#even if i could p*rate it at some point my pc is too old 😮‍💨 maybe sometime in the future!

[zevrans]

me looking at my dash and everyone gushing over bg3's full release

#meanwhile me who can't afford and even if i could my pc is too old to run it anyway 🤧🥲 #i'm happy for you all tho and hope you enjoy it! :') 💕 #even if i could p*rate it at some point my pc is too old 😮‍💨 maybe sometime in the future! #i need to blacklist all tag variations asap #it must be amazing to see astarion in extra crisp hd hq 4k etc definition 😍😍😍

[whatdoesshedotothem]

Tuesday 4 October 1836

6 50

11 55

No kiss A- better gave her her draught this morning after the 2 pills last night - fine morning - sun - F48° at 7 50 with Robert Mann + 3 and the gardener taking soil as yesterday - Mark Hepworth and Binns (3 horses and 2 one horse carts) came at 8 ½ each bringing a load from Hipperholme quarry coarse rubble - saw them set to work at carting clay from the court - with Ingham - with Mr. Husband - with A- till she got up after 9 - then had her tenant Bairstow to pay (and did pay) the last ½ year’s rent for Water Lane mill, and A- paid him the last years poor rate £7.17.6 tho’ the lease settles that the tenant is to pay all taxes but Mr. SW- had paid them! A- will pay no more - this well understood by Bairstow now - breakfast at 10 ½ in ½ hour and took A- her breakfast upstairs - then at my desk - writing out memoranda in my rough book and the above of today till 11 ¾ - and went downstairs to Holt - he will be here tomorrow to meet Washington to lay down on the coal-plan Hinscliffe’s trespass - not satisfied with Booth’s walling against the engine-pit - walled with rough rag - should have been done with better stone - should be smooth-faced - the shape of the engine-pit should not be altered - plumb-lines should be let down from the oak-frame, and the walling should be true to these - walked with H- to the wheel-race, and went down to the bottom and examined the engine-pit - Holt to see about himself tomorrow - and to appoint Joseph Mann to look after it for him - went with him to the Long goit to see and tell Joseph M- this - he was not there - told Holt to give me a regular plan of his way that he thought best to work the colliery with a calculation of the expense of driving the 2 heads or main-gates - he means them both to be hurrying gates. 4ft. wide and 3ft. 4in. or as I said, 3ft. 6in. high, and still says the coal will pay for driving - told him to calculate if anything could be gained by bringing out the coal at Whiskum - he owned 3 acres a year could not be pulled up at Listerwick unless I had 2 pits close together which plan he seemed much to approve - told his own private grievances - all their property must be sold (he thought) before things could be settled - advised his taking the opinion of some law-man - yes! he should consult Messrs.  P- and A- I said he had best do so, and, if he had to go over to York for me, might also consult Mr. Gray - H- said Mrs. Machan was gone (to Birmingham?) to get one of her daughters to sign - said I would rather buy the coal without the farm - H- to try and manage this if he could - Left H- to go to Elland, and I stood talking to George Naylor in the field above his house - about his horse-feed - about ploughing my bit of the Long field - he will do it at 11/. per DW tho’ Mr. Waterhouse had given him 12/. per DW for ploughing out an old lay - says lints (proper lints) sown in March will be as early as tares sown now and a much heavier crop - does not think tares will do on that hill - will not be ready before midsummer and the lints will be ready by then - must cut grass for green food from May to midsummer and can give carrots and potatoes till May - said I thought of having lints, potatoes, and a little red clover - from GN- went to upper Place quarry - Dobson not there - Womersley came to me to tell me he knew Mrs. Machan meant to ask £2000 for the farm and coal together - I gave no intimation what I intended to do, but he saw that I did not think the farm cheap at that price, and he said it was too much - tho’ calculated that £200 would do the repairs and he would give the rent he gives now which would be = 3pc. viz. £500 for the coal £1500 for the farm + £200 repairs = £52.10.0 per annum for £1700 outlay = £3.1.9 3/17 pc. (£52.10.0x20x12/17= £61. 9 3/17d.) then went with me to the 2nd hole to shew the Little marsh stone - not very promising - a great deal of baring, and a little water at the bottom - the top stone wanting - only the bottom lift left - advised my putting down a small pit-hole (done

SH:7/ML/E/19/0119

by colliers) in the middle of the breadth and about 10 yards from the bottom wall of the piece of oat-stubble below the garden, and said I might shew enough of what the stone is and be ready for the letting in a month from this time - wanted to take the stone of me by private contract - no! I could not do this - had said it should be let publically, and so it should - he then bade me £500 down for the stone in Little marsh land adjoining to Mrs. Machan’s ground where F- put down a hole - supposed there was about a DW of stone - would be bound to this quantity and to a term to get it in - said I would think about it - told me Mr. Freeman had given it out, that I had promised him all the stone I had - and that this promise was mentioned in the writings he had of the stone in yew trees wood - I said I was surprised at this being said by Mr. F- as there was not a word of truth in it - In returning saw Mark Town’s wife - she wanted me to build up - do up the cottage at the East end of the house but I would have nothing to say to it - returned by Pump lane and the wheel-race, and sometime at Hannah Greens’ - the poor old woman sent me off by saying I was bound in honour not to raise her rent as long as she lived my uncle had said she was to live there as long as she lived at the present rent - I said he had never told me so - and I was not bound in anyway - best for her to let me alone on this point - home between 4 and 5 - with Booth and 2 men at the West tower - James alone in the buttery cellar - Abraham poorly not here - Ingham and his  man and boy had got the upper wall of the 1st arch done - Joseph Sharpe ill and not here but Robert Schofield breaking stone on the new road - Sugden and George had the 2 new horses out in the morning - Frank carting some parpoints for Joseph Mann from Hipperholme quarry and he and Ingham and c° sided oak wood in the evening - Bligh and the little York joiner making 17 yards of arching - would be £5 wood and labour if I had all to find - Had Mr. Husband about the engine pit - sometime in the stable - came in at 6 ½ - A- had been very poorly all the day - at 1st annoyed at my having sent John Booth (1st time) to Priestley’s Calderdale brewery but reconciled afterwards - dinner at 7 20 in ½ hour - coffee upstairs and sat reading to A- the account of Mallibran’s funeral at Manchester on Saturday last till 10 pm then 10 minutes with my aunt - rather better tonight - asleep or I should have gone to her before - till 11 10 wrote all the above of today - fine day - F38° at 11 10 pm

[periilune]

Answer all 200

damn okay you asked for it:

(this was asked a long time ago and its just being posted now bc its 200 fuckin questions f u kars jk love you)

1. What is your middle name?

Elizabeth

2. Do you have any nicknames?

Liz, Laur, Lau, Squid, Koala, Rhyne, Babe

3. Do you have any allergies?

Not to my knowledge

4. What is the longest your hair has ever been?

Too long,, like I could sit on it

5. Apple or PC?

PC

6. Favorite flavor?

In general probably some kinda cheese but for sweet stuff is cookie dough

7. Have you ever been on a blind date?

Bold of you to assume I’ve even been on a date (no I haven’t)

8. Are you friends with any of your exes?

2 of them actually!

9. What kind of car do you drive?

I can’t even drive,, but I have a Toyota Avalon waiting for me when I can

10. How grammatically correct are you when you text?

It really depends, I’m very correct when texting adults, decent when texting acquaintances, absolute disaster with good friends

11. What foreign country would you most like to visit and why?

Probs the UK or Italy, the UK bc I have several friends there and its very nice, and Italy for good food and good views

12. Creamy or chunky peanut butter?

Creamy all the way

13. Favorite food to pig out on?

Pizza

14. DC or Marvel?

Marvel!

15. Disney or Nickelodeon?

God idk,, probably Nickelodeon

16. Do you have any stickers on your laptop computer?

Yes, one from Kiawah Island (very nice place) and a couple random ones

17. Name/author of the last book you read cover to cover. Do you recommend it?

The Lost Hero by Rick Riordan, considering that was like my 3rd time reading it yeah I do

18. Do you read any magazines?

Nah

19. Coffee or tea?

Not a fan of either, I guess I’d pick coffee

20. What is your go-to Starbucks drink?

Red Velvet Frappucino

21. How many things can do with your weaker hand?

Oh You Know ;) in all honestly not much, I can catch because I used to play softball

22. Last show you binge watched?

Currently binge watching My Hero Academia!

23. Dogs or cats?

Cats

24. Favorite Disney princess?

Mulan or Moana I think

25. Do you like fast food?

Generally yeah

26. Favorite thing to cook for yourself?

Pasta and some type of garlic or cheesy or toasted bread

27. Favorite song to sing in the shower?

Currently Morning in America by John Bellion

28. Have you ever butt dialed anyone?

I don’t think so

29. iPhone/iPad or Android?

Android

30. Any styles of music you do not like?

Most country tbh, excluding John Denver n Carrie Underwood they’re both great

31. Have you ever kissed anyone of the same gender? If so, did you like it?

Not quite, but pretty close. We were dating so I’d say I liked it

32. Have you ever gotten a ticket while driving?

I can’t drive so no!

33. Favorite emoji?

💖 or 🍒 I think

34. Showers or baths?

Showers for convenience, but the occasional bath is nice to relax

35. Is there anything you regret buying?

Some clothes I have I don’t like, my fake airpods that don’t work

36. Are you fluent in more than one language?

Not yet, but I’m learning Spanish!

37. Any movie(s) you can watch over and over again and enjoy just as much every time?

Black Panther, The Last Unicorn, any of The Lord of the Rings trilogy

38. What is the heaviest you have ever weighed?

Around 155-160 pounds

39. Do you have any tattoos? If so, how many and where?

Not yet

40. Have you ever uttered a spoken hashtag?

Yep.

41. Favorite school subject?

I used to love English but not so much anymore, right now in in Psychology and its really cool tbh

42. Favorite non-chocolate candy?

Fuckin uh,, airheads are pretty good

43. Name one celebrity you dislike.

Johnny Depp is a shitty abuser.

44. If you could have one superpower, which one would you most like to have?

Telekinesis I think

45. From 1-10, rate your singing ability.

7

46. From 1-10, rate your dancing ability.

3

47. From 1-10, rate your cooking ability.

7

48. From 1-10, rate your driving ability.

1

49. Are you religious?

I’m really not sure, I was raised religious but I’m questioning a lot atm

50. Do you drink soda? If so, which one is your favorite?

Yep, I like Cherry Coke

51. Have you ever locked your keys in your car?

No, but I’ve been with someone who has

52. Spring or autumn?

Autumn

53. Do you play any sports?

Not now, but I’ve played soccer, softball, and basketball in the past

54. Can you play any musical instruments?

Nope

55. Are you more introverted or extroverted?

Introverted

56. How easily do you cry?

My dude,, so easily

57. Last musical artist you saw live?

My Lord and Savior Avi Kaplan

58. Favorite YouTube channel?

Not 2 be That person but I genuinely like Markiplier tbh

59. Star Wars or Star Trek?

Star Wars

60. How long have you known your best friend?

Well 1 of them funnily enough our moms knew each other when he was a baby and I was unborn, but we really met in 6th grade. My other best friend I met  about 3 years ago :)

61. Have you ever voted for a reality show?

I think so

62. Last CD you bought? uhhhhh maybe a pentatonix cd dunno which one 

63. Have you ever ended a romantic relationship?

Nope I’m the one who gets dumped 

64. Have you ever been broken up with? See above (3 times) 

65. Have you ever been in the audience for the taping of a TV show? Nah 

66. How long was your longest relationship? Are you still with that person?

A year and 3 months currently, and yes

67. Have you seen any Broadway plays or musicals?

Nope 

68. Have you ever acted in a play or a musical?

Yes! I’ve been in The Wizard of Oz (twice!), Little Shop of Horrors, Seussical the Musical, and the Little Mermaid 

69. How flexible are you?

Not very 

70. Have you ever sexted? Yes…  

71. Do you own any clothes from garage sales or thrift stores?

Yep 

72. Real or fake Christmas trees?

We’ve had a fake one my whole life, but I’d like to have a real one some day

73. How many pillows do you sleep with? 2-3 

74. How well can you write in cursive?

Not great, but I can get the job done 

75. What is your political affiliation?

Not officially affiliated, but rather left 

76. Do you like any boy bands?

The Backstreet Boys duh

77. Have you ever broken any bones?

Just a couple small ones in my toe 

78. Have you ever gotten any stitches?

Nah 

79. Do you have any piercings in places other than your ears?

Not yet

80. What is the oldest piece of clothing you still wear and how old is it? One of my favorite pairs of shorts is pretty old 

81.Do you like wearing hats?

Depends on the hat, I have a handful of baseball caps I like 

82. Have you ever dyed your hair?

At one point I had the tips dyed purple, but now I regularly dye it to make it slightly lighter and redder 

83. From 1-10, how competitive are you?

Like 8 probably, I’m not very athletic but I’m competitive about other things   

84. How long have you been at your current job?

Since November 2017   

85. Have you ever studied abroad?

Nope 

86. Phrase you say the most?

“Oof” 

87. Have you ever quit a job?

Nah 

88. Have you ever gotten fired from a job?

Nah 

89. Have you ever won a trophy? If so, what for?

Yes! For cheerleading competitions, 3rd place in making a video for a club, in a soccer tournament, and probably some others idk 

90. Have you ever been a Boy/Girl Scout?

I was a girl scout but that was a while ago 

91. Last thing that made you laugh?

Uhh last night some dumb meme my boyfriend showed me

92. Do you eat meat?

Yes

93. Are you more of a morning or a night person?

Night person, but I’m also old so it’s hard to stay up late

94. Worst habit?

Chewing fingernails, isolating myself from people when I’m sad

95. Deepest fear?

Uhhh that everyone who says they care about me is actually lying and talking about me behind my back

96. Do you believe in ghosts?

Yeah pretty much

97. If you could take home any animal from the zoo, what animal would you take?

An otter! I love them

98. Do you consider rapping singing?

I wouldn’t say it’s singing bc its different, but it’s certainly an art form and it has every place in the music industry

99. Favorite costume you wore for Halloween? How old were you?

When i was a ninja that was sick, i was probably 12-13

100. Favorite store to shop at?

For clothes? Maybe Plato’s Closet (nice secondhand place) but I also do a lot of online shopping

101. Have you ever given anyone CPR?

No

102. Favorite Pokémon?

Cresselia is dope but also Eevee

103. Do you own any homemade clothing?

Probably

104. Do you drink alcohol at all? If so, what is your drink of choice?

I’ve drunk once, vodka mixed with Hawaiian punch and it was p good

105. Have you ever skinny dipped?

No i’m fat

106. Favorite type of cookie?

Warm chocolate chunk

107. Favorite flavor of ice cream?

Oreo or chocolate chip cookie dough. The best thing i’ve ever had was a red velvet oreo milkshake tho

108. Biggest pet peeve?

When people interrupt or ignore me

109. Are you still friends with anyone from high school?

I mean I just graduated so yes

110. Favorite literary character?

Oohhhh, maybe Sam from LoTR? He was the realest friend ever

111. Are your birth parents still together?

Yeah

112. Do you wear or have your ever worn glasses?

Nope, 20/20 babeyyyy

113. How many of your Facebook friends do you actually hang out with?

Like 6, one of those being my mom lol

114. Have you ever been the victim of a prank?

Not that I can remember

115. Do you belong to a fraternity or a sorority?

No

116. Have you ever taken a nude selfie?

perhaps..

117. Are you adopted?

No

118. Favorite fandom?

Ugh fandoms r gross, maybe the rwby fandom? 

119. Oldest memory?

Trying to strangle myself at pre-school aged 4 lmaoooo

120. Have you ever snorted when you laughed?

A couple times

121. Can you drive stick?

Can’t drive at all!

