#poll part 2 bc they can only either be one day or one week. i didnt know

[spiritumantophila]

DnD Battle!!!!!!!

vote based on whatever criteria u think is best/funniest/coolest

#poll part 2 bc they can only either be one day or one week. i didnt know #ANYWAY just thought this would be fun to do . even made art for itjehkjahwdd #if u have any questions abt them feel free to send me an ask #i would be SO delighted to answer #i wanna talk abt them more #basic summary of their characters tho: #c is mellow and caring. loves to sleep but loves friends more. eternally sad but she's managing somehow #dysme pretends to be sweet and loveable but secretly wants to watch the world burn by his hands . self-proclaimed protector of the helpless #have fun yall

[hxseok-honee]

about the spooky twt au!

yo yo got some updates on the new au - 

ill be posting a teaser for it most likely in the next few days [probably fairly soon], both on twt and tumblr. i will likely start the twt posting of updates before i start them here just so that i can finish up 24/7 and Love Is before i start anything new on tumblr, and then i’ll just post more frequently on tumblr until i catch up to the updates on twt [it really should only be like 2 or 3 updates, but im still figuring out my update schedule]

this new au will probably be the only thing ill work on over the summer so that i dont put too much on my plate for when im in korea and so that i can put all my energy into it! 

about the interactive portion! ive decided instead of sticking to the real definition of “interactive”, which would entail kind of a choose your own adventure [which i really cant do just bc this au will be really involved and i cant change the plot too much], it’ll be in the form of polls! so after certain parts, ill make a post asking for your opinions about a topic and then if you guys choose the correct answer of the four or five options i post, then ill let you guys ask me one question from a list that i still have to come up w . if you don’t get it right then there’s just gonna be some information you don’t know , so you’ll have a lower chance of figuring out what the fuck is happening. if you guys have a twt acc as well, pls try to only participate in one of the poll sections, either here or on twt - i kind of wanna run a mini social experiment w this au just to see what the majority thought process is on tumblr and twt separately

ye that’s about it! just wanted to let you guys know how the summer’s gonna be looking plus how these interactive portions will be formatted. for now , if you have twt acc please go check out my good friend @ realmoonnamjoon ! she’s currently doing a namjoon-centric spooky sci-fi au , and as someone who knows the entire plot from start to finish, i can attest to the fact that her au is gonna be fuckin fire . it’s her first au and she’s really excited for people to read it ! also we’ve pulled like 4 all-nighters together in the last 2 weeks planning each of our aus, so she’s putting a lot of time and love into it! 

as for my twt acc, ill be posting at @ lycheemyg , so if youd like to read it on twt go follow me there! thanks guys <3

#bts texts #bts au #bts smau #bts social media au #ooh bois its gonna be a time #im so excited to start #my mom stopped answering my calls bc i kept wanting to tell her about it

[isadorcs]

╰☆╮ LANA CONDOR ─ ISADORA ROSS identifies as  DEMI-FEMALE and uses SHE/THEY pronouns. they’re a DANCER, ARTIST, & REALITY COMP STAR, and they’re only TWENTY-TWO ! they’re said to be +PASSIONATE, but also -DARING. i guess that’s why they’re known as THE UNEXPECTED in the tabloids.

death tw, car accident tw, general thievery ? 

like this post to plot w her and i’ll message u !!!!!!! 

so i know i gave a bit about her in the poll but i wound up kind of combining her and evangeline bc i could so ??? here’s an updated isadora info 

B A C K S T O R Y

isadora ross was adopted at birth by nicholas and aria ross.  they brought her into their home and spoiled her rotten as best they could.  isadora never wanted for anything in her early years.  

at the age of six her mother died suddenly of an undiagnosed tumor.  

nicholas didn’t know what to do and wound up bringing in aria’s mother, francine, into their home to help him care for young isadora.  

isadora never liked her grandmother, her rules were too strict for a young and wild child like isadora.  and she hated being cooped up so often.  

nicholas threw himself into his work and spent fewer and fewer hours at home.  by the time isadora was twelve her father died in a car accident from falling asleep behind the wheel.  

isadora was left completely in the care of francine and the pair did not get along.  francine was not accepting of isadora claiming to feel different and was not pleased when her granddaughter started calling herself “demi-female” and using different pronouns.  

she had been dancing since she was three years old, focusing mainly on ballet & tap.  

at the age of fourteen, isadora ran away from home after a fight with her grandmother.  she took only a handful of things, including her grandmother’s credit card and ran off to europe, ditching the credit card after landing in the paris airport.  

isadora began working as a street painter, making enough to maintain a room in an apartment of an older woman.  they would also cook and clean for the woman who couldn’t do much for herself.  

one day as they were painting isadora was commissioned to paint something for someone and that’s how it was discovered that she could copy something simply by memory.  

a thief found her work and offered isadora a large sum of money to paint five copies of one painting.  which she did, because she needed the money.  

isadora soon became a part of a criminal crew as a forger and thief.  they were small enough to get in and out of places usually undetected, and their forgeries were good enough to pass as real works until they were inspected by a professional.  

the crew got caught when isadora was eighteen, but isadora managed to get away and go back to america.  they are wanted in 5 countries under the alias “the ballerina”  but no one ever got close enough when they were making swaps to get a photograph so no one knows it was her.  

coming back to the states, isadora bought an apartment in manhattan and began working as a maid in a hotel, careful to hide her wealth in other places so no one knew how much she was really worth.  

at nineteen they gave birth to a son, adrian.  it’s rumored that he’s the son of someone she knew in europe, but isadora never comments on that subject farther.  in fact, they keep their son out of instagram posts and social media entirely.  

last year isadora sent in audition tapes for both survivor and big brother and was selected for the big brother show.  they were pretty unknown and a silent person on the show.  no one expected them to win.  but they were behind some of the biggest blindsides, through casually mentioning names and things they’d overheard.  no one realized it was isadora behind it until they were evicted and watched back, or were in the jury house with others.  

they won the show with losing only 2 of the jury members votes, one of which was because it was a showmance voting for their other half.  

with winning a reality competition under their belt, isadora returned back to the city to her son and began working on other projects.  they’ve been a dancer in a broadway show, an artist working on an art show, and 

they’ve opened up a “big brother/survivor/amazing race” training camp. where you sign up for either a 3 or 6 week course for one of the shows and you’re tested to your abilities for different competitions and social games.  

they are doing their best to not be doing too much art lately.  if anyone sees their paintings its possible that they could be caught.  

it’s rumoured that she will be going on survivor this upcoming season but she has yet to comment.  

P E R S O N A L I T Y

isadora is a kind person, always wanting to help others out.  

one of the big things from when they were working with the con crew was that they made sure to help people less fortunate with the money they would get from their jobs.  

they are very passionate in everything they do.  they give everything their all.  

isadora throws herself head first into everything they do, falling in love with everything.  

they are also kind of impulsive and daring, usually finding trouble in the oddest ways.  

“oh?? this store is closed ?? but someone needs food?? i can pick the lock it’s okay.”

this also leads them to be kind of controlling and bossy.  they want things to go their way.  

isadora also is good at putting on a facade.  they can con people, from previous work as a thief and grifter, which helped her on the competition.  

not really family oriented, except for her son.  isadora doesn’t talk much about her parents or her other family, but she will gush about her son all the time.  

C O N N E C T I O N S

a childhood friend, probably from school or maybe someone who she met on like aim ( throwing it bACK A BIT Y’ALL ) and kept in touch with them.  

a dancing buddy, someone who she has practiced with and they’re close maybe.

a best friend, likely someone she met when they ran away from home and moved to europe, wandering around on their own.  this person would know the majority of isadora’s past.  

exes, isadora didn’t date much, so there would be a couple of exes.  they usually had relationships lasting not too long, most of the time it ended amicably but we can always figure out some dramatic thing too. 

pen pals, someone who izzie had a writing relationship with.  maybe set up through elementary school programs or a friend of the family, it would be someone who they’ve kept in touch with for all these years.  

close friends 

ride or die

past hookups

neighbor(s) / maybe a roommate or smthn ?

ex best friend

enemies 

#excessintro #❏−−− a wild hope appears ツ

[yumeironogenesis]

Romeo&... Part 1: Collision

Part 2 | Part 3

So, I ran a poll on my twitter about two weeks ago asking which event I should translate next, and Romeo&... won so here we are now. Everything under the cut!

At the site of Genesis’s flagship performance, Tsubasa Art Theater. Here, the troupe members undergo intensive practice as it approaches the opening day.

Gaku: “I knew it… Romeo?! Why are you here…!”

Ryosuke: “That’s my line… Julio, to think you’d you’re the one sent from RED… How can you laugh in this situation? It’s not even ironic… it’s ridiculous!”

Gaku: “Romeo, don’t you understand? This is a duel with both our organization’s reputation at stake. You do know… it won’t end until either one of us is dead, right?”

Gaku: “You were like an elder brother to me… You are the enemy who hurt Theo, yet at the same time, my only friend…”

Gaku: “Shit…. I can’t! I can’t shoot you!”

Ryosuke: ….

Gaku: Yo, Kuroki. It’s your line next.

Ryosuke: … Let’s stop for now. We’re restarting from Act 2 part 4.

Gaku: The hell?! I was just getting into the swing! There’s not much more so let’s do it till the fucking end!

Ryosuke: No, we’re stopping here. Haiba, music please.

Takuma: Ok, music is ready. Kuroki-kun, shall I?

Gaku: Tsk. I get it already! Shit… just when it was getting good too…

Ryosuke: “… Any minute now. The assassin from RED… I wonder who they sent… “

Gaku: “It’s either clearing the traitor’s name, or dying. Heh. Like hell I’ll die in a place like this. Whoever my opponent is, I will finish them.”

Gaku: “… I can see them. So, they’re the unlucky guest from BLUE, huh? Hm…? It can’t be, that’s---!”

Rei:  Sudo-san’s acting… it gets even more refined the more he practices.

Yutaro: Yeah… Rather than acting, he is close to the character himself. By repeating the negotiations right before the climax, more and more of Julio’s impatience will show itself in his lines.

Ryosuke: “My younger brother, Nicola, and your senior, Theo, has been hurt. That… is already enough victims.”

Gaku: “Stop saying that weak shit! There should be a way, if we just think together---!”

Ryosuke: …Ok. The negotiation scene, one more time, from the top---

Gaku: Hey…!

Ryosuke: What?

Gaku: Why aren’t we continuing to the next scene?! Our emotions will be all over the place doing it in chunks like this!

