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shubhbank · 16 days

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Apply For Loan Online for business expansion. Proven track record and solid plan. Ready for prompt processing.

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deepseacityunderground · 7 months

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beginning to see american "if you dont vote for the blue warmongerers then you are personally responsible for the red warmongerers getting into power"

#it is so frustrating seeing americans play morals about what party is “harm reduction” when you know sure as hell #that both of them do the same shit #both parties destroy the stability and peace of global south nations for profit. both parties invest so much in global north countries #to encourage allyship and reliance so to never break that allyship. biden is FUNDING GENOCIDE RIGHT NOW.#both parties kill kids. both parties support modern day slavery. both parties pollute our earth and blame it on india and china #and (cus i know your average white american lib doesnt care about the rest of the world)#both parties make the usa a living hell for marginalized ppl. look at how badly indigenous and lgbt rights have been eroded over these 4 yr #look at what is happening at the us/mexico border. look at student loans. look at poverty.#they sat there and did nothing as roe vs wade was destroyed in front of their eyes.#its not harm reduction when both parties are doing the same harm but one of them is just being nicer about it #it is chickens voting for their butcher

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ecoamerica · 1 month

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Watch the 2024 American Climate Leadership Awards for High School Students now: https://youtu.be/5C-bb9PoRLc

The recording is now available on ecoAmerica's YouTube channel for viewers to be inspired by student climate leaders! Join Aishah-Nyeta Brown & Jerome Foster II and be inspired by student climate leaders as we recognize the High School Student finalists. Watch now to find out which student received the $25,000 grand prize and top recognition!

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batboyblog · 4 months

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Things Biden and the Democrats did, this week.

The Consumer Financial Protection Bureau put forward a new regulation to limit bank overdraft fees. The CFPB pointed out that the average overdraft fee is $35 even though majority of overdrafts are under $26 and paid back with-in 3 days. The new regulation will push overdraft fees down to as little as $3 and not more than $14, saving the American public collectively 3.5 billion dollars a year.

The Environmental Protection Agency put forward a regulation to fine oil and gas companies for emitting methane. Methane is the second most abundant greenhouse gas, after CO2 and is responsible for 30% of the rise of global temperatures. This represents the first time the federal government has taxed a greenhouse gas. The EPA believes this rule will help reduce methane emissions by 80%

The Energy Department has awarded $104 million in grants to support clean energy projects at federal buildings, including solar panels at the Pentagon. The federal government is the biggest consumer of energy in the nation. The project is part Biden's goal of reducing the federal government's greenhouse gas emissions by 65% by 2030. The Energy Department estimates it'll save taxpayers $29 million in the first year alone and will have the same impact on emissions as taking over 23,000 gas powered cars off the road.

The Education Department has cancelled 5 billion more dollars of student loan debt. This will effect 74,000 more borrowers, this brings the total number of people who've had their student loan debt forgiven under Biden through different programs to 3.7 Million

U.S. Agency for International Development has launched a program to combat lead exposure in developing countries like South Africa and India. Lead kills 1.6 million people every year, more than malaria and AIDS put together.

Congressional Democrats have reached a deal with their Republican counter parts to revive the expanded the Child Tax Credit. The bill will benefit 16 million children in its first year and is expected to lift 400,000 children out of poverty in its first year. The proposed deal also has a housing provision that could see 200,000 new affordable rental units

#good news #thanks Biden #Joe Biden #Democrats #climate change #student loans #poverty #housing

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fatehbaz · 5 months

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In fact, far more Asian workers moved to the Americas in the 19th century to make sugar than to build the transcontinental railroad [...]. [T]housands of Chinese migrants were recruited to work [...] on Louisiana’s sugar plantations after the Civil War. [...] Recruited and reviled as "coolies," their presence in sugar production helped justify racial exclusion after the abolition of slavery.

In places where sugar cane is grown, such as Mauritius, Fiji, Hawaii, Guyana, Trinidad and Suriname, there is usually a sizable population of Asians who can trace their ancestry to India, China, Japan, Korea, the Philippines, Indonesia and elsewhere. They are descendants of sugar plantation workers, whose migration and labor embodied the limitations and contradictions of chattel slavery’s slow death in the 19th century. [...]

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Mass consumption of sugar in industrializing Europe and North America rested on mass production of sugar by enslaved Africans in the colonies. The whip, the market, and the law institutionalized slavery across the Americas, including in the U.S. When the Haitian Revolution erupted in 1791 and Napoleon Bonaparte’s mission to reclaim Saint-Domingue, France’s most prized colony, failed, slaveholding regimes around the world grew alarmed. In response to a series of slave rebellions in its own sugar colonies, especially in Jamaica, the British Empire formally abolished slavery in the 1830s. British emancipation included a payment of £20 million to slave owners, an immense sum of money that British taxpayers made loan payments on until 2015.

Importing indentured labor from Asia emerged as a potential way to maintain the British Empire’s sugar plantation system.

In 1838 John Gladstone, father of future prime minister William E. Gladstone, arranged for the shipment of 396 South Asian workers, bound to five years of indentured labor, to his sugar estates in British Guiana. The experiment with “Gladstone coolies,” as those workers came to be known, inaugurated [...] “a new system of [...] [indentured servitude],” which would endure for nearly a century. [...]

