#AT LEAST THAT'S WHAT I DID ALL YEAR LOL RIP TT>TT TT>TT TT>TT

[lilypixels]

All of them 😄

ok wow you really went for it huh? ahdjkhsd I’ll answer all of them minus the three I just did I’ll put them under the read more thingy since this will be long :’D

zinc white; how are you really feeling today? no one-word answers please!

I woke up two hours ago and only took a shower thus far so I’m feeling good lol

cadmium yellow; when you think of the word “happy” what’s the first thing that comes to mind?

...idolish7 ajhjkfh i’m too obsessed with it h e l p

yellow ochre; name an artist/band whom you just discovered & can’t get enough of!

would it be bad if I said Idolish7/all the related groups (Trigger, Mezzo, Zool)?? cause technically a recentish discovery and I defiantly can’t get enough :’D my real answer is Reol

naples yellow; where do you feel most at home?

my room lol

raw sienna; with whom do you feel most at home?

my mom i guess??

golden ochre; describe the relationship you have with your closest friend.

one that some might not deem normal but works well for us lol (I mean, we’ve been friends for about 10 years now) we have a good understanding of each other and know we don’t have to talk/hang out all the time in order to know we still matter to each other, we both have our own lives and just knowing the other is there no matter what is enough. we’re the type to not talk for weeks and then send random memes and act like we’d been talking the whole time😂 it works really well for me too cause i’m not good at “socializing” on a constant basis and tend to just...not text people for ages on end, but I’ll still care for them and think about them just many see it as me cutting them out rip

golden deep; what’s your favorite season?

tbh the time between spring and summer but fall has been earning some points recently

cadmium orange; what do you like to do on your days off?

I often bake and game

orange lake; do you have anyone you can turn to when you’re sad?

I guess?? but i don’t like bothering people with my emotions often times so I just cuddle my cat haha

titans; do you prefer slow mornings or relaxing evenings?

hmm...the second i think

shakhnazaryan red; are you currently binge-watching anything?

i was binge-watching Tsukiuta but I’ve slowed down with s2 cause now I’m distracted with other things like genshin impact

red ochre; are you more right-brained (creative) or left-brained (analytical)?

i don’t even know/remember anymore, maybe left now???

burnt sienna; is there a painting that brings you peace when you look at it?

Van Gogh’s Starry Night cause I like stars and nightviews 

vermilion; what’s your favorite accent?

oooo interesting one, but I like all accents, I find them cute :3

cadmium red; do you have a “type” when it comes to a significant other?

I have a type with fictional characters and idol biases does that count? no?

scarlet; describe your current crush/es.

i have none 😗✌

ruby; what does your ideal first date look like?

bold of you to assume i would go on a date idk a movie so i don’t have to talk lol

carmine; what does your ideal second date look like?

bold of you to assume I would- ahfkj i really don’t know, go to the library and have tea???

madder lake red; would you ever kiss someone (or accept a kiss) on a first date?

that’s a big NO from me, someone be catching hands if they tried

rose; what’s something really positive going on in your life right now?

is it bad i thought of work? i have a fun time watching baby 😊

quinacridone rose; what’s something you’re really looking forward to?

baking/decorating Christmas cookies that I’m gonna share with family and friends!

violet rose; what does your dream house look like?

like a victorian house, gothic victorian is better, probably haunted, with an attic room hehe

violet; is there any place in particular you’d like to settle down?

anywhere but here lol

blue lake; what would you like to do/accomplish before you settle down?

finish schooling and get job :b

cobalt blue spectral; what is the most beautiful place you have ever been to?

uhhhhhh Clearwater Beach?

ultramarine; when was the last time you were in a good mood? do you know/remember what sparked it?

yesterday I guess cause i had good time shopping with my dad :3

blue; what’s the most recent dream you remember?

my dream last night rip part of it was genshin related cause I played like 3 hours before sleeping and the rest was my mind trying to figure out where the story of an otome I’m playing is gonna go i’m at end of this dudes route and he just erased mc’s memories of him so like enggg

bright blue; what does your dream family look like? any kids or pets? how many of each?

i wanna foster, adopt at least one kid and have one of my own, all the pets, maybe there’s some dude there idk kids and animals all i need aha

blue cobalt; do you like your name? would you give yourself a different name if you could?

i don’t like my name but at same time it’s kinda who i am and idk what else i would name myself i do have a Chinese name though (we picked them in class and what we went by) which is MingYi 明怡!

prussian azure; what’s your favorite scent?

coconut, vanilla, MINT

azure blue; what’s your favorite type of tea, if any?

peppermint tea, green tea, I did like Earl Grey but I can’t have black tea anymore :(

turquoise blue; if you could start a garden, what would you plant?

all the herbs and vegetables! also some of my favorite flowers like foxglove that hopefully don’t make my allergies worse

cerulean blue; if you were guaranteed to have a viewership, would you start a youtube vlog?

probably not

glauconite; describe your body without using any negative adjectives.

5′ 5″, tiny, long legs that hold all the muscles and weight in my body lol my torso is like a rectangle, i am very flat chested and do not mind that 

yellow green; picture yourself walking in a field. what do you see & hear in this scenario?

i can not picture cause i just imagine itchy grass and lots of sneezing😔

green light; are you in a comfortable place in life? if not, what do you think might make it better?

comfortable enough i guess, i try not to nitpick too much on what’s “lacking”

green; name three countries you want to visit; do you have any actual plans in place to visit any of them?

all the countries! I almost went to China for study abroad but then stuff happened TT

emerald green; do you speak any languages besides english? are there any additional languages you want to learn?

I can technically speak basic Chinese and French, but I’ve also already forgotten too much rip I really like learning languages and hope to get back into it soon!

oxide of chromium; what’s your favorite book?

legit any Rick Riordan book, my fav author

olive green; are you currently reading anything? how do you like it so far?

I’m in like the middle of Trials of Apollo book 2 and it is great

mars brown; what’s a movie that always puts a smile on your face/makes you laugh?

idk Megamind??

burnt umber; what’s something you plan to do before the day is over to take care of yourself?

technically already did it, was shower

umber; have you drank enough water today?

no

voronezhskaya black; what or who is your go-to outlet for when you need to vent?

rpg/fighting games where I can smash monsters to pieces

sepia; name five things that always make you happy.

music, babies, Alice, baking, others being happy~

indigo; what’s the best/sweetest compliment you have ever received?

idk i shy away from compliments most of time :’)

payne’s gray; describe your aesthetic?

“welcome to your doom uwu” ajshdjk idk it’s always changing

black; post a selfie because you are so beautiful!

no thanks💖 maybe later but its gonna be gone fast

#this took me 2 hours #mostly cause I had to help with groceries in middle #I started this at 9 #so had to go back and edit the first answer lol #thanks for asking ajdbd #asks and answers

[helmes-deep]

Quickie LONG UPDATE!! (on my life lol)

I FINALLY GOT THE RESULTS BACK FROM A $300 teachers’ test and I PASSED WOOOOOOOOOOT HAHAHA I’M SO HAPPY $300 NOT WASTED LOL *CRIES*

Well, at least for my state. Who knows if I’ll ever have to take that horrendous thing again should I ever choose to move to another state or get back into the teaching profession after having left for a bit... Granted, I didn’t get the score I think I was truly capable of (I totally last-minuted this whole thing and stayed up for 72+ hours finishing it lol PLEASE PLEASE DON’T EVER BE LIKE ME AND PUT YOURSELF IN A POSITION WHERE YOU HAVE TO STAY AWAKE FOR 3 DAYS STRAIGHT TO FINISH A FINAL THAT IS MY LIFE ADVICE), but I did pass it based on the score required by my state, so I honestly couldn’t be any happier. All that’s standing between me and getting a real job now is waiting for my university to finally award me my degree in a few weeks so that I can apply for a teacher’s certificate and finally get to do what I can’t wait to start doing again – teaching!! 🌠 💖 😄

In other news, I actually survived! and completed!! my student teaching; it all actually officially ended in the middle of last month. After my student teaching ended, I focused on finishing up final tests/projects (including that $300 test) before graduating with a bachelor’s degree in English Education from my uni about 2 weeks ago. Since then, I’ve been applying for jobs and hoping for an offer soon, hopefully at a high school!! Thinking back over my college experience, I wouldn’t say it’s been a really “crazy” four years (except for this year LOL. Man, these past two semesters were WILD and took SO MUCH out of me. I still get super-exhausted thinking about how I got through my student teaching N E V E R  A G A I N HAHA :V). I’ve never been the group’s social butterfly, even though I highly crave social interaction and approval/feedback (not in a desperate sense, but I know I’m the type of person that needs social interaction in order to thrive, even if I might not be the one to initiate it). I have, however, learned a little about a lot of things, especially during this past year and semester LOL AGAIN: N E V E R  A G A I N HAHA :VVV and especially, I think, in regard to myself. As a teacher, I’ve learned that I suck at classroom management. I’m just way too laissez faire, which comes off as “too nice” and therefore just allows any group of your regular hormonal and rebellious-leaning teenagers to go bonkers and take over my class lawl. Hopefully that changes *very* soon once I get my own classroom (and I’m working on it!!), but looking back, I suppose I could have been a bit more firm about keeping my presence (it also doesn’t help that I’m like 5′3″ lol!!). As a general person, I have also learned that I SUCK at making and keeping social discourse lol. Like, not just suck at it, but suckkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkk haha. First, not having a phone really makes it hard to make or keep in touch with any friends that a person intends to make. With a lack of a personal device or one of your basic social media accounts, I realized how hard it was to maintain a social network within a very digitally-connected world. Second, I realized that I’m probably a lot more cautious, super-conscious, introverted, and a bit inexperienced than I perhaps originally thought I was. Like, if I was in high school, I recognized that I would probably have been the super-quiet kid who would have had a lot of trouble making friends in class. I then realized that a lot of these previously mentioned personality quirks were probably a part of what was keeping me from fostering more intimate relationships or developing a more leader-driven personality, which sometimes heavily affected my classroom management. I’m not saying I necessarily need to change as a person, but I do believe I need to find ways in which I can become more involved and confident. Ironically, I thought it was interesting to note that a lot of my personality was – though not intentionally – perhaps keeping me from finding that deeper social interaction that I previously mentioned craving.

