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Tindall Bridge Added to Ohio Crybaby Bridge Project
Well, we are approaching the end of the alphabetical list of all known alleged Crybaby Bridges in Ohio–only one more to go after this! No worries, though; the Project isn’t going anywhere. In fact, you could say it’s going to be evolving with the addition of new personal experiences, new photos, and even an exploration of the top Crybaby Bridges in America. But more on that later. Let’s chat a…
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charlotte-of-wales · 2 years
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Mike Tindall supporting the Queen’s youngest grandchild James, Viscount Severn at Westminster Abbey prior to the State Funeral || September 19th, 2022
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lovingtheroyals · 2 years
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Zara and Mike brought Savannah, Isla, and Mia with them to the committal service in Windsor
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world-of-wales · 2 years
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Zara, Beatrice and Eugenie have arrived at Balmoral, the BBC announced.
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Even though they're both despicable human beings, what is happening is sad. Million squandered in ridiculous PR, they have both aged 10 years, family ties cut and bridges burned. Poor kids
The irony is that the RF would have probably helped with some version of half in half out. She fumbled the biggest bag in history
They couldn’t do half-in half-out. It’s legally impossible.
They can do occasional events like they did with Mike Tindall or Bea, but the deal Harry wanted with paid for security and official representation was 100% impossible.
But a few events would be a godsend to Harry and Meghan right now. They really did fumble that bag.
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saintmeghanmarkle · 5 months
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Hand-Me-Downs Again yes? by u/MolVol
Hand-Me-Downs Again, yes? Call me crazy, but I do see signs of Momma Catherine passing down clothes.. https://ift.tt/2ky38G4 well as the Tindall Gals wearing hand-me-downs from their cousins S+I)... too bad Harry (& his boss-wife) burnt all bridges to the BRF.. b/c we might've seen Archie wearing this fun tartan trousers in the future... post link: https://ift.tt/F2GRruX author: MolVol submitted: December 26, 2023 at 04:39AM via SaintMeghanMarkle on Reddit
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kat-hawke · 8 months
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Disinterring Toxins
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The Director sat in the candle-lit office, her focused gaze scanning the detailed case file spread out before her. With an exasperated breath, she reached for the crystal decanter at the edge of her desk, pouring herself a generous amount of whiskey into a glass. Detailed within the file were the recent discoveries of three new victims in the Westfall area, all of which had been killed using a similar modus operandi. The victims had been found in different locations across the region, one in Moonbrook, another on the northernmost coastline, and a third along the river that separated Westfall and Duskwood.
After letting out a heavy sigh and taking a long sip from her glass, the Director rose from her seat and proceeded to place three red pins onto the map that hung on the wall. The map showed six distinct locations where corpses had been found, but there was no discernible pattern to indicate the killer's next move. Even when the points were connected and the center identified, the search area was vast, covering almost the entire region, and yielded no promising leads. Kat was growing increasingly frustrated with the lack of progress in the investigation.
As her tired eyes perused the multitude of pages, notes, and pictures plastered around the edges of the Westfall map, the Director couldn't help but feel fatigued. Her fingers went to pinch the bridge of her nose as she struggled to make sense of the complex puzzle before her. The amber liquid in her glass lazily swirled as her mind mulled over each piece of information, and the azerite stone around her neck shimmered to life, staving off the fatigue for the moment. The political tension caused by Agent Thurmon's inferno had only served to hinder their investigation, further complicating their access to Moonbrook. To make matters worse, the already delicate trust between Stormwind agents and the local communities had eroded considerably due to the actions of the Defias holdouts that were roused by the Agent's actions.
The Director found herself in a difficult and complex situation that required her to burn a political favor in order to avoid an official hearing upon one of her agents and their accompanying operative. She dismissed the thought with a gulp of whiskey and turned her attention to the basic analysis of the toxins collected from the first victim. Unfortunately, the analysis provided little information that she didn't already know from previous encounters with Tindall. As she waited for the detailed report from the eldest Parkhurst sibling, Kat sank back into her chair, rubbing her forehead as intrusive whispers from a darker beyond slithered in the recesses of her thoughts, reminding her of all possible truths, that more bodies would surface in the days to come.
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[ Mentions: @ani-thurmon @maxparkhurst ]
[Zion Tindall]
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jerseydeanne · 1 year
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Free Money Exists: Catherine Tindall of Dominion Enterprise Services
As a restaurant owner, if you have not pursued the Employee Retention Credit, you need to lock out two hours to get the analysis done for your company. Dollar for dollar is the most significant ROI activity any restaurant owner can do now if you haven’t taken advantage of the program. It’s based on headcount. If you have a decent-sized headcount, this could be a massive shot in the arm for your business. – Catherine Tindall, CPA CTC
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1:05 [Josh Kopel]
Welcome to Full Comp! A show offers insight into the hospitality industry. We are featuring restaurateurs, thought leaders, and innovators. We served up on the house.
1:22 [Josh Kopel]
You could be sitting on a winning lottery ticket and not even know it. I’m talking about the Employee Retention Credit. I witnessed fellow restaurateurs receive six-digit checks by taking advantage of this extraordinary opportunity. As I’m sure you can imagine, I lack the expertise to discuss the ins and outs of the program, but I know someone who can. Her name is Catherine Tindall, and her company Dominion Enterprise Services specializes in helping restaurants get the most money from the credit with the least effort. I hope you came hungry because our old Uncle Sam is baking some bread today.
2:05 [Catherine]
I always use analogies. A bookkeeper’s your mom who knows first aid. A CPA is your general practitioner who’s going to be able to give you antibiotics. Your mom will be there with band-aids and that’s all you’ll need, those little reports. When it comes to making bigger decisions or strategizing around what’s going on in your business, a CPA can be much more helpful because they have much more professional experience and training than a bookkeeper.
