The government is considering changes produce manufacture it easier to lower its stake in state-run banks, a key step in Prime Minister Narendra Modi's plan to free credit flow to the economy.
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4 सरकारी बैंक होंगे प्राइवेट, देंखें विवरण
4 सरकारी बैंक होंगे प्राइवेट, देंखें विवरण
4 सरकारी बैंक होंगे प्राइवेट
केंद्र सरकार ने 4 सरकारी बैंकों को Private Bank बनाने के लिए चुनाव कर लिया है। इसमें से 3 बैंक छोटे हैं। एक बैंक बड़ा है। तीन छोटे बैंकों में बैंक ऑफ महाराष्ट्र(Bank of Maharashtra), इंडियन ओवरसीज बैंक(Indian Overseas Bank) और सेंट्रल बैंकCentral Bank) हैं। जबकि बड़े बैंक में बैंक ऑफ इंडिया(Bank of India है। प्राइवेट की इस प्रक्रिया को शुरू होने में 5-6 महीने…
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Which has issued the most Debit Cards in India? 💳 (Source: Index Daily, RBI) . . . #sbi #paytm #bankofbaroda #icici #unionbank #pnb #bankofindia #canarabank #hdfc #indiabank #india https://www.instagram.com/p/CHPe14AHkLM/?igshid=41yhrebrpw4l
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Anil Ambani Claims he sold his jewellery and LIVES rent free in Mukesh Ambani Property
Anil Ambani Claims he sold his jewellery and LIVES rent free in Mukesh Ambani Property
Business Tycoon Anil Ambani has told a UK court that he has only one car and has sold his jewellery to pay his legal fees as per the report. Anil Ambani confirmed he lives rent free in a Property owned by his mother Mukesh Ambani.
“My expenses are minimal are being borne by wife and family. I don’t have a lavish lifestyle, he told a UK court. Chinese bank trying to recover $700 million from…
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SEBI Recruitment 2020. Link in Bio. Follow "@sarkaricareerjob" for more updates. @sarkaricareerjob, @sarkaricareerjob, @sarkaricareerjob, @sarkaricareerjob, *↓ °↓ •↓ #sebi, #govtjobs, #indiabank, #governmentjob, #governmentjobs, #govtjobinindia, #govtjob, #governmentjobsinindia, #govtjobvacancy, #government, #governmentjob2020, #governmentjobnotification, #governmentofindia, #govtjobindia, #latest, #latestgovtjobs, #latestgovernmentjobs, #trending, #currentaffairs, #current_affairs, #latestnewstoday, #currentevents, #jobnews, #followers, #indians, #sarkaricareerjob, https://www.instagram.com/p/B_kWiclJufM/?igshid=12wx9yxqdyhhd
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Janet Jackson reveals she suffered of Depression & Inferiority complex. #edesonentertainmentnews #janetjackson #janetjacksonconcert #janetjacksonappreciationday #janetjacksonbraids #inferioritycomplex #inferiority #depression #depressionquotes #depressionen #depressionmemes #childhoodmemories #childhoodmemoriesrelived #childhoodmemories❤ #traumatized #trauma #Rats enter ATM, tear money to pieces. #edesonweirdnews #india_gram #india #indianbanks #indiabank #rs #banknote #banknotefairs #banknotes #atm #automatedtellermachine #bankerslife #bankerslifefieldhouse #bankers #hardwareerror #hardwarestore #rat #animalworld #moneyman #moneyshredder #moneybaggyo #cashmeoutside #cashmachine #singerslife #amerixmcasinger
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How To Get An Education Loan Without Collateral?
An education loan is a huge boon for students looking to pursue higher education in prestigious institutions in India or overseas. With the cost of higher education increasing year-on-year, it's becoming challenging for parents to fund their child's higher education using their savings.
This is where education loans come into play. These loans extend financial support to students to pursue higher education in India or overseas.
Overview of Education Loans in India
Besides college scholarships for deserving students, education loans have emerged as a popular way to secure higher education funds. The process of obtaining education loans in India has been simplified over the years.
Today, families can apply for education loans online and receive the funds quickly, without any hassles.
In India, a large number of banks and NBFCs offer education loans. Students and parents can compare and analyse various education loan products and choose the best deal.
Benefits of Education Loans
Long moratorium period
Easy online application
Tax benefits under Section 80E
Long moratorium period
Flexible repayment terms
Collateral Requirements for Education Loans in India
Banks and NBFCs ask for a collateral/third-party guarantee to reduce the risk of the loan. If the student fails to repay the loan, the lender uses the collateral to recover the cost of the loan. Some common collateral securities include property – house, flat, bungalow, a plot of land, or other assets like life insurance, fixed deposit, etc.