122. Favorite Disney song?

How Far I’ll Go, or maybe Go The Distance

123. Random boy’s name.

Leo

124. Random girls’ name.

Natalie

125. How often do you eat out at a nice restaurant?

Once a month? Not often, I’ve done it twice in 3 days recently tho bc it was my birthday

126. How many people are in your nuclear family?

3, me and my parents

127. What accent do you consider the most attractive?

Gosh, not to be basic but probably British, although I don’t really know many others

128. What is your Myers-Briggs personality type?

INFP i think? Maybe INFJ

129. What is your astrological sign?

Leo! (capricorn moon and cancer rising)

130. Biggest regret?

Trying to make someone care again who had no intention of doing so

131. What type of shoes do you wear the most?

My checkered vans, I swear I wore them every day of senior year

132. Do you like any soap operas?

No

133. Do you listen to talk radio?

Not often

134. What sports team(s) do you root for?

SF Giants, Carolina Panthers, Charlotte Hornets, Duke, Kentucky

135. Describe your sense of humor.

Ridiculously stupid, inside jokes

136. Have you ever been hit on by someone of the same gender?

Yeah, my ex-girlfriend lmao

137. Favorite video game?

Overwatch

138. Name a moment in your life when you were pleasantly surprised.

When i got a mf perfect score on my ACT

139. Do you believe in serendipity?

I had to look that up but I guess so

140. Have you ever left a movie theater before the movie was done?

I don’t think so, one time the movie malfunctioned and cut off like an hour in and we had to leave

141. Have you ever felt you were born in the wrong period of history?

Nah, everything has always sucked, but now is somewhat less sucky than before bc we have the internet

142. Is sex before marriage wrong?

No

143. Have you ever gotten a song you dislike stuck in your head?

Yes omg, fuckin Girls Like You, fuck you Adam Levine

144. Can you handle spicy food?

Only slightly spicy

145. Have you ever called a non-lover a term such as darling, honey, babe, or dear?

I call my friend Ryker babe all the time, and call most of my friends “love”

146. Do you like MTV?

Nah not really

147. Where on your body are you the most ticklish?

Probably ribs area

148. TV show or movie you quote/reference the most?

The Princess Bride is so quotable, so maybe that idk, I quote memes more than anything

149. Have you ever lived with a roommate you didn’t get along with?

Can I say my parents? I’ve never lived not in my house, but I’m about to go to college and I hope I like my roommate

150. Where do you think is the best place to meet a new lover?

Either school or through mutual friends?

151. Have you ever successfully been on a diet?

I mean I’ve lost weight but it wasn’t a diet, just not eating lol

152. Favorite thing to do outside?

Have a photoshoot, jk I love looking at flowers, also swimming is good

153. Where did you go on your last vacation?

Kiawah Island, for grad week

154. Do you say “y'all” at all?

Yes, I live in the south and started using it ironically but now I can’t stop

155. Have you ever lived on a farm?

No

156. Do you believe in evolution?

There’s scientific evidence for it, so yes

157. What TV channel do you watch the most?

Honestly HGTV those houses are awesome

158. Favorite Beatles song?

Hmmmm, Maybe A Day In The Life or Eleanor Rigby, I Am The Walrus is always good too ngl

159. Have you ever been on TV?

On like the local channels for school awards and such

160. Have you ever been to Disney World or Disneyland?

I went to Disneyland last summer!

161. Do you like horror movies?

Not really, I’m a pussy

162. Do you like to go fishing?

No

163. Have you ever been hunting?

No

164. Do you take medication for anything?

Yes, for ye olde depression

165. Name one item from your bucket list.

Get a novel published

166. From 1-10, how much do you like children?

3 maybe, they’re kinda annoying

167. Have you ever thought about your wedding?

Yes, but my ideas have changed over time

168. Have you ever been bungee jumping or skydiving?

No, but I’d like to

169. Favorite flower?

Hmmm Sunflowers? or Snapdragons, or the pink magnolias

170. Do you collect anything?

Enamel pins, and rwby blind box figurines (it’s not an addiction I swear)

171. Who was the last person you told a lie to?

My mom probably

172. Have you ever been a bridesmaid or a groomsman?

Nope

173. Have you ever had a fortune cookie fortune come true?

Not that I know of

174. What was your favorite toy to play with when you were a child?

Hmmmm I had this little Narnia figurine set that I loved, also a bunch of littlest pet shop toys

175. How good are you at math?

Pretty good, I took AP Calculus in high school and got an A, doesn’t mean I liked it

176. Have you ever learned anything from a how-to YouTube video?

Not that I can think of right now

177. Have you ever participated in a science fair?

Yes, it was required in 6th grade

178. Have you ever wished you were born the opposite gender?

Womanhood is difficult and I often wish I did not have to bear it, but I’ve made peace with it

179. Have you ever participated in a public protest?

No, I’m scared

180. Do you have a pool at your house?

No

181. Have you ever hosted a wild party?

No lol, the wildest was probably my birthday party when we all got high and then had a 1 am McDonalds run because munchies

182. Do you like karaoke?

Not really

183. Have you ever written a love letter?

Kind of yes, I’m rather sappy

184. Have you ever ran a marathon?

God no, I’ve done a lot of 5Ks though

185. How often do you get mad at yourself?

So much, I suck

186. Any guilty pleasures?

Probably shitty old Warrior Cats AMVs, those are great when you’re bored and need to remember your roots

187. Fruits or vegetables?

Vegetables solely because potatoes fuckin slap

188. Do you live in a house or an apartment?

In a house, but I’m about to move into a dorm

189. The countryside or the suburbs?

Suburbs, I’ve lived in them my whole life, also listen to Subdivisions by Rush it’s great

190. Worst job you’ve ever had?

I’ve only had 1 job so I guess working at Chick-fil-A

191. Do you hang out with any of your co-workers?

Yes, one of them was my friend from school as well so I hang out with her regularly

192. Were you ever voted homecoming/prom king or queen?

Nope, but my good friends were prom king and queen!

193. Were you voted a “best” or “most likely to” in high school?

No, but I was “Most Likely To Be President - Girl” in elementary school so take that

194. Have you ever gotten detention?

No I’m a good kid

195. Have you ever babysat?

Yes, we watched disney movies and played dress-up

196. Have you ever taken a road trip just for the fun of it?

Nah, but I’d like to

197. How many drinks get you tipsy?

Idk, I was a little funny after 2 vodka spiked punches so

198. Were you a part of any academic clubs in high school or college?

Certainly yes, Technology Student Association, Beta club, Book club

199. Have you ever given a public speech, aside from your schooling?

I did the sermon one Sunday at church, but I’m not a big fan of public speaking

200. How long have you been on tumblr?

5 years in november! (God thats awful)

@officieel i did it bastard

#asks #officieel #if you've ever wanted to know anything about me here it is

[preciousmetals0]

3.28 Million Lost; Micron Moves; Cheesecake Blues

3.28 Million Lost; Micron Moves; Cheesecake Blues:

Denial, Seems It Had to Come

I warned you it was coming. I warned you it’d be bad.

Relied on me to say it all. (Any Sevendust fans out there? No? Oh well…)

Weekly jobless claims arrived today, and they were record-breaking. The U.S. Department of Labor reported that 3.28 million Americans filed for unemployment benefits last week.

That’s 15 times the number of people who filed two weeks ago … and five times the previous record of 695,000 claims set in 1982. It was more than the peak number of claims during both the Great Recession and the Great Depression.

3.28 million Americans out of work — all because of the coronavirus (or the panic along with it).

The situation is so bad — How bad is it? — that Federal Reserve Chairman Jerome Powell appeared on the Today show to reassure Americans that the U.S. central bank is on our side.

“The Federal Reserve is working hard to support you now and our policies will be very important when the recovery does come,” Powell said.

The Takeaway: 

Let’s think about the situation for a minute.

The head of the U.S. Federal Reserve — the guy who’s responsible for the country’s most powerful financial institution — felt it was necessary to reassure the American people on a popular morning show.

On one hand, that’s somewhat comforting … Powell taking time out of his busy day to tell everyone that it’ll all be OK.

On the other, it shows just how badly the situation has deteriorated. We now have the head of the Fed offering reassurance, not some lackey.

Oh, and those 3.28 million jobless claims? The market shrugged them off.

It seems that most of Wall Street believes that the worst is now behind us. Peter Boockvar, chief investment officer at Bleakley Advisory Group, summed up the Street’s opinion pretty well:

We all know the pain being felt and the economic damage being caused by this damn virus but because we are so close to getting past the worst of the spread, we need to start getting creative about what the restart will look like.

So close to getting past the worst of the spread?

The U.S. is about a month behind Italy in terms of COVID-19’s spread, and Italy hasn’t even peaked yet. We’re three months behind China, and it’s just now seeing the end of community spread. Both countries went into complete lockdown. While individual states have gone this route, the U.S. as a whole has not.

As hopeful as I want to be … as hopeful as Wall Street wants to be … we aren’t close to getting past the worst of the spread.

As the nation’s top infectious disease expert, Dr. Anthony Fauci, put it: “You don’t make the timeline, the virus makes the timeline.”

But … but the $2 trillion coronavirus rescue bill!

Yes, I hear you out there … protesting my negativity again. The Senate’s bill will blunt the impact, to be sure. But it can’t stop what’s already happening. Despite reassurances that everything will just bounce back … that this isn’t really a long-term economic problem in the U.S. … let me tell you now: It is.

What? You think the U.S. economy could just hire back those 3.28 million out-of-work Americans tomorrow if the coronavirus magically disappeared? Nope. It doesn’t work like that.

But, while the U.S. economy is going down, down in an early round, sugar we’re going down swinging. And Great Stuff will be your No. 1 with a bullet. A loaded market complex … cock it and pull it.

Now, here’s the thing — and listen up, all ye positivity seekers!

Just as the virus chooses the timeline for this whole crazy shebang…

Only you choose your investing timeline. Only you decide if you keep hanging in there.

If you ask expert Charles Mizrahi, the situation is crystal clear. You could either:

Capture peak gains like 300%, 500% and 600%.

Or let the market turmoil and the virus’s impact eat away your financial future.

Gains like those? In this kind of market?!

Yes, dear reader — there’s potential in any market. See, according to Charles: “What you do in this current meltdown will make all the difference on what your net worth will be in the next five years.”

So, while other folks around you join the fleeing fearful, you have a chance to gain a leg up. In fact, Charles Mizrahi thinks this moment is so crucial he recorded a special video presentation on how to leave all this market panic behind.

Click here now.

The Good: Remote Connections               

Investors are falling in love with Micron Technology Inc. (Nasdaq: MU) in a hopeless place today.

The flash memory maker beat Wall Street’s second-quarter earnings and revenue estimates and issued solid third-quarter guidance.

In fact, Micron appears to benefit from COVID-19 lockdowns around the world. In its post-earnings conference call, the company highlighted rising demand for PCs, notebooks and other devices as more people work and study from home.

Furthermore, Micron noted additional demand in the data center market, as companies push to beef up cloud computing storage and performance amid spiking remote demand.

While now is clearly the time to be cautious about buying anything in the market, Micron is one company to keep on your short list of potential winners in this brave new world.

The Bad: 1 Bourbon, 1 Scotch, 1 Beer

Wanna tell you a story about the Cheesecake Factory Inc. (Nasdaq: CAKE) blues…

I read the headlines one particular Thursday and saw that Cheesecake Factory had lost its jobs. But that don’t confront me, long as I get my money next Thursday. Next Thursday come, and they didn’t have the rent … and out the door I went.

Seriously though, the Cheesecake Factory just sent a letter to its landlords that it won’t pay rent in April due to the coronavirus. Here’s an excerpt from a letter to landlords from CEO David Overton:

The severe decrease in restaurant traffic has severely decreased our cash flow and inflicted a tremendous financial blow to our business. Due to these extraordinary events, I am asking for your patience and, frankly, your help.

And it’s not just Cheesecake Factory acting kinda funny … everybody funny … now you funny too. Retailers, from clothier H&M to fast-foodie Subway, are all struggling to make rent.

If anything reinforces the idea that the COVID-19 situation is far from over, it’s retailers not paying rent. I don’t know about you, but I think it’s time for a few drinks.

The Ugly: Old Junker

Growing up in rural Kentucky, I lived through the great Ford versus Chevy wars and endured many a heated argument on the topic. “Ford Don’t Make Junk” was among the many stickers plastered on the windows and tailgates of F-150s for as far as the eye could see.

Turns out, those bumper stickers weren’t quite accurate. Today, S&P Global Ratings cut Ford Motor Co.’s (NYSE: F) bonds to junk status. The ratings firm lowered Ford’s credit rating to BB+ (junk status) and said that it may lower its rating further as the coronavirus’s impact spreads.

S&P isn’t alone in its “junk” rating on Ford, however. Moody’s Investors Service cut its credit rating on the Big Blue Oval twice in the past month, citing a “credit shock” for automakers across the board.

But Ford has an answer … it plans on reopening production at key plants in April, including its Dearborn, Michigan, and Kentucky truck plants, its Kansas City Assembly Plant’s transit line and its Ohio Assembly Plant.

That’s all fine and dandy, but I’m pretty sure the United Auto Workers Union will have something to say about this. And it won’t be pretty.

You Marco, I Polo … it’s Reader Feedback time!

Let me just say, you guys have been busy … or maybe you’re just bored after being locked in your homes for days on end.

In the past week, Great Stuff received a veritable flood of comments with two common themes: You absolutely despise bailouts (especially for airlines) and you don’t think the market rout is over.

Let’s dive right into your comments:

The Unfriendly Skies

NO BAILOUT TO THOSE WHO BOUGHT BACK STOCK

— Stan B.

Airline bailout NOT. Only if that Airline assists our American citizens stuck away from their respective residents need to get home. Not for anyone just traveling. Bailout? Why do they need it as they have gouged the travelers for transporting their necessary luggage to the tune of millions of dollars of profit while still collecting their usual air fares. Why should we bail out these huge corporations. Use that money to help the smaller companies to keep their doors open. I personally am sick of seeing billions bailing out these high corporations that only turn around and use that money for the top management so called golden parachutes. Stop this madness of government bailouts.

— Peggy B.

Pigs to the trough, as usual. And, why should it shock you that R’s have no problems throwing tons of money at pillars of industry? Well, not exactly industry. Finance! That’s the magic word The Graduate should have been told. Not “plastics,” “finance”.

— Joe S.

Let them go under.

— Tony C.

Wow … the sheer vitriol dripping from your comments is … honestly, it’s a bit impressive. I don’t know whether to be proud of you or to start locking my doors.

As I’ve said several times here in Great Stuff, I don’t like stock buybacks — at all. It’s a company telling me they have nothing better to do with their money … nothing to invest or reinvest in. No new ideas to grow.

And now, those companies are paying the price. Well, somewhat of a price. A lot of them just got bailed out by the government … again.

It’s Not Over

Still doesn’t feel like the bottom.

I don’t see enough anger / despair that would mark the point at which all the buyers are exhausted.

Love your work – thanks!

— Gary W.

I believe it’s not over till people go back to work… I am a supplier to GM, laid off until the 13th… even then I could be laid off longer depending on how orders rise or fall… at the time of the layoff orders were down 15% before the virus hit…

— Timothy C.

Most of your subscribers, I’m sure, want rosy pictures. Most investors do. They want to catch the bottom of the V. This time it’s an L, though.

By end of May most airlines in the world will go bankrupt. Restaurants, bars, gyms, taxis. Hotels, travel agencies, tourist attractions. Shops, malls, import/export companies. Trucking, railways, bus liners. Cinemas, museums, stadiums…

Investment banks with derivatives exposure, ETF spinners, trading houses, oil companies, automakers and aerospace are in trouble. Possibly miners too. And schools.

But investors want to believe that the FED is going to fix it all. Thing is, we should hope the FED doesn’t try. If they do, we’re all going to wake up with 1000s of $ in our pockets, and nothing to spend it on.

The ONLY moneys (FED or fiscal) that should be spent is on buying test kits from Russia, respirators from Elon Musk, hospital beds and walls. The ONE thing we need is a victory against the virus. Nothing else.

— Dan W.

Dan the man, you hit the nose on the head … or something like that. And Timothy, you are absolutely right.

This is what Great Stuff has said for a while. You can pass a $2 trillion spending bill to help things along, but it won’t magically rehire 3.28 million workers filing for unemployment. It won’t stop the virus from spreading.

Hunker down, dear readers. It’s going to be a rough ride. But, if you stay tuned in to Great Stuff and BanyanHill.com, I promise to keep telling you like it is and help guide you through the storm.

