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#but ive never expected Smoke as a type of weather. and im sure there's more to experience. ive only been here like 3 weeks. its not as gree
opens-up-4-nobody · 9 months
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#there's something really beautiful about experiencing the weather patterns of a new place#where i live now. its not like where i grew up. not like the foothills of Appalachia but its more familiar than the Chihuahuan desert was#when i go home to ohio everythings so green. so green. unimaginably green and the towns are in the woods. the hills roll#and trees billow deciduous and packed so tightly the treeline is like a wall of plant matter. here there are trees but they are tall and#evergreen. patchy in places like shrubs in the desert. the grass grows green but also pale tan and dead. houses are routed in valleys#between mountains. they're made of wood and not stucco but they still look strange and the landscape is crumpled together tall. and there's#water. it rains. days can be dreary and gray with drizzle. i forgot what thats like. when a single low stratus cloud blocks out thewhole sk#and fog clings to the trees. my school bus used to drive by a lake where thr fog was so thick i didnt kno how the driver could see the road#but somehow i forgot how much joy suspended water vapor gives me living in a place where when it rains it pours so hard the streets flood#and the greedy ground drinks the landscape dry. but there are new things as well. here smoke rolls up over thr mountains and gets stuck in#the valleys so that the weather forcast reads: Smoke for days on end. im used to tornado warnings and heat warnings and dust storm warnings#but ive never expected Smoke as a type of weather. and im sure there's more to experience. ive only been here like 3 weeks. its not as gree#as home. the storms dont seem to get quite so violent. the woods are so full of bears that its an active threat. but its not the desert#and while ill miss the shapes of desert plants and little lizards. when i look up at the pine and spruce trees i feel like i can breathe a#little easier. well see how i feel once the long cold winter sets in haha#but i dunno. part of me still longs for a violent thunderstorm. one where u can feel the temperature drop and u csn feel it building all da#one that bends the trees and smells like ozone. it was never like that in thr southwest and im not sure that happens here#but maybe thats just a desire for chaos and violence as a product of my pathological internal control. i cant be spontaneous so let nature#bring the fear to me. some of my favorite memories are watching lightning strikes#so it goes i suppose#unrelated#listen. is it fucked up to have ohio nostalgia? maybe so. but in my defense i grew up in the pretty part of ohio lol
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Snow Day
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Elliot Alderson x Female reader 2,125 words Warnings: Marijuana use, Alcohol use, Mostly fluff, mild to moderate suggestive sexual situations. ***** Sunday, December 1 My phone buzzed.
"Im on my way"
Elliot lived about 10 mins from my apartment, so it normally wasnt a bad walk except tonight the snow was expected to total about 14" within the city. Snow wasnt my cup of tea but its one of those few things that made Elliot happy. Like a school boy who just learned he didnt have to go to school and would run outside to build a snowman or flop down and make snow angels and just rejoice in the cold flurries that floated around him, the flakes softly landing on the tip of his nose and quickly melting away.
"Okay, see you soon" I quickly typed before setting my phone down on the kitchen counter
I had just gotten home from work and all I could think about was cracking open a bottle of red and snuggling with my boyfriend on the couch under a big fluffy blanket, watching old movies as the snow came down, tommorow being a guaranteed snow day for us and all.
I changed into a warm, ribbed henley shirt and bulky grey sweatpants that im pretty sure belonged to Elliot that I had aquired.
'So much better' I thought to myself. I opened the linen closet in the hallway to retreive the blanket and tossed it into the dryer on high just to fluff and warm it up a little. I went to the bathroom to quickly brush my teeth and check my hair and face. A few minutes later I came out and grabbed a bottle of red from the wine rack on the counter when my phone buzzed.
"Hey, Im here." I grew slightly confused.
"Okay, come on up!" I responded.
"Will you come down and take a walk with me?"
My heart skipped a beat. Elliot was in a rough patch with his mental state, I knew this weather made him happy.. so I obliged. I loved him more than myself so, naturally, I would do anything to make him happy. Just to keep him like this. This was my Elliot.
"Sure just give me a minute, Ill be right down."
I ran to my room and grabbed a pair of jeans and a bulky hoodie and threw them on. I got to the front door and slipped on my boots as I grabbed my beanie and slipped my coat over the hoodie. I despised the cold and snow, but like I said before.. anything for him. I grabbed my keys and headed out to the elevator.
I walked out of the small lobby and saw Elliot standing right on the sidewalk near the edge of the street, hoodie off, face torwards the sky. It was unusual, normally he tries to blend into the concrete or the side of the buildings in this city but tonight his demeanor was so childlike, it made my heart melt. I opened the door and was met with a blast of arctic air that immediatley sent chills thru me. I shivered as I approached him. He turned just as I got to him.
"Hey" he smiled, that warm, happy, content smile that damn near took my breath away.
"What are ya doin out here? Having fun?" I teased with a smile as I leaned in to give him just a quick kiss, PDA not being his favorite thing.
As our lips pressed, he lingered a little bit longer by putting both his hands on my head, cradling my jaw lightly. We kissed lightly for another few seconds before he pulled back, my jaw still cradled, and he smiled once again. I could feel the pure bliss radiating off of him.
This is my Elliot.
He softly grabs my hand as he smiles down at me. And off we go.
We chatted about our weekend, I hadnt seen him in a couple days so I was really looking forward to seeing him tonight and just relaxing together. The snowfall was that very quiet, relaxing, almost eerie snowfall. It was bizzare for the city to be this quiet. Him and I just strolled hand in hand for a few blocks, taking our time, chatting and what not. That was when a gust blew by, stinging my skin. I flinch and squeeze my eyes shut in response.
