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#tomorrow i have to teach 2 students for 3 hrs which is fine but the issue is it goes on top of lectures which means ill be
oatbugs · 2 years
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heart rate just 📈📉📈📉📈📈
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fizzingwizard · 3 years
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;______; just heard that from September we’re gonna have three students in our cluster who are under 1 year old... (5 in the school total)
aaahhh im exhausted just thinking about it
and whats crazy is in one of the classes with under 1 yos there is a kid who is between 1-2 yo and she cannot walk yet. We have been trying to help her learn and have begun wondering if there is some reason beyond her mother just didn’t really encourage her to walk before. (Like maybe she needs leg braces etc.) So far no news on that but this kid only drags her feet around, obviously she needs constant help, and there are 12 other kids in the class, two of whom are under 1 and three teachers, HOW are they supposed to do it???
and the class that will have three under 1s has two first year teachers in it, that makes me so nervous... They’re both awesome coworkers, this is no shade on them, but under 1s can be TOUGH, it’s SO easy for them to get hurt. idk it feels like an accident waiting to happen.
i’ve been at schools where 5 students was an entire class, if we’re gonna have this many under 1s we should just have a class for them, come on! I love them but they are twice the work of kids on year older than them.
Also the recommended teacher-student ration for 1-3 yos is 1:6, which we abide by, but I believe it’s actually 1:3 or 1:4 when the kids are belong 18/12 mos. Apparently the head office does not care.
These kids are not in my class, I currently teach 2-3s, however I am a long care teacher and I look after them during morning and after care. I do their nap and their snack and play time supervision etc. From 10-2 they’re part of their class, but the rest of the day they belong to all of us.
More work ranting under the cut because I guess I just need to vent to the air.
And we have a LOT of students now - two clusters of going on 30 in each, in very small classrooms where the teachers are expected to watch them like a hawk AND keep constantly busy with numerous tasks at the same time.
Plus our prep time has been cut down this year despite additional work getting put on us, and we have no extra help.
If one teacher is out sick, no one gets prep time.
Don’t remember if I whined about this before, but a month or so ago we had a meeting in which the leader said “If you find you don’t have enough prep time, that’s on you to manage your time better.” It was super condescending and annoying. I’m like, dude, my contract says I get 1 hour prep and 1 hour break. We never ever EVER get the full two hours (and I should mention this is never consecutive, it’s 15 min here, 30 min there, 1 full hour if you’re really lucky). It’s usually at most 1 hr 45. But a 30 min break is fine! I’d love to take a 30 min break. Almost never do. Way too busy.
Like, I won’t get into it, but the laundry list of Stuff To Do recently has been ENORMOUS. In my class, I have 19 students. One of my co-teachers is part time, meaning she’s not around to help during much of prep time, and the other is a leader meaning she’s constantly in meetings or doing leader assignments. They are both fantastic co-workers, but yeah, this means I do ALL the class stuff. I prepare all the crafts, I do a ton of the organizing, and I’m often the only teacher from my class available in the afternoons because part-time teacher went home and leader teacher is in a meeting. So I end up with a lot of the after care stuff.
We have to hand out these big projects that teachers are responsible for preparing for each student on 8/16. We know these are coming and prep for them as soon as possible, but like, I won’t get into this either lol, but it’s so hard. It’s time-consuming by itself, and made worse because all the school computers are crap (like takes-15-min-to-start, another 10 to open the browser, 5 to go to the website, then it freezes, then 5 more, another freeze, etc) and like you have 15 min break time hahahahaha.
I wanted to get such a head start that I just started doing what I could back in the beginning of the year but we lit can’t do the bulk of the work until a certain kind of envelope is delivered and that doesn’t come till summer for some stupid reason. Soooo our long prep days in April when there are no kids around... can we use those to prep for this project? Heck no!
Anyway. This year’s is due on 8/16. This coming week we are off for obon break. This year also, the company is doing the project slightly differently. Instead of staggering what class gives out their projects to their students when, we all have to do it at once. We are our company’s biggest school, sooo my honest thought is no one at the head office thought about us when they made this change. The other schools don’t have to stagger anyway, they have at most two classes. We have four.
So this means everyone is printing their projects at the same time. For one student, you need 10 sheets on A3 paper. For my class of 19, that is 190 sheets of paper. For four classes, we’re over 700 sheets total. THAT IS A LOT OF PAPER.
So I get to work this morning and boss says “Yeah so we’re out of A3 paper.”
!!!
IT’S DUE MONDAY.
There was a little bit left so I just charged and printed as much of my stuff as I could in the morning before anyone else could. Then, miraculously, another packet of A3 paper appeared out of nowhere, and we were able to print most of the rest of our students’ projects. (My coworker who is a leader has not printed hers yet because she is super busy and isn’t finished. Again, she’s an awesome coworker, I wish I could have helped her more, but uh, I’m also swamped and not taking breaks, so. Hopefully she can do it before we really do run out of A3 paper.)
Getting more paper is no big deal, it’s just that no one has the time, and this is due Monday.
