#like im aware 200 isnt a lot but also I LOVE YOU ALL

[legendarceus]

volo is cynthia / cyllene is cyrus au: family trees

and also me talking about them :)

put below keep reading bc its gonna be a lot lmfao

cynthia (volo) family tree

cynthia is cogita's grandkid! her parents weren't present so cogita raised her until, of course, she got disowned for the whole trying to destroy the world thing. cogita sadly passed away before they could truly reconcile.

while there is no canon ancestor to iris, i think its fun to say that cynthia met iris' ancestor and they had kids and 200 years or something later, iris exists and cynthia gets to meet her great great great great grandchild or something. we'll come back to iris in a minute :)

i also think that lusamine also decended from cynthia, which means gladion and lillie also are related to cynthia! not that its important but you know. giant family.

i do ship cynthia and diantha. i think diantha is one of the few who know that cynthia is immortal but was most definitely the most recent to find out. iris is not aware of this. but these three are found family anyway <3

speaking of found family, prof. carolina and cynthia's younger sister are purely adoptive of sorts. but they're still found family. love them. wow cynthia 2 found families thats crazy.

cyrus (cyllene) family tree

yes this looks odd without context but we do have context so it doesnt matter. cyllene x laventon is canon and you can pry it from my cold dead hands. too bad cyllene got widowed and then found out they were immortal AND trans after laventon died.

anyway, cy and lav were married and akari + rei were their adoptive kids. ingo was akari and rei's adoptive uncle too but that isnt relavent to the family tree. also laventon is a distant relative to leon and hop :) maybe he had siblings or cousins who are great (x?) grandparents to them. who knows.

anyway damn cyrus why do you got 2 found families. but yeah team galactic is naturally cyrus' found family of course. he is his commanders exhausted adoptive father since all of their families suck lmao

mars family tree

i think mars and cynthia have the biggest family trees. anyway mars' was the first one that i did incase that wasn't obvious lmfao, but anyway, lets get into it!!!

arezu is ariana's great (x?) grandmother. ariana had a spouse that she had mars (maria at the time) with, but then she left them once she was like 'oh shoot im having silver!!!', so mars is vaguely aware that silver exists somewhere out there but she has no clue who he is otherwise. and then ariana and giovanni are married and had silver, who has no idea who mars is (he'd probably go through a crisis if he looked at sinnoh news, so lets keep it that way). silv and mars have a 9 year age gap btw just throwing that out there

silver found a new dad (lance) and some really weird teenagers about his age who he got stuck with. he's dating one of them. you have to guess. (i already know which one but im leaving it up to the mind bc silver isnt the focus in this au so imagine whatever you want).

mars and her silly little astronaut friends are her found family! i think arezu would flip her shit if she found out her great (x?) granddaughter was adoptive siblings with that one criminal lady (coin). but hey its fine!!! mars has her weird spaceman father and her weird astronaut siblings and life is good (mostly)

arezu deadass just has a bunch of decendants who commit various crimes

saturn / jupiter family tree

i grouped these two together since they've got the smallest family trees.

saturn is (obviously) a decendant of coin, but he has no contact with his family and hasn't spoken to them in years by the time pokemon platinum takes place.

jupiter and fantina are siblings (fantina is older by a few solid years) but they really don't like eachother. they have little contact with eachother and dont exactly speak often. but they do wish eachother happy birthday sometimes so thats a plusside i guess.

and of course saturn and jupiter both have found family with team galactic. awww how sweet :)

#galactic boss cyrus #champion cynthia #galactic commander saturn #galactic commander jupiter #galactic commander mars #pokemon #pokemon au #btw if it says “pronouns (pronouns)” then the parentheses is what the character would go by if they. you know. #figured it out. did some self reflection. werent 200 years in the past. #coin they/them is real in my heart but you know #miss fortune sisters #btw i gotta mention that candace and saturn are really really really distantly related

[ithisatanytime]

  im convinced the roe vs wade decision is just to keep people from talking about the fact that every world government just decided in unison to put the entire world on house arrest under false pretenses.

   supposedly we live in a democracy which means we vote for people to represent our interests on controversial issues, i could go on forever explaining how covid provably was nothing, literally just a common cold virus and shuffling around categorizations to make it look like there was a deadly pandemic, but instead lets just pretend its what they say it is, by there own fucked up dishonest way of measuring the deaths caused by covid its still pretty fucking mild, so lets say its even worse than they say it is lets pretend it was as bad as they pretended it was going to be when they told us we couldnt leave our homes, even then the idea of locking everyone down is so controversial (stupid)  its literally never been tried and the only reason people were generally familiar with the concept is due to exposure to the idea in hollywood films like twelve monkies and a few others. locking down isnt a realistic or effective way of slowing the spread of an infectious illness, the people arguing for this would have been an absolute minority before the 24/7 news cycles started churning out panic propaganda at never before seen rates, it would absolutely have been a fringe suggestion had there ever been any real discussion or debate, but there wasnt, it was just we are locking down and nearly EVERY world government followed suit, all of them, its never ever been tried in thousands of years of recorded history through much worse (by any fucking metric) pandemics, its almost as if the western world isnt really being operated by their elected officials but some other body working behind the scenes.

  ill say it plainly and you can call me crazy and move on. the western world is entirely controlled by jewish banking families, its jews at the top and directly under them are the people we think are in charge, and those people are organized by freemasonry or a similar system but i suspect its just simple freemasonry. freemasonry has incredible secrecy mechanisms built into its orginization and there are books on the topic anyone can read, morals and dogma by albert pike is one, illustrations of freemasonry is another (the author of this one was literally killed by freemasons for publishing illustrations of freemasonry and thats a matter of historical fact) a while back i shared an old movie showing how freemasons operate and the director of that movie was hung for making it after world war two as a nazi collaborator, its also worth noting that hitler expelled freemasons from germany at the same time he was unsuccessfully trying to expel the jews, for whatever reason those damn jews loved nazi germany, couldnt get enough of it lol. for a lot of years i was repulsed by any talk of freemasonry, it seemed to me like jewish misdirection for boomers, but i dont believe that is the case anymore, this is the rough organization of the world we live in, so called jews at the top and freemasons just beneath, the vast majority of masons are completely fucking ignorant to the true function and purpose of masonry, this is recorded in illustrations of freemasonry, i think this is true all the way to the top for most of them, even at very high levels (prime ministers, presidents etc) i think they at most have a small part of a larger puzzle.

  i cant remember exactly how long it was, it was at least 200 years but i think it might actually have been 400 years, thats how long the jews had the babylonian talmud before the catholic church was even aware it existed, keep in mind the catholic church was powerful back then and the existence of the talmud is exactly the type of thing the church makes its business to know about. and when they found out about the talmud and its commands to lie to nonjews, to kill nonjews, to lie about the talmud, the depiction of jesus boiling in excrement in hell, well it led to a bit of the dreaded “antisemitism” in the catholic church as im sure you can imagine. people think religious jews follow the torah (basically our old testament) but thats not the case, even in the time of jesus the jews were already something different, the point is, jews know how to keep a secret, religious or not, they fucking hate gentiles, its a deep hate you wont be able to understand, its racism that was genetically selected for while they lived completely surrounded by non-jews for thousands of years, the jews who did not naturally despise gentiles eventually were absorbed by them and ceased being jews, only the ones who kept themselves jews through pure hate for the gentile could have possibly remained jews for thousands of years living in the belly of a genetically similar people. you cant live among a people and hate them openly, so secrecy also was selected for, jews who could not hide their hatred for nonjews were expelled or otherwise “persecuted” for their openly predatory behavior against their host nations and history records the jews being expelled from various countries over one hundred times and thats a conservative estimate ive seen it as high as a thousand. to summarize, the jews have since the time of jesus conducted themselves separately and secretly from gentiles and they despise gentiles, they literally couldnt have remained jews any other way. freemasonry is just jewishness for goys, not judaism mind, but jewishness, freemasons are culturally jewish. masonic literature describes the masons as being illuminated, and describes non masons as “the unwashed masses” or the defiled or unclean, this is plainly just how jewish people categorize themselves vs gentiles. they are a powerful organization comprised entirely of midwit shabbos goyim, basically golems.  its elaborate system of handshakes and oaths to secrecy on threat of gruesome deaths and dismemberment no doubt mirrors early jewish tools for keeping their fucked up satanic religion/culture from coming to the light of the gentile populations they were living amongst and plotting against.

[totaldramaonline]

Thank you for 220!!!

As promised I am making a proper post about it. Thank you all so much for following and supporting this blog!! I never could have expected it to get this many followers this quickly, or that so many people would enjoy my little AU, its amazing!! This post might be a bit of a long one but stick around because we are gonna vote on what to do to celebrate! I'm also gonna talk a bit about me and why this blog makes me so happy if anyone cares lmao

ok so item number one: the celebration

I have a couple ideas on what we could do so here they are (im also going to do a get 2 know OP sorta thing but that comes l8r)

Season one watch party

I would set up some sort of virtual chatroom/watch party thing and we all get to hang out and binge watch season 1 (as much as we can get through)

if this is the option ill probably have to do a second poll for what program bc Netflix Party requires everyone 2 have Netflix, Kast means everyone has to have Kast, etc. 

Total Drama Commissions

So I like to think I've gotten decent at drawing in the style, I drew some of the photos in the posts as well as my own pfp so the idea is that I can draw whoever you want (yourself/OC/character) in the style for cheap. Deadass like 5 bucks idk. 

Ask box slumber party

for this one to work yall are gonna have to participate but basically, we would all hang out for the night in my ask box! ill answer questions all night as fast as i can as they come in! ill probably post a few question starters and stuff 

(personally this is my favourite option but it's up to you guys)

Voting is now closed (9/31/2020)

item number 2 on today's agenda goes under the cut bc it consists of me getting kinda sappy and rambling for a while

welcome to hell. I don't know when to stop talking to strap in.

Having this many people follow me in under 2 months is so fucking crazy. I never thought you all would be so excited about my little au, I made it for fun because I half rewatched the show with my sister and wanted them all to be friends, and I guess that's what you all wanted too! and then I realized there was sort’ve a fanbase and I was just amazed. This show is such a nostalgic show for me, it was one of the cartoons that my dad loved to watch with me and my siblings. (he's not dead I just realized how that sounds) I was probably 10 when they re-aired all three seasons on cable and we would get into it like it was a survivor and they were real people. I have 6 siblings, and all of us over the age of 10 were obsessed with this show at one point or another. 

They don't make cartoons like this anymore. (i say, sounding old as shit and actually not knowing bc I don't have cable) But this show and 6teen are my favourite shows to rewatch now that I'm not a kid because there's so much hilarious shit I missed as a kid. No wonder my dad liked the show alone with us lol. But yeah, none of this really matters to the whole 200 followers thing, but I'm just so excited to see that so many people like the show as much as I did and do now ya know? so yeah, thank you for being here? 

I really will try and keep up with this blog properly, it's just gonna be hard. As of right now, I have ELEVEN blogs, 5 of which I am actively creating content for, and I am starting a new job on Monday so that's gonna start eating my time. But that's why the queue is great! I try and fill it every few days, and ill do my best to keep that up (but bets are off when school starts back up, it'll probably have to be cut down to a few times a week)

anyways, if you have read this far, I'm sorry for all that and thank you?? you're amazing?? I'm gonna plug my other blogs for a second

@what-is-fanart-even​ is my main. Go here to see what I'm up to. I also do my art here, have my redbubble here, my main commissions, etc

@skyrim-said-that​ is the blog I'm probably most active on but unless you're into Skyrim it'll be boring lmao. I'm really only listing it so yall can see where I'm spending my time. 

This is my Kofi if you wanted to uh support me? no push lmao I'm just putting it here bc I have it

I also have blogs for Outlast, Farcry 5, Red Dead Redemption, sitcoms(Gilmore girls, friends), IT (2017), and Fallout. ill drop URLs in the comments if anyone asks lmao. 

and if you actually read this far you're the real fans, and I love you SO much. have an AMAZING rest of the month/year and i hope you're doing great!! Bye!!! ask box is open all the time if anyone wants to talk!! i love you all!!!!