2:51 [Josh Kopel]
Let’s talk about that. A CPA can do everything a bookkeeper can do, but a bookkeeper cannot do everything that a CPA can do.
3:00 [Catherine]
The other distinction is that a CPA can do things that a bookkeeper can do but do you want to pay your doctor to put on band-aids? That’s the analogy. Many people try to get their CPAs to do things that are a little too menial rather than just having a bookkeeper or having other people in place to handle certain parts of what’s going on financially. Accounting is a very broad field, and there are many pieces to it. To have me, a tax specialist, do things that a bookkeeper can do doesn’t make sense.
3:45 [Josh Kopel]
What was your path to entrepreneurship? What problem did you feel you were solving when you created Dominion?
3:52 [Catherine]
When I was in school, I originally started in medicine. I wanted what I was doing to change people’s lives and help them. I wanted to be helping people as my profession. As I went further into it, I realized that it wasn’t going to be a good fit for a number of reasons. My parents were both CPAs and had a tax practice. They told me to take an accounting course, and you can see where that ended. I enjoyed it, and I found this special thing with accounting. I enjoyed the numbers. I enjoyed the logic of it, and I really enjoy the fact that people are so intimidated by it and feel so out of control with it. And I can bridge that gap for them and use the knowledge I have to make it intelligible, especially with the tax side of things, because I’m primarily a tax planner and a tax specialist.
People are so intimidated by taxes, and it’s so expensive and painful to be able to bridge that gap and help them understand how it works. To help them reduce how much they’re paying in a way that really moves the needle for their business. I find it extremely satisfying. What pushed me to start my firm is my experiences where there’s not a lot of thought leadership that comes from accountants. They tend to be very “in the box” thinkers, very backward-looking, historically oriented, and just trying to be compliance oriented. So I found that what I wanted to do was help business owners, and I needed to start my own firm to structure the relationships in a way that we’re not just filling out forms for people. That we’re doing things that advance their business and advance their personal life forward by being able to save them cash with tax reduction strategies, that was the path there.
5:41 [Josh Kopel]
In the gap, you’re talking about. Specifically, I believe that’s the gap between bridging yesterday’s numbers and how that influences decisions today and tomorrow, right?
5:53 [Catherine]
Absolutely. There’s kind of three pieces that go into what people do in their business. You try to increase your top line through doing marketing and advertising, and things that you try to decrease your bottom line by reducing expenses. Then the third piece, which many people don’t think about, is that everything is going to flow through the tax funnel, and you’re going to pay tax. So do things to optimize how your income flows through the tax funnel to ensure you’re not paying too much in tax. For my firm, we’ve emphasized that third piece. We’re a tax planning firm mostly, and that’s the piece that many people never get around to doing because they wait until the end of the year to talk to their accountant. Or their accountant is just concerned with ensuring they’re compliant with the IRS rather than finding efficiencies and how they operate to lower how much they pay.
6:43 [Josh Kopel]
You were interested in connecting with independent restaurant owners and operators when you reached out. Why choose that niche because we’re so easy to work with?
6:52 [Catherine]
The main thing we’re up to right now is to become a specialty practice for doing the Employee Retention Credit. I do these for all sorts of industries. Still, in particular, I saw that the restaurant, especially independent operators, is just largely missing out on this credit. It’s because they fall in that weird zone, where their tax practitioner is probably really small and isn’t able to handle a lot more than just filing their returns. I’ve been coming across many of these clients whose accountants just dropped the ball and going after this credit for them, especially for restaurant owners who were so impacted by the pandemic. They have this opportunity. For many of the clients I’ve been seeing, it’s a six-figure tax credit, a six-figure check that comes back in the mail. I thought we would be a good connection because if I could just get one person to reach out to their accountant or be able to take advantage of this credit, I feel I’ve accomplished something.
7:59 [Josh Kopel]
I want to talk about tax strategy at large because, in the abstract, I don’t know how many of us know what that means. Typically tax planning starts on January 1st for payment in April, and we’re talking about last year’s taxes. What tax planning strategies do you guys use to help mitigate attack implications for independent restaurant owners and operators?
8:32 [Catherine]
The first strategy is to be proactive and consider how taxes work. You’re incurring a tax bill as you earn money because its profits will flow through that tax funnel. If you just wait until the end of the year to do anything, that money is already flowing through that funnel, and there’s not much you can do to get it back. That’s why for many people, it’s in January or February that they figure out what their tax bill was from the previous year. And they’re always in this game of catch up and what we do in the firm for our tax planning clients is we start with an onboarding. We need to look forward to where your business is going. We need to understand what you’re trying to achieve strategically with your business to ensure it’s going through the tax funnel as efficiently as possible. If somebody is going to grow to sell, that’s a very different kind of strategy than if somebody is going to grow to hand it off to a kid. If they know, they’re just going to be operating the business for 20 years, starting spidering out and getting a bunch of different businesses, or pivoting into franchising or licensing. Those are very different end games from an operation and tax planning standpoint. Overlaying a deep understanding of what’s happening in the business to how the tax code works and how we make this the most efficient path through the tax funnel. The first thing we always go after is tax credits ’cause it’s a dollar-for-dollar thing. Usually, once you start those programs, they go year after year, so there are different payroll tax credits.