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Bonaparte [...] agreed to sell France's claims [...] to the U.S. [...] in 1803, in [...] the Louisiana Purchase. Plantation owners who escaped Saint-Domingue [Haiti] with their enslaved workers helped establish a booming sugar industry in southern Louisiana. On huge plantations surrounding New Orleans, home of the largest slave market in the antebellum South, sugar production took off in the first half of the 19th century. By 1853, Louisiana was producing nearly 25% of all exportable sugar in the world. [...] On the eve of the Civil War, Louisiana’s sugar industry was valued at US$200 million. More than half of that figure represented the valuation of the ownership of human beings – Black people who did the backbreaking labor [...]. By the war’s end, approximately $193 million of the sugar industry’s prewar value had vanished.

Desperate to regain power and authority after the war, Louisiana’s wealthiest planters studied and learned from their Caribbean counterparts. They, too, looked to Asian workers for their salvation, fantasizing that so-called “coolies” [...].

Thousands of Chinese workers landed in Louisiana between 1866 and 1870, recruited from the Caribbean, China and California. Bound to multiyear contracts, they symbolized Louisiana planters’ racial hope [...].

To great fanfare, Louisiana’s wealthiest planters spent thousands of dollars to recruit gangs of Chinese workers. When 140 Chinese laborers arrived on Millaudon plantation near New Orleans on July 4, 1870, at a cost of about $10,000 in recruitment fees, the New Orleans Times reported that they were “young, athletic, intelligent, sober and cleanly” and superior to “the vast majority of our African population.” [...] But [...] [w]hen they heard that other workers earned more, they demanded the same. When planters refused, they ran away. The Chinese recruits, the Planters’ Banner observed in 1871, were “fond of changing about, run away worse than [Black people], and … leave as soon as anybody offers them higher wages.”

When Congress debated excluding the Chinese from the United States in 1882, Rep. Horace F. Page of California argued that the United States could not allow the entry of “millions of cooly slaves and serfs.” That racial reasoning would justify a long series of anti-Asian laws and policies on immigration and naturalization for nearly a century.

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All text above by: Moon-Ho Jung. "Making sugar, making 'coolies': Chinese laborers toiled alongside Black workers on 19th-century Louisiana plantations". The Conversation. 13 January 2022. [All bold emphasis and some paragraph breaks/contractions added by me.]

#abolition #caribbean #imperial #colonial #ecology #plantation #multispecies #landscape #indigenous

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the-jewel-catalogue · 2 months

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The Delhi Durbar Tiara

This tiara was made for Queen Mary to wear to the Delhi Durbar on 12 December 1911, a ceremonial gathering which marked King George V’s succession as King Emperor of India. The tiara was originally surmounted by 10 large emeralds to match the suite of diamond and emerald jewellery which Queen Mary had made to wear at the Delhi Dubar.

In later years the 10 emeralds were removed, and Queen Mary continued alterations of the tiara, each time commissioning Garrard to allow the tiara to have jewel swapping capabilities.

The tiara was even sometimes worn with the Cullinan III and IV diamonds – 94 carats and 63 carats respectively.

The Delhi Durbar tiara was given on permanent loan to Queen Elizabeth, later the Queen Mother, who wore it on the family’s tour of South Africa in 1947.

Upon her passing, the tiara was inherited by Queen Elizabeth II and today is one of the largest tiaras in the royal collection.

In 2005, the tiara was loaned to her daughter-in-law the Duchess of Cornwall, who wore it in October of that year at her first official State Banquet at Buckingham Palace as a member of the Royal Family.

#The Delhi Durbar Tiara #queen camilla #queen elizabeth ii #queen mary #british royal family #jewel;tiara #thejewelcatalogue

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panicinthestudio · 10 months

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Exhibition Tour—Tree & Serpent: Early Buddhist Art in India, 200 BCE–400 CE

Join John Guy, Florence and Herbert Irving Curator of the Arts of South and Southeast Asia in The Met’s Department of Asian Art, and Donald S. Lopez, Arthur E. Link Distinguished University Professor of Buddhist and Tibetan Studies, University of Michigan, for a virtual tour of Tree & Serpent: Early Buddhist Art in India, 200 BCE–400 CE. Featuring more than 140 objects dating from 200 BCE to 400 CE, the exhibition presents a series of evocative and interlocking themes to reveal both the pre-Buddhist origins of figurative sculpture in India and the early narrative traditions that were central to this formative moment in early Indian art. With major loans from a dozen lenders across India, as well as from the United Kingdom, Europe, a4thnd the United States, it transports visitors into the world of early Buddhist imagery that gave expression to this new religion as it grew from a core set of ethical teachings into one of the world’s great religions. Objects associated with Indo-Roman exchange reveal India’s place in early global trade. The exhibition showcases objects in various media, including limestone sculptures, gold, silver, bronze, rock crystal, and ivory. Highlights include spectacular sculptures from southern India—newly discovered and never before publicly exhibited masterpieces—that add to the world canon of early Buddhist art. On view: July 21st–November 13th, 2023 Learn more about the exhibition: https://www.metmuseum.org/exhibitions/tree-and-serpent The Metropolitan Museum of Art

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ecoamerica · 2 months

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Watch the American Climate Leadership Awards 2024 now: https://youtu.be/bWiW4Rp8vF0?feature=shared

The American Climate Leadership Awards 2024 broadcast recording is now available on ecoAmerica's YouTube channel for viewers to be inspired by active climate leaders. Watch to find out which finalist received the $50,000 grand prize! Hosted by Vanessa Hauc and featuring Bill McKibben and Katharine Hayhoe!