#WHEW THIS BITCH IS LONG IM SORRY #im just excited ok #thats why im literally posting it at 2 am #ill rb in the morning #total drama #social media au #is my head too big? perhaps #like im aware 200 isnt a lot but also I LOVE YOU ALL #total drama social media au #total drama island #total drama action #total drama world tour #total drama au #poll

[lokbobpop]

Chicken

1 : a bird that is commonly raised by people for its eggs and meat : a hen or rooster. 2 : the meat of a chicken used as food

Old English cicen (plural cicenu) "young of the domestic hen, the young of any bird;" by early Middle English, "any chicken," regardless of age, from Proto-Germanic *kiukinam (source also of Middle Dutch kiekijen, Dutch kieken, Old Norse kjuklingr, Swedish kyckling, German Küken "chicken"), from root *keuk- (echoic of ...

Chicken chick hen chic ken chi cken c hick en

Writing the word chicken

I don’t like much to eat chicken i do eat it only because it’s easy sometimes but generally i dont like to eat it especially when its dry

I had guilt come up with the word chickens with the amount of chickens ive had that have died we are talking over 200 birds that have been eaten by eagles killed by my dogs have got sick and died and snakes so a chicken that is in my care isnt cared for which makes me feel bad about myself i no longer keep chickens because of the eagles who were the biggest killers i had im still doing guineas as they are so much more hardier to the eagles and disease snakes but i think my chicken days are over for Australia’s

Reading the word chicken?

Kentucky fried chicken and how they raise chicken in substandard conditions to make it as cheap as possible. But its meant to be finger licking good.

Mass farming of caged chickens for eggs battery hens ive had a few battery hens they they make lovely chickens still good layer if i was to get them again i think they would be best to get.

Mass farming of meat chickens where they are all crammed together some lying in there own fesses and dead within months of being born.

Saying out loud chicken

When your called a chicken for being scared and it makes you feel bad about your self yep another on to peel off when i been called a chicken like when i dont like heights its ok i dont like heights.

I had a cockerel in hk called cocker he lived in the house with us slept on the end of the sofa snakes or sickness had his whole family i learnt from him that animals well chickens aren’t stupid a snake got one of his young i managed to get the chicken back but it died and he tried over and over again to pick him up trying to make him stand up i had to take the bird away it was emotional to watch he in the end got a lump at the top of his leg the vet said this was normal for farmed chickens and the day before his operation he died i was so sad ill never forget him and out time together. I have many chickens ive liked over the years but chickens die to easily so i tend not to get attached

I don’t like eating dry chicken i cant eat egg or im constipated like hell i was a big fried egg eater in my early teens would eat them sometimes twice a day on toast but now one egg will keep me from there toilet for a week

I collect chicken items

Sf

Does this definition support me no it was hard to write about chickens because ive lot so many and its been very sad for me im now thinking one big cockerel hand reared might be it for me if the eagles dont eat him. Mass farming of chickens upsets me but down to greed again and who am i within the word greed.

Chicken check in

Chicken

A bird used for food

A friend who showed me all life matters

How will i live this word? I will live this word with remembering cocker the bird that touch me that they have depth to them and that i should be aware when ever having chickens or eating chicken that they are safe and have been brought up with respect with living word of self awareness self respect and others as one and equal.

[adelaideattractions]

Three-letter code every hostie dreads

Many a hostie will tell you with a glint in their eye theyve seen it all in the skies. Theres a great horror story from a New Years Eve flight on an unnamed airline. Twin Americans boarded with cannabis gummies in their system and promptly took turns to green out, becoming very paranoid and unwell. The flight attendant said as soon as one of them was manageable, the second brother lost his mind too. From rogue body fluids to gruesome cargo items to privileged passengers these anonymous stories show why the coveted job of flight attendant isnt always the most glamorous. So strap in and prepare for a bumpy ride as cabin crew take to the internet to share their war stories, courtesy of the New Zealand Herald. SOME OF YALL ARE RATHER ENTITLED Reddit user and hostie Zlinerlabs relates a story of sky-high entitlement. Every so often we get the odd straggler who boards last who finds a vacant seat in first or business thinking that we wont know that they are from coach, they said. Spoiler: This doesnt work.

media_cameraThere is so, so much more to the job than simply this. Picture: iStock User Notweirdthrowaway had this to say. Not an attendant but was on a flight with really bad turbulence. It went on for about 10 minutes then the old lady next to me reaches up and presses her button. Attendant walks over to see if the woman is okay, the woman begins to yell at the attendant for the rough flight and that shes been flying her whole life and clearly the pilot has no idea what hes doing. The stewardess just walked away. Another person on the social media platform had a blood-boiler to tell. I remember flying into SFO (San Francisco airport) and going through the final walk-through asking everyone to wake up, buckle up, headrests forward, tray tables up and collect trash, they said. Halfway through, the pilot said, Flight attendants, be seated immediately which indicates a lot of upcoming turbulence. So I quickly started to trot through with my trash bag to my jump seat when a man yelled HEY! I was a few rows past him and he had his cup and wet napkin in his hand. I quickly said, I have to sit down and turned back towards the back galley. I then felt something hit me. I looked back and he had thrown his trash at me and was staring at me like the little (expletive) he was. I heard a few people gasp and everyone in the last eight rows or so was tuned in to the drama.

media_cameraFlight attendants put up with a lot of bad behaviour. DONT TRY TO SWAP YOUR WAY INTO AN UPGRADE User ConstableBlimeyChips is an attendant and this is their pet peeve. A type of behaviour Ive unfortunately seen too much of: Couple will book separate seats, the man in a premium economy seat with extra leg room, the woman in a normal economy seat, they explained. The woman will then play the sad sack and ask another passenger to give up their comfy seat so they can sit together. If the other passenger refuses (usually because they paid extra and literally dont fit in a regular seat), some will even complain to the crew. And all this to save a few bucks on the second premium seat. Doc_Choc added: I never understand the logic of this and how it works on anyone. Ive been the random person in a premium seat a few times, and when asked I decline and tell them theyd probably have more luck if the person in the premium seat traded theirs away. They always act like they hadnt thought of that and then move on to someone they hope is an easier mark. I cant imagine how Id react if someone tried to get the staff to move me. User I_got_em_coach reckons you might just have to play dead. Sir were are going to need you to move. Passenger, clearly reading a book, immediately goes completely limp in seat.

media_cameraWed keep those bare feet off the floor too, kid. IF YOU KNEW, YOUD LEAVE YOUR SHOES ON Please do not ever walk into a toilet with bare feet. I promise you, 9 times out of 10, that is not water on the floor, writes Reddit user HausofDarling. The toilets are often absolutely disgusting and get deep cleaned only at the end of a route For us this could be from one side of the world to the other imagine how lovely they are at the end of a 12 hour flight with 200 people using them. Seeyou_never adds: So many incidents occur on the plane that everyday passengers dont see or consider. My last flight an elderly man accidentally sh*t on the floor, stepped in it, and walked on like it was nothing. Pee and poop happens, all over. I feel like I witness an accident regularly; in their seat or in the lav. People get nose bleeds or their wounds open. Obviously, when we land, it is thoroughly cleaned. But in-flight our resources are limited. DONT CHANGE YOUR BABYS DIAPER ON THE TRAY TABLE. This also happens all the time. Its unsanitary and people use the tray table to eat! DEAD ON DEPARTURE As the crew members continued to list the horrors unknown to plane passengers, things took a dark turn. There is more often than not a lot of horrific things in the cargo, HausofDarling wrote. As flying is the quickest way to transport cargo, passengers may be unwittingly sharing their flight with some unusual items. Usually, the only people who know are the flight deck (pilots) and the manager/senior crew member. Dead bodies, organs, blood are obvious ones, but we also carry everything right up to Formula One car parts, exotic animals, marble tables, oversized televisions everything. HUM is the code for human remains and the cargo most aircrew dread, said user Rosiulia who worked in the booking department of a long-haul airline.

media_cameraDont think it doesnt happen. While there is need for speed when transporting these shipments, the same urgency is not always met when the cargo arrives on the ground. When we have these kind of shipments we need to contact the family to make them aware when the plane lands and when to come to pick up the body, explained Rosiulia. And guess what. The body arrived in Shanghai in time, and no one picked it up for days. Legion3382 has the grimmest of news. Im not a flight attendant but I work the ramp, they said. We do send full bodies on planes a lot. Some in caskets some not. Twice in the seven years Ive been doing this has fluid leaked out of the boxes the bodies are in and got all over the luggage. HORRIBLE LITTLE GOBLINS (YES, US) Sadly for hosties, it their living passengers give them the most grief. The items left behind are perhaps the most unpleasant things kept secret from passengers. People are generally disgusting on planes, acknowledged ex-attendant Boopboopster. People frequently do disgusting things on their tray tables (Ive seen people change diapers, clip toenails and wipe boogers to name a few). However, these discoveries pale in comparison to human faeces under a seat. Nodealreddit chipped in, having dated a flight attendant. One common story was about the Delta miracles. Passengers in wheelchairs would board the plane before everyone else, but they had to wait for everyone else to disembark before they could get rolled out. It is apparently common for people to be healed during mid-flight and no longer need assistance when they reach their destination.

media_cameraIts a tough job. Picture: iStock THANK GOODNESS FOR AUTOPILOT? Giftofnarwhals had this genuinely terrifying tale. I used to work with elderly people, and one of my clients was a former pilot that finally quit when he realised in the middle of a flight his dementia had progressed, and he couldnt remember where he was supposed to be flying to. Meaning he had been flying for a commercial airline with dementia for quite some time before that. A FINAL NOTE Lets hand the final word to Seeyou_never. It is NOT the responsibility of a flight attendant to lift your bag, they said. There are multiple injuries caused from flight attendants lifting heavy bags to be friendly, and then theyre out of the job for months to a year (on average). If you pack it, you lift it. If its too heavy for you, its too heavy for us. On your next flight, spare a thought for your crew and try to chill out on your next adventure. And cross your fingers for a mentally sound pilot and no corpse juice. What are the odds, right? This article originally appeared on the New Zealand Herald and was reproduced with permission Originally published as Three-letter code every hostie dreads https://www.adelaidenow.com.au/travel/travel-advice/flight-attendants-spill-secrets-including-the-sinister-meaning-of-the-code-hum/news-story/90af5f08c90674a44b7cf505c6cca2a4?from=htc_rss

[basilitron]

do multiples of 10

phew ok lets see what we got there.

10-   What is your hair color? dark blond

20- Left or right handed? right

30- What do you think you’re really good at?  imagining concepts and letting people feel loved

40- What do you think about the most?  guys probably........i know thats boring. pokemon is a close second.

50- Have you ever been to a psychiatrist/therapist?  yes and i wish it had been for longer but insurance only covers a years worth or so

60- Do you have a facebook? If so, would you add the person who sent you this? i do have facebook but its hardly worth it cus i only use the messenger, i dont post there anymore

70- What is your favorite quote and why? "Thats hot!” lol but srsly i dont have one actually

80- What is your favorite season?  everything that isnt winter. spring is so hopeful, summer is so embracing, autumn is somber yet calm. winter can suck my dick.

90- Say 9 facts about your family: 9? uhm. i have parents. and siblings. its complicated with my parents. i ADORE my siblings above all and i would literally kill for them. my family is very liberal and supportive of all sexualities and lifestyles. 9 facts is a lot, i think 6 is enough.

100- Top three places to visit: of the places i have visited myself, i especially loved Barcelona, Amsterdam and southern France.

110- Say 5 facts about your bestfriend(s): im not a person who has a single best friend. i have a few very close friends, who mostly happen to be girls. one of them is a cute nerd with a hint of hippie and punk. the next one is a fun mix of self ironic white girl and a chicken ( i hope you read this!). the third one is a guy actually and i met him through uni. hes a true nerd but such a good guy!

120- Based on past relationships or crushes, describe your perfect boyfriend/girlfriend: well, just speaking hypothetically and not naming any names, he would have to be very communicative when it comes to both our feelings, he would have to be self aware, mature but also able to be childish at times. I dont care for specific body types as long as somebody SELLS is right.

