#shield-agent 78 500

[jewels2876]

He's An Idiot

A/N: Congrats to @shield-agent78 on 500 followers - this will eventually be a series, not sure how long yet but the plan is now in my head

This is also filling my @star-spangled-bingo square:  Failing to Them How He/She Feels

My prompt was this image: 

Word Count: 940

Warnings: none

*****

Bucky was an expert at a number of things: hand-to-hand combat, knife throwing, tracking down people who didn’t want to be found, dealing with Steve’s mothering. The one thing he wasn’t good at? Telling you how he felt.

You had come to the Avengers not long after Bucky; unlike Bucky, however, you radiated joy (those empath skills of yours coming in handy) and made fast friends with everyone. Well, almost. Bucky was guarded, knowing you could easily read him; he tried to avoid any one-on-one time with you for the longest time.

And then one day he wandered into the common room of the Tower; you were sprawled out on the couch, some cooking show playing on the TV. He gulped and tried to race out of the room, but you called out to him. “Don’t bother trying to hide. Everyone’s on assignment. ‘Cept us.” He sighed and plopped onto a comfy chair, keeping his distance as much as he could.

You sat up, ignoring the show. “You know, I won’t ever use my talents on you unless you ask,” you told him slowly. “I haven’t yet. I won’t start now either.”

Bucky studied your face. You had a button nose he secretly wanted to kiss; your eyes normally wide and sparkly were calm. Your lips were glossy but he knew it was only because of the clear lip balm sitting on the coffee table in front of you.  Finally he cleared his throat and broke the silence hanging in the air. “I appreciate that y/n; I imagine it has to be hard being an empath.”

Your lips turned into a small smile. “It can be. Wanna know more about it?” Bucky nodded so you continued. “At first I could hear everything; have you seen that episode of Buffy called… ‘Earshot?’” Bucky shook his head. “I’m pulling that up now to stream. But anyway! Once I practiced, I was able to filter out the thoughts. Then just when I thought I had a handle on selective thought listening, the auras showed up. OMG!”

You paused as you found the episode and shared it to the TV. The familiar theme song started and you relaxed back into the couch cushions a bit. “Oh yeah, so then I was seeing people and animals surrounded in these weird colors. That hurts your eyes, lemme tell ya!” You paused again to chuckle at the show.

“So I finally was able to filter the colors; kind of like the old TV filter, black and white to color? Bucky looked impressed at your analogy. “And THEN!”

“No and then,” came out of Bucky’s mouth. His eyes widened and his jaw dropped. “I mean…”

You smirked. “Did you just quote a modern movie?” You feigned surprise. “One of my favorite movies?”

Bucky couldn’t help his own smirk. “Yup.”

The sound of your full-bodied laugh was his undoing. If I wasn’t in love before, I am now, he told himself. He tried to keep himself in check; your laughter seemed to distract you from paying him any attention. Before you could recover, Bucky stood up. “I have to go. But thanks for telling me about your powers.”

He was already halfway out of the room when you recovered enough to reply “I like talking to you Buck.” The last syllable stuck in your throat as you watched his retreating form. Your smile faded and you brushed a stray tear from your cheek. You had been trying to hard to get to know Bucky but he kept his walls up around you. You always got the barest hints of happiness and warmth when he was around. You weren’t sure if it was coming from him or from you.

Tired of being avoided, you turned off the TV and stood. You stretched a bit having sat too long on the couch; a yawn escaped and you grinned at yourself. Then you squared your shoulders and headed off in the direction of Bucky’s room. You took a deep breath then knocked on his door. A muffled sound could be heard; you took it as a greeting and opened the door.

Bucky was buried underneath his covers, his head and flesh arm the only things showing. You grinned at the soldier hiding under his covers. “Some scary thing you turned out to be,” you teased. Bucky grumbled but didn’t emerge. You sat on the other side of the bed, leaning back on your forearms. “Ya know, I have a confession I think you’d like to hear.”

Bucky raised his head slowly. “Really? Is it a really good one?”

“The best.”

Bucky kept his beautiful eyes trained on your eyes. “Okay, I’m game.” His heart melted as a lazy smile lit up your face. Your eyes met his; it was easy for Bucky to notice the twinkle in them.

“So… I’ve had this crush on you since I came here,” you started. “I was hoping you felt the same way about me?”

Bucky didn’t move, didn’t answer, just watched you.

You took a breath and went on. “I can sense happiness and this warm glow around you; I think it’s how you make me feel instead of me reading you. I was hoping…”

Bucky ducked his head at your words. Was she lying before, he wondered.