So I was super stressed. Sooooo super stressed for such a dumbbbb reason. And I don’t understand why these projects have to go out on Monday anyway. Some kids don’t even come to school on Mondays. Like. Just make sure they get them next week, isn’t that good enough?? Why make us stress and panic.
Everyone else seemed fine though, I was the only one tearing my hair out because I’m the type who finishes everything a day early so I have a day to check it over... I am not spontaneous and I hate to rush...
I lit told my coworkers, because regardless of the paper situation we are still behind because we have not had any time to organize the projects, that I will just stay late tomorrow to do it. It’s the Friday before a break so I don’t mind too much. I am really tired tho and would of course rather just go home and sleep but. I’ve done this before. Finishing up this project will take 1.5 hours - 2 hours at the current state it’s in, IF I can just sit down and do it uninterrupted. (Have I mentioned these projects are HEAVY?? And there’s 19 of them?? It’s a big job just to take them out and start putting them together >.<)
So tomorrow evening that is what I will likely be doing -.-;
There are INNUMERABLE other STUPID parts of this project - the idea behind it is great, but the way we are required to make it is absolutely bonkers and desperately needs a revamp but does anyone listen to a preschool teacher? heck no lol
uggh.
I feel better after venting tho.
I like my job, I just wish humans in general gave a shit, not even about quality of life (since obvs that’s expecting too much lol, also as a person with privilege I’m aware I’ve already got it pretty darn good), but just about not making jobs that are ridiculous. Just plan them out better, sheesh. There’s no reason for all this running around. The projects don’t need to be printed. Or they don’t need to be so huge. They don’t need all this fuss and nonsense. They are a good idea, but we could do them in a way that would be sooo much less stressful.
(The funniest part of all being, it’s a project for the parents mainly, and the parents... don’t like it x’D No they really don’t. They are happy to have the project, but first they’ve got to get it home, and it is HUGE and HEAVY and UNWIELDY lmao. And some of them are carrying twin 2 year olds and both of their futons home as well, and we’re like “here you go, two giant projects for you to take home!” And the parents are like “thanks????”)
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mrsteveecook · 6 years
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my coworker is telling everyone he wants to ask me out, should I admit I had a nose job, and more
It’s five answers to five questions. Here we go…
1. My coworker, who might be in junior high, is telling everyone he likes me and plans to ask me out
I work for a large company, and my job involves interacting with many departments. One man at the company, “John,” has apparently told several of our colleagues — who are also good friends of mine outside of work — that he intends to ask me out. These friends have all separately come to me and told me about this.
I’m not interested in dating John, which is awkward enough — but I now feel especially awkward about the whole thing, given that he’s told so many people about his crush on me. If he had just come to me and asked me out privately, I would have turned him down gently, and it may have been a bit strange working with him for a bit, but probably fine in the end.
But the fact that he’s involved so many people already in this makes me extremely self-conscious and, frankly, pretty annoyed at him for acting like our workplace is a high school cafeteria. I know he’s gearing up to ask soon — I saw him at work the other day and he mentioned something about a “big question” he needs to ask me — and I’m not sure how to handle it. When I turn him down, should I also mention my annoyance that he involved half the office in this? Tell him that it was inappropriate? I’m a little afraid that he’s going to turn around and broadcast the rejection to everyone – and I don’t want him to do this again with another woman at work in the future. But I also don’t want to overreact and feed into this (admittedly minor) drama.
I don’t have a problem with someone asking out a coworker — I just don’t want it broadcast all over the office!
Oh my goodness. He told you he has a “big question” he needs to ask you? This would be weird even for a nervous high schooler asking someone to prom. Also, he’s really raising the stakes for himself with all this drama … although maybe he assumes you’re going to say yes and thinks this is all Romance (TM)?
Anyway … ick. As a counterweight to how much drama he has brought to this, it might be best to keep your rejection as simple and matter of fact as possible — just “No, thank you.” That said, there’s certainly an argument for telling him he’s behaved inappropriately and it’s been unwelcome and has made you uncomfortable. And if you’re comfortable with that and want to do it, please do — I just don’t want you to feel obligated to if you’d rather not take that on, because it’s not your job to teach him to behave like a respectful adult. (But it’s very much your prerogative to ask your employer to handle that, if you want to have a word with his manager or HR. You’re very much entitled to tell them that you don’t want this guy making his desire to date you a major topic at work and to expect them to shut it down from there.)
My bigger worry is how he’s going to react after the rejection. If he’s moping around, or hassling you about why you said no, or asking friends to urge you to reconsider, or otherwise making it A Thing in your office, that’s “head to HR” territory. He can have all the feelings he wants, but he needs to keep them out of work and not make things awkward or uncomfortable for you.
2. Should I admit my nose job to coworkers?
Due to an accident a few months ago, I broke my nose and now need to get internal surgery on my nose (specifically the septum). However, I’ve always been unhappy with how my nose looks, so while I’m under anesthesia and in the OR, I’m going to have rhinoplasty done as well. My boss and team are aware of the impending surgery and wishing me the best. It shouldn’t keep me out of work for long, so I was simply not going to tell anyone else that I was having surgery and let them just think I’m out of the office for vacation or something.