"Jesus it got 20 degrees colder!" I laughed while in pain
"Aw, come on, lets head back." he said.
By the time we got back to the entrance to the apartment complex it really did feel like it dropped a substantial amount in temperature. We finally got to the front door to my apartment as I entered the code to unlock the door. I audibly shook the cold air from my body and dramatically shivered as we stood by the entryway, flopping our boots off. I headed to the thermostat to up the temperature.
"You are such a baby" Elliot teased me.
"Im sorry, you know I love being warm!" I immediatley responded.
I walked over to the fireplace in the living room, turning it on. It was a fake but it certainly was nice ambiance.
Elliot shrugged off his hoodie and hung it by my coat near the front door. He then promtly took his seat at his spot on the couch. Giving a light stretch, he extended his arms and folded them behind his head, leaning back, just staring blankly at the dark tv. I yanked the hoodie off the threw it over a barstool next to the counter.
"Hmm." I said loud enough to grab his attention.
He looks over at me, snapping out of whatever day dream he was in with the powered down tv.
"Whats wrong?" he asked curiously.
"I know how we can get a little warmer.." I said with a grin.
"Oh yeah? Hows that?" he asked with a slightly devilish grin.
I smiled and headed down the hallway torwards the bathroom. Pulling the shower curtain out of the way I began to run hot water in the tub. I grabbed some lavender bath melts from a glass jar on a shelf, plopping them into the steaming water. I grabbed a lighter from a drawer and lit some candles, illuminating the bathroom.
Before I knew it the tub was nearly full. I turned it off and dimmed the lights and I headed out to the living room where Elliot had seemingly resumed his daydreaming until he heard me and glanced over at me with a content smile on his face, fully knowing my intentions. I said nothing but extended out my hand to him. He softly grabbed it and followed me to the bathroom.
"Go ahead, Ill grab some towels." I said.
He obliged and pulled his shirt off, followed by his pants, and boxer breifs, tossing them in a pile. I grabbed them and threw them in the washer, starting a small express load immediatley. I came back into the bathroom a minute later where he was fully submerged with just his little head poking out from the bubbles.
"Youre too good to me." he said with the same smile that melted me.
"Well its pointless to get clean then put on dirty clothes again, babe." I lightly teased.
"Oh wait!" I said while running to my room. I returned a few seconds later with a freshly packed bowl I had prepped that morning, anticipating Elliots arrival. He hummed in approval at the sight of me holding the bowl. I handed it to him as he reached up, shaking any excess water from his hands. Taking a huge hit, slowly blowing the smoke outward. Setting the bowl on a nearby shelf.
His eyes began to scan my body. Clearly it was my turn to hop in.
I smiled lightly and pulled my shirt from my body, tossing it to the floor. I unhooked my bra and slowly slid it off, exposing my chest. I made eye contact with him as my hands went to my button on my jeans, I tilted my head down a little and my long, dark, tousled hair flopped delicatley just past my cheek, past my collarbone landing on my breast in the worlds most perfect timing. I smiled to him an innocent little grin as I pulled my jeans down along with my underwear. Standing fully and dragging my jeans with my foot to its designated pile. His eyes blinked softly, matching his sweet smile. He never once stared at any particular part of my body, just my face.
"Youre so beautiful." he nearly whispered. I shyly smiled back and slowly eased into the hot water.
A little time goes by as we laugh and joke around, taking turns taking a few hits off the bowl, talking to eachother about absolutley whatever as we faced eachother from opposite ends of the tub. My foot in his hand, as he rubbed it lightly.
"Thank you" he said after a solid minute of blissful silence.
"For what?" I asked curiously.
"For taking a walk with me. I know you dont exactly love the snow." he said.
"I dont mind as long as im with you, El." I said flashing a content smile. "..thanks for warming up with me." I continued.
He responded with another smile. A few minutes later, we decided pruning wasnt a cute look. We both got out and wrapped up immediatley in a couple huge fluffy towels.
"Im gonna throw your stuff in the dryer, in my top drawer theres a pair of breifs you left here a few weeks ago..." He nodded and went to my room.
I dried off completley before wrapping the towel around my body and walked over to switch his clothes. I threw the fluffy blanket on the couch, it was still nice and warm from being in the dryer. He emerged a minute later wearing nothing but a pair of black boxer breifs. I tried but failed miserably to hide my eyes as they scanned his toned chest and stomach. He practically frolicked by me and laid down on the couch, exhaling lightly as his body plopped down.
'Im gonna cuddle that so good tonight.' I thought to myself.
I went to my room and put on what I originally had on before I met him earlier in the tundra that was outside. Along with some thick fuzzy socks.
I came out and stopped to grab a couple glasses from the cabinet, using a corkscrew to open the bottle of wine I had selected earlier.
"You want some, baby?" I glanced over to him as he was staring out the huge window, watching the snow fall. TV still off. He looked so peaceful.
"Sure." he said, barely audible.
I smiled to myself and poured.
I set both glasses down on the coffee table and headed over to the window to get a glance outside. A very noticable amount of snow had fallen since we came up. I was snapped out of my observation when I heard his voice crack ever so subtly.. "come here.."
I looked over to him and was met with bright blue/green eyes. The flicker from the fireplace cast a beautiful reflection. I got lost in them as they were the most blissful Ive ever seen him look. I slowly walked to the couch and laid next to him and snuggled in, pulling the blanket over us. I positioned myself half on top, half off of him inward torwards the back of the couch with my hand resting on his bare chest, and my head nuzzled just under his shoulder. We decided on an old black and white movie.