According to RBI guidelines, small education loans up to Rs. 4 lakhs do not require collateral. When the loan amount exceeds Rs. 4 lakhs, most lenders require a third-party guarantee, which in most cases, is provided by the parent(s). Besides the guarantee, lenders also require students to submit collateral when the loan is of a higher value.
How to get an education loan without collateral?
Apply for an Education Loan under the CGFSEL Scheme
The majority of lenders require borrowers to pledge collateral while applying for an education loan over Rs. 4 lakhs. However, when borrowers apply for education loans under the CGFSEL (Credit Guarantee Fund Scheme for Education Loans), they can avail of the loan without providing collateral.
The central government of 1st April 2019 launched the CGFSEL for disbursing education loans to students without collateral. The scheme offers a guarantee to education loans disbursed by the IBA (Indian Banks Association).
Generally, education loans up to Rs. 4 lakhs do not require collateral. However, loans taken under the CGFSEL offer loans up to Rs. 7.5 lakhs without collateral and a third-party guarantee.
To know more about Education Loan Without Collateral
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IBPS Clerk Recruitment 2020: Graduates /2325 Vacancies
IBPS Clerk Recruitment 2020:The online examination (Preliminary and Main) for the next Common Recruitment Process for selection of personnel for Clerical cadre Posts in the Participating Organisations is tentatively scheduled in December 2020 & January 2021 Closing Date is 23.09.2020 Thesarkari-naukri.in
Clerk : 2325 Post
Participating Bank: IBPS Clerk Recruitment 2020
Bank of BarodaCanara BankIndian Overseas BankUCO BankBank of IndiaCentral Bank of IndiaPunjab National BankUnion Bank of IndiaBank of MaharashtraIndian BankPunjab & Sind Bank
State-wise IBPS Clerk Vacancies:
States Vacancies Andaman & Nicobar1Andhra Pradesh85Arunachal Pradesh1Assam24Bihar95Chandigarh8Chhattisgarh18Dadra & Nagar Haveli and Daman & Diu4Delhi (NCT)93Goa25Gujarat139Haryana72Himachal Pradesh45Jammu & Kashmir7Jharkhand67Karnataka221Kerala120Ladakh0Lakshadweep3Madhya Pradesh104Maharashtra371Manipur3Meghalaya1Mizoram1Nagaland5Odisha66Puducherry4Punjab162Rajasthan68Sikkim1Tamil Nadu229Telangana62Tripura12Uttar Pradesh259Uttarakhand30West Bengal151Total 2325+
Age (As on 01.09.2020):IBPS Clerk Recruitment 2020
Minimum: 20 years Maximum: 28 years i.e. A candidate must have been born not earlier than 02.09.1992 and not later than 01.09.2000
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Allahabad Bank Updates: Allahabad Bank के खाताधारकों के लिए ज़रूरी खबर, Indian Bank में विलय के बाद आज से लागू होंगे नए नियम|
Allahabad Bank Updates: Allahabad Bank के खाताधारकों के लिए ज़रूरी खबर, Indian Bank में विलय के बाद आज से लागू होंगे नए नियम|
Allahabad Bank Merge with India Bank
नई दिल्ली: Bank merger के बाद अब देश में चुनिंदा 4 बैंक ही बचे हुए हैं| ऐसे में उन बैंक के ग्राहकों के लिए बदलाव का दौर शुरू हो चूका है जिनके बैंक का दूसरी बैंक में विलय हो गया| इलाहाबाद बैंक का इंडियन बैंक में विलय हुआ था जिसके बाद आज से नए नियम लागू हो चुके हैं| अब ग्राहकों को मनी ट्रांसफर के लिए नए IFSC कोड का इस्तेमाल करना होगा|
जानिए नया नियम क्या…
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కరోనా వైరస్: ఎస్బీఐ ఉద్యోగుల 100 కోట్ల విరాళం #sbidonation #100crore #chinacorona #covid19 #coronavirus #indiabanks #statebankofindia #national #pmmodi #sbi https://telugu.newsmeter.in/sbi-donation/?feed_id=23246&_unique_id=5e84983d9b48d
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@bhatia_niraj23 Good news for YES Bank customers coming late! Now you can extract such money https://t.co/A1OejRuzzx . #bank #indiabank #YesBankBJPScam
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