However, I anticipate my nose looking quite different as I currently have a rather large bump on the bridge of it. I’ve been at this job for four and a half years, so I feel pretty confident that my coworkers in other departments will notice the change in my face! I’m nervous about navigating comments about looking different. It’s part of my office culture to be nosy (no pun intended), so I’m not sure if I should embrace and admit I had plastic surgery or just brush it off. For example, if I get asked “Is that a new nose?” I could smile and say “Yep, sure is!” Or shrug and say “Just a new haircut.” (I’m sure there are some better responses though!) I don’t want my responses, or the fact that I’m getting plastic surgery, to reflect badly on me or my professionalism. What would be the best course of action?
I think it depends on how obvious the change is and what your comfort level is in talking about it. If the change is really noticeable, it might be weirder to attribute it to a haircut, and you risk it becoming a more interesting thing to people if you’re denying something obvious. But you actually have a really easy fall-back here — you can truthfully explain that you broke your nose a few months ago and had surgery on it. People can fill in any blanks from there on their own, without you needing to get into the fact that you tacked on a cosmetic adjustment as well.
(In fact, “I had surgery to repair a deviated septum” and similar explanations are pretty popular when people have nose jobs, exactly because they let you acknowledge the change without having to deal with people’s weird feelings about cosmetic surgery.)
3. My boss keeps changing my schedule and not telling me
My boss keeps changing my scheduled work hours on the fly, sometimes even forgetting to tell me about it, and it’s driving me crazy. When I get to work, I have scheduled my life so that I leave approximately when my scheduled shift ends. I don’t mind staying a bit to wrap things up every so often if there is an unexpected project, and often do so. However, if I am scheduled until 4, my boss will often say, “you can stay until 6?” It sounds like it’s a question, but it’s not. And there are passive aggressive remarks if I say I can’t stay.
Earlier this month, I came in for extra work that my boss had been worried about. When I got there, first thing, we agreed on the time I would leave. Eight hours later, I had everything on her list completed and went to leave at the agreed upon time, but my boss said, “oh, but I scheduled you for another half hour. So you will need to stay late on tomorrow to make it up.”
I enjoy my work. I want to be a team player; if someone is sick or on vacation, I cover, I help out at busy times of year, etc. But I have night school and have older relatives I help care for—in fact, I was hired because I am in school to become professionally regulated, so they are well aware I have firm commitments. My superiors know when they will be working months in advance, yet I have to fight for even minimally advanced notice. Even if I didn’t have a quote-unquote good excuse to not stay into the evening at the drop of a hat, it doesn’t seem right. It feels like my workplace doesn’t consider me a full person.
This field is also not normally part of a culture of overtime similar to, say, young doctors and law students. Up to this point, I’ve kept neutral, factual reminders like, “Oh, I was going by the posted schedule, is there new information i should be aware of?” and “I am happy to stay, but I need advance notice” on the tip of my tongue, but nothing sinks in. How can I get some balance in my life?
You’re going to have to be more direct and more assertive about it: “Because I have night school and older family members I care for, I’m no longer going to be able to change my schedule on the fly as easily as I have been up until now and will need to leave at the end of my scheduled shift, unless it’s something we’ve worked out ahead of time. I wanted to let you know so that you’re not counting on me staying later than scheduled on the fly from now on.”
And then if you’re asked to stay late and you don’t want to do it, you say, “Sorry, I can’t! I need to leave right at the end of my scheduled shift because I have a commitment right afterwards.”
If you get the sense that your boss is upset by this after a few times of doing it, I’d address that head-on: “I’ve gotten the sense that you’ve been concerned when I haven’t been able to work later than my scheduled shifts. Can we hash out exactly what you expect of me in that regard and what I’m able to do so that we’re on the same page?”
Ultimately if what she says is “you need to be available for longer shifts with no notice,” then (a) that’s unreasonable, but (b) you’ll have to decide if you want the job under those conditions (or if you’re willing to just keep refusing and deal with whatever results from that, which could be anything from annoyed resignation to firing you over it).
4. We’re required to pay for our own celebration, even if we don’t attend
I wanted to get your take on something that’s been going on at the company I work at. I work as an actuary. To obtain the highest designation of Fellow of the Society of Actuaries, a person must complete several exams, which often take five or more years. People complete these exams while employed and companies will provide funds to use for study material and paid time off to use for studying. If a person fails their exams repeatedly, they may be removed from their job. Every six months, my company hosts an “exam results party.” Anyone may attend, whether you passed or failed, but the intention of the party is to celebrate those who have passed. Those who passed their exam are asked to contribute $85 (regardless of whether they intend to go to the party). Those who failed do not need to pay in order to attend. I say that they’re “asked,” but the reality is that we’re “told” to pay. The last time an email was circulated, it said “please pay Susan and Marcus the following…[with an explanation of the amounts of be paid].”