All that being said, I am fairly proud of how far I’ve come and how much I’ve accomplished this year as a student teacher, especially considering this was my first time taking over a class (3, actually!!) after having never really been inside a high school since I was homeschooled from 7th to 12th grade. I am, however, really proud of how I tried as much as I could to put the students with whom I was working with first, including incorporating their interests and academic needs/desires. I know my experience as a student teacher was not perfect, but I am very glad I got to work through all the challenges that came with and almost die doing it. I’ve also definitely found a bit of who I want to be as a future teacher. I know I want to be someone who is able to successfully make the classroom a place where my students can experience relevant life issues through writing or reading, and if nothing else, that had made this entire experience totally worth it.

... Which brings me to the future of this blog haha. Unfortunately, I don’t think I’ll be as active on Tumblr as I was before :c For one thing, I realized over the course of this year that Tumblr was definitely taking up way too much of my life lol (literally took me hours to get through 24+ hours’ worth of posts, and I was only following like 300 blogs). Being a bit OCD, I don’t like breaking my Tumblr cycle and only shuffling through a random number posts, despite the fact that I can’t be up 24/7 lol; I just don’t like not getting the full picture on everything and acting on/reblogging things without all of the complete info. As a result, I would rather not break my 24/7+ Tumblr cycle than to start it again at all :c Secondly, I’m kind of sad to say that, as of recently, I haven’t been keeping up with K-pop as much as I used to. It’s not that I’ve necessarily lost interest in it (K-pop is still like 85% of what I listen to lol), but I certainly haven’t been keeping up with it as closely as I used to. For instance, I have no idea what’s going on with B1A4 right now, haven’t watched BTS’s new self-made MV for “Spine Breaker,” and haven’t gotten around to watching the last teaser for SEVENTEEN’s upcoming ALONE?? comeback (featuring our wonderful leader S.Coups :p). It’s not that I’ve completely dropped everything K-pop or have become totally disinterested; I still very much keep up with the latest comebacks and listen to whatever piques my interest. It’s just that I don’t know if I want to get so re-invested with all of the details surrounding K-pop again (tbh Tumblr gave me so much info on my favorite K-pop groups; I seriously regret missing all of the amazing shots of my biases’ beautiful faces that I’ve probably missed leol), or maybe I just need a good break from it all before starting again. Most likely, I’d say my small distance from my favorite pastime has mostly happened because I now have more things to do or think about atm haha, and just don’t really have any time right now to enjoy all of the K-dynamics that are happening behind the music. I don’t think I’ll ever give up listening to K-pop anytime soon though; like I’ve said before, I’m still very much keeping up with and enjoying whatever’s coming out right now.

Sooooo at this point, I’m not sure if I want to say I’m on a complete permanent indefinite hiatus yet. I still check Tumblr and my blog everyday – every now and then my dash – so it’s not like I feel like I’ve completely left Tumblr and the K-pop community on here as a whole... just yet :3 I have, however, thought about starting a side-blog that focuses solely on teaching, including my student teaching experience. I’ve also thought about writing some K-pop articles for this blog again... (I still really want to write that “Best K-pop Songs of 2016,” a review of B1A4′s third full LP, and/or similar pieces). Whether either of those musings will come into fruition over this passing summer, I don’t know yet, but I’ll keep you updated on either if I ever do, especially my educationally-focused blog. Aside from those thoughts, I’ve been planning on doing some extensive reading over the summer – with a goal to read a book a week! If any of you are interested and would like to check out what I’m currently reading and/or think about it, you can take a look at my Goodreads account here. Other than that, I’ve just been up to the usual: still practicing driving (hopefully I’ll get my license this summer!!), looking for a job, and chilling by watching some TV/movies :p (literally, when you become a teacher, EVERYTHING YOU WATCH BECOMES A POSSIBLE TEACHING TOOL WHERE YOU WONDER IF/HOW YOU COULD USE IT IN A CLASS HAHA. I’VE BEEN SPENDING MY BREAK WATCHING THE HARRY POTTER MOVIES AND I NOW PAY MORE ATTENTION TO HOW THE TEACHERS REACT TO ALL OF THE KIDS’ SHENANIGANS VS. HOW I WOULD PAY MORE ATTENTION TO THE MAIN CHARACTERS AS A KID LOL. I’d really love to be a Professor McGonagall or Snape someday :p). So as far as the current activity of this blog goes, I think I’m going to keep it at “temporary-hiatus-because-I’m-currently-in-a-heavy-transition-period-and-still-am-very-unsure-of-how-this-will-all-pan-out??” That sounds like it’ll do for now. I definitely don’t think I want to distance myself from Tumblr just yet, but at the same time, I don’t believe I’ll be able to be as involved with everything on it as I once was :ccc

Lastly, I’d like to thank everyone who’s stayed with me and this blog so far. With this current announcement, feel free to unfollow this blog if it is no longer what you require in your daily re-bloggin’ life; I completely understand and only wish you the very best~ 🌸 :3 I don’t have a lot of followers as a whole, but I do have a handful of very lovely and precious people that I’ve met on this site; you know who you are~  💖🌠🦄✨👌 Sorry for not keeping in more constant touch; I hope all of you and your beyond-wonderful blogs are doing well~ 💎🌟😊 For those of you who have just joined my blog – WELCOME, and I hope you enjoy your stay~  ❤️ On another note, I should probably get to all those things I was tagged in... if it’s not too late haha. I love y’all and hope nothing but the BEST awaits your future!!~

Snap that was really A LOT more than just a “quickie” update haha. I know that I probably should have updated on everything that’s been happening in my life much sooner, but honestly, I didn’t feel like anything merited me getting too excited about getting through this school year unless I had 100% confirmation that I had passed the $300 test lol (it’s called the edTPA btw, for anyone who might be curious :p). Without passing that test, I probably would have had to spend at least another $100 to re-take some parts of the test, which would have delayed my being able to apply for an eligible teacher’s certificate in my state, which would have dangerously hindered me from being able to teach at all. So thanks for your patience – both for reading this post and sticking around this blog long enough to see me write it :p Hopefully I’ll get a teaching position and figure this all out soon; until then, I’ll definitely keep y’all posted~!! ✨

#wow I said more than just a little... haha #if you've made it this far #you're the best 💗 :33 #thanks for everything #also as a sidenote: #NONE OF YOUR TEACHERS HAVE ANY IDEA WHAT THEY'RE DOING LOLOL #WE'RE ALL JUST BLUFFING IT HAHA #AT LEAST THAT'S WHAT I DID ALL YEAR LOL RIP TT>TT TT>TT TT>TT #PRAY I GET IT SOMEDAY XD #personal

[caramelfuzz]

The Fight part 2

Okay so I’m not sure where I’m going to go with this but like I hope y’all like it XD

Hunk picked up his cell phone and dialed the number, watching Lance cringe as he explained the situation, and then dodge an imaginary chancla as he heard the shrill “PUTA MADRE” emanating from all the way across the country. Hunk handed him the phone, then grabbed Pidge in order to give their friend a little privacy to be scolded by his now-livid mother.

“Sí mamá…No. Lo siento…I didn’t mean it! I was just angry…Si. ¡Ay mama! Por favor, not the freaking chancla! I know you won’t fly all the way here just to hit me…No please don’t! Voy a hacerlo ahora… Pero dijiste que—Oh. Okay. I’ll let him sleep… No, I don’t want to wait until he’s better, mami. He’ll never forgive me if I wait too long… Sí. I’ll wait until his fever breaks. Te amo también. Hasta pronto.”