Ryosuke: Doing the climax now will be meaningless. As long as you have the lines memorized, that’s enough.

Ryosuke: You’re qualified enough to do that, since improv acting is your specialty. Right now, we are practicing to build the emotional lead-up toward that scene.

Ryosuke: Close scrutiny of the timing and nuance of every line is necessary in order to communicate to the audience the excitement of a controlled stage.

Ryosuke: To do that, we are repeating Romeo and Julio’s negotiation scene and carving it into our bodies-

Gaku: You said you have a good grasp of my acting, didn’t you? That also means you can kill my acting when you need to, am I right? You’re “restricting”[1] me. That’s what you’re doing, no sugarcoating.

Ryosuke: …Sudo. Your acting as of now is fully deserving of praise. But if you’re the type who feels “restricted” by doing this then, you have nowhere else to go.

Gaku: You little shit… Don’t make fun of me!

Rei: H-hey wait, no fighting!

Takuma: … Bloody hell, again? When practice gets heated this always happens.

Yutaro: I’ll go and stop them.

Rei: Woah, S-Sudo-san! You look ready to punch a dude! Don’t make such a scary face, come on, smile!

Yutaro: That’s enough, Gaku.

Gaku: Ugh….?! What the fuck, Yu?! Let me go!!

Yutaro: If I let go, you’re going to hit him, am I right? I can’t let the main role get hurt so close to opening day.

Gaku: I wasn’t gonna hurt him! I was just gonna “carve it in his body” like he wanted me to!

Yutaro: I told you, that’s not allowed. Come, calm yourself… Let’s take a short break.

Gaku: Tsk.

Ryosuke: Sudo, reassemble in 10 minutes. We’re going through Act 2 part 4 again.

Gaku: Whatever you say, dammit! Just you wait, you bastard…!

Yutaro: Phew… This conflict is a sign that all our practice is reaching its conclusion.

Rei: That scared me for a sec but… “Romeo&…” looks like it’ll be an amazing number!

To be continued...

Notes:

1) The original jp text says 型にはめるwhich means “To beat into a mold”, but I think it doesn’t really sound good in context. There might be a better word for this than “to restrict” but if it makes sense and expresses the intent of the text I think it shouldn’t matter in the long run

2) Gaku is talking very angrily/annoyed here and although he isn’t explicitly cursing nearly as much in the jp text, I decided to put in some f words to express his anger bc it wouldn’t sound as rude/angry without them. And well… I do have a sailor mouth irl so it was fun for me personally lol

3) Yutaro is gaku whisperer istg. Protector of ryos pretty face. (also no im not apologizing for making takuma say ”bloody hell” it just suits him so well) 

One more before you leave! I made an FAQ page, so please check it out! thank you for reading!

#yumecast #yumeiro cast #e: romeo& #translation

[faithfulnews]

Productivity Shouldn’t Be Your Pandemic Priority

Signs of Life content is created in partnership with American Awakening.

Early on in quarantine, our collective American panic took a strange swerve. Maybe you noticed. The initial slew of responses, whether from our employers, the influencer set or the inescapable brands were all focused on how we could keep busy, even if we couldn’t go anywhere. 

Maybe it’s not surprising that places like CNN and Forbes dropped articles with headlines like “How to Stay Productive During Quarantine.” A viral internet factoid reminded us all that Shakespeare wrote King Lear while he was in quarantine (“and what have you done?” hardly needed to be said out loud). One “motivational” message shamed the world by telling us all that if we don’t come out of quarantine with a new skill, more knowledge and a new side hustle “you never lacked time, you lacked discipline.” A widely mocked LA Times article even suggested everyone should stop wearing sweatpants and “dress like the adult you’re getting paid to be.” 

In any case, it seems that the American instinct with anxiety is “work through it.” We want to know our lives still have meaning on lockdown, and we don’t know how to separate meaning from work.  

Now, this isn’t all bad. This is America. We like to be productive, and our productivity has led to some real breakthroughs that have benefited the whole world. Even now, in pandemic season, examples of American creativity and ingenuity in our virtual offices can be pretty inspiring. 

But many (most?) Americans also know deep down that this workaholism comes at a price. The cost has always been there, nipping at the edges of our consciousness, but it’s much more apparent during a global crisis. If you were an alien watching this country right now, would you be impressed with how committed Americans are to keep up their professional pace in the middle of a crisis, or would you suspect that they have some sort of addiction to productivity? Would you think the reason they stay busy is that they don’t know how to slow down?

Being Led to Rest

Think about it this way. Around 1000 BC, King David wrote Psalm 23 — his most famous work and probably what most people think of when they hear the word Psalm. You how it begins: “The Lord is my Shepherd…” I’ve read or recited that psalm many hundreds of times over the years, but I recently noticed something I hadn’t observed before. Something that shows just how much David understood the human impulse to stay productive at all costs. 

David doesn’t say “You let me lie down in green pastures,” which would seem like the obvious word choice. He says “You make me lie down in green pastures.”  

Similarly, the Psalm doesn’t say “You’re with me beside quiet waters.” It says, “You lead me beside quiet waters.” 

Why does the shepherd—David’s word for God—“make” and “lead” the Psalmist to do things that any sane person would want to do? Did David not want rest, beauty and peace?

Well, no. Quite the opposite, actually.

While scholars in ancient Hebrew history aren’t certain what was happening in King David’s life at the time he wrote this psalm, what is known about his life, in general, is that he had tons of enemies, and many of them were members of his own family. For just one tragic example, his son Absalom started a civil war against his father. 

We also know that David spent a lot of his life on the run, either running from these enemies or looking for a fight. He may have been a king, but David’s life was busy and rough. In many psalms, he talks about being exhausted and demoralized. In one instance, he feels utterly hopeless and abandoned, even by God.

Maybe you can relate.

You’re not a king, and your enemies probably’ aren’t Philistine giants or even necessarily other people, but I believe most of us can relate to the sense of being overwhelmed, exhausted and demoralized – especially right now. Most of all, we can relate to the reality of needing someone to make us lie down in green pastures and lead us beside quiet waters. If we aren’t led to it, many of us will never do it. 

That’s not just my opinion. Research shows we’re not very good at finding those pastures/waters on a regular basis. Statistically, we are the most overworked nation on the planet.

●  At least 134 countries have laws setting the maximum length of the workweek; the U.S. does not. ●  In the U.S., 85.8 percent of males and 66.5 percent of females work more than 40 hours per week. ●  According to the International Labor Organization (ILO), “Americans work 137 more hours per year than Japanese workers, 260 more hours per year than British workers, and 499 more hours per year than French workers.” Again, I am very proud of the American work ethic and believe that our approach to work is a wonderful attribute, but it is fair to ask the question — maybe we take it just a bit too far? To put it strongly, there is something almost pathological about our need to work. 

That’s why I want to propose that there are three things we, as Americans, ignore that we could be re-learning this season to integrate into our normal routine. Let’s call them the R-words. 

Rest

In the Jewish Torah and the Christian Bible, Genesis 2 explains that on the seventh day of creation, God rested. The Hebrew word used in the Torah is menuchah which translates, simply, rest. It is from this passage that the Jewish tradition of Shabbat or Sabbath was born.

Gallup’s most recent poll found that Americans average about six hours a night these days, compared to nine hours back in 1910. Forbes contributor Neil Howe suggests our diminishing rest has been propelled by technologies like the light bulb and the Internet which allow us to work 24/7. We can work more, so we feel like we should work more. But can and should aren’t the same thing. 

Recreation 

Obviously, recreation can mean anything from tossing a frisbee to playing corn hole to SeaDooing on the lake, and there is nothing wrong with any of that. But our broad application of it has buried the deeper significance of recreation.

The original Latin word is recreare which translates: create again or renew. The first English use of the word was in reference to refreshing or curing a sick person. Recreation is fundamentally about re-creating ourselves through activity. It’s not just having fun (although it often is fun). It’s an act of creation. 

Recreation, when done well, teases our itch for a simpler, more meaningful life. It makes less become more, but only for a spell. We get a taste of less and we love it. Then more takes over again and we’re back where we started, longing for less.

Restoration 

While rest is a temporary break in the action—an eddy in the rushing river of life; and recreation is an act of temporarily re-creating ourselves and our circumstances; restoration is returning ourselves and our circumstances to their best form—to the way they are meant to be. 

It is easy to fall into anxiety, hopelessness, sadness and even anger when you consider the state of our country, and the world. We are in desperate need of more than rest and recreation. We need restoration. We need to strip away the superficial, extraneous and meaningless addiction to productivity for productivity’s sake in order to restore our most meaningful lives. We have to do our part and, if we can, help others do theirs. 

I don’t know when this season will be over. Restrictions may loosen and some people may start going back to their offices, but it’s clear that our future is going to be shaped by COVID-19 for a long time to come. But we as a country can be better prepared for what’s next if we’re willing to be led to rest, recreation and restoration.

If you like what you’re reading, check out the daily Signs of Life podcast by American Awakening. Now playing on the RELEVANT Podcast Network.

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[racingtoaredlight]

The degenerate’s guide to college football TV watch ‘em ups, 2019 season, week 11

I typed “Bama LSU” into tumblr’s gif search and this was the only result. I take it as a representation of my flawless technique as a writer.

Let’s see if I have the heart or interest to write anything worthwhile below. I’ve probably already done the best work possible in this world. FBSchedules and Vegas Insider are supporting this post materially, unwitting yet they be.

Saturday, November 9

Matchup                                          Time (ET)                     TV/Mobile

Vanderbilt at 10 Florida                  12:00pm                         ESPN

This doesn’t belong on television. This is not the kind of thing people should waste their lives on and I mean that for the players and coaches.

4 Penn State at 17 Minnesota         12:00pm                         ABC

Gophers +6.5 is an absolutely sure thing. It’s either that or there is no god. You can only choose one.

WKU at Arkansas                             12:00pm                       SECN

Have you guys followed the whole Deadspin saga from the last few weeks? My favorite part was that Maidment guy that set the whole cycle in motion and then had to write a bunch of shitty content himself to make the site look sort of normal after everybody quit. I laughed heartily at his horrible writing but I can’t help feeling I’m that kind of brainless dummy clacking away at a company laptop to produce as little impact as possible with my unoriginal words. Anyway, enjoy this version of the Petrino Bowl.

UMass at Army                                  12:00pm                       CBSSN

Army is favored by 34.5. Army is fucking awful. It’s insane that UMass has a win over an FBS team this season. Once you get blown out by UConn, people forget all about your big win over Akron. Anyway, take UMass to cover because, as many are saying, Army is fucking awful.

