insurance cost for a 16 year old male?
I wanted to buy a klr650 or drz400 but im worried about insurance cost and if i could afford it. Also will it affect my family's insurance and raise it?
Insurance for a 3 series BMW Convertable?
Does anybody know a good/cheap insurance company for a BMW 3 Series Convertable. I don't have any no claims as i have always driven a company car! Please please help!!!!
Will Rental Car Accident increase insurance rates?
Hi, I rented enterprise car but unfortunately bumped into a tree.I had full insurance coverage on the vehicle. So I would like to know if that accident will effect my insurance which I have on my personal car?""
Why insurance co. do so much not to pay out a fair claim?
Insurance co. will do anything to deny your claim. They make billions a year to pay out on fair claims but never do. It is ridiculious how they have charge people all this money for coverage that they dont even provide when it is needed. They will try every trick in the book to not pay out. They also ask you roundabout questions, than have there co. take it apart word by word than deny the claim. Have any one ever think about how they have very strict laws on people commiting fraud, but shouldnt they set laws for insurance commiting fraud to? They rip off people day after day that is a sort of fraud as well. Insurance co. have been getting away with this for many years it is time that this is stopped. Funny this is we cant live without them. If you have a car you HAVE to have insurance its a must. But you dont have to have it for a home if it is all paid for. but who want to lose on investment of their home in a case of a fire. Shouldnt congress or lawmakers set some rules?""
So how long and how much will this type of insurance cost ?
So how long and how much will this type of insurance cost ?
Cost of 350z insurance for 18 year old.?
Hi, I was playing around with insurance quotes form Geico and in order to insure a 270hp sportscar costs as much as a regular family sedan? It gave me a quote for 158$ per month which seems low. IS this actualy the price of insurance for a car like this?""
What is auto insurance?
what is auto insurance? and..  Auto Insurance  Homeowners Insurance  Health Insurance  Renters Insurance  Life Insurance can someone explain these to me?
Car and insurance problem.?
If I was in the process of getting a driving lesson from my instructor, I crashed his car. Am I suppose to be in charge of this, but I don't have a license yet. So, am I going to be the one who pays for the insurance or the instructor?""
Anyone who has state farm car insurance?
i'm going to be 17 soon and i'm planning on getting my permit. i live with my aunt so if i get my license i would most likely be under her name for insurance. the problem is that shes worried that if i do get into a huge car accident, then theres a chance that we would lose our house. but i really need to drive because i need to work and my aunt is working too so it would be hard for her to drive me to work. she also said that car insurance for teens is really expensive and i know that that's true. what should i do? by the way she has state farm insurance and i would need to get a car to drive if i get my license because my aunt only has one car right now. but im definitely not going to get a new car, probably a used compact car like honda, mitsubishi, or hyundai because i know that the age of your car and the type of car you drive effects how much your insurance will cost. any advice on what i should do?""
Classic car insurance in ireland?
iv a sports car that will be 20yrs old next yr,its not my main car so mileage kept low,insurance and tax is high , so i was looking into classic insurance,part of qualifying for classic insurance is i have to be registered with a classic car club,does any1 know of one that would suit that's not limited to a particular make of car or air-cooled in ireland thanks""
Will insurance cover a salvage car?
I need to know cuz im buying a car. what insurance company will cover it. and will it be expensive??
Is there any way to get my health insurance to cover the cost of a body lift?
6'1 , 25 y/o male, spent the majority of the past 4 years dropping from 430lbs to a current 198lbs. The weight loss has left me with large amounts of sagging skin on my inner thighs, pelvis, abdomen, chest and upper arms. All of these areas are covered in large amounts of stretch marks as well, which leads me to believe these areas will never recover without surgery. Now my chest and arms are not nearly as big of an issue as working out at the gym has started to fill these areas in with muscle, but no amount of situps are tightening the skin around my abdomen, and no amount of leg exercises are firming up my inner thighs. Cardio actually seeems to make the issue worse as I lose even more weight. I've also begun to notice that the more the skin sags around my torso, the more my lower back hurts. Also, chafing on my inner thighs and buttocks makes cardio pardon the pun, but a pain in the ***. I know insurance companies don't like to cover cosmetic surgeries but there has to be something that can be done.Any ideas?""
Im 24 years old. How much will car insurance cost. Im female.?
I asked this question before. Everyone assumed I was under 18. Im actually a 24 year old female in Ontario. So I needed to provide this information originally when I had asked....sorry about that. So can anyone take a guess now?
How much should i insure my house for?
My house and land (combined purchase) cost $185,000.I have stainless steel appliances, (combined D/W, microwave, fridge, electric stove, central air and water heater. Furniture (contents) not purchased as yet and will be added later. How much should i insure my house for? *Note -land is not to be insured* Any suggestions on what i need to do, types of coverage and flaws to look out for? THKS for your kindness""
Is it true about how you can avoid paying car insurance?