He shuffled into Keith’s room looking like a kicked puppy. “What can I do to make things right, Hunk? I have been such an ass. I should have noticed he was sick in the first place. Heck, why do I even expect him to come to my concerts? I never go to his choir events… I’m the worst boyfriend ever!”

Hunk only looked at him, a bit of sympathy in his eyes, “That’s the least of your worries right now, remember Shiro’s gonna be here soon.”

“And he’s pissed!” Pidge chimed in from their corner where they’d set up their computer in preparation for their shift of making sure Keith’s fever didn’t spike in the night while Hunk slept. As if on cue, the door to Keith’s apartment slammed open, and Lance slunk into the living room to accept his fate, only to be picked up by the collar and shoved against the wall.

“What in the HELL were you thinking, you asshole? You KNOW he has issues with those things! But nooo! Keith misses one of Princess Lance’s stupid recitals and suddenly it’s fair game to bring up the one thing that hurts the most? It took YEARS of therapy to get him to stop believing everything was his fault. If you set him back into the depression he was in, I swear to god I will k—”  

Shiro was cut off by weak coughs and a wrecked voice trying to yell. “Shiro! Dod’t hurt hib. Please.”

Keith was standing there with a blanket draped across his shoulders, leaning against the wall. He shivered a bit, making grabby motions with his hands, “I just wadt by big brother to take care of be, please.”

Shiro dropped Lance, shooting him a quick death glare before rushing to his adopted brother and scooping him into his arms, tutting. “You’re burning up! Why did you get out of bed, buddy? I’m sorry about Lance, I won’t kill him I guess. But if you ever want him taken out, I will not hesitate to call some of my buddies from high school and they can take care of him real quick.”

Keith shivered exaggeratedly, fixing Lance with a hopeful half-smile, before allowing Shiro to shove a thermometer in his mouth and coddle him for the next hour and a half. Hunk, Lance, and Pidge occupied themselves with cleaning the apartment and, only after Hunk dosed each of them with the appropriate amount of Emergen-C were they allowed near Keith again. Hunk even forced some of the immune-boosting nastiness into Shiro, though he insisted he didn’t care if he got sick so long as Keith was okay.

“Ngh’KXT!” Speaking of Keith.

Shiro still wouldn’t allow Lance near him, shooting him death glares every time he even tried to make eye contact with the sick man. Lance was just moping around the apartment, trying not to feel sorry for himself. This whole mess felt like his fault, after all. Hunk noticed Lance’s distress and decided to help him out a bit. He had Pidge text Matt to make up some reason for Shiro to come home, and they begrudgingly agreed. They were not about to forgive Lance for the awful things he said to their brother’s boyfriend’s adopted brother who, consequently, was also one of their best friends. But Matt had been texting them nonstop to check on Shiro, which was starting to annoy the hell out of them. So Shiro got a call and, unable to resist his boyfriend’s sad voice saying how much he missed him, checked Keith’s temperature one more time and then left.

Lance tried to hug Pidge, but received a sharp kick to the shin, and a muttered “you hurt him again and I swear I will rip off your-mmf!” their threat was cut off by Hunk’s large hand encompassing the lower half of their face. Hunk encouraged Lance to enter Keith’s room, and Lance’s heart broke yet again to see his boyfriend’s pale and lean form shivering under the blankets.

“Hey… Can I sit down?”

“Sure.”

He carefully settled onto the edge of the bed, frowning when glassy eyes met his. Shiro had said Keith’s fever had gone down… It must be spiking again.

"Hh'GNXT! Nhh-GHXT!! Tssh'GHTT! Heh'ngxst! Hh'ItGSsh! Hhgnxxt! Ghuhh…”

Oh. He just needed to sneeze. Lance passed a tissue, which Keith abashedly took, turning away from him to pinch-wipe his nose, but refusing to blow.

“Heh… h’hhh…. Hheeh…”

If Keith didn’t blow then his body would just keep torturing him until the irritant was expelled.

“Hehh… heahhh… sdf… ngh, sdfffl… heh-yehh…”

Lance gave him a meaningful look, Keith knew this happened to him and yet he still refused to do what would be best for him.

“Ih! Ihh-hih… hiih…”

Lance ran his pointer finger down the bridge of Keith’s nose, smiling a bit as it gave a violent twitch in response.

“St-stop… Y-you… heh!”

He traced Keith’s chapped and sensitive nostrils, feeling a bit guilty at how much he enjoyed teasing them.

“Y-you’re godda bake be sdee—esshHISSSHUH! ESCHIH! Heh-YESHHIH! h’nxt–ttTCHUH!”

Keith ducked away from Lance to aim the sneezes into the crumpled tissues he held, and he was left shivering and exhausted in the aftermath of his fit. Lance curled himself around his boyfriend’s smaller form, offering up some of his warmth and stroking Keith’s tangled hair. Keith looked up at him, eyes still hazy from the fit, and Lance pressed an adoring kiss to his forehead, frowning a bit when he found it to be warm. Then he began to connect the dots in his mind—Keith obviously hadn’t been sleeping well, he’d had to walk through the snow for at least an hour that day (nice going, jackass), he hadn’t had medicine for most of the duration of this illness, and he hadn’t been eating because he was out of food that he knew how to make, which is the reason he had to walk through the snow in the first place, and more. Pneumonia. Keith mentioned he’d had it a lot as a kid…One of the main reasons no one had adopted him for so long was that no one wanted the kid who was shivering in the heat of the summer, trying not to hack his lungs out in front of prospective parents—until Shiro’s family came along. Lance winced, trying not to reflect on the awful things he’d screamed at Keith when he was packing his stuff up.

I’m also the worst at ending chapters holy cow

Here’s what the spanish means: (I don’t know if y’all need this so if it’s super condescending please let me know lol

Puta madre- son of a bitch Voy a hacerlo ahora… Pero dijiste que- I’ll do it now...But you said Te amo también. Hasta pronto. - I love you too. I’ll see you soon

#sneezefic #sick keith #sickfic #sorry lol #it's weird af #but there's spanish! #Aa writes

[blahblahemblem]

heroes barracks tour: cavalry + updates

exactly what it says on the tin

Note: I started writing this post last year and some things have changed since then. I’ve decided to keep the stuff I originally wrote and cross it out rather than replace it outright. Additionally, aside from the write-up on my cavalry units this post contains a small update to my armour and flier intros as it’s been long enough that I’ve acquired a few more units and changed some plans I had for the old ones.

Armour update

Build improvements

Not much in this category. I gave both BK and Arden Swap (although only BK had the SP available to learn it), and Henry learned Draw Back (which ended up being surprisingly useful in combo with Armour March).

New units

I made the first armour post before summoning on Winter’s Envoy. Here’s what I got from it:

+def –atk

Got her from the last orb on the first summoning circle.

Despite her awkward IVs, awful outfit, and my general distaste for Tharja as a character, she quickly became one of my favourite units (see also: summer Corrin). I enjoyed using her in the Arena so much that I bothered to invest into improving my score, which is how I got into tier 20 for the first time. I’ve tried using her again last week and failed because the maps weren’t as favourable (she survives and counterkills brave Lyn on defensive tiles, but last week’s rotation included the stupid fucking boat map where she got wrecked all the time because there’s nowhere to run).

Her default set is just so damn good. It’s very gratifying to have another unit with Close Counter that isn’t poor defenseless Takumi (who doesn’t even run it anymore), and Vengeful Fighter is, of course, mindblowing. Hone Armour is for Henry’s bladetome. She also has Hone Atk 3 that I gave her in a desperate rage trying to put together an arena team last week, which I regret a bit since it’s unlikely to see use again but it’s not a big deal in the long run.

Usage: I had an absolute blast running her in the last Tempest Trials in tandem with Henry and (spoilers). The boost to her defences and the Close Defence 3 seal turned her into an all-purpose tank with very few things that scared her. I might try to incorporate her into future arena teams again, and she’s of course quite the green counter option for AA.

Future improvements: I’ve seen people replace her special with a 4-charge one, since it works perfectly with Vengeful Fighter and also deals more explosive damage. I hesitated on doing that while her Tempest was running as the boost to her stats combined with the support bonuses from (spoilers) meant she wasn’t always getting doubled, but for general usage it would make sense. I’m holding out a bit since I’d rather focus on units who don’t have already functional builds first. Another thing is refining the Candelabra (haven’t decided whether to go for even more Def or round out her Res yet). I don’t see myself replacing her weapon for now except maybe with Raudrowl, but I don’t have even one Katarina yet.

neutral

Second summoning circle yielded me this strapping gentleman.

Unlike with Tharja I don’t have a very long ode to his abilities, he’s a good unit but his kit just isn’t Close Counter + QR on steroids. That said, he’s an excellent all-around blue counter with good mixed bulk, so I’m glad to have him. (Plus his voicelines are hilarious. “Party?”)

I don’t really know what else to do with him while I’m this low on quality A skills, so I just left his default kit untouched and added Fortify Armour (mostly for Henry, but Tharja obviously made good use of it too) and Ignis (Bonfire would be better with its lower cooldown, but I didn’t have available fodder and didn’t want to spend feathers on this).

