#unpriceably

[indigayghost]

Nandor wants to be a guy wife so bad like look into his eyes it's his deepest desire

#Like really Nandor just wants to be a wife #wwdits #what we do in the shadows #nandor the relentless #He would dust the shelves and drop 5 different unpriceable artifacts and then Guillermo would never let him do a house chore again #And then he would try cooking and put the whole house on fire #And then he would try to give Guillermo gifts and would by all the stuffies from the nearby stores and fill the house #Then he would finaly content himself in being the trophy wife he is #Dumb and hot

[harpyco]

I’m going to close my iap comm for moth appreciation pack until the next long holidays. However, I will open for another iap.

Since I’m kinda new to comm, I want to know which kind of art fit the price.

#idk but is my art comm for moth pack unpriced?? #sky children of the light

[iron-cutting-meteor-sword]

only benefit to having twitter downloaded at all is the extremely rare twitter person tweeting about getting rid of Lupin figures they don’t need/have extras of and seeing it early enough that you can put in a bid.

#i don’t have money for this at all but they were talking about being kind w shipping and the figure are rare so 😭 #what is it that makes me think twice before purchasing a Goemon keychain but jump in on bidding for unpriced figurines #they are the same. arguably the only difference is that shipping won’t eat my wallet

[momdomsenpai]

𝐁𝐀𝐊𝐔𝐆𝐎𝐔 𝐊𝐀𝐓𝐒𝐔𝐊𝐈 | 𝟖:𝟓𝟐

“Do you think stars are unaware of their own existence?” The question comes naturally, mostly by mistake.

It’s a little cold, unpleasantly so, but you can’t really care. The sky stretches so beautifully over twilight, with diamonds that sparkle carrots unpriceable against black space, and dark gray clouds almost unseeable, but unmistakable. A beautiful sight.

The shiver that never makes it’s way to your skin waits beneath, threatens you to be on the brink of freezing, but never quite there, so you wait. You lay, with your back against the grass, and with a silent mind that can think of nothing but how beautiful. These moments that feel unreal, and almost a bit comical. The ones that will make home inside your mind and become core. So you bare it, and you wait for that shiver, that waits beneath your skin, and threatens you to be on the brink of freezing, but never quite there.

“You can’t miss what you’ve never had” katsuki says, idly. You never said anything about missing something, but then again he’s always known you a bit deeper than your words. Or maybe just understood what wasn’t necessarily face value. He just, understood that there was more, even if it wasn’t on purpose.

His calm demeanor is relaxing, and maybe a bit disarming. You don’t realize the change until it’s gone. You don’t realize the heat had gotten a little softer until it’s blazing again, but in this moment you don’t care. You know you’ll look back and be curious about the change, but for now you just live in it. For now you aren’t curious, and you think you’re okay with that.

Maybe that’s why he gets this way around you, too. Because you don’t say anything until it’s gone.

“What a joke” you say in return, because there is nothing much else to say. You don’t move, and neither does he. You sit there in silence, with your hands behind your head, digging into the vibrant greens of grass blades in your sweater and jeans that you hate wearing, but it’s easiest to put together when you’ve got nothing else to wear.

Can’t miss what you’ve never had, what a lie. A scheme. A trick. It reeks with dishonesty every time you long for the dreams of your childhood. Every time you look back, and miss what you never had in the first place.

Bakugou doesn’t say anything in response, and though you’re used to it, you can’t help but look over. Glance at the way he watches those sparkling diamonds like crystal sprinkles on an inky black cake. But who really puts sprinkles on cake? And who really cares? The curve of his nose is sensual, bathed in moonlight. The curve of his lips, too, is no different.

Can’t miss what you never had, what sick dishonesty.

“Do you think they’re aware of their own beauty?”

It leaves you before you can stop it, but you don’t mind. Unthoughtful words are usually the most honest. The ones that come without thinking, without conscious effort. They’re so real, something about them, and you don’t look away from him. He doesn’t look at you, though. Doesn’t move at all.

“They’re just stars” he says, then. And silently you thank him for his bluntness. Your lips purse in an uneven smile, and you roll your head back towards the sky. Just stars. Yeah, you guess he’s right. Burning up what comes near and living to their own gravitational pull. No feelings, no thoughts, just empty space and freedom. Must be so carefree.

“Yeah” you laugh softly. Not bitter, or sad. Maybe a little disappointed but it doesn’t show. You’re often disappointed by reality, in the most consequential of times. It’s easy to be upset by things that are real when you live in your head.