Finally, a shoutout to Angela O., Christine P., Phil G. and the others who have offered Great Stuff support for telling you the truth. Sticks and stones … you know. Thank you all!

Have you written in yet? What’s stopping you? Drop me a line at [email protected] and let me know how you’re doing out there in this crazy market.

That’s a wrap for today. But if you’re still craving more Great Stuff, you can check us out on social media: Facebook and Twitter.

Until next time, good trading!

Regards,

Joseph Hargett

Editor, Great Stuff

[goldira01]

Denial, Seems It Had to Come

I warned you it was coming. I warned you it’d be bad.

Relied on me to say it all. (Any Sevendust fans out there? No? Oh well…)

Weekly jobless claims arrived today, and they were record-breaking. The U.S. Department of Labor reported that 3.28 million Americans filed for unemployment benefits last week.

That’s 15 times the number of people who filed two weeks ago … and five times the previous record of 695,000 claims set in 1982. It was more than the peak number of claims during both the Great Recession and the Great Depression.

3.28 million Americans out of work — all because of the coronavirus (or the panic along with it).

The situation is so bad — How bad is it? — that Federal Reserve Chairman Jerome Powell appeared on the Today show to reassure Americans that the U.S. central bank is on our side.

“The Federal Reserve is working hard to support you now and our policies will be very important when the recovery does come,” Powell said.

The Takeaway: 

Let’s think about the situation for a minute.

The head of the U.S. Federal Reserve — the guy who’s responsible for the country’s most powerful financial institution — felt it was necessary to reassure the American people on a popular morning show.

On one hand, that’s somewhat comforting … Powell taking time out of his busy day to tell everyone that it’ll all be OK.

On the other, it shows just how badly the situation has deteriorated. We now have the head of the Fed offering reassurance, not some lackey.

Oh, and those 3.28 million jobless claims? The market shrugged them off.

It seems that most of Wall Street believes that the worst is now behind us. Peter Boockvar, chief investment officer at Bleakley Advisory Group, summed up the Street’s opinion pretty well:

We all know the pain being felt and the economic damage being caused by this damn virus but because we are so close to getting past the worst of the spread, we need to start getting creative about what the restart will look like.

So close to getting past the worst of the spread?

The U.S. is about a month behind Italy in terms of COVID-19’s spread, and Italy hasn’t even peaked yet. We’re three months behind China, and it’s just now seeing the end of community spread. Both countries went into complete lockdown. While individual states have gone this route, the U.S. as a whole has not.

As hopeful as I want to be … as hopeful as Wall Street wants to be … we aren’t close to getting past the worst of the spread.

As the nation’s top infectious disease expert, Dr. Anthony Fauci, put it: “You don’t make the timeline, the virus makes the timeline.”

But … but the $2 trillion coronavirus rescue bill!

Yes, I hear you out there … protesting my negativity again. The Senate’s bill will blunt the impact, to be sure. But it can’t stop what’s already happening. Despite reassurances that everything will just bounce back … that this isn’t really a long-term economic problem in the U.S. … let me tell you now: It is.

What? You think the U.S. economy could just hire back those 3.28 million out-of-work Americans tomorrow if the coronavirus magically disappeared? Nope. It doesn’t work like that.

But, while the U.S. economy is going down, down in an early round, sugar we’re going down swinging. And Great Stuff will be your No. 1 with a bullet. A loaded market complex … cock it and pull it.

Now, here’s the thing — and listen up, all ye positivity seekers!

Just as the virus chooses the timeline for this whole crazy shebang…

Only you choose your investing timeline. Only you decide if you keep hanging in there.

If you ask expert Charles Mizrahi, the situation is crystal clear. You could either:

Capture peak gains like 300%, 500% and 600%.

Or let the market turmoil and the virus’s impact eat away your financial future.

Gains like those? In this kind of market?!

Yes, dear reader — there’s potential in any market. See, according to Charles: “What you do in this current meltdown will make all the difference on what your net worth will be in the next five years.”

So, while other folks around you join the fleeing fearful, you have a chance to gain a leg up. In fact, Charles Mizrahi thinks this moment is so crucial he recorded a special video presentation on how to leave all this market panic behind.

Click here now.

The Good: Remote Connections               

Investors are falling in love with Micron Technology Inc. (Nasdaq: MU) in a hopeless place today.

The flash memory maker beat Wall Street’s second-quarter earnings and revenue estimates and issued solid third-quarter guidance.

In fact, Micron appears to benefit from COVID-19 lockdowns around the world. In its post-earnings conference call, the company highlighted rising demand for PCs, notebooks and other devices as more people work and study from home.

Furthermore, Micron noted additional demand in the data center market, as companies push to beef up cloud computing storage and performance amid spiking remote demand.

While now is clearly the time to be cautious about buying anything in the market, Micron is one company to keep on your short list of potential winners in this brave new world.

The Bad: 1 Bourbon, 1 Scotch, 1 Beer

Wanna tell you a story about the Cheesecake Factory Inc. (Nasdaq: CAKE) blues…

I read the headlines one particular Thursday and saw that Cheesecake Factory had lost its jobs. But that don’t confront me, long as I get my money next Thursday. Next Thursday come, and they didn’t have the rent … and out the door I went.

Seriously though, the Cheesecake Factory just sent a letter to its landlords that it won’t pay rent in April due to the coronavirus. Here’s an excerpt from a letter to landlords from CEO David Overton:

The severe decrease in restaurant traffic has severely decreased our cash flow and inflicted a tremendous financial blow to our business. Due to these extraordinary events, I am asking for your patience and, frankly, your help.

And it’s not just Cheesecake Factory acting kinda funny … everybody funny … now you funny too. Retailers, from clothier H&M to fast-foodie Subway, are all struggling to make rent.

If anything reinforces the idea that the COVID-19 situation is far from over, it’s retailers not paying rent. I don’t know about you, but I think it’s time for a few drinks.

The Ugly: Old Junker

Growing up in rural Kentucky, I lived through the great Ford versus Chevy wars and endured many a heated argument on the topic. “Ford Don’t Make Junk” was among the many stickers plastered on the windows and tailgates of F-150s for as far as the eye could see.

Turns out, those bumper stickers weren’t quite accurate. Today, S&P Global Ratings cut Ford Motor Co.’s (NYSE: F) bonds to junk status. The ratings firm lowered Ford’s credit rating to BB+ (junk status) and said that it may lower its rating further as the coronavirus’s impact spreads.

S&P isn’t alone in its “junk” rating on Ford, however. Moody’s Investors Service cut its credit rating on the Big Blue Oval twice in the past month, citing a “credit shock” for automakers across the board.

But Ford has an answer … it plans on reopening production at key plants in April, including its Dearborn, Michigan, and Kentucky truck plants, its Kansas City Assembly Plant’s transit line and its Ohio Assembly Plant.

That’s all fine and dandy, but I’m pretty sure the United Auto Workers Union will have something to say about this. And it won’t be pretty.

You Marco, I Polo … it’s Reader Feedback time!

Let me just say, you guys have been busy … or maybe you’re just bored after being locked in your homes for days on end.

In the past week, Great Stuff received a veritable flood of comments with two common themes: You absolutely despise bailouts (especially for airlines) and you don’t think the market rout is over.

Let’s dive right into your comments:

The Unfriendly Skies

NO BAILOUT TO THOSE WHO BOUGHT BACK STOCK

— Stan B.

Airline bailout NOT. Only if that Airline assists our American citizens stuck away from their respective residents need to get home. Not for anyone just traveling. Bailout? Why do they need it as they have gouged the travelers for transporting their necessary luggage to the tune of millions of dollars of profit while still collecting their usual air fares. Why should we bail out these huge corporations. Use that money to help the smaller companies to keep their doors open. I personally am sick of seeing billions bailing out these high corporations that only turn around and use that money for the top management so called golden parachutes. Stop this madness of government bailouts.

— Peggy B.

Pigs to the trough, as usual. And, why should it shock you that R’s have no problems throwing tons of money at pillars of industry? Well, not exactly industry. Finance! That’s the magic word The Graduate should have been told. Not “plastics,” “finance”.

— Joe S.

Let them go under.

— Tony C.

Wow … the sheer vitriol dripping from your comments is … honestly, it’s a bit impressive. I don’t know whether to be proud of you or to start locking my doors.

As I’ve said several times here in Great Stuff, I don’t like stock buybacks — at all. It’s a company telling me they have nothing better to do with their money … nothing to invest or reinvest in. No new ideas to grow.

And now, those companies are paying the price. Well, somewhat of a price. A lot of them just got bailed out by the government … again.

It’s Not Over

Still doesn’t feel like the bottom.

I don’t see enough anger / despair that would mark the point at which all the buyers are exhausted.

Love your work – thanks!

— Gary W.

I believe it’s not over till people go back to work… I am a supplier to GM, laid off until the 13th… even then I could be laid off longer depending on how orders rise or fall… at the time of the layoff orders were down 15% before the virus hit…

— Timothy C.

 Most of your subscribers, I’m sure, want rosy pictures. Most investors do. They want to catch the bottom of the V. This time it’s an L, though.

By end of May most airlines in the world will go bankrupt. Restaurants, bars, gyms, taxis. Hotels, travel agencies, tourist attractions. Shops, malls, import/export companies. Trucking, railways, bus liners. Cinemas, museums, stadiums…

Investment banks with derivatives exposure, ETF spinners, trading houses, oil companies, automakers and aerospace are in trouble. Possibly miners too. And schools.

But investors want to believe that the FED is going to fix it all. Thing is, we should hope the FED doesn’t try. If they do, we’re all going to wake up with 1000s of $ in our pockets, and nothing to spend it on.

The ONLY moneys (FED or fiscal) that should be spent is on buying test kits from Russia, respirators from Elon Musk, hospital beds and walls. The ONE thing we need is a victory against the virus. Nothing else.

— Dan W.

Dan the man, you hit the nose on the head … or something like that. And Timothy, you are absolutely right.

This is what Great Stuff has said for a while. You can pass a $2 trillion spending bill to help things along, but it won’t magically rehire 3.28 million workers filing for unemployment. It won’t stop the virus from spreading.

Hunker down, dear readers. It’s going to be a rough ride. But, if you stay tuned in to Great Stuff and BanyanHill.com, I promise to keep telling you like it is and help guide you through the storm.

Finally, a shoutout to Angela O., Christine P., Phil G. and the others who have offered Great Stuff support for telling you the truth. Sticks and stones … you know. Thank you all!

Have you written in yet? What’s stopping you? Drop me a line at [email protected] and let me know how you’re doing out there in this crazy market.

That’s a wrap for today. But if you’re still craving more Great Stuff, you can check us out on social media: Facebook and Twitter.

Until next time, good trading!

Regards,

Joseph Hargett

Editor, Great Stuff

#Timor Invest

[terryblount]

Need For Speed Heat PC Review

I was one of the idiots that actually bought Need for Speed 2015. It was during the first post-release sale, and many reviews seemed happy with it. Meanwhile, I had no idea that I was willingly forking over my hard-earned cash for a total, irrecoverable train wreck congealed into a game. Turns out it was not just the worst racing game I ever played: it was perhaps one of the worst games I owned.

My disgust might’ve been skewed by sentiment since I have been playing this series before I was even a teenager. Still, it was impossible to look past the spectacular mess that Electronic Arts had made with their once great franchise. NFS 2015 was so bug-ridden, so hopelessly off the mark from what it was supposed to be, that I outright refused to play Payback. A wise choice as it turns out.

Now comes Need For Speed Heat as a last chance for Ghost Games to prove they can breathe new life into a series that has been driving on fumes for far too long. Like other franchises trying to make a comeback, Heat is likewise a return to form and makes an earnest attempt to appeal to the golden age of Underground/Most Wanted. Has it been successful? Kind of… maybe. Let me explain.

A Race To Save The Franchise

The Need For Speed franchise is in a really weird place at the moment. Since the first entry in 1994 this series has repeatedly set the bar for how an arcade racing game should play, look and feel. In every game EA somehow struck a perfect balance between making games that look gorgeous enough to feel realistic, yet the driving physics never failed to offer players that addictive rush of raw speed.

The problem is that developers such as Criterion, Codemasters and Turn 10 had been paying close attention to the constituents of this golden formula. It wasn’t long before they not only perfected some of NFS’s original mechanics, but actually made it their own within their respective games.

Great to see old favorites

Furthermore, it didn’t exactly help that every new release in the NFS series seemed to be more lackluster and out of touch than the last since Ghost Games took on the mantle in 2013. Where NFS once held the throne, this well-beloved arcade veteran inevitably found itself being outrun by its competition and with too many disappointments in the portfolio to bank on fans’ nostalgia.

Thankfully, this must have been the wakeup call that both EA and the developers needed for a last chance at a NFS renaissance. If all else, the removal of everything that stood against the identity of this series, and the return of an emphasis on underground tuner culture, shows that Need For Speed Heat is, above all, a game that really wants to please and appease fans.

Feeling the Heat

With Need For Speed Heat Ghost Games have wisely decided to go back to the drawing board and focus on the most important aspect of any racing game. Not the cars, not the driving physics, and definitely not the story. Instead, they started, rather than ended, with the one thing that ties all these building blocks together: The game’s setting.

If the game was in New York, I’d bet they would have called it Skyscraper City. Great place to race in though.

Heat takes place in a tropical city located somewhere on America’s southeast seaboard, which they named Palm City. Hilarious nomenclature aside, a city close to the tropics is a great locale for hosting a racing game. Just like Paul Walker (R.I.P.) and Vin Diesel, the player can once again cannonball down the sun-scorched streets lined with palm trees in their custom tuner specials or thundering muscle cars.

Given the location it is to be expected that the game is equally capable of replacing bright, blue skies with torrential downpours which can actually give the world a totally unique feeling to more fair-weather races. Whereas NFS 2015 was so rain-soaked it was almost depressing, Heat has a pleasantly dynamic weather and time-of-day cycle that actually feels natural.

What chu gonna do, what chu gonna do when they come for you…

The day-night cycle of this tropical racing paradise has a function too. If you’re into Dexter, Bad Boys, or just turned on any television in the 80’s, you must be aware of how the cops in Miami are the ultimate badasses of the American police force. You therefore have an idea what the player is thrown into with races taking place right in the middle of their jurisdiction.

It is here that the player meets lieutenant Mercer and his band of intercepters who have taken it upon themselves to stop anything with rims and a spoiler dead in its tracks. Fortunately, they are willing to turn a blind eye towards racing in the day because these events are legit races and drifting competitions with safety barriers and closed streets in which the player can compete to earn some decent cash.

At night, however, the streets turn into a nocturnal racing haven where players have the opportunity to earn more rep than money which, you guessed it, unlocks all sorts of goodies, cars and upgrades for you to spend said cash on. Except now, the Five-0 will be utterly relentless in hunting your speeding arse down, and the player has to employ some swift driving to shake the black cruisers with flashing lights.

I used to press Alt+F4 when this happened in older games. Was seriously tempted to try it here.

The police chases play a much bigger role in Heat as opposed to the last couple of games. Your car has a set amount of damage that it can endure before being rendered immobile, at which point the player is treated to a big, red BUSTED cut scene. What makes this prospect particularly harrowing is the fact that all that rep you earned over the last hour disappears like a fart in a hurricane upon being caught.

I played the original Most Wanted at least four times, but I have misgivings about the police AI in this game because they are just a tad overpowered. Heat never really clarifies how you are supposed to shake them and my little starter Nissan rarely stood a chance during the early stages of the game.

Their ungodly acceleration and cars seemingly made from Vibranium meant that the cops never quite rose above being an annoyance. The prospect of loosing your rep does add to the tension of chases, but the lack of the ability to fight back properly meant that I was happiest to avoid police encounters altogether. Sorry folks, Hot Pursuit 2 and Most Wanted still holds the crown.

My way or the highway

My grievances with the law aside, I liked how nothing felt out of place, and every aspect of the gameplay feels like it was born from within the game’s world and setting. I could even endure the agonizingly generic plot which involves the player and a new gang of misfits sticking it to the man by starting up their own crew. For what the plot lacks in originality, it at least fits the game’s overall theme.