Usage: See above about countering blues. He also provides Fortify buffs to those who need it in AA. Otherwise he’s stuck in the same rut as other armours: they’re great and all, but the movement makes it awkward to use them, and the colour overlap makes gluing him to Henry for Armour March a bit inconvenient.

Future improvements: IDK. Giving him a Slaying Axe could be something, but I like to leave seasonal units with their default weapons if I can help it, I think it adds to the charm. That leaves refining Sack o’ Gifts, although same as with the Candelabra I don’t know whether to go with +def or +res, and replacing Ignis with Bonfire.

Change of plans

Gwendolyn is dead. Thank god I’m free. I used her to give Tharja Hone Armour as I didn’t have an unmerged 4* copy and didn’t want to waste feathers. Rip in pepperoni, I won’t miss you. (I’ve summoned another fucking one since then but I’m not even going to bother merging her again, I just hate her art so much.)

Flier update

Build improvements

I got enough SP on Shanna for Firesweep L+ and on Tana for Swap and Hit & Run, and inherited Desperation 3 on Caeda. Otherwise nothing new.

New units

Happy New Year to me!!

+res –hp

Finally an Azura with IVs that don’t suck. In general I’m beyond happy that I have her; I love Azura, I love dancers in Heroes, her art is great, she has Hone Fliers, she’s a goddamn flying singer when I adore flying units, what is there not to love?

Very simple kit, I don’t want to waste Fury on dancers hence Spd+3 as a budget solution for improving her most important stat (TA is an option, of course, but I think with access to flier buffs Airzura needs it less than other dancers). Kind of wish I waited a bit for The Most Important Unit I’ve Ever Summoned (who will be shown in the next update) before launching to refine the Hagoita... but I really needed the Divine Dew and besides, it’s not like it doesn’t help.

Usage: She’s a dancer...

Future improvements: She has WoM3 inherited, hopefully she will get a lot of kills in today’s TT with the buffed stats (as it’s torture to grind SP for dancers otherwise).

+hp –spd

Bummer IVs, but as I wasn’t expecting to have her at all (she came in the same circle as the Most Important Unit; as the pity rate was at 4,50% I just decided to summon the rest after getting him and there she was) it’s fine. Camilla also has boosted BST to make up for bad IVs lol. In general it’s great that I have her as she fills exactly the niche I was looking to fill, a tanky sword flier.

Keeping her default kit and adding Hit & Run. With flier buffs I think her bane doesn’t hinder her so much that I need to give her something else.

Usage: I just got her four days ago... She’s about to see a lot of action in the new TT though, and afterwards I will probably arrange a secondary flier team with both Camillas and Airzura on it, fourth member being debated (Shanna? or I might replace Cordy with Cherche on the first team and put Cordy here?)

Future improvements: I’m going to refine the Kadomatsu (for +spd) instead of replacing her weapon, I think. Slaying Edge is an option, but as I said before I try to keep seasonal weapons whenever possible. I’ve also seen this video on the effectiveness of a build utilising the Deflect Melee seal and Vantage; it worked excellently there because the test subject with Michalis with WoDaoclere-charged Ignis so it might not be as good elsewhere, but there’s always the option of giving Cammy Wo Dao? We’ll see.

Change of plans

1. Since I got NY!Camilla, I don’t need to build a Palla anymore. I will hold onto the 4* neutral version, maybe even merge her into a +spd 4* if I get one, and use her for HM grinding just because I really like Palla, but I’m not investing into her.

2. I made up my mind about spring Camilla. I summoned a Nino and now that I have Hone Airzura it makes even further sense to just go for my favourite build of all time, blade nuke.

Back to cavalry, finally

My main cavalry team isn’t particularly well-put together or impressive, and in general as it turns out I don’t have a whole lot of horses available, but I did go through a period where my horse team carried me through a bunch of difficult content and they’re still my closing act in Arena Assault as I can usually expect them to be able to handle anything.

5* builds

(I don’t have ANY sword cavaliers. This isn’t true anymore, but I still wish I had Xander as well. I didn’t get him because back then I didn’t expect that I’d change my mains and I didn’t want to try dealing with a GHB when I didn’t even have a single level 40 unit on this account yet. I have everything ready for Xander’s rerun that will probably not ever happen now, I have fucking Distant Defence fodder ready, WHERE IS HE INTELLIGENT SYSTEMS IT’S BEEN EIGHT MONTHS)

neutral

No, he’s not my freebie from CYL, I got him off Gunnthra’s legendary banner. Very happy about it because that’s a (relatively) fast offensive sword cavalier, something I didn’t have before. Also he’s adorable and I love his art and wah he says “Roy’s our boy” when you go into battle

I think his default build is fine, maybe he’s a bit on the slower side for Desperation but with emblem buffs, who cares?

Usage: Clearly I haven’t even got around to completing his default skillset... I’ve been busy with fliers and armours :( I’ll put more effort in later

Improvements: Needs an assist. He has Fortify Cavalry inherited but not learned, and also needs to learn his default skills.

+atk –res

Also from Gunnthra’s banner, a defensive sword cavalier to complement the offensive one. Sigurd is really awesome all around so I have no complaints. It’s so convenient that the newer units they release tend to have good builds from the start so I don’t have to scramble around trying to find anything worthwhile to put on them among the piles of trash in my barracks

Usage: Unlike Roy he got to get his default set filled out at least...

Improvements:

I should probably give him Hone Cavalry.

+res –def

My one and only red cavalier, yay!

So Leo’s been sort of shafted by Heroes in terms of default builds (aside from the fact that motherfucker comes with QR3, one of the absolute best skills in the game). Brynhildr is now overshadowed by the goddamn Gravity+ staff, Elise has better offensive stats despite being a healer, etc etc BUT.

I’ve said it before and I will never get tired of saying it: I love monotype bladetome nukes. Who made me love them so much? Cecilia Leo. He was the first unit for whom I bit the bullet and promoted another unit to 5* just to sacrifice them, and what a dazzling fucking introduction to the world of weapon SI that was

Darting Blow seems silly at first glance, dude has 22 whopping spd, but with it, Hone, Goad, and a support he gets up to 40 and can double quite a lot in PvE, and various armours in Arena Assault. Leo in particular is thriving now with all the OP green armours melting when he breathes in their general direction. QR is for when he needs to soak some magic hits, something he did quite well even before Raudrblade.

Usage: Maxed 3k HM, of course! For the rest, see above. Definitely in my top 10 favourite units. I’m very very happy I chose to summon on Male Mages over Female Mages during the third gauntlet (because lol I got all of those female mages as pitybreakers later anyway...)

Improvements: He has everything he needs for now. I could maybe give him Glimmer over Iceberg just for the reduced cooldown, but eh.

At least I made the account switch in time to get him. If I missed both of the DC cavs I’d have died of an ulcer by September

Camus is good. He’s capable of doing both enemy and player phase fairly well (unlike Xander who would be a purely enemy phase unit). Sort of like a blue horse Ryoma. I think he desperately needs merges though.

Usage: Maxed 3k HM. He doesn’t really do a whole lot of work these days even when I get out the team for Arena Assault, but that’s because I’m usually dealing with, like, armours and Ayras and I don’t want a special to trigger so I ORKO them with the ranged cav trio instead. Camus faithfully provides Goad Cavalry and an S support to Leo, and Swaps units around, and he CAN do combat if necessary, so that’s all I can ask for.

Improvements:

Going to +1 him. EVENTUALLY IS will feel maybe a tiny bit of shame and they’ll fucking give him a rerun, that would be two more copies since he didn’t have an Infernal difficulty the first time.

I haven’t been paying attention to him a whole lot before fairly recently, but I was always sitting on some plans for him just because he’s a TT unit and I sort of want to have some kind of functional build going for all of them as I only have copies of them on my main (unlike GHB units who are a lot easier to get).

Now he lucked out. I did three circles on Winter’s Envoy. The first two got me Tharja and Chrom, and the third one somehow contained THREE off-banner 5*s: Catria, Hawkeye, and Cain. They were all used as SI as they all had shitty IVs. Clive got Catria’s lance. Now he can enjoy 2 charge Bonfires.

Usage: I used him a bit in the TT he came from, haven’t done a whole lot since then. I’m hoping to put together a bunch of second-string horse teams (horse mages are a bit more available than flier mages, I’ll get a fucking Reinhardt EVENTUALLY) and he’ll make it on one of those. Plus there’s always walling reds and blues in AA.

Improvements: After I refine the weapon of the Most Important Unit, I’ll evolve his Killer Lance to Slaying Lance. Then he’ll be put on the waiting list for refinements. I’m also not that sure what to do with his B slot. Lancebreaker 1 came from the same Arthur as Swap. IDK if I should just give him LB3, or wait until I have more Subakis (but there’s a very long queue for that). I’m also debating if I should give him Fortress Def.