About half way thru my eyes became heavy from the marijuana/red wine haze when I suddenly felt the heat that was his hand running up and down my back, under my shirt. As he ran his hand back down, it hugged my torso, running along my hip bone.
"Mmm.." I exhaled with a closed mouth. I nudged my head into him, lightly kissing the skin around his pec. I could tell he was awake by his breathing. His right hand gently covered mine that was resting on his chest, squeezing it lightly. I looked up to him to be met with half hooded eyes, as If he was already watching me. I reached over and pressed my lips against his. Reminicent of our kiss earlier, just.. way heavier. Way deeper. It was certainly getting warmer. His hand began to trail up my back once more, only on the downward stroke he reached in a little further. My hand now matching his movements as I softly stroked down his chest, then his stomach...
Our breathing slowed down, but I certainly began to wake up.
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dogtagwindchimes · 7 years
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Okay so I just heard about hvz and it sounds EPIC! I really wanna do it! I saw u had your plan of operation so any tips for newcomers?
1)The Asshole rule, if something you think of would be a dick move or even slightly dangerous DONT DO IT. this is a game, you can take it seriously but be respectful to other players. this is rule #1. keep in mind you are a representative of the game to your college so dont break the rules!! the mods word is law so if youre going to make any modifications to your blaster GET THEM CLEARED WITH THE MODS!!!!!
2) KNOW YOUR WEAPONS. Nerf gun selection is important if you want to survive, especially till late game. you can technichally survive til late game with a 1-3 shot derringer by turtling but you will not survive survive the boss with it. during the final fray you could be facing a veritable horde of zombies depending on how good the zombies are that year. you will not survive if you dont have a decent gun or at least a bag full of sock grenades, nor will you survive a trip to get a better gun. When it comes to HVZ its nerf or nothing, off brand guns will jam, and sometimes they wont even accept the same type of darts. make sure to select your weapon based off RELIABILITY, MAGAZINE CAPACITY, RATE OF FIRE AND RELOAD SPEED. below is a short guide to the weapon types that will save your bacon if you even survive the first day.a. sock grenades: buy a cheap bulk pack of generic sock and add some duck tape and you have the HVZ version of a shuriken. if you put anything else in it you will be banned forever. extremely handy in a pinch if you dont freeze up when your gun jams. keep a few in your belt loops. if you have a bag with shoulder loops put them in those or in some easy to reach location. this will save your ass if your gun jams, so practice throwing them from those spots. if youre going to practice, always throw with your off hand! you main hand will be holding a jammed gun so even if you have a sling you want to get good at throwing with your other hand. ususally you will be in very close quarters as they will rush you when you gun jams so accuracy is important but not incredibly so. do it mainly for the muscle memory as you know what to do without hesitation. keep in mind nerfs darts will count aswell but are not as easy to throw.b. the trusty revolver: will never jam unless you have somehow used all of your karma. cons: small magazine and long reload time. try and get a hammer action instead of a slide action if you are getting a one as you can use it if you dont have sling for your rifle in a pinch.c. mag fed nerf guns: you can lay down incredible fire power until your gun inevitably jams. doubly so for both if you have an automatic. keep you batteries fresh and only use stiff darts to cut down on the chance of a jam happening. they are also the slowest to fire as the fly wheels have to spin up. also the flywheels make noise that will give away your positon, so be careful of door dives. also keep in mind your ammo use as its to easy to just spray and pray so make sure to bring spare magazines if you can get them. smaller clips tend to jam less but leaves you having to reload more often. always pack a mag a few darts under capacity to prevent stovepipes happening. d. roto-rifles: god tier, very reliable and with a decent magazine capacity at the cost of incredibly long reloads. decent rate of fire depending on how dextrous you aree. mega darts are awesome: these huge darts are very accurate but their size reduces magazine capacity. the roto-fury is probably my favorite gun due to its accuracy and modest magazine capacity and it being a roto-rifle. keep in mind, as awesome as megadarts are you have less rounds and mega darts are not as common so you cant scrounge for ammo if you run lowf. exotic weapons are usually unreliable:keep away from enormous bullet hoses like the rhino or vulcan, they take forever to reload if you dont carry spare belts/mags and their complexity makes them jam easily. the flip guns such as the flip fury with multiple 6 round drums are not incredibly reliable and it takes practice to use them efficiently. they are fun though. keep in mind a fuck hueg gun will have to be hidden when youre indoorsg. the scatter gun: marshmellow blaster work like a shotgun and are very funonly downside is if a zombie catches one in their mouth you become stunned, and its difficult to store extra tubes h. buy some spare ammo no matter what. you will thank yourself later.
3) STOCK UP ON YOUR FAVOURITE FOODS AND KNOW YOUR SAFE ZONESthe dining halls are safe, but the surrounding area is not. expect a fight if you go there, even if its the first daytowards the late game one of the priviliges zombies get is eating at the cafeterias without having anything to lose. the second you leave the cafeteria you will get mobbed by zombies who were eating lunch when you walked in and are ready to get you once youve had your final meal. be prepared to spend time in your safe room waiting out the apocalypse. if possible cook and eat in your dorm and avoid the hassle.
4) get yourself a good squad. doing it solo is hell, but atleast if your squad gets turned you dont have to face your friends who all decide to door dive you or besiege you. if theyre good friends expect them to want to go after you and your squad specifically. 
5) know your routes and peak times when everyone is out. avoidance is the best policy if you want to survive. keep in mind zombies will often call other zombies to where you are and so you want to keep to odd routes and times. sometimes you may have to wake up early to catch a caravan or to avoid prime zombie hours. dont be afraid to stay in academic buildings as they are safe zones so you want to avoid the after class battle back to the dorms/parking lot. keep in mind this is still dangerous solo, but if your gun isnt great you may need to do this sometimes.