Purdue at Northwestern                    12:00pm                       BTN

As today’s contemporary children are quite fond of saying, it’s gonna be a no from me, dawg.

Texas Tech at West Virginia              12:00pm                      ESPN2

Long gone are the days of Holgo and... the guy that coaches the Cardinals now. They both used shitty seasons to get better money this year. So now Texas Tech vs. West Virginia is just bland gruel hardly fit for a shithead on his couch.

Maryland at 1 Ohio State                   12:00pm                       FOX

We’re into the BCS rankings part of the season so now Ohio State is ranked #1, which I mostly agree with. I still hope they lose way more often than not but I’m sort of ambivalent here. Last year Maryland fucked up and blew a great chance to upset Ohio State and I watched it with friends who are not football degenerates a day or two after our friend’s funeral. On that note, Ohio State -44 is a strong recommend.

Florida State at Boston College        12:00pm                      ACCN

A week ago I would not have guessed FSU could fuck themselves so thoroughly against Miami that they’d be playing with an interim head coach this week. The rumor mill for the permanent hire in Tallahassee is hilarious: Nick Saban, Urban Meyer, Bob Stoops, Jim Leavitt and Deion Sanders. The nicest thing I saw about Deion’s resume was that he was the OC for a high school in Texas a few years ago. I don’t think that was his sham unaccredited school. That school was in Florida, wasn’t it? That’s quite the resume to put up against the other four. Coach Deion is a dream we can all have.

East Carolina at 25 SMU                     12:00pm                     ESPNU

Condolences to SMU as Memphis didn’t continually shoot themselves in the dick like they normally do in high profile games. This should be a good bounceback game but the action on the line (moving 3 points towards ECU) tells me people didn’t really think that much of SMU in the first place.

12 Baylor at TCU                                  12:00pm                        FS1

I honestly don’t have any sort of read on whether Baylor’s 8-0 record is because they’re back to being good or if they’ve just feasted on mostly shitty teams. Which I guess is all they ever did under Briles, anyway. Well, TCU sucks this year so I’m not really excited to check in on this one unless there’s an exciting finish like TCU is driving with under a minute to score their 10th TD of the day before time expires to seal the shutout.

Georgia Tech at Virginia                       12:30pm                       RSN

For as long as I live, I will only ever think of the 1990 game between these two whenever they match up.

Air Force at New Mexico                    Postponed

This game is postponed due to the death of UNM defensive end, Nahje Flowers. R.I.P.

UTSA at Old Dominion                          2:00pm                        ESPN3

South Alabama at Texas State              3:00pm                        ESPN3

Charlotte at UTEP                                   3:00pm                       ESPN+

Stanford at Colorado                              3:00pm                     Pac-12N

19 Wake Forest at Virginia Tech            3:30pm                       ACCN

If VPISU hadn’t fucked it at the end against Notre Dame last week they’d probably be ranked ahead of Wake Forest. After Wake Forest loses this week, the boys from VPI might actually jump over them, anyway.

USC at Arizona State                               3:30pm                        ABC

Now this is more like it! I don’t mean this game is interesting for watchin’ ‘em up or gambling, but the part where both teams are unranked and struggling. USC just hired a new AD from Cincinnati and he... knows Urban Meyer? Or the draw of being from UC will be just too much for Urban to resist? Or Urban picked the guy himself as a condition of considering coaching in the Coliseum? Still seems less than done to me but I’m still holding out hope that Urban Meyer never coaches again and his family leaves him.

Louisville at Miami (FL)                            3:30pm                      ESPN2

Still fading The U for now. The 9 sacks and the easy win over FSU were nice but FSU hasn’t had a good offensive line since Jameis Winston won the Heisman and things are in a bit of disarray there. Louisville is a better team than most people realize and they’ll run straight at Miami instead of whatever the FSU gameplan was last week. Things may have turned a corner in Coral Gables but I’m inclined to believe the biggest leap they made last week was beating up on a familiar foe who is very down in the dumps and ready to quit at a moment’s notice.

UAB at Southern Miss                               3:30pm                       NFLN

UAB failed us big time last week and now they’re a road underdog. I didn’t realize the Favres had crawled back to being decent. I don’t have a take on the line but this is probably the best game that’s been stuck on NFL Network so far this year.

Georgia Southern at Troy                          3:30pm                      ESPN+

Each year I struggle to remember which one is Georgia Southern and which one is Georgia State and each year I fail to attempt to fix that.

UConn at 20 Cincinnati                              3:30pm                    CBSSN

UC on UC - it’s gonna be a bloodbath! The Ohesians are only favored by 34 against the sad huskies. That seems like a slap in the face to any reasonably well prepared football program, let alone a top 25 one.

Illinois at Michigan State                            3:30pm                       FS1

Illinois is a half game up on Sparty right now and rumors are flying that D’antonio is gonna retire after the season. Now, let’s go kill Tom Izzo. Michigan State is favored by 14.5 in this game and, seriously, can they even score that much in one game? Take the Illini and know that you’re on the side of good even if your bets don’t come through.

2 LSU at 3 Alabama                                     3:30pm                     CBS

Weeks of press for this GAME OF THE CENTURY OF THIS YEAR THIS WEEK and then the BCS poll comes out and it isn’t even a real 1 v. 2 matchup. That’s funny. I keep waiting for something to go wildly wrong with LSU but also feel like Bama being favored by a touchdown seems off, especially if Tua is at less than full operational capacity.

16 Kansas State at Texas                            3:30pm                   ESPN

I’ve thought Texas was overrated all year and look at them now. Favored by 7 at home against a better team. Even unrated Texas is somehow still overrated.

18 Iowa at 13 Wisconsin                              4:00pm                    FOX

This has all the makings of a great all-time eyerake. Wisconsin -9 seems absolutely insane but so does Wisconsin #13.

New Mexico State at Mississippi                4:00pm                   SECN

A classic rivalry game.

North Texas at Louisiana Tech                    4:00pm              Facebook

A spirited game between the 096ers and the Karl Malone Got His 13-Year Old Cousin Pregnant While He Was In School Heres always gets the blood pumping.

Georgia State at ULM                                    5:00pm               ESPN+

ESPN+ games don’t count as watch ‘em ups. Does anybody in the comments actually pay for this shit? It seems insane. $8/month for access to 30 For 30 that you effectively already have and the + is the absolute worst filth college sports can throw at you.

FIU at Florida Atlantic                                   6:00pm              Stadium

Really have no idea what to tell you. I think I understand both of these teams and then I’m proven wrong week after week. I’m rooting for FIU if that helps.

Appalachian State at South Carolina           7:00pm             ESPN2

South Carolina is favored by 5.5. That’s more than the homefield bump. Does App State run the same offense as Georgia where the QB isn’t allowed to throw past the line of scrimmage and running backs are encouraged to run straight into the backs of their offensive linemen?

Missouri at 6 Georgia                                     7:00pm              ESPN

Hey, speaking of Georgia! They don’t get nearly enough credit for being the worst team in America to watch for entertainment purposes. It’s like Kirby Smart is trying to take all of the late career criticism that Mark Richt faced at UGA and The U and reach the same end point by the time he’s coached four season in Athens.

Utah State at Fresno State                             7:00pm            CBSSN

Jordan Love. I just don’t know. He’s like a more careless version of Josh Allen. Is somebody really going to draft that in the first round? He has a year of eligibility left. I don’t know if he’s due to graduate in time but if he could find his way to Missouri that might really benefit both parties.

Washington State at California                       7:00pm           Pac-12N

A fine specimen of Pac-12 After Dark but only like 8% of the country can even watch it legally.

15 Notre Dame at Duke                                    7:30pm            ACCN

On a positive note, whatever happens in this game we can all laugh at the losers.

Liberty at BYU                                                   7:30pm          ESPNU

Bergie’s Watch ‘Em Of The Year!

Tennessee at Kentucky                                    7:30pm           SECN

Let’s go whiskey!

5 Clemson at NC State                                      7:30pm            ABC

Clemson is outside looking in at the CFP! Panic! They’ll be #3 next week!

Iowa State at 9 Oklahoma                                 8:00pm           FOX

In the parlance of our times, Iowa State is a messy bitch who loves drama. Will the Sooners get bailed out if things are tight at the end? Absolutely. But I would still put a dime or even a quarter on the Cyclones to keep it closer than 14.5.

Wyoming at 22 Boise State                              10:15pm          ESPN

I think if I surveyed the commenterate here they mostly hate Boise State and that tells me you’re a bunch of idiots. A nothing program rising like they did without a Phil Knight or an oil magnate backing them and they play their home games at night on blue turf? How do you joyless pricks live with your humorless brains? I fucking love MWC football and I love the blue turf. This is a great game. Long live the Potatoes.

 Nevada at San Diego State                               10:30pm         ESPN2

The real late night games are all MWC this week and that is fucking beautiful. Just look at this. SDSU was ranked last week but then we switched over to CFP rankings and those pricks couldn’t just give us one more group of five school. Nuhvaddduh is OK this year and SDSU isn’t quite rolling up the rushing yards they have for the past five years so maybe this will be entertaining even beyond the pretty laundry?

San Jose State at Hawaii                                 11:00pm    Spectrum Sports

I don’t actually know what Spectrum Sports is now that I think about it. This is, on paper, a pretty even matchup. If you want to keep yourself occupied into the early morning hours, SJSU at +7 seems a decent value in these here puffy, darkened eyes.

#saturday post #watch em up #degenerate football #football #gambling #tv #rtarl watches tv

[ih4x67ge-blog]

Does a police accident report contain drivers insurance info?

Does a police accident report contain drivers insurance info?

I got hit the other day by an aggressive driver and didn t feel safe getting out of the car to get his insurance info, a cop was there and took an accident report and gave me a reference number. my insurance needs his info, I talked to them and they said it should have all the info they need but does it normally have insurance info on both drivers? thanks.