There are other incentives out there that are just easy wins for the client and usually some instant cash injection. The next piece is entity structure: percentage points say you’re getting taxed at 40% effective, and we can bump that down to 25%- 30%. That’s a huge swing for a matter of just shifting or forming some entities, closing some entities, doing some elections, and filing some paperwork. You can get that stuff wrapped up in a month, and I can move your whole percentage points. We analyze what’s going on with your entities. For most people, if you structured your business more than five years ago or experienced some significant growth, that’s something that you want to have an ongoing analysis done. It’s not one of those things you wanna set it and forget because if all of your work is getting pushed through this inefficient tunnel, you’re losing percentage points. And if you’re working safely, it’s 15% more than you’re paying. How many months out of the year working for the government could have gone to you just to fill some forms? Then it just goes into maximizing deductions and ensuring that people can be as efficient as possible with things that they’re already spending money on. Suppose you’re paying family members, paying for health benefits during retirement. All those kinds of things, but those are kind of after the fact, and it all has to be in the frame of what’s the strategy? What are you trying to do as a business? And how do we get you there the most efficiently?
11:58 [Josh Kopel]
For the folks listening that is going, is this me? Am I one of these people with an issue? What are some of the red flags? What are some common mistakes you see people making when they come to you?
12:08 [Catherine]
At least the most common mistake I see on the credit side is people not taking advantage of the Employee Retention Credit. If you haven’t had that one, you need to have an analysis done for regular tax planning issues. First one’s entity structure, if you’re getting over 100K a year on your business and you’re not operating out of an entity that’s when you want to start having that kind of conversation. Do I need to change my entity structure? Another common mistake is they don’t get their legal structures set up right on the front end for liability purposes, so people will just operate under their name instead of being in something like an LLC where you’re going to have some legal separation liability. And just other things like not buttoning up their compliance work on the front end and paying people under the table. Those are the most common mistakes I see people make on the front end of the restaurant industry.
13:18 [Josh Kopel]
The federal government did this alphabet soup task when the pandemic hit, and it was just rolling out program after program. I know that there’s a massive opportunity for the Employee Retention Credit. We’re gonna dig deep into it, but I’m wondering what other opportunities did the pandemic present?
13:39 [Catherine]
Most of them now are wrapped up. People got to take advantage of things like the payroll protection program, multiple rounds of that. A lot of restaurant grants, also state and local aid that came out, and it was just tough for everybody because you had all these programs coming out. There was no guidance for tax practitioners to know how things would work, and it just turned into a crazy money grab. The one nice thing is the Employee Retention Credit is baked into the code, so it’s not like the PPP, where it’s a fund that gets exhausted if you don’t take advantage of it. We have a three-year window for it, and if you didn’t get to take advantage of a lot of those other programs, it helps increase that credit. Because one of the things that happens is if you got PPP or if you’ve got these other programs, it’ll reduce your Employee Retention Credit. The alphabet soup is a good way of putting it because they’re coming from all sorts of agencies, state and local, and federal. It was just nuts.
14:53 [Josh Kopel]
Let’s get into the Employee Retention Credit specifically. For those that don’t know, can you explain what it is?
15:01 [Catherine]
It’s a payroll tax credit. It’s a reimbursement to employers who experienced hardship during the pandemic. If your company, especially restaurant owners, had operations limited by government orders or you had revenue discrepancies. So it’s not just year-over-year revenue declines but just uneven revenues you could be eligible for the credit. I have not had a restaurant come to me that wasn’t eligible for it just because of the factors of what happened during the pandemic. ‘Cause almost everybody had some kind of operational impact through the government orders, and that’s one of the qualifying factors. It’s up to $26,000 per employee. You can imagine if you have a good headcount in your operation, above ten people, it can be a substantial credit. It depends on your headcount, but people with 15 employees get a quarter of $1,000,000 back, even on a smaller scale. It’s a check that comes back in the mail, so it’s not credited towards future years. It’s a reimbursement of the money you paid in 2020 and 2021, and it’s still available. It will start phasing out about a year from now, but it’s still available even though it’s related to tax years 2020 and 2021.
16:13 [Josh Kopel]
I want some of that. How difficult is it to get?
16:16 [Catherine]
You just have to work with a practitioner for it. One of the decision points is knowing the right person to work with. A lot of people have tried to work with their payroll providers. I don’t recommend it just because my experience with payroll providers is they have a hard enough time just doing regular payroll. Many of the cases I’ve seen with payroll providers have been under-claiming. Then on the opposite side of things, I see people trying to work with their regular CPA. Many regular CPAs don’t handle a high volume because they are complex. They interact with your payroll protection program loans and other grants and aid. They all interact with each other. I recommend people work with specialty providers. My firm is a specialty provider; we do them for other CPA firms because it’s become our specialty. Still, those are, in general, the people that you can work with for it. Also, I should warn you that there are a lot of bad actors in the space right now because we’ve got an information gap between people filing these claims and then the IRS. The IRS is still so behind from what happened during the pandemic. A couple of days ago, I was reading an article that one of the bigger players in this space for doing these credits got raided by the IRS. It’s one of those things where you just want to work with somebody that’s a licensed CPA firm. They do a good amount of them because it’s big dollar figures. I’ve got several restaurants where they’ve got a quarter of $1,000,000 back, and when it’s that much money on the line.
You’re paying for the placement. You’re not just paying for the Botox, and that’s the thing with the credit. When you work with somebody reputable, it’s an easy process for you because it’s just once we get the reports. It’s just a matter of us doing the calculations and having everything buttoned up for what the IRS wants to see.
19:20 [Josh Kopel]
How do you suss out between someone suspect and someone working in the space with integrity?
19:27 [Catherine]
For the most part, the biggest red flag is if they’re CPA firms or not. There are a lot of people out there that are just marketers for this, and then they pass the work off to two small CPAs, or they’re working with people that aren’t. I had a case come across my desk from somebody where the person doing the filing was a real estate attorney. They weren’t professional attacks, so that becomes a big red flag. The other red flag is if they’re charging contingent fees. As a CPA firm, we’re not allowed to charge a contingency fee, and if you encounter a person doing these credits and they say well, we’re gonna charge you 25% of the credit. That’s a red flag for the most part.