6) change your plan if it gets leaked to someone outside the squad or if a squad member gets turned. knowing where you are or where youre going to be is half the battle for zombies.
7) SOCK YOUR ALLIES. you dont know who Patient Zero so and theyre disguised as a human until theyre ousted hence why you throw a sock grenade or shoot every single human you meet. the carrier could be anyone, even one of your squaddies. have a 13-14 minute timer going and re-stun everyone. if you set a 15 minute timer you might get tagged as youre trying to stun them.
8) CONSTANT VIGILANCE, keep you eyes open for bandanas at ALL TIMES. if the bandana is worn in a questionable way or blends in with the clothes you can dispute the tag! also dont give up your humanity if you think a tag was illegal! if you have doubts call a mod, the second you give up your code the mods cant do shit for you! beware players who will try and blend into crowds! ive heard stories of humans walking to class unarmed due to an ankle bandana and keeping cool, and zombies that will spring out of crowds to get you. if you are off campus THE GAME IS NOT ON PAUSE make sure to atleast have some sock grenades. there is a famous story from goucher about a player who went to a baseball game and his friends tagged him AT THE GAME. you can also be tagged through open windows so be careful. 
9) be prepared for exercise! you are going to be running ALOT so NO JEANS! make sure your shoes are comfy to run in and if you bring a thermal make sure it is thin and VERY breathable! will keep you warm when youre not fighting/running and will the airflow when youre running will keep you from overheating. I highly recommend a thin fleece and shorts depending on the weather that week. if possible do some cardio training and quit smoking tobbacco/weed. one of my friends got tagged the first day while having a smoke. if you have a vape/patches/lozenges you will be far less likely to get tagged and will have a better lung capacity once the game starts.
10) Dont be afraid to improvise! make sure you have some spare supplies to fix your guns but more importantly you may want to make modifications/gear out of duct tape or whatever else. a short length of rope makes an excellent rifle sling because carrying a fuckhueg rifle gets tiresome. duct tape can be fashioned into a shoulder holster for your sidearm, avoid leg holsters due to the probability of your gun falling out when youre fleeing zombies. tape your socks up or you wont be able to throw them effectively. if you have multiple magazines you can duck tape them into double mags for convenience, if youre feeling really fancy you can build a speed loader for your revolver. such gear is handy for everyday use and in a pinch. 
11) BEWARE THE DOOR DIVE, if your roomates are playing you may want to arrange your furniture to deter door dives. one of my friends created a ring of desks and dressers around the door in order to safely shoot zombies. you are not safe within 10 feet of a door so be careful. 12) be lowkey at all costs, if you end up a high priority target you WILL be besieged and get turned. especially if you have good friends.
13) go to your missions!! they are fun and will effect the outcome of the game. however if you think a mod is making a poor call dont be afraid to go home if you think you might get hurt / turned
14) numbers mean safety and success, for humans AND zombies. Travel in caravans for better protection or hordes for a better chance of tagging someone. Stealth is always an option too but is very dangerous. dont be afraid to be patient and try and wait it out somewhere safe if its peak hours.
experience: 3 semesters of HVZ at goucher colllege, HVZs birthplace. I have played with and against the 6th ranked zombie in the world, Morgan Richter. I have also survived a grand total of 259 hours as a human. im super excited for you as HVZ is HELLAremember to be on your toes and most importantly HAVE FUN (and b urself lmao)i hope these tips help you survive and GOOD LUCK
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Avera Georgia Cheap car insurance quotes zip 30803
"Avera Georgia Cheap car insurance quotes zip 30803
Avera Georgia Cheap car insurance quotes zip 30803
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Home Mortgage Insurance question?
Okay I need some info on mortgage insurance.i am currently living in my parents home which was built on their property, we don't live with my parents. My husband and I pay the mortgage, taxes, and the insurance. We are going to refinance everything into our name but in the mean time we are saving money for any down payments on the refinance(if any).Since we have not refinanced yet, what type of insurance do we buy, home owners or renters insurance?""
I am 30 and just got my UK licence and want to buy a car. Any tricks to getting cheap insurance?
I have had my NZ drivers licence since I was 16 and many years of no-claims. However, I haven't owned a car or insurance policy in the UK. Any tops for not having to pay very high premiums? I would love to get a sports car, but it's looking very expensive. (Would it be worth registering in girlfriends name and being a named driver?)""
Avera Georgia Cheap car insurance quotes zip 30803
Avera Georgia Cheap car insurance quotes zip 30803
I have a question about car insurance?
I just got my intermediate license and i can drive in between 6a.m. and 10p.m. The only problem is im am not covered on the car insurance yet. I have to wait til october until my dad can get me put on. How much trouble can i get in if the car has insurance but im not on it?
How much is car insurance?
I am a first time driver, a girl, and I have discounted insurance because I took driver's Ed. How much would it be and how often do you may? (monthly?)""
Teen driver and car insurance?
I am 17 years old and am looking to buy my first car. I have found a 2002 Buick Rendezvous CX that I am very interested in. The only problem now is insurance...With my car insurance company, Liberty Mutual, it will be close to $800 every 6 months! That is A LOT of a teenager or for anyone to be paying. That is also being under my parents policy which has the best coverage. What can I possibly do to finagle a lower price? I know that the car should be registered as pleasure driving, I have good grades, took Drivers education...what else can I do to try and lower my payment every 6 months? If there are any tips, please help me!""