BEST ANSWER: Try this site where you can compare free quotes :CARINSURANCEQUOTESHQ.XYZ

SOURCES:

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[mitchbeck]

CANTLON: (FRI) UMASS-LOWELL KNOCKS OFF UCONN 5-2

BY: Gerry Cantlon, Howlings HARTFORD, CT - UMASS-Lowell senior and East Lyme native, Ryan Dmowski, scored two goals while goalie Tyler Wall made 38 saves and paced the UMASS-Lowell RiverHawks to a 5-2 win over the UCONN Huskies before an announced crowd of 3,334 at the XL Center on Friday night. “Certainly we're pleased we got the two points in a tough environment. I think he (Wall) was solid for the game. Dmowski can really shoot the puck. It was very good that he was able to do it in his home state. He always enjoys coming back here, and he was very excited about that,” UMASS-Lowell head coach, Norm Bazin, said. UCONN slips to .500 in its overall record (5-5-1 overall, 2-4-1 HEA)  and UMASS-Lowell climbs to the .500 mark (5-5-1 overall, 2-3-1 HEA) This was the Huskies last home date before leaving for Belfast, Northern Ireland and the Friendship Four tourney in Belfast, Northern Ireland was not the rousing success they hoped for. The Huskies and UMass-Lowell clash tomorrow at 5 pm at the Tsongas Arena in Lowell. “It was a disappointing loss,” UCONN head coach Mike Cavanaugh said. "At times we played some of our best hockey. We hadn’t put 40 shots on a goaltender yet this year. We had double digits each period, but margins for winning and losing are so small in this league. You can’t confuse effort with results either.” In a battle of junior goaltenders drafted by the Rangers and playing in the same building of their AHL affiliate, Wall came out on top over Adam Huska and each got beat on the first goal by plays by great shooters. Early in the third, Wall, who was solid in the second period when he made 16 saves, committed a big gaffe that led to UCONN’s second goal. Wall mishandled the puck at the side of the net on a clear-in. Karl El-Mir swooped in with speed and chipped in his sixth of the season at 2:28. It gave UCONN a glimmer of hope to get back in the game at 4-2. The Huskies battled throughout the period and looked like it caught a break at 14:32. Ruslan Ishakov caught a pass off the boards, raced in all alone on the left wing, and beat Wall to the short side. The ref, however, waved off the goal and called a penalty for Too Many Men on the ice. Cavanaugh was not a happy man with the goal being disallowed and vociferously objected the call, but he didn’t want to use it as an excuse for the loss. “Our guy jumped on and then jumped off. It wasn’t a factor in the play, but to the letter of the law, it was Too Many Men on the ice, but I’ve seen that let go quite a few times. Not one referee’s call should dictate a game. I‘m more concerned (about) the net front battlers that we lost than the referee’s call. Referees are human. They get a lot more calls right than they do wrong. I can disagree with a referee’s call, but it wasn’t the reason why we lost." In a span of 4:01 early in the second period, UMASS-Lowell took control of the game. Just 16 seconds into the period, the Huskies were caught flat-footed and turned the puck over. The combo of Levesque and Dmowski beat UCONN. Levesque put the shot on net while Dmowski was up high and won a one-on-one battle before redirecting the puck past Huska who was reacting to the shot from the point. Ryan Lohin, who scored four goals last weekend for the RiverHawks, added his fifth of the season. Junior Kenny Hausinger was able to come from behind the net on UCONN’s Roman Kinal. On the right wing, he sent a pass to the slot area where Lohin outworked Max Kalter and Carter Turnbull and fired it in to expand their lead to 4-1. “That was the disappointing part. They won the battles down there. When we got the pucks in their end, we won a couple and then he (Wall) makes the save.” Cavanaugh said. UCONN did try to get back in the game on the next shift. Jachym Kondelik had two good chances of his five shots for the game, but Wall stood his ground. “We did a good job getting the puck down there, we had a good forecheck. We hit a post and he made saves on us.” UCONN grabbed their only lead of the night at 4:28 of the first period. Sasha Payusov swiped the puck from a defenseman in the UMASS-Lowell zone and sent Ishkarov who sped in all alone. Ishkarov deked Wall to the ice and then swept in a forehand shot for his second goal. “That was one of the better games he's played so far this year. He managed the puck well, didn’t turn it over, and he was dangerous most of the night,” Cavanaugh said of the freshmen who was also a second-round pick of the New York Islanders. The RiverHawks struck back to even the game at one with a terrific goal of their own. Junior Charlie Levesque was at the right wing corner of the Huskies defensive zone. He took a pass from Connor Sodergren (3 assists) and outmuscled Corson Green behind the net in the right wing corner. He spotted Dmowski (Gunnery Prep) coming into the right wing circle before he snapped a shot across the grain, high to the blocker side for his third of the year. UMASS-Lowell expanded their lead in a play that was not without a little controversy. Wyatt Newpower was tripped up in the Huskies zone and there was no call made. The UCONN squad stopped playing for a second while expecting a whistle and stoppage. The stoppage never came. Lucas Condotta corralled the loose puck and snapped his third goal of the year with a shot low to the stick side with exactly 56 seconds left in the period. “You have to play to the whistle," Cavanaugh said. "Everybody assumed there was going to be a call. You can’t do that. It’s something we're all going to have to learn from.” NOTES: The Huskies next home game will be televised on CW Channel 20 against Boston College on Thursday, December 6th.  Cavanaugh dropped his first line to second to try to get away from UMass-Lowell's checking line. The Top Three teams in the nation are all from Minnesota. Among them is NOT the Golden Gophers of Minnesota, one of the nation’s premier collegiate programs. Defending national champion, the University of Minnesota Bulldogs are number 1. At number two is the St. Cloud State Huskies followed by Minnesota St.-Mankato at number three. Three Hockey East teams are in the polls. At #4 is UMASS-Amherst featuring the Calgary Flames draft pick, Cale Makar. At #9 is Providence College and 15th in USA Today and 13th in the USHCO, Northeastern. The USHCO ranks the Top 20. Cracking the barrier of being nationally ranked this week, is Arizona State. They are #18 at (9-3) for the first time in Sun Devils history. After Thanksgiving, expect the US and host Canada to be the first to announce their WJC (World Junior Championship) rosters for the annual tournament to be held in Vancouver and Victoria, BC starting on Boxing Day December 26th. UCONN could see Ishkarov and goalie Tomas Vomacka on the Russian and Czech teams respectively. Read the full article

#AHL #BostonCollege #CalgaryFlames #CharlieLevesque #CorsonGreen #GerryCantlon #HockeyEast #Howlings #MikeCavanaugh #NewYorkIslanders #ProvidenceCollege #RiverHawks #RyanDmowski #TylerWall #UConn #UCONNHuskies #UMass-Amherst #UMASS-Lowell #UniversityofMassachusetts #UniversityofMinnesota #USAToday #XLCenter

[rebeccahpedersen]

Ban “Double-Ending?” Or Introduce “Designated Representation?”

TorontoRealtyBlog

The choice is yours, folks!

Oh wait, nevermind, it’s actually up to a wing of government who is going to tell us what’s best for us…

Talk of banning multiple representation, or “double-ending,” has been going on for the better part of 2017, but the Ontario Real Estate Association has proposed the introduction of “designated representation” as a compromise.

Comments on online newspapers are inherently negative, but I’m curious to know what my readers think about this…

I double-ended a property last week.

Or I should say, I double-ended a sale.

That’s where the term “double-ending” comes from; it’s a sales term.

In real estate, brokerages track how many “ends” their agents produce.  Each transaction has two ends: a buy-end, and a sale-end.

And thus the term “double-ender” for management and brokers to fawn over when their agents strike gold.

That’s how the public wants to see it, right?

It’s all about the agents, their ends, and their money.

And this is why I’m somewhat frustrated, because the issue of “double-ending” isn’t about the ends, it’s about representation.

The mere fact that the media uses the term “double-ending” instead of “multiple representation” shows the angle they’re taking with their stories.

The sexy story is real estate agents, how much money they make, how many sales they do, and (fingers crossed!) them screwing over either their buyer, or seller, or both.

If newspaper headlines talked about “multiple representation,” it just wouldn’t have the same spin.

Last week, two of my clients found themselves in “multiple representation;” one on the buy-side, and one on the sell-side.

I had a listing coming to market, one that I knew about for a few weeks.

I also had clients that were looking for a property; something they could downsize to in a few years, but where their daughter could stay as she did her Masters degree at U of T, perhaps renting the other bedroom to a friend.

My buyers were looking for something with space: maybe 1,200 square feet or more, but space in terms of functionality – something you don’t find in today’s new micro-condos.  So after showing them units in King West that were the right square footage, and with the outdoor space they coveted (something 300 sqft+, where you could barbecue), they found that the style of newer-builds and the layouts they offered just weren’t going to work.

I told them about the listing I had coming up, and they sounded interested.

This happens a lot in my business; you always have somebody looking, and something coming up, but rarely do the two connect.

In this case, my buyers loved the description of the unit, and they much preferred the east side.

So a few days before the listing was scheduled to come to market, I showed it to my buyers.

They didn’t jump; they took their time.

But when I brought the unit to market, they said, “Okay, you know what?  We want it.  Let’s buy it.”

So how did I represent both sides?

It sounds cliché, folks, but it’s the truth: honesty.

I told my buyers that we had priced the unit slightly above fair market value, since we did.

And I told them that one of two scenarios could play out.

The unit could sit on the market for two weeks, and they might be able to get it for, say, $20-$30K under the list price.

But the unit might also garner significant attention, result in multiple offers, and sell $20-$30K over the list price.

In fact, the amount that properties sell for over list is usually substantially higher than the amount properties sell under list price, in this market.  I don’t think anybody would dispute that.

So I told my clients, “If you want to tie up this property today, you’d have to offer the full list price.  However, that doesn’t preclude you from instructing me to draw up an offer with ANY price of your choosing.  As your agent, I could offer $1 on your behalf; it’s up to you.”

In the end, they simply said, “We don’t want to mess around.”

This property was going to represent their retirement, and the bottom line was: they weren’t all that price-sensitive.  If they paid $950,000,  or $980,000, or $930,000, it wasn’t going to make or break this decision for them.

They wanted the property, they thought the list price was reasonable, and  they didn’t want to take the downside risk, that other offers materialized, in exchange for upside reward, that the property sits on the market, and they could get it for less.

The sellers were ecstatic with the sale price, and relieved that they didn’t have to stay out of the condo for two weeks.

The buyers were as happy as can be with their purchase, and can’t wait to take possession.

Tell me I’m wrong in my approach here, and tell me what I did was unfair.

Tell me that there was potential for a conflict of interest, and I won’t disagree.

But not every potential for a conflict of interest, results in a conflict of interest.  Let alone one party’s interest being put above and beyond the other.

I’ve heard a lot of metaphors and comparisons for multiple representation in real estate.

“A lawyer can’t represent both the defendant and the plaintiff.”

“A baseball player can’t call his own balls and strikes.”

I’m sure you could come up with a few beauties yourselves.

The comparison to a lawyer representing both plaintiff and defendant might seem to have some similarities, except in that case only one of them can win.  It’s a zero sum game, and one person’s loss equals the other person’s gain.  Representing both buyer and seller in real estate, as I’ve shown in the example above, does allow both parties to win.