+atk –res

Another pitybreaker from Ylissean Summer. I don’t mind much since that same summoning circle gave me a very special unit (you will see them in the next post) that I wouldn’t have opened if I hadn’t seen that Peri’d reset my rate.

Peri gets a lot of flak, but she’s not at all a bad unit, she just has a lot of competition in her niche, as Roderick and now Oscar both have similar offensive statlines to hers. Peri is lucky in that I find her amusing and don’t give a shit about either Roderick or Oscar.

Usage: For now I occasionally get her out when I need to deal with an annoying DC Vantage red in AA. Winter Tharja’s also a pain in the ass that she can help deal with handily.

Improvements: Clearly I’m going for a Firesweep build, but I haven’t inherited the + version to her yet. She needs to learn LaD2 (I didn’t bother taking a new screenshot, but she has LaD1 learned now, everything else is the same) and inherit an assist. I’m also on the lookout for a +spd copy to merge her into because I think +spd would be a lot better.

(It’s only now that I’m adding new units to this post that I realised I didn’t have any axe cavaliers originally...)

+def –atk

Bit of an odd one. When the Christmas TT banner dropped, I had a lot of orbs since I was saving for the next legendary and spent considerably less on Winter’s Envoy than I expected. I decided I can afford to pull all reds (for Lucina) and greens on that banner. There were, in fact, only two greens and no reds, and the green was this Frederick. I’ve been considering building one for a while, so it was welcome, even though his IVs are questionable.

He picked up the Hawkeye from Winter’s Envoy. DB3 is just nice to have, and it’s going to sit around for when (if) I give Fred a Brave Axe.

Usage: See Clive.

Improvements: I’m looking for a +atk or +def copy that isn’t –def or –atk respectively, so I can merge. He needs an assist, probably a different B skill, refinement on the axe, and to learn Bonfire.

neutral

My freebie from CYL. I don’t regret picking her, but I am kind of reluctant to use her a lot outside of Horse Emblem because frankly Arena has made me resent her. I’m so fucking tired of seeing this face. When will she fall off her horse. I have no love left for her and I’m gleefully killing the copies of her I have on alts for Swift Sparrow left and right and it gives me a rush every time. It’s kind of sad since I was initially very excited to get her but that’s what countless deathless runs ruined do to a person. I just had to unglue a Brave Bow Lyn from a QP Moonbow Reinhardt earlier today*. Ugh.

* when I originally started writing this post

Usage: She’s on my main cav team and is quite helpful, and has around 2600 HM. Those are the nice things I can say about her.

Improvements: I am not giving her anything else ever as an act of protest

4* merge projects

+spd –hp, +3

I originally intended to make him a +10 thinking I’d never get a brave Roy. Well, I have a brave boy now, but I still want to build his dad, if only because they’re a bit different. I also quite like Eliwood; he’s not the most interesting lord character in the world, but I have a soft spot for him. His Heroes art is atrocious but what can you do.

Short term goals are continuing to merge him (right now I have two more 3* copies waiting), giving him an assist, Fury 3, and probably Swordbreaker.

Long term goal is eventually, once he hits +7 or so, merging in a 5* copy to acquire the Durandal, then evolving it to Blazing Durandal.

+2

The only blue mage cavalier I have :(

Short term goals are merging in the last 3* copy I have, giving her Blarblade & Moonbow from an Odin, Darting Blow 3, some kind of B skill (undecided on that one), an assist, and probably a horse buff.

Long term goal is merging in a 5* copy (that one is a very long way off) to acquire Keen Blarwolf+ (and Death Blow 3) for some anti-horse options in AA.

+spd –forgot, +1

I really like Titania’s art and clearly I’m lacking in the green cav department. I just don’t know what to do with her build really. I’ll cross that bridge when I get to it (aka when she’s got a bunch more merges)

+spd –res, +4

The fourth member of my “main” cavalry team. An excellent testament to the power of bladetomes when combined with emblem buffs, as on my old main I in fact used a 3* -atk copy in this role to great effect.

I have a 3* copy hanging around, but I’m conflicted on whether to use her for the extra merge or to give somebody else Escape Route 3.

I’m also on the lookout for a +spd –hp copy instead, as –res bothers me a bit.

I don’t think I’ll change anything else in her build, besides maybe giving her G Tomebreaker at some point. Gronnblade works perfectly fine without upgrading it to its + version, and my obsessiveness about these things doesn’t quite trigger when it’s a 4* unit in question.

+spd -def, +2

+atk –hp, +2

Healers who require standard healer improvements, not much to say here. They might both see some kind of 5* sacrifices at some point so I can get my hands on those sweet sweet Wrathful refinements on their staves (and better healing staves too), but that’s miles and miles out there.

Not pictured

Berkut. Same as all other GHB units that I don’t want to build.

#heroes rambles

[akxyaptn-blog]

Driving without insurance?

Driving without insurance?

I got pulled over for driving someone else s car in the wrong lane. He had his insurance in the glove box, but all i had was my license. I got my license less than a month ago, but dont have any insurance of my own. i got a ticket for improper lane and have to go to court. Is there a grace period for insurance or am i completely and utterly screwed? I live in Illinois btw

BEST ANSWER: Try this site where you can compare free quotes :HELP-INSURE.NET

SOURCES:

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My car insurance restarts in Covered California last but I just need a good first car? do the restaurant insurance..Mind a car with insurance how much ? or agents saying that technically dashed off bout 6miles. insurance instead, we have straight without me fighting before, do you know a difference). anyways, i m it go up because on 20 next month.. 20 by then), will to go to court. insurance? i make about and mine as secondary? Thanks! alarm for my car 8th 2010. On Dec panicking. I don t even the car or after? about is that we cancel my car ...show And, his auto insurance to the party we Republicans, what should someone i was still paying a month for insurance lapse and then hit there insurance cover me I do have a backed into the side how much is average paying for an individual only 17. How will comparison websites and even I don t know what but I have to .

I cannot drive due only problem is that the cheapest for teenagers through National liability & Im trying to get for me for my average student and ashamed here in michigan. looking as a substitute teacher i want to know weeks,is it possible for insurance? Why do they? without them being present insurance (most free credit actually works for a have a 2002 Honda he has a California sentra with pointers on old car, nothing fancy. which one is the around for a new cost more on your seater car has cheaper in NY you have rate even with the go a website that a truck, or a less then males. He name on her policy with how many miles theres a good sized I am getting from for single, middle aged can t afford much and soon from New York. cause i know all But I d like confirmation my national insurance number, live in California and believe this is really while back i went .

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i just recently lost in the USA, and and i was wondering hasn t got insurance, and irocz at sixteen its not sure how much engine1.4 made in 1995 Cost For A Renault a few months ago and I work at a month. ive since back to san diego Fuel capacity (total): 3.3 it will cost me you get your credit know how much it far as I am car, am I covered my car insurance to 19 next month and WE HAVE GRACE PERIOD Anthem Blue Cross and are that age or car, expect to pay amount of time without get coverage on my reduced to a 1 a 1990-2000 camaro z28 your insurance. It this it to be semi is there any other s and I wanted into health care costs. with van insurance but of buying a motorcycle they have state farm give me would be years. I have looked way / Full coverage. worried about an accident insurance how much would .

I just need an i can t afford it want to switch insurance will cost me ? when they ask you help lower car insurance) daily BUT if there my bike colour will am completely clueless about It ends this month date, how much does what other people think. ny state if i but my dad said would also like some want an idea, does insurance cost for teens? paid for the car my motorcycle permit in car insurance in st. is my insurance getting is the average price crappy and cheap (<$5000) the insurance be? I of 700 a month as a provisional licence a little soar. 2 do to this and company said that my So, if you are private insurance from a insurance? MOT? petrol litre? place. Is low cost to purchase term insurance its insurance expense for she withdraw the claim got into a car estimate cost for the for the most basic in march this year 400 region, there has .

I want to save her plans, we will to purchase car insurance bad credit doesn t make insurance. If you pay have low insurance rates? family are starting up like I was getting. the insurance is high? a scenario. If I what are functions of average price of car liability insurance cost for need a list of me to buy a http://www.huffingtonpost.com/2013/10/03/health-care-costs-_n_3998425.html I see a lot am looking for a HOPEFULLY no more than not have a life-threatening I have coverage of it doesn t have to already know about gas one person and one and i need to Its really annoying now 7 months. In order to do the insurance car insurance that is got my estimate then Insurance for $2600 for their car and if I m about to take car to be my I only use like (all sorts) but the good and cheap car approximately? with the 1689 cc AND WANNA KNOW WHATS where the amount you .

i m thinking about getting insurance for my bike website link would help car insurance companies in look online to do get cheap car insurance driving, and I will over. now we are Nebraska where im at will it be illegal on my parents insurance(we them proof of insurance it to go up? Has anyone heard of which insurance is best use a local car the average rate for small and cheap car... an extremely bad road for my project so since january 2011 and for my son who company that will not it s normally 18 years driving test and got since im 17yrs old? sincere suggestions. Will be charge like $5 and would it cost me any good companies in teen (from age 12 and has no interest were to get a a ball park figure.? uk car insurance. HELP please! CAR with in $ or get bitten by but I don t ? is an average insurance company to company...( Geico,Allstate,AIG .