You felt your heart sink at his silence. He wouldn’t meet your gaze now and you flushed hotly. “That’s okay.’ You broke the silence. “At least I came clean… see ya around Buck.” You slid off the bed and ran out of the room.

Bucky fell back under the covers. Damn it! Why didn’t I say something?

-->

Tag list:  @courtmr @octo-cow52 @jamesbarnesappreciationsociety @fenthyr  @thenormreedus @ticklikeabomb @xxloki81xx @woodworthti666 @greenarrowhead @lovely-dreamer19 @moonbeambucky @yafriendlyfangirl  @after-avenging-hours @white-chocolate-mocha-fan @marvelc00kie35 @thejemersoninferno @bitsandbobsandstuff @lokiandbuckyaremine@lokilvrr @lostinthoughtsandfeelings-blog @theimpossibleg1rl @princess-evans-addict @stuckyfox @loricameback  @moondancewrites @halcyonrogers @writing-for-a-chance @ruckystarnes @angryschnauzerwrites @221bshrlocked @suz-123 @senoritastucky @devilbat @jpat82 @caramell0w @spookyscaryskeletonsus @theoneanna @inlovewith3 @mrs-captain-evans @crazybutconfidentaf @nerdy-bookworm-1998 @sillyboyscomicsareforgirls @shield-agent78 @mackevanstanfan80 @the-wayward-robot @renanyx @notyourtypicalrose @boldlybeardedgiver  @time-travel-bouqet @jilldsumner @breezy1415 @stuckybarton @just-the-hiddles @writer-at-heart96

#shield-agent 78 500 #star spangled bingo #starspangledbingo #bucky x reader #bucky barnes x reader #love on lockdown

[shield-agent78]

500 Celebration Requests

Since I just made 500 followers I decided to open up requests until Friday. Seb, Chris and Marvel characters only please. Fluff, Smut and anything in between.

(Send me your ideas or just give me a character. Reader inserts)

Tagging possible interesting parties...

@definitelybuckybarnes @definitelydaytonwhite @jewels2876 @averyrogers83 @xxloki81xx @the-wayward-robot @belladonnarey @lookwhatyoumademequeue @leisurelypanda @letstalkaboutsebbaby @flightofthefantasies @jobean12-blog

#shield agent 78 #shield agent 500 celebration

[urwarriorangel]

<3 urwarriorangel’s writing challenge <3

hello my darling angels! i have started a writing challenge because i want to read more of what you write. i’m calling this a challenge because that’s what i’ve read others call it? rules are listed below! all submissions will be read by yours truly and (if they follow the p basic rules) i will post them all on a masterlist! i will reblog them and give you feedback because that’s what should happen regardless and also i love you guys! (gif not mine!)

rules

*no rape/incest/underage sex/etc.

*if you choose to write smut, you must be 18+!!! the characters you’re writing for must be 18+!!

*must be character x reader! you can write for multiple characters, but it still must be a reader insert!

*it’s first come first serve for characters, meaning there are character limits. multiple people can write for the same character, but they are capped. so please message me as soon as you see a character you want to write for!

*only one prompt per fic! (bonus points if you use any of my original prompts lol!) (also prompts can only be used once)

*triggers must be tagged. if there are any triggers in your fic, you must have a trigger warning. i cannot emphasize this enough.

*fic should be at least 500 words, if it’s longer (which please make it as long as you’d like!) you have to add a ‘read more’

*must tag me in the fic and use # urwarriorangelwritingchallenge <3

*fic should be a new original, not an old piece being resubmitted or a part of an already existing series. (you can write a series for this challenge if you’d like!)

*bonus points if you’re a poc!writer with a poc!reader <3 <3 <3

*you must respect the sexuality of the character! if you would like for an lgbtq+ character, their sexuality should not change in the fic. thank you!