As for calling your own balls and strikes, well, I don’t think this really applies.  That’s essentially saying you are your own moral authority, determining what is right and what is wrong.  But RECO is the moral authority, and ultimately so too will be your clients.

And that’s really what it all comes down to, in my opinion.

I really don’t want to sound like an anti-government nut, based on my blog from Monday and now following it up with this, but I really, truly don’t think it’s the government’s place to decide who can work with whom in the real estate market.

It should be entirely up to the consumer.

I’m not in favour of taking choice away from the consumer.

I understand why the government has made it illegal to not wear a seat-belt, but then again, the government has allowed consumer to decide if they want to smoke cigarettes, eat fatty meats, and come next year, smoke weed.

So why is it up to the government to decide on behalf of the consumer whether or not a real estate agent can work for both buyer and seller?

I have a very simple solution, and this is more simple than what OREA is proposing.

A buyer signs a “Buyer Representation Agreement.”

A seller signs a “Listing Agreement.”

Let’s create new forms that have a section pertaining to multiple representation, but at BOTH the brokerage level, and the agent level.  Because by definition, “Multiple Representation” refers to the same brokerage representing buyer and seller, not the same agent.

When it comes to the debate about “double-ending,” that’s directly referring to the same agent representing both buyer and seller, so let’s not confuse the two.

Now, as for the Buyer Representation Agreement and Listing Agreement, let’s have check-boxes, where the client must initial for the following:

1) I hereby give my consent for my agent to engage in multiple representation at the brokerage level.

YES  ________        NO  ________

2) I hereby give my consent for my agent to engage in multiple representation at the agent level.

YES  ________        NO  ________

Every buyer and seller, via the Buyer Representation Agreement and Listing Agreement, must specify whether or not they would allow their agent to either “double-end” their deal, or, have anybody from their brokerage work on the transaction.

Now here’s the kicker, folks, and agents will not like when I suggest this.

There should be a clause in the Buyer Representation Agreement that specifically states if the buyer agent happens to have a property listed for sale, as a listing agent, and the buyer under contract did NOT consent to multiple representation at the agent level, then that buyer is free to pursue that property, and only that property, with another agent.

Is that fair?

It allows a buyer to work under contract with an agent, but if that agent has a property listed that interests the buyer, and the buyer does not feel comfortable working with an agent “double-ending,” then the buyer has an out.

I welcome your thoughts on this, since again, to reiterate, I really, truly believe that the decision should be left to the consumer, and not forced upon the market by the government.

Also keep in mind that nine times out of ten, any issues arising from multiple representation, specifically “double-ending,” are on the buy-side.

Show me a seller who will toss away an offer from a buyer, who happens to be represented by the seller’s agent.

In competition, if there were ten offers, does the seller really care who “wins?”

Well, even though I’m seeking to make a point, let me combat the point with an example…

A few years ago, I brought an offer on behalf of my buyer clients on a property listed by Bosley Real Estate.

There were three offers, and I was told by the listing agent, “You’re the highest, but…”

Do you know what that “but” referred to?

You’ll never believe it.

The seller didn’t want to work with a Bosley-represented offer.

I couldn’t believe it!

The sellers told their listing agent, “We don’t like the optics of this.  We feel it might not be well-received, and if it’s up to us, we’d simply rather work with one of the other two offers.”

Of course, the other two offers were lower!  So now the sellers really had to put their money where their mouth was, literally, and decide if they wanted to accept a lower offer, that wasn’t from Bosley.

They gave both the other bidders a chance to improve, and not us, which you will argue is “unfair” or “against the rules,” but those so-called rules aren’t written anywhere, other than many generic sections in REBBA and the CREA Code of Ethics about “fairness in dealings.”

In the end, one buyer stuck, the other improved, but not enough, and we got the property.

But imagine my explanation to my buyers if we didn’t?

Earlier this week, an article appeared in the Globe & Mail entitled, “Realtors Realtors Lobby For Revised ‘Double-Ending’ Ban”

The article quotes Phil Soper, CEO of Royal LePage, who said the following:

“It is better to make it the law to need independent representation, but allow the consumer the ability to contract out of that with clear disclosure and high penalties for those who don’t follow the rules.  You put it in the hands of people who are actually paying the fees, rather than making it very difficult for them in the rare circumstances where it makes sense for them.”

Sooooo………pretty much what I’ve been saying?

On July 23rd, 2017, the Ontario Real Estate Association, who has effectively become a Realtor-lobbyist now that the education programs have been taken away from them, released a 44-page report, sent as a “letter” to Tracy MacCharles, the Minister of Government and Consumer Services.

The author(s) of the report waste no time, with the first page of the report showing “KEY OREA RECOMMENDATION” in big letters, and then the following:

Multiple representation under REBBA was established in 2002 and modernization is needed to ensure it is in line with best practices in other jurisdictions. The real estate market, consumers’ expectations and industry practices have change signifi cantly in the past 15 years. That is why OREA worked hard to convince the province to reform REBBA, including addressing practices like multiple representation. Specifically, OREA is calling for multiple representation to be reformed in favour of the highest national standard that maintains consumer choice in a real estate transaction.

To that end, OREA supports mandatory designated representation (MDR) and strongly recommends that MDR include the ability for consumers and registrants to enter into “transactional representation” with their REALTOR® in order to protect informed consumer choice.

–

OREA gives the following cheezy example of Mandatory Designated Representation:

John and Cynthia have been working with David, their REALTOR®, for 6 months as they search for their fi rst home. They signed a Buyer Representation Agreement (BRA) with David making them a client. John and Cynthia really like David. He provides great service and has showed them dozens of properties. They trust David and have built a good relationship with him. John and Cynthia have also shared with David the maximum price they qualified for through their bank and their income. David lists a property that fi ts the criteria that John and Cynthia were searching for.  John and Cynthia attend a showing and decide to put an off er on David’s listing. Under a mandatory designated representation model, David would have to choose between representing John and Cynthia or the seller since both parties are his clients. David decides to keep his seller clients and refers John and Cynthia to two registrants in his office. They are reluctant to work with a complete stranger who they have just met and are angry they can’t work with David. It’s his listing after all. Who knows more about the property than David? In this example, what is in John’s and Cynthia’s best interests as consumers?

–

Now I’m confused.

OREA supports Mandatory Designated Representation, but then gives us an example, and asks us, somewhat rhetorically, “What is in John and Cynthia’s best interests as consumers?”

Perhaps they haven’t worked it out either.

In any event, I could go on about “Transactional Representation,” but I feel as though you’re already skimming this, and scrolling to the comments section to provide your two cents.

So let’s do that then.

I won’t be offended if you say that all real estate agents are snake-oil salesmen, who should die in a fiery car-wreck, somewhat ironically caused by highly flammable snake-oil that was already pre-sold.

My only requests:

1) If you are against multiple representation, then distinguish between the brokerage level and the agent level, because REBBA currently does not, and I think that’s where this conversation starts.

2) If you’re against it, you have to provide an alternative.

I welcome your thoughts.

The post Ban “Double-Ending?” Or Introduce “Designated Representation?” appeared first on Toronto Real Estate Property Sales & Investments | Toronto Realty Blog by David Fleming.

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[junker-town]

Vote in tournament of 8 College Football Playoff expansion plans

Should we go to eight, 16, 24, or more? Stay at four? Other? It’s the playoff of Playoffs, and you decide which plans advance.

The drumbeat to expand the Playoff is getting louder. Several Power 5 commissioners have been talking publicly about expansion. Expansion seems like it’s coming, sooner or later, so the next question will be: how big should this thing get?

There will likely be another committee in the new iteration. Unfortunately, neither you nor I will get a chance to sit on it. But I would like to invite you, dear reader, to be part of a committee open to anyone and everyone.

We are gathered here today to judge the Playoff of Playoffs, as you decide which formats advance in each round.

So, what are the options? First, keep in mind:

These don’t necessarily include or exclude campus games. Fans love them, but the powers are married to the bowl system. If you’d like to pretend all these plans involve games in campus stadiums, go for it.

These formats are loosely connected to certain autobid or scheduling setups in the writeups, but mentally adjust those however you like. We’re only voting on sizes at this point, rather than lists of exact stipulations.

Polls will be open for one day each round. We will crown the people’s choice on Dec. 30, technically in the middle of the actual College Football Playoff.

Every single one of these would disappoint you at some point.

Here’s the bracket, and below are explanations and polls:

No. 1 seed: An eight-team Playoff

This seems to be the most popular general size, hence the No. 1 seed.

To get more specific, there are many ways to do this, but let’s go with the most common proposal: Power 5 champs, the top Group of 5 champ, and two at-larges. (No, this plan wouldn’t dilute the tournament with terrible champs.)

Straight expansion from four to eight would add an extra game for two teams at the end. The quickest and easiest move to address that is one the NCAA is already looking into: adding a 14th Saturday, allowing for two bye weeks. That would mean starting the season in August every year, not just when the calendar breaks right.

And for those of you who wonder about what an extra game will do to academics, get in line with people who have pearl-clutched about football outstripping academics for over a century.

No. 8 seed: 128 or more FBS teams in one Playoff

Welcome to total anarchy.

At this point, we’re basically making the college football version of domestic soccer competitions like the FA Cup in England and U.S. Open Cup. Those are extracurricular tournaments while the regular season goes on concurrently. This playoff would mean nuking the college football regular season just about entirely, but it’s fun to dream.

This would be a large season tournament with almost every FBS team (unless you capped FBS at 128 teams or gave the top few teams byes). You could have an abbreviated regular season of five or so games to determine seedings, and you could keep some rivalry games. It’d be the purest tournament structure the sport could produce, albeit not necessarily the best way to find a champion.

Eliminated teams can have a ball in bowl games.

[Note: If the polls aren’t loading for you, click here to go to the actual post.]

No. 2 seed: A four-team Playoff like the current one

Keep it the same, and keep the increasingly mad factions mad, even though the committee’s mostly done a fine job.

Despite the signs pointing toward expansion, you can’t discount the status quo, at least until the end of the Playoff’s first ESPN contract after the 2026 season. The talk of change could just be that: talk. The Pac-12, Big Ten, and Big 12 could keep getting left out every so often and getting upset, or we could add new pissed off leagues.

Staying at four teams leaves open the possibility for the gold standard of college football yelling: the day the SEC gets left out. (Nick Saban can’t stay at Alabama forever.) Whenever that happens, the Playoff damn near might change the next day.