Pick your character, and start your crew. I am just so glad there are no fist bumps.

As for the actual racing itself, well, Heat is a mixed bag at times due to how Mr Frostbite handles driving physics. Despite Ghost Games doing what they can, this engine just doesn’t feel like it was supposed to be used in racing games. It still feels like a first-person shooter engine that has been jerry-rigged to play like a racing game.

This can get hilarious during character customization!

As such, the cars do occasionally feel a bit strange in term of how they stick to the road. Everything from my Beemer to the turbo charged Corvette had this peculiar, floaty sense of handling in terms how they move over the tarmac. It reminded me of driving a vehicle in an online, multiplayer game close to something from the Battlefield franchise.

Getting those Underground 2 vibes here

Still, the circuit races, the sprints, the tight time trials, and even the drifting make for decent auto sport and I mostly enjoyed crushing the competition. The developers have designed Heat with wide, open tracks that have no intention of breaking the player’s speed, yet the controls are responsive enough to maneuver around those unexpected sharp turns. It works, and it feels good.

The middle of the road

Heat is not exactly a huge graphical upgrade from, say, NFS 2015, or even Payback, and I felt that old Mr Frostbite should have been pushing slightly higher frame rates for what was on my screen. Yet, this is still a good looking car game no matter which way you slice it. The whole world is delightfully reactive to rain, and superb lighting adds up to some beautiful shadows and reflections, particularly at night.

On that note, I was looking forward to the awesome vehicle customisation suite making a return, and it was great to get back into it. It still lacks the freedom and scope of older entries, but it is basically impossible not to put together a bitchin’ ride. The ability to download vehicle wraps from the other players in the community is another big win here, and once again I was blown away by the creativity of some players.

Yeah I totally made thi- OUCH! – okay I downloaded this

Unfortunately, the music selection is still one area that Ghost Games needs to work on. While a few catchy reggaeton and hip-hop tracks keeps things going during the chilled moments of gameplay, the racing lacks that ‘head-banging’ factor that kicks the player’s adrenaline up one notch. Heat would have been the perfect game to benefit from a healthy injection of music with a bit more potency.

The return of Need For Speed?

Given that Need For Speed Heat finds itself at the end of a fifteen-year-old legacy, it is really difficult to review this game in isolation. From a purely objective perspective, this was most of what I could want from flashy, fast-paced, arcade racer in market that was suspiciously anemic this year. This game has been built around tried and trusted themes in its genre, and it reaps the benefits.

You can choose every time you leave the garage

On the other, Heat plays it a little too safe at times in its effort to appease fans, and probably EA’s stockholders. While I understand that Ghost Games could all but afford another flop, their palpable fear of pushing boundaries makes the gameplay feel formulaic. While this is a good racing game, it feels like many others I have played, and Heat might have a hard time standing out in public memory.

At the end of the day, Heat is definitely a sign that Need For Speed is back on track, even if the game lacks its own identity. If anything, its very existence feels like a small victory. Despite throwing all the weight of their corporate greed behind their golden boy franchise, this game serves as a harsh reminder to EA that gamers are always willing to spend on what they like.

No cringeworthy cutscenes

Nice control scheme

Great setting

Shared community content

Car selection

Not always online

Police still suck

A bit formulaic

PC Optimisation

Difficulty spikes

          PC Specs: Windows 10 64-bit computer using Nvidia GTX 1070, i5 4690K CPU, 16GB RAM – Played using an XBox One controller

The post Need For Speed Heat PC Review appeared first on DSOGaming.

Need For Speed Heat PC Review published first on https://touchgen.tumblr.com/

[douchebagbrainwaves]

YOU GUYS I JUST THOUGHT OF THIS

One of my tricks for generating startup ideas is to imagine the ways in which we'll seem backward to future generations that we wait till patients have physical symptoms to be diagnosed with conditions like heart disease and cancer. And so you didn't get a lot of compound bugs. The effects of World War II was an extreme case of this. You enjoy it more if you eat nothing but chocolate cake for every meal. That problem is irreducible; it should be hard. T: Scheme has no libraries, and Lisp syntax is scary. The answer to the paradox, I think, is to have multiple plans depending on how much you can learn from Yahoo's first fatal flaw. So as animals get bigger they have trouble radiating heat.

Founders are often competitive people, and the best research solves problems that are not only new, but it has to be some point down the slope of consulting at which you can move into a big one or from which you can survive.1 One of the reasons Jane Austen's novels are so good is that she read them out loud to your friends as something you'd written, you'll feel all too keenly what an imposition that kind of thing is upon the reader. To use a purely Web-based applications. But a significant number do. I did; I knew I was learning so little that I wasn't even learning what the choices were, let alone which to choose. It would be great if a startup could do. 0 bubble.2 But the money itself may be more dangerous than Google because, like you, they're cornered animals. Second, I do it because I don't like the idea of starting their own company rather than work for someone else's. Chasing hot deals doesn't make investors choose better; it just didn't percolate all the way to an IPO, just as volume and surface area do.

For the average user, is far fewer bugs to start with. Some investors will let you email them a business plan, but you definitely want to keep out more than bad people. Microsoft now owned the PC standard, and the best research solves problems that are not only new, but actually they tend to; and vice versa. Relief. There are several ways to approach this problem. A round from Sequoia. Neither Bill Gates nor Mark Zuckerberg knew at first how big their companies were going to get rarer. I got there in 1998.

And indeed, things hadn't changed much yet. Meet such investors last, if at all. The core users of News. Starting a startup to launch them before raising their next round of investors would presumably have lost money. From the first conversation to wiring the money, and ambivalence about being a technology company, and in addition to writing software ten times faster than you'd ever had to before, they expected you to answer support calls, administer the servers, it would seem to have been headed down the wrong path. This was why they were trying to get people to fight for an idea.3 So for all practical purposes, there is still room for more. And during the Renaissance, journeymen from northern Europe were often employed to do the things a startup founder, and it's hard to design something for an unsophisticated user.

Users should not have to be trimmed properly; the engines have to be shaped by admissions officers. And beloved of the DoD, happens nonetheless to be a lot of plot, but they sometimes fear the wrong things for six months, and the customers would be individual people that you could actually make the finished work from the 1970s.4 Palo Alto, the original ground zero, is about thirty miles away, and the rate at which it grows is itself increasing. And because you can, try to ensure that all universities are roughly equal in quality.5 Being John Malkovich where the nerdy hero encounters a very attractive, sophisticated woman. Whereas if you're determined to stick around no matter what, they'll be going against thousands of years of medical tradition.6 The best intranet is the Internet. Whatever Microsoft's. The surprising fact is, brilliant hackers—can be had very cheaply, by the standards of the desktop to prevent, or constrain, this new generation of software? Gradually the government realized that anti-competitive policies were doing more harm than good.

The less you spend, the easier it is to believe now, the big economic story was the rise of startups.7 My wife thinks I'm more forgiving than she is, but my motives are purely selfish. Startups condense more easily here. Convince yourself that your startup is doing a deal, just assume it's not going to go out of business. Just pick a project that seems interesting: to master some chunk of material, or to answer some question. But other VCs will make no more than superficial changes.8 Though founders are rightly indignant when their plans get leaked to competitors, I can't think of a startup than that? No one is going to succeed. Professional athletes know they'll be pulled if they play badly for just a couple guys, either with day jobs or in school, writing a prototype of something that might, if it looks promising, turn into a big one.

It's slightly dickish of investors to care more about who else is investing than any other aspect of your startup.9 If you're an inexperienced founder, the only reason VCs are so sneaky is the giant deals they do. And this is not a single point where you don't need Microsoft on the client, and if you enforce them it seems possible to keep a lid on meanness. Which inevitably, if unions had been doing their job tended to be lower. Reading novels isn't. In fact it's the old model: mainframe applications are all server-based software gets used round the clock, so everything you do is immediately put through the wringer. When it turns up you often know what's wrong before you even knew what you were building, you've created a broken company. Inside your head, anything is allowed. Launching companies isn't identical with launching products.10

And that is just what I'm advocating. To a newly arrived undergraduate, all university departments look much the same way that a distributed algorithm protects you from investors who flake in much the same way that someone might design a building or a chair that's horribly uncomfortable to sit in, then simply explained this well to investors. I wouldn't do that. The inconvenience of this model becomes more and more college graduates. Dilution is a hard problem. Not understanding that investors view investments as bets combines with the ten page paper due, then ten pages you must write, even if they invest in. Julian knew a lot about law and business, but his advice ended there; he was not a startup guy he probably gave them useful advice.11 Sun's business model is being undermined on two fronts. Of course, prestige isn't the main reason they never considered this was that they hired bad programmers.12

Notes

My point is that they probably don't notice even when I read comments on e. Articles of this essay wrote: After the war, federal tax receipts have stayed close to starting startups since Viaweb, he'd get his ear pierced.

And no, you need a higher growth rate has to be. It's much easier to take a small amount of time and became the twin centers from which I removed a pair of metaphors that made it over a hundred and one VC. Add water as specified on rice package. The story of creation in the fall of 2008 but no one is harder, the group of Europeans who said the things you're taught.

Icio. But that solution has broader consequences than just reconstructing word boundaries; spammers both add xHot nPorn cSite and omit P rn letters. And though they have to solve are random, they still probably won't invest. Vii.

If they were. 001 negative effect on returns, but delusion strikes a step later in the general sense of the subject today is still hard to game the system? Digg is Slashdot with voting instead of uebfgbsb. The constraint propagates up as well use the word as in most competitive sports, the 2005 summer founders, like good scientists, motivated less by financial rewards than by you based on respect for their judgement.

I know randomly generated DNA would not be surprised how often have you read about startup founders are effective. There are a handful of companies that have economic inequality.

There were several other reasons, including both you and the low countries, where x includes math, law, writing in 1975, said the things attributed to Confucius and Plato saw themselves as teachers of administrators, and we should find it's most popular with voting instead of a liberal education than past generations have. They also generally provide a better source of food. The University of Vermont: The variation in productivity is the converse: that startups aren't the problem is that promising ideas are not written by the fact that they don't, but in practice investors discount merely predicted revenue, so if you were going back to 1970 it would take their customers directly, which in startups. This is why so many still make you expend as much difference to a woman who had made Lotus into the work that seems formidable from the government to take board seats by switching to what you really want, like storytellers, must have been in the belief that they'll be able to protect widows and orphans from crooked investment schemes; people with a cap.

These anti-dilution protections. Zagat's lists the Ritz Carlton Dining Room in SF as requiring jackets but I couldn't convince Fred Wilson for reading drafts of this essay, I would be vulnerable both to attack the A P supermarket chain because it is possible to have done and try another approach. The first version was mostly Lisp, because they were to work on stuff you love, or boards, or an acquisition for more of the statistics they use the phrase frequently, you produce in copious quantities. But it is to imagine how an investor they already know; but it wasn't.

So it may not have raised money on Demo Day pitch, the average major league baseball player's salary during the war had been a waste of time, which is as straightforward as building a new SEC rule issued in 1982 rule 415 that made them register. And for those founders.

They overshot the available RAM somewhat, causing much inconvenient disk swapping, but I took so long. 25. Most word problems in school math textbooks are not just the location of the latter without also slowing the former, and eventually markets learn how to execute them.

Not only do convertible debt at a 3 year old son, you'll find that with a clear upward trend. Even college textbooks are similarly misleading. If you're sufficiently good at generating your own mind about whether you can fix by writing library functions.

Though in fact had its own momentum. His critical invention was a very good. The solution to that mystery is that promising ideas are not merely blurry versions of great ones.

It's conceivable that intellectual centers like Cambridge will one day have an email address you can, Jeff Byun mentions one reason not to like to fight back themselves.

#automatically generated text #Markov chains #Paul Graham #Python #Patrick Mooney #time #Microsoft #software #symptoms #athletes #IPO #times #system #years #Alto #investors #sense #compound #technology #schemes #libraries #job #li #omit #converse #customers #Articles #model #tricks #acquisition

[operationrainfall]

Title Where the Bees Make Honey Developer Wakefield Interactive Publisher Whitethorn Digital Release Date March 26th, 2019 Genre(s) Indie, Adventure, Puzzle Platform(s) PC, Xbox One, PS4 Age Rating E for Everyone Official Website

Those who have ever had the misfortune of becoming “stuck” in an office job know that the work often feels pointless, demoralizing, and exhausting. One of the most common analogies made for this type of work is that of a worker bee contributing to its hive. Where the Bees Make Honey is a recently released indie title which first originated as a project on Kickstarter. Created by Brian Wilson, the sole member of Wakefield Interactive, this title explores a variety of childhood moments from the perspective of an adult who now works as a telemarketer. As she narrates her stories, players take control of her younger self and explore the fantasy worlds of her childhood. Along the way, this game draws upon a number of different art styles, perspectives, and gameplay mechanics. It is currently available on PC, PlayStation 4, and Xbox One, but I chose to take a look at the Xbox version. I went into this one not really knowing what to expect, so I’ll be focusing on the final product rather than its descriptions on Kickstarter.

At the game’s onset, you take control of a depressed telemarketer named Sunny. She is the only person in the office that day and the building’s power has just gone out. As she descends the stairs and resets the breaker, her reality changes completely and she begins to reminisce on her childhood memories, those where she was much happier. It’s at this point that the meat of the gameplay picks up and also where my reservations with it began.

My experience with Where the Bees Make Honey was indeed a memorable one, but for reasons that I’m sure the developer never intended. Right away, the first thing that will stand out to players is the art style. There are four to five very different styles spread throughout and none of them seem to mesh with each other (not for me anyway). In the opening sequence, the graphics as a whole can best be described as what one might expect from an early Source engine game. I mean no disrespect in saying that, but I feel that this is an apt comparison. If you take a look at the screenshots below, I guarantee that you will notice this as well. In stark contrast with that, some levels utilize a gorgeous, FEZ-like pixel art style. Still others go for a more realistic style with fantastic lighting details. There was even one level towards the beginning which went for a minimalistic, retro looking style that made me think of an old Atari game.  Each of these styles seemed to be tied to a particular type of gameplay, of which there are several.

Before I speak too much about my experience with individual levels, I’d like to highlight several recurring types of gameplay that you’ll encounter in Where the Bees Make Honey. The first type has you controlling child Sunny as she traverses through a dreamlike world and interacts with different things within that world to advance towards the end of the level. There really isn’t much else to say about these segments as they tended to be pretty short and linear. The second type of gameplay has you controlling some other creature or device (i.e. a rabbit and an RC truck) and tasks you with platforming through a level to make it to the end. These too felt fairly linear, though they weren’t quite as short. The third, final recurring level type was one that I actually really appreciated. This type borrowed heavily from concepts pioneered in the game Fez. Everything from the pleasing pixel art style, to the rotating square level design, to the heavy emphasis placed on puzzles requiring different perspectives and rotations to solve them seemed similar. The credits at the end give a shout-out and thanks to Phil Fish, so the source of inspiration here is pretty clear.

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As you may have realized from my comments above, the gameplay as a whole is just as mixed of a bag as the art direction. While this is not inherently a bad thing, I find myself asserting as much here. No two levels are the same and the gameplay in each tends to be radically different. The point of each level is to follow a different story from Sunny’s childhood and thus it makes sense that there would be differences. The issue with these differences is that none of them seem to correlate and the execution of each can vary from decent to near unplayable. It brings me no joy to speak ill of another person’s game, especially when that game comes from an independent developer. Having said that, there were several levels in particular that really soured my experience.

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The first was a level in which you control an RC car and drive through a forested countryside. This was really neat and I enjoyed the different perspective. There were two jarring issues here though that tarnished the experience. The physics of the car were incredibly loose and painful to get used to. While I ended up learning to live with these, the other big issue was with the invisible boundaries. Every game has to set some boundaries for the player to keep them within the map, but I’ve never encountered a game where the boundaries are just straight up invisible. I would try to drive towards a barn that was a mere 300 ft away only to find myself smashing into an invisible wall. I began to realize throughout the level that there was only one narrow path to follow. At one point, I went off of a ramp, only to smash into one of these walls mid-air. This made the entire level for me seem more like a chore than a relaxing activity and I wish I could say otherwise.