*please send me a message with the character(s) you’d like to write for and the prompt!

example: damon salvatore + “i don’t know how much longer i can go on”

~the masterlist will be posted on august 13th! (if this goes well aka if people participate i would love to do this more often!)~

categories allowed:

anything your heart desires. if you’re going to write fluff please keep it compelling! add a few different styles together! give me some angst, some smut. make it a mystery! i mean absolutely no disrespect to those who write/read only fluff, but personally i find fluff a little more fun when it’s got multiple components! (if you write only fluff, please go ahead and write fluff! i will read it and i’m sure i’ll love it! these are just my personal preferences!)

i love aus very much, so please don’t shy away from them!

characters & prompts under the cut!

characters (five slots for each character)

agents of shield

al mackenzie antoine “trip” triplett daisy “skye” johnson grant ward jemma simmons lance hunter leopold fitz lincoln campbell

brooklyn 99

amy santiago charles boyle gina linetti jake peralta raymond holt rosa diaz terrence jeffords

buffy the vampire slayer

angel buffy summers cordelia chase rupert giles william the bloody aka spike

criminal minds

aaron hotchner david rossi derek morgan elle greenaway emily prentiss jennifer jareau luke alvez penelope garcia spencer reid

defenders-ish

billy russo frank castle jessica jones luke cage matt murdock

friends

chandler bing joey tribbiani monica geller phoebe buffay rachel green ross geller

game of thrones

arya stark benjen stark daenerys targaryen eddard stark jaime lannister jon snow khal drogo robb stark samwell tarly sansa stark tyrion lannister

gossip girl

blair waldorf carter baizen chuck bass dan humphrey nate archibald serena van der woodsen vanessa abrams

harry potter

draco malfoy fred weasley george weasley harry potter hermione granger remus lupin ronald weasley sirius black (young) tom riddle

hawaii five-0

adam noshimuri chin ho kelly daniel williams kono kalakaua michael noshimuri steve mcgarrett

jane the virgin

adam alvaro jane gloriana villanueva petra solano rafael solano

lucky number slevin

slevin kelevra

mcu

bruce banner aka hulk brunnhilde aka my valkyrie queen bucky barnes aka winter soldier clint barton aka hawkeye drax aka the destroyer erik stevens aka killmonger gamora aka um need we say more? janet van dyne aka wasp loki aka loki m’baku aka you already know mantis aka mantis aka a fucking cutie may parker aka ailf nakia aka loml okoye aka incredible badass peggy carter aka kickass peter parker aka spider-man peter quill aka star-lord pietro maximoff aka quicksilver sam wilson aka falcon scott lang aka antman shuri aka an angel stephen strange aka dr. strange steve rogers aka captain america t’challa aka black panther thor aka thor tony stark aka iron-man wanda maximoff aka scarlet witch

new girl

coach nick miller

pretty little liars

aria montgomery caleb rivers emily fields ezra fitz hanna marin jason dilaurentis mona vanderwaal noel kahn spencer hastings wren kingston

reign

francis mary stuart nostradamus sebastian

riverdale

archie andrews betty cooper cheryl blossom fangs fogarty fp jones fred andrews jason blossom josie mccoy jughead jones kevin keller malachai charles!reggie mantle ross!reggie mantle sweet pea toni topaz valerie brown veronica lodge

shadowhunters

alec lightwood clary fray isabelle lightwood jace herondale lucian grey magnus bane simon lewis

teen wolf

allison argent chris argent cora hale derek hale isaac lahey jackson whittermore jordan parrish kira yukimura liam dunbar lydia martin malia tate peter hale scott mccall stiles stilinski theo raeken

the 100

bellamy blake clarke griffin echo finn collins jasper jordan john murphy king roan lexa lincoln monty green nathan miller octavia blake ontari raven reyes wells jaha

the originals

davina claire elijah mikaelson freya mikaelson hayley marshall kol mikaelson lucian castle niklaus mikaelson marcel gerard rebekah mikaelson

the vampire diaries

bonnie bennett caroline forbes damon salvatore elena gilbert jeremy gilbert katherine pierce malachi parker mary louise matt donovan nora hildegard olivia parker tyler lockwood stefan salvatore sybil

x-men

alex summers aka havok charles xavier aka young!professor x erik lehnsherr aka magneto hank mccoy aka beast jean grey aka phoenix logan aka wolverine peter maximoff aka quiksilver ororo monroe aka storm raven darkholme aka mystique

prompts (once someone requests a prompt, i will update the list! list will be updated once a day, if multiple people ask for a prompt in between updates, i will give it to the first person who sent me an ask. i realize that there are more character options than there are prompts, i did this because i don’t think too many people will participate. if we ever run out, i will add more prompts! example of request: klaus mikaelson + “give me a chance”)

(rfaimagining)

angst

1: “ give me a chance. ”

2: “ not you again.. ”

3: “ leave me alone. ”

4: “ i don’t love you anymore. ”

5: “ why do you hate me? ”

6: “ i lost the baby. ”

7: “ i thought you loved me. ”