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mariacallous · 9 months

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One hundred miles west of Johannesburg in South Africa, the Komati Power Station is hard to miss, looming above the flat grassland and farming landscapes like an enormous eruption of concrete, brick, and metal.

When the coal-fired power station first spun up its turbines in 1961, it had twice the capacity of any existing power station in South Africa. It has been operational for more than half a century, but as of October 2022, Komati has been retired—the stacks are cold and the coal deliveries have stopped.

Now a different kind of activity is taking place on the site, transforming it into a beacon of clean energy: 150 MW of solar, 70 MW of wind, and 150 MW of storage batteries. The beating of coal-fired swords into sustainable plowshares has become the new narrative for the Mpumalanga province, home to most of South Africa’s coal-fired power stations, including Komati.

To get here, the South African government has had to think outside the box. Phasing out South Africa’s aging coal-fired power station fleet—which supplies 86 percent of the country’s electricity—is expensive and politically risky, and could come at enormous social and economic cost to a nation already struggling with energy security and socioeconomic inequality. In the past, bits and pieces of energy-transition funding have come in from organizations such as the World Bank, which assisted with the Komati repurposing, but for South Africa to truly leave coal behind, something financially bigger and better was needed.

That arrived at the COP26 climate summit in Glasgow, Scotland, in November 2021, in the form of a partnership between South Africa, European countries, and the US. Together, they made a deal to deliver $8.5 billion in loans and grants to help speed up South Africa’s transition to renewables, and to do so in a socially and economically just way.

This agreement was the first of what’s being called Just Energy Transition Partnerships, or JETPs, an attempt to catalyze global finance for emerging economies looking to shift energy reliance away from fossil fuels in a way that doesn’t leave certain people and communities behind.

Since South Africa’s pioneering deal, Indonesia has signed an agreement worth $20 billion, Vietnam one worth $15.5 billion, and Senegal one worth $2.75 billion. Discussions are taking place for a possible agreement for India. Altogether, around $100 billion is on the table.

There’s significant enthusiasm for JETPs in the climate finance arena, particularly given the stagnancy of global climate finance in general. At COP15 in Copenhagen in 2009, developed countries signed up to a goal of mobilizing $100 billion of climate finance for developing countries per year by 2020. None have met that target, and the agreement lapses in 2025. The hope is that more funding for clear-cut strategies and commitments will lead to quicker moves toward renewables.

South Africa came into the JETP agreement with a reasonably mature plan for a just energy transition, focusing on three sectors: electricity, new energy vehicles, and green hydrogen. Late last year, it fleshed that out with a detailed Just Energy Transition investment plan. Specifically, the plan centers on decommissioning coal plants, providing alternative employment for those working in coal mining, and accelerating the development of renewable energy and the green economy. It is a clearly defined but big task.

South Africa’s coal mining and power sector employs around 200,000 people, many in regions with poor infrastructure and high levels of poverty. So the “just” part of the “just energy transition” is critical, says climate finance expert Malango Mughogho, who is managing director of ZeniZeni Sustainable Finance Limited in South Africa and a member of the United Nations High-Level Expert Group on net-zero emissions commitments.

“People are going to lose their jobs. Industries do need to shift so, on a net basis, the average person living there needs to not be worse off from before,” she says. This is why the project focuses not only on the energy plants themselves, but also on reskilling, retraining, and redeployment of coal workers.

In a country where coal is also a major export, there are economic and political sensitivities around transitioning to renewables, and that poses a challenge in terms of how the project is framed. “Given the high unemployment rate in South Africa as well … you cannot sell it as a climate change intervention,” says Deborah Ramalope, head of climate policy analysis at the policy institute Climate Analytics in Berlin. “You really need to sell it as a socioeconomic intervention.”

That would be a hard sell if the only investment coming in were $8.5 billion—an amount far below what’s needed to completely overhaul a country’s energy sector. But JETPs aren’t intended to completely or even substantially bankroll these transitions. The idea is that this initial financial boost signals to private financiers both within and outside South Africa that things are changing.

Using public finance to leverage private investment is a common and often successful practice, Mughogho says. The challenge is to make the investment prospects as attractive as possible. “Typically private finance will move away from something if they consider it to be too risky and they’re not getting the return that they need,” she says. “So as long as those risks have been clearly identified and then managed in some way, then the private sector should come through.” This is good news, as South Africa has forecast it will need nearly $100 billion to fully realize the just transition away from coal and toward clean vehicles and green hydrogen as outlined in its plan.

Will all of that investment arrive? It’s such early days with the South African JETP that there’s not yet any concrete indication of whether the approach will work.