Car insurance...........?
Right.. my mom already has a car and is the named driver of it. I have got a ford ka and have been looking on insurance company's and it is cheaper for my mom to be the named driver of my car but for me to go on the insurance.. Can my mom own to cars or is this not possible UK only please.
How much would my car insurance payments be?
I'm thinking about getting a 2011/2012 Hyundai Elantra and was wondering how much would my car insurance payments be with Geico, Allstate, or Statefarm? Also what would you recommend?""
Car insurance for girls?
I am 18 and looking at starting my driving lessons and buying a car, BUT insurance is so expensive for a first time driver. Does anyone know what the cheapest car will be for me to insure,?? Thanks.""
""My adult brother is living with my family, do I need to put him on my car insurance policy?""
My 29 year old brother has been living at my place for a few months. He's still covered by my parents car insurance in another state, but I wonder if I have to put him on my policy since he practically lives with me. He only drives one of my cars occasionally. His living with us should be temporary (hopefully no more than few more months)""
What is the cheapest car to insure for a 17 year old male? 10 points?
I'm getting ridiculous quotes for a Citreon C1 Group E insurance for 7000+ under 1 liter engine size !!! By using compare the market and other comparison sites! Where can I find affordable insurance quotes? My brother was insured on a 06 1.2 Polo for 2,300 and only been driving for 6 months. surely a C1 will be cheaper!! Need help""
Accident and Insurance questions. In California.?
So I got in an accident a couple of weeks ago. The other driver refused to show me her insurance. I was found 100% liable for the accident because the other driver lied about the accident . Now I'm getting phone calls from the other drivers insurance telling me that they are investigating their client because they think she got the insurance a few hours after the accident. What does this mean for me? I provided some pictures to the investigation team because they wanted the exact time of the accident. If the driver is found guilty what will happen. Will I still be liable? Also should I let my insurance know about this investigation.
ChEAPEST CAR INSURER FOR?
I want to get either a reno clio 2001 or an old mini. i know the mini is likely to be cheapest. I'm a 17year old male. Which company would give me the cheapest car insurance? DON'T TELL ME TO GO TO GOCOMPARE.COM TRIED THIS ALREADY, AND ON VARIOUS OTHER COMPARISON SITES. Thanks""
Which will make the insurance higher manual or automatic transmission?
I'm thinking of buying a car but I want to make the insurance cheap as possible I don't know if manual or automatic transmission will make the insurance cheaper
Insurance on a car that you do not own yourself?
Im 17 years old. My grandma will buy me a car. But she doesn't want me on her insurance, so she said i had to wait til i was 18 til she would buy it. I was wondering if it's possible for my mom to put insurance on the car for me, if she's not that one that own's it. She can't on it for medicaid reasons. Thanks.""
Im 19 years and i need a car but im woried about the insurance?
Hi im 19 years old. I have a good job but no credit. i recently saw this 2000 dollars car. how much could i be paying for the insurance.
What Are Some Good Health Insurance Companies?
I used to be a 1099 worker but just recently got switched over to a salary but i still do not have health insurance. Are there any affordable health insurance companies out there that ...show more
How long until I lose my health insurance?
I left my job on August 17, 2012. I had Cigna Health Insurance. How long until I get the letter that says I don't have it anymore?""
I don't have liability insurance! My mom drives her car that is insured! Can i drive her car?
I was removed from my parents insurance policy! My mom can drive her car cuz she has insurance. Can i drive her car>?
""In indiana, Do i have to have insurance to drive someone elses car who has insurance?
My girlfriends mom wont let me drive their cars anymore because some retard told her that I wasnt legaly alloud to drive if i didnt have insurance even though its not my car and even if their car HAS insurance
How can I get health insurance for myself and family and pay for it as business expense without employees?
I'm a successful part time entrepreneur in California, but I maintain my day job because of the group health insurance they offer. I'd like to cut the apron string and go out completely on my own, but the insurance situation holds these plans hostage. I don't want to buy private health insurance, I would like to structure my one man business so that I can easily purchase group health insurance for myself and family. I'd like to purchase group insurance as opposed to private insurance so that I don't have to deal with preexisting conditions and riders, etc. Since I'm still a sole proprietor, I have plenty of leeway in regards to business structure, and I'm willing to change whatever is necessary to get the best deal possible. How can I get health insurance for myself and family and pay for it as business expense without employees?""
What is the best but most cost-efficient insurance for a 22year old male driver who just got his license?
Used, older car (either 1990 honda or 1995 toyota). Just got his license. Want decent insurance but not outrageously price. Any help greatly appreciated - thanks!""
Car insurance 17 year old?
I just passed my test afew days ago and have been looking at insurance. Most insurers won't give me a quote and if they do it's 19k. But i was looking into classic car insurance for a mini and got a quote from adrianflux for 3500 but i was i told i was to young for classic car insurance. I tryed a 1000cc yaris and they would not even quote me. I checked my details twice and there all right. I asked over the phone why there is such a change im price when they have the same size engine and he just said there cheaper to repair n that . and just so it's clear the minii quote was not classic car insurance. So any one know the logic behind this? + any other suggestions about insurance will help.
How much would insurance for a 19 year old be?
Currently she's looking for a 1999 SAA-B 9-3, a 2000 mitsubishi Eclipse or 2002 Spyder Eclipse... Ball parkish, How much would it cost?""
Can I get Motorcycle insurance for a hired motorcycle in Thailand?
I am planning to spend two weeks in Phuket and intend to hire a motorcycle. Is there anyway i can get compriensive insurance for this? Thanks Phil
Should I buy a new car on interest free with free insurance or a second-hand car?