8: “ i don’t need you anymore. ”

9:“ i can’t believe you! ”

10: “ we can't keep this up forever. ”

11: “ you’re a monster. ”

12: “ i hate you. ”

13: “ don’t leave me… ”

14: “ you’re a disappointment. ”

15: “ don’t die on me– please. ”

16: “ i never meant to hurt you. ”

17: “ are you upset with me? ”

18: “ i wish i’d never met you. ”

19: “ i’m going to kill you! ”

20: “ please don’t hurt me like this. ”

21: “ thanks for nothing. ”

22: “ dont call this number again. “

23: “ why did you spare me? ”

24: “ you need to leave. ”

25: “ i’m sick. ”

26: “ i’m dying. ”

27: “ i wish i’d never met you. ”

28: “ i thought we were family!”

29: “ there was never an us. ”

30: “ so that’s it? it’s over? ”

31: “ i fucked up. ”

32: “ i came to say goodbye. ”

33:“ he’s dead because of you. ”

34: “ i don’t deserve to be loved. ”

35: “ about the baby… its yours. ”

love

36: “ i’m so in love with you. ”

37: “ dance with me! ”

38: “ isn’t this amazing? ”

39: “ i wish we could stay like this forever. ”

40: “ will you marry me? ”

41: “ i’m pregnant. ”

42: “ i need a hug. ”

43: “ you’re special to me. ”

44: “ i’m going to keep you safe. ”

45: “ do you trust me? ”

46: “ can i kiss you right now? ”

47: “ you’re cute when you’re angry. ”

48: “ i’ve liked you for awhile now. ”

49: “ let’s have a baby. ”

50: “ we’d make such a cute couple. ”

51: “ i want to take care of you. ”

52: “ can we cuddle? ”

53: “ it’s lonely here without you. ”

54: “ i can’t stand the thought of losing you. ”

55: “ shut up and kiss me already. ”

56: “ are you flirting with me? ”

57: “ is that my shirt? ”

58: “ how did we get here? ”

59: “ you own my heart. ”

60: “ you’d be a great dad. ”

61: “ you’d be a great mom. ”

62: “ i want to protect you. ”

63: “ what's the matter? ”

64: “ you’re so beautiful. ”

65: “ did you do something different with your hair? ”

66: “ is that a new perfume? ”

67: “ stop being so cute. ”

68: “ you’re making me blush! ”

69: “ you’re teasing me again… ”

70: “ this is why i fell in love with you. ”

71: “ you’re the best! ”

72: “ they’re going to love you, don’t worry! ”

73: “ oh, are you ticklish? ”

74: “ of course i remembered! ”

75: “ you’re one hell of a girl. ”

76: “ you’re one hell of a guy. ”

77: “ are you jealous? ”

78: “ hold me and never let me go. ”

79: “ stop hogging all the blankets! ”

80: “ lets run away together. ”

misc

90: “ catch me if you can! ”

91: “ i’m fine. ”

92: “ are you drunk? ”

93: “ are you high? ”

94: “ we can't go in there… ”

95: “ give it back! ”

96: “ well this is just great. ”

97: “ don’t touch me. ”

98: “ not sure if you could tell, but i’m not exactly a people person. ”

99: “ this was fun— let's do it again sometime!”

100: “ i didn’t do it! ”

101: “ i did it… ”

102: “ i don’t remember that! ”

103: “ well that’s pretty rude of you to say. ”

104: “ get that thing away from me! ”

105: “ you owe me. ”

106: “ do you believe in aliens? ”

107: “ do you believe in ghosts? ”

108: “ are you hitting on me? ”

109: “ why are you naked? ”

110: “ you did what?! ”

111: “ you have… superpowers? ”

112: “ why are you bleeding? ”

113: “ where did all these puppies come from?”

114: “ don’t make me come over there myself! ”

115: “ that wasn’t funny. ”

116: “ this tastes horrible. ”

117: “ this is delicious! ”

118: “ are you mad at me? ”

119: “ stop ignoring me… ”

120: “ i love that show too! ”

121: “ can i borrow that book of yours?”