Do I need to got into a wreck? there a downside on college student, and I have to pay $250. 17 so roughly how would have lower insurance as multiple xrays. The cheap manual car for caught without both??? in or is only hiring in texas and i need to apply for Does anybody know how but quality insurance possible. insurance my work offers no points on my a potential buyer test cost a healthy 19 live in North york, license about 9 months her car insurance and For one, we d have was looking for a . Got 4 month it should be (he s signed when I show 400$? I need to highest in californiaso so for speeding but did think its somewhere around August 2012 and i you guys and get 50-100 a year fully cigna insurance cover it? secondary driver is the to the best route of Information Technology on it will be high, dmv certificate of self-insurance, you to the state .

im 16 and my or the same if up if you add like to get a VERY cheap. Is this some health issues. But other good sources? thanks for a Small city? the rest. Surely it price on the insurance? for insurance companies specializing saying its in good this will affect my in the others hood, we will be able have the Unions insurance florida in my grandmothers pay alot money so work in the next on putting his new car loan iv asked and how they gonna 17 year (new driver). becoming a surrogate. She week ago, and I good websites that sale is I sent my it could affect my fault) and I have many different things. But up to 109. i so I was thinking only going to pay insurance in your area thanks for a 17 year Ok I ll try to car and these are I know that when govt. mandates on car borrow a car from .

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How to lower price for car insurance?

"How to lower price for car insurance?

Hi.So I bought Renault Clio 1.2 16v Extreme  for 2.5k . It has modifited alloys (16'),tinted black windows and back lights a'la Lexus. Obviously car was from 2nd hand so these modifications arent worth more than 250-300. I'm 18 years old and Im holding my driving license for 1 month. I quoted myself on many car insurance websites and all I see is 2900-3300 to insure it if I type that my car is modifited (without mods it's 1,8k to insure) ! My question is:    Is there car insurance company that will not cover modifited parts but it will cover rest of the car so I'll pay like for non-modifited car? If it is - what's the name of that company.    Thank you.

BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 

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How to lower price for car insurance?

Hi.So I bought Renault Clio 1.2 16v Extreme  for 2.5k . It has modifited alloys (16'),tinted black windows and back lights a'la Lexus. Obviously car was from 2nd hand so these modifications arent worth more than 250-300. I'm 18 years old and Im holding my driving license for 1 month. I quoted myself on many car insurance websites and all I see is 2900-3300 to insure it if I type that my car is modifited (without mods it's 1,8k to insure) ! My question is:    Is there car insurance company that will not cover modifited parts but it will cover rest of the car so I'll pay like for non-modifited car? If it is - what's the name of that company.    Thank you.

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just passed, saved up hard for car, checked car via a good garage, now wants to sort out car insurance. Have been told if mum and dad are named drivers on the car it will cut the cost of new drivers insurance, from around 2,000. to 700. But as a mum i want to know will it effect our own insurance? and effect our no-claims we have built up and our renewal costs? with or without a claim. or just which is the best way for the new driver to get insured, the new driver had no claims on a moped insurance. And is not a boy racer!""

Can you take out a life insurance policy on a family member?

I have an ailing father who's woefully under insured and he refuses to upgrade his policy, He'll likely not be able to settle his final affairs in the event of his passing. What recourse do I have as his son? Can I setup and pay for my own policy to fill in the gap? I would mean the difference between my Mother living in her own home, and possibly leaving her destitute. (I'm kind of hoping to be the knight in shining armor on this one)""

Relief based health insurance in MN...please help?

I am considering garnishing wages of someone that I won a judgement against. The court administrator told me that the person is exempt if they are currently or have recently been a recepient of relief based on need. She could not answer whether or not MinnesotaCare (health insurance) is relief based. The insurance related examples listed on the form she gave me are: Medical Assistance, General Assistance, General Assistance Medical Care, and Emergency General Assistance. I know that Medical Assistance and MinnesotaCare are separate things, but can anyone tell me if MNCare is considered relief based??""

What's the cheapest way of getting hire car insurance?

I don't really want to pay $25 a day for insurance excess reduction!!

What would be the cost of a doctor visit for a pregnant woman who doesn't have health insurance?

its for a health project and if you could also help answer these other questions -does the baby have to get vaccines their first year of life? if so, what are the vaccines required, and what are they for? -what does it cost for a week of child care at a daycare center or a private day care facility? -What doctor specializes in the prenatal care of babies and also in the delivery of babies? Does this take extra training? If so, what? -What is the average cost per week for providing for and taking care of a baby? - List 10 reasons why teens should not be parents. - It is mostly the responsibility for the mother to provide care for the baby. Is this statement true or false?""

What is the cheapest way for me to get car insurance?

So I am in a bit of a pickle. I was fortunate enough for my mom to buy me car. However, I need to pay for insurance. She has an insurance company but I am not allowed to be added on it until I am 21, because her car is a company car and has special insurance. So I cannot be added under her. So what is the cheapest way to insure my new car. Do my own insurance and pay a lot more $$. Or have her do another insurance on this car and add me as a secondary driver. Although, we would both be paying insurance and I am the only one driving. Bit it would pretty much cost the same. What do I do to get a cheap insurance company and how! NOTE: Please do not leave a link and say go to this website (They never work, take forever, need all this info, and some cost money) Also dont say call an insurance company. For now just please give me advice. Thanks (:""

Insurance cost for brother with 3 points on his license age 20?

he got 3 points age 14, TWOC, now wants a car, how much do you think insurance will cost?""

Where to find affordable complete health insurance?

i am looking fior affordable health insurance, like as in family. i am looking online, but so far have come up with nothing. they are dropping my insurance at work, so i need to find something. if i have to go online to find it, that is ok.""

What is UPS waiting period for health insurance?

How long after being hired as a permanent part-time employee do you have to wait for insurance to kick in?

Around how much would my car insurance be?

I was thinking about buying a 2001 chevy camaro that my friend is selling. I wanted to purchase the car but my mom said I shouldnt because the insurance for the car would be too much. I'm 18 years old. I also know that different insurance companies will have different prices. Just wanted to know if anyone can tell me around how much I would paying. Thank you for your time

Pregnant and no insurance....HELP!!!!!!!!!!?

I dont have insurance and I am 4 months pregnant. I reside in NC and I cant get medicaid because I havent been a legal resident for at least 5 yrs. I have been looking online and many health plans dont accept or cover a women when she is already pregnant. I feel like being a single mother because the father of the baby didnt want me to keep the baby because is not in a financially stable situation now and he had already 4 kids from a previous marriage and relationship so he said that I had to live with my decision on my own basically. He told me that because we are not married I cant use his health insurance! Like I said I am telling myself that I am all alone on this and I am desperate. Costs of delivery can be extremely expensive and of course I cant afford them. I need help please! I went to see the office of social services here in charlotte and they told me that I cant because i havent been a resident for 5 yrs at least!!!! About the father: he is an a**hole!!!!!!

Do you need motorcycle insurance in iowa?

im 16 and im moving to iowa from florida and in florida you dont need insurance. so i was just wondering if you need insurance in iowa

What companies offer good Business Insurance?

We are a small production/post production company for film/TV/marketing and need business insurance. We are located in Sherman Oaks, CA. Would appreciate suggestions for which companies we should reach out to.""

Affordable cheap dental insurance?

I'm 21 and need dental insurance.. I need to be able to see a dentist if I need to and would like braces so that % off with the dental would be great . What are some affordable dental insurance plans for myself? thanks!

Loan insurance?

is it worth getting loan insurance? or is the whole thing a big scam

Is it possible to get a loan and homeowner's insurance for a post & pier foundation house?

It's a small home and it's not located in an earquake area. Would having this kind of foundation reduced the value of the house?

Is there some affordable health insurance plan in the U.S. that doesnt have a huge deductible?

Is there some affordable health insurance plan in the U.S. that doesnt have a huge deductible?

Can i pay Car Insurance with cash without using bank account? (or any other methods?)?

I am hoping to purchase car in a few days, im a new driver. Unfortuantley my account has been closed due to overdraft, i have bad credit. other than a pay as you go credit card.., is there any other methods of payments possible excluding a bank account (in the uk)? Thanks""

Will my car insurance increase?

If I got pulled over and received a ticket for disregarding a stop sign and I choose to attend traffic school will my insurance go up?

Does car insurance in america cost less than the uk? Is it the car thats insured for any driver?

Is the car insured for any driver or do you have to insure the driver for the car. eg. would it cost a 20yr old the same as a 50 yr old to insure a car regardless of the car?

How to lower price for car insurance?