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The second level that stands out is one in which you control a rabbit. This is basically a “jump to the next platform to advance” type of stage. At first, I was very pleased with the wide variety of colors and great lighting effects, but this experience was muted by (once again) the poor physics. Rabbits are fast creatures and I imagine moving around as one would be a bit of a challenge. The difficulty in controlling your rabbit here though is much more aggravating. Everything feels slippery and I felt that there was some delay in my movements. Combined with the looping sounds of a busy grocery store in the background, I was more than a bit peeved by the end of this level.

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The final level was perhaps what really delivered the final nail in the coffin for me. You control Sunny as she attempts to walk down the street during Halloween. As she walks, there are a number of zombies and sentient pumpkins that can attack her. This is the first and only time that you are given a life bar and have the ability to “die”. This would have been interesting if Sunny had controlled decently. Unfortunately, I found Sunny’s movements to be both slow and delayed. There was also a prevalent issue where Sunny would die after taking just two hits. The heart counter at the top of the screen indicates that you should be able to take three hits. While this was occasionally the case, more often than not Sunny would die before all of the hearts were depleted. This level still felt more playable than the RC truck level, but not by a whole lot.

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On a more positive note, the music was fairly enjoyable. I say fairly because not all of the levels had background music. For example, that aforementioned rabbit level was packed with the ambient sounds of a busy grocery store and looping checkout scanner sound. When it is present though, the music is pleasant and each track fits in well with its associated level. I can’t say that any of the tracks really stood out to me as memorable, but there also weren’t any that left a bad impression.

By and large, Where the Bees Make Honey is more of a linear, semi-interactive series of stories than an actual game. I didn’t find any of them to be particularly engaging or meaningful, though I again take no pleasure in saying that. This is a rather short title clocking in at around 3-4 hours, but it tries to pack a lot into that short span of time. A few reviews back, I was rather preachy about the concept of games being an art form. While I don’t intend to get back up on my soapbox, I must say that I think this game was trying just a bit too hard to be artistic and different. The concept of playing through childhood memories in fantasy worlds based on them sounds great, but I feel that none of them correlated and they were way too linear. If your intention is to hearken back to the joys of being a child, then the ability to explore is very important. The gameplay was indeed varied and took on many different forms, but the execution of each (with the exception of those Fez-like levels) was very disappointing. Had the existence of constant bugs and glitches not been present, I could have justified a slightly higher score. I appreciate the great deal of effort that I’m sure went into making this title, but unless some serious revisions are made, I can’t recommend picking this one up, even at its current price point of $9.99.

[easyreview cat1title=”Overall” cat1detail=”” cat1rating=”1.5″]

  A review copy was provided by the publisher.

REVIEW: Where the Bees Make Honey Title Where the Bees Make Honey

#brian wilson #PC #PlayStation 4 #PS4 #Steam #Wakefield Interactive #Where the bees make honey #Whitethorn Digital #Xbox One

[kennethherrerablog]

Yes, You can Make Money Playing Video Games. Here Are 7 Ways to Do It

Frederick Aldeco was the youngest of three boys who loved to game.

Growing up, he and his brothers first fought over who could play the Nintendo, then the Super Nintendo, then the PlayStation — he could only play when his older brothers let him.

But then he got his own Game Boy. It came with Pokémon Yellow, and everything changed.

“I could play anytime I wanted to without them having an issue,” Aldeco said.

Nearly two decades later, Aldeco, 29, still loves Pokémon — so much so that he runs a Pokémon news channel on YouTube under the moniker DaddyGamer Fred.

Besides that, he’s done what most gamers dream of doing: Making money playing video games. While it’s not his full-time gig, Aldeco said his content has earned him up to $300 a week.

Over the years, gaming has become increasingly popular with almost all age groups. The Entertainment Software Association has tracked gamers with an annual survey since 1997, and its latest data show that 64% of households own regularly played gaming systems. Perhaps what’s more surprising is that association research shows the typical gamer may not be who you think. In the U.S., more women play video games than teenage boys.

And if you belong to this new wave of gamers, you’ve probably thought at some point, “There’s got to be a way to get paid for this.”

Turns out, there are plenty.

How to Make Money Playing Video Games

These recommendations require actually playing a video game to earn you cash. You may need some in-depth knowledge or skills for most of the following methods — but not all of them. So don’t worry if your gaming abilities aren’t esports-ready just yet.

1. Participate in Video Game Tournaments

The League of Legends World Championship is an esports tournament that can earn elite winners millions of dollars and millions of fans, but most gamers are not at that level and never will be.

Instead, opt for amateur tournaments to earn $5 or $10 per match. GamerSaloon is one video-gaming site where you can do just that. Anyone 18 years or older can create a free account and start joining tournaments. The more you win, the more you earn.

The website is open to gamers around the world, but the system is based on the U.S. dollar. All other currencies are accepted but will be converted automatically.

Popular games on the site include NBA 2k19, Fortnite, Call of Duty: Black Ops 4, UFC 3, FIFA 19 and others.

2. Become a Beta Tester

Millions of people now pay for video games before they are released by pre-ordering them.

Wouldn’t it be amazing if video game companies would pay you instead to play their video games before the release date?

Actually, that’s a thing.

Several companies pay people to beta test video games to collect feedback and work out the kinks before the mass market gets its hands on it.

For the lucky gamers who live near Redmond, Washington, Nintendo partners with two staffing agencies to beta test games on-site. Unfortunately, there are no remote testing options available.

For those living outside the area, there’s VMC Consulting, a tech company that specializes in quality assurance and support. It runs a Global Beta Test Network, which tests major multiplayer video games for consoles and PCs before their release. Applicants can live anywhere, must be at least 18 years old and must use Discord (a chat messaging system for gamers) to give feedback.

3. Start Streaming

No, not on Netflix. In the video-game world, streaming has a different meaning. It refers to a live feed of someone playing a video game. Streaming services allow the streamer to interact directly with the audience via a chatroom system. Viewers can also tip the streamer in real time.

There are several free streaming services to choose from, the most popular being Twitch.tv. You don’t have to be a pro to stream, either. You just have to be entertaining. One streamer, Cory Michael — aka King Gothalion — turned his streaming hobby into a six-figure salary.

Michael said the main three sources of income come from subscriptions, tips directly from your viewers and ad revenue.

Even if you don’t manage millions of subscribers, streaming could still get you tips here and there, and once your channel becomes more popular, you could land a paid partnership with the streaming service.

4. Create a Business on Second Life

Fifteen years later, Second Life is still kicking with about 750,000 monthly users.

Second Life is a video game that was slated to revolutionize the internet (before social media came along). But it’s hard to call Second Life a video game. It’s more than that.

There aren’t any overt objectives. No bosses to beat. No princesses to rescue. Instead, all of its content is user-generated, from the avatars themselves to the worlds they inhabit. In Second Life, people date, have children, build houses and travel to replicas of famous landmarks.

People spend years carving out a piece of digital paradise. Some hire real-life experts to help get it just right. In-game specialists can make bank, too. Architects, publishers and fashion designers have used their industry knowledge to bolster their virtual businesses. There’s even a journalist, Wagner James Au, who works inside Second Life and reports on in-game artists and entrepreneurs.

Second Life spawned the first video game business millionaire, Ailin Graef, and she’s not the only person to make a fortune with the game.

“There are multiple people and businesses that have made over a million U.S. dollars in Second Life over the years,” said Brett Atwood, Director of Marketing at Linden Labs, the company that created Second Life. “Many are still active.”

Since Second Life’s launch in 2003, players have spent billions of dollars of real money on in-game currency called Linden Dollars (or L$). The exchange rate currently is about 250 L$ to $1. Users can go to the Second Life exchange store to purchase L$, then use L$ for in-game services. The level of customization is incredibly granular, and users are eager to pay L$ for real-life experts to apply their knowledge to the virtual world.

Atwood said the big bucks are usually in virtual real estate and fashion.

For other business ideas and examples of Second Life entrepreneurs, check out its business site.

5. Coach Others in How to Play

Are you a Starcraft god? A Fortnite legend? Share your strategies with us noobs for cash.

You can teach beginners basic lingo or coach seasoned players on the latest competitive strategies. Some online tutoring websites, Superprof for example, are general tutoring platforms that happen to allow video-game listings.

However, there are some other options that are tailored specifically for gaming lessons. Gamer Sensei is one such platform that hires senseis, aka coaches, to teach lessons in specific games, including League of Legends, Counter-Strike, DOTA 2 and — of course — Fortnite.

Making a sensei profile is free. Senseis set their own schedules and prices and have no hourly time commitments.

Another option is Gameflip Gigs. Gameflip is a video game marketplace, where people can buy, sell and trade video games and related content.

The company recently launched Gigs, which is still in beta but is open for applications.

The gigs revolve around four types of services:

Create: Good at graphic design? You can craft the perfect avatar or graphic for a gamer’s profile or online store.

Entertain: If you’re hilarious, get paid for it by joining people’s in-game parties and having fun.

Coach: Teach others the way to victory.

Carry: Some people just like winning. You provide that service.

During the beta, Gigs members have a $1,000 limit on what they can earn.

Other Ways to Make Money With Video Games

Maybe you aren’t comfortable with turning your hobby into a job. You want to keep it sacred and fun. That’s all right, too. You can still make plenty of money with gigs related to video gaming that don’t require you to play them.

6. Sell Video Games for Cash

Do you blast through video games? Are you constantly in search of new ones to conquer? Then you should consider selling your used video games once you’re finished.

Your pile of old games can fund your next virtual adventure, get you some quick cash to make rent, or if you’re like Aldeco, help fund your move from the U.S. to Switzerland.

The Penny Hoarder’s guide walks you through the best technique to sell video games through GameStop and get up to 50% extra cash for your games. I turned a $72.40 cash offer for a few of my video games and a controller into $111.14.

If you’d rather not make the trek to GameStop, Gameflip allows users to buy and sell their video games and gift cards online.

That’s what Aldeco used to downsize before his move overseas. He sold off all his physical games and consoles but kept the handheld devices — his trusty Nintendo 3DS and PlayStation Vita.

Alternatively, you can sell games on eBay, but you may be stuck with a bunch of additional fees if you don’t meet the site’s minimum seller service standards.

7. Make Video Game Guides

Perhaps you’ve played a game for so long that you’ve discovered all the Easter eggs, all the glitches and all the best farming spots.

You can create guides to help people do the same, whether they’re articles or YouTube videos.

Stephen Robinson, better known by the moniker Ratty Star, creates YouTube guides for a post-apocalyptic role playing game, Fallout 76.

“I have had some success,” Robinson said, “with a few videos getting a few thousand views, with my highest currently at 63,000.”

Several major gaming publications accept freelance pitches for video game guides and commentary, too. So if you prefer writing to video editing, give IGN, Kotaku, Escapist Magazine, Game Informer and GamesRadar+ a shot.

If you’re not a seasoned freelancer, we have a guide that walks you through how to come up with story ideas, pitch to editors and ultimately make money as a freelance writer. In the meantime, you can build up your portfolio by writing for GameSkinny, which will pay you based on how many views your articles get.

Neither Robinson nor Aldeco is famous. They have about 2,500 followers between the two of them. Getting famous really isn’t the point.

“I’m doing it because I’m enjoying the creative process,” Aldeco said. “Whenever the money comes, of course it’s a plus, but [it’s] not truly the end goal for me.”

Adam Hardy is a staff writer on the Make Money team at The Penny Hoarder. He has played video games since he was 6 years old. Read his full bio here, or say hi on Twitter @hardyjournalism.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

Yes, You can Make Money Playing Video Games. Here Are 7 Ways to Do It published first on https://justinbetreviews.tumblr.com/

[dangerouscrusadefire-blog]

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Will my car insurance go up if I was side swapped while driving a friends car?

I was 100% not at fault. We called cops, etc... But my question is will my personal car insurance go up? I was driving my friends car..""

Im 16 and im wondering what is the cheapest insurance for the following cars?

im thinking about getting a used car probably a 2005-2007 scion tc or ford mustang 2005-2006 or a nissan 350z 2003-2007

Car insurance for a 16 year old in ny?

Hey guys I just got a 2001 Dodge Intrepid SE how much will it be to get insurance and who would take a 16 year old?

Getting Health Insurance?

I am a 38 yr old female and I have a 45 yr old male signifigant other.I need to know how to get health insurance without having to provide income tax return.We both make under 20,000 a year and my job does not have health insurance and my partner is self employed.Is there a way to get health insurance like getting car insurance by just paying a mothly premium.We need health insurance badly because my partner has asthma.""

""What's wrong with my car, Damage and Insurance Question?""

Two days ago, I was involved in a car accident. Allow me to explain what happened. I was stopping at a stop sign, and as I put my foot on the brake, there was some black ice, and my car slid through the stop sign, straight into the intersection, where a woman hit me in the rear end of my car, which spun my car around, making my tap the back of her car as well. My car was barely left with a dent, and driving away from the scene, my car was just fine. However, when I went to drive it this morning, I noticed something was up with the back end. Whenever I hit a bump, it feels like the back end backs up, and fishtails away from the front of the car. Can you tell me what's up with my car, and how much it would be to fix whatever it is? Also, assuming you understand what happened in the accident, and knowing that I and the other woman have insurance, can you tell me who would end up paying for the damage done to her car, and whose fault it really was? Will insurance cover her damage, and if so, whose company is going to cover it? Hers or mine?""

Is someone who is only insured on their works car insurance ok to drive my car?

My sons girlfriend does not have a car, but claims that she has insurance through her work, so she is ok to drive my car? Am I right in thinking that this means she can only drive company cars, and not MY car?""

Ideas for first car 10000 including insurance?

Hi i'm 17 male and have a budget of about 10000 to spend on a car and insurance. Looking for something fairly cool, nothinglike a micra or ka! Also want something pretty reliable no no american or french car suggestions please Thanks! :D""

Progressive insurance help?

im going to be getting my permit in a few weeks but i was wondering: will my parents' Progressive car insurance rate go up wen i get it?

Can you be insured under the car's insurance if you don't have insurance for yourself?

What i mean is... If the car (like say your parents, or friends) you are driving has full coverage insurance on it, but you do not have auto insurance in your name whatsoever. What would happen if you hit someone. Would it file under car owner's insurance? No matter what, im assuming both the car (obviously) and the driver (ALL drivers) need auto insurance in their name? Or can you drive w/o insurance if the car has full coverage? Thanks! Just want proof before i prove someone wrong :P""

What is the grace period to drop one car insurance company an get another 1?

My car insurance restarts September 24 I pay more for the 4month plan an want to switch. to a cheaper insurance company

Progressive vs Allstate Auto Insurance?

I am going to be saving $500 with either company. Just curious on anyone's opinions. Both are going to be saving me about $40 a month.

Middleport New York Cheap car insurance quotes zip 14105

Middleport New York Cheap car insurance quotes zip 14105

True or false? I can save money on car insurance by choosing a higher deductible?

True or false? I can save money on car insurance by choosing a higher deductible?

Will I have to pay the excess on my car insurance.?

My car was attempted stolen last night..the thieve(s) broke in looted my car then let the handbrake off, my car rolled down the road & hit a lamp post..the police are treating this as attempted theft... my car has been sent to police forensics will I have to pay the excess on my insurance policy?..thank you.""

Can anyone tell me what company provides affordable health care?

I am researching health care plans, and they are all too expensive. I have to buy it for me and my soon-to-be wife. We both have costly pre-existing conditions, and no one seems to cover that at an affordable price if at all. I was hoping someone could tip me off where to buy a good health care plan.""

Will motorcycle insurance be expensive for me I'm 19?

I'm nineteen year old and had my license since April 2011, I have a 93 Nissan 300ZX and it gets 18mpg city so I want a small motorcycle used. I was wondering around how much insurance will be for me if I get one? I have no points on my license I'm clean""

Do people know the truth about insurance drops?

Why are 2% getting their insurance dropped, they don't meet the requirement of Affordable Care Act. Or in other words those insurance policies have worse coverage then Obamacare.""

What is an affordable health insurance that I can apply for in Southern California?