The truth of that, well, it’s a bit too much to unpack right now. Katsuki’s existence, next to you, you’re definitely aware of that. It’s a bit unlike your question, because his existence is not yours. You don’t live his life, and truthfully you don’t really wish to. Honestly, you don’t think you’d choose to live any other life if given the choice, but, he reminds you too much of a star. Maybe that’s what makes these nights so unspeakably intimate. The fact that these nights are spent observing his presence, and not the stars, up there, unaware of their existence. Just stars, but you’d argue they’re so much more.

He’s so much more. It’s painfully corny, but you can’t care. Not really.

Are you aware of you’re own beauty? But it doesn’t come this time. Mostly because it is a conscious thought. Something hesitant. Something you long to say, but can’t. It’s too personal. Too much, all at once. And yet, not enough. You’re not sure you’re ready to face it.

If you say it, it makes it real. Watching, from your own existence, as he shines, and blazes, and lives in the freedom of his own gravitational pull, unaware. You observe the way that he doesn’t say what he means, fully. As affection bleeds through deflectant eye rolls and belittling scoffs, pouring into the empty cracks and filling those empty spaces through actions where his words lack merit and meaning.

He growls, but it’s kind. Yells, but it’s only because he knows nothing else. It’s a queue, to his mind — like an uncontrollable trigger — to get aggressive when his heart feels soft, and his soul feels warm.

At least, you think so.

It was difficult not to fall, not to care. Difficult not to find beauty in the hot flames and flickering aggressiveness of katsuki. That same fire that burned bright and blazed down a war path of victory could revive frost bitten fingers and warm shivering bodies. Could light the way to salvation, shed hope on the most hopeless, against their will because he was simply just stronger. Strong heart, strong soul. It was only a matter of time until he was aware of it.

That’s how he differed from a star. He would be aware of it, someday. And there was nothing anyone could do about it. Nothing anyone could say to change the course so fated upon the beautiful blonde that lay next to you in lush green grass.

“You’re shivering” he said. He was glancing at you now, with vermillion eyes that made your chest feel hallow.

Can’t miss what you’ve never had. A trick only a fool would fall for. You knew better.

“Habit” you say, but he seems unconvinced. You relent looking back, because you’d probably shatter into a million pieces under the weight of those vermillion eyes. Under the pressure of knowing that this thumping of your heart was real. That the delight at the thought of sitting a little closer was honest.

“Maybe we should go inside” he says through lips unusually gentle, and still, you relent. Can’t look — won’t.

Any attempt to stabilize your breath is futile, but you still try. Shaking your head softly, and you give in.

“No let’s…let’s stay. Just for a little longer” you turn your head, met with rubies forged in something inhuman. Something unreal, and you bite your lip before turning back.

Just a moment of weakness, you think. Just a peak.

“Yeah, whatever. Just a lil’ and we’re going inside.” And there’s no room for argument, so you nod again.

Just a little, you think.

#mommyd.writespt2 #mds.katsuki bakugou #mds.bnha #katsuki x you #katsuki x reader #katsuki x y/n #katsuki scenarios #bakugou x y/n #bakugou x gender neutral reader #bakugou x reader #bakugou x self insert #bakugou x you #bnha x reader #bakugou scenarios #bnha x gender neutral reader #bnha x self insert #bnha scenarios

[shiftythrifting]

This time from Building Blocks, a weird little religious thrift store in Lacombe.

WWII propaganda poster that I've never seen before, Cera in small plush form (there was also Nala, guessing both belonged to the came child), Bible Pictionary and regular Pictionary, church kleenax holder, green plates I wanted but they were unpriced and there was at least 15 of them, and a 35th wedding anniversary plate. There was also 25th and 50th plates!

Not included: the weird, uneven floor.

#thrifting #shiftythrifting #submission #housewares #decorative plates #toys #religion #games #tissue holders

[barstoolblues]

my purchases frank the store guy was like yessss blur and bob and let me look at his unpriced cds

[dndcardsmith]

Potions of various resistances!

Here is a list of the 10 magical damage resistance potions, both priced and unpriced.

As always, the cards are created to be the same size as trading cards. All you need to do is simply print and cut them out to have easy handouts within your game.

#dungeons and dragons #d&d 5e #d&d #potions #Potion of Resistance

[zoeysdamn]

Treasure Planet: a way underrated Disney movie [critic]

Hi, hello, it’s me again, rambling about a movie like I’m working for the Nostalgia Critic instead of writing next chapter or actually do my work. What can I say, I love to ramble on obscure subjects (but since at least once person enjoyed the critic I wrote on The Witcher: Blood origin I solely did to improve my writing skills, I guess it’s okay lmao) Love you and stay hydrated ♥

Time to analyze and bring justice to Treasure Planet 

There are some movies that leave a mark on you, that you’ll always remember of through your life. It isn’t necessarily a good, Oscar-winning movie, or a mindblowing work, but it is an unpriceable memory to you, and that’s why it is one of your favorite movies ever. That’s how I feel about Disney’s Treasure Planet. 