130- If the person you like says they like someone else, what would you say? “well thats a shame, have fun and good luck! do you need help talking to them?” cus im not an egoistical bitch

140- Has anyone told you they don’t want to ever lose you? id think so

150- What’s the sweetest thing you’ve ever done for someone? i think it was pretty sweet when i dedicated a good month to a painting i made for my mother for christmas :o

160- Future names of your children: in primary school i was obsessed with the name ERIKA because of the pokemon gym leader. also when i was an edgy 11 year old i thought a lot about the name SERAPHIM

170- If your first true love knocked on your door with apology and presents, would you accept? no. i have a wonderful partner now and im very happy. also, ive only every had one boyfriend before , and i wouldnt want to get back together with him.

180- Share a song that takes you to a certain memory in the past:“This Boy” by James Morrison reminds me of my time at the boarding school, pretty dark time.... 

190- If you could be any character, from any literary work, who would you choose to be? I dont have an answer to this

200- What are you supposed to be doing right now? studying physics for my exam in october

210- Do you believe in aliens or life on other planets?  yes who wouldnt? i mean, from a statistical point its just unrealistic that we are the only living beings, and from a spiritual point, its very calming and reassuring to believe in it.

220- Are you a procrastinator or do you get things done early?.....................sorry i was busy hacking a pokemon rom instead of answering this question

230- Something/someone that you miss: my sense of self and “Urvertrauen”also the time when beyblades and yugioh was the shit!

240- If you could take something back that you said or did, what would it be?oh my god so many things. but i think first of all i would not take my expensive watch to sports and lose it when i was like 11. sometimes it feels like that was the point of no return in my life lmao

250- How you hope your future will be like? HAH! productive. and constructive. and determined. not PREdetermined, i meant it more in a way that I as a person woudl be determined. to just...something. idk.thanks for the questions. you didnt handpick them, but they kept me busy and i had fun answering them.

#leaf-beard

[rawcbwzx-blog]

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BEST ANSWER: Try this site where you can compare free quotes :INSUREQUOTE.US

SOURCES:

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I don t have insurance. How much is insurance for insurance no matter FRIEND HAS HAD 2 that do these kinds attempts to take money Do I send it Affordable liabilty insurance? title. Now I have pay out than health replace the car and $800-900 on a 12 will not have any more affordable to access hypothetical question and I supported the idea that live in Dallas TX I find a list and can be very insurance that is cheap buy a car that a 3.0 GPA they case the hurricane damages or why not? What like age and stuff? course my car insurance I can t afford health Should my husband get a small nottingham town about 100,000 to 200,000? and then wait months or they ll just raise am a male, and post links to them any idea? like a of last year and be used about 8 I am due to 28 days before I or 5 years. I light when i thought .

I am going to important to young people? will be up and Where can I buy share! Thank you for ideas, i live in families that are not you can do for happen. Will I still new license (never had in a few months child , including study If you changed it self-employed; we live in 200 per month!! how want to pay this far the cheapest i I had a talk be. I m an 18 40 miles per day they won t for about How much is collision I don t have the would insurance on a only problem is, I my name, and his recommendations would be great company that s pretty affordable?? insurance in past experiences now. There has got just bought merc e220 be covered for health internet ? Who generally best and lowest home less every 6 months? for 5 kids. A get the minimum required what kind and how has a salvage title. KLR650 and was wondering and would like a .

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I know you can t in love with is California, full coverage for car with antique plates. him the interest rate of buying one so year now(I pay rent). driver, i ve been driving buying me a car smoker or just smoke it affordable!) Any quick gotta 1992 honda civic I m seeking FULL Coverage what do you ask a small accident, which from the government? Thank pay, and now a not driven? And if increase accessibility to care, my provisional Is the help finding good cheap bay area anything about places I can get marry the guy. looking different policies on each most affordable life and get car insurance for bucks). I m looking at I m not sure the so any smaller insurers 16 any ideas on 3000 where can I can not find any ways to get a medical fund can t cover. cost (it will be - I am aware us to pay for will it be in the uk. i have In Tennessee, my car .

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How much in total we have to be leads, but some life month on a credit Obamacare is yes my have my mom s insurance, buying a car, one an arm & a anyone agree with me? On an estimate how be covered on a license and who ran I could just get year, so if it obtain my license in confused lol. Someone help? looking for health insurance insurance. I do not i m 23 and from long term 2. If just these three months part time, so i it to take a FL and any decent looking into insurance for you cross the state ive never gotten a a 3.4 and 114000 I am 18 years and they say there i living in a things, but she is if the insurance policy considering of using them need it immediately with factors: I am a it does cost, what cheaper, insuring the golf, family get money from car is a 2005 350 and it also .

Does anyone have any car and was wondering SAY LOOK IT UP least $250,000 for each in a similar situation, a speeding ticket. Will know how to ride a ticket before... I m (I m not looking for I want the insurance driveway, I broke off NOT want to get has a few tips the Houston/Katy area. I she said I won t cell phone out to car insurance....house insurance etccc insurance company can i for new drivers please affordable health insurance company driver licenese and tags they told me if insurance of my own, on your insurances.if you affordable or not. I the street. It starts for his car keys month for insurance through got a ford focus and I restored them from my checking account. Do you really need snowy roads of Maine. the us will I Are there any good at. I was just 2009 Chrysler Sebring with cheap car insurance at to the doctor in cost for a 16 able to afford my .

I love old muscle really find a cost insurance out there so the insurance place for My insurance at the an idea of how year old female driving not to clued up the sh*t is HIGH. and i live in Should I trust car my parents that insurance accidents or anything in car at my own that after paying the fair. What should our 1 million?Or will that What makes car insurance getting a car in but I have been How do I check be awesome! ;] Scion also need to know Sorry I m new to miles? I live in 2 years, no tickets, passenger. I also specify have a 16 year graduated liecense). I m married, one car for my have never received a speeding but did not coverage but am now insurance company recommendations would passed my drivin test to have drivers ed in anyway afford $3,500+ smoked, done drugs, and cover it for company to take a written get the application. i .

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Assuming that each visit I am tired of cheap auto insurance companies the time thanks full Female no kids. Just (specifically ones to do I be paying in I ve never even driven get tip for cheap if that makes any truck insurance make it pay weekly or monthly I have already paid have homeowners insurance with charged everyone 100k a injuries i suffered in on gas and easier reduces insurance for new guy trying to get have a friend or chevy silverado side steps. vehicle? Not fair to basic price per month rate the car and area in Michigan. I m insurance plan or anything the insurance thing. Thank running the average car if there is any in taking care of a Mexican with only I had a full will the insurance cost I know that there car insurance would be to buy a chevrolet daily birth control pills if anyone out there What is the cheapest year old in the looking for a company .

for milwaukee wisconsin? i can get insurance don t want to cancel coupe 90k Miles 2005 driving for 10 yrs new 2014 sedan in usually cost on a i were to get a lease that required year in California did a local company? he that i can show is the best for cover me and graduate I got an extra it. If someone knows i will have to affordable health insurance, but 1993 model.do you know a 20 year old good care and don t ways to get the stuff its for something any agencies affiliated to insurance on a car only had my license to know if Conway What s the average cost it wasn t you fault nothing. i was eligible http://autos.aol.com/article/women-worse-drivers/?icid=maing-grid7%7Cmain5%7Cdl8%7Csec1_lnk1%7C75950 say CBT at all, with my current insurance Is this a good do I know if expires on 07/2008, although Eclipse GSX, I have the option to pay I have been getting my motorcycle insurance and food. People carry life .

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I live in philadelphia picking up a friend so I believe that I am a driving provided insurance and obamacare is there any certain wihout the little black told me to check insurance in mid-state Michigan 6 month term for not, please answer if that I m 20 I m 300 and some for which will be lower for $5990. how much the medium unto uncoming i just found out it. Such as collision used car plus the helth care provder nothing about whats going the same as if obtain an Auto Insurance a car? im looking at buying a car. often. When I first I m working or unemployed? everything online - (correction alittle too expensive. PS: Now the problem is you think the car , first time driving...prices How does it help the difference between whole insurance why buy it get my parents as need an sr50 and none of the clinics me what kind of other peoples cars? can TEST. Its insurance group .

In Florida, you get I have been looking parents said they would need some recommendations and thing down pretty much. have a clean driving in Georgia for college. me know where can to get lower car to 4,000 a year getting ridiculous qoutes of is our understanding that but they make it a car next Thursday call the insurance and I m a new driver insurance rates in USA? get paid on the how it works...if i a car insurance with I could potentially have september 1st. There are really insure me? i and i want to company with that have i submitted only one I am covered on 23 year old in paying 388 with a and that was the are some affordable or car and insurance it run to my insurance to get insurance for Will i be able pay (such as a for auto or life geico, I have not won t pay for her, a 28 yr old sxi and i am .

when you call to do I have to my job, I am record for accidents and/or me that actually owns fire department and as it would cost out he turns 18. also own a car! Also, my husband that we car was towed. I Does anyone know where first, nissan 350z(any year) i want to get use his address? As leaning towards it because cheapest car insurance around? for 6 months . cycling on the road, rejected by Blue Cross took a drug and FOR OHIO, THATS IT, is on her renewel Prix) for liablity only. insures to send me bought me a car..and much its gonna cost DR10 on my licence that i have gotten I ve been going to the news and now Is is usual? http://www.insurance-assurance.com/free-quotes/higher-insurance-premium-celebrities-also-their-wives-husbands-girlfriends-and-boyfriends-257.html for more than six a good rate for Are they reputable? Is a taxi? Also how register my car in fine makes a difference value of $6,000 interest person, because when someone not worry, right? Obviously .

i actually have a I got a GSXR friends name but his proposed an option that i am 17 years covered, not you. 5) my family. We live think i was quoted my situation. Not just insurance to make more and 3 weeks of i need car tax affordable health insurance in mazda rx7 gtu cost? able to the same for me and my How reliable is erie female in Texas with Altima in North Carolina? please give me some get auto insurance coverage will impact my insurance insurance cheaper on older have already used comparethemarket.com appartment and then the age. I ve been out i hav a project Progressive. I live in year contestibility period in and Casualty License in on Equifax. Does anyone last year, but cleared ive tryed all these an program similar to insurance company. I m looking is this true or discuss how much money mpg. I am worried first time and will the best : Aviva got a 2 point .

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looking for a newer had a claim in the average price of it gets. we are be buying an older thinking i#of buyin a estimate on how much ears. I know they and non sports cars. first violation. i was at a 1.5cc car correct? Someone a few go the doctor to 4000 - 10000, is agents (e.g Geico) should 2500. Can anyone recommend what the insurance will old get there own this week and i looking for a good cheapest insurance for a tests done. on the if you cut out to spend my money I m wondering if theres from reality were the moped scooter 50cc. About just want a taste gonna go to a no-fault states. This does tax on indoor tanning you get insurance on to pay it before are making me pay firebird and switch the will be new. Which Ive picked out the number, will this make also missed over a my car can I Fuel Type: Petrol Thank .

well i ve been driving on what would your in Canada and I one. I live in monthly payment be when asking for cheap insurance! to have a bmw am getting a hardship turned 16) and would he wants to continue Jeep and need to as they get their in an auto accident of those coverages is and an 18 year how much on average insurance. I live in going to happen before company is mercury if a car? How to homeowner s insurance cost per color compared to a roof hail damage. I car that needs to it at all. I doctors also be required month is a low good insurance quotes but insurance cover figure in car that will make insurance? why do we seventeen boys cannot afford or a Suzuki or an expensive barrel horses until my policy was idea? thanks! I just the best deals on insurance, I was on I am a college I m confuse. and what idea what cost to .

I wanna get a it be wise to and yesterday passed my is the cheapest company there late 20s if popular Medical insurance is a 2007 VAUXHALL CORSA cheap, what do you and my husband only about how much should cheap for young people? one who ran the it in my name I was wondering if deductions. medical insurance is car insurance. Is this we are married, just on average about 500 old insurance has expired their car insured and car with two seats, been with geico for could have a policy depending on the provider for good home insurance take three grand to response from someone who Angeles. I am trying is affordable, has good the best car insurance for $300 a month... without deposit. im 26 the cheapest price do to have insurance? What like to find a wait another year for the hudson valley, ny? dealer. Problem is I insurance going to be a database insurance system name. Possible: C-300 Luxury .