I have not owned a car in the UK, so have only had a full UK driver's licence for 4 years, although have driven in NZ for 14 years. Therefore, my insurance quotes have been in the region of 2 K. Was thinking of getting a new car to circumvent the hassle of looking for a second hand car and also to bring down my insurance the following year. Monthly repayments on a new car would be 200 on a 10 K car, or 3500 upfront for a second-hand car. Can someone give me a proper financial assessment and also the pros and cons of a second-hand and new car? Cheers!""
State Farm Renters Insurance: Explain Replacement Cost Coverage to me?
From what I understand, if a claim had to be filed, I would receive the current value of an item. For instance, I have a pair of $500 shoes. They are currently priced at $450, so the pay-out would be $450 and $500, correct?. Okay, so here are my two questions: 1) Would I be bound to REPLACE the lost item? Or would they give you the current cash value to buy whatever it is that you wanted to buy? 2) Are there no such policies that exists out there: a policy that would pay you what you INITIALLY paid for an item? So that one wouldn't lost out financially in the event that an item depreciates? If I'm wrong about any of the above, or if you think I need to be sure to clarify certain things with my agent, please let me know. Thanks.""
How much would insurance cost if i drove an Audi S4 at the age of 16?
what would be the average insurance cost?
Avera Georgia Cheap car insurance quotes zip 30803
Avera Georgia Cheap car insurance quotes zip 30803
Will a no turn on red ticket increase my insurance rate?
Got a ticket for no turn on red . To be fair, I saw the sign and ignored it. There was absolutely no traffic and I didn't feel like waiting. Officer set a trap and nab'ed me. I didn't make up a story to him. He gave me a $100 ticket and didn't give me any points on my license. I'm 20, been driving for 3, almost 4, years and have a flawless record. What are the chances my insurance, which is Allstate, will increase. I have no plans on fighting this ticket, will plead guilty and pay the fine.""
Wat is the avarage cost for car insurance in nyc? anyone! please be as specific as posible?
so ive been thinkin about getting a car. but i dont know how much i would be paying a month for car insurance..i would really appreciate to get accurate answers...thank u guys
Need insurance for mercedes car - which insurer will use mercedes repair centre?
I'm buying a Mercedes B class. Swinton have given me some good insurance quotes but during the long conversation (with Aviva) to get 7 day drive-away insurance I was told to be careful of the small print: to keep the Mobilo service I must always use Merc-approved garages for servicing and repairs; unfortunately Swinton's insurers say they will choose where the car goes and this is very unlikely to be a Merc garage. So my question is: what do Merc owners do? From whom do you get your car insurance to make sure any repairs are carried out by a Merc-approved repair centre?
How much will my insurance go up?
I am 16 and I just got my first speeding ticket. I have state farm and it is my first violation. I was just looking for a ballpark estimate.
Car with cheap insurance and cheap to run.?
Can any one advise which car to look for that has cheap insurance , low tax and is economical to run .I dont need a powerful car .""
Why did Democrats call their health insurance scheme the Affordable Care Act?
When in reality its making it more expensive for the middle class?
2010 camaro car insurance for 16 year old teen???
So ever since I saw te first transformers movie I have loved the look of the camaro, and after 7 years I'm deciding if I should get one as my first car. Im a major gear head, especially muscle cars. So I've been looking at some 2010 models that are around 14-16 grand. I make on average of 350-400 dollars every two weeks at my job, and I have enough to put around 5000$ down, now more or less ill be paying some where around 180-230$ a month. Now what worries me is the insurance cost.... I know for a first time 16 year old teen it's a bit expensive, so basically on average how much would the insurance be a month? Just an estimated cost would be perfect, and please don't tell me it depends, just a General estimation please and thank you, ps I have a 3.6 gpa and never been arrested, don't know if that helps lol""
Do you need insurance before you own a car and before you have your license?
I already have my permit, after I am done with my 6 hours do you need insurance to drive your own car?""
Denied for life insurance thru employer?
Met life denied me for life insurance. Met Life sends a denial letter to my employer....Can I get fired for that...The life insurance company stated they cannot disclose any info, however, can Human Resources call me in and ask me why? It is a company life insurance...... I would think this is a privacy or Hippa Issue......Need some help..""
Car insurance question?
Would my car insurance be any higher if i got a ford escape rather than a car? My parents wont let me get a Chevy Tahoe for my graduation because they said SUVs make the car insurance go up really high, so would my insurance go up alot if i got a Ford Escape, since its not as big as a Tahoe.""
A question on fully comprehensive car insurance cover?
im 17 years old and am insured with quinn direct. I was just wondering if i would be able to drive other cars not insured under my name on third party? thanks for the help :)
Whats a cheap car insurance company i could try??! other than quinn any recomendations?
see above :)!
How can I get cheaper car insurance as a new young driver?
Hello I'm a first year University student and I'm now looking to get my first car. As you may all know, the prices for insurance specially on young drivers are very high and I obviously will not be able to afford 350 a month for insurance even on my part-time job. I just wanted to know if there were any legal ways of my getting a cheaper quote. Could I insure under my uncle's name who has 9+ years NCB on his license? I'm aware of fronting and that most parents do it in order to get a cheaper quote for the son/daughter but i'm sure there are other legal ways of getting cheaper insurance right? I've previously driven in other countries if that also helps. All help will be greatly appreciated Thank you, Robert""
What is the best insurance company to work for?