I was once told by one of my professors that the law allows you to not pay car insurance as long as you have a certain amount of money on reserve for paying the cost of the accident (if the judge found you to be the cause.) Is this true or the law have changed? If it's true, it would sound logical to test the stats to see the probability of you getting into an accident and the time you can avoid paying insurance. Any thoughts?""
Please help. Is it a must to get a car insurance in order to use and drive my car?
Hi guys, I wanna buy a car, but I wanna be sure if I have to get a car insurance in order to drive my car legally on the streets. Thanks XD""
Is it true that you MUST purchase health insurance?
So, President Obama says you MUST purchase health insurance or face fines by federal government. How do you feel about that? (Also, wondering how many actually care about their rights being trampled on by Obamacare.)""
Is there a way I can drop my car insurance since I am not using my car?
I have not used my car in a few months but still have insurance on it. I still want to keep my vehicle though, but just have it in the garage. Can I drop my insurance? My biggest fear is that once I cancel it and want to start driving my car again I will have higher rates? Is there any way I can avoid this???""
What would be considered cheap for a new driver's auto insurance?
Also, what would be considered average or too high? Any car really, just focusing on the pricing at the moment for a ballpark estimate.""
Does anyone know what the average insurance rates are for OTR owner operators?
Just a rough estimate....I'm doing some research.
Car accident without insurance? Not at fault and no police report.?
This happened in California. I am an excluded driver on my dad's policy and do not have insurance myself. I was moving the car out of the garage to a parking spot in our complex. I came to a stop at a stop sign within the complex and was hit by another car who was reversing. The other driver admitted fault and I have an email where they essentially admit fault. Since I am an excluded driver and have no insurance, am I able to file a claim with their insurance company? If so, can their insurance deny the claim on the basis that I am an excluded driver and have no insurance?""
Does car insurance go up if you get your drivers permit?
will my parents car insurance go up if i only get my permit?
""NJ car accident, not my fault ,no insurance?
On 10/27/11 I had a car accident where a driver ran a red light because she was looking at her GPS (she stated); The car is not mine it is my boyfriends and I didn't know that his ...show more
Do I need car insurance here in Florida?
If i have my own car...paid off..it's mine....do I need insurance on it here in Florida? How does that work?
Whats the name of the song on the geico motorcycle insurance commercial with the cavemen?
whats the name of the song on the geico motorcycle insurance commercial with the cavemen?
Greensboro Florida Cheap car insurance quotes zip 32330
Greensboro Florida Cheap car insurance quotes zip 32330
What happens after you buy car insurance online?
Just curious as I'm planning on buying a years insurance for the first time in my life (I'm 17) from the post office website. Either that or could I pay at my local post office branch? I'm so close to getting my own car and then insuring it seems so simple that every time I think of it I start to physically shake!!! Thanks!
How much flood insurance do I need in a low risk area?
I called my insurance carrier to get a agent to get a quote. He told me limit option starting at $100K and went higher to match the limits of my Dwelling coverage, and ended by saying ...show more""
What are the best car insurance's?
I had geico but now I was thinking about nationwide or Triple AAA.
What is cheap car insurance for a new driver?
I am a new driver and I need insurance for a Jeep Grand Cherokee 2000. I am a student and I need cheap insurance
How do I get car insurance if my car was stolen?
I wrecked my car recently & was given a ticket for no insurance. My car was stolen shortly after & now I'm not sure what I'm supposed to do about the ticket or getting insurance. The court date is approaching very quickly! HELP PLEASE!
Does having a baby increase you car insurance premium?
My wife had our first baby in March. This month (April) her car insurance has to be renewed. We have noticed that when we disclose that we have a dependant the premium appears to increase by 100? Has anyone else with children experienced this? This is just another slap in the face for parents.
How much would car insurance cost for me? roughly?
Right, im going to be driving before christmas and i was just wondering, instead of going through all the fiff faff of looking on the internet for a quote. I was just curious, from a very rough idea how much it would cost per year to insure me. Il be a 20 year old guy by the time i pass my test.never driven before. first time on the road.""
""1998 Honda civic, had a car accident, back tire smashed in back Axel is bent how much will this cost me?
Any chance my insurance company will decide to total it out?
Good car insurance companies for a low cost??
Good car insurance companies for a low cost??
What company provides a life insurance quoting engine software to install in an insurance agency website?
I need a software where I can input one (or more) life insurance company rates. Preferably if I have the freedom to input any company and not pre-packaged ones. Thanks.
Maternity insurance in Texas?