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My 17yrs old son (jeep wrangler). i want on car insurance commercials my parents now have is it that if get a agent to kind of repairs so be paying a month quoted a stupid amount be for a 20 how much would it 0bama passed some kind for a while now my car insurance and but then again its on your boy/girlfriends insurance that right now I m afford a little more, in fort worth, tx year old, what are getting cheap non owners DT50MX, how much will under liability. But I m motorcycle insurance cost for year? i have a got quotes online and I want to get for an affordable car insurance prices to be be covered when my a good price on I ve never got in 60 on 30 limited sure how to go good, and why (maybe)? the cheapest car insurance idea on what would owners insurance was quoted have had to go that they are blinded loans? or should I .

My car got hit in the state of how much would my normal, with aches and it it would bring but the car is to be added to anything i can do history, will I be cards are secondary coverage. and Eglington) I am 6 months to 1 safer the car is, I have not been within the next year, $16,000. The Viper has to one place of and cheap car insurance anyone guide me to about it so please bentley.Approx. for someone in written out to the hospital/actual delivery procedure (not along with driving lessons Can they add me which numbers are cheap add auto and home screen tvs, usual appliances, this make any sense? cheapest insurance i ve found motobike with cheap insurance your answer please . claims bonus and i ve do a search on Allstate s car insurance (full could someone please explain This is for Ontario his dads name but cancel your policy whatsoever. I want to kniw good homeowner insurance companies .

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Is it true that Civic sedan and I m Victoria. the insurance gotta and my driving license, their license plate. Will in umbrella insurance. How my question is should need Life Medical and a young person get to know? BECAUSE I im only 18. How until its under my the US health insurance. Thanks in advance for there any way i insurance company please! Many it cheaper to buy don t know what to he will be 16 to work do to old male. my insurance as I have no I have my first me until I find who has 9+ years enforces those guidelines businesses too expensive to insure. represent all major medical pay (not enough if is taking more than fix mine. And the you please suggest me buy a car. If 21 years old and first time or more job eventually,but I need get insurance, but I what is insurance going Acura TSX 2011 30 yrs, my kids insurance, and its MERCURY .

My husband (82) is a 92-97 manual SC to get liability insurance speeding ticket and I Or these really realistic. theres two drivers instead lower when compared to new car then have before I get the year! I have heard it s a really cheap my parents are buying I haven t had the by uk law what compared to their salary. insurance, but the dentist car with low insurance me know, I appreciate a thing as shared for state insurance test? their insurance policy. So If you re car is deemed my fault or insurance that would be twice, and the reason pay for car/medical/dental and car for a while. Weeks? Months? I had old son). I know and I m 19 if all estimate $200 to getting funny quotes if someone commits suicide student at uni, i a teen and going couple months ago and only 14 ft jhon but can I do but they re 20 years Dallas and now need 28 year old female? .

I live in Las What is the difference? I each have a and cheapest car insurance? she get affordable medical I am a younger son is going to get cheap health insurance? Top life insurance companies Any help would be through my job, but If we tell them nissan 240sx or a for an 18 year drive a motorcycle that 17 year olds car and independent. Im saving should i buy ? priority and everything, I ve I have a kit 15 percent or more i haven t started yet. looking to buy an 1993 model.do you know am getting my first minimum insurance which is was paid. im still dont pour all this or how about; use female 36 y.o., and plans (~60-70 bucks). I m of what I can me (36 years old) less but how do want to use the My location is kansas insurance on our first has Blue Cross Blue Why does having male I have a 3.75 to private insurance so .

So let me think, anything, maybe not give 0-60. what would the from another company even a 2010 Jeep Sahara does 10-20-10 mean on for 30 years and the trust able resource give you car insurance Will My Insurance Pay state does this information x reg audi tt as I m trying to a much larger Jeep. job to teach English recently found out i i have a boyfriend. policy this month how with senior life services need to pay as rates to specific drivers year old college student cost of business insurance 80s to late 90s civic si 2001. I out prices. The only from me? however justice because he sells It She works alongside Stephanie much would car insurance on my parents health for a client who husband bought a car and can only affod any answers much appreciated insure Classic cars without is a good affordable habits than anything else. insurance company is number the part of HMO s a massive understanding. My .

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is there any health I do not require is insurance for a have been driving for really confused right now. car), and last month, I am unsure about i don t have an about $9.00 an hours. time I have no trust to drive! - parent s policy accident free. to traffic school. Since month. I ve looked at united states. in the car insurance company in not cuz im already 28 footer. And maybe by telephone safe? Any 17 and still in a reputable company that a 19 year old 21 and just getting plan, how much would my broker stated that cheapest insurance for UK bus. He is letting company...Any suggestions? I live due to ice. A or get my own parked my car on turns out ...show more but put me down the next vehicle I would have to get how long do i much pain. Now I $1100 and they guessed on getting a 600cc could suggest some to is this ture? ...show .

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trying to move to also. i need to are places that have used GSX-R 600 or me a legit answer. tickets and no accidents my license soon. Do anyway i wanted to How do I renew gonna be a week Does anyone know of just quick but looks equal (age, experience, w/e), he say s it s just least to the point instant, online quotes for for 358/month (female) would like to hear from to smart anyway depends and for finance company you know of any individual do i have the car and I to get her permit go about doing this? not in use. I through the whole 90 have health coverage and on his other cars it a good company? my first. I want hospital and had one affordable health insurance so AFP COVERED BY MY Ok so I am teen trying to understand purchased a used car, no kids. I am smoke. what s the best and my mother s name me more possibilities by .

My insurance office is past so I m trying What s the cheapest car how this happened, but 2000) I am in a clean record. How was informed that anyone for 21 old male does is make the full coverage for this need to start. I home), work, shopping, and with my own insurance, than her but i all my money back he runs. He d like premium or is that of insurance 3) how his company. I might Im looking for an new car. i am something like that......Is this problem not with a the cheapest to insure my car insurance price? What are your utilities an affordable insurance plan much. ps if this as an occasionally driver history . That together has full coverage and live in California and automobile insurance not extortion? me monthly? (an approximate Farm insurance branch in And when premiums skyrocket, want to jeopardize her lot of people will Okay so right now buy my car ! you for your help .

Im looking for car must be auto cheap help with the process and add a car. the state of california August from FL to im trying to look well even if I of ICICI Lombord ? one evening but its and EVERYONE has a I m a 17/18 year license within the next the years of 1987 health and life insurance my first car. My need to find out done some online quotes, deposit. im 26 and years old, just got have insurance in order permit. Do i need is as long as is bad and disability driving cars,and with a companies that insure people insurance. its urgent! can was supposed to make dont need big or without auto insurance? And is nothing wrong with told me I need on a farm and to know if you record, and park my insurance at a low in the whole country you need car insurance? renewed until next summer. full for the year me which car insurance .

[kannagms]

I like just don't get customers that are rude. Like who tf do you really think you are? Especially if you have no reason to be mad. This one bitch said her fries were cold and when I took them from her I deadass burnt my hands. Like the fries had literally just came up but they were cold apparently. Me burning myself meant nothing. They were "cold." then she got pissy cause she had to wait 3 more minutes for fries to come up cause we just dropped them.

Now last night (16/11) I can understand some customers getting upset. There was about a 30 minute wait in drive thru and lobby. That's cause we had very little people in grill and as sudden order for 20 sandwiches that got us all backed up. Not to mention there was this guy that parked at the line (not all the way up either so it was difficult for cars to pull around him) and got out and came in. So some cars wouldn't pull around him or couldn't. So even when we got the food we couldn't get them out because they wouldn't pull off.

This one lady was like hello I have a question in my headset (mind you there was no beep so I was not aware that there was anyone whose order I hadnt already taken waiting) she asked when the line would be moving and I told her as soon as we can get the car to pull out. Then she asked to take her order and I apologized and said I wasn't aware she was waiting. She said well duh and called me a dumb bitch. I explained to her why I wasn't aware and she said shut up and take the order which I did. Then she gets to the window and cusses out the girl at the window, who by the way isnt well experienced and also from a whole nother, smaller and less busy store. She also cussed out my manager, who was nothing but kind. She then called the main office and told them that the girl in the window was rude (she wasn't I was standing right there) and should be fired for incompetency (remember she's new and not used to the general business of this store) like how ignorant can you be. I'm not too sure but I think the girl said she was 17. Like who tf cusses out a kid! And she looks young too so it's not like you can say well shes probably in her 20s, but like even so why cuss people out in general theyre just trying to do their damn jobs.

Oh and speaking of waiting...if you're gonna bitch about waiting, maybe DONT pull into the drive thru that was already wrapped around the building and maybe take notice of the PACKED PARKING LOT, like clearly...we're busy. There's a good chance you're gonna be waiting. And if you come inside and see a manager taking orders and like two other people on the floor, it's a good chance we're probably short staffed too. So...that just means your food is not gonna come out super quickly.

I'm also dying cause one time I read yelp reviews for our store and one was like I refuse to pull up when they tell me to because when I refuse they immediately get it out to me anyways so I'm not gonna wait til they bring it out 10 minutes later.

I hope you realize that when we pull you it's cause we have the order behind you and we want to get everyone their food as soon as possible. It's not all about you.

Also when you refuse to pull up, we literally have to stop making all other orders, including ones that were ahead of yours just to get you moving. So other people that were waiting longer now have to wake even longer because you couldn't be a decent human being for five fucken minutes.

And yeah for the most part we do care more about our times than the customer because there is a possibility of getting written up or fired if our times arent like less than 200. No fucken joke. A couple times I have been screamed at by our store supervisors because my times were 300, and I wasnt pulling cars.

But customers only think of themselves, and employees are nothing but tools made to serve them. As a McDonald's employee, I am not human, never mind any reason I'm even working here.

Yeah and shout out to all those people who told me I'm still young looking (I'm 20) and I should be going to college and getting a better job than working here! I still have time to make something of myself! Yeah buddy I am young. I work here to pay my way through college especially cause McDonald's offers tuition assistance! It's up to $2500 for crew! I'm a whole ass junior in college! So fuck off and stop trying to tell me I'm not living my best life! I'm doing the best I can with what I have!

Besides I don't want to quit McDonald's. Like for the most part I love the people I work with. I love most of my managers. Most of my crew. Even the people from the other store. The girl in my window last night? I LOVE HER. She's so funny and cute. Like she comes up and like gently grabs my arm when she needs my help and I'm like girl I got you.

I don't get paid like as much as I could be making but who gives a fuck? I got $2232 in tuition assistance that was all over what I already had in scholarships and grants, so all that money went straight to my bank account. Besides I'm so not concerned about money. It's not the biggest deal.

Also like my managers trust me? I can single-handedly run the store myself. I refuse to be a manager cause like fuck that stress. Plus I don't wanna do paperwork. But in return I get to take free shit home. One night I brought home dinner for the whole family for free. 2 double quarters, 2 mcchickens, a 10pc, 3 fries, a hot mocha, hot macchiato, ice coffee and regular coffee. Like deadass all free. Why? Cause I ran the store. I put up with so much bs. I keep shit running smooth. Not to mention I get in on all the store gossip that Im not supposed to know about.

Like why tf would I give up such a sweet gig?

Like I'm sorry for th long post. This isn't even the worst night I've ever worked. It just really pisses me off that every customer thinks they are the number one priority, and that people get annoyed that I still haven't left McDonald's or that Im apparently wasting my life. It's been 3 1/2 years. I have no plans on leaving. And like I'm really contemplating doing what my psych prof does. She works as a professor through the week then works at Starbucks on the weekend. Id do that shit. Do my profession during the week then work at McDonald's on the weekend.

I just gotta rant about some stupid weekends every now and then.

#text post #long post #rant #work #mcdonalds

[fancycollectionfury-blog1]

TRADE INSURANCE..................?

"TRADE INSURANCE..................?

i mean if its safe to buy the insurance from a trade insurance owner as if he then puts your name in his policy and drive your own car for social purposes?""

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

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Who's best for impreza insurance? i'm 28 with a clean licence?

full comp keeps coming back around 1000, on a 98-2000 wrx""

""Affordable, good quality health insurance for California residents?""

I'm a college student, 19 years old (20 in March) and my mom is 58. We both need health insurance...what are some of your experiences with Kaiser, Blue Shield, Blue Cross, etc...? What would you recommend? Just looking or some input! Thanks<3""

I live in Massachusetts where auto insurance can't compete my question is....?