For the other partitioners in this space that I see, the range isn’t contingent. Still, the fee tends to be between 10 to 15% of the credit, so if you see somebody that’s kind of outside that range or they’re just sales if you feel that sales thing going on. It’s not a tax practitioner where they’re asking you a lot of questions, too, because many things interact. We’ll get your credit if they’re not asking you many questions. Just send us these two reports. You’re going to be eligible for half of $1,000,000. It’s fishy versus OK we’re gonna need some payroll reports. We’re gonna need some financial reports asking you detailed questions about your company ownership. You’ll get that feeling. If you’re being sold versus OK, this is an actual tax professional that knows what they’re doing. The other thing I see people doing wrong is anybody can have a website, a convincing marketing copy and flashy stuff, and testimonials saying we’ve filed so many claims. Still, it comes down to who’s doing the work. Who owns the company? How long have these guys been around? Are they going to be gone when the IRS comes back, or what’s the feel of this? And I’d say, for the most part, if you already have a tax professional and they can’t handle it. I loop them into the conversation. They know how taxes work. They’ll know if something feels wrong because they can talk shop to the other company that’s doing it and lean on your tax pro to say hey can you be in this conversation with me and these people for this credit because that tax Pro is going to have a good Spidey sense of no this feels off. This is very salty versus no. This is another CPA firm, and when we get into the weeds and talk shop, they pass the mustard. That’s the advice that I would give people in general.
22:01 [Josh Kopel]
For context, what does your specific process look like? When somebody reaches out and wants help. How do you help?
22:10 [Catherine]
We start with just a conversation. I do make sure that the person that we’re working with understands just the general program of how the credit works, and they don’t have any confusion about what they could be pursuing because there are some interactions that happen with things like your income taxes, so we go through all of that and then, in general, we collect the reports we do an assessment to see OK do you meet the eligibility requirements with flying colors and then if you do then how much roughly are you eligible for? And that’s something we do on the front end of the engagement. Then once we know roughly what they’re eligible for, we say, OK, this would be our fee if you want us to do the work, file the claim, and track it with the IRS. Here’s how the cash flow would work if it doesn’t make sense for you. That’s how we approach it, and once we’ve got all the reports and the client wants to engage with us, we then finish calculations, file a claim with the IRS, and then track it with the IRS, and that’s our basic process. Usually, for people, it only takes these initial conversations, but then maybe it’s a couple of hours an hour or two getting those reports together that we need to get that precise calculation done, and that’s it. It can be a couple of hours of work for 250K. That’s pretty good. It’s a pretty good ROI for anybody. That’s what we’ve seen for the restaurant owners; they tend to get really high credit amounts for this.
23:27 [Josh Kopel]
What are the eligibility requirements?
23:32 [Catherine]
There are two ways a company can be eligible. The first way is that if you have certain revenue declines, it’s different rules for the different years, so I just tell people the rule of thumb is if you have more than five employees and you experience discrepancies, so your quarters are uneven, get yourself analyzed because it’s such high potential, high dollar volumes on the table. That it’s just worth it to have yourself formally assessed on that so you can either have revenue declines, and that’s one way you can be eligible, or if you had government orders that forced you to modify your operations. That’s the other piece of it, so for restaurants, very common to reduce capacity, and it’s usually state orders or local orders. Those orders make you have to change your operations. That way, if it’s more than a 10% effect on your business during the period for which that was going on, you’ll be eligible. If you’re in a state that was restrictive during COVID, California, Massachusetts, or New York, where we weren’t allowed to operate at full capacity for the whole year, then you would be eligible for the whole year because it’s a government order. Those are the two ways that companies can be eligible, and it’s an either-or test, and in some quarters, it’ll be government orders. In other quarters then you have the revenue issues. You can be eligible through the whole duration of the pandemic for a mix of those, and that’s part of the analysis we do on the front end.
25:02 [Josh Kopel]
One of the things that hold independent restaurateurs back from participating in things is the fear of an audit.
25:11 [Catherine]
True, I should mention that part of what we do as our process is included in our engagement is that we will support the client through the audit at no additional expense just because I’ve been through them. I know how they go, the auditor comes in, they see the kind of paperwork we have, the credentials, we have a conversation with them, and they open and close the case. Because it’s just that’s the level to which we keep our documentation, and that’s the name of the game. It’s when you’re vetting out practitioners it’s for that purpose. I want the worst-case scenario to be the auditor. We get a notice from the IRS, and they must write a letter. That’s going to be the worst thing that happens, and that’s why working with somebody who’s really oriented around. OK, how are we going to get through compliance ’cause that’s really the problem, but it’s not getting the money back. It’s making sure that the IRS isn’t gonna come back later. Most restaurants passed with flying colors because the government orders were so restrictive and just the way the credits are written. I’ve never really been concerned about the restaurant owners having audit issues just because it’s so easy to document. There’s a government order from my governor that we were at 45% capacity or 75% capacity, and here it is. This is what it was, and that’s just how the credit is written. There’s no risk for the restaurateurs as long as you have your documentation in order, which we work with a good practitioner going to have. It’s good to be concerned about it, but it will not be a problem if you work with somebody reputable.
26:41 [Josh Kopel]
The years that are covered are 2020-2021.
26:47 [Catherine]
It’s still gonna be open for another year, so if you missed out on it for 2020 and 2021, we can still file those returns and go back and get it, which is great.
27:00 [Josh Kopel]
How quickly from the first phone call is it typically to get the check in the mail?