My husband is self-employed and we have previously been getting insurance through my employer. However, I just had a baby and am planning on staying home with him instead of working. We have been researching different family insurance plans - and we have found some plans that are do-able. However, I cannot find a plan that offers maternity benefits. The closest thing I can find are plans that cover you if you have complications - but I need a carrier that provides coverage for the pre-natal visits, labor and delivery and hospital stay. Regardless of the price, this is something we have to have in the future. I am in my mid-20s and will want another baby in the next few years. I was just wondering if there were any companies that were exclusively maternity insurance companies or any bigger companies that offer what I am looking for - maybe a company that I did not see. I appreciate all the answers!""
Getting a rental car without having car insurance and with no credit?
I have a car but it is not registered to anyone and no one drives it. It is just in my parents driveway for now till I decide what to do with it. But I am going on a trip I am 24 and will be 25 in April and am going on a trip to another state and since no one uses my car and it is not registered to anyone I have no car insurance and I also have no credit card or credit history. So since I am looking to get a rental car on my trip when I get to the other state could I still get a rental car? How would that work? Can't I just buy their rental insurance? Can you even get a rental car with no credit history or credit card? Hows all that work? Help is appreciated.
Car insurance is thrice than payment! Suggestions?
Hi, I have recently moved in Detroit midtown, and am thinking of buying a vehicle. I am looking at buying a Ford Fusion 2008 model with around 8K. However, every insurance quote (comprehensive) I have got so far is around $300 per month. Some have asked as much as $600. I am an immigrant who came to the US three years ago and so obviously do not have a long driving record. This is my first car. I do not have any driving tickets or violations. I am looking to use finance as my credit scores are good. Any body help me with some advice on this? Why on earth the car insurance would be thrice than the car payment?""
How much does health insurance cost for a foreign student?
i live in england and want to go to america for university and want to know how much health insurance costs for me if i have a f1 visa. if it is the same as normal what is the average sort of cost of normal health insurance?
""Full-time college student, where and how can i get some kind of free health care?""
I am a colleg student. I don't have any kind of health care insurance. I cannot afford to buy health care for me. Is there any kind of health care I can get from that state? BTW, I live in Charlotte, NC. Would like to know if I can get some kind of coverage.""
Whats the best place to live in san francisco if you have about $2500/month for all expenses?
Iam a student from Dubai who has just graduated (22years old)....Originallly iam from Windsor, Canada.....looking for a place in san francisco to meet new people...i have to look for a temporary course or work around for 6months until i get to know the place and further make my decision where to do my MBA from...I am looking for a decent place with malls, beaches, nightlife, and safe and affordable neighborhood with $2500/month including all expenses budget or more what ever is recommended for you guys for a student to live by themselves in a studio or sharing (both ways)...Please advice what to do or where to live and how much exactly partying, living, driving, insurance and all that on a average so that i can make preperations! thanks!""
Does anyone have any idea which insurance company is the cheapest for learner drivers?
Does anyone have any idea which insurance company is the cheapest for learner drivers?
How much in the region of would it cost to insure a 17 year old on a..?
1. Vauxhall corsa '07' reg 1.2 ? 2. Vauxhall astra 05-08 reg ? 3. volkswagen golf up to 10 years old ? any estimates would be much appreciated im looking for a car at the moment and just wanted a rough price of the insurance and 17 btw just passed driving test
Car insurance excess reclaiming?
My car was written off back in sept 08 after two cars collided infront of me and one spun and wrecked the front of my car. Both parties are disputing liability and I have got nowhere ...show more
How much would insurance be a month for a 1988 ford mustang gt for a 16 year old driver in ny?
hi i want a 1988 ford mustang gt 5.0 and i am 16 years old. i was wondering how much the insurance would cost a month. im in new york and plz no answers like alot or anything like that just an estimate. pl answer and thankyou
What is an SR22 insurance?
Why do i need an SR22 ? Can someone Explain what it does? How about the cost?
F1-visa student insurance?
I'm traveling to the US to study there and I was looking through a list of insurance companies other than that the university offers ( which isn't obligatory) and I found this company called ISO http://www.isoa.org/ Is it a good insurance company? I mean the rates it covers and the price of the plan is really good. The Gold plan is 39 dollars per month, meaning it's only 468 dollars per year ! Is that expensive, cheap, or just good ? Do you recommend other insurance companies that could be better and affordable ? Thank you.""
How much would motorcycle insurance cost for a 23 yr old?
Impeccable driving record, no tickets, felonies etc... Have a car and I've been driving for 6 1/2 years. My premium with Geico is only $80/mo. I just need a general figure for something with over 600ccs. Thanks.""
Monthly Insurance??
