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#pomis scheme
findtnjobs · 2 years
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POMIS SCHEME - Post Office Monthly Income Scheme 2022
#pomisscheme #pomis_scheme #pomis #postofficesavings #savingscheme #bestsavingscheme #post_office_savings #saving_scheme #best_saving_scheme postoffice #pomisscheme #monthlyincomescheme #pomis #postofficescheme #சேமிப்புதிட்டம் #சேமிப்பு_திட்டம்
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takapoysanews · 1 year
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পোস্ট অফিস স্কিম।Indian Post Office। Interest Rates of Post Office 2022 -takapoysanews - TAKAPOYSANEWS
In this particular post you learn details about Indian post office schemes and their lastest interest rates.
There are 9 types of schemes activated by Indian government are popular very much. Among them 1.Post office savings account 2. Post office time deposit / fixed deposit 3.Post office monthly income scheme (MIS) 4.Post office recurring deposit (RD) 5. Post office senior citizen savings scheme (SCSS) 6. Sukanya samriddhi Yojana 7.Kishan Vikas Patra (KVP) 8.Public Provident Fund (PPF) 9. NSC National Savings Scheme .
In this post you learn all the details for this popular schemes in Bengali.
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banglanetorg · 4 months
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পোস্ট অফিসের এই স্কিম স্বামী-স্ত্রীর জন্য দুর্দান্ত অফার দিচ্ছে, অল্প সময়ে হবে আর্থিক উন্নতি।
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parentnashik · 5 months
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Post Office MIS: Earn every month from Post Office Scheme (POMIS)? These rules of Income Tax have to be kept in mind while filing ITR
Post Office MIS: Earn every month from Post Office Scheme (POMIS)? These rules of Income Tax have to be kept in mind while filing ITR
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evinsights · 5 months
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Post Office Monthly Income Scheme|डाकघर मासिक आय योजना
How to Open MIS Post Office Monthly Income Scheme | MIS | Monthly Income Scheme | POMIS | Post Office Income Scheme | How to open Post office MIS account अपने भविष्य को सुरक्षित करने के लिए सुरक्षित स्थान पर निवेश करना महत्वपूर्ण है। अगर आप ऐसा नहीं करते हैं तो जमा किया हुआ पैसा डूब सकता है। आज हम आपको एक ऐसी स्कीम के बारे में बताएंगे जहां निवेश करने से आपको अन्य विकल्पों के मुकाबले ज्यादा…
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purpleloveenthusiast · 10 months
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Monthly Income Scheme from Post Office in India
https://www.mppeb.org/post-office-monthly-income-scheme-pomis-update/
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kokaniudyojak · 11 months
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Post Office Monthly Income Scheme In marathi (POMIS) : पोस्ट ऑफिस मासिक उत्पन्न योजना जाणून घ्या .
Post Office Monthly Income Scheme : भारत सरकारने सार्वजनिक क्षेत्रातील वित्तीय बँकांसह पोस्ट ऑफिस योजना सुरू केल्या आहेत. त्यापैकी पोस्ट ऑफिस मासिक उत्पन्न योजना (POMIS) ही अशी योजना आहे, जी तुम्हाला तुमच्या ठेवींच्या गुंतवणुकीवर खात्रीशीर परतावा देते. या योजनेचा लाभ कोणीही घेऊ शकतो. भारतीय पोस्ट ऑफिस योजनांमध्ये अनेक प्रकारचे बचत खाते उघडण्याची सुविधा उपलब्ध आहे. तर यापैकी आपण पोस्ट ऑफिस मासिक…
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lawyer2ca · 1 year
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Senior citizens: Government hikes Senior #Citizen #savings Scheme (#scss), National Saving Certificate (#NSC), Post Office Monthly Income Scheme (#POMIS), Post Office Time Deposit (#potd) interest rates for the January–March quarter of FY 2022–23 - Lawyer2CA®️
Senior Citizen Savings Scheme (SCSS) has an interest rate of 8.0% per annum for the fourth quarter of FY 2022–23. Anyone over the age of 60 and who is over 55 but under 60, is eligible for this programme. An SCSS account can be opened with as minimum as Rs 1,000 and a maximum of Rs 15 Lakh. The account has a five-year maturity period that can be extended by an additional three years. A penalty equal to 1.5% of the deposit is imposed for early withdrawals made after one year. Section 80C of the Income Tax Act allows for the deduction of investments up to Rs 1.5 lakh. Additionally, the interest income is wholly taxable.
The Post Office Monthly Income Scheme (POMIS) interest rate has gone up from 6.7% to 7.1%. This account may be opened with a minimum deposit of Rs. 1,000 and a maximum deposit of Rs 4.5 Lakh (single account) and Rs 9 Lakh (joint account).