27:06 [Catherine]
The problem with the IRS is that they’re still messed up. It’s a very manual process on their end. When filing the actual returns, we must mail them to the IRS. Once we get all the documentation in place, we get claims turned around in under two weeks, but then it goes to the IRS and sits with them. Previously they were projecting that it was 9 to 12 months. The last time I talked to somebody, they reallocated personnel to that department. It’s looking more than five months, but it just depends on the size of the credit because those of a certain size have to have a second set of eyes on them from the IRS standpoint. I’d say for most people. It’s about a five-month wait.
27:49 [Josh Kopel]
I wanna talk at a high level about tax planning because this tax credit represents a massive missed opportunity, and you don’t know what you don’t know. Talk to me about tax planning in general and why you believe it’s one of the highest return investment activities you can spend your time on as an entrepreneur.
28:10 [Catherine]
The biggest reason is it’s a high ROI activity and takes little time as long as you’re intentional about doing it. You may do it a couple of hours out of the year. Still, I said earlier that by having things in an efficient entity structure, you move the needle percentage points and when you think about it, spending a couple of hours each quarter with your CPA going through, distributions, retirement contributions? breaking off separate businesses with different entities. Those kinds of questions and checking in and asking for that level of analysis to be done. It can move the needle, and getting into that practice will be helpful, especially if you haven’t done any planning. Really how you want to approach that professional is to say you need tax planning and taxes done. I will need a minimum of four meetings during the year where we’re making planning conversations and you’re running forecasts for me. That’s the service you want to ask for . A lot of people don’t realize that if you’ve just asked them to do your taxes that is all they’re going to do. And by asking for more, you’ll get more. I’d say if you’re not paying at least ten grand a year on tax planning work and that level of activity going on, you’re not getting it. Because it’s asking them to do a quadrupled if not more of the work that they’re doing just to file returns to run projections, to run calculations, and to be the quarterback of making sure that you’re operating efficiently. If you don’t plan, you’re paying 40% effectively between Social Security taxes and income taxes and state taxes, which could be well over 40% if you’re working half the year for the government. It’s right now. We’re recording this. It’s the end of Ma and you’re listening to this. You’ve been working for the government for the last five months. Just take a couple of hours to engage with somebody and say, “Hey, should I be an S corp or should my catering business be a C Corp? How should we have this setup? Should I buy my building? Those kinds of things, maybe you could have only been working for the government for the first three months out of the year instead of the first 5-6. It’s just deciding you’re gonna do it and then getting the right people to quarterback it for you where you’re not quarterbacking it.
31:22 [Josh Kopel]
It’s worth bringing up mindset because I can easily look at what you do for a living and see it as an expense. Still, at the end of the day, I would assume that your clients don’t see you as an expense. They see you as a way to make more money, not spend more money.
31:43 [Catherine]
Honestly, that’s what accounting should be as a function in your business, and that was one of the founding principles I had for my firm. I want every client I work with to be a profit center because if I’m not making them money, they’re not the right client for me. After all, I cannot use my skills to improve their business by increasing their cash flow. That’s not a good use of my ability. It’s your general practitioner putting on bandaids. It’s not that I wanna be healing people, and for a lot of business owners, they get in that mindset of bookkeeping being expensive, so I’m gonna do it myself and really, especially with the tax planning, it’s a return on investment. If you invest in it and you work with somebody who knows what they’re doing, it’s going to be a profit center for your business without you actually having to do very much. Because it’s just a matter of finding the right person, having the conversations, and having the relationship. I always say if you haven’t found that person yet, find them because it will make a really big difference.
32:45 [Josh Kopel]
At the end of every episode, I give the guests an opportunity to speak directly to the audience. You worked with so many restaurant owners and operators out there for those that haven’t had an opportunity to work with you. What advice or words of encouragement do you have for them?
33:01 [Catherine]
My biggest piece of advice for them is if you have not pursued the Employee Retention Credit. You need to really block out two hours to get that done and get the analysis done for your company. I’m a CPA firm who works for other CPA firms, so we work really nicely with other tax professionals, but I’d say go back to your tax professional, see if they can handle it and see if they’re competent. And if they can’t, you want to reach out to a specialty firm to get it done ’cause dollar for dollar that’s the biggest ROI activity that any restaurant owner can do right now. If you have a decent-sized headcount, it could be a really big shot in the arm for your business.
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anvaydentalclinic · 1 year
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Invisalign Aligner Can Help You Prepare For Your Wedding Day
Planning a wedding can take months. To be prepared on time, specific details like the cake, the location, and your wedding dress must be scheduled in advance.
Your smile is another aspect that needs to be prepared in advance. On the Big Day, everyone will be looking at you and your partner as the betrothed pair.
You should be able to enjoy the day without being self-conscious. Invisalign should be a part of your wedding preparations if you feel self-conscious about gaps in teeth or misaligned teeth.
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Planning Ahead for the Perfect Smile
A dental bridge is created by placing a false tooth (or teeth) in between two or more dental crowns on either side of a gap left by a missing tooth. Pontics, a form of the false tooth, can be created from a variety of materials, including metals, porcelain, gold, or a mix of these.
A dental bridge’s function is to, as the name suggests, span the space left by a lost tooth or teeth. The bridge is held in place by healthy teeth or, if necess An efficient way to straighten teeth without using metal or wires is with Invisalign.
These braces are removable, so they won’t restrict your food or make maintaining good oral hygiene difficult while you wear them. Simply take off your braces before meals and when you brush your teeth, then replace them. Nobody will be aware of your therapy until you tell them, and it will be convenient and comfortable.
Think again if you believe there isn’t enough time to straighten your teeth before the Big Day. The length of time it takes to arrange an average wedding is roughly equal to the time it takes to straighten teeth using Invisalign.