Everyone pays the money and it’s very clear that it’s “expected” rather than being asked for. For example, one year I passed two exams and was told that I’d need to pay $170 instead of $85. My face dropped in shock, and the person said, “Yeah, sorry, that’s just how it is.” Am I wrong for thinking that it’s inappropriate that this is presented to employees as a “required” payment? Most people here aren’t comfortable with causing trouble, so they just accept it and pay. Am I wrong for thinking it’s also weird that employees are paying for their own party?
It’s not necessarily outrageous that people are paying for their own party (I mean, it’s a little weird, but that’s a thing some places), but it’s completely bizarre that it’s a requirement and that you can’t opt out, and it’s even weird that you’re charged double if pass two exams.
I wonder if this got miscommunicated somewhere along the way — like someone decided the honorees should pay if they wanted a celebration and somehow that got misunderstood by an admin as “they must pay.”
Ideally you and others would just refuse. Say something like, “I appreciate the offer, but it’s not in my budget so I’m not going to attend.” And then if you’re told you have to pay anyway, you’d say, “That seems really weird — why would I be charged for a party I’m not attending? I think there must be a misunderstanding somewhere, but regardless this isn’t an expense I want to take on, so I’ll need to pass.” You could add, “If this is a business requirement, the company should be covering it. If it’s not a business requirement, then I’ll just decline.”
5. Is this rejection email rubbing salt in the wound?
I interviewed for a job a few days back for a company I was introduced to during an industry networking event. I felt that the interview went very well and afterward they said they would be making a decision within a few days. I was prepared to play the waiting game until three hours later I got this email:
“Hi All: Firstly, we wanted to take the time to thank you for meeting with us. We wanted to get back with everyone ASAP, so they would not be dwelling on this all weekend. We had a really great group of candidates and all of you would be a valuable addition to our team. We did have one candidate that was truly overqualified and had a skill set above what we were looking for. We have offered them the position and they have accepted. We will keep all of your resumes on file for future. We are growing and will need more help in time. We wish you all the very best and again thank you so much for meeting with us!”
I was understandably disappointed since this would have greatly improved my circumstances (higher pay, new experience in the industry, etc.) but what I can’t seem to shake off is the insulting nature of this email. “Not only are we not hiring you but we will openly praise and stress how excited we are about the winner!” I know it sounds childish, but honestly I feel discouraged by this whole situation. I guess my question is, is it normal for hiring managers to rub salt in the wounds during a rejection email?
I think it’s actually a pretty nice email! It’s very, very normal for an employer to explain that they went with someone who was unusually qualified or a particularly strong match. It’s not generally considered rubbing salt in the wound; it’s intended as an explanation — “you were good, but the competition was strong.” They’re trying to say “it’s not that you weren’t great, but just that someone else was unusually outstanding.” I suspect that because you’re disappointed, you’re taking the email more personally than you should.
The thing that’s a little unusual here is that you got this email only three hours after your interview, but it’s possible that you were their final interview, they made an offer right afterwards, and it was accepted on the spot.
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my coworker is telling everyone he wants to ask me out, should I admit I had a nose job, and more was originally published by Alison Green on Ask a Manager.
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Is there a life insurance that can be purchased for a 90 year old lady?
"Is there a life insurance that can be purchased for a 90 year old lady?
Is there a life insurance that can be purchased for a 90 year old lady?
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Is there a life insurance that can be purchased for a 90 year old lady?
Is there a life insurance that can be purchased for a 90 year old lady?
Anyone please help !!?
im 16 and i want to klnow how much car insurance is going to be. i dont want an exACT FIGURE BUT A ROUND ABOUT PRICE FOR statefarm with all the discounts taken out for being a good stundent and taking the drvers ed my car is already paid off and its a sante fe
Use Medisave to Buy a Life Insurance?
Use Medisave to Buy a Life Insurance! Is this a wise choice?
How does auto insurance work?
If you are in an accident and its not your fault ,who pays for your damages? Also what happens if you parents lend you there car but you werent on there insurance and now after the accident you are on the insurance. Can the insurance cover you now that you have been add to your parents insurance.""
How much would insurance for a 2002 chevy tahoe cost? ?
ok im 14 and im taking drivers ed this summer when im 14 1/2 to get my learners permit and for my car im getting a 2002 chevy tahoe or a 2004 Cadillac escalade and i was wondering how much the insurance would be for them? not the full coverage but the liability insurance and we're on state farm insurance and i live in a pretty low crime town in montana so my car probably wouldn't get stolen or broken into
Can an insurance company lower their initial written pain & suffering offer if I counter offer?
I've been told they won't but CAN they? Please only answer if you KNOW. Thanks.
""Auto, Home, Renters, Life Insurance?""
Okay I am working on a budget project for a class, and one of the requirements is to find the costs of insurance. So my question is what would the average rate for auto, home, renters and life insurance for a married individual in early to mid 20's?""
Is it true that you are not required to have Auto Insurance in the state of New Hampshire?
I heard that you're not.
Short vs. long term individual health insurance?
whats the better choice and why
What's the minimum auto insurance coverage I should have in california?
I'm not talking about the minimum required by law, but what's a good idea to have? Is 100/300/50 BIPD overkill? Are we just throwing our money away?""
