But I have insurance through my employer, isn't that enough?
Employer-sponsored policies typically offer coverage that is about 1-2X your annual salary, which is a fraction of the coverage you need. Financial experts recommend having coverage that is about 10X your salary, which is why many people buy individual term policies to supplement their coverage through work.
Two years ago, my father passed away due to prostate cancer. This was during the Covid-19 pandemic when most people were to stay home and working hours were reduced. My father did not have anything in place to cover any funeral or medical expenses that were left behind and an outstanding mortgage. My mother was left with the responsibility of taking care of all the remaining bills, with a job that pays minimum wage. Naturally, she was not able to make ends meet. Myself and my brother and sisters had to help pay the bills left behind.
During this time, is when I discovered that my father could have had final expense insurance and mortgage protection insurance to protect his loved ones from financial hardship, and leave a financial legacy for the family. At this point, I decided I would get my insurance license to help protect families from going through what my mother went through, by specializing in Final Expense, Mortgage Protection, Indexed Universal Life, Whole Life and Term Life.
This is my day of general amnesty. I release anybody and everybody who has ever hurt me, and I wish for each and everyone health, happiness, peace, and all the blessings of life. I do this freely, joyously, and lovingly. Whenever I think of the person or persons who hurt me, I say, “I have released you, and all the blessings of life are yours.” I am free and they are free. It is wonderful!
In order to truly transform yourself, you must reverse every negative thought by claiming that God's love fills your mind and heart. As you make a habit of this, you will become a better person morally, intellectually, and physically. "Who rises from prayer a better man, his prayer is answered" (George Meredith, The Ordeal of Richard Feverel, 1859).