By the time your wedding comes around, your teeth will look fantastic even if you are still wearing your clear braces because you should start to see effects after roughly 3 months.
1. A Royal Wedding
Don’t worry if your wedding is only a few months away. Invisalign, in contrast to conventional braces, is made to be almost undetectable. The union of renowned rugby player Mike Tindall and Zara Phillips, the second oldest grandchild of Queen Elizabeth II, was celebrated in England in July 2012.
Mike acknowledged using Invisalign during the wedding some months after it had occurred. Nothing surfaced in their wedding pictures, and no one had any suspicions.
These invisible braces were worn by several guests at their wedding, not just Mike. These transparent braces are a difficult competitor when it comes to stealthiness.
Even a page devoted to the success of this product for covert orthodontics at weddings can be found on the official Invisalign website. After around three months, these clear braces should start producing results, making your smile perfect for your wedding.
2. Makeup Tips
Women who wear Invisalign have complained of having makeup issues. Your retainer’s surface is readily smudged with lipstick, making it noticeable to others.
These smudges can also occur without clear braces, however, it may be more challenging to remove smudges from retainers. This issue can be solved with a straightforward makeup technique.
Apply your wedding makeup, then slowly pull your index finger (or, if you’d prefer, a napkin) out of your mouth while keeping your lips together. By doing this, you can get rid of extra lip color so that it doesn’t smear on your braces.
3. Brighten Your Day
Your plans for a dental makeover can also involve Tooth whitening in addition to teeth straightening. Every day, stains-causing items like salad dressing, coffee, and even pool water are exposed to your teeth.
People may assume you have inadequate hygiene if your teeth are yellow. Unfortunately, if you wear makeup, some hues might also draw attention to any dental stains you may have. Whitening, in contrast to straightening, takes less time and can be put off until later in the planning process.
Teeth whitening can make your teeth appear up to 8 shades lighter after only one appointment. Teeth whitening will help you feel more confident and look even more dazzling at your wedding, whether you are the bride or the groom.
A lifetime investment is Invisalign. A lifetime of confident smiles is undoubtedly worth it, isn’t it? You might give it as a gift to a loved one or even to yourself on your wedding day.
Why use Invisalign Aligner?
1. Invisalign Won’t Get in the Way
You must attend engagement parties, meet florists, sample cakes, and smile for photos. None of it will be disrupted by Invisalign. Nobody will be able to tell that you are wearing Invisalign because of how tiny and practically invisible the aligners are. For each occasion, you can speak and smile with assurance.
The most important benefit is that you can flash those gorgeous teeth in every photo, and by the time your wedding day arrives, your smile will be totally, flawlessly straight. Those photographs of the wedding are going to be priceless.
2. You Might Shape Up in Other Ways
Some people who use Invisalign find that they shed a few pounds while undergoing treatment. Your orthodontist won’t give any guarantees, but when you have to weigh carefully whether removing your aligners for a snack is worthwhile and when you can’t drink soda all day, you might just notice that the scale is shifting. Most brides and grooms appreciate this pleasant surprise.
3. You Have Time for Invisalign
Your to-do list for the wedding is already lengthy. It’s a good thing that adult Invisalign won’t take up a lot of your time. The typical length of time for an Invisalign treatment is one year.
Certain cases progress more slowly than others. You’ll have plenty of time to straighten out your crooked, gapped, or misaligned teeth also if you’re like most engaged couples and planning your wedding months or even years in advance.
You won’t need to see your orthodontist more frequently than once every six weeks for a checkup once your initial appointment with your Invisalign provider has been completed and your treatment plan has been established.
Your next set of aligners will be given to you to wear at home, and he or she will make sure that your treatment is developing as it should.
4. It’ll Be a Happy Life
Maintaining your smile is beneficial. On your wedding day, you’ll not only feel your best about yourself, but you’ll also find it simpler to grin when married life begins and the rest of your life changes in tandem with it.
Smiling spreads like wildfire and makes you happier. You’ve hit the jackpot if you married someone who makes you chuckle.
Ready to learn more about Invisalign Aligner and make it part of your wedding planning? Make your appointment with Dr. Harshil Modi, a Invisalign provider at Anvay Dental Clinic & Implant Centre in Ahmedabad. To learn more about how digital dentistry can help you plan for your special day, please call  8758-480-20 us.
Source: https://anvaydentalclinic.com/invisalign-aligner-can-help-you-prepare-for-your-wedding-day/
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bronva · 1 year
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Zara Tindall tells husband Mike I’m A Celebrity was ‘too much’ after three weeks apart: ‘Let’s never do this again’
Zara Tindall tells husband Mike I’m A Celebrity was ‘too much’ after three weeks apart: ‘Let’s never do this again’
Mike Tindall was over the moon to reunite with wife Zara (Picture: James Gourley/ITV/Shutterstock) Zara Tindall has made it clear how much she missed her husband Mike while he was in the I’m A Celebrity jungle, saying it was ‘too much’. The royal had to spend three weeks without her husband, jetting to Australia to reunite with him on the iconic bridge. In the I’m A Celebrity Coming Out show,…
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charlotte-of-wales · 2 years
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Mike and Zara Tindall accompany their daughter Mia Tindall and nieces Savannah and Isla Phillips into Windsor Chapel for the Committal Service for Queen Elizabeth II September 19th, 2022
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thegeekx · 1 year
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I'm A Celebrity 2022: Mike Tindall's first words to royal wife Zara Tindall on the bridge
I’m A Celebrity 2022: Mike Tindall’s first words to royal wife Zara Tindall on the bridge
BOY GEORGE BOY GEORGE AGE: 61 CLAIM TO FAME: Legendary pop star PHOBIAS: Being scared MISSING ANY BIG OCCASIONS? No, I am going straight into the jungle from playing at various festivals and gigs ROLE IN THE CAMP: In-house dietician reassuring everyone that they will be ok on the jungle diet. And entertainer – I will sing! BEST ATTRIBUTE: I am a very positive person and I don’t bear any…
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zoeballs · 2 years
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(Download Book) Programming Rust: Fast, Safe Systems Development - Jim Blandy
Download Or Read PDF Programming Rust: Fast, Safe Systems Development - Jim Blandy Free Full Pages Online With Audiobook.