First thing first, I’d like to highlight an important aspect about this critic: Treasure Planet is the first movie I’ve ever seen in theaters. I was 3 years old, and seeing those incredible images of space and stars up on a big screen through my child’s eyes definitely did something to me (cue my tattoos of moon and sun I guess). So what I’m trying to say is, that even if I’ll be doing my best to make an objective critic, it definitely won’t be one. I love this movie so freaking much, do not try to stop the fangirl screaming in me. I watched it again recently with my brother, and even if I know it like the back of my hand, I couldn’t believe that a lot of people still think poorly of this movie.

That being said, let’s move on to the main subject: in what way is Treasure Planet an underrated movie? I’ll be trying to analyze why it failed to be a new success for the Disney company at a time of many mildly successful productions, and carry on about why we all should appreciate it more with a new eye, for it brought many great things. 

First, let’s talk about the context of this movie’s release. In 2002, Disney wasn't in its golden nor silver age anymore. The last original movie – meaning, that isn’t a prequel or sequel of a previous franchise – was Atlantis in 2001 and Kuzco in 2000 (I’m not including Monsters Inc., given it was a Pixar co-production). The first wasn’t exactly a financial success (although it is also one of my favorite Disney ever, what can I say, I like the unloved ones), and the latter, even if I still think it’s one of the most hilarious movies they ever made, was not a great movie. So when Treasure Planet launched and turned out to be a critical business failure – 109 578 115 $ at the box-office for a 140 000 000 $ budget, and if you’re wondering, yes it is indeed a big failure – nobody ever talked about it again. The failure is even greater given not a single Disney Park has an attraction on this theme – but we’ll talk about this later. Now, not many people actually know that this movie ever existed.

Now that we have a little more context, let’s go even deeper and see the different elements that lead to this catastrophic failure within the movie. It’s important to remember that I’m not an expert either in movies analysis or the Disney company, there’s a lot of things I don’t know or don’t have any numbers to prove what I’m saying. I’m simply here to ramble and list things that seem important to me, and I’m making a hella lot of assumptions. 

Given the general context of the movie release, I think that what wounded its reputation the most is the 3D used. It is – if I’m not mistaken, and I probably am – one of the first Disney animated movies that uses so much 3D. And let’s be honest…it aged badly. I’m not bad mouthing anybody’s work, I appreciate the fact that Disney tried something; with every new experiment, there have to be some clumsy first try, and yeah, we could say that Treasure Planet was this one. But remember, the movie came out in 2002: a year before, Dreamworks leveled up the 3D game by releasing Shrek, and next to it the 3D view in Treasure Planet looks cheap. The idea was interesting, the view in a gradual zoom on the moon-turning-to-be-an-harbor was really a good idea; but the messy outcome of the visual cost a lot more to the movie’s reputation. 

Another thing that may have contributed to the movie’s unsuccess could be the lack of “typical” Disney elements. I’m here talking about things such as a romantic interest for the main character, a princess/royalty character, or catchy musical moments sung by characters. If we look at the Disney animated movies that had been released around the same time, it was all movies and/or sequels about princesses (Beauty and the Beast, The Little Mermaid), or already popular characters (Peter Pan, Winnie the Pooh, etc.). Choosing to not give a female, princess-like, and popular character was a bold and risky move for Disney; as a result, the story was led by a forgettable character who didn’t leave any mark in people’s minds. Again, I’m talking while trying to be objective, you bet I remember Jim Hawkins; we’re talking about one of my very first fictional crushes here, I’ll take the defense of this amazing character later. 

Of course, the story does give a glimpse of a love story, but between two side characters. Not enough for a company who built most of its movies’ success on princesses and true love kisses. The same could be said about the lack of songs; there’s always a tune immediately blasting in your head when someone mentions Disney, the absence of such joyful musical moments certainly wounded Treasure Planet’s reputation. But on the other side, the only song within the movie (I’m not counting the outro) is really deep, and well inserted in the plot. I hardly picture any of the characters, even the main one – especially him – starting to sing their feelings out of the blue. The lack of sung serenades makes sense, but it may have not been appreciated by viewers who expected a full Broadway show. 

Finally, the whole aesthetic may have been quite unsettling for most of the viewers. I think the movie came out at an in-between of steampunk glory – after the success of Lovecraft and before the 00’ return of this style’s popularity. Again, I'm a big fan of the whole design; but it was also a bit too daring for the time. 