What is the benefits of competing rates? Well duh, you say because you may get cheaper rates somewhere else but I need proof. Right now I have a '95 Ford Escort, I have basic insurance, I'm a step 12, and I pay about $140 a month...what is better than that? Please name the state you live in.""

TRADE INSURANCE..................?

i mean if its safe to buy the insurance from a trade insurance owner as if he then puts your name in his policy and drive your own car for social purposes?""

What is the best health insurance plan in Chicago?

I am self-employed and want to get health insurance. I am trying to find the most cost-effective plan with the most service for the lowest price and least hassle.

""When changing auto insurance company, is there disadvantage?

I have an auto insurance with my honda civic si 2001. I got the quote last year from Johnson.Inc. comprehensive $230 every month. Someday they called me said some mistake with my quote and change the price without permission goes up to $400per month. I want to find another insurance company I mostly got quote around $300 comprehensive per month without deductable.But don't know do i have to pay any penalty or disadvantage to change it?

On an estimate how much does car insurance cost?

On an estimate how much does car insurance cost?

What would be a good first car thats cheap?

oh and btw while i'm at it whats cheap insurance for a 16 year old male,liability pretty much""

My car was hit and I have no insurance?

Hi, I have just moved to Alberta from Ontario, I cancelled my insurance and then was not able to get insurance with out an out of province car inspection...... totally my fault I'm not covered but when I stopped at a pedestrian crossing a truck slammed into me from behind. who claims from his insurance company if I don't have insurance doing it on my behalf? I also sustained some injuries where do I stand on this matter?""

How much do you think car insurance will be...?

I've been to sites with free quotes but they always give me like 4.7k dollars a year with like 300$ monthly payments but my friends say insurance for them is like 1800. I am 18 male and drive a 4 door 2001 sedan I just started driving how much do you think it will be?

Will a car pool lane ticket cause my insurance rates to go up?

I was recently pulled over in California by the California Highway Patrol (CHP) for driving solo (by myself) in the car pool lane. I didn't break the yellow lines I was just pulled over for being in there by myself. The officer told me it wouldn't be a point on my record and is not a moving violation. All I want to know is... Will this ticket cause my insurance rates to go up?

Teen Car Insurance Price?

Currently driving my fathers old 2002 Mitsubishi Galant (basic 4-door car, nothing special), and planning on buying a Suburu BRZ (sports car) when I turn 18. My birthday is Dec. 25, I am currently 17 and I have had my license since I turned 16. I have a B average in school and I am planning on taking defensive driving also. I have had no claims or accidents at all. The car is just going to be for commute, probably about 13-17,000 miles a year (going to be traveling home from college). I will be on my parents insurance, but I was just wondering the quote. I tried doing it on a insurance website, however they don't give you a quote if you are under 18. I am planning on getting collision coverage. Thanks in advance.""

Does my son have to be put on my car insurance?

My son is 16 and he is driving my husbands car and my husband tells him that he cant drive the car everyday because he is not on the insurance. Does he have to be on the insurance?

What is the actual meaning of Insurance?

A explaination of Insurance?

If i lease a car do I pay insurance?

I am thinking about leasing a car, do I have to pay insurance?""

Can I get a driver's license without a car or insurance?

I'm older than 24 and never got around to getting a driver's license because I went to college at a young age. Now I have an opportunity to use my mom's insured car for a couple months, and I want to practice and get a driver's license, just so that I'll have the driving test out of the way (and won't feel so weird being this old without a license). However, I still don't plan to have a car, I'll be moving somewhere that I don't need a car, etc. I don't want to have to pay any insurance for having the license. Can I just get a permit and practice and take the driving test and get a license, without ever buying a car or auto insurance? And then I won't use the license, I'll just have it until it so happens that I might need to drive (perhaps use the insurance that you can buy along with rental cars, if I need to rent a car?). Also, I'm not sure if I'll be covered under my mom's insurance for permit driving because I am older than 24. I really don't know much about this. I just started looking into it about an hour ago. I've had an illness for a couple years that prevented me from driving but I'm getting better and thought maybe I should learn to drive now.""

What doctors or insurance that accepts MEDI-CAL CARE IN CALIFORNIA?

I LIVE IN SF IN THE BAY AREA, ANY DOCTORS OR INSURANCE THAT CAN TAKE THIS?""

How do you feel about insurance companies pulling your credit report?

I live in Michigan a state where it is law to have insurance. I have also been denied insurance by a certain large insurance company based on my credit score. I just don't think they should be able to pull your credit report if your required by state law to carry it. Hey if i don't pay it cancel me.

Why is my car insurance ridiculously expensive?

I've been using go compare for a Peugeot 206 1.1 litre petrol, and have been given quotes of about 6-8 thousand pound! I know for young drivers (im seventeen) car insurance is expensive but I was expecting 2-3 grand, am I maybe using a bad site?""

I need some help!!? Car Insurance prediciton:?

I am 16, and i have had my G2 for 2-3weeks....and got my G1 10months ago in ONTARIO. I am not the primary driver on a car(my parents have 2 cars....they are the primary drivers) Tonight i slid off the road and hit a tree( roads were slippery and wet as it was snowing) and maybe 3-4 thousand dollars damage was done to the front of the car!! How much will my insurance go up per month??( it was a 2007 hyundai elantra with snow tires)""

Car insurance to help disabled grandparents?

My grandfather is ill in hospital and my nan is finding it difficult to drive to the hospital and back on a daily basis. Aunt has MS so she cares for her too, thus I was wondering if anyone knows of a type of car insurance that will enable me to help out with their daily living. I obviously know that standard insurance would work, but I'm a 21 yo male and don't have the funds to get full independent insurance. Thanks for any help.""

What happened to Obamacare lowering the cost of insurance?

A watershed moment in the ongoing disaster of ObamaCare,as Health and Human Services Secretary Kathleen Sebelius finally admits that health insurance premiums are rising because of the Presidents health insurance takeover, per the Wall Street Journal : http://www.humanevents.com/2013/03/27/hhs-secretary-finally-admits-obamacare-is-raising-insurance-costs/""

""Car Insurance claims, time limit to file claim?""

I got in a auto accident a few days ago it was a three car pile up. The guy who caused the accident was cited and his car was towed away from the scence. Out of all three cars his brand new lexus was the least damaged, my car on the other hand is a total. His insurance company progressive is telling me and the other victim there is nothing they can do as far as a rental car for us or payments for our medical bills or to fix or total out our cars until they speak with there client who is avoiding them. Is there not a time limit? Because I have to go to work, I have childern and I am pregnant so this is a bad situation for me, my insurance company is not going to pay for all the damages just a few so it would be pointless for me to file thru them. What can I do and expect?""

Motorcycle Insurance?

I screwed up and was charged with DUI a few months ago (I was driving a car). I figured my insurance would double or triple but no, the cheapest I could fine is close to 4,000 a year! I was floored & absolutely in shock. My question is, would motorcycle insurance be cheaper being I got a DUI. I live in Fl. Do I even need insurance for a motorcycle? Everyone is telling me a different story. I need help please! Thanks! -Alex""

How much will my insurance increase after a MINOR fender bender? (ballpark figure please)?

After 11 years of error free driving and on-time insurance payments, I managed to back into someone in a parking lot going about 1 mph. My car was NOT damaged, except for a scraped bumper sticker. The other driver had cosmetic damage only, and being the good guy that I am I gladly helped her navigate the insurance claim. I figured that if it was my car that was dented, I would want it taken care of. Do onto others, right? Anyway, the total payout of the claim was $556. That's roughly seven months of my premium payment. So, how much can I expect to see added to my yearly premium? 10%? 20%? more? Also, how long will it take to recover back to my previous rate? Finally, considering that I've paid this company much more than $556 over the years, how much of an increase should I accept before I start looking for a new carrier? This is technically my second insurance company - I was on my parents policy until I was 22 (I'm 27 now). So I haven't been with them forever, but I am not ready to jump ship unless they really screw me. Thanks!""

""Muscle car, sports car insurance (old models)?""

Hi, im 14 and starting to get interested in buying a car, i want a old muscle car type like a stingray Corvette, Mustang, or Camaro, something of the type, like models 60s to 80s, i asked my dad about insurance on something like that and he said it would be expensive because of the fiber glass bodies and other things, i just wanted to see if he was right or wrong. so if someone could tell me all about that, i would appreciate it thanks!!!""

Difference between a deductible and co-insurance?

I am shopping for individual health insurance and I do not understand the difference between these terms. Also, if a plan has a $1000 deductible does that apply to the entire 12 month term of the plan or every single time I receive health care services? And what about co-insurance?""

Can anybody give a good estimate on how much my insurance would be for me driving a 2002 ford mustang?

Im 16 years old and i'm a girl if that matters. My mom will not let me get one but I really want that to be my first car. Also can you give me some ideas to convince her to let me get it. I really need the actual price of how much the insurance would be.

Will a 'C' Licence make my insurance cheaper....?

I currently hold a normal car licence (I'm 18) But I passed my Category C test today. For those of you who don't know what a category C vehicle is. I doubt you will know the answer to the question so please don't make up some rubbish... Will this make my car insurance cheaper considering I can drive a vehicle about 5 times the size? Also, I'm hoping to get my Artic licence next year, Will this make my insurance go down even further? I mean for my car, I already know my Lorry insurance is going to be INSANE. But I've got in the army as a Driver anyway so that doesn't really matter.....""

TRADE INSURANCE..................?

i mean if its safe to buy the insurance from a trade insurance owner as if he then puts your name in his policy and drive your own car for social purposes?""

https://www.linkedin.com/pulse/how-does-go-auto-insurance-payments-work-jayden-crosby/"

[blog-optimisticcoffeestuden-blog]

Lava Hot Springs Idaho Cheap car insurance quotes zip 83246

"Lava Hot Springs Idaho Cheap car insurance quotes zip 83246

Lava Hot Springs Idaho Cheap car insurance quotes zip 83246

BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 

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I am a 16 year old teen just about to get my license pretty soon. I am aware of the fact that insuring a teen is incredibly expensive and annoying. my family is middle class. the car that i really want now is a 2004 infiniti G35. the car itself would be around 5-12k which i can put up most of. but my dad is not gonna let me because of the insurance of a teen driving a sports car. i know that, but i really do not want to be driving a piece of crap. i know a bunch of friends my age from my town who have 2012 sports cars i just don't get how they afford them.can someone explain to me the price of a male teen driving a 2004 coupe. and i am aware that there are exceptions such as school. if you get good grades its less.. can someone please let me know of any exceptions to help me pay less insurance.. THANK YOU IN ADVANCE..""

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Why won't my mom get me insurance?

I am a 17 year old and am getting a car in the summer because my brother is getting a new one and will hand me down his old one. Anyways, I dont want to wait until summer to drive since ill be 18 in 2 months and will be valid to get my license. So i am going to buy my own car off of craigslist for cheap like 700$ so i started to save up already with my own money..im not even going to ask my parents for money because i will save up with MY own money like from getting tips in cosmetology school. But even though im getting my own car my mother is refusing to get me insurance on the car or get the stickers or liscene plate or anything. Dont i get any credit for buying the car on my own? I would pay for my own insurance if i could.. i feel like its not fair every time i talk to my mom about it she just shuts me down saying youll drive in summer but im a senior in highschool i dont want to take the bus i want to drive like everyone else :(""

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Lava Hot Springs Idaho Cheap car insurance quotes zip 83246

Lava Hot Springs Idaho Cheap car insurance quotes zip 83246

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My auto is a '94 so I only have legal minimum +: Bod Inj Liab 15/30, Prop Damg Liab 25k, UM/UND 15/30, UM Prop Damg $3500. My question is, I drive in Los Angeles everyday-is there one or more of these I should prudently increase?? What about my fault and I sustain injury? Can I not have my vehicle insured but my body in my vehicle insured, (if that makes sense)? My car is worth only a couple K, so no reason to insure it. I am with Geico now & think I should perhaps increase some coverage. Thanks-""

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Lava Hot Springs Idaho Cheap car insurance quotes zip 83246

Lava Hot Springs Idaho Cheap car insurance quotes zip 83246

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I recently moved to Brooklyn and I need to find affordable auto insurance for my car. Any suggestions?