I'm 19 and i have also thought getting into sales would be exciting. there is other reason but doesn't really matter. Anyway I'm hoping that there is a good Insurance company that has a good training program and allows entry level people to work hard and succeed. A company that wants people to succeed. So far every agent i have talked to has said their business is the one to be in so i just want some not so bias opinions. seems like all the insurance companies just want to get UN knowing teens ( like myself ) in and work them for 6 months to a year and suck them dry of all the money they have. i understand that you have to work and its not just six figures in the first year.
Insurance for a 16 year old. ?
I turn 16 on December 30th, and i can get my license on January 4th. I know insurance costs less if you have a 3.0 or something like that in California, thats the state i'm asking about. Our new semester starts when we go back to school on the 3rd or something like that and i will have all a's. I was wondering if anyone knew if they look at those grades, or the final grades from the semester before? this is for the deduction on the insurance, anyone know?""
Where can I find cheap car insurance? ?
I live in Cleveland, OH... im 18""
How do you get cheap classic mini insurance when your 17 and its your first car?
My friend (also 17) got his insurance for 998, i asked and he said about classic mini insurance and joining a mini club, can someone explain and help me?""
Travelers -safeco insurance..need help?
Hi Everybody .. I am in CA and paying around $2K yearly for Auto Insurance only . I recently got a quote from Travelers and Safeco Insurance for about 1400 yearly (for Auto and Home) . That is a very good saving but I have not heard much about these insurance companies . Any Ideas on how good and reliable these companies are ? Is Travelers better than safeco or vice versa .. Any help is greatly appreciated
Car rental insurance? I have auto insurance and credit card insurance.?
Hi, I'm totally new to car rentals (having just turned 21 a few months ago). I'm planning on getting a car from Dollar Car Rentals. I have auto insurance via AAA and I know that if I use a major credit card, there's some coverage there as well. Am I required to purchase insurance through Dollar, or am I able to use my own? What about the credit card coverage? Thanks!""
What is the cheapest car insurance premium quote?
That you know of , for an 18 year old male driving a group 1 car. Thanks.""
How much does auto insurance cost for a 16 year old male with Erie?
I just got my license and now I want to get a car but my dad wont pay for insurance, I was wondering what the possible prices might be. I would like a Jeep Wrangler or a VW ...show more""
Do I have to make an appointment to get car insurance ??
or do i go in the car insurance building and they give me insurance that day ??
16 years old can I get insurance ?
K so I'm 16 getting a 2002 BMW m3 how much will insurance be with just the cheapest I can get how much will insurance be ??? 10 points
50cc moped scooter insurance?
I live in PA. I am thinking about geting a moped scooter 50cc. About how much does insurance cost?
Wat is da average cost of car insurance for a brand new car driven primarily by a teen?
INSURANCE, TEENAGER, COST""
Avera Georgia Cheap car insurance quotes zip 30803
Avera Georgia Cheap car insurance quotes zip 30803
I have a question about car insurance in N.C.? I REALLY NEED AN ANSWER????????????????
okay, im 15, im about to get a car signed over to my name, what im wanting to do is have it in my name, work out the problems with it over the years, then by the time i get my license, it'll be running nice and good so i dont have to worry about it, sounds simple huh? well i've only encountered one problem with this, and that is my mom says that you need to have car insurance to be able to own a car by law. so the whole time that i own the car, fixing it up and stuff, (when im not driving it), ill have to pay car insurance on it, i dont have a job yet, so i dont wanna dig a ditch that i cant get out of, so by law in N.C., do i have to have to have car insurance on a car, if i dont have my license, and im not driving it, i guesse a simpler way to put it is do i have to have insurance on a sitting car. an answer is crucial and best answer gets 10 points, please help thank you""
How much will my car insurance be as a new driver?
I'm learning to drive as a necessity for a new job, but I am struggling to get a reliable estimate of the insurance premium I should expect once I have a car. I know that nobody will be able to give me a precise figure as it depends on so many variables, but I wondered if anyone would know what to put into a quote generator to get something accurate? I'm female, in the UK, 27 years old and will need a cheap and cheerful 5 door hatchback. Unfortunately I don't know enough about engine sizes and that sort of thing to know if I'm answering the questions on the form realistically. I tried compare the market and got a cheapest quote of 3,700 per annum - does this sound right? I know it will be expensive but even so that seems very high for a 1999 Vauxhall Corsa! (the car I used to get the quote). I do realise this is a very subjective question but any advice is greatly appreciated - at the moment it is looking like I won't be able to take up a dream job offer as all I will be doing is working to pay for a car that I oly got in order to take the job :(""
Taking new car home with no insurance?
So the car is in my Moms name and she has insurance, but she has to drive her car home, meaning I have to drive the other one. I don't have insurance, but we are getting GAP insurance. Is this safe? If I damage the car are we covered?""
What would be a good and cheap car insurance here in TX?
What would be a good and cheap car insurance here in TX?
What type of car insurance is the best for first time drivers?
About to buy a car for the first time just wanna kno wat car insurance would be the best for a 16 year old
Did you know about a lost payee on your car insurance?
THE BANK CHARGED US A EXTRA $100 ON OUR CAR NOTE WITHOUT US KNOWING THEY SAY THEY SENT US A NOTICE BUT AT OUR OLD ADDRESS.NOW WE OWN THEM ABOUT $1200 WE READ OUR CONTRACT THEY CAN DO THIS WE HAVE TO SEND THE MONEY AND PUT THEM AS THE PAYEE ON THE INSURANCE FINE.WE DID THAT BUT THE PERSON AT THE BANK IS REAL NASTY TO MY WIFE THE EVEN THREATEN TO REPEO THE CAR IF WE DONT PAY THEY SAY WERE RE LIKE THREE MONTHS BEHIND DONE TO $100 DOLLOR FEE THEY WILL REFUND THE MONEY WHEN THEY ARE PUT ON THE INSURANCE AS THELOS-T PAYEE THEY WONT EVEN LET HER SPEAK TO A SUPERVISOR HAVE ANY BODY ELSE HAVE THIS PROBLEM.