21stcentury insurance?
21stcentury insurance?
Why did my wife's auto insurance premiums go up after I got a DUI?
After I pleaded guilty to a DUI charge, my wife's auto insurance company refused to renew her policy. Because we are married, other insurance companies have either quoted her higher premiums or refused a quote for her based upon my mistake. We had separate insurance companies, I was driving my car, not hers. She was not in the car with me and had nothing to do with it. I was pulled over because my license plate light was burned out. I was not driving erratically, speeding or anything of that sort. I had not had any violations in 16 years and she hasn't in nearly 30-years. Why is my wife being punished for my mistake and how is it legal?""
How to bring Car Insurance down?
Here's the lowdown: Been driving for over 20 years on a Full UK Licence, apart from a few prangs 20 years ago have been driving without incident. Was a chauffeur for a few years, no traffic accidents. Was a delivery driver for a few years with no traffic accidents (the only one in the firm) Have also been driving a motorbike which 2 years ago I had to re-take my tests for. I scored 100% in all areas, theory, the section I called 'stunt' driving and road test. I have kind of got fed up with using company cars, hire vehicles and the motorbike to get everywhere, so decided to purchase a cheap Audi A3 (I'm talking an ancient one here). 3PFT insurance works out at over 1000 per year...about the same as the car is worth. This is too expensive for me (considering my bike insurance is 150 a year) how can I bring it down?""
Car insurance??? help?
I have a 2013 Mazda and going to buy a 2014 the same model as the 13 one will my insurance go a little bit more up?
Do I Really need to tell my insurance company about my Conviction?
Hi, 4 and a half years ago, I had 2 speeding convictions. Both with 2 months. My driver is European (German) so there is no paper part and no part which shows points. My insurance runs out in 4 months however today I realised in the insurance papers that it does not show my convictions. I called DVLA and they informed me that the convictions had been removed because they were over 4 years old. My insurance ask about convictions from 5 years ago, Should I tell them?""
Car Insurance For 16 Year Old Female?
How much would monthly car insurance cost for a 16 year old female living in Louisiana approximately?
How much would insurance be for a 16 year old in GA?
I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)""
Question about car insurance?
Passed my test today!! :D Was wondering what kind of insurance prices people started paying. I want either a ford ka (Been quoted like 2,000) or a Peugeot 207 or something like that. Just wanted to know what other people pay for there car when they first passed?""
What does depreciation cost mean when it comes to home insurance?
filed a claim to replace my floors.getting a check in 5-7 business days.it says i have 180 days to replace the floors,to cover depriciation cost.what does that mean exactly?""
What is the cheapest car insurance company?
im 21 and just passed my test i have a 1.4 clio does any1 know around how much it is t insure and also i would like to know how much road tax is? x :-)
Progressive will our insurance go up?
So my Dad has Progressive insurance. I drive one of his cars that is under his name on both the title and the insurance. I got my license revoked. I'm curious if his insurance will find out about it if my name is not on the insurance card. I'm not sure if he has me listed anywhere else on the insurance if that is even possible, all I have is the card and my name is nowhere on it. Basically I want to know if his insurance rates are going to go up because of me.""
Should I change my Car Insurance company?
I am planning to renew my current automobile insurance policy. I am told by my current provider that in spite of my clean driving record, automobile insurance rates are rising. In light of developments and changes in insurance carriers, policies and regions, is this TRUE or am I being told a partial-truth ?""
Is it required to buy insurance if you rent a car ?
Well, I'm going to tell my mom to rent a car next Thursday and I'm not sure if she HAVE to buy insurance for it. She already have car insurance from Triple A, can she use the car insurance she have for the rental car? Is that okay? When I reserved the car for Avis last weekend, it said that you can purchase a protection for the car for an extra 18 dollars, im not sure if that's insurance or not. It said its recommended, but not required. Also, no where on the site said that you have to buy insurance for the rental car. Is there already insurance for those rental cars? I'm so confused. pleease help!!""
Car Insurance for youth?
What car insurance company is usually cheapest for a new driver with a car in the early 90's (1991 Grand Prix) for liablity only. I would go on with my parents but the company they have forces me to pay on every car they own and its just waaaay to much for me since im just starting out in the workforce
What is the best dental insurance in Florida?
I'm gearing up for braces, I need some filling and extractions first so I'm looking for a good dental plan. I need 5 fillings and two extractions. To be frank, I'm a little confused on which one to choose. I'm self employed so I don't belong to any insurance plan as of right now. I'm looking for whats going to be the cheapest for just what I need done (listed above) and nothing more. btw I live in Tampa. Thanks in advance for any suggestions!""
How much is motorcycle insurance?
I'm only 14 right now but when I hit 16 i'm planning on buying a motorcycle. Planning on buying a Kawasaki Ninja 300r 2013 around my birthday and I remembered a rough factor. How much would insurance be for a 16 year old on a sport bike like that? Don't refer me to a Quote site just a rough estimate I live in Illionois
Is there a life insurance that can be purchased for a 90 year old lady?
Is there a life insurance that can be purchased for a 90 year old lady?