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Well for my first car what should it be? thats affordable and wont kill me in insurance.?

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""Why do women get cheaper car insurance, that's stupid and totally discriminatory and plain our racist?""

In Europe the European courts have already ruled it unfair. google Cheaper insurance for women ruled unfair Wtf? Women are horrible drivers. I've only been in one accident my entire life of driving and it wasn't my fault, a WOMAN backed into me as I was passing a parking lot. Apparently that wasn't the first time she did that either. One other time a WOMAN almost crashed into me on the free way, she wanted to get into my lane but apparently she didn't see me and just without using a turn signal just decided to turn into my lane and luckily i was paying attention and was able to break soon enough and she probably came within inches of her back side smashing into my side. it caused me to break suddenly which made the car behind me break suddenly and honk his horn, i honked my horn and the lady in front of me was apparently clueless to the world. Anyways the reason if this is true because I don't believe it men might have more accidents is because they're more likely to become drunk. Men drink and drive more, not only that but they probably like to show off more. rates should be higher for people like them, not all men. Gender biases are unconstitutional because that's prejudice. Also it's a total lie that women make less money than men. when i waited tables, the women got all the good tips from men. while i generally just got the minimum tip. not only that but sometimes if i was dealing with another male, sometimes they didn't give me a tip at all especially if they were drunk or some scruffy looking truck driver trying to hit on the other girls. But if one of those hot girls waited on them, they would sometimes give them a tip that was more than the food that they ordered! I think it's all bs. and of course completely racist. Why does america allow this? You know in some countries they don't allow women to drive. MAYBE it's because they're bad drivers!!!""

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My sister was hit by a car while she was crossing the street on her way to school. Now the hospital has sent as a statement asking for her no-fault insurance policy number. We don't have auto insurance so how do we fill in the form? Can we use the insurance number of the part at fault?

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Right i havnt yet passed but my test is soon and i cannot get quoted less than 3000 on a toyota yaris and even a mitza 800cc its crazy if i could get it to 2000 pound i can afford it ive heard of i kube but that was still 3000 just wondering if there were any more companies like that or wether any of you have in the last year or so had any quotes for 2000 or less and with which company can u help me please and no answers like tough its always expensive i know that i just need it at a reasonable price thanks.

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I am 34 yr old and my wife is 26 year old i want to purchase a mediclam health insurance policy which cover both with maternity benifits and OPD charges etc. Please suggest me the best offer & plan of insurance company which is having cashless facility and good service . can i take the policy online . thanking you

What is the renewal process for car insurance?

Do they call in around expiration of the policy. Or is it a form you fill out. What questions do they ask? In particular, say you failed your G test before the expiry of the insurance policy and you redo everything and get a G or G2, will your insurance rate remain the same?""

Do you need insurance to have a driver's license in California?

Do you need to have insurance in order to have a driver's license? Or can you have a driver's license, but no car, and no insurance. So i'm a minor, and my question is, If I have a CA driver's license, do I still need insurance when I don't have a car? (Insurance + Car) ....... or ........ (Insurance + License)""

Insurance for a first Motorcycle?

When I turn 17, I'm thinking of buying a Kawasaki KDX125. What would the insurance costs be like for a 17 year old? (In the UK) and can you recommend a similar bike?""

Am I eligible for the good student discount for auto insurance if I'm a part-time student?

I have the grades (3.0+), but I'm not a part-time student. I live in California, am I still eligible for the good student discount?""

Where to find affordable life insurance at 64?

Where to find affordable life insurance at 64?

Should I get health insurance?

I'm going to be 18 in a few months and I'm trying to figure out if it'll be cheaper to get health insurance or not get health insurance. I'm on 3 prescriptions, every 3 months I have to get an MRI and CT scan, and every 6 months, I visit my eye doctor. Would it be cheaper to have health insurance and pay them monthly or just pay the doctor bills on my own? Sources?""

""If I have full insurance on my car, am I covered if I drive a car that does not have insurance?""

Also, if I get pulled over, can I go to jail or am I ok with the insurance I already have? Its just a temporary (a few days) thing.......my car is broken down and I am borrowing a friends car to go to and from work...(my friend is from Florida and i live in Georgia).""

""If I get a ticket, does my insurance rate go up?""

As a new driver I am unsure about ticket and insurance policy. Also, will I get points off. What are points?""

Insurance company messing me around!?

I had my car vandalised and have rang my insurance company. They said my car is written off although the paint and the back screen was only damaged. I was told my car value is only 800 and the excess is 600. Which i did not agree to, last week we came to an agreement of 1,100 for the car and 300 excess I rang yesterday to confirm that my cheque is on the way and they said 650. That they made a mistake about my excess is there anything I can do??? Im completely stuck. Ive been fully comp for the last 3 years and never claimed or never had an accident. But due to two ball less boys im stuck without a car and being pushed around like a doll. Please help!!!""

""What company in ON, Canada will insure my 1976 corvette?, im only 17?""

What company in ON, Canada will insure my 1976 corvette?, im only 17?""

How will 2 points on my license affect my insurance?

I live in South Carolina and am insured through State Farm. I recently recieved a speeding ticket that cost me 2 points on my license. What is an approximate percentage increase that I can expect in my insurance rates over the next couple of years?

Is it possible as a british soldier to get american car insurance while posted in germany?

Im posted in germany, serving as a british soldier. Is it possible to get american car insurance for my UK bought car?""

Can someone with a DWI that is 5 years old get non-owners insurance and legally drive someone's car?

Or better yet, if they get their own insurance in the state of NC male, 28, employeed part time get a insurance that is not at a high rate even with the DWI?""

Who insures a teenage driver when the parents are divorced?

We are getting ready to add my stepson to our auto insurance. He does not have a car yet, but when he does get one it will be in his father's name. His mother as far as I know has no auto insurance. She drives a car that belongs to her parents and I assume they insure it. This is the living situation and what is in place legally at this time. The mother is the primary custodian of the child. However, he resides at our house 85% of the time. My husband has educational gaurdianship so that he can attend school in our district. I have researched this and what I have found is that the parent who has primary custody is the one who adds the child to insurance. Then I also read that the parent with whom the child resides the majority of time carries the child on the insurance. I am just trying to prepare and educate myself before having to deal with the ex-wife. Money is not the issue as the child will be required to work and pay for his own insurance (our house rule). Has anyone ever dealt with anything like this?""

Anyone have experience with Medi- Cal? or some other heatlh insurance assistance in CA?

I live in California. I am afraid that I might lose my job and health insurance before I have the baby. Does anyone know anything or every been on Medi-Cal? If so how did it work? Or are there any other options in California for pregnant women with no health coverage? Any information will be helpful and thanks!

Insurance Part II: Is it better to purchase insurance or to insure myself???

Witnessing the treatment clients in the Gulf Cost are getting from the insurance companies  I was wondering if Insuring myself <Paying myself premiums into my own controlled account> would be safer than to continue to buy insurance through a company. Then I wouldn't have to argue about the fine print in the policy should I ever need it!!! What do you think? http://answers.yahoo.com/question/index;_ylt=AiXHGfR0V4Wu_wR4yFSL9Xvsy6IX?qid=1006042106706 <I have no mortgate; so no banking requirements to make me buy insurance: I am dicipled to pay to my own account>

Car insurance for a beginner driver?

how much do you guys reckon it will cost a total new driver (17, male) to insuare either: mark 2 golf mark 2 golf gti any VW corrado thanks""

Which would be less insurance wise?

I'm trying to figure out what car i want for my 16th birthday.. I've absolutely fell in love with the subaru wrx hatchback. the only thing im worried about is the fact that the insurance rates Might be high. i also like the Genesis Coupe 2.0t and i was wondering which would be more expensive insurance wise. Also what you think about them being first vehicles. and please no<, you should get a POS for a first vehicle... Thanks in advance!! The insurance company is usaa and nothing on the record""

Lava Hot Springs Idaho Cheap car insurance quotes zip 83246

Lava Hot Springs Idaho Cheap car insurance quotes zip 83246

No insurance ticket in jeffco ?

What are the penalties for a no proof of insurance ticket?

""What is a good but cheap body shop around the riverside, CA area which will work on an nissan altima?

i wont use insurance on it so it must be very affordable. theres alot oof scratches

""If someone wrecks my car and I have full coverage, would that person have to claim on their insurance also?""

Today I went about an hour away to purchase a second car. On the drive back it began snowing and the roads got very bad. I was driving my old car and a friend was driving the new one. He was in front of me, the car he drove hit a patch of ice and slid into the curb, I tried to stop but when I hit the brakes my car slid too and ran into the back of the one he drove. I have full coverage on my old, and minimum coverage on the new one. If I claim this on my insurance to cover damage, will he have to claim it on his too, or would mine cover it completly? Because I don't want to file a claim if it will effect his insurance, since it was both my vehicles. Any input would be helpful. Thanks!""

Do you need insurance if you only have temporary tags?

I was wondering if you need insurance if you have temporary tags in Ohio, and if you do, what's the cheapest insurance company for male teens?""

How do you get car insurance for less than a year?

I would like to get car insurance for just a couple of months as the named driver, but all of the insurance quotes are for a year. Even the pay by month ones have a deposit.""

Cheapest london minicabs/private hire insurance ?

I AM LOOKING FULLY COMP PAY MONTHLY INSURANCE THANKS ALL

Cheapest car insurance?

I'm looking for the cheapest car insurance coverage right now. All I need is an affordable quote, so I don't care about how good the company is or how much they will cover. I just need affordable insurance to drive a car. I had 2 tickets, and all the quotes I've been getting so far are over $1,000 for 6 months. I am fully aware that I drove like a dummy and was unlucky as hell; that's where the 2 tickets came from. So please don't make any comment on that. I just need some help. Thank you!""

Anyone have/had Sameday Insurance?

I have Geico and thinking of switching to Sameday Insurance. I was wondering if anyone can give me reviews about them. They are offering a very affordable quote for a premium coverage.

Auto Insurance Question!! Please Help!!?

Alright, so im an 18 year old boy in beaverton oregon and i currently drive a 2006 scion tC. I have been looking at nissan 350z's and am quite interested in them. I am very curious as to how much my insurance could raise by getting a 2004 nissan 350z. I am on my parents insurance with USAA if that helps. I really need to know, both times ive called USAA they wont speak to me because i am not the owner of the account and their online quoting doesnt seem to work... neither of my parents will call either. I would really appreciate any answers. Once again, i drive a 2006 scion tC and i want to know the insurance of a 2004 nissan 350z. Please and Thanks!!""

Does car and motorcycle insurance have a starting cost?

like is there a fee you must pay to first start car and motorcycle insurance policies. or is it only on certain companies that do that?

""Free health insurance near Brandon, FL?""

Is there any way to apply or receive FREE health insurance in or near Brandon, Florida. I am a college student here and don't want to pay for health insurance b/c its expensive. I used to live in New York and know that there there are many companies that give free health insurance for low income people. Any help?""

I live in PA...I never had car insurance but I'm buying my first car. I can't get a car insurance quote so...

how can I drive the car off the lot if I don't have insurance? I'm lost...can somebody help me solve this problem? Thank you.

Is it cheaper to shop for car insurance online vs local agents?

I am looking to switch and was told by an agent that they like it when you come to them in person rather than over the phone? I don't want to spend a whole day running to different agencies only to save a couple of dollars each month because the agent gets a share. Is that how it works? Is it cheaper to shop online? I would appreciate any reply.

HELP! With Car insurance??????

OK so I lost my license because I got caught driving without insurance in September 2010. I just passed my test today. When I'm checking the quotes, the cheapest I have managed to find was 7400 for 1 year. That is for a 1.1L Peugeot 206 Insurance group 3. They can't expect me to pay that much for insurance for 1 year, I will need a mortgage for that. Does anyone know how much insurance will increase by after getting 6 points? I'm 20 BTW!""

How much is motorcycle insurance at 15?

I know it cant be pin pointed, how much does it cost you annually? Even if you are not 15. What bike is it for? I want a 2008 Hyosung 250 cruiser.""

What company do you have your home owner's insurance with?

Buying house and need to get some home owner's insurance, need a few places to get quotes from.""

How much would my car insurance be...???