As far as the Group of 5 is concerned, we’ll just keep finding teams to marginalize as we pretend they aren’t good. That’s what this sport’s been doing since the BCS began.

No. 7 seed: Full March Madness style, with 64-plus teams

You know, the model Mike Leach has spent the last decade making headlines by advocating for.

To make it a true Madness-style tournament, unify FBS and FCS into one bracket. Here’s what that could have looked like in 2017:

No. 3 seed: A six-team Playoff

With all the expansion talk, a six-team Playoff gets lost in the middle, but there’s a lot to like. It’d be an easy change (just putting the New Year’s Six games in a two-year rotation, rather than three, would be the simplest move), likely only add a 16th game to one schedule every few years, and would reward the top two seeds by giving them byes.

You could make this work like the current Playoff and just rank teams 1 through 6, or you could arrange a really exclusive tournament by giving autobids to each Power 5 league and one top non-power. (Or maybe you include a rankings stipulation, with only teams in the top 10 or 15 eligible for autobids.)

This would elevate conference championship games and preserve the regular season really matters, things we love about college football.

No. 6 seed: An FCS-style 24-teamer

This would bring FBS in line with most American championship tournaments. As Redditor lolophynarski calculated, FBS’ postseason is laughably exclusive. Out of the whole level, 3 percent of teams get in, as opposed to between 19 and 27 percent in FCS football and Division I basketball, baseball, soccer, lacrosse, and hockey.

Also, it’d mean an automatic bid for every FBS conference, meaning no more complaints from anyone about not having Playoff paths. You win Conference USA, you get a shot, period.

A 24-team playoff would match the FCS playoffs, which are great. Going to 28 (like Division II) or 32 (like Division III) could be options along this line, too. But 24 creates some more intrigue right at the bottom of the top 25.

No. 4 seed: A 12-team Playoff

The best argument here: the infrastructure is clearly there, with the New Year’s Six bowls already elevated above all others. People have been speculating since 2012 that a 12-team tournament is the eventual plan.

This format is definitely big enough for every Power 5 champ and the top non-power to get autobids, with six spots left for at-larges. The top seeds would get byes, so you’d preserve the sanctity of the top four.

This season, that would have given us these opening-round games:

No. 5 Georgia vs. No. 12 Penn State

No. 6 Ohio State vs. No. 11 LSU

No. 7 Michigan vs. No. 10 Florida

No. 8 UCF vs. No. 9 Washington

And then these matchups (either with reseeding or not):

No. 1 Alabama vs. opening-round winner

No. 2 Clemson vs. opening-round winner

No. 3 Notre Dame vs. opening-round winner

No. 4 Oklahoma vs. opening-round winner

No. 5 seed: A 16-team Playoff

Proposed by many throughout the years.

This is a way to expand the Playoff without any byes, but not to a level that gets truly unwieldy.

[racingtoaredlight]

The degenerate’s guide to 2017 college football TV watch ‘em ups: week 10

The season seems to be accelerating beyond our control at this point.

Now that CFP polls have been released and the World Series is over there’s nothing much to distract from all of the football. Yeah, there’s basketball now but the season is so young and there’s so far to go to even know who’s actually good that it seems weird to put much stock in it just yet.

This week’s watch ‘em ups are being affected by the same thing that hurt the RTARLsman last night: the ever-dreaded out of town visitors. We’ll see how much I’m even able to watch football as “friends” count on me to “host” them and make their weekend “enjoyable.” Gross.

Times are from FBSchedules and gamble talk is premature (it’s Wednesday here where I’m writing this) and from Vegas Insider. Good luck to you all, you’re going to need it.

Saturday, Nov. 4, 2017

Matchup                                                       Time (ET)                      TV

(14) Auburn at Texas A&M                          Noon                           ESPN

Baylor at Kansas                                        Noon                             FSN

RTARL Game of the Year! It’s finally here and the winless Baylor Bears are an 8-point favorite. Which means Kansas is probably the worst team in college football, yet again.

East Carolina at Houston                          Noon                            CBSSN

I wouldn’t trust Houston as a 24.5 point favorite but this could be a nice statistical opportunity for Ed Oliver. East Carolina is a very bad team that throws an average of 39 passes per game.

Florida at Missouri                                    Noon                            ESPN2

Randy Shannon has a great chance to build up his resume a little this week in his first game as UF head coach. First of many games, I presume. Hey, if Ed Orgeron can hang on at LSU then why not Shannon, who probably received some coaching from Orgeron back in 1988 and had a much better record at his previous coaching failure? Missouri is actually favored right now because Florida has been that messy but I think a slightly above average high school team from the state of Florida could beat the Tigers if they really concentrated for three straight hours.

Illinois at Purdue                                        Noon                            BTN

It turns out that Jeff Brohm might need just a touch of seasoning before he moves on to a much better job. OR!!! Maybe he really is on track to take over for Bobby Petrino in Louisville. He’s right on track for that if Petrino goes looking for greener pastures this year. Or now. Or has already accepted several jobs while trying to figure out which one he actually wants.

Kansas State at Texas Tech                      Noon                            FS1

This is a bad game between two middling Big XII teams but for gambling purposes, maybe not so bad? Over/under is at 63 right now but the weather looks pretty inviting and it is a Big XII game with Coach Heartthrob on one side of the field.

(7) Penn State at (24) Michigan State      Noon                            FOX

If Sparty can contain the nation’s 26th leading rusher, who fittingly wears #26, they might have a shot to spring the upset. I hope that anybody associated in any way with the Penn State football program spends the rest of their lives laden with guilt for whatever part they’ve played in the continued existence of said program but I really hope it’s the players and coaches who are feeling bad about themselves this week. There’s a lot of money on Penn State right now and Vegas is still trying to get people to bet Michigan State so what’s the rule here? Let’s go with stay away from the public money and put your faith in a kind universe that is also rooting for the green and white this week.

UMass at (16) Mississippi State               Noon                            SECN

The best tight end in the country takes on the worst top 20 team in the country, something’s got to give! UMass is going to get throttled. That’s what’s going to give.

(9) Wisconsin at Indiana                            Noon                              ABC

Indiana doesn’t have much, either as a state or as a football team, but they do a decent job of shutting down the run. Wisconsin is due for a reckoning. Seems like a good time for those two things to converge, no? No. Jonathan Taylor is like Rashaad Penny but twice as fast and Wisconsin should beat the spread for once even though it’s on a rapid rise throughout the week. 13.5 points right now, I’d take the Badgers up to about 18 and feel OK with it.

WKU at Vanderbilt                                      Noon                           ESPNU

Vanderbilt is a 10-point favorite playing at home but Western Kentucky might be a better team. My voice is going up at the end of the sentence in my head. Might be true? I don’t think so but it’s not crazy?

Syracuse at Florida State                          12:20 pm                      ACCN

FSU settled for a field goal at the end of the first half against Boston College last week and the players on the FSU sidelines took that as a signal the game was over. The offensive line being terrible was actually known before the season but the supposedly ultra-talented defense has looked like garbage most of the year, too. Derwin James looks like a Jabrill Peppers clone to me at this point and the QB situation is not great in Tallahassee. Now the running backs are starting to get hurt, too. Odds are that Florida State is just having extremely bad luck, similar to Notre Dame in 2016, but getting run over by Boston College isn’t really acceptable even in the midst of that.

Appalachian State at ULM                         3:00 pm                        ESPN3

Appy State as a 10-point road favorite might be a little dicey but that 61.5 O/U is interesting. It’s supposed to rain the day before so the field might be soggy but ULM has a tremendously bad defense that could easily give up 60 all on their own.

Georgia State at Georgia Southern         3:00 pm                        ESPN3

GSU is definitely going to win this. Fun Belt action at its finest!

Georgia Tech at Virginia                            3:00 pm                         RSN

UVA has turned back into UVA over the past couple of weeks but they were so good at pretending to be decent earlier in the season that this game has postseason implications! On this day, 27 years ago, UVA lost their two-week reign as the #1 team in college football when they dropped in both the AP and UPI polls following a last second loss to Georgia Tech at home. Fun fact about that game: the game was played on turf borrowed from the baseball stadium after vandals set fire to the football field’s regular turf. UVA’s season fell apart after that and Georgia Tech won half of a national championship by blowing out Nebraska in a bowl game, as was the tradition for teams winning national championships at the time. Getting back to this year’s game, if UVA loses and Miami beats Virginia Tech tonight, Miami wins the Coastal division. And UVA should lose.

New Mexico State at Texas State             3:00 pm                         ESPN3

A Sun Belt rivalry classic as the Aggies and the Bobcats battle it out for fourth worst team in the conference.

Rice at UAB                                                 3:00 pm                       CUSA.TV

My only thought on this is that I always think of Rice as a Big XII team. This is incorrect.

USF at UConn                                              3:00 pm                         ESPNU

USF blew a shot at a big, fancy bowl payout last week against Houston but UConn is a lot worse than Houston so let’s see how Charlie Strong gets his team motivated this week. If they hold it together for the rest of the year it’s still possible for them to end up as the lower conference rep in the former BCS bowls.

Army at Air Force                                         3:30 pm                        CBSSN

The Commander-in-Chief’s trophy is maybe up for grabs? Vegas still thinks Army is bad but they’ve won four in a row. Air Force has three in a row of their own and they’re favorited by 6.5 points at home but I’m not 100% clear on why AFA is that big of a favorite. 3 points maybe, just for being at home, but this is a full tilt option on option affair that should be down to the wire. Also, the O/U of 56 seems comically low to me. When Air Force and Navy played the final score was 48-45 in basically the same conditions.

Charlotte at Old Dominion                          3:30 pm                       ESPN3

Amazingly enough Baylor and Kansas is actually worse than this.

(15) Iowa State at West Virginia                 3:30 pm                        ESPN2

This will of course be the game where Will Grier looks like a future all-pro. Things never happen when you want them to happen.

Maryland at Rutgers                                    3:30 pm                        BTN

In terms of pure entertainment value this is way worse than Baylor and Kansas but I think both of these teams would be favored over either of those teams. And that’s not meant as a compliment to either of these teams.

North Texas at Louisiana Tech                   3:30 pm                    Stadium

“UNT! UNT! UNT!”

“LAT! LAT! LAT!”

This is how I’m imagining the cheering going in this game and I’ve got to let you know it’s very enjoyable as a thought.

Northwestern at Nebraska                          3:30 pm                       BTN

Nebraska is favored by 1 this week so that’s sort of like progress, right? If the Huskers can pull off a miracle win not only will they have a winning record but they will have beaten a power 5 team that has a winning record. Get that coach an extension!