An affordable one. I can't seem to find one. I was layed off my job but my cobra will be too expensive is there anything else out there. I tried kaiser but its like 220 a month for just me.

Where can i get cheap car insurance?

ive not yet actually got a car, but i acted like i have on these insurance compare sites, and no matter what car i (pretend) to have its coming up as over 1000 a year, im 27 female and have just passed my driving test, i have a secure drive, do you know any insurance that would give me low payments per month, for a small car dating any thing from the 90s to now, thanks, or who are you with and how much is your insurance each month and what car do you have thanks again""

Teen car insurance? Sports car?

how much would insurance be for a 16 year old boy with a lotus sports car?

California Medical for teens?

I am 19 & i have no insurance at all and i was wondering if theres a way to get on the Medi-caid or medi-cal that the state offers to usually younge kids or pregnant women? can someone give me info?

Would it be cheaper to insure a 88-93 mustang rather than a 99-04?

I have been wanting to buy a mustang someday when im older. But i'm only 16 and still I dont have my permit. But since i'm so young and decided to buy a mustang, would it be cheaper on the insurance to buy a older one rather than a new one? Or would it be the same?""

What is the difference between permanent life insurance and whole life insurance?

I'm taking a class on finance, and I'm really confused about this concept. If it helps, here's what my textbook says: Permanent life insurance continues until the premiums are stopped or the death benefits are paid out. The cash value of the insurance increases as the premiums accumulate. With whole life insurance, the premiums, death benefits, and cash value of the insurance remain fixed. At the time of the insured's death, the cash value of the insurance becomes the insurance company's and the death benefits are paid to the beneficiaries.""

How much would i pay for car insurance? Estimate?

I know that it depends on a lot of factors but can you estimate how much i would pay for car insurance on a monthly basis - I am 18 years old - will be driving either a 1999 or 2000 model - will be attending college after the summer - clear background - this will be my first car - I live in a very wired and exotic place called MARYLAND

""Thanks To Democrats, I Can't Afford Health Insurance?""

I live in New Jersey. But, Democrats refuse to allow me to buy a health insurance plan based in Pennsylvania, where insurance is cheaper. Why do Democrats make life so hard on ...show more""

Why is insurance higher on sports cars?

I pay high insurance on my camero.But some of these non-sport cars seem to drive faster than me. But I do drive the speed limits.Do you think its fair I pay higher?

What is a good health insurance for small business owners?

i currently have blue cross of california but they raised the premium. it is the worst insurance in the world and a ppo to boot, so i can barely pick my doctors. thank you in advance.""

Why are my health insurance rates so high?

what causes health insurance rate increases?

Will my insurance go up more?

So a months ago my car insurance went up because of a driving ticket and i just go another...will my insurance go up even more or what will happen????

Insurance company law help!?

My old insurance company is trying to take me to court. My problem where i need to ask people who know some law is... Can an insurance company up the payment without consent? In my case:- 800 up to 2000+ From (UK provisional license) to (UK Full) Thank you in advanced!

How can I get US health insurance for my (non US residents) parents (in late 50's)?

This is both an Immigration question and a Health Insurance question. My parents will start living in the US several months a year or more as legal visitors to live with us until they get green cards and can move here permanently. They are close 56, 59 years old. How do I go about getting them health insurance so unexpected health concerns don't ruin them, they can get their prescriptions filled w/o paying an arm and a leg, etc? Are there specialized US insurance companies that offer insurance to non-residents that's worth anything? I don't need the gimmicky travel insurance that won't cover anything or require outrageous deductibles and paperwork sent to some tax haven country ... I need a reliable US insurer who can be found, operates under laws of US, has customer service who can explain their policies, etc.""

Car insurance question?

how much is it for a 17 year old for a year of insurence if i have my own car? btw i have allstate and i will be on my parents plan

""What are the requirements for getting a license and driving in Tennessee, age,insurance,cost,et cetra.?""

What are the requirements for getting a license and driving in Tennessee, age,insurance,cost,et cetra.?""

Cost of 49cc moped insurance?

I'm 15 and looking into getting a moped. I know you have to register the moped and take a premit test to legally drive it but do you need insurance for a moped in iowa? Ive got a 4.0 and i also heard that if you get good grades it would be even lower insurance costs. How much would it cost for insurance if the moped is a 2010 and has less than 1000 miles on it?

How much would an impreza wrx sti insurance cost at the age of a 21 year old citizen?

Hi, I am 21 years old and I'm looking forward to buy a 04-05 wrx sti. I live in Minnesota Saint Paul all my life and never had any tickets or any bad driving record every since I droved. I have at least a year of driving history. How much would my insurance going be if this was the case? Could someone give me at least a estimate price? -thank you in advance.""

How to get seen by a doctor without health insurance?

I have no health insurance but I need to see a doctor! I have the mirena IUD, a week ago I was sexually assaulted, but was unable to get a rape kit because of the insurance issue. But now I am having cramps, alot of pressure in my uterus area, my lower abdomen is bloated out, I ended my period 6 days ago and every day a few times a day, when I wipe its a little pink with what looks like some skin particles? It feels like I am constantly leaking discharge, I can feel it leaking out! Idk if he moved my mirena, or if he gave me and STD but I need to see a doctor. Is there a way I can see one and make payments on the bill or what? I live in California""

What is to stop people from taking the fines instead of paying for insurance?

it seems like they are not much different then a high deductible insurance plan

Middleport New York Cheap car insurance quotes zip 14105

Middleport New York Cheap car insurance quotes zip 14105

What do I do if my car got hit while it was parked? Insurance wise?

A lady from across the street hit my car while she coming out her driveway. My car was parked and no one was inside. My car has never been hit before, so I really don't know much about the insurance or any of that stuff. What the police department gave me is a little piece of paper that says your complaint # . They didn't give me any of the other person's info. And they told me to call my insurance company and tell them the complaint number. So, how does this go? Do I have to call my insurance company or do I have to call the other person's insurance company? And who is responsible for loaning me a car while my car is getting fixed?""

What is the cheapest Auto insurance company in Florida for youth !?

I am 23 Years old and i am looking for a cheap car insurance for a Honda Civic EX Coupe , i have never had a car insurance before because i was out of country for Years, I got my driving license last year when i was 22 years old i heard that the insurance will be high and i checked with Geico online i find out that i am going to pay 180$ every month that's too much for a car like this !! and this is the minimum state insurance.""

Pontiac Grand Am GT Insurance?

I am 20 years old. Looking at a 2 door coupe Pontiac GT. Never been in an accident, never had a ticket. Was wondering what the insurance is roughly going to cost me a month? I have All State. My dad doesn't want to call them because we just called them yesterday about another car, and we don't have the vin number. Thanks! Oh! It has power locks, a spoiler, and a sunroof too! As well as a single disc CD player.""

Average cost for motorcycle insurance in massachusetts?

Does any one know what the average cost is to insure a motorcycle with normal driving record

Motorbike insurance?

motorbike insurance

Cheap car insurance companies?!?

Does anyone know of any cheap or fair priced car insurance companies? Any suggestions will help??

What's a good insurance company for motorcycles?

I live in Halifax, NS and looking for good insurance rates. Also, what type of insurance should I get? Full coverage? I would like to insure my soon-to-be 2000 Kawi Ninja 250.""

Teen Insurance?

I was wondering how much the cost would be for teen insurance for one of the 3 following cars, an '07 Scion tC an '03 Nissan Altima or an '02 Honda Civic LX""

AXA Equitable Life Insurance?

anyone have Equitable as their insurance company? Comments? Also, can anyone tell me about the Flexible Premium Universal Life Insurance Plan? THANKS!""

How much i should pay to cancel car insurance?

Hello, i bought car insurance in one of the most popular Northern Ireland car insurance company a month ago. I didn't have UK licenses yet, so the price was very high.The car was Citroen Saxo 1.1l. I sold it and i want to insure a new car but when i quote on that company then i get a very displeasing result and with my financial situation i wont be able to pay it. Other company would Give a look at my insurance details for a Citroen Saxo East Coast 1.1l Anual premium is  1512.40 Insurance Premium Tax @ 5.00 %  75.62 Home & roadside assistance and Legal expenses Insurance 25.00 Hughes Insurance Admin 15.00 Total Annual Cost 1628.02 Total amount payable is 1790.82 And the policy says If you want to cancel the Policy after the 14-day period you must send written notice and return your Certificate of Insurance to Hughes Insurance. We will apply a pro rata charge for the period we were on cover subject to a minimum premium of 25 (plus insurance premium tax). If there has been a claim paid during the current period of insurance or a claim is outstanding there will be no refund of premium. I have no claims, i only had this insurance for a month. And as non native english speaker i don't really get the idea how much should i pay for cancellation and what kind of consequence could bother me.""

""When searching for a car insurance renewal quote, has anyone come across 'Insure Insurance Reinvented'; ultra?""

cheap UK insurance quote.....their quote sounds too cheap to be true, and an internet search for reviews of them has brought up nothing""

Student health insurance...please help?

So, I'm looking for my first health insurance since becoming independent. What is a reasonable amount for the deductible and monthly payments, coinsurance and the price per office visit? I really have no idea...thanks for any advice. i'm a full time student btw and i'm 19 female""

Help with insurance?

As of Friday I found out I was pregnant. I would like to schedule a doctors appt. ASAP but i dont have health insurance. Which would be the best and quickest insurance that I can apply for? and is there an insurance that I can apply for online?

How much is car insurance for an inexperienced first year driver 18 years old in North Carolina?

Like can I get estimates from each company. I've never had a license and my family refuses to pay for my car insurance...so I have to pay it...

How does the new 1-50 insurance group rating work?

Ive read that most cars insurance group will more or less double But what I want to know is if 2 cars are group 5 under the old rating and one goes up to 11 and the other only to 7 does that mean the 7 will cost less to insure than the original or will 7 be about the same and 11 be more? sorry if this didnt make sense. 10 points to anybody who can answer?

What is the best..or cheapest...?

Car insurance? I wanna know the best. And i wanna know the cheapest. Thanks!

How much information can car insurance companies see when you get a quote?

I let my car insurance lapse about a year ago and have been driving without it (I know, not good) and my girlfriends dad is an agent here in ohio. he asked to quote and i gave him my information... can he see that i dont have insurance? what about my credit report?""

What do small business owners usually get for affordable health & dental insurance for themselves?

What do small business owners usually get for affordable health & dental insurance for themselves?

Where can I get the lowest priced auto insurance in orange county California ?

I'm a single dad choking on Title IV-D child support enforcement and I want to get my car registered so I can get a job, pay the support be a good dad and jump through all these government circus hoops. I need the lowest priced auto insurance I can get. Perfect driving record and I just want the minimum coverage because I drive a cheap car. Thank You!""

Do you pay taxes on a Life Insurance payout?

my father died and my mother will be seeing her tax person. Will she be paying taxes on the money she collected from my dads life insurance?

Is Sumner Insurance a good company for auto?

I received a quote through AIS or some other multi-serve insurance quote gatherer for a good rate if I choose to pay lump sum. I don't know if Sumner Insurance is a good company and I am sort of nervous to get a policy with them. AAA for me would be 941 yr and this company is about 680 a year or 1020 if I pay in installments. It seems too good to be true, but if it were, I'd be very happy. If you know somebody who has insurance through them or have insurance through them, please let me know what you think and if they're decent.""

Car Insurance help No claims bonus?

Ok so i passed my test last month and have been driving about 3 weeks. i got an insurance quote with Aviva for 1800 per year (roughly) and im an 18 year old male, however because i had a provisional license for a year my dad thought i had 1 year NCB so told aviva this. They now want proof of my NCB (which i obviously don't have) so i will have to tell them. But my quotes are about 4500 without any no claims bonus !!!! and i drive a Y reg 1.2 fiesta ghia! is there anyway i can get this premium down? please help! i'd be really grateful!""

How much do i pay for teen auto insurance on a 2010 car?

my parents just got me a 2010 nissan versa! :) its not from the dealership, so we wouldn't have to pay full coverage, just the basic law coverage. i need an estimate on how much it will be a month. my parents aren't helping me that well with anything, they want me to just be on my own already so pleaseeee,help. i can't do this myself :(""

I need health insurance as a student! Help?

My parents had the COBRA. Plan until my mompassed. Since then my dad and i have been self insured. My dad has some veterans insurance but i dont have anything. Im 18 and will be a full time college student in september. Are there any affordable plans out there? I make around 10,000 a year for my part time job..""

""How much tax does the American person, family pay per week with income and sales tax?""

Feel Free to add in Cell Phone, Cable, Utility,Insurance Car and Health tax""

Middleport New York Cheap car insurance quotes zip 14105

Middleport New York Cheap car insurance quotes zip 14105

Do I need insurance to drive anothers' car?

Someone is telling me that I cannot drive another persons car unless I have insurance. I do not own a car, but I do have a driver's license so what insurance am I suppose to have? or are they just pulling my leg?. And yes I am waaay over 21.""

Can I drive another car with my fully comprehensive insurance?

I have fully comprehensive car insurance on a car, I heard you can drive another car with the owners permission because you're insurance is fully comprehensive. (So if there is a crash my insurance will cover the costs 3rd party) Here's the tricky bit, I am on my friends fully comprehensive car insurence as a named driver. Can I (Being a named driver on his fully comprehensive insurence) drive someone else's car with there permission? Thanks in advance""

How much a car Ins. would pay for a repair?

My sister got hit for a car that was leaving a gas station. She went to get some estimates from a body shop and the first she got was for over $6000 because they want to replace almost all the damaged parts; the other estimate is for around $3500 because they will repaire some parts. This is a new sienna (2004)with few miles. Will Insurance pay for the higher estimate? This accident will increase the future premium if the other ins. do not want to pay for the repair? The accident was not my sister fault and the other driver was not added to the policy of the car that he was driving.

How to get seen by a doctor without health insurance?

I have no health insurance but I need to see a doctor! I have the mirena IUD, a week ago I was sexually assaulted, but was unable to get a rape kit because of the insurance issue. But now I am having cramps, alot of pressure in my uterus area, my lower abdomen is bloated out, I ended my period 6 days ago and every day a few times a day, when I wipe its a little pink with what looks like some skin particles? It feels like I am constantly leaking discharge, I can feel it leaking out! Idk if he moved my mirena, or if he gave me and STD but I need to see a doctor. Is there a way I can see one and make payments on the bill or what? I live in California""

Would insurance costs go down if more people had a license?

A lot of undocumented immigrants don't have a license but would them getting a license help the insurance costs go down? I need actual statistics/ proof. It's for a debate we are having at school. Your help is appreciated. If your opinion is otherwise then don't post it. I'm only looking for facts. Thank you.

Can I alter a car insurance quote after just a few months having paid an annual premium?

I have a provisional license and I receive my first car in a few days. I want to get insured to drive it and I've entered that I only have a provisional license on the quote. I want to pay an annual premium to get the best deal, however I'm going to have a full UK license in just a few months time. I'm happy to stick with the same insurers for the next year, but can I alter a quote after a few months having paid an annual premium?""

Insurance for electric components in a car?

I was wondering if anyone knowof an insurance company that offers affordable insurance for the elecltric components in a car such as cars that have a push to start button, navigation etc. The dealership offered insurance however it was not in my price range. Are there companies that have different options you can choose from""

What are the minimum requirements to insure a moped (UK)?

I have recently passed my car driving test and was told a easy way to reduce my insurance cost (because it was 3000+ per year) was to insure a moped for a year, not drive it but thus getting a years no claims. Obviously this then will reduce the insurance quote for the next year. (I am also going to undertake the PassPlus Scheme). So... I was just wondering what the minimum requirements are to insure a moped? Do I have to have passed a CBT (Cycle Basic Training)? Do I need a motorcycle license or will my UK driving license cover a moped up to 50cc? Does the moped need to be taxed throughout the whole year or just for the start of the insurance cover? (EG: if the tax runs out during the policy will it invalidate it?) Does the moped need a valid MOT or is it alright if it expires during the year that the policy will run?""

Car Insurance for 16 year old son?