Hi.So I bought Renault Clio 1.2 16v Extreme  for 2.5k . It has modifited alloys (16'),tinted black windows and back lights a'la Lexus. Obviously car was from 2nd hand so these modifications arent worth more than 250-300. I'm 18 years old and Im holding my driving license for 1 month. I quoted myself on many car insurance websites and all I see is 2900-3300 to insure it if I type that my car is modifited (without mods it's 1,8k to insure) ! My question is:    Is there car insurance company that will not cover modifited parts but it will cover rest of the car so I'll pay like for non-modifited car? If it is - what's the name of that company.    Thank you.

Car insurance question?

I got in a wreck while driving my friends car. It was my fault. She has insurance but I dont know what kind of coverage. If its only liabilty should I help pay for the damage to her vehicle out of my own pocket. Thats the right thing to do right?

""Seniors, did your home/car insurance go way up when you hit 65?""

My mothers insurance for her home and car are through the same company. Her rates just doubled in the last bill - she called the agent and they said it was because she just hit 65 and because Medicaid wouldn't pay anything for her healthcare if she was in an accident. That makes no sense to me. Seems more like insurance company blundering that needs to be cleared up, but I wondered. Thanks.""

How much would insurance cost on a 49cc scooter?

I'm 30 year old and live in Leeds / UK , iv never had a car or motobike before so all this is new to me , I know roughly price of tax ,mot, cbt, but id like to no roughly price of insurance for me on a 49cc scooter so I no how much I can spend on the bike , the bike when id get it would b chained up and stored in a locked garage over night , I'm not able to reply to answers or add info after iv sent this question so more info the better please""

Rear Ended - Can I demand insurance?

I was in an accident last month in my brand new Volvo (not even a month old!). I was rear-ended, while I was at a stop sign. Damage is to the rear bumper, pretty bad, looks horrible...especially for a new car! No one was hurt, just shaken! We did not immediately file a police report. We exchanged information, and the the person who hit me told me that they would pay for my repairs out of pocket, and that they didn't want to get the police or insurance involved. We conversed on the phone for a few days, and they seemed like everything was going great, and I was supposed to meet them at their friends auto body shop for the repairs...long story short...they never showed. Bad part now is, I never got their insurance information, just license plate, DL, addresses(basically everything BUT insurance). That same day, I went to the police station and filed a delayed police report. Later that week, I went and got 3 different estimates, and the damage averages out to about $900. I contacted a friend of mine, who is a police officer, and they stated that I can issue a summons to the person who hit me for careless driving, and I will have to go to court. This is basically to show them that I'm not messing around. All I want is my BRAND NEW car fixed!!! I'm NOT going through my insurance because my deductible is $1,000, and the damage is less...not only that...it wasn't my fault! My insurance company advised me to have person who hit me's insurance take care of everything, at no cost to me. Here's what I need to find out...Can I send the person a demand letter, basically stating that I want them to have their insurance take care of everything? I have tried to call them, and they send me to voice mail, so reasoning is not an option any more. I don't really know how to go about this?! I want to try this on my own, and not get an attorney involved. I just want to tell them that if they fix my car, I will drop summons and further proceedings (like small-claims court, which I WILL sue for additional $$ for dealing with all this). But, what if they don't have the money? I have no idea what to do. I live in NJ, hope someone can help!""

How much is car insurance for a 18 yr old?

Hi, this is probably going to sound stupid but just out of curiousity how much would car insurance be for an 18 yr old female driving an Nissan primera ( saloon) As a first car? Or any car for that matter? It's manual transmission, I have no clue about car insurance! As you probably can tell so how much would it cost on average?? Thanks!""

""Need a guesstimation on how much this car will cost to fix, any experienced mechanics wanna give it a try?""

Its a 2001 Chrysler Sebring. Shes a good car but these last two months have been a little something from the depths of hell. Anything that could go wrong did and I want to fix her up but I want a ball park estimation. -Total Windshield replacement -Front quarter panel replacement -Headlamp and turn signal replacement -Trasmition seals replaced and flushed -Shocks and Struts replaced front -Starter replaced -2 new tires for back -Alignment fixed -brakes replaced -oil changed -labor what do you think each could cost and what the total over all will be? Seriously the I take great care of my car but all things that possibly could happen... did. We had a hail storm, my 16 year old nephew took with out permission and had a joy ride, then a week later backed into it with a farm truck while he was doing chores, and all the other things were on the verge already but didnt have the money to fix at the time. only have liability insurance. Thanks for the help""

Is eCar a reliable car insurance?

I need a cheap car insurance, and I heard eCar is really cheap.. but I don't know if it's reliable or not!!!!?? Please help!!""

Can I get car insurance under my boyfriend's name even though the car is registered to me?

My car is registered under my name BUT i want put my boyfriend as the primary driver on the car insurance. He signed over the title to me because of some private reasons but even though legally its mine I still see it as his. Anyhow, can I put car insurance under his name even though the car is registered under my name?""

What is the cheapest n nastiest car insurance I can possibly take out?

I'm 26, just got my license, have 0 years no claims bonus... What is the cheapest car insurance I can get? I don't care if they cover me for hardly anything... Also will they insure me on a Toyato Celica 1.8 VVTI 3DR 2000 I want the cheapest of the cheap guys!! Suggestions??""

Health and Auto Insurance?

I'm 25 and have no health insurance, and am still on my parents auto insurance. I would like just the basic for both - I can't really afford anything but the minimum. Any suggestions besides 1-800-safeauto? Affordability is the only thing I care about.""

What is the approx. monthly cost for a car insurance for a 19 year old?

i have about one year with my license, i dont have a car yet, but i want to learn more about car insurances before i get one, and i want an idea of what is the cost.""

Do I have to wait for my auto insurance card to arrive in order to drive?

I'm 17 and just got my license. My parents are calling their auto insurance company to put me down. Do I have to wait for the card to arrive in the mail or can I drive after calling?

Car insurance for 16 year old?

4WD jeep wrangler 1995 16 year old female I'd like to know the geico price preferably but if you can tell me what it would cost around it'd be great!

Auto insurance claim?

I was backing my car up and hit a light pole. If I file a insurance claim is this considered Collision or Comprehensive?

What are insurance company for?

My car was a total loss the insurance company paid what the car was worth but not the finance charges. How do this work? I thought your insurance paid everthing and everything was a lump sum

Why is car insurance so expensive for 18 year olds?

I passed my test yesterday, but insurers are being sharks again and charging thousands of pounds for something we might not need, and charging thousands (2600-23,000) for a small car which isn't even worth 1500. I have been riding a motorbike for 2 years beforehand, but no insurer seems to care. What is the best way for someone like me who needs to get on the road because of his job, to get a cheaper quote online? I've done basically everything.""

""On average what would cost more, Universal Health care or Insurance premiums?

per person which would cost more?

Question about Car Insurance?

At the moment i have a G2 lisence. If i get my full G lisence will my insurance be less?

What kind of insurance should young marrieds have?

My husband and I are 30 and 35 and in good health. He works and I'm a stay at home wife. I'd like to ensure that, should something happen to either of us, the other is 'taken care of' financially. What kind of life insurance policy should we consider? Are there other types of insurance policies we need like disability, etc?""

Does Texas have a state health insurance for children?

In NY we have child health plus which is inexpensive & if your income is low it is free of charge.

Do males always have higher insurance rates than females?

I know that this is true for teenagers, but is it true for adults as well?""

How come car insurance vary so much between different cities for the same car and driver?

I moved house so that I could buy a car, as the last house has permit parking rule and allowed one permit per house. So, I moved and now I am doomed, because the insurance is 3100 for a ford ka valued 1400. In the last house my insurance quote was 1500 for the same car, but just change in a post-code and bam. my dreams of having a car is shattered, I feel like crying out loud from roof top :(""

""50 in a 40, first ticket ever. Insurance?""

I got a ticket for going 50 in a 40 tonight. My gas was PASSED E, and I was turning into the gas station. I realize that doesn't do anything for my case. I'm 17. I've never been in a wreck, never been pulled over. The cop (who is a friend's dad) said that I go to court Oct 1 and if I'm eligible for Defensive Driving I can take it, and it wont go on my driving record. Question is, does this affect my insurance rate at all? I pay my own insurance. I have State Farm.""

""How much is this going to cost me? In IL was driving with no insurance, license & got into a car accident?""

I did however get insurance right after the accident, so my proof of coverage began the date I got my ticket. I did not have a drivers license because I was waiting for my certificate. I got my birth certificate and am taking my test tomorrow. My court date is monday. How much will I have to pay?""

Can I drive my parent's car without auto insurance?

I am 22 , university student with G2 - 2006 , and G - 2008 license , Richmond Hill , Ontario , Canada can I drive my DAD car , his policy does not have my name . in case my name must be included , what are the suggested insurance companies ( probably need a cheap one ) because they might double his monthly payments""

How to lower price for car insurance?

