#consumer affairs

[reward-services]

Time Management Skills & Saving Money

In today's fast-paced world, time is one of the most valuable commodities we have. With so many things competing for our attention, it can be challenging to manage our time effectively. In this blog post, we'll explore how time management plays a crucial role in online and in-person shopping, consumer savviness, and gaining value.

 Online Shopping vs. In-Person Shopping

 One of the most significant advantages of online shopping is the time it can save. With just a few clicks, you can browse thousands of products, compare prices, and place an order. You don't have to worry about driving to the store, finding parking, or waiting in line to pay.

 In-person shopping, on the other hand, can be a time-consuming experience. You have to plan your trip, factor in traffic, find parking, and navigate the store to find what you need. You may also have to wait in line to pay, which can take up even more of your valuable time.

 Consumer Savviness

 Consumer savviness refers to the ability to make informed decisions about purchases whether that’s your next A/C or pair of sunglasses! It involves researching products, comparing prices, and evaluating the quality of goods and services. Time management plays a crucial role in consumer savviness because it can take time to research products and compare prices within storefronts and between marketplaces.

 Online shopping can be an excellent way to save time when researching products. With access to online reviews and product information, you can quickly evaluate the quality of goods and services. You can also compare prices from multiple retailers, which can help you find the best deals.

 In-person shopping can also be an excellent way to evaluate the quality of goods and services. For example, you can inspect products, try them on, or even taste them before making a purchase. However, in-person shopping may not be the best option when it comes to comparing prices, as you may have to visit multiple stores to find the best deals.

    Gaining Value

 Finally, time management plays a crucial role in gaining value. Whether you're shopping for groceries, clothing, or electronics, you want to get the best value for your money. This means finding products that are high quality, durable, and reasonably priced.

 Online shopping can be an excellent way to find the best deals. With access to multiple retailers and products, you can quickly compare prices and find products that fit your budget. You can also take advantage of online coupons, promo codes, and other discounts, which can help you save even more money.

 In-person shopping can also be an excellent way to find value. For example, you may be able to negotiate a better price when purchasing products in person. You may also be able to take advantage of in-store promotions, such as buy-one-get-one-free offers, which can help you save money.

 Conclusion

 Time management plays a crucial role in online and in-person shopping, consumer savviness, and gaining value. While online shopping can be an excellent way to save time and find the best deals, in-person shopping can be a great way to evaluate the quality of goods and services and whether they are worth your money. Whether you're shopping online or in person, it's essential to manage your time effectively to make informed decisions and get the best value for your money.

#reward #services #shopping #onlineshopping #modern #lifestyle #mondernlife #timesaver #time #timeismoney #time is money #time management #timemanagement #consumer #consumer affairs

[substition]

#energy industry #business #energy bills #household bills #consumer affairs

[agents-of-behemoth]

#property #money #consumer affairs #consumer rights #gardening advice

[eptoday]

#money #consumer affairs #consumer rights #renault #electric

[onlineconsumerforum]

How To Resolve Insurance Complaints? - Voxya

Using the following steps you can resolve Insurance complaints:

Carefully review the terms and conditions of your insurance policy at the time of purchase and use the free lookup period if issues arise.

Initiate the complaint process with your insurance company.

If your issue remains unresolved, escalate the complaint to the Insurance Regulatory and Development Authority of India (IRDA) through email or a toll-free number.

You can also file an insurance claim complaint with the Insurance Ombudsman for attention and resolution.

If the problem persists, consider seeking legal recourse by sending a formal notice to the insurance company through a legal representative, demanding a resolution within a reasonable timeframe.

If all else fails, you have the option to file a case against the insurance company in the consumer court.

Additionally, you can file a complaint on Voxya, an online consumer forum, for various insurance-related issues like policy cancellations, settlement disputes, refund requests, claims for compensation, or reimbursement for legal expenses.

Voxya is an online consumer complaints forum, trusted by 2 lac+ consumers. File a complaint at Voxya, to get a replacement, refund, and compensation quickly, Trusted by 2 lac+ consumers.

#consumer forum #consumer complaints #consumer affairs #consumer court #Insurance complaints #SBI Insurance Complaint #Health Insurance Complaint #Life Insurance Complaint #Car Insurance Complaint #Car Insurance #health insurance #life insurance #HDFC Insurance Complaint #Youtube

[yhwhrulz777]

#motoring #consumer affairs #money #uk news #europe

[zetablogs]

CFPB 1071 Final Rule: What Credit Lenders Has to Know?

The Consumer Financial Protection Bureau (CFPB) has recently unveiled the much-anticipated Final Rule for small business lending data, known as CFPB 1071. This groundbreaking regulation aims to revolutionize the landscape of small business lending by requiring financial institutions to collect and report data on their lending practices, providing valuable insights into access to credit for small businesses. Read more about it at, https://medium.com/@admin.zeta.marketing/cfpb-1071-final-rule-empowering-small-business-lending-with-enhanced-data-insights-19e6f94f4230

#consumer banking #consumer affairs #banking #lending #finance #compliance

[bodybybane]

Home prices aren’t going down. Here’s why.