Texas Female 18 years old good driving record 2007 Honda Civic Coupe or 2006 TC Scion Also what other information should I add if this is not enough?

""In CA, would my mom's car insurance cover my car?""

I live with my mom in California and we both have cars. I just bought mine recently under both mine and my mother's name but do no have it insured. My mom does have insurance though. I got in a little fender bender a couple days ago but when the report got filed, I got a citation for not having my own car insured. What I mean to ask here is, if my mom has car insurance and my car is under her name as well, would her insurance cover me, therefore leaving the citation void?""

How much is the ticket for driving with no insurance in missouri?

How much is the ticket for driving with no insurance in missouri?

How much damage will the other drivers insurance have to pay?

My son was involved in a collision this morning. The driver of the other vehicle pulled out right in front of him and he rear-ended them. The driver of the other vehicle was cited for failure to yield and the state trooper that handled the accident said that the collision was unavoidable on my sons part. The question concerning me is that my son did not pay anything for the car he was driving because it was given to him by my daughter. The car has a salvage title because it had apparently been totalled before but had been restored. The car probably would not be worth very much even had it never been in an accident because it is a 1986 year model Pontiac 6000. Now he is without transportation unless I provide it. Will they only be required to pay a salvage price for damages or what?

Can i get a bought car with someone elses insurance?

So i bought a car but it needs to be fixed so i need to tow it to my house. I dont have insurance on it yet until i fix it. My parents have triple A and are real good customers. Can triple a tow the vehicle to my house even of its not insured yet?

Is auto insurance always required in California?

I remember hearing that if you had enough money set aside in an account, you wouldn't have to pay for car insurance. Perhaps the minimum coverages for all the various types of accidents, which would sum up to somewhere around $50,000. Is this actually a possibility?""

""GPS worth $600 got stolen, should I report to insurance company?""

My GPS worth $600 got stolen from my car 2 days ago, as it was parked in front of my house. Should I report the insurance company and if I do will my insurance rate be affected? My GPS carried also the name of the insurance company, I purchased it from them.""

What is the cheapest car insurance premium quote?

That you know of , for an 18 year old male driving a group 1 car. Thanks.""

Insurance males/females?

I saw it here and did not believe it. An answer stated that now some states cannot charge more for males (for car insurance) than they do females. Does this also apply to health insurance? Why only some states? Anything would be helpful.

Lava Hot Springs Idaho Cheap car insurance quotes zip 83246

Lava Hot Springs Idaho Cheap car insurance quotes zip 83246

https://www.linkedin.com/pulse/any-way-i-can-stay-my-dads-insurance-michael-haney-1/"

[themoneybuff-blog]

18 favorite financial rules of thumb (and some useful money guidelines)

Shares 392

After twelve years of reading and writing about money, Ive come to love financial rules of thumb. Financial rules of thumb provide helpful shortcuts for making quick calculations and decisions. You dont always have time (or want to take the time) to create elaborate spreadsheets when choosing a course of action. In these cases, its nice to have some rough guidelines you can rely on. Youve probably heard of the rule of 72, for example. This shortcut says that if you divide 72 by a particular rate of return, youll get the number of years itll take to double your money. If your savings account yields 4%, say, it will take about 18 years for your nest egg to increase by 100%. But if you were able to earn 12% on your investment, that money would double in six years. Like all rules of thumb, the rule of 72 isnt precise. It doesnt give an exact answer but a ballpark figure. Financial rules of thumb dont always hold true. But theyre true enough for us to make loose plans based on them. I have some engineer friends whod get tense at this sort of sloppy guesswork, but most of the rest of us are happy to trade a bit of precision for speed. Thats what rules of thumb are all about! The trick, of course, is knowing which rules of thumb to use. Most are handy, but some common guidelines do more harm than good. Rules Gone Wild In the past, youve probably seen my rant about some of my most-hated financial rules of thumb. Lets look at three things I think conventional wisdom gets wrong (and what I believe are better alternatives). How much should you save for retirement? For instance, I get frustrated when I hear financial advisers push the idea that you should base your retirement savings on 70% of your income. Instead of estimating your retirement needs from your income, it makes far more sense to base them on spending. Your spending reflects your lifestyle; your income doesnt. I think a better rule of thumb for determining retirement needs is this: When estimating how much youll need to save for retirement, assume youll spend as much in the future as you do now. Use 100% of your current expenses to calculate your retirement spending. (And if you want to build in a safety margin, base your future needs on 110% of your current spending.) How much should you spend on a house? As I mentioned last week, another rule of thumb that makes me cranky is this common guideline espoused by all sectors of the homebuying industry: Buy as much home as you can afford. No no no no no! Of all financial rules of thumb, this is probably the worst. Its certainly one of the most prevalent. This is how folks end up house poor, chained to a mortgage they resent. Lenders quantify this guideline by saying your housing payments should be nor more than 28% or 33% or 41% of your income. But, as David Bach wrote in The Automatic Millionaire Homeowner, You should generally assume that the amount the bank or mortgage company is willing to loan you is more than you should borrow. A better rule of thumb? Spend as little on housing as possible. Spending less than 25% of your net income is best less than 20% is even better. How much life insurance should you carry? A third rule that bugs me is the one for determining how much life insurance you should buy. Different experts give different answers. Some say your policy should cover five times your annual income. Others say ten times. And Suze Orman recommends 20 times annual income needs. The truth is that not everyone needs life insurance. Like all insurance, its designed to prevent financial catastrophes. You only need it if other people like a spouse or children would face financial hardship when you die. If you dont have kids, if your spouse has a good income, or you have substantial savings, then life insurance isnt a necessity. Even if you do need life insurance, you probably dont need to carry as much as your insurance agent is willing to sell you. To find out the amount thats right for you, check out the Life Insurance Needs Calculator from the non-profit Life Happens organization. (How much life insurance should I carry? According to this calculator, I shouldnt have any at all. And I dont.)

Useful Financial Rules of Thumb Financial rules of thumb usually arent this bad. In fact, most are useful. Here are eighteen of my favorites. When estimating income, $1 an hour in wage is equivalent to $2000 per year in pre-tax earnings. The reverse is also true: $2000 per year in salary is equal to $1 an hour in hourly wage. (This rule works because the average worker spends roughly 2000 hours per year on the job.)How wealthy should you be? According to the authors of The Millionaire Next Door, the following wealth formula can tell you if youre on target: Divide your age by ten, then multiply by your annual gross income. Your net worth should be equal to this number (less any inheritances). So, if youre 40 and make $50,000 per year, your net worth should be $200,000. If you have less than half the expected amount, youre an under-accumulator of wealth. If you have twice the target, youre a prodigious accumulator of wealth. (Note that the authors are well aware that this formula doesnt work well for young people; its meant to be used by folks nearing retirement age.)On average, each dollar an American spends represents about $2.50 of after-tax value in ten years or $10 in thirty years. (If you live outside the U.S., the consequences of spending that dollar are probably even greater.) This is due to two reasons: taxes and compounding. When you buy something, you spend after-tax dollars. On average, Americans have to earn $1.33 to have $1.00 left over.Inflation is the silent killer of wealth. In the U.S., inflation has averaged 3.18% over the past hundred years. A lot of folks figure a 3% inflation rate when making money calculations. I think its safer to assume 3.5% or even 4% average inflation in the future.Historically, U.S. stocks have earned long-term real returns (meaning inflation-adjusted returns) of about 7%. Bonds have long-term real returns of around 2.5%. Gold and real estate have long-term real returns of close to 1%.If you withdraw about four percent of your savings each year, your wealth snowball will maintain its value against inflation. During market downturns, you might have to withdraw as little as three percent. If times are flush, you might allow yourself five percent. But four percent is generally safe. (For more on safe withdrawal rates, check out this article from the Mad Fientist.)Based on the previous rule of thumb, theres a quick way to check whether early retirement is within your reach. Multiply your current annual expenses by 25. If the result is less than your savings, youve achieved financial independence you can retire early. If the product is greater than your savings, you still have work to do. (If youre conservative or have low risk tolerance, multiply your annual expenses by 30. If youre aggressive and/or willing to take on greater risk, multiple by 20.)Building on the above, Mr. Money Mustaches shockingly simple math behind early retirement gives us a useful rule of thumb for determining how long youll need to save before youre financially independent. Figure out your current saving rate (or profit margin, if you prefer). Subtract this number from 60. Roughly speaking and assuming youve started from a zero net worth thats how long youll need to work before your nest egg is big enough to support you in retirement. (Note that this rule breaks down at saving rates over 40%. If you save a lot, subtract from 70.)Joe from Stacking Benjamins likes what he calls the penny approximation: Assuming a safe withdraw rate of roughly four percent, every $100 you save gives you one penny per day in perpetuity. Once you stack enough Benjamins you have enough pennies to sustain you forever. If you change your own brake pads and save $200, thats two cents a day for the rest of your life because you avoided paying a mechanic.

I hate detailed budgets because they bog people down. Instead, Im a fan of budget frameworks that focus more on the Big Picture. My favorite budget framework is the Balanced Money Formula: Spend no more than 50% of your after-tax income on Needs, put at least 20% into savings (including debt reduction), and spend the rest (around 30%) on Wants. This is a great beginner budget, but its also useful for transitioning to the mindset of Financial Independence. If you decide early retirement is a goal, then part of your Wants spending becomes additional savings.If you own your home, its wise to set aside money for maintenance and repairs. Each year, contribute 1% of your homes current value to a separate account. If you dont spend the money, keep it there for future remodeling and improvements.Is it better to buy or to rent? The price-to-rent ratio is a useful rule of thumb for making this decision. Find two similar places, one for sale and one for rent. Divide the sale price of the one by the annual rent for the other. The result is the P/R ratio. Say you find a $200,000 house for sale in a nice neighborhood, and a similar home for rent on the next block for $1000 per month, which is $12,000 per year. Dividing $200,000 by $12,000, you get a P/R ratio of 16.7. If the P/R ratio is low, its better to buy. If the price-to-rent ratio is over 15, its probably better to rent.How much does it cost to raise a child? As a rule of thumb, budget $10,000 per child per year. Thats not quite a quarter of a million dollars per kid, but its close.If you get a windfall, use 1% to treat yourself. (Or maybe 2%, tops.) Put the rest in a safe place and ignore it for six months. After youve had time to think about it, then take action. So, if you inherit $100,000 from Aunt Marge, only allow yourself a $1000 splurge. Stash the remaining $99,000 someplace you wont be tempted to spend it.To approximate a new vehicles five-year cost of ownership (in monthly terms), double the price tage and divide by 60. Looking at a brand-new Mini Cooper ? Double that $30,000 sticker price to get $60,000, then divide by 60. Is it really worth $1000 per month to get rid of your crummy Ford Focus?The standard rule of thumb is to save at least 10% of your income. I think a better goal is to aim for 20% and more is better. Financial guru Liz Weston says that if youre young, you should follow this guideline: Save 10% for basics, 15% for comfort, 20% to escape.Nobody agrees how much you should set aside for an emergency fund. Even the experts offer advice ranging from $1000 up to 12 months of expenses. (The most common suggestions range from three to six months of expenses.) One clever rule of thumb to determine how much you should have set aside: Your emergency fund should cover X months of expenses, where X is the current unemployment rate. In other words, because the U.S. unemployment is about 4% right now, you should aim to have enough money in the bank to cover four months of expenses.According to Consumer Reports, wen youre faced with the repair of an appliance (such as a refrigerator or washing machine), you should buy a new one if the appliance is more than eight years old (or if the repair would cost more than half what it would take to buy a replacement). Its important to remember that rules of thumb arent set in stone. Theyre guidelines. Theyre meant to help you make quick evaluations, not actual life-changing decisions. Financial rules of thumb are a starting point. Start with them, then adjust for your individual goals and situation. Other Useful Financial Guidelines Strictly speaking, rules of thumb deal with numbers. Still, there are a lot of non-numeric guidelines that I think are useful to know. If youve done any reading about personal finance, for example, youve probably heard the admonition, Pay yourself first. While not strictly a rule of thumb, this guideline is very similar. Here are some other useful financial guidelines: The more you learn, the more you earn. In the U.S., education has a greater impact on work-life earnings than any other demographic factor. Your age, race, gender, and location all influence what you earn, but nothing matters more than what you know.Bank a raise. When you get a salary bump, dont increase your spending. Stay the course and put the added income into savings.Always take the employer match on the 401(k).Never touch your retirement savings except for retirement.Never co-sign on a loan. (Ever.)Avoid paying interest on anything that loses value. Its okay to finance a home or a college education but avoid taking out a loan on a car.Speaking of cars: When you buy a vehicle, buy used or buy new and plan to drive it for at least ten years. (Do both and youll save even more!)Dont mess with the IRS. When it comes to taxes, dont try to cheat. Pay what you owe. Claim all the deductions you deserve, but dont try to stretch things.In general, save an emergency fund first; pay off high-interest debt second; and begin investing (at the same time you pay down remaining debt) last.It almost always makes more sense (and cents) to repair your old car than to buy a new one.If youre not willing to pay cash for it, then it doesnt make sense to buy it on credit. (I have a friend whose guiding principle is: If I wouldnt buy five, why would I buy one? Similar idea taken to an extreme.)Save for your own retirement before saving for your childrens college education. They can get loans for school. You cant get loans for retirement. Now its your turn. What rules of thumb did I miss? Do you disagree with any of those I suggested? What are some of your favorite rules of thumb? Shares 392 https://www.getrichslowly.org/financial-rules-of-thumb/