Question for any car insurance agents...?
When sitting at a red light, how much distance is required in between cars? I ask because I was in a 3 car accident when I was rear ended and the impact caused me to be pushed into the car in front of me. Who is responsible for the damage to the last car?""
Mazda RX8 cheap to run/insure?
thinking of getting a Mazda RX8 for my first car they're a 1.3 so i'm assuming they don't completely rinse petrol because the engine size is quite low? any idea on what the insurance would be for a first time driver, i've been driving 4 months""
Can anyone recomend some cheap insurance companies for drives who have completed pass plus?
I'm 18, soon to be 19, and have been trying to get a quote on a 1998 vauxhall corsa, and the only 1 i got before was ridiculously high. I know it being an older model is going to make a difference, but does anyone know from personal experience or whatever which insurance companies offer decent insurance prices to young drives, who have completed the pass plus scheme? Thanks, much appreciated!""
Question about starting a business and health insurance in CA?
If I was to decide to start a small business on the side (doing gardening, or growing food for sale, or something like that) and I am my only employee - I would be THE only person working this job - am I required by law to buy health insurance (especially if I already have health insurance through my husband's job)? I find this new thing kind of confusing... I'm in California, by the way, if it helps any. Thanks.""
Car insurance 15 year old with 4.0 gpa?
my son is going to turn 15 i wanted to know what it would cost and what options i have
Alliance United Insurance?
So I just want to know all of their current plans and prices? For 2 adults and 1 minor for auto insurance.. I live in California.. Thanks!
Health insurance in Texas for low income families?
My dad recently lost his job, but has an existing medical condition, an ex-wife, and 5 kids to support. I don't know much about the health insurance options in Texas, but I'm looking for a program that will allow my family to be insured for cheap... something like Arizona's AHCCCS health insurance for low income people""
A question about how much will insurance cost?
i am looking at a few cars , toyota mr2 which should be cheap on insurance because it's a classic car and im looking at a renault clio 1.2 now im just wondering because im nearly a 17 year old and wanting to know how much would insurance cost on these 2 cars thanks people""
Peugeot 106 or 206 for first car?
Im 17 and im goin to buy a new car , wot should i choose wot will be least on insurance will there be much difference , how much on average will insurnce be in the uk , north west, any other suggestions for a car upto 800 to spend, thanks x""
Cheap car insurance with dui in california?
i know drinking and driving was dumb and dont drink anymore for a year. i need car insurance where can i find the best deal something cheap for a whole year for liabilty for my shitty car.
Car and car insurance?
Okay so I want to buy a car. My credit score is 633. I am 19 and in january I opened 2 credit cards which I pay my bills on time. I also have a phone bill i pay on time. If i wanted to buy a 10,000 dollar car or maybe 8,000, I was wondering how much my APR would be and how much my monthly bill would be. Also how much I would have to put down on the car at first. And I was also wondering how much my insurance cost would be seeing that I am a 19 year old female with 2 tickets on her driving record. (One for speeding, one for phone use.) i just need a rough estimation... Thank you :)""
I'm 17 years old how can i get my insurance premium cheaper please? Any help is appreciated thanks?
Heya i was wondering how a 17 year old guy can get his insurance premium down please thanks
Will having to file a SR-22 with that state of Illinois cost me more in insurance?
Will having to file a SR-22 with that state of Illinois cost me more in insurance?
Gender inequality CAR INSURANCE!! why?
Seriously why do guys have to pay more for car insurance compared to women? It is unfair. If this was the other way round, all the females will be complaining and protesting. Now obviously women expect men to bend over backwards for there so called 'rights'. Right i now most of the women who use yahoo answer come back will be 'Men cause more accidents'. Well in fact men do not proportionately cause more accidents, men have more accidents, but men drive proportionately far more than women at a given time 79% of of all cars being driven are by males, 71% of all accidents are by males. Same goes with young males (17-22), they tend to be the first to want to embrace there rights when they turn 17 to be able to drive an automobile. You could clearly use your imagination and see that the stats are true. In a traditional nuclear family who drives mostly? obviously the husband (male). How would women feel like if they lost the right to equal pay.. because of statistics that they tend to take more days off due to things like maternity leave.""
Why might a 19 year old driver be glad that insurance companies pool risk?
Why might a 19 year old driver be glad that insurance companies pool risk?
How much do you pay for your home owner's insurance?
I am doing a survey and this would really be helpful for me. Please let me know how much you pay for your home owner's insurance. If you pay monthly or yearly. The location of your home. The value of your home. How big your home is. If you have flood insurance. And what you have as your deductable.
What is the purpose of car insurance?
Now I understand what car insurance really does, they cover losses mainly out of pocket, reduce risk which covers costs of many, but I have trouble understanding why a company is needed to do this. Lets say on an average a person pays 150/month for coverage. Over time this money adds up. After one were to be in a collision, they are presumably covered , yet a deductible is payed, then they increase the payments. I fail to see the purpose when they are just pretty much using your monthly payments to pay for these fines. Lets say you had a glass jar, and you put 200 a month in there, is the concept not the same? Even if you were to never get into an accident in your lifetime, do you see a dime of your money? I just really want to know if there is a true reason, or purpose for insurance, because I fail to see past it as a scam.""