Hey, Im a 16 year old boy turning 17 in 5 months. I have been eligable to get a license since December 23,2011. My parents dont want me to get it ONLY because the insurance will cost too much. I live in Florida. I only want to be a secondary on the insurance and im not going to own my own car. Will it really cost that much? I havent gotten any driving penaltys or anything like that.""

Is obligation have a motorcycle insurance in the USA?

Hi, im in Friona Texas and i have a car, but insurance is so expensive because im 20, so i think in buy a motorcycle because i hear that the motorcycle insurance is more cheap than car insurance, but is this truth? I hear than pay 400 for year So how much pay for insurance and is obligation have a motorcycle insurance?""

Car accident without insurance but not at fault?

car accident without insurance but not at fault car parked in driveway and other car swerved into drive way and hit my car can I sue them , there was a witness, and a police ...show more""

Anyone with Tescos car insurance? Are they any good?

Got a good quote for my car insurance from them. Fully comp etc. But I would like to know what their customer service is like, whether they sort out claims quickly etc etc. Thanks""

How much is car insurance in NYC monthly ?

I'm 21 and i'll be getting a car in 3 months, I would like to know\ how much is car insurance in nyc monthly""

Car insurance - if 2 people are going to drive the car are 2 seperate insurance policies required?

My roommate is looking into getting a car and wants to give me access to driving it. Do we need to get 2 seperate insurance policies to drive the car. How does insurance on a car work?

How much does a 21 year old female pay for insurance on a 4 door car on average in Ontario.?

How much does a 21 year old female pay for insurance on a 4 door car on average in Ontario.?

Is car insurance calculator is necessary for the car owner?

I think car insurance calculator is necessary for the car owner, is it really true?""

Best health insurance?

Im looking for a great health insurance. One that is reasonable with cost. My location is kansas if it matters.

Why not discuss health care insurance in 'car insurance' terms?

You buy collision car insurance to cover repairs, right? The REAL money is in the COST OF REPAIRS. If those costs are high, then insurance premiums will be high. But we don't scream at the car insurers, we usually scream at the body shop for the high costs of repairs. Shouldn't the focus be on high priced office calls and hospital costs instead of the insurance premiums required to cover them? After all, if an appendectomy cost only $50 (to make a point) then 'insurance' would be dirt cheap. I think that villainizing the insurance deflects from the root of the problem.""

Fair insurance for 03CBR600RR?

progressive. 170 a month. average liability coverage and collision and theft protection. im 19 and in the Military...have not taken the MSF course i know this will lower the cost. but interested to know if this is about the average price thank you

Should i Pay my Car Insurance Monthly or Annually?

Is it best to pay for car insurance annually or monthly? What are the advantages and disadvantages?

I need cheap auto insurance below $150?

I'm 18 just got my drivers license got a honda civic lx 2010 and i need auto insurance i have a suckish job and i'm currently not in college but i will be attending after this next semester. i'm just looking for auto insurance, why is it so complicated?""

Can I cancel my fathers car insurance?

He went on a business trip and it was supposed to be for 2 months but it turned out they wanted him to stay a couple months longer. He told me to cancel his insurance so If I return the plates to the DMV in NY with the receipt can I cancel his insurance?

Best mediclam health insurance plan in India ? Mumbai?

I am 34 yr old and my wife is 26 year old i want to purchase a mediclam health insurance policy which cover both with maternity benifits and OPD charges etc. Please suggest me the best offer & plan of insurance company which is having cashless facility and good service . can i take the policy online . thanking you

Is it possible to get affordable life insurance and dental insurance if i am not employed?

.........and if so, roughly how much money would this cost per month?""

How much would insurance cost for a 1995 Honda civic ex?

For a 35 year old with a good driving record? I know its different from company to company but what's a good estimate

Middleport New York Cheap car insurance quotes zip 14105

Middleport New York Cheap car insurance quotes zip 14105

https://www.linkedin.com/pulse/home-owners-insurance-policy-refund-tyler-brewer/"

[captain-spookycandycollecti-blog]

Can somebody suggest me some good health insurance company which can provide me insurance for four months.?