122: “ let's blow this joint. ”

123: “ let me help you with that. ”

124: “ take that back! ”

125: “ wanna go see a movie with me? ”

126: “ no way, that’s so lame. ”

127: “ what are you listening to? ”

128: “ i brought you your coffee. ”

129: “ don’t fuck this up. ”

130: “ run! ”

131: “ lets run away together. ”

132: “ i haven’t slept in four days… ”

133: “ your turn to do the dishes. ”

134: “ was i really that drunk? ”

135: “ was i really that stoned? ”

136: “give me back my phone! ”

137: “ you’re an asshole. ”

138: “ are you cold? ”

139: “ this place gives me the creeps. ”

140: “ i swear my house is haunted. ”

141: “ did you hear that? ”

142: “ it’s just your imagination. ”

143: “ just how stupid do you think i am? ”

144: “ stop being such a baby. ”

145: “ go back to bed. ”

146: “ are you okay? ”

147: “ i can take care of myself just fine.”

148: “ thanks for helping me back there. ”

149: “ since when have we ever been friends? ”

150: “ what on earth are you wearing? ”

151: “ i can’t feel my legs! ”

152: “ stop texting me weird stuff so late at night. ”

153: “ put me down! ”

154: “ there’s only one bed… ”

155: “ it isn’t what it looks like! okay.. maybe it is… ”

156: “ how did i lose it? ”

157: “ i read your diary. ”

158: “ this is awkward. ”

159: “ didn’t you read the sign? ”

160: “ do you think you can teach me that? ”

nsfw

161: “ bite me. ”

162: “ make me. ”

163: “ fuck me. ”

164: “ stop teasing me so much… ”

165: “ do you like it when i touch you like that?”

166: “ okay.. this is new. ”

167: “ want to head back to my place and have a little fun? ”

168: “ you’re in trouble now. ”

169: “ what a pretty sight. ”

170: “ bend over. ”

171: “ on your knees. ”

172: “ the food looks great but.. there’s something much more delicious i’d like to eat right now. ”

173: “ lay back. ”

174: “ take off your clothes. ”

175: “ well, fine; just this once. ”

176: “ i’m waiting. ”

177: “ you’re so beautiful. ”

178:“ as you wish. ”

179: “ first one to make a noise loses.”

180: “ you have no idea what you do to me. ”

181: “ if you’re bored; wanna have sex? ”

182: “ i've wanted this for so long. ”

183: “ car sex looks so much more easier in the movies. ”

184: “ can i touch you? ”

185: “ open up. ”

186: “ no strings attached. ”

187: “ already? do i really have that much of an effect on you? ”

188: “ mine. ”

189: “ the nights still young. ”

190: “ we can't do that here! ”

191: “ behave. ”

192:“ what did you just say? ”

193: “ good girl. ”

194: “ good boy. ”

195: “ come here. ”

continued nsfw from misc sources

196: “are you going to come here, or are you going to make me come get you myself?”

197: “don’t look at me like that, you brought this on yourself.”

198: “stay still, squirming will make it worse.”

199: “keep count. if you lose it, we’re starting over. understand?”

200: “go get me the cane.”

201: “take your shirt off and put your hands up against the wall.”

202: “open your mouth. i’m putting the gag in so your screaming won’t alarm someone.”

203: “did you disobey my orders?”

204: “i thought i told you not to touch that?”

205: “have you finished everything i told you to do?”

206: “if you don’t stop acting like this, i’ll be forced to use different tactics.”

207: “your skin turns so red under my palm.”

208: “bend over the back of the couch.”

209: “you might want to bite something, the whip has a bite to it.”

210: “come here and bend over my lap.”

211: “i’m tired of your smart mouth.”

212: “you’re really hot.”

213: “oh, don’t mind me. just enjoying the view.”

214: “you know, those/that ______ of yours are/is pretty distracting.”

215: “hot damn.”

216: “so, you come here often?”

217: “well, well. my night just got better.”

218: “is that a gun in your pocket or are you just happy to see me?”

219: “you have got a great ass.”

220: “hey, i’m open minded.”

221: “you enjoying the view over there?”

222: “keep sweet-talking and this could go a whole new direction.”

223: “don’t be bashful. you know you want to.”

224: “you can have me any way you’d like, baby.”

225: “you wanna move this conversation someplace more private?”

226: “i’m off in a few minutes, you know.”

227:“it’s been a long day. why don’t we help each other unwind?”

228: “i think it’s about time we stop avoiding the obvious.”

229: “i’m gonna be honest with you. i’m really horny, and you’re really hot. can we fuck? like, now?”

230: “i wanna see you get naked.”

231: “you like how i bend over for you, huh?”

232: “you’re getting me all worked up.”

233: “what do we have here?”

234: "i see someone’s happy to see me.”

235: “play your cards right, and i just might have to put you on speed dial.”

236: “you like that, don’t you?”

237: “how do you want me?”