Car insurance and car note?
OK, I'm nineteen. I've been saving up for my first car. But the thing is, I have to pay insurance, and a car note on my own. My mother became homeless, and my father I do not know. My godparents took me in, and they can't afford to add me on their insurance. So, being that I have a part time job at McDonald's, and go to college, It seems as if I have no way of affording a car and insurance. I haven't checked the rates of insurance, but I do understand that they are high for teenage males, and always vary on the type of car you have. I don't want anything fancy, a four door car that gets me from A to B. Is there anyway I can afford this? Please and thanks!""
How Much Does Insurance Cost?
Okay, So Im 18. Ive Been Driving For A Year And Haven't Had Any Type Of Tickets, Wrecks, Or Anything. And, I Was Told That With This Your Insurance Is Likely To Go Down For Being ...show more""
Dispute Car insurance claim estimate - Tiny paint mark
I lightly bumped the car in front of me and left a tiny red mark from my license plate. When I got out of the car I could rub the paint off with my finger, but I could tell the other driver was uncomfortable with me touching his car so I stopped. He said he wasnt going to file a claim but he did and the estimate for fixing his car was $641 Dollars!!!!!! Since this is over the $500 limit my insurance has for no penalty, if i do not pay this out of pocket my insurance will go up by $250 a year for 6 years. WHAT CAN I DO? I want to dispute this because there is no way it would cost that much to rub the red paint off. Thanks in advance!""
If my camera is in my car and it is stolen will my auto insurance cover it?
If my camera is in my car and it is stolen will my auto insurance cover it?
Approximate insurance cost for vw polo (UK)?
I am 17 and have just passed my driving test.. How high is the insurance likely to be for this http://www.ebay.co.uk/itm/2001-Volkswagen-Polo-1-0-E-5-Door-Metallic-Green-/280730016652?pt=Automobiles_UK&hash=item415cd01b8c#ht_1227wt_1140 ?? Cheers x
How many American do not have health insurance?
How many American do not have health insurance?
Can a car insurance company make up points on your license?
So in early march my apartment was raided for pot, and a 1/2 gram was found. I was convicted of possession of marijuana and as part of Michigan's driving laws even if the incident did not occur in a car your license is restricted for 6 months. Yesterday my mother (the insurance for the whole family is in her name) received a notice that i had 8 points on my license and my insurance rates would be raised. Confused about this i went to Sec of State and in fact found out that i have no points. I called Memic and explained this to them, they informed me that they do not use actual points, they use their system of points. For example OUID is a 6 point offense but they count it as 8 points. Passing a stopped school bus (which as far as i can tell is no points) they view as 8 points. My question is, can they do this? We are switching insurances next month due to cheaper rates but this seems like a shady business practice to me. Thanks for ur time!!! -Pat""
What is an average g2 driver's insurance worth?
I Have: -G2 Lisence -2012 camaro ss -primary (only) driver of vehicle -driver's ed training. looking for average monthly insurance. im in ontario, canada.""
Is there a life insurance that can be purchased for a 90 year old lady?
Is there a life insurance that can be purchased for a 90 year old lady?
Car Insurance Single Vehicle Wreck?
Well, I'm am a 17 soon to be 18 year old male driver who had his first wreck today. A truck decided to come into my lane I braked and swerved to avoid went into the grass over ...show more""
""Cheap, but safe cars with low insurance [group 5 or less]?""
Are there cars [excluding super mini cars] that are big [i.e. saloon cars etc], but are generally cheap to insure for young drivers. As it seems the only ones that have cheap insurance are the super mini cars, and I don't really want one.""
What is state financed insurance in Florida?
i am looking for treatment centers for my son in Florida and i am in Virginia and when i read insurance info every one of them takes state financed insurance? what is this?
Renters Insurance? What Kind? Is it really worth it?
I am renting a condo from a friend, got a good deal, just signed the lease, he recomended that i get Renters Insurance because he said damages I make to the place or to other owners in the condo I am responsible, even if something happens to me, the insurance would help. Now I would like to know any good insurance agents (e.g Geico) should i get Renters/or Condo , not new to this, want a good rate yet want good coverage for damage, fire, theft you know.""
Does anyone know of affordable health insurance for college students?
Does anyone know of affordable health insurance for college students?
How much does health insurance cost for just a baby?
Im on my grandpas insurance until the summer of next year and Im due in Feb. I just recently found out that the insurance will cover the birth but not the baby...idk what to do. I ...show more
""My parents are in the process of putting my name on the car insurance, can i drive it in the meantime?""
My parents are sending the paper work out tomorrow, it'll take a few days for the insurance compant to get it, does this mean I can't drive the car until they get the papers or can I drive it now?""
Cheap car insurance for 18 year old?