But the simple fact that such high-profile, high-dollar agreements are being signed around just transitions is cause for hope, says Haley St. Dennis, head of just transitions at the Institute for Human Rights and Business in Salt Lake City, Utah. “What we have seen so far, particularly from South Africa, which is the furthest along, is very promising,” she says. These projects demonstrate exactly the sort of international cooperation needed for successful climate action, St. Dennis adds.

The agreements aren’t perfect. For example, they may not rule out oil and gas as bridging fuels between coal and renewables, says St. Dennis. “The rub is that, especially for many of the JETP countries—which are heavily coal-dependent, low- and middle-income economies—decarbonization can’t come at any cost,” she says. “That especially means that it can’t threaten what is often already tenuous energy security and energy access for their people, and that's where oil and gas comes in in a big way.”

Ramalope says they also don’t go far enough. “I think the weakness of JETPs is that they’re not encouraging 1.5 [degrees] Celsius,” she says, referring to the limit on global warming set as a target by the Paris Agreement in 2015. In Senegal, which is not coal-dependent, the partnership agreement is to achieve 40 percent renewables in Senegal’s electricity mix. But Ramalope says analysis suggests the country could achieve double this amount. “I think that’s a missed opportunity.”

Another concern is that these emerging economies could be simply trapping themselves in more debt with these agreements. While there’s not much detail about the relative proportions of grants and loans in South Africa’s agreement, St. Dennis says most of the funding is concessional, or low-interest loans. “Why add more debt when the intention is to dramatically catalyze decarbonization in a very short timescale?” she asks. Grants themselves are estimated to be a very small component of the overall funding—around 5 percent.

But provided they generate the funding needed to bring emissions down as desired, the view of JETPs is largely positive, says Sierd Hadley, an economist with the Overseas Development Institute in London. For Hadley, the concern is whether JETPs can be sustained once the novelty has worn off, and once they aren’t being featured as part of a COP or G20 leadup. But he notes that the fact that the international community has managed to deliver at least four of the five JETP deals so far—with India yet to be locked in—shows there is pressure to make good on the promises.

“On the whole, the fact that there has been a plan, and that that plan is broadly in progress, suggests that on balance this has been fairly successful,” he says. “It’s a very significant moment for climate finance.”

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deeptalewombat · 8 months

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Why Arab countries seems to be ignoring pakistan in recent years….

In the complex web of global diplomacy, alliances and friends are always calibrated. In recent years, there has been a noticeable shift in the dynamics between Arab countries and Pakistan.

In fact, during the recent G20 summit, Saudi Crown Prince Mohammed Bin Salman Al-Saud and the President of the United Arab Emirates (UAE) Mohammed Bin Zayed Al-Nahyan, visited India and returned, while there was no halt in Pakistan to engaging in any bilateral ties.

While there could be multiple reasons for this change, it is essential to examine the possible factors that have contributed to what appears to be a growing indifference towards Pakistan in the Arab region.

There could be multiple reasons ranging from the lack of governance to the rise of religious extremism, from anti-Arab sentiments to the perceived threat of exploitation of Arab resources. Experts have started to speculate about the growing distance between the Arab nations and the Islamic Republic of Pakistan.

However, Saudi Arabia and UAE will not forsake Pakistan fully, because of its strategic location, its status as a nuclear-armed nation, and its role as a major Muslim country in South Asia make it a valuable partner for these Arab nations. Moreover, creating new adversaries by mere forsaking, won’t be something the Arab nations would like.

Lack of stability and governance

The apparent indifference of Arab nations towards Pakistan in recent years can be largely attributed to concerns about Pakistan’s stability and governance.

Pakistan has grappled with a series of formidable challenges, resulting in an unstable political landscape and hindered economic progress. Consequently, this has led to a diminished level of credibility on the global platform.

The primary contributors to this instability are rooted in internal issues, including corruption, political discord and governance deficiencies. No prime minister in Pakistan has served the full term. They were either cooed or assassinated.

The prevailing “dog-eat-dog” phenomenon within Pakistan has, regrettably, acted as a regressive force, pulling the nation back into what feels like medieval times. This cutthroat environment, marked by ruthless competition has hampered the country’s progress and development.Just like any other nation, Arab countries seek to engage in partnerships with nations that exhibit stability and reliability, as these qualities are pivotal in fostering positive contributions to regional development.

Loyalty and Trust in Arab-Pakistani Relations

Arab countries’ perceptions of Pakistan are influenced significantly by the concept of loyalty and reliability as a friend.

Historically, Saudi Arabia, in particular, has been a steadfast supporter of Pakistan, offering substantial support, including financial bailouts and significant investments.

However, Pakistan’s ongoing challenges in repaying loans and recurrent financial crises have raised legitimate questions about its loyalty and commitment as a trusted partner.

In international diplomacy, every nation seeks stable and self-sufficient allies. When a country finds itself mired in financial turmoil and unable to meet its financial obligations, it inevitably strains its relationships with other nations.

This financial instability becomes a focal point in assessing the reliability of a partner. Consequently, addressing these financial challenges becomes paramount for Pakistan if it hopes to rekindle the trust and respect of its Arab counterparts.