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  [*] Download PDF Here => Programming Rust: Fast, Safe Systems Development
[*] Read PDF Here => Programming Rust: Fast, Safe Systems Development
 Systems programming provides the foundation for the world's computation. Developing performance-sensitive code requires a programming language that puts programmers in control of how memory, processor time, and other system resources are used. The Rust systems programming language combines that control with a modern type system that catches broad classes of common mistakes, from memory management errors to interthread data races.With this practical guide, experienced systems programmers will learn how to successfully bridge the gap between performance and safety using Rust. Jim Blandy, Jason Orendorff, and Leonora Tindall demonstrate how Rust's features put programmers in control over memory consumption and processor use by combining predictable performance with memory safety and trustworthy concurrency.You'll learn:Rust's fundamental data types and the core concepts of ownership and borrowingLanguage basics including error handling, crates and modules, structs, and enumsHow to write
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atlanticcanada · 2 years
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World leaders head to London for Queen Elizabeth II funeral
Thousands of police, hundreds of troops and an army of officials made final preparations Sunday for the state funeral of Queen Elizabeth II -- a spectacular display of national mourning that will also be the biggest gathering of world leaders for years.
U.S. President Joe Biden and other dignitaries are arriving in London for the funeral, to which around 500 royals, heads of state and heads of government from around the globe have been invited.
Thousands of people continued to line up around the clock to file past the Queen's coffin as it lies in state at Parliament's Westminster Hall, braving chilly overnight temperatures and waits of up to 17 hours. The Queen's eight grandchildren, led by heir to the throne Prince William, circled the coffin and stood with heads bowed during a silent vigil on Saturday evening.
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The miles-long queue is expected to be closed to new arrivals later Sunday so that everyone in line can file past the coffin before Monday morning, when it will be borne on a gun carriage to Westminster Abbey for the queen's funeral.
Among the foreign leaders in London was New Zealand Prime Minister Jacinda Ardern, who told the BBC she was humbled to represent her nation at the funeral and to witness the national outpouring of grief and respect for the late queen.
"The thing that I will take away from this period is just the beauty of the public's response, the kindness that you see from members of the public, the patience, the camaraderie, that has been, for me, the most moving tribute of all, has been the public response of the British people," she said.
People across the U.K. are due to pause Sunday evening for a nationwide minute of silence to remember the queen, who died Sept. 8 at the age of 96 after 70 years on the throne. Monday has been declared a public holiday, and the funeral will be broadcast to a huge television audience and screened to crowds in parks and public spaces across the country.
Thousands of police officers from around the country will be on duty as part of the biggest one-day policing operation in London's history.
Crowds also gathered Sunday near Windsor Castle, where the queen will be laid to rest at a private family ceremony on Monday evening.
"I think it's been amazing," said Anna Pettigrew, a 55-year-old teacher. "It's been very emotional, and I think it's been a very fitting tribute to a wonderful queen."
Camilla, the new queen consort, paid tribute to the queen in a video message, saying the monarch "carved her own role" as a "solitary woman" on a world stage dominated by men.
"I will always remember her smile. That smile is unforgettable," said Camilla, who is married to King Charles III.
A tide of people continued to stream into Parliament's Westminster Hall, where the queen's coffin is lying in state, draped in the Royal Standard and capped with a diamond-studded crown. The number of mourners has grown steadily since the public was first admitted on Wednesday, with a queue that stretches for at least five miles (eight kilometres) along the River Thames and into Southwark Park in the city's southeast.
Honoring their patience, Charles and William made an unannounced visit Saturday to greet people in the line, shaking hands and thanking mourners in the queue near Lambeth Bridge.
Later, all the queen's grandchildren stood by her coffin. William and Prince Harry, Charles' sons, were joined by Princess Anne's children, Zara Tindall and Peter Philips; Prince Andrew's daughters, Princess Beatrice and Princess Eugenie; and the two children of Prince Edward -- Lady Louise Windsor and James, Viscount Severn.
William stood with his head bowed at the head of the coffin and Harry at the foot. Both princes, who are military veterans, were in uniform. Mourners continued to file past in silence.
"You could see that they were thinking hard about their grandmother, the queen," said Ian Mockett, a civil engineer from Oxford in southern England. "It was good to see them all together as a set of grandchildren given the things that have happened over the last few years."
Harry, who served in Afghanistan as a British army officer, wore civilian clothes earlier in the week as the Queen's coffin left Buckingham Palace because he is no longer a working member of the royal family. He and his wife Meghan quit royal duties and moved to the United States in 2020. The king, however, requested that both William and Harry wear their military uniforms at the Westminster Hall vigil.
Before the vigil, Princesses Beatrice and Eugenie issued a statement praising their "beloved grannie."
"We, like many, thought you'd be here forever. And we all miss you terribly. You were our matriarch, our guide, our loving hand on our backs leading us through this world. You taught us so much and we will cherish those lessons and memories forever," the sisters wrote.
The queen's four children -- Charles, Princess Anne, Prince Andrew and Prince Edward -- held a similar vigil around the coffin on Friday.