(6) Ohio State at Iowa                                   3:30 pm                      ESPN

Now, back to our regularly scheduled program of hoping Ohio State fucks up and loses to a clearly inferior team.

South Carolina at (1) Georgia                      3:30 pm                      CBS

Georgia can win and clinch the SEC East but if they lose then South Carolina is in the running to steal the division. Has any SEC team in your life ever been perceived so poorly while being 6-2 as this South Carolina team? NC State, also 6-2, lost their season opener to South Carolina and it’s considered a bad loss. We are in some sort of transitional period here.

(4) Clemson at (20) NC State                        3:30 pm                      ABC

So much depends on the QB position here. Both QBs are going to have guys in their faces all game long and it’s going to be interesting to see how they each handle things. My gut says this is going to be low scoring and close until the end with Clemson not getting anywhere close to the rushing output Notre Dame got against the Wolfpack last week.

(21) Stanford at (25) Washington State       3:30 pm                      FOX

Bryce Love is a “gametime decision” again which probably means he’s not playing again and even though he’s injured I’m still blaming David Shaw for taking that little bit of sunshine away from us.

Wake Forest at (3) Notre Dame                    3:30 pm                     NBC

Another week another ACC opponent traveling from North Carolina to get blown the fuck out by Notre Dame. I have a very bad feeling about the way this season is shaping up.

Cincinnati at Tulane                                       4:00 pm                  ESPN3

I only mean I have a bad feeling about the Notre Dame being very good thing, though! I love Tulane getting to the middle of the pack on their way to conference contention in the coming years.

Coastal Carolina at Arkansas                        4:00 pm               SECN Alt.

Remember last week in the second quarter when twitter fired Bret Beilema? I liked that moment more than when they came back and won even though they were beating the racist south.

(5) Oklahoma at (11) Oklahoma State           4:00 pm                    FS1

BEDLAM!!!!!!!!! I think the matchup here actually favors OK State heavily in spite of the 2.5 point spread and the history and the fact that Oklahoma is the better overall team. I just think the Pokes have their strengths at exactly the points where the Sooners are weakest. Cue the final OU 73, OSU 12 but I’ve got a real hunch here and I’m giving it to you.

University of Mississippi, Oxford at Kentucky      4:00 pm         SECN

Mississippi was mighty impressive in blowing a 31-7 lead against Arkansas last week but for some reason I don’t think they’re a solid bet this week.

UL Lafayette at South Alabama                     4:00 pm                  ESPN3

I think USA is doing the same dumb thing they did last year where they start off terrible, win a bunch of games in a row, get some preseason hype to win the Sun Belt then maybe go through the process again.

Oregon State at California                            5:00 pm                 Pac-12N

Transitive property game of the week! The Antifa Bears will probably beat the Huckabeavs by 20 points and people will point at Stanford and laugh for last week’s stupid game but the results will really not be corollary at all.

Utah State at New Mexico                             5:30 pm                ATTSNRM

The Sheriff Lobos are favored by 4 in an extremely low stakes game that carries basically no implications for bowl bids or the MWC standings. This is what degeneracy looks like!

Hawaii at UNLV                                                6:00 pm    MWN/Spectrum PPV

Regardless of other options there is something very aesthetically displeasing about where UNLV plays and I never check on them because of it. It’s like the when the Rams were in St. Louis and the Edward Jones Dome made every game look like a high school championship being played on an Arena league field.

Colorado State at Wyoming                           7:00 pm                 CBSSN

CSU had to go and get whipped by Air Force while Bad Josh Allen went out and looked good for a week. Now my preconceptions are a shambles. I think Allen probably pulls himself together just long enough to go to the Browns at #1 or #2 next year and then reverts to form for the rest of his life.

Nevada at Boise State                                    7:00 pm                 ESPNU

Look at Boise right back in the driver’s seat for the MWC title. They were in a similar position at this point last year, too, for what it’s worth but this is probably the least likely place for them to screw up this year. At home, vs. Nevada, a 22.5-point favorite, with their 2-QB system the new talk of the conference, Boise should roll like the old days.

UTSA at FIU                                                       7:00 pm                Stadium

Butch Davis coaching against the program that Larry Coker built isn’t really an interesting storyline but I dig the fuck out of it. Both teams are surprisingly 5-2, with FIU’s version of surprise more good surprise and UTSA’s more bad surprise but here we are with HUGE!!!! CUSA title race implications. Again, more so on the FIU side than the UTSA side.

Texas at (8) TCU                                               7:15 pm                  ESPN

TCU ain’t shit. Texas isn’t, either, but Texas isn’t ranked highly. If the 7 point line and the 47 point O/U are confusing you then let me tell you that I don’t get it, either. This is nominally a defensive struggle in the making but let’s not kid ourselves on what we have here: a Big XII game happening in perfect weather under the bright lights.

(18) UCF at SMU                                               7:15 pm                  ESPN2

UCF scores a shit ton of points and Scott Frost is the anointed next great CFB coach but I’m not really ready to buy the book on them. SMU doesn’t exactly play defense but I’ve still got a feeling that they can run with UCF and at the very least keep things close. A 14.5-point line on the road for UCF seems a tad excessive given how low this program was in the very recent past.

Minnesota at Michigan                                   7:30 pm                    FOX

The posted lines for this game are hilariously B1G. Michigan is favored by 15.5 in a game with an O/U set at 41. So 28-13 or thereabouts is the expectation. I think the obits for the Harbaugh era in Michigan are crazily overblown here in year 3. If we’re still wondering why the offense sucks in 2019 then it’s probably too late for him but until then I think he’s got a shot to make his juggernaut yet.

Southern Miss at Tennessee                         7:30 pm                  SECN

Butch Jones, on the other hand... This guy is scum, an idiot, and a bad coach. That’s quite the triple threat! There was a time when UT being favored by 6.5 at home against Southern Miss would have made a lot of sense and not be an embarrassment for the Vols. 1989 was a long time ago, though, and for this program at this point in time, with all of this talk on the outside - things are looking grim.

UTEP at Middle Tennessee                             7:30 pm            beIN SPORTS

This year has been mostly a lost one for Richie James and the MTSU Blue Raiders but UTEP offers a decent shot at a blowout and could finally give James the kind of numbers he put up routinely last season.

(19) LSU at (2) Alabama                                     8:00 pm                  CBS

Leonard Fournette saw his numbers get worse every season against Alabama but Guice has a sneaky advantage over his predecessor - he’s only carried the ball twice ever against the Tide. Which seems weird considering how last season went but I don’t think anybody has considered LSU an offensive powerhouse or even nominally innovative on offense in quite some time. Matt Canada is making a bunch of money this year to be nominally innovative but there hasn’t been a lot to show for LSU’s money so far unless you count humiliating Mississippi. Big deal, though, even Bert can do that. Bama is favored by 21 and I don’t have a good reason for anyone to bet on LSU to beat the spread.

(13) Virginia Tech at (10) Miami, FL                  8:00 pm                 ABC

This gambles action, though, this one I’ve got feelings for. Miami and Virginia Tech are really close in almost every metric you can find. As far as head-to-head matchups go the objective differences between these two are as slight as is possible to get. And still, somehow, VPISU is favored by 3 on the road and the consensus is heavily with the Hokies. Is it just the UNC thing? Because their other shared matchup (Duke) produced startlingly similar results. Is Vegas counting on Miami to run out of luck? That doesn’t seem to me the way numbers are supposed to work. The Hokies are statistically better on defense and the teams are about even on offense but the Hurricanes have produced more big plays on both sides of the ball. Maybe the lines are predicated on Malik Rosier being more injured than Miami is letting on? I think the Canes take it and clinch their first ACC Coastal crown on the way to getting beat up next week by Notre Dame.

Colorado at Arizona State                                 9:00 pm                Pac-12N

Arizona State is, weirdly, still hanging around in the race for the Pac-12 South but they needed to beat USC last week for that chance to be realistic. They did not beat USC last week in any phase of the game. I hate Arizona State’s running game with a fiery passion and I hope the Buffs destroy them.

Oregon at (12) Washington                               10:00 pm                 FS1

UDub is in a precarious spot as far as national title hopes go but they can still get a Pac-12 title and major bowl bid out of this season with no help from anybody else. Chances are that the loss to Arizona State will continue to just look like a fluke that ruined loftier aspirations.

San Diego State at San Jose State                   10:30 pm               ESPNU

Rashaad Penny is still plugging away as the second most productive running back in the country but SDSU has two losses and needs a lot of help to even make the MWC championship game. That’s not a reason to give up on watching them but the Pac-12 After Dark offering that’s up 15 minutes after this one is probably a way better use of your time.

(22) Arizona at (17) USC                                      10:45 pm                ESPN

This is probably acting as the Pac-12 South championship game and with USC’s front 7 a little banged up it could also be the Khalil Tate “breakout” game. I don’t want to put my heart into Arizona too much here because the potential for USC to completely obliterate them seems credible but if Arizona does beat USC their next three games are extremely winnable.

BYU at Fresno State                                            10:45 pm               ESPN2

Fresno State was looking like a pretty good surprise team in the MWC until they lost to a very bad UNLV team last week. Now things are looking a little rough for them with Wyoming and Boise State still on the schedule. Vegas likes the Bulldogs by a lot (-14.5) but I don’t know how you trust a team that lost to UNLV against anybody.

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#football #college football #tv watch em ups #saturday post #fbschedules #vegas insider #degenerate football

[rebeccahpedersen]

Ban “Double-Ending?” Or Introduce “Designated Representation?”

TorontoRealtyBlog

The choice is yours, folks!

Oh wait, nevermind, it’s actually up to a wing of government who is going to tell us what’s best for us…

Talk of banning multiple representation, or “double-ending,” has been going on for the better part of 2017, but the Ontario Real Estate Association has proposed the introduction of “designated representation” as a compromise.

Comments on online newspapers are inherently negative, but I’m curious to know what my readers think about this…

I double-ended a property last week.

Or I should say, I double-ended a sale.

That’s where the term “double-ending” comes from; it’s a sales term.

In real estate, brokerages track how many “ends” their agents produce.  Each transaction has two ends: a buy-end, and a sale-end.

And thus the term “double-ender” for management and brokers to fawn over when their agents strike gold.

That’s how the public wants to see it, right?

It’s all about the agents, their ends, and their money.

And this is why I’m somewhat frustrated, because the issue of “double-ending” isn’t about the ends, it’s about representation.

The mere fact that the media uses the term “double-ending” instead of “multiple representation” shows the angle they’re taking with their stories.