Moving forward

It’s significant to stress that no one wishes ill for Pakistan as it is in the interest of regional stability to have a prosperous and secure Pakistan.

But Pakistan needs to understand that it can get the respect and attention it wants from Arab nations and the rest of the world by being a responsible and reliable country.

On the contrary, India has shown that it can keep its promises and work well with other countries, which has made people notice and respect India on the world stage. Pakistan can learn from India and aim to be a trustworthy partner that helps its region grow and stay peaceful.

The road to regaining its standing and influence in the international arena lies in Pakistan’s commitment to shut down extremism and terrorism completely, and its assurance to have responsible governance, diplomatic maturity, and constructive cooperation with its neighbours and the global community.

The author is a Saudi-based Indian national. He is Director of Milli Chronicle Media London. He holds a PG-Diploma in Artificial Intelligence and Machine Learning (AI-ML) from IIIT. He did a certificate program in Counterterrorism from the University of Leiden, Netherlands. He tweets under @ZahackTanvir. Views expressed are personal.

Moreover, many Pakistanis behave or act as if they are the sole protectors of Islam and Muslims. They often talk negatively about Arab leaders and governments in their private conversations, criticising them for not following Islam as they see it.

It’s important for them to understand that this kind of meddling and interference can create problems. Criticising the governments of the countries they’re in and trying to impose their own beliefs can lead to conflicts and misunderstandings.

In international relations, it’s essential to be respectful and not interfere in the affairs of the host nation.

Expatriate attitudes and their impact

While Indians, Americans, British, Sri Lankans and others typically come to these nations, earn their livelihoods and eventually return to their home countries, Pakistani expatriates sometimes exhibit a different mindset—one that involves laying claims over the resources of Gulf nations.

This trend has not gone unnoticed, and there are concerns that it could potentially lead to problems in host countries.

One particularly troubling example of this behaviour was exhibited by the hardliner cleric, Salman Hussein Nadwi, who maintained close associations with banned preachers Salman Audah and Yusuf Qardawi. Nadwi went as far as suggesting that the revenue of Saudi Arabia should be considered the property of the entire Muslim Ummah, and thus, Saudi Arabia should share its wealth with all Muslims.

Such claims and narratives, propagated by individuals like Nadwi, can potentially create discord and complications in the countries that host expatriate workers. They disrupt the harmony of the host nations.

#pakistan #economical condtion of pakistan #south asia geopolitics #unstability politics and economy of pakistan

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allthebrazilianpolitics · 9 months

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BRICS expansion would be a sign of China’s growing influence

Tensions within the group continue to simmer, but it is here to stay

SINCE ITS transformation from an investment category into a political club in 2009—when the heads of state of Brazil, Russia, India and China held their first summit—the BRICS grouping has faced countless critics and doubters. Numerous Western analysts pointed to the many differences and disagreements within the group and expected it to have only a limited impact on global affairs.

Yet, defying such expectations, member countries embraced the BRICS grouping and no leader has missed its annual summit over the past 14 years (summits took place virtually during the pandemic). Even significant ideological swings in member countries such as India or Brazil have done little to alter their commitment to the club, and the BRICS, which invited South Africa to join in 2010 (hence the capital S), have become something far more important than a yearly photo-op.

In addition to a development bank created in 2014—which has extended more than $30bn in loans so far and which added Bangladesh, Egypt, the United Arab Emirates and Uruguay as new members in 2021—being a BRICS member involves countless meetings among ministers (in areas such as defence, climate and health) and regular encounters that involve legislators, government agencies, think-tanks and scholars in numerous areas to promote a broader dialogue. It is no exaggeration to say that the BRICS grouping has become an important element of its members’ foreign-policy identity.

#brazil #politics #india #china #south africa #russia #brics #international politics #mod nise da silveira #image description in alt

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kumbakonamdegreecoffee · 22 hours

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How To Start A Cafe Franchise Opportunities In India-kumbakonam degree coffee?

Opening a coffee franchise in India can be a lucrative economic endeavor, especially if the franchise is a well-known brand like Kumbakonam Degree Coffee. This is a methodical approach on how to approach it:

Recognizing the Degree of Kumbakonam Coffee

Genuine South Indian filter coffee is the specialty of Kumbakonam Degree Coffee. Its distinct flavor and high caliber have helped it establish a strong brand presence. This makes it an attractive franchising opportunity since it blends a well-liked beverage with cultural history.

Steps to Start a Kumbakonam Degree Coffee Franchise

1. Recognize the Brand and Its History

Originating in the Tamil Nadu town of Kumbakonam, Kumbakonam Degree Coffee is well-known for its distinct flavor, superior quality, and preparation technique. The phrase "degree coffee" describes the premium milk that is used, which is customarily certified as having a certain level of purity. Knowing this brand's cultural and historical relevance is crucial because it is the foundation of your company's identity.

2. Examine the Industry

To find out whether traditional South Indian coffee is in demand in the area you want to target, do extensive market research. Examine your rivals, possible clientele, and patterns in coffee consumption. Choose busy regions with lots of foot traffic, such as commercial districts, residential neighborhoods, and shopping malls.