The silence in the hall was briefly broken Friday when a man lunged at the coffin. London police said Sunday that a 28-year-old London man, Muhammad Khan, has been charged with behavior intended to "cause alarm, harassment or distress." He will appear in court on Monday.
The lying-in-state continues until early Monday morning, when the queen's coffin will be moved on a gun carriage pulled by 142 Royal Navy ratings to nearby Westminster Abbey for the funeral, the finale of 10 days of national mourning for Britain's longest-reigning monarch.
After the service Monday at the abbey, the late queen's coffin will be transported through the historic heart of London on the state gun carriage. It will then be taken in a hearse to Windsor, where the queen will be interred alongside her late husband, Prince Philip, who died last year.
from CTV News - Atlantic https://ift.tt/7j4e3Dq
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chl0writes · 2 years
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Bringing the Sarah characters to England.
Listen, I have NEVER written a headcanon in my life but I had a lot of fun! This is literally such a random idea I had but I couldn’t get it out of my brain so here we are. I hope you enjoy :)
Billie Dean Howard.
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Billie Dean had travelled to London once before to film a special for her show.
She always talks about how amazing that trip was and how much she would love to return with you.
While you love living in LA, sometimes you find yourself feeling homesick. So when Billie Dean mentioned how much she enjoyed England, you just knew you had to fly home with her.
In London, you see all of the sights from Buckingham palace to the Tower Bridge.
You take bus tours and you take the boat to Greenwich.
Picnics in Hyde Park.
Listen, this lady cannot stand Primark. Far too rowdy and far to cheap for Billie Dean’s taste.
She will drag you around Harrod’s for hours.
She takes one look at the wetherspoons and it’s an immediate no. This is a lady of class, it’s dinner in The Shard or no dinner at all.
West End shows every night!
Billie Dean downs ginger shots from Pret like a PRO.
Lana Winters.
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England wasn’t ever really a place that Lana had wanted to visit.
But, she soon changed her mind once she heard how passionately you spoke of your birthplace.
Lana had just published her fourth novel, and the idea of a long two month vacation seemed like the perfect way to celebrate and unwind.
You hire a car and you travel to different parts of the country.
You stay in London for the longest period of time as Lana enjoyed the culture and the diversity of the city.
You take her to as many quaint little book shops you can find and she falls in love with each and every one.
Seeing how much Lana enjoyed the city, you take her to places like Manchester and Liverpool.
She falls in love with Liverpool almost immediately!
The Beatles are one of Lana’s favourite bands so she particularly enjoys seeing all of the memorabilia and The Beatles themed pubs.
Lana’s next book would definitely be set in England.
Cordelia Goode.
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Cordelia had always wanted to travel, but the coven and her supremacy kept her tied to New Orleans.
You have it all planned out, the girls are in on it. In October, the two of you would fly to England for her birthday.
You took the Supreme to York. She would love the sights and the scenery of Yorkshire, you were sure.
You went through the notorious ghost walks and she did not bat an eyelid. You on the other hand left clinging to the blonde for dear life.
Lunch in Public Gardens!
Driving out to pumpkin patches.
Is definitely disturbed by kebabs.
Cordelia spends hours picking out individual gifts for her girls. She wants to bring the coven here.
DESPISES the tales of the Pendle Witches.
Bette & Dot Tattler.
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Bette jumped at the idea of travelling with you. Dot on the other hand, took quite some persuasion.
Big cities were a no-go for the twins, and growing up in a more secluded corner of England, you know the perfect place to take them.
The three of you were to spend the week in a log cabin in the countryside, far away from everybody.
Upon finding a cookbook, the twins practically made every single recipe in that book. It took several shopping trips but you were not complaining.
Every night ended by watching the sunset, and laying underneath the stars until the chill became too much.
Sally McKenna.
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Being stuck in the Cortez, Sally can’t go anywhere.
There was not a chance in hell that you would travel that far away from Sally.
She is a complete sucker for your English accent.
She asks you so many questions about the places that you have been and the things that you have seen.
She could listen to you talk for hours.
Audrey Tindall.
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The trip was pretty much inevitable considering you were both desperate to return to the UK.
What you don’t expect is to arrive and really impulsively buy a house in Sussex.
Did you both decide to uproot your life to England? Yes.
The first few months are complete chaos to be honest, but you expected nothing less.
Once settled, you did everything and anything you could. Theme parks, cinema trips and bowling.
Audrey LOVED the beach, so trips to places like Brighton and Blackpool were frequent.
You ate at all of your favourite restaurants and shopped in all of your favourite shops. The ones they didn’t have in the states.
Ally Mayfair Richards.
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While Ally isn’t plagued by phobias anymore, she still feared flying. Like, a lot. It took a while for her to come round to the idea of travelling so far away, but she eventually did.
Oz would come along with you both.
The hotel has a spa, if Ally disappeared, that’s where she would be.
Ally doesn’t understand why there are no plug sockets in the bathroom. It winds her up.
Would be glued to the television screen when Come Dine With Me came on the hotel television.
You took Ally and Oz to different pubs and restaurants and she was not impressed by the quality of the wine in said pubs.
Is deeply disturbed by beans on toast.
The pair of you would take Oz to theme parks and the beach.
Wilhemina Venable.
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You just knew that Oxford was the most perfect place to take Wilhemina. So much history, so much art.
You hired a car as you didn’t want Mina to be in pain after hours of endless wandering.
You went over the winter, the weather was not great but it made it all the more cozy when you were both cooped up in a cafe with a book and a cup of tea.
The pair of you spent hours in museums and art galleries.
You could see Mina’s face light up as she admired the architecture of buildings that had to be centuries old.
Appalled by tesco meal deals.
She could not stand English television, it was a sort of humour that she could not seem to grasp.
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