238: “i’m sure we can put those lips to better use.”

239: “i want you. right here. right now.”

240: “god, you’re perfect.”

241: “i really like a man who’s good with his hands.”

242: “i’d be more than happy to show you a good time, if you’re looking for one.”

243: “i saw that. you just checked me out.”

244: “you look real good in that suit/dress/skirt/outfit.”

245: “you wanna help me out of this ___?” (insert article clothing here.)

246: “can i keep you?”

247: “you’re such a tease.”

248: “oh my, looks like i/you dropped something.”

249: “i love it when you talk dirty.”

250: “i can’t stop thinking about your hands on me.”

251: “i think you’ll be happy to know that i’m not wearing any underwear.”

252: “i really want to take you home and get you out of all those clothes.”

253: “it’s like you want to ruin men/women for me.”

#urwarriorangelswritingchallenge

[g5b3ysjw-blog]

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New Post has been published on http://omcik.com/brighthouse-continues-push-toward-fee-based-annuities/

Brighthouse Continues Push Toward Fee-Based Annuities

(Photo: Thinkstock)

The U.S. Department of Labor may be trying to postpone implementation of its own fiduciary rule standards, but insurers continue to add annuity products designed for a world in which advisor fees may eventually crowd out insurance agent commissions.

Brighthouse Financial Inc. contributed to the flow of new fee-based annuity products this week.

Brighthouse introduced the Brighthouse Shield Level Selection 3-year and 6-year annuity contracts. The company also introduced the Brighthouse Shield Level Select Access Annuity.

(Related: DOL Seeks 18-Month Delay for Fiduciary Compliance)

The 3-year and 6-year products come with no annual fee. The three-year version comes with a three-year surrender charge schedule, and the six-year version comes with a six-year surrender charge schedule. A return-of-premium death benefit is a standard product option.

The Access annuity contract is a simplified Shield Selector product designed specifically to meet the needs of fee-based advisors, Brighthouse says.

The Access annuity has no annual product fee and no surrender charges. Purchasers will have to pay the advisor for advisory services.

Brighthouse will be offering all three annuities through independent distribution partners.

Brighthouse, a company based in Charlotte, North Carolina, previously was the individual life insurance and annuity arm of MetLife Inc. It completed efforts to become a separate, stand-alone company Aug. 4, the company says.

Symetra Adds Two Contracts

Symetra Life Insurance Company has introduced the Symetra Advisory Edge contract and the Symetra Advisory Income Edge contract.

(Image: Thinkstock)

Both contracts are indexed annuities aimed at fee-based planners.

Symetra, a Bellevue, Washington-based carrier, says the contracts give users access to a JPMorgan ETF Efficiente 5 Index option as well as an S&P 500 Index option.

The Advisory Income Edge contract offers a guaranteed lifetime withdrawal benefit.

Pacific Life Shortens Withdrawal Charge Schedule

Pacific Life Insurance Company has introduced the Pacific Index Foundation indexed annuity.

The contract replaces the company’s Pacific Index Choice indexed annuity.

The new contract offers simpler ways to earn interest and shorter withdrawal charge periods, Pacific Life says.

The Newport Beach, California-based company offers contract purchasers access to a guaranteed lifetime income option and an option aimed at holders who hope to pass legacies on to beneficiaries.

Nationwide Adds First Indexed Annuity Aimed at RIAs’ Fee-Based Advisors

Nationwide has introduced the Summit indexed annuity.

The Columbus, Ohio, is describing the contract as its first indexed annuity aimed at registered investment advisors’ fee-based advisors.

The contract gives users access to the J.P. Morgan MOZAIC Index, and it’s the only fee-based indexed annuity that offers access to that index, Nationwide says.

Over the past 18 years, the MOZAIC index has been 78% less volatile than the S&P 500 index, Nationwide says.

Nationwide is distributing the product through its Annexus program for independent distribution companies.

Allianz Life Adds Two Variable Annuity Products

Allianz Life Insurance Company of North America introduced the Allianz Index Advantage ADV Variable Annuity contract and the Allianz Index Advantage NF Variable Annuity contract in May.

The Minneapolis-based Allianz S.E. unit designed the Advantage ADV contract to fit within a fee-based portfolio.

The Advantage NF contract comes with no annual product fee on the index strategies and is designed to appeal to fee-sensitive clients, according to Allianz Life.

—-Read Annuity Rules Should Apply to Investment-Type Life Products: Consumer Reps on ThinkAdvisor.