#consumer affairs #home prices

[biglisbonnews]

The Cure: Robert Smith tells fans he is ‘sickened’ by Ticketmaster fees as US tour goes on sale The frontman said that artists had no way to limit the ticketing giant’s fees but his band had declined to participate in the ‘greedy scam’ of dynamic pricing Robert Smith of the Cure has told fans he is “as sickened as you all are” after fans complained of Ticketmaster’s additional fees on sales of tickets for the band’s US tour.The band purposefully kept ticket costs affordable, with some as low as $20 (£16). But fans shared screenshots of Ticketmaster shopping baskets with varying fees across different venues: one image showed combined fees that exceeded the cost of a $20 ticket – each subject to a service fee of $11.65 and a facility charge of $10, plus an overall order processing fee of $5.50. Continue reading... https://www.theguardian.com/music/2023/mar/16/the-cure-robert-smith-tells-fans-he-is-sickened-by-ticketmaster-fees-as-us-tour-goes-on-sale

#Music #The Cure #Culture #Ticket prices #Consumer affairs #Bruce Springsteen #Taylor Swift #Laura Snapes #Culture | The Guardian

[reportwire]

The government may stop issuing Social Security payments after the debt limit is hit -- here's why

There’s a very real possibility the government will stop issuing Social Security payments after the debt limit is hit. Scary as that prospect is, however, the alternative might be even worse: A little-known provision of a 1996 law could be interpreted to allow the Social Security trust fund to be used not only to pay Social Security’s monthly checks but also to circumvent the debt limit and pay…

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#article_normal #Business #Business/Consumer Services #C&E Industry News Filter #Community #Consumer affairs #consumer services #Content Types #corporate #Corporate/Industrial News #debtceiling #debtlimit #Domestic Politics #Factiva Filters #General news #Government policy #industrial news #insurance #International relations #labor #Labor/Personnel Issues #Lifestyle #living #Living/Lifestyle #Personal Finance #personnel issues #political #Political/General News #Politics #Politics/International Relations

[tonynl83]

If any of the ppl receiving this “aid” have wood burners in their homes they will get a £300 fine for using it.

#energy bills #energy industry #business #consumer affairs #household bills

[krisztamayer5]

Key statistics: Two-thirds (65%) of those with ADHD say the condition makes managing their finances more difficult. 

Those with ADHD are twice as likely (76%) to suffer from anxiety linked to their finances compared with the general population (38%). 

According to those with the condition, spending impulsively (58%), struggling to budget (51%) and struggling to save money (49%) are the biggest issues they face. 

Those with ADHD are almost three times more likely to struggle with debt (31%) compared with the general population (11%). 

The majority (60%) of those surveyed who are living with ADHD said they believe it has a direct cost implication for them because of its impact on day-to-day money management, which they estimated amounted to just over £1,600 a year on average. 

`For Hannah Crawford it’s a task that can fill her with dread. “A supermarket is a nightmare,” says the 24-year-old, who describes going to buy food as “like being a three-year-old in a sweet shop”.

#money #consumer affairs #attention deficit hyperactivity disorder #society #uk news

[andreadewhurst]

#air pollution #uk cost of living crisis #energy bills #consumer affairs #environment

[smithleonardo]

Drug savings in new law aren’t just for seniors and mortgage application activity falls to lowest level since 2000 amid higher rates and recession fears

Drug savings in new law aren’t just for seniors and mortgage application activity falls to lowest level since 2000 amid higher rates and recession fears

Hi, MarketWatchers. Don’t miss these top stories. My son and his girlfriend want to buy our home and build an ‘in-law suite.’ Should I add him to the deed of our house? ‘Should we put them on the deed and then have them get a home equity loan to build or should we do a line of credit and draw from that?’ Read More Drug savings in new law aren’t just for seniors Inflation Reduction Act reforms…

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#article_normal #automobiles #banking #Banking/Credit #beverages #business #Business/Consumer Services #buying #Buying/Selling a Home #C&E Industry News Filter #casinos #clothing #Clothing/Textiles #community #construction #Construction/Real Estate #Consumer Affairs #Consumer Products #consumer services #Content Types #corporate #Corporate/Industrial News #crédit #electricity #Electricity/Gas Utilities #Energy #Factiva Filters #Financial Services #food #Food/Beverages/Tobacco

[eptoday]

#money #crime #uk news #mobile phones #consumer affairs

[globalcourant]

Over-the-counter hearing aids expected this fall in US

Over-the-counter hearing aids expected this fall in US

WASHINGTON — Millions of Americans will be able to buy hearing aids without a prescription later this fall, under a long-awaited rule finalized Tuesday. The Food and Drug Administration said the new regulation cuts red tape by creating a new class of hearing aids that don’t require a medical exam, a prescription and other specialty evaluations. Instead the devices will be sold online or…

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#aids #business #Consumer affairs #Consumer products and services #Consumer protection and advocacy #Consumer services #Diseases and conditions #expected #fall #Government and politics #Government regulations #health #hearing #Hearing loss and deafness #Overthecounter #R #Retail and wholesale #Science