3. The Franchise Agreement and Its Conditions

To learn more about franchise opportunities, get in touch with Kumbakonam Degree Coffee's corporate office. Recognize the following terms and conditions of the franchise agreement:

Franchise Fee: The one-time payment made to the franchisor in exchange for the use of the company name and business plan.

Royalty fees are regular sums of money deducted from your earnings.

Training and Support: Details on the training offered to you and your employees as well as the help available to set up and manage the franchise.

Verify the selected site satisfies the requirements and standards set forth by the franchisor before approving it.

4. Safe Loans

Compute the entire amount that must be invested, taking into account working capital, franchise fees, equipment, interior design, and initial inventory. Examine your possibilities for funding.

Bank Loans: Apply for business loans from banks. Create a thorough business strategy that you can show possible lenders.

Investors: Seek for venture capitalists or private investors with an interest in the food and beverage sector for investing.

Personal Savings: If you have personal money, use it to lessen your dependency on outside funding.

5. Site Selection

Select a site that draws in the intended audience and is consistent with the brand's image. After the franchisor approves the website, concentrate on:

Interior Design: Establish a setting that embodies Kumbakonam Degree Coffee's traditional and genuine vibe. Make use of components like cozy seating arrangements and traditional South Indian décor.

Tools and Materials: Invest in top-notch coffee-making supplies and follow the franchisor's instructions to find the best coffee beans, milk, and other components.

Licenses and Permits: Acquire the licenses and permits required to run a food and beverage business, including local municipal licensing, GST registration, and health permits.

6. Hiring and Training Personnel

Hire knowledgeable and accommodating employees. Usually, the franchisor offers training to guarantee uniformity in coffee preparation and service requirements. Stress how crucial it is to provide outstanding customer service in order to develop a devoted clientele.

7. Advertising and Promotion

Make use of the brand's popularity to draw in clients. Put traditional and digital marketing tactics into practice:

Social media: Make accounts on sites like Facebook, Instagram, and Twitter to interact with users and advertise sales.

Local Advertising: To reach potential customers nearby, use flyers, banners, and local newspaper ads.

Promotions & Events: To draw in and keep clients, hold activities like complimentary tastings, cultural celebrations, and coffee classes.

8. Track and Enhance

Keep a regular eye on your franchise's performance. Customer input can be gathered to determine areas that want improvement. To keep a competitive edge, keep abreast of the most recent developments in the coffee market and adjust your strategies accordingly.

Establishing a franchise for Kumbakonam Degree Coffee involves meticulous preparation, a substantial financial commitment, and a strong desire to provide genuine South Indian coffee. When done well, it can be a lucrative economic endeavor that introduces Indian consumers to the rich flavor of Kumbakonam coffee.

#kumbakonam degree coffee #coffee shop franchise in india #cafe franchise in india #cafe franchise opportunities in india

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shubhbank · 7 months

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IMPORTANT REASONS TO APPLY FOR A LOAN ONLINE

In today's fast-paced world, financial necessities often arise when we least anticipate them. Whether it's for financing another business venture, purchasing a dream home, paying for higher education, or covering unforeseen medical expenses, loans can be a valuable resource to assist you with achieving your goals. To "APPLY FOR A LOAN" online has become increasingly popular because of its comfort and accessibility. In this blog, we'll investigate six important reasons to apply for a loan online and examine the application process.

Reasons to Apply for a Loan Online

Fast and Steady Loan Application Process –To Apply for a loan online has many advantages, including speed and comfort. Conventional loan applications can be dreary and need various outings to the bank or other financial institutions. Then again, online loan applications let you apply from the comfort of your home, saving you time and effort. You can complete the necessary forms and submit your application in practically no time with two or three snaps.

Availability and Accessibility 24/7 –While you "APPLY FOR A LOAN ONLINE" gives accessibility and availability all the time. For sure, even past regular business hours, you are allowed to submit your application at whatever point it's advantageous for you. This flexibility guarantees that you will be able to follow an unforgiving timetable to take care of your financial necessities rapidly.

A Wide Range of Loan Possibilities - To meet different financial necessities, online lenders give a vast decision of loan possibilities. You can locate various lenders that specialize in each category, whether you're searching for a business loan, mortgage, auto loan, or personal loan. With so many options, you can pick the loan that most eagerly matches your particular prerequisites, and you can simply compare offers online, thanks to many online tools.

Competitive Interest Rates - Borrowers find online lenders appealing because they habitually give competitive interest rates. Lenders are able to pass on savings to their customers at lower interest rates because online operations have lower overhead costs. You may have the choice to save a substantial amount of cash all through the span of your loan by comparing rates from several online lenders.

Streamlined Verification and Documentation - Online loan applications usually offer a more streamlined verification strategy and need fewer documents. A lot of online lenders use state-of-the-art innovation to affirm your information, which facilitates and further fosters the approval strategy. It also eliminates the necessity for physical paperwork because you can safely upload the documents to the online portal.

Faster Disbursement and Approval - The speed at which applications are processed makes applying for a loan online perhaps the most persuading decision. Online loan applications can be accepted rapidly for days. However, traditional loans may take a really long time to be approved. Holds are usually scattered rapidly after approval, enabling you to meet your financial necessities quickly.