So to sum this up really quickly, I think that Treasure Planet was released too soon. It has the potential to be a bigger success, should it have been released nowadays. Beside the 3D parts that have aged badly, I honestly don’t think this movie’s outdated the slightest. I still think today that the viewers of 2002 weren’t ready for this movie, its story, characters and message. And to defend that, I’ll list the elements that make this movie a brilliant one. 

First of all, the whole story inspired by Stevensons’ Treasure Island is a major good point for me. The pirate aesthetic hadn’t come back fully in pop culture yet, and the original story has very interesting material ahead. The source of inspiration was an excellent idea. It also led to the unconventional coming-of-age story; most of the plot in this kind of scenario is about someone who becomes an adult somehow, through an epic quest. They have a good life, but thrive for more, or are the “chosen one” and all. Here, Jim is, admittedly by his mother, a juvenile delinquent. This late teenager is lost in his life, torn apart between his dreams of freedom, and the love he has for his mother. He doesn’t want to let her down, or disappoint her, but he doesn’t know what to do because no one can guide him through what’s possible for him. And as a young adult who had been through such a crisis for 5 solid years (and still not completely out of it let’s be honest), it is an important subject to bring up. It’s not that Jim is lazy or inherently a bad son, he just doesn’t know what to do and what the possibilities are. The cops, the clients of the inn, even the doctor and his mom had categorized him as a good-for-nothing so he’s kind of stuck in this role, all while deeply loving his mother and trying to help her. This internal conflict between what you want to do for your own good and what your heart wants to do to keep your loved ones (especially family) safe and proud of you isn’t completely foreign in a Disney movie; but it is something that is more recurrent in later movies, such as Moana, Tangled and such.

This is a great transition to address the subject of Jim’s family, which is also depicted in a very modern way in my opinion. The fact that he only has his mom in the movie is…painfully classical in a Disney movie (I mean, the no parents policy is basically a private joke in Disney movies now). But it’s one of the first movies where the dad’s absence is clearly and loudly mentioned, either by the characters themselves or through the song. It is also one of rare cases of a parent actually leaving their families; during the song, we see Jim’s dad leaving and never coming back (probably out buying intergalactic milk, I don’t know), but we also see Jim’s mom crying, him being deeply affected by his father’s absence through different phases of his childhood, and more than that, the effect of his dad’s absence is clearly mentioned several times. We don’t know if his father actually died out of space or if he just left Jim and Sarah – although several elements seem to indicate so, such as the fact we never see his face, that Sarah doesn’t have any picture of him in the inn or in her memory-locket-necklace, or that Jim says that he doesn’t miss his dad who’s more like “going away and never coming back”. Parent(s)’s deaths in Disney movies are usually either briefly mentioned as such (Atlantis, Cinderella, etc.) or a means to bring up a more tragic backstory that serves the character’s growth (Tarzan). Here we have a very realistic, bitter case of a father leaving his child and wife for no apparent reason; for a 2002 Disney movie, it is indeed a very modern take at the subject of one parent’s disappearance, especially at how they show the effects on every concerned character. 

And this is a very appreciated choice! When Encanto was released almost two years ago, I was thrilled by the serious issues such as intergenerational trauma, gaslighting within a family, and pain caused by neglect of elders someone looks up to. My first thought was “Finally, we can have a Disney movie that addresses very much real family issues, it’s a big step for them.” But then when I re-watched Treasure Planet, I realized that Disney had done that before, almost 20 years ago; and that’s why it’s a great movie. Children aren’t dumb (yes, I’m actually saying this), I do believe we can talk about any subject with them if we use words and concepts they can understand. They’re naive about a lot of things, and it’s natural they’re still kids; but if a kid can watch and understand Ariel wanting legs to seduce the good-looking fellow on the boat, they can understand that sometimes family can take different forms, including a single mother and her sons both struggling on different scales due to a husband and father abandon. 

This whole setting also allowed the movie to have a slightly different type of main character. I mentioned it briefly before, but Jim is a more complex character than most of the Disney protagonists of that time - and before. Once again, let’s make something clear about typology: complex doesn't necessarily mean complicated. Jim has a rather easily understandable goal, he wants to find his place, and what to do with his life. But the fact that he’s standing in-between the brashness of late-teenage years and seriousness of young adulthood, probably triggered earlier by his dad’s disappearance, makes him more complex. He’s a morally gray character, who’s sometimes acting like a brat (trespassing several times, getting arrested and such), but who also wants to get things right, especially for his mom. So by complex, I mean that Jim has nuances; much more than traditional Disney protagonists (that is especially true for all of the princesses lore anterior to this movie). There had been some examples of that before of course, with Aladdin and Tarzan for example; Megara in Hercules is loved because she’s witty AND a complex character. But she’s only a side character; in Treasure Planet it is  the protagonist and others who wear those traits (Silver, Jim, even Captain Amelia). It also reminds the turn-over of the team in the second part of Atlantis, when they all realize Rourke had gone too far while not even 10 minutes earlier they were assumed capitalist treasure snatchers regardless of Atlantean culture. So, those two big examples of more complex characters did a good job to prepare the field for their successors (Elsa in Frozen, Flynn Rider in Tangled, even Maui in Moana), but not enough to get the public satisfied enough when they came out. 