Ok my younger brother is looking for cheap car insurance, hes just turned 18 and is looking at cars in the 400 region, there has been loads of nice looking cars for that price all fully working but obviously reasonably old. this is fine but when it comes to insurance some companies have quoted up to 8000!! I was just wondering if anyone had any tips that could help us out? aiming for under 1000 if possible! Thanks. Mark.""
""Average homeowner insurance for SE Cape Coral, Florida ?""
Does anyone know the average house insurance for the SE area in Cape Coral, Florida. I know that it has gone up because of weather conditions, but I was just wondering what the average insurance is right now. I am thinking about buying a house that was built in 1992, it has a hip roof, and is equipped with storm windows and everything, if this may help. Thanks for the imput!!""
Car insurance qoute.....?
Anyone know of a website that will give me an average qoute on types of Cars/Pick-ups, Canadian website perfered.""
Are there any insurance companies that offer discounts for drivers of hybrid cars?
I know Traveler's does but their rates are really high to start with, so 10% off that is actually a ton more expensive than my regular insurance. I'm looking to insure a 2005 civic hybrid. (which for fair note I love!) Thanks in advance!""
About car insurance?
i got a used car,mitsubishi sports car,1999....im a first time driver..they say i have to pay like $150 but then it would increase if its a sports car..how much do u think will it add up?do u think it will add up only a couple of dollars or way higher?thanks!""
Car Insurance Question?
I am 25 today and was always told that your car insurance rates will go down when you reach this age. Is this true? If so, how much can I expect my insurance to drop? Im a male. Im insured through Allstate. No accidents. 1 speeding ticket in 9 yrs of driving. I drive a 2007 f-150 4x4 v8""
How do you find the cheapest car insurance?
I'm almost 20 been driving since I was 16. No accidents, no tickets. I've been on my grandparents insurance but now it's time I get my own. How do I go about finding the cheapest car insurance?""
Insurance violation 16028 (a)?
I was riding my friends motorcycle today. I got pulled over for doing 75 in a 65. My friend does have insurance on the motorcycle but there was no insurance paperwork on the motorcycle. I got written up for no insurance, the cop said as long as the bike does have insurance the court should drop it. My question is, do I need to be insured on the bike or does just the bike need insurance since I was just riding it that day?""
""Live with father, father borrowed and wrecked my car. He's not on my insurance.?""
Will I still be able to make a claim if I have my own insurance, he's not on my insurance, and we live together. I know there is some sort of household rule, but is that just for having kids? What if he's my dad? Will I still be able to make a claim if we live in the same household, and he's not on my insurance? I'm 21, own the car myself, and the insurance myself, basically renting a room but can't prove it. He's only insured with his business car.""
Rental Car Insurance: Texas. How Do I Avoid Paying $23/Day?
In Texas renting a car. Back in California you rent a car, then you can either get 3 choices: I don't want insurance . This means its on you. They can't foce you to insure the car. $11/day . This covers the rental car only and not the damage you may do to other cars or property. $22/day . Full coverage. Covers anything that can happen. Now I live in Texas. And Dollar, Enterprise, Hertz...tell me the same thing... If you do not have your own car insurance, you must pay $23 per day for insurance which covers everything . How do I avoid this? Seems very expensive for a several week long rental....insurance costs as much as the car.""
Will my disbalitiy insurance through medicaid get shut off if i get married?
Will my disbalitiy insurance through medicaid get shut off if i get married?
Car title and insurance
hi my sister is sending me her car on Monday with the title. If I go to the DMV that day with the title will I be able to drive the car that day? I will also be callign my insurance agency to add the car - does that take more than a day? thank
Car insurance question on a 2002 pontiac firebird?
so i might possibly be getting a 2002 pontiac firebird convertible. im a 17 year old female and it would be my first car. im going under my moms insurance because it will be cheaper. but being that is it a sports car does anyone know a round about on how much insurance would be? 10 points =)
Car insurance WITHOUT a bank account?
does anyone know where/what car insurance i can get as i can not have a bank acount or debit/credit card. can only pay with cash by monthly installments
Health insurance for the poor in California?
Does anybody know how to get some kind of free health insurance in Los Angeles? I lost my job and want to go to school full time but I need health insurance. Med-Cal told me you have to be 65 or disabled
""18yr old car insurance, on my own.?""
im looking for cheap car insurance for a 2000 vauxhall corsa envoy 1.0, i have to have my own policy cause my dad has passed and my mom don't drive, my uncle has offered help me but we have been told its illegal for him to be the policy holder if i own the car, does anyone know a cheap insurance company??""
Insurance for modified car advice !!?
i want to buy a car that has full interior and exterior body work done to it, will this effecct the insurance ?? also the engine has had a 'ecu chip' and air filter added/changed so will this effect insurance in any way ?? and can i get replys from someone who knows what there on about no some random answer thanks""
""How much does individual health insurance cost, on average, in the United States?""
How much does individual health insurance cost, on average, in the United States?""
Is there a life insurance that can be purchased for a 90 year old lady?
Is there a life insurance that can be purchased for a 90 year old lady?
https://www.linkedin.com/pulse/how-much-does-jay-leno-pay-monthly-auto-insurance-rosetta-mcclure"
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