The Online Loan Application Process To apply for a loan online, follow these fundamental advances:

Research: Investigate several online lenders and loan prospects to pick the one that best meets your requirements and inclinations.

Preparation: Gather the expected documents, like identification, proof of income, and any appropriate financial information.

Online Application: Go to the loan specialist's website, make an account if necessary, and complete the online application form.

Upload Documentation: Submit the required paperwork utilizing the bank's solid online portal.

Review and Approval: Your application and supporting materials will be reviewed by the bank for evaluation and approval. Assuming that more information is required, they may ask for it.

Assets and: Endless supply of your application, the moneylender will transfer the assets straightforwardly into your bank account.

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aquarockindustries · 22 hours

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Reliance Met Industrial Plot Price call @ +91-9650389757

Location: Reliance Met Industrial plot is located near KMP expressway Farukhnagar on Gurugram Jhajjar road. Reliance MET industrial project is almost 20 Km from Bahadurgarh. Reliance MET also known as Farukhnagar industrial area. This project is 102 Gurugram, 17 Km from Dwarka and almost 25-26 Km form hero Honda chowk Gurugram.

Connectivity of Reliance Met project: The area is connected with almost all the surrounding of Gurugram like Bahadurgarh, IMT Manesar, IMT kharkhoda & Kundli industrial area. KMP expressway provides the connectivity to this project with national highway – NH2, NH8, NH-71 and NH10 in the NCR. Najafgarh in west Delhi, Bahadurgarh on the North eat and Gurugram on the south east are connected with reliance project –Farukhnagar railway station is just 2 K away. Price reliance industrial plot price in compotator in market and investors are investing here on large scale. Price of reliance Met industrial plot price is available at various ranges like 1200 Sq Ft. is available at INR 10800 only.

Size of plot: The size of the plot is in different sq meters range to Acres and that starts form 100 sq meters to and ends at approx24 Acres.

Possession: Reliance Met industrial plot Met phase 1 is already under operations and industries have already started its production and reliance Met phase 2 is under development and will come into operation soon. Four land & road available electricity requirement has been fulfilled by state distribution grid. Drinking water and normal water usage is available and CGWA, government of India. Gas requirement is approved by Gas Authority of India Limited (GAIL) to meet the gas requirements.

Stamp duty: Reliance MET industrial area has stamp duty of 5 % of total sales price.

Economy of reliance Met plots: The total area is scattered over 8000 Acres where 1700 has licensed approved by Haryana government. There are many industries and warehouse are here like consumer durables, footwear sectors, auto components, logistic parks. Big industries like Panasonic, denso & bati. Reliance met is an attraction for investors which provide new version for the people living and working area.

Loan Facility: We understand that businesses depend on efficient utilization of funds and a lot depends on a well-organized fund flow system to keep businesses running. Aquarock is one of the prominent companies in the debt syndication market in India with strong relationships with financial institutions, banks and NBFCs, mutual funds and insurance companies. We help with all the required loan facility.

#industrial plots

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karthikengineering-chekkumachine · 5 days

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Marachekku Oil Machine With Government Approved Loan & Subsidy.

The Marachekku oil extraction machine is a traditional cold-press oil extractor used predominantly in the production of high-quality, natural oils. Originating from South India, this machine is celebrated for its ability to preserve the nutritional value and flavor of oils extracted from seeds, nuts, and other oil-bearing materials.

The machine operates on the principle of a wooden press (chekku in Tamil), which slowly crushes the ingredients to extract oil without generating heat. Utilizes a slow and gentle pressing action to extract oil. Operates without generating heat, preserving the natural nutrients and flavor of the oil.

Click here to know more: https://rotarymachine.in/product/marachekku-oil-extraction-machine/

Karthik Engineering

Contact: 9597190979, 8754241430

Website: https://oilmillmachines.net/ or https://rotarymachine.in/

#rotarychekkumachine #marachekkumachine #chekkuoilmachine #marachekkuoilmachine #rotarychekkuoilmachine #stonechekkumachine #irumbuchekkumachine #chekkumachines

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tradewindfinance0 · 7 days

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Case Studies: Successful Use of Trade Finance Products in International Business

Trade finance products are instrumental in facilitating international business transactions by providing financial instruments that mitigate risks and improve liquidity. Here are some case studies showcasing successful implementations of trade finance products in global trade scenarios.

Case Study 1: Letters of Credit (LCs) in Manufacturing

Overview

A manufacturing company in Germany secured a significant export contract with a client in the United States. To mitigate the risk of non-payment and ensure timely receipt of funds, the company opted to use a confirmed irrevocable Letter of Credit (LC).

Implementation

LC Structure: The German company negotiated an irrevocable LC with a reputable U.S. bank, ensuring that payment would be guaranteed upon meeting specified conditions.

Risk Mitigation: By using a confirmed LC, the company minimized the risk of buyer default and currency fluctuations, ensuring financial security throughout the transaction.

Outcome

Smooth Transaction: The LC facilitated a smooth transaction, providing assurance to both parties and enabling the timely delivery of goods.