Jim’s evolution through the movie is also a really interesting one, because it does once again not fit into what I’d call a “traditional” goal in Disney movies. I’d say there are two main categories in there: a romance trope (seduce and/or reunite with the love interest as in Sleeping beauty, Aladdin, The Little Mermaid, Beauty and the Beast, etc.) or a higher, destiny-boud, epic purpose or quest (Simba avenging his father and claiming his rightful place as the king, Arthur becoming king, Hercules trying to prove he’s a divine hero, Moana saving the ocean, Miguel trying to return to the living’s world and mend some of his families’ feud, Robin Hood fighting against oppression, and on and on). Of course I’m caricaturing things here, but it is indeed quite rare to have, such as in Treasure Planet, a protagonist with a very personal, almost selfish compared to other movies, goal. Sure there’s the Flynt’s treasure hunt, but more than that, the journey is about giving Jim an opportunity to find himself, his place, and his dreams. More importantly, he finds a father/guiding figure in Silver in once again a very subtle way. Jim doesn’t need a new father, he needs someone who listens to him and gives him the tools to choose his destiny himself. That is greatly pictured at the end of the movie when Silver offers Jim to follow him in the pirate way, and Jim declines saying he has his own future now. He doesn’t reject the cyborg’s way of life, for he had learned a lot from it, he simply acknowledged the outcomes of his journey under the guidance of Silver. Through all of their adventures we see on plenty of occasions Silver teaching Jim things, and Jim trying, understanding, and then mixing those things with his own ways to create something greater, more efficient and deeply personal. This is an excellent way of depicting teaching, especially for older or young adult character growth. They are already their own person, they don’t need to be made or inherently changed; but they still need an adjusted guidance to unlock and thrive through their potential. Again, this is a good, nuanced message that the movie aced. 

That being said, I’d like to talk again about the overall aesthetic of the movie. I was, and still am in awe in front of the chara-designs and ambience. Creating an animation movie using space aesthetics was brilliant, and it’s a shame there’s still not a lot of movies doing so. I mean, the color palette, patterns and design possibilities are endless, some screenshots of the movie are my favorite of all time. Plus, I really liked the design of some planets, mixing steampunk and a more Alien-like vibe. As for the characters, it’s still funny how we feel like we know what they’re partly inspired by, but at the same time being completely clueless? Like, Captain Amelia is a cat-lady or something? The scary spider-thing man? The whole pirate crew? Each character is an alien for the other and the designs are really funny to watch. And can we please talk about the absolute snack that Jim is? We’re talking about one of my very first fictional crushes here, and I said what I said. The boy is more charming than 90% of the Disney princes who had come before him, I won’t change my mind. 

To sum this up, I think that the design team and artists really had fun creating this movie, and that even if the whole aesthetic failed to please the public, it’s still an excellent exercise of style for the artistic direction team.  

So now, where does all of that lead to? I’ll try to make a quick conclusion about all of that. Basically I think that this movie was released too soon. The message and execution were great, there were some good ideas, but I don’t think the public was ready or expecting that. Disney needed a new success, and it should have been something like a new Aladdin, or The Little Mermaid; something more traditional they knew would absolutely work. Instead the viewers were disappointed by the new movie and turned their back on a too unconventional movie. Should it have been released ten years after, I’m pretty sure Treasure Planet would have had a better 3D and a better, well-deserved success. And honestly, the fact that some movies with interesting, new designs and plots failed to be popular is a disappointment for both the viewers and Disney itself. For example, Atlantis shares a lot of similarities with Treasure Planet on this subject. Can we stop for a second and imagine what could have happened on a larger scale if both of those movies had been successes? The impact on the way female characters are written, or people of color representation (which Atlantis was a great precursor of)? On how a good animated movie doesn’t necessarily needs a love story or a kiss (Milo and Kida never kiss, nor do they declare their undying love, because they met 3 days ago for fuck’s sake. Yes Cinderella and Snow White, I’m looking at you); or the impact on characters and universes design? Imagine the potential of both of those movie aesthetics for Disney parks attractions? For merch? 