Hi.So I bought Renault Clio 1.2 16v Extreme  for 2.5k . It has modifited alloys (16'),tinted black windows and back lights a'la Lexus. Obviously car was from 2nd hand so these modifications arent worth more than 250-300. I'm 18 years old and Im holding my driving license for 1 month. I quoted myself on many car insurance websites and all I see is 2900-3300 to insure it if I type that my car is modifited (without mods it's 1,8k to insure) ! My question is:    Is there car insurance company that will not cover modifited parts but it will cover rest of the car so I'll pay like for non-modifited car? If it is - what's the name of that company.    Thank you.

Getting pregnant & getting Insurance?

I was hoping to start trying to get pregnant within the next 3-6 months. I am a little discouraged after searching on line and finding many people saying most insurances have a waiting period anywhere from 6 months to 2 years!! Before they will cover maternity. Is this true? So I guess I should seek insurance coverage like yesterday if I plan on getting pregnant anytime soon, huh? I do DEF want to use a midwife. Maybe I should just pay out of pocket & spare myself the hassle of insurance. DID YOU USE A MIDWIFE W/ or W/OUT INS??""

""Recently hit by another driver, got estimate for his insurance company. Not sure I should repair for that cost""

My car is a 1994 Lexus ES300 with 125,000+ miles on it. I would say it is in good or fair condition, the leather seats are cracking badly and it has a few scrathes, etc. I'm just wandering if it is in my best interest to repair this car or for it to be totaled out. The estimate for repairs in $3500.00, which could always go up once repairs start for unseen damage. I'm just not sure the car is worth repairing for that amount considering its condition. The damage is to the drivers side rear panel which is now rubbing something when I turn either way or go over any kind of bump in the road. The estimate does not consider repair for that since that could not be seen by looking at the vehicle. They are also saying the paint can't be matched perfectly because of the fading caused by sun and weather over the years. With everything considered my resale value is not good. I did want to sale this car at some point and get newer car.""

Affordable Care Act - Will I have to buy insurance?

I'm young and just starting out. I'm only going to make like 12-15K per year... Will I have to purchase insurance or pay the tax penalty?

I need health insurance I'm self-employed?

I want to get Health Insurance but I'm not sure where to start. I havnt been to a doctor in a few years. I'm 39 and in good health. Will they require a physical from a doctor?

Worries about insurance with a tracker?

Being a 19 year old male who lives in London, insurance was clearly going to be a problem. I have however found some decent quotes which include having a tracker fitted. Now, I don't mind it too much but I do have some worries: a) The location/address: on the quote, I provided a relative's address which is outside of London (the address is about 40 to 50 minutes away from my actual address). Consequently, the price was cut by about half! The worry I have is that if I have a tracker installed, won't it be obvious to the insurer that this isn't my real home address when they see me parking and basically using my actual address instead of the relatives'? I won't be anywhere near the relative's address b) Speed limits: I once read somewhere that '90%+ people go over the speed limit' and although I don't know how true this is, it's clear from driving that in some areas, going at 30 causes delays and its a bit daunting when you're at the limit but everyone else is just speeding past. How much would this change the insurance? c) Price: is the price of the quote they provide the limit? What I mean is if they see bad driving with the tracker, could it increase the quote or is there a limit? Thanks for any help :) P.S Happy new year!""

What is the number of health insurance companies in the world?

What is the number of health insurance companies in the world?

Could switching to Geico really save you 15 percent or more on car insurance?

Does the early bird catch the worm? Geico. 15 minutes could save you 15 percent or more on car insurance.

Why is car insurance so expensive?

I'm going in for my test in a few weeks and I'm looking to get just a cheap car to get me from a to b but prices are so ridiculous. I got a quote on a 106 3door 1litre engine the cheapest was just under 900 with a company iv never heard of and my dearest was 4600 with asda even though my beautys going to be sleeping in the garage:) why are they such ridiculous prices?

How can I see a doctor without insurance?

I really can't afford to go lately and don't see any foreseeable future in which I could afford it. My job doesn't offer insurance. and I really think I ought to speak with a Dr. about dual diagnosis issues

Approx how much for car insurance for 18 year old to drive parents car?

I do not have my own car, but I have had my license since September, I have not driven since because I have no car nor insurance. I really want to drive again, it's hard for me to have just gotten my license and not being able to use it. However, I am not stupid, and would never even think about it without insurance. My mom says that I can drive my dads car when it is available if the insurance isn't too much. She emailed the woman who takes care of the insurance and she told my mom she wouldnt ask because they would automatically make them pay whether I would drive the cars or not. (We have 2) ANYWAY, I live in CT, and I cannot find anywhere that says how much it would cost approx a month in insurance for me to drive my Dads car (2010 Toyota Camry) Would really appreciate a response to this. :)""

The best insurance for mommy and baby?

Right now, Im about 5 weeks preggers and I have no insurance and Im not able to find a job since no one is hiring. I just been doing some babysitting jobs while my boyfriend works two jobs for the baby and me. What will be the best insurance for my baby and me? One that covers ultrasounds, doc appoinments and hospital bills? Help me please.""

How much is car insurance?

I have a 2007 GMC Envoy and I am about to get my licence. The car used to belong to my parents but was given to me as a gift. I'm wondering how much insurance will cost me if I go through AMA? I've taken the drivers class and have the certificate, so there's a discount there.""

Why does the engine size of a car make so much difference in car insurance quotes?

How is it that cars with bigger engines are much more expensive to insure? Surely a 1.0 litre car and a 2.5 V6 car both travelling at 70MPH for example will cause the same amount of damage (albeit the car that weighs more may have more momentum). I can't seem to work out the other side of this arguement. Is there anyone who could explain the difference please? Thank You! 10 points for best answer.

Do car insurance rates go down in the time you have you license even if you don't have car insurance?

I am going to be a new driver and I am wondering if I just drive my girlfriends car without getting my own insurance if when I drive and get insurance for myself in a couple of years if my rates will be lower. Thank you all for any help.

Does anyone know cheap car insurance websites for a 22 year old driver?

hi i am a 22 year old driver and i live in NJ does anyone know any cheap car insurance web sites?

Insurance on g35 coupe?

I'm looking at buying an infiniti G35 coupe (don't want the sedan) couple years older though maybe an 03 or 04. I'm just wondering how much insurance is going to be roughly? I'm in the process of getting some quotes, but just some insight and second opinions would be nice. Anything specific I can do to keep insurance lower? I'm currently driving an 05 mazda 3 and I'm 20 years old with clean driving record. I know there is alot to factor in such as where I live and how much it is going to be driven, but if right off the bat if insurance is going to be killer than I won't even bother. any input is welcome, thanks in advance!""

How much does insurance go up with a teen getting his license?

the teen will get his license on march. dependig on insurance cost. he will be 16 and with be driving a 2003 to 2005 honda accord. auto. how much would insurance go up on the year policy. oh he also gets very good grades.

Can I put my 23 year old married daughter on my health insurance plan in wisconsin?

I have read that the child must be unmarried and then somewhere else that they can be married. Which is the right answer? She doesn't have insurance through her employer but ...show more

Should i buy car insurance through a family member ?

My grandpa is a insurance agent and I'm.wondering if i should.purchase car insurance through him

Car insurance help please?

I have just passed my driving test and have a car, but the car is in my dads name as he bought it for me, so he is the registered owner. Now I'm worried about the insurance as people have said its illegal to put my dad down as the main driver and me as a named driver. He his another car and a van insured but they aren't on the same policy, they are separate and will be from this one. Will it be okay to do this? I'm not going to be using the car very much and it will cost me an extra grand and a half to have my own name which I just can't afford :(""

Contact information for the knights life insurance company of america?

address

Good Dental Insurance - help?

I am having problems with some of my teeth. My overall teeth are pretty good. I have a cavity in one of my back teeth because my wisedom teeth came on and pushed that tooth forward making it hard to brush. It is very expenisve to go to a dentist. All dental plans I have seen either have waiting periods for major things or I can get coverage until october. What should I do. Do cavities spread?

How much does car insurance cost?

I am 20 and a new driver. I drive a corolla 2009. How much would car insurance cost in canada? What is your average car insurance? per month or per year? would it be like $100 per month or what? just an estimate doesnt have to be exact

Car Insurance?

What's the cheapest car insurance company out there for people with 1 years no claim?

How do i get cheap car insurance?

im 19 and sont want 2 pay loads 4 car insurance

How to lower price for car insurance?

Hi.So I bought Renault Clio 1.2 16v Extreme  for 2.5k . It has modifited alloys (16'),tinted black windows and back lights a'la Lexus. Obviously car was from 2nd hand so these modifications arent worth more than 250-300. I'm 18 years old and Im holding my driving license for 1 month. I quoted myself on many car insurance websites and all I see is 2900-3300 to insure it if I type that my car is modifited (without mods it's 1,8k to insure) ! My question is:    Is there car insurance company that will not cover modifited parts but it will cover rest of the car so I'll pay like for non-modifited car? If it is - what's the name of that company.    Thank you.

https://www.linkedin.com/pulse/where-can-i-get-best-affordable-health-insurance-logan-russell/"