Financial Security: The company received payment promptly upon complying with the LC terms, enhancing cash flow and supporting further business expansion.

Case Study 2: Trade Credit Insurance in Exporting Agricultural Products

Overview

An agricultural exporter in Brazil faced challenges in exporting fresh produce to European markets due to concerns over buyer creditworthiness and political risks.

Implementation

Trade Credit Insurance: The exporter opted for trade credit insurance to protect against non-payment and political risks associated with international trade.

Coverage: The insurance policy covered the exporter's receivables against risks such as buyer insolvency, protracted default, and political instability.

Outcome

Market Expansion: With trade credit insurance in place, the exporter gained confidence to explore new markets in Europe and expand sales volumes.

Risk Management: The insurance provided peace of mind, enabling the exporter to focus on production and market penetration strategies without worrying about payment defaults.

Case Study 3: Export Financing in Textile Industry

Overview

A textile manufacturer in India received a large order from a retailer in the Middle East but lacked sufficient working capital to fulfill the order.

Implementation

Export Financing: The manufacturer secured pre-shipment financing from a local bank to cover production and shipping costs.

Loan Structure: The financing included a structured loan facility with favorable terms, allowing the manufacturer to produce and deliver the goods on time.

Outcome

Timely Delivery: The export financing ensured timely production and shipment of textile products, meeting the retailer's demand schedule.

Business Growth: With successful execution of the order, the manufacturer strengthened its reputation and established long-term relationships in the Middle Eastern market.

Case Study 4: Documentary Collections in Automotive Parts Trade

Overview

An automotive parts supplier in Japan needed a secure and cost-effective method to receive payment from a buyer in South Korea.

Implementation

Documentary Collection: The supplier utilized Documents Against Payment (D/P) to ensure secure payment before releasing shipping documents to the buyer.

Process Efficiency: This method provided a straightforward and efficient way to manage international transactions without the complexities and costs associated with Letters of Credit.

Outcome

Payment Security: The use of documentary collections ensured that the supplier received payment promptly upon shipment, reducing payment risks.

Cost-Effectiveness: Compared to other payment methods, documentary collections offered a cost-effective solution while maintaining transaction security.

Conclusion

These case studies highlight the diverse applications and benefits of trade finance products in international business. From mitigating payment risks with Letters of Credit to expanding market reach with trade credit insurance and improving cash flow with export financing, these products play a crucial role in supporting businesses' global trade operations. By leveraging trade finance products effectively, companies can enhance financial security, manage risks, and seize opportunities for growth in the competitive global marketplace.

#Trade Finance Products

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purpleloveenthusiast · 9 days

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😂ldest things 😂 ??

What’s the oldest things you’re wearing today? It’s a funny question but I will answer honestly. I was ## two things which were old. 1 my slim thread belt around my waist( we South Indians wear this to get grip of pants & shorts 🩳) its 4 or 5 years old. 2. My spects 👓( 2 years old) Spectacles Thank you Das Desire Loans Hyderabad India🇮🇳

View On WordPress

#dailyprompt #dailyprompt-1940

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pakistanweekly · 16 days

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Atif Aslam to make his South Indian debut with Malayalam movie

Atif Aslam is prepared to make his Malayalam debut in the South Indian industry. Aslam is ready to make his presentation in the Malayalam entertainment world by loaning his voice to the Hindi melody "Hijr", made by debutant Nandhagopan V for the impending heartfelt show Haal.

Aslam's heartfelt voice isn't simply valued in Pakistan yet additionally in India. He has given many hit melodies in Bollywood and this time he will be delivering the tune for the Malayalam entertainment world. Aslam shared this declaration on his virtual entertainment handles, saying "The melody is contemporary, and I trust the film will be essentially as astonishing as its music."

Haal, coordinated by Prasanth Vijayakumar and prearranged by Nishad Koya, stars Shane Nigam ahead of the pack and is set to hit screens later.

This task likewise denotes his presentation in South India. Haal, coordinated by Prasanth Vijayakumar and prearranged by Nishad Koya, stars Shane Nigam in the number one spot job and is set to hit screens in the not so distant future.

Nandhagopan V, who has sung in Malayalam films like Luca, Kho, and Kasargold, uncovered that Aslam's tunes have been a "fundamental part" of his life. He portrayed the impending track as a "unique heartfelt profound tune," mixing Western and Eastern instruments alongside surrounding soundscapes.

"He was extremely tolerant and there was a ton of compromise. Obviously, he's added his mark vibratos, which has done something amazing to the tune. It was really an improving recording experience," said Nandhagopan.

Expounding on why a Malayalam film includes a Hindi tune, the writer underlined its setting in Kozhikode and how the city has a "rich impact of Hindi and Urdu dialects".

During their recreation time together, Nandhagopan and entertainer Shane Nigam found motivation in Atif Aslam's hit tune "Aadat." They imagined Atif loaning his voice to their organization. Intrigued by Aslam's understanding during recording, Nandhagopan featured how the artist's particular vibratos added sorcery to their tune.

#breaking news #international news #news #world news #business news #celebrity news #pakistan news #pakistan weekly #pakistan #Atif Aslam to make his South Indian debut with Malayalam movie

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