#like im definitely getting more overall out of putting in 401k....but i wish it was making the same interest as my brokerage is

[roseband]

i mean this in all seriousness.....

every bonus and raise i get at work is cuz i taught myself adobe automation tools and javascript for adobe (even though i took cs in hs like, i could not find a class in what i wanted so i just had to self teach it)

but the only reason i self taught that was cuz i was overly obsessed with kpop

so as long as all my savings accounts are where they should be (percentage of income-wise)... so like 401k, emergency fund, down-payment fund.......(which.....are all invested and/or in high yield 4.5% monthly compounding interest accts and are making their own money)

i can just dump all my disposable income into kpop because if i wasn't unhinged about kpop, i would not have this much disposable income lol

i feel like this is 100% an original meaning of girlmath moment tbh

#personal #i mean i also.....budget like a crazy person and save like....20-25% of my yearly gross income lol #and was doing that when i was broke too......bc im nuts and also bc the same reason my mom was nuts abt saving #(my mom was afraid shed have another stroke so she saved sooo much for retirement...and then did have to #retire early....but not bc of stroke but bc she also had CANCER what the actual fuck #like shes never done drugs and barely drinks and was a professional dancer which is like...a literal athlete.. #thats NOT FAIR) #soooo she taught me how to save and invest super early lol.....like she....had me put my #bday money in an investment account every year and i was only allowed to spend interest #(explaining interest on a CD to a 8 year old by saying its a free GBA game lmao) #that was literally how she explained the $30 of interest the cd made i was like...ooo free!! i like free free is good!! #i have like.....enough to cover 2 months of basic bills (not including paychecks coming in) in checking #and then everything else is invested or in high yield..... #im so mad rn bc my 401k isnt doing that great tho....like my high yeild and my brokerage accounts are doing better #like the 401k is pretaxed and i get a very generous employer match of 5% instead of 3% so its worth #putting the money there instead of having it in my paycheck and putting it with the broker #buuuuut its annoying me #like im definitely getting more overall out of putting in 401k....but i wish it was making the same interest as my brokerage is