In the end, the appreciation of a movie, especially one produced by Disney that we certainly watched as a kid, is deeply personal; the success or lack of at the box-office doesn’t necessarily mean it’s a bad movie. A dozen parameters are to be accounted for to understand if, and why the movie had been a critical failure, including the general context of movies of the same type at the time, and a more large view of the company and expectations of both the producers and the public. So if one day you’re rewatching a movie you love that hadn’t been exactly welcomed at its time, think about it; maybe it’s a true gem, never understood by critics, maybe it had come out too soon or too late. Maybe some of the movies that are considered the greatest of all time now will never be heard of by our grandchildren. We never know what will be popular in pop-culture in a decade or two; so if you enjoy a movie nobody loves, it’s okay. You like it, no matter what the critics might be right now, it’s a comfort movie of yours. And no one can take that away.

(aesthetic is myine, I did it some years ago. Thought it was the right time to dig it from the depth of my files!)

If you want to debate about the movie, of movies critic in general do not hesitate to drop by in the comments or in DMs! I love talking with fellow movies nerds ♥

#treasure planet #disney #review #movie critic #I'm ranting #justice for treasure planet #Jim Hawkins is a snack

[mariacallous]

For most of his life, Cory Infinger has lived down a hill and along a bend in the Little Wekiva River, a gentle stream meandering northwest of Orlando. During Hurricane Ian, in September 2022, the stream swelled, inundating the homes of his family and his neighbors and also the street where they live, making it impassable.

Overnight Ian had moved slowly and violently over the state’s interior, dropping historic amounts of rain, after coming ashore in southwest Florida as a category 4 hurricane, its high winds and storm surge flattening coastal communities there.

For Infinger the deluge forced a hasty morning evacuation with his wife and youngest two of their three children. It would displace the family for months as their home underwent massive repairs. More than a year later the ordeal has left the family rattled, especially his 16- and 8-year-old children, said Infinger, who grew up fishing and trapping turtles along the Little Wekiva and now enjoys doing the same with his kids. (A 22-year-old son no longer lives at home.)

“You could tell they were sad when we came back to get the last few things,” he recalled of his kids as he described the family’s temporary stay in a rental house, and then the move back to their newly remodeled home. “It took them a while to get used to, this is our new house. Everything had changed.”

In the last seven years Florida has weathered five major hurricanes. Michael, which made landfall in 2018 in the Panhandle, was the first category 5 hurricane to strike the continental United States since Andrew in 1992. Ian, in 2022, was the costliest hurricane in state history and third-costliest on record nationwide, after Katrina in 2005 and Harvey in 2017. Recent major Florida hurricanes also include Irma in 2017, Nicole in 2022, and Idalia in 2023.

If the disasters sharpened Floridians’ resolve, in the immediate aftermath, to build back stronger and better, another crisis may be causing some to rethink where they live and the rising risk as the global climate warms.

After Ian, Infinger’s taxes and homeowners insurance, which he pays together into a bank escrow account as part of his regular mortgage payment, jumped by $450 a month. That amount could be considered moderate in a state where annual home insurance rates in the five and six figures have not been unheard of in recent years, and many homeowners have received letters from their insurers informing them that their existing policies will not be renewed.

Some homeowners have received multiple such letters from multiple insurers, leaving them scrambling from one policy to the next, as lenders require mortgage holders to carry insurance. Others whose homes are paid off are going without insurance altogether, to spare the expense.

“We deal with it,” said Infinger, who, with his wife, is considering moving away from the Little Wekiva in the coming years. For now, he said, “there’s nothing really we can do about it.”

Across the country, homeowners are grappling with skyrocketing insurance rates and dropped policies, with those in states such as California, Florida, and Louisiana hit hardest. Growing evidence suggests the soaring costs only hint at the widespread unpriced risk facing homeowners as the warming climate leads to rising seas and more damaging hurricanes and wildfires.

As many as 6.8 million properties nationwide have been affected by insurance problems, but that number represents a fraction of the 39 million homes and businesses vulnerable to flooding, hurricanes, and wildfires whose risk has not been priced into their policies, according to a study by the First Street Foundation, a nonprofit researching climate risk. Together these 39 million properties constitute what the study characterizes as an “insurance bubble,” defined by properties likely overvalued because of underpriced or subsidized insurance.

Other research suggests the changing climate has not been priced into the real estate market in a way that reflects the risk. A separate study published last year in Nature Climate Change, a peer-reviewed journal, estimates that residential properties vulnerable to flooding are overvalued by $121 billion to $237 billion, in part because of the subsidized National Flood Insurance Program.

The study found that the most overvalued properties are concentrated in coastal counties where there are no flood risk disclosure laws and where there is less personal concern about climate change. Much of the overvaluation is driven by properties situated outside of the 100-year flood zones designed by the Federal Emergency Management Agency. Low-income households especially are in danger of losing home equity, potentially leading to wider wealth gaps. In Florida, properties are overvalued by more than $50 billion, according to the study.