Post Office Time Deposit Account (POTD) can be opened for one, two, three, and five-years tenure. A minimum investment of Rs 1,000 is needed to open an account and there is no maximum investment amount. POTD now earns an interest rate of 6.6%, 6.8%, and 6.9% for periods of one year, two years, and three years, respectively. Under Section 80 C of the Income Tax Act of 1961, a senior citizen may be qualified for a tax deduction for a 5-year Post Office Time Deposit Account.
For the January-March quarter, the interest rate on National Savings Certificates (NSCs) is now, 7%. A minimum of Rs. 1,000 should be invested, in multiples of Rs. 100. There is no upper limit. The account will have 5 Years of maturity.
Kisan Vikas Patra's (#kvp) interest rate was hiked from 6.8% to 7%.
#Lawyer2CA #interestrates
https://economictimes.indiatimes.com/wealth/invest/senior-citizens-govt-hikes-senior-citizen-savings-scheme-nsc-post-office-time-deposit-interest-rates/post-office-time-deposit-account-potd/slideshow/96737707.cms
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marketing-ffreedom · 1 year
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Best Online Course on POMIS - ffreedom app
Get a stepbystep process on POMIS with the help of our successful mentors. Learn to invest in the Post Office Monthly Income Scheme to get monthly income.
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slnkhabar · 1 year
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बैंक को छोड़ इस सरकारी स्कीम में जमा करें 4.50 लाख, हर महीने होगी 2500 रुपये की कमाई और 5 साल बाद पूरे पैसे वापस
बैंक को छोड़ इस सरकारी स्कीम में जमा करें 4.50 लाख, हर महीने होगी 2500 रुपये की कमाई और 5 साल बाद पूरे पैसे वापस
Post Office Monthly Income Scheme: देश में हर वर्ग के लिए कोई न कोई स्कीम जरूर है। वहीं, अगर आप भी सुरक्षित और निश्चित लाभ कमाना चाहते हैं तो पोस्ट ऑफिस की स्कीम आपके लिए बेस्ट है। हम जिस स्कीम की बात कर रहे हैं वह Post office MIS (POMIS) है। इसमें आप एक बार निवेश कर हर महीने ब्याज के रूप में अच्छी कमाई कर सकेंगे। इस खाते (Post Office Saving Scheme) के कई फायदे हैं। आपको बता दें कि इसे 10 साल से…
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paybimainsurance · 1 year
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Post Office Saving Schemes, Saving Plans for Boy Child in India 2022
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Below are the 6 best Post Office Schemes for Boy Child in India-
National Savings Certificate (NSC)
Ponmagan Podhuvaippu Nidhi Scheme
Post Office Monthly Income Scheme (POMIS)
Kisan Vikas Patra (KVP)
Post Office Recurring Deposit
Public Provident Fund (PPF)
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paybimainsurance1 · 2 years
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Here are top 6 post office investment plans :
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National Savings Certificate (NSC)**This is a low-risk with fixed income scheme offered by the government and is available with the post-offices across India. This post office saving scheme for boy child is loaded with best features and benefits to aptly suit your child’s needs. It facilitates a fixed income and definite returns to generate best revenues. This plan is currently available at 6.8% rate of interest per annum.
Features:
Minimum investment – Rs.1000
Maximum investment – no max. limit
Interest Rate – 6.8%
Lock in tenure – 5 years
Tax Benefits – Up to Rs.1.5 lakh (as per Section 80C of Income Tax)
Benefits
The plan offers fixed return on investment higher as compared to FDs.
Offer Tax benefits under section 80C.
Available at an initial investment of Rs 1,000, which is very less.
The Plan is available with a maturity period of 5 years.
No TDS allowed so the insured can obtain full value at maturity.
Ponmagan Podhuvaippu Nidhi Scheme
The department of post, Tamil Nadu introduced the Ponmagan Podhuvaippu Nidhi Scheme in the year 2015,especially meant for the male child. The account for this post office saving scheme for boy child can be opened through a parent/guardian for a minor boy below 10 years of age, while minor boys above 10 years can open the account on their own name. This special plan is limited to the residents of Tamil Nadu only, and can be availed by parents before their son attains 10 years of age.
Features:
Minimum investment – Rs.500
Maximum investment – 1.5 lakhs
Interest Rate – 9.70%
Maturity period – 15 years
Tax Benefits – available under Section 80C of Income Tax
Benefits
The plan offers ways to increase your income.
Offer Tax benefits under section 80C.
Nomination facility available.
Payments can be made in lump sum or in 12 small installments.
