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#loan program
anhanhkk · 11 months
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Bank of America Debt Consolidation Loan: The Solution to Your Debt Problems
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Are you struggling with mounting debt and high-interest rates on multiple loans and credit cards? Debt consolidation loans can be a lifesaver, simplifying your repayment process and potentially lowering your interest rates. If you’re looking for a reliable debt consolidation loan provider, Bank of America’s debt consolidation loan program might be the solution to your financial woes.
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handweavers · 4 months
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i've been so fucked up for months i haven't been able to go downtown to pick up my work from last spring from my school's textile studio and they always have a cutoff date like if you don't pick up your old work by x date they toss it and they're pretty strict about that unless you arrange with the studio tech beforehand, and the studio tech doesn't like most people she's pretty curt with most students. not rude but just keeps things professional and a bit distant, a very serious person. but i know she grew to like me over the past few years/warmed up to me a lot and we'd chat a lot about different textile things and she would say really kind things to me a lot which felt rare and special, and she let me have special treatment with some of the equipment because she trusted me to use it properly. and i haven't seen her in nearly a year and i expected her to have tossed my work out when i didn't come to pick it up last fall and emailed her to explain why and dropped off the face of the earth, i made my peace with losing that work and accepted it, it is what it is, i will survive, etc.
but she emailed me earlier this week and said she didn't have the heart to toss my work and has kept it safe in her office for me if i'm ever able to come pick it up and if not she's going to keep it as an example piece to show other students when teaching weaving because it's too lovely to get rid of and my heart swelled like 10 times its size bc she didn't have to do that and it meant so much to me that even a year from seeing her last she was still thinking about me and being kind to me. and i emailed her back and picked it up today and saw her and we chatted for a bit and it was so nice. I love her I miss my school's textile studio and weaving in there and talking craft with her... sigh
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ponyregrets · 9 months
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got my student loans forgiven!!
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batboyblog · 3 months
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It’s never been a better time to get rid of your student debt.
Although President Joe Biden’s plans to cancel up to $400 billion in student debt for tens of millions of Americans were foiled over the summer at the Supreme Court, his administration has explored all of its existing authority to leave people with less education debt.
As a result, more than 3.7 million Americans have received loan cancellation during Biden’s time in office, totaling $136.6 billion in aid.
In a recent exclusive interview with CNBC, Rep. James Clyburn, D-S.C., who has been a vocal advocate for student loan borrowers, said he’s heard from the U.S. Department of Education that every two months over the next four years, another 75,000 people will be eligible to have their debt forgiven due to changes in income-driven repayment plans and Public Service Loan Forgiveness.
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The Biden administration has been evaluating millions of borrowers’ loan accounts to see if they should have had their debt forgiven. So far, more than 930,000 people have benefited, receiving over $45 billion in debt cancelation.
Most people with federal student loans qualify for income-driven repayment plans, and can review the options and apply at Studentaid.gov.
Recently, the Education Department also announced it would soon cancel the debts of those who’ve been in repayment for a decade or more and originally took out $12,000 or less. To qualify, borrowers need to be enrolled in the administration’s new Saving on a Valuable Education, or SAVE, plan.
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The Biden administration has tried to reverse the trend of borrowers being excluded from the relief on technicalities. It has broadened eligibility and allowed people to reapply for the relief, as long as they were working in the public sector and paying down their debt.
Some 790,000 public servants have gotten their debt erased as a result, amounting to more than $56 billion in relief.
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The Biden administration has also forgiven the student debt of more than 510,000 disabled borrowers. The $11.7 billion in aid was delivered under the Total and Permanent Disability Discharge.
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Another 1.3 million borrowers have walked away from their debt over the past few years thanks to the Borrower Defense Loan Discharge. These people received $22.5 billion in relief.
Borrowers can be eligible for the discharge if their schools suddenly closed or they were cheated by their colleges.
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The Biden administration is also working to revise its broad forgiveness plan to make it legally viable.
The president may try to deliver that relief before November.
That alternative plan, which has become known as Biden’s “Plan B,” could forgive the student debt for as many as 10 million people, according to one estimate.
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piracytheorist · 1 year
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Have we talked about how Twilight went from "Anya will go back to the orphanage I picked her up from once the mission is done"
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to "I'll write a cover letter so she can go to a better orphanage and be happier"
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to "I'll make sure both my fake daughter and fake wife have a good life once the mission is done and I have to part with them"
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because I think that's v important
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thundergrace · 7 months
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We do not want this. This is not a decision being made on behalf of the American people. Literally, no one wants this, and we're being forced to pay for it. Our tax dollars funding genocide. I feel sick. I don't think any amount of protests on any scale will change anything because clearly, this is a nefarious and corrupt government decision, likely fueled by greed. It wasn't made with American citizens in mind, so I'm not sure how we can stop it.