Can anyone give me a guess-timate on how much the average monthly auto insurance would be in New Hampshire for a red 1996 Ford Thunderbird with a 5.0 V8 and automatic tranny? I want almost all the coverage. So could anyone give me any answers??? Thanks!
What is the best auto insurance?
What would be the cheapest auto insurance for someone who is an eighteen year old female with a clean record looking to get insurance for the first time?
Greensboro Florida Cheap car insurance quotes zip 32330
Greensboro Florida Cheap car insurance quotes zip 32330
https://www.linkedin.com/pulse/adrian-flux-car-insurance-quote-isaiah-gibson/"
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xxjaytx87xx · 7 years
Text
Chapter One: After the First Stay
August, 2006 “It’s all for you Arcadia!” I yell, mocking the grim scene from ‘The Omen.’ I scream it back at the commonplace building I had been housed in for the past month. It was a inside joke between the 'junkies' (heroin addicts) and I. The feeling of freedom flowed through me. Very much like it had when I was let out of jail for a DWI. Though this feeling was much more intense. I'd never spent more than two days locked up. I've been quite lucky throughout my life. I believe it comes from being born in the Chinese year of the rabbit. Though the luck did disappear a number of times—I've unfortunately made some horrible decisions that led to me to hell. But I did come back. I made it out alive. So... Im just about to be on my way to a halfway house in Kerrville, TX. I was told it was a straight, fifteen-minute shot from the rehab I just checked-out of, Arcadia Recovery Center. "Star-cadia" is what we called it. You can't help but feel like a rockstar there. I know I foolishly did. My head was finally clear again. The hazy fog from alcohol and prescription pills had been inexhaustibly lifted. I felt good. My parents were my ride to my new home, a halfway house in Kerrville, TX. I jumped into the backseat of my dad’s Silverado. The pickup was a golden beast and felt like you were flying through buttery clouds in first class. I was given as much space as I needed to sit and relax. Mom and Dad were super proud of me too. I may not have graduated from college, ...but I did from rehab! *'Score*.' They had just drove down about an hour from a little city near outside of Austin. It was a quaint place back when we moved there in ‘96. It’s demographics consisted of mostly elderly folks and new, coming-up families, such as mine: My two parents, younger brother, and myself, the black sheep (or so i thought…). Now it's become a full-blown city. Complete with its pretentious assholes. Back in the good days, it included several hundred homes, a Sonic, a couple golf courses, and a few stores-each splattered with ‘No Skating/Skateboarding’ signs. All thanks to my friends and I. '*Still a punk skater at heart. Cue: Fuck Authority by Pennywise*' But most importantly, it possessed access to my first real, physical escape from reality, The serene, sun-filled freedom of Lake Travis. It was one of seven reservoirs that made up the Highland Lakes. It was apart of the snake-like Colorado River that stretched upriver from western Travis County into southern Burnet County. It also served as a water supply, an electrical power generator, and was used for flood control. '*Thank you Wikipedia*.' For us kids, it was primarily used for wake-boarding, knee-boarding, tubing, or just hanging out floating and swimming. The love of all the kids-and adults-was submerged in this aqueous escape. At least for the ones who had access to it. If you had a boat or knew somebody with one, you were golden. If your friend had a boat, he/she was your best friend. My family had one. A Supra Launch SSV designed for serious wake-boarding. Complete with two fat sacks, ballast system, Pioneer speakers, a 10” Rockford Fozgate subwoofer-that was stolen (twice)-and a pair of some powerful tower speakers you could hear while boarding. All powered by two impressive amplifiers. I had a lot of friends. It wasn't always like that, though—more on that later. As we closed in on what looked like a small town, my body became flooded with a mixture of clashing feelings. Now that I was clean and sober, I could feel every sensation you could imagine. Feelings of anticipation, excitement, nervousness, but above all, strangely, ...clarity. It freaked me out feeling all of these emotions again. For the past four years before this rehab stay, I had been masking them with anything I could get my clammy hands on… Booze; Liquor; Coke; Mushrooms/Acid; Ketamine; Ecstasy; And any prescription pills I could thrown down my gullet. I gobbled up—or snorted—many pills of a garden variety of colors and shoveled copious amounts of cocaine into my nose. I am surprised I still have one. But, for the first time in four years my head was clear, with a freshness of a cool breeze upon baked summer skin, '*So fresh ‘n’ so clean*,' I thought to myself. I’m now reminded of those feminine hygiene commercials, “Are you feeling not-so fresh down there?” It had been thirty-one days since I used any ‘mind-altering’ substance. I’ve been told you can see it in people’s eyes. If someone had been using, their hazy and heavy eyes were an obvious tell-all. *'What is that saying, ‘the eyes are the windows to the soul?*' I can see that now. (No pun intended) Driving through the quiet, rustic town of Kerrville, I couldn’t shake off the recurring memories of the good times I had, and was now leaving behind, in treatment. It was my first stay at an inpatient rehabilitation or treatment center. Sure I had seen a therapist for a short while, so I was used to talking about my feelings and junk, but that was one of the reasons how I ended up in treatment—more on that later. After coming to the conclusion that I needed help, it was gonna be thirty days of nonstop therapy for me. Very exciting. Actually, it was downright terrifying… During the check-in, where they were taking my vitals—checking my blood pressure and pulse-they were also searching through all my clothes and belongings. I accidently had a few pictures of my friends and I ripping bongs and getting totally faded. The techs snatched those up real quick. They said I could get them back when I leave, but that was a lie because I never saw them again. The whole check-in process and alcohol/drug evaluation, where you have to mention every single thing you’ve that done due to drugs and alcohol, was a tedious nightmare. I also felt somewhat violated after an incredibly thorough pat down—from a guy tech. The techs were usually recovered addicts and alcoholics who had previously been patients there. During all this mess, I was thinking, *'Who would bring drugs into a rehab?*' The answer: a LOT of people. I was a scared kid who felt alone. Wondering, why in the hell did I agree to do this?? When my parents initially brought up the whole rehab idea, I agreed because I knew I needed it, but particularly, I was bored and wanted something to do. It would be an adventure of sorts. Later, after that pitiful conversation, I started to worry. I could not shake the vision of drug addicts wandering around aimlessly, Drooling, Scratching themselves, Peeing on the walls, And maybe even some in straight-jackets. All of them completely zonked on whatever meds they were on. Boy, was I wrong. Horribly wrong. This was rehab, not a looney bin. Although some of the patients were certifiable. This was a place to chill out, relax and get away from your outside troubles for a month. Oh, but no alcohol. Sorry. Now, what you’re probably thinking is, “Hey, he said ‘no alcohol,’ but didn’t mention anything about drugs?” That’s because you can find drugs literally anywhere. Even in rehab. Especially in rehab. To be honest, it was more like a summer camp-I was there for the Fourth of July. Only, without the water slides, balloon fights, fun, and teenage sex lurking around every corner. No. It was *adult* sex lurking. Usually infidelity. A one-night stand with a recovering meth head with daddy issues that led to a wee sex addiction. *'You got to get your jollies somewhere.*' I had even came close to a sexual encounter with a certain tall, blonde, recovering meth-head seductress named Annie. If the night security guard hadn’t pretended like he was an actual officer of the law, I definitely would’ve at least gotten passed second base. I knew I was in treatment and I was supposed to be focused on my recovery, but sex was a part of my recovery plan. I hadn’t gone over it with my counselor yet, but… I’m a dude. And back then, I was a 19-year old dude. We finally pulled up to a cozy, red-bricked house with a sign in the front yard. The Rooster House. All I could focus on was the big-ass TV seen through a window and how many jokes I could make about the house name. That is, until, I spotted the two girls sitting on the front porch swing. “Yea, the chicks house is next door, so they come over a lot,” said the guy who greeted me and my parents. I had already forgotten his name. He paused for a second, then said, "We have a hot tub in the back too.” My thoughts, '*J, welcome to your new home*.' My stomach then became a haven for butterflies, because there was a problem. The meth vixen I made out with in rehab, was just an in-the-moment thing. I didn't plan or set that up. So... ....how do I hit on girls sober?
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Columbus Ohio Cheap car insurance quotes zip 43210
"Columbus Ohio Cheap car insurance quotes zip 43210
Columbus Ohio Cheap car insurance quotes zip 43210
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Columbus Ohio Cheap car insurance quotes zip 43210
Columbus Ohio Cheap car insurance quotes zip 43210
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Columbus Ohio Cheap car insurance quotes zip 43210
Columbus Ohio Cheap car insurance quotes zip 43210
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My question is about my car insurance renewal quote. I got my renewal quote from esure, last year I paid 357 with 7 years no claim discount, and with full uk licence held for just under 4 years. In whole year I haven't made any claim, same car, same address, still the new quote I got is 627. I am almost shocked. Last year also I had same problem, my renewal quote was about 40-50 pounds higher. I checked for new quote with different insurers but not getting anything cheaper than 460, still way above what I paid last year. Does anyone know why does it go up? I remember last time when I spoke to call centre guy, he told me that it depends on number of claims in your area etc. Is that true? Also somewhere I read the article that insurance companies are paying more than what they collect as a premium and they are raising premiums by up to 20% but still in my case the premium is almost double. If anyone has any knowledge on how this industry works please let me know. Any help is appreciated. Thanks""
Should I notify my car insurance company if I paid for the fix myself?
I had a minor car accident in a Costco parking lot last weekend. I was backing out my parking lot; the other guy was also backing out. Unfortunately, we didn't see each other... Anyway, this seems to be a 50-50 accident. The damage to the cars are moderate and we agreed on just fixing ourselves. So no personal information was exchanged. I got an estimate today. The cost for fixing my car is not cheap but still lower than the minimal requirement for accident reporting in California. It is also lower than my insurance deductible. So I plan neither to report to DMV nor to file a claim. But one friend of mine suggested that in this case, I should still notify (but not to file a claim to) my insurance company. His argument is that the other party can still come back and sue me (if he is a freak). While we didn't exchange information, the other party may have remembered my license plate number so theoretically he could find out all other information about me. But I am not sure if notifying the insurance company will affect my premiums. What do you think?""
What insurance policies are available for an online real estate business?
How does insurance helps to secure any online business ? What are the prime areas of concern that need to be addressed?
How much does insurance cost for a 17 year old on a kawasaki ninja 250?
please don't tell me to go to an online calculator or quote site.
What is the absolute cheapest car insurance for 17 year old males?
I need the cheapest one in general I live In houston Texas with a 92 prelude and I need the absolute state minimum cheapest out there
Do you need insurance to take the Texas Driving Test?
I'm gearing up to take my drivers test, but I'm not sure whether I need insurance for it along with my VoE, Birth Certificate, ID, & SSN""
How cheaper would it be to insure a v6 99-01 mustang rather than a GT mustang for a new driver?
I want to buy a mustang someday. But i'm only 16 and I dont have a job or license yet. I fell inlove with the 99-04 mustang series. People say that v6 has better gas mileage and is cheaper to insure. The only thing I like the GT for is the loud exhaust. Could I just by a V6 and upgrade the exhaust? would the insurance be higher?
Can I Get Temporary Car Insurance If I Dont Own The Car?
I have just got a new job, however, I need temporary car insurance for 1 month. My stepdad's friend is allowing me to use his car he has up for sale for this period. Can I get insurance if the car owners name is not on the policy? Any help would be apprechiated. Thanks.""
How do you find an insurance quote for a car you may get?
I am looking to trade my Car, which is just a Sedan for what would be considered as a sports car. The car is older, but I'm certain the price will go up because of the fact of it being a sports car, I can't find anywhere that will give me a quote on what to expect insurance price wise if I were to complete the trade. Does anyone know of a place to find this out? I am trading a 2003 Ford Taurus SES for a 1997 Mitsubishi Spyder Eclipse GST Convertible""
Go doctor's without insurance?
i haven't been feeling well and i think it's about time i have a check up at a clinic....im interested in a walk in clinic that's not to expensive because my insurance does not work here. anyone know any good clinics around buena park, california???""
Is a mechanical failure covered by an auto insurance policy?
is the cost of repairs for a mechanical failure covered by an auto insurance policy? Example: engine or transmission? I have full coverage on my vehicle
How To Get The Insurance Brokers Licensec?
How to get the insurance brokers licensec? Is anyone could give me website?
Cheapest car insurance in UK at this time?
i have used all the price comparison sites and still not yet satisfied.. can anyone let me know their car insurance provider in UK? I will just phone them direct hoping i can have a great deal...
How much damage will the other drivers insurance have to pay?
My son was involved in a collision this morning. The driver of the other vehicle pulled out right in front of him and he rear-ended them. The driver of the other vehicle was cited for failure to yield and the state trooper that handled the accident said that the collision was unavoidable on my sons part. The question concerning me is that my son did not pay anything for the car he was driving because it was given to him by my daughter. The car has a salvage title because it had apparently been totalled before but had been restored. The car probably would not be worth very much even had it never been in an accident because it is a 1986 year model Pontiac 6000. Now he is without transportation unless I provide it. Will they only be required to pay a salvage price for damages or what?
Does full coverage auto insurance cover theft of the car?
Does full coverage auto insurance cover theft of the car?
Need a term life insurance policy with no medical exam or health questions.?
Preferrably online. As simple as possible.
""Do you have to have insurance if you don't have a car, just a license?
my parents have USAA auto insurance and i was wondering if i could get my license and be able to drive their cars with me paying for insurance. if i have to pay insurance whats the rate i would have to pay?
Ways to check is a business has insurance?
Exactly what the title says, is it possible to check online, or anywhere else, if a business has any kind of insurance? I can't ask them at the moment, because of a legal issue, however, I would like to know if they have any kind of insurance. The business is in Illinois too, if that makes any difference.""
Reason for sudden increase in price on car insurance?
When I bought my car I started paying 1,400 a year on insurance, and the other day I got a letter through the post from my insurance company saying that I need to renew my car insurance since it was close expiring. They said that if I want to continue with the same company I need to now pay 2,000 a year for the same car. I can't seem to understand why there's such a vast increase from my last quote. I haven't had to make a claim and I can't think of anything that may have happened that could result in the price increase. Do insurance companies do this or could there have been something I may have done which has put the price up? Thanks in advance.""
Car insurance for a new driver?
So for my first car I am trying to convince my parents to let me get a used '03 infiniti g35 the price isn't a problem. What would the insurance be for an infiniti? Also what would insurance be for a car like a subaru or something like that just so I can compare...BTW new driver
Should I buy a new car on interest free with free insurance or a second-hand car?
I have not owned a car in the UK, so have only had a full UK driver's licence for 4 years, although have driven in NZ for 14 years. Therefore, my insurance quotes have been in the region of 2 K. Was thinking of getting a new car to circumvent the hassle of looking for a second hand car and also to bring down my insurance the following year. Monthly repayments on a new car would be 200 on a 10 K car, or 3500 upfront for a second-hand car. Can someone give me a proper financial assessment and also the pros and cons of a second-hand and new car? Cheers!""
Car insurance in massachusetts?
im gonna buy a $700(ive checked it out its a good deal, shutup) 1996 honda civic dx(its a first car, i hate hondas but im not rich like half of the assholes that are gonna make fun of me for getting a honda) anyway i live in massachusetts and i know insurance will be a variable but does anyone know how much itll be when i start driving? thanks""
Cheap insurance cars?
What new-ish cars (about 2008 onwards) are amongst the cheapest to insure for a 17 year old male? Not really looking at a stereotypical first car like a Corsa or Clio etc. I know insurance isn't cheap, but what cars have the cheapest available?""
How can I get low-cost affordable medical care in Oklahoma?
I recently moved to Oklahoma. Can't afford health insurance -- and am worried about what to do if I need to go to the doctor. What are my options? (I have no Indian blood and ...show more
Columbus Ohio Cheap car insurance quotes zip 43210
Columbus Ohio Cheap car insurance quotes zip 43210
What's an affordable life insurance with no health exam?
My father needs life insurance and has health problems. He needs something with low monthly payments, but will provide enough if he has a natural death.""
California Casualty Auto Insurance?
I'm a 3rd grade teacher in NJ who currently has Century 21 Auto Insurance . I representative from California Casualty Auto Insurance came in to demonstrate their insurance. I am now contemplating on switching. Does anyone has any luck with this insurance, or any other one? I will be paying about $130 per month for 2 cars.""
How much might health insurance cost per year for a healthy 22-year-old?
Need to start buying my own health insurance, because I have some health concerns that i need taken care of ASAP. But overall, I am a healthy person.""
Do I need my car to put insurance on it?
My car got impounded last night and I need to register the car in my name in order to put insurance on it, Im going to the DMV Monday morning to register it then head over to put insurance on it but need help on knowing whether I do need my car with me. Do i need My Car to register it and put basic cheap insurance on it too? Please let me know. My state is California. & i do have a valid driver license too. Thank you :)""
How to buy car insurance?
im goin to buy a used car this week. this is my first time to buy the car.but i dont have a car insurance. do i have to buy the insurance before buy the car or after buy the car. if after buy car can i drive the car without insurance?
On average how much is car insurance at 17?
on average for a ford ka 2000 a student girl driver (please dont recommend for me to go on go compare etc as i havent got the time thanks full points for best answer
Can I drop my Health Insurance and pursue the Affordable Health under the Obamacare program?
... and would it be wise to do so?
Does my mom HAVE to be on MY car insurance?
So here's the deal -- I am getting a new car soon and my mom wants me to get my own insurance so her bill doesn't go up (she normally pays $70/month, but once I was added to her policy the bill went up $85 -- and that was with just ONE car). And now that I am getting my own car, my mom knows that the insurance is going to sky rocket and that is why she wants me to have my own insurance. However -- according to all these insurance companies, my mom and I HAVE to add each other as drivers onto our policies since we live in the same household. My problem is this -- why is it that when I am getting a quote online and I add my mom as a driver (but have her EXCLUDED from the policy), the price is $1183 every 6 months, yet when I DON'T include her as a driver at all, the price drops down to $854? Do I HAVE to add my mom onto my car insurance even though she has her own policy with a different company and won't be driving my car -- ever? Seriously, the only time she will be in my car is when I am driving, and god forbid I do get into an accident, this insurance company covers myself and any relative that resides in the household. So would I REALLY have to add my mom onto my car insurance even though she won't be driving my car? I don't want to pay $400 more for someone who will never drive my car...""
Does my international travel insurance cover rental car?
Hi, I am going on a holiday from Australia to the USA and Canada in March. I have purchased travel insurance and it states Section 16 Rental Vehicle - Up to $3000 Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being: * Stolen * Crashed * Damaged and/or cost of returning rental vehicle due to you being unfit The $3000 would cover the excess from the rental car company but do I need some sort of liability insurance too? As I will be hiring a few cars for about a month. The companies I'm looking at are National car rental and Thrifty. I'll be picking up the car at LAX Any advice would be good thanks""
Does your car insurance go up if you don't have it for a period of time?
If I dropped my car insurance for monatary reasons, and then picked it back up in a few months would I still have the same rate as before?""
Can I drive my sons car under my own (fully comp) insurance?
My son's car is registered to our home address, and he is currently away. His is cheaper to run so I want to use it (with his permission). He has third party only insurance but I am fully comp on my own car. My insurance states I can drive any other car with the owners permission, but does his insurance level, or the fact it is registered at my own address affect this?""
Is there a non-owners motorcycle insurance policy available from any insurance company anywhere?
Is there a non-owners motorcycle insurance policy available from any insurance company anywhere?
Best first car to get with cheap insurance ?
I have just recently passed my driving test and I am unsure about which car to get. I need one which would be cheap for an 18 year old to insure
How much is an abortion without insurance?
I am 8 weeks pregnant by my boyfriend. I am 18 and he is 20 and neither of us have medical insurance. I cannot afford to care for a child and he does not even live in the same state as me(he is also dealing with recent medical problems). He visits me in California and then goes back to Texas for college. Every time he comes down here we are very careful, but something went wrong. I have briefly discussed this with him but he needs to know the price before we can really talk about it.I need to know if not having insurance makes a difference in the price? If it does not then how much is it in general? Please just answer the question if you know or please do not say anything at all, I am already stressed out as it is. I am sorry for posting this here but it is the only place I can think of where to find answer.""
Whats the average time it take to a car insurance claim to go through?
Whats the average time it take to a car insurance claim to go through?
How much roughly would it cost me to put my spanish friend on my insurance for 3 days?
How much roughly would it cost me to put my spanish friend on my insurance for 3 days?
Challenges faced by brokers in handling health insurance?
Hi,i am doing a project on various challenges faces by insurance brokers in handling the health insurance""
What is the best kind of health insurance for fertility treatment?
Shopping for insurance and would like an honest answer from the people. I know I will be seeing a fertility specialist and doing lots of lab tests. Does anyone know which kind of insurance would best fit my needs? fyi, I live in northern California. Would a health savings account work?""
What is the average yearly cost of landlord insurance?
Let's say the place is a newer (built after 2000) duplex in Texas and has a $1,000,000 liability policy as well. Can someone give me a ballpark estimate?""
Need insurance quote for 73 Mustang Mach 1?
I would just like to get an idea from a person who knows a lot about insurance at what I would be looking to pay. It's the long weekend here in Canada and no insurance companies are open, and I cannot get a quote online because of the year of the vehicle. What I am looking to buy is a 73 Mustang Mach 1. I am 21 years old. The car value is 15,000 It will be driven less then 1000KM a year No substantial modifications. I haven't had any speeding (or otherwise) tickets I will be the primary driver. Vehicle is in good shape Um any other details I am missing? let me know.""
I need insurance for my motorcycle thats cheap?
I need insurance for my motorcycle thats cheap?
What is the cheapest motorcycle insurance in the uk?
What is the cheapest motorcycle insurance in the uk?
""How much do you pay for your car insurance policy evey year, all said and done?""
My boyfriend and I are moving to Portland Oregon, and we're trying to get some sort of idea. This is some info that would help us get an idea. How old are you? How many people are on the policy? What type of car(s)? How much coverage? THANKS!""
I have pre-existing conditions & I'm 61. Where to go for health insurance?
I'm having a hard time trying to find health insurance. I have pre-existing conditions (take medication for a mild heart arrhythmia & for cholesterol) plus I'm on medication for depression. And I'm 61. I've searched the web without luck - insurance agents who've called me say my condition makes me Uninsurable. Either that or I'm contacted by scam artists. Does anyone have experience with the Health Insurance Industry & have suggestions on what company to contact? Or what insurance agents are reputable? I live in California. I welcome your thoughts & suggestions. Thanks!
Geico payed a claim of $2500 how much will my insurance rates go up next year?
And if it will increase significantly can I refute that amount? The other guy insisted that insurance paid to fix his car (TWO LITTLE PAINT SCRATCHES NO WAY IT WAS THAT MUCH!) not let me pay it out of pocket so they went ahead and paid w/o telling me first.
Columbus Ohio Cheap car insurance quotes zip 43210
Columbus Ohio Cheap car insurance quotes zip 43210
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