The sexy story is real estate agents, how much money they make, how many sales they do, and (fingers crossed!) them screwing over either their buyer, or seller, or both.

If newspaper headlines talked about “multiple representation,” it just wouldn’t have the same spin.

Last week, two of my clients found themselves in “multiple representation;” one on the buy-side, and one on the sell-side.

I had a listing coming to market, one that I knew about for a few weeks.

I also had clients that were looking for a property; something they could downsize to in a few years, but where their daughter could stay as she did her Masters degree at U of T, perhaps renting the other bedroom to a friend.

My buyers were looking for something with space: maybe 1,200 square feet or more, but space in terms of functionality – something you don’t find in today’s new micro-condos.  So after showing them units in King West that were the right square footage, and with the outdoor space they coveted (something 300 sqft+, where you could barbecue), they found that the style of newer-builds and the layouts they offered just weren’t going to work.

I told them about the listing I had coming up, and they sounded interested.

This happens a lot in my business; you always have somebody looking, and something coming up, but rarely do the two connect.

In this case, my buyers loved the description of the unit, and they much preferred the east side.

So a few days before the listing was scheduled to come to market, I showed it to my buyers.

They didn’t jump; they took their time.

But when I brought the unit to market, they said, “Okay, you know what?  We want it.  Let’s buy it.”

So how did I represent both sides?

It sounds cliché, folks, but it’s the truth: honesty.

I told my buyers that we had priced the unit slightly above fair market value, since we did.

And I told them that one of two scenarios could play out.

The unit could sit on the market for two weeks, and they might be able to get it for, say, $20-$30K under the list price.

But the unit might also garner significant attention, result in multiple offers, and sell $20-$30K over the list price.

In fact, the amount that properties sell for over list is usually substantially higher than the amount properties sell under list price, in this market.  I don’t think anybody would dispute that.

So I told my clients, “If you want to tie up this property today, you’d have to offer the full list price.  However, that doesn’t preclude you from instructing me to draw up an offer with ANY price of your choosing.  As your agent, I could offer $1 on your behalf; it’s up to you.”

In the end, they simply said, “We don’t want to mess around.”

This property was going to represent their retirement, and the bottom line was: they weren’t all that price-sensitive.  If they paid $950,000,  or $980,000, or $930,000, it wasn’t going to make or break this decision for them.

They wanted the property, they thought the list price was reasonable, and  they didn’t want to take the downside risk, that other offers materialized, in exchange for upside reward, that the property sits on the market, and they could get it for less.

The sellers were ecstatic with the sale price, and relieved that they didn’t have to stay out of the condo for two weeks.

The buyers were as happy as can be with their purchase, and can’t wait to take possession.

Tell me I’m wrong in my approach here, and tell me what I did was unfair.

Tell me that there was potential for a conflict of interest, and I won’t disagree.

But not every potential for a conflict of interest, results in a conflict of interest.  Let alone one party’s interest being put above and beyond the other.

I’ve heard a lot of metaphors and comparisons for multiple representation in real estate.

“A lawyer can’t represent both the defendant and the plaintiff.”

“A baseball player can’t call his own balls and strikes.”

I’m sure you could come up with a few beauties yourselves.

The comparison to a lawyer representing both plaintiff and defendant might seem to have some similarities, except in that case only one of them can win.  It’s a zero sum game, and one person’s loss equals the other person’s gain.  Representing both buyer and seller in real estate, as I’ve shown in the example above, does allow both parties to win.

As for calling your own balls and strikes, well, I don’t think this really applies.  That’s essentially saying you are your own moral authority, determining what is right and what is wrong.  But RECO is the moral authority, and ultimately so too will be your clients.

And that’s really what it all comes down to, in my opinion.

I really don’t want to sound like an anti-government nut, based on my blog from Monday and now following it up with this, but I really, truly don’t think it’s the government’s place to decide who can work with whom in the real estate market.

It should be entirely up to the consumer.

I’m not in favour of taking choice away from the consumer.

I understand why the government has made it illegal to not wear a seat-belt, but then again, the government has allowed consumer to decide if they want to smoke cigarettes, eat fatty meats, and come next year, smoke weed.

So why is it up to the government to decide on behalf of the consumer whether or not a real estate agent can work for both buyer and seller?

I have a very simple solution, and this is more simple than what OREA is proposing.

A buyer signs a “Buyer Representation Agreement.”

A seller signs a “Listing Agreement.”

Let’s create new forms that have a section pertaining to multiple representation, but at BOTH the brokerage level, and the agent level.  Because by definition, “Multiple Representation” refers to the same brokerage representing buyer and seller, not the same agent.

When it comes to the debate about “double-ending,” that’s directly referring to the same agent representing both buyer and seller, so let’s not confuse the two.

Now, as for the Buyer Representation Agreement and Listing Agreement, let’s have check-boxes, where the client must initial for the following:

1) I hereby give my consent for my agent to engage in multiple representation at the brokerage level.

YES  ________        NO  ________

2) I hereby give my consent for my agent to engage in multiple representation at the agent level.

YES  ________        NO  ________

Every buyer and seller, via the Buyer Representation Agreement and Listing Agreement, must specify whether or not they would allow their agent to either “double-end” their deal, or, have anybody from their brokerage work on the transaction.

Now here’s the kicker, folks, and agents will not like when I suggest this.

There should be a clause in the Buyer Representation Agreement that specifically states if the buyer agent happens to have a property listed for sale, as a listing agent, and the buyer under contract did NOT consent to multiple representation at the agent level, then that buyer is free to pursue that property, and only that property, with another agent.

Is that fair?

It allows a buyer to work under contract with an agent, but if that agent has a property listed that interests the buyer, and the buyer does not feel comfortable working with an agent “double-ending,” then the buyer has an out.

I welcome your thoughts on this, since again, to reiterate, I really, truly believe that the decision should be left to the consumer, and not forced upon the market by the government.

Also keep in mind that nine times out of ten, any issues arising from multiple representation, specifically “double-ending,” are on the buy-side.

Show me a seller who will toss away an offer from a buyer, who happens to be represented by the seller’s agent.

In competition, if there were ten offers, does the seller really care who “wins?”

Well, even though I’m seeking to make a point, let me combat the point with an example…

A few years ago, I brought an offer on behalf of my buyer clients on a property listed by Bosley Real Estate.

There were three offers, and I was told by the listing agent, “You’re the highest, but…”

Do you know what that “but” referred to?

You’ll never believe it.

The seller didn’t want to work with a Bosley-represented offer.

I couldn’t believe it!

The sellers told their listing agent, “We don’t like the optics of this.  We feel it might not be well-received, and if it’s up to us, we’d simply rather work with one of the other two offers.”

Of course, the other two offers were lower!  So now the sellers really had to put their money where their mouth was, literally, and decide if they wanted to accept a lower offer, that wasn’t from Bosley.

They gave both the other bidders a chance to improve, and not us, which you will argue is “unfair” or “against the rules,” but those so-called rules aren’t written anywhere, other than many generic sections in REBBA and the CREA Code of Ethics about “fairness in dealings.”

In the end, one buyer stuck, the other improved, but not enough, and we got the property.

But imagine my explanation to my buyers if we didn’t?

Earlier this week, an article appeared in the Globe & Mail entitled, “Realtors Realtors Lobby For Revised ‘Double-Ending’ Ban”

The article quotes Phil Soper, CEO of Royal LePage, who said the following:

“It is better to make it the law to need independent representation, but allow the consumer the ability to contract out of that with clear disclosure and high penalties for those who don’t follow the rules.  You put it in the hands of people who are actually paying the fees, rather than making it very difficult for them in the rare circumstances where it makes sense for them.”

Sooooo………pretty much what I’ve been saying?

On July 23rd, 2017, the Ontario Real Estate Association, who has effectively become a Realtor-lobbyist now that the education programs have been taken away from them, released a 44-page report, sent as a “letter” to Tracy MacCharles, the Minister of Government and Consumer Services.

The author(s) of the report waste no time, with the first page of the report showing “KEY OREA RECOMMENDATION” in big letters, and then the following:

Multiple representation under REBBA was established in 2002 and modernization is needed to ensure it is in line with best practices in other jurisdictions. The real estate market, consumers’ expectations and industry practices have change signifi cantly in the past 15 years. That is why OREA worked hard to convince the province to reform REBBA, including addressing practices like multiple representation. Specifically, OREA is calling for multiple representation to be reformed in favour of the highest national standard that maintains consumer choice in a real estate transaction.

To that end, OREA supports mandatory designated representation (MDR) and strongly recommends that MDR include the ability for consumers and registrants to enter into “transactional representation” with their REALTOR® in order to protect informed consumer choice.

–

OREA gives the following cheezy example of Mandatory Designated Representation:

John and Cynthia have been working with David, their REALTOR®, for 6 months as they search for their fi rst home. They signed a Buyer Representation Agreement (BRA) with David making them a client. John and Cynthia really like David. He provides great service and has showed them dozens of properties. They trust David and have built a good relationship with him. John and Cynthia have also shared with David the maximum price they qualified for through their bank and their income. David lists a property that fi ts the criteria that John and Cynthia were searching for.  John and Cynthia attend a showing and decide to put an off er on David’s listing. Under a mandatory designated representation model, David would have to choose between representing John and Cynthia or the seller since both parties are his clients. David decides to keep his seller clients and refers John and Cynthia to two registrants in his office. They are reluctant to work with a complete stranger who they have just met and are angry they can’t work with David. It’s his listing after all. Who knows more about the property than David? In this example, what is in John’s and Cynthia’s best interests as consumers?

–

Now I’m confused.

OREA supports Mandatory Designated Representation, but then gives us an example, and asks us, somewhat rhetorically, “What is in John and Cynthia’s best interests as consumers?”

Perhaps they haven’t worked it out either.

In any event, I could go on about “Transactional Representation,” but I feel as though you’re already skimming this, and scrolling to the comments section to provide your two cents.

So let’s do that then.

I won’t be offended if you say that all real estate agents are snake-oil salesmen, who should die in a fiery car-wreck, somewhat ironically caused by highly flammable snake-oil that was already pre-sold.

My only requests:

1) If you are against multiple representation, then distinguish between the brokerage level and the agent level, because REBBA currently does not, and I think that’s where this conversation starts.

2) If you’re against it, you have to provide an alternative.

I welcome your thoughts.

The post Ban “Double-Ending?” Or Introduce “Designated Representation?” appeared first on Toronto Real Estate Property Sales & Investments | Toronto Realty Blog by David Fleming.

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