How much is unsurance for a 16 years old?
I am about to get my provisionary license soon, after i turn 16. I am wondering how much insurance will cost for us. We live in california. My parents are both good drivers, and have never been in an accident for the last 10 years. We have state farm. My parents are right now insured to 3 cars ( toyota seina, lexus gr300, nissan versa) and i will be added in there soon. I am wondering how much their insurance will raise because of me. Don't ask me to ask an agent or go to a website to find a free quote. I understand you can not give me a near exact answer, but just an estimate is good.""
Life insurance quotes make me save money?
Life insurance quotes make me save money?
Where is the cheapest van insurance available?
I'm 21 and looking for cheap van insurance....Any recommendations?
What would insurance on a er-5 be like for a 17 year old?
I recently asked how much gsxr400 insurance would be for a 17 year old, however being a sports bike it costs more, but what would it be like for a bike like the ER-5. also i would go ...show more""
What is the best affordable health insurance for students out there?
I am thinking about changing my provider and was wandering if anybody has any recomendations?
Where can I find non-owners insurance?
I need what is known as an SR22 which is also non-owners insurance. I have looked everywhere and it seems like nobody has a policy for it. If anyone knows anything about it. Please let me know.
Health insurance question?
This question came to mind as my husband attended the annual insurance meeting at his job. The premium is going up 2011, the deductible went up, he got a 5% cut in pay last month, has not had a raise in 3 years, took away overtime and shutting down a week every couple of weeks. As if we could not pay for insurance right now hardly, when he retires in a few years he will have at least medicare but I am 9 years younger and will have nothing. Any ideas as to how to get affordable health insurance at 55 years of age. Appreciate any suggestions. Thanks""
Self employed insurance?
bf is self employed and never been covered under insurance before. I am looking into policies but can not find out anything about preexsisting conditions. He hurt his shoulder several years ago and will probably need surgery. he did see a doctor at that time, but nothing was done, and nothing has been done since. What would be the waiting period if he did see a shoulder specialist and there recomendation was surgery""
Which company has the cheapest Car insurance for 16 year old drivers? I live in NC.?
How big will the difference be monetarily between owning a Honda s2000 or a $1000 old mazda?
Whats the best car to get to make your insurance cheap as possible?
I turn 17 next month and start my job this month, so i'll have money spare, so i'm thinking of getting a car, but i know insurance can be really expensive, so i was wondering what car is best to keep the cost of insurance down? Thanks for answers :)""
Where to buy cheap auto insurance?
Im 19 years old and I have had my license for about a year. I have no speeding tickets and have never been in a wreck. My driving record is picture perfect. I have been driving my moms car and she has had me under her insurance so it was really cheap. But Im getting ready to buy an 06' Chevy Colbat and where I am buying it off a car lot, she cant afford to put me under her name on insurance, becuase I will have to get full coverage as where as before I had liability. Is there a place in WV or somewhere online that offers reasonable prices on full coverage insurance for someone of my age. My mom is telling me my insurance is going to be about as much as my car payment. Is there any way to get it lower? I need a cheap place for insurance! Thnks.""
I applied for Car Insurance and...?
They asked me if there any other drivers in the house. I told them my parents and my older sister have insurance.. I am 24 and they said thanks for telling us? The question is does that mean they can once in a while borrow my car and they are covered?
Car insurance?
If i have bought a car but but the car is not insured, then can someone else who is fully comp drive my car?""
Car insurance for a 19 year old?
Ok about a few Weeks ago I was involved in a wreak, I had no license and was not under my parents insurance. Luckily i didn't go to jail cause I was rear ended. Now I'm attempting to get A drivers license after SO long I've been begging for one, The only thing that's held me back from getting one was my parents because they said i would be tagged on into the insurance, and that I had to go under another address. Now after the wreak they said I cant get one, because once the insurance finds out im driving, they'll automatically add me on, is this true? I want to get back on the road and walking is pretty bad knowing i have a car ive been paying for the [ast two years for. BTW I live in Texas and under state farm.""
""How much will insurance be on a bmw 5 series 3 litre 17 year old, SECOND DRIVER!?""
im looking on how much it would be for my father to make me his second driver so I could also drive his car, it is a bmw 5 series 3 litre, im 17 year olds I have only just passed my test, please no stupid remarks/commentx""
About how much would car insurance be?
My husband and I are stationed overseas for the army and we are looking to buy a new car. (A Ford Focus or a Ford Fusion) I want to know about how much it will be a month/year for insurance. We are both under 21 (19 and 20), but my husband turns 21 in January. Anyone have any idea how much it would cost?""
Cheap Insurance For Teens.?
I am 17, and I live in KY. Know a cheap company?""
Who is the cheapest car insurance company for two cars?
One is a 1993 Ford Probe and the other is a 1994 Toyota Camry.
Approximate price of motorcycle insurance?
hello, i am 17 years old and have just gotten my M1, i am looking at buying a honda cbr 125 (2008 in white). i was wondering if anyone had an approximate estimate on how much ...show more""
Avera Georgia Cheap car insurance quotes zip 30803
Avera Georgia Cheap car insurance quotes zip 30803
https://www.linkedin.com/pulse/best-cheap-insurance-cars-new-drivers-alfred-valenzuela/"
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