Insurance on a 2004 Infiniti G35 Coupe?<br/>I am 17 and thinking of buying a G35 coupe in September (will be 18) for school. I was wondering how much the insurance would be, this will be my first car and Ive never got a speeding ticket before or been in a crash.<br/><br/>BEST ANSWER Try this site where you can compare quotes from different companies: http://freecarinsurance.xyz?src=scoop<br/><br/>RELATED QUESTIONS<br/><br/>Anywhere for cheap young driver car insurance?<br/> Hi everyone, I am an 18 year old male with a 2.0 petrol Ford Focus 1999 5dr hatchback and my monthly outgoing for car insurance is 145! (I don t even know the annual premium) but that is third party and I am only a named driver on my mums policy with 2 years of no claims. I have NEVER crashed or damaged anyone elses property in any way. I understand that young driver insurance is expensive but my insurance still seems to be twice as expensive as any of my friends. Could someone please point me in the direction of a young driver specialist insurance who is actually cheap as I have been on these websites before and I get quoted ridiculous figures such as 12,000! Please help me I am pulling my hair out. <br/><br/>What s the cost of life insurance?<br/>I want to know what is the cost of life insurance if you have bad credit?<br/><br/>Trying to be a first time homeowner - any advice before I sign?<br/> I m not there yet, but I plan to be ready in March of 08 to buy my first house.  I ve taken 15 hours of credit classes, I have $5k saved up, and I m trying to get down payment assistance.  Does anyone have any additional advice like unexpected costs (besides closing costs) and surprises that maybe happened to you when you bought your first house?  I know to stay in my budget and not buy something I really can t afford.  But for instance, do I find a lender first and then a house, or is it vice versa?  And after I find a house and a lender, how long does it take to close?  Is it stressful getting all your paperwork together? <br/><br/>Car Insurance quotes - Inquries to my credit file?<br/> I am planning to buy a used car. So I began checking the insurance quotes online. I gave my personal information like Social etc. Now when I checked my credit file there are inquiries made by some insurance companies. Now my doubt is, will these effect my credit score. I am lot worried because, I have checked too many insurance quotes for the last one week. I doubt it will make my credit score fall. Please help if there is a way to rectify this. <br/><br/>How do you get proof of auto insurance?<br/> i just got my driver s license, (i m 17) but i haven t been able to drive yet because my dad says i need to get an insurance card as proof of insurance.  It was supposed to come in the mail a week ago.  No one else i know had to do any of this, and they could drive as soon as they got their license.  is there a faster easier way to get proof of insurance?   thanks <br/><br/>What type of doctor pays least for malpractice insurance?<br/>Just wondering what type of doctor pays the least on average for malpractice insurance? I have heard dermatologist and radiologist any others?<br/><br/>Can I buy liability insurance on an auto I am buying from a family member and still be covered?<br/> The family member is holding the title in their name until the car is paid for and only putting me on their policy as an additional driver until May 2015.  Our contract states at that time I will have to provide my own coverage but how can I insure something I don t own and be sure that all or any claims will be paid by the insurance co?<br/><br/> How do auto insurance companies investigate fronting   as in what do they look for?   <br/> Insurance is very expensive when their is a main driver and if someone is listed as a secondary (occasional driver) the bill is significantly lowered and is able to legally drive the car.  Therefore fronting   is when for example a parent lists their kid as a occasional driver when in fact they are the main driver.  It is illegal and can carry consequences.  my question is specifically how does insurance companies distinguish in event of a accident claim when fronting has occured?  I have seen a few things such as investigating actual ownership of vehicle and somehow companies look into credit card charges for gas or something idk how that works..  How do they find out? I imagine it would be incredibly difficult as companies don t follow the car around to see for themselves who the driver is.   <br/><br/>With auto insurance ...does changing policy holder and primary driver mean a lower insurance quote?<br/> I live in NY    I have an accident in my driving history. My fiancee is insured under my policy as well as I but I am the primary driver. I was told if I listed her as the primary, they would rate the insurance on her history, not mine.     I was later told I had to open a new policy completely, listing her as the primary me as the secondary driver, for insurance to rate against her history, not mine.    Is this true?    Any help/advice is greatly appreciated and thanks in advance. Best answer lands a 10! <br/><br/>Does the Affordable Health Care law really prevent insurance companies from denying pre-existing conditions?<br/> They say that now, insurance companies can no longer deny insurance to people with pre -existing conditions. So what was HIPAA passed in 1996 for? This law states that insurance companies CAN NOT deny people with pre -existing conditions. The only change I see is it gets rid of the 12 month exclusion period.     I had two aunts with lupus, both lived in California and had insurance, until they moved to Texas. If they could have kept their insurance, they would have, but for some odd reason liberals are against insurance across state lines. They had no problem finding insurance, they just had to be out of pocket for 12 months.    HIPAA also states that if you can go six months without any medical visits, advice/procedures, insurance companies are not allowed to look further than that and must not apply the exclusion period.     So did the Affordable Care Act really stop insurance companies from denying coverage for pre existing conditions, or was it ALREADY a law?    http://www.dol.gov/ebsa/faqs/faq_consume... <br/><br/>Which insurance companies hold driving records the shortest?<br/>My insurance rates are ridiculous, because progressive holds ur points against you for 35 months. So tickets that i have that are over 2 years old are still effecting me. Does anyone know which insurance companies hold your driving record shorter than that? <br/><br/>Can you get insurance for something you order online?<br/>I m buying a macbook pro from Pc world but will I be able to get insurance?<br/><br/>Could I recieve health insurance coverage for an old untreated injury?<br/> Well im in my early 20s and i ve come to you all with a quesiton...   This summer I bucked my knee both ways and I ve yet to receive medical attention for it (I haven t even had it looked at). Thinking it would heal in a few months on its own I braced it and went on with my life. It s been 6 months now and it s still showing signs of major instability and pain. I recently got a really nice health insurance plan ( 200 a month premium with a 1,000 deductable 100%-0) in hoping that I could get an MRI and a doctor could diagnose me for surgery. Is there any flaws in my plan.. i.e. a doctor determining that my injury is old? <br/><br/>Why is KTM insurance so expensive?<br/>I just recently purchased a 2008 KTM 250 xc-f, and as part of my loan I had to get it fully covered. I m just curious why a 250cc dirtbike costs more to insure than my 2004 600rr was; same coverage. Is it because it s new? <br/><br/>Laundry room flooded up and downstairs. How do I deal with insurance?<br/> May washer broke and flooded the whole house, upstairs and down. The water level vacuum hose popped off so the washer just kept filling and filling and filling until we got back to stop the washer. Obviously there is so much damage I need to file an insurance claim, but I am worried they wont cover it because they might consider it normal wear and tear   of the machine and that is not covered in my insurance. How do I make it look like a pipe corroded or broke so the homeowners insurance will for sure cover it?   <br/><br/>LANDA INSURANCE (real deal or fake?)?<br/>WHATS up with Landa Insurance. www.landainsurance.com is really sketchy. Says its for Texas and Cali but also out of state and when u click on out of state its like 766 bucks in your cart... Seems pretty weird.. No online quotes or anything...<br/><br/>Is canadian car insurance valid in the US?<br/>if I want to rent a car in the us will I have to purchase the rental car company s insurance?<br/><br/>Can i borrow from my life insurance policy?<br/>Can i borrow from my life insurance policy?<br/><br/> Are these all life insurance has same kind of plans or they have several ,which one do you have?<br/>ok lets make it easy ---------which one do u have?<br/><br/>Any idea what a first year insurance agent with Progressive would make (on average)?<br/>I understand they are P&C only, just wondered what type of income that could yield?  I wonder what some of the minimum goals/expectations they might have are? <br/><br/>Insurance on a 2004 Infiniti G35 Coupe?<br/>I am 17 and thinking of buying a G35 coupe in September (will be 18) for school. I was wondering how much the insurance would be, this will be my first car and Ive never got a speeding ticket before or been in a crash.<br/><br/>I have a question about individual health insurance....?<br/>I m helping my boyfriend look for health insurance and we re trying to figure it all out.     The one thing catching us up are detuctibles.  If he pays $120 a month with a $5000 detuctible, does that mean he pays $5000 first before getting any benefits? <br/><br/>Wont be able to pay rent and car insurance this week?<br/> i mismanaged my money and now im in a dilemma.i get paid on the 6th. but wont have enough money to pay rent and car insurance.  i have three choices. 1)pay my car insurance and be late with rent just pay it on the 20th.. late fee is $75. 2. pay rent and let car insurance cancel for a week. which i really don t wanna do since i don t know the consequences. i am financing a car. 3) pay rent and pay car insurance with savings account. but the funds wont be available until the next week. but the banks will try to process this over and over again.<br/><br/> How many people out there would love a health care insurance exchange, where you can buy insurance on your own? <br/>and not have to choose a job based on benefits, and you could switch jobs without worrying about losing coverage. Why would people be against this, unless they are part of a union and do not want everyone to have great benefits like they do? <br/><br/>I am planning to leave the country for two years and have a car insurance question.?<br/> I will be out of the country for two years doing a peace corps type volunteer program, I am currently on my father s car insurance and don t own my own car.  I pay about $400 a year to have the right to drive one of his cars.  Is it worth cancelling my insurance for two years or will the uninsured penalty be worse.  I am currently 22 and a recent college grad.  Thanks for any help. <br/><br/> Moving to CO in a month, how do I go about switching my car insurance? <br/> I m under my dad s insurance now (AAA).. it s his and my car on his policy. I was told by them that once I cancel it, it ll take effect immediately and be taken off the policy. I m moving to CO on the 18th of next month and want my new insurance to take effect on that day. If I start my policy for that day and cancel the AAA the same day, will they pro-rate June s insurance so I don t have to pay for the full month since my car won t be insured by them for that whole month? I just don t want to get stuck paying the bill twice in one month. <br/><br/>Auto Insurance Increase-Is this too much?<br/> I backed into a tree that was in my blind spot 2 nights ago and got an estimate today of $2446.00 damage. My deductible is $250. My insurance agent quoted me a 75% increase in my monthly insurance cost. 75%!!!! This is ridiculous to me considering I have no other points on my insurance or any history. In the end after paying this increase over 3 years (plus deductible), it will cost me $2410. Shouldn t insurance save you money? Isn t there anything I can do (other than pay to fix my car out of pocket)? <br/><br/>Am I still on my parents  insurance now that I m a part-time student?<br/> I was wondering if I am still eligible for insurance (Blue Cross Blue Shield of Mississippi) even though I am a part-time student? I had forgot about that before I made my schedule and it s too late to add classes, but I take prescription medications and I really need insurance! I ask this because my step-father asked for confirmation that I m a full-time student (I guess he didn t know I was only part time) and I was like..I m not full-time anymore! I have a doctors appointment tomorrow. How convenient. I researched online and apparently under the Affordable Care Act I am still eligible. But if I m still eligible, why is BCBS still asking for confirmation? I looked at the BCBS of Mississippi site but I couldn t find anything. I m so confused and I cannot afford to lose this insurance! Thanks for any help guys.. <br/><br/>How much will insurance cost per year for a scooter/moped?<br/>I am 17 and would like to know roughly how much insurance would be for a basic 125cc moped/scooter<br/><br/>240sx insurance?<br/>will the cost of insurance for a 1995 nissan 240sx be high or low?<br/><br/>How much does small business insurance cost on average yearly ?<br/> my friend is doing a project for her college class and needs to know a rough estimate on the yearly cost of small business insurance. Her business<br/><br/>Can somebody suggest me some good health insurance company which can provide me insurance for four months.?<br/>I graduated very recently from a US university. And, I had campus care insurance. It might take some time for me to join the job. And, I would like to  have some kind of health insurance for four months. Can you please suggest me some good company which can offer me insurance for such a short period? <br/><br/>Speeding ticket cost in Sandusky County OH?<br/> I was issued a speeding ticket this past Saturday in Woodville OH (Sandusky County) for going 51 mph in a 25 mph zone. I am from Michigan. Do Ohio points transfer to Michigan licenses? He told me they don t transfer but the internet says otherwise. How much will the ticket cost? (He only wrote me for speeding, no reckless driving charge). The court s website does not have an option to search for how much I owe, and not knowing is really stressing me out.   (I know speeding is bad, no excuses, etc etc. The circumstances are irrelevant. I just want to know cost.) <br/><br/> How much cash on hand is needed after one has rent, utilities, food, gas, car payment and insurance paid? <br/>How much cash on hand is needed after one has rent, utilities, food, gas, car payment and insurance paid? <br/><br/> Just got my M1 , wondering what kind of motorcycle I should look at? ( price/Insurance wise )? <br/>I have my eye on the Suzuki 500 gs , Since its considered a Touring sport, I will have cheaper insurance... Any suggestions on some motorcycles, I live in Ontario Canada.    Thanks <br/><br/>Which insurance companies offer the lowest rates for a vehicle?<br/>I would just like to know with peoples experience with different insurance companies which ones are more reasonable than the others. I m looking to buy a sports car   soon so I just need to know which insurance company won t rip me off. thanks   <br/><br/>I am foreigner 68 jear old Can i buy one insurance for hospital in Cebu?<br/>I am foreigner 68 year old  Can i buy one insurance for hospital in Cebu ?<br/><br/>How much does it cost for car insurance for an 18 year old male at insautoinsurance?<br/>How much does it cost for car insurance for an 18 year old male at insautoinsurance?<br/><br/> If someone else gets a speeding ticket while driving your car, does your insurance go up? <br/>If you let someone drive your car in Ontario, and they get a speeding ticket, and they aren t on your insurance for the car, will the insurance for that car still go up?   They have a G2, but do not have their own car, so they don t have their own insurance for a car. <br/><br/>Sporty car under 5k?<br/> I m a high school guy and have worked all summer to buy my first car. I really want something sporty and fun to drive. I want a manual transmission. So far I think celicas are my best option but are they fast/fun to drive? What are some other options? Are miatas reliable and how old should I go when looking at them? Are tiburons or eclipses reliable/fun? Please help!<br/><br/>Insurance rates: What would you guesstimate for a 23yr old Male?<br/>I got PERFECT driving record. No test when i got a license either.  #1, really only $100! My friends (who I really wouldnt trust for accurate answers like this) claimed $350 but I couldn t believe that! <br/><br/>Insurance on a 2004 Infiniti G35 Coupe?<br/>I am 17 and thinking of buying a G35 coupe in September (will be 18) for school. I was wondering how much the insurance would be, this will be my first car and Ive never got a speeding ticket before or been in a crash.<br/><br/>CheapEST foreign cars to maintain? (Audi / Lexus / Volvo / Volkswagen )?<br/>I am getting a 2002-2003 of this car, so 2007-2008 warranties are no use to me. <br/><br/>Will obstruction of plate show up on car insurance?<br/> I got a ticket for obstruction of plate this morning and I was wondering whether this will show up as a record on the insurance. I would rather pay it off myself because I don t want my parents to find out. Also, will it increase the rates? I read somewhere that no proof of insurance can increase rates, but I got a ticket for that awhile ago, it didn t affect anything. <br/><br/>Can i buy car insurance in another state?<br/>I live in PA, but im currently staying in Iowa for another month. Just bought a car here with a temperary plate, and i was wondering if i can buy insurance here so i can drive this car around for a month, then ship it over and register it over there. Thanks! <br/><br/>What is the cheapest/best home insurance right now?<br/>my home insurance just went up from roughly $800 to $1300 a year! Is their a better, more affordable one out there? Thanks <br/><br/>Need advice on Whole Life Insurance Policy!?<br/> Just to make a long story short: I have had a life insurance policy since I was 22. I put in $1200/year. I am now 26. I was talked into getting this policy from someone who I respected but does not now, knowing they did not have my best interests in mind. I do not need life insurance at this moment, although I know there will be a need further down the line when I might have a greater chance of being uninsureable and the premiums will be higher. However, I am rated as preferred so I dont know if that will hold true. Should I surrender this policy? If I do I will have a check for $1331- basically I would lose out in $3469- BUT it might be better to lose that money now than to keep contributing $1200/year while the cash value grows very SLOW and my death benefit is only $176,000 anyways, which is NOT enough anyways... Any advice would be helpful. If I do surrender the policy I plan on opening a ROTH IRA and funding it with $200/month- the 100 from the ins. and 100 more of my money. <br/><br/>What would insurance cost for a 16 year old?<br/>I turn 16 in two weeks and i might be getting an Infiniti G35 coupe. We have state farm and i can t due a quote since i don t have my license yet. Can anyone give me an idea of how much the insurance would cost?<br/><br/>Should i have my g2 licence for sure to get my auto insurance?<br/> I ve my international driving permit and g1 license.... but when i try to get auto insurance quote in the internet... The results are not given,if i mention i have my international driving licence or G1 licence....   So this is making me wonder, only if i have g2 licence... its possible to get my car insurance in canada?  ... Please help.   <br/><br/>How can i cut my insurance premiums? UK?<br/> I have  1.9 diesel 306, and have also a TT99 on my driving license which although my ban ended a while ago i have to declare and keep on license till 11/11.I have been driving legally for 18months now but its costing me a fortune every month for the insurance.    How can i reduce my insurance from average of around 3000.   Or does anyone know what cars are likely to be cheap to insure and run, (baring in mind i have partner and two kids to fit in the car as well.     Thanks in advanced <br/><br/>I live in new york city can anybody tell me who has the cheapest car insurance in the city?<br/>I live in new york city can anybody tell me who has the cheapest car insurance in the city?<br/><br/>Honda CBR 125r... Insurance price for a 17 year old?<br/> In case this could be misunderstood, by even if it could be out by 150 would be useful   I in no way think it would only cost 150 <br/><br/>Is there any reason why i can t add someone to my car insurance?<br/> If i add my sister to my car insurance, because she is a woman and older with lots of driving experience it will lower my insurance quote simply because she is on there.     But does she need to actually use the car, or can i just get her added to the car for the saving. I know the insurance company wouldn t necessarily check but if i needed to make a claim could they dismiss it if it was uncovered the additional driver never used the car or intended to use it.    We also live in different houses, will that make a difference, as from quotes i have done it doesn t usually ask for a second address, could i say she was living with me for insurance basis?    Thanks in advance. <br/><br/>Home Owners Insurance Question?<br/>I let my friend borrow my trailer, and while he had it, it was stolen. So, the trailer was stolen while on his property. Would my home owners insurance cover this? If not, what steps do I need to take to get this covered? <br/><br/>I got into a car accident with no car insurance.?<br/> I m a pretty safe and responsible driver. My Mom and I came out of the grocery store. I was the one that got into the drivers seat with no insurance, but i do have a license. My mom does have insurance, but she never feels like driving. As I was backing up, I inched towards the back and saw a clear area behind me. i took my foot off the brake i felt a thump. I was shocked! I didnt even see this car.     What happened was that this woman, with possibly no license or insurance quickly saw a parking spot and pulled into the space directly behind me. As she pulled in, I hit her passenger rear side tail light and some minor scratches. This tattooed man gets out of the car, the husband of the woman driving. He immediately starts cursing and insulting my mom, my mom s is pretty feisty too, but they both calmed down after a minute. The SUV i was in had a minor dented scratch, about the size of 4 inches.   We called the cops, but they just told us to exchange insurances.    Now we both don t have insurance, but i have a license. Now they re party is threatening us that they re going to call the cops.  This doesn t scare because we re actually going to go make a report tomorrow, just to stay safe.     They re also asking for more than $200 which is the most we are willing to offer, I dont even think its that much. this is the link showing the damage on they re car.https://picasaweb.google.com/109358750425975094423/Desktop?authkey=Gv1sRgCOSmm8fy14zMNw    How much is the cost of that. And if i do end up paying up, I m doing it by check to the driver, whom doesnt have an I.D.     So, what can you recommend me to do? I think its kind of my fault for the accident, since i did back up into her car. Any suggestions, I will consider. Thanks!!! <br/><br/>I crashed my financed car with no insurance. Now what?<br/> Hi everyone, just yesterday I crashed my Car. It s wrecked. I was not covered by insurance at the time because I forgot to send the payment in but I m sure it s too late now. Since my car is wrecked I pretty much lost my job. I still owe the finance company 7k. I really can t afford to pay it back at this point. What will happen to me? Will I go to jail? Thank you <br/><br/>Any 18 Year old drivers with car insurance?<br/>I m 18 and I cant find any insurance under 7K and this is clear ageism. Are there any other young drivers who are sole policy holders with cheaper insurance?<br/><br/> Will the health insurance companies that we have continue to raise their prices 200-2,000/year? How can-?<br/>businesses pay for this except to basically drop coverage or take it all out of your salary and raises?  Our raises are already frozen at 2% due to the economy.<br/><br/>Car damage from freeway road hazard.  Will my rates go up if i fix thru insurance?<br/>While driving on the freeway, a metal object from car in front of me fell and damaged the front of my car.  Will my insurance raise my rates or negatively effect my insurance record if I go through insurance to get it fixed?  I use Mercury insurance in California and I have standard collision coverage. Thanks <br/><br/>Just checked quotes for insurance of cars and it comes to 7000 pounds.?<br/> Well the cars i have selected are Audi a4, bmw 3 and 1 series, merc A and C class, and cars equavilant to this range, hel me to find away to reduce the insurance to 1000-3000 pounds i have my relatives in here shall i buy insurance considering his nae as first owner and me as 2nd what are the cons for doing this. Help me dont wanna get douchy car. <br/><br/>How much would taxes and homeowner s insurance be...?<br/>How much would taxes and homeowner s insurance be on a home purchase of $100,000 with less than 20% down? I am trying to estimate a total monthly payment (PITI)  Thanks. <br/><br/>How much cash will be taken due to the Affordable Health Care Act?<br/> I ask how much cash will the IRS deduct from my refund due to me not having any health insurance?  OK I know its bad that I have no health care but I just found a full time job a month ago that provides health care that I can afford and use.  I did not have any health insurance for the 2012 year and just learned that the IRS will take cash from you refund due to the poor, i.e, me, not having insurance.  So can somebody tell me (who is actuality intelligent and knows taxes) how much cash I will loose for this B.S. Law?    P.S. Please don t comment just to tell me I m a lazy jerk who just won t spend the money to get health insurance.  I work very hard and work two part time jobs just to have food and shelter.  I understand that insurance is high due to people getting hurt and can t afford the bill so it gets written off.  When I get hurt or sick I stay at home and heal myself, I don t abuse the system!  I just can t afford the monthly payment for health care with my other bills! <br/><br/>Insurance on a 2004 Infiniti G35 Coupe?<br/>I am 17 and thinking of buying a G35 coupe in September (will be 18) for school. I was wondering how much the insurance would be, this will be my first car and Ive never got a speeding ticket before or been in a crash.<br/><br/>Why Amerigroup insurance doesn t cover breast pumps?<br/> I thought all insurance companies had to cover breast pumps according to the Affordable Care Act? I called and they told me they only cover them if it s medically necessary. I am due in 2 months and wanted to get everything ready early. How will I know if it s medically necessary for me or not? They weren t helpful in telling me<br/><br/>Car insurance?<br/>i don t think is progressive, i ll keep on looking <br/><br/>If a get 2 years ncb from riding my moped. Could I transfer the ncb over to when I get insurance for a car?<br/>If a get 2 years ncb from riding my moped. Could I transfer the ncb over to when I get insurance for a car?<br/><br/>How much does sr-22 insurance cost for a DUI conviction in the state of TN?<br/>just wanted to know if anyone knew what i m looking at to pay for this to get a restricted lisence because i couldnt find it on the interet<br/><br/>Motorcycle insurance question?<br/> Hey,    I dropped my motorcycle on the right side yesterday during a turn. It s a 2009 Kawasaki Ninja 250r. Two pieces of fairing were damaged pretty badly (right side and front piece).      I just got insurance the day of the drop (before dropping it). Will insurance cover the damage?    Also is it even worth getting them involved? I already have very very high insurance ($400 a month for a Honda Odyssey) due to previous car accident. I don t want to get any more things on my record. Will my insurance go up if I call them?    The replacement fairings will cost me $560 out my pocket. I have a $250 deductible on the bike. So I would save about $300. Is it worth it? <br/><br/>Do you think 248 dollars a month for car insurance a little to much?<br/>?<br/><br/>Let s not have universal health care but just make health insurance more affordable?<br/>if you disagree can you please explain why<br/><br/>What is the average life insurance amount people take out?<br/>What is the average life insurance amount people take out?<br/><br/>Do you think I could live off of 1800 a month?<br/> I m 18 and thinking about moving out in about a year. I would be making about $1800 a month. The rent of the apartments I m looking at are $555-600. My car insurance is $220. My phone is $65. I ve never lived alone so I m not sure how much utilities usually cost. And I don t eat that much so I probably won t spend any more than $70 a week for groceries. And I use $80 a month in gas for my car. I know I could probably make it with a roommate, but I don t know anyone looking for a roommate. And although I get along with pretty much everyone, I think living alone would be fun too. I know I would probably be broke most of the time. but I m usually broke anyways, because my mom asks me for money and stuff since I m 18 now. <br/><br/>What is the BEST LIFE INSURANCE to get?<br/>Do you have a life insurance? I would like to get one but i dont know what companys are good and how much money.. I have ask state farm they have a 30-term policies and if u dont die by that time you get back all your premiums all the money u have paid. but is very expensive for 100k gotta pay about 45dls.<br/><br/>Who is the owners of target?<br/>I heard they are owned by the French<br/><br/>How much does insurance on a Catamaran cost?<br/>In USD$, what is the average price for insurance on a newer catamaran? <br/><br/>Changing motorcycles and insurance question?<br/> Long story short I have got a new bike. The bike I am Insured on has about 2 months left before I gather another year no claims. However, I was wondering would/do Insurance companies offer a way for me to transfer the next/last 2 months to my new bike (At a possible cost) then charge me a full year when its due (In 2 months)    Any help will be appreciated. I don t want to phone my insurance up cause every time I phone someone like that and tell them I have a new bike I want to insure they go crazy and keep phoning me!    I have 1 years NCB and i ll be 18 in 2 months (when I will get 2 year NCB)   Cheers    Geoff <br/><br/>Concerned about insurance rates for 2011 Mustang - 305 HP V6?<br/> I really want this car for my next car but I m concerned about insurance rates. Will it be considered a sports car   even though it has the same engine as   family car   types like the Fusion? I m over 25 (will be 26 in December) and I ve not had any accidents just a couple of speeding tickets - one when I was 19 and one when I was 23. I m buying later in the fall as a graduation present to myself since I m finishing my master s degree and I m still driving my 02 Sunfire from high school.   <br/><br/>Do I need car insurance to rent a car?<br/>If I have a valid license but do not have insurance, can I rent a car? <br/><br/>Health insurance companies are ASKING for big rate hikes. does that mean they will get them?<br/>so ocare didn t put health insurers out of business.<br/><br/>What are the cheapest auto insurance companies operating in Florida?<br/>I am looking for the cheapest one with bare minimum coverage that will legally allow me to drive<br/><br/>Is Children s Health Insurance Plan valid in all states?<br/>I ll be heading off to college in August in North Carolina and live in Texas where I have CHIP as my health insurance. Will it be valid in NC?    Thanks! :)<br/><br/>What should I do when the at fault party has no car insurance?<br/> I got into a minor car accident, it was the other party s fault but he doesn t have car insurance.  Because it was a rental car, my own car insurance is not going to cover.  Now the rental car company is going to charge me for $3,000 for the damage which I did not have a chance to get a second opinion. Besides I did not use my credit card to pay for the rental since my credit line is not enough to pay the balance, I used my debit card instead.  what should I do? <br/><br/>What would be a cheap motorcycle to insure....?<br/>im 20 with im going to do a safety course id like something sporty looking...new or used...would it be cheaper to go with a older bike so i can carry liability or do older bikes have alot of problems....inform me with you advanced riders knowledge<br/><br/>Insurance on a 2004 Infiniti G35 Coupe?<br/>I am 17 and thinking of buying a G35 coupe in September (will be 18) for school. I was wondering how much the insurance would be, this will be my first car and Ive never got a speeding ticket before or been in a crash.<br/><br/> https://www.linkedin.com/pulse/how-much-would-insurance-cost-i-drove-audi-s4-age-16-christian