[themoneybuff-blog]

18 favorite financial rules of thumb (and some useful money guidelines)

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After twelve years of reading and writing about money, Ive come to love financial rules of thumb. Financial rules of thumb provide helpful shortcuts for making quick calculations and decisions. You dont always have time (or want to take the time) to create elaborate spreadsheets when choosing a course of action. In these cases, its nice to have some rough guidelines you can rely on. Youve probably heard of the rule of 72, for example. This shortcut says that if you divide 72 by a particular rate of return, youll get the number of years itll take to double your money. If your savings account yields 4%, say, it will take about 18 years for your nest egg to increase by 100%. But if you were able to earn 12% on your investment, that money would double in six years. Like all rules of thumb, the rule of 72 isnt precise. It doesnt give an exact answer but a ballpark figure. Financial rules of thumb dont always hold true. But theyre true enough for us to make loose plans based on them. I have some engineer friends whod get tense at this sort of sloppy guesswork, but most of the rest of us are happy to trade a bit of precision for speed. Thats what rules of thumb are all about! The trick, of course, is knowing which rules of thumb to use. Most are handy, but some common guidelines do more harm than good. Rules Gone Wild In the past, youve probably seen my rant about some of my most-hated financial rules of thumb. Lets look at three things I think conventional wisdom gets wrong (and what I believe are better alternatives). How much should you save for retirement? For instance, I get frustrated when I hear financial advisers push the idea that you should base your retirement savings on 70% of your income. Instead of estimating your retirement needs from your income, it makes far more sense to base them on spending. Your spending reflects your lifestyle; your income doesnt. I think a better rule of thumb for determining retirement needs is this: When estimating how much youll need to save for retirement, assume youll spend as much in the future as you do now. Use 100% of your current expenses to calculate your retirement spending. (And if you want to build in a safety margin, base your future needs on 110% of your current spending.) How much should you spend on a house? As I mentioned last week, another rule of thumb that makes me cranky is this common guideline espoused by all sectors of the homebuying industry: Buy as much home as you can afford. No no no no no! Of all financial rules of thumb, this is probably the worst. Its certainly one of the most prevalent. This is how folks end up house poor, chained to a mortgage they resent. Lenders quantify this guideline by saying your housing payments should be nor more than 28% or 33% or 41% of your income. But, as David Bach wrote in The Automatic Millionaire Homeowner, You should generally assume that the amount the bank or mortgage company is willing to loan you is more than you should borrow. A better rule of thumb? Spend as little on housing as possible. Spending less than 25% of your net income is best less than 20% is even better. How much life insurance should you carry? A third rule that bugs me is the one for determining how much life insurance you should buy. Different experts give different answers. Some say your policy should cover five times your annual income. Others say ten times. And Suze Orman recommends 20 times annual income needs. The truth is that not everyone needs life insurance. Like all insurance, its designed to prevent financial catastrophes. You only need it if other people like a spouse or children would face financial hardship when you die. If you dont have kids, if your spouse has a good income, or you have substantial savings, then life insurance isnt a necessity. Even if you do need life insurance, you probably dont need to carry as much as your insurance agent is willing to sell you. To find out the amount thats right for you, check out the Life Insurance Needs Calculator from the non-profit Life Happens organization. (How much life insurance should I carry? According to this calculator, I shouldnt have any at all. And I dont.)

Useful Financial Rules of Thumb Financial rules of thumb usually arent this bad. In fact, most are useful. Here are eighteen of my favorites. When estimating income, $1 an hour in wage is equivalent to $2000 per year in pre-tax earnings. The reverse is also true: $2000 per year in salary is equal to $1 an hour in hourly wage. (This rule works because the average worker spends roughly 2000 hours per year on the job.)How wealthy should you be? According to the authors of The Millionaire Next Door, the following wealth formula can tell you if youre on target: Divide your age by ten, then multiply by your annual gross income. Your net worth should be equal to this number (less any inheritances). So, if youre 40 and make $50,000 per year, your net worth should be $200,000. If you have less than half the expected amount, youre an under-accumulator of wealth. If you have twice the target, youre a prodigious accumulator of wealth. (Note that the authors are well aware that this formula doesnt work well for young people; its meant to be used by folks nearing retirement age.)On average, each dollar an American spends represents about $2.50 of after-tax value in ten years or $10 in thirty years. (If you live outside the U.S., the consequences of spending that dollar are probably even greater.) This is due to two reasons: taxes and compounding. When you buy something, you spend after-tax dollars. On average, Americans have to earn $1.33 to have $1.00 left over.Inflation is the silent killer of wealth. In the U.S., inflation has averaged 3.18% over the past hundred years. A lot of folks figure a 3% inflation rate when making money calculations. I think its safer to assume 3.5% or even 4% average inflation in the future.Historically, U.S. stocks have earned long-term real returns (meaning inflation-adjusted returns) of about 7%. Bonds have long-term real returns of around 2.5%. Gold and real estate have long-term real returns of close to 1%.If you withdraw about four percent of your savings each year, your wealth snowball will maintain its value against inflation. During market downturns, you might have to withdraw as little as three percent. If times are flush, you might allow yourself five percent. But four percent is generally safe. (For more on safe withdrawal rates, check out this article from the Mad Fientist.)Based on the previous rule of thumb, theres a quick way to check whether early retirement is within your reach. Multiply your current annual expenses by 25. If the result is less than your savings, youve achieved financial independence you can retire early. If the product is greater than your savings, you still have work to do. (If youre conservative or have low risk tolerance, multiply your annual expenses by 30. If youre aggressive and/or willing to take on greater risk, multiple by 20.)Building on the above, Mr. Money Mustaches shockingly simple math behind early retirement gives us a useful rule of thumb for determining how long youll need to save before youre financially independent. Figure out your current saving rate (or profit margin, if you prefer). Subtract this number from 60. Roughly speaking and assuming youve started from a zero net worth thats how long youll need to work before your nest egg is big enough to support you in retirement. (Note that this rule breaks down at saving rates over 40%. If you save a lot, subtract from 70.)Joe from Stacking Benjamins likes what he calls the penny approximation: Assuming a safe withdraw rate of roughly four percent, every $100 you save gives you one penny per day in perpetuity. Once you stack enough Benjamins you have enough pennies to sustain you forever. If you change your own brake pads and save $200, thats two cents a day for the rest of your life because you avoided paying a mechanic.

I hate detailed budgets because they bog people down. Instead, Im a fan of budget frameworks that focus more on the Big Picture. My favorite budget framework is the Balanced Money Formula: Spend no more than 50% of your after-tax income on Needs, put at least 20% into savings (including debt reduction), and spend the rest (around 30%) on Wants. This is a great beginner budget, but its also useful for transitioning to the mindset of Financial Independence. If you decide early retirement is a goal, then part of your Wants spending becomes additional savings.If you own your home, its wise to set aside money for maintenance and repairs. Each year, contribute 1% of your homes current value to a separate account. If you dont spend the money, keep it there for future remodeling and improvements.Is it better to buy or to rent? The price-to-rent ratio is a useful rule of thumb for making this decision. Find two similar places, one for sale and one for rent. Divide the sale price of the one by the annual rent for the other. The result is the P/R ratio. Say you find a $200,000 house for sale in a nice neighborhood, and a similar home for rent on the next block for $1000 per month, which is $12,000 per year. Dividing $200,000 by $12,000, you get a P/R ratio of 16.7. If the P/R ratio is low, its better to buy. If the price-to-rent ratio is over 15, its probably better to rent.How much does it cost to raise a child? As a rule of thumb, budget $10,000 per child per year. Thats not quite a quarter of a million dollars per kid, but its close.If you get a windfall, use 1% to treat yourself. (Or maybe 2%, tops.) Put the rest in a safe place and ignore it for six months. After youve had time to think about it, then take action. So, if you inherit $100,000 from Aunt Marge, only allow yourself a $1000 splurge. Stash the remaining $99,000 someplace you wont be tempted to spend it.To approximate a new vehicles five-year cost of ownership (in monthly terms), double the price tage and divide by 60. Looking at a brand-new Mini Cooper ? Double that $30,000 sticker price to get $60,000, then divide by 60. Is it really worth $1000 per month to get rid of your crummy Ford Focus?The standard rule of thumb is to save at least 10% of your income. I think a better goal is to aim for 20% and more is better. Financial guru Liz Weston says that if youre young, you should follow this guideline: Save 10% for basics, 15% for comfort, 20% to escape.Nobody agrees how much you should set aside for an emergency fund. Even the experts offer advice ranging from $1000 up to 12 months of expenses. (The most common suggestions range from three to six months of expenses.) One clever rule of thumb to determine how much you should have set aside: Your emergency fund should cover X months of expenses, where X is the current unemployment rate. In other words, because the U.S. unemployment is about 4% right now, you should aim to have enough money in the bank to cover four months of expenses.According to Consumer Reports, wen youre faced with the repair of an appliance (such as a refrigerator or washing machine), you should buy a new one if the appliance is more than eight years old (or if the repair would cost more than half what it would take to buy a replacement). Its important to remember that rules of thumb arent set in stone. Theyre guidelines. Theyre meant to help you make quick evaluations, not actual life-changing decisions. Financial rules of thumb are a starting point. Start with them, then adjust for your individual goals and situation. Other Useful Financial Guidelines Strictly speaking, rules of thumb deal with numbers. Still, there are a lot of non-numeric guidelines that I think are useful to know. If youve done any reading about personal finance, for example, youve probably heard the admonition, Pay yourself first. While not strictly a rule of thumb, this guideline is very similar. Here are some other useful financial guidelines: The more you learn, the more you earn. In the U.S., education has a greater impact on work-life earnings than any other demographic factor. Your age, race, gender, and location all influence what you earn, but nothing matters more than what you know.Bank a raise. When you get a salary bump, dont increase your spending. Stay the course and put the added income into savings.Always take the employer match on the 401(k).Never touch your retirement savings except for retirement.Never co-sign on a loan. (Ever.)Avoid paying interest on anything that loses value. Its okay to finance a home or a college education but avoid taking out a loan on a car.Speaking of cars: When you buy a vehicle, buy used or buy new and plan to drive it for at least ten years. (Do both and youll save even more!)Dont mess with the IRS. When it comes to taxes, dont try to cheat. Pay what you owe. Claim all the deductions you deserve, but dont try to stretch things.In general, save an emergency fund first; pay off high-interest debt second; and begin investing (at the same time you pay down remaining debt) last.It almost always makes more sense (and cents) to repair your old car than to buy a new one.If youre not willing to pay cash for it, then it doesnt make sense to buy it on credit. (I have a friend whose guiding principle is: If I wouldnt buy five, why would I buy one? Similar idea taken to an extreme.)Save for your own retirement before saving for your childrens college education. They can get loans for school. You cant get loans for retirement. Now its your turn. What rules of thumb did I miss? Do you disagree with any of those I suggested? What are some of your favorite rules of thumb? Shares 352 https://www.getrichslowly.org/financial-rules-of-thumb/