The unpriced risk is important for many reasons. Municipalities that rely on property tax revenue may be vulnerable to potential shortfalls, the study says. The National Climate Assessment pointed out last year that the overvaluation of coastal properties makes it difficult to move people out of harm’s way, because of the limited amount of compensation available through flood insurance and federal flood disaster assistance programs.

“Florida is one of the riskiest places from a climate impact standpoint that you can live in,” said Rob Moore, director of the flooding solutions team at the Natural Resources Defense Council. “One only needs to look through a few years of front pages to see how many major hurricanes have struck this state, and that definitely had an impact on how both private insurers and insurers in the public realm are looking at risk and pricing it in the state of Florida.”

“We’re so far behind in regard to pricing in the climate. That’s why we’re seeing these big [insurance] spikes in places like Florida and California and Louisiana,” said Jeremy Porter, head of climate implications research at the First Street Foundation. “It’s the first mechanism to start to price climate into the housing market.”

[mywifeleftme]

258: Nic Jones // The Noah's Ark Trap

The Noah's Ark Trap Nic Jones 1977, Trailer

His performing career cut short in a traffic accident at age 35, his back catalogue entombed in legal wrangles, Nic Jones enjoys the legend of a musician more often spoken of than heard. Jones’s final album, 1980’s Penguin Eggs, is one of the small handful of true masterpieces of the English folk revival, a maritime journey through traditional song driven by Jones’s percussive, slapping fingerstyle guitar and curlicued vocal melodies. It’s also the only one of his records that’s stayed more or less in print since its release, meaning that it has completely overshadowed the rest of his catalogue (outside those collectors with the cash or pluck to track down the increasingly pricy original editions anyway).

As a listener who has obsessed over Penguin Eggs for years, I was shocked to find an unpriced copy of 1977’s The Noah’s Ark Trap in a local shop and, after some haggling with the good-natured proprietor, walked out with it for a song. I’d heard it a few times back in my music blog .rar downloading days and I recall liking it, but since I’ve had an actual copy for my table it’s steadily grown in my estimation to the point I’d rank it the near-equal of its more celebrated younger sibling. The LP contains a similar mixture of lengthy story songs (“The Golden Glove”), bawdy cautionary tales (ode to cum “The Wanton Seed”), blazing fiddle reels (“Miles Weatherhill”), and aching ballads (“Ten Thousand Miles,” perhaps the most moving thing he ever recorded). As on Penguin Eggs, Jones plays with minimal accompaniment (six of ten tracks are solo endeavours), giving the music a lonely grandeur, like a bard narrating the sunset of an age. These are songs of ancient heritage, and while Jones’s style bears the marks of the contemporary revival (and particularly the influence of Martin Carthy) he makes no concessions to pop. There is only this man with his pure and earnest voice, the guitar he’s poured the work of a lifetime into mastering, and visions of forests and green pastures that will endure till the rocks melt and the seas burn.

258/365

#nic jones #english folk music #british folk #folk revival #martin carthy #penguin eggs #folk music #music review #vinyl record #'70s music #'70s folk #guitar virtuoso #acoustic guitar #guitar god

[illholy]

𝐔𝐏𝐃𝐀𝐓𝐄 ! 𝐔𝐏𝐃𝐀𝐓𝐄 ! & art. comms.

Who finally got a new laptop ! me ! Though I had to ultimately gave up on finding something 'cheap' if I wanted to run my school programs : ( with that said, I am now in the process of doing commissions I owe ! I will do them after my exam tomorrow ( 8th of January ) though I will have an exam on the 12th which might slow everything down , 𝙄 𝙚𝙨𝙥𝙚𝙘𝙞𝙖𝙡𝙡𝙮 𝙖𝙥𝙤𝙡𝙤𝙜𝙞𝙯𝙚 𝙩𝙤 𝙩𝙝𝙤𝙨𝙚 𝙩𝙝𝙖𝙩 𝙖𝙧𝙚 𝙬𝙖𝙞𝙩𝙞𝙣𝙜 ! ALSO ! Please note that I am still accepting unpriced commissions ( i.e you decide how much you give me. ) , I'm hoping to meet the goal of 250 USD so I can clear out my laptop dept super quickly.

& Yes, I will begin to catch up on my roleplay accounts, mainly here for now ! Sorry for the OOC post / irl struggle talks. ; 0 ; )/

#◜𝑱 ◞ ⸻ ⃰ ooc. #◜𝑱 ◞ ⸻ ⃰ trash ╱ to be deleted #* everything feels so awkward but my god i can take my exam in peace!!