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gloomy-prince · 4 months
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I just wanted to say, I started grad school at SCAD at the beginning of the month and part of what inspired me to do so was following you years ago when I was in high school
Oh gosh man, good luck!!! I had some good times there… Genuinely hope it will be more worthwhile to you than my degree in Batman, as they call it ����
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simplyghosting · 2 years
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public library my beloved
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fushigurro · 11 days
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i went into one of my school's practice rooms last year just to check it out and play piano since it had been a while, and there were still newspapers sitting on the piano that i had left there prior to covid before everything shut down LOL people just. Leave Things Be in there
also when i was a student i got one of my music theory books from the same fucking practice room. someone just left it there and it sat for a long time so i. took it. and it was an older edition than we were supposed to have for class so my homework sometimes didn't match up with module numbers but hey it beat spending like $300 on the newest edition lmfao
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shinesurge · 2 months
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i'm having a slow start this morning and still ruminating about what a racket it is that college is considered like. this huge Thing art people need to go through to have a career. we made fun of frat boys for defending paying dues because it gave them access to ephemeral Important Network Connections and this doesn't seem much different. it's one of those things like, if you're on the level where you are here considering how to GET the very exclusive networking connections the ship for anything major has sailed, and anything smaller than that you can game yourself without paying 15k per semester
also how many horrifyingly successful creators do you know of who Accidentally fell into the thing that got them there, every single monolithic webcomic success story got there by just fucking around in some capacity lol. meanwhile i've known SO many people who did everything Right and got some secret webtoon anime deal, or an Image deal, or got A Deal but spent literal years in development hell because they DID find a publisher but indie comics are at the BOTTOM of the priority list no matter what your contract looks like, and you haven't heard of any of them because the work either never got finished or it's just gathering dust on the indie trade shelf in the back of the comic shop.
there are definitely choices you can make on purpose to put yourself in a better position to take advantage of opportunities if they arise, but anyone who thinks there is exactly one single path to success and it also happens to cost a lot of money is. selling something lmfao. just having a real, tangible body of work that you're passionate about is better clout than anything you could pay for
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bunnihearted · 3 months
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🤧🐀🌧️🌊
#need to clear my head;#im in such a bad mood. my face is in a perpetual angry state. im just so so bitter nd pessimistic rn#trying not to get stuck in negative chaos thought spirals nd to just take it as it come#nd be patient bc recovery takes time i know. but i havent been able to feel healthy or functional for 7 months nd i am so tired#i cant help but worry abt my health nd what kinda diet i can have nd how to work all of that out.#like the removal of the gallbladder dont ensure a good digestive system. they remove it bc it can irrepairably hurt u#also im so so stressed out abt school nd my courses. i already had to drop one last week. nd it isnt looking like i'll be able to pass my#eng class.. it just isnt looking like it's realistic at all :/ i personally dont mind if i fail. but i can get issues w my wellfare hmm#bc like im still feeling rough nd u only get sick leave for one week after surgery.. so i have to go on thursday nd friday but im gnna#be in pain plus be so hungry nd be unable to concentrate idk#idk idk!! im already willing to take out loans to finish my upper secondary school.. but i have to make it work w timing nd stuff so im not#sitting here unable to pay rent or the bills or food lmao. so idk have to fix it somehow#nd the pressure of this country rapidly declining state is stressing me tf out!! having nazi conservative rightists in the ruling is just#dreadful!!!! for many reasons but atm idek if i can do distance classes like i wanted to ://#i just.. wanna be able to go for my long walks. go to the gym. eat normally. have coffee. study nd finish highschool.#then apply for whatever program i can nd move to another calmer city. prob eventually find a path to move to another country. like norway..#im thinking too much but my thoughts are spinning nd killing me like i cant stop it im so scared nd anxious lmao 💀#im also trying to be brave and write to the psych clinic for personality disorders nd be upset nd 'beg' them for help ksksksks.#but like... the thing abt having avpd is that i kinda dont wanna bc im scared of the possibility of them helping me lol#im just in a low place nd bad headspace and it's just getring worse nd im getting more nd more tired#i dont have much more energy to keep it together nd pretend like im ok or like i have hope lmaoooo idk what to do#anyway... idk idk guess i just gotta .. keep crawling forward anyway i can
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thoughtportal · 4 months
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means tested
SAVE program
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quilleth · 4 months
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I don't want to go back to work tomorrow T_T
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kurokoros · 1 year
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So uhhhhh, guess who just got accepted into grad school?
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azuresquirrel · 7 months
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like genuinely the bare minimum everyone in the U.S.A. should be doing to support Palestine, if not boycotting, protesting, blocking military shipments etc., should be contacting their politicians on EVERY level, up to the fucking White House, constantly and fully threatening to withhold votes if they don't stop licking Israel's genocidal asshole because apparently the votes is ALL these assholes care about!
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