Parents can avail loan facility from fourth year of the account.
Post Office Monthly Income Scheme (POMIS)
Post office monthly income scheme or POMIS is a saving scheme for boy child where you can earn a fixed monthly interest by investing a certain amount. This scheme is easy to open in any post office across the country and is packed with features and benefits. For this scheme, the one key requirement is to have a post office savings account.
Features:
Minimum investment – Rs. 1000
Maximum investment – 4.5 lakhs
Interest Rate – 6.6%
Maturity period – 5 years
Tax Benefits – TDS is not applicable but sum invested is not covered under Section 80C
Benefits
The plan offers capital protection until the plan matures
This is a low risk plan and safe.
It offers affordable deposit amount facility.
The scheme offers guaranteed returns.
Multiple ownership is also available under this scheme.
Kisan Vikas Patra (KVP)
Kisan Vikas Patra or KVP is an apt plan that suits perfectly to the low income as well as the middle-class income families in India. This is a short-term post office saving scheme for boy child in India that permit parents to invest on a particular lump-sum money per year.
Features
Interest Rate – 6.9%
Minimum amount – Rs.1,00
Maximum amount – No Upper Limit
Maturity period – 10 years and 4 months
Lock-in period – 30 months
Benefits
The plan offers guaranteed returns with zero risks.
It helps accumulate savings for future your child.
Allow parents to get loans with low interest rates.
Nomination facility is available.
Post Office Recurring Deposit (RD)
This another good saving post office schemes for boy child in India. This is a recurring deposit plan that offer high rate of interest as compared to regular saving account in a bank. Under this scheme, parents can save a particular amount in the account every month for 5 years.
Features
Interest Rate – 5.8%
Minimum amount – Rs.100
Maximum amount – No Upper Limit
Maturity period – 5 years
Benefits
The plan offers limited restrictions.
Nomination facility is available.
Transfer of funds is available from RD to savings account.
Allow parents to save enough for their male child’s future.
Public Provident Fund (PPF)
Public Provident Fund or PPF is a post office scheme for male child in India that help parents to save on taxes as well. PPF is a long term plan of investment available at an attractive rate of interest and offers god returns on investment.
Features
Interest Rate – 7.1%
Minimum Amount – Rs.500
Maximum Amount – Rs 1.5 lakh
Tenure/Lock-in period – 15 years
Tax Benefit – available up to Rs.1.5 lakh under Section 80C
Benefits
The plan offers low risk.
Nomination facility is available.
Allow parents to take loans against the invested amount from 3rd of scheme.
Transfer of funds is available under this savings scheme.
Long term savings with attractive interest rate.
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evergreenclub991 · 2 years
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Promising Investments for Your Retirement Money
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One of the stepping stones to a peaceful post-retirement life is investing your retirement money in stable and efficient options. This allows you to sustain the lifestyle you had while working. Before choosing your plan, it is vital to keep in mind factors like your initial capital and monthly living expenses. There are many options available in the market and picking one that suits you best can be tiresome. To learn more about safe ways to build your ideal investment portfolio, keep reading!
Prerequisites for investing after retirement:
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Review your profile and identify the associated risks. Try to keep your profile as balanced as possible and be well-informed about the consequences.
Calculate how much you will need to pay for your bills and other monthly expenses. Plan your investments so that these expenses do not deplete your initial amount.
Better safe than sorry, have a clear understanding of the investments you are making. Analyse the risk and returns of each investment before committing to it.
Divide your investments, don’t pour all your funds into one type of investment, and avoid losing more than you can afford.
Have a reasonable amount of emergency funds that can act as a safety net in the case of a medical emergency or a bad investment.
So, you’ve gone through all the prerequisites, checked all the right boxes, and are now looking at a vast ocean of investment opportunities. Here are some of the most recommended investment plans for retirees that allow you to avoid tax liability and have a steady source of monthly income.
1. Senior Citizens’ Saving Scheme (SCSS):
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As the name suggests, this scheme is only for citizens above the age of 60. It is one of the most popular choices among retirees as it provides an assured way to protect your initial capital. It offers the highest post taxable returns compared to other fixed-income taxable products, allows premature withdrawal, and is eligible for tax benefits.
With an upper investment limit of 15 lakhs, the freedom to open multiple accounts, a five-year tenure with an extension of three years, and a current interest rate of 8.6% per annum, SCSS is a post-retirement investment opportunity you don’t want to miss out on.
2. Fixed Deposits (FD) For Seniors:
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One of the safest forms of investments as it is free from market variables and provides a fixed monthly or quarterly return based on your preference. Banks generally offer higher interest rates on FDs for senior citizens, that range anywhere between 5 to 9%.
The tenure period ranges from 12 months to 60 months; FD also offers higher liquidity and enables you to withdraw money whenever you require. Everything considered, an FD is a stable option and you should include it in your investment portfolio.
3. Post Office Monthly Income Scheme:
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This unique investment opportunity for seniors offers considerable returns at an interest rate of 7.6% as per rates announced in Q2 2019. The maximum deposit allowed is 4.5 lakhs for single ownership and not more than nine lakhs for joint accounts.
Like Fixed Deposits, POMIS offers monthly returns that are not affected by market fluctuations and are taxable. Unlike a Fixed Deposit, POMIS has a fixed maturity period of 5 years. The best part? The monthly interest is directly credited to your savings account, so you can add it to your arsenal of investments.
4. Mutual funds:
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“Mutual funds Sahi hai.” we’ve heard this statement one too many times. To retirees who are economically stable enough to invest in higher-risk alternatives, mutual funds are an exciting option. Investing in mutual funds can provide high returns but they are also highly volatile and are subject to market risks.
Identify the right risk profile for your current situation and allocate your funds accordingly. Retirees are urged to steer clear of thematic and funds including mid or small caps.
5. Debt funds:
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A debt fund is a type of mutual fund but doesn’t have as much risk involved because they focus on fixed-income investments. They can provide returns as high as 15% of your investment per annum, are flexible, and provide liquidity, but charges may apply, and money cannot be withdrawn immediately. Nevertheless, long-term debt funds offer high returns based on market performance.
After retirement, the money you have worked tirelessly to save should work on its own to provide for your monthly expenses. Retirees are advised to construct an efficient investment portfolio that distributes their funds to several options by weighing the risk involved and meets their monthly financial requirements.
Make your savings work for you while you sit back and get a kick out of your retirement.
To avail more important information and attend the helpful sessions for seniors you can install Evergreen Club which is one of the best social networking apps for older adults.
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vilaspatelvlogs · 3 years
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POMIS: हर महीने बढ़ जाएगी घर की इनकम, ID या एड्रेस प्रूफ है तो खोले ये खाता
POMIS: हर महीने बढ़ जाएगी घर की इनकम, ID या एड्रेस प्रूफ है तो खोले ये खाता
नई दिल्ली: भविष्य को सुरक्षित करने के लिए निवेश भी सही जगह करना जरूरी होता. ऐसा नहीं करने पर आपकी जमा पूंजी डूब भी सकती है. इसलिए हम आपको ऐसी स्कीम के बारे में बताएंगे जहां निवेश करने से आपको दूसरे विकल्पों के मुकाबले बेहतर मुनाफा मिल सकेगा. जी हां, हम बात कर रहे हैं पोस्ट ऑफिस की मंथली इनकम अकाउंट (Post office Monthly Income scheme) की जो आपकी जमा पूंजी को सुरक्षित रखती है. इसके साथ ही आपकी…
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onlyhindinewstoday · 4 years
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Post-office-monthly-income-scheme Know How Husband Wife Earn 59400 Rs - POMIS: Post Office से पति-पत्नी कैसे कमा सकते हैं 59,400 रुपये? समझिए पूरी स्कीम
Post-office-monthly-income-scheme Know How Husband Wife Earn 59400 Rs – POMIS: Post Office से पति-पत्नी कैसे कमा सकते हैं 59,400 रुपये? समझिए पूरी स्कीम
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-Post Office Monthly Income Scheme: छोटी छोटी बचत ही संकट के समय बड़े काम आती है। -इसलिए बचत करना बेहद जरूरी है। -इसके लिए आप पोस्ट ऑफिस की योजनाओं में निवेश कर सकते हैं। -सबसे अच्छी बात है कि पोस्ट ऑफिस की स्कीम्स ( Post Office Scheme ) में आपको अच्छे रिटर्न के साथ ही पैसे की सुरक्षा की गारंटी भी मिलती है। -पोस्ट ऑफिस मंथली इनकम स्कीम ( POMIS ) आपके लिए कमाई का जरिया बन सकती है।
By: Naveen
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hindidailynews2020 · 4 years
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पोस्ट ऑफिस की ये 5 स्कीम है बेहद खास, मिलता है ज्यादा फायदा
पोस्ट ऑफिस की ये 5 स्कीम है बेहद खास, मिलता है ज्���ादा फायदा
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आयकर में सेक्शन 80C के तहत मिलेगी छूट पोस्ट ऑफिस (Post Office Schemes) की ऐसी कई स्कीम हैं जिसमें आप निवेश कर मोटी रिटर्न के साथ-साथ डबल फायदा भी पा सकते हैं.
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