[superpixie42]

It's been a week now of my son deciding he's Fully Awake for approx two hours overnight. I suppose tonight is better because it started at midnight instead of 3am like it has been?

I was trying to remember if my daughter did this, but I genuinely cannot remember large swaths of my daughter's first year because she -and therefore I - slept so poorly that my short and long term memory were completely shot. I think she might have Because this is when she started cutting teeth and that was a new level of hell I had never before experienced and do not wish on my worst... Okay maybe them but nobody else.

Here's hoping he's just an ass and not a violent ass who projectile vomits bright red Tylenol (seriously who the fuck thought dying A CHILDRENS ORAL MEDICATION BRIGHT RED was a good idea!?? that's a specific stress nightmare I did not need grounded in reality) like she was.

I hope he sleeps late or something because I have to drive all over creation tomorrow looking for formula as we enter yet another wave of Unpriced Shortages.

Now I understand why so many moms I know have Ambien prescriptions..m

#Pixie 's Late Night Mommy Blog now at a new time! #thank you to our seasonal sponsor Da Binch #which is how rose says grinch #it sounds dangerously close to Bitch #good times

[faithandarisadventures]

My Giant Squishmallow! Vapor Thrift Store Birmingham, Alabama November 16, 2022

We stopped by Vapor Thrift Store on the way to trivia night at Diplomat Deli and I’m so glad we did. I rounded the end of an aisle and saw this bundle of squish and made a beeline to it. I couldn’t immediately find a price tag and I didn’t know if they had the policy of snatching unpriced items out of your hands and sending them back to be re-priced after 24-48 hours (I’m looking at you, Goodwill). There was a small hole in its side where I’m guessing the price tag used to be but got yanked off somehow. Ari found a stray price tag on the floor near it that said $1.99, but with how expensive Squishmallows are, I’m guessing that wasn’t its original tag. I wasn’t about to let this baby slip through my hands, so I picked up the price tag, stuck it in the hole, and the cashier never questioned it! I got this giant Squishmallow for only $2! I’m so happy!

#alabama #birmingham alabama #thrifting #thrift store #thrift store finds #squishmallow #plushies #giant plushie #unicorn #i'm so happy #so soft #so squishy #our adventures

[passionthatmoves]

There's another reason why we need job destruction. It's a necessary part of raising productivity. As Jonathan Haskel and colleagues have shown (pdf), a lot of productivity growth comes not from existing firms improving their efficiency but from inefficient plants shutting down and better-performing ones opening. [...]  Which poses another problem: which jobs do we want to destroy? [...] Keynes was flat wrong. The existing system does seriously misemploy factors of production. In some cases, this is because of bad policy choices. An excessively complicated tax and benefit system has created unnecessary jobs for lawyers, accountants and DWP bureaucrats. The fact that policy is up for sale has created a big lobbying industry. And our regulatory agencies have been more effective in expanding bureaucracy than in reining in the industries they nominally oversee: Ofgem and Ofcom have over 2500 employees between them. In other cases, it's because of standard market failures. Asymmetric information means that “genuinely unskilled” fund managers stay in work at the expense of their clients. Unpriced externalities mean that polluting industries are too big - be it the environmental pollution of carbon producers, the risk polluters of the financial system or the intellectual pollution of the legacy media. And agency failures and monopoly have led to the creation of bullshit jobs and excessive workplace surveillance. [...] None of these government or market failures will be solved by the standard macro policies of higher taxes or interest rates. They require microeconomic policies which few people other than some "degrowthers" are thinking about. [...] In this context, we encounter some more defunct economics - the notion that a high wage equals a good job. This is not necessarily the case, even in those cases where wages are equal to marginal product. [...] [W]e should aim to reduce, not increase, jobs in socially useless finance, in advising on tax avoidance or in producing pollution. What we need, therefore, is job destruction. Not just the creative destruction that increases productivity in well-functioning markets, but also the destruction of some jobs to shift labour to higher priorities. Right now, we need less Keynes and more Schumpeter.

Chris Dillow, 'Some Defunct Economist: Why Labour needs less Keynes and more Schumpeter' (13 April 2024) Stumbling and Mumbling

#chris dillow #some defunct economist #stumbling and mumbling #readings

[coffeeghoulie]

so much for writing on the clock lmao, one of our vendors brought in enough unpriced merchandise it covers our entire counter, so now I get to spend the next six hours pricing and finding a spot for all of this shit bc surprise! She didn’t want to pull anything!

#her candles smell so bad I can already feel the headache starting #like girlie I know you’re an entrepreneur and all that but please for the love of god #your resin stuff isn’t selling #we’re a small store. WE DONT HAVE ROOM FOR ALL THIS

[nceng123